Pmi (PMI) 10-K 2004 FY Annual report

Exhibit 23.1

Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the following Registration Statements of our reports dated March 3, 2005, with respect to the consolidated financial statements and schedules of The PMI Group, Inc., The PMI Group, Inc. managements’ assessment of the effectiveness of internal control over financial reporting, and the effectiveness of internal control over financial reporting of The PMI Group, Inc., included in this Annual Report (Form 10-K) for the year ended December 31, 2004.

Registration Statement Number	On Form
333-123049	S-8
333-32190	S-8
333-47473	S-8
333-63122	S-8
333-66829	S-8
333-76742	S-8
333-81679	S-8
333-15543	S-3
333-99378	S-8
333-48035	S-3
333-67125	S-3
333-70306	S-3
333-29777	S-4
333-102761	S-8
333-107747	S-3
333-110044	S-3

        /s/ Ernst & Young LLP

Los Angeles, California

March 10, 2005