U.S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12b-25
NOTIFICATION OF LATE FILING
SEC FILE NUMBER: 0-25518
CUSIP NUMBER: 833582 10 9
(Check One):
| [ ] | Form 10-K and Form 10-KSB |
| [ ] | Form 20-F |
| [ ] | Form 11-K |
| [X] | Form 10-Q and Form 10-QSB |
| [ ] | Form N-SAR |
For Period Ended: March 31, 2002
| [ ] | Transition Report on Form 10-K |
| [ ] | Transition Report on Form 20-F |
| [ ] | Transition Report on Form 11-K |
| [ ] | Transition Report on Form 10-Q |
| [ ] | Transition Report on Form N-SAR |
For the Transition Period Ended:
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Read Instruction (on back page) Before Preparing Form. Please Print or Type. Nothing in this form shall be construed to imply that the Commission has verified any information contained herein.
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If the notification relates to a portion of the filing checked above, identify the Item(s) to which the notification relates:
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Part I--Registrant Information
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If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check box if appropriate)
| [X] | (a) | The reasons described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense; |
| [X] | (b) | The subject annual report, semi-annual report, transition report on Form 10-K or Form 10-KSB, Form 20-F, Form 11-K or Form N-SAR, or portion thereof, will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q or Form 10-QSB, or portion thereof, will be filed on or before the fifth calendar day following the prescribed due date; and |
| (c) | The accountant's statement or other exhibit required by Rule 12b- 25(c) has been attached, if applicable. |
State below in reasonable detail the reasons why the Form 10-K and Form 10-KSB, 20-F, 11-K, 10-Q and Form 10-QSB, N-SAR or the transition report or portion thereof, could not be filed within the prescribed time period.
Response: As disclosed in the Current Report on Form 8-K filed by the Registrant on May 15, 2002, the Registrant is continuing to assess its potential loss exposure from the recently discovered failure of an employee of the Registrant's subsidiary bank to follow the bank's lending policies and procedures with respect to certain loans. The Registrant has not had sufficient time since this discovery to obtain the information it needs to determine the extent to which this matter should be addressed in its Quarterly Report on Form 10-QSB for the quarter ended March 31, 2002.
| (1) | Name and telephone number of person to contact in regard to this notification. |
| Thomas F. Gruber | (574) | 271-8300 | |
| (Name) | (Area Code) | (Telephone Number) |
| (2) | Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to file such report(s) been filed? |
If the answer is no, identify report(s).
| [X] | Yes | [ ] | No |
| (3) | Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report or portion thereof? |
| [ ] | Yes | [X] | No |
If so: attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be made.
has caused this notification to be signed on its behalf by the undersigned thereunto duly authorized.
| Date: May 15, 2002 | By: | Thomas F. Gruber |
| Thomas F. Gruber President and Chief Executive Officer |
INSTRUCTION: The form may be signed by an executive officer of the registrant or by any other duly authorized representative. The name and title of the person signing the form shall be typed or printed beneath the signature. If the statement is signed on behalf of the registrant by an authorized representative (other than an executive officer), evidence of the representative's authority to sign on behalf of the registrant shall be filed with the form.
ATTENTION
Intentional misstatements or omissions of fact constitute Federal Criminal Violations (See 18 U.S.C. 1001).
