Iberiabank 8K Regulation FD Disclosure | IBKC 29 Apr 08

Distinctively Different

Annual Shareholders Meeting 2008

April 29, 2008

Exhibit 99.1

Forward Looking Statements

Safe Harbor

Statements

contained

this

presentation

which

are

not

historical

facts

and

which

pertain

future

operating

results

IBERIABANK

Corporation

and

its

subsidiaries

constitute

“forward-looking

statements”

within

the

meaning

the

Private

Securities

Litigation

Reform

Act

1995.

These

forward-looking

statements

involve

significant

risks

and

uncertainties.

Actual

results

may

differ

materially

from

the

results

discussed

these

forward-looking

statements.

Factors

that

might

cause

such

difference

include,

but

are

not

limited

to,

those

discussed

the

Company’s

periodic

filings

with

the

SEC.

Introduction

Year Of Significant Progress

Operating Continuously Since 1887

Exceeded The $5 Billion-Asset Milestone

Also Passed The $500 Million-Equity Milestone

Arkansas Acquisitions Assimilated

Good Progress On Pulaski Builder Portfolio

Strong Asset Quality & Conservative Culture

Large Seasonal Businesses (Mortgage & Title)

Well Positioned For Interest Rate Environment

Substantial Increase In Scope & Diversification

Introduction

Within The Last Year…..

Increased

The Size Of

Our Balance

Sheet By

Over One-

Half

Introduction

Within The Last Year…..

Doubled Our

Team Of

Associates

Introduction

Within The Last Year…..

Tripled Our

Distribution

System

IBERIABANK Offices Only….

…..Now 150 Offices In Eight States

Introduction

Mission Statement

Provide Exceptional Value-Based

Client Service

Great Place To Work

Growth That Is Consistent With

High Performance

Shareholder Focused

Strong Sense Of Community

Introduction

Strategic Goals & Priorities

Double-Digit Annual EPS Growth

Return On Tangible Equity Of 23%-To-25%

Bank Tangible Efficiency < 50%

Top Quartile In Asset Quality Performance

Clean-up Pulaski Builder Portfolio

Core Deposit Growth & Retail Business

Develop Arkansas Commercial Franchise

Memphis Commercial Banking Team

Grow & Develop Mtg., Title, & Investments

Strategic

Goals

Priorities

2007 Financial Results

Financial Results

Historical Loan And Deposit Growth

$600

$1,000

$1,400

$1,800

$2,200

$2,600

$3,000

$3,400

$3,800

Loans

Deposits

Quarterly Averages

Annual Average Balances

-1%

20%

22%

34%

18%

15%

12%

11%

14%

13%

16%

46%

56%

36%

42%

55%

46%

52%

43%

45%

52%

23%

15%

13%

Financial Results

2007 Summary

Average Loans Up $1.1 Billion, Or 52%

Average Deposits Up $1.0 Billion, Or 43%

Average Equity Up $188 Million, Or 68%

Book Value Per Share Of $38.99, Up 26%

Dividends Per Share Of $1.34, Up 10%

Net Income Of $41.3 Million, Up 16%

EPS Of $3.27, Down 9%

Achieved Targeted Acquisition Run-Rate Savings

Issued $25mm In 30-Year Trust Preferred

Securities, Priced At 3-Month LIBOR+264

Tier 1 Leverage = 7.42%; Total Risk Based = 10.37%

Comparing 2007 To 2006

Financial Results

Capital -

Tier 1 Leverage Ratio

1998-2002

Increased

Leverage

Ratio By

200 Bps

7.46%

4.00%

4.50%

5.00%

5.50%

6.00%

6.50%

7.00%

7.50%

8.00%

8.50%

Tier 1 Leverage Ratio - Quarterly Over Last 10 Years

Issuance Of

Capital Prior

To AR

Acquisitions

Since 2002,

Ratio

Averaged

7.56%

At 3/31/08:

7.46%

Financial Results

Mortgage Business

$0.5

$1.0

$1.5

$2.0

$2.5

$3.0

$3.5

$4.0

$4.5

$5.0

$5.5

$6.0

$6.5

2003

2004

2005

2006

2007

2008

Mortgage Gains On Sale Of Loans

1st Qtr

2nd Qtr

3rd Qtr

4th Qtr

Assumes Pulaski's acquisition of IBERIABANK Mortgage beginning in February 2007

Closed Loans

Of $1 Billion In

2007

1Q08 Vs 4Q07:

Closings +18%

Sales +9%

Revenues +4%

Volume Down

8% Vs. 2006

IB Mortgage

Volume +27%;

50 Bps Better

Spread

Financial Results

Title Insurance Business

$0.5

$1.0

$1.5

$2.0

$2.5

$3.0

$3.5

$4.0

$4.5

$5.0

$5.5

$6.0

$6.5

2003

2004

2005

2006

2007

2008

Title Insurance Revenues

1st Qtr

2nd Qtr

3rd Qtr

4th Qtr

** Includes the acquisition of United Title beginning in April 2007

$18 Million Of

Revenue In

2007

1Q08 Vs 4Q07:

$4.5 Million Of

Revenues +3%

Acquisitions:

United Title-LA

in April 2007

American

Abstract (Little

Rock) in 2008

Financial Results

Investment Brokerage Business

$5.5 Million

Of Income

In 2007

2006-07:

Income Up

+35%

1Q05

2Q05

3Q05

4Q05

1Q06

2Q06

3Q06

4Q06

1Q07

2Q07

3Q07

4Q07

$0.6mm

$1.5mm

$0.2

$0.4

$0.6

$0.8

$1.0

$1.2

$1.4

$1.6

Quarterly Brokerage Commission Income

+130%

Financial Results

ATM & Debit Card Income

$4.9 Million

Of Income

In 2007

2006-07:

Income Up

+44%

1Q04

2Q04

3Q04

4Q04

1Q05

2Q05

3Q05

4Q05

1Q06

2Q06

3Q06

4Q06

1Q07

2Q07

3Q07

4Q07

$519,000

$1,424,000

$200

$400

$600

$800

$1,000

$1,200

$1,400

$1,600

Quarterly ATM & Debit Card Income

+174%

Financial Results

Noninterest Income As % Net Int. Income

Doubled

Since 1Q04

1Q04

2Q04

3Q04

4Q04

1Q05

2Q05

3Q05

4Q05

1Q06

2Q06

3Q06

4Q06

1Q07

2Q07

3Q07

4Q07

31%

61%

10%

20%

30%

40%

50%

60%

70%

80%

Noninterest Income As % Of Net Interest Income

61% Ratio

In 2007

Much Less

Spread

Dependent

Financial Results

Branch Expansion Initiative

14 Offices

1Q08 Loans

Of $89 mm

(+131% Vs.

One Year

Ago)

$20

$40

$60

$80

$100

$120

$140

$160

$180

2Q05

3Q05

4Q05

1Q06

2Q06

3Q06

4Q06

1Q07

2Q07

3Q07

4Q07

1Q08

Deposits

Loans

1Q08

Deposits Of

$169 mm

(+183% Vs.

One Year

Ago)

Financial Results

Nonperforming Assets

No Change At

Legacy IBKC

1Q05

2Q05

3Q05

4Q05

1Q06

2Q06

3Q06

4Q06

1Q07

2Q07

3Q07

4Q07

1Q08

Pulaski:

2.73%

IBKC Legacy:

0.22%

Small Caps;

1.49%

0.00%

0.50%

1.00%

1.50%

2.00%

2.50%

3.00%

3.50%

Quarterly Nonperforming Assets / Total Assets (%)

SNL Small Cap Banks & Thrifts

IBKC Excluding-Pulaski

Pulaski Only

Small Cap

Banks &

Thrifts Have

Experienced

Significant

Asset Quality

Problems

Pulaski

Issues

Associated

With Builder

Portfolio

Source: SNL

A Distinctive Flavor

Distinctive Flavor

How We Differ From Others

Branding

Our Growth Model –

Both Organic & External

Favorable Market Focus (Not Hyper-Growth)

Many Diverse & Countercyclical Markets

Consistently Growing High Quality Loans

L/T Balanced Growth In Loans & Deposits

Small Level Of C&D Loans & Our Approach

Owner-Occupied Commercial Real Estate

Excellent Asset Quality

Favorable Deposit Campaign

Expansion Opportunities

Distinctive Flavor

Branding

IBERIABANK

Pulaski Bank

IBERIABANK Mortgage

Pulaski Mortgage

Iberia Financial Services

Pulaski Financial Services

Pulaski Trust

IBERIABANK Asset Management

Lenders Title

United Title

American Abstract

Distinctive Flavor

Acquisitions

Acquired 18 Branches

Central

Arkansas/Memphis

Acquired 13 Branches

Northeast Arkansas

Covington

Louisiana

Opened January 2007

Distinctive Flavor

New Offices

Opened February 2007

Highland Road

Baton Rouge

Distinctive Flavor

New Offices

Congress Street

Lafayette

Converted to a full service

branch February 2007

Abbeville

Louisiana

Opened March 2007

Distinctive Flavor

New Offices

Opened August 2007

Pan American Life Building

New Orleans

Distinctive Flavor

New Offices

Opened October 2007

Camellia Tower

Lafayette

Distinctive Flavor

New Offices

Loan Portfolio Composition

Note: March 31, 2008 data

Loan Portfolio Composition

Business

18%

All Other

Loans

Residential

15%

Indirect

Automobile

Other

Consumer

Automobile

Home Equity

13%

Commercial

39%

Credit Card

$000s

% of

CRE

Loans

C&D-Pulaski

53,321

C&D-IBERIABANK

125,119

CRE-Owner Occupied

772,700

58%

23%

CRE-Non-Owner Occupied

379,429

29%

11%

Total Commercial RE

1,330,569

100%

39%

Distinctive Flavor

Construction & Land Development -

$ Exposure

$180.8mm

$500

$1,000

$1,500

$2,000

$2,500

SGB

TSH

MSL

TIBB

IBKC

CAPB

FSGI

SFNC

FMFC

CCBG

PBIB

HOM

BOFL

CADE

HBHC

SUPR

OZRK

RNST

SBIB

SBKC

TRMK

BXS

WTNY

TSFG

Total C&D Loans ($ In Millions)

Very Small

Absolute

Dollar

Exposure

Source: SNL; Most recent quarterly information

Distinctive Flavor

C&D Loans As % Of Total Loans

10%

15%

20%

25%

30%

35%

40%

45%

50%

55%

IBKC

SGB

TSH

SFNC

MSL

TIBB

CCBG

TRMK

HBHC

BXS

SBIB

WTNY

TSFG

FSGI

HOMB

FMFC

PBIB

RNST

CAPB

CADE

SUPR

BOFL

OZRK

SBKC

C&D Loans As % Of Total Loans

Even Less

C&D

Exposure

Compared

To Peers

As A % Of

Total

Loans

Source: SNL; Most recent quarterly information

Targeted Markets

Over 6,000 New Accounts

3,300 Clients (1,600 New)

$360 Million By 3/31/08 (70% New Money)

$442 Million By 4/21/08

Opportune Time In Rate Cycle &

Competition

Costs Until Excess Cash Until Deployed)

Distinctive Flavor

Recent Deposit Campaign

Distinctive Flavor

Deposit Campaign In Perspective

Campaign

Deposits

Totaled $442

Million

Through

April 21st

An Amount

Equivalent

To The 22

Largest

Bank In

Louisiana

Source: FDIC

$245,793

$265,074

$266,370

$268,356

$274,123

$277,216

$282,222

$322,865

$330,530

$339,128

$379,742

$387,537

$399,639

$401,950

$477,114

$484,799

$497,773

$506,214

$526,586

$566,950

$575,478

$588,728

$592,005

$601,050

ONMI BANK

COMMUNITY TRUST

MIDSOUTH BANK

TECHE

BANCORPSHOUTH

FIRST BANK

CENTRAL PROGRESSIVE

SABINE STATE BANK

RED RIVER BANK

CAMERON STATE

JEFF DAVIS TRUST

FIRST FEDERAL

EVANGELINE BANK

CRESCENT BANK

HOME BANK

PEOPLES STATE BANK

FIFTH DISTRICT SAVINGS

QUACHITA INDEPENDENT

METAIRIE BANK

SOUTH LA BANK

LIBERTY BANK

AMERICAN GATEWAY

RESOURCE

BUSINESS FIRST

$442

million

Bank of

America

3.4%

BancorpSouth

3.4%

SunTrust

5.9%

Regions

12.7%

First Horizon

50.2%

Distinctive Flavor

Memphis Market -

Deposits

Memphis Is Dominated

By Three Large,

Distracted Banks

Source: FDIC; June 30, 2007 data

Unique Operating

Environment

Unique Operating Environment

Distinctive Opportunities

Competitive Landscape In Our Markets

Positive Influence Of the Energy Sector

Favorable Local Economic Conditions

Housing Sector

Banking Sector In Disarray

Shareholder Returns And Focus

Deposits (000)$

100

101

102

103

104

105

106

107

108

109

110

111

112

113

114

115

116

117

118

119

120

121

122

123

124

125

126

127

128

129

130

131

132

133

134

135

136

137

138

139

140

141

142

143

144

145

146

147

148

149

150

151

152

153

154

155

156

157

158

159

160

161

162

163

164

165

166

167

168

169

170

171

Deposits All Louisiana Financial Institutions

IBERIABANK

Unique Operating Environment

Competitive Landscape -

Louisiana

A Few Very

Large Banks

Focused Out

Of Market

Many Very

Small, Local

Banks

We Are

Uniquely

Positioned

One-Half Have Less Than

$100 Million In Deposits

25% Have Only $100-To-

$200 Million In Deposits

A Few Large,

Dominant Out-of-

Market Banks

Source: FDIC

Unique Operating Environment

Energy Sector Influence

$10.06

$116.69

$2.00

$4.00

$6.00

$8.00

$10.00

$12.00

$14.00

$16.00

$18.00

$20.00

$10.00

$20.00

$30.00

$40.00

$50.00

$60.00

$70.00

$80.00

$90.00

$100.00

$110.00

$120.00

Natural Gas (Left Scale)

Crude Oil (Right Scale)

Source: Bloomberg On April 18, 2008

Unique Operating Environment

Positive Influence Of the Energy Sector

Gulf Of Mexico

•

One-Third Of U.S. Oil Production; 20% Of Natural Gas Production

•

Louisiana Ranks 4th

In U.S. Crude Oil Production

•

Louisiana Ranks 2nd

In Natural Gas Production

•

Most Rigs Are Off The Louisiana Coast

Fayetteville Shale Play (10 Counties In Arkansas)

•

Estimated Benefit Over 10-15+ Years

•

2003-05: $158MM Direct; $190MM Total

•

2005-08 Estimated: $3.8 Bil. Direct; $5.5 Bil. Total

•

Estimated: 9,683 Jobs And Add $358MM In Taxes

Haynesville Shale Play (Shreveport/Bossier City)

•

Potential Significant Play In The Very Early Stages

Ranking 369 U.S. MSAs

February 2008 Unemployment Rates (Red)

Yellow Line Indicates November 2007

1.0

2.0

3.0

4.0

5.0

6.0

7.0

8.0

9.0

10.0

11.0

12.0

13.0

14.0%

101

111

121

131

141

151

161

171

181

191

201

211

221

231

241

251

261

271

281

291

301

311

321

331

341

351

361

4.5%

U.S. Average = 5.2%

#1 Houma, LA 2.5%

#3 Lafayette, LA 2.6%

#29 Baton Rouge, LA 3.4%

#34 Alexandria, LA 3.5%

#19 New Orleans, LA 3.1%

#88 Shreveport, LA 4.1%

#91 NW AR 4.2%

#161 Little Rock, AR 4.9%

#227 Jonesboro, AR 5.5%

#268 Memphis, TN 6.0%

Nov. 2007

Feb. 2008

#48 Lake Charles, LA 3.6%

#64 Monroe, LA 3.9%

Local Economic Conditions

Source: U.S. Department of Labor

Unique Operating Environment

Lower Housing Price Risk

Source: The PMI Group, Spring 2008

Unique Operating Environment

Local Housing Supply –

Acadiana Market

Acadiana Region - Months Supply Of Housing

9.9

11.0

6.8

7.6

1.0

2.0

3.0

4.0

5.0

6.0

7.0

8.0

9.0

10.0

11.0

12.0

Sep 05

Mar 06

Dec 06

Feb 07

Jun 07

Sep 07

Oct 07

Nov 07

Dec 07

Feb 08

Mar 08

U.S. Average-Existing Homes

U.S. Average-New Homes

Lafayette-All Properties

All Acadiana Parishes

Source: Bloomberg on April 25, 2008; Van Eaton & Romero

Unique Operating Environment

In Disarray: The Banking Sector

Sub-Prime Meltdown

CP Market Seizure

Huge SIV Write-Downs

Unmarketable Securities

Dividends Slashed

Dilutive Capital Raises

Large Quasi-Failures

Massive Deleveraging

C&D Lending Exposure

Regulatory Body Changes

Fed Cuts Short-Term Rates

Unique Operating Environment

In Contrast: IBERERIABANK Corporation

No Sub-Prime Exposure

No Commercial Paper

No SIVs, CLOs, CDOs, Etc.

Plain Vanilla Bond Portfolio

Raised Dividends By 10%

Raised TRP At Good Spread

Balance Sheet Growth

Small C&D Exposure (5.3%)

Aggressive C&D Action

Regulatory Flexibility

Slightly Liability Sensitive

Unique Operating Environment

Price Trends –

SNL Bank & Thrift Indexes

Indexes

Were Down

29%-To-34%

Since

12/31/06

Source: SNL, Through April 25, 2008

-29%

-33%

-34%

-40%

-36%

-32%

-28%

-24%

-20%

-16%

-12%

-8%

-4%

Price Change Since December 31, 2006

SNL Small Cap Bank & Thrift

SNL Mid Cap Bank & Thrift

SNL Large Cap Bank & Thrift

Unique Operating Environment

Price Trends –

IBKC Vs. Indexes

IBKC Was

Down 20%

Since

12/31/06

Source: SNL, Through April 25, 2008

-20%

-29%

-33%

-34%

-40%

-36%

-32%

-28%

-24%

-20%

-16%

-12%

-8%

-4%

Price Change Since December 31, 2006

SNL Small Cap Bank & Thrift

SNL Mid Cap Bank & Thrift

SNL Large Cap Bank & Thrift

IBKC-US

IBKC

Same As

Indexes

Through

Jan. 08

(Down 25%)

Better Than

Indexes

Since Then

(Jan. 08)

Shareholder Returns

Average Annual Return To Shareholders

Regional Peers: BancorpSouth, Bank of The Ozarks, Cadence, Hancock, Renasant,

Seacoast Banking, Simmons First, Trustmark, United Community Banks, Whitney

Between Year-

Ends 1999 &

2007:

407% Total

Return To

Shareholders

23% Annual

Total Return

Shareholder Focus

Who Owns Our Company

Insiders Own

About 11%

Of Shares

Retail

Holders Own

About 27%

140

Institutions

Own About

62%

Regional Peers: BancorpSouth, Bank of The Ozarks, Cadence, Hancock, Renasant,

Seacoast Banking, Simmons First, Trustmark, United Community Banks, Whitney

Shareholder Focus

Equity Research Analysts Following IBKC

FIG Partners

FTN Midwest

Howe Barnes

Janney

Montgomery

KBW

Robert W. Baird

Stanford Group

Stephens

Sterne Agee

Stifel Nicolaus

SunTrust R-H

Regional Peers: BancorpSouth, Bank of The Ozarks, Cadence, Hancock, Renasant,

Seacoast Banking, Simmons First, Trustmark, United Community Banks, Whitney

Shareholder Focus

Share Repurchases

Total Investment

Of $85 Million

Since

12/31/99,

Purchased

2.4 Million

Shares At

$35.22 Per

In 2007,

Purchased

168,021 At

$46.30 Per

Share Repurchases Since Year-End 1999

$46.30

50,000

100,000

150,000

200,000

250,000

300,000

350,000

400,000

450,000

2000

2001

2002

2003

2004

2005

2006

2007

$10.00

$20.00

$30.00

$40.00

$50.00

$60.00

$70.00

$80.00

$90.00

Shares (Left Scale)

Price Per Share (Right Scale)

Distinctively Different

Summary

Countercyclical And Diverse Economies

Local Stimulus (Energy, Katrina, Etc.)

Favorable Competitive Dynamics

Well Positioned For Refinancing Wave

Shifted To Slightly Asset Sensitive

Very Low C&D Exposure

Pulaski Builder Portfolio Quarantined

Excluding Builder Portfolio-Exceptional Quality

Well Capitalized And Shareholder Focused

Favorable Risk/Return Trade-Off

“The greatness of art is not to find what

is common but what is unique.”

Isaac Singer (1904-1991) Novelist

1981 •

Trust Company Bank, Atlanta

Banking Officer, Corporate Banking

1983 •

First National Bank of South Carolina

Vice President, Commercial Lending Officer

1984 •

BB&T (North Carolina)

Vice President, Business Services Manager

Commercial Lending Officer

1985 •

FNB-Lafayette (First Commerce Corp.)

Executive Vice President, Corporate Banking Manager

1990 •

Rapides Bank & Trust (First Commerce Corp.)

President & CEO

1992 •

First National Bank of Commerce, New Orleans

Executive Vice President in charge of the commercial bank

and mortgage banking groups.

Managed the strategic development for multiple businesses

and had responsibility for other business lines and support

functions.

1998 •

Bank One Louisiana

President and CEO New Orleans Region

DARYL BYRD

President & Chief Executive Officer

1995 •

First National Bank of Commerce, New Orleans

Assistant

Vice

President

Energy

Group

Corporate Banking

1998 •

Bank One Louisiana

Vice

President

Energy

and

Utilities

Group

Commercial Lending Officer

2001 •

IBERIABANK

Vice President and Treasurer

2005 •

IBERIABANK

Executive Vice President and CFO

2006 •

IBERIABANK

Senior Executive Vice President –

Chief Financial

Officer And Chief Credit Officer

ANTHONY RESTEL

Chief Financial Officer; Chief Credit Officer

Growth from 2006-2007

1987 •

Wachovia Bank

Treasury Services Representative and Assistant Vice President

Vice

President

and

Relationship

Manager

Managed

all

aspects

of bank relationships with Fortune 500 clients in Texas and

Louisiana.

Loan

Administration

Manager

Managed

the

loan

administration

and credit policy functions for the Midwest and Chicago credit

portfolios.

1996 •

First Commerce Corporation, New Orleans

Senior Vice President, Manager of Credit and Client Services -

Re-engineered and managed consumer and commercial credit

processes.

1998 •

Bank One Louisiana

Chief Credit Officer for the Commercial Line of Business

in Louisiana

Capital

Markets

Specialist

Responsible

for

the

sale

capital market products and served as corporate finance

advisor to the bank’s client base.

Chartered Financial Analyst (CFA)

MICHAEL BROWN

Responsible For All Banking Markets

1983 •

BB&T (NC)

Senior Vice President and Manager of the Financial

Planning Department

Responsible for mergers and acquisitions, strategic

planning, and budgeting.

1993 •

First Commerce Corporation, New Orleans

Senior Vice President

Responsibilities included mergers and acquisitions,

corporate finance, and President of Marquis Insurance

Agency.

1997 •

Crestar Financial Corporation (VA)

Corporate Senior Vice President

Responsibilities included strategic planning, forecasting, and

budgeting for the corporation.

Chartered Financial Analyst (CFA)

JOHN DAVIS

M&A; Investor Relations; Mortgage; Title

1984 •

First City National Bank, Houston

Banking

Officer

–

Energy

Division.

1987 •

SunTrust Bank, Tampa

Senior Vice President-Commercial Sales and Credit

Manager; Also business and private banking groups.

1991 •

First Commerce Corporation, New Orleans

Senior Vice President-Strategic Support.

1996 •

First Commerce Corporation, Monroe

Executive Vice President-Commercial Banking Group for

Central Bank and Senior Credit Officer for Central bank

(Monroe) and Rapides Bank & Trust (Alexandria).

1998 •

Bank One, Louisiana

Market

President

CEO

–

Northeast

Louisiana

Market.

2002 •

Bank One, Arizona

Senior Vice President-Commercial Market Manager for

Arizona

and

California

largest

commercial

banking

market for Bank One).

MIKE NAQUIN

Retail

Iberiabank (IBKC) 8-KRegulation FD Disclosure