Umb Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Corp	COMMON	88579Y101	3,762	24,119	SH		SOLE		21,848	43	2,228
3M Corp	COMMON	88579Y101	1,788	11,460	SH		DFND		10,255	805	400
Abbott Laboratories	COMMON	002824100	25,493	278,827	SH		SOLE		260,268	3,129	15,430
Abbott Laboratories	COMMON	002824100	4,722	51,651	SH		DFND		44,479	4,502	2,670
Abbvie Inc	COMMON	00287Y109	7,962	81,101	SH		SOLE		76,486	702	3,913
Abbvie Inc	COMMON	00287Y109	1,617	16,471	SH		DFND		11,482	4,834	155
Activision Blizzard Inc	COMMON	00507V109	6,717	88,497	SH		SOLE		86,654	425	1,418
Activision Blizzard Inc	COMMON	00507V109	230	3,025	SH		DFND		1,970	905	150
Adobe Inc	COMMON	00724F101	5,146	11,822	SH		SOLE		10,512	485	825
Adobe Inc	COMMON	00724F101	1,918	4,405	SH		DFND		4,040	365	0
Aerie Pharmaceuticals Inc	COMMON	00771V108	1	90	SH		SOLE		0	0	90
Aerie Pharmaceuticals Inc	COMMON	00771V108	148	10,000	SH		DFND		10,000	0	0
AFLAC Inc	COMMON	001055102	537	14,899	SH		SOLE		14,600	0	299
AFLAC Inc	COMMON	001055102	232	6,427	SH		DFND		6,127	300	0
Agilent Technologies Inc	COMMON	00846U101	10	108	SH		SOLE		103	0	5
Agilent Technologies Inc	COMMON	00846U101	270	3,051	SH		DFND		0	0	3,051
Air Products and Chemicals Inc	COMMON	009158106	3,140	13,005	SH		SOLE		11,237	225	1,543
Air Products and Chemicals Inc	COMMON	009158106	617	2,555	SH		DFND		2,090	440	25
Alanco Technologies Inc	COMMON	011612702	0	28,125	SH		SOLE		28,125	0	0
Alliant Energy Corp	COMMON	018802108	1,202	25,120	SH		SOLE		23,520	0	1,600
Alliant Energy Corp	COMMON	018802108	1,002	20,946	SH		DFND		17,686	0	3,260
Allstate Corp	COMMON	020002101	1,061	10,944	SH		SOLE		10,000	300	644
Allstate Corp	COMMON	020002101	1,074	11,077	SH		DFND		9,721	1,256	100
Alphabet Inc Class A	COMMON	02079K305	44,827	31,612	SH		SOLE		29,466	494	1,652
Alphabet Inc Class A	COMMON	02079K305	7,811	5,508	SH		DFND		4,480	863	165
Alphabet Inc Class C	COMMON	02079K107	5,712	4,041	SH		SOLE		3,956	66	19
Alphabet Inc Class C	COMMON	02079K107	1,025	725	SH		DFND		610	115	0
Altria Group Inc	COMMON	02209S103	315	8,018	SH		SOLE		7,210	0	808
Altria Group Inc	COMMON	02209S103	199	5,078	SH		DFND		2,325	1,553	1,200
Amazon Com Inc	COMMON	023135106	78,778	28,555	SH		SOLE		27,316	369	870
Amazon Com Inc	COMMON	023135106	16,073	5,826	SH		DFND		5,091	680	55
Ameren Corp	COMMON	023608102	658	9,357	SH		SOLE		5,457	0	3,900
Ameren Corp	COMMON	023608102	307	4,357	SH		DFND		3,931	300	126
American Electric Power Inc	COMMON	025537101	1,283	16,115	SH		SOLE		15,297	0	818
American Electric Power Inc	COMMON	025537101	2,304	28,930	SH		DFND		21,600	165	7,165
American Express Co	COMMON	025816109	801	8,418	SH		SOLE		7,835	550	33
American Express Co	COMMON	025816109	959	10,075	SH		DFND		4,325	250	5,500
American Tower Corp	COMMON	03027X100	11,480	44,403	SH		SOLE		42,324	455	1,624
American Tower Corp	COMMON	03027X100	1,003	3,879	SH		DFND		3,058	766	55
American Water Works Co Inc	COMMON	030420103	7,420	57,670	SH		SOLE		54,820	700	2,150
American Water Works Co Inc	COMMON	030420103	1,905	14,807	SH		DFND		13,271	1,511	25
Ameriprise Financial Inc	COMMON	03076C106	120	803	SH		SOLE		797	0	6
Ameriprise Financial Inc	COMMON	03076C106	264	1,760	SH		DFND		760	0	1,000
Amgen Inc	COMMON	031162100	9,076	38,482	SH		SOLE		35,055	479	2,948
Amgen Inc	COMMON	031162100	5,473	23,204	SH		DFND		9,926	12,423	855
Apple Inc	COMMON	037833100	114,864	314,868	SH		SOLE		291,259	4,204	19,405
Apple Inc	COMMON	037833100	26,812	73,497	SH		DFND		62,249	9,548	1,700
Applied Materials Inc	COMMON	038222105	293	4,847	SH		SOLE		2,962	0	1,885
Applied Materials Inc	COMMON	038222105	90	1,490	SH		DFND		1,490	0	0
Archer Daniels Midland Co	COMMON	039483102	198	4,961	SH		SOLE		4,624	0	337
Archer Daniels Midland Co	COMMON	039483102	415	10,400	SH		DFND		10,400	0	0
AT & T Inc	COMMON	00206R102	18,443	610,083	SH		SOLE		546,875	9,029	54,179
AT & T Inc	COMMON	00206R102	6,229	206,064	SH		DFND		178,680	23,029	4,355
Athersys Inc	COMMON	04744L106	28	10,000	SH		SOLE		10,000	0	0
Atmos Energy Corp	COMMON	049560105	267	2,686	SH		SOLE		970	0	1,716
Atmos Energy Corp	COMMON	049560105	60	600	SH		DFND		500	0	100
Autodesk Inc	COMMON	052769106	653	2,732	SH		SOLE		2,722	0	10
Autodesk Inc	COMMON	052769106	22	90	SH		DFND		90	0	0
Automatic Data Processing Inc	COMMON	053015103	1,502	10,087	SH		SOLE		9,661	325	101
Automatic Data Processing Inc	COMMON	053015103	966	6,490	SH		DFND		4,300	178	2,012
Bank of America Corporation	COMMON	060505104	17,495	736,646	SH		SOLE		704,733	6,065	25,848
Bank of America Corporation	COMMON	060505104	1,936	81,500	SH		DFND		64,675	13,501	3,324
Bank of New York Mellon Corp	COMMON	064058100	179	4,624	SH		SOLE		4,530	0	94
Bank of New York Mellon Corp	COMMON	064058100	31	800	SH		DFND		0	0	800
Baxter International Inc	COMMON	071813109	1,108	12,867	SH		SOLE		10,446	0	2,421
Baxter International Inc	COMMON	071813109	744	8,638	SH		DFND		2,232	590	5,816
Becton Dickinson & Co	COMMON	075887109	20,404	85,278	SH		SOLE		78,951	985	5,342
Becton Dickinson & Co	COMMON	075887109	2,294	9,586	SH		DFND		7,760	1,616	210
Berkshire Hathaway Inc - Cl B	COMMON	084670702	4,364	24,446	SH		SOLE		23,631	185	630
Berkshire Hathaway Inc - Cl B	COMMON	084670702	9,557	53,540	SH		DFND		2,887	240	50,413
Blackrock Inc	COMMON	09247X101	18,543	34,081	SH		SOLE		32,223	200	1,658
Blackrock Inc	COMMON	09247X101	2,904	5,337	SH		DFND		3,636	1,481	220
Boeing Co	COMMON	097023105	4,269	23,289	SH		SOLE		22,436	140	713
Boeing Co	COMMON	097023105	3,680	20,076	SH		DFND		13,254	942	5,880
BOK Financial Corp	COMMON	05561Q201	152	2,700	SH		SOLE		2,700	0	0
BOK Financial Corp	COMMON	05561Q201	638	11,300	SH		DFND		5,800	5,500	0
Bristol Myers Squibb Co	COMMON	110122108	6,098	103,710	SH		SOLE		99,123	449	4,138
Bristol Myers Squibb Co	COMMON	110122108	2,999	51,004	SH		DFND		26,143	11,786	13,075
Broadcom Inc	COMMON	11135F101	13,099	41,504	SH		SOLE		38,685	480	2,339
Broadcom Inc	COMMON	11135F101	1,634	5,177	SH		DFND		4,184	895	98
Brooks Automation Inc	COMMON	114340102	231	5,211	SH		SOLE		5,211	0	0
Brown Forman Corporation	COMMON	115637209	10,125	159,048	SH		SOLE		152,318	2,005	4,725
Brown Forman Corporation	COMMON	115637209	1,082	16,993	SH		DFND		12,563	4,214	216
Capitol Federal Financial	COMMON	14057J101	88	8,014	SH		SOLE		4,383	3,631	0
Capitol Federal Financial	COMMON	14057J101	134	12,202	SH		DFND		12,202	0	0
Cardinal Health Inc	COMMON	14149Y108	159	3,053	SH		SOLE		2,158	0	895
Cardinal Health Inc	COMMON	14149Y108	57	1,100	SH		DFND		100	0	1,000
Carrier Global Corp	COMMON	14448C104	211	9,486	SH		SOLE		9,146	150	190
Carrier Global Corp	COMMON	14448C104	126	5,649	SH		DFND		4,200	1,449	0
Casey's General Stores Inc	COMMON	147528103	420	2,809	SH		SOLE		2,796	0	13
Casey's General Stores Inc	COMMON	147528103	199	1,330	SH		DFND		1,330	0	0
Caterpillar Inc Del	COMMON	149123101	7,468	59,036	SH		SOLE		54,203	609	4,224
Caterpillar Inc Del	COMMON	149123101	3,338	26,391	SH		DFND		16,610	2,608	7,173
Cerner Corp	COMMON	156782104	7,569	110,417	SH		SOLE		108,695	495	1,227
Cerner Corp	COMMON	156782104	2,210	32,235	SH		DFND		26,725	4,910	600
Chevron Corp	COMMON	166764100	16,203	181,590	SH		SOLE		166,855	2,401	12,334
Chevron Corp	COMMON	166764100	5,494	61,576	SH		DFND		54,193	5,923	1,460
Chipotle Mexican Grill Inc	COMMON	169656105	279	265	SH		SOLE		240	0	25
Chipotle Mexican Grill Inc	COMMON	169656105	195	185	SH		DFND		185	0	0
Church & Dwight Inc	COMMON	171340102	251	3,246	SH		SOLE		2,246	0	1,000
Cigna Corporation	COMMON	125523100	745	3,970	SH		SOLE		3,963	0	7
Cigna Corporation	COMMON	125523100	626	3,334	SH		DFND		2,684	650	0
Cintas Corp	COMMON	172908105	1,184	4,446	SH		SOLE		4,340	0	106
Cintas Corp	COMMON	172908105	1,477	5,545	SH		DFND		4,810	410	325
Cisco Systems Inc	COMMON	17275R102	17,730	380,146	SH		SOLE		354,175	3,873	22,098
Cisco Systems Inc	COMMON	17275R102	2,681	57,483	SH		DFND		46,401	9,677	1,405
Citigroup Inc	COMMON	172967424	436	8,532	SH		SOLE		7,481	400	651
Citigroup Inc	COMMON	172967424	700	13,700	SH		DFND		12,150	1,550	0
Clorox Co Del	COMMON	189054109	1,405	6,404	SH		SOLE		5,387	0	1,017
Clorox Co Del	COMMON	189054109	1,349	6,150	SH		DFND		5,800	350	0
CME Group Inc	COMMON	12572Q105	20,661	127,113	SH		SOLE		122,118	1,400	3,595
CME Group Inc	COMMON	12572Q105	3,054	18,787	SH		DFND		14,779	3,246	762
Coca Cola Co	COMMON	191216100	2,939	65,770	SH		SOLE		59,836	200	5,734
Coca Cola Co	COMMON	191216100	2,145	48,016	SH		DFND		41,267	6,249	500
Cognizant Technology Solutio	COMMON	192446102	209	3,679	SH		SOLE		2,732	898	49
Cognizant Technology Solutio	COMMON	192446102	11	200	SH		DFND		200	0	0
Colgate Palmolive Co	COMMON	194162103	868	11,851	SH		SOLE		11,031	0	820
Colgate Palmolive Co	COMMON	194162103	1,193	16,280	SH		DFND		16,080	200	0
Comcast Corp New	COMMON	20030N101	2,344	60,126	SH		SOLE		54,420	1,838	3,868
Comcast Corp New	COMMON	20030N101	1,230	31,563	SH		DFND		20,515	11,048	0
Commerce Bancshares Inc	COMMON	200525103	4,709	79,184	SH		SOLE		63,378	15,002	804
Commerce Bancshares Inc	COMMON	200525103	2,566	43,141	SH		DFND		33,141	346	9,654
Conforce International Inc	COMMON	20716T109	0	100,000	SH		SOLE		100,000	0	0
ConocoPhillips	COMMON	20825C104	1,794	42,700	SH		SOLE		38,986	1,475	2,239
ConocoPhillips	COMMON	20825C104	1,646	39,183	SH		DFND		35,280	1,820	2,083
Consolidated Edison Inc	COMMON	209115104	183	2,542	SH		SOLE		947	0	1,595
Consolidated Edison Inc	COMMON	209115104	834	11,594	SH		DFND		6,384	5,210	0
Constellation Brands Inc	COMMON	21036P108	635	3,628	SH		SOLE		3,539	0	89
Constellation Brands Inc	COMMON	21036P108	1,150	6,575	SH		DFND		3,820	2,755	0
Copart Inc	COMMON	217204106	212	2,545	SH		SOLE		2,500	0	45
Costar Group Inc	COMMON	22160N109	5,373	7,560	SH		SOLE		7,424	35	101
Costar Group Inc	COMMON	22160N109	188	265	SH		DFND		170	80	15
Costco Wholesale Corp	COMMON	22160K105	32,763	108,054	SH		SOLE		98,932	1,575	7,547
Costco Wholesale Corp	COMMON	22160K105	7,332	24,180	SH		DFND		19,555	2,515	2,110
CSX Corp	COMMON	126408103	441	6,320	SH		SOLE		5,771	0	549
CSX Corp	COMMON	126408103	209	3,000	SH		DFND		3,000	0	0
Cummins Inc	COMMON	231021106	456	2,632	SH		SOLE		1,146	48	1,438
Cummins Inc	COMMON	231021106	174	1,005	SH		DFND		500	505	0
CVS Health Corporation	COMMON	126650100	6,414	98,721	SH		SOLE		92,094	691	5,936
CVS Health Corporation	COMMON	126650100	1,325	20,396	SH		DFND		14,604	5,792	0
Danaher Corp Del	COMMON	235851102	15,245	86,214	SH		SOLE		82,318	977	2,919
Danaher Corp Del	COMMON	235851102	872	4,930	SH		DFND		4,005	830	95
Deere & Company	COMMON	244199105	1,705	10,851	SH		SOLE		9,561	100	1,190
Deere & Company	COMMON	244199105	2,300	14,634	SH		DFND		13,170	1,388	76
Delta Air Lines Inc	COMMON	247361702	166	5,916	SH		SOLE		5,147	165	604
Delta Air Lines Inc	COMMON	247361702	188	6,700	SH		DFND		3,800	2,900	0
Digital Realty Trust Inc	COMMON	253868103	955	6,719	SH		SOLE		5,335	175	1,209
Digital Realty Trust Inc	COMMON	253868103	1,268	8,925	SH		DFND		8,070	240	615
Disney Walt Co	COMMON	254687106	25,102	225,114	SH		SOLE		210,348	2,713	12,053
Disney Walt Co	COMMON	254687106	5,461	48,969	SH		DFND		37,221	6,119	5,629
DocuSign Inc.	COMMON	256163106	9,048	52,538	SH		SOLE		51,542	305	691
DocuSign Inc.	COMMON	256163106	680	3,947	SH		DFND		2,237	1,600	110
Dollar General Corp	COMMON	256677105	9,089	47,708	SH		SOLE		46,879	250	579
Dollar General Corp	COMMON	256677105	349	1,830	SH		DFND		1,220	500	110
Dominion Energy Inc	COMMON	25746U109	7,310	90,044	SH		SOLE		84,657	351	5,036
Dominion Energy Inc	COMMON	25746U109	2,537	31,255	SH		DFND		25,466	4,727	1,062
Dover Corp	COMMON	260003108	640	6,627	SH		SOLE		5,127	0	1,500
Dover Corp	COMMON	260003108	404	4,185	SH		DFND		3,685	500	0
Dow Inc	COMMON	260557103	967	23,735	SH		SOLE		21,324	997	1,414
Dow Inc	COMMON	260557103	641	15,727	SH		DFND		12,109	3,578	40
DTE Energy Co	COMMON	233331107	254	2,362	SH		SOLE		462	0	1,900
Duke Energy Hldg Corp	COMMON	26441C204	14,524	181,805	SH		SOLE		170,013	1,724	10,068
Duke Energy Hldg Corp	COMMON	26441C204	5,254	65,764	SH		DFND		53,369	10,496	1,899
Duke Realty Corp	COMMON	264411505	12,893	364,313	SH		SOLE		347,437	3,370	13,506
Duke Realty Corp	COMMON	264411505	1,164	32,894	SH		DFND		26,146	5,661	1,087
DUPONT DE NEMOURS INC	COMMON	26614N102	258	4,862	SH		SOLE		4,767	0	95
DUPONT DE NEMOURS INC	COMMON	26614N102	313	5,899	SH		DFND		5,118	781	0
Ebay Inc	COMMON	278642103	407	7,755	SH		SOLE		7,728	0	27
Ebay Inc	COMMON	278642103	180	3,430	SH		DFND		3,430	0	0
Ecolab Inc	COMMON	278865100	17,490	87,910	SH		SOLE		83,277	769	3,864
Ecolab Inc	COMMON	278865100	2,454	12,336	SH		DFND		10,506	1,668	162
Edwards Lifesciences Corp	COMMON	28176E108	3,664	53,021	SH		SOLE		51,294	330	1,397
Edwards Lifesciences Corp	COMMON	28176E108	154	2,231	SH		DFND		1,451	660	120
Emerson Electric Co	COMMON	291011104	6,233	100,479	SH		SOLE		89,091	1,227	10,161
Emerson Electric Co	COMMON	291011104	1,497	24,129	SH		DFND		14,335	7,803	1,991
Enterprise Products Partners	COMMON	293792107	317	17,450	SH		SOLE		17,450	0	0
Enterprise Products Partners	COMMON	293792107	293	16,150	SH		DFND		13,400	2,750	0
Equity Bancshares Inc	COMMON	29460X109	1,380	79,152	SH		SOLE		79,152	0	0
Essential Utilities Inc	COMMON	29670G102	243	5,754	SH		SOLE		46	0	5,708
Evergy Inc.	COMMON	30034W106	622	10,492	SH		SOLE		10,119	0	373
Evergy Inc.	COMMON	30034W106	1,216	20,515	SH		DFND		8,408	12,107	0
Exelon Corp	COMMON	30161N101	206	5,676	SH		SOLE		2,253	0	3,423
Exelon Corp	COMMON	30161N101	20	550	SH		DFND		0	550	0
Expedia Group Inc	COMMON	30212P303	71	861	SH		SOLE		835	0	26
Expedia Group Inc	COMMON	30212P303	136	1,655	SH		DFND		1,655	0	0
ExxonMobil Corp	COMMON	30231G102	3,850	86,090	SH		SOLE		72,413	2,386	11,291
ExxonMobil Corp	COMMON	30231G102	2,812	62,884	SH		DFND		48,432	4,534	9,918
Facebook Inc - A Shs	COMMON	30303M102	26,719	117,669	SH		SOLE		113,650	1,225	2,794
Facebook Inc - A Shs	COMMON	30303M102	4,177	18,397	SH		DFND		15,088	2,634	675
Fastenal Co	COMMON	311900104	3,972	92,708	SH		SOLE		90,243	492	1,973
Fastenal Co	COMMON	311900104	65	1,512	SH		DFND		0	1,512	0
Fedex Corp	COMMON	31428X106	1,246	8,887	SH		SOLE		8,529	0	358
Fedex Corp	COMMON	31428X106	1,264	9,012	SH		DFND		8,130	472	410
Fidelity National Information	COMMON	31620M106	221	1,647	SH		SOLE		1,558	0	89
First Trust MLP and Energy I	COMMON	33739B104	817	145,666	SH		SOLE		130,658	1,050	13,958
First Trust MLP and Energy I	COMMON	33739B104	286	50,950	SH		DFND		29,295	21,655	0
First Trust North American	COMMON	33738D101	6,309	316,408	SH		SOLE		284,125	820	31,463
First Trust North American	COMMON	33738D101	812	40,738	SH		DFND		31,673	9,065	0
First Trust Preferred	COMMON	33739E108	6,907	374,994	SH		SOLE		363,072	9,977	1,945
First Trust Preferred	COMMON	33739E108	413	22,404	SH		DFND		14,229	8,175	0
Fiserv Inc	COMMON	337738108	7,992	81,871	SH		SOLE		80,176	390	1,305
Fiserv Inc	COMMON	337738108	302	3,095	SH		DFND		2,170	785	140
Five Below Inc	COMMON	33829M101	4,771	44,623	SH		SOLE		43,719	329	575
Five Below Inc	COMMON	33829M101	174	1,624	SH		DFND		1,068	466	90
Fleetwood Enterprises Inc	COMMON	339099103	0	85,000	SH		SOLE		85,000	0	0
FlexShares International	COMMON	33939L837	7,989	397,250	SH		SOLE		370,592	2,532	24,126
FlexShares International	COMMON	33939L837	618	30,731	SH		DFND		9,263	21,468	0
FluoroPharma Medical Inc.	COMMON	343870101	2	696,550	SH		SOLE		696,550	0	0
Ford Mtr Co Del	COMMON	345370860	35	5,690	SH		SOLE		4,869	0	821
Ford Mtr Co Del	COMMON	345370860	54	8,850	SH		DFND		3,850	0	5,000
Fortive Corp	COMMON	34959J108	329	4,867	SH		SOLE		4,859	0	8
Fortive Corp	COMMON	34959J108	8	125	SH		DFND		125	0	0
FS Energy and Power Fund	COMMON	30264D109	51	14,221	SH		SOLE		14,221	0	0
FS Investment Corp II	COMMON	35952V105	68	10,990	SH		SOLE		10,990	0	0
Gallagher Arthur J & CO	COMMON	363576109	12	127	SH		SOLE		62	0	65
Gallagher Arthur J & CO	COMMON	363576109	1,241	12,730	SH		DFND		12,730	0	0
General Dynamics Corp	COMMON	369550108	307	2,054	SH		SOLE		1,995	0	59
General Dynamics Corp	COMMON	369550108	420	2,810	SH		DFND		2,300	510	0
General Electric Co	COMMON	369604103	331	48,395	SH		SOLE		47,488	0	907
General Electric Co	COMMON	369604103	71	10,460	SH		DFND		7,800	160	2,500
General Mills Inc	COMMON	370334104	1,042	16,894	SH		SOLE		16,462	0	432
General Mills Inc	COMMON	370334104	627	10,170	SH		DFND		9,370	300	500
Genesis Energy L P	COMMON	371927104	101	14,000	SH		SOLE		14,000	0	0
Genuine Parts Co	COMMON	372460105	3,002	34,520	SH		SOLE		33,293	217	1,010
Genuine Parts Co	COMMON	372460105	402	4,626	SH		DFND		3,890	596	140
Gilead Sciences Inc	COMMON	375558103	688	8,940	SH		SOLE		8,630	0	310
Gilead Sciences Inc	COMMON	375558103	286	3,715	SH		DFND		3,425	290	0
Goldman Sachs Group Inc	COMMON	38141G104	7,623	38,575	SH		SOLE		37,238	200	1,137
Goldman Sachs Group Inc	COMMON	38141G104	680	3,440	SH		DFND		2,890	475	75
Guardian 8 Holdings	COMMON	40136G107	0	21,155	SH		SOLE		21,155	0	0
Hartford Financial Services	COMMON	416515104	464	12,026	SH		SOLE		12,026	0	0
Hewlett Packard Enterprise Co	COMMON	42824C109	5	485	SH		SOLE		0	442	43
Hewlett Packard Enterprise Co	COMMON	42824C109	101	10,400	SH		DFND		10,400	0	0
Highwoods Properties Inc	COMMON	431284108	1,439	38,548	SH		SOLE		37,166	0	1,382
Highwoods Properties Inc	COMMON	431284108	611	16,370	SH		DFND		15,570	800	0
Home Depot Inc	COMMON	437076102	41,240	164,624	SH		SOLE		150,438	2,799	11,387
Home Depot Inc	COMMON	437076102	9,950	39,718	SH		DFND		32,945	5,288	1,485
Honeywell International Inc	COMMON	438516106	10,414	72,022	SH		SOLE		68,773	1,190	2,059
Honeywell International Inc	COMMON	438516106	4,103	28,376	SH		DFND		17,473	3,729	7,174
HP Inc	COMMON	40434L105	157	9,016	SH		SOLE		5,310	0	3,706
HP Inc	COMMON	40434L105	181	10,400	SH		DFND		0	0	10,400
Illinois Tool Works Inc	COMMON	452308109	1,988	11,368	SH		SOLE		9,863	0	1,505
Illinois Tool Works Inc	COMMON	452308109	1,238	7,083	SH		DFND		6,458	75	550
Intel Corp	COMMON	458140100	7,456	124,620	SH		SOLE		112,284	1,775	10,561
Intel Corp	COMMON	458140100	5,245	87,657	SH		DFND		78,929	4,303	4,425
InterActiveCorp	COMMON	44919P508	949	2,935	SH		SOLE		2,935	0	0
InterActiveCorp	COMMON	44919P508	57	175	SH		DFND		175	0	0
International Business	COMMON	459200101	2,088	17,288	SH		SOLE		15,537	48	1,703
International Business	COMMON	459200101	1,671	13,836	SH		DFND		9,712	1,339	2,785
International Paper	COMMON	460146103	342	9,715	SH		SOLE		7,669	166	1,880
International Paper	COMMON	460146103	135	3,821	SH		DFND		1,642	2,179	0
Intuit	COMMON	461202103	29,007	97,933	SH		SOLE		94,101	1,781	2,051
Intuit	COMMON	461202103	3,659	12,352	SH		DFND		10,630	1,522	200
Intuitive Surgical Inc	COMMON	46120E602	854	1,498	SH		SOLE		1,492	0	6
Intuitive Surgical Inc	COMMON	46120E602	157	275	SH		DFND		230	45	0
Invesco QQQ Trust	COMMON	46090E103	357	1,443	SH		SOLE		1,443	0	0
Invesco S&P 500 Equal Weight	COMMON	46137V357	548	5,390	SH		SOLE		4,815	0	575
Invesco S&P 500 Low Volatility	COMMON	46138E354	8,405	169,189	SH		SOLE		161,291	4,811	3,087
Invesco S&P 500 Low Volatility	COMMON	46138E354	1,120	22,553	SH		DFND		21,501	1,052	0
Invesco Senior Loan ETF	COMMON	46138G508	2,166	101,444	SH		SOLE		95,606	2,248	3,590
Invesco Senior Loan ETF	COMMON	46138G508	200	9,359	SH		DFND		4,744	4,615	0
iShares Barclays 1-3 Year	COMMON	464287457	867	10,009	SH		SOLE		10,009	0	0
iShares Barclays 1-3 Year	COMMON	464287457	55	635	SH		DFND		20	415	200
iShares Barclays Inter	COMMON	464288612	10,894	92,544	SH		SOLE		86,495	0	6,049
iShares Barclays Inter	COMMON	464288612	77	651	SH		DFND		515	136	0
iShares Barclays MBS Bond Fund	COMMON	464288588	886	8,006	SH		SOLE		8,006	0	0
iShares Barclays MBS Bond Fund	COMMON	464288588	127	1,144	SH		DFND		471	673	0
iShares Core MSCI EAFE ETF	COMMON	46432F842	48,963	856,591	SH		SOLE		823,047	4,485	29,059
iShares Core MSCI EAFE ETF	COMMON	46432F842	3,692	64,588	SH		DFND		43,200	21,388	0
iShares Core MSCI Emerging	COMMON	46434G103	18,477	388,179	SH		SOLE		375,478	3,077	9,624
iShares Core MSCI Emerging	COMMON	46434G103	1,262	26,510	SH		DFND		20,697	5,683	130
iShares Core S&P 500 ETF	COMMON	464287200	157,170	507,507	SH		SOLE		465,690	2,117	39,700
iShares Core S&P 500 ETF	COMMON	464287200	11,650	37,617	SH		DFND		27,278	9,335	1,004
iShares Core S&P Mid-Cap ETF	COMMON	464287507	100,447	564,879	SH		SOLE		527,453	5,291	32,135
iShares Core S&P Mid-Cap ETF	COMMON	464287507	13,286	74,716	SH		DFND		55,303	16,806	2,607
iShares Core S&P Small-Cap ETF	COMMON	464287804	57,904	847,913	SH		SOLE		780,441	6,128	61,344
iShares Core S&P Small-Cap ETF	COMMON	464287804	7,246	106,109	SH		DFND		86,788	17,065	2,256
iShares Core US Aggregate ETF	COMMON	464287226	2,473	20,921	SH		SOLE		17,313	0	3,608
iShares Core US Aggregate ETF	COMMON	464287226	494	4,179	SH		DFND		1,353	681	2,145
iShares Edge MSCI Min Vol USA	COMMON	46429B697	4,429	73,051	SH		SOLE		71,591	1,460	0
iShares Edge MSCI Min Vol USA	COMMON	46429B697	235	3,872	SH		DFND		2,760	1,112	0
iShares ESG Aware 1-5 Year USD	COMMON	46435G243	547	21,023	SH		SOLE		21,023	0	0
iShares ESG Aware 1-5 Year USD	COMMON	46435G243	88	3,375	SH		DFND		170	3,205	0
iShares Gold Trust	COMMON	464285105	2,457	144,616	SH		SOLE		144,316	0	300
iShares Gold Trust	COMMON	464285105	471	27,700	SH		DFND		27,700	0	0
iShares iBoxx $ High Yield	COMMON	464288513	832	10,196	SH		SOLE		9,346	0	850
iShares iBoxx $ Investment	COMMON	464287242	2,939	21,853	SH		SOLE		18,561	2,200	1,092
iShares iBoxx $ Investment	COMMON	464287242	464	3,450	SH		DFND		1,882	1,568	0
iShares Intermediate-Term Corp	COMMON	464288638	7,104	117,659	SH		SOLE		116,025	0	1,634
iShares Intermediate-Term Corp	COMMON	464288638	146	2,414	SH		DFND		2,298	116	0
iShares MSCI ACWI Ex US ETF	COMMON	464288240	582	13,457	SH		SOLE		0	0	13,457
iShares MSCI EAFE	COMMON	464287465	16,199	266,119	SH		SOLE		241,959	4,779	19,381
iShares MSCI EAFE	COMMON	464287465	2,447	40,196	SH		DFND		30,976	6,545	2,675
iShares MSCI EAFE Small Cap	COMMON	464288273	16,820	313,680	SH		SOLE		289,283	1,744	22,653
iShares MSCI EAFE Small Cap	COMMON	464288273	782	14,576	SH		DFND		6,951	7,625	0
iShares Russell 1000 Growth	COMMON	464287614	8,122	42,313	SH		SOLE		34,898	1,279	6,136
iShares Russell 1000 Growth	COMMON	464287614	362	1,886	SH		DFND		420	1,466	0
Ishares Russell 1000 Index	COMMON	464287622	5,603	32,636	SH		SOLE		32,636	0	0
iShares Russell 1000 Value	COMMON	464287598	5,808	51,570	SH		SOLE		44,148	625	6,797
iShares Russell 1000 Value	COMMON	464287598	127	1,131	SH		DFND		667	464	0
ishares Russell 2000 Growth	COMMON	464287648	1,854	8,961	SH		SOLE		7,837	145	979
ishares Russell 2000 Growth	COMMON	464287648	185	893	SH		DFND		0	893	0
iShares Russell 2000 Index	COMMON	464287655	15,658	109,358	SH		SOLE		97,728	1,002	10,628
iShares Russell 2000 Index	COMMON	464287655	1,550	10,826	SH		DFND		8,017	2,809	0
iShares Russell 3000 Index	COMMON	464287689	14,278	79,298	SH		SOLE		75,311	0	3,987
iShares Russell 3000 Index	COMMON	464287689	303	1,680	SH		DFND		1,395	285	0
iShares Russell Midcap Growth	COMMON	464287481	15,447	97,691	SH		SOLE		92,475	498	4,718
iShares Russell Midcap Growth	COMMON	464287481	1,252	7,920	SH		DFND		4,290	3,630	0
iShares Russell Midcap Index	COMMON	464287499	25,978	484,656	SH		SOLE		416,590	6,843	61,223
iShares Russell Midcap Index	COMMON	464287499	1,909	35,619	SH		DFND		27,479	8,050	90
iShares Russell Midcap Value	COMMON	464287473	15,589	203,702	SH		SOLE		188,305	909	14,488
iShares Russell Midcap Value	COMMON	464287473	1,128	14,733	SH		DFND		8,670	6,063	0
iShares Russell Top 200 ETF	COMMON	464289446	734	9,917	SH		SOLE		9,917	0	0
iShares Russell Top 200 ETF	COMMON	464289446	4	55	SH		DFND		0	55	0
iShares S&P 500 Growth Index	COMMON	464287309	16,941	81,647	SH		SOLE		79,657	245	1,745
iShares S&P 500 Growth Index	COMMON	464287309	575	2,772	SH		DFND		1,912	860	0
iShares S&P MidCap 400/BARRA	COMMON	464287606	1,777	7,932	SH		SOLE		7,663	0	269
iShares S&P MidCap 400/BARRA	COMMON	464287606	20	90	SH		DFND		90	0	0
iShares Short-Term Corporate	COMMON	464288646	15,268	279,080	SH		SOLE		258,923	2,058	18,099
iShares Short-Term Corporate	COMMON	464288646	2,624	47,964	SH		DFND		30,676	12,631	4,657
Ishares Tr Russell 2000 Value	COMMON	464287630	2,571	26,382	SH		SOLE		21,847	291	4,244
Ishares Tr Russell 2000 Value	COMMON	464287630	196	2,015	SH		DFND		1,350	605	60
Ishares Tr S&P Midcap	COMMON	464287705	1,588	11,947	SH		SOLE		11,947	0	0
Ishares Tr S&P Midcap	COMMON	464287705	10	75	SH		DFND		0	0	75
Ishares Tr S&P Smlcp 600/Barra	COMMON	464287887	10,153	59,795	SH		SOLE		57,575	481	1,739
Ishares Tr S&P Smlcp 600/Barra	COMMON	464287887	1,280	7,537	SH		DFND		3,947	2,373	1,217
Ishares Tr S&P Smlcp 600/barra	COMMON	464287879	5,943	49,370	SH		SOLE		47,628	0	1,742
Ishares Tr S&P Smlcp 600/barra	COMMON	464287879	477	3,966	SH		DFND		3,248	718	0
iShares Trust S&P 500/Barra	COMMON	464287408	17,860	165,046	SH		SOLE		145,382	150	19,514
iShares Trust S&P 500/Barra	COMMON	464287408	615	5,681	SH		DFND		4,939	742	0
Jack Henry & Assoc Inc	COMMON	426281101	1,711	9,298	SH		SOLE		9,298	0	0
Jack Henry & Assoc Inc	COMMON	426281101	184	1,000	SH		DFND		1,000	0	0
Jacobs Engineering Group Inc	COMMON	469814107	216	2,549	SH		SOLE		2,288	0	261
Jacobs Engineering Group Inc	COMMON	469814107	30	350	SH		DFND		350	0	0
JM Smucker Co	COMMON	832696405	246	2,321	SH		SOLE		1,521	0	800
Johnson & Johnson	COMMON	478160104	22,900	162,842	SH		SOLE		148,380	2,165	12,297
Johnson & Johnson	COMMON	478160104	7,782	55,339	SH		DFND		48,038	4,951	2,350
JP Morgan Chase & Co	COMMON	46625H100	36,408	387,067	SH		SOLE		369,478	7,113	10,476
JP Morgan Chase & Co	COMMON	46625H100	6,724	71,484	SH		DFND		58,172	10,753	2,559
JPMorgan Ultra-Short Income	COMMON	46641Q837	33,694	664,192	SH		SOLE		647,830	2,219	14,143
JPMorgan Ultra-Short Income	COMMON	46641Q837	2,155	42,480	SH		DFND		30,997	9,262	2,221
Kansas City Southern	COMMON	485170302	5,125	34,332	SH		SOLE		6,042	0	28,290
Kansas City Southern	COMMON	485170302	779	5,216	SH		DFND		5,150	66	0
Kellogg CO	COMMON	487836108	3,641	55,124	SH		SOLE		52,194	312	2,618
Kellogg CO	COMMON	487836108	1,252	18,945	SH		DFND		15,425	3,520	0
Kimberly Clark Corp	COMMON	494368103	1,787	12,644	SH		SOLE		11,555	0	1,089
Kimberly Clark Corp	COMMON	494368103	1,195	8,454	SH		DFND		7,247	695	512
Kimco Realty Corp	COMMON	49446R109	342	26,628	SH		SOLE		25,367	0	1,261
Kimco Realty Corp	COMMON	49446R109	189	14,749	SH		DFND		11,938	2,811	0
Kinder Morgan Inc	COMMON	49456B101	5,288	348,567	SH		SOLE		330,509	1,052	17,006
Kinder Morgan Inc	COMMON	49456B101	850	56,038	SH		DFND		29,043	26,995	0
KLA-Tencor Corp	COMMON	482480100	443	2,279	SH		SOLE		2,261	0	18
KLA-Tencor Corp	COMMON	482480100	29	150	SH		DFND		150	0	0
Kontoor Brands Inc	COMMON	50050N103	2	130	SH		SOLE		128	0	2
Kontoor Brands Inc	COMMON	50050N103	893	50,113	SH		DFND		50,113	0	0
Lauder Estee Cos Inc	COMMON	518439104	291	1,540	SH		SOLE		1,524	0	16
Leggett & Platt Inc	COMMON	524660107	10,610	301,854	SH		SOLE		294,946	0	6,908
Lilly Eli & Co	COMMON	532457108	2,089	12,722	SH		SOLE		10,224	0	2,498
Lilly Eli & Co	COMMON	532457108	2,076	12,646	SH		DFND		9,876	270	2,500
Lincoln National Corp	COMMON	534187109	189	5,127	SH		SOLE		5,127	0	0
Lincoln National Corp	COMMON	534187109	106	2,885	SH		DFND		2,885	0	0
Lockheed Martin Corp	COMMON	539830109	10,435	28,594	SH		SOLE		27,494	330	770
Lockheed Martin Corp	COMMON	539830109	865	2,371	SH		DFND		1,408	913	50
Lowes Companies Inc	COMMON	548661107	5,425	40,146	SH		SOLE		38,782	185	1,179
Lowes Companies Inc	COMMON	548661107	349	2,586	SH		DFND		1,566	955	65
Magellan Midstream Partners LP	COMMON	559080106	345	8,000	SH		SOLE		8,000	0	0
Magellan Midstream Partners LP	COMMON	559080106	17	400	SH		DFND		400	0	0
Marathon Oil Corp	COMMON	565849106	73	11,890	SH		SOLE		11,890	0	0
Marathon Oil Corp	COMMON	565849106	145	23,686	SH		DFND		23,686	0	0
Marathon Petroleum Corp	COMMON	56585A102	464	12,404	SH		SOLE		12,368	0	36
Marathon Petroleum Corp	COMMON	56585A102	588	15,736	SH		DFND		15,736	0	0
Marriott Intl Inc New	COMMON	571903202	1,185	13,825	SH		SOLE		13,660	50	115
Marriott Intl Inc New	COMMON	571903202	348	4,056	SH		DFND		3,946	110	0
Marsh & McLennan Cos Inc	COMMON	571748102	1,533	14,278	SH		SOLE		13,517	0	761
Marsh & McLennan Cos Inc	COMMON	571748102	70	655	SH		DFND		560	95	0
Mastercard Inc - Class A	COMMON	57636Q104	40,753	137,820	SH		SOLE		133,275	1,655	2,890
Mastercard Inc - Class A	COMMON	57636Q104	6,974	23,585	SH		DFND		19,497	2,809	1,279
McCormick & Co Inc	COMMON	579780206	888	4,950	SH		SOLE		3,924	0	1,026
McCormick & Co Inc	COMMON	579780206	1,242	6,925	SH		DFND		6,340	125	460
McDonalds Corp	COMMON	580135101	13,344	72,337	SH		SOLE		64,643	1,245	6,449
McDonalds Corp	COMMON	580135101	5,701	30,903	SH		DFND		26,768	3,199	936
McKesson Corp	COMMON	58155Q103	152	990	SH		SOLE		151	0	839
McKesson Corp	COMMON	58155Q103	92	600	SH		DFND		600	0	0
Merck & Co Inc	COMMON	58933Y105	27,102	350,468	SH		SOLE		330,628	3,171	16,669
Merck & Co Inc	COMMON	58933Y105	8,071	104,377	SH		DFND		73,503	12,405	18,469
Microsoft Corp	COMMON	594918104	93,362	458,758	SH		SOLE		425,260	3,279	30,219
Microsoft Corp	COMMON	594918104	17,657	86,761	SH		DFND		69,635	14,836	2,290
Midcountry Finl Corp	COMMON	595652108	0	882,353	SH		SOLE		882,353	0	0
Mohawk Inds Inc	COMMON	608190104	310	3,046	SH		SOLE		3,046	0	0
Mohawk Inds Inc	COMMON	608190104	9	87	SH		DFND		87	0	0
Mondelez International Inc	COMMON	609207105	925	18,086	SH		SOLE		15,097	1,665	1,324
Mondelez International Inc	COMMON	609207105	319	6,246	SH		DFND		4,000	2,246	0
Morgan Stanley Co	COMMON	617446448	2,772	57,386	SH		SOLE		54,890	275	2,221
Morgan Stanley Co	COMMON	617446448	500	10,353	SH		DFND		9,003	650	700
MPLX LP	COMMON	55336V100	596	34,463	SH		SOLE		34,463	0	0
Murphy Oil Corp	COMMON	626717102	1	103	SH		SOLE		0	0	103
Murphy Oil Corp	COMMON	626717102	197	14,250	SH		DFND		12,410	1,840	0
Murphy USA Inc	COMMON	626755102	2	20	SH		SOLE		7	0	13
Murphy USA Inc	COMMON	626755102	401	3,562	SH		DFND		3,102	460	0
NanoFlex Power Corp	COMMON	63009W108	0	16,000	SH		SOLE		0	0	16,000
National Beverage Corp	COMMON	635017106	268	4,400	SH		DFND		3,700	700	0
Netflix Com Inc	COMMON	64110L106	628	1,379	SH		SOLE		1,342	0	37
Netflix Com Inc	COMMON	64110L106	1,101	2,420	SH		DFND		1,300	850	270
NextEra Energy Inc	COMMON	65339F101	28,822	120,008	SH		SOLE		112,589	1,595	5,824
NextEra Energy Inc	COMMON	65339F101	9,683	40,317	SH		DFND		30,130	3,487	6,700
Nic Inc	COMMON	62914B100	231	10,075	SH		SOLE		9,075	0	1,000
Nike Inc	COMMON	654106103	15,198	155,001	SH		SOLE		149,893	1,855	3,253
Nike Inc	COMMON	654106103	1,263	12,886	SH		DFND		9,560	2,611	715
Norfolk Southern Corp	COMMON	655844108	1,554	8,850	SH		SOLE		8,529	0	321
Norfolk Southern Corp	COMMON	655844108	1,135	6,465	SH		DFND		5,730	365	370
Northern Trust Corp	COMMON	665859104	559	7,047	SH		SOLE		6,342	0	705
Northern Trust Corp	COMMON	665859104	990	12,475	SH		DFND		11,440	135	900
Northrop Grumman Corp	COMMON	666807102	264	858	SH		SOLE		444	0	414
Nucor Corp	COMMON	670346105	370	8,945	SH		SOLE		8,845	28	72
Nucor Corp	COMMON	670346105	624	15,060	SH		DFND		13,270	290	1,500
NuShares ESG Int'l Developed	COMMON	67092P805	1,981	81,737	SH		SOLE		81,235	502	0
NuShares ESG Int'l Developed	COMMON	67092P805	208	8,572	SH		DFND		7,042	1,530	0
NuShares ESG Int'l Emerging	COMMON	67092P888	652	26,102	SH		SOLE		26,102	0	0
NuShares ESG Int'l Emerging	COMMON	67092P888	23	939	SH		DFND		195	744	0
NuShares ESG Large-Cap Value	COMMON	67092P300	1,046	37,494	SH		SOLE		37,225	269	0
NuShares ESG Large-Cap Value	COMMON	67092P300	217	7,785	SH		DFND		5,891	1,894	0
NuShares ESG Small Cap	COMMON	67092P607	342	12,443	SH		SOLE		12,443	0	0
NuShares ESG Small Cap	COMMON	67092P607	37	1,338	SH		DFND		0	1,338	0
NuShares ESG US AGG Bond	COMMON	67092P870	1,047	38,695	SH		SOLE		38,695	0	0
NuShares ESG US AGG Bond	COMMON	67092P870	148	5,455	SH		DFND		245	5,210	0
NuShares ETF TR ESG LARGE CAP	COMMON	67092P201	1,288	28,065	SH		SOLE		27,877	188	0
NuShares ETF TR ESG LARGE CAP	COMMON	67092P201	255	5,556	SH		DFND		4,128	1,428	0
Nvidia Corp	COMMON	67066G104	6,609	17,396	SH		SOLE		16,747	215	434
Nvidia Corp	COMMON	67066G104	1,294	3,406	SH		DFND		2,888	493	25
O'Reilly Automotive Inc	COMMON	67103H107	7,904	18,745	SH		SOLE		18,019	575	151
O'Reilly Automotive Inc	COMMON	67103H107	3,985	9,451	SH		DFND		1,857	94	7,500
Occidental Petroleum Corp	COMMON	674599105	208	11,348	SH		SOLE		11,153	0	195
Occidental Petroleum Corp	COMMON	674599105	67	3,640	SH		DFND		3,640	0	0
Old Republic International	COMMON	680223104	3	154	SH		SOLE		75	0	79
Old Republic International	COMMON	680223104	273	16,712	SH		DFND		16,712	0	0
Omnicom Group Inc	COMMON	681919106	3,401	62,297	SH		SOLE		60,003	241	2,053
Omnicom Group Inc	COMMON	681919106	113	2,071	SH		DFND		200	1,871	0
Oracle Corp	COMMON	68389X105	2,656	48,057	SH		SOLE		43,976	435	3,646
Oracle Corp	COMMON	68389X105	3,136	56,738	SH		DFND		50,760	4,678	1,300
Otis Worldwide Corp	COMMON	68902V107	273	4,796	SH		SOLE		4,630	75	91
Otis Worldwide Corp	COMMON	68902V107	160	2,822	SH		DFND		2,098	724	0
Paccar Inc	COMMON	693718108	2,918	38,979	SH		SOLE		38,853	0	126
Paychex Inc	COMMON	704326107	7,908	104,397	SH		SOLE		98,898	229	5,270
Paychex Inc	COMMON	704326107	2,777	36,655	SH		DFND		28,271	7,118	1,266
Paypal Holdings Inc	COMMON	70450Y103	2,818	16,173	SH		SOLE		15,092	0	1,081
Paypal Holdings Inc	COMMON	70450Y103	1,706	9,789	SH		DFND		5,489	4,300	0
Pepsico Inc	COMMON	713448108	24,153	182,615	SH		SOLE		171,101	1,984	9,530
Pepsico Inc	COMMON	713448108	4,977	37,632	SH		DFND		32,443	4,183	1,006
Pfizer Inc	COMMON	717081103	13,566	414,875	SH		SOLE		384,396	4,163	26,316
Pfizer Inc	COMMON	717081103	3,596	109,962	SH		DFND		83,747	24,629	1,586
Philip Morris International	COMMON	718172109	409	5,833	SH		SOLE		4,513	0	1,320
Philip Morris International	COMMON	718172109	105	1,500	SH		DFND		750	750	0
Phillips 66	COMMON	718546104	2,042	28,400	SH		SOLE		25,943	0	2,457
Phillips 66	COMMON	718546104	1,367	19,015	SH		DFND		17,402	1,153	460
Pilgrim's Pride Corporation	COMMON	72147K108	420	24,871	SH		SOLE		24,851	0	20
Plains All Amern Pipeline LP	COMMON	726503105	296	33,471	SH		SOLE		29,730	0	3,741
Plains All Amern Pipeline LP	COMMON	726503105	294	33,267	SH		DFND		10,131	16,891	6,245
PPG Industies Inc	COMMON	693506107	33	315	SH		SOLE		294	0	21
PPG Industies Inc	COMMON	693506107	424	4,000	SH		DFND		4,000	0	0
PPL Corp	COMMON	69351T106	55	2,141	SH		SOLE		1,976	0	165
PPL Corp	COMMON	69351T106	225	8,700	SH		DFND		700	0	8,000
Price T Rowe Group Inc	COMMON	74144T108	5,179	41,932	SH		SOLE		39,510	1,181	1,241
Price T Rowe Group Inc	COMMON	74144T108	906	7,339	SH		DFND		4,938	2,401	0
Principal Financial Group Inc	COMMON	74251V102	399	9,599	SH		SOLE		8,032	110	1,457
Principal Financial Group Inc	COMMON	74251V102	70	1,680	SH		DFND		1,510	170	0
Procter & Gamble Co	COMMON	742718109	25,527	213,494	SH		SOLE		196,771	2,551	14,172
Procter & Gamble Co	COMMON	742718109	7,159	59,871	SH		DFND		48,336	10,720	815
Progressive Corp Ohio	COMMON	743315103	783	9,771	SH		SOLE		9,734	0	37
Prudential Financial Inc	COMMON	744320102	243	3,989	SH		SOLE		3,307	0	682
Prudential Financial Inc	COMMON	744320102	146	2,401	SH		DFND		2,401	0	0
Public Service Enterprise	COMMON	744573106	122	2,484	SH		SOLE		2,456	0	28
Public Service Enterprise	COMMON	744573106	261	5,307	SH		DFND		5,300	7	0
Qcr Holdings Inc	COMMON	74727A104	347	11,116	SH		SOLE		11,116	0	0
Qualcomm Inc	COMMON	747525103	1,069	11,722	SH		SOLE		7,303	1,885	2,534
Qualcomm Inc	COMMON	747525103	2,187	23,981	SH		DFND		22,085	335	1,561
Raytheon Technologies Corp	COMMON	75513E101	13,271	215,370	SH		SOLE		203,107	2,741	9,522
Raytheon Technologies Corp	COMMON	75513E101	3,716	60,299	SH		DFND		42,138	17,753	408
Realty Income Corp	COMMON	756109104	7,007	117,759	SH		SOLE		112,002	1,120	4,637
Realty Income Corp	COMMON	756109104	925	15,548	SH		DFND		12,712	2,540	296
Regeneron Pharmaceuticals Inc	COMMON	75886F107	619	992	SH		SOLE		962	0	30
Regeneron Pharmaceuticals Inc	COMMON	75886F107	38	61	SH		DFND		54	7	0
Rockwell Automation Inc	COMMON	773903109	5,985	28,099	SH		SOLE		26,985	335	779
Rockwell Automation Inc	COMMON	773903109	844	3,964	SH		DFND		3,402	550	12
S&P Global Inc.	COMMON	78409V104	393	1,192	SH		SOLE		1,167	0	25
S&P Global Inc.	COMMON	78409V104	18	55	SH		DFND		55	0	0
Salesforce.com Inc	COMMON	79466L302	20,997	112,086	SH		SOLE		107,419	946	3,721
Salesforce.com Inc	COMMON	79466L302	4,117	21,979	SH		DFND		16,023	5,009	947
Schwab US Large-Cap Growth ETF	COMMON	808524300	503	4,950	SH		SOLE		4,950	0	0
Schwab US Large-Cap Growth ETF	COMMON	808524300	125	1,233	SH		DFND		1,233	0	0
Sempra Energy	COMMON	816851109	253	2,156	SH		SOLE		1,779	0	377
Sempra Energy	COMMON	816851109	645	5,500	SH		DFND		0	0	5,500
ServiceNow Inc	COMMON	81762P102	241	596	SH		SOLE		518	0	78
Sherwin Williams CO	COMMON	824348106	537	930	SH		SOLE		925	0	5
Sherwin Williams CO	COMMON	824348106	2,213	3,830	SH		DFND		3,475	175	180
Sierra Income Corporation	COMMON	82632T100	63	10,412	SH		SOLE		10,412	0	0
Southern Co	COMMON	842587107	4,270	82,355	SH		SOLE		76,492	314	5,549
Southern Co	COMMON	842587107	1,371	26,435	SH		DFND		21,481	4,954	0
Southwest Airlines Co	COMMON	844741108	1,011	29,578	SH		SOLE		27,814	1,085	679
Southwest Airlines Co	COMMON	844741108	842	24,631	SH		DFND		20,706	3,925	0
SPDR S&P 500 ETF Trust	COMMON	78462F103	739	2,395	SH		SOLE		2,395	0	0
SPDR S&P Dividend ETF	COMMON	78464A763	3,104	34,033	SH		SOLE		21,000	0	13,033
SPDR S&P Dividend ETF	COMMON	78464A763	359	3,937	SH		DFND		2,989	948	0
Spire Inc	COMMON	84857L101	329	5,000	SH		SOLE		2,075	0	2,925
Spire Inc	COMMON	84857L101	548	8,344	SH		DFND		6,844	1,500	0
Square Inc	COMMON	852234103	22	213	SH		SOLE		213	0	0
Square Inc	COMMON	852234103	336	3,200	SH		DFND		2,500	700	0
Stanley Black & Decker Inc	COMMON	854502101	188	1,346	SH		SOLE		1,341	0	5
Stanley Black & Decker Inc	COMMON	854502101	46	330	SH		DFND		330	0	0
Starbucks Corp	COMMON	855244109	8,175	111,085	SH		SOLE		104,900	625	5,560
Starbucks Corp	COMMON	855244109	2,335	31,726	SH		DFND		27,604	2,373	1,749
Strategic Mining Corp	COMMON	86277H107	0	13,200	SH		SOLE		13,200	0	0
Stryker Corp	COMMON	863667101	1,591	8,829	SH		SOLE		8,657	0	172
Stryker Corp	COMMON	863667101	72	400	SH		DFND		360	40	0
Sysco Corp	COMMON	871829107	251	4,595	SH		SOLE		4,523	0	72
Sysco Corp	COMMON	871829107	282	5,153	SH		DFND		4,153	1,000	0
Target Corp	COMMON	87612E106	19,446	162,145	SH		SOLE		148,024	2,050	12,071
Target Corp	COMMON	87612E106	2,737	22,820	SH		DFND		16,879	4,156	1,785
Texas Instruments Inc	COMMON	882508104	32,724	257,728	SH		SOLE		241,128	4,366	12,234
Texas Instruments Inc	COMMON	882508104	5,386	42,421	SH		DFND		36,028	5,753	640
The Hershey Company	COMMON	427866108	516	3,984	SH		SOLE		3,072	0	912
The Hershey Company	COMMON	427866108	399	3,080	SH		DFND		3,080	0	0
Thermo Fisher Scientific Inc	COMMON	883556102	15,856	43,760	SH		SOLE		42,221	745	794
Thermo Fisher Scientific Inc	COMMON	883556102	2,304	6,360	SH		DFND		5,670	635	55
TJX Cos Inc	COMMON	872540109	2,970	58,745	SH		SOLE		53,031	900	4,814
TJX Cos Inc	COMMON	872540109	460	9,100	SH		DFND		7,320	1,651	129
Travelers Companies Inc	COMMON	89417E109	278	2,437	SH		SOLE		2,372	0	65
Travelers Companies Inc	COMMON	89417E109	186	1,628	SH		DFND		1,628	0	0
Truist Financial Corporation	COMMON	89832Q109	4,209	112,084	SH		SOLE		105,558	485	6,041
Truist Financial Corporation	COMMON	89832Q109	366	9,750	SH		DFND		3,188	6,562	0
Twitter Inc	COMMON	90184L102	766	25,706	SH		SOLE		24,384	375	947
Twitter Inc	COMMON	90184L102	37	1,230	SH		DFND		1,065	165	0
UMB Financial Corp	COMMON	902788108	42,150	817,650	SH		SOLE		0	0	817,650
UMB Financial Corp	COMMON	902788108	224,663	4,358,157	SH		DFND		0	0	4,358,157
Union Pacific Corp	COMMON	907818108	25,459	150,580	SH		SOLE		144,467	1,505	4,608
Union Pacific Corp	COMMON	907818108	6,744	39,890	SH		DFND		34,310	4,450	1,130
United Parcel Service Inc	COMMON	911312106	12,308	110,707	SH		SOLE		104,237	1,185	5,285
United Parcel Service Inc	COMMON	911312106	3,488	31,372	SH		DFND		27,231	3,286	855
United Rentals Inc	COMMON	911363109	5,720	38,377	SH		SOLE		37,812	240	325
United Rentals Inc	COMMON	911363109	169	1,135	SH		DFND		600	425	110
UnitedHealth Group Inc	COMMON	91324P102	37,152	125,960	SH		SOLE		118,678	2,049	5,233
UnitedHealth Group Inc	COMMON	91324P102	6,358	21,557	SH		DFND		17,300	3,550	707
US Bancorp Del	COMMON	902973304	5,681	154,282	SH		SOLE		146,719	1,359	6,204
US Bancorp Del	COMMON	902973304	1,594	43,290	SH		DFND		34,657	8,633	0
V F Corp	COMMON	918204108	3,384	55,522	SH		SOLE		49,019	1,096	5,407
V F Corp	COMMON	918204108	24,336	399,346	SH		DFND		381,974	2,342	15,030
Valero Energy Corp New	COMMON	91913Y100	7,328	124,585	SH		SOLE		113,174	1,275	10,136
Valero Energy Corp New	COMMON	91913Y100	1,217	20,686	SH		DFND		14,777	5,869	40
Vanguard Extended Market ETF	COMMON	922908652	878	7,419	SH		SOLE		7,419	0	0
Vanguard FTSE All World Ex-US	COMMON	922042718	564	5,837	SH		SOLE		4,431	1,406	0
Vanguard FTSE Developed	COMMON	921943858	42,520	1,096,170	SH		SOLE		1,060,189	5,163	30,818
Vanguard FTSE Developed	COMMON	921943858	2,201	56,741	SH		DFND		36,569	20,172	0
Vanguard FTSE Emerging Markets	COMMON	922042858	10,282	259,581	SH		SOLE		247,637	2,088	9,856
Vanguard FTSE Emerging Markets	COMMON	922042858	998	25,207	SH		DFND		19,713	5,494	0
Vanguard Mid-Cap Growth Index	COMMON	922908538	5,036	30,507	SH		SOLE		30,005	0	502
Vanguard Mid-Cap Value Index	COMMON	922908512	4,509	47,119	SH		SOLE		45,955	0	1,164
Vanguard REIT VIPERs ETF	COMMON	922908553	18,710	238,252	SH		SOLE		223,066	1,749	13,437
Vanguard REIT VIPERs ETF	COMMON	922908553	2,255	28,713	SH		DFND		21,975	6,119	619
Vanguard S&P 500 ETF	COMMON	922908363	517	1,825	SH		SOLE		1,549	276	0
Vanguard Short-Term Bond - ETF	COMMON	921937827	1,174	14,121	SH		SOLE		9,122	180	4,819
Vanguard Short-Term Bond - ETF	COMMON	921937827	6	69	SH		DFND		69	0	0
Vanguard Small-Cap Value	COMMON	922908611	2,924	27,352	SH		SOLE		27,052	0	300
Vanguard Total Bond Market ETF	COMMON	921937835	5,695	64,462	SH		SOLE		61,350	556	2,556
Vanguard Total Bond Market ETF	COMMON	921937835	662	7,499	SH		DFND		4,989	1,980	530
Vanguard Total International	COMMON	92203J407	283	4,910	SH		SOLE		0	0	4,910
Vanguard Total World Stock	COMMON	922042742	1,752	23,425	SH		SOLE		23,425	0	0
Vanguard US Total Stock Mkt	COMMON	922908769	727	4,645	SH		SOLE		2,592	0	2,053
Vanguard US Total Stock Mkt	COMMON	922908769	900	5,750	SH		DFND		5,750	0	0
Vanguard Value - ETF	COMMON	922908744	1,788	17,952	SH		SOLE		17,952	0	0
Vanquard Mid Cap ETF	COMMON	922908629	822	5,016	SH		SOLE		5,016	0	0
Vanquard Mid Cap ETF	COMMON	922908629	73	446	SH		DFND		446	0	0
Vanquard Small Cap ETF	COMMON	922908751	140	959	SH		SOLE		959	0	0
Vanquard Small Cap ETF	COMMON	922908751	86	589	SH		DFND		589	0	0
Ventas Inc	COMMON	92276F100	3,967	108,316	SH		SOLE		103,001	386	4,929
Ventas Inc	COMMON	92276F100	998	27,253	SH		DFND		15,870	11,383	0
Verizon Communications Inc	COMMON	92343V104	24,583	445,906	SH		SOLE		413,973	4,060	27,873
Verizon Communications Inc	COMMON	92343V104	5,554	100,745	SH		DFND		80,433	15,258	5,054
Visa Inc	COMMON	92826C839	11,722	60,680	SH		SOLE		59,880	170	630
Visa Inc	COMMON	92826C839	1,491	7,718	SH		DFND		4,758	2,691	269
Vivakor Inc	COMMON	92852R304	6	20,000	SH		SOLE		20,000	0	0
Walgreens Boots Alliance	COMMON	931427108	2,951	69,606	SH		SOLE		66,106	270	3,230
Walgreens Boots Alliance	COMMON	931427108	282	6,656	SH		DFND		3,210	3,446	0
Walmart Inc	COMMON	931142103	25,208	210,450	SH		SOLE		196,326	1,786	12,338
Walmart Inc	COMMON	931142103	4,596	38,370	SH		DFND		26,408	5,342	6,620
Waste Mgmt Inc Del	COMMON	94106L109	15,593	147,232	SH		SOLE		141,011	1,795	4,426
Waste Mgmt Inc Del	COMMON	94106L109	2,582	24,376	SH		DFND		19,260	4,763	353
Watsco Inc	COMMON	942622200	570	3,206	SH		SOLE		3,195	0	11
Watsco Inc	COMMON	942622101	524	3,187	SH		SOLE		3,187	0	0
WEC Energy Group INC	COMMON	92939U106	353	4,024	SH		SOLE		2,707	0	1,317
WEC Energy Group INC	COMMON	92939U106	134	1,528	SH		DFND		400	0	1,128
Wells Fargo & Co	COMMON	949746101	1,154	45,078	SH		SOLE		43,142	300	1,636
Wells Fargo & Co	COMMON	949746101	567	22,164	SH		DFND		18,279	3,835	50
Welltower Inc	COMMON	95040Q104	2,054	39,692	SH		SOLE		38,542	161	989
Welltower Inc	COMMON	95040Q104	204	3,951	SH		DFND		2,256	1,695	0
Weyerhaeuser Co	COMMON	962166104	691	30,748	SH		SOLE		28,433	150	2,165
Weyerhaeuser Co	COMMON	962166104	647	28,822	SH		DFND		12,910	2,195	13,717
Williams Companies Inc	COMMON	969457100	659	34,625	SH		SOLE		7,256	0	27,369
Williams Companies Inc	COMMON	969457100	194	10,205	SH		DFND		7,261	2,944	0
Xcel Energy Inc	COMMON	98389B100	557	8,909	SH		SOLE		7,400	0	1,509
Xcel Energy Inc	COMMON	98389B100	44	700	SH		DFND		0	0	700
Yum Brands Inc	COMMON	988498101	622	7,161	SH		SOLE		7,146	0	15
Yum Brands Inc	COMMON	988498101	78	900	SH		DFND		900	0	0
Yum China Holding Inc	COMMON	98850P109	300	6,251	SH		SOLE		6,212	0	39
Zimmer Biomet Holdings Inc	COMMON	98956P102	499	4,182	SH		SOLE		3,976	200	6
Zimmer Biomet Holdings Inc	COMMON	98956P102	296	2,483	SH		DFND		855	278	1,350
Zoetis Inc	COMMON	98978V103	263	1,918	SH		SOLE		1,905	0	13
Bank of America Corp PFD	PREFERRED	06053U601	857	33,348	SH		SOLE		32,930	418	0
Flow Forward Medical Inc PFD	PREFERRED	34345Z915	79	79,129	SH		SOLE		79,129	0	0
Goldman Sachs GP Div 5.5 PFD	PREFERRED	38145G308	834	32,823	SH		SOLE		32,409	414	0
Kansas City Southern $1.00 PFD	PREFERRED	485170203	134	4,949	SH		SOLE		400	0	4,549
Kansas City Southern $1.00 PFD	PREFERRED	485170203	151	5,600	SH		DFND		5,600	0	0
Metactive Medical Inc Series A	PREFERRED	59104Z913	104	104,129	SH		SOLE		104,129	0	0
Morgan Stanley PFD	PREFERRED	61762V804	798	32,384	SH		SOLE		31,944	440	0
Truist Financial Corporation	PREFERRED	89832Q836	845	33,419	SH		SOLE		32,992	427	0
Wells Fargo & Company $1.425	PREFERRED	94988U714	256	10,076	SH		SOLE		9,645	431	0
Wells Fargo & Company PFD	PREFERRED	949746556	585	23,624	SH		SOLE		23,624	0	0