Umb Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Corp	COMMON	88579Y101	4,719	23,757	SH		SOLE		19,927	34	3,796
3M Corp	COMMON	88579Y101	2,192	11,035	SH		DFND		10,405	605	25
Abbott Laboratories	COMMON	002824100	32,106	276,946	SH		SOLE		255,299	2,846	18,801
Abbott Laboratories	COMMON	002824100	5,316	45,858	SH		DFND		40,126	4,616	1,116
Abbvie Inc	COMMON	00287Y109	19,171	170,201	SH		SOLE		158,558	1,144	10,499
Abbvie Inc	COMMON	00287Y109	2,036	18,078	SH		DFND		12,975	4,818	285
Activision Blizzard Inc	COMMON	00507V109	7,115	74,548	SH		SOLE		72,864	425	1,259
Activision Blizzard Inc	COMMON	00507V109	241	2,527	SH		DFND		1,563	829	135
Adobe Inc	COMMON	00724F101	10,348	17,670	SH		SOLE		16,836	146	688
Adobe Inc	COMMON	00724F101	2,531	4,321	SH		DFND		3,560	738	23
Aerie Pharmaceuticals Inc	COMMON	00771V108	160	10,000	SH		DFND		10,000	0	0
AFLAC Inc	COMMON	001055102	765	14,249	SH		SOLE		13,950	0	299
AFLAC Inc	COMMON	001055102	554	10,327	SH		DFND		6,127	4,200	0
Agilent Technologies Inc	COMMON	00846U101	26	176	SH		SOLE		171	0	5
Agilent Technologies Inc	COMMON	00846U101	451	3,051	SH		DFND		0	0	3,051
Air Products and Chemicals Inc	COMMON	009158106	3,436	11,944	SH		SOLE		10,151	225	1,568
Air Products and Chemicals Inc	COMMON	009158106	624	2,170	SH		DFND		2,035	85	50
Alanco Technologies Inc	COMMON	011612702	1	28,125	SH		SOLE		28,125	0	0
AllianceBernstein Holding LP	COMMON	01881G106	93	2,000	SH		SOLE		0	0	2,000
AllianceBernstein Holding LP	COMMON	01881G106	107	2,300	SH		DFND		2,300	0	0
Alliant Energy Corp	COMMON	018802108	1,306	23,420	SH		SOLE		23,420	0	0
Alliant Energy Corp	COMMON	018802108	1,048	18,796	SH		DFND		17,536	0	1,260
Allstate Corp	COMMON	020002101	1,446	11,088	SH		SOLE		10,110	300	678
Allstate Corp	COMMON	020002101	1,255	9,620	SH		DFND		9,144	376	100
Alphabet Inc Class A	COMMON	02079K305	73,583	30,135	SH		SOLE		28,168	406	1,561
Alphabet Inc Class A	COMMON	02079K305	12,172	4,985	SH		DFND		4,026	819	140
Alphabet Inc Class C	COMMON	02079K107	10,100	4,030	SH		SOLE		3,911	86	33
Alphabet Inc Class C	COMMON	02079K107	1,358	542	SH		DFND		497	45	0
Altria Group Inc	COMMON	02209S103	295	6,181	SH		SOLE		5,273	100	808
Altria Group Inc	COMMON	02209S103	235	4,928	SH		DFND		2,175	1,553	1,200
Amazon Com Inc	COMMON	023135106	86,544	25,157	SH		SOLE		23,631	311	1,215
Amazon Com Inc	COMMON	023135106	17,837	5,185	SH		DFND		4,510	628	47
Ameren Corp	COMMON	023608102	1,693	21,156	SH		SOLE		19,656	0	1,500
Ameren Corp	COMMON	023608102	339	4,237	SH		DFND		3,811	300	126
American Electric Power Inc	COMMON	025537101	1,259	14,878	SH		SOLE		14,860	0	18
American Electric Power Inc	COMMON	025537101	2,363	27,930	SH		DFND		21,600	165	6,165
American Express Co	COMMON	025816109	1,635	9,898	SH		SOLE		9,300	550	48
American Express Co	COMMON	025816109	1,441	8,724	SH		DFND		3,224	0	5,500
American Tower Corp	COMMON	03027X100	9,712	35,953	SH		SOLE		33,257	282	2,414
American Tower Corp	COMMON	03027X100	1,027	3,803	SH		DFND		2,969	823	11
American Water Works Co Inc	COMMON	030420103	10,082	65,415	SH		SOLE		61,108	562	3,745
American Water Works Co Inc	COMMON	030420103	2,188	14,196	SH		DFND		12,004	2,170	22
Ameriprise Financial Inc	COMMON	03076C106	221	888	SH		SOLE		882	0	6
Ameriprise Financial Inc	COMMON	03076C106	249	1,000	SH		DFND		0	0	1,000
Amgen Inc	COMMON	031162100	7,090	29,089	SH		SOLE		25,983	222	2,884
Amgen Inc	COMMON	031162100	5,545	22,749	SH		DFND		8,786	13,578	385
Apple Inc	COMMON	037833100	145,172	1,059,962	SH		SOLE		979,908	11,771	68,283
Apple Inc	COMMON	037833100	33,951	247,892	SH		DFND		209,964	34,021	3,907
Applied Materials Inc	COMMON	038222105	9,244	64,913	SH		SOLE		58,039	708	6,166
Applied Materials Inc	COMMON	038222105	960	6,743	SH		DFND		5,314	1,405	24
Archer Daniels Midland Co	COMMON	039483102	301	4,961	SH		SOLE		4,624	0	337
Archer Daniels Midland Co	COMMON	039483102	630	10,400	SH		DFND		10,400	0	0
ARK Innovation ETF	COMMON	00214Q104	348	2,660	SH		SOLE		2,660	0	0
ARK Next Generation internet	COMMON	00214Q401	646	4,190	SH		SOLE		4,190	0	0
AT & T Inc	COMMON	00206R102	17,155	596,073	SH		SOLE		535,711	4,138	56,224
AT & T Inc	COMMON	00206R102	5,188	180,280	SH		DFND		159,383	16,818	4,079
Athersys Inc	COMMON	04744L106	14	10,000	SH		SOLE		10,000	0	0
Autodesk Inc	COMMON	052769106	605	2,073	SH		SOLE		2,036	0	37
Autodesk Inc	COMMON	052769106	26	90	SH		DFND		90	0	0
Automatic Data Processing Inc	COMMON	053015103	2,293	11,546	SH		SOLE		8,502	325	2,719
Automatic Data Processing Inc	COMMON	053015103	1,270	6,395	SH		DFND		4,300	83	2,012
Bank Hawaii Corp	COMMON	062540109	88	1,043	SH		SOLE		1,011	0	32
Bank Hawaii Corp	COMMON	062540109	573	6,800	SH		DFND		6,000	800	0
Bank of America Corporation	COMMON	060505104	34,442	835,366	SH		SOLE		786,945	6,358	42,063
Bank of America Corporation	COMMON	060505104	3,238	78,537	SH		DFND		51,479	23,928	3,130
Baxter International Inc	COMMON	071813109	944	11,724	SH		SOLE		8,523	0	3,201
Baxter International Inc	COMMON	071813109	663	8,238	SH		DFND		2,232	190	5,816
Becton Dickinson & Co	COMMON	075887109	1,798	7,393	SH		SOLE		6,745	350	298
Becton Dickinson & Co	COMMON	075887109	719	2,955	SH		DFND		2,890	65	0
Berkshire Hathaway Inc - Cl B	COMMON	084670702	4,819	17,341	SH		SOLE		16,999	41	301
Berkshire Hathaway Inc - Cl B	COMMON	084670702	13,448	48,388	SH		DFND		3,512	265	44,611
Best Buy Inc	COMMON	086516101	46	396	SH		SOLE		370	0	26
Best Buy Inc	COMMON	086516101	241	2,100	SH		DFND		2,100	0	0
Blackrock Inc	COMMON	09247X101	27,272	31,169	SH		SOLE		28,965	161	2,043
Blackrock Inc	COMMON	09247X101	3,833	4,381	SH		DFND		2,806	1,512	63
Boeing Co	COMMON	097023105	23,463	97,942	SH		SOLE		91,145	733	6,064
Boeing Co	COMMON	097023105	6,654	27,776	SH		DFND		19,462	2,320	5,994
BOK Financial Corp	COMMON	05561Q201	234	2,700	SH		SOLE		2,700	0	0
BOK Financial Corp	COMMON	05561Q201	979	11,300	SH		DFND		5,800	5,500	0
Boston Beer Inc	COMMON	100557107	214	210	SH		SOLE		202	0	8
Bright Horizons Family	COMMON	109194100	221	1,500	SH		SOLE		1,500	0	0
Bristol Myers Squibb Co	COMMON	110122108	5,672	84,889	SH		SOLE		80,059	437	4,393
Bristol Myers Squibb Co	COMMON	110122108	3,495	52,300	SH		DFND		25,848	13,587	12,865
Broadcom Inc	COMMON	11135F101	19,158	40,178	SH		SOLE		36,702	342	3,134
Broadcom Inc	COMMON	11135F101	2,818	5,910	SH		DFND		4,758	1,060	92
Brooks Automation Inc	COMMON	114340102	500	5,251	SH		SOLE		5,211	0	40
Brown Forman Corporation	COMMON	115637209	769	10,256	SH		SOLE		8,921	485	850
Brown Forman Corporation	COMMON	115637209	44	593	SH		DFND		255	182	156
Capital One Financial Corp	COMMON	14040H105	225	1,456	SH		SOLE		1,254	0	202
Capital One Financial Corp	COMMON	14040H105	9	60	SH		DFND		0	60	0
Capitol Federal Financial	COMMON	14057J101	81	6,835	SH		SOLE		4,835	2,000	0
Capitol Federal Financial	COMMON	14057J101	138	11,750	SH		DFND		11,750	0	0
Carrier Global Corp	COMMON	14448C104	323	6,643	SH		SOLE		6,364	0	279
Carrier Global Corp	COMMON	14448C104	178	3,654	SH		DFND		2,825	829	0
Casey's General Stores Inc	COMMON	147528103	648	3,329	SH		SOLE		3,316	0	13
Casey's General Stores Inc	COMMON	147528103	259	1,330	SH		DFND		1,330	0	0
Caterpillar Inc Del	COMMON	149123101	31,691	145,617	SH		SOLE		134,578	1,051	9,988
Caterpillar Inc Del	COMMON	149123101	7,261	33,365	SH		DFND		18,388	8,188	6,789
Cerner Corp	COMMON	156782104	8,351	106,845	SH		SOLE		105,271	400	1,174
Cerner Corp	COMMON	156782104	2,620	33,526	SH		DFND		21,366	12,160	0
Chevron Corp	COMMON	166764100	32,007	305,584	SH		SOLE		283,165	2,926	19,493
Chevron Corp	COMMON	166764100	7,725	73,756	SH		DFND		63,132	8,911	1,713
Chipotle Mexican Grill Inc	COMMON	169656105	256	165	SH		SOLE		140	0	25
Chipotle Mexican Grill Inc	COMMON	169656105	163	105	SH		DFND		105	0	0
Cigna Corporation	COMMON	125523100	1,025	4,323	SH		SOLE		4,264	0	59
Cigna Corporation	COMMON	125523100	423	1,784	SH		DFND		1,784	0	0
Cintas Corp	COMMON	172908105	1,475	3,860	SH		SOLE		3,750	0	110
Cintas Corp	COMMON	172908105	1,942	5,085	SH		DFND		4,710	210	165
Cisco Systems Inc	COMMON	17275R102	5,207	98,247	SH		SOLE		89,943	974	7,330
Cisco Systems Inc	COMMON	17275R102	1,729	32,622	SH		DFND		26,547	5,425	650
Citigroup Inc	COMMON	172967424	11,221	158,604	SH		SOLE		146,121	1,694	10,789
Citigroup Inc	COMMON	172967424	1,741	24,607	SH		DFND		20,051	4,509	47
Clorox Co Del	COMMON	189054109	1,013	5,631	SH		SOLE		4,119	0	1,512
Clorox Co Del	COMMON	189054109	1,113	6,185	SH		DFND		5,800	345	40
CloudFlare Inc	COMMON	18915M107	397	3,755	SH		SOLE		3,605	0	150
CME Group Inc	COMMON	12572Q105	5,551	26,098	SH		SOLE		24,439	610	1,049
CME Group Inc	COMMON	12572Q105	1,799	8,460	SH		DFND		7,187	1,273	0
Coca Cola Co	COMMON	191216100	3,160	58,395	SH		SOLE		52,809	0	5,586
Coca Cola Co	COMMON	191216100	2,439	45,070	SH		DFND		40,247	4,823	0
Cognizant Technology Solutio	COMMON	192446102	203	2,934	SH		SOLE		2,595	290	49
Cognizant Technology Solutio	COMMON	192446102	14	200	SH		DFND		200	0	0
Colgate Palmolive Co	COMMON	194162103	983	12,082	SH		SOLE		9,339	200	2,543
Colgate Palmolive Co	COMMON	194162103	1,308	16,080	SH		DFND		16,080	0	0
Comcast Corp New	COMMON	20030N101	3,008	52,756	SH		SOLE		46,088	2,686	3,982
Comcast Corp New	COMMON	20030N101	1,801	31,582	SH		DFND		21,331	10,251	0
Comm Serv Select Sector SPDR	COMMON	81369Y852	205	2,526	SH		SOLE		2,526	0	0
Commerce Bancshares Inc	COMMON	200525103	4,315	57,872	SH		SOLE		40,029	15,752	2,091
Commerce Bancshares Inc	COMMON	200525103	2,721	36,489	SH		DFND		25,990	363	10,136
Conforce International Inc	COMMON	20716T109	0	100,000	SH		SOLE		100,000	0	0
ConocoPhillips	COMMON	20825C104	13,582	223,015	SH		SOLE		207,047	2,806	13,162
ConocoPhillips	COMMON	20825C104	3,263	53,585	SH		DFND		44,842	6,630	2,113
Consolidated Edison Inc	COMMON	209115104	133	1,853	SH		SOLE		1,763	0	90
Consolidated Edison Inc	COMMON	209115104	883	12,309	SH		DFND		6,384	5,925	0
Constellation Brands Inc	COMMON	21036P108	739	3,159	SH		SOLE		3,075	0	84
Constellation Brands Inc	COMMON	21036P108	932	3,985	SH		DFND		3,760	225	0
Consumer Discretionary Sel Sec	COMMON	81369Y407	234	1,308	SH		SOLE		1,308	0	0
Copart Inc	COMMON	217204106	336	2,545	SH		SOLE		2,500	0	45
Corteva Inc	COMMON	22052L104	151	3,397	SH		SOLE		2,583	0	814
Corteva Inc	COMMON	22052L104	136	3,071	SH		DFND		3,071	0	0
Costco Wholesale Corp	COMMON	22160K105	43,748	110,568	SH		SOLE		101,064	1,331	8,173
Costco Wholesale Corp	COMMON	22160K105	8,248	20,845	SH		DFND		16,256	2,914	1,675
CrossFirst Bankshares Inc	COMMON	22766M109	2,923	212,616	SH		SOLE		212,616	0	0
CROWDSTRIKE HOLDINGS INC-A	COMMON	22788C105	949	3,776	SH		SOLE		3,638	0	138
CROWDSTRIKE HOLDINGS INC-A	COMMON	22788C105	72	286	SH		DFND		239	47	0
CSX Corp	COMMON	126408103	345	10,752	SH		SOLE		10,611	0	141
CSX Corp	COMMON	126408103	289	9,000	SH		DFND		9,000	0	0
Cummins Inc	COMMON	231021106	472	1,937	SH		SOLE		1,003	48	886
Cummins Inc	COMMON	231021106	276	1,130	SH		DFND		670	460	0
CVS Health Corporation	COMMON	126650100	7,126	85,401	SH		SOLE		77,330	872	7,199
CVS Health Corporation	COMMON	126650100	1,807	21,651	SH		DFND		16,449	5,202	0
Danaher Corp Del	COMMON	235851102	26,036	97,019	SH		SOLE		90,748	1,136	5,135
Danaher Corp Del	COMMON	235851102	1,909	7,112	SH		DFND		5,653	1,367	92
Darden Restaurants Inc	COMMON	237194105	124	848	SH		SOLE		193	0	655
Darden Restaurants Inc	COMMON	237194105	438	3,000	SH		DFND		0	3,000	0
Deere & Company	COMMON	244199105	3,964	11,238	SH		SOLE		9,913	100	1,225
Deere & Company	COMMON	244199105	4,576	12,974	SH		DFND		12,685	213	76
Delta Air Lines Inc	COMMON	247361702	190	4,390	SH		SOLE		4,390	0	0
Delta Air Lines Inc	COMMON	247361702	167	3,865	SH		DFND		3,800	65	0
Digital Realty Trust Inc	COMMON	253868103	975	6,481	SH		SOLE		5,285	175	1,021
Digital Realty Trust Inc	COMMON	253868103	1,358	9,026	SH		DFND		8,171	240	615
Dimensional U.S. Equity ETF	COMMON	25434V401	233	4,939	SH		SOLE		4,939	0	0
Dimensional U.S. Small Cap ETF	COMMON	25434V708	1,091	40,419	SH		SOLE		40,419	0	0
Discover Financial Services	COMMON	254709108	151	1,279	SH		SOLE		1,250	0	29
Discover Financial Services	COMMON	254709108	205	1,734	SH		DFND		1,734	0	0
Disney Walt Co	COMMON	254687106	37,493	213,306	SH		SOLE		198,627	1,908	12,771
Disney Walt Co	COMMON	254687106	9,553	54,348	SH		DFND		33,810	15,454	5,084
DocuSign Inc.	COMMON	256163106	10,774	38,536	SH		SOLE		37,855	230	451
DocuSign Inc.	COMMON	256163106	1,033	3,695	SH		DFND		1,913	1,707	75
Dollar General Corp	COMMON	256677105	231	1,067	SH		SOLE		1,064	0	3
Dollar General Corp	COMMON	256677105	43	200	SH		DFND		200	0	0
Dominion Energy Inc	COMMON	25746U109	1,843	25,051	SH		SOLE		23,303	84	1,664
Dominion Energy Inc	COMMON	25746U109	2,079	28,259	SH		DFND		24,281	3,978	0
Dover Corp	COMMON	260003108	1,206	8,005	SH		SOLE		4,705	0	3,300
Dover Corp	COMMON	260003108	555	3,685	SH		DFND		3,685	0	0
Dow Inc	COMMON	260557103	1,459	23,059	SH		SOLE		19,533	1,039	2,487
Dow Inc	COMMON	260557103	883	13,953	SH		DFND		11,558	2,355	40
Duke Energy Hldg Corp	COMMON	26441C204	23,190	234,904	SH		SOLE		218,061	1,860	14,983
Duke Energy Hldg Corp	COMMON	26441C204	6,631	67,170	SH		DFND		54,156	11,949	1,065
Duke Realty Corp	COMMON	264411505	18,276	385,987	SH		SOLE		361,003	2,898	22,086
Duke Realty Corp	COMMON	264411505	1,369	28,912	SH		DFND		20,777	7,098	1,037
DUPONT DE NEMOURS INC	COMMON	26614N102	339	4,373	SH		SOLE		3,485	0	888
DUPONT DE NEMOURS INC	COMMON	26614N102	262	3,381	SH		DFND		2,613	768	0
Ebay Inc	COMMON	278642103	530	7,546	SH		SOLE		7,467	0	79
Ebay Inc	COMMON	278642103	241	3,430	SH		DFND		3,430	0	0
Ecolab Inc	COMMON	278865100	16,083	78,082	SH		SOLE		73,082	547	4,453
Ecolab Inc	COMMON	278865100	2,124	10,310	SH		DFND		7,928	2,174	208
Edwards Lifesciences Corp	COMMON	28176E108	22,794	220,085	SH		SOLE		208,410	1,713	9,962
Edwards Lifesciences Corp	COMMON	28176E108	1,826	17,629	SH		DFND		13,213	4,208	208
Electronic Arts Inc	COMMON	285512109	423	2,940	SH		SOLE		2,903	0	37
Electronic Arts Inc	COMMON	285512109	1,161	8,070	SH		DFND		5,820	2,250	0
Emerson Electric Co	COMMON	291011104	7,982	82,940	SH		SOLE		71,552	1,212	10,176
Emerson Electric Co	COMMON	291011104	2,407	25,014	SH		DFND		14,360	8,903	1,751
Energy Select Sector SPDR Fund	COMMON	81369Y506	838	15,547	SH		SOLE		14,728	0	819
Energy Select Sector SPDR Fund	COMMON	81369Y506	193	3,586	SH		DFND		0	3,586	0
Enterprise Products Partners	COMMON	293792107	478	19,795	SH		SOLE		18,495	400	900
Enterprise Products Partners	COMMON	293792107	385	15,950	SH		DFND		13,200	2,750	0
Equity Bancshares Inc	COMMON	29460X109	2,413	79,152	SH		SOLE		79,152	0	0
Evergy Inc.	COMMON	30034W106	508	8,405	SH		SOLE		8,037	0	368
Evergy Inc.	COMMON	30034W106	1,143	18,915	SH		DFND		7,308	11,607	0
ExxonMobil Corp	COMMON	30231G102	5,446	86,338	SH		SOLE		80,775	2,016	3,547
ExxonMobil Corp	COMMON	30231G102	4,503	71,391	SH		DFND		50,730	11,466	9,195
Facebook Inc - A Shs	COMMON	30303M102	35,193	101,215	SH		SOLE		96,542	1,018	3,655
Facebook Inc - A Shs	COMMON	30303M102	5,666	16,296	SH		DFND		13,542	2,421	333
Fastenal Co	COMMON	311900104	4,295	82,594	SH		SOLE		80,085	458	2,051
Fastenal Co	COMMON	311900104	68	1,312	SH		DFND		0	1,312	0
Fedex Corp	COMMON	31428X106	9,081	30,441	SH		SOLE		29,223	210	1,008
Fedex Corp	COMMON	31428X106	2,833	9,495	SH		DFND		8,335	710	450
First Hawaiian Inc	COMMON	32051X108	89	3,152	SH		SOLE		3,100	0	52
First Hawaiian Inc	COMMON	32051X108	703	24,800	SH		DFND		21,700	3,100	0
First Trust MLP and Energy I	COMMON	33739B104	597	75,423	SH		SOLE		75,423	0	0
First Trust MLP and Energy I	COMMON	33739B104	379	47,975	SH		DFND		27,895	20,080	0
First Trust North American	COMMON	33738D101	10,349	423,095	SH		SOLE		389,167	1,484	32,444
First Trust North American	COMMON	33738D101	701	28,658	SH		DFND		19,713	8,945	0
First Trust Preferred	COMMON	33739E108	8,889	431,518	SH		SOLE		421,292	8,761	1,465
First Trust Preferred	COMMON	33739E108	1,092	52,990	SH		DFND		46,132	6,858	0
Fiserv Inc	COMMON	337738108	837	7,831	SH		SOLE		7,531	0	300
Fiserv Inc	COMMON	337738108	45	420	SH		DFND		420	0	0
Five Below Inc	COMMON	33829M101	1,203	6,227	SH		SOLE		5,912	109	206
Five Below Inc	COMMON	33829M101	90	464	SH		DFND		404	60	0
Fleetwood Enterprises Inc	COMMON	339099103	0	85,000	SH		SOLE		85,000	0	0
FlexShares International	COMMON	33939L837	12,725	479,469	SH		SOLE		445,323	2,186	31,960
FlexShares International	COMMON	33939L837	881	33,186	SH		DFND		13,018	20,168	0
FluoroPharma Medical Inc.	COMMON	343870101	7	696,550	SH		SOLE		696,550	0	0
Ford Mtr Co Del	COMMON	345370860	37	2,501	SH		SOLE		1,969	0	532
Ford Mtr Co Del	COMMON	345370860	132	8,850	SH		DFND		3,850	0	5,000
Fortive Corp	COMMON	34959J108	256	3,674	SH		SOLE		3,666	0	8
Fortive Corp	COMMON	34959J108	9	125	SH		DFND		125	0	0
FS Energy and Power Fund	COMMON	30264D109	46	14,221	SH		SOLE		14,221	0	0
Gallagher Arthur J & CO	COMMON	363576109	46	329	SH		SOLE		245	0	84
Gallagher Arthur J & CO	COMMON	363576109	1,616	11,535	SH		DFND		11,535	0	0
General Dynamics Corp	COMMON	369550108	398	2,113	SH		SOLE		2,054	0	59
General Dynamics Corp	COMMON	369550108	309	1,640	SH		DFND		1,250	390	0
General Electric Co	COMMON	369604103	353	26,189	SH		SOLE		25,886	0	303
General Electric Co	COMMON	369604103	416	30,900	SH		DFND		8,300	20,100	2,500
General Mills Inc	COMMON	370334104	990	16,254	SH		SOLE		15,216	0	1,038
General Mills Inc	COMMON	370334104	843	13,830	SH		DFND		9,370	4,360	100
Genesis Energy L P	COMMON	371927104	163	14,000	SH		SOLE		14,000	0	0
Genuine Parts Co	COMMON	372460105	3,263	25,803	SH		SOLE		23,481	207	2,115
Genuine Parts Co	COMMON	372460105	513	4,060	SH		DFND		3,684	376	0
Gilead Sciences Inc	COMMON	375558103	621	9,017	SH		SOLE		8,555	190	272
Gilead Sciences Inc	COMMON	375558103	387	5,625	SH		DFND		3,425	2,100	100
Goldman Sachs Group Inc	COMMON	38141G104	15,673	41,297	SH		SOLE		39,404	300	1,593
Goldman Sachs Group Inc	COMMON	38141G104	1,411	3,717	SH		DFND		3,129	518	70
Guardian 8 Holdings	COMMON	40136G107	0	21,155	SH		SOLE		21,155	0	0
Hartford Financial Services	COMMON	416515104	452	7,292	SH		SOLE		7,292	0	0
Hasbro Inc	COMMON	418056107	10	105	SH		SOLE		105	0	0
Hasbro Inc	COMMON	418056107	388	4,110	SH		DFND		2,400	1,710	0
Hewlett Packard Enterprise Co	COMMON	42824C109	152	10,400	SH		DFND		10,400	0	0
Highwoods Properties Inc	COMMON	431284108	1,673	37,038	SH		SOLE		35,688	0	1,350
Highwoods Properties Inc	COMMON	431284108	667	14,770	SH		DFND		14,770	0	0
Home Depot Inc	COMMON	437076102	51,465	161,389	SH		SOLE		148,214	2,225	10,950
Home Depot Inc	COMMON	437076102	11,481	36,003	SH		DFND		29,621	5,500	882
Honeywell International Inc	COMMON	438516106	16,869	76,905	SH		SOLE		72,166	1,092	3,647
Honeywell International Inc	COMMON	438516106	5,936	27,060	SH		DFND		15,841	4,048	7,171
HP Inc	COMMON	40434L105	230	7,606	SH		SOLE		4,052	0	3,554
HP Inc	COMMON	40434L105	314	10,400	SH		DFND		0	0	10,400
IAC/InterActiveCorp.	COMMON	44891N208	363	2,355	SH		SOLE		2,355	0	0
IAC/InterActiveCorp.	COMMON	44891N208	27	175	SH		DFND		175	0	0
Idexx Labs Inc	COMMON	45168D104	4,351	6,889	SH		SOLE		6,865	0	24
Illinois Tool Works Inc	COMMON	452308109	2,630	11,764	SH		SOLE		10,248	0	1,516
Illinois Tool Works Inc	COMMON	452308109	1,673	7,483	SH		DFND		6,858	75	550
Intel Corp	COMMON	458140100	6,133	109,240	SH		SOLE		97,079	325	11,836
Intel Corp	COMMON	458140100	4,272	76,097	SH		DFND		69,482	3,340	3,275
Intercontinental Exchange Inc	COMMON	45866F104	6,222	52,415	SH		SOLE		51,350	275	790
Intercontinental Exchange Inc	COMMON	45866F104	199	1,675	SH		DFND		1,161	419	95
International Business	COMMON	459200101	1,807	12,326	SH		SOLE		9,962	148	2,216
International Business	COMMON	459200101	1,937	13,214	SH		DFND		8,337	2,604	2,273
International Paper	COMMON	460146103	477	7,785	SH		SOLE		5,433	124	2,228
International Paper	COMMON	460146103	215	3,501	SH		DFND		1,422	2,079	0
Intuit	COMMON	461202103	47,286	96,469	SH		SOLE		91,738	1,637	3,094
Intuit	COMMON	461202103	5,325	10,864	SH		DFND		9,157	1,525	182
Intuitive Surgical Inc	COMMON	46120E602	1,380	1,501	SH		SOLE		1,493	0	8
Intuitive Surgical Inc	COMMON	46120E602	193	210	SH		DFND		165	45	0
Invesco Opt Yld Diversified	COMMON	46090F100	1,655	82,381	SH		SOLE		81,154	0	1,227
Invesco QQQ Trust	COMMON	46090E103	832	2,347	SH		SOLE		2,347	0	0
Invesco S&P 500 Low Volatility	COMMON	46138E354	8,147	133,761	SH		SOLE		129,058	4,003	700
Invesco S&P 500 Low Volatility	COMMON	46138E354	1,173	19,259	SH		DFND		18,526	733	0
Invesco Senior Loan ETF	COMMON	46138G508	1,736	78,397	SH		SOLE		72,559	2,248	3,590
Invesco Senior Loan ETF	COMMON	46138G508	212	9,559	SH		DFND		4,944	4,615	0
iShares Barclays 1-3 Year	COMMON	464287457	825	9,575	SH		SOLE		9,575	0	0
iShares Barclays 1-3 Year	COMMON	464287457	54	625	SH		DFND		10	415	200
iShares Barclays Inter	COMMON	464288612	9,985	86,362	SH		SOLE		80,338	0	6,024
iShares Barclays Inter	COMMON	464288612	38	331	SH		DFND		195	136	0
iShares Barclays MBS Bond Fund	COMMON	464288588	1,804	16,671	SH		SOLE		16,671	0	0
iShares Barclays MBS Bond Fund	COMMON	464288588	124	1,144	SH		DFND		471	673	0
iShares Core MSCI EAFE ETF	COMMON	46432F842	67,702	904,376	SH		SOLE		866,162	5,075	33,139
iShares Core MSCI EAFE ETF	COMMON	46432F842	4,091	54,644	SH		DFND		33,051	21,593	0
iShares Core MSCI Emerging	COMMON	46434G103	26,068	389,135	SH		SOLE		376,579	2,662	9,894
iShares Core MSCI Emerging	COMMON	46434G103	2,032	30,330	SH		DFND		23,679	6,521	130
iShares Core S&P 500 ETF	COMMON	464287200	205,133	477,142	SH		SOLE		433,704	1,978	41,460
iShares Core S&P 500 ETF	COMMON	464287200	13,027	30,301	SH		DFND		25,307	4,052	942
iShares Core S&P Mid-Cap ETF	COMMON	464287507	136,438	507,713	SH		SOLE		473,539	3,557	30,617
iShares Core S&P Mid-Cap ETF	COMMON	464287507	16,786	62,466	SH		DFND		46,391	13,590	2,485
iShares Core S&P Small-Cap ETF	COMMON	464287804	83,158	736,040	SH		SOLE		670,509	4,646	60,885
iShares Core S&P Small-Cap ETF	COMMON	464287804	9,590	84,879	SH		DFND		69,591	13,077	2,211
iShares Core US Aggregate ETF	COMMON	464287226	2,544	22,056	SH		SOLE		18,473	0	3,583
iShares Core US Aggregate ETF	COMMON	464287226	482	4,179	SH		DFND		1,353	681	2,145
iShares Edge MSCI Min Vol USA	COMMON	46429B697	3,681	50,011	SH		SOLE		49,751	260	0
iShares Edge MSCI Min Vol USA	COMMON	46429B697	129	1,752	SH		DFND		1,752	0	0
iShares ESG Aware 1-5 Year USD	COMMON	46435G243	601	23,090	SH		SOLE		23,090	0	0
iShares ESG Aware 1-5 Year USD	COMMON	46435G243	87	3,355	SH		DFND		150	3,205	0
iShares Gold Trust	COMMON	464285204	2,403	71,282	SH		SOLE		71,132	0	150
iShares Gold Trust	COMMON	464285204	192	5,700	SH		DFND		5,700	0	0
iShares iBoxx $ High Yield	COMMON	464288513	1,218	13,829	SH		SOLE		12,968	4	857
iShares iBoxx $ Investment	COMMON	464287242	3,576	26,615	SH		SOLE		23,323	2,200	1,092
iShares iBoxx $ Investment	COMMON	464287242	571	4,250	SH		DFND		2,307	1,943	0
iShares Intermediate-Term Corp	COMMON	464288638	5,075	83,857	SH		SOLE		82,223	0	1,634
iShares Intermediate-Term Corp	COMMON	464288638	146	2,414	SH		DFND		2,298	116	0
iShares MSCI ACWI Ex US ETF	COMMON	464288240	844	14,684	SH		SOLE		0	0	14,684
iShares MSCI EAFE	COMMON	464287465	19,589	248,344	SH		SOLE		221,254	5,754	21,336
iShares MSCI EAFE	COMMON	464287465	2,721	34,498	SH		DFND		26,653	5,170	2,675
iShares MSCI EAFE Small Cap	COMMON	464288273	18,100	244,069	SH		SOLE		220,148	1,744	22,177
iShares MSCI EAFE Small Cap	COMMON	464288273	1,117	15,066	SH		DFND		9,141	5,925	0
iShares Russell 1000 Growth	COMMON	464287614	21,099	77,718	SH		SOLE		70,865	550	6,303
iShares Russell 1000 Growth	COMMON	464287614	60	222	SH		DFND		0	222	0
Ishares Russell 1000 Index	COMMON	464287622	10,477	43,281	SH		SOLE		43,281	0	0
iShares Russell 1000 Value	COMMON	464287598	11,839	74,640	SH		SOLE		62,945	405	11,290
iShares Russell 1000 Value	COMMON	464287598	303	1,909	SH		DFND		550	1,359	0
ishares Russell 2000 Growth	COMMON	464287648	2,404	7,714	SH		SOLE		6,985	94	635
ishares Russell 2000 Growth	COMMON	464287648	278	893	SH		DFND		0	893	0
iShares Russell 2000 Index	COMMON	464287655	23,520	102,543	SH		SOLE		93,137	1,039	8,367
iShares Russell 2000 Index	COMMON	464287655	3,753	16,361	SH		DFND		12,106	4,150	105
iShares Russell 3000 Index	COMMON	464287689	11,894	46,477	SH		SOLE		41,994	0	4,483
iShares Russell 3000 Index	COMMON	464287689	420	1,643	SH		DFND		1,358	285	0
iShares Russell Midcap Growth	COMMON	464287481	17,838	157,581	SH		SOLE		149,477	927	7,177
iShares Russell Midcap Growth	COMMON	464287481	1,746	15,422	SH		DFND		8,162	7,260	0
iShares Russell Midcap Index	COMMON	464287499	35,604	449,323	SH		SOLE		387,532	7,473	54,318
iShares Russell Midcap Index	COMMON	464287499	4,127	52,076	SH		DFND		44,612	7,374	90
iShares Russell Midcap Value	COMMON	464287473	18,737	162,957	SH		SOLE		149,033	909	13,015
iShares Russell Midcap Value	COMMON	464287473	1,672	14,544	SH		DFND		8,354	6,190	0
iShares Russell Top 200 ETF	COMMON	464289446	134	1,306	SH		SOLE		701	0	605
iShares Russell Top 200 ETF	COMMON	464289446	87	842	SH		DFND		842	0	0
iShares S&P 500 Growth Index	COMMON	464287309	19,733	271,316	SH		SOLE		265,845	980	4,491
iShares S&P 500 Growth Index	COMMON	464287309	766	10,527	SH		DFND		7,397	3,130	0
iShares S&P MidCap 400/BARRA	COMMON	464287606	2,012	24,860	SH		SOLE		23,919	0	941
iShares S&P MidCap 400/BARRA	COMMON	464287606	29	360	SH		DFND		360	0	0
iShares Short-Term Corporate	COMMON	464288646	14,675	267,750	SH		SOLE		250,917	1,571	15,262
iShares Short-Term Corporate	COMMON	464288646	2,694	49,158	SH		DFND		31,564	12,688	4,906
Ishares Tr Russell 2000 Value	COMMON	464287630	4,048	24,418	SH		SOLE		20,572	204	3,642
Ishares Tr Russell 2000 Value	COMMON	464287630	334	2,015	SH		DFND		1,350	605	60
Ishares Tr S&P Midcap	COMMON	464287705	1,872	17,773	SH		SOLE		17,773	0	0
Ishares Tr S&P Midcap	COMMON	464287705	16	150	SH		DFND		0	0	150
Ishares Tr S&P Smlcp 600/Barra	COMMON	464287887	12,627	95,205	SH		SOLE		92,355	570	2,280
Ishares Tr S&P Smlcp 600/Barra	COMMON	464287887	2,119	15,975	SH		DFND		7,701	5,863	2,411
Ishares Tr S&P Smlcp 600/barra	COMMON	464287879	7,674	72,786	SH		SOLE		70,481	0	2,305
Ishares Tr S&P Smlcp 600/barra	COMMON	464287879	1,055	10,009	SH		DFND		6,530	3,479	0
iShares Trust S&P 500/Barra	COMMON	464287408	19,492	132,021	SH		SOLE		121,460	0	10,561
iShares Trust S&P 500/Barra	COMMON	464287408	669	4,533	SH		DFND		3,791	742	0
Jack Henry & Assoc Inc	COMMON	426281101	1,443	8,823	SH		SOLE		8,823	0	0
Jack Henry & Assoc Inc	COMMON	426281101	164	1,000	SH		DFND		1,000	0	0
Jacobs Engineering Group Inc	COMMON	469814107	802	6,014	SH		SOLE		5,753	0	261
Jacobs Engineering Group Inc	COMMON	469814107	47	350	SH		DFND		350	0	0
JM Smucker Co	COMMON	832696405	226	1,747	SH		SOLE		947	0	800
Johnson & Johnson	COMMON	478160104	30,888	187,493	SH		SOLE		166,030	1,694	19,769
Johnson & Johnson	COMMON	478160104	8,937	54,250	SH		DFND		44,659	7,703	1,888
JP Morgan Chase & Co	COMMON	46625H100	57,547	369,982	SH		SOLE		349,445	6,518	14,019
JP Morgan Chase & Co	COMMON	46625H100	10,263	65,980	SH		DFND		53,349	10,924	1,707
JPMorgan Ultra-Short Income	COMMON	46641Q837	18,448	363,575	SH		SOLE		352,419	1,000	10,156
JPMorgan Ultra-Short Income	COMMON	46641Q837	879	17,320	SH		DFND		14,386	2,001	933
Kansas City Life Insurance Co	COMMON	484836200	216	4,845	SH		DFND		4,845	0	0
Kansas City Southern	COMMON	485170302	9,300	32,818	SH		SOLE		4,528	0	28,290
Kansas City Southern	COMMON	485170302	1,332	4,700	SH		DFND		4,700	0	0
Kellogg CO	COMMON	487836108	1,414	21,983	SH		SOLE		18,673	105	3,205
Kellogg CO	COMMON	487836108	1,173	18,240	SH		DFND		15,425	2,715	100
Kimberly Clark Corp	COMMON	494368103	1,752	13,095	SH		SOLE		9,543	50	3,502
Kimberly Clark Corp	COMMON	494368103	1,062	7,937	SH		DFND		7,247	590	100
Kimco Realty Corp	COMMON	49446R109	311	14,939	SH		SOLE		14,130	0	809
Kimco Realty Corp	COMMON	49446R109	308	14,749	SH		DFND		11,938	2,811	0
Kinder Morgan Inc	COMMON	49456B101	3,807	208,829	SH		SOLE		194,347	981	13,501
Kinder Morgan Inc	COMMON	49456B101	776	42,548	SH		DFND		24,120	18,028	400
KLA-Tencor Corp	COMMON	482480100	763	2,352	SH		SOLE		2,330	0	22
KLA-Tencor Corp	COMMON	482480100	49	150	SH		DFND		150	0	0
Kontoor Brands Inc	COMMON	50050N103	7	130	SH		SOLE		128	0	2
Kontoor Brands Inc	COMMON	50050N103	2,827	50,113	SH		DFND		50,113	0	0
Lauder Estee Cos Inc	COMMON	518439104	7,207	22,658	SH		SOLE		22,047	110	501
Lauder Estee Cos Inc	COMMON	518439104	299	941	SH		DFND		657	244	40
Leggett & Platt Inc	COMMON	524660107	14,540	280,646	SH		SOLE		274,398	0	6,248
Lightwave Logic inc	COMMON	532275104	3,337	230,952	SH		SOLE		230,952	0	0
Lilly Eli & Co	COMMON	532457108	3,531	15,384	SH		SOLE		9,981	0	5,403
Lilly Eli & Co	COMMON	532457108	2,893	12,606	SH		DFND		9,876	230	2,500
Lincoln National Corp	COMMON	534187109	131	2,077	SH		SOLE		1,477	0	600
Lincoln National Corp	COMMON	534187109	108	1,725	SH		DFND		1,725	0	0
Lockheed Martin Corp	COMMON	539830109	3,012	7,961	SH		SOLE		7,284	135	542
Lockheed Martin Corp	COMMON	539830109	547	1,445	SH		DFND		845	600	0
Lowes Companies Inc	COMMON	548661107	4,885	25,186	SH		SOLE		24,105	123	958
Lowes Companies Inc	COMMON	548661107	437	2,251	SH		DFND		1,366	820	65
Lululemon Athletica Inc	COMMON	550021109	209	573	SH		SOLE		568	0	5
Lululemon Athletica Inc	COMMON	550021109	182	500	SH		DFND		0	500	0
Magellan Midstream Partners LP	COMMON	559080106	391	8,000	SH		SOLE		8,000	0	0
Marathon Petroleum Corp	COMMON	56585A102	757	12,525	SH		SOLE		12,478	0	47
Marathon Petroleum Corp	COMMON	56585A102	951	15,736	SH		DFND		15,736	0	0
Marriott Intl Inc New	COMMON	571903202	13,269	97,197	SH		SOLE		91,744	725	4,728
Marriott Intl Inc New	COMMON	571903202	1,498	10,976	SH		DFND		9,289	1,603	84
Mastercard Inc - Class A	COMMON	57636Q104	46,881	128,409	SH		SOLE		122,928	1,278	4,203
Mastercard Inc - Class A	COMMON	57636Q104	8,256	22,614	SH		DFND		19,091	2,909	614
Match Group Inc.	COMMON	57667L107	813	5,039	SH		SOLE		5,039	0	0
Match Group Inc.	COMMON	57667L107	100	618	SH		DFND		377	0	241
Matson Inc	COMMON	57686G105	252	3,941	SH		DFND		3,941	0	0
McCormick & Co Inc	COMMON	579780206	852	9,646	SH		SOLE		7,594	0	2,052
McCormick & Co Inc	COMMON	579780206	1,179	13,350	SH		DFND		12,180	250	920
McDonalds Corp	COMMON	580135101	23,393	101,271	SH		SOLE		90,865	1,290	9,116
McDonalds Corp	COMMON	580135101	7,243	31,356	SH		DFND		27,010	3,747	599
Merck & Co Inc	COMMON	58933Y105	8,657	111,312	SH		SOLE		99,087	1,248	10,977
Merck & Co Inc	COMMON	58933Y105	6,446	82,887	SH		DFND		56,198	9,140	17,549
Micron Technology Inc	COMMON	595112103	6,915	81,377	SH		SOLE		79,978	425	974
Micron Technology Inc	COMMON	595112103	258	3,038	SH		DFND		1,982	906	150
Microsoft Corp	COMMON	594918104	112,074	413,709	SH		SOLE		381,565	2,622	29,522
Microsoft Corp	COMMON	594918104	21,417	79,059	SH		DFND		57,906	19,767	1,386
Midcountry Finl Corp	COMMON	595652108	0	882,353	SH		SOLE		882,353	0	0
Mirenco Inc	COMMON	604697102	0	33,000	SH		SOLE		33,000	0	0
Mohawk Inds Inc	COMMON	608190104	794	4,130	SH		SOLE		4,130	0	0
Mohawk Inds Inc	COMMON	608190104	17	87	SH		DFND		87	0	0
Mondelez International Inc	COMMON	609207105	1,186	18,997	SH		SOLE		15,539	1,665	1,793
Mondelez International Inc	COMMON	609207105	413	6,622	SH		DFND		4,300	2,322	0
Morgan Stanley Co	COMMON	617446448	33,819	368,840	SH		SOLE		346,718	2,449	19,673
Morgan Stanley Co	COMMON	617446448	2,822	30,782	SH		DFND		24,366	6,167	249
MPLX LP	COMMON	55336V100	1,002	33,825	SH		SOLE		33,825	0	0
Murphy Oil Corp	COMMON	626717102	2	103	SH		SOLE		0	0	103
Murphy Oil Corp	COMMON	626717102	289	12,410	SH		DFND		12,410	0	0
NanoFlex Power Corp	COMMON	63009W108	1	16,000	SH		SOLE		0	0	16,000
Neovolta Inc	COMMON	640655106	82	12,500	SH		SOLE		0	0	12,500
Netflix Com Inc	COMMON	64110L106	1,018	1,928	SH		SOLE		1,881	0	47
Netflix Com Inc	COMMON	64110L106	1,754	3,321	SH		DFND		2,176	845	300
Newmont Mining Corp	COMMON	651639106	122	1,925	SH		SOLE		529	0	1,396
Newmont Mining Corp	COMMON	651639106	86	1,360	SH		DFND		0	1,360	0
NextEra Energy Inc	COMMON	65339F101	33,639	459,047	SH		SOLE		430,208	5,085	23,754
NextEra Energy Inc	COMMON	65339F101	11,170	152,427	SH		DFND		105,951	21,309	25,167
Nike Inc	COMMON	654106103	19,688	127,438	SH		SOLE		123,375	1,395	2,668
Nike Inc	COMMON	654106103	1,550	10,033	SH		DFND		7,547	1,836	650
Nisource Inc	COMMON	65473P105	57	2,325	SH		SOLE		2,290	0	35
Nisource Inc	COMMON	65473P105	157	6,390	SH		DFND		4,100	2,290	0
Norfolk Southern Corp	COMMON	655844108	2,301	8,669	SH		SOLE		8,348	0	321
Norfolk Southern Corp	COMMON	655844108	1,671	6,295	SH		DFND		5,560	365	370
Northern Trust Corp	COMMON	665859104	639	5,530	SH		SOLE		5,525	0	5
Northern Trust Corp	COMMON	665859104	1,413	12,225	SH		DFND		11,440	135	650
Nucor Corp	COMMON	670346105	2,483	25,883	SH		SOLE		25,009	424	450
Nucor Corp	COMMON	670346105	1,081	11,268	SH		DFND		10,470	298	500
NuShares ESG Int'l Developed	COMMON	67092P805	3,077	97,438	SH		SOLE		96,767	671	0
NuShares ESG Int'l Developed	COMMON	67092P805	618	19,568	SH		DFND		10,216	9,352	0
NuShares ESG Int'l Emerging	COMMON	67092P888	701	18,884	SH		SOLE		18,808	76	0
NuShares ESG Int'l Emerging	COMMON	67092P888	95	2,568	SH		DFND		1,824	744	0
NuShares ESG Large-Cap Value	COMMON	67092P300	1,786	47,312	SH		SOLE		47,043	269	0
NuShares ESG Large-Cap Value	COMMON	67092P300	296	7,850	SH		DFND		5,956	1,894	0
NuShares ESG Mid-Cap Growth	COMMON	67092P409	234	4,274	SH		SOLE		4,274	0	0
NuShares ESG Mid-Cap Growth	COMMON	67092P409	2	40	SH		DFND		40	0	0
NuShares ESG Mid-Cap Value	COMMON	67092P508	219	6,042	SH		SOLE		6,042	0	0
NuShares ESG Mid-Cap Value	COMMON	67092P508	47	1,307	SH		DFND		65	1,242	0
NuShares ESG Small Cap	COMMON	67092P607	973	21,550	SH		SOLE		21,550	0	0
NuShares ESG Small Cap	COMMON	67092P607	66	1,468	SH		DFND		130	1,338	0
NuShares ESG US AGG Bond	COMMON	67092P870	1,133	43,437	SH		SOLE		43,437	0	0
NuShares ESG US AGG Bond	COMMON	67092P870	195	7,458	SH		DFND		285	7,173	0
NuShares ETF TR ESG LARGE CAP	COMMON	67092P201	1,948	30,190	SH		SOLE		30,002	188	0
NuShares ETF TR ESG LARGE CAP	COMMON	67092P201	357	5,526	SH		DFND		4,098	1,428	0
Nvidia Corp	COMMON	67066G104	17,444	21,802	SH		SOLE		21,132	235	435
Nvidia Corp	COMMON	67066G104	3,461	4,326	SH		DFND		3,303	993	30
O'Reilly Automotive Inc	COMMON	67103H107	9,352	16,517	SH		SOLE		16,300	75	142
O'Reilly Automotive Inc	COMMON	67103H107	5,435	9,599	SH		DFND		1,737	362	7,500
Old Republic International	COMMON	680223104	3	131	SH		SOLE		75	0	56
Old Republic International	COMMON	680223104	748	30,025	SH		DFND		16,712	13,313	0
Omid Holdoings Inc	COMMON	67098K107	1,239	14,050,000	SH		SOLE		0	0	14,050,000
Omnicom Group Inc	COMMON	681919106	1,173	14,663	SH		SOLE		13,370	0	1,293
Omnicom Group Inc	COMMON	681919106	146	1,825	SH		DFND		200	1,625	0
Oracle Corp	COMMON	68389X105	3,415	43,870	SH		SOLE		40,414	435	3,021
Oracle Corp	COMMON	68389X105	3,826	49,155	SH		DFND		46,480	2,075	600
Organon & Co.	COMMON	68622V106	259	8,572	SH		SOLE		7,422	88	1,062
Organon & Co.	COMMON	68622V106	249	8,240	SH		DFND		6,195	1,735	310
Otis Worldwide Corp	COMMON	68902V107	264	3,230	SH		SOLE		3,180	0	50
Otis Worldwide Corp	COMMON	68902V107	149	1,825	SH		DFND		1,411	414	0
Paccar Inc	COMMON	693718108	3,380	37,871	SH		SOLE		37,782	0	89
Packaging Corp Amer	COMMON	695156109	351	2,595	SH		SOLE		2,582	0	13
Paychex Inc	COMMON	704326107	8,874	82,701	SH		SOLE		77,702	213	4,786
Paychex Inc	COMMON	704326107	3,694	34,424	SH		DFND		27,196	5,983	1,245
Paypal Holdings Inc	COMMON	70450Y103	14,126	48,462	SH		SOLE		46,801	185	1,476
Paypal Holdings Inc	COMMON	70450Y103	2,469	8,470	SH		DFND		5,432	2,973	65
Pepsico Inc	COMMON	713448108	20,928	141,243	SH		SOLE		130,693	1,441	9,109
Pepsico Inc	COMMON	713448108	5,083	34,307	SH		DFND		30,407	3,035	865
Pfizer Inc	COMMON	717081103	14,273	364,484	SH		SOLE		331,808	4,356	28,320
Pfizer Inc	COMMON	717081103	4,825	123,214	SH		DFND		78,628	43,895	691
Philip Morris International	COMMON	718172109	730	7,367	SH		SOLE		6,549	40	778
Philip Morris International	COMMON	718172109	108	1,085	SH		DFND		550	535	0
Phillips 66	COMMON	718546104	1,431	16,673	SH		SOLE		15,429	0	1,244
Phillips 66	COMMON	718546104	1,849	21,540	SH		DFND		19,927	1,153	460
Pilgrim's Pride Corporation	COMMON	72147K108	438	19,725	SH		SOLE		19,701	0	24
Pioneer Natural Resources Co	COMMON	723787107	9,963	61,301	SH		SOLE		59,725	295	1,281
Pioneer Natural Resources Co	COMMON	723787107	401	2,466	SH		DFND		1,716	645	105
Plains All Amern Pipeline LP	COMMON	726503105	324	28,482	SH		SOLE		24,741	0	3,741
Plains All Amern Pipeline LP	COMMON	726503105	307	27,022	SH		DFND		10,131	16,891	0
PNC Finl Svcs Group Inc	COMMON	693475105	559	2,928	SH		SOLE		2,773	0	155
PNC Finl Svcs Group Inc	COMMON	693475105	1,026	5,380	SH		DFND		3,930	1,450	0
PPG Industies Inc	COMMON	693506107	516	3,040	SH		SOLE		294	0	2,746
PPG Industies Inc	COMMON	693506107	679	4,000	SH		DFND		4,000	0	0
PPL Corp	COMMON	69351T106	59	2,112	SH		SOLE		1,908	0	204
PPL Corp	COMMON	69351T106	243	8,700	SH		DFND		700	0	8,000
Price T Rowe Group Inc	COMMON	74144T108	6,324	31,946	SH		SOLE		29,841	971	1,134
Price T Rowe Group Inc	COMMON	74144T108	1,323	6,685	SH		DFND		4,284	2,401	0
Principal Financial Group Inc	COMMON	74251V102	361	5,712	SH		SOLE		4,532	110	1,070
Principal Financial Group Inc	COMMON	74251V102	106	1,680	SH		DFND		1,510	170	0
Procter & Gamble Co	COMMON	742718109	25,429	188,460	SH		SOLE		169,438	1,963	17,059
Procter & Gamble Co	COMMON	742718109	8,023	59,463	SH		DFND		41,989	16,773	701
Progressive Corp Ohio	COMMON	743315103	875	8,908	SH		SOLE		8,858	0	50
Prudential Financial Inc	COMMON	744320102	276	2,697	SH		SOLE		2,003	0	694
Prudential Financial Inc	COMMON	744320102	231	2,256	SH		DFND		2,256	0	0
Public Service Enterprise	COMMON	744573106	143	2,394	SH		SOLE		2,362	0	32
Public Service Enterprise	COMMON	744573106	391	6,552	SH		DFND		5,300	1,252	0
Qcr Holdings Inc	COMMON	74727A104	264	5,500	SH		SOLE		5,500	0	0
Qualcomm Inc	COMMON	747525103	1,445	10,107	SH		SOLE		6,614	1,175	2,318
Qualcomm Inc	COMMON	747525103	3,824	26,755	SH		DFND		23,345	2,135	1,275
Quanta Services Inc	COMMON	74762E102	5,875	64,872	SH		SOLE		63,658	305	909
Quanta Services Inc	COMMON	74762E102	285	3,150	SH		DFND		2,234	706	210
Quest Diagnostics Inc	COMMON	74834L100	46	349	SH		SOLE		337	0	12
Quest Diagnostics Inc	COMMON	74834L100	185	1,400	SH		DFND		0	1,400	0
Raytheon Technologies Corp	COMMON	75513E101	7,082	83,013	SH		SOLE		78,228	1,048	3,737
Raytheon Technologies Corp	COMMON	75513E101	3,840	45,007	SH		DFND		29,850	15,157	0
Realty Income Corp	COMMON	756109104	17,670	264,765	SH		SOLE		246,377	2,305	16,083
Realty Income Corp	COMMON	756109104	1,774	26,579	SH		DFND		19,297	6,664	618
Regeneron Pharmaceuticals Inc	COMMON	75886F107	317	568	SH		SOLE		560	0	8
Regeneron Pharmaceuticals Inc	COMMON	75886F107	6	10	SH		DFND		10	0	0
Rockwell Automation Inc	COMMON	773903109	15,118	52,857	SH		SOLE		50,064	523	2,270
Rockwell Automation Inc	COMMON	773903109	1,245	4,353	SH		DFND		3,403	900	50
S&P Global Inc.	COMMON	78409V104	407	992	SH		SOLE		976	0	16
S&P Global Inc.	COMMON	78409V104	23	55	SH		DFND		55	0	0
Salesforce.com Inc	COMMON	79466L302	27,059	110,777	SH		SOLE		105,362	816	4,599
Salesforce.com Inc	COMMON	79466L302	5,276	21,601	SH		DFND		15,579	5,208	814
Schwab Charles Corp	COMMON	808513105	1,063	14,603	SH		SOLE		12,321	0	2,282
Schwab Charles Corp	COMMON	808513105	164	2,249	SH		DFND		1,932	317	0
Schwab Short-Term US ETF	COMMON	808524862	690	13,479	SH		SOLE		3,352	0	10,127
Schwab US Broad Market ETF	COMMON	808524102	255	2,450	SH		SOLE		2,450	0	0
Schwab US Large-Cap ETF	COMMON	808524201	218	2,100	SH		SOLE		2,100	0	0
Schwab US Large-Cap Growth ETF	COMMON	808524300	859	5,884	SH		SOLE		5,884	0	0
Sealed Air Corp New	COMMON	81211K100	72	1,220	SH		SOLE		1,176	0	44
Sealed Air Corp New	COMMON	81211K100	181	3,059	SH		DFND		3,059	0	0
Select Sector SPDR Trust	COMMON	81369Y860	254	5,723	SH		SOLE		5,723	0	0
Selectquote Inc	COMMON	816307300	1,384	71,872	SH		SOLE		71,872	0	0
Sempra Energy	COMMON	816851109	241	1,821	SH		SOLE		1,779	0	42
Sempra Energy	COMMON	816851109	729	5,500	SH		DFND		0	0	5,500
ServiceNow Inc	COMMON	81762P102	203	369	SH		SOLE		292	0	77
Sherwin Williams CO	COMMON	824348106	459	1,686	SH		SOLE		1,671	0	15
Sherwin Williams CO	COMMON	824348106	2,611	9,585	SH		DFND		9,030	345	210
Sierra Income Corporation	COMMON	82632T100	0	10,412	SH		SOLE		10,412	0	0
Simon Property Group Inc	COMMON	828806109	293	2,245	SH		SOLE		2,199	0	46
Southern Co	COMMON	842587107	3,825	63,206	SH		SOLE		59,156	295	3,755
Southern Co	COMMON	842587107	1,646	27,210	SH		DFND		21,402	5,808	0
Southwest Airlines Co	COMMON	844741108	8,799	165,731	SH		SOLE		161,440	855	3,436
Southwest Airlines Co	COMMON	844741108	1,649	31,067	SH		DFND		25,839	4,968	260
SPDR Blmbg Barclays 1-3 Mth	COMMON	78468R663	617	6,745	SH		SOLE		2,611	0	4,134
SPDR S&P 500 ETF Trust	COMMON	78462F103	901	2,104	SH		SOLE		2,104	0	0
SPDR S&P Dividend ETF	COMMON	78464A763	7,780	63,627	SH		SOLE		43,162	0	20,465
SPDR S&P Dividend ETF	COMMON	78464A763	494	4,037	SH		DFND		2,686	1,351	0
SPDR S&P Homebuilders ETF	COMMON	78464A888	256	3,500	SH		SOLE		3,500	0	0
Spire Inc	COMMON	84857L101	95	1,319	SH		SOLE		1,285	0	34
Spire Inc	COMMON	84857L101	350	4,844	SH		DFND		4,844	0	0
Square Inc	COMMON	852234103	69	282	SH		SOLE		277	0	5
Square Inc	COMMON	852234103	780	3,200	SH		DFND		2,500	700	0
Stanley Black & Decker Inc	COMMON	854502101	274	1,335	SH		SOLE		1,320	0	15
Stanley Black & Decker Inc	COMMON	854502101	329	1,605	SH		DFND		330	1,275	0
Starbucks Corp	COMMON	855244109	12,172	108,865	SH		SOLE		102,970	325	5,570
Starbucks Corp	COMMON	855244109	3,519	31,475	SH		DFND		27,339	2,397	1,739
Strategic Mining Corp	COMMON	86277H107	0	13,200	SH		SOLE		13,200	0	0
Stryker Corp	COMMON	863667101	1,822	7,015	SH		SOLE		6,843	0	172
Stryker Corp	COMMON	863667101	95	366	SH		DFND		315	51	0
SVB Financial Group	COMMON	78486Q101	741	1,331	SH		SOLE		1,270	0	61
SVB Financial Group	COMMON	78486Q101	62	112	SH		DFND		94	18	0
Synchrony Financial	COMMON	87165B103	231	4,767	SH		SOLE		4,730	0	37
Sysco Corp	COMMON	871829107	381	4,906	SH		SOLE		4,261	0	645
Sysco Corp	COMMON	871829107	401	5,153	SH		DFND		4,153	1,000	0
T-Mobile US	COMMON	872590104	367	2,534	SH		SOLE		2,395	0	139
Target Corp	COMMON	87612E106	29,266	121,065	SH		SOLE		109,315	1,772	9,978
Target Corp	COMMON	87612E106	4,763	19,701	SH		DFND		13,990	3,938	1,773
Tesla Inc	COMMON	88160R101	8,377	12,324	SH		SOLE		11,547	148	629
Tesla Inc	COMMON	88160R101	300	442	SH		DFND		297	125	20
Texas Instruments Inc	COMMON	882508104	46,524	241,935	SH		SOLE		223,994	4,092	13,849
Texas Instruments Inc	COMMON	882508104	8,398	43,670	SH		DFND		35,861	7,212	597
The Blackstone Group Inc	COMMON	09260D107	1,372	14,120	SH		SOLE		13,434	115	571
The Blackstone Group Inc	COMMON	09260D107	35	361	SH		DFND		35	326	0
The Hershey Company	COMMON	427866108	537	3,081	SH		SOLE		2,153	0	928
The Hershey Company	COMMON	427866108	698	4,005	SH		DFND		4,005	0	0
The Trade Desk Inc	COMMON	88339J105	249	3,220	SH		SOLE		3,220	0	0
Thermo Fisher Scientific Inc	COMMON	883556102	18,746	37,160	SH		SOLE		36,164	340	656
Thermo Fisher Scientific Inc	COMMON	883556102	2,864	5,678	SH		DFND		4,960	668	50
TJX Cos Inc	COMMON	872540109	3,989	59,164	SH		SOLE		53,525	900	4,739
TJX Cos Inc	COMMON	872540109	467	6,925	SH		DFND		6,345	451	129
Travelers Companies Inc	COMMON	89417E109	12,887	86,079	SH		SOLE		78,539	1,110	6,430
Travelers Companies Inc	COMMON	89417E109	1,442	9,632	SH		DFND		7,394	2,206	32
Truist Financial Corporation	COMMON	89832Q109	3,882	69,954	SH		SOLE		63,802	467	5,685
Truist Financial Corporation	COMMON	89832Q109	531	9,575	SH		DFND		3,153	6,222	200
UMB Financial Corp	COMMON	902788108	67,268	722,847	SH		SOLE		0	0	722,847
UMB Financial Corp	COMMON	902788108	390,339	4,194,490	SH		DFND		0	0	4,194,490
Union Pacific Corp	COMMON	907818108	36,003	163,700	SH		SOLE		153,717	1,748	8,235
Union Pacific Corp	COMMON	907818108	10,064	45,760	SH		DFND		30,546	14,171	1,043
United Parcel Service Inc	COMMON	911312106	22,539	108,376	SH		SOLE		100,699	1,004	6,673
United Parcel Service Inc	COMMON	911312106	6,258	30,092	SH		DFND		25,334	3,905	853
United Rentals Inc	COMMON	911363109	13,854	43,428	SH		SOLE		42,648	240	540
United Rentals Inc	COMMON	911363109	459	1,440	SH		DFND		898	442	100
UnitedHealth Group Inc	COMMON	91324P102	49,594	123,849	SH		SOLE		116,551	1,920	5,378
UnitedHealth Group Inc	COMMON	91324P102	7,710	19,255	SH		DFND		15,098	3,569	588
US Bancorp Del	COMMON	902973304	6,064	106,441	SH		SOLE		99,148	1,348	5,945
US Bancorp Del	COMMON	902973304	3,954	69,407	SH		DFND		31,357	38,050	0
V F Corp	COMMON	918204108	3,752	45,732	SH		SOLE		39,046	1,296	5,390
V F Corp	COMMON	918204108	32,037	390,505	SH		DFND		375,924	1,281	13,300
Valero Energy Corp New	COMMON	91913Y100	922	11,807	SH		SOLE		11,257	0	550
Valero Energy Corp New	COMMON	91913Y100	495	6,340	SH		DFND		6,200	140	0
Vanguard Extended Market ETF	COMMON	922908652	1,380	7,319	SH		SOLE		7,319	0	0
Vanguard FTSE All World Ex-US	COMMON	922042718	796	5,837	SH		SOLE		4,431	1,406	0
Vanguard FTSE Developed	COMMON	921943858	55,350	1,074,339	SH		SOLE		1,035,599	4,818	33,922
Vanguard FTSE Developed	COMMON	921943858	2,236	43,394	SH		DFND		31,517	11,472	405
Vanguard FTSE Emerging Markets	COMMON	922042858	19,024	350,281	SH		SOLE		332,092	4,691	13,498
Vanguard FTSE Emerging Markets	COMMON	922042858	1,816	33,435	SH		DFND		27,980	5,455	0
Vanguard Intermediate Term	COMMON	921937819	439	4,879	SH		SOLE		4,879	0	0
Vanguard Mid-Cap Growth Index	COMMON	922908538	3,438	14,548	SH		SOLE		14,046	0	502
Vanguard Mid-Cap Value Index	COMMON	922908512	6,255	44,519	SH		SOLE		43,715	0	804
Vanguard REIT VIPERs ETF	COMMON	922908553	24,799	243,625	SH		SOLE		228,188	2,483	12,954
Vanguard REIT VIPERs ETF	COMMON	922908553	2,898	28,469	SH		DFND		22,861	5,099	509
Vanguard S&P 500 ETF	COMMON	922908363	1,735	4,409	SH		SOLE		3,278	256	875
Vanguard Short-Term Bond - ETF	COMMON	921937827	2,649	32,240	SH		SOLE		20,988	330	10,922
Vanguard Small-Cap Value	COMMON	922908611	3,584	20,639	SH		SOLE		20,639	0	0
Vanguard Total Bond Market ETF	COMMON	921937835	6,965	81,097	SH		SOLE		77,683	588	2,826
Vanguard Total Bond Market ETF	COMMON	921937835	557	6,480	SH		DFND		4,057	1,560	863
Vanguard Total International	COMMON	92203J407	280	4,910	SH		SOLE		0	0	4,910
Vanguard Total World Stock	COMMON	922042742	2,427	23,425	SH		SOLE		23,425	0	0
Vanguard Total World Stock	COMMON	922042742	38	364	SH		DFND		0	364	0
Vanguard US Total Stock Mkt	COMMON	922908769	1,061	4,761	SH		SOLE		2,599	0	2,162
Vanguard US Total Stock Mkt	COMMON	922908769	1,364	6,120	SH		DFND		6,120	0	0
Vanguard Value - ETF	COMMON	922908744	7,257	52,791	SH		SOLE		44,926	0	7,865
Vanquard Mid Cap ETF	COMMON	922908629	1,604	6,756	SH		SOLE		5,016	0	1,740
Ventas Inc	COMMON	92276F100	1,340	23,474	SH		SOLE		22,673	70	731
Ventas Inc	COMMON	92276F100	965	16,907	SH		DFND		12,048	4,859	0
Verizon Communications Inc	COMMON	92343V104	19,119	341,226	SH		SOLE		308,827	3,634	28,765
Verizon Communications Inc	COMMON	92343V104	5,505	98,250	SH		DFND		79,208	15,564	3,478
Vimeo Inc	COMMON	92719V100	187	3,817	SH		SOLE		3,817	0	0
Vimeo Inc	COMMON	92719V100	14	284	SH		DFND		284	0	0
Viper Networks Inc	COMMON	92762R105	119	10,000,000	SH		SOLE		0	0	10,000,000
Visa Inc	COMMON	92826C839	13,589	58,117	SH		SOLE		57,004	170	943
Visa Inc	COMMON	92826C839	1,788	7,645	SH		DFND		4,695	2,686	264
Walgreens Boots Alliance	COMMON	931427108	13,151	249,965	SH		SOLE		235,150	1,921	12,894
Walgreens Boots Alliance	COMMON	931427108	1,271	24,157	SH		DFND		15,982	8,115	60
Walmart Inc	COMMON	931142103	27,860	197,563	SH		SOLE		183,142	1,625	12,796
Walmart Inc	COMMON	931142103	4,873	34,558	SH		DFND		23,183	4,769	6,606
Waste Mgmt Inc Del	COMMON	94106L109	2,041	14,567	SH		SOLE		13,984	520	63
Waste Mgmt Inc Del	COMMON	94106L109	1,838	13,116	SH		DFND		11,603	1,480	33
Waters Corp	COMMON	941848103	245	708	SH		SOLE		708	0	0
Watsco Inc	COMMON	942622200	918	3,201	SH		SOLE		3,193	0	8
Watsco Inc	COMMON	942622101	902	3,187	SH		SOLE		3,187	0	0
WEC Energy Group INC	COMMON	92939U106	157	1,768	SH		SOLE		1,729	0	39
WEC Energy Group INC	COMMON	92939U106	100	1,128	SH		DFND		0	0	1,128
Wells Fargo & Co	COMMON	949746101	2,752	60,765	SH		SOLE		54,774	0	5,991
Wells Fargo & Co	COMMON	949746101	562	12,403	SH		DFND		8,906	3,497	0
Welltower Inc	COMMON	95040Q104	600	7,215	SH		SOLE		6,974	0	241
Welltower Inc	COMMON	95040Q104	219	2,634	SH		DFND		1,586	1,048	0
Weyerhaeuser Co	COMMON	962166104	849	24,663	SH		SOLE		23,045	150	1,468
Weyerhaeuser Co	COMMON	962166104	849	24,677	SH		DFND		11,350	1,110	12,217
Williams Companies Inc	COMMON	969457100	523	19,717	SH		SOLE		9,380	0	10,337
Williams Companies Inc	COMMON	969457100	113	4,272	SH		DFND		4,272	0	0
Xcel Energy Inc	COMMON	98389B100	439	6,660	SH		SOLE		6,651	0	9
Yum Brands Inc	COMMON	988498101	593	5,158	SH		SOLE		5,123	0	35
Yum Brands Inc	COMMON	988498101	104	900	SH		DFND		900	0	0
Yum China Holding Inc	COMMON	98850P109	296	4,474	SH		SOLE		4,408	0	66
Zimmer Biomet Holdings Inc	COMMON	98956P102	657	4,084	SH		SOLE		4,078	0	6
Zimmer Biomet Holdings Inc	COMMON	98956P102	795	4,942	SH		DFND		714	2,878	1,350
Zoetis Inc	COMMON	98978V103	326	1,748	SH		SOLE		1,708	0	40
Bank of America Corp PFD	PREFERRED	06053U601	928	33,229	SH		SOLE		32,888	341	0
Flow Forward Medical Inc PFD	PREFERRED	34345Z915	79	79,129	SH		SOLE		79,129	0	0
Goldman Sachs GP Div 5.5 PFD	PREFERRED	38145G308	899	32,800	SH		SOLE		32,453	347	0
JPMorgan Chase & Co $1.50 PFD	PREFERRED	48128B648	255	8,832	SH		SOLE		8,832	0	0
Kansas City Southern $1.00 PFD	PREFERRED	485170203	171	4,549	SH		SOLE		0	0	4,549
Kansas City Southern $1.00 PFD	PREFERRED	485170203	135	3,579	SH		DFND		3,579	0	0
Metactive Medical Inc Series A	PREFERRED	59104Z913	104	104,129	SH		SOLE		104,129	0	0
Morgan Stanley PFD	PREFERRED	61762V804	889	32,194	SH		SOLE		31,835	359	0
US Bancorp PFD Ser K	PREFERRED	902973759	250	8,889	SH		SOLE		8,889	0	0
Wells Fargo & Company PFD	PREFERRED	949746556	522	18,951	SH		SOLE		18,951	0	0
Wells Fargo & Company PFD	PREFERRED	95002Y202	266	10,486	SH		SOLE		10,251	235	0