 2011 Annual Shareholder’s 2011 Annual Shareholder’s Meeting Presentation Meeting Presentation Exhibit 99.1 |
 Safe Harbor Statement Safe Harbor Statement Statements contained in this presentation which are not historical facts and which pertain to future operating results of IBERIABANK Corporation and its subsidiaries constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve significant risks and uncertainties. Actual results may differ materially from the results discussed in these forward-looking statements. Factors that might cause such a difference include, but are not limited to, those discussed in the Company’s periodic filings with the SEC. In connection with the proposed mergers, IBERIABANK Corporation has filed Registration Statements on Form S-4 that contain a proxy statement/prospectus. INVESTORS AND SECURITY HOLDERS ARE URGED TO CAREFULLY READ THE PROXY STATEMENT/PROSPECTUS REGARDING THE PROPOSED TRANSACTIONS WHEN THEY BECOME AVAILABLE, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. Investors and security holders may obtain a free copy of the proxy statement/prospectus (when it is available) and other documents containing information about IBERIABANK Corporation, Cameron Bancshares, Inc. and OMNI BANCSHARES Inc., without charge, at the SEC's web site at http://www.sec.gov. Copies of the proxy statement/prospectus and the SEC filings that will be incorporated by reference in the proxy statement/prospectus may also be obtained for free from the IBERIABANK Corporation website, www.iberiabank.com, under the heading “Investor Information”. This communication is not an offer to purchase shares of Cameron Bancshares, Inc. common stock or OMNI BANCSHARES, Inc. common stock, nor is it an offer to sell shares of IBERIABANK Corporation common stock which may be issued in either proposed merger. Any issuance of IBERIABANK Corporation common stock in either proposed merger would have to be registered under the Securities Act of 1933, as amended, and such IBERIABANK Corporation common stock would be offered only by means of a prospectus complying with the Act. |
 Annual Shareholder’s Meeting Presentation Annual Shareholder’s Meeting Presentation 2010 Investments • Management Development Program • Introduction of New Businesses • Retail/Small Business Focus Acquisition Update • OMNI BANK • Cameron State Bank 2010 Other Highlights |
 Mission Statement Mission Statement Provide Exceptional Value-Based Client Service Great Place To Work Growth That is Consistent With High Performance Shareholder Focused Strong Sense Of Community |
 Our Franchise Our Franchise |
 Marucci Sports Baton Rouge, Louisiana Management Management Development Development Program Program |
 Management Development Program Management Development Program Overview Overview We Developed The Program To: Develop Future Bankers And Leaders Build A Strong Sense Of Teamwork Within Our Future Bank Leaders Provide Associates With A Fundamental Understanding Of Our Credit Culture Allowing Them To Bring That Knowledge Into All Of Our Markets Bring Career Opportunities For Our Children And Markets Class Began in July 2010 15 Associates – 7 Internal, 8 External |
 Garver Little Rock, Arkansas Capital Markets, Capital Markets, Brokerage, Brokerage, Wealth Wealth Management Management and Trust and Trust |
 IBKC Fee Businesses IBKC Fee Businesses Business Unit Structure Business Unit Structure |
 IBKC Fee Businesses IBKC Fee Businesses Enhancements to traditional banking business Enhancements to traditional banking business |
 IBERIA Capital Partners IBERIA Capital Partners Business Model Overview Business Model Overview Services • Research • Oilfield Services – 15 • Exploration & Production – 12 • Coal and Shipping – 10 • Ultimate coverage list – 100 • Sales • 8 institutional salesmen • Trading • 2 equity traders • Investment Banking • Focus on public equity offerings • Management advisory • Private Placements |
 IBERIA Capital Partners IBERIA Capital Partners Website Website www.iberiacapitalpartners.com |
 IBERIA Wealth Advisors IBERIA Wealth Advisors Who We Are Who We Are We are a team of Trust and Investment professionals: • Veterans in our respective markets • Holders of advanced degrees • Holders of professional designations • Focused on superior client service *As of 3/31/2011 Wealth Advisor Day-to-day administration of accounts Advise client on estate planning matters Consult with client's CPA and attorney as needed Interface with bankers to ensure complementary services Portfolio Manager Develop investment plan for client Implement and monitor investment strategy Ensure that investment plan complements trust and estate plan *Approximate Assets Under Management: $228 million |
 IBERIA Wealth Advisors IBERIA Wealth Advisors Asset Allocation Models Asset Allocation Models Source: Federated Investors The appropriate asset allocation model is chosen based on a client’s investment needs and risk tolerance. Conservative • Equities: 20% •Fixed Income: 64% •Alternatives: 16% Conservative Growth • Equities: 36% •Fixed Income: 48% •Alternatives: 16% Balanced • Equities: 52% •Fixed Income: 32% •Alternatives: 16% Growth • Equities: 65% •Fixed Income: 20% •Alternatives: 15% Aggressive Growth • Equities: 78% •Fixed Income: 10% •Alternatives: 12% |
 Blessey Marine Harahan, Louisiana Retail/Small Retail/Small Business Business |
 Winning Banks Will: Be Relationship-focused Optimize Distribution Channels Develop Products That Customers Want Reinvent Underwriting Models Exhibit Flawless Execution Retail/Small Business Retail/Small Business |
 Small Business Opportunities: 293,000 Small Business Customers In Our Footprint Focused Bankers Increased Lending New Deposit And Treasury Management Products Enhanced Online And Mobile Solutions Serve Businesses And Their Owners Retail/Small Business Retail/Small Business |
 Retail Opportunities: 3.6 Million Potential Consumer Clients In Our Footprint New Branch Locations Underway Enhanced ATM, Phone, Online And Mobile Solutions Full And Integrated Product Set Products That Reward Rather Than Penalize Customers For Doing Business With Us Retail/Small Business Retail/Small Business |
 Resort Management Naples, Florida Acquisition Acquisition Update Update |
 Acquisition of OMNI BANCSHARES, Inc. Acquisition of OMNI BANCSHARES, Inc. Headquartered In Metairie, LA Bank Founded In 1988 14 Branches In New Orleans MSA (13) And Baton Rouge (1) Loans: $525 Million Assets: $735 Million Deposits: $646 Million |
 Cultural Similarities Enhancement To Existing New Orleans Franchise Well Connected To Jefferson Parish Strong Client Relationships Significant Deposit Relationships In Public Funds Arena Involved In The Community Exceptional Leadership: Jim Hudson, Chairman And CEO - Named ABA Community Banker Of The Year In 2005 Serving as 2010-2011 Chairman Of The Board - GNO, Inc. OMNI BANK OMNI BANK |
 OMNI BANK OMNI BANK Strengthens Greater New Orleans Franchise Strengthens Greater New Orleans Franchise New Orleans MSA Rank Company Branches Deposits Mkt. Share 1 Capital One 60 $ 8.6 27% 2 Hancock/ Whitney 59 4.5 18 3 JPMorgan 38 4.2 16 4 Regions 34 2.4 9 5 Pro Forma Pro Forma IBERIABANK IBERIABANK 26 26 1.3 1.3 4 4 5 First NBC 15 1.1 3 6 Fidelity Homestead 14 0.8 3 7 Gulf Coast 14 0.7 3 8 IBERIABANK 12 0.7 2 9 OMNI BANK 14 0.6 2 10 First Trust 8 0.5 2 Source: SNL Financial Deposit Data as of June 2010 IBERIABANK Branches OMNI Branches New Locations |
 OMNI BANK OMNI BANK Branch Distribution Branch Distribution Main Office – Metairie Deposits: $175 million Kenner Office Deposits: $46 million Mandeville Office (Northshore) Deposits: $30 million Carrollton Avenue Deposits: $15 million Baton Rouge Office Deposits: $37 million Gretna Office (West Bank) Deposits: $59 million |
 Investments In New Orleans Investments In New Orleans |
 Investments In New Orleans Investments In New Orleans |
 Cameron Bancshares, Inc. Cameron Bancshares, Inc. Headquartered In Lake Charles, LA Bank founded In 1966 22 Branches And 48 ATMs In Lake Charles Area Net Income (2010): $9 Million Loans: $408 Million Assets: $706 Million Deposits: $575 Million |
 Outstanding Opportunity To Serve SW LA Well-Known And Respected Brand Named “Best Bank” in The Times of Southwest Louisiana 12 straight years Engaged Leadership Creative Marketing Strategy Cameron Bancshares, Inc. Cameron Bancshares, Inc. |
 Cameron State Bank Cameron State Bank Strengthens Our South Louisiana Franchise Strengthens Our South Louisiana Franchise Lake Charles MSA Rank Company Branches Deposits Mkt. Share 1 Capital One 15 $ 834 27% 2 JPMorgan 12 597 19 3 3 IBERIABANK/ IBERIABANK/ Cameron Cameron 19 19 538 538 17 17 4 First Federal 7 349 11 5 Hancock/ Whitney 5 250 8 6 Jeff Davis 8 234 7 7 Business First 1 105 3 8 Louisiana Community 4 55 2 9 Midsouth 3 55 2 10 Financial Corp. 2 43 1 Source: SNL Financial Deposit Data as of June 2010 Cameron Branches |
 Cameron State Bank Cameron State Bank Lake Charles Branch Distribution Lake Charles Branch Distribution Main Office – Lake Charles Deposits: $163 million Ryan St. Office Deposits: $37 million Westlake Office Deposits: $25 million Maplewood Office Deposits: $39 million Oak Park Office Deposits: $25 million De Quincy Office Deposits: $23 million Source: Company reports at December 31, 2010 |
 Hundreds Of Signs In Premium Locations LeGrange High School Cameron State Bank Cameron State Bank Creative Marketing Program Creative Marketing Program Mascot: Mulla Mallard Special School Focus: Investment = Relationships Significant Signage Program Quality Brand Reflected in Facility Management |
 Partnership With McNeese University Includes A Branded Branch and Significant Signage On Campus Cameron State Bank Cameron State Bank Creative Marketing Program Creative Marketing Program |
 Cameron State Bank Cameron State Bank Creative Marketing Program Creative Marketing Program |
 CraneWorks Birmingham, Alabama Other Other Highlights in Highlights in 2010 2010 |
 Other Highlights in 2010 Other Highlights in 2010 Excellent Organic Growth Excellent Organic Growth Taking Market Share From Competitors Balance Sheet Expansion In 2010 • Loans: $339 Million Growth • Deposits: $359 Million Growth Mortgage Origination Business • $1.8 Billion In Production (Up 12%) And Loan Sales (Up 11%) • $48 Million In Loan Sale Gains (Up 36%) Brokerage Business • $8 Million In Revenue (Up 64%) Opportunities In Many Markets (New Orleans, Houston, etc.) |
 Other Highlights in 2010 Other Highlights in 2010 Distribution Improvements Distribution Improvements Acquired 6 Bank Offices From Sterling Bank Opened 7 Bank Offices In 2010 • Houston – 3 Offices • Mobile – 2 Offices • New Orleans • Sarasota Opened 2 Mortgage Locations In 2010 Plan To Open 8 New Bank Offices In 2011 • Birmingham – 4 Offices • Houston • Memphis • New Orleans Plan To Relocate 7 Bank Offices In 2011 |
 Other Highlights in 2010 Other Highlights in 2010 Other Developments Other Developments Made Significant People Investments Over The Past 2 Years: • Added 432 Front-Office People • Added 314 Support People Which Included….. • Sarasota/Bradenton 101 • Naples 87 • Birmingham 82 • New Orleans 62 • Lafayette 44 Maintained A Balanced Interest Risk Position Deepwater Horizon Event In The Gulf Of Mexico • One Of The First Financial Institutions To Provide Guidance • No Material Impact On Our Company |
 Other Highlights in 2010 Other Highlights in 2010 Favorable Asset Quality Favorable Asset Quality Low and Stable Level of Nonperforming Assets Low and Declining Level of Loans Past Due Very Favorable Compared to Peers |
 Other Highlights in 2010 Other Highlights in 2010 Classified Assets Classified Assets “Classified Assets” Are Loans That Exhibit Stress And Warrant Close Watching Our Classified Assets As A Percentage Of Total Assets Are Very Low, Particularly Compared To Our Local Peers |
 Other Highlights in 2010 Other Highlights in 2010 Low Risk Balance Sheet Low Risk Balance Sheet Almost Half Of Our Asset Base Is Very Low Risk: • Excess Cash ($800 Million) • Bond Portfolio ($1.8 Billion) • FDIC Receivable ($928 Million) • Loans Covered Under FDIC Loss Share ($1.5 Billion) Excess Cash, 8% Bond Portfolio, 18% FDIC Receivable, 9% Loans - FDIC Covered, 15% Loans - Noncovered, 41% Other Assets, 10% Percent of Average Assets in 2010 Very Low Risk Components |
 Other Highlights in 2010 Other Highlights in 2010 Profitability And Capital Strength Profitability And Capital Strength In 2010, We Earned $48 Million In Net Income Fully-Diluted Earnings Per Share Of $1.88 Highly Successful Common Stock Offering – March 8, 2010 • $329 Million In Net Proceeds • We Have Been Patient To Deploy This Capital Capital Generation For Shareholders In 2010 • Book Value Per Share Up $2.12, Or 5%, To $48.50 • Tangible Book Value Per Share Up $2.80, Or 14%, To $36.68 We Are Well Positioned For Future Growth Opportunities |
 Other Highlights in 2010 Other Highlights in 2010 Over The Past Three Years…. Over The Past Three Years…. Total Revenues Of $1.2 Billion Earned $243 Million; $13.26 EPS Paid $76 Million In Dividends, Or $4.08 Per Share (31% Payout) Improved Asset Quality And Capital Strength Added: • +$5 Billion Assets (Doubled) • +76 New Locations • +803 Associates • +$19.62 In Tangible BVS • +$1 Billion Market Cap. At The End Of 2010: • Total Assets Of $10 Billion • 2,097 Associates • Operations In 12 States |
 Our Opportunities Our Opportunities Successfully Integrate And Assimilate Our Pending Acquisitions And Achieve Synergistic Benefits Capitalize On Market Turmoil Opportunities Deploy Our Equity Capital In An Effective Manner Continue To Develop IBERIA Capital Partners, IBERIA Wealth Advisors, And IBERIA Financial Services Expand Small Business And Retail Improve Earnings Through Revenue Growth And Expense Management Further Develop Florida Franchise |
 Gulf Coast Asphalt Co. Houston, Texas |