First Community (FCCO) 10-Q 10 Aug 20 2020 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2020	Aug. 10, 2020
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2020
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2020
Current Fiscal Year End Date	--12-31
Entity File Number	000-28344
Entity Registrant Name	FIRST COMMUNITY CORPORATION
Entity Central Index Key	0000932781
Entity Tax Identification Number	57-1010751
Entity Incorporation, State or Country Code	SC
Entity Address, Address Line One	5455 Sunset Boulevard
Entity Address, City or Town	Lexington
Entity Address, State or Province	SC
Entity Address, Postal Zip Code	29072
City Area Code	(803)
Local Phone Number	951-2265
Title of 12(b) Security	Common stock, par value $1.00 per share
Trading Symbol	FCCO
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,486,151

CONSOLIDATED BALANCE SHEETS (Un

CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 15,330	$ 14,951
Interest-bearing bank balances	77,608	32,741
Federal funds sold and securities purchased under agreements to resell	58
Investment securities available-for-sale	295,919	286,800
Other investments, at cost	2,053	1,992
Loans held-for-sale	33,496	11,155
Loans	817,372	737,028
Less, allowance for loan losses	8,936	6,627
Net loans	808,436	730,401
Property, furniture and equipment - net	34,728	35,008
Lease right-of-use asset	3,124	3,215
Premises held-for-sale	591	591
Bank owned life insurance	28,406	28,041
Other real estate owned	1,449	1,410
Intangible assets	1,283	1,483
Goodwill	14,637	14,637
Other assets	7,682	7,854
Total assets	1,324,800	1,170,279
Deposits:
Non-interest bearing	371,585	289,829
Interest bearing	747,287	698,372
Total deposits	1,118,872	988,201
Securities sold under agreements to repurchase	45,651	33,296
Federal Home Loan Bank advances		211
Junior subordinated debt	14,964	14,964
Lease liability	3,192	3,266
Other liabilities	11,320	10,147
Total liabilities	1,193,999	1,050,085
SHAREHOLDERS’ EQUITY
Preferred stock, par value $1.00 per share, 10,000,000 shares authorized; none issued and outstanding
Common stock, par value $1.00 per share; 20,000,000 shares authorized; issued and outstanding 7,486,151 at June 30, 2020 7,440,026 at December 31, 2019	7,486	7,440
Nonvested restricted stock	(396)	(151)
Additional paid in capital	91,184	90,488
Retained earnings	22,155	19,927
Accumulated other comprehensive income	10,372	2,490
Total shareholders’ equity	130,801	120,194
Total liabilities and shareholders’ equity	$ 1,324,800	$ 1,170,279

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - $ / shares	Jun. 30, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Preferred Stock, Par Value Per Share	$ 1	$ 1
Preferred Stock, Shares Authorized	10,000,000	10,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, Par Value Per Share	$ 1	$ 1
Common Stock, Shares Authorized	20,000,000	20,000,000
Common Stock, Shares, Issued	7,486,151	7,440,026
Common Stock, Shares, Outstanding	7,486,151	7,440,026

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest income:
Loans, including fees	$ 9,018	$ 8,792	$ 17,845	$ 17,401
Taxable securities	1,225	1,294	2,662	2,511
Non-taxable securities	386	364	675	804
Other	37	156	194	264
Total interest income	10,666	10,606	21,376	20,980
Interest expense:
Deposits	736	1,180	1,755	2,182
Securities sold under agreement to repurchase	36	109	140	201
Other borrowed money	151	201	321	461
Total interest expense	923	1,490	2,216	2,844
Net interest income	9,743	9,116	19,160	18,136
Provision for loan losses	1,250	9	2,325	114
Net interest income after provision for loan losses	8,493	9,107	16,835	18,022
Non-interest income:
Deposit service charges	210	380	609	791
Mortgage banking income	1,572	1,238	2,554	2,082
Investment advisory fees and non-deposit commissions	671	489	1,305	927
Gain on sale of securities		164		135
Gain (loss) on sale of other assets		(3)	6	(3)
Other	934	918	1,841	1,763
Total non-interest income	3,387	3,186	6,315	5,695
Non-interest expense:
Salaries and employee benefits	5,840	5,210	11,493	10,380
Occupancy	679	647	1,322	1,302
Equipment	298	389	616	775
Marketing and public relations	247	430	601	605
FDIC assessment	88	71	130	145
Other real estate expense	40	18	75	47
Amortization of intangibles	95	132	200	264
Other	1,844	1,743	3,732	3,445
Total non-interest expense	9,131	8,640	18,169	16,963
Net income before tax	2,749	3,653	4,981	6,754
Income taxes	532	772	970	1,378
Net income	$ 2,217	$ 2,881	$ 4,011	$ 5,376
Basic earnings per common share	$ 0.30	$ 0.38	$ 0.54	$ 0.70
Diluted earnings per common share	$ 0.30	$ 0.37	$ 0.54	$ 0.70

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Income Statement [Abstract]
Net income	$ 2,217	$ 2,881	$ 4,011	$ 5,376
Other comprehensive income:
Unrealized gain during the period on available-for-sale securities, net of tax expense of $1,196 and $575, respectively	4,501	2,164	7,882	4,445
Reclassification adjustment for gain on available-for-sale securities included in net income, net of tax expense of $0 and $34, respectively		(130)		(106)
Other comprehensive income	4,501	2,034	7,882	4,339
Comprehensive income	$ 6,718	$ 4,915	$ 11,893	$ 9,715

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Income Statement [Abstract]
Unrealized (loss) gain during the period on available-for-sale securities, taxes	$ 1,196	$ 575	$ 2,095	$ 1,183
Reclassification adjustment for loss (gain) included in net income, taxes	$ 0	$ 34	$ 0	$ 29

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Nonvested Restricted Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total	Warrant [Member]
Beginning Balance, Shares at Dec. 31, 2018	7,639,000
Beginning Balance at Dec. 31, 2018	$ 7,639	$ 95,048	$ (149)	$ 12,262	$ (2,334)	$ 112,497	$ 31
Net income				2,495		2,495
Other comprehensive income net of tax of $610					2,305	2,305
Issuance of restricted stock	$ 8	162	(170)
Issuance of restricted stock, Shares	8,000
Amortization of compensation on restricted stock			33			33
Shares retired	$ (8)	(148)				(156)
Shares retired, Shares	(8,000)
Dividends: Common ($0.11 per share)				(840)		(840)
Dividend reinvestment plan	$ 5	95				100
Dividend reinvestment plan, Shares	5,000
Ending Balance, Shares at Mar. 31, 2019	7,665,000
Ending Balance at Mar. 31, 2019	$ 7,665	95,150	(286)	13,917	(29)	116,434	17
Exercise of warrants	$ 21	(7)					(14)
Exercise of warrants, Shares	21,000
Beginning Balance, Shares at Dec. 31, 2018	7,639,000
Beginning Balance at Dec. 31, 2018	$ 7,639	95,048	(149)	12,262	(2,334)	112,497	31
Net income				5,376		5,376
Other comprehensive income net of tax of $610					4,339	4,339
Issuance of restricted stock	$ 8	162	(170)
Issuance of restricted stock, Shares	8,000
Shares issued-deferred compensation	$ 24	241				265
Issuance of common stock-deferred compensation, Shares	24,000
Amortization of compensation on restricted stock			78			78
Shares retired	$ (8)	(148)				(156)
Shares retired, Shares	(8,000)
Dividends: Common ($0.11 per share)				(1,681)		(1,681)
Dividend reinvestment plan	$ 10	174				184
Dividend reinvestment plan, Shares	10,000
Ending Balance, Shares at Jun. 30, 2019	7,511,000
Ending Balance at Jun. 30, 2019	$ 7,511	92,242	(241)	15,957	2,005	117,489	15
Exercise of warrants	$ 23	(7)					(16)
Exercise of warrants, Shares	23,000
Stock repurchase plan	$ (185)	(3,228)				(3,413)
Stock repurchase plan, Shares	(185,000)
Beginning Balance, Shares at Mar. 31, 2019	7,665,000
Beginning Balance at Mar. 31, 2019	$ 7,665	95,150	(286)	13,917	(29)	116,434	17
Net income				2,881		2,881
Other comprehensive income net of tax of $610					2,034	2,034
Shares issued-deferred compensation	$ 24	241				265
Issuance of common stock-deferred compensation, Shares	24,000
Amortization of compensation on restricted stock			45			45
Dividends: Common ($0.11 per share)				(841)		(841)
Dividend reinvestment plan	$ 5	79				84
Dividend reinvestment plan, Shares	5,000
Ending Balance, Shares at Jun. 30, 2019	7,511,000
Ending Balance at Jun. 30, 2019	$ 7,511	92,242	(241)	15,957	2,005	117,489	15
Exercise of warrants	$ 2						$ (2)
Exercise of warrants, Shares	2,000
Stock repurchase plan	$ (185)	(3,228)				(3,413)
Stock repurchase plan, Shares	(185,000)
Beginning Balance, Shares at Dec. 31, 2019	7,440,000
Beginning Balance at Dec. 31, 2019	$ 7,440	90,488	(151)	19,927	2,490	120,194
Net income				1,794		1,794
Other comprehensive income net of tax of $610					3,381	3,381
Issuance of common stock		4				4
Issuance of restricted stock	$ 18	348	(366)
Issuance of restricted stock, Shares	18,000
Amortization of compensation on restricted stock			52			52
Shares retired	$ (1)	(14)				(15)
Shares retired, Shares	(1,000)
Dividends: Common ($0.11 per share)				(891)		(891)
Dividend reinvestment plan	$ 5	90				95
Dividend reinvestment plan, Shares	5,000
Ending Balance, Shares at Mar. 31, 2020	7,462,000
Ending Balance at Mar. 31, 2020	$ 7,462	90,916	(465)	20,830	5,871	124,614
Beginning Balance, Shares at Dec. 31, 2019	7,440,000
Beginning Balance at Dec. 31, 2019	$ 7,440	90,488	(151)	19,927	2,490	120,194
Net income				4,011		4,011
Other comprehensive income net of tax of $610					7,882	7,882
Issuance of common stock		4				4
Issuance of restricted stock	$ 18	348	(366)
Issuance of restricted stock, Shares	18,000
Shares issued-deferred compensation	$ 18	182				200
Issuance of common stock-deferred compensation, Shares	18,000
Amortization of compensation on restricted stock			121			121
Shares retired	$ (1)	(14)				(15)
Shares retired, Shares	(1,000)
Dividends: Common ($0.11 per share)				(1,783)		(1,783)
Dividend reinvestment plan	$ 11	176				187
Dividend reinvestment plan, Shares	11,000
Ending Balance, Shares at Jun. 30, 2020	7,486,000
Ending Balance at Jun. 30, 2020	$ 7,486	91,184	(396)	22,155	10,372	130,801
Beginning Balance, Shares at Mar. 31, 2020	7,462,000
Beginning Balance at Mar. 31, 2020	$ 7,462	90,916	(465)	20,830	5,871	124,614
Net income				2,217		2,217
Other comprehensive income net of tax of $610					4,501	4,501
Shares issued-deferred compensation	$ 18	182				200
Issuance of common stock-deferred compensation, Shares	18,000
Amortization of compensation on restricted stock			69			69
Dividends: Common ($0.11 per share)				(892)		(892)
Dividend reinvestment plan	$ 6	86				92
Dividend reinvestment plan, Shares	6,000
Ending Balance, Shares at Jun. 30, 2020	7,486,000
Ending Balance at Jun. 30, 2020	$ 7,486	$ 91,184	$ (396)	$ 22,155	$ 10,372	$ 130,801

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement of Stockholders' Equity [Abstract]
Other Comprehensive Income	$ 1,196	$ 899	$ 610	$ 601	$ 2,095	$ 1,212
Common Stock Dividend, per Share	$ 0.12	$ 0.12	$ 0.11	$ 0.11	$ 0.24	$ 0.22

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended		12 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 2,217	$ 1,794	$ 2,881	$ 2,495	$ 4,011	$ 5,376
Adjustments to reconcile net income to net cash used from operating activities:
Depreciation					807	649
Net premium amortization					1,105	1,071
Provision for loan losses	1,250		9		2,325	114	$ 139
Loss on sale of other real estate owned						3
Writedowns of other real estate owned					38
Origination of loans held-for-sale					(85,207)	(61,358)
Sale of loans held-for-sale					62,866	55,851
Amortization of intangibles	95		132		200	264
Accretion on acquired loans					(179)	(272)
Gain on sale of securities			(164)			(135)
Increase in other assets					(2,221)	(7,485)
Increase in other liabilities					4,385	1,656
Net cash used from operating activities					(11,870)	(4,266)
Cash flows from investing activities:
Purchase of investment securities available-for-sale					(22,077)	(57,557)
Purchase of other investment securities					(70)	(37)
Maturity/call of investment securities available-for-sale					21,948	14,805
Proceeds from sale of securities available-for-sale						51,119
Proceeds from sale of other securities					9
(Increase) in loans					(83,576)	(8,051)
Proceeds from sale of other real estate owned						45
Proceeds from sale of fixed assets						301
Purchase of property and equipment					(527)	(1,954)
Net cash used in investing activities					(84,293)	(1,329)
Cash flows from financing activities:
Increase in deposit accounts					130,672	11,894
Increase in securities sold under agreements to repurchase					12,355	5,867
Advances from the Federal Home Loan Bank					34,001	65,000
Repayment of advances from Federal Home Loan Bank					(34,212)	(65,010)
Shares retired		(15)		(156)	(15)	(156)
Repurchase of common stock						(3,413)
Issuance of deferred compensation shares					200	265
Dividends paid: Common Stock					(1,783)	(1,681)
Proceeds from issuance of Common Stock					4
Dividend reinvestment plan					187	184
Net cash provided from financing activities					141,409	12,950
Net increase in cash and cash equivalents					45,246	7,355
Cash and cash equivalents at beginning of period		$ 47,692		$ 32,268	47,692	32,268	32,268
Cash and cash equivalents at end of period	$ 92,938		$ 39,263		92,938	39,263	$ 47,692
Cash paid during the period for:
Interest					3,070	2,958
Income taxes						1,160
Non-cash investing and financing activities:
Unrealized gain on securities					9,977	5,493
Recognition of operating lease right of use asset						2,846
Recognition of operating lease liability						2,849
Transfer of investment securities held-to-maturity to available-for-sale						16,144
Transfer of loans to foreclosed property					$ 78

Nature of Business and Basis of

Nature of Business and Basis of Presentation	6 Months Ended
	Jun. 30, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Business and Basis of Presentation	Note 1— Nature of Business and Basis of Presentation Basis of Presentation In the opinion of management, the accompanying unaudited consolidated balance sheets, and the consolidated statements of income, comprehensive income, changes in shareholders’ equity, and the cash flows of First Community Corporation (the “Company”) and its wholly owned subsidiary, First Community Bank (the “Bank”), present fairly in all material respects the Company’s financial position at June 30, 2020 and December 31, 2019, and the Company’s results of operations for the three and six months ended June 30, 2020 and 2019 and cash flows for the six months ended June 30, 2020 and 2019. The results of operations for the three and six months ended June 30, 2020 are not necessarily indicative of the results that may be expected for the year ending December 31, 2020. In the opinion of management, all adjustments necessary to fairly present the consolidated financial position and consolidated results of operations have been made. All such adjustments are of a normal, recurring nature. All significant intercompany accounts and transactions have been eliminated in consolidation. The consolidated financial statements and notes thereto are presented in accordance with the instructions for Quarterly Reports on Form 10-Q. The information included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 should be referred to in connection with these unaudited interim financial statements. Risk and Uncertainties In December 2019, a novel strain of coronavirus (COVID-19) was reported to have surfaced in China,and has since spread to a number of other countries, including the United States. In March 2020, the World Health Organization declared COVID-19 a global pandemic and the United States declared a National Public Health Emergency. The COVID-19 pandemic has severely restricted the level of economic activity in the Bank’s markets. In response to the COVID-19 pandemic, the governments of the states in which the Bank has retail offices, and of most other states, have taken preventative or protective actions, such as imposing restrictions on travel and business operations, advising or requiring individuals to limit or forego their time outside of their homes, and ordering temporary closures of businesses that have been deemed to be non-essential. While the Bank’s business has been designated an essential business, which allows the Bank to continue to serve its customers, the Bank serves many customers that have been deemed, or who are employed by businesses that have been deemed, to be non-essential. And many of the Bank’s customers that have been categorized to date as essential businesses, or who are employed by businesses that have been categorized as essential businesses, have been adversely affected by the COVID-19 pandemic. The impact of the COVID-19 pandemic is fluid and continues to evolve. The unprecedented and rapid spread of COVID-19 and its associated impacts on trade (including supply chains and export levels), travel, employee productivity, unemployment, consumer spending, and other economic activities has resulted in less economic activity, significant volatility and disruption in financial markets, and has had an adverse effect on the Company’s business, financial condition and results of operations. The ultimate extent of the impact of the COVID-19 pandemic on the Company’s business, financial condition and results of operations is currently uncertain and the timing and pace of recovery will depend on various developments and other factors, including, among others, the duration and scope of the pandemic, as well as governmental, regulatory and private sector responses to the pandemic, and the associated impacts on the economy, financial markets and the Company’s customers, employees and vendors. The Company’s business, financial condition and results of operations generally rely upon the ability of the Bank’s borrowers to repay their loans, the value of collateral underlying the Bank’s secured loans, and demand for loans and other products and services the Bank offers, which are highly dependent on the business environment in the Bank’s primary markets where it operates and in the United States as a whole. On March 3, 2020, the Federal Reserve reduced the target federal funds rate by 50 basis points, followed by an additional reduction of 100 basis points on March 16, 2020. These reductions in interest rates and the other effects of the COVID-19 pandemic have had, and are expected to continue to have, possibly materially, an adverse effect on the Company’s business, financial condition and results of operations. For instance, the pandemic has had a negative effect on the Bank’s net interest margin, provision for loan losses, and deposit service charges, salaries and benefits, occupancy expense, and equipment expense. Other financial impacts could occur though such potential impact is unknown at this time. Note 1—Nature of Business and Basis of Presentation-continued As of June 30, 2020, the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that the Company has sufficient capital to withstand an extended economic recession brought about by the COVID-19 pandemic, the Bank’s reported and regulatory capital ratios could be adversely impacted by further credit losses. We believe that we have ample liquidity to meet the needs of our customers and to manage through the COVID-19 pandemic through our low cost deposits; our ability to borrow against approved lines of credit (federal funds purchased) from correspondent banks; and our ability to obtain advances secured by certain securities and loans from the Federal Home Loan Bank. Furthermore, we are eligible to participate in the Paycheck Protection Program Liquidity Facility (“PPPLF”) to fund Paycheck Protection Program (“PPP”) loans if needed. Beginning in March 2020, the Company proactively offered payment deferrals for up to 90 days to its loan customers. We continue to consider potential deferrals with respect to certain customers, which we evaluate on a case-by-case basis. Loans on which payments have been deferred increased to $175.0 million at June 30, 2020 from $118.3 million at March 31, 2020. At its peak, which occurred during the second quarter of 2020, the Company granted payment deferments on loans totaling $206.9 million. As a result of normal payments being resumed by loan customers at the conclusion of their applicable payment deferral period, loans in which payments have been deferred decreased from the peak of $206.9 million to $175.0 million at June 30, 2020 and to $64.3 million at July 31, 2020. The Company has evaluated its exposure to certain industry segments most impacted by the COVID-19 pandemic as of June 30, 2020: Industry Segments Outstanding % of Loan Avg. Loan Avg. Loan to (Dollars in millions) Loan Balance Portfolio Size Value Hotels $ 28.8 3.5 % $ 1.9 68 % Restaurants $ 20.7 2.5 % $ 0.7 69 % Assisted Living $ 9.1 1.1 % $ 1.8 49 % Retail $ 78.7 9.6 % $ 0.6 60 %

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
	Jun. 30, 2020
Earnings Per Share [Abstract]
Earnings Per Common Share	Note 2— Earnings Per Common Share The following reconciles the numerator and denominator of the basic and diluted earnings per common share computation: (In thousands except average market price) Six months Three months Ended June 30, Ended June 30, 2020 2019 2020 2019 Numerator (Net income available to common shareholders) $ 4,011 $ 5,376 $ 2,217 $ 2,881 Denominator Weighted average common shares outstanding for: Basic shares 7,432 7,629 7,436 7,627 Dilutive securities: Deferred compensation 26 43 18 41 Warrants/Restricted stock – Treasury stock method 10 36 11 36 Diluted shares 7,468 7,708 7,465 7,704 Earnings per common share: Basic 0.54 0.70 0.30 0.38 Diluted 0.54 0.70 0.30 0.37 The average market price used in calculating assumed number of shares $ 16.98 $ 19.12 $ 14.97 $ 18.35 In the fourth quarter of 2011, we issued $ 2.5 million 8.75% 107,500 In 2006, the Company established a Non-Employee Director Deferred Compensation Plan, whereby a director may elect to defer all or any part of annual retainer and monthly meeting fees payable with respect to service on the board of directors or a committee of the board. Units of common stock are credited to the director’s account at the time compensation is earned and are included in dilutive securities in the table above. The non-employee director’s account balance is distributed by issuance of common stock at the time of retirement or resignation from the board of directors. At June 30, 2020 and December 31, 2019, there were 84,643 and 97,104 units in the plan, respectively 1.0 million 1.1 million The Company has adopted a stock option plan whereby shares have been reserved for issuance by the Company upon the grant of stock options or restricted stock awards. At June 30, 2020 and December 31, 2019 the Company had 111,049 and 96,729 shares, respectively, reserved for future grants. The 350,000 shares reserved were approved by shareholders at the 2011 annual meeting. The plan provides for the grant of options to key employees and directors as determined by a stock option committee made up of at least two members of the board of directors. Options are exercisable for a period of ten years from date of grant. There were no stock options outstanding and exercisable at June 30, 2020 and December 31, 2019. The employee restricted shares and units cliff vest over a three-year period; the non-employee director shares vest one year after issuance. The unrecognized compensation cost at June 30, 2020 and December 31, 2019 for non-vested shares amounts to $ 396.0 thousand and $ 219.7 thousand , respectively. Each unit is convertible into one share of common stock at the time the unit vests. The related compensation cost is accrued over the vesting period and was $ 79.2 thousand and $ 61.0 thousand at June 30, 2020, and December 31, 2019, respectively.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 3— Investment Securities The amortized cost and estimated fair values of investment securities are summarized below: AVAILABLE-FOR-SALE: Gross Gross Amortized Unrealized Unrealized (Dollars in thousands) Cost Gains Losses Fair Value June 30, 2020 US Treasury securities $ 3,502 $ 19 $ — $ 3,521 Government Sponsored Enterprises 990 23 — 1,013 Mortgage-backed securities 172,969 7,683 317 180,335 Small Business Administration pools 39,289 938 11 40,216 State and local government 64,043 4,794 — 68,837 Other securities 1,997 — — 1,997 $ 282,790 $ 13,457 $ 328 $ 295,919 Gross Gross Amortized Unrealized Unrealized (Dollars in thousands) Cost Gains Losses Fair Value December 31, 2019 US Treasury securities $ 7,190 $ 16 $ 3 $ 7,203 Government Sponsored Enterprises 984 17 — 1,001 Mortgage-backed securities 182,736 1,490 640 183,586 Small Business Administration pools 45,301 259 217 45,343 State and local government 47,418 2,371 141 49,648 Other securities 19 — — 19 $ 283,648 $ 4,153 $ 1,001 $ 286,800 During the first quarter of 2019, the Company reclassified the portfolio of securities listed as held-to-maturity to available-for-sale. There were no investment securities listed as held-to-maturity as of June 30, 2020. During the six months ended June 30, 2020 and 2019, the Company received proceeds of $0 and $51.1 million, respectively, from the sale of investment securities available-for-sale. For the three months ended June 30, 2020, there were no gross realized gains from the sale of investment securities available-for-sale and no gross realized losses. For the three months ended June 30, 2019, gross realized gains from the sale of investment securities available-for-sale amounted to $ 315.0 354.6 219.6 At June 30, 2020, other securities available-for-sale included the following at fair value: a mutual fund at $ 6.7 10.0 2.1 2.0 8.8 10.0 1.1 1.0 991.4 1.0 Note 3—Investment Securities-continued The following tables show gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous loss position, at June 30, 2020 and December 31, 2019. (Dollars in thousands) Less than 12 months 12 months or more Total June 30, 2020 Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale securities: Value Loss Value Loss Value Loss Mortgage-backed securities $ 23,967 $ 264 $ 3,639 $ 53 $ 27,606 $ 317 Small Business Administration pools 194 — 5,693 11 5,887 11 Total $ 24,161 $ 264 $ 9,332 $ 64 $ 33,493 $ 328 (Dollars in thousands) Less than 12 months 12 months or more Total December 31, 2019 Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale securities: Value Loss Value Loss Value Loss US Treasury securities $ — $ — $ 1,508 $ 3 $ 1,508 $ 3 Mortgage-backed securities 57,175 485 12,419 155 69,594 640 Small Business Administration pools 7,891 53 13,502 164 21,393 217 State and local government 5,695 141 — — 5,695 141 Total $ 70,761 $ 679 $ 27,429 $ 322 $ 98,190 $ 1,001 Government Sponsored Enterprise, Mortgage-Backed Securities: 172.9 182.7 180.3 183.6 Non-agency Mortgage Backed Securities: 66.4 63.3 73.5 73.5 State and Local Governments and Other: Note 3—Investment Securities-continued The following sets forth the amortized cost and fair value of investment securities at June 30, 2020 by contractual maturity. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay the obligations with or without prepayment penalties. MBSs are based on average life at estimated prepayment speeds. June 30, 2020 Available-for-sale Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ 12,438 $ 12,566 Due after one year through five years 120,737 124,897 Due after five years through ten years 119,104 126,668 Due after ten years 30,511 31,788 Total $ 282,790 $ 295,919

Loans

Loans	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Loans	Note 4— Loans Loans summarized by category June 30, December 31, June 30, (Dollars in thousands) 2020 2019 2019 Commercial, financial and agricultural $ 107,184 $ 51,805 $ 52,641 Real estate: Construction 82,584 73,512 61,284 Mortgage-residential 45,424 45,357 49,927 Mortgage-commercial 544,670 527,447 524,348 Consumer: Home equity 27,156 28,891 28,465 Other 10,354 10,016 10,042 Total $ 817,372 $ 737,028 $ 726,707 Commercial, financial, and agricultural category includes $ 47.9 The detailed activity in the allowance for loan losses and the recorded investment in loans receivable (Dollars in thousands) Real estate Real estate Consumer Real estate Mortgage Mortgage Home Consumer Commercial Construction Residential Commercial equity Other Unallocated Total Three months ended June 30, 2020 Allowance for loan losses: Beginning balance $ 489 $ 148 $ 440 $ 5,531 $ 277 $ 112 $ 697 $ 7,694 Charge-offs — — — — — (25 ) — (25 ) Recoveries 3 — — 3 — 11 — 17 Provisions 277 17 57 935 16 34 (86 ) 1,250 Ending balance $ 769 $ 165 $ 497 $ 6,469 $ 293 $ 132 $ 611 $ 8,936 Note 4—Loans-continued (Dollars in thousands) Real estate Real estate Consumer Real estate Mortgage Mortgage Home Consumer Commercial Construction Residential Commercial equity Other Unallocated Total Six months ended June 30, 2020 Allowance for loan losses: Beginning balance $ 427 $ 111 $ 367 $ 4,602 $ 240 $ 97 $ 783 $ 6,627 Charge-offs — — — — — (48 ) — (48 ) Recoveries 3 — — 9 1 19 — 32 Provisions 339 54 130 1,858 52 64 (172 ) 2,325 Ending balance $ 769 $ 165 $ 497 $ 6,469 $ 293 $ 132 $ 611 $ 8,936 Ending balances: Individually evaluated for impairment $ — $ — $ — $ 4 $ — $ — $ — $ 4 Collectively evaluated for impairment 769 165 497 6,465 293 132 611 8,932 June 30, 2020 Loans receivable: Ending balance-total $ 107,184 $ 82,584 $ 45,424 $ 544,670 $ 27,156 $ 10,354 $ — $ 817,372 Ending balances: Individually evaluated for impairment — — 333 3,020 66 — — 3,419 Collectively evaluated for impairment $ 107,184 $ 82,584 $ 45,091 $ 541,650 $ 27,090 $ 10,354 $ — $ 813,953 (Dollars in thousands) Real estate Real estate Consumer Real estate Mortgage Mortgage Home Consumer Commercial Construction Residential Commercial equity Other Unallocated Total Three months ended June 30, 2019 Allowance for loan losses: Beginning balance $ 418 $ 96 $ 412 $ 4,346 $ 268 $ 89 $ 725 $ 6,354 Charge-offs — — (7 ) — — (36 ) — (43 ) Recoveries — — — 31 — 11 — 42 Provisions 17 (19 ) (1 ) 81 (21 ) 37 (85 ) 9 Ending balance $ 435 $ 77 $ 404 $ 4,458 $ 247 $ 101 $ 640 $ 6,362 Note 4—Loans-continued Real estate Real estate Consumer Real estate Mortgage Mortgage Home Consumer Commercial Construction Residential Commercial equity Other Unallocated Total Six months ended June 30, 2019 Allowance for loan losses: Beginning balance $ 430 $ 89 $ 431 $ 4,318 $ 261 $ 88 $ 646 $ 6,263 Charge-offs (2 ) — (7 ) — (1 ) (66 ) — (76 ) Recoveries — — — 41 — 20 — 61 Provisions 7 (12 ) (20 ) 99 (13 ) 59 (6 ) 114 Ending balance $ 435 $ 77 $ 404 $ 4,458 $ 247 $ 101 $ 640 $ 6,362 Ending balances: Individually evaluated for impairment $ — $ — $ — $ 12 $ — $ — $ — $ 12 Collectively evaluated for impairment 435 77 404 4,446 247 101 640 6,350 June 30, 2019 Ending balance-total $ 52,641 $ 61,284 $ 49,927 $ 524,348 $ 28,465 $ 10,042 $ — $ 726,707 Ending balances: Individually evaluated for impairment — — 542 4,047 54 — — 4,643 Collectively evaluated for impairment $ 52,641 $ 61,284 $ 49,385 $ 520,301 $ 28,411 $ 10,042 $ — $ 722,064 Note 4—Loans-continued (Dollars in thousands) Real estate Real estate Consumer Real estate Mortgage Mortgage Home Consumer Commercial Construction Residential Commercial equity Other Unallocated Total December 31, 2019 Allowance for loan losses: Beginning balance $ 430 $ 89 $ 431 $ 4,318 $ 261 $ 88 $ 646 $ 6,263 Charge-offs (12 ) — (12 ) — (1 ) (120 ) — (145 ) Recoveries 3 — — 307 15 45 — 370 Provisions 6 22 (52 ) (23 ) (35 ) 84 137 139 Ending balance $ 427 $ 111 $ 367 $ 4,602 $ 240 $ 97 $ 783 $ 6,627 Ending balances: Individually evaluated for impairment $ — $ — $ — $ 6 $ — $ — $ — $ 6 Collectively evaluated for impairment 427 111 367 4,596 240 97 783 6,621 December 31, 2019 Ending balance-total $ 51,805 $ 73,512 $ 45,357 $ 527,447 $ 28,891 $ 10,016 $ — $ 737,028 Ending balances: Individually evaluated for impairment 400 — 392 3,135 70 — — 3,997 Collectively evaluated for impairment $ 51,405 $ 73,512 $ 44,965 $ 524,312 $ 28,821 $ 10,016 $ — $ 733,031 Note 4—Loans-continued Related party loans and lines of credit are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons and generally do not involve more than the normal risk of collectability. The following table presents related party loan transactions (Dollars in thousands) 2020 2019 Beginning Balance January 1 $ 4,109 $ 5,937 New Loans 55 106 Less loan repayments 585 1,668 Ending Balance June 30 $ 3,579 $ 4,375 The following table presents at June 30, 2020 and December 31, 2019 loans individually evaluated and considered impaired (Dollars in thousands) June 30, December 31, 2020 2019 Total loans considered impaired $ 3,419 $ 3,997 Loans considered impaired for which there is a related allowance for loan loss: Outstanding loan balance $ 193 $ 256 Related allowance $ 4 $ 6 Loans considered impaired and previously written down to fair value $ 2,176 $ 2,275 Average impaired loans $ 3,731 $ 4,431 Amount of interest earned during period of impairment $ 85 $ 263 Note 4—Loans-continued The following tables are by loan category (Dollars in thousands) Six months ended Three months ended Unpaid Average Interest Average Interest June 30, 2020 Recorded Principal Related Recorded income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized With no allowance recorded: Commercial, financial, agricultural $ — $ — $ — $ — $ — $ — $ — Real estate: Construction — — — — — — — Mortgage-residential 333 425 — 337 10 331 7 Mortgage-commercial 2,827 5,567 — 3,189 147 3,141 74 Consumer: Home equity 66 70 — 68 2 66 1 Other — — — — — — — With an allowance recorded: Commercial, financial, agricultural — — — — — — — Real estate: Construction — — — — — — — Mortgage-residential — — — — — — — Mortgage-commercial 193 193 4 216 6 193 3 Consumer: Home equity — — — — — — — Other — — — — — — — Total: Commercial, financial, agricultural $ — $ — $ — $ — $ — $ — $ — Real estate: Construction — — — — — — — Mortgage-residential 333 425 — 337 10 331 7 Mortgage-commercial 3,020 5,760 4 3,405 153 3,334 77 Consumer: Home equity 66 70 — 68 2 66 1 Other — — — — — — — $ 3,419 6,255 $ 4 $ 3,810 $ 165 $ 3,731 $ 85 Note 4—Loans-continued (Dollars in thousands) Six months ended Three months ended Unpaid Average Interest Average Interest June 30, 2019 Recorded Principal Related Recorded income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized With no allowance recorded: Commercial, financial, agricultural $ — $ — $ — $ — $ — $ — $ — Real estate: Construction — — — — — — — Mortgage-residential 542 600 — 590 10 578 8 Mortgage-commercial 3,622 6,625 — 3,706 180 3,694 90 Consumer: Home equity 54 56 — 57 2 57 1 Other — — — — — — — With an allowance recorded: Commercial, financial, agricultural — — — — — — — Real estate: Construction — — — — — — — Mortgage-residential — — — — — — — Mortgage-commercial 425 425 12 444 13 439 6 Consumer: Home equity — — — — — — — Other — — — — — — — Total: Commercial, financial, agricultural $ — $ — $ — $ — $ — $ — $ — Real estate: Construction — — — — — — — Mortgage-residential 542 600 — 590 10 578 8 Mortgage-commercial 4,047 7,050 12 4,150 193 4,133 96 Consumer: Home equity 54 56 — 57 2 57 1 Other — — — — — — — $ 4,643 $ 7,706 $ 12 $ 4,797 $ 205 $ 4,768 $ 105 Note 4—Loans-continued (Dollars in thousands) December 31, 2019 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized With no allowance recorded: Commercial $ 400 $ 400 $ — $ 600 $ 49 Real estate: Construction — — — — — Mortgage-residential 392 460 — 439 19 Mortgage-commercial 2,879 5,539 — 2,961 170 Consumer: Home Equity 70 73 — 76 2 Other — — — — — With an allowance recorded: Commercial — — — — — Real estate: Construction — — — — — Mortgage-residential — — — — — Mortgage-commercial 256 256 6 355 23 Consumer: Home Equity — — — — — Other — — — — — Total: Commercial 400 400 — 600 49 Real estate: Construction — — — — — Mortgage-residential 392 460 — 439 19 Mortgage-commercial 3,135 5,795 6 3,316 193 Consumer: Home Equity 70 73 — 76 2 Other — — — — — $ 3,997 $ 6,728 $ 6 $ 4,431 $ 263 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention Substandard Doubtful Note 4—Loans-continued Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered as pass rated loans. As of June 30, 2020 and December 31, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans (Dollars in thousands) June 30, 2020 Special Pass Mention Substandard Doubtful Total Commercial, financial & agricultural $ 107,024 $ 160 $ — $ — $ 107,184 Real estate: Construction 82,584 — — — 82,584 Mortgage – residential 44,595 202 627 — 45,424 Mortgage – commercial 538,978 2,357 3,335 — 544,670 Consumer: Home Equity 25,716 102 1,338 — 27,156 Other 10,327 27 — — 10,354 Total $ 809,224 $ 2,848 $ 5,300 $ — $ 817,372 (Dollars in thousands) December 31, 2019 Special Pass Mention Substandard Doubtful Total Commercial, financial & agricultural $ 51,166 $ 239 $ 400 $ — $ 51,805 Real estate: Construction 73,512 — — — 73,512 Mortgage – residential 44,221 509 627 — 45,357 Mortgage – commercial 521,072 2,996 3,379 — 527,447 Consumer: Home Equity 27,450 1,157 284 — 28,891 Other 9,981 35 — — 10,016 Total $ 727,402 $ 4,936 $ 4,690 $ — $ 737,028 At June 30, 2020 and December 31, 2019, non-accrual loans totaled $1.8 million and $2.3 million, respectively. TDRs that are still accruing and included in impaired loans at June 30, 2020 and at December 31, 2019 amounted to $ 1.6 1.7 Loans greater than 90 days delinquent and still accruing interest were $ 0.3 Acquired credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality, found in FASB ASC Topic 310-30, (Receivables—Loans and Debt Securities Acquired with Deteriorated Credit Quality), Note 4—Loans-continued A summary of changes in the accretable yield for purchased credit-impaired loans (Dollars in thousands) Three Months Three Months Accretable yield, beginning of period $ 116 $ 145 Additions — — Accretion (7 ) (7 ) Reclassification of nonaccretable difference due to improvement in expected cash flows — — Other changes, net — — Accretable yield, end of period $ 109 $ 138 At June 30, 2020 and December 31, 2019, the recorded investment in purchased impaired loans was $ 109 112 180 190 The following tables are by loan category and present loans past due and on non-accrual status (Dollars in thousands) Greater than 30-59 Days 60-89 Days 90 Days and Total June 30, 2020 Past Due Past Due Accruing Nonaccrual Past Due Current Total Loans Commercial $ 26 $ — $ — $ — $ 26 $ 107,158 $ 107,184 Real estate: Construction — — — — — 82,584 82,584 Mortgage-residential 2 9 — 333 344 45,080 45,424 Mortgage-commercial 226 13 — 1,407 1,646 543,024 544,670 Consumer: Home equity — — — 66 66 27,090 27,156 Other 33 2 — — 35 10,319 10,354 $ 287 $ 24 $ — $ 1,806 $ 2,117 $ 815,255 $ 817,372 (Dollars in thousands) Greater than 30-59 Days 60-89 Days 90 Days and Total December 31, 2019 Past Due Past Due Accruing Nonaccrual Past Due Current Total Loans Commercial $ — $ 99 $ — $ 400 $ 499 $ 51,306 $ 51,805 Real estate: Construction 113 — — — 113 73,399 73,512 Mortgage-residential 151 — — 392 543 44,814 45,357 Mortgage-commercial 39 — — 1,467 1,506 525,941 527,447 Consumer: Home equity 2 9 — 70 81 28,810 28,891 Other 40 23 — — 63 9,953 10,016 $ 345 $ 131 $ — $ 2,329 $ 2,805 $ 734,223 $ 737,028 The Company identifies TDRs as impaired under the guidance in ASC 310-10-35. There were no loans determined to be TDRs that were restructured during the three-month periods ended June 30, 2020 and June 30, 2019. Note 4—Loans-continued During the six-month periods ended June 30, 2020 and June 30, 2019, there were no loans determined to be TDRs in the previous twelve months that had payment defaults. Defaulted loans are those loans that are greater than 89 days past due. In the determination of the allowance for loan losses, all TDRs are reviewed to ensure that one of the three proper valuation methods (fair market value of the collateral, present value of cash flows, or observable market price) is adhered to. All non-accrual loans are written down to their corresponding collateral value. All troubled TDR accruing loans that have a loan balance that exceeds the present value of cash flows will have a specific allocation. All nonaccrual loans are considered impaired. Under ASC 310-10, a loan is impaired when it is probable that the Company will be unable to collect all amounts due including both principal and interest according to the contractual terms of the loan agreement. In accordance with interagency guidance issued in March 2020, short term deferrals granted due to the COVID-19 pandemic are not considered TDRs unless the borrower was previously experiencing financial difficulty.

Recently Issued Accounting Pron

Recently Issued Accounting Pronouncements	6 Months Ended
	Jun. 30, 2020
Accounting Changes and Error Corrections [Abstract]
Recently Issued Accounting Pronouncements	Note 5— Recently Issued Accounting Pronouncements The following is a summary of recent authoritative pronouncements: In February 2016, the FASB amended the Leases topic of the ASC to revise certain aspects of recognition, measurement, presentation, and disclosure of leasing transactions. The amendments were effective for fiscal years beginning after December 15, 2018 including interim periods within those fiscal years. The Company adopted the guidance using the modified retrospective method and practical expedients for transition. The practical expedients allow the Company to largely account for our existing leases consistent with current guidance except for the incremental balance sheet recognition of leases. The impact of adoption on January 1, 2019 was recording a right-of-use asset and lease liability of $2.9 million. See Note 9 “Leases” to the consolidated financial statements. In June 2016, the FASB issued guidance to change the accounting for credit losses and modify the impairment model for certain debt securities. The amendments will be effective for the Company for reporting periods beginning after December 15, 2022. Early adoption is permitted for all organizations for periods beginning after December 15, 2018. The Company is currently evaluating the effect that implementation of the new standard will have on its financial position, results of operations, and cash flows. In January 2017, the FASB amended the Goodwill and Other Topic of the ASC to simplify the accounting for goodwill impairment for public business entities and other entities that have goodwill reported in their financial statements and have not elected the private company alternative for the subsequent measurement of goodwill. The amendment removes Step 2 of the goodwill impairment test. Goodwill impairment will now be the amount by which a reporting unit’s carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. The effective date and transition requirements for the technical corrections were effective for the Company for reporting periods beginning after December 15, 2019. These amendments did not have a material impact on the Company’s financial statements. In March 2017, the FASB amended the requirements in the Receivables—Nonrefundable Fees and Other Costs Topic of the ASC related to the amortization period for certain purchased callable debt securities held at a premium. The amendments shorten the amortization period for the premium to the earliest call date. The amendments became effective for the Company for interim and annual periods beginning after December 15, 2018 and did not have a material effect on the Company’s financial statements. In July 2018, the FASB amended the Leases Topic of the ASC to make narrow amendments to clarify how to apply certain aspects of the new leases standard. Additionally, amendments were made to give entities another option for transition and to provide lessors with a practical expedient. The amendments were effective for reporting periods beginning after December 15, 2018 and did not have a material effect on the Company’s financial statements. In August 2018, the FASB amended the Fair Value Measurement Topic of the ASC. The amendments remove, modify, and add certain fair value disclosure requirements based on the concepts in the FASB Concepts Statement, Conceptual Framework for Financial Reporting—Chapter 8: Notes to Financial Statements. The amendments were effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019 and did not have a material effect on the Company’s financial statements. Note 5—Recently Issued Accounting Pronouncements-continued In August 2018, the FASB amended the Intangibles—Goodwill and Other Topic of the ASC to align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software. The amendments are effective for the Company for fiscal years beginning after December 15, 2019 and did not have a material effect on the Company’s financial statements In March 2019, the FASB issued guidance to address concerns companies had raised about an accounting exception they would lose when assessing the fair value of underlying assets under the leases standard and clarify that lessees and lessors are exempt from a certain interim disclosure requirement associated with adopting the new standard. The amendments were effective for the Company for reporting periods beginning after December 15, 2019 and did not have a material effect on the Company’s financial statements. In April 2019, the FASB issued guidance that clarifies and improves areas of guidance related to the recently issued standards on credit losses, hedging, and recognition and measurement of financial instruments. The amendments related to credit losses were effective for the Company for reporting periods beginning after December 15, 2019. The amendments related to hedging were effective for the Company for interim and annual periods beginning after December 15, 2018. The amendments related to recognition and measurement of financial instruments were effective for the Company for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. These amendments did not have a material impact on the Company’s financial statements. In July 2019, the FASB updated various Topics of the ASC to align the guidance in various SEC sections of the ASC with the requirements of certain SEC final rules. The amendments were effective upon issuance and did not have a material effect on the Company’s financial statements. In November 2019, the FASB issued guidance to defer the effective dates for private companies, not-for-profit organizations, and certain smaller reporting companies applying standards on current expected credit losses (CECL), leases, hedging. The new effective date for CECL will be fiscal years beginning after December 15, 2022 including interim periods within those fiscal years. The Company is evaluating the impact that this will have on its financial statements In November 2019, the FASB issued guidance that addresses issues raised by stakeholders during the implementation of ASU 2016-13, Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The amendments affect a variety of Topics in the Accounting Standards Codification. For entities that have not yet adopted the amendments in ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years-all other entities. Early adoption is permitted in any interim period as long as an entity has adopted the amendments in ASU 2016-13. The Company is evaluating the impact that this will have on its financial statements. In December 2019, the FASB issued guidance to simplify accounting for income taxes by removing specific technical exceptions that often produce information investors have a hard time understanding. The amendments also improve consistent application of and simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The amendments are effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. The Company does not expect these amendments to have a material effect on its financial statements. In January 2020, the FASB issued guidance to address accounting for the transition into and out of the equity method and measuring certain purchased options and forward contracts to acquire investments. The amendments are effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted, including early adoption in an interim period. The Company does not expect these amendments to have a material effect on its financial statements. In February 2020, the FASB issued guidance to add and amend SEC paragraphs in the ASC to reflect the issuance of SEC Staff Accounting Bulletin No. 119 related to the new credit losses standard and comments by the SEC staff related to the revised effective date of the new leases standard. The amendments were effective upon issuance. Note 5—Recently Issued Accounting Pronouncements-continued In March 2020, the FASB issued guidance that makes narrow-scope improvements to various aspects of the financial instrument guidance, including the CECL guidance issued in 2016. For public business entities, the amendments are effective upon issuance of this final ASU. For all other entities, the amendments were effective for fiscal years beginning after December 15, 2019, and are effective for interim periods within those fiscal years beginning after December 15, 2020. Early application is permitted. The effective date of the amendments to ASU 2016-01 is for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. For the amendments related to ASU 2016-13, public business entities that meet the definition of an SEC filer, excluding eligible smaller reporting companies (SRCs) as defined by the SEC, should adopt the amendments in ASU 2016-13 during 2020. All other entities should adopt the amendments in ASU 2016-13 during 2023. Early adoption will continue to be permitted. For entities that have not yet adopted the guidance in ASU 2016-13, the effective dates and the transition requirements for these amendments are the same as the effective date and transition requirements in ASU 2016-13. For entities that have adopted the guidance in ASU 2016-13, the amendments were effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. For those entities, the amendments should be applied on a modified-retrospective basis by means of a cumulative-effect adjustment to opening retained earnings in the statement of financial position as of the date that an entity adopted the amendments in ASU 2016-13. The Company is evaluating the impact that this will have on its financial statements In March 2020, the FASB issued guidance to provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The amendments are effective as of March 12, 2020 through December 31, 2022. The Company does not expect these amendments to have a material effect on its financial statements. In March 2020, the FASB issued guidance to provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The guidance provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. The ASU is intended to help stakeholders during the global market-wide reference rate transition period. The amendments are effective as of March 12, 2020 through December 31, 2022. The Company does not expect these amendments to have a material effect on its financial statements. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Note 6— Fair Value of Financial Instruments The Company adopted FASB ASC Fair Value Measurement Topic 820, which defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. ASC 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level l Quoted prices in active markets for identical assets or liabilities. Level 2 Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. Note 6—Fair Value of Financial Instruments-continued FASB ASC 825-10-50 “Disclosure about Fair Value of Financial Instruments”, requires the Company to disclose estimated fair values for its financial instruments. Fair value estimates, methods, and assumptions are set forth below. Cash and Short Term Investments - Investment Securities— Loans Held-for-Sale - Loans - Other Real Estate Owned (“OREO”) - Accrued Interest Receivable Deposits - Federal Home Loan Bank Advances - Short Term Borrowings - Junior Subordinated Debentures - Accrued Interest Payable - Commitments to Extend Credit Note 6—Fair Value of Financial Instruments-continued The carrying amount and estimated fair value by classification level of the Company’s financial instruments as of June 30, 2020 and December 31, 2019 are as follows: June 30, 2020 Fair Value (Dollars in thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and short term investments $ 92,996 $ 92,996 $ 92,996 $ — $ — Available-for-sale securities 295,919 295,919 3,106 291,257 1,556 Other investments, at cost 2,053 2,053 — — 2,053 Loans held-for-sale 33,496 33,496 — 33,496 — Net loans receivable 808,436 795,991 — — 795,991 Accrued interest 4,968 4,968 4,968 — — Financial liabilities: Non-interest bearing demand $ 371,585 $ 371,585 $ — $ 371,585 $ — Interest bearing demand deposits and money market accounts 465,440 465,440 — 465,440 — Savings 116,353 116,353 — 116,353 — Time deposits 165,494 166,568 — 166,568 — Total deposits 1,118,872 986,645 — 986,645 — Short term borrowings 45,651 45,651 — 45,651 — Junior subordinated debentures 14,964 10,816 — 10,816 — Accrued interest payable 837 837 837 — — Note 6—Fair Value of Financial Instruments-continued December 31, 2019 Fair Value (Dollars in thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and short term investments $ 47,692 $ 47,692 $ 47,692 $ — $ — Available-for-sale securities 286,800 286,800 23,632 261,361 1,807 Other investments, at cost 1,992 1,992 — — 1,992 Loans held-for-sale 11,155 11,155 — 11,155 — Net loans receivable 730,401 728,745 — — 728,745 Accrued interest 3,481 3,481 3,481 — — Financial liabilities: Non-interest bearing demand $ 289,829 $ 289,829 $ — $ 289,829 $ — Interest bearing demand deposits and money market accounts 423,256 423,256 — 423,256 — Savings 104,456 104,456 — 104,456 — Time deposits 170,660 171,558 — 171,558 — Total deposits 988,201 989,099 — 989,099 — Federal Home Loan Bank advances 211 211 — 211 — Short term borrowings 33,296 33,296 — 33,296 — Junior subordinated debentures 14,964 13,161 — 13,161 — Accrued interest payable 1,033 1,033 1,033 — — The following tables summarize quantitative disclosures about the fair value for each category of assets carried at fair value as of June 30, 2020 and December 31, 2019 that are measured on a recurring basis. There were no liabilities carried at fair value as of June 30, 2020 or December 31, 2019 that are measured on a recurring basis. (Dollars in thousands) Description June 30, Quoted Prices Significant Significant Available-for-sale securities US treasury securities $ 3,521 $ — $ 3,521 $ — Government sponsored enterprises 1,013 — 1,013 — Mortgage-backed securities 180,335 1,119 177,660 1,556 Small Business Administration pools 40,216 — 40,216 — State and local government 68,837 — 68,837 — Corporate and other securities 1,997 1,987 10 — Total 295,919 3,106 291,257 1,556 Loans held-for-sale 33,496 — 33,496 — Total $ 329,415 $ 3,106 $ 324,753 $ 1,556 Note 6—Fair Value of Financial Instruments-continued (Dollars in thousands) Description December 31, Quoted Prices Significant Significant Available-for-sale securities US treasury securities $ 7,203 $ — $ 7,203 $ — Government sponsored enterprises 1,001 — 1,001 — Mortgage-backed securities 183,586 18,435 163,344 1,807 Small Business Administration securities 45,343 — 45,343 — State and local government 49,648 5,188 44,460 — Corporate and other securities 19 9 10 — 286,800 23,632 261,361 1,807 Loans held-for-sale 11,155 — 11,155 — Total $ 297,955 $ 23,632 $ 272,516 $ 1,807 The following tables summarize quantitative disclosures about the fair value for each category of assets carried at fair value as of June 30, 2020 and December 31, 2019 that are measured on a non-recurring basis. There were no Level 3 financial instruments for the six months ended June 30, 2020 and June 30, 2019 measured on a recurring basis. (Dollars in thousands) Description June 30, Quoted Prices Significant Significant Impaired loans: Commercial & Industrial $ — $ — $ — $ — Real estate: Mortgage-residential 333 — — 333 Mortgage-commercial 3,020 — — 3,020 Consumer: Home equity 66 — — 66 Other — — — — Total impaired 3,419 — — 3,419 Other real estate owned: Construction 826 — — 826 Mortgage-commercial 623 — — 623 Total other real estate owned 1,449 — — 1,449 Total $ 4,864 $ — $ — $ 4,864 Note 6—Fair Value of Financial Instruments-continued (Dollars in thousands) Description December 31, Quoted Prices Significant Significant Impaired loans: Commercial & Industrial $ 400 $ — $ — $ 400 Real estate: Mortgage-residential 392 — — 392 Mortgage-commercial 3,129 — — 3,129 Consumer: Home equity 70 — — 70 Other — — — — Total impaired 3,991 — — 3,991 Other real estate owned: Construction 826 — — 826 Mortgage-residential 584 — — 584 Total other real estate owned 1,410 — — 1,410 Total $ 5,401 $ — $ — $ 5,401 The Company has a large percentage of loans with real estate serving as collateral. Loans which are deemed to be impaired are primarily valued on a nonrecurring basis at the fair value of the underlying real estate collateral. Such fair values are obtained using independent appraisals, which the Company considers to be Level 3 inputs. Third party appraisals are generally obtained when a loan is identified as being impaired or at the time it is transferred to OREO. With respect to less complex or smaller credits, an internal evaluation may be performed. This internal process consists of evaluating the underlying collateral to independently obtained comparable properties. Generally, the independent and internal evaluations are updated annually. Factors considered in determining the fair value include, among others, geographic sales trends, the value of comparable surrounding properties and the condition of the property. The aggregate amount of impaired loans was $3.4 million and $4.0 million as of June 30, 2020 and December 31, 2019, respectively. Note 6—Fair Value of Financial Instruments-continued For Level 3 assets and liabilities measured at fair value on a non-recurring basis as of June 30, 2020 and December 31, 2019, the significant unobservable inputs used in the fair value measurements were as follows: (Dollars in thousands) Fair Value Valuation Technique Significant Significant OREO $ 1,449 Appraisal Value/Comparison Sales/Other estimates Appraisals and or sales of comparable properties Appraisals discounted 6% 16% Impaired loans $ 3,415 Appraisal Value Appraisals and or sales of comparable properties Appraisals discounted 6% 16% (Dollars in thousands) Fair Value Valuation Technique Significant Significant OREO $ 1,410 Appraisal Value/Comparison Sales/Other estimates Appraisals and or sales of comparable properties Appraisals discounted 6% 16% Impaired loans $ 3,991 Appraisal Value Appraisals and or sales of comparable properties Appraisals discounted 6% 16%

Deposits

Deposits	6 Months Ended
	Jun. 30, 2020
Deposits	Note 7— Deposits The Company’s total deposits are comprised June 30, December 31, (Dollars in thousands) 2020 2019 Non-interest bearing demand deposits $ 371,585 $ 289,829 Interest bearing demand deposits and money market accounts 465,440 423,256 Savings 116,353 104,456 Time deposits 165,494 170,660 Total deposits $ 1,118,872 $ 988,201 As of June 30, 2020 and December 31, 2019, the Company had time deposits greater than $250,000 of $ 28.7 32.2

Reportable Segments

Reportable Segments	6 Months Ended
	Jun. 30, 2020
Segment Reporting [Abstract]
Reportable Segments	Note 8— Reportable Segments The Company’s reportable segments represent the distinct product lines the Company offers and are viewed separately for strategic planning by management. The Company has four reportable segments: · Commercial and retail banking: The Company’s primary business is to provide deposit and lending products and services to its commercial and retail customers. · Mortgage banking: This segment provides mortgage origination services for loans that will be sold to investors in the secondary market. · Investment advisory and non-deposit: This segment provides investment advisory services and non-deposit products. · Corporate: This segment includes the parent company financial information, including interest on parent company debt and dividend income received from the Bank. The following tables present selected financial information for the Company’s reportable business segments (Dollars in thousands) Commercial Investment Six months ended June 30, 2020 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 20,644 $ 732 $ — $ 2,129 $ (2,129 ) $ 21,376 Interest expense 1,903 — — 313 — 2,216 Net interest income $ 18,741 $ 732 $ — $ 1,816 $ (2,129 ) $ 19,160 Provision for loan losses 2,325 — — — — 2,325 Noninterest income 2,456 2,554 1,305 — — 6,315 Noninterest expense 14,713 2,276 924 256 — 18,169 Net income before taxes $ 4,159 $ 1,010 $ 381 $ 1,560 $ (2,129 ) $ 4,981 Income tax provision (benefit) 1,089 — — (119 ) — 970 Net income (loss) $ 3,070 $ 1,010 $ 381 $ 1,679 $ (2,129 ) $ 4,011 (Dollars in thousands) Commercial Investment Six months ended June 30, 2019 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 20,480 $ 488 $ — $ 3,042 $ (3,030 ) $ 20,980 Interest expense 2,449 — — 395 — 2,844 Net interest income $ 18,031 $ 488 $ — $ 2,647 $ (3,030 ) $ 18,136 Provision for loan losses 114 — — — — 114 Noninterest income 2,686 2,082 927 — — 5,695 Noninterest expense 14,170 1,755 862 176 — 16,963 Net income before taxes $ 6,433 $ 815 $ 65 $ 2,471 $ (3,030 ) $ 6,754 Income tax provision (benefit) 1,517 — — (139 ) — 1,378 Net income (loss) $ 4,916 $ 815 $ 65 $ 2,610 $ (3,030 ) $ 5,376 Note 8—Reportable Segments-continued (Dollars in thousands) Commercial Investment Three months ended June 30, 2020 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 10,234 $ 432 $ — $ 1,061 $ (1,061 ) $ 10,666 Interest expense 778 — — 145 — 923 Net interest income $ 9,456 $ 432 $ — $ 916 $ (1,061 ) $ 9,743 Provision for loan losses 1,250 — — — — 1,250 Noninterest income 1,144 1,572 671 — — 3,387 Noninterest expense 7,218 1,312 457 144 — 9,131 Net income before taxes $ 2,132 $ 692 $ 214 $ 772 $ (1,061 ) $ 2,749 Income tax provision (benefit) 592 — — (60 ) — 532 Net income $ 1,540 $ 692 $ 214 $ 832 $ (1,061 ) $ 2,217 (Dollars in thousands) Commercial Investment Three months ended June 30, 2019 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 10,355 $ 251 $ — $ 2,025 $ (2,025 ) $ 10,606 Interest expense 1,293 — — 197 — 1,490 Net interest income $ 9,062 $ 251 $ — $ 1,828 $ (2,025 ) $ 9,116 Provision for loan losses 9 — — — — 9 Noninterest income 1,458 1,238 490 — — 3,186 Noninterest expense 7,146 951 447 96 — 8,640 Net income before taxes $ 3,365 $ 538 $ 43 $ 1,732 $ (2,025 ) $ 3,653 Income tax provision (benefit) 832 — — (60 ) — 772 Net income $ 2,533 $ 538 $ 43 $ 1,792 $ (2,025 ) $ 2,881 Commercial Investment (Dollars in thousands) and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Total Assets as of June 30, 2020 $ 1,274,054 $ 50,046 $ 2 $ 133,280 $ (132,582 ) $ 1,324,800 Total Assets as of December 31, 2019 $ 1,143,934 $ 25,673 $ 2 $ 132,890 $ (132,220 ) $ 1,170,279

Leases

Leases	6 Months Ended
	Jun. 30, 2020
Leases [Abstract]
Leases	Note 9— Leases During the three-month period ended June 30, 2020 and June 30, 2019, the Company made cash payments for operating leases in the amount of $ 72.7 49.1 145.3 98.0 80.8 58.4 161.5 116.7 37.7 16.9 74.8 34.1 16.16 18.68 4.83% Note 9—Leases-continued (Dollars in thousands) Lease Liability Year Cash Expense Reduction 2020 $ 147 $ 70 $ 77 2021 298 133 165 2022 303 126 177 2023 309 118 191 2024 282 110 172 Thereafter 3,199 789 2,410 Total $ 4,538 $ 1,346 $ 3,192

Subsequent Events

Subsequent Events	6 Months Ended
	Jun. 30, 2020
Subsequent Events [Abstract]
Subsequent Events	Note 10— Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management has reviewed events occurring through the date the financial statements were available to be issued and has determined that no subsequent events occurred requiring accrual or that require disclosure and have not been disclosed in the footnotes to our unaudited consolidated financial statements as of June 30, 2020.

Nature of Business and Basis _2

Nature of Business and Basis of Presentation (Tables)	6 Months Ended
	Jun. 30, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
The Company has evaluated its exposure to certain industry segments most impacted by the COVID-19 pandemic as of June 30, 2020:	The Company has evaluated its exposure to certain industry segments most impacted by the COVID-19 pandemic as of June 30, 2020:
Nature of Business and Basis of Presentation	Industry Segments Outstanding % of Loan Avg. Loan Avg. Loan to (Dollars in millions) Loan Balance Portfolio Size Value Hotels $ 28.8 3.5 % $ 1.9 68 % Restaurants $ 20.7 2.5 % $ 0.7 69 % Assisted Living $ 9.1 1.1 % $ 1.8 49 % Retail $ 78.7 9.6 % $ 0.6 60 %

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2020
Earnings Per Share [Abstract]
The following reconciles the numerator and denominator of the basic and diluted earnings per common share computation:	The following reconciles the numerator and denominator of the basic and diluted earnings per common share computation: (In thousands except average market price)
Earnings Per Common Share	Six months Three months Ended June 30, Ended June 30, 2020 2019 2020 2019 Numerator (Net income available to common shareholders) $ 4,011 $ 5,376 $ 2,217 $ 2,881 Denominator Weighted average common shares outstanding for: Basic shares 7,432 7,629 7,436 7,627 Dilutive securities: Deferred compensation 26 43 18 41 Warrants/Restricted stock – Treasury stock method 10 36 11 36 Diluted shares 7,468 7,708 7,465 7,704 Earnings per common share: Basic 0.54 0.70 0.30 0.38 Diluted 0.54 0.70 0.30 0.37 The average market price used in calculating assumed number of shares $ 16.98 $ 19.12 $ 14.97 $ 18.35

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
The amortized cost and estimated fair values of investment securities are summarized below:	The amortized cost and estimated fair values of investment securities are summarized below:
Investment Securities	AVAILABLE-FOR-SALE: Gross Gross Amortized Unrealized Unrealized (Dollars in thousands) Cost Gains Losses Fair Value June 30, 2020 US Treasury securities $ 3,502 $ 19 $ — $ 3,521 Government Sponsored Enterprises 990 23 — 1,013 Mortgage-backed securities 172,969 7,683 317 180,335 Small Business Administration pools 39,289 938 11 40,216 State and local government 64,043 4,794 — 68,837 Other securities 1,997 — — 1,997 $ 282,790 $ 13,457 $ 328 $ 295,919 Gross Gross Amortized Unrealized Unrealized (Dollars in thousands) Cost Gains Losses Fair Value December 31, 2019 US Treasury securities $ 7,190 $ 16 $ 3 $ 7,203 Government Sponsored Enterprises 984 17 — 1,001 Mortgage-backed securities 182,736 1,490 640 183,586 Small Business Administration pools 45,301 259 217 45,343 State and local government 47,418 2,371 141 49,648 Other securities 19 — — 19 $ 283,648 $ 4,153 $ 1,001 $ 286,800
The following tables show gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous loss position, at June 30, 2020 and December 31, 2019.	The following tables show gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous loss position, at June 30, 2020 and December 31, 2019.
Investment Securities (Details 2)	(Dollars in thousands) Less than 12 months 12 months or more Total June 30, 2020 Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale securities: Value Loss Value Loss Value Loss Mortgage-backed securities $ 23,967 $ 264 $ 3,639 $ 53 $ 27,606 $ 317 Small Business Administration pools 194 — 5,693 11 5,887 11 Total $ 24,161 $ 264 $ 9,332 $ 64 $ 33,493 $ 328 (Dollars in thousands) Less than 12 months 12 months or more Total December 31, 2019 Fair Unrealized Fair Unrealized Fair Unrealized Available-for-sale securities: Value Loss Value Loss Value Loss US Treasury securities $ — $ — $ 1,508 $ 3 $ 1,508 $ 3 Mortgage-backed securities 57,175 485 12,419 155 69,594 640 Small Business Administration pools 7,891 53 13,502 164 21,393 217 State and local government 5,695 141 — — 5,695 141 Total $ 70,761 $ 679 $ 27,429 $ 322 $ 98,190 $ 1,001
The following sets forth the amortized cost and fair value of investment securities at June 30, 2020 by contractual maturity. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay the obligations with or without prepayment penalties. MBSs are based on average life at estimated prepayment speeds.	The following sets forth the amortized cost and fair value of investment securities at June 30, 2020 by contractual maturity. Expected maturities differ from contractual maturities because borrowers may have the right to call or prepay the obligations with or without prepayment penalties. MBSs are based on average life at estimated prepayment speeds.
Investment Securities (Details 3)	June 30, 2020 Available-for-sale Amortized Fair (Dollars in thousands) Cost Value Due in one year or less $ 12,438 $ 12,566 Due after one year through five years 120,737 124,897 Due after five years through ten years 119,104 126,668 Due after ten years 30,511 31,788 Total $ 282,790 $ 295,919

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Loans summarized by category	Loans summarized by category
Loans	June 30, December 31, June 30, (Dollars in thousands) 2020 2019 2019 Commercial, financial and agricultural $ 107,184 $ 51,805 $ 52,641 Real estate: Construction 82,584 73,512 61,284 Mortgage-residential 45,424 45,357 49,927 Mortgage-commercial 544,670 527,447 524,348 Consumer: Home equity 27,156 28,891 28,465 Other 10,354 10,016 10,042 Total $ 817,372 $ 737,028 $ 726,707
The detailed activity in the allowance for loan losses and the recorded investment in loans receivable	The detailed activity in the allowance for loan losses and the recorded investment in loans receivable
Loans (Details 2)	(Dollars in thousands) Real estate Real estate Consumer Real estate Mortgage Mortgage Home Consumer Commercial Construction Residential Commercial equity Other Unallocated Total Three months ended June 30, 2020 Allowance for loan losses: Beginning balance $ 489 $ 148 $ 440 $ 5,531 $ 277 $ 112 $ 697 $ 7,694 Charge-offs — — — — — (25 ) — (25 ) Recoveries 3 — — 3 — 11 — 17 Provisions 277 17 57 935 16 34 (86 ) 1,250 Ending balance $ 769 $ 165 $ 497 $ 6,469 $ 293 $ 132 $ 611 $ 8,936
related party loan transactions	Related party loans and lines of credit are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons and generally do not involve more than the normal risk of collectability. The following table presents related party loan transactions
Loans (Details 3)	(Dollars in thousands) 2020 2019 Beginning Balance January 1 $ 4,109 $ 5,937 New Loans 55 106 Less loan repayments 585 1,668 Ending Balance June 30 $ 3,579 $ 4,375
loans individually evaluated and considered impaired	The following table presents at June 30, 2020 and December 31, 2019 loans individually evaluated and considered impaired
Loans (Details 4)	(Dollars in thousands) June 30, December 31, 2020 2019 Total loans considered impaired $ 3,419 $ 3,997 Loans considered impaired for which there is a related allowance for loan loss: Outstanding loan balance $ 193 $ 256 Related allowance $ 4 $ 6 Loans considered impaired and previously written down to fair value $ 2,176 $ 2,275 Average impaired loans $ 3,731 $ 4,431 Amount of interest earned during period of impairment $ 85 $ 263
loan category	The following tables are by loan category
Loans (Details 5)	(Dollars in thousands) Six months ended Three months ended Unpaid Average Interest Average Interest June 30, 2020 Recorded Principal Related Recorded income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized With no allowance recorded: Commercial, financial, agricultural $ — $ — $ — $ — $ — $ — $ — Real estate: Construction — — — — — — — Mortgage-residential 333 425 — 337 10 331 7 Mortgage-commercial 2,827 5,567 — 3,189 147 3,141 74 Consumer: Home equity 66 70 — 68 2 66 1 Other — — — — — — — With an allowance recorded: Commercial, financial, agricultural — — — — — — — Real estate: Construction — — — — — — — Mortgage-residential — — — — — — — Mortgage-commercial 193 193 4 216 6 193 3 Consumer: Home equity — — — — — — — Other — — — — — — — Total: Commercial, financial, agricultural $ — $ — $ — $ — $ — $ — $ — Real estate: Construction — — — — — — — Mortgage-residential 333 425 — 337 10 331 7 Mortgage-commercial 3,020 5,760 4 3,405 153 3,334 77 Consumer: Home equity 66 70 — 68 2 66 1 Other — — — — — — — $ 3,419 6,255 $ 4 $ 3,810 $ 165 $ 3,731 $ 85
loans by class of loans	Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered as pass rated loans. As of June 30, 2020 and December 31, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans
Loans (Details 6)	(Dollars in thousands) June 30, 2020 Special Pass Mention Substandard Doubtful Total Commercial, financial & agricultural $ 107,024 $ 160 $ — $ — $ 107,184 Real estate: Construction 82,584 — — — 82,584 Mortgage – residential 44,595 202 627 — 45,424 Mortgage – commercial 538,978 2,357 3,335 — 544,670 Consumer: Home Equity 25,716 102 1,338 — 27,156 Other 10,327 27 — — 10,354 Total $ 809,224 $ 2,848 $ 5,300 $ — $ 817,372 (Dollars in thousands) December 31, 2019 Special Pass Mention Substandard Doubtful Total Commercial, financial & agricultural $ 51,166 $ 239 $ 400 $ — $ 51,805 Real estate: Construction 73,512 — — — 73,512 Mortgage – residential 44,221 509 627 — 45,357 Mortgage – commercial 521,072 2,996 3,379 — 527,447 Consumer: Home Equity 27,450 1,157 284 — 28,891 Other 9,981 35 — — 10,016 Total $ 727,402 $ 4,936 $ 4,690 $ — $ 737,028
summary of changes in the accretable yield for purchased credit-impaired loans	A summary of changes in the accretable yield for purchased credit-impaired loans
Loans (Details 7)	(Dollars in thousands) Three Months Three Months Accretable yield, beginning of period $ 116 $ 145 Additions — — Accretion (7 ) (7 ) Reclassification of nonaccretable difference due to improvement in expected cash flows — — Other changes, net — — Accretable yield, end of period $ 109 $ 138
loan category and present loans past due and on non-accrual status	The following tables are by loan category and present loans past due and on non-accrual status
Loans (Details 8)	(Dollars in thousands) Greater than 30-59 Days 60-89 Days 90 Days and Total June 30, 2020 Past Due Past Due Accruing Nonaccrual Past Due Current Total Loans Commercial $ 26 $ — $ — $ — $ 26 $ 107,158 $ 107,184 Real estate: Construction — — — — — 82,584 82,584 Mortgage-residential 2 9 — 333 344 45,080 45,424 Mortgage-commercial 226 13 — 1,407 1,646 543,024 544,670 Consumer: Home equity — — — 66 66 27,090 27,156 Other 33 2 — — 35 10,319 10,354 $ 287 $ 24 $ — $ 1,806 $ 2,117 $ 815,255 $ 817,372 (Dollars in thousands) Greater than 30-59 Days 60-89 Days 90 Days and Total December 31, 2019 Past Due Past Due Accruing Nonaccrual Past Due Current Total Loans Commercial $ — $ 99 $ — $ 400 $ 499 $ 51,306 $ 51,805 Real estate: Construction 113 — — — 113 73,399 73,512 Mortgage-residential 151 — — 392 543 44,814 45,357 Mortgage-commercial 39 — — 1,467 1,506 525,941 527,447 Consumer: Home equity 2 9 — 70 81 28,810 28,891 Other 40 23 — — 63 9,953 10,016 $ 345 $ 131 $ — $ 2,329 $ 2,805 $ 734,223 $ 737,028

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
The carrying amount and estimated fair value by classification level of the Company’s financial instruments as of June 30, 2020 and December 31, 2019 are as follows:	The carrying amount and estimated fair value by classification level of the Company’s financial instruments as of June 30, 2020 and December 31, 2019 are as follows:
FAIR VALUE MEASUREMENT	June 30, 2020 Fair Value (Dollars in thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and short term investments $ 92,996 $ 92,996 $ 92,996 $ — $ — Available-for-sale securities 295,919 295,919 3,106 291,257 1,556 Other investments, at cost 2,053 2,053 — — 2,053 Loans held-for-sale 33,496 33,496 — 33,496 — Net loans receivable 808,436 795,991 — — 795,991 Accrued interest 4,968 4,968 4,968 — — Financial liabilities: Non-interest bearing demand $ 371,585 $ 371,585 $ — $ 371,585 $ — Interest bearing demand deposits and money market accounts 465,440 465,440 — 465,440 — Savings 116,353 116,353 — 116,353 — Time deposits 165,494 166,568 — 166,568 — Total deposits 1,118,872 986,645 — 986,645 — Short term borrowings 45,651 45,651 — 45,651 — Junior subordinated debentures 14,964 10,816 — 10,816 — Accrued interest payable 837 837 837 — —
The following tables summarize quantitative disclosures about the fair value for each category of assets carried at fair value as of June 30, 2020 and December 31, 2019 that are measured on a recurring basis. There were no liabilities carried at fair value as of June 30, 2020 or December 31, 2019 that are measured on a recurring basis.	The following tables summarize quantitative disclosures about the fair value for each category of assets carried at fair value as of June 30, 2020 and December 31, 2019 that are measured on a recurring basis. There were no liabilities carried at fair value as of June 30, 2020 or December 31, 2019 that are measured on a recurring basis. (Dollars in thousands)
FAIR VALUE MEASUREMENT (Details 2)	Description June 30, Quoted Prices Significant Significant Available-for-sale securities US treasury securities $ 3,521 $ — $ 3,521 $ — Government sponsored enterprises 1,013 — 1,013 — Mortgage-backed securities 180,335 1,119 177,660 1,556 Small Business Administration pools 40,216 — 40,216 — State and local government 68,837 — 68,837 — Corporate and other securities 1,997 1,987 10 — Total 295,919 3,106 291,257 1,556 Loans held-for-sale 33,496 — 33,496 — Total $ 329,415 $ 3,106 $ 324,753 $ 1,556
The following tables summarize quantitative disclosures about the fair value for each category of assets carried at fair value as of June 30, 2020 and December 31, 2019 that are measured on a non-recurring basis. There were no Level 3 financial instruments for the six months ended June 30, 2020 and June 30, 2019 measured on a recurring basis.	The following tables summarize quantitative disclosures about the fair value for each category of assets carried at fair value as of June 30, 2020 and December 31, 2019 that are measured on a non-recurring basis. There were no Level 3 financial instruments for the six months ended June 30, 2020 and June 30, 2019 measured on a recurring basis.
FAIR VALUE MEASUREMENT (Details 3)	(Dollars in thousands) Description June 30, Quoted Prices Significant Significant Impaired loans: Commercial & Industrial $ — $ — $ — $ — Real estate: Mortgage-residential 333 — — 333 Mortgage-commercial 3,020 — — 3,020 Consumer: Home equity 66 — — 66 Other — — — — Total impaired 3,419 — — 3,419 Other real estate owned: Construction 826 — — 826 Mortgage-commercial 623 — — 623 Total other real estate owned 1,449 — — 1,449 Total $ 4,864 $ — $ — $ 4,864
For Level 3 assets and liabilities measured at fair value on a non-recurring basis as of June 30, 2020 and December 31, 2019, the significant unobservable inputs used in the fair value measurements were as follows:	For Level 3 assets and liabilities measured at fair value on a non-recurring basis as of June 30, 2020 and December 31, 2019, the significant unobservable inputs used in the fair value measurements were as follows:
FAIR VALUE MEASUREMENT (Details 4)	(Dollars in thousands) Fair Value Valuation Technique Significant Significant OREO $ 1,449 Appraisal Value/Comparison Sales/Other estimates Appraisals and or sales of comparable properties Appraisals discounted 6% 16% Impaired loans $ 3,415 Appraisal Value Appraisals and or sales of comparable properties Appraisals discounted 6% 16% (Dollars in thousands) Fair Value Valuation Technique Significant Significant OREO $ 1,410 Appraisal Value/Comparison Sales/Other estimates Appraisals and or sales of comparable properties Appraisals discounted 6% 16% Impaired loans $ 3,991 Appraisal Value Appraisals and or sales of comparable properties Appraisals discounted 6% 16%

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2020
Company’s total deposits are comprised	The Company’s total deposits are comprised
Deposits	June 30, December 31, (Dollars in thousands) 2020 2019 Non-interest bearing demand deposits $ 371,585 $ 289,829 Interest bearing demand deposits and money market accounts 465,440 423,256 Savings 116,353 104,456 Time deposits 165,494 170,660 Total deposits $ 1,118,872 $ 988,201

Reportable Segments (Tables)

Reportable Segments (Tables)	6 Months Ended
	Jun. 30, 2020
Segment Reporting [Abstract]
Company’s reportable business segments	The following tables present selected financial information for the Company’s reportable business segments (Dollars in thousands) Commercial Investment Six months ended June 30, 2020 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 20,644 $ 732 $ — $ 2,129 $ (2,129 ) $ 21,376 Interest expense 1,903 — — 313 — 2,216 Net interest income $ 18,741 $ 732 $ — $ 1,816 $ (2,129 ) $ 19,160 Provision for loan losses 2,325 — — — — 2,325 Noninterest income 2,456 2,554 1,305 — — 6,315 Noninterest expense 14,713 2,276 924 256 — 18,169 Net income before taxes $ 4,159 $ 1,010 $ 381 $ 1,560 $ (2,129 ) $ 4,981 Income tax provision (benefit) 1,089 — — (119 ) — 970 Net income (loss) $ 3,070 $ 1,010 $ 381 $ 1,679 $ (2,129 ) $ 4,011 (Dollars in thousands) Commercial Investment Six months ended June 30, 2019 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 20,480 $ 488 $ — $ 3,042 $ (3,030 ) $ 20,980 Interest expense 2,449 — — 395 — 2,844 Net interest income $ 18,031 $ 488 $ — $ 2,647 $ (3,030 ) $ 18,136 Provision for loan losses 114 — — — — 114 Noninterest income 2,686 2,082 927 — — 5,695 Noninterest expense 14,170 1,755 862 176 — 16,963 Net income before taxes $ 6,433 $ 815 $ 65 $ 2,471 $ (3,030 ) $ 6,754 Income tax provision (benefit) 1,517 — — (139 ) — 1,378 Net income (loss) $ 4,916 $ 815 $ 65 $ 2,610 $ (3,030 ) $ 5,376 Note 8—Reportable Segments-continued (Dollars in thousands) Commercial Investment Three months ended June 30, 2020 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 10,234 $ 432 $ — $ 1,061 $ (1,061 ) $ 10,666 Interest expense 778 — — 145 — 923 Net interest income $ 9,456 $ 432 $ — $ 916 $ (1,061 ) $ 9,743 Provision for loan losses 1,250 — — — — 1,250 Noninterest income 1,144 1,572 671 — — 3,387 Noninterest expense 7,218 1,312 457 144 — 9,131 Net income before taxes $ 2,132 $ 692 $ 214 $ 772 $ (1,061 ) $ 2,749 Income tax provision (benefit) 592 — — (60 ) — 532 Net income $ 1,540 $ 692 $ 214 $ 832 $ (1,061 ) $ 2,217 (Dollars in thousands) Commercial Investment Three months ended June 30, 2019 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 10,355 $ 251 $ — $ 2,025 $ (2,025 ) $ 10,606 Interest expense 1,293 — — 197 — 1,490 Net interest income $ 9,062 $ 251 $ — $ 1,828 $ (2,025 ) $ 9,116 Provision for loan losses 9 — — — — 9 Noninterest income 1,458 1,238 490 — — 3,186 Noninterest expense 7,146 951 447 96 — 8,640 Net income before taxes $ 3,365 $ 538 $ 43 $ 1,732 $ (2,025 ) $ 3,653 Income tax provision (benefit) 832 — — (60 ) — 772 Net income $ 2,533 $ 538 $ 43 $ 1,792 $ (2,025 ) $ 2,881 Commercial Investment (Dollars in thousands) and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Total Assets as of June 30, 2020 $ 1,274,054 $ 50,046 $ 2 $ 133,280 $ (132,582 ) $ 1,324,800 Total Assets as of December 31, 2019 $ 1,143,934 $ 25,673 $ 2 $ 132,890 $ (132,220 ) $ 1,170,279
[custom:DisclosureReportableSegmentsDetailsAbstract]	(Dollars in thousands) Commercial Investment Six months ended June 30, 2020 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 20,644 $ 732 $ — $ 2,129 $ (2,129 ) $ 21,376 Interest expense 1,903 — — 313 — 2,216 Net interest income $ 18,741 $ 732 $ — $ 1,816 $ (2,129 ) $ 19,160 Provision for loan losses 2,325 — — — — 2,325 Noninterest income 2,456 2,554 1,305 — — 6,315 Noninterest expense 14,713 2,276 924 256 — 18,169 Net income before taxes $ 4,159 $ 1,010 $ 381 $ 1,560 $ (2,129 ) $ 4,981 Income tax provision (benefit) 1,089 — — (119 ) — 970 Net income (loss) $ 3,070 $ 1,010 $ 381 $ 1,679 $ (2,129 ) $ 4,011 (Dollars in thousands) Commercial Investment Six months ended June 30, 2019 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 20,480 $ 488 $ — $ 3,042 $ (3,030 ) $ 20,980 Interest expense 2,449 — — 395 — 2,844 Net interest income $ 18,031 $ 488 $ — $ 2,647 $ (3,030 ) $ 18,136 Provision for loan losses 114 — — — — 114 Noninterest income 2,686 2,082 927 — — 5,695 Noninterest expense 14,170 1,755 862 176 — 16,963 Net income before taxes $ 6,433 $ 815 $ 65 $ 2,471 $ (3,030 ) $ 6,754 Income tax provision (benefit) 1,517 — — (139 ) — 1,378 Net income (loss) $ 4,916 $ 815 $ 65 $ 2,610 $ (3,030 ) $ 5,376 Note 8—Reportable Segments-continued (Dollars in thousands) Commercial Investment Three months ended June 30, 2020 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 10,234 $ 432 $ — $ 1,061 $ (1,061 ) $ 10,666 Interest expense 778 — — 145 — 923 Net interest income $ 9,456 $ 432 $ — $ 916 $ (1,061 ) $ 9,743 Provision for loan losses 1,250 — — — — 1,250 Noninterest income 1,144 1,572 671 — — 3,387 Noninterest expense 7,218 1,312 457 144 — 9,131 Net income before taxes $ 2,132 $ 692 $ 214 $ 772 $ (1,061 ) $ 2,749 Income tax provision (benefit) 592 — — (60 ) — 532 Net income $ 1,540 $ 692 $ 214 $ 832 $ (1,061 ) $ 2,217 (Dollars in thousands) Commercial Investment Three months ended June 30, 2019 and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Dividend and Interest Income $ 10,355 $ 251 $ — $ 2,025 $ (2,025 ) $ 10,606 Interest expense 1,293 — — 197 — 1,490 Net interest income $ 9,062 $ 251 $ — $ 1,828 $ (2,025 ) $ 9,116 Provision for loan losses 9 — — — — 9 Noninterest income 1,458 1,238 490 — — 3,186 Noninterest expense 7,146 951 447 96 — 8,640 Net income before taxes $ 3,365 $ 538 $ 43 $ 1,732 $ (2,025 ) $ 3,653 Income tax provision (benefit) 832 — — (60 ) — 772 Net income $ 2,533 $ 538 $ 43 $ 1,792 $ (2,025 ) $ 2,881 Commercial Investment (Dollars in thousands) and Retail Mortgage advisory and Banking Banking non-deposit Corporate Eliminations Consolidated Total Assets as of June 30, 2020 $ 1,274,054 $ 50,046 $ 2 $ 133,280 $ (132,582 ) $ 1,324,800 Total Assets as of December 31, 2019 $ 1,143,934 $ 25,673 $ 2 $ 132,890 $ (132,220 ) $ 1,170,279

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2020
Leases [Abstract]
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]
Leases	(Dollars in thousands) Lease Liability Year Cash Expense Reduction 2020 $ 147 $ 70 $ 77 2021 298 133 165 2022 303 126 177 2023 309 118 191 2024 282 110 172 Thereafter 3,199 789 2,410 Total $ 4,538 $ 1,346 $ 3,192

Nature of Business and Basis _3

Nature of Business and Basis of Presentation (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Troubled Debt Restructuring [Line Items]
Outstanding Loan Balance	$ 817,372	$ 737,028	$ 726,707
Payment Deferral [Member] | Hotels [member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Outstanding Loan Balance	$ 28,800
Percentage of Loan Portfolio	3.50%
Average Loan size	$ 1,900
Average Loan to Value	68.00%
Payment Deferral [Member] | Restaurants [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Outstanding Loan Balance	$ 20,700
Percentage of Loan Portfolio	2.50%
Average Loan size	$ 700
Average Loan to Value	69.00%
Payment Deferral [Member] | Assisted Living [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Outstanding Loan Balance	$ 9,100
Percentage of Loan Portfolio	1.10%
Average Loan size	$ 1,800
Average Loan to Value	49.00%
Payment Deferral [Member] | Retail [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Outstanding Loan Balance	$ 78,700
Percentage of Loan Portfolio	9.60%
Average Loan size	$ 600
Average Loan to Value	60.00%

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Earnings Per Share [Abstract]
Numerator (Net income available to common shareholders)	$ 2,217	$ 2,881	$ 4,011	$ 5,376
Weighted average common shares outstanding for:
Basic shares	7,436	7,627	7,432	7,629
Dilutive securities:
Deferred compensation	18	41	26	43
Warrants/Restricted stock – Treasury stock method	11	36	10	36
Diluted shares	7,465	7,704	7,468	7,708
Basic	$ 0.30	$ 0.38	$ 0.54	$ 0.70
Diluted	0.30	0.37	0.54	0.70
The average market price used in calculating assumed number of shares	$ 14.97	$ 18.35	$ 16.98	$ 19.12

Earnings Per Common Share (De_2

Earnings Per Common Share (Details Narrative) - USD ($) $ in Thousands	Dec. 16, 2011	Jun. 30, 2020	Dec. 31, 2019
Earnings Per Share [Abstract]
Subordinated Notes Issued	$ 2,500,000
Debt Instrument, Interest Rate, Stated Percentage	8.75%
Warrants issued (in shares)	107,500
Deferred Compensation Arrangements, Overall, Description		At June 30, 2020 and December 31, 2019, there were 84,643 and 97,104 units in the plan, respectively
Deferred Compensation Liability		$ 1,000,000	$ 1,100,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		111,049	96,729
Share-based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount		$ 396,000	$ 219,700
[custom:CompensationCostAccruedOverVestingPeriod-0]		$ 79,200	$ 61,000

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Marketable Securities [Line Items]
Amortized Cost	$ 282,790	$ 283,648
Gross Unrealized Gains	13,457	4,153
Gross Unrealized Losses	328	1,001
Fair Value	295,919	286,800
US Treasury Securities [Member]
Marketable Securities [Line Items]
Amortized Cost	3,502	7,190
Gross Unrealized Gains	19	16
Gross Unrealized Losses	0	3
Fair Value	3,521	7,203
US Government-sponsored Enterprises Debt Securities [Member]
Marketable Securities [Line Items]
Amortized Cost	990	984
Gross Unrealized Gains	23	17
Gross Unrealized Losses	0	0
Fair Value	1,013	1,001
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Marketable Securities [Line Items]
Amortized Cost	172,969	182,736
Gross Unrealized Gains	7,683	1,490
Gross Unrealized Losses	317	640
Fair Value	180,335	183,586
Small Business Administration pools [Member]
Marketable Securities [Line Items]
Amortized Cost	39,289	45,301
Gross Unrealized Gains	938	259
Gross Unrealized Losses	11	217
Fair Value	40,216	45,343
US States and Political Subdivisions Debt Securities [Member]
Marketable Securities [Line Items]
Amortized Cost	64,043	47,418
Gross Unrealized Gains	4,794	2,371
Gross Unrealized Losses	0	141
Fair Value	68,837	49,648
Corporate and other securities [Member]
Marketable Securities [Line Items]
Amortized Cost	1,997	19
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$ 1,997	$ 19

Investment Securities (Details

Investment Securities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 24,161	$ 70,761
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	264	679
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	9,332	27,429
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	64	322
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	33,493	98,190
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	328	1,001
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	23,967	57,175
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	264	485
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	3,639	12,419
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	53	155
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	27,606	69,594
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	317	640
Small Business Administration pools [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	194	7,891
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		53
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	5,693	13,502
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	11	164
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	5,887	21,393
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 11	217
US Treasury Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		1,508
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss		3
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		1,508
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss		3
US States and Political Subdivisions Debt Securities [Member]
Marketable Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		5,695
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		141
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		5,695
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss		$ 141

Investment Securities (Detail_2

Investment Securities (Details 3) $ in Thousands	Jun. 30, 2020USD ($)
Investments, Debt and Equity Securities [Abstract]
Amortized Cost, Due in one year or less	$ 12,438
Fair Value, Due in one year or less	12,566
Amortized Cost, Due after one year through five years	120,737
Fair Value, Due after one year through five years	124,897
Amortized Cost, Due after five years through ten years	119,104
Fair Value, Due after five years through ten years	126,668
Amortized Cost, Due after ten years	30,511
Fair Value, Due after ten years	31,788
Amortized Cost, Total	282,790
Fair Value, Total	$ 295,919

Investment Securities (Detail_3

Investment Securities (Details Narrative) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2020	Dec. 31, 2019
Marketable Securities [Line Items]
Gross Realized Gains	$ 315,000	$ 354,600
Gross Realized Losses		219,600
Fair Value		295,919
Federal Home Loan Bank Stock		1,100	$ 991,400
Mutual Funds [Member]
Marketable Securities [Line Items]
Gross Realized Gains		2,000
Gross Realized Losses		2,100
Fair Value		6,700	8,800
Debt Security, Corporate, Non-US [Member]
Marketable Securities [Line Items]
Fair Value		10,000	10,000
Corporate Bond Securities [Member]
Marketable Securities [Line Items]
Federal Home Loan Bank Stock		1,000	1,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Marketable Securities [Line Items]
Amortized Cost		172,900	182,700
Fair Value		180,300	183,600
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Marketable Securities [Line Items]
Amortized Cost		66,400	73,500
Fair Value		$ 63,300	$ 73,500

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Past Due [Line Items]
Loans	$ 817,372	$ 737,028	$ 726,707
Commercial, Financial And Agricultural Loan [Member]
Financing Receivable, Past Due [Line Items]
Loans	107,184	51,805	52,641
Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	82,584	73,512	61,284
Residential Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Loans	45,424	45,357	49,927
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Loans	544,670	527,447	524,348
Home Equity Line of Credit [Member]
Financing Receivable, Past Due [Line Items]
Loans	27,156	28,891	28,465
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Loans	$ 10,354	$ 10,016	$ 10,042

Loans (Details 2)

Loans (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	$ 7,694	$ 6,354	$ 6,627	$ 6,263	$ 6,263
Charge-offs	(25)	(43)	(48)	(76)	(145)
Recoveries	17	42	32	61	370
Provisions	1,250	9	2,325	114	139
Ending balance December 31, 2019	8,936	6,362	8,936	6,362	6,627
Individually evaluated for impairment	4	12	4	12	6
Collectively evaluated for impairment	8,932	6,350	8,932	6,350	6,621
Ending balance-total	817,372	726,707	817,372	726,707	737,028
Individually evaluated for impairment	3,419	4,643	3,419	4,643	3,997
Collectively evaluated for impairment	813,953	722,064	813,953	722,064	733,031
Commercial, Financial And Agricultural Loan [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	489	418	427	430	430
Charge-offs				(2)	(12)
Recoveries	3		3		3
Provisions	277	17	339	7	6
Ending balance December 31, 2019	769	435	769	435	427
Individually evaluated for impairment
Collectively evaluated for impairment	769	435	769	435	427
Ending balance-total	107,184	52,641	107,184	52,641	51,805
Individually evaluated for impairment					400
Collectively evaluated for impairment	107,184	52,641	107,184	52,641	51,405
Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	148	96	111	89	89
Charge-offs
Recoveries
Provisions	17	(19)	54	(12)	22
Ending balance December 31, 2019	165	77	165	77	111
Individually evaluated for impairment
Collectively evaluated for impairment	165	77	165	77	111
Ending balance-total	82,584	61,284	82,584	61,284	73,512
Individually evaluated for impairment
Collectively evaluated for impairment	82,584	61,284	82,584	61,284	73,512
Residential Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	440	412	367	431	431
Charge-offs		(7)		(7)	(12)
Recoveries
Provisions	57	(1)	130	(20)	(52)
Ending balance December 31, 2019	497	404	497	404	367
Individually evaluated for impairment
Collectively evaluated for impairment	497	404	497	404	367
Ending balance-total	45,424	49,927	45,424	49,927	45,357
Individually evaluated for impairment	333	542	333	542	392
Collectively evaluated for impairment	45,091	49,385	45,091	49,385	44,965
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	5,531	4,346	4,602	4,318	4,318
Charge-offs
Recoveries	3	31	9	41	307
Provisions	935	81	1,858	99	(23)
Ending balance December 31, 2019	6,469	4,458	6,469	4,458	4,602
Individually evaluated for impairment	4	12	4	12	6
Collectively evaluated for impairment	6,465	4,446	6,465	4,446	4,596
Ending balance-total	544,670	524,348	544,670	524,348	527,447
Individually evaluated for impairment	3,020	4,047	3,020	4,047	3,135
Collectively evaluated for impairment	541,650	520,301	541,650	520,301	524,312
Home Equity Line of Credit [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	277	268	240	261	261
Charge-offs				(1)	(1)
Recoveries			1		15
Provisions	16	(21)	52	(13)	(35)
Ending balance December 31, 2019	293	247	293	247	240
Individually evaluated for impairment
Collectively evaluated for impairment	293	247	293	247	240
Ending balance-total	27,156	28,465	27,156	28,465	28,891
Individually evaluated for impairment	66	54	66	54	70
Collectively evaluated for impairment	27,090	28,411	27,090	28,411	28,821
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	112	89	97	88	88
Charge-offs	(25)	(36)	(48)	(66)	(120)
Recoveries	11	11	19	20	45
Provisions	34	37	64	59	84
Ending balance December 31, 2019	132	101	132	101	97
Individually evaluated for impairment
Collectively evaluated for impairment	132	101	132	101	97
Ending balance-total	10,354	10,042	10,354	10,042	10,016
Individually evaluated for impairment
Collectively evaluated for impairment	10,354	10,042	10,354	10,042	10,016
Unallocated Financing Receivables [Member]
Financing Receivable, Past Due [Line Items]
Beginning balance December 31, 2018	697	725	783	646	646
Charge-offs
Recoveries
Provisions	(86)	(85)	(172)	(6)	137
Ending balance December 31, 2019	611	640	611	640	783
Individually evaluated for impairment
Collectively evaluated for impairment	611	640	611	640	783
Ending balance-total
Individually evaluated for impairment
Collectively evaluated for impairment

Loans (Details 3)

Loans (Details 3) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Receivables [Abstract]
Beginning Balance January 1	$ 4,109	$ 5,937
New Loans	55	106
Less loan repayments	585	1,668
Ending Balance June 30	$ 3,579	$ 4,375

Loans (Details 4)

Loans (Details 4) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended			12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2019
Receivables [Abstract]
Total loans considered impaired	$ 3,419	$ 4,643		$ 3,419	$ 4,643		$ 3,997
Loans considered impaired for which there is a related allowance for loan loss:
Outstanding loan balance	193			193			256
Related allowance	4	12		4	12		6
Loans considered impaired and previously written down to fair value	2,176			2,176			2,275
Average impaired loans	3,731	$ 4,768		3,810	4,797		4,431
Amount of interest earned during period of impairment	$ 85		$ 105	$ 165	$ 205	$ 263	$ 263

Loans (Details 5)

Loans (Details 5) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended			12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2019
Financing Receivable, Past Due [Line Items]
Recorded Investment, with no allowance	$ 2,176			$ 2,176			$ 2,275
Recorded Investment, with allowance	193			193			256
Total	4	$ 12		4	$ 12		6
Total	3,419	4,643		3,419	4,643		3,997
Total	6,255	7,706		6,255	7,706		6,728
Total	3,731	4,768		3,810	4,797		4,431
Total	85		$ 105	165	205	$ 263	263
Commercial, Financial And Agricultural Loan [Member]
Financing Receivable, Past Due [Line Items]
Recorded Investment, with no allowance							400
Unpaid Principal Balance, with no Allowance							400
Average Recorded Investment, with no Allownace							600
Interest Income Recognized, with no allownace							49
Recorded Investment, with allowance
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance
Total
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Total							400
Total							400
Total							600
Total							49
Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Recorded Investment, with no allowance
Unpaid Principal Balance, with no Allowance
Average Recorded Investment, with no Allownace
Interest Income Recognized, with no allownace
Recorded Investment, with allowance
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance
Total
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Total
Total
Total
Total
Residential Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Recorded Investment, with no allowance	333	542		333	542		392
Unpaid Principal Balance, with no Allowance	425	600		425	600		460
Average Recorded Investment, with no Allownace	331	578		337	590		439
Interest Income Recognized, with no allownace	7	8		10	10		19
Recorded Investment, with allowance
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance
Total
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Total	333	542		333	542		392
Total	425	600		425	600		460
Total	331	578		337	590		439
Total	7	8		10	10		19
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Recorded Investment, with no allowance	2,827	3,622		2,827	3,622		2,879
Unpaid Principal Balance, with no Allowance	5,567	6,625		5,567	6,625		5,539
Average Recorded Investment, with no Allownace	3,141	3,694		3,189	3,706		2,961
Interest Income Recognized, with no allownace	74	90		147	180		170
Recorded Investment, with allowance	193	425		193	425		256
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	193	425		193	425		256
Total	4	12		4	12		6
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	193	439		216	444		355
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	3	6		6	13		23
Total	3,020	4,047		3,020	4,047		3,135
Total	5,760	7,050		5,760	7,050		5,795
Total	3,334	4,133		3,405	4,150		3,316
Total	77	96		153	193		193
Home Equity Line of Credit [Member]
Financing Receivable, Past Due [Line Items]
Recorded Investment, with no allowance	66	54		66	54		70
Unpaid Principal Balance, with no Allowance	70	56		70	56		73
Average Recorded Investment, with no Allownace	66	57		68	57		76
Interest Income Recognized, with no allownace	1	1		2	2		2
Recorded Investment, with allowance
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance
Total
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Total	66	54		66	54		70
Total	70	56		70	56		73
Total	66	57		68	57		76
Total	1	1		2	2		2
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Recorded Investment, with no allowance
Unpaid Principal Balance, with no Allowance
Average Recorded Investment, with no Allownace
Interest Income Recognized, with no allownace
Recorded Investment, with allowance
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance
Total
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method
Total
Total
Total
Total

Loans (Details 6)

Loans (Details 6) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Past Due [Line Items]
Loans	$ 817,372	$ 737,028	$ 726,707
Pass [Member]
Financing Receivable, Past Due [Line Items]
Loans	809,224	727,402
Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loans	2,848	4,936
Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loans	5,300	4,690
Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Loans
Commercial, Financial And Agricultural Loan [Member]
Financing Receivable, Past Due [Line Items]
Loans	107,184	51,805	52,641
Commercial, Financial And Agricultural Loan [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loans	107,024	51,166
Commercial, Financial And Agricultural Loan [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loans	160	239
Commercial, Financial And Agricultural Loan [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loans		400
Commercial, Financial And Agricultural Loan [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Loans
Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Loans	82,584	73,512	61,284
Construction Loans [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loans	82,584	73,512
Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loans
Construction Loans [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loans
Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Loans
Residential Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Loans	45,424	45,357	49,927
Residential Mortgage [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loans	44,595	44,221
Residential Mortgage [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loans	202	509
Residential Mortgage [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loans	627	627
Residential Mortgage [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Loans
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Loans	544,670	527,447	524,348
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loans	538,978	521,072
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loans	2,357	2,996
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loans	3,335	3,379
Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Loans
Home Equity Line of Credit [Member]
Financing Receivable, Past Due [Line Items]
Loans	27,156	28,891	28,465
Home Equity Line of Credit [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loans	25,716	27,450
Home Equity Line of Credit [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loans	102	1,157
Home Equity Line of Credit [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loans	1,338	284
Home Equity Line of Credit [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Loans
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Loans	10,354	10,016	$ 10,042
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loans	10,327	9,981
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loans	27	35
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loans
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Past Due [Line Items]
Loans

Loans (Details 7)

Loans (Details 7) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Receivables [Abstract]
Accretable yield, beginning of period	$ 116	$ 145
Additions
Accretion	(7)	(7)
Reclassification of nonaccretable difference due to improvement in expected cash flows
Other changes, net
Accretable yield, end of period	$ 109	$ 138

Loans (Details 8)

Loans (Details 8) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	$ 1,806	$ 2,329
Financing Receivable, Past Due	2,117	2,805
Financing Receivable, Not Past Due	815,255	734,223
Loans	817,372	737,028	$ 726,707
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	287	345
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	24	131
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans
Commercial, Financial And Agricultural Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual		400
Financing Receivable, Past Due	26	499
Financing Receivable, Not Past Due	107,158	51,306
Loans	107,184	51,805	52,641
Commercial, Financial And Agricultural Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	26
Commercial, Financial And Agricultural Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans		99
Commercial, Financial And Agricultural Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans
Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual
Financing Receivable, Past Due		113
Financing Receivable, Not Past Due	82,584	73,399
Loans	82,584	73,512	61,284
Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans		113
Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans
Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans
Residential Mortgage [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	333	392
Financing Receivable, Past Due	344	543
Financing Receivable, Not Past Due	45,080	44,814
Loans	45,424	45,357	49,927
Residential Mortgage [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	2	151
Residential Mortgage [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	9
Residential Mortgage [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	1,407	1,467
Financing Receivable, Past Due	1,646	1,506
Financing Receivable, Not Past Due	543,024	525,941
Loans	544,670	527,447	524,348
Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	226	39
Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	13
Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans
Home Equity Line of Credit [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual	66	70
Financing Receivable, Past Due	66	81
Financing Receivable, Not Past Due	27,090	28,810
Loans	27,156	28,891	28,465
Home Equity Line of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans		2
Home Equity Line of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans		9
Home Equity Line of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans
Consumer Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, Nonaccrual
Financing Receivable, Past Due	35	63
Financing Receivable, Not Past Due	10,319	9,953
Loans	10,354	10,016	$ 10,042
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	33	40
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	2	23
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans

Loans (Details Narrative)

Loans (Details Narrative) - USD ($)	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Past Due [Line Items]
Loans	$ 817,372,000	$ 737,028,000	$ 726,707,000
Troubled debt restructurings	1,600,000	1,700,000
Loans greater than ninety days delinquent and still accruing interest	300,000	300,000
Recorded investment in purchased impaired loans	109,000	112,000
Unpaid Principal Balance in Purchased Impaired Loans	180,000	190,000
Commercial, Financial And Agricultural Loan [Member]
Financing Receivable, Past Due [Line Items]
Loans	107,184,000	$ 51,805,000	$ 52,641,000
Commercial, Financial And Agricultural Loan [Member] | Entity Loan Modification Program [Member]
Financing Receivable, Past Due [Line Items]
Loans	$ 47,900,000

FAIR VALUE MEASUREMENT (Details

FAIR VALUE MEASUREMENT (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financial Assets:
Available-for-sale securities	$ 295,919	$ 286,800
Other investments, at cost	2,053	1,992
Financial liabilities:
Non-interest bearing demand	371,585	289,829
Interest bearing demand deposits and money market accounts	465,440	423,256
Savings	116,353	104,456
Time deposits	165,494	170,660
Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and short term investments	92,996	47,692
Available-for-sale securities	3,106	23,632
Other investments, at cost
Loans held-for-sale
Net loans receivable
Accrued interest	4,968	3,481
Financial liabilities:
Non-interest bearing demand
Interest bearing demand deposits and money market accounts
Savings
Time deposits
Total deposits
Short term borrowings
Junior subordinated debentures
Accrued interest payable	837	1,033
Federal Home Loan Bank advances
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and short term investments
Available-for-sale securities	291,257	261,361
Other investments, at cost
Loans held-for-sale	33,496	11,155
Net loans receivable
Accrued interest
Financial liabilities:
Non-interest bearing demand	371,585	289,829
Interest bearing demand deposits and money market accounts	465,440	423,256
Savings	116,353	104,456
Time deposits	166,568	171,558
Total deposits	986,645	989,099
Short term borrowings	45,651	33,296
Junior subordinated debentures	10,816	13,161
Accrued interest payable
Federal Home Loan Bank advances		211
Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and short term investments
Available-for-sale securities	1,556	1,807
Other investments, at cost	2,053	1,992
Loans held-for-sale
Net loans receivable	795,991	728,745
Accrued interest
Financial liabilities:
Non-interest bearing demand
Interest bearing demand deposits and money market accounts
Savings
Time deposits
Total deposits
Short term borrowings
Junior subordinated debentures
Accrued interest payable
Federal Home Loan Bank advances
Reported Value Measurement [Member]
Financial Assets:
Cash and short term investments	92,996	47,692
Available-for-sale securities	295,919	286,800
Other investments, at cost	2,053	1,992
Loans held-for-sale	33,496	11,155
Net loans receivable	808,436	730,401
Accrued interest	4,968	3,481
Financial liabilities:
Non-interest bearing demand	371,585	289,829
Interest bearing demand deposits and money market accounts	465,440	423,256
Savings	116,353	104,456
Time deposits	165,494	170,660
Total deposits	1,118,872	988,201
Short term borrowings	45,651	33,296
Junior subordinated debentures	14,964	14,964
Accrued interest payable	837	1,033
Federal Home Loan Bank advances		211
Estimate of Fair Value Measurement [Member]
Financial Assets:
Cash and short term investments	92,996	47,692
Available-for-sale securities	295,919	286,800
Other investments, at cost	2,053	1,992
Loans held-for-sale	33,496	11,155
Net loans receivable	795,991	728,745
Accrued interest	4,968	3,481
Financial liabilities:
Non-interest bearing demand	371,585	289,829
Interest bearing demand deposits and money market accounts	465,440	423,256
Savings	116,353	104,456
Time deposits	166,568	171,558
Total deposits	986,645	989,099
Short term borrowings	45,651	33,296
Junior subordinated debentures	10,816	13,161
Accrued interest payable	$ 837	1,033
Federal Home Loan Bank advances		$ 211

FAIR VALUE MEASUREMENT (Detai_2

FAIR VALUE MEASUREMENT (Details 2) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 295,919	$ 286,800
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance	33,496	11,155
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	3,106	23,632
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	291,257	261,361
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,556	1,807
US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	3,521	7,203
US Government-sponsored Enterprises Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,013	1,001
Small Business Administration pools [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	40,216	45,343
US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	68,837	49,648
Corporate and other securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,997	19
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	3,106	23,632
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance
[custom:TotalAvailableForSaleSecuritiesAndLoansHeldForSale-0]	3,106	23,632
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	291,257	261,361
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance	33,496	11,155
[custom:TotalAvailableForSaleSecuritiesAndLoansHeldForSale-0]	324,753	272,516
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,556	1,807
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance
[custom:TotalAvailableForSaleSecuritiesAndLoansHeldForSale-0]	1,556	1,807
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	3,521	7,203
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,013	1,001
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,119	18,435
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	177,660	163,344
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,556	1,807
Fair Value, Recurring [Member] | Small Business Administration pools [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Fair Value, Recurring [Member] | Small Business Administration pools [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	40,216	45,343
Fair Value, Recurring [Member] | Small Business Administration pools [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities		5,188
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	68,837	44,460
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Fair Value, Recurring [Member] | Corporate and other securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,987	9
Fair Value, Recurring [Member] | Corporate and other securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	10	10
Fair Value, Recurring [Member] | Corporate and other securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities
Estimate of Fair Value Measurement [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	295,919	286,800
Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	295,919	286,800
Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance	33,496	11,155
[custom:TotalAvailableForSaleSecuritiesAndLoansHeldForSale-0]	329,415	297,955
Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	3,521	7,203
Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	1,013	1,001
Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	180,335	183,586
Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member] | Small Business Administration pools [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	40,216	45,343
Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	68,837	49,648
Estimate of Fair Value Measurement [Member] | Fair Value, Recurring [Member] | Corporate and other securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities	$ 1,997	$ 19

FAIR VALUE MEASUREMENT (Detai_3

FAIR VALUE MEASUREMENT (Details 3) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	$ 3,419	$ 3,997	$ 4,643
Total other real estate owned	1,449	1,410
Commercial, Financial And Agricultural Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans		400
Residential Mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	333	392	542
Commercial Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	3,020	3,135	4,047
Home Equity Line of Credit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	66	70	54
Consumer Portfolio Segment [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Construction Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Total other real estate owned
Total
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Total other real estate owned
Total
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	3,419	3,991
Total other real estate owned	1,449	1,410
Total	4,864	5,401
Fair Value, Nonrecurring [Member] | Commercial, Financial And Agricultural Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Commercial, Financial And Agricultural Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Commercial, Financial And Agricultural Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans		400
Fair Value, Nonrecurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Residential Mortgage [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	333	392
Fair Value, Nonrecurring [Member] | Commercial Real Estate [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Total other real estate owned
Fair Value, Nonrecurring [Member] | Commercial Real Estate [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Total other real estate owned
Fair Value, Nonrecurring [Member] | Commercial Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	3,020	3,129
Total other real estate owned	623	584
Fair Value, Nonrecurring [Member] | Home Equity Line of Credit [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Home Equity Line of Credit [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Home Equity Line of Credit [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	66	70
Fair Value, Nonrecurring [Member] | Consumer Portfolio Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Consumer Portfolio Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Consumer Portfolio Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Fair Value, Nonrecurring [Member] | Construction Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned
Fair Value, Nonrecurring [Member] | Construction Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned
Fair Value, Nonrecurring [Member] | Construction Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	826	826
Estimate of Fair Value Measurement [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	3,419	3,991
Total other real estate owned	1,449	1,410
Total	4,864	5,401
Estimate of Fair Value Measurement [Member] | Fair Value, Nonrecurring [Member] | Commercial, Financial And Agricultural Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans		400
Estimate of Fair Value Measurement [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	333	392
Estimate of Fair Value Measurement [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	3,020	3,129
Total other real estate owned	623	584
Estimate of Fair Value Measurement [Member] | Fair Value, Nonrecurring [Member] | Home Equity Line of Credit [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	66	70
Estimate of Fair Value Measurement [Member] | Fair Value, Nonrecurring [Member] | Consumer Portfolio Segment [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans
Estimate of Fair Value Measurement [Member] | Fair Value, Nonrecurring [Member] | Construction Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	$ 826	$ 826

FAIR VALUE MEASUREMENT (Detai_4

FAIR VALUE MEASUREMENT (Details 4) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Total other real estate owned	$ 1,449	$ 1,410
Total impaired loans	3,419	3,997	$ 4,643
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member] | Appraisal Value Comparison Sales Other Estimates Valuation Technique [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Total other real estate owned	$ 1,449	$ 1,410
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member] | Appraisal Value Comparison Sales Other Estimates Valuation Technique [Member] | Minimum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Discount Rate (as a percent)	6.00%	6.00%
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member] | Appraisal Value Comparison Sales Other Estimates Valuation Technique [Member] | Maximum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Discount Rate (as a percent)	16.00%	16.00%
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member] | Appraisal Value Discounted Cash Flows Valuation Technique [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Total impaired loans	$ 3,415	$ 3,991
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member] | Appraisal Value Discounted Cash Flows Valuation Technique [Member] | Minimum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Discount Rate (as a percent)	6.00%	6.00%
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member] | Appraisal Value Discounted Cash Flows Valuation Technique [Member] | Maximum [Member] | Measurement Input, Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Discount Rate (as a percent)	16.00%	16.00%

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Non-interest bearing demand deposits	$ 371,585	$ 289,829
Interest bearing demand deposits and money market accounts	465,440	423,256
Savings	116,353	104,456
Time deposits	165,494	170,660
Total deposits	$ 1,118,872	$ 988,201

Deposits (Details Narrative)

Deposits (Details Narrative) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Time deposits FDIC insurance limit of $250 thousand	$ 28,700	$ 32,200

Reportable Segments (Details)

Reportable Segments (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended		12 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Segment Reporting Information [Line Items]
Dividend and Interest Income	$ 10,666		$ 10,606		$ 21,376	$ 20,980
Interest expense	923		1,490		2,216	2,844
Net interest income	9,743		9,116		19,160	18,136
Provision for loan losses	1,250		9		2,325	114	$ 139
Noninterest income	3,387		3,186		6,315	5,695
Noninterest expense	9,131		8,640		18,169	16,963
Net income before taxes	2,749		3,653		4,981	6,754
Income tax provision (benefit)	532		772		970	1,378
Net income	2,217	$ 1,794	2,881	$ 2,495	4,011	5,376
Assets	1,324,800				1,324,800		1,170,279
Commercial and Retail Banking [Member]
Segment Reporting Information [Line Items]
Dividend and Interest Income	10,234		10,355		20,644	20,480
Interest expense	778		1,293		1,903	2,449
Net interest income	9,456		9,062		18,741	18,031
Provision for loan losses	1,250		9		2,325	114
Noninterest income	1,144		1,458		2,456	2,686
Noninterest expense	7,218		7,146		14,713	14,170
Net income before taxes	2,132		3,365		4,159	6,433
Income tax provision (benefit)	592		832		1,089	1,517
Net income	1,540		2,533		3,070	4,916
Assets	1,274,054				1,274,054		1,143,934
Mortgage Banking [Member]
Segment Reporting Information [Line Items]
Dividend and Interest Income	432		251		732	488
Interest expense
Net interest income	432		251		732	488
Provision for loan losses
Noninterest income	1,572		1,238		2,554	2,082
Noninterest expense	1,312		951		2,276	1,755
Net income before taxes	692		538		1,010	815
Income tax provision (benefit)
Net income	692		538		1,010	815
Assets	50,046				50,046		25,673
Investment Advisory And Non-Deposit [Member]
Segment Reporting Information [Line Items]
Dividend and Interest Income
Interest expense
Net interest income
Provision for loan losses
Noninterest income	671		490		1,305	927
Noninterest expense	457		447		924	862
Net income before taxes	214		43		381	65
Income tax provision (benefit)
Net income	214		43		381	65
Assets	2				2		2
Corporate Segment [Member]
Segment Reporting Information [Line Items]
Dividend and Interest Income	1,061		2,025		2,129	3,042
Interest expense	145		197		313	395
Net interest income	916		1,828		1,816	2,647
Provision for loan losses
Noninterest income
Noninterest expense	144		96		256	176
Net income before taxes	772		1,732		1,560	2,471
Income tax provision (benefit)	(60)		(60)		(119)	(139)
Net income	832		1,792		1,679	2,610
Assets	133,280				133,280		132,890
Consolidation, Eliminations [Member]
Segment Reporting Information [Line Items]
Dividend and Interest Income	(1,061)		(2,025)		(2,129)	(3,030)
Interest expense
Net interest income	(1,061)		(2,025)		(2,129)	(3,030)
Provision for loan losses
Noninterest income
Noninterest expense
Net income before taxes	(1,061)		(2,025)		(2,129)	(3,030)
Income tax provision (benefit)
Net income	(1,061)		$ (2,025)		(2,129)	$ (3,030)
Assets	$ (132,582)				$ (132,582)		$ (132,220)

Leases (Details)

Leases (Details) $ in Thousands	Jun. 30, 2020USD ($)
2020	$ 147
2021	298
2022	303
2023	309
2024	282
Thereafter	3,199
Total	4,538
Lease Expense [Member]
2020	70
2021	133
2022	126
2023	118
2024	110
Thereafter	789
Total	1,346
Liability Reduction [Member]
2020	77
2021	165
2022	177
2023	191
2024	172
Thereafter	2,410
Total	$ 3,192

Leases (Details Narrative)

Leases (Details Narrative) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Leases [Abstract]
Operating Lease paid	$ 72,700	$ 49,100	$ 145,300	$ 98,000
Operating lease expense	80,800	58,400	161,500	116,700
Operating Lease liability reduced	$ 37,700	$ 16,900	$ 74,800	$ 34,100
Weighted Average Remaining Lease Term	16 years 1 month 28 days	18 years 8 months 4 days	16 years 1 month 28 days	18 years 8 months 4 days
Weighted Average Discount Rate	4.83%	4.83%	4.83%	4.83%