 The World Has Changed Annual Shareholders Meeting New Orleans – May 6, 2009 Exhibit 99.1 |
 Forward Looking Statements Safe Harbor Statements contained in this presentation which are not historical facts and which pertain to future operating results of IBERIABANK Corporation and its subsidiaries constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve significant risks and uncertainties. Actual results may differ materially from the results discussed in these forward-looking statements. Factors that might cause such a difference include, but are not limited to, those discussed in the Company’s periodic filings with the SEC. 2 |
 •Mission Statement •Significant Events •Goals – 2008-09 •Our Markets •Financial Results •Capital Activities •How We Differ 3 |
 4 Leadership Team DARYL BYRD President & Chief Executive Officer Lafayette, Louisiana Previous experience at Bank One Louisiana, First National Bank of Commerce, First Commerce Corp, BB&T ANTHONY RESTEL CFO; Chief Credit Officer New Orleans, Louisiana Previously with Bank One Louisiana and First National Bank of Commerce JOHN DAVIS, CFA M&A; Investor Relations; Mortgage Raleigh, North Carolina Previously with Crestar Financial Corporation, First Commerce Corporation, BB&T MICHAEL BROWN, CFA Responsible For All Banking Markets; Title Little Rock, Arkansas Previous experience at Bank One Louisiana, First Commerce Corp, Wachovia Bank MIKE NAQUIN Retail San Antonio, Texas Previously with Bank One, First Commerce, SunTrust, First City National Bank Management Operating Experience In: Alabama, Arizona, Arkansas, Florida, Georgia, Louisiana, North Carolina, South Carolina, Texas, Virginia |
 Mission Statement Our Mission Provide Exceptional Value-Based Client Service Great Place To Work Growth That Is Consistent With High Performance Shareholder Focused Strong Sense Of Community 5 |
 Significant Events 2008 – A Very Busy Year Sale Of $30 Million In Credit Card Receivables •$7 Million Pre-Tax Gain (23% Premium) $450 Million Deposit Campaign 1Q08 2Q08 3Q08 4Q08 One Of First Failed Banks – Acquired ANB Issued $25 Million Of Sub Debt At LIBOR+350 Strategic Recruits Hired In Memphis Rapid Recovery From Hurricane Gustav Conversion Of ANB Branches Received $90 Million In TARP Funds Raised $110 Million Common (QEO) 6 |
 Significant Events 2009 – Already A Busy Year Notified Treasury Of TARP Preferred Redemption Redeemed TARP Preferred (First In U.S. To Do So) Recruited Team And Opened Office In Mobile, AL Strategic Recruits Hired In Houston & New Orleans FDIC Deposit Insurance Assessment Escalates Tremendous Mortgage Refinance Activity 1Q09 2Q09 Office Opened In Houston, TX Announced Name Change Of The OTS-Chartered Subsidiary Pulaski B&T To “IBERIABANK fsb” 7 |
 Significant Events Pulaski Subsidiary Name Change 8 Provides Opportunity To Develop Strong, Common Brand Across Expanding Footprint Expanding Under Thrift Charter Provides Flexibility To Grow Into New Markets Simply A Name Change – No Impact To Clients Pulaski Mortgage Company Changed Its Name To IBERIABANK Mortgage Company Providing Similar Benefits |
 Goals 2008-09 Strategic Goals Double-Digit Annual EPS Growth Return On Average Tangible Equity Of 23% to 25% Bank Tangible Efficiency < 50% Top Quartile Asset Quality 9 |
 Goals 2008-09 2008 Priorities Clean-Up Pulaski Builder Portfolio Core Deposit Growth & Retail Business Develop Arkansas Franchise Build Memphis Commercial Banking Team Grow & Develop Mortgage, Title & Investments 10 |
 Goals 2008-09 2008 Priorities - Results Clean-Up Pulaski Builder Portfolio • Started At $113 Million At The Time Of Due Diligence • Balance At 3/31/09 Was $22 Million • Volume Reduced By 55% During 2008 • Nearly All Houses Are 100% Completed • 36% Of These Builder Loans Are On Nonaccrual Status 11 $- $10 $20 $30 $40 $50 $60 $70 4Q07 1Q08 2Q08 3Q08 4Q08 Development Loans Lot Loans Houses < 100% Complete Houses - 100% Complete $62mm $28mm $35mm $45mm $53mm |
 Goals 2008-09 2008 Priorities - Results Core Deposit Growth Total Deposit Growth Of $511 Million (+15%) Non-Interest Bearing Deposit Growth Of $153 Million (+33%) Retail Business Achieved Continued Improvement Under Retail Sales Process, Increasing Value Of New Products Sold And Cross-Sales Across All Markets Total Deposit Growth Of $277 Million (+12%) Consumer Loan Growth Of $62 Million (+18%); Maintained Excellent Consumer Credit Quality Increased Non-Interest Income By 14% Opened, Closed, And Consolidated Offices 12 |
 Goals 2008-09 2008 Priorities - Results Develop Arkansas Franchise Growth In Loans (+12%) And Deposits (+7%) Since Acquisition Completed ANB Acquisition Providing Excellent Retail Distribution In Northwest Arkansas Landed Key Recruits In Both Retail And Commercial Banking Enhanced Local Leadership Managed Expenses Significant Improvement In Deposit Mix And Net Interest Margin 13 |
 Goals 2008-09 2008 Priorities Build Memphis Commercial Banking Team Recruited Seven Team Members $86 Million In Credit Commitments $80 Million Pipeline $22 Million In Deposits Excellent Noninterest-Bearing Deposit Mix 14 |
 Goals 2008-09 2008 Priorities Grow & Develop Mortgage, Title & Investments $(10) $- $10 $20 $30 $40 $50 $60 $70 $80 $90 $100 2004 2005 2006 2007 2008 Other Income Gain On Sale Of Credit Cards Gain On Sale Of Investments Broker Commissions ATM/Debit Card Fee Income Title Insurance Revenues Gains On Sale Of Mortgage Loans Service Charges Noninterest Income As A % Of Revenues 24% 24% 20% 38% 40% • National Mortgage Activity Down 24% • Our Mortgage Production Was Down Only 6% • Approval Rates In 82%- 89% Range • Title Income Up 10% • Focused On Cost Savings • Brokerage Income Up 1% 15 |
 Goals 2008-09 Priorities For Next 18-24 Months Develop Memphis, Mobile & Houston Deepen Share In Little Rock, Baton Rouge, New Orleans, And Shreveport Expand Investment Management Business Provide Depth For Unusual Opportunities Grind Our Way Through The Credit Cycle 16 |
 Our Markets 17 |
 Our Markets Distribution System 18 |
 Our Markets Population Growth – Legacy & New Markets 19 -5% 0% 5% 10% 15% 20% 25% 2000 2001 2002 2003 2004 2005 2006 2007 2008 Louisiana Markets (Ex-New Orleans) Arkansas Markets Houston-Sugar Land-Baytown, TX Memphis, TN-MS-AR Mobile, AL |
 Our Markets Population Growth – Louisiana MSAs -25% -20% -15% -10% -5% 0% 5% 10% 2000 2001 2002 2003 2004 2005 2006 2007 2008 Alexandria, LA Baton Rouge, LA Houma-Bayou Cane-Thibodaux, LA Lafayette, LA Lake Charles, LA Monroe, LA New Orleans-Metairie-Kenner, LA Shreveport-Bossier City, LA All Other Louisiana Total Louisiana 20 |
 Our Markets Population Growth – Arkansas MSAs -5% 0% 5% 10% 15% 20% 25% 30% 2000 2001 2002 2003 2004 2005 2006 2007 2008 Fayetteville-Springdale-Rogers, AR-MO Jonesboro, AR Little Rock-North Little Rock-Conway, AR All Other Arkansas Total Arkansas 21 |
 Our Markets Market Growth In 2008 22 Strong Loan And Deposit Growth Across Many Markets Favorable Pricing Improved Competitive Dynamics Loans Deposits Loans Deposits Louisiana Arkansas & Tennessee New Orleans 12.7% -3.5% Little Rock 2.4% 15.7% Northshore 50.8% 95.6% Northeast Arkansas -4.5% -3.3% Iberia & Community 1.2% 3.0% Northwest Arkansas 100% 100% Lafayette 16.3% 7.1% Memphis 41.6% 4.6% Shreveport 41.5% 269.8% Northeast Louisiana -31.0% -7.0% All Pulaski Markets 3.3% 15.0% Baton Rouge 45.5% 43.1% Regional Commercial-North -2.3% 84.3% Regional Commercial-South 41.8% 906.2% Indirect Auto 10.3% -- All Louisiana Markets 13.6% 13.1% |
 Source: FDIC, June 30, 2008 Data 23 First Horizon 36.6% Regions 15.2% SunTrust 8.2% BancorpSouth 3.9% Bank of America 3.5% Our Markets Growth Opportunity – Memphis Market Memphis Is Dominated By Three Large Distracted Banks Small Institutions Have Very High Level of C&D Loans Team Primarily From First Tennessee (First Horizon) Memphis MSA Deposit Market Share |
 Source: FDIC, June 30, 2008 Data 24 Our Markets Growth Opportunity – Mobile Market Mobile Is Dominated By Large Distracted Banks Team Primarily From Regions/Amsouth Mobile MSA Deposit Market Share Regions 38.7% RBC 14.3% BBVA 13.1% Wells Fargo 9.9% BankTrust 6.4% Whitney 4.8% Colonial 4.0% |
 Source: FDIC, June 30, 2008 Data Our Markets Growth Opportunity – Houston Market Wachovia 3% WAMU 4% BBVA 5% Zions 6% Wells Fargo 9% B of A 15% JP Morgan Chase 35% Houston MSA Deposit Market Share Niche Strategy Based On People Advantage Potential Energy Sector Opportunity Team Primarily From Whitney 25 |
 Financial Results 26 |
 Loans +$314mm, +9% Deposits +$511mm, +15% Noninterest Bearing Deps +$153mm, +33% Equity = +$236mm, +47% Tier 1 Leverage = 11.27% Div Payout = 47% ROA = 0.77% ROE = 7.59% ROTE = 15.69% Efficiency Ratio = 70.2% Tang Eff. Ratio = 67.3% Net COs/Loans = 0.28% NPAs/Assets = 0.83% BV/Share = $40.53, +4% Tang BVS = $24.82, +27% $600 $1,000 $1,400 $1,800 $2,200 $2,600 $3,000 $3,400 $3,800 $4,200 Loans Deposits Quarterly Averages Annual Average Balances -1% 20% 17 17% 22% 34% 1% 3% 7% 4% 13% 15% 12% 17 15% 14% 52% 43% 23% 15% 15% 12% 16% 11% 9% 14% 10% 12% Financial Results 2008 Summary 27 |
 Loan Portfolio Composition Financial Results Balanced Loan Portfolio Note: At March 31, 2009 $000s % of CRE % Loans C&D-Pulaski 23,950 $ 2% 1% C&D-IBERIABANK 151,258 11% 4% CRE-Owner Occupied 654,677 46% 17% CRE-Non-Owner Occupied 603,512 42% 16% Total Commercial RE 1,433,397 $ 100% 38% 28 Business 21% All Other Loans 4% Residential 13% Indirect Automobile 7% Other Consumer 2% Automobile 1% Home Equity 13% Commercial RE 38% Credit Card 1% |
 Financial Results C&D Loans As % Total Loans – Gulf South Peers Source: SNL; Most recent quarter data. 0% 5% 10% 15% 20% 25% 30% 35% IBKC FFIN TSH CSFL MSL TIBB SBSI SFNC HBHC TRMK EBTX HOMB BXS CCBG FSGI RNST BOFL SUPR PBIB OZRK Very Small C&D Exposure As A % Of Total Loans 29 |
 Financial Results Loan Quality Summary – 2008 And 1Q09 30 Nonperforming Assets Were Elevated In 2008 Due To Pulaski Builder Portfolio Overall, NPAs Were Still Well Contained Loans Past Due 30+ Days Fairly Constant At Period-Ends Credit Results Were Outstanding Compared To Peer Performance ($thousands) 4Q07 4Q08 1Q09 Nonaccruals 36,107 $ 27,825 $ 33,750 $ OREO & Foreclosed 9,413 16,312 16,028 90+ Days Past Due 2,655 2,481 2,952 Nonperforming Assets 48,175 $ 46,618 $ 52,730 $ NPAs/Assets 0.98% 0.83% 0.95% NPAs/(Loans + OREO) 1.40% 1.24% 1.40% LLR/Loans 1.12% 1.09% 1.11% Net Charge-Offs/Loans 0.12% 0.53% 0.24% Past Dues: 30-89 Days Past Due 18,244 $ 30,860 $ 21,510 $ 90+ days Past Due 2,655 2,481 2,952 Nonaccual Loans 36,107 27,825 33,750 Total 30+ Past Dues 57,006 $ 61,166 $ 58,212 $ % Loans 1.66% 1.63% 1.55% |
 Financial Results NPAs/Assets - IBKC And Gulf South Peers IBERIABANK- Legacy = 0.48% IBKC = 0.95% 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% FFIN SBSI HBHC IBKC OZRK RNST MSL EBTX TIBB SUPR BOFL Source: SNL; Most recent quarter data 31 Relatively Low Level Of NPAs |
 Capital Activities 32 |
 Earnings Of $40 Million (Down 3% Vs. 2007) Paid Dividends Of $1.36 (Up 1% Vs. 2007) Payout Ratio Of 47% (Up From 42% In 2007) March 2008 – Sold $7 Million Trust Preferred At 3-Month LIBOR + 350 Basis Points July 2008 – Issued And Sold $25 Million In Subordinated Debentures At 3-Mo LIBOR + 300 Nov. 2008 – Approved For TARP = $115 Million Dec. 2008 – Closed On $90 Million TARP Funds And Issued Warrants At $48.74/Share 33 Capital Activities 2008 Summary |
 Initially Designed Only For “Healthy Institutions” We Have Good Organic Growth--Loans/Deposits Many Potential FDIC Acquisition Opportunities Nov. 2008 – Grave Concern About Systemic Risk Many Of The Current Government Programs Were Not In Place At The Time We Considered TARP To Be “Bridge Capital”, Not Permanent Capital Stated Often: “The Day We Take TARP Is The Day We Will Work To Ensure We Pay It Back.” 34 Capital Activities Why Take TARP? |
 Material Change In TARP Program Participants At A Competitive Disadvantage 11 Days After TARP Transaction Completed, We Completed A Publicly Underwritten Common Stock Offering With Net Proceeds = $110 Million To Date, Our Offering Was The Only Qualified Equity Offering; Half Our Warrants Were Retired Feb. 2009 – Notified Treasury Paying Back TARP March 2009 – TARP Preferred Redeemed Near Completion Regarding Warrant Resolution 35 Capital Activities Why Pay TARP Back? |
 36 Capital Activities Capital Comparison – Total Risk Based Capital Ratio 8.00% 9.00% 10.00% 11.00% 12.00% 13.00% 14.00% 15.00% 16.00% 17.00% 18.00% FSGI BOFL HBHC BXS RNST SUPR MSL TSH TIBB IBKC HOMB PBIB SFNC CCBG TRMK OZRK EBTX CSFL SBSI FFIN Favorable Capital Position |
 How We Differ 37 |
 How We Differ Consumer Portfolio – Prime / Below Prime Note: Excludes Credit Cards 38 0% 5% 10% 15% 20% 25% 30% 35% 40% 800+ 750 - 799 700 - 749 650 - 699 600 - 649 550 - 599 500 - 549 450 - 499 400 - 449 Other Credit Score Pulaski IBERIABANK Cumulative Below Prime = 16% Cumulative Prime = 83% Unscored = 1% |
 Sources: NY Times / Bureau of Labor Statistics; Ofheo; U.S.D.A. Unemployment In U.S. By County/Parish 39 |
 How We Differ Unemployment – By MSA 40 Ranking 372 U.S. MSAs February 2009 Unemployment Rates (Blue) Dashed Lines: Nov 07, Feb 08, Aug 08 & Nov 08 - 2.0 4.0 6.0 8.0 10.0 12.0 14.0 16.0 18.0 20.0 1 11 21 31 41 51 61 71 81 91 101 111 121 131 141 151 161 171 181 191 201 211 221 231 241 251 261 271 281 291 301 311 321 331 341 351 361 371 8.9% U.S. Avg = 8.9% #1 Houma, LA 3.5% #4 Lafayette, LA 3.9% #24 Baton Rouge, LA 5.1% #40 Alexandria, LA 5.5% #31 New Orleans, LA 5.3% #85 Shreveport, LA 6.8% #46 NW AR 5.8% #56 Little Rock, AR 6.0% #82 Jonesboro, AR 6.7% #207 Memphis, TN 8.9% Nov 07 Feb 08 #17 Lake Charles, LA 4.9% #50 Monroe, LA 5.9% % Feb 09 Aug 08 Nov 08 #71 Houston, TX 6.4% #177 Mobile, AL 8.5% Source: U.S. Bureau of Labor Statistics |
 How We Differ Housing Price Risk – MSA Housing Price Trends % Change In Housing Prices Since Year-End 1999 0% 25% 50% 75% 100% 125% 150% 175% 200% LAFAYETTE BATON ROUGE HOUMA NEW ORLEANS SHREVEPORT MONROE LAKE CHARLES ALEXANDRIA NW AR JONESBORO LITTLE ROCK MEMPHIS MOBILE HOUSTON LAS VEGAS MIAMI TAMPA PHOENIX Miami Las Vegas New Orlean Tampa Houma Jonesboro Memphis Little Rock Baton Roug Lafayette Monroe Phoenix Source: Freddie Mac 41 |
 How We Differ Housing Price Trends – 4Q08 Versus 4Q07 42 -60% -50% -40% -30% -20% -10% 0% 10% 20% 1 21 41 61 81 101 121 141 161 181 201 221 241 261 281 301 321 341 361 381 Source: Freddie Mac 4Q08 Data #117 Houma +0.2% #51 Shreveport +2.0% #144 Baton Rouge -0.5% #95 Little Rock +0.8% #182 Alexandria -1.3% #40 Lake Charles +2.3% #5 Monroe +6.1% #119 Mobile +0.1% #103 Jonesboro +0.6% #14 Houston +4.5% #249 NW Arkansas -4.1% #191 New Orleans -1.5% #222 Memphis -2.8% #177 Lafayette -1.1% -4.6% Average of MSAs |
 How We Differ Probability Of Future Housing Price Decline Source: PMI, 4Q08 data 43 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 4Q08 3Q08 Lowest Ratings (<1.0%) : Lafayette, LA, Little Rock, AR, Tulsa, OK Jonesboro, AR 1.7% Lake Charles, LA 1.8% Houma, LA 1.9% Houston, TX 2.7% Shreveport, LA 2.7% Memphis, TN 2.8% Mobile, AL 28.9% NW Arkansas 16.2% Baton Rouge, LA 8.4% Alexandria, LA 6.5% Monroe, LA 4.1% New Orleans, LA 4.4% |
 How We Differ Stock Price Change – Last 12 Months +3% -65% -60% -55% -50% -45% -40% -35% -30% -25% -20% -15% -10% -5% 0% 5% % Change In Price - Last 12 Months Through 4/20/09 Southeast Banks TARP Participants KBW Bank Banks >$10B Assets Large Cap Banks Mid Cap Banks Banks SNL All Financial Institutions New England Banks Mid-Atlantic Banks Midwest Banks Thrifts Micro Cap Banks Banks $250-$500M Assets Western Banks Small Cap Banks Banks $1B-$5B Assets Southwest Banks NASDAQ Banks Banks < $250M Assets Dow Jones Ind Avg Banks $500M-$1B Assets Banks $5B-$10B Assets Bank Pink Sheets Russell 2000 S&P Small-Cap IBERIABANK Corporation SNL Reported Indexes Source: SNL On April 20, 2009 44 |
 How We Differ Stock Price Change – Last 2 Years (Publicly Traded) Source: SNL On April 28, 2009 % Change Over Last Two Years (Ended 4/28/09) IBKC = -8.8% -100% -80% -60% -40% -20% 0% 20% 40% 1 19 37 55 73 91 109 127 145 163 181 199 217 235 253 271 289 307 325 343 361 379 397 415 433 451 469 487 505 523 45 |
 How We Differ Stock Price Change – Indexes Since YE 1999 58% 27% 45% 47% 13% -4% 16% -21% 3% 5% -60% -40% -20% 0% 20% 40% 60% 2000 2001 2002 2003 2004 2005 2006 2007 2008 YTD 2009 IBKC S&P Banks NASDAQ Banks DJIA S&P 500 Russell 2000 Source: Stifel Nicolaus through April 17, 2009 46 |
 Profitable! Clean Bond Portfolio No “Level 3” Assets No Exotic Mortgages Not Subprime Focused Low C&D Exposure Qualified Equity Offering Capital Strength Ability To Issue Capital Regulatory Relationships Approved & Returned TARP 47 How We Differ Summary Loan And Deposit Growth Core Deposit Funding Completed FDIC Purchase Relatively Vibrant Markets Low Unemployment Rates Less Local Housing Stress Not A High LTV Lender Not A Loan “Securitizer” Favorable Asset Quality Retained Cash Dividend Share Price Strength Geographically Dispersed Growth Opportunities |
 While The World Has Changed, We’ve Remained On Target. 48 |