Iberiabank (IBKC) 8-K Statements contained in this presentation which are

The World Has Changed

Annual Shareholders Meeting

New Orleans –

May 6, 2009

Exhibit 99.1

Forward Looking Statements

Safe Harbor

Statements contained in this presentation which are

not historical facts and which pertain to future

operating

results

of

IBERIABANK

Corporation

and

its

subsidiaries constitute “forward-looking statements”

within the meaning of the Private Securities Litigation

Reform Act of 1995. These forward-looking

statements involve significant risks and uncertainties. 

Actual results may differ materially from the results

discussed in these forward-looking statements. 

Factors that might cause such a difference include,

but are not limited to, those discussed in the

Company’s periodic filings with the SEC.

2

•Mission Statement

•Significant Events

•Goals –

2008-09

•Our Markets

•Financial Results

•Capital Activities

•How We Differ

3

4

Leadership Team

DARYL BYRD

President & Chief Executive Officer

Lafayette, Louisiana

Previous experience at Bank One

Louisiana, First National Bank of

Commerce, First Commerce Corp,

BB&T

ANTHONY RESTEL

CFO; Chief Credit Officer

New Orleans, Louisiana

Previously with Bank One Louisiana

and First National Bank of

Commerce

JOHN DAVIS, CFA

M&A; Investor Relations; Mortgage

Raleigh, North Carolina

Previously with Crestar Financial

Corporation, First Commerce

Corporation, BB&T

MICHAEL BROWN, CFA

Responsible For All Banking

Markets; Title

Little Rock, Arkansas

Previous experience at Bank One

Louisiana, First Commerce Corp,

Wachovia Bank

MIKE NAQUIN

Retail

San Antonio, Texas

Previously with Bank One, First

Commerce, SunTrust, First City

National Bank

Management Operating Experience In:

Alabama, Arizona, Arkansas, Florida, Georgia,

Louisiana, North Carolina, South Carolina,

Texas, Virginia

Mission Statement

Our Mission

Provide Exceptional Value-Based Client Service

Great Place To Work

Growth That Is Consistent With High

Performance

Shareholder Focused

Strong Sense Of Community

5

Significant Events

2008 –

A Very Busy Year

Sale Of $30 Million In Credit Card Receivables

•$7 Million Pre-Tax Gain (23% Premium)

$450 Million Deposit Campaign

1Q08

2Q08

3Q08

4Q08

One Of First Failed Banks –

Acquired ANB

Issued $25 Million Of Sub Debt At LIBOR+350

Strategic Recruits Hired In Memphis

Rapid Recovery From Hurricane Gustav

Conversion Of ANB Branches

Received $90 Million In TARP Funds

Raised $110 Million Common (QEO)

6

Significant Events

2009 –

Already A Busy Year

Notified Treasury Of TARP Preferred Redemption

Redeemed TARP Preferred (First In U.S. To Do So)

Recruited Team And Opened Office In Mobile, AL

Strategic Recruits Hired In Houston & New Orleans

FDIC Deposit Insurance Assessment Escalates

Tremendous Mortgage Refinance Activity

1Q09

2Q09

Office Opened In Houston, TX

Announced Name Change Of The OTS-Chartered

Subsidiary Pulaski B&T To “IBERIABANK fsb”

7

Significant Events

Pulaski Subsidiary Name Change

8

Provides Opportunity To

Develop Strong, Common

Brand Across Expanding

Footprint

Expanding Under Thrift 

Charter Provides Flexibility

To Grow Into New Markets

Simply A Name Change –

No

Impact To Clients

Pulaski Mortgage Company

Changed Its Name To

IBERIABANK Mortgage

Company Providing Similar

Benefits

Goals 2008-09

Strategic Goals

Double-Digit Annual EPS Growth

Return On Average Tangible

Equity Of 23% to 25%

Bank Tangible Efficiency < 50%

Top Quartile Asset Quality

9

Goals 2008-09

2008 Priorities

Clean-Up Pulaski Builder Portfolio

Core Deposit Growth & Retail Business

Develop Arkansas Franchise

Build Memphis Commercial Banking

Team

Grow & Develop Mortgage, Title &

Investments

10

Goals 2008-09

2008 Priorities -

Results

Clean-Up Pulaski Builder Portfolio

•

Started At

$113 Million

At The Time

Of Due

Diligence

•

Balance At

3/31/09 Was

$22 Million

•

Volume

Reduced By

55% During

2008

•

Nearly All

Houses Are

100%

Completed

•

36% Of These

Builder

Loans Are On

Nonaccrual

Status

11

$-

$10

$20

$30

$40

$50

$60

$70

4Q07

1Q08

2Q08

3Q08

4Q08

Development Loans

Lot Loans

Houses < 100% Complete

Houses -

100% Complete

$62mm

$28mm

$35mm

$45mm

$53mm

Goals 2008-09

2008 Priorities -

Results

Core Deposit Growth

Total Deposit Growth Of $511 Million (+15%)

Non-Interest Bearing Deposit Growth Of $153 Million

(+33%)

Retail Business

Achieved Continued Improvement Under Retail Sales

Process, Increasing Value Of New Products Sold And

Cross-Sales Across All Markets

Total Deposit Growth Of $277 Million (+12%)

Consumer Loan Growth Of $62 Million (+18%); Maintained

Excellent Consumer Credit Quality

Increased Non-Interest Income By 14%

Opened, Closed, And Consolidated Offices

12

Goals 2008-09

2008 Priorities -

Results

Develop Arkansas Franchise

Growth In Loans (+12%) And Deposits (+7%) Since

Acquisition

Completed ANB Acquisition Providing Excellent

Retail Distribution In Northwest Arkansas

Landed Key Recruits In Both Retail And

Commercial Banking

Enhanced Local Leadership

Managed Expenses

Significant Improvement In Deposit Mix And Net

Interest Margin

13

Goals 2008-09

2008 Priorities

Build Memphis Commercial Banking Team

Recruited Seven Team Members

$86 Million In Credit Commitments

$80 Million Pipeline

$22 Million In Deposits

Excellent Noninterest-Bearing Deposit Mix

14

Goals 2008-09

2008 Priorities

Grow & Develop Mortgage, Title & Investments

$(10)

$-

$10

$20

$30

$40

$50

$60

$70

$80

$90

$100

2004

2005

2006

2007

2008

Other Income

Gain On Sale Of Credit Cards

Gain On Sale Of Investments

Broker Commissions

ATM/Debit Card Fee Income

Title Insurance Revenues

Gains On Sale Of Mortgage Loans

Service Charges

Noninterest

Income As A %

Of Revenues

24%

24%

20%

38%

40%

•

National

Mortgage

Activity Down

24%

•

Our Mortgage

Production

Was Down

Only 6%

•

Approval

Rates In 82%-

89% Range

•

Title Income

Up 10%

•

Focused On

Cost Savings

•

Brokerage

Income Up 1%

15

Goals 2008-09

Priorities For Next 18-24 Months

Develop Memphis, Mobile & Houston

Deepen Share In Little Rock, Baton

Rouge, New Orleans, And Shreveport

Expand Investment Management Business

Provide Depth For Unusual Opportunities

Grind Our Way Through The Credit Cycle

16

Our Markets

17

Our Markets

Distribution System

18

Our Markets

Population Growth –

Legacy & New Markets

19

-5%

0%

5%

10%

15%

20%

25%

2000

2001

2002

2003

2004

2005

2006

2007

2008

Louisiana Markets (Ex-New Orleans)

Arkansas Markets

Houston-Sugar Land-Baytown, TX

Memphis, TN-MS-AR

Mobile, AL

Our Markets

Population Growth –

Louisiana MSAs

-25%

-20%

-15%

-10%

-5%

0%

5%

10%

2000

2001

2002

2003

2004

2005

2006

2007

2008

Alexandria, LA

Baton Rouge, LA

Houma-Bayou Cane-Thibodaux, LA

Lafayette, LA

Lake Charles, LA

Monroe, LA

New Orleans-Metairie-Kenner, LA

Shreveport-Bossier City, LA

All Other Louisiana

Total Louisiana

20

Our Markets

Population Growth –

Arkansas MSAs

-5%

0%

5%

10%

15%

20%

25%

30%

2000

2001

2002

2003

2004

2005

2006

2007

2008

Fayetteville-Springdale-Rogers, AR-MO

Jonesboro, AR

Little Rock-North Little Rock-Conway, AR

All Other Arkansas

Total Arkansas

21

Our Markets

Market Growth In 2008

22

Strong Loan And

Deposit Growth Across

Many Markets

Favorable Pricing

Improved Competitive

Dynamics

Loans

Deposits

Loans

Deposits

Louisiana

Arkansas

&

Tennessee

New Orleans

12.7%

-3.5%

Little Rock

2.4%

15.7%

Northshore

50.8%

95.6%

Northeast Arkansas

-4.5%

-3.3%

Iberia & Community

1.2%

3.0%

Northwest Arkansas

100%

100%

Lafayette

16.3%

7.1%

Memphis

41.6%

4.6%

Shreveport

41.5%

269.8%

Northeast Louisiana

-31.0%

-7.0%

All Pulaski Markets

3.3%

15.0%

Baton Rouge

45.5%

43.1%

Regional Commercial-North

-2.3%

84.3%

Regional Commercial-South

41.8%

906.2%

Indirect Auto

10.3%

--

All Louisiana Markets

13.6%

13.1%

Source: FDIC, June 30, 2008 Data

23

First Horizon

36.6%

Regions

15.2%

SunTrust

8.2%

BancorpSouth

3.9%

Bank of America

3.5%

Our Markets

Growth Opportunity –

Memphis Market

Memphis Is Dominated By Three Large Distracted Banks

Small Institutions Have Very High Level of C&D Loans

Team Primarily From First Tennessee (First Horizon)

Memphis MSA Deposit Market Share

Source: FDIC, June 30, 2008 Data

24

Our Markets

Growth Opportunity –

Mobile Market

Mobile Is Dominated By Large Distracted Banks

Team Primarily From Regions/Amsouth

Mobile MSA Deposit Market Share

Regions

38.7%

RBC

14.3%

BBVA

13.1%

Wells Fargo

9.9%

BankTrust

6.4%

Whitney

4.8%

Colonial

4.0%

Source: FDIC, June 30, 2008 Data

Our Markets

Growth Opportunity –

Houston Market

Wachovia 3%

WAMU

4%

BBVA

5%

Zions

6%

Wells Fargo

9%

B of A

15%

JP Morgan

Chase 35%

Houston MSA Deposit Market Share

Niche Strategy Based On People Advantage

Potential Energy Sector Opportunity

Team Primarily From Whitney

25

Financial Results

26

Loans +$314mm, +9%

Deposits +$511mm, +15%

Noninterest Bearing Deps

+$153mm, +33%

Equity = +$236mm, +47%

Tier 1 Leverage = 11.27%

Div Payout = 47%

ROA = 0.77%

ROE = 7.59%

ROTE = 15.69%

Efficiency Ratio = 70.2%

Tang Eff. Ratio = 67.3%

Net COs/Loans = 0.28%

NPAs/Assets = 0.83%

BV/Share = $40.53, +4%

Tang BVS = $24.82, +27%

$600

$1,000

$1,400

$1,800

$2,200

$2,600

$3,000

$3,400

$3,800

$4,200

Loans

Deposits

Quarterly Averages

Annual Average Balances

-1%

20%

17

17%

22%

34%

1%

3%

7%

4%

13%

15%

12%

17

15%

14%

52%

43%

23%

15%

15%

12%

16%

11%

9%

14%

10%

12%

Financial Results

2008 Summary

27

Loan

Portfolio

Composition

Financial Results

Balanced Loan Portfolio

Note: At March 31, 2009

$000s

% of

CRE

%

Loans

C&D-Pulaski

23,950

$         

2%

1%

C&D-IBERIABANK

151,258

11%

4%

CRE-Owner Occupied

654,677

46%

17%

CRE-Non-Owner Occupied

603,512

42%

16%

Total Commercial RE

1,433,397

$    

100%

38%

28

Business

21%

All Other

Loans

4%

Residential

13%

Indirect

Automobile

7%

Other

Consumer

2%

Automobile

1%

Home Equity

13%

Commercial

RE

38%

Credit Card

1%

Financial Results

C&D Loans As % Total Loans –

Gulf South Peers

Source: SNL; Most recent quarter data.

0%

5%

10%

15%

20%

25%

30%

35%

IBKC

FFIN

TSH

CSFL

MSL

TIBB

SBSI

SFNC

HBHC

TRMK

EBTX

HOMB

BXS

CCBG

FSGI

RNST

BOFL

SUPR

PBIB

OZRK

Very Small

C&D Exposure

As A % Of

Total Loans

29

Financial Results

Loan Quality Summary –

2008 And 1Q09

30

Nonperforming

Assets Were

Elevated In 2008

Due To Pulaski

Builder Portfolio

Overall, NPAs

Were Still Well

Contained

Loans Past Due

30+ Days Fairly

Constant At

Period-Ends

Credit Results

Were Outstanding

Compared To Peer

Performance

($thousands)

4Q07

4Q08

1Q09

Nonaccruals

36,107

$   

27,825

$   

33,750

$   

OREO & Foreclosed

9,413

16,312

16,028

90+ Days Past Due

2,655

2,481

2,952

Nonperforming Assets

48,175

$   

46,618

$   

52,730

$   

NPAs/Assets

0.98%

0.83%

0.95%

NPAs/(Loans + OREO)

1.40%

1.24%

1.40%

LLR/Loans

1.12%

1.09%

1.11%

Net Charge-Offs/Loans

0.12%

0.53%

0.24%

Past Dues:

30-89 Days Past Due

18,244

$   

30,860

$   

21,510

$   

90+ days Past Due

2,655

2,481

2,952

Nonaccual

Loans

36,107

27,825

33,750

Total 30+ Past Dues

57,006

$   

61,166

$   

58,212

$   

% Loans

1.66%

1.63%

1.55%

Financial Results

NPAs/Assets -

IBKC And Gulf South Peers

IBERIABANK-

Legacy = 0.48%

IBKC = 0.95%

0.00%

1.00%

2.00%

3.00%

4.00%

5.00%

6.00%

FFIN

SBSI

HBHC

IBKC

OZRK

RNST

MSL

EBTX

TIBB

SUPR

BOFL

Source: SNL; Most recent quarter data

31

Relatively Low

Level Of NPAs

Capital

Activities

32

Earnings Of $40 Million (Down 3% Vs. 2007)

Paid Dividends Of $1.36 (Up 1% Vs. 2007)

Payout Ratio Of 47% (Up From 42% In 2007)

March 2008 –

Sold $7 Million Trust Preferred At

3-Month LIBOR + 350 Basis Points

July

2008

–

Issued

And

Sold

$25

Million

In

Subordinated Debentures At 3-Mo LIBOR + 300

Nov. 2008 –

Approved For TARP = $115 Million

Dec. 2008 –

Closed On $90 Million TARP Funds

And Issued Warrants At $48.74/Share

33

Capital Activities

2008 Summary

Initially Designed Only For “Healthy Institutions”

We Have Good Organic Growth--Loans/Deposits

Many Potential FDIC Acquisition Opportunities

Nov. 2008 –

Grave Concern About Systemic Risk

Many Of The Current Government Programs

Were Not In Place At The Time

We Considered TARP To Be “Bridge Capital”,

Not Permanent Capital

Stated Often: “The Day We Take TARP Is The

Day We Will Work To Ensure We Pay It Back.”

34

Capital Activities

Why Take TARP?

Material Change In TARP Program

Participants At A Competitive Disadvantage

11 Days After TARP Transaction Completed, We

Completed A Publicly Underwritten Common

Stock Offering With Net Proceeds = $110 Million

To Date, Our Offering Was The Only Qualified

Equity Offering; Half Our Warrants Were Retired

Feb. 2009 –

Notified Treasury Paying Back TARP

March 2009 –

TARP Preferred Redeemed

Near Completion Regarding Warrant Resolution

35

Capital Activities

Why Pay TARP Back?

36

Capital Activities

Capital Comparison –

Total Risk Based Capital Ratio

8.00%

9.00%

10.00%

11.00%

12.00%

13.00%

14.00%

15.00%

16.00%

17.00%

18.00%

FSGI

BOFL

HBHC

BXS

RNST

SUPR

MSL

TSH

TIBB

IBKC

HOMB

PBIB

SFNC

CCBG

TRMK

OZRK

EBTX

CSFL

SBSI

FFIN

Favorable

Capital

Position

How We Differ

37

How We Differ

Consumer Portfolio –

Prime / Below Prime

Note: Excludes Credit Cards

38

0%

5%

10%

15%

20%

25%

30%

35%

40%

800+

750 -

799

700 -

749

650 -

699

600 -

649

550 -

599

500 -

549

450 -

499

400 -

449

Other

Credit Score

Pulaski

IBERIABANK

Cumulative Below Prime = 16%

Cumulative Prime = 83%

Unscored

= 1%

Sources: NY Times / Bureau of Labor Statistics; Ofheo; U.S.D.A.

Unemployment In U.S. By County/Parish

39

How We Differ

Unemployment –

By MSA

40

Ranking 372 U.S. MSAs

February

2009 Unemployment Rates (Blue)

Dashed Lines: Nov 07, Feb 08, Aug 08 & Nov 08

-

2.0

4.0

6.0

8.0

10.0

12.0

14.0

16.0

18.0

20.0

1

11

21

31

41

51

61

71

81

91

101

111

121

131

141

151

161

171

181

191

201

211

221

231

241

251

261

271

281

291

301

311

321

331

341

351

361

371

8.9%

U.S. Avg

= 8.9%

#1 Houma, LA 3.5%

#4 Lafayette, LA 3.9%

#24 Baton Rouge, LA 5.1%

#40 Alexandria, LA 5.5%

#31 New Orleans, LA 5.3%

#85 Shreveport, LA 6.8%

#46 NW AR 5.8%

#56 Little Rock, AR 6.0%

#82 Jonesboro, AR 6.7%

#207 Memphis, TN 8.9%

Nov 07

Feb 08

#17 Lake Charles, LA 4.9%

#50 Monroe, LA 5.9%

%

Feb 09

Aug 08

Nov 08

#71 Houston, TX 6.4%

#177 Mobile, AL 8.5%

Source: U.S. Bureau of Labor Statistics

How We Differ

Housing Price Risk –

MSA Housing Price Trends

% Change In Housing Prices Since Year-End 1999

0%

25%

50%

75%

100%

125%

150%

175%

200%

LAFAYETTE

BATON ROUGE

HOUMA

NEW ORLEANS

SHREVEPORT

MONROE

LAKE CHARLES

ALEXANDRIA

NW AR

JONESBORO

LITTLE ROCK

MEMPHIS

MOBILE

HOUSTON

LAS VEGAS

MIAMI

TAMPA

PHOENIX

Miami

Las

Vegas

New Orlean

Tampa

Houma

Jonesboro

Memphis

Little Rock

Baton Roug

Lafayette

Monroe

Phoenix

Source: Freddie Mac

41

How We Differ

Housing Price Trends –

4Q08 Versus 4Q07

42

-60%

-50%

-40%

-30%

-20%

-10%

0%

10%

20%

1

21

41

61

81

101

121

141

161

181

201

221

241

261

281

301

321

341

361

381

Source: Freddie Mac 4Q08 Data

#117 Houma +0.2%

#51 Shreveport +2.0%

#144 Baton Rouge -0.5%

#95 Little Rock +0.8%

#182 Alexandria -1.3%

#40 Lake Charles +2.3%

#5 Monroe +6.1%

#119 Mobile +0.1%

#103 Jonesboro +0.6%

#14 Houston +4.5%

#249 NW Arkansas -4.1%

#191 New Orleans -1.5%

#222 Memphis -2.8%

#177 Lafayette -1.1%

-4.6%

Average of MSAs

How We Differ

Probability Of Future Housing Price Decline

Source: PMI, 4Q08 data

43

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

4Q08

3Q08

Lowest Ratings (<1.0%)

:

Lafayette, LA,

Little Rock, AR,

Tulsa, OK

Jonesboro, AR 1.7%

Lake Charles, LA 1.8%

Houma, LA 1.9%

Houston, TX 2.7%

Shreveport, LA 2.7%

Memphis, TN 2.8%

Mobile, AL 28.9%

NW Arkansas 16.2%

Baton Rouge, LA 8.4%

Alexandria, LA 6.5%

Monroe, LA 4.1%

New Orleans, LA 4.4%

How We Differ

Stock Price Change –

Last 12 Months

+3%

-65%

-60%

-55%

-50%

-45%

-40%

-35%

-30%

-25%

-20%

-15%

-10%

-5%

0%

5%

% Change In Price - Last 12 Months Through 4/20/09

Southeast Banks

TARP Participants

KBW Bank

Banks >$10B Assets

Large Cap Banks

Mid Cap Banks

Banks

SNL All Financial Institutions

New England Banks

Mid-Atlantic Banks

Midwest Banks

Thrifts

Micro Cap Banks

Banks $250-$500M Assets

Western Banks

Small Cap Banks

Banks $1B-$5B Assets

Southwest Banks

NASDAQ Banks

Banks < $250M Assets

Dow Jones Ind Avg

Banks $500M-$1B Assets

Banks $5B-$10B Assets

Bank Pink Sheets

Russell 2000

S&P Small-Cap

IBERIABANK Corporation

SNL Reported Indexes

Source: SNL On April 20, 2009

44

How We Differ

Stock Price Change –

Last 2 Years (Publicly Traded)

Source: SNL On April 28, 2009

% Change Over Last Two Years (Ended 4/28/09)

IBKC =

-8.8%

-100%

-80%

-60%

-40%

-20%

0%

20%

40%

1

19

37

55

73

91

109

127

145

163

181

199

217

235

253

271

289

307

325

343

361

379

397

415

433

451

469

487

505

523

45

How We Differ

Stock Price Change –

Indexes Since YE 1999

58%

27%

45%

47%

13%

-4%

16%

-21%

3%

5%

-60%

-40%

-20%

0%

20%

40%

60%

2000

2001

2002

2003

2004

2005

2006

2007

2008

YTD

2009

IBKC

S&P Banks

NASDAQ Banks

DJIA

S&P 500

Russell 2000

Source: Stifel Nicolaus through April 17, 2009

46

Profitable!

Clean Bond Portfolio

No “Level 3”

Assets

No Exotic Mortgages

Not Subprime Focused

Low C&D Exposure

Qualified Equity Offering

Capital Strength

Ability To Issue Capital

Regulatory Relationships

Approved & Returned TARP

47

How We Differ

Summary

Loan And Deposit Growth

Core Deposit Funding

Completed FDIC Purchase

Relatively Vibrant Markets

Low Unemployment Rates

Less Local Housing Stress

Not A High LTV Lender

Not A Loan “Securitizer”

Favorable Asset Quality

Retained Cash Dividend

Share Price Strength

Geographically Dispersed

Growth Opportunities

While The World Has Changed,

We’ve Remained On Target.

48