Wells Financial (WEFP) 10-Q 16 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 13, 2015
Document And Entity Information [Abstract]
Entity Registrant Name	WELLS FINANCIAL CORP
Entity Central Index Key	934,739
Trading Symbol	wefp
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		805,710
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents, including interest-bearing accounts, 2015, $5,435; 2014, $7,411	$ 9,896	$ 14,373
Certificates of deposit, at cost	9,521	4,181
Federal funds sold	3,000	2,000
Securities available for sale	35,495	34,177
Federal Home Loan Bank stock, at cost	2,036	2,079
Loans held for sale	1,719	1,707
Loans receivable, net of allowance for loan loss of $2,125 in 2015; $2,158 in 2014;	197,336	182,050
Accrued interest receivable	1,252	834
Premises and equipment, net	3,417	3,172
Mortgage servicing rights, net	1,862	1,886
Foreclosed real estate	1,975	3,656
Other assets	1,041	1,711
Total assets	268,550	251,826
Liabilities
Deposits	232,714	221,972
Advances from borrowers for taxes and insurance	3,639	2,630
Accrued interest payable	83	17
Accrued expenses and other liabilities	903	588
Total liabilities	$ 237,339	$ 225,207
Commitments, Contingencies and Credit Risk
Mezzanine Equity
Redeemable common stock held by ESOP, $0.10 par value, shares issued and outstanding, 85,160 at September 30, 2015; 95,602 at December 31, 2014	$ 2,257	$ 2,533
Stockholders' Equity
Preferred stock, no par value; 500,000 shares authorized; none outstanding
Common stock, $0.10 par value; 7,000,000 shares authorized; 2,181,076 shares issued at September 30, 2015;2,091,898 shares issued at December 31, 2014	$ 217	$ 209
Additional paid-in capital	18,119	17,110
Retained earnings, substantially restricted	39,879	35,552
Accumulated other comprehensive income	170	93
Unallocated Employee Stock Ownership Plan shares	(172)
Treasury stock, 2015, 1,459,526 shares; 2014, 1,445,248 shares	(29,259)	(28,878)
Total stockholders' equity	28,954	24,086
Total liabilities, mezzanine equity and stockholders' equity	$ 268,550	$ 251,826

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Interest-bearing accounts (in dollars)	$ 5,435	$ 7,411
Allowance for loan loss (in dollars)	$ 2,125	$ 2,158
Redeemable common stock held by ESOP (in dollar per share)	$ 0.10	$ 0.10
Redeemable common stock held by ESOP, shares issued	85,160	95,602
Redeemable common stock held by ESOP, shares outstanding	85,160	95,602
Preferred stock, par value (in dollars per share)
Preferred stock, shares authorized	500,000	500,000
Preferred stock, shares outstanding	0	0
Common stock, per value (in dollars per share)	$ 0.10	$ 0.10
Common stock, shares authorized	7,000,000	7,000,000
Common stock, shares issued	2,181,076	2,091,898
Treasury stock, shares	1,459,526	1,445,248

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income:
Loans receivable	$ 2,293	$ 2,026	$ 6,530	$ 5,903
Investment securities and interest-bearing deposits	185	177	508	548
Total interest income	2,478	2,203	7,038	6,451
Interest expense:
Deposits	125	148	350	462
Total interest expense	125	148	350	462
Net interest income	2,353	2,055	6,688	5,989
Provision for loan losses	(70)	100		420
Net interest income after provision for loan losses	2,423	1,955	6,688	5,569
Noninterest income:
Gain on sale of loans held for sale	302	214	826	564
Loan servicing fees	210	168	640	600
Insurance commissions	188	195	529	487
Fees and service charges	113	129	342	346
Bargain purchase gain	2,848		2,848
Other	204	211	650	698
Total noninterest income	3,865	917	5,835	2,695
Noninterest expenses:
Compensation and benefits	1,168	1,093	3,425	3,460
Occupancy	196	172	553	573
Data processing	268	266	698	685
Advertising	71	71	194	181
Amortization of mortgage servicing rights	98	90	275	239
Other real estate owned	173		429	398
Other	546	570	1,491	1,540
Total noninterest expenses	2,520	2,262	7,065	7,076
Income before income taxes	3,768	610	5,458	1,188
Income tax expense	348	92	995	323
Net income	$ 3,420	$ 518	$ 4,463	$ 865
Earnings per share:
Basic	$ 4.63	$ 0.68	$ 5.88	$ 1.14
Diluted	$ 4.63	$ 0.68	$ 5.88	$ 1.14

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 3,420	$ 518	$ 4,463	$ 865
Other comprehensive income (loss) :
Unrealized gain (loss) on securities, net of related taxes	129	(1)	77	343
Comprehensive income	$ 3,549	$ 517	$ 4,540	$ 1,208

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity and Mezzanine Equity (Unaudited) - USD ($) $ in Thousands	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Unallocated ESOP Plan Shares Stock Ownership Shares	Treasury Stock	Total	Mezzanine equity Redeemable Common Stock
Balance at Dec. 31, 2013	$ 209	$ 17,096	$ 34,893	$ (264)		$ (28,193)	$ 23,741	$ 2,342
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			865				865
Other comprehensive income, net of related taxes				343			343
Cash dividends declared ($0.54 and $0.45 per share for September 30, 2015 and 2014 respectively)			(342)				(342)
Stock-based compensation		$ 25					25
Treasury stock purchases						(563)	$ (563)
Change in fair value related to redeemable common stock
Balance at Sep. 30, 2014	209	$ 17,121	35,416	79		(28,756)	$ 24,069	2,342
Balance at Dec. 31, 2014	209	17,110	35,552	93		(28,878)	24,086	2,533
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			4,463				4,463
Issuance of 78,736 shares of common stock including 6,299 shares acquired by the ESOP, net of issuance costs	$ 8	999			$ (172)		835
Other comprehensive income, net of related taxes				77			77
Cash dividends declared ($0.54 and $0.45 per share for September 30, 2015 and 2014 respectively)			(412)				(412)
Stock-based compensation		10					10
Treasury stock purchases			276			(381)	$ (105)	(276)
Change in fair value related to redeemable common stock
Balance at Sep. 30, 2015	$ 217	$ 18,119	$ 39,879	$ 170	$ (172)	$ (29,259)	$ 28,954	$ 2,257

Consolidated Statements of Sto7

Consolidated Statements of Stockholders' Equity and Mezzanine Equity (Unaudited) (Parentheticals) - $ / shares	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.54	$ 0.45
Treasury stock purchases (in shares)	14,278	22,633
Redeemable common shares acquired included in treasury stock (in shares)	10,442
Issuance of common stock (in shares)	78,736
Number of shares acquired by ESOP (in shares)	6,299

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows From Operating Activities
Net income	$ 4,463	$ 865
Adjustment to reconcile net income to net cash (used in) provided by operating activities:
Provision for loan losses		420
Gain on sale of loans	(826)	(564)
Originations of loans held for sale	(15,597)	(18,307)
Proceeds from the sale of loans held for sale	16,411	18,969
Net change in mortgage servicing rights	24	324
Loss (gain) on sales of foreclosed real estate, net	4	(27)
Depreciation expense	146	134
Amortization of net deferred loan origination fees	(43)	(61)
Amortization of securities premiums	165	160
Impairment of foreclosed real estate	232	252
Stock-based compensation expense	10	25
Bargain purchase gain	(2,848)
Changes in assets and liabilities, net of effects of business combination:
Accrued interest receivable	(309)	(252)
Other assets	703	(216)
Accrued expenses and other liabilities	76	173
Net cash provided by operating activities	2,611	1,895
Cash Flows From Investing Activities
Net decrease (increase) in loans	2,154	(12,983)
Net decrease (increase) in certificates of deposit	274	(1,221)
Net (increase) decrease in federal funds sold	(1,000)	3,500
Purchase of Federal Home Loan Bank stock	(114)	(181)
Proceeds from sale of Federal Home Loan Bank stock	190	116
Purchase of securities available-for-sale	(5,815)	(7,803)
Maturities of available-for-sale securities	5,400	11,537
Net cash received in conversion/merger	1,337
Purchase of premises and equipment	(25)	(203)
Investment in foreclosed real estate		(109)
Proceeds from sales of foreclosed real estate	1,589	360
Net cash provided by (used in) investing activities	3,990	(6,987)
Cash Flows From Financing Activities
Net (decrease) increase in deposits	(12,301)	5,914
Net increase in advances from borrowers for taxes and insurance	1,009	961
Issuance of 78,736 shares of common stock, net of issuance costs and ESOP shares	1,007
Dividends paid	(412)	(342)
Purchase of treasury stock	(381)	(563)
Net cash (used in) provided by financing activities	(11,078)	5,970
Net (decrease) increase in cash and cash equivalents	(4,477)	878
Cash and Cash Equivalents
Beginning	14,373	12,625
Ending	$ 9,896	$ 13,503

Nature of Operations

Nature of Operations	9 Months Ended
	Sep. 30, 2015
Nature Of Operations [Abstract]
Nature of Operations	Note 1. Nature of Operations Operations of Wells Financial Corp. (the “Company”) primarily consist of banking services through Wells Federal Bank (the “Bank”), and Wells Insurance Agency, Inc., a property and casualty insurance agency. The Company serves its customers through the Bank’s nine locations in south central Minnesota.

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 2. Summary of Significant Accounting Policies Basis of Financial Statement Presentation: Segment reporting:

Certificates of Deposit

Certificates of Deposit	9 Months Ended
	Sep. 30, 2015
Certificates Of Deposit [Abstract]
Certificates of Deposit	Note 3. Certificates of Deposit Certificates of deposit with a carrying value of $9,521 and $4,181 at September 30, 2015 and December 31, 2014, respectively, had weighted-average yields of 1.28% and 0.41%, respectively, and weighted average contractual maturities of 1.7 and 0.5 years, respectively.

Securities Available for Sale

Securities Available for Sale	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Note 4. Securities Available for Sale September 30, 2015 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value Residential mortgage-backed agencies $ 22,356 $ 96 $ (71 ) $ 22,381 SBA pools 2,645 4 (3 ) 2,646 Obligations of states and political subdivisions 10,201 162 (20 ) 10,343 Government-sponsored enterprise equity 40 85 - 125 $ 35,242 $ 347 $ (94 ) $ 35,495 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value Residential mortgage-backed agencies $ 22,677 $ 60 $ (192 ) $ 22,545 SBA pools 1,835 6 (9 ) 1,832 Obligations of states and political subdivisions 9,474 250 (26 ) 9,698 Government-sponsored enterprise equity 40 62 - 102 $ 34,026 $ 378 $ (227 ) $ 34,177 Contractual maturities: September 30, 2015 Amortized Cost Fair Value Due in one year or less $ 872 $ 873 Due in one to five years 3,695 3,739 Due after five through 10 years 3,890 3,951 Due after 10 years 1,744 1,780 10,201 10,343 Residential mortgage-backed agencies 22,356 22,381 SBA pools 2,645 2,646 Government-sponsored enterprise equity 40 125 $ 35,242 $ 35,495 Pledged securities: Changes in other comprehensive income—unrealized gains on securities available for sale: Three Months Ended Nine Months Ended 2015 2014 2015 2014 Balance, beginning $ 41 $ 80 $ 93 $ (264 ) Unrealized gains during the year 208 - 119 417 Deferred tax effect relating to unrealized gain (79 ) (1 ) (42 ) (74 ) Balance, ending $ 170 $ 79 $ 170 $ 79 Temporarily impaired securities: September 30, 2015 Continuous Unrealized Continuous Unrealized Losses Existing Losses Existing 12 Months or Less Greater Than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss Residential mortgage- backed agencies $ 4,197 $ 9 $ 8,575 $ 62 $ 12,772 $ 71 SBA Pools 1,049 3 - - 1,049 3 Obligations of states and political subdivisions 490 4 920 16 1,410 20 $ 5,737 $ 16 $ 9,495 $ 78 $ 15,232 $ 94 December 31, 2014 Continuous Unrealized Continuous Unrealized Losses Existing Losses Existing 12 Months or Less Greater Than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss Residential mortgage-backed agencies $ 5,679 $ 20 $ 10,566 $ 172 $ 16,245 $ 192 SBA pools - - 1,250 9 1,250 9 Obligations of states and political subdivisions 1,495 6 1,180 20 2,675 26 $ 7,174 $ 26 $ 12,996 $ 201 $ 20,170 $ 227 There were 25 and 37 securities in unrealized loss positions as of September 30, 2015 and December 31, 2014, respectively. Unrealized losses are deemed to be temporary. Most of these underlying securities consist of mortgage-backed securities. Market fluctuations are caused primarily by changes in interest rates and prepayments of underlying mortgages. Volatility in economic conditions influences the prices of these securities. There were no sales of available-for-sale securities during the nine months ended September 30, 2015 and 2014.

Loans Receivable and Loans Held

Loans Receivable and Loans Held for Sale	9 Months Ended
	Sep. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Loans Receivable and Loans Held for Sale	Note 5. Loans Receivable and Loans Held for Sale Composition of loans receivable: September 30, December 31, 2015 2014 Residential real estate $ 61,091 $ 56,674 Commercial real estate 32,255 30,653 Agricultural real estate 40,469 38,128 Commercial construction real estate 2,827 4,035 Residential construction real estate 1,319 940 Home equity, home improvement and second mortgages 33,031 32,741 Commercial operating and term 9,551 5,718 Agricultural operating and term 9,839 7,714 Vehicle 2,720 1,671 Consumer 6,573 6,279 Total loans 199,675 184,553 Net deferred loan origination fees (214 ) (345 ) Allowance for loan loss (2,125 ) (2,158 ) Loans receivable, net $ 197,336 $ 182,050 Loans are made to individuals as well as to commercial and tax-exempt entities. Specific loan terms vary as to interest rate, repayment and collateral requirements based on the type of loan requested and the creditworthiness of the prospective borrower. Credit risk tends to be geographically concentrated in that a majority of the loan customers are located in the markets serviced by the Company. The Company’s extension of credit is governed by the individual loan policies that were established to control the quality of the Company’s loans. These policies and procedures are reviewed and approved by the Board of Directors on a regular basis. Residential real estate loans: Commercial real estate loans: Agricultural real estate loans: Commercial construction real estate loans: Residential construction real estate loans: Commercial operating and term loans: Agricultural operating and term loans: Consumer loans, including home equity, home improvement and second mortgages, and vehicle loans: Loans receivable: September 30, 2015 Loans Past 30–59 Days 60–89 Days Due 90 Days Total Current Past Due Past Due or More Past Due Total Residential real estate $ 58,636 $ 964 $ 99 $ 1,392 $ 2,455 $ 61,091 Commercial real estate 32,173 - 82 - 82 32,255 Agricultural real estate 39,914 - - 555 555 40,469 Commercial construction real estate 2,827 - - - - 2,827 Residential construction real estate 1,319 - - - - 1,319 Home equity, home improvement and second mortgages 32,793 131 59 48 238 33,031 Commercial operating and term 9,248 - - 303 303 9,551 Agricultural operating and term 9,839 - - - - 9,839 Vehicle 2,659 22 3 36 61 2,720 Consumer 6,505 46 - 22 68 6,573 Total loans $ 195,913 $ 1,163 $ 243 $ 2,356 $ 3,762 $ 199,675 Nonperforming loans $ - $ - $ - $ 2,356 $ 2,356 $ 2,356 December 31, 2014 Loans Past 30–59 Days 60–89 Days Due 90 Days Total Current Past Due Past Due or More Past Due Total Residential real estate $ 54,698 $ 782 $ 507 $ 687 $ 1,976 $ 56,674 Commercial real estate 30,653 - - - - 30,653 Agricultural real estate 37,843 285 - - 285 38,128 Commercial construction real estate 4,035 - - - - 4,035 Residential construction real estate 940 - - - - 940 Home equity, home improvement and second mortgages 32,291 193 2 255 450 32,741 Commercial operating and term 5,569 82 - 67 149 5,718 Agricultural operating and term 7,674 40 - - 40 7,714 Vehicle 1,661 8 1 1 10 1,671 Consumer 6,243 26 10 - 36 6,279 Total loans $ 181,607 $ 1,416 $ 520 $ 1,010 $ 2,946 $ 184,553 Nonperforming loans $ - $ - $ - $ 1,010 $ 1,010 $ 1,010 Recorded investment in nonaccrual loans and loans past due 90 days or more and still accruing by class of loans as of September 30, 2015 and December 31, 2014, were as follows: September 30, 2015 Loans Past Due 90 Days or More Nonaccrual and Still Accruing Residential real estate $ 1,392 $ - Commercial real estate - - Agricultural real estate 555 - Commercial construction real estate - - Residential construction real estate - - Home equity, home improvement and second mortgages 48 - Commercial operating and term 303 - Agricultural operating and term - - Vehicle 36 - Consumer 22 - Total $ 2,356 $ - December 31, 2014 Loans Past Due 90 Days or More Nonaccrual and Still Accruing Residential real estate $ 687 $ - Commercial real estate - - Agricultural real estate - - Commercial construction real estate - - Residential construction real estate - - Home equity, home improvement and second mortgages 255 - Commercial operating and term 67 - Agricultural operating and term - - Vehicle 1 - Consumer - - Total $ 1,010 $ - No interest income was recognized on nonaccrual loans for the nine months ended September 30, 2015 and 2014. There are no additional funds to be advanced on these loans. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk-rating system, the Company classifies problem and potential problem loans as “Special Mention,” “Substandard” and “Doubtful,” which correspond to risk ratings five, six and seven, respectively. Substandard loans include those characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Loans classified as Doubtful, or risk-rated seven, have all the weaknesses inherent in those classified as Substandard, with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans that do not currently expose the Company to sufficient risk to warrant classification in one of the aforementioned categories but possess weaknesses that deserve management’s close attention, are deemed to be Special Mention, or risk-rated five. Risk ratings are updated any time the situation warrants. Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass-rated loans. Loans listed as not rated are included in groups of homogeneous loans with similar risk and loss characteristics. The following tables present the risk category of loans by class of loans based on the most recent analyses performed and the contractual aging as of September 30, 2015 and December 31, 2014: September 30, 2015 Special Pass Mention Substandard Doubtful Total Commercial real estate $ 29,012 $ 1,980 $ 1,263 $ - $ 32,255 Agricultural real estate 39,914 165 390 - 40,469 Commercial construction real estate 2,827 - - - 2,827 Commercial operating and term 9,523 58 258 - 9,551 Agricultural operating and term 9,806 33 - - 9,839 Total $ 91,082 $ 2,236 $ 1,911 $ - $ 94,941 December 31, 2014 Special Pass Mention Substandard Doubtful Total Commercial real estate $ 26,449 $ 3,556 $ 648 $ - $ 30,653 Agricultural real estate 38,128 - - - 38,128 Commercial construction real estate 4,035 - - - 4,035 Commercial operating and term 5,426 - 292 - 5,718 Agricultural operating and term 7,714 - - - 7,714 Total $ 43,624 $ 3,556 $ 940 $ - $ 48,120 For consumer, residential real estate, agricultural real estate, home equity, vehicle and residential construction loan classes, the Company collectively evaluates loans for impairment. The Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. Loans where credit quality and aging indicate potential weakness are placed on nonaccrual and are deemed to be nonperforming. Impaired loans also include loans modified in a troubled debt restructuring where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collections. There was one troubled debt restructuring of loans during the three and nine months ended September 30, 2015. There were no troubled debt restructuring of loans during the three and nine months ended September 30, 2014. Payments received on nonaccrual loans are applied as a direct reduction of principal. Nonaccrual loans that are brought current, and do not have additional credit risk factors noted, are returned to accrual status. There were no loans modified in a troubled debt restructuring during the previous twelve month period that subsequently defaulted during the three and nine months ended September 30, 2015 and 2014. Loans individually evaluated for impairment by class of loans as of September 30, 2015 and December 31, 2014 are as follows: September 30. 2015 Unpaid Allowance for Average Interest Principal Recorded Loan Losses Recorded Income Balance Investment Allocated Investment Recognized With no related allowance recorded: Residential real estate $ 473 $ 473 $ - $ 493 $ 18 Commercial real estate 575 575 - 666 18 With an allowance recorded: Residential real estate 414 414 79 440 27 Commercial real estate 1,884 1,884 329 1,910 58 Home equity, home improvement and second mortgages - - - - - Commercial operating and term 209 209 181 221 6 Consumer 7 7 5 3 1 Vehicle 2 2 2 8 - Total $ 3,564 $ 3,564 $ 596 $ 3,741 $ 128 December 31, 2014 Unpaid Allowance for Average Interest Principal Recorded Loan Losses Recorded Income Balance Investment Allocated Investment Recognized With no related allowance recorded: Residential real estate $ 461 $ 461 $ - $ 505 $ 27 With an allowance recorded: Residential real estate 822 822 115 830 34 Commercial real estate 2,637 2,637 341 2,690 99 Home equity, home improvement and second mortgages 73 73 73 74 2 Commercial operating and term 63 63 32 - 2 Consumer 16 16 12 16 2 Total $ 4,072 $ 4,072 $ 573 $ 4,115 $ 166 Allowance for loan losses: Three Months Ended September 30, 2015 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 528 $ - $ - $ (49 ) $ 479 Commercial real estate 786 - - (83 ) 703 Agricultural real estate 159 - - (14 ) 145 Commercial construction real estate 6 - - 8 14 Residential construction real estate 6 - - 1 7 Home equity, home improvement and second mortgages 447 (26 ) 4 (25 ) 400 Commercial operating and term 117 - - 144 261 Agricultural operating and term 30 - - (1 ) 29 Vehicle 27 - - - 27 Consumer 78 (17 ) 50 (51 ) 60 Total $ 2,184 $ (43 ) $ 54 $ (70 ) $ 2,125 Nine Months Ended September 30, 2015 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 545 $ (9 ) $ 9 $ (66 ) $ 479 Commercial real estate 722 - - (19 ) 703 Agricultural real estate 155 - - (10 ) 145 Commercial construction real estate 12 - - 2 14 Residential construction real estate 13 - - (6 ) 7 Home equity, home improvement and second mortgages 431 (115 ) 18 66 400 Commercial operating and term 109 - - 152 261 Agricultural operating and term 31 - - (2 ) 29 Vehicle 28 - 4 (5 ) 27 Consumer 112 (26 ) 86 (112 ) 60 Total $ 2,158 $ (150 ) $ 117 $ - $ 2,125 Three Months Ended September 30, 2014 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 484 $ (3 ) $ 11 $ 9 $ 501 Commercial real estate 712 - - (16 ) 696 Agricultural real estate 142 - - 9 151 Commercial construction real estate 8 - 14 22 Residential construction real estate 11 - - (5 ) 6 Home equity, home improvement and second mortgages 314 (4 ) 2 80 392 Commercial operating and term 93 - - 21 114 Agricultural operating and term 14 - - 7 21 Vehicle 30 - 1 (4 ) 27 Consumer 126 (14 ) 13 (15 ) 110 Total $ 1,934 $ (21 ) $ 27 $ 100 $ 2,040 Nine Months Ended September 30, 2014 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 433 $ (6 ) $ 11 $ 63 $ 501 Commercial real estate 624 - 7 65 696 Agricultural real estate 130 - - 21 151 Commercial construction real estate 2 - - 20 22 Residential construction real estate 11 - - (5 ) 6 Home equity, home improvement and second mortgages 254 (181 ) 39 280 392 Commercial operating and term 87 (1 ) - 28 114 Agricultural operating and term 18 - - 3 21 Vehicle 30 - 3 (6 ) 27 Consumer 135 (24 ) 48 (49 ) 110 Total $ 1,724 $ (212 ) $ 108 $ 420 $ 2,040 The recorded investment in loans and the allowance for loan losses by portfolio segment and based on impairment method as of September 30, 2015 and December 31, 2014, are as follows: September 30, 2015 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Loans: Residential real estate $ 887 $ 60,204 $ 61,091 Commercial real estate 2,459 29,796 32,255 Agricultural real estate - 40,469 40,469 Commercial construction real estate - 2,827 2,827 Residential construction real estate - 1,319 1,319 Home equity, home improvement and second mortgages - 33,031 33,031 Commercial operating and term 209 9,342 9,551 Agricultural operating and term - 9,839 9,839 Vehicle 2 2,718 2,720 Consumer 7 6,566 6,573 Total $ 3,564 $ 196,111 $ 199,675 September 30, 2015 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Allowance for loan losses: Residential real estate $ 79 $ 400 $ 479 Commercial real estate 329 374 703 Agricultural real estate - 145 145 Commercial construction real estate - 14 14 Residential construction real estate - 7 7 Home equity, home improvement and second mortgages - 400 400 Commercial operating and term 181 80 261 Agricultural operating and term - 29 29 Vehicle 2 25 27 Consumer 5 55 60 Total $ 596 $ 1,529 $ 2,125 December 31, 2014 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Loans: Residential real estate $ 1,283 $ 55,390 $ 56,674 Commercial real estate 2,637 28,016 30,653 Agricultural real estate - 38,128 38,128 Commercial construction real estate - 4,035 4,035 Residential construction real estate - 940 940 Home equity, home improvement and second mortgages 73 32,668 32,741 Commercial operating and term 63 5,655 5,718 Agricultural operating and term - 7,714 7,714 Vehicle - 1,671 1,671 Consumer 16 6,263 6,279 Total $ 4,072 $ 180,481 $ 184,553 December 31, 2014 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Allowance for loan losses: Residential real estate $ 115 $ 430 $ 545 Commercial real estate 341 381 722 Agricultural real estate - 155 155 Commercial construction real estate - 12 12 Residential construction real estate - 13 13 Home equity, home improvement and second mortgages 73 358 431 Commercial operating and term 32 77 109 Agricultural operating and term - 31 31 Vehicle - 28 28 Consumer 12 100 112 Total $ 573 $ 1,585 $ 2,158 Loans with a carrying value of $92,639 and $96,740 at September 30, 2015 and December 31, 2014, respectively, were pledged to secure borrowed funds. Related-party loans: Loans held for sale: Interest rate lock commitments related to the origination of mortgage loans that will be sold are considered derivative instruments. The Company estimates the fair value of these derivatives using the difference between the guaranteed interest rate in the commitments and the current market interest rate. To reduce the net interest rate exposure arising from its loan sale activity, the Company enters into a commitment to sell these loans at the same time that the interest rate lock commitment is quoted. The commitments to sell loans are also considered derivative instruments, with offsetting estimated fair values based on changes in current market rates. These commitments are not designated as hedging instruments and, therefore, changes in fair value are recognized immediately into income. The fair values of the Company’s derivative instruments are offsetting and deemed to be immaterial.

Loan Servicing

Loan Servicing	9 Months Ended
	Sep. 30, 2015
Loan Servicing [Abstract]
Loan Servicing	Note 6. Loan Servicing Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of these loans as of September 30, 2015 and December 31, 2014, were $320,669 and $332,075, respectively, and consist of one- to four-family residential real estate loans. These loans are serviced primarily for the Federal Home Loan Mortgage Corporation, Federal Home Loan Bank and Federal National Mortgage Association. Custodial escrow balances maintained in connection with the foregoing loan servicing, and included in advances from borrowers for taxes and insurance, were $3,176 and $2,347 at September 30, 2015 and December 31, 2014, respectively. Mortgage servicing rights are summarized as follows for the nine months ended September 30, 2015 and 2014: September 30, September 30, 2015 2014 Balance at beginning of year, net $ 1,886 $ 1,952 Mortgage servicing rights capitalized 251 181 Amortization expense (275 ) (239 ) Valuation provision change - - Balance at end of period, net $ 1,862 $ 1,894 The estimated fair value of mortgage servicing rights was $2,143 and $2,578 at September 30, 2015 and December 31, 2014, respectively. At September 30, 2015 and December 31, 2014, the valuation allowance was $15 and $15, respectively.

Stockholders' Equity, Regulator

Stockholders' Equity, Regulatory Capital and Dividend Restrictions	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Stockholders' Equity, Regulatory Capital and Dividend Restrictions	Note 7. Stockholders’ Equity, Regulatory Capital and Dividend Restrictions The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory—and possibly additional discretionary—actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table) of common equity Tier I, Tier I capital and total capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). Management believes, as of September 30, 2015, that the Bank meets all capital adequacy requirements to which they are subject. As of September 30, 2015, the most recent notification of the Federal Deposit Insurance Corporation categorized the Bank as “well capitalized” under the regulatory framework for Prompt Corrective Action. To be categorized as “well capitalized,” the Bank must maintain minimum total risk-based, common equity Tier I, Tier I risk-based, and Tier I leverage ratios. There are no conditions or events since that notification that management believes have changed the Bank’s category. The following table summarizes the Bank’s compliance with its regulatory capital requirements: Minimum to Be Well Minimum Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Percent Amount Percent Amount Percent Bank as of September 30, 2015: Tier I capital (to average assets) $ 28,221 10.37 % $ 10,884 4.00 % $ 13,605 5.00 % Tier I capital common equity (to risk weighted assets) 28,221 11.37 % 11,166 4.50 % 16,129 6.50 % Tier I capital (to risk weighted assets) 28,221 11.37 % 14,889 6.00 % 19,851 8.00 % Total risk based capital (to risk weighted assets) 30,384 12.24 % 19,851 8.00 % 24,814 10.00 % Bank as of December 31, 2014: Tier I capital (to average assets) 25,380 9.90 % 10,255 4.00 % 12,819 5.00 % Tier I capital (to risk weighted assets) 25,380 13.58 % 7,478 4.00 % 11,217 6.00 % Total capital (to risk weighted assets) 27,566 14.74 % 14,956 8.00 % 18,695 10.00 %

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Note 8. Earnings Per Share A reconciliation of the income and common stock share amounts used in the calculation of basic and diluted earnings per share follows: Three Months Ended September 30, 2015 Per Share Income Shares Amount Basic earnings per share: Net income $ 3,420 738,439 $ 4.63 Effect of dilutive securities: Stock options 432 Diluted earnings per share: Net income plus assumed conversions $ 3,420 738,871 $ 4.63 Nine Months Ended September 30, 2015 Per Share Income Shares Amount Basic earnings per share: Net income $ 4,463 759,012 $ 5.88 Effect of dilutive securities: Stock options 432 Diluted earnings per share: Net income plus assumed conversions $ 4,463 759,444 $ 5.88 Three Months Ended September 30, 2014 Per Share Income Shares Amount Basic earnings per share: Net income $ 518 757,323 $ 0.68 Effect of dilutive securities: Stock options 1,218 Diluted earnings per share: Net income plus assumed conversions $ 518 758,541 $ 0.68 Nine Months Ended September 30, 2014 Per Share Income Shares Amount Basic earnings per share: Net income $ 865 760,297 $ 1.14 Effect of dilutive securities: Stock options 1,218 Diluted earnings per share: Net income plus assumed conversions $ 865 761,515 $ 1.14 At September 30, 2015, all options were included in the dilutive earnings per share computation. At September 30, 2014, 15,850 options are not included in the dilutive earnings per share computation because their inclusion would be antidilutive.

Financial Instruments With Off-

Financial Instruments With Off-Balance-Sheet Risk	9 Months Ended
	Sep. 30, 2015
Financial Instruments With Off Balance Sheet Risk [Abstract]
Financial Instruments With Off-Balance-Sheet Risk	Note 9. Financial Instruments With Off-Balance-Sheet Risk The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include primarily commitments to extend credit. Those instruments involve, to varying degrees, elements of credit risk and interest rate risk in excess of the amount recognized in the consolidated balance sheet. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, standby letters of credit, and financial guarantees written is represented by the contractual notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments to extend credit on loans totaled approximately $44,312 and $38,110 at September 30, 2015 and December 31, 2014, respectively. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since some of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if it is deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies but normally includes real estate and personal property.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 10. Fair Value Measurements ASC Topic 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. ASC Topic 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Investment securities available for sale: Redeemable common stock: The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets, using fair value measurements in accordance with generally accepted accounting principles. Impaired loans: Foreclosed real estate: Mortgage servicing rights: The following tables summarize assets and liabilities measured at fair value as of September 30, 2015 and December 31, 2014, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: September 30, 2015 Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value Recurring: Investment securities available for sale: Residential mortgage-backed securities $ - $ 22,381 $ - $ 22,381 SBA pools - 2,646 - 2,646 Obligations of states and political subdivisions - 10,343 - 10,343 Government-sponsored enterprise equity securities - 125 - 125 Redeemable common stock - - (2,257 ) (2,257 ) Nonrecurring: Foreclosed real estate - - 1,975 1,975 Collateral-dependent impaired loans - - 1,914 1,914 Mortgage servicing rights - - 315 315 December 31, 2014 Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value Recurring: Investment securities available for sale: Residential mortgage-backed securities $ - $ 22,545 $ - $ 22,545 SBA pools - 1,832 - 1,832 Obligations of states and political subdivisions - 9,698 - 9,698 Government-sponsored enterprise equity securities - 102 - 102 Redeemable common stock - - (2,533 ) (2,533 ) Nonrecurring: Foreclosed real estate - - 3,656 3,656 Collateral-dependent impaired loans - - 3,002 3,002 Mortgage servicing rights - - 646 646 The following tables present additional quantitative information about the unobservable inputs used in the fair value measurement of mortgage servicing rights measured on a non-recurring basis that were categorized within Level 3 of the fair value hierarchy: Fair Value at Valuation Technique Unobservable Input Range (in thousands) Mortgage servicing rights $ 315 Discounted cash flows (1) Prepayment PSA 157 – 335 Discount rate 8.50% – 9.25% Maturity (months) WAM 37 – 325 Costs to service $ 65 - $750 Fair Value at Valuation Technique Unobservable Input Range (in thousands) Mortgage servicing rights $ 646 Discounted cash flows (1) Prepayment PSA 157- 335 Discount rate 8.50% – 9.25% Maturity (months) WAM 37- 325 Costs to service $ 65 - $750 (1) The estimated fair value on mortgage servicing rights is determined through a cash flow analysis performed at the loan level and is based on the objective attributes of the portfolio (i.e., note rate, loan amount, etc.) and industry assumptions used in the marketplace. There was no change in the per share fair value of redeemable common stock, which is a recurring fair value measurements using significant unobservable inputs (Level 3), between December 31, 2014 and September 30, 2015. For the three and nine months ended September 30, 2015 and 2014 there were no transfers in or out of Levels 1, 2, and 3. ASC Topic 825 requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not recognized at fair value on a recurring basis or nonrecurring basis. The methodologies for estimating the fair value of financial assets and financial liabilities that are recognized at fair value on a recurring or nonrecurring basis are discussed above. The estimated fair values of the Company’s financial instruments are as follows: September 30, December 31, 2015 2014 Level in Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 9,896 $ 9,896 $ 14,373 $ 14,373 Certificates of deposit Level 2 9,521 9,521 4,181 4,181 Federal funds sold Level 2 3,000 3,000 2,000 2,000 Securities available for sale Level 2 35,495 35,495 34,177 34,177 Federal Home Loan Bank stock Level 2 2,036 2,036 2,079 2,079 Loans held for sale Level 2 1,719 1,719 1,707 1,707 Loans receivable, net Level 2 197,336 201,241 182,050 183,219 Accrued interest receivable Level 2 1,252 1,252 834 834 Mortgage servicing rights Level 3 1,862 2,143 1,886 2,578 Financial liabilities: Deposits Level 2 232,714 232,131 221,972 215,199 Advances from borrowers for taxes and insurance Level 2 3,639 3,639 2,630 2,630 Accrued interest payable Level 2 83 83 17 17 Redeemable common stock Level 3 2,257 2,257 2,533 2,533

Business Combination

Business Combination	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Business Combination	Note 11. Business Combination Effective July 16, 2015, the Company completed its previously reported acquisition of St. James Federal Savings and Loan Association, St. James, Minnesota (St. James), in a conversion merger transaction. As a result of the conversion merger transaction, St. James converted from a mutual to stock institution and merged with and into the Bank, with the Bank as the surviving institution. The Company acquired 100% of the voting shares of St. James. The Company issued and sold 78,736 shares of common stock at a price of $27.36 per share, which reflected a 5% discount on the 30 day average price as prescribed in the merger agreement. The shares were offered to depositor and borrower members of St. James in a subscription offering and to stockholders of the Company and members of the general public in a community offering. The Company’s ESOP acquired 8%, or 6,299 shares, of the newly issued shares using funds borrowed from the Company. The fair value of consideration paid to the prior depositors and borrowers of St. James was determined to approximate zero. Gross offering proceeds totaled approximately $2,154, including $172 purchased by the Company’s ESOP. As a result of the stock offering, the Company had 814,758 shares of common stock outstanding as of the close of business on July 16, 2015. St. James’ sole office, located in St. James, Minnesota, has become a branch office of the Bank. The Company’s primary reasons for the acquisition are to provide for asset growth, improve capital and competitive positions, and increase the limit on loans to one borrower. The Company has determined that the acquisition constitutes a business combination as defined by the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 805, Business Combinations. Fair Value Measurements. The determination of these fair values required management to make estimates about discount rates, future expected cash flows, market conditions and other future events which are highly subjective in nature. The assets acquired and liabilities assumed in the transaction are presented at estimated fair value on the acquisition date. The Company recorded the following assets and liabilities as of July 16, 2015. The discounts and premiums resulting from the fair value adjustments will be accreted or amortized over the anticipated lives of the underlying assets and liabilities. The excess fair value of assets acquired over liabilities assumed, resulted in a $2,848 bargain purchase gain. The merger resulted in a gain because of the legal and financial barriers that St. James would have incurred to convert to a stock form of ownership in a stand-alone transaction, including the related transaction costs associated with a conversion and stock issuance. The bargain purchase gain was recorded in non-interest income in the Company’s consolidated statements of income for the three and nine months ended September 30, 2015. July 16, 2015 Recognized amounts of identifiable assets acquired and liabilities assumed Fair value of assets acquired Cash $ 1,337 Certificates of deposit 5,616 Securities – available for sale 995 Loans 17,506 Premises and equipment 366 Real estate owned 35 Accrued interest and other assets 131 Core deposit intangible 208 Total assets acquired $ 26,194 Fair value of liabilities assumed Deposits $ 23,043 Deferred tax liability 238 Accrued interest and other liabilities 65 Total liabilities assumed $ 23,346 Net assets acquired $ 2,848 The fair value of the loan portfolio was estimated by performing a discounted cash flow analysis. The valuation was performed at the loan level on real estate loans and at the cohort level for all other loan types, and is based on the objective attributes of the loans in the portfolio (e.g., the rate of interest on the loan, the original term of the loan, the current term of the loan, etc.) and current statistical performance variables used in the market place. The analysis was based on the contractually specified amounts of principal and interest to be received modified by our estimates of prepayment, default and loss severity to be experienced prospectively. The prepayment, default and loss severity assumptions were applied at the loan level based on the characteristics of the loan. The composition of the acquired loans at July 16, 2015 was as follows: Contractual Fair Value Fair Value Residential real estate $ 6,480 $ 74 $ 6,554 Revolving, open end residential real estate 336 (1 ) 335 Agricultural real estate 5,437 57 5,494 Agricultural operating and term 2,588 2 2,590 Commercial real estate 1,262 2 1,264 Automobile loans 721 (8 ) 713 Other consumer 602 (46 ) 556 Total $ 17,426 $ 80 $ 17,506 The Company estimates that $79 of the contractual amounts receivable for loans acquired will not be collected. The following table presents pro forma financial information assuming the acquisition occurred on January 1, 2014: Three Months Ended Nine Months Ended 2015 2014 2015 2014 Revenues (interest and noninterest income) $ 3,614 $ 3,403 $ 10,419 $ 9,547 Net income $ 542 $ 507 $ 1,641 $ 888 Diluted net income per share $ 0.66 $ 0.61 $ 1.96 $ 1.06 Diluted weighted-average shares $ 0.66 $ 0.61 $ 1.96 $ 1.06 The bargain purchase gain is excluded from the pro forma table above. To determine pro forma information, the Company adjusted its three and nine months ended September 30, 2015 and three and nine months ended September 30, 2014 historical results to include the historical results of St. James. Stock issuance costs incurred totaled $1,147. The stock issuance costs were offset against the proceeds of the offering, which was recognized as paid-in capital. Merger costs of $332 and $334 were expensed during the three and nine months ended September 30, 2015, respectively. Merger costs of $9 and $27 were expensed during the three and nine months ended September 30, 2014.

Summary of Significant Accoun20

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Basis of Financial Statement Presentation	Basis of Financial Statement Presentation:
Segment reporting	Segment reporting:

Securities Available for Sale (

Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Summary of amortized cost and fair values of securities with gross unrealized gains and losses	September 30, 2015 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value Residential mortgage-backed agencies $ 22,356 $ 96 $ (71 ) $ 22,381 SBA pools 2,645 4 (3 ) 2,646 Obligations of states and political subdivisions 10,201 162 (20 ) 10,343 Government-sponsored enterprise equity 40 85 - 125 $ 35,242 $ 347 $ (94 ) $ 35,495 December 31, 2014 Gross Gross Amortized Unrealized Unrealized Cost Gains Losses Fair Value Residential mortgage-backed agencies $ 22,677 $ 60 $ (192 ) $ 22,545 SBA pools 1,835 6 (9 ) 1,832 Obligations of states and political subdivisions 9,474 250 (26 ) 9,698 Government-sponsored enterprise equity 40 62 - 102 $ 34,026 $ 378 $ (227 ) $ 34,177
Schedule of amortized cost and fair value by contractual maturity	September 30, 2015 Amortized Cost Fair Value Due in one year or less $ 872 $ 873 Due in one to five years 3,695 3,739 Due after five through 10 years 3,890 3,951 Due after 10 years 1,744 1,780 10,201 10,343 Residential mortgage-backed agencies 22,356 22,381 SBA pools 2,645 2,646 Government-sponsored enterprise equity 40 125 $ 35,242 $ 35,495
Schedule of changes in other comprehensive income-unrealized gains on securities available for sale	Three Months Ended Nine Months Ended 2015 2014 2015 2014 Balance, beginning $ 41 $ 80 $ 93 $ (264 ) Unrealized gains during the year 208 - 119 417 Deferred tax effect relating to unrealized gain (79 ) (1 ) (42 ) (74 ) Balance, ending $ 170 $ 79 $ 170 $ 79
Schedule of unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	September 30, 2015 Continuous Unrealized Continuous Unrealized Losses Existing Losses Existing 12 Months or Less Greater Than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss Residential mortgage- backed agencies $ 4,197 $ 9 $ 8,575 $ 62 $ 12,772 $ 71 SBA Pools 1,049 3 - - 1,049 3 Obligations of states and political subdivisions 490 4 920 16 1,410 20 $ 5,737 $ 16 $ 9,495 $ 78 $ 15,232 $ 94 December 31, 2014 Continuous Unrealized Continuous Unrealized Losses Existing Losses Existing 12 Months or Less Greater Than 12 Months Total Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loss Residential mortgage-backed agencies $ 5,679 $ 20 $ 10,566 $ 172 $ 16,245 $ 192 SBA pools - - 1,250 9 1,250 9 Obligations of states and political subdivisions 1,495 6 1,180 20 2,675 26 $ 7,174 $ 26 $ 12,996 $ 201 $ 20,170 $ 227

Loans Receivable and Loans He22

Loans Receivable and Loans Held for Sale (Tables)	9 Months Ended
	Sep. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]
Schedule of composition of loans receivable	September 30, December 31, 2015 2014 Residential real estate $ 61,091 $ 56,674 Commercial real estate 32,255 30,653 Agricultural real estate 40,469 38,128 Commercial construction real estate 2,827 4,035 Residential construction real estate 1,319 940 Home equity, home improvement and second mortgages 33,031 32,741 Commercial operating and term 9,551 5,718 Agricultural operating and term 9,839 7,714 Vehicle 2,720 1,671 Consumer 6,573 6,279 Total loans 199,675 184,553 Net deferred loan origination fees (214 ) (345 ) Allowance for loan loss (2,125 ) (2,158 ) Loans receivable, net $ 197,336 $ 182,050
Schedule of loans receivable	September 30, 2015 Loans Past 30–59 Days 60–89 Days Due 90 Days Total Current Past Due Past Due or More Past Due Total Residential real estate $ 58,636 $ 964 $ 99 $ 1,392 $ 2,455 $ 61,091 Commercial real estate 32,173 - 82 - 82 32,255 Agricultural real estate 39,914 - - 555 555 40,469 Commercial construction real estate 2,827 - - - - 2,827 Residential construction real estate 1,319 - - - - 1,319 Home equity, home improvement and second mortgages 32,793 131 59 48 238 33,031 Commercial operating and term 9,248 - - 303 303 9,551 Agricultural operating and term 9,839 - - - - 9,839 Vehicle 2,659 22 3 36 61 2,720 Consumer 6,505 46 - 22 68 6,573 Total loans $ 195,913 $ 1,163 $ 243 $ 2,356 $ 3,762 $ 199,675 Nonperforming loans $ - $ - $ - $ 2,356 $ 2,356 $ 2,356 December 31, 2014 Loans Past 30–59 Days 60–89 Days Due 90 Days Total Current Past Due Past Due or More Past Due Total Residential real estate $ 54,698 $ 782 $ 507 $ 687 $ 1,976 $ 56,674 Commercial real estate 30,653 - - - - 30,653 Agricultural real estate 37,843 285 - - 285 38,128 Commercial construction real estate 4,035 - - - - 4,035 Residential construction real estate 940 - - - - 940 Home equity, home improvement and second mortgages 32,291 193 2 255 450 32,741 Commercial operating and term 5,569 82 - 67 149 5,718 Agricultural operating and term 7,674 40 - - 40 7,714 Vehicle 1,661 8 1 1 10 1,671 Consumer 6,243 26 10 - 36 6,279 Total loans $ 181,607 $ 1,416 $ 520 $ 1,010 $ 2,946 $ 184,553 Nonperforming loans $ - $ - $ - $ 1,010 $ 1,010 $ 1,010
Schedule of non-accrual loans	September 30, 2015 Loans Past Due 90 Days or More Nonaccrual and Still Accruing Residential real estate $ 1,392 $ - Commercial real estate - - Agricultural real estate 555 - Commercial construction real estate - - Residential construction real estate - - Home equity, home improvement and second mortgages 48 - Commercial operating and term 303 - Agricultural operating and term - - Vehicle 36 - Consumer 22 - Total $ 2,356 $ - December 31, 2014 Loans Past Due 90 Days or More Nonaccrual and Still Accruing Residential real estate $ 687 $ - Commercial real estate - - Agricultural real estate - - Commercial construction real estate - - Residential construction real estate - - Home equity, home improvement and second mortgages 255 - Commercial operating and term 67 - Agricultural operating and term - - Vehicle 1 - Consumer - - Total $ 1,010 $ -
Schedule of credit quality indicators	September 30, 2015 Special Pass Mention Substandard Doubtful Total Commercial real estate $ 29,012 $ 1,980 $ 1,263 $ - $ 32,255 Agricultural real estate 39,914 165 390 - 40,469 Commercial construction real estate 2,827 - - - 2,827 Commercial operating and term 9,523 58 258 - 9,551 Agricultural operating and term 9,806 33 - - 9,839 Total $ 91,082 $ 2,236 $ 1,911 $ - $ 94,941 December 31, 2014 Special Pass Mention Substandard Doubtful Total Commercial real estate $ 26,449 $ 3,556 $ 648 $ - $ 30,653 Agricultural real estate 38,128 - - - 38,128 Commercial construction real estate 4,035 - - - 4,035 Commercial operating and term 5,426 - 292 - 5,718 Agricultural operating and term 7,714 - - - 7,714 Total $ 43,624 $ 3,556 $ 940 $ - $ 48,120
Schedule of impaired loans	September 30. 2015 Unpaid Allowance for Average Interest Principal Recorded Loan Losses Recorded Income Balance Investment Allocated Investment Recognized With no related allowance recorded: Residential real estate $ 473 $ 473 $ - $ 493 $ 18 Commercial real estate 575 575 - 666 18 With an allowance recorded: Residential real estate 414 414 79 440 27 Commercial real estate 1,884 1,884 329 1,910 58 Home equity, home improvement and second mortgages - - - - - Commercial operating and term 209 209 181 221 6 Consumer 7 7 5 3 1 Vehicle 2 2 2 8 - Total $ 3,564 $ 3,564 $ 596 $ 3,741 $ 128 December 31, 2014 Unpaid Allowance for Average Interest Principal Recorded Loan Losses Recorded Income Balance Investment Allocated Investment Recognized With no related allowance recorded: Residential real estate $ 461 $ 461 $ - $ 505 $ 27 With an allowance recorded: Residential real estate 822 822 115 830 34 Commercial real estate 2,637 2,637 341 2,690 99 Home equity, home improvement and second mortgages 73 73 73 74 2 Commercial operating and term 63 63 32 - 2 Consumer 16 16 12 16 2 Total $ 4,072 $ 4,072 $ 573 $ 4,115 $ 166
Schedule of allowance for loan losses	Three Months Ended September 30, 2015 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 528 $ - $ - $ (49 ) $ 479 Commercial real estate 786 - - (83 ) 703 Agricultural real estate 159 - - (14 ) 145 Commercial construction real estate 6 - - 8 14 Residential construction real estate 6 - - 1 7 Home equity, home improvement and second mortgages 447 (26 ) 4 (25 ) 400 Commercial operating and term 117 - - 144 261 Agricultural operating and term 30 - - (1 ) 29 Vehicle 27 - - - 27 Consumer 78 (17 ) 50 (51 ) 60 Total $ 2,184 $ (43 ) $ 54 $ (70 ) $ 2,125 Nine Months Ended September 30, 2015 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 545 $ (9 ) $ 9 $ (66 ) $ 479 Commercial real estate 722 - - (19 ) 703 Agricultural real estate 155 - - (10 ) 145 Commercial construction real estate 12 - - 2 14 Residential construction real estate 13 - - (6 ) 7 Home equity, home improvement and second mortgages 431 (115 ) 18 66 400 Commercial operating and term 109 - - 152 261 Agricultural operating and term 31 - - (2 ) 29 Vehicle 28 - 4 (5 ) 27 Consumer 112 (26 ) 86 (112 ) 60 Total $ 2,158 $ (150 ) $ 117 $ - $ 2,125 Three Months Ended September 30, 2014 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 484 $ (3 ) $ 11 $ 9 $ 501 Commercial real estate 712 - - (16 ) 696 Agricultural real estate 142 - - 9 151 Commercial construction real estate 8 - 14 22 Residential construction real estate 11 - - (5 ) 6 Home equity, home improvement and second mortgages 314 (4 ) 2 80 392 Commercial operating and term 93 - - 21 114 Agricultural operating and term 14 - - 7 21 Vehicle 30 - 1 (4 ) 27 Consumer 126 (14 ) 13 (15 ) 110 Total $ 1,934 $ (21 ) $ 27 $ 100 $ 2,040 Nine Months Ended September 30, 2014 Balance, Balance, Beginning Charge-offs Recoveries Provision Ending Residential real estate $ 433 $ (6 ) $ 11 $ 63 $ 501 Commercial real estate 624 - 7 65 696 Agricultural real estate 130 - - 21 151 Commercial construction real estate 2 - - 20 22 Residential construction real estate 11 - - (5 ) 6 Home equity, home improvement and second mortgages 254 (181 ) 39 280 392 Commercial operating and term 87 (1 ) - 28 114 Agricultural operating and term 18 - - 3 21 Vehicle 30 - 3 (6 ) 27 Consumer 135 (24 ) 48 (49 ) 110 Total $ 1,724 $ (212 ) $ 108 $ 420 $ 2,040
Schedule of allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method	September 30, 2015 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Loans: Residential real estate $ 887 $ 60,204 $ 61,091 Commercial real estate 2,459 29,796 32,255 Agricultural real estate - 40,469 40,469 Commercial construction real estate - 2,827 2,827 Residential construction real estate - 1,319 1,319 Home equity, home improvement and second mortgages - 33,031 33,031 Commercial operating and term 209 9,342 9,551 Agricultural operating and term - 9,839 9,839 Vehicle 2 2,718 2,720 Consumer 7 6,566 6,573 Total $ 3,564 $ 196,111 $ 199,675 September 30, 2015 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Allowance for loan losses: Residential real estate $ 79 $ 400 $ 479 Commercial real estate 329 374 703 Agricultural real estate - 145 145 Commercial construction real estate - 14 14 Residential construction real estate - 7 7 Home equity, home improvement and second mortgages - 400 400 Commercial operating and term 181 80 261 Agricultural operating and term - 29 29 Vehicle 2 25 27 Consumer 5 55 60 Total $ 596 $ 1,529 $ 2,125 December 31, 2014 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Loans: Residential real estate $ 1,283 $ 55,390 $ 56,674 Commercial real estate 2,637 28,016 30,653 Agricultural real estate - 38,128 38,128 Commercial construction real estate - 4,035 4,035 Residential construction real estate - 940 940 Home equity, home improvement and second mortgages 73 32,668 32,741 Commercial operating and term 63 5,655 5,718 Agricultural operating and term - 7,714 7,714 Vehicle - 1,671 1,671 Consumer 16 6,263 6,279 Total $ 4,072 $ 180,481 $ 184,553 December 31, 2014 Individually Collectively Evaluated for Evaluated for Impairment Impairment Total Allowance for loan losses: Residential real estate $ 115 $ 430 $ 545 Commercial real estate 341 381 722 Agricultural real estate - 155 155 Commercial construction real estate - 12 12 Residential construction real estate - 13 13 Home equity, home improvement and second mortgages 73 358 431 Commercial operating and term 32 77 109 Agricultural operating and term - 31 31 Vehicle - 28 28 Consumer 12 100 112 Total $ 573 $ 1,585 $ 2,158

Loan Servicing (Tables)

Loan Servicing (Tables)	9 Months Ended
	Sep. 30, 2015
Loan Servicing [Abstract]
Schedule of mortgage servicing rights	September 30, September 30, 2015 2014 Balance at beginning of year, net $ 1,886 $ 1,952 Mortgage servicing rights capitalized 251 181 Amortization expense (275 ) (239 ) Valuation provision change - - Balance at end of period, net $ 1,862 $ 1,894

Stockholders' Equity, Regulat24

Stockholders' Equity, Regulatory Capital and Dividend Restrictions (Tables)	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Schedule of Bank's compliance with its regulatory capital requirements	Minimum to Be Well Minimum Capitalized Under for Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Percent Amount Percent Amount Percent Bank as of September 30, 2015: Tier I capital (to average assets) $ 28,221 10.37 % $ 10,884 4.00 % $ 13,605 5.00 % Tier I capital common equity (to risk weighted assets) 28,221 11.37 % 11,166 4.50 % 16,129 6.50 % Tier I capital (to risk weighted assets) 28,221 11.37 % 14,889 6.00 % 19,851 8.00 % Total risk based capital (to risk weighted assets) 30,384 12.24 % 19,851 8.00 % 24,814 10.00 % Bank as of December 31, 2014: Tier I capital (to average assets) 25,380 9.90 % 10,255 4.00 % 12,819 5.00 % Tier I capital (to risk weighted assets) 25,380 13.58 % 7,478 4.00 % 11,217 6.00 % Total capital (to risk weighted assets) 27,566 14.74 % 14,956 8.00 % 18,695 10.00 %

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of basic and diluted earnings per share	Three Months Ended September 30, 2015 Per Share Income Shares Amount Basic earnings per share: Net income $ 3,420 738,439 $ 4.63 Effect of dilutive securities: Stock options 432 Diluted earnings per share: Net income plus assumed conversions $ 3,420 738,871 $ 4.63 Nine Months Ended September 30, 2015 Per Share Income Shares Amount Basic earnings per share: Net income $ 4,463 759,012 $ 5.88 Effect of dilutive securities: Stock options 432 Diluted earnings per share: Net income plus assumed conversions $ 4,463 759,444 $ 5.88 Three Months Ended September 30, 2014 Per Share Income Shares Amount Basic earnings per share: Net income $ 518 757,323 $ 0.68 Effect of dilutive securities: Stock options 1,218 Diluted earnings per share: Net income plus assumed conversions $ 518 758,541 $ 0.68 Nine Months Ended September 30, 2014 Per Share Income Shares Amount Basic earnings per share: Net income $ 865 760,297 $ 1.14 Effect of dilutive securities: Stock options 1,218 Diluted earnings per share: Net income plus assumed conversions $ 865 761,515 $ 1.14

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of assets measured at fair value on a recurring basis segregated by fair value hierarchy level	September 30, 2015 Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value Recurring: Investment securities available for sale: Residential mortgage-backed securities $ - $ 22,381 $ - $ 22,381 SBA pools - 2,646 - 2,646 Obligations of states and political subdivisions - 10,343 - 10,343 Government-sponsored enterprise equity securities - 125 - 125 Redeemable common stock - - (2,257 ) (2,257 ) Nonrecurring: Foreclosed real estate - - 1,975 1,975 Collateral-dependent impaired loans - - 1,914 1,914 Mortgage servicing rights - - 315 315 December 31, 2014 Level 1 Level 2 Level 3 Total Inputs Inputs Inputs Fair Value Recurring: Investment securities available for sale: Residential mortgage-backed securities $ - $ 22,545 $ - $ 22,545 SBA pools - 1,832 - 1,832 Obligations of states and political subdivisions - 9,698 - 9,698 Government-sponsored enterprise equity securities - 102 - 102 Redeemable common stock - - (2,533 ) (2,533 ) Nonrecurring: Foreclosed real estate - - 3,656 3,656 Collateral-dependent impaired loans - - 3,002 3,002 Mortgage servicing rights - - 646 646
Schedule of quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis	Fair Value at Valuation Technique Unobservable Input Range (in thousands) Mortgage servicing rights $ 315 Discounted cash flows (1) Prepayment PSA 157 – 335 Discount rate 8.50% – 9.25% Maturity (months) WAM 37 – 325 Costs to service $ 65 - $750 Fair Value at Valuation Technique Unobservable Input Range (in thousands) Mortgage servicing rights $ 646 Discounted cash flows (1) Prepayment PSA 157- 335 Discount rate 8.50% – 9.25% Maturity (months) WAM 37- 325 Costs to service $ 65 - $750 (1) The estimated fair value on mortgage servicing rights is determined through a cash flow analysis performed at the loan level and is based on the objective attributes of the portfolio (i.e., note rate, loan amount, etc.) and industry assumptions used in the marketplace.
Schedule of estimated fair values of the company's financial instruments	September 30, December 31, 2015 2014 Level in Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 9,896 $ 9,896 $ 14,373 $ 14,373 Certificates of deposit Level 2 9,521 9,521 4,181 4,181 Federal funds sold Level 2 3,000 3,000 2,000 2,000 Securities available for sale Level 2 35,495 35,495 34,177 34,177 Federal Home Loan Bank stock Level 2 2,036 2,036 2,079 2,079 Loans held for sale Level 2 1,719 1,719 1,707 1,707 Loans receivable, net Level 2 197,336 201,241 182,050 183,219 Accrued interest receivable Level 2 1,252 1,252 834 834 Mortgage servicing rights Level 3 1,862 2,143 1,886 2,578 Financial liabilities: Deposits Level 2 232,714 232,131 221,972 215,199 Advances from borrowers for taxes and insurance Level 2 3,639 3,639 2,630 2,630 Accrued interest payable Level 2 83 83 17 17 Redeemable common stock Level 3 2,257 2,257 2,533 2,533

Business Combination (Tables)

Business Combination (Tables)	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Schedule of Business Acquisitions, by Acquisition [Table Text Block]	July 16, 2015 Recognized amounts of identifiable assets acquired and liabilities assumed Fair value of assets acquired Cash $ 1,337 Certificates of deposit 5,616 Securities – available for sale 995 Loans 17,506 Premises and equipment 366 Real estate owned 35 Accrued interest and other assets 131 Core deposit intangible 208 Total assets acquired $ 26,194 Fair value of liabilities assumed Deposits $ 23,043 Deferred tax liability 238 Accrued interest and other liabilities 65 Total liabilities assumed $ 23,346 Net assets acquired $ 2,848
Schedule of composition of the acquired loans	The composition of the acquired loans at July 16, 2015 was as follows: Contractual Fair Value Fair Value Residential real estate $ 6,480 $ 74 $ 6,554 Revolving, open end residential real estate 336 (1 ) 335 Agricultural real estate 5,437 57 5,494 Agricultural operating and term 2,588 2 2,590 Commercial real estate 1,262 2 1,264 Automobile loans 721 (8 ) 713 Other consumer 602 (46 ) 556 Total $ 17,426 $ 80 $ 17,506
Schedule of pro forma financial information assuming acquisition	Three Months Ended Nine Months Ended 2015 2014 2015 2014 Revenues (interest and noninterest income) $ 3,614 $ 3,403 $ 10,419 $ 9,547 Net income $ 542 $ 507 $ 1,641 $ 888 Diluted net income per share $ 0.66 $ 0.61 $ 1.96 $ 1.06 Diluted weighted-average shares $ 0.66 $ 0.61 $ 1.96 $ 1.06

Summary of Significant Accoun28

Summary of Significant Accounting Policies (Detail Textuals)	9 Months Ended
	Sep. 30, 2015Segment
Accounting Policies [Abstract]
Number of reportable segments	1

Certificates of Deposit (Detail

Certificates of Deposit (Detail Textuals) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Certificates Of Deposit [Abstract]
Certificates of deposit with carrying value	$ 9,521	$ 4,181
Certificates of deposit, weighted average yield percent	1.28%	0.41%
Certificates of deposit, contractual maturities	1 year 8 months 12 days	6 months

Securities Available for Sale30

Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 35,242	$ 34,026
Gross Unrealized Gains	347	378
Gross Unrealized Losses	(94)	(227)
Fair Value	35,495	34,177
Residential mortgage-backed agencies
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	22,356	22,677
Gross Unrealized Gains	96	60
Gross Unrealized Losses	(71)	(192)
Fair Value	22,381	22,545
SBA pools
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,645	1,835
Gross Unrealized Gains	4	6
Gross Unrealized Losses	(3)	(9)
Fair Value	2,646	1,832
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	10,201	9,474
Gross Unrealized Gains	162	250
Gross Unrealized Losses	(20)	(26)
Fair Value	10,343	9,698
Government-sponsored enterprise equity
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	40	40
Gross Unrealized Gains	$ 85	$ 62
Gross Unrealized Losses
Fair Value	$ 125	$ 102

Securities Available for Sale31

Securities Available for Sale (Details 1) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Amortized Cost
Amortized Cost	$ 35,242
Fair Value
Fair Value	35,495	$ 34,177
Obligations of states and political subdivisions
Amortized Cost
Due in one year or less	872
Due in one to five years	3,695
Due after five through 10 years	3,890
Due after 10 years	1,744
Amortized Cost	10,201
Fair Value
Due in one year or less	873
Due in one to five years	3,739
Due after five through 10 years	3,951
Due after 10 years	1,780
Fair Value	10,343	9,698
Residential mortgage-backed agencies
Amortized Cost
Amortized Cost	22,356
Fair Value
Fair Value	22,381	22,545
SBA pools
Amortized Cost
Amortized Cost	2,645
Fair Value
Fair Value	2,646	1,832
Government-sponsored enterprise equity
Amortized Cost
Amortized Cost	40
Fair Value
Fair Value	$ 125	$ 102

Securities Available for Sale32

Securities Available for Sale (Details 2) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Balance, beginning	$ 41	$ 80	$ 93	$ (264)
Unrealized gains during the year	208		119	417
Deferred tax effect relating to unrealized gain	(79)	$ (1)	(42)	(74)
Balance, ending	$ 170	$ 79	$ 170	$ 79

Securities Available for Sale33

Securities Available for Sale (Details 3) - Temporarily impaired securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Continuous Unrealized Losses Existing 12 Months or Less, Fair Value	$ 5,737	$ 7,174
Continuous Unrealized Losses Existing 12 Months or Less, Unrealized Loss	16	26
Continuous Unrealized Losses Existing Greater Than 12 Months, Fair Value	9,495	12,996
Continuous Unrealized Losses Existing Greater Than 12 Months, Unrealized Loss	78	201
Total Fair Value	15,232	20,170
Total Unrealized Loss	94	227
Residential mortgage-backed agencies
Schedule of Available-for-sale Securities [Line Items]
Continuous Unrealized Losses Existing 12 Months or Less, Fair Value	4,197	5,679
Continuous Unrealized Losses Existing 12 Months or Less, Unrealized Loss	9	20
Continuous Unrealized Losses Existing Greater Than 12 Months, Fair Value	8,575	10,566
Continuous Unrealized Losses Existing Greater Than 12 Months, Unrealized Loss	62	172
Total Fair Value	12,772	16,245
Total Unrealized Loss	71	$ 192
SBA pools
Schedule of Available-for-sale Securities [Line Items]
Continuous Unrealized Losses Existing 12 Months or Less, Fair Value	1,049
Continuous Unrealized Losses Existing 12 Months or Less, Unrealized Loss	$ 3
Continuous Unrealized Losses Existing Greater Than 12 Months, Fair Value		$ 1,250
Continuous Unrealized Losses Existing Greater Than 12 Months, Unrealized Loss		9
Total Fair Value	$ 1,049	1,250
Total Unrealized Loss	3	9
Obligations of states and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Continuous Unrealized Losses Existing 12 Months or Less, Fair Value	490	1,495
Continuous Unrealized Losses Existing 12 Months or Less, Unrealized Loss	4	6
Continuous Unrealized Losses Existing Greater Than 12 Months, Fair Value	920	1,180
Continuous Unrealized Losses Existing Greater Than 12 Months, Unrealized Loss	16	20
Total Fair Value	1,410	2,675
Total Unrealized Loss	$ 20	$ 26

Securities Available for Sale34

Securities Available for Sale (Detail Textuals)	9 Months Ended
	Sep. 30, 2015USD ($)Security	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)Security
Investments, Debt and Equity Securities [Abstract]
Pledged securities carrying value	$ 30,556,000		$ 20,961,000
Number of securities in unrealized loss positions | Security	25		37
Proceeds from sales of available-for-sale securities	$ 0	$ 0

Loans Receivable and Loans He35

Loans Receivable and Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan loss	$ (2,125)		$ (2,158)
Loans receivable, net	197,336		182,050
Loans receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	199,675		184,553
Net deferred loan origination fees	(214)		(345)
Allowance for loan loss	(2,125)	$ (2,184)	(2,158)	$ (2,040)	$ (1,934)	$ (1,724)
Loans receivable, net	197,336		182,050
Loans receivable | Real estate | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	61,091		56,674
Allowance for loan loss	(479)	(528)	(545)	(501)	(484)	(433)
Loans receivable | Real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	32,255		30,653
Allowance for loan loss	(703)	(786)	(722)	(696)	(712)	(624)
Loans receivable | Real estate | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	40,469		38,128
Allowance for loan loss	(145)	(159)	(155)	(151)	(142)	(130)
Loans receivable | Construction real estate | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,319		940
Allowance for loan loss	(7)	(6)	(13)	(6)	(11)	(11)
Loans receivable | Construction real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,827		4,035
Allowance for loan loss	(14)	(6)	(12)	(22)	(8)	(2)
Loans receivable | Home equity, home improvement and second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	33,031		32,741
Allowance for loan loss	(400)	(447)	(431)	(392)	(314)	(254)
Loans receivable | Operating and term | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,551		5,718
Allowance for loan loss	(261)	(117)	(109)	(114)	(93)	(87)
Loans receivable | Operating and term | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,839		7,714
Allowance for loan loss	(29)	(30)	(31)	(21)	(14)	(18)
Loans receivable | Vehicle
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,720		1,671
Allowance for loan loss	(27)	(27)	(28)	(27)	(30)	(30)
Loans receivable | Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	6,573		6,279
Allowance for loan loss	$ (60)	$ (78)	$ (112)	$ (110)	$ (126)	$ (135)

Loans Receivable and Loans He36

Loans Receivable and Loans Held for Sale (Details 1) - Loans receivable - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 195,913	$ 181,607
Total past due	3,762	2,946
Total	199,675	184,553
30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	1,163	1,416
60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	243	520
Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 2,356	$ 1,010
Nonperforming loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current
Total past due	$ 2,356	$ 1,010
Total	$ 2,356	$ 1,010
Nonperforming loans | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Nonperforming loans | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Nonperforming loans | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 2,356	$ 1,010
Real estate | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	58,636	54,698
Total past due	2,455	1,976
Total	61,091	56,674
Real estate | Residential | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	964	782
Real estate | Residential | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	99	507
Real estate | Residential | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	1,392	687
Real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	32,173	$ 30,653
Total past due	82
Total	$ 32,255	$ 30,653
Real estate | Commercial | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Real estate | Commercial | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 82
Real estate | Commercial | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Real estate | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 39,914	$ 37,843
Total past due	555	285
Total	$ 40,469	38,128
Real estate | Agricultural | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due		$ 285
Real estate | Agricultural | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Real estate | Agricultural | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 555
Construction real estate | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 1,319	$ 940
Total past due
Total	$ 1,319	$ 940
Construction real estate | Residential | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Construction real estate | Residential | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Construction real estate | Residential | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Construction real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 2,827	$ 4,035
Total past due
Total	$ 2,827	$ 4,035
Construction real estate | Commercial | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Construction real estate | Commercial | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Construction real estate | Commercial | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Home equity, home improvement and second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 32,793	$ 32,291
Total past due	238	450
Total	33,031	32,741
Home equity, home improvement and second mortgages | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	131	193
Home equity, home improvement and second mortgages | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	59	2
Home equity, home improvement and second mortgages | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	48	255
Operating and term | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	9,248	5,569
Total past due	303	149
Total	$ 9,551	5,718
Operating and term | Commercial | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due		$ 82
Operating and term | Commercial | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Operating and term | Commercial | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 303	$ 67
Operating and term | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 9,839	7,674
Total past due		40
Total	$ 9,839	7,714
Operating and term | Agricultural | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due		$ 40
Operating and term | Agricultural | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Operating and term | Agricultural | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due
Vehicle
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 2,659	$ 1,661
Total past due	61	10
Total	2,720	1,671
Vehicle | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	22	8
Vehicle | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	3	1
Vehicle | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	36	1
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	6,505	6,243
Total past due	68	36
Total	6,573	6,279
Consumer | 30-59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 46	26
Consumer | 60-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due		$ 10
Consumer | Loans Past Due 90 Days or More
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due	$ 22

Loans Receivable and Loans He37

Loans Receivable and Loans Held for Sale (Details 2) - Loans receivable - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 2,356	$ 1,010
Loans Past Due 90 Days or More and Still Accruing
Real estate | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 1,392	$ 687
Loans Past Due 90 Days or More and Still Accruing
Real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual
Loans Past Due 90 Days or More and Still Accruing
Real estate | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 555
Loans Past Due 90 Days or More and Still Accruing
Construction real estate | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual
Loans Past Due 90 Days or More and Still Accruing
Construction real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual
Loans Past Due 90 Days or More and Still Accruing
Home equity, home improvement and second mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 48	$ 255
Loans Past Due 90 Days or More and Still Accruing
Operating and term | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 303	$ 67
Loans Past Due 90 Days or More and Still Accruing
Operating and term | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual
Loans Past Due 90 Days or More and Still Accruing
Vehicle
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 36	$ 1
Loans Past Due 90 Days or More and Still Accruing
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 22
Loans Past Due 90 Days or More and Still Accruing

Loans Receivable and Loans He38

Loans Receivable and Loans Held for Sale (Details 3) - Loans receivable - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 94,941	$ 48,120
Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	91,082	43,624
Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,236	3,556
Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 1,911	$ 940
Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 32,255	$ 30,653
Real estate | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	29,012	26,449
Real estate | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	1,980	3,556
Real estate | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 1,263	$ 648
Real estate | Commercial | Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Real estate | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 40,469	$ 38,128
Real estate | Agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	39,914	$ 38,128
Real estate | Agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	165
Real estate | Agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 390
Real estate | Agricultural | Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Construction real estate | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 2,827	$ 4,035
Construction real estate | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 2,827	$ 4,035
Construction real estate | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Construction real estate | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Construction real estate | Commercial | Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Operating and term | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 9,551	$ 5,718
Operating and term | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	9,523	$ 5,426
Operating and term | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	58
Operating and term | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 258	$ 292
Operating and term | Commercial | Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Operating and term | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 9,839	$ 7,714
Operating and term | Agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	9,806	$ 7,714
Operating and term | Agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 33
Operating and term | Agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total
Operating and term | Agricultural | Doubtful
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total

Loans Receivable and Loans He39

Loans Receivable and Loans Held for Sale (Details 4) - Loans receivable - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
With an allowance recorded:
Allowance for Loan Losses Allocated	$ 596	$ 573
Total
Unpaid Principal Balance	3,564	4,072
Recorded Investment	3,564	4,072
Allowance for Loan Losses Allocated	596	573
Average Recorded Investment	3,741	4,115
Interest Income Recognized	128	166
Real estate | Residential
With no related allowance recorded:
Unpaid Principal Balance	473	461
Recorded Investment	473	461
Average Recorded Investment	493	505
Interest Income Recognized	18	27
With an allowance recorded:
Unpaid Principal Balance	414	822
Recorded Investment	414	822
Allowance for Loan Losses Allocated	79	115
Average Recorded Investment	440	830
Interest Income Recognized	27	34
Total
Allowance for Loan Losses Allocated	79	115
Real estate | Commercial
With no related allowance recorded:
Unpaid Principal Balance	575
Recorded Investment	575
Average Recorded Investment	666
Interest Income Recognized	18
With an allowance recorded:
Unpaid Principal Balance	1,884	2,637
Recorded Investment	1,884	2,637
Allowance for Loan Losses Allocated	329	341
Average Recorded Investment	1,910	2,690
Interest Income Recognized	58	99
Total
Allowance for Loan Losses Allocated	$ 329	341
Home equity, home improvement and second mortgages
With an allowance recorded:
Unpaid Principal Balance		73
Recorded Investment		73
Allowance for Loan Losses Allocated		73
Average Recorded Investment		74
Interest Income Recognized		2
Total
Allowance for Loan Losses Allocated		73
Operating and term | Commercial
With an allowance recorded:
Unpaid Principal Balance	$ 209	63
Recorded Investment	209	63
Allowance for Loan Losses Allocated	181	$ 32
Average Recorded Investment	221
Interest Income Recognized	6	$ 2
Total
Allowance for Loan Losses Allocated	181	32
Consumer
With an allowance recorded:
Unpaid Principal Balance	7	16
Recorded Investment	7	16
Allowance for Loan Losses Allocated	5	12
Average Recorded Investment	3	16
Interest Income Recognized	1	2
Total
Allowance for Loan Losses Allocated	5	$ 12
Vehicle
With an allowance recorded:
Unpaid Principal Balance	2
Recorded Investment	2
Allowance for Loan Losses Allocated	2
Average Recorded Investment	$ 8
Interest Income Recognized
Total
Allowance for Loan Losses Allocated	$ 2

Loans Receivable and Loans He40

Loans Receivable and Loans Held for Sale (Details 5) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning			$ 2,158
Provision				$ 420
Balance, Ending	$ 2,125		2,125
Loans receivable
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	2,184	$ 1,934	2,158	1,724
Charge-offs	(43)	(21)	(150)	(212)
Recoveries	54	27	$ 117	108
Provision	(70)	100		420
Balance, Ending	2,125	2,040	$ 2,125	2,040
Loans receivable | Real estate | Residential
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 528	484	545	433
Charge-offs		(3)	(9)	(6)
Recoveries		11	9	11
Provision	$ (49)	9	(66)	63
Balance, Ending	479	501	479	501
Loans receivable | Real estate | Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 786	$ 712	$ 722	$ 624
Charge-offs
Recoveries				$ 7
Provision	$ (83)	$ (16)	$ (19)	65
Balance, Ending	703	696	703	696
Loans receivable | Real estate | Agricultural
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 159	$ 142	$ 155	$ 130
Charge-offs
Recoveries
Provision	$ (14)	$ 9	$ (10)	$ 21
Balance, Ending	145	151	145	151
Loans receivable | Construction real estate | Residential
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 6	$ 11	$ 13	$ 11
Charge-offs
Recoveries
Provision	$ 1	$ (5)	$ (6)	$ (5)
Balance, Ending	7	6	7	6
Loans receivable | Construction real estate | Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 6	$ 8	$ 12	$ 2
Charge-offs
Recoveries
Provision	$ 8	$ 14	$ 2	$ 20
Balance, Ending	14	22	14	22
Loans receivable | Home equity, home improvement and second mortgages
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	447	314	431	254
Charge-offs	(26)	(4)	(115)	(181)
Recoveries	4	2	18	39
Provision	(25)	80	66	280
Balance, Ending	400	392	400	392
Loans receivable | Operating and term | Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 117	$ 93	$ 109	87
Charge-offs				$ (1)
Recoveries
Provision	$ 144	$ 21	$ 152	$ 28
Balance, Ending	261	114	261	114
Loans receivable | Operating and term | Agricultural
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 30	$ 14	$ 31	$ 18
Charge-offs
Recoveries
Provision	$ (1)	$ 7	$ (2)	$ 3
Balance, Ending	29	21	29	21
Loans receivable | Vehicle
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	$ 27	$ 30	$ 28	$ 30
Charge-offs
Recoveries		$ 1	$ 4	$ 3
Provision		(4)	(5)	(6)
Balance, Ending	$ 27	27	27	27
Loans receivable | Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Balance, Beginning	78	126	112	135
Charge-offs	(17)	(14)	(26)	(24)
Recoveries	50	13	86	48
Provision	(51)	(15)	(112)	(49)
Balance, Ending	$ 60	$ 110	$ 60	$ 110

Loans Receivable and Loans He41

Loans Receivable and Loans Held for Sale (Details 6) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Allowance for loan losses:
Total	$ 2,125		$ 2,158
Loans receivable
Loans:
Individually Evaluated for Impairment	3,564		4,072
Collectively Evaluated for Impairment	196,111		180,481
Total	199,675		184,553
Allowance for loan losses:
Individually Evaluated for Impairment	596		573
Collectively Evaluated for Impairment	1,529		1,585
Total	2,125	$ 2,184	2,158	$ 2,040	$ 1,934	$ 1,724
Loans receivable | Real estate | Residential
Loans:
Individually Evaluated for Impairment	887		1,283
Collectively Evaluated for Impairment	60,204		55,390
Total	61,091		56,674
Allowance for loan losses:
Individually Evaluated for Impairment	79		115
Collectively Evaluated for Impairment	400		430
Total	479	528	545	501	484	433
Loans receivable | Real estate | Commercial
Loans:
Individually Evaluated for Impairment	2,459		2,637
Collectively Evaluated for Impairment	29,796		28,016
Total	32,255		30,653
Allowance for loan losses:
Individually Evaluated for Impairment	329		341
Collectively Evaluated for Impairment	374		381
Total	$ 703	786	$ 722	696	712	624
Loans receivable | Real estate | Agricultural
Loans:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 40,469		$ 38,128
Total	$ 40,469		$ 38,128
Allowance for loan losses:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 145		$ 155
Total	$ 145	159	$ 155	151	142	130
Loans receivable | Construction real estate | Residential
Loans:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 1,319		$ 940
Total	$ 1,319		$ 940
Allowance for loan losses:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 7		$ 13
Total	$ 7	6	$ 13	6	11	11
Loans receivable | Construction real estate | Commercial
Loans:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 2,827		$ 4,035
Total	$ 2,827		$ 4,035
Allowance for loan losses:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 14		$ 12
Total	$ 14	6	12	22	8	2
Loans receivable | Home equity, home improvement and second mortgages
Loans:
Individually Evaluated for Impairment			73
Collectively Evaluated for Impairment	$ 33,031		32,668
Total	$ 33,031		32,741
Allowance for loan losses:
Individually Evaluated for Impairment			73
Collectively Evaluated for Impairment	$ 400		358
Total	400	447	431	392	314	254
Loans receivable | Operating and term | Commercial
Loans:
Individually Evaluated for Impairment	209		63
Collectively Evaluated for Impairment	9,342		5,655
Total	9,551		5,718
Allowance for loan losses:
Individually Evaluated for Impairment	181		32
Collectively Evaluated for Impairment	80		77
Total	$ 261	117	$ 109	114	93	87
Loans receivable | Operating and term | Agricultural
Loans:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 9,839		$ 7,714
Total	$ 9,839		$ 7,714
Allowance for loan losses:
Individually Evaluated for Impairment
Collectively Evaluated for Impairment	$ 29		$ 31
Total	29	30	$ 31	21	14	18
Loans receivable | Vehicle
Loans:
Individually Evaluated for Impairment	2
Collectively Evaluated for Impairment	2,718		$ 1,671
Total	2,720		$ 1,671
Allowance for loan losses:
Individually Evaluated for Impairment	2
Collectively Evaluated for Impairment	25		$ 28
Total	27	27	28	27	30	30
Loans receivable | Consumer
Loans:
Individually Evaluated for Impairment	7		16
Collectively Evaluated for Impairment	6,566		6,263
Total	6,573		6,279
Allowance for loan losses:
Individually Evaluated for Impairment	5		12
Collectively Evaluated for Impairment	55		100
Total	$ 60	$ 78	$ 112	$ 110	$ 126	$ 135

Loans Receivable and Loans He42

Loans Receivable and Loans Held for Sale (Detail Textuals) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Carrying value of loans pledged to secure borrowed funds	$ 92,639	$ 96,740
Aggregate amounts of loans to related parties	190	342
Addition to aggregate amounts of loans to related parties	97	185
Repayments of loans receivable from related parties	152	67
Loans held for sale	$ 1,719	$ 1,707
Real estate | Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum loan to value ratios	60.00%

Loan Servicing (Details)

Loan Servicing (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Servicing Asset at Amortized Cost, Balance [Roll Forward]
Balance at beginning of year, net	$ 1,886	$ 1,952
Mortgage servicing rights capitalized	251	181
Amortization expense	$ (275)	$ (239)
Valuation provision change
Balance at end of period, net	$ 1,862	$ 1,894

Loan Servicing (Detail Textuals

Loan Servicing (Detail Textuals) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loan Servicing [Abstract]
Unpaid principal balance of one to four family residential real estate loans	$ 320,669	$ 332,075
Custodial escrow balance	3,176	2,347
Fair value of mortgage servicing rights	2,143	2,578
Mortgage servicing rights valuation allowance	$ 15	$ 15

Stockholders' Equity, Regulat45

Stockholders' Equity, Regulatory Capital and Dividend Restrictions (Details) - Wells Federal Bank - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier I capital (to average assets), Actual Amount	$ 28,221	$ 25,380
Tier I capital (to average assets), Minimum for Capital Adequacy Purposes, Amount	10,884	10,255
Tier I capital (to average assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 13,605	$ 12,819
Tier I capital (to average assets), Actual Percent	10.37%	9.90%
Tier I capital (to average assets), Minimum for Capital Adequacy Purposes, Percent	4.00%	4.00%
Tier I capital (to average assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Percent	5.00%	5.00%
Tier I capital common equity (to risk weighted assets), Actual Amount	$ 28,221
Tier I capital common equity (to risk weighted assets), Minimum for Capital Adequacy Purposes, Amount	11,166
Tier I capital common equity (to risk weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 16,129
Tier I capital common equity (to risk weighted assets), Actual Percent	11.37%
Tier I capital common equity (to risk weighted assets), Minimum for Capital Adequacy Purposes, Percent	4.50%
Tier I capital common equity (to risk weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Percent	6.50%
Tier I capital (to risk weighted assets), Actual Amount	$ 28,221	$ 25,380
Tier I capital (to risk weighted assets), Minimum for Capital Adequacy Purposes, Amount	14,889	7,478
Tier I capital (to risk weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 19,851	$ 11,217
Tier I capital (to risk weighted assets), Actual Percent	11.37%	13.58%
Tier I capital (to risk weighted assets), Minimum for Capital Adequacy Purposes, Percent	6.00%	4.00%
Tier I capital (to risk weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Percent	8.00%	6.00%
Total risk based capital (to risk weighted assets), Actual Amount	$ 30,384	$ 27,566
Total risk based capital (to risk weighted assets), Minimum for Capital Adequacy Purposes, Amount	19,851	14,956
Total risk based capital (to risk weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 24,814	$ 18,695
Total risk based capital (to risk weighted assets), Actual Percent	12.24%	14.74%
Total risk based capital (to risk weighted assets), Minimum for Capital Adequacy Purposes, Percent	8.00%	8.00%
Total risk based capital (to risk weighted assets), Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Percent	10.00%	10.00%

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Basic earnings per share:
Net income	$ 3,420	$ 518	$ 4,463	$ 865
Weighted average number of shares outstanding, basic (in shares)	738,439	757,323	759,012	760,297
Per share amount, basic (in dollars per share)	$ 4.63	$ 0.68	$ 5.88	$ 1.14
Effect of dilutive securities:
Stock options (in shares)	432	1,218	432	1,218
Diluted earnings per share:
Net income plus assumed conversions	$ 3,420	$ 518	$ 4,463	$ 865
Weighted average number of shares outstanding, diluted (in shares)	738,871	758,541	759,444	761,515
Per share amount, diluted (in dollars per share)	$ 4.63	$ 0.68	$ 5.88	$ 1.14

Earnings Per Share (Detail Text

Earnings Per Share (Detail Textuals)	9 Months Ended
	Sep. 30, 2014shares
Earnings Per Share [Abstract]
Antidilutive options excluded from computation of earnings per share	15,850

Financial Instruments With Of48

Financial Instruments With Off-Balance-Sheet Risk (Detail Textuals) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit on loans total	$ 44,312	$ 38,110

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Recurring | Residential mortgage-backed agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 22,381	$ 22,545
Recurring | Residential mortgage-backed agencies | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Residential mortgage-backed agencies | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 22,381	$ 22,545
Recurring | Residential mortgage-backed agencies | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | SBA pools
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 2,646	$ 1,832
Recurring | SBA pools | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | SBA pools | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 2,646	$ 1,832
Recurring | SBA pools | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 10,343	$ 9,698
Recurring | Obligations of states and political subdivisions | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Obligations of states and political subdivisions | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 10,343	$ 9,698
Recurring | Obligations of states and political subdivisions | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Government-sponsored enterprise equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 125	$ 102
Recurring | Government-sponsored enterprise equity securities | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Government-sponsored enterprise equity securities | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 125	$ 102
Recurring | Government-sponsored enterprise equity securities | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Redeemable common stock
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ (2,257)	$ (2,533)
Recurring | Redeemable common stock | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Redeemable common stock | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Recurring | Redeemable common stock | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ (2,257)	$ (2,533)
Nonrecurring | Foreclosed real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 1,975	$ 3,656
Nonrecurring | Foreclosed real estate | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Nonrecurring | Foreclosed real estate | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Nonrecurring | Foreclosed real estate | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 1,975	$ 3,656
Nonrecurring | Collateral-dependent impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 1,914	$ 3,002
Nonrecurring | Collateral-dependent impaired loans | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Nonrecurring | Collateral-dependent impaired loans | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Nonrecurring | Collateral-dependent impaired loans | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 1,914	$ 3,002
Nonrecurring | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 315	$ 646
Nonrecurring | Mortgage servicing rights | Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Nonrecurring | Mortgage servicing rights | Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)
Nonrecurring | Mortgage servicing rights | Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Asset (Liability)	$ 315	$ 646

Fair Value Measurements (Deta50

Fair Value Measurements (Details 1) - Nonrecurring - Level 3 Inputs - Mortgage servicing rights - Discounted cash flows - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value		$ 315	$ 646
Valuation Technique	[1]	Discounted cash flows	Discounted cash flows
Unobservable Input		Prepayment PSA, Discount rate, Maturity (months) WAM, Costs to service	Prepayment PSA, Discount rate, Maturity (months) WAM, Costs to service
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment PSA		157.00%	157.00%
Discount rate		8.50%	8.50%
Maturity (months) WAM		37 months	37 months
Costs to service		$ 65	$ 65
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Prepayment PSA		335.00%	335.00%
Discount rate		9.25%	9.25%
Maturity (months) WAM		325 months	325 months
Costs to service		$ 750	$ 750
[1]	The estimated fair value on mortgage servicing rights is determined through a cash flow analysis performed at the loan level and is based on the objective attributes of the portfolio (i.e., note rate, loan amount, etc.) and industry assumptions used in the marketplace.

Fair Value Measurements (Deta51

Fair Value Measurements (Details 2) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Financial assets:
Cash and cash equivalents		$ 9,896	$ 14,373	$ 13,503	$ 12,625
Certificates of deposit		9,521	4,181
Federal funds sold		3,000	2,000
Securities available for sale		35,495	34,177
Federal Home Loan Bank stock		2,036	2,079
Loans held for sale		1,719	1,707
Loans receivable, net		197,336	182,050
Accrued interest receivable		1,252	834
Mortgage servicing rights		1,862	1,886
Financial liabilities:
Deposits		232,714	221,972
Advances from borrowers for taxes and insurance		3,639	2,630
Accrued interest payable		83	17
Redeemable common stock		2,257	2,533
Fair Value
Financial assets:
Cash and cash equivalents	[1]	9,896	14,373
Certificates of deposit	[2]	9,521	4,181
Federal funds sold	[2]	3,000	2,000
Securities available for sale	[2]	35,495	34,177
Federal Home Loan Bank stock	[2]	2,036	2,079
Loans held for sale	[2]	1,719	1,707
Loans receivable, net	[2]	201,241	183,219
Accrued interest receivable	[2]	1,252	834
Mortgage servicing rights	[3]	2,143	2,578
Financial liabilities:
Deposits	[2]	232,131	215,199
Advances from borrowers for taxes and insurance	[2]	3,639	2,630
Accrued interest payable	[2]	83	17
Redeemable common stock	[3]	$ 2,257	$ 2,533
[1]	Level 1
[2]	Level 2
[3]	Level 3

Business Combination (Details)

Business Combination (Details) - St. James $ in Thousands	Jul. 16, 2015USD ($)
Fair value of assets acquired
Cash	$ 1,337
Certificates of deposit	5,616
Securities - available for sale	995
Loans	17,506
Premises and equipment	366
Real estate owned	35
Accrued interest and other assets	131
Core deposit intangible	208
Total assets acquired	26,194
Fair value of liabilities assumed
Deposits	23,043
Deferred tax liability	238
Accrued interest and other liabilities	65
Total liabilities	23,346
Net assets acquired	$ 2,848

Business Combination (Details 1

Business Combination (Details 1) - St. James - Loans receivable $ in Thousands	Jul. 16, 2015USD ($)
Business Acquisition [Line Items]
Contractual Amount	$ 17,426
Fair Value Adjustments	80
Fair Value	17,506
Real estate | Residential
Business Acquisition [Line Items]
Contractual Amount	6,480
Fair Value Adjustments	74
Fair Value	6,554
Real estate | Revolving, open end residential
Business Acquisition [Line Items]
Contractual Amount	336
Fair Value Adjustments	(1)
Fair Value	335
Real estate | Agricultural
Business Acquisition [Line Items]
Contractual Amount	5,437
Fair Value Adjustments	57
Fair Value	5,494
Real estate | Commercial
Business Acquisition [Line Items]
Contractual Amount	1,262
Fair Value Adjustments	2
Fair Value	1,264
Operating and term | Agricultural
Business Acquisition [Line Items]
Contractual Amount	2,588
Fair Value Adjustments	2
Fair Value	2,590
Automobile Loan
Business Acquisition [Line Items]
Contractual Amount	721
Fair Value Adjustments	(8)
Fair Value	713
Other Consumer
Business Acquisition [Line Items]
Contractual Amount	602
Fair Value Adjustments	(46)
Fair Value	$ 556

Business Combination (Details 2

Business Combination (Details 2) - St. James - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Business Combination, Separately Recognized Transactions [Line Items]
Revenues (interest and noninterest income)	$ 3,614	$ 3,403	$ 10,419	$ 9,547
Net income	$ 542	$ 507	$ 1,641	$ 888
Diluted net income per share (in dollars per share)	$ 0.66	$ 0.61	$ 1.96	$ 1.06
Diluted weighted-average shares (in dollars per share)	$ 0.66	$ 0.61	$ 1.96	$ 1.06

Business Combination (Detail Te

Business Combination (Detail Textuals) - USD ($) $ / shares in Units, $ in Thousands	Jul. 16, 2015	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Business Acquisition [Line Items]
Bargain purchase gain		$ 2,848		$ 2,848
Stock issuance costs				1,147
Merger costs		$ 332	$ 9	$ 334	$ 27
St. James
Business Acquisition [Line Items]
Percentage of voting shares acquired	100.00%
Number of common stock sold and issued (in shares)	78,736
Share price (in dollars per share)	$ 27.36
Percentage of discount on average bid	5.00%
Threshold Trading Days	30 days
Percentage acquired by ESOP	8.00%
Shares issued under Employee Stock Ownership Plan (in shares)	6,299
Gross offering proceeds	$ 2,154
Purchased by employee stock ownership plan	$ 172
Common Stock, Shares, Outstanding	814,758
Bargain purchase gain	$ 2,848
Estimated contractual amounts receivable for loans acquired will not be collected	$ 79