Umb Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Corp	COMMON	88579Y101	3,730	27,324	SH		SOLE		24,439	118	2,767
3M Corp	COMMON	88579Y101	1,715	12,560	SH		DFND		11,495	665	400
Abbott Laboratories	COMMON	002824100	25,349	321,238	SH		SOLE		295,282	3,259	22,697
Abbott Laboratories	COMMON	002824100	4,826	61,153	SH		DFND		53,127	5,341	2,685
Abbvie Inc	COMMON	00287Y109	1,380	18,116	SH		SOLE		16,089	0	2,027
Abbvie Inc	COMMON	00287Y109	510	6,697	SH		DFND		4,805	1,767	125
Activision Blizzard Inc	COMMON	00507V109	5,242	88,127	SH		SOLE		85,599	425	2,103
Activision Blizzard Inc	COMMON	00507V109	180	3,025	SH		DFND		1,970	905	150
Adobe Inc	COMMON	00724F101	3,897	12,244	SH		SOLE		10,771	435	1,038
Adobe Inc	COMMON	00724F101	1,402	4,405	SH		DFND		4,040	365	0
Aerie Pharmaceuticals Inc	COMMON	00771V108	1	105	SH		SOLE		0	0	105
Aerie Pharmaceuticals Inc	COMMON	00771V108	135	10,000	SH		DFND		10,000	0	0
AFLAC Inc	COMMON	001055102	510	14,888	SH		SOLE		14,600	0	288
AFLAC Inc	COMMON	001055102	220	6,427	SH		DFND		6,127	300	0
Agilent Technologies Inc	COMMON	00846U101	8	108	SH		SOLE		103	0	5
Agilent Technologies Inc	COMMON	00846U101	219	3,051	SH		DFND		0	0	3,051
Air Products and Chemicals Inc	COMMON	009158106	2,756	13,808	SH		SOLE		12,040	225	1,543
Air Products and Chemicals Inc	COMMON	009158106	510	2,555	SH		DFND		2,090	440	25
Alanco Technologies Inc	COMMON	011612702	0	28,125	SH		SOLE		28,125	0	0
Alliant Energy Corp	COMMON	018802108	1,215	25,169	SH		SOLE		23,569	0	1,600
Alliant Energy Corp	COMMON	018802108	1,011	20,946	SH		DFND		17,686	0	3,260
Allstate Corp	COMMON	020002101	1,057	11,528	SH		SOLE		10,215	375	938
Allstate Corp	COMMON	020002101	1,016	11,077	SH		DFND		9,721	1,256	100
Alphabet Inc Class A	COMMON	02079K305	36,874	31,735	SH		SOLE		29,096	494	2,145
Alphabet Inc Class A	COMMON	02079K305	6,605	5,684	SH		DFND		4,654	865	165
Alphabet Inc Class C	COMMON	02079K107	4,827	4,151	SH		SOLE		4,066	66	19
Alphabet Inc Class C	COMMON	02079K107	785	675	SH		DFND		560	115	0
Altria Group Inc	COMMON	02209S103	304	7,858	SH		SOLE		7,031	0	827
Altria Group Inc	COMMON	02209S103	205	5,303	SH		DFND		2,425	1,678	1,200
Amazon Com Inc	COMMON	023135106	55,571	28,502	SH		SOLE		27,116	360	1,026
Amazon Com Inc	COMMON	023135106	11,394	5,844	SH		DFND		5,107	682	55
Ameren Corp	COMMON	023608102	693	9,522	SH		SOLE		5,611	0	3,911
Ameren Corp	COMMON	023608102	317	4,357	SH		DFND		3,931	300	126
American Electric Power Inc	COMMON	025537101	1,296	16,206	SH		SOLE		15,406	0	800
American Electric Power Inc	COMMON	025537101	2,314	28,930	SH		DFND		21,600	165	7,165
American Express Co	COMMON	025816109	752	8,784	SH		SOLE		8,179	550	55
American Express Co	COMMON	025816109	863	10,075	SH		DFND		4,325	250	5,500
American Tower Corp	COMMON	03027X100	802	3,684	SH		SOLE		1,885	0	1,799
American Water Works Co Inc	COMMON	030420103	476	3,983	SH		SOLE		3,454	0	529
American Water Works Co Inc	COMMON	030420103	1,000	8,360	SH		DFND		7,980	380	0
Ameriprise Financial Inc	COMMON	03076C106	83	813	SH		SOLE		793	0	20
Ameriprise Financial Inc	COMMON	03076C106	180	1,760	SH		DFND		760	0	1,000
Amgen Inc	COMMON	031162100	8,275	40,819	SH		SOLE		35,698	479	4,642
Amgen Inc	COMMON	031162100	4,704	23,204	SH		DFND		9,926	12,423	855
Apple Inc	COMMON	037833100	84,425	332,004	SH		SOLE		303,722	4,663	23,619
Apple Inc	COMMON	037833100	19,755	77,686	SH		DFND		66,180	9,802	1,704
Applied Materials Inc	COMMON	038222105	222	4,847	SH		SOLE		2,962	0	1,885
Applied Materials Inc	COMMON	038222105	68	1,490	SH		DFND		1,490	0	0
Archer Daniels Midland Co	COMMON	039483102	220	6,257	SH		SOLE		4,657	0	1,600
Archer Daniels Midland Co	COMMON	039483102	366	10,400	SH		DFND		10,400	0	0
AT & T Inc	COMMON	00206R102	21,824	748,674	SH		SOLE		678,428	9,594	60,652
AT & T Inc	COMMON	00206R102	6,166	211,534	SH		DFND		185,930	21,249	4,355
Athersys Inc	COMMON	04744L106	30	10,000	SH		SOLE		10,000	0	0
Atmos Energy Corp	COMMON	049560105	266	2,678	SH		SOLE		970	0	1,708
Atmos Energy Corp	COMMON	049560105	60	600	SH		DFND		500	0	100
Autodesk Inc	COMMON	052769106	425	2,722	SH		SOLE		2,722	0	0
Autodesk Inc	COMMON	052769106	14	90	SH		DFND		90	0	0
Automatic Data Processing Inc	COMMON	053015103	1,390	10,172	SH		SOLE		9,760	325	87
Automatic Data Processing Inc	COMMON	053015103	874	6,395	SH		DFND		4,300	83	2,012
Bank of America Corporation	COMMON	060505104	15,607	735,156	SH		SOLE		696,657	6,065	32,434
Bank of America Corporation	COMMON	060505104	1,923	90,588	SH		DFND		74,017	13,381	3,190
Bank of New York Mellon Corp	COMMON	064058100	264	7,841	SH		SOLE		7,803	0	38
Bank of New York Mellon Corp	COMMON	064058100	27	800	SH		DFND		0	0	800
Baxter International Inc	COMMON	071813109	1,074	13,230	SH		SOLE		10,829	0	2,401
Baxter International Inc	COMMON	071813109	701	8,638	SH		DFND		2,232	590	5,816
Becton Dickinson & Co	COMMON	075887109	19,741	85,918	SH		SOLE		78,968	780	6,170
Becton Dickinson & Co	COMMON	075887109	2,553	11,111	SH		DFND		9,265	1,636	210
Berkshire Hathaway Inc - Cl B	COMMON	084670702	5,254	28,737	SH		SOLE		25,816	185	2,736
Berkshire Hathaway Inc - Cl B	COMMON	084670702	9,898	54,140	SH		DFND		2,887	240	51,013
Blackrock Inc	COMMON	09247X101	15,107	34,336	SH		SOLE		31,375	200	2,761
Blackrock Inc	COMMON	09247X101	2,502	5,687	SH		DFND		3,986	1,481	220
Boeing Co	COMMON	097023105	5,587	37,463	SH		SOLE		35,689	354	1,420
Boeing Co	COMMON	097023105	3,259	21,854	SH		DFND		14,572	1,362	5,920
BOK Financial Corp	COMMON	05561Q201	115	2,700	SH		SOLE		2,700	0	0
BOK Financial Corp	COMMON	05561Q201	481	11,300	SH		DFND		5,800	5,500	0
Bristol Myers Squibb Co	COMMON	110122108	5,892	105,708	SH		SOLE		96,597	449	8,662
Bristol Myers Squibb Co	COMMON	110122108	2,991	53,654	SH		DFND		28,793	11,786	13,075
Broadcom Inc	COMMON	11135F101	10,192	42,986	SH		SOLE		39,494	465	3,027
Broadcom Inc	COMMON	11135F101	1,267	5,343	SH		DFND		4,404	841	98
Brown Forman Corporation	COMMON	115637209	8,775	158,084	SH		SOLE		151,854	1,520	4,710
Brown Forman Corporation	COMMON	115637209	1,069	19,253	SH		DFND		14,848	4,189	216
Capitol Federal Financial	COMMON	14057J101	93	8,014	SH		SOLE		4,383	3,631	0
Capitol Federal Financial	COMMON	14057J101	142	12,202	SH		DFND		12,202	0	0
Casey's General Stores Inc	COMMON	147528103	372	2,809	SH		SOLE		2,796	0	13
Casey's General Stores Inc	COMMON	147528103	176	1,330	SH		DFND		1,330	0	0
Caterpillar Inc Del	COMMON	149123101	6,842	58,963	SH		SOLE		54,134	519	4,310
Caterpillar Inc Del	COMMON	149123101	3,049	26,277	SH		DFND		17,510	1,594	7,173
Cerner Corp	COMMON	156782104	7,080	112,398	SH		SOLE		110,706	495	1,197
Cerner Corp	COMMON	156782104	2,043	32,435	SH		DFND		26,925	4,910	600
Chevron Corp	COMMON	166764100	13,067	180,339	SH		SOLE		165,216	2,396	12,727
Chevron Corp	COMMON	166764100	4,724	65,189	SH		DFND		57,788	5,941	1,460
Chipotle Mexican Grill Inc	COMMON	169656105	157	240	SH		SOLE		240	0	0
Chipotle Mexican Grill Inc	COMMON	169656105	134	205	SH		DFND		205	0	0
Church & Dwight Inc	COMMON	171340102	239	3,720	SH		SOLE		2,720	0	1,000
Cigna Corporation	COMMON	125523100	705	3,978	SH		SOLE		3,975	0	3
Cigna Corporation	COMMON	125523100	591	3,334	SH		DFND		2,684	650	0
Cintas Corp	COMMON	172908105	754	4,351	SH		SOLE		4,340	0	11
Cintas Corp	COMMON	172908105	961	5,545	SH		DFND		4,810	410	325
Cisco Systems Inc	COMMON	17275R102	15,877	403,892	SH		SOLE		372,681	4,032	27,179
Cisco Systems Inc	COMMON	17275R102	2,398	61,013	SH		DFND		49,711	9,897	1,405
Citigroup Inc	COMMON	172967424	616	14,619	SH		SOLE		13,509	400	710
Citigroup Inc	COMMON	172967424	577	13,700	SH		DFND		12,150	1,550	0
Clorox Co Del	COMMON	189054109	1,806	10,424	SH		SOLE		9,410	0	1,014
Clorox Co Del	COMMON	189054109	1,065	6,150	SH		DFND		5,800	350	0
CME Group Inc	COMMON	12572Q105	24,284	140,444	SH		SOLE		134,253	1,550	4,641
CME Group Inc	COMMON	12572Q105	3,777	21,845	SH		DFND		17,499	3,539	807
Coca Cola Co	COMMON	191216100	3,011	68,050	SH		SOLE		60,613	200	7,237
Coca Cola Co	COMMON	191216100	2,217	50,091	SH		DFND		43,342	6,249	500
Cognizant Technology Solutio	COMMON	192446102	195	4,186	SH		SOLE		3,252	898	36
Cognizant Technology Solutio	COMMON	192446102	9	200	SH		DFND		200	0	0
Colgate Palmolive Co	COMMON	194162103	818	12,328	SH		SOLE		11,046	0	1,282
Colgate Palmolive Co	COMMON	194162103	1,080	16,280	SH		DFND		16,080	200	0
Comcast Corp New	COMMON	20030N101	14,068	409,188	SH		SOLE		377,067	5,083	27,038
Comcast Corp New	COMMON	20030N101	2,153	62,615	SH		DFND		45,354	16,471	790
Commerce Bancshares Inc	COMMON	200525103	4,155	82,514	SH		SOLE		66,726	15,002	786
Commerce Bancshares Inc	COMMON	200525103	2,172	43,141	SH		DFND		33,141	346	9,654
Conforce International Inc	COMMON	20716T109	0	100,000	SH		SOLE		100,000	0	0
ConocoPhillips	COMMON	20825C104	1,545	50,151	SH		SOLE		45,902	1,475	2,774
ConocoPhillips	COMMON	20825C104	1,234	40,058	SH		DFND		36,155	1,820	2,083
Consolidated Edison Inc	COMMON	209115104	201	2,575	SH		SOLE		980	0	1,595
Consolidated Edison Inc	COMMON	209115104	904	11,594	SH		DFND		6,384	5,210	0
Constellation Brands Inc	COMMON	21036P108	547	3,819	SH		SOLE		3,639	0	180
Constellation Brands Inc	COMMON	21036P108	1,086	7,575	SH		DFND		4,820	2,755	0
Costar Group Inc	COMMON	22160N109	1,208	2,058	SH		SOLE		2,002	0	56
Costar Group Inc	COMMON	22160N109	59	100	SH		DFND		85	15	0
Costco Wholesale Corp	COMMON	22160K105	30,490	106,933	SH		SOLE		96,486	1,575	8,872
Costco Wholesale Corp	COMMON	22160K105	7,063	24,771	SH		DFND		20,116	2,545	2,110
CSX Corp	COMMON	126408103	436	7,607	SH		SOLE		7,040	0	567
CSX Corp	COMMON	126408103	172	3,000	SH		DFND		3,000	0	0
Cummins Inc	COMMON	231021106	394	2,911	SH		SOLE		1,434	48	1,429
Cummins Inc	COMMON	231021106	200	1,475	SH		DFND		970	505	0
CVS Health Corporation	COMMON	126650100	5,698	96,042	SH		SOLE		84,723	691	10,628
CVS Health Corporation	COMMON	126650100	1,237	20,846	SH		DFND		15,054	5,792	0
Danaher Corp Del	COMMON	235851102	12,059	87,123	SH		SOLE		80,537	1,077	5,509
Danaher Corp Del	COMMON	235851102	681	4,920	SH		DFND		3,995	830	95
Deere & Company	COMMON	244199105	1,575	11,401	SH		SOLE		9,911	100	1,390
Deere & Company	COMMON	244199105	2,022	14,634	SH		DFND		13,170	1,388	76
Delta Air Lines Inc	COMMON	247361702	789	27,656	SH		SOLE		24,265	165	3,226
Delta Air Lines Inc	COMMON	247361702	191	6,700	SH		DFND		3,800	2,900	0
Digital Realty Trust Inc	COMMON	253868103	940	6,767	SH		SOLE		5,394	175	1,198
Digital Realty Trust Inc	COMMON	253868103	1,240	8,925	SH		DFND		8,070	240	615
Disney Walt Co	COMMON	254687106	21,898	226,690	SH		SOLE		208,656	2,713	15,321
Disney Walt Co	COMMON	254687106	4,930	51,039	SH		DFND		39,266	6,269	5,504
DocuSign Inc.	COMMON	256163106	4,895	52,976	SH		SOLE		50,001	305	2,670
DocuSign Inc.	COMMON	256163106	261	2,827	SH		DFND		1,117	1,600	110
Dollar General Corp	COMMON	256677105	7,203	47,698	SH		SOLE		46,459	250	989
Dollar General Corp	COMMON	256677105	276	1,830	SH		DFND		1,220	500	110
Dominion Energy Inc	COMMON	25746U109	6,379	88,364	SH		SOLE		81,284	351	6,729
Dominion Energy Inc	COMMON	25746U109	2,434	33,713	SH		DFND		27,924	4,727	1,062
Dover Corp	COMMON	260003108	556	6,627	SH		SOLE		5,127	0	1,500
Dover Corp	COMMON	260003108	351	4,185	SH		DFND		3,685	500	0
Dow Inc	COMMON	260557103	991	33,903	SH		SOLE		30,790	997	2,116
Dow Inc	COMMON	260557103	466	15,936	SH		DFND		12,194	3,702	40
DTE Energy Co	COMMON	233331107	222	2,335	SH		SOLE		435	0	1,900
Duke Energy Hldg Corp	COMMON	26441C204	16,148	199,654	SH		SOLE		186,178	1,724	11,752
Duke Energy Hldg Corp	COMMON	26441C204	5,408	66,866	SH		DFND		54,739	10,228	1,899
Duke Realty Corp	COMMON	264411505	12,055	372,284	SH		SOLE		353,724	3,370	15,190
Duke Realty Corp	COMMON	264411505	1,021	31,544	SH		DFND		22,111	5,456	3,977
DUPONT DE NEMOURS INC	COMMON	26614N102	195	5,721	SH		SOLE		5,634	0	87
DUPONT DE NEMOURS INC	COMMON	26614N102	205	6,026	SH		DFND		5,218	808	0
Ebay Inc	COMMON	278642103	259	8,627	SH		SOLE		2,786	0	5,841
Ebay Inc	COMMON	278642103	103	3,430	SH		DFND		3,430	0	0
Ecolab Inc	COMMON	278865100	15,240	97,798	SH		SOLE		90,448	910	6,440
Ecolab Inc	COMMON	278865100	2,320	14,890	SH		DFND		12,726	1,998	166
Emerson Electric Co	COMMON	291011104	4,710	98,841	SH		SOLE		84,724	1,227	12,890
Emerson Electric Co	COMMON	291011104	1,230	25,804	SH		DFND		16,010	7,803	1,991
Energy Transfer Equity LP	COMMON	29273V100	90	19,520	SH		SOLE		19,520	0	0
Energy Transfer Equity LP	COMMON	29273V100	108	23,405	SH		DFND		23,405	0	0
Enterprise Products Partners	COMMON	293792107	257	17,974	SH		SOLE		17,974	0	0
Enterprise Products Partners	COMMON	293792107	231	16,150	SH		DFND		13,400	2,750	0
EOG Resources Inc	COMMON	26875P101	353	9,820	SH		SOLE		9,340	0	480
EOG Resources Inc	COMMON	26875P101	44	1,214	SH		DFND		1,080	50	84
Equity Bancshares Inc	COMMON	29460X109	1,559	90,375	SH		SOLE		90,375	0	0
Essential Utilities Inc	COMMON	29670G102	234	5,741	SH		SOLE		42	0	5,699
Evergy Inc.	COMMON	30034W106	565	10,271	SH		SOLE		9,898	0	373
Evergy Inc.	COMMON	30034W106	1,129	20,515	SH		DFND		8,408	12,107	0
Exelon Corp	COMMON	30161N101	202	5,479	SH		SOLE		2,054	0	3,425
Exelon Corp	COMMON	30161N101	20	550	SH		DFND		0	550	0
ExxonMobil Corp	COMMON	30231G102	5,646	148,688	SH		SOLE		133,617	2,829	12,242
ExxonMobil Corp	COMMON	30231G102	2,752	72,486	SH		DFND		57,134	5,254	10,098
Facebook Inc - A Shs	COMMON	30303M102	19,744	118,371	SH		SOLE		113,124	1,225	4,022
Facebook Inc - A Shs	COMMON	30303M102	3,187	19,107	SH		DFND		15,818	2,614	675
Fastenal Co	COMMON	311900104	2,879	92,124	SH		SOLE		81,750	492	9,882
Fastenal Co	COMMON	311900104	60	1,912	SH		DFND		0	1,912	0
Fedex Corp	COMMON	31428X106	1,279	10,550	SH		SOLE		10,178	0	372
Fedex Corp	COMMON	31428X106	1,161	9,577	SH		DFND		8,205	962	410
Fidelity National Information	COMMON	31620M106	200	1,647	SH		SOLE		1,558	0	89
Fifth Third Bancorp	COMMON	316773100	202	13,636	SH		SOLE		13,372	0	264
Fifth Third Bancorp	COMMON	316773100	54	3,623	SH		DFND		2,500	1,123	0
First Trust Energy Income and	COMMON	33738G104	160	18,300	SH		DFND		18,300	0	0
First Trust MLP and Energy I	COMMON	33739B104	706	159,765	SH		SOLE		142,361	1,050	16,354
First Trust MLP and Energy I	COMMON	33739B104	225	50,950	SH		DFND		29,295	21,655	0
First Trust North American	COMMON	33738D101	5,465	307,221	SH		SOLE		274,876	820	31,525
First Trust North American	COMMON	33738D101	719	40,418	SH		DFND		31,353	9,065	0
First Trust Preferred	COMMON	33739E108	4,585	279,580	SH		SOLE		268,338	9,977	1,265
First Trust Preferred	COMMON	33739E108	270	16,484	SH		DFND		14,229	2,255	0
First Western Financial Inc.	COMMON	33751L105	207	14,615	SH		SOLE		14,615	0	0
Fiserv Inc	COMMON	337738108	7,769	81,786	SH		SOLE		79,451	390	1,945
Fiserv Inc	COMMON	337738108	294	3,095	SH		DFND		2,170	785	140
Five Below Inc	COMMON	33829M101	2,893	41,103	SH		SOLE		39,843	329	931
Five Below Inc	COMMON	33829M101	95	1,355	SH		DFND		825	440	90
Fleetwood Enterprises Inc	COMMON	339099103	0	85,000	SH		SOLE		85,000	0	0
FlexShares International	COMMON	33939L837	7,012	395,694	SH		SOLE		369,036	2,532	24,126
FlexShares International	COMMON	33939L837	538	30,376	SH		DFND		8,908	21,468	0
FluoroPharma Medical Inc.	COMMON	343870101	2	591,550	SH		SOLE		591,550	0	0
Ford Mtr Co Del	COMMON	345370860	21	4,389	SH		SOLE		4,100	0	289
Ford Mtr Co Del	COMMON	345370860	43	8,850	SH		DFND		3,850	0	5,000
Fortive Corp	COMMON	34959J108	339	6,141	SH		SOLE		3,143	90	2,908
Fortive Corp	COMMON	34959J108	7	125	SH		DFND		125	0	0
Gallagher Arthur J & CO	COMMON	363576109	8	93	SH		SOLE		87	0	6
Gallagher Arthur J & CO	COMMON	363576109	1,038	12,730	SH		DFND		12,730	0	0
General Dynamics Corp	COMMON	369550108	294	2,225	SH		SOLE		2,166	0	59
General Dynamics Corp	COMMON	369550108	372	2,810	SH		DFND		2,300	510	0
General Electric Co	COMMON	369604103	307	38,717	SH		SOLE		36,911	0	1,806
General Electric Co	COMMON	369604103	83	10,460	SH		DFND		7,800	160	2,500
General Mills Inc	COMMON	370334104	957	18,142	SH		SOLE		16,991	0	1,151
General Mills Inc	COMMON	370334104	678	12,845	SH		DFND		12,045	300	500
Genesis Energy L P	COMMON	371927104	55	14,000	SH		SOLE		14,000	0	0
Genuine Parts Co	COMMON	372460105	2,440	36,241	SH		SOLE		33,856	302	2,083
Genuine Parts Co	COMMON	372460105	296	4,402	SH		DFND		3,566	696	140
Gilead Sciences Inc	COMMON	375558103	934	12,487	SH		SOLE		7,896	0	4,591
Gilead Sciences Inc	COMMON	375558103	278	3,715	SH		DFND		3,425	290	0
Goldman Sachs Group Inc	COMMON	38141G104	5,921	38,303	SH		SOLE		36,570	200	1,533
Goldman Sachs Group Inc	COMMON	38141G104	522	3,375	SH		DFND		2,825	475	75
Guardian 8 Holdings	COMMON	40136G107	0	21,155	SH		SOLE		21,155	0	0
Hartford Financial Services	COMMON	416515104	441	12,501	SH		SOLE		12,501	0	0
Hewlett Packard Enterprise Co	COMMON	42824C109	4	442	SH		SOLE		0	442	0
Hewlett Packard Enterprise Co	COMMON	42824C109	101	10,400	SH		DFND		10,400	0	0
Highwoods Properties Inc	COMMON	431284108	1,406	39,681	SH		SOLE		37,616	0	2,065
Highwoods Properties Inc	COMMON	431284108	994	28,075	SH		DFND		25,375	1,035	1,665
Home Depot Inc	COMMON	437076102	31,023	166,156	SH		SOLE		150,024	3,074	13,058
Home Depot Inc	COMMON	437076102	7,634	40,885	SH		DFND		34,070	5,330	1,485
Honeywell International Inc	COMMON	438516106	10,599	79,220	SH		SOLE		73,527	940	4,753
Honeywell International Inc	COMMON	438516106	3,911	29,232	SH		DFND		18,264	3,794	7,174
HP Inc	COMMON	40434L105	170	9,785	SH		SOLE		5,879	0	3,906
HP Inc	COMMON	40434L105	247	14,250	SH		DFND		0	3,850	10,400
Illinois Tool Works Inc	COMMON	452308109	1,763	12,403	SH		SOLE		10,503	0	1,900
Illinois Tool Works Inc	COMMON	452308109	1,007	7,083	SH		DFND		6,458	75	550
Intel Corp	COMMON	458140100	6,927	127,989	SH		SOLE		115,743	1,775	10,471
Intel Corp	COMMON	458140100	5,057	93,449	SH		DFND		84,404	4,620	4,425
InterActiveCorp	COMMON	44919P508	539	3,010	SH		SOLE		3,010	0	0
InterActiveCorp	COMMON	44919P508	31	175	SH		DFND		175	0	0
International Business	COMMON	459200101	2,264	20,409	SH		SOLE		17,154	48	3,207
International Business	COMMON	459200101	1,590	14,336	SH		DFND		10,212	1,339	2,785
International Paper	COMMON	460146103	299	9,613	SH		SOLE		7,617	166	1,830
International Paper	COMMON	460146103	119	3,821	SH		DFND		1,642	2,179	0
Intuit	COMMON	461202103	22,624	98,367	SH		SOLE		93,520	1,781	3,066
Intuit	COMMON	461202103	3,003	13,057	SH		DFND		11,315	1,542	200
Intuitive Surgical Inc	COMMON	46120E602	740	1,495	SH		SOLE		1,489	0	6
Intuitive Surgical Inc	COMMON	46120E602	136	275	SH		DFND		230	45	0
Invesco FTSE RAFI US 1500	COMMON	46137V597	48	542	SH		SOLE		542	0	0
Invesco FTSE RAFI US 1500	COMMON	46137V597	187	2,090	SH		DFND		2,090	0	0
Invesco QQQ Trust	COMMON	46090E103	275	1,443	SH		SOLE		1,443	0	0
Invesco S&P 500 Equal Weight	COMMON	46137V357	460	5,480	SH		SOLE		4,905	0	575
Invesco S&P 500 Low Volatility	COMMON	46138E354	6,899	147,044	SH		SOLE		141,533	4,811	700
Invesco S&P 500 Low Volatility	COMMON	46138E354	842	17,943	SH		DFND		17,576	367	0
Invesco S&P 500 Pure Growth	COMMON	46137V266	402	4,013	SH		DFND		4,013	0	0
Invesco Senior Loan ETF	COMMON	46138G508	2,083	101,819	SH		SOLE		95,981	2,248	3,590
Invesco Senior Loan ETF	COMMON	46138G508	191	9,359	SH		DFND		4,744	4,615	0
iShares Barclays 1-3 Year	COMMON	464287457	764	8,815	SH		SOLE		8,815	0	0
iShares Barclays 1-3 Year	COMMON	464287457	55	635	SH		DFND		20	415	200
iShares Barclays Inter	COMMON	464288612	10,593	92,335	SH		SOLE		86,266	0	6,069
iShares Barclays Inter	COMMON	464288612	236	2,054	SH		DFND		1,918	136	0
iShares Barclays MBS Bond Fund	COMMON	464288588	884	8,006	SH		SOLE		8,006	0	0
iShares Barclays MBS Bond Fund	COMMON	464288588	126	1,144	SH		DFND		471	673	0
iShares Core MSCI EAFE ETF	COMMON	46432F842	23,878	478,608	SH		SOLE		463,671	3,436	11,501
iShares Core MSCI EAFE ETF	COMMON	46432F842	1,923	38,544	SH		DFND		27,137	11,407	0
iShares Core MSCI Emerging	COMMON	46434G103	20,817	514,389	SH		SOLE		498,942	3,149	12,298
iShares Core MSCI Emerging	COMMON	46434G103	1,464	36,185	SH		DFND		23,337	12,718	130
iShares Core S&P 500 ETF	COMMON	464287200	133,464	516,502	SH		SOLE		474,736	2,063	39,703
iShares Core S&P 500 ETF	COMMON	464287200	9,251	35,801	SH		DFND		25,979	8,818	1,004
iShares Core S&P Mid-Cap ETF	COMMON	464287507	86,291	599,825	SH		SOLE		564,201	5,793	29,831
iShares Core S&P Mid-Cap ETF	COMMON	464287507	11,348	78,879	SH		DFND		58,259	17,476	3,144
iShares Core S&P Small-Cap ETF	COMMON	464287804	48,012	855,669	SH		SOLE		788,634	6,785	60,250
iShares Core S&P Small-Cap ETF	COMMON	464287804	6,517	116,139	SH		DFND		95,873	17,282	2,984
iShares Core US Aggregate ETF	COMMON	464287226	2,322	20,126	SH		SOLE		16,518	0	3,608
iShares Core US Aggregate ETF	COMMON	464287226	482	4,179	SH		DFND		1,353	681	2,145
iShares Edge MSCI Min Vol USA	COMMON	46429B697	3,843	71,161	SH		SOLE		69,701	1,460	0
iShares Edge MSCI Min Vol USA	COMMON	46429B697	193	3,578	SH		DFND		2,760	818	0
iShares ESG 1-5 year USD Corp	COMMON	46435G243	474	19,033	SH		SOLE		19,033	0	0
iShares ESG 1-5 year USD Corp	COMMON	46435G243	84	3,375	SH		DFND		170	3,205	0
iShares Gold Trust	COMMON	464285105	1,071	71,078	SH		SOLE		71,078	0	0
iShares Gold Trust	COMMON	464285105	417	27,700	SH		DFND		27,700	0	0
iShares iBoxx $ High Yield	COMMON	464288513	1,590	20,630	SH		SOLE		18,643	139	1,848
iShares iBoxx $ High Yield	COMMON	464288513	1	11	SH		DFND		11	0	0
iShares iBoxx $ Investment	COMMON	464287242	2,699	21,853	SH		SOLE		18,561	2,200	1,092
iShares iBoxx $ Investment	COMMON	464287242	439	3,555	SH		DFND		1,882	1,673	0
iShares Intermediate-Term Corp	COMMON	464288638	6,646	121,018	SH		SOLE		119,384	0	1,634
iShares Intermediate-Term Corp	COMMON	464288638	301	5,474	SH		DFND		5,358	116	0
iShares MSCI ACWI Ex US ETF	COMMON	464288240	507	13,457	SH		SOLE		0	0	13,457
iShares MSCI EAFE	COMMON	464287465	24,119	451,154	SH		SOLE		427,434	4,779	18,941
iShares MSCI EAFE	COMMON	464287465	2,707	50,645	SH		DFND		40,041	7,929	2,675
iShares MSCI EAFE Small Cap	COMMON	464288273	16,756	373,778	SH		SOLE		339,055	4,324	30,399
iShares MSCI EAFE Small Cap	COMMON	464288273	779	17,381	SH		DFND		5,889	11,492	0
iShares Preferred and Income	COMMON	464288687	480	15,065	SH		SOLE		14,242	823	0
iShares Russell 1000 Growth	COMMON	464287614	6,142	40,769	SH		SOLE		33,720	1,279	5,770
iShares Russell 1000 Growth	COMMON	464287614	726	4,822	SH		DFND		3,356	1,466	0
Ishares Russell 1000 Index	COMMON	464287622	4,471	31,590	SH		SOLE		31,590	0	0
Ishares Russell 1000 Index	COMMON	464287622	158	1,115	SH		DFND		1,115	0	0
iShares Russell 1000 Value	COMMON	464287598	4,910	49,510	SH		SOLE		42,681	625	6,204
iShares Russell 1000 Value	COMMON	464287598	176	1,775	SH		DFND		1,311	464	0
ishares Russell 2000 Growth	COMMON	464287648	1,221	7,717	SH		SOLE		6,144	180	1,393
ishares Russell 2000 Growth	COMMON	464287648	97	611	SH		DFND		0	611	0
iShares Russell 2000 Index	COMMON	464287655	13,216	115,467	SH		SOLE		103,959	1,112	10,396
iShares Russell 2000 Index	COMMON	464287655	1,332	11,641	SH		DFND		8,832	2,809	0
iShares Russell 3000 Index	COMMON	464287689	21,545	145,248	SH		SOLE		135,779	515	8,954
iShares Russell 3000 Index	COMMON	464287689	282	1,903	SH		DFND		1,395	508	0
iShares Russell Midcap Growth	COMMON	464287481	14,280	117,441	SH		SOLE		109,235	563	7,643
iShares Russell Midcap Growth	COMMON	464287481	908	7,470	SH		DFND		4,165	3,305	0
iShares Russell Midcap Index	COMMON	464287499	21,311	493,664	SH		SOLE		426,934	6,843	59,887
iShares Russell Midcap Index	COMMON	464287499	1,593	36,909	SH		DFND		28,519	8,300	90
iShares Russell Midcap Value	COMMON	464287473	14,197	221,520	SH		SOLE		202,211	909	18,400
iShares Russell Midcap Value	COMMON	464287473	825	12,866	SH		DFND		8,039	4,827	0
iShares Russell Top 200 ETF	COMMON	464289446	562	9,131	SH		SOLE		9,131	0	0
iShares Russell Top 200 ETF	COMMON	464289446	3	55	SH		DFND		0	55	0
iShares S&P 500 Growth Index	COMMON	464287309	15,693	95,081	SH		SOLE		92,634	245	2,202
iShares S&P 500 Growth Index	COMMON	464287309	594	3,600	SH		DFND		2,728	872	0
iShares S&P MidCap 400/BARRA	COMMON	464287606	1,605	8,995	SH		SOLE		8,645	0	350
iShares S&P MidCap 400/BARRA	COMMON	464287606	70	395	SH		DFND		395	0	0
iShares Short-Term Corporate	COMMON	464288646	11,668	222,834	SH		SOLE		204,658	1,777	16,399
iShares Short-Term Corporate	COMMON	464288646	2,383	45,510	SH		DFND		28,222	12,631	4,657
Ishares Tr Russell 2000 Value	COMMON	464287630	1,911	23,291	SH		SOLE		17,704	291	5,296
Ishares Tr Russell 2000 Value	COMMON	464287630	123	1,498	SH		DFND		1,393	45	60
Ishares Tr S&P Midcap	COMMON	464287705	1,308	11,918	SH		SOLE		11,814	0	104
Ishares Tr S&P Midcap	COMMON	464287705	52	473	SH		DFND		398	0	75
Ishares Tr S&P Smlcp 600/Barra	COMMON	464287887	9,101	66,017	SH		SOLE		63,255	481	2,281
Ishares Tr S&P Smlcp 600/Barra	COMMON	464287887	1,095	7,946	SH		DFND		4,339	2,390	1,217
Ishares Tr S&P Smlcp 600/barra	COMMON	464287879	5,377	53,799	SH		SOLE		51,916	0	1,883
Ishares Tr S&P Smlcp 600/barra	COMMON	464287879	431	4,315	SH		DFND		3,578	737	0
iShares Trust S&P 500/Barra	COMMON	464287408	16,643	172,913	SH		SOLE		153,067	150	19,696
iShares Trust S&P 500/Barra	COMMON	464287408	532	5,523	SH		DFND		4,868	655	0
Jack Henry & Assoc Inc	COMMON	426281101	1,563	10,068	SH		SOLE		9,943	0	125
Jack Henry & Assoc Inc	COMMON	426281101	155	1,000	SH		DFND		1,000	0	0
Jacobs Engineering Group Inc	COMMON	469814107	202	2,549	SH		SOLE		2,288	0	261
Jacobs Engineering Group Inc	COMMON	469814107	28	350	SH		DFND		350	0	0
JM Smucker Co	COMMON	832696405	259	2,331	SH		SOLE		1,531	0	800
Johnson & Johnson	COMMON	478160104	21,449	163,570	SH		SOLE		148,871	2,135	12,564
Johnson & Johnson	COMMON	478160104	7,605	57,995	SH		DFND		50,764	4,881	2,350
JP Morgan Chase & Co	COMMON	46625H100	33,861	376,108	SH		SOLE		352,577	6,768	16,763
JP Morgan Chase & Co	COMMON	46625H100	6,511	72,322	SH		DFND		59,225	10,538	2,559
JPMorgan Ultra-Short Income	COMMON	46641Q837	31,924	642,727	SH		SOLE		627,149	2,219	13,359
JPMorgan Ultra-Short Income	COMMON	46641Q837	1,770	35,632	SH		DFND		24,771	8,640	2,221
Kansas City Southern	COMMON	485170302	4,400	34,598	SH		SOLE		6,308	0	28,290
Kansas City Southern	COMMON	485170302	655	5,150	SH		DFND		5,150	0	0
Kellogg CO	COMMON	487836108	4,641	77,361	SH		SOLE		70,447	312	6,602
Kellogg CO	COMMON	487836108	1,208	20,145	SH		DFND		16,450	3,695	0
Kimberly Clark Corp	COMMON	494368103	1,655	12,941	SH		SOLE		11,652	0	1,289
Kimberly Clark Corp	COMMON	494368103	1,109	8,674	SH		DFND		7,467	695	512
Kimco Realty Corp	COMMON	49446R109	305	31,581	SH		SOLE		27,223	0	4,358
Kimco Realty Corp	COMMON	49446R109	143	14,749	SH		DFND		11,938	2,811	0
Kinder Morgan Inc	COMMON	49456B101	4,784	343,690	SH		SOLE		306,711	1,052	35,927
Kinder Morgan Inc	COMMON	49456B101	780	56,038	SH		DFND		29,043	26,995	0
KLA-Tencor Corp	COMMON	482480100	328	2,283	SH		SOLE		2,265	0	18
KLA-Tencor Corp	COMMON	482480100	22	150	SH		DFND		150	0	0
Kontoor Brands Inc	COMMON	50050N103	3	137	SH		SOLE		133	0	4
Kontoor Brands Inc	COMMON	50050N103	1,000	52,149	SH		DFND		50,141	0	2,008
Lauder Estee Cos Inc	COMMON	518439104	244	1,534	SH		SOLE		242	0	1,292
Leggett & Platt Inc	COMMON	524660107	8,054	301,870	SH		SOLE		294,962	0	6,908
Lilly Eli & Co	COMMON	532457108	1,759	12,683	SH		SOLE		10,224	0	2,459
Lilly Eli & Co	COMMON	532457108	1,768	12,746	SH		DFND		9,976	270	2,500
Lincoln National Corp	COMMON	534187109	136	5,177	SH		SOLE		5,177	0	0
Lincoln National Corp	COMMON	534187109	84	3,188	SH		DFND		3,188	0	0
Lockheed Martin Corp	COMMON	539830109	9,805	28,928	SH		SOLE		27,635	330	963
Lockheed Martin Corp	COMMON	539830109	826	2,436	SH		DFND		1,473	913	50
Lowes Companies Inc	COMMON	548661107	3,285	38,175	SH		SOLE		34,878	185	3,112
Lowes Companies Inc	COMMON	548661107	234	2,720	SH		DFND		1,566	1,055	99
Magellan Midstream Partners LP	COMMON	559080106	294	8,053	SH		SOLE		8,053	0	0
Magellan Midstream Partners LP	COMMON	559080106	15	400	SH		DFND		400	0	0
Marathon Oil Corp	COMMON	565849106	40	12,238	SH		SOLE		12,090	0	148
Marathon Oil Corp	COMMON	565849106	78	23,686	SH		DFND		23,686	0	0
Marathon Petroleum Corp	COMMON	56585A102	287	12,171	SH		SOLE		12,121	0	50
Marathon Petroleum Corp	COMMON	56585A102	372	15,736	SH		DFND		15,736	0	0
Marriott Intl Inc New	COMMON	571903202	1,324	17,695	SH		SOLE		17,530	50	115
Marriott Intl Inc New	COMMON	571903202	357	4,771	SH		DFND		4,661	110	0
Marsh & McLennan Cos Inc	COMMON	571748102	1,233	14,259	SH		SOLE		13,517	0	742
Marsh & McLennan Cos Inc	COMMON	571748102	60	697	SH		DFND		560	137	0
Mastercard Inc - Class A	COMMON	57636Q104	33,515	138,744	SH		SOLE		132,982	1,655	4,107
Mastercard Inc - Class A	COMMON	57636Q104	6,554	27,131	SH		DFND		23,092	2,824	1,215
McCormick & Co Inc	COMMON	579780206	699	4,950	SH		SOLE		3,924	0	1,026
McCormick & Co Inc	COMMON	579780206	978	6,925	SH		DFND		6,340	125	460
McDonalds Corp	COMMON	580135101	11,615	70,244	SH		SOLE		60,918	1,295	8,031
McDonalds Corp	COMMON	580135101	5,032	30,433	SH		DFND		26,163	3,299	971
McKesson Corp	COMMON	58155Q103	134	992	SH		SOLE		151	0	841
McKesson Corp	COMMON	58155Q103	81	600	SH		DFND		600	0	0
Merck & Co Inc	COMMON	58933Y105	27,258	354,282	SH		SOLE		329,353	2,971	21,958
Merck & Co Inc	COMMON	58933Y105	8,218	106,805	SH		DFND		75,843	12,493	18,469
Microsoft Corp	COMMON	594918104	73,166	463,928	SH		SOLE		422,612	3,279	38,037
Microsoft Corp	COMMON	594918104	14,712	93,286	SH		DFND		75,724	15,272	2,290
Midcountry Finl Corp	COMMON	595652108	0	882,353	SH		SOLE		882,353	0	0
Mohawk Inds Inc	COMMON	608190104	239	3,133	SH		SOLE		3,133	0	0
Mondelez International Inc	COMMON	609207105	966	19,299	SH		SOLE		16,310	1,665	1,324
Mondelez International Inc	COMMON	609207105	334	6,670	SH		DFND		4,000	2,670	0
Morgan Stanley Co	COMMON	617446448	2,118	62,299	SH		SOLE		58,951	275	3,073
Morgan Stanley Co	COMMON	617446448	476	14,008	SH		DFND		10,458	2,850	700
MPLX LP	COMMON	55336V100	404	34,744	SH		SOLE		34,744	0	0
Murphy Oil Corp	COMMON	626717102	0	41	SH		SOLE		0	0	41
Murphy Oil Corp	COMMON	626717102	87	14,250	SH		DFND		12,410	1,840	0
Murphy USA Inc	COMMON	626755102	2	20	SH		SOLE		7	0	13
Murphy USA Inc	COMMON	626755102	300	3,562	SH		DFND		3,102	460	0
NanoFlex Power Corp	COMMON	63009W108	1	16,000	SH		SOLE		0	0	16,000
Netflix Com Inc	COMMON	64110L106	512	1,364	SH		SOLE		1,342	0	22
Netflix Com Inc	COMMON	64110L106	909	2,420	SH		DFND		1,300	850	270
NextEra Energy Inc	COMMON	65339F101	29,383	122,113	SH		SOLE		113,877	1,610	6,626
NextEra Energy Inc	COMMON	65339F101	10,039	41,722	SH		DFND		30,775	3,512	7,435
Nic Inc	COMMON	62914B100	232	10,075	SH		SOLE		9,075	0	1,000
Nike Inc	COMMON	654106103	13,296	160,692	SH		SOLE		151,547	1,855	7,290
Nike Inc	COMMON	654106103	1,116	13,486	SH		DFND		10,160	2,611	715
Non Custody Money Market	COMMON	987654100	2,882	2,881,758	SH		SOLE		2,881,758	0	0
Non Custody Money Market	COMMON	987654100	886	886,234	SH		DFND		886,234	0	0
Norfolk Southern Corp	COMMON	655844108	1,285	8,800	SH		SOLE		8,500	0	300
Norfolk Southern Corp	COMMON	655844108	944	6,465	SH		DFND		5,730	365	370
Northern Trust Corp	COMMON	665859104	569	7,547	SH		SOLE		6,842	0	705
Northern Trust Corp	COMMON	665859104	945	12,524	SH		DFND		11,440	135	949
Northrop Grumman Corp	COMMON	666807102	264	874	SH		SOLE		464	0	410
Nucor Corp	COMMON	670346105	363	10,065	SH		SOLE		9,602	28	435
Nucor Corp	COMMON	670346105	542	15,060	SH		DFND		13,270	290	1,500
NuShares ESG Int'l Developed	COMMON	67092P805	1,656	78,871	SH		SOLE		78,871	0	0
NuShares ESG Int'l Developed	COMMON	67092P805	46	2,195	SH		DFND		575	1,620	0
NuShares ESG Int'l Emerging	COMMON	67092P888	559	26,682	SH		SOLE		26,682	0	0
NuShares ESG Int'l Emerging	COMMON	67092P888	33	1,591	SH		DFND		195	1,396	0
NuShares ESG Large-Cap Value	COMMON	67092P300	723	29,606	SH		SOLE		29,606	0	0
NuShares ESG Large-Cap Value	COMMON	67092P300	60	2,444	SH		DFND		550	1,894	0
NuShares ESG Small Cap	COMMON	67092P607	228	10,545	SH		SOLE		10,545	0	0
NuShares ESG Small Cap	COMMON	67092P607	29	1,348	SH		DFND		0	1,348	0
NuShares ESG US AGG Bond	COMMON	67092P870	961	36,243	SH		SOLE		36,243	0	0
NuShares ESG US AGG Bond	COMMON	67092P870	145	5,455	SH		DFND		245	5,210	0
NuShares ETF TR ESG LARGE CAP	COMMON	67092P201	804	22,802	SH		SOLE		22,802	0	0
NuShares ETF TR ESG LARGE CAP	COMMON	67092P201	64	1,818	SH		DFND		390	1,428	0
Nvidia Corp	COMMON	67066G104	1,413	5,362	SH		SOLE		5,159	150	53
Nvidia Corp	COMMON	67066G104	779	2,955	SH		DFND		2,605	350	0
O'Reilly Automotive Inc	COMMON	67103H107	4,516	15,001	SH		SOLE		14,423	575	3
O'Reilly Automotive Inc	COMMON	67103H107	2,804	9,314	SH		DFND		1,750	64	7,500
Occidental Petroleum Corp	COMMON	674599105	163	14,062	SH		SOLE		13,256	0	806
Occidental Petroleum Corp	COMMON	674599105	42	3,640	SH		DFND		3,640	0	0
Old Republic International	COMMON	680223104	2	157	SH		SOLE		74	0	83
Old Republic International	COMMON	680223104	255	16,712	SH		DFND		16,712	0	0
Omnicom Group Inc	COMMON	681919106	3,492	63,611	SH		SOLE		57,185	241	6,185
Omnicom Group Inc	COMMON	681919106	114	2,071	SH		DFND		200	1,871	0
Oracle Corp	COMMON	68389X105	2,439	50,463	SH		SOLE		42,671	435	7,357
Oracle Corp	COMMON	68389X105	2,788	57,688	SH		DFND		51,710	4,678	1,300
Paccar Inc	COMMON	693718108	2,428	39,720	SH		SOLE		39,615	0	105
Paychex Inc	COMMON	704326107	6,629	105,361	SH		SOLE		95,866	229	9,266
Paychex Inc	COMMON	704326107	2,311	36,730	SH		DFND		28,271	7,118	1,341
Paypal Holdings Inc	COMMON	70450Y103	1,545	16,140	SH		SOLE		13,791	0	2,349
Paypal Holdings Inc	COMMON	70450Y103	937	9,789	SH		DFND		5,489	4,300	0
Pepsico Inc	COMMON	713448108	22,220	185,009	SH		SOLE		169,273	1,984	13,752
Pepsico Inc	COMMON	713448108	4,652	38,737	SH		DFND		33,548	4,183	1,006
Pfizer Inc	COMMON	717081103	13,948	427,329	SH		SOLE		387,783	3,888	35,658
Pfizer Inc	COMMON	717081103	3,646	111,695	SH		DFND		85,480	24,629	1,586
Philip Morris International	COMMON	718172109	479	6,561	SH		SOLE		5,212	0	1,349
Philip Morris International	COMMON	718172109	150	2,060	SH		DFND		1,050	1,010	0
Phillips 66	COMMON	718546104	7,014	130,743	SH		SOLE		123,729	1,115	5,899
Phillips 66	COMMON	718546104	1,513	28,208	SH		DFND		24,484	2,944	780
Pilgrim's Pride Corporation	COMMON	72147K108	451	24,879	SH		SOLE		24,851	0	28
Plains All Amern Pipeline LP	COMMON	726503105	190	35,971	SH		SOLE		30,977	0	4,994
Plains All Amern Pipeline LP	COMMON	726503105	176	33,267	SH		DFND		10,131	16,891	6,245
Plus Therapeutics Inc WTS	COMMON	72941H111	0	63,000	SH		SOLE		63,000	0	0
Plus Therapeutics Inc WTS	COMMON	72941H111	0	1,800	SH		DFND		0	1,800	0
PPG Industies Inc	COMMON	693506107	25	305	SH		SOLE		294	0	11
PPG Industies Inc	COMMON	693506107	334	4,000	SH		DFND		4,000	0	0
PPL Corp	COMMON	69351T106	57	2,319	SH		SOLE		2,123	0	196
PPL Corp	COMMON	69351T106	197	8,000	SH		DFND		0	0	8,000
Price T Rowe Group Inc	COMMON	74144T108	4,056	41,531	SH		SOLE		36,980	1,181	3,370
Price T Rowe Group Inc	COMMON	74144T108	717	7,339	SH		DFND		5,138	2,201	0
Principal Financial Group Inc	COMMON	74251V102	323	10,314	SH		SOLE		8,771	110	1,433
Principal Financial Group Inc	COMMON	74251V102	53	1,680	SH		DFND		1,510	170	0
Procter & Gamble Co	COMMON	742718109	23,639	214,901	SH		SOLE		198,427	2,541	13,933
Procter & Gamble Co	COMMON	742718109	6,775	61,591	SH		DFND		50,046	10,730	815
Progressive Corp Ohio	COMMON	743315103	805	10,899	SH		SOLE		10,899	0	0
Prudential Financial Inc	COMMON	744320102	288	5,515	SH		SOLE		4,919	0	596
Prudential Financial Inc	COMMON	744320102	94	1,801	SH		DFND		1,801	0	0
Public Service Enterprise	COMMON	744573106	188	4,194	SH		SOLE		4,175	0	19
Public Service Enterprise	COMMON	744573106	238	5,307	SH		DFND		5,300	7	0
Qcr Holdings Inc	COMMON	74727A104	301	11,116	SH		SOLE		11,116	0	0
Qualcomm Inc	COMMON	747525103	852	12,592	SH		SOLE		7,396	1,885	3,311
Qualcomm Inc	COMMON	747525103	1,729	25,559	SH		DFND		23,635	335	1,589
Raytheon Co	COMMON	755111507	8,706	66,385	SH		SOLE		60,561	816	5,008
Raytheon Co	COMMON	755111507	2,630	20,051	SH		DFND		17,253	2,323	475
Realty Income Corp	COMMON	756109104	5,702	114,356	SH		SOLE		105,553	1,120	7,683
Realty Income Corp	COMMON	756109104	712	14,278	SH		DFND		11,812	2,170	296
Rego Payment Architectures Inc	COMMON	759141104	66	250,000	SH		SOLE		0	0	250,000
S&P Global Inc.	COMMON	78409V104	289	1,181	SH		SOLE		385	0	796
S&P Global Inc.	COMMON	78409V104	13	55	SH		DFND		55	0	0
Salesforce.com Inc	COMMON	79466L302	16,317	113,331	SH		SOLE		107,153	946	5,232
Salesforce.com Inc	COMMON	79466L302	3,264	22,668	SH		DFND		16,717	5,004	947
Schwab Charles Corp	COMMON	808513105	290	8,620	SH		SOLE		3,563	0	5,057
Schwab Charles Corp	COMMON	808513105	45	1,350	SH		DFND		1,350	0	0
Schwab US Large-Cap Growth ETF	COMMON	808524300	400	5,028	SH		SOLE		5,028	0	0
Schwab US Large-Cap Growth ETF	COMMON	808524300	1,235	15,505	SH		DFND		15,505	0	0
Sempra Energy	COMMON	816851109	240	2,128	SH		SOLE		1,764	0	364
Sempra Energy	COMMON	816851109	621	5,500	SH		DFND		0	0	5,500
Sherwin Williams CO	COMMON	824348106	426	927	SH		SOLE		925	0	2
Sherwin Williams CO	COMMON	824348106	1,760	3,830	SH		DFND		3,475	175	180
Southern Co	COMMON	842587107	4,271	78,885	SH		SOLE		71,279	314	7,292
Southern Co	COMMON	842587107	1,431	26,435	SH		DFND		21,481	4,954	0
Southwest Airlines Co	COMMON	844741108	1,836	51,561	SH		SOLE		48,707	1,335	1,519
Southwest Airlines Co	COMMON	844741108	1,090	30,621	SH		DFND		26,421	4,200	0
SPDR S&P 500 ETF Trust	COMMON	78462F103	641	2,486	SH		SOLE		2,486	0	0
SPDR S&P Dividend ETF	COMMON	78464A763	2,851	35,697	SH		SOLE		22,261	0	13,436
SPDR S&P Dividend ETF	COMMON	78464A763	305	3,823	SH		DFND		2,875	948	0
Spire Inc	COMMON	84857L101	376	5,043	SH		SOLE		2,087	0	2,956
Spire Inc	COMMON	84857L101	621	8,344	SH		DFND		6,844	1,500	0
Starbucks Corp	COMMON	855244109	7,381	112,281	SH		SOLE		105,262	795	6,224
Starbucks Corp	COMMON	855244109	2,116	32,181	SH		DFND		28,104	2,328	1,749
Strategic Mining Corp	COMMON	86277H107	0	13,200	SH		SOLE		13,200	0	0
Stryker Corp	COMMON	863667101	1,583	9,507	SH		SOLE		7,991	0	1,516
Stryker Corp	COMMON	863667101	67	400	SH		DFND		360	40	0
Sysco Corp	COMMON	871829107	255	5,591	SH		SOLE		4,473	0	1,118
Sysco Corp	COMMON	871829107	297	6,503	SH		DFND		5,503	1,000	0
Tallgrass Energy LP	COMMON	874696107	165	10,000	SH		SOLE		10,000	0	0
Tallgrass Energy LP	COMMON	874696107	15	900	SH		DFND		0	0	900
Target Corp	COMMON	87612E106	15,240	163,923	SH		SOLE		146,743	2,025	15,155
Target Corp	COMMON	87612E106	2,236	24,048	SH		DFND		18,024	4,239	1,785
Texas Instruments Inc	COMMON	882508104	25,826	258,442	SH		SOLE		236,686	4,366	17,390
Texas Instruments Inc	COMMON	882508104	4,412	44,151	SH		DFND		37,773	5,738	640
The Hershey Company	COMMON	427866108	529	3,990	SH		SOLE		3,078	0	912
The Hershey Company	COMMON	427866108	421	3,180	SH		DFND		3,180	0	0
Thermo Fisher Scientific Inc	COMMON	883556102	12,945	45,647	SH		SOLE		42,070	870	2,707
Thermo Fisher Scientific Inc	COMMON	883556102	1,804	6,360	SH		DFND		5,670	635	55
TJX Cos Inc	COMMON	872540109	2,892	60,482	SH		SOLE		54,403	900	5,179
TJX Cos Inc	COMMON	872540109	598	12,508	SH		DFND		10,520	1,751	237
Travelers Companies Inc	COMMON	89417E109	123	1,239	SH		SOLE		1,217	0	22
Travelers Companies Inc	COMMON	89417E109	162	1,628	SH		DFND		1,628	0	0
Truist Financial Corporation	COMMON	89832Q109	6,162	199,820	SH		SOLE		188,553	1,125	10,142
Truist Financial Corporation	COMMON	89832Q109	426	13,804	SH		DFND		6,748	6,866	190
Twitter Inc	COMMON	90184L102	581	23,665	SH		SOLE		22,413	375	877
Twitter Inc	COMMON	90184L102	28	1,140	SH		DFND		975	165	0
UMB Financial Corp	COMMON	902788108	38,890	838,511	SH		SOLE		0	0	838,511
UMB Financial Corp	COMMON	902788108	202,771	4,371,949	SH		DFND		0	5,009	4,366,940
Union Pacific Corp	COMMON	907818108	21,650	153,504	SH		SOLE		146,065	1,505	5,934
Union Pacific Corp	COMMON	907818108	5,904	41,860	SH		DFND		36,695	4,035	1,130
United Parcel Service Inc	COMMON	911312106	10,341	110,693	SH		SOLE		103,443	1,300	5,950
United Parcel Service Inc	COMMON	911312106	2,990	32,005	SH		DFND		27,836	3,314	855
United Rentals Inc	COMMON	911363109	3,966	38,547	SH		SOLE		37,477	240	830
United Rentals Inc	COMMON	911363109	117	1,135	SH		DFND		600	425	110
United Technologies Corp	COMMON	913017109	5,698	60,403	SH		SOLE		54,765	834	4,804
United Technologies Corp	COMMON	913017109	1,656	17,554	SH		DFND		12,438	3,806	1,310
UnitedHealth Group Inc	COMMON	91324P102	32,204	129,136	SH		SOLE		120,299	2,049	6,788
UnitedHealth Group Inc	COMMON	91324P102	5,560	22,297	SH		DFND		18,210	3,380	707
US Bancorp Del	COMMON	902973304	5,438	157,859	SH		SOLE		145,556	1,359	10,944
US Bancorp Del	COMMON	902973304	1,452	42,140	SH		DFND		33,507	8,633	0
V F Corp	COMMON	918204108	3,813	70,503	SH		SOLE		61,981	1,626	6,896
V F Corp	COMMON	918204108	21,747	402,123	SH		DFND		384,324	2,769	15,030
Valero Energy Corp New	COMMON	91913Y100	1,772	39,073	SH		SOLE		35,273	175	3,625
Valero Energy Corp New	COMMON	91913Y100	310	6,839	SH		DFND		5,900	939	0
Vanguard Extended Market ETF	COMMON	922908652	672	7,419	SH		SOLE		7,419	0	0
Vanguard FTSE All World Ex-US	COMMON	922042718	336	4,290	SH		SOLE		4,290	0	0
Vanguard FTSE Developed	COMMON	921943858	37,219	1,116,358	SH		SOLE		1,082,153	1,600	32,605
Vanguard FTSE Developed	COMMON	921943858	2,109	63,249	SH		DFND		39,344	23,905	0
Vanguard FTSE Emerging Markets	COMMON	922042858	7,865	234,435	SH		SOLE		228,190	2,088	4,157
Vanguard FTSE Emerging Markets	COMMON	922042858	651	19,394	SH		DFND		16,897	2,156	341
Vanguard Mid-Cap Growth Index	COMMON	922908538	4,749	37,485	SH		SOLE		36,879	0	606
Vanguard Mid-Cap Growth Index	COMMON	922908538	102	806	SH		DFND		350	456	0
Vanguard Mid-Cap Value Index	COMMON	922908512	4,358	53,612	SH		SOLE		52,448	0	1,164
Vanguard Mid-Cap Value Index	COMMON	922908512	109	1,335	SH		DFND		750	585	0
Vanguard REIT VIPERs ETF	COMMON	922908553	17,955	257,049	SH		SOLE		239,210	1,749	16,090
Vanguard REIT VIPERs ETF	COMMON	922908553	2,161	30,943	SH		DFND		23,962	6,362	619
Vanguard S&P 500 ETF	COMMON	922908363	432	1,825	SH		SOLE		1,549	276	0
Vanguard Short-Term Bond - ETF	COMMON	921937827	1,047	12,737	SH		SOLE		7,738	180	4,819
Vanguard Short-Term Bond - ETF	COMMON	921937827	6	69	SH		DFND		69	0	0
Vanguard Small-Cap Value	COMMON	922908611	2,924	32,926	SH		SOLE		31,810	0	1,116
Vanguard Small-Cap Value	COMMON	922908611	80	897	SH		DFND		243	654	0
Vanguard Total Bond Market ETF	COMMON	921937835	5,375	62,979	SH		SOLE		59,997	556	2,426
Vanguard Total Bond Market ETF	COMMON	921937835	687	8,055	SH		DFND		5,217	2,308	530
Vanguard Total International	COMMON	92203J407	276	4,910	SH		SOLE		0	0	4,910
Vanguard Total World Stock	COMMON	922042742	1,471	23,425	SH		SOLE		23,425	0	0
Vanguard US Total Stock Mkt	COMMON	922908769	798	6,192	SH		SOLE		3,742	0	2,450
Vanguard US Total Stock Mkt	COMMON	922908769	741	5,750	SH		DFND		5,750	0	0
Vanguard Value - ETF	COMMON	922908744	1,517	17,033	SH		SOLE		17,033	0	0
Vanguard Value - ETF	COMMON	922908744	8	85	SH		DFND		0	85	0
Vanquard Mid Cap ETF	COMMON	922908629	660	5,016	SH		SOLE		5,016	0	0
Vanquard Mid Cap ETF	COMMON	922908629	326	2,478	SH		DFND		2,478	0	0
Vanquard Small Cap ETF	COMMON	922908751	111	959	SH		SOLE		959	0	0
Vanquard Small Cap ETF	COMMON	922908751	302	2,620	SH		DFND		2,620	0	0
Ventas Inc	COMMON	92276F100	3,081	114,966	SH		SOLE		107,556	386	7,024
Ventas Inc	COMMON	92276F100	740	27,629	SH		DFND		15,985	11,644	0
Verizon Communications Inc	COMMON	92343V104	23,888	444,600	SH		SOLE		408,495	4,060	32,045
Verizon Communications Inc	COMMON	92343V104	5,607	104,350	SH		DFND		82,183	14,963	7,204
Visa Inc	COMMON	92826C839	5,952	36,941	SH		SOLE		34,691	0	2,250
Visa Inc	COMMON	92826C839	1,016	6,304	SH		DFND		4,323	1,981	0
Vivakor Inc	COMMON	92852R304	4	20,000	SH		SOLE		20,000	0	0
Walgreens Boots Alliance	COMMON	931427108	1,051	22,979	SH		SOLE		21,510	125	1,344
Walgreens Boots Alliance	COMMON	931427108	132	2,881	SH		DFND		1,001	1,880	0
Walmart Inc	COMMON	931142103	24,497	215,609	SH		SOLE		198,321	1,486	15,802
Walmart Inc	COMMON	931142103	4,374	38,500	SH		DFND		26,588	5,292	6,620
Waste Mgmt Inc Del	COMMON	94106L109	11,649	125,856	SH		SOLE		119,202	1,320	5,334
Waste Mgmt Inc Del	COMMON	94106L109	1,987	21,468	SH		DFND		16,595	4,573	300
Watsco Inc	COMMON	942622200	507	3,211	SH		SOLE		3,200	0	11
Watsco Inc	COMMON	942622101	332	2,125	SH		SOLE		2,125	0	0
WEC Energy Group INC	COMMON	92939U106	358	4,062	SH		SOLE		2,745	0	1,317
WEC Energy Group INC	COMMON	92939U106	135	1,528	SH		DFND		400	0	1,128
Wells Fargo & Co	COMMON	949746101	1,614	56,231	SH		SOLE		53,103	500	2,628
Wells Fargo & Co	COMMON	949746101	742	25,855	SH		DFND		21,639	4,010	206
Welltower Inc	COMMON	95040Q104	1,734	37,867	SH		SOLE		34,069	161	3,637
Welltower Inc	COMMON	95040Q104	186	4,061	SH		DFND		2,256	1,805	0
Weyerhaeuser Co	COMMON	962166104	617	36,393	SH		SOLE		34,113	150	2,130
Weyerhaeuser Co	COMMON	962166104	716	42,222	SH		DFND		26,310	2,195	13,717
Williams Companies Inc	COMMON	969457100	498	35,203	SH		SOLE		7,351	0	27,852
Williams Companies Inc	COMMON	969457100	144	10,205	SH		DFND		7,261	2,944	0
Xcel Energy Inc	COMMON	98389B100	336	5,575	SH		SOLE		3,766	0	1,809
Xcel Energy Inc	COMMON	98389B100	42	700	SH		DFND		0	0	700
Yum Brands Inc	COMMON	988498101	499	7,277	SH		SOLE		7,273	0	4
Yum Brands Inc	COMMON	988498101	62	900	SH		DFND		900	0	0
Yum China Holding Inc	COMMON	98850P109	265	6,216	SH		SOLE		6,212	0	4
Yum China Holding Inc	COMMON	98850P109	21	500	SH		DFND		500	0	0
Zimmer Biomet Holdings Inc	COMMON	98956P102	486	4,810	SH		SOLE		4,610	200	0
Zimmer Biomet Holdings Inc	COMMON	98956P102	291	2,883	SH		DFND		1,255	278	1,350
Zoetis Inc	COMMON	98978V103	231	1,964	SH		SOLE		1,961	0	3
Bank of America Corp PFD	PREFERRED	06053U601	807	33,291	SH		SOLE		32,873	418	0
Flow Forward Medical Inc PFD	PREFERRED	34345Z915	79	79,129	SH		SOLE		79,129	0	0
Goldman Sachs GP Div 5.5 PFD	PREFERRED	38145G308	796	32,761	SH		SOLE		32,347	414	0
Kansas City Southern $1.00 PFD	PREFERRED	485170203	142	5,115	SH		SOLE		566	0	4,549
Kansas City Southern $1.00 PFD	PREFERRED	485170203	155	5,600	SH		DFND		5,600	0	0
Metactive Medical Inc Series A	PREFERRED	59104Z913	104	104,129	SH		SOLE		104,129	0	0
Morgan Stanley PFD	PREFERRED	61762V804	762	32,319	SH		SOLE		31,879	440	0
Truist Financial Corporation	PREFERRED	89832Q836	808	33,359	SH		SOLE		32,932	427	0
Wells Fargo & Company $1.425	PREFERRED	94988U714	248	10,017	SH		SOLE		9,586	431	0
Wells Fargo & Company PFD	PREFERRED	949746556	575	23,624	SH		SOLE		23,624	0	0