FNBH Bancorp 10-Q 14 Aug 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 14, 2014
Document Information [Line Items]	'	'
Entity Registrant Name	'FNBH BANCORP INC	'
Entity Central Index Key	'0000943119	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Trading Symbol	'FNHM	'
Entity Common Stock, Shares Outstanding	'	27,770,143
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Jun-14	'
Document Fiscal Period Focus	'Q2	'
Document Fiscal Year Focus	'2014	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$36,611	$77,827
Short term investments	198	198
Total cash and cash equivalents	36,809	78,025
Investment securities:	'	'
Investment securities available for sale, at fair value	120,674	67,680
FHLBI and FRB stock, at cost	1,241	779
Total investment securities	121,915	68,459
Loans held for investment:	'	'
Commercial	132,452	136,864
Consumer	15,773	16,231
Real estate mortgage	11,440	12,020
Total loans held for investment	159,665	165,115
Less allowance for loan losses	-9,462	-9,214
Net loans held for investment	150,203	155,901
Premises and equipment, net	7,419	7,395
Other real estate owned, held for sale	1,512	480
Accrued interest and other assets	1,812	2,030
Total assets	319,670	312,290
Liabilities and Shareholders' Equity	'	'
Demand (non-interest bearing)	94,782	93,953
NOW	33,955	29,937
Savings and money market	87,557	82,518
Time deposits	73,529	77,782
Brokered certificates of deposit	0	1,123
Total deposits	289,823	285,313
Other borrowings	0	16
Accrued interest, taxes, and other liabilities	1,500	1,855
Total liabilities	291,323	287,184
Shareholders' Equity	'	'
Common stock, no par value. Authorized 40,000,000 shares at June 30, 2014 and 11,000,000 at December 31, 2013; 27,770,143 shares issued and outstanding at June 30, 2014 and 455,115 shares issued and outstanding at December 31, 2013	25,449	7,321
Retained earnings	2,633	2,478
Deferred directors' compensation	224	342
Accumulated other comprehensive income (loss)	41	-1,555
Total shareholders' equity	28,347	25,106
Total liabilities and shareholders' equity	319,670	312,290
Series A Preferred Stock [Member]	'	'
Shareholders' Equity	'	'
Preferred stock, no par value.	0	0
Series B Preferred Stock [Member]	'	'
Shareholders' Equity	'	'
Preferred stock, no par value.	$0	$16,520

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets [Parenthetical] (USD $)	Jun. 30, 2014	Dec. 31, 2013
Common stock, par value (in dollars per share)	$0	$0
Common stock, authorized	40,000,000	11,000,000
Common stock, issued	27,770,143	455,115
Common stock, outstanding	27,770,143	455,115
Series A Preferred Stock [Member]	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized	10,000	10,000
Preferred stock, issued	0	0
Preferred stock, outstanding	0	0
Series B Preferred Stock [Member]	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized	20,000	20,000
Preferred stock, issued	0	17,510
Preferred stock, outstanding	0	17,510

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and dividend income:	'	'	'	'
Interest and fees on loans	$2,207	$2,301	$4,309	$4,767
Interest and dividends on securities:	'	'	'	'
Taxable	435	253	803	515
Tax-exempt	12	12	24	23
Other securities	15	8	25	14
Interest on short term investments	1	0	2	1
Total interest and dividend income	2,670	2,574	5,163	5,320
Interest expense	177	231	385	466
Net interest income	2,493	2,343	4,778	4,854
Provision for loan losses	0	0	0	-2,250
Net interest income after provison for loan losses	2,493	2,343	4,778	7,104
Noninterest income:	'	'	'	'
Service charges and other fee income	548	556	1,140	1,211
Trust income	27	37	59	79
Gain on available for sale securities	2	0	2	0
Other	17	56	26	119
Total noninterest income	594	649	1,227	1,409
Noninterest expense:	'	'	'	'
Salaries and employee benefits	1,475	1,154	2,977	2,630
Net occupancy expense	285	213	522	463
Equipment expense	92	87	184	167
Professional and service fees	431	436	838	831
Loan collection and foreclosed property expenses	36	82	89	165
Computer service fees	128	111	257	225
Computer software amortization expense	10	10	19	18
FDIC assessment fees	167	253	251	509
Insurance	94	130	220	261
Printing and supplies	42	43	92	86
Net (gain) loss on sale/writedown of OREO and repossessions	-1	-90	0	-46
Other	222	202	396	395
Total noninterest expense	2,981	2,631	5,845	5,704
Income before federal income taxes	106	361	160	2,809
Federal income tax expense	0	146	5	104
Net income	$106	$215	$155	$2,705
Per share statistics:	'	'	'	'
Basic and diluted EPS (in dollars per share)	$0	$0.47	$0.01	$5.91
Weighted-average common shares outstanding (in shares)	13,476,282	457,435	7,052,822	457,435
Weighted-average common stock equivalent preferred shares outstanding, as converted (in shares)	14,293,861	0	19,624,444	0
Total basic and diluted shares (in shares)	27,770,143	457,435	26,677,266	457,435

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Net income	$106	$215	$155	$2,705
Other comprehensive income (loss):	'	'	'	'
Net change in unrealized gains (losses) on available for sale	272	-721	1,598	-639
Less reclassification adjustment for realized securities net gain recognized in net income	-2	0	-2	0
Other comprehensive income (loss):	270	-721	1,596	-639
Comprehensive income (loss)	$376	($506)	$1,751	$2,066

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (USD $)	Total	Preferred Stock [Member]	Common Stock [Member]	Retained Earnings [Member]	Deferred Directors' Compensation [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
In Thousands
Balances at Dec. 31, 2012	$7,369	$0	$7,202	($496)	$461	$202
Issued shares for deferred directors' fees	0	0	119	0	-119	0
Net income	2,705	0	0	2,705	0	0
Other comprehensive income (loss)	-639	0	0	0	0	-639
Balances at Jun. 30, 2013	9,435	0	7,321	2,209	342	-437
Balances at Dec. 31, 2013	25,106	16,520	7,321	2,478	342	-1,555
Issued shares for deferred directors' fees	0	0	118	0	-118	0
Issuance of common stock	1,490	0	1,490	0	0	0
Preferred stock converted to common stock	0	-16,520	16,520	0	0	0
Net income	155	0	0	155	0	0
Other comprehensive income (loss)	1,596	0	0	0	0	1,596
Balances at Jun. 30, 2014	$28,347	$0	$25,449	$2,633	$224	$41

Consolidated_Statements_of_Sha1

Consolidated Statements of Shareholders' Equity [Parenthetical]	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Issued shares for deferred directors' fees (in shares)	772	788

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:	'	'
Net income	$155	$2,705
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	0	-2,250
Depreciation and amortization	243	213
Deferred income tax expense	0	104
Net amortization on investment securities	488	627
Net gain on sale/writedown of OREO and repossessions	-1	-46
Decrease in accrued interest income and other assets	204	439
Increase (decrease) in accrued interest, taxes, and other liabilities	-355	680
Net cash provided by operating activities	734	2,472
Cash flows from investing activities	'	'
Purchases of available for sale securities	-59,928	-20,684
Proceeds from sales of available for sale securities	200	0
Proceeds from maturities and calls of available for sale securities	0	3,000
Proceeds from mortgage-backed securities paydowns - available for sale securities	7,863	10,995
Purchase of FRB stock	-462	0
Proceeds from sale of OREO and repossessions	13	1,559
Net decrease in loans	4,632	10,721
Capital expenditures	-252	-359
Net cash provided by (used in) investing activities	-47,934	5,232
Cash flows from financing activites:	'	'
Net increase (decrease) in deposits	4,510	-581
Common stock issued	1,490	0
(Repayment of) proceeds from other borrowings	-16	15
Net cash provided by (used in) financing activities	5,984	-566
Net change in cash and cash equivalents	-41,216	7,138
Cash and cash equivalents at beginning of year	78,025	42,021
Cash and cash equivalents at end of period	36,809	49,159
Supplemental disclosures:	'	'
Interest paid	398	472
Loans transferred to other real estate owned	958	86
Loans charged off	$258	$383

Basis_of_Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of Presentation and Significant Accounting Policies [Text Block]	'
	1. Basis of Presentation
	The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, these financial statements do not include all of the information and footnotes required by US GAAP for complete financial statements. In the opinion of management of FNBH Bancorp, Inc. (the Corporation), all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation were included. The results of operations for the three and six month period ended June 30, 2014 are not necessarily indicative of the results to be expected for the year ending December 31, 2014. For further information, refer to the consolidated financial statements and footnotes thereto included in the 2013 Annual Report contained in the Corporation’s report on Form 10-K filing. Certain reclassifications have been made to prior period financial statements to conform to the current period presentation.

Regulatory_Matters_and_Recover

Regulatory Matters and Recovery Initiatives	6 Months Ended
	Jun. 30, 2014
Regulatory Matters And Going Concern [Abstract]	'
Regulatory Matters And Going Concern [Text Block]	'
	2. Regulatory Matters and Recovery Initiatives
	Regulatory Actions
	On October 16, 2008, the Bank entered into a formal agreement with its primary federal regulator, the Office of the Comptroller of the Currency (the "OCC"). Pursuant to the agreement, the Bank agreed to take certain actions intended to address various issues that negatively impacted the Bank's financial condition and performance.
	On September 24, 2009, the Bank stipulated to the issuance of a Consent Order against the Bank by the OCC. This Consent Order, which superseded the formal agreement signed in October 2008, required the Bank to take certain actions to improve its financial condition and operations, including achieving and maintaining total capital equal to 11% of risk-weighted assets and Tier 1 capital equal to at least 8.5% of adjusted total assets. The Consent Order included a number of other requirements, including the submission of an acceptable strategic plan for the Bank's operations, the development and implementation of various written plans designed to improve the Bank's management of its loan portfolio, and certain steps to manage risks associated with commercial real estate and construction and development lending.
	The Corporation and the Bank have been working diligently to cause the Bank to meet the requirements of the 2009 Consent Order. In particular, the Corporation completed a private placement offering on December 11, 2013 which raised additional new capital of approximately $16.5 million. On December 20, 2013, the Corporation contributed $15.4 million of the net proceeds from this transaction to the capital of the Bank. As a result, as of December 31, 2013, the Bank met the minimum capital ratios required by the Consent Order. In addition, on March 27, 2014, the Corporation completed a rights offering which raised additional new capital of approximately $1.5 million, of which $550,000 was contributed to the capital of the Bank on March 28, 2014. These capital contributions enabled the Bank to achieve and maintain the minimum regulatory capital ratios imposed by the Consent Order at December 31, 2013 and March 31, 2014 and through June 30, 2014. (See Note 8 – Shareholders’ Equity.) To date, however, the Bank has failed to comply with several other requirements of the Consent Order.
	On October 31, 2013, the Bank stipulated to the issuance by the OCC of a new Consent Order against the Bank (the "Consent Order"). This new Consent Order replaces the Consent Order issued in 2009. The new Consent Order includes essentially all of the articles included in the 2009 Consent Order. In addition, the new Consent Order contains certain new conditions and/or articles intended to enhance the Bank’s risk management policies and practices; requirements to obtain certain OCC approval prior to deviating from the Bank's strategic business plan; additional requirements to ensure effective management and board composition, establishment of a formal compensation plan structure, and management of third party vendor relationships; a new article requiring the Bank to establish an affiliate transaction policy; and a new article to ensure the effectiveness of the Bank's internal audit program. Importantly, the new Consent Order continues to require the Bank to achieve and maintain total capital equal to 11% of risk weighted assets and Tier 1 capital equal to at least 8.5% of adjusted total assets. The new Consent Order was filed as an exhibit to the Corporation’s Form 10-Q for the quarterly period ended September 30, 2013 and the OCC has made a copy of the new Consent Order available on their website at www.occ.gov.
	As noted above, the Consent Order imposes many other requirements on the Bank in addition to the minimum capital ratios. Despite achieving the required minimum capital levels, the Bank is still working to achieve full compliance with each of the other articles of the Consent Order. Management believes it has made substantive progress on these other Consent Order requirements through various initiatives. However, additional effort and time is necessary in order for the Bank to demonstrate adherence to, and the effectiveness of, new policies and procedures implemented to remediate deficiencies identified in the Consent Order and to achieve full compliance with these other provisions of the Consent Order. The Bank continues to work diligently to meet these requirements in an effort to gain full compliance with the Consent Order.
	It will be imperative for the Bank to comply with these other requirements in order to avoid further regulatory enforcement action. As long as the Bank is subject to the Consent Order, the financial performance of the Corporation will be adversely impacted by higher FDIC insurance premiums paid by the Bank and other ongoing costs incurred to correct the deficiencies underlying the requirements of the Consent Order.
	Despite exceeding minimum regulatory standards for well-capitalized institutions at June 30, 2014, for purposes of the regulators’ Prompt Corrective Action (“PCA”) powers, the Bank is currently considered "adequately capitalized" due to being subject to the Consent Order. As a result of this classification, for purposes of PCA, the Bank is subject to a number of additional restrictions. These include, among other things, 1) limitations on the payment of capital distributions and management fees, 2) prohibitions on the acceptance, renewal, or roll-over of any brokered deposit without prior written approval of the Federal Deposit Insurance Corporation (FDIC), and 3) restrictions on interest rates paid on deposits. The Bank's capital category is determined solely for purposes of applying PCA; the capital category may not constitute an accurate representation of the Bank's overall financial condition or prospects.
	In addition to the above regulatory actions and restrictions imposed on the Bank, the Federal Reserve has imposed restrictions on the Corporation to effect its support of the Bank. Specifically, the Corporation must receive approval from the Federal Reserve before the payment of dividends, issuance of debt, or redemption of stock. Additional restrictions on the Corporation by the Federal Reserve relate to changes in the composition of board members, the employment of senior executive officers or changes in the responsibilities of senior executive officers, and limitations on indemnification and severance payments.
	Despite restoration of the Bank’s regulatory capital ratios to minimum levels imposed by the Consent Order, there is no assurance that the Bank will be able to maintain these capital ratios throughout 2014 or beyond. Moreover, management and the Board of Directors' execution of various initiatives designed to fully satisfy the asset quality, risk management, and other requirements of the Consent Order will take additional time and may not prove to be sufficiently effective. As such, no assurance can be provided as to whether or when the Bank will be in full compliance with the Consent Order or whether or when the Consent Order will be lifted or terminated. Even if lifted or terminated, the Bank may still be subject to a memorandum of understanding or other enforcement action by regulators that would restrict activities or that would continue to impose greater capital requirements on the Bank. The requirements and restrictions of the Consent Order are legally enforceable and the Corporation’s or Bank’s failure to comply with such requirements and restrictions may subject the Corporation and the Bank to additional regulatory restrictions.
	Until such time as the Consent Order is either modified or lifted, management continues to pursue initiatives to achieve full compliance with all requirements of the Consent Order in order to mitigate the impact of the related regulatory challenges. In addition, execution of such initiatives includes implementation of measures necessary to position the Bank to overcome current economic challenges.
	Recovery Plan Initiatives
	As part of a recovery plan initiated in late 2008, management and the Board of Directors have been aggressively pursuing various initiatives intended to address and satisfy deficiencies identified in the Consent Order, the most important of which was a significant recapitalization necessary to restore the Bank’s capital to a level sufficient to meet the required minimum capital ratios. Other recovery plan efforts and initiatives are designed to improve the Bank’s financial health and risk management practices and policies. They include aggressively reducing credit risk exposure in the loan portfolio and improving the efficiency and effectiveness of core business processes. Certain other key elements of management’s continued recovery plan include, but are not limited to:
		⋅	Continued, aggressive management of the Bank’s existing loan portfolio to reduce the level of classified loans, to minimize further credit losses and to maximize recoveries via negotiated payoffs, settlements and restructuring of existing problem loans;
		⋅	Continued strengthening of risk management processes and procedures via ensuring the Bank has appropriate personnel with sufficient experience, training and authority to execute safe and sound banking practices with respect to asset quality;
		⋅	Improve core profitability via gradual repositioning of balance sheet composition to increase earning assets while ensuring the Bank maintains an acceptable risk profile and adequate capital levels; and
		⋅	Commitment to dedicate sufficient resources to address all portions of the Consent Order followed by a managed re-alignment of operating costs with a recapitalized, restructured and more efficient banking operation designed to promote balance sheet growth in an increasingly regulated and competitive business climate.
	Management makes no assurances that the efforts, results, and/or future plans described above will improve the Bank’s overall financial condition, guarantee profitability in 2014, or ensure the modification or discharge of existing regulatory enforcement actions imposed on the Bank.

Securities

Securities	6 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investment Securities [Text Block]	'
	3. Securities
	Securities available for sale consist of the following:
						Unrealized
			Amortized Cost			Gains			Losses		Fair Value
			(in thousands)
	30-Jun-14
	Mortgage-backed/CMO		$	96,834		$	311		$	-1,062	$	96,083
	U.S. Agency			22,139			13			-8		22,144
	Obligations of state and political subdivisions			1,590			15			-		1,605
	Preferred stock(1)			49			793			-		842
	Total available for sale		$	120,612		$	1,132		$	-1,070	$	120,674
	31-Dec-13
	Mortgage-backed/CMO		$	67,392		$	84		$	-2,307	$	65,169
	Obligations of state and political subdivisions			1,794			7			-7		1,794
	Preferred stock(1)			49			668			-		717
	Total available for sale		$	69,235		$	759		$	-2,314	$	67,680
	(1) Represents preferred stocks issued by Freddie Mac and Fannie Mae
	The following is a summary of the gross unrealized losses and fair value of securities by length of time that individual securities have been in a continuous loss position:
			Less than 12 months						12 months or more					Total
			Unrealized			Fair Value			Unrealized		Fair Value			Unrealized		Fair Value
			losses						losses					losses
			(in thousands)
	30-Jun-14
	Mortgage-backed/CMO		$	-246		$	25,165		$	-816	$	32,139		$	-1,062		57,304
	U.S Agency			-8			6,751			-		-			-8		6,751
	Total		$	-254		$	31,916		$	-816	$	32,139		$	-1,070	$	64,055
	31-Dec-13
	Mortgage-backed/CMO		$	-2,093		$	52,020		$	-214	$	3,537		$	-2,307		55,557
	Obligations of state and political subdivisions			-7			780			-		-			-7		780
	Total		$	-2,100		$	52,800		$	-214	$	3,537		$	-2,314	$	56,337
	Securities are reviewed quarterly for possible other-than-temporary impairment (OTTI) based on guidance included in ASC Topic 320, Investments–Debt and Equity Instruments. This guidance requires an entity to assess whether it intends to sell, or whether it is more likely than not that it will be required to sell, a security in an unrealized loss position before the recovery of the security’s amortized cost basis. If either of these criteria is met, the entire difference between the amortized cost and fair value is recognized in earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment recognized in earnings is limited to the amount related to credit losses, while impairment related to other factors is recognized in other comprehensive income.
	Management’s review of the securities portfolio for the existence of OTTI considers various qualitative and quantitative factors regarding each investment category, including if the securities were U.S. Government issued, the credit rating on the securities, credit outlook, payment status and financial condition, the length of time the security has been in a loss position, the size of the loss position and other meaningful information.
	At June 30, 2014, the Corporation had three agency mortgage-backed securities and eleven agency CMO securities which have been impaired (i.e., fair market value is less than amortized cost) for more than twelve months. At December 31, 2013, there were two agency CMO securities impaired more than twelve months. The unrealized losses at June 30, 2014 are attributed to rises in term interest rates and widening spreads to Treasury bonds. As management does not intend to liquidate these securities and it is more likely than not that we will not be required to sell these securities prior to recovery of the unrealized losses, no declines are deemed to be other than temporary.
	The Corporation owns one non-agency mortgage backed security for which OTTI was recorded in prior periods. A summary of the par value, book value, carrying value (fair value) and unrealized gain (loss) for the non-agency mortgage backed security is presented below:
			June 30, 2014						December 31, 2013
			Amount				% of Par		Amount		% of Par
			(dollars in thousands)
	Par value		$	1,482			100	%	$	1,632		100	%
	Book value			1,312			88.53	%		1,454		89.09	%
	Carrying value			1,367			92.24	%		1,454		89.09	%
	Unrealized gain			55			3.71	%		-		0	%
	The Corporation makes a quarterly assessment of OTTI on this non-agency mortgage-backed security primarily based on a quarterly cash flow analysis performed by an independent third-party specialist. The evaluation includes a comparison of the present value of the expected cash flows to previous estimates to determine whether adverse changes in cash flows resulted during the period. The analysis considers attributes of the security, such as its super tranche position, and specific loan level collateral underlying the security. Certain key attributes of the underlying loans supporting the security included the following:
			June 30, 2014			December 31, 2013
	Weighted average remaining credit score (based on original FICO)			737			737
	Primary location of underlying loans:
	California			69	%		70	%
	Florida			3	%		3	%
	Other			28	%		27	%
	Delinquency status of underlying loans:
	Past due 30-59 days			3.51	%		1.44	%
	Past due 60-89 days			0.63	%		3.44	%
	Past due 90 days or more			4.23	%		6.01	%
	In process of foreclosure			8.33	%		3.78	%
	Held as other real estate owned			0.57	%		0	%
	The specialist calculates an estimate of the fair value of the security's cash flows using an INTEX valuation model, subject to certain assumptions regarding collateral related cash flows such as expected prepayment rates, default rates, loss severity estimates, and discount rates as key valuation inputs. Certain key attributes of the underlying loans supporting the security included the following:
		June 30, 2014				December 31, 2013
	Voluntary repayment rate (CRR)			16.04	%			14.27	%
	Default rates:
	Within next 24 months			7.56	%			6.56	%
	Decreasing to (by month 37)			3.47	%			3.55	%
	Decreasing to (by month 206 at June 2014 and by month 212 at December 2013)			0	%			0	%
	Loss severity rates:
	Initial loss upon default (Year 1)			45.14	%			45.08	%
Per annum decrease in loss rate (Years 2 - 11)			3.5	%			3.5	%
Floor (Year 12)			23	%			23	%
Discount rate (1):			5.5	%			5.5	%
Remaining credit support provided by other collateral pools of underlying loans within the security:			0	%			0	%
(1) Intended to reflect estimated uncertainty and liquidity premiums, after adjustment for estimated credit loss cash flows.
The prepayment assumptions used within the model consider borrowers’ incentive to prepay based on market interest rates and borrowers’ ability to prepay based on underlying assumptions for borrowers’ ability to qualify for a new loan based on their credit and appraised property value, by location. As such, prepayment speeds decrease as credit quality and home prices deteriorate, reflecting a diminished ability to refinance.
In addition, collateral cash flow assumptions utilize a valuation technique under a “Liquidation Scenario” whereby loans are evaluated by delinquency and are assigned probability of default and loss factors deemed appropriate in the current economic environment. The liquidation scenarios assume that all loans 60 or more days past due migrate to default, are liquidated, and losses are realized over a period of between six and twenty four months based in part upon initial loan to value ratios and estimated changes in both historical and future property values since origination as obtained from financial data sources.
At June 30, 2014, based on a present value at a prospective yield of future cash flows for the investment as provided by the specialist and after management’s evaluation of the reasonableness of the specialist's underlying assumptions regarding Level 2 and Level 3 inputs, the Corporation concluded that the security’s expected cash flows continued to support the amortized cost of the security and no additional other-than-temporary impairment had been incurred.
At June 30, 2014 the non-agency mortgage-backed security was in an unrealized gain position of approximately $55,000. At December 31, 2013, using the valuation methodology and applicable inputs and assumptions described above, there was no unrealized gain or loss on the security.
The amortized cost and fair value of securities available for sale, by contractual maturity, follow. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		June 30, 2014						December 31, 2013
		Amortized			Approximate			Amortized		Approximate
		Cost			Fair Value			Cost		Fair Value
		(in thousands)
Maturing within one year		$	2,004		$	2,006		$	-	$	-
Maturing after one year but within five years			18,894			18,898			761		761
Maturing after five years but within ten years			2,305			2,308			505		512
Maturing after ten years			575			1,379			577		1,238
			23,778			24,591			1,843		2,511
Mortgage-backed/CMO securities			96,834			96,083			67,392		65,169
Totals		$	120,612		$	120,674		$	69,235	$	67,680
No securities were called during the six month period ended June 30, 2014. Proceeds from at-par calls of securities totaled $3.0 million for the six months ended June 30, 2013.
At June 30, 2014 and December 31, 2013, the Corporation did not own any investment securities issued by states and political subdivisions in which the amortized cost and fair value of such securities individually exceeded 10% of shareholders’ equity.
Investment securities, with an amortized cost of approximately $56.4 million at June 30, 2014 were pledged to secure public deposits and for other purposes required or permitted by law, including approximately $22.8 million of securities pledged as collateral at the Federal Home Loan Bank of Indianapolis (FHLBI) to support potential liquidity needs of the Bank. At December 31, 2013, the amortized cost of pledged investment securities totaled $60.8 million of which $25.5 million of securities was pledged as collateral at the FHLBI for contingent liquidity needs of the Bank.
The Bank owns stock in the Federal Home Loan Bank of Indianapolis (FHLBI) and the Federal Reserve Bank (FRB), both of which are recorded at cost. The Bank is required to hold stock in the FHLBI equal to 5% of the institution’s borrowing capacity with the FHLBI. The Bank’s investment in FHLBI stock amounted to $735,000 at June 30, 2014 and December 31, 2013. As a member bank of the Federal Reserve System, the Bank is required to own FRB capital stock equal to six percent of its capital and surplus. The Bank’s investment in FRB stock totaled $506,000 and $44,000 at June 30, 2014 and December 31, 2013, respectively. In March 2014, the Bank purchased additional FRB stock due to the increase in its capital position resulting from the December 2013 capital contribution from the Corporation. The FHLBI and FRB stock investments can only be resold to, or redeemed by, the issuer.

Loans

Loans	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	4. Loans
	The recorded investment in portfolio loans consists of the following:
		June 30, 2014		December 31, 2013
		(in thousands)
	Commercial	$	14,641	$	15,019
	Commercial real estate:
	Construction, land development, and other land		5,435		5,826
	Owner occupied		48,035		49,012
	Nonowner occupied		58,300		60,322
	Consumer real estate:
	Commercial purpose		6,301		6,886
	Mortgage - Residential		12,685		12,955
	Home equity and home equity lines of credit		8,318		8,991
	Consumer and Other		6,113		6,273
	Subtotal		159,828		165,284
	Unearned income		-163		-169
	Total Loans	$	159,665	$	165,115
	Included in the consumer real estate loans above are residential first mortgages reported as “real estate mortgages” on the consolidated balance sheets. In addition, a portion of these consumer real estate loans include commercial purpose loans where the borrower has pledged a 1-4 family residential property as collateral. Loans also include the reclassification of demand deposit overdrafts, which amounted to $84,000 at June 30, 2014 and $114,000 at December 31, 2013, respectively.
	Loans serviced for others, including commercial participations sold, are not reported as assets of the Bank and approximated $1.9 million at June 30, 2014 and $3.9 million at December 31, 2013.

Allowance_for_Loan_Losses_and_

Allowance for Loan Losses and Credit Quality of Loans	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Allowance for Credit Losses [Text Block]	'
	5. Allowance for Loan Losses and Credit Quality of Loans
	The Corporation separates its loan portfolio into segments to perform the calculation and analysis of the allowance for loan losses. The four segments analyzed are Commercial, Commercial Real Estate, Consumer Real Estate, and Consumer and Other. The Commercial segment includes loans to finance commercial and industrial businesses that are not secured by real estate. The Commercial Real Estate segment includes: i) construction real estate loans to finance construction and land development and/or loans secured by vacant land and ii) commercial real estate loans secured by non-farm, non-residential real estate which are further classified as either owner occupied or non-owner occupied based on the underlying collateral type. The Consumer Real Estate segment includes (commercial and non-commercial purpose) loans that are secured by 1 – 4 family residential real estate properties, including first mortgages on residential properties and home equity loans and lines of credit that are secured by first or second liens on residential properties. The Consumer and Other segment include all loans not included in any other segment. These are primarily loans to consumers for household, family, and other personal expenditures, such as autos, boats, and recreational vehicles.
	Activity in the allowance for loan losses by portfolio segment for three months ended:
			Commercial		Commercial		Consumer		Consumer		Total
					Real Estate		Real Estate		and Other
			(in thousands)
	June 30, 2014
	Allowance for loan losses:
	Beginning balance		$	622	$	7,229	$	1,184	$	204	$	9,239
	Charge offs			-95		-		-46		-31		-172
	Recoveries			30		290		57		18		395
	Provision			32		-126		45		49		-
	Ending balance		$	589	$	7,393	$	1,240	$	240	$	9,462
	30-Jun-13
	Allowance for loan losses:
	Beginning balance		$	892	$	6,866	$	1,647	$	148	$	9,553
	Charge offs			-164		-63		-56		-25		-308
	Recoveries			38		7		156		37		238
	Provision			4		-7		-14		17		-
	Ending balance		$	770	$	6,803	$	1,733	$	177	$	9,483
	Activity in the allowance for loan losses by portfolio segment for the six months ended:
			Commercial		Commercial		Consumer		Consumer		Total
					Real Estate		Real Estate		and Other
			(in thousands)
	30-Jun-14
	Allowance for loan losses:
	Beginning balance		$	633	$	7,180	$	1,215	$	186	$	9,214
	Charge offs			-95		-42		-70		-51		-258
	Recoveries			87		299		75		45		506
	Provision			-36		-44		20		60		-
	Ending balance		$	589	$	7,393	$	1,240	$	240	$	9,462
	30-Jun-13
	Allowance for loan losses:
	Beginning balance		$	908	$	8,682	$	2,036	$	143	$	11,769
	Charge offs			-164		-88		-62		-69		-383
	Recoveries			55		12		219		61		347
	Provision			-29		-1,803		-460		42		-2,250
	Ending balance		$	770	$	6,803	$	1,733	$	177	$	9,483
	The following presents the balance in allowance for loan losses and loan balances by portfolio segment based on impairment method:
			Commercial		Commercial		Consumer		Consumer		Total
					Real Estate		Real Estate		and Other
			(in thousands)
	30-Jun-14
	Allowance for loan losses:
	Individually evaluated for impairment		$	2	$	2,167	$	10	$	-	$	2,179
	Collectively evaluated for impairment			587		5,226		1,230		240		7,283
	Total allowance for loan losses		$	589	$	7,393	$	1,240	$	240	$	9,462
	Recorded investment in loans:
	Individually evaluated for impairment		$	182	$	14,951	$	1,839	$	-	$	16,972
	Collectively evaluated for impairment			14,459		96,819		25,465		6,113		142,856
	Total recorded investment in loans		$	14,641	$	111,770	$	27,304	$	6,113	$	159,828
	31-Dec-13
	Allowance for loan losses:
	Individually evaluated for impairment		$	11	$	2,298	$	135	$	-	$	2,444
	Collectively evaluated for impairment			622		4,882		1,080		186		6,770
	Total allowance for loan losses		$	633	$	7,180	$	1,215	$	186	$	9,214
	Recorded investment in loans:
	Individually evaluated for impairment		$	211	$	17,052	$	1,848	$	-	$	19,111
	Collectively evaluated for impairment			14,808		98,108		26,984		6,273		146,173
	Total recorded investment in loans		$	15,019	$	115,160	$	28,832	$	6,273	$	165,284
	Management’s on-going monitoring of the credit quality of the portfolio relies on an extensive credit risk monitoring process that considers several factors including: current economic conditions affecting the Bank’s customers, the payment performance of individual loans and pools of homogenous loans, portfolio seasoning, changes in collateral values, and detailed reviews of specific relationships.
	Our internal loan grading system assigns a risk grade to all commercial loans. This grading system is similar to those employed by banking regulators. Grades 1 through 5 are considered “pass” credits and grade 6 are considered “watch” credits and are subject to greater scrutiny. Those loans graded 7 and higher are considered substandard and are individually evaluated for impairment if reported as nonaccrual and are greater than $100,000 or part of an aggregate relationship exceeding $100,000. All commercial loans are graded at inception and reviewed, and if appropriate, re-graded at various intervals thereafter. Additionally, our commercial loan portfolio and assigned risk grades are periodically subjected to review by external loan reviewers and banking regulators. Certain of the key factors considered in assigning loan grades include: cash flows, operating performance, financial condition, collateral, industry condition, management, and the strength, liquidity and willingness of guarantors’ support.
	A description of the general characteristics of each risk grade follows:
	⋅	RATING 1 (Satisfactory – Minimal Risk) - Loans in this category are to persons or entities of unquestioned financial strength, a highly liquid financial position, with collateral that is liquid and well margined. These borrowers have performed without question on past obligations, and the Bank expects their performance to continue. Internally generated cash flow covers current maturities of long-term debt by a substantial margin.
	⋅	RATING 2 (Satisfactory – Modest Risk) – These loans to persons or entities with strong financial condition and above-average liquidity who have previously satisfactorily handled their obligations with the Bank. Collateral securing the Bank’s debt is margined in accordance with policy guidelines. Internally-generated cash flow covers current maturities of long-term debt more than adequately.
	⋅	RATING 3 (Satisfactory - Average) – These are loans with average cash flow and ratios compared to peers. Usually RMA comparisons show where companies fall in the performance spectrum. Companies have consistent performance for 3 or more years.
	⋅	RATING 4 (Satisfactory – Acceptable Risk) – Loans to persons or entities with an average financial condition, adequate collateral margins, adequate cash flow to service long-term debt, and net worth comprised mainly of fixed assets are included in this category. These entities are minimally profitable now, with projections indicating continued profitability into the foreseeable future. Overall, these loans are basically sound.
	⋅	RATING 5 (Satisfactory - Acceptable – Monitor) - These loans are characterized by borrowers who have marginal, but adequate cash flow, marginal profitability, but currently have been meeting the obligations of their loan structure. However, adverse changes in the borrower’s circumstances and/ or current economic conditions are more likely to impair their capacity for repayment. The borrower has in the past satisfactorily handled debts with the Bank, but may be experiencing some minor delinquency in making payments, or other signs of temporary cash flow issues. Borrower may be experiencing declining margins or other negative financial trends, despite the borrower’s continued satisfactory condition and positive cash flow. Other characteristics of borrowers in this class include inadequate credit information, weakness of financial statement, or declining but positive repayment capacity. This classification includes loans to new or established borrowers with satisfactory loan structure, but where near term economic or business issues appears to remain stable and the near term projections would limit the ability for an improvement in the financial trends of the borrower.
	⋅	RATING 6 (Special Mention - OAEM) - Loans in this class have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. These potential weaknesses may result in a deterioration of the repayment of the loan and increase the credit risk. Special mention assets are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. Special mention credits may include a borrower that pays the Bank on a timely basis (occasional 30 day delinquent) and may be experiencing temporary cash flow deficiencies.
	⋅	RATING 7 (Substandard) – A substandard loan is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard loans, does not have to exist in individual loans. Substandard credits may include a borrower that pays consistently past due, has significant cash flow shortages and may have a collateral shortfall that requires a specific reserve.
	⋅	RATING 8 (Doubtful) - This risk rating class has all of the weaknesses inherent in the substandard rating but with the added characteristic that the weaknesses make collection in full or liquidation, on the basis of currently known existing facts, condition, and values, highly questionable and improbable. These are poor quality loans in which neither the collateral, if any, nor the financial condition of the borrower presently ensure collectability in full within a reasonable period of time; in fact, there is permanent impairment in the collateral securing the Bank’s loan. These loans are in a work-out status, must be non-accrual status and have a defined work-out strategy.
This is a transitional risk rating class while collateral value and other factors are assessed. Loans will remain in this class for the assessment period, but in no event for more than 1 year. If there is no improvement in the Bank’s position during that time, a charge-off will be taken to best reflect known asset collateral value. If the loan goes into a “Deeds in Redemption” status before 1 year, any shortfall will be recognized immediately.
The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency.
The assessment of compensating factors may result in a rating plus or minus one grade from those listed above. These factors include, but are not limited to collateral, guarantors, environmental conditions, history, plan/projection reasonableness, quality of information, and payment delinquency.
The internal loan grading system is applied to the residential real estate portion of our consumer loan portfolio upon certain triggering events (e.g., delinquency, bankruptcy, restructuring, etc.). However, large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans are collectively evaluated for impairment and they are not separately identified for impairment disclosures. The primary risk element for the residential real estate portion of consumer loans is the timeliness of borrowers’ scheduled payments. We rely primarily on our internal reporting system to monitor past due loans and have internal policies and procedures to pursue collection and protect our collateral interests in order to mitigate losses.
Our monitoring of credit quality is further denoted by classification of loans as nonperforming, which reflects loans where the accrual of interest has been discontinued and loans that are past due 90 days or more and still accruing interest. In addition, nonperforming loans include troubled debt restructured loans (as discussed below) that are on nonaccrual status or past due 90 days or more. Troubled debt restructured loans that are accruing interest and not past due 90 days or more are excluded from nonperforming loans.
The following summarizes the recorded investment in loans by risk grade and nonperforming loans, by class of loan:
		Not Rated		1		2		3		4		5		6		7		8		Total		Nonperforming
		(in thousands)
30-Jun-14
Commercial		$	-	$	460	$	14	$	1,661	$	6,087	$	5,704	$	406	$	309	$	-	$	14,641	$	144
Commercial Real Estate:
Construction, land development, and other land			-		-		-		-		1,283		1,881		159		638		1,474		5,435		1,871
Owner occupied			27		-		662		4,357		21,469		16,451		2,207		2,862		-		48,035		1,447
Nonowner occupied			-		-		365		1,323		18,307		29,854		5,464		2,987		-		58,300		1,897
Consumer real estate:
Commercial Purpose			-		-		-		191		1,312		3,158		425		1,215		-		6,301		1,087
Mortgage - Residential			5,360		-		-		-		-		4,675		-		2,650		-		12,685		2,478
Home equity and home equity lines of credit			6,973		-		-		-		-		1,230		-		115		-		8,318		66
Consumer and Other			5,675		-		-		-		-		304		-		134		-		6,113		41
Total		$	18,035	$	460	$	1,041	$	7,532	$	48,458	$	63,257	$	8,661	$	10,910	$	1,474	$	159,828	$	9,031
31-Dec-13
Commercial		$	114	$	479	$	17	$	2,680	$	5,057	$	5,901	$	607	$	164	$	-	$	15,019	$	12
Commercial Real Estate:
Construction, land development, and other land			-		-		-		-		1,840		1,745		165		602		1,474		5,826		1,849
Owner occupied			32		-		720		3,132		20,987		16,172		2,916		5,053		-		49,012		2,580
Nonowner occupied			-		-		393		1,340		19,057		28,865		4,735		5,932		-		60,322		3,623
Consumer real estate:
Commercial Purpose			-		-		-		221		1,712		3,399		760		794		-		6,886		663
Mortgage - Residential			5,490		-		-		-		-		4,349		-		3,116		-		12,955		1,853
Home equity and home equity lines of credit			4,164		3,502		-		-		-		770		-		555		-		8,991		363
Consumer and Other			5,839		-		-		-		-		307		-		127		-		6,273		124
Total		$	15,639	$	3,981	$	1,130	$	7,373	$	48,653	$	61,508	$	9,183	$	16,343	$	1,474	$	165,284	$	11,067
Loans are considered past due when contractually required principal or interest has not been received. The amount classified as past due is the entire principal balance outstanding of the loan, not just the amount of payments that are past due.
An aging analysis of the recorded investment in past due loans, segregated by class of loans follows:
														90+ Days
		Loans Past Due												Past Due
		30-59 Days		60-89 Days		90+ Days		Total		Current		Total		and Accruing
		(in thousands)
30-Jun-14
Commercial		$	98	$	-	$	-	$	98	$	14,543	$	14,641	$	-
Commercial real estate:
Construction, land development, and other land			156		-		-		156		5,279		5,435		-
Owner occupied			50		28		50		128		47,907		48,035		-
Nonowner occupied			-		-		361		361		57,939		58,300		-
Consumer real estate:
Commercial purpose			84		-		-		84		6,217		6,301		-
Mortgage - Residential			23		327		332		682		12,003		12,685		-
Home equity and home equity lines of credit			-		-		-		-		8,318		8,318		-
Consumer and Other			84		16		-		100		6,013		6,113		-
Total		$	495	$	371	$	743	$	1,609	$	158,219	$	159,828	$	-
31-Dec-13
Commercial		$	-	$	-	$	-	$	-	$	15,019	$	15,019	$	-
Commercial real estate:
Construction, land development, and other land			-		-		68		68		5,758		5,826		-
Owner occupied			153		155		843		1,151		47,861		49,012		-
Nonowner occupied			627		312		241		1,180		59,142		60,322		-
Consumer real estate:
Commercial purpose			103		-		123		226		6,660		6,886		-
Mortgage - Residential			77		851		104		1,032		11,923		12,955		-
Home equity and home equity lines of credit			75		37		-		112		8,879		8,991		-
Consumer and Other			55		9		-		64		6,209		6,273		-
Total		$	1,090	$	1,364	$	1,379	$	3,833	$	161,451	$	165,284	$	-
Loans are placed on nonaccrual when, in the opinion of management, the collection of additional interest is doubtful. Loans are generally placed on nonaccrual upon becoming ninety days past due. However, loans may be placed on nonaccrual regardless of whether or not they are past due. All cash received on nonaccrual loans is applied to the principal balance. Loans are considered for return to accrual status on an individual basis when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.
The following summarizes the recorded investment in nonaccrual loans, by class of loan:
		June 30, 2014		December 31, 2013
		(in thousands)
Commercial		$	144	$	12
Commercial real estate:
Construction, land development, and other land			1,871		1,849
Owner occupied			1,447		2,580
Nonowner occupied			1,897		3,623
Consumer real estate:
Commercial purpose			1,087		663
Mortgage - Residential			2,478		1,853
Home equity and home equity lines of credit			66		363
Consumer and Other			41		124
Total		$	9,031	$	11,067
The following summarizes impaired loans and related valuation allowance allocations by class of loan:
		June 30, 2014						December 31, 2013
		Recorded		Unpaid		Valuation		Recorded		Unpaid		Valuation
		Investment		Principal		Allowance		Investment		Principal		Allowance
				Balance						Balance
		(in thousands)
With an allowance recorded:
Commercial		$	37	$	37	$	2	$	198	$	224	$	11
Commercial real estate:
Construction, land development, and other land			2,192		4,434		1,657		2,368		4,664		1,649
Owner occupied			2,149		2,563		340		3,467		3,799		297
Nonowner occupied			3,915		3,941		170		5,107		5,470		352
Consumer real estate:
Commercial purpose			108		122		10		1,185		1,316		135
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		-		-		-		-
Total			8,401		11,097		2,179		12,325		15,473		2,444
With no related allowance recorded:
Commercial			145		146		-		13		14		-
Commercial real estate:
Construction, land development, and other land			496		622		-		306		416		-
Owner occupied			2,443		2,757		-		2,556		3,517		-
Nonowner occupied			3,756		4,511		-		3,248		3,871		-
Consumer real estate:
Commercial purpose			1,731		2,124		-		663		1,261		-
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		-		-		-		-
Total			8,571		10,160		-		6,786		9,079		-
Total:
Commercial			182		183		2		211		238		11
Commercial real estate:
Construction, land development, and other land			2,688		5,056		1,657		2,674		5,080		1,649
Owner occupied			4,592		5,320		340		6,023		7,316		297
Nonowner occupied			7,671		8,452		170		8,355		9,341		352
Consumer real estate:
Commercial purpose			1,839		2,246		10		1,848		2,577		135
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		-		-		-		-
Total Impaired Loans		$	16,972	$	21,257	$	2,179	$	19,111	$	24,552	$	2,444
The following summarizes the recorded investment in impaired loans for the three and six months ended:
		Three Months Ended				Six Months Ended
		June 30,				June 30,
		2014		2013		2014		2013
		(in thousands)
Average of impaired loans during the period
Commercial		$	189	$	470	$	198	$	473
Commercial real estate:
Construction, land development, and other land			2,584		3,160		2,662		3,163
Owner occupied			4,796		7,352		4,907		7,341
Nonowner occupied			7,811		9,949		7,893		8,390
Consumer real estate:
Commercial purpose			1,931		2,617		1,898		2,645
Mortgage - Residential			-		-		-		-
Home equity and home equity lines of credit			-		-		-		-
Consumer and Other			-		-		-		-
Total		$	17,311	$	23,548	$	17,558	$	22,012
Interest income regognized during impairement
Commercial		$	1	$	5	$	2	$	9
Commercial real estate:
Construction, land development, and other land			12		12		22		32
Owner occupied			49		60		97		140
Nonowner occupied			67		83		126		161
Consumer real estate:
Commercial purpose			12		26		24		49
Mortgage - Residential			-		-		-		-
Home equity and home equity lines of credit			-		-		-		-
Consumer and Other			-		-		-		-
Total		$	141	$	186	$	271	$	391
For loans where impairment is measured based on the present value of expected future cash flows, subsequent changes in present value and related allowance adjustments resulting from the passage of time are accounted within the provision for loan losses rather than interest income.
Troubled Debt Restructurings
The Corporation may agree to modify the terms of a loan to improve its ability to collect amounts due. The modified terms are intended to enable customers to mitigate the risk of foreclosure by creating a payment structure that provides for continued loan payment requirements based on their current cash flow ability. Modifications, including renewals, where concessions are made by the Bank and result from the debtor’s financial difficulties are considered troubled debt restructurings (TDRs).
Loan modifications are considered TDRs when the modification includes terms outside of normal lending practices (i.e., concessions) to a borrower who is experiencing financial difficulties.
Typical concessions granted include, but are not limited to:
	1	Agreeing to interest rates below prevailing market rates for debt with similar risk characteristics
	2	Extending the amortization period beyond typical lending guidelines for debt with similar risk characteristics
	3	Forbearance of principal
	4	Forbearance of accrued interest
To determine if a borrower is experiencing financial difficulties, the Corporation considers if:
	1	The borrower is currently in default on any other of their debt
	2	It is likely that the borrower would default on any of their debt if the concession was not granted
	3	The borrower’s cash flow was sufficient to service all of their debt if the concession was not granted
	4	The borrower has declared, or is in the process of declaring bankruptcy
	5	The borrower is a going concern (if the entity is a business)
The following summarizes troubled debt restructurings:
		June 30, 2014						December 31, 2013
		Outstanding Recorded Investment						Outstanding Recorded Investment
		Accruing		Nonaccrual		Total		Accruing		Nonaccrual		Total
		(in thousands)
Commercial		$	13	$	105	$	118	$	199	$	13	$	212
Commercial real estate:
Construction, land development, and other land			881		1,640		2,521		826		1,662		2,488
Owner occupied			3,352		899		4,251		3,442		2,202		5,644
Nonowner occupied			5,694		1,002		6,696		4,732		2,281		7,013
Consumer real estate:
Commercial purpose			752		813		1,565		1,185		502		1,687
Mortgage - Residential			793		1,146		1,939		940		823		1,763
Home equity and home equity lines of credit			56		10		66		58		250		308
Consumer and Other			31		50		81		6		61		67
Total		$	11,572	$	5,665	$	17,237	$	11,388	$	7,794	$	19,182
Troubled debt restructured loans may qualify for return to accrual status if the borrower complies with the revised terms and conditions and has demonstrated sustained payment performance consistent with the modified terms for a minimum of six consecutive payment cycles after the restructuring date. In addition, the collection of future payments must be reasonably assured.
The following summarizes the existing loans that were restructured, resulting in the loan being classified as a troubled debt restructuring:
		Loans Restructured in the Three Months						Loans Restructured in the Six Months
		Ended June 30, 2014						Ended June 30, 2014
				Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
		Number		Recorded		Recorded		Number		Recorded		Recorded
		of Loans		Investment		Investment		of Loans		Investment		Investment
		(dollars in thousands)
Commercial			-	$	-	$	-		-	$	-	$	-
Commercial real estate:
Construction, land development, and other land			1		43		43		1		43		43
Owner occupied			1		49		49		2		84		84
Nonowner occupied			-		-		-		1		212		212
Consumer real estate:
Commercial purpose			1		37		37		1		37		37
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			1		25		25		1		25		25
Total			4	$	154	$	154		6	$	401	$	401
During the three and six months ended June 30, 2014, the Corporation had one TDR loan with a recorded investment of $33,000 that defaulted within 12 months of restructuring. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms.
		Loans Restructured in the Three Months						Loans Restructured in the Six Months
		Ended June 31, 2013						Ended June 30, 2013
				Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
		Number		Recorded		Recorded		Number		Recorded		Recorded
		of Loans		Investment		Investment		of Loans		Investment		Investment
		(dollars in thousands)
Commercial			-	$	-	$	-		-	$	-	$	-
Commercial real estate:
Construction, land development, and other land			-		-		-		-		-		-
Owner occupied			-		-		-		1		390		390
Nonowner occupied			1		105		105		2		1,470		1,470
Consumer real estate:
Commercial purpose			-		-		-		1		114		114
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		-		-		-		-
Total			1	$	105	$	105		4	$	1,974	$	1,974
During the three and six months ended June 30, 2013, the Corporation had three TDR loans with a recorded investment of $124,000 that defaulted within 12 months of restructuring. A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms.
The following summarizes the nature of concessions granted by the Corporation to borrowers experiencing financial difficulties which resulted in troubled debt restructurings:
										Non-Market Interest Rate
						Extension of				and Extension of
		Non-Market Interest Rate				Amortization Period				Amortization Period
				Pre-Modification				Pre-Modification				Pre-Modification
		Number		Recorded		Number		Recorded		Number		Recorded
		of Loans		Investment		of Loans		Investment		of Loans		Investment
		(dollars in thousands)
Three months ended June 30, 2014
Commercial			-	$	-		-	$	-		-	$	-
Commercial real estate:
Construction, land development, and other land			-		-		1		43		-		-
Owner occupied			-		-		1		49		-		-
Nonowner occupied			-		-		-		-		-		-
Consumer real estate:
Commercial purpose			-		-		1		37		-		-
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		1		25		-		-
Total			-	$	-		4	$	154		-	$	-
Six months ended June 30, 2014
Commercial			-	$	-		-	$	-		-	$	-
Commercial real estate:
Construction, land development, and other land			-		-		1		43		-		-
Owner occupied			-		-		2		84		-		-
Nonowner occupied			-		-		1		212		-		-
Consumer real estate:
Commercial purpose			-		-		1		37		-		-
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		1		25		-		-
Total			-	$	-		6	$	401		-	$	-
During the three and six months ended June 30, 2014, there were no non-market interest rate restructurings of substandard performing loans that were renewed at their existing contractual rates or non-market rates. Renewals of substandard performing loans at non-market interest rates are considered troubled debt restructurings.
		Non-Market Interest Rate				Extension of				Non-Market Interest Rate
						Amortization Period				and Extension of
										Amortization Period
				Pre-Modification				Pre-Modification				Pre-Modification
		Number		Recorded		Number		Recorded		Number		Recorded
		of Loans		Investment		of Loans		Investment		of Loans		Investment
		(dollars in thousands)
Three months ended June 30, 2013
Commercial			-	$	-		-	$	-		-	$	-
Commercial real estate:
Construction, land development, and other land			-		-		-		-		-		-
Owner occupied			-		-		-		-		-		-
Nonowner occupied			-		-		1		105		-		-
Consumer real estate:
Commercial purpose			-		-		-		-		-		-
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		-		-		-		-
Total			-	$	-		1	$	105		-	$	-
Six months ended June 30, 2013
Commercial			-	$	-		-	$	-		-	$	-
Commercial real estate:
Construction, land development, and other land			-		-		-		-		-		-
Owner occupied			-		-		-		-		1		390
Nonowner occupied			-		-		2		1,470		-		-
Consumer real estate:
Commercial purpose			-		-		1		114		-		-
Mortgage - Residential			-		-		-		-		-		-
Home equity and home equity lines of credit			-		-		-		-		-		-
Consumer and Other			-		-		-		-		-		-
Total			-	$	-		3	$	1,584		1	$	390
During the three and six months ended June 30, 2013, there were no non-market interest rate restructurings of substandard performing loans that were renewed at their existing contractual rates or non-market rates. Renewals of substandard performing loans at non-market interest rates are considered trouble debt restructurings.

Fair_Value_Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	6. Fair Value Measurements
	ASC Topic 820 defines fair value and establishes a consistent framework for measuring fair value and expands disclosure requirements for fair value measurements. Fair values represent the estimated price that would be received from selling an asset or paid to transfer a liability, otherwise known as an “exit price”. The three levels of inputs that may be used to measure fair value are as follows:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; or other inputs that are observable or can be derived from or corroborated by observable market data by correlation or other means.
	Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The following is a description of the Corporation’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring basis:
	Securities available for sale. Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based on quoted prices, if available (Level 1). If quoted prices are not available, fair values are measured using independent pricing models such as matrix pricing models (Level 2). Matrix pricing is a mathematical technique widely used in the financial industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. Level 2 securities include U.S. government and agency securities, other U.S. government and agency mortgage-backed securities, municipal bonds and preferred stock securities. Level 3 securities include private collateralized mortgage obligations. The fair value measurement of our only Level 3 security, a non-investment grade CMO, and details regarding significant inputs and assumptions used in estimating its fair value, is detailed in Note 3, Securities.
	Fair value of assets measured on a recurring basis:
					Quoted Prices in		Significant Other		Significant
					Active Markets for		Observable		Unobservable
					Identical Assets		Inputs		Inputs
			Total		(Level 1)		(Level 2)		(Level 3)
			(in thousands)
	30-Jun-14
	Mortgage-backed/CMO		$	96,083	$	-	$	94,716	$	1,367
	U.S. Agency			22,144		-		22,144		-
	Obligations of state and political subdivisions			1,605		-		1,605		-
	Preferred stock			842		-		842		-
	Total investment securities available for sale		$	120,674	$	-	$	119,307	$	1,367
	31-Dec-13
	Mortgage-backed/CMO		$	65,169	$	-	$	63,715	$	1,454
	Obligations of state and political subdivisions			1,794		-		1,794		-
	Preferred stock			717		-		717		-
	Total investment securities available for sale		$	67,680	$	-	$	66,226	$	1,454
	The reconciliation of the beginning and ending balances of the asset classified by the Corporation within Level 3 of the valuation hierarchy for the six months ended June 30, 2014 is as follows:
			Fair Value Measurement
			Using Significant
			Unobservable Inputs
			(Level 3)
	Fair value of non-agency mortgage-backed security, beginning of year(1)		$	1,454
	Total gains (losses) realized/unrealized:
	Included in earnings(2)			-
	Included in other comprehensive income (2)			55
	Purchases, issuances, and other settlements			-142
	Transfers into Level 3			-
	Fair value of non-agency mortgage-backed security, June 30, 2014		$	1,367
	Total amount of losses for the year included in earnings attributable to the
	change in unrealized in unrealized losses relating to assets still held at June 30, 2014		$	-
		-1	Non-agency CMO classified as available for sale is valued using internal valuation models and pricing information from third parties.
		-2	Realized gains (losses), including unrealized losses deemed other-than-temporary, are reported in noninterest income. Unrealized gains (losses) are reported in accumulated other comprehensive income (loss).
	The following is a description of the Corporation’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a non-recurring basis:
	Loans. The Corporation does not record loans at fair value on a recurring basis. However, from time to time, the Corporation records nonrecurring fair value adjustments to collateral dependent loans to reflect partial write-downs or specific reserves that are based on the observable market price or current appraised value of the collateral. These loans are reported in the nonrecurring table below at initial recognition of impairment and on an ongoing basis until recovery or charge off. When the fair value of the collateral is based on an observable market price or a current appraised value, the Corporation records the impaired loan as nonrecurring Level 2. When a current appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Corporation records the impaired loan as nonrecurring Level 3.
	Other real estate owned. Real estate acquired through foreclosure or deed-in-lieu is adjusted to fair value less costs to sell upon transfer of the loan to other real estate owned, usually based on an appraisal of the property. Subsequently, other real estate owned is carried at the lower of carrying value or fair value, less cost to sell. A valuation based on a current appraisal or by a broker’s opinion is considered a Level 2 fair value. If management determines the fair value of the property is further impaired below the appraised value and there is no observable market price, the Corporation records the property as nonrecurring Level 3.
	Fair value of assets on a non-recurring basis:
					Quoted Prices in		Significant Other		Significant
					Active Markets for		Observable		Unobservable
					Identical Assets		Inputs		Inputs
			Total		(Level 1)		(Level 2)		(Level 3)
			(in thousands)
	30-Jun-14
	Impaired loans (1)		$	14,793	$	-	$	-	$	14,793
	Other real estate owned		$	1,512	$	-	$	-	$	1,512
	31-Dec-13
	Impaired loans (1)		$	16,667	$	-	$	-	$	16,667
	Other real estate owned		$	480	$	-	$	-	$	480
		-1	Represents carrying value and related write-downs and specific reserves pertaining to collateral dependent loans for which adjustments are based on the appraised value of the collateral or by other unobservable inputs.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2014
Investments, All Other Investments [Abstract]	'
Financial Instruments Disclosure [Text Block]	'
	7. Fair Value of Financial Instruments
	Fair value disclosures require fair-value information about financial instruments for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair-value estimates cannot be substantiated by comparison to independent markets and, in many cases, cannot be realized in immediate settlement of the instrument.
	Fair-value methods and assumptions for the Corporation’s financial instruments are as follows:
	Cash and cash equivalents – The carrying amounts reported in the consolidated balance sheet for cash and short term investments reasonably approximate those assets’ fair values.
	Investment securities – Fair values for investment securities are determined as discussed above.
	FHLBI and FRB stock – The carrying amounts reported in the consolidated balance sheet for FHLBI and FRB stock reasonably approximate those assets’ fair values.
	Loans – For variable-rate loans that reprice frequently, fair values are generally based on carrying values, adjusted for credit risk. The fair value of fixed-rate loans is estimated by discounting future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
	Accrued interest income – The carrying amount of accrued interest income is a reasonable estimate of fair value.
	Deposit liabilities – The fair value of deposits with no stated maturity, such as demand deposit, NOW, savings, and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is estimated using rates currently offered for wholesale funds with similar remaining maturities.
	Other borrowings – The carrying amount of other borrowings is a reasonable estimate of fair value.
	Accrued interest payable – The carrying amount of accrued interest payable is a reasonable estimate of fair value.
	Off-balance-sheet instruments – The fair value of commitments to extend credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of commitments to extend credit, including letters of credit, is estimated to approximate their aggregate book balance and is not considered material and therefore not included in the following table.
			June 30, 2014				December 31, 2013
		Level in Fair Value	Carrying Value		Fair		Carrying		Fair
		Hierarchy			Value		Value		Value
			(in thousands)
	Financial assets:
	Cash and due from banks	Level 1	$	36,611	$	36,611	$	77,827	$	77,827
	Short term investments	Level 2		198		198		198		198
	Investment and mortgage-backed securities	Level 2		119,307		119,307		66,226		66,226
	Non-agency mortgage-backed security	Level 3		1,367		1,367		1,454		1,454
	FHLBI and FRB stock	Level 2		1,241		1,241		779		779
	Loans, net	Level 3		150,203		151,650		155,901		156,793
	Accrued interest income	Level 2		680		680		573		573
	Financial liabilities:
	Deposits	Level 2		289,823		284,585		285,313		280,549
	Other borrowings	Level 2		-		-		16		16
	Accrued interest expense	Level 2		70		70		83		83
	Limitations
	Fair-value estimates are made at a specific point in time based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Corporation’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Corporation’s financial instruments, fair-value estimates are based on judgments regarding future loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment, and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

Shareholders_Equity

Shareholders' Equity	6 Months Ended
	Jun. 30, 2014
Stockholders Equity Note [Abstract]	'
Stockholders Equity Note Disclosure [Text Block]	'
	8. Shareholders’ Equity
	On December 11, 2013, the Corporation closed a private placement offering to accredited investors and issued 17,510 shares of its Mandatorily Convertible Non-Cumulative Junior Participating Preferred Stock, Series B (the “Series B Preferred Shares”). The transaction generated gross proceeds to the Corporation of approximately $17.5 million and provided additional equity of approximately $16.5 million after related offering costs. At that time, shares of preferred stock were offered in the private placement instead of common stock because the Corporation did not have a sufficient number of authorized common shares to raise the desired amount of capital needed from the private placement.
	At the Corporation’s annual shareholder meeting held on May 22, 2014, shareholders voted to amend the Corporation’s Restated Articles of Incorporation to increase the amount of authorized shares of common stock from 11 million to 40 million shares. The increase in authorized common shares triggered the mandatory conversion of the Series B Preferred Shares to common stock, pursuant to the Certificate of Designation of the Series B Shares, filed as Exhibit 3.1 to the Corporation’s Current Report on Form 8-K filed on December 6, 2013. As a result, effective May 22, 2014, the 17,510 issued and outstanding shares of Series B Preferred Shares were converted into 25,014,256 shares of common stock at a rate of $0.70 per share of common stock.
	Prior to the conversion into common stock, the terms of the Series B Preferred Shares were substantially identical to the terms applicable to the outstanding common stock with respect to dividends, distributions, voting, and all other matters. Accordingly, for matters submitted to a vote of the Corporation's common stockholders at the aforementioned annual shareholder meeting, including the proposal to authorize additional shares of common stock, the Series B Preferred Shares voted with the common stock, as a single class, as if the Series B Preferred Shares were already converted into common stock.
	Given the parity of the rights and limitations and the lack of preferences of the Series B Preferred Shares relative to the Corporation's common stock, the Series B Preferred Shares were, for all purposes, considered a common stock equivalent while they were outstanding.
	Because the sale of the Series B Preferred Shares was not registered under federal securities laws pursuant to an exemption from such registration requirements, the related shares of common stock issued upon conversion of the Series B Preferred Shares are also not registered under federal securities laws.
	On March 27, 2014, the Corporation completed the issuance and sale of new shares of common stock to shareholders of record on January 8, 2014 pursuant to a rights offering that was registered with the SEC. The Corporation conducted the rights offering in an effort to provide an opportunity for its historical shareholder base to make an additional investment in the Corporation at the same terms as were offered in the Corporation’s December 2013 private placement offering. To this end, investors in the private placement agreed, as a condition to their participation in the private placement, not to exercise any right to purchase shares in the rights offering, such that the shares of common stock offered in the rights offering would be available for purchase by shareholders who did not participate in the private placement. Each shareholder of record was granted the right to purchase up to six shares of common stock for every one share of common stock held as of the record date, at a price of $0.70 per share. The Corporation issued a total of approximately 2.3 million common shares in the rights offering. The rights offering generated gross proceeds of approximately $1.6 million and provided additional equity to the Corporation of approximately $1.5 million, after offering costs.
	On March 28, 2014, the Corporation contributed $550,000 of the net proceeds from the rights offering to the capital of the Bank. The additional capital contribution enabled the Bank to maintain the minimum regulatory capital ratios imposed by the Consent Order at March 31, 2014. The remaining net proceeds from the rights offering that were not contributed to the Bank were retained at the holding company to use for holding company operating expenses and/or potential future contribution to the Bank.

Net_Income_per_Common_Share

Net Income per Common Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	9. Net Income per Common Share
	Basic earnings per common share is based on the weighted average number of common shares and participating securities outstanding during the period. Diluted earnings per share is the same as basic earnings per share because any additional potential common shares issuable are included in the basic earnings per share calculation. On January 1, 2009, the Corporation adopted new guidance impacting ASC Topic 260, Earnings Per Share, related to determining whether instruments granted in a share-based payment transaction are participating securities. This guidance requires that unvested stock awards which contain non-forfeitable rights to dividends or dividend equivalents, whether paid or unpaid (referred to as “participating securities”), be included in the number of shares outstanding for both basic and diluted earnings per share calculations. There were no participating securities at June 30, 2014 and 2013.
	For purposes of determining basic and diluted net income per share for the three and six months ended June 30, 2014, the Corporation’s 17,510 shares of Series B Preferred Shares issued on December 11, 2013 are considered a common stock equivalent and are converted to common shares at a rate reflecting a price per share of common stock of $0.70. The Series B Preferred Shares were outstanding through May 22, 2014, until mandatorily converted to common stock pursuant to a shareholder vote authorizing additional common shares (Note 8).
	The following presents basic and diluted net income per share:
		Three Months Ended June 30,				Six Months Ended June 30,
			2014		2013		2014		2013
		(dollars in thousands, except per share amounts)
	Weighted average basic and diluted shares outstanding		27,770,143		457,435		26,677,266		457,435
	Net income available to shareholders	$	106	$	215	$	155	$	2,705
	Basic and diluted net income per share	$	0	$	0.47	$	0.01	$	5.91

Income_Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Tax Disclosure [Text Block]	'
	10. Income Taxes
	For the three months ended June 30, 2014, no income tax expense was recognized on the Corporation’s pre-tax income due to the Corporation’s tax loss carryforward position. During the first quarter of 2014, the Corporation recognized current income tax expense of $5,000 based on its alternative minimum taxable income. For the six months ended June 30, 2013, the Corporation recorded federal income tax expense to adjust its net deferred tax valuation allowance for the impact of changes in the unrealized net loss in the available for sale investment portfolio.

Securities_Tables

Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Investment Securities [Abstract]	'
Available-for-sale Securities [Table Text Block]	'
	Securities available for sale consist of the following:
						Unrealized
			Amortized Cost			Gains			Losses		Fair Value
			(in thousands)
	30-Jun-14
	Mortgage-backed/CMO		$	96,834		$	311		$	-1,062	$	96,083
	U.S. Agency			22,139			13			-8		22,144
	Obligations of state and political subdivisions			1,590			15			-		1,605
	Preferred stock(1)			49			793			-		842
	Total available for sale		$	120,612		$	1,132		$	-1,070	$	120,674
	31-Dec-13
	Mortgage-backed/CMO		$	67,392		$	84		$	-2,307	$	65,169
	Obligations of state and political subdivisions			1,794			7			-7		1,794
	Preferred stock(1)			49			668			-		717
	Total available for sale		$	69,235		$	759		$	-2,314	$	67,680
	(1) Represents preferred stocks issued by Freddie Mac and Fannie Mae
Schedule Of Available For Sale Securities Amortized Cost Basis Over Fair Value Of Securities [Table Text Block]	'
	The following is a summary of the gross unrealized losses and fair value of securities by length of time that individual securities have been in a continuous loss position:
			Less than 12 months						12 months or more					Total
			Unrealized			Fair Value			Unrealized		Fair Value			Unrealized		Fair Value
			losses						losses					losses
			(in thousands)
	30-Jun-14
	Mortgage-backed/CMO		$	-246		$	25,165		$	-816	$	32,139		$	-1,062		57,304
	U.S Agency			-8			6,751			-		-			-8		6,751
	Total		$	-254		$	31,916		$	-816	$	32,139		$	-1,070	$	64,055
	31-Dec-13
	Mortgage-backed/CMO		$	-2,093		$	52,020		$	-214	$	3,537		$	-2,307		55,557
	Obligations of state and political subdivisions			-7			780			-		-			-7		780
	Total		$	-2,100		$	52,800		$	-214	$	3,537		$	-2,314	$	56,337
Schedule Of Securities Par value Book Value Carrying Value and Unrealized Losses [Table Text Block]	'
	The Corporation owns one non-agency mortgage backed security for which OTTI was recorded in prior periods. A summary of the par value, book value, carrying value (fair value) and unrealized gain (loss) for the non-agency mortgage backed security is presented below:
			June 30, 2014						December 31, 2013
			Amount				% of Par		Amount		% of Par
			(dollars in thousands)
	Par value		$	1,482			100	%	$	1,632		100	%
	Book value			1,312			88.53	%		1,454		89.09	%
	Carrying value			1,367			92.24	%		1,454		89.09	%
	Unrealized gain			55			3.71	%		-		0	%
Schedule Of Financing Receivable Key Attributes [Table Text Block]	'
	Certain key attributes of the underlying loans supporting the security included the following:
			June 30, 2014			December 31, 2013
	Weighted average remaining credit score (based on original FICO)			737			737
	Primary location of underlying loans:
	California			69	%		70	%
	Florida			3	%		3	%
	Other			28	%		27	%
	Delinquency status of underlying loans:
	Past due 30-59 days			3.51	%		1.44	%
	Past due 60-89 days			0.63	%		3.44	%
	Past due 90 days or more			4.23	%		6.01	%
	In process of foreclosure			8.33	%		3.78	%
	Held as other real estate owned			0.57	%		0	%
Key Assumptions Used To Estimate Fair Value Of Security [Table Text Block]	'
	Certain key attributes of the underlying loans supporting the security included the following:
		June 30, 2014				December 31, 2013
	Voluntary repayment rate (CRR)			16.04	%			14.27	%
	Default rates:
	Within next 24 months			7.56	%			6.56	%
	Decreasing to (by month 37)			3.47	%			3.55	%
	Decreasing to (by month 206 at June 2014 and by month 212 at December 2013)			0	%			0	%
	Loss severity rates:
	Initial loss upon default (Year 1)			45.14	%			45.08	%
	Per annum decrease in loss rate (Years 2 - 11)			3.5	%			3.5	%
	Floor (Year 12)			23	%			23	%
	Discount rate (1):			5.5	%			5.5	%
	Remaining credit support provided by other collateral pools of underlying loans within the security:			0	%			0	%
	(1) Intended to reflect estimated uncertainty and liquidity premiums, after adjustment for estimated credit loss cash flows.
Schedule Of Amortized Cost and Approximate Fair Value Of Investment Securities By Contractual Maturity [Table Text Block]	'
	The amortized cost and fair value of securities available for sale, by contractual maturity, follow. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			June 30, 2014						December 31, 2013
			Amortized			Approximate			Amortized		Approximate
			Cost			Fair Value			Cost		Fair Value
			(in thousands)
	Maturing within one year		$	2,004		$	2,006		$	-	$	-
	Maturing after one year but within five years			18,894			18,898			761		761
	Maturing after five years but within ten years			2,305			2,308			505		512
	Maturing after ten years			575			1,379			577		1,238
				23,778			24,591			1,843		2,511
	Mortgage-backed/CMO securities			96,834			96,083			67,392		65,169
	Totals		$	120,612		$	120,674		$	69,235	$	67,680

Loans_Tables

Loans (Tables)	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	The recorded investment in portfolio loans consists of the following:
		June 30, 2014		December 31, 2013
		(in thousands)
	Commercial	$	14,641	$	15,019
	Commercial real estate:
	Construction, land development, and other land		5,435		5,826
	Owner occupied		48,035		49,012
	Nonowner occupied		58,300		60,322
	Consumer real estate:
	Commercial purpose		6,301		6,886
	Mortgage - Residential		12,685		12,955
	Home equity and home equity lines of credit		8,318		8,991
	Consumer and Other		6,113		6,273
	Subtotal		159,828		165,284
	Unearned income		-163		-169
	Total Loans	$	159,665	$	165,115

Allowance_for_Loan_Losses_and_1

Allowance for Loan Losses and Credit Quality of Loans (Tables)	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Allowance For Loan Losses and Credit Quality Of Loans [Table Text Block]	'
	Activity in the allowance for loan losses by portfolio segment for three months ended:
		Commercial		Commercial		Consumer		Consumer		Total
				Real Estate		Real Estate		and Other
		(in thousands)
	June 30, 2014
	Allowance for loan losses:
	Beginning balance	$	622	$	7,229	$	1,184	$	204	$	9,239
	Charge offs		-95		-		-46		-31		-172
	Recoveries		30		290		57		18		395
	Provision		32		-126		45		49		-
	Ending balance	$	589	$	7,393	$	1,240	$	240	$	9,462
	30-Jun-13
	Allowance for loan losses:
	Beginning balance	$	892	$	6,866	$	1,647	$	148	$	9,553
	Charge offs		-164		-63		-56		-25		-308
	Recoveries		38		7		156		37		238
	Provision		4		-7		-14		17		-
	Ending balance	$	770	$	6,803	$	1,733	$	177	$	9,483
	Activity in the allowance for loan losses by portfolio segment for the six months ended:
		Commercial		Commercial		Consumer		Consumer		Total
				Real Estate		Real Estate		and Other
		(in thousands)
	30-Jun-14
	Allowance for loan losses:
	Beginning balance	$	633	$	7,180	$	1,215	$	186	$	9,214
	Charge offs		-95		-42		-70		-51		-258
	Recoveries		87		299		75		45		506
	Provision		-36		-44		20		60		-
	Ending balance	$	589	$	7,393	$	1,240	$	240	$	9,462
	30-Jun-13
	Allowance for loan losses:
	Beginning balance	$	908	$	8,682	$	2,036	$	143	$	11,769
	Charge offs		-164		-88		-62		-69		-383
	Recoveries		55		12		219		61		347
	Provision		-29		-1,803		-460		42		-2,250
	Ending balance	$	770	$	6,803	$	1,733	$	177	$	9,483
Schedule Of Allowance For Loan Losses and Loan Balances By Portfolio Segment Based On Impairment [Table Text Block]	'
	The following presents the balance in allowance for loan losses and loan balances by portfolio segment based on impairment method:
		Commercial		Commercial		Consumer		Consumer		Total
				Real Estate		Real Estate		and Other
		(in thousands)
	30-Jun-14
	Allowance for loan losses:
	Individually evaluated for impairment	$	2	$	2,167	$	10	$	-	$	2,179
	Collectively evaluated for impairment		587		5,226		1,230		240		7,283
	Total allowance for loan losses	$	589	$	7,393	$	1,240	$	240	$	9,462
	Recorded investment in loans:
	Individually evaluated for impairment	$	182	$	14,951	$	1,839	$	-	$	16,972
	Collectively evaluated for impairment		14,459		96,819		25,465		6,113		142,856
	Total recorded investment in loans	$	14,641	$	111,770	$	27,304	$	6,113	$	159,828
	31-Dec-13
	Allowance for loan losses:
	Individually evaluated for impairment	$	11	$	2,298	$	135	$	-	$	2,444
	Collectively evaluated for impairment		622		4,882		1,080		186		6,770
	Total allowance for loan losses	$	633	$	7,180	$	1,215	$	186	$	9,214
	Recorded investment in loans:
	Individually evaluated for impairment	$	211	$	17,052	$	1,848	$	-	$	19,111
	Collectively evaluated for impairment		14,808		98,108		26,984		6,273		146,173
	Total recorded investment in loans	$	15,019	$	115,160	$	28,832	$	6,273	$	165,284
Loan and Lease Receivables, Credit Risk Grades [Table Text Block]	'
	The following summarizes the recorded investment in loans by risk grade and nonperforming loans, by class of loan:
		Not Rated		1		2		3		4		5		6		7		8		Total		Nonperforming
		(in thousands)
	30-Jun-14
	Commercial	$	-	$	460	$	14	$	1,661	$	6,087	$	5,704	$	406	$	309	$	-	$	14,641	$	144
	Commercial Real Estate:
	Construction, land development, and other land		-		-		-		-		1,283		1,881		159		638		1,474		5,435		1,871
	Owner occupied		27		-		662		4,357		21,469		16,451		2,207		2,862		-		48,035		1,447
	Nonowner occupied		-		-		365		1,323		18,307		29,854		5,464		2,987		-		58,300		1,897
	Consumer real estate:
	Commercial Purpose		-		-		-		191		1,312		3,158		425		1,215		-		6,301		1,087
	Mortgage - Residential		5,360		-		-		-		-		4,675		-		2,650		-		12,685		2,478
	Home equity and home equity lines of credit		6,973		-		-		-		-		1,230		-		115		-		8,318		66
	Consumer and Other		5,675		-		-		-		-		304		-		134		-		6,113		41
	Total	$	18,035	$	460	$	1,041	$	7,532	$	48,458	$	63,257	$	8,661	$	10,910	$	1,474	$	159,828	$	9,031
	31-Dec-13
	Commercial	$	114	$	479	$	17	$	2,680	$	5,057	$	5,901	$	607	$	164	$	-	$	15,019	$	12
	Commercial Real Estate:
	Construction, land development, and other land		-		-		-		-		1,840		1,745		165		602		1,474		5,826		1,849
	Owner occupied		32		-		720		3,132		20,987		16,172		2,916		5,053		-		49,012		2,580
	Nonowner occupied		-		-		393		1,340		19,057		28,865		4,735		5,932		-		60,322		3,623
	Consumer real estate:
	Commercial Purpose		-		-		-		221		1,712		3,399		760		794		-		6,886		663
	Mortgage - Residential		5,490		-		-		-		-		4,349		-		3,116		-		12,955		1,853
	Home equity and home equity lines of credit		4,164		3,502		-		-		-		770		-		555		-		8,991		363
	Consumer and Other		5,839		-		-		-		-		307		-		127		-		6,273		124
	Total	$	15,639	$	3,981	$	1,130	$	7,373	$	48,653	$	61,508	$	9,183	$	16,343	$	1,474	$	165,284	$	11,067
Past Due Financing Receivables [Table Text Block]	'
	An aging analysis of the recorded investment in past due loans, segregated by class of loans follows:
														90+ Days
		Loans Past Due												Past Due
		30-59 Days		60-89 Days		90+ Days		Total		Current		Total		and Accruing
		(in thousands)
	30-Jun-14
	Commercial	$	98	$	-	$	-	$	98	$	14,543	$	14,641	$	-
	Commercial real estate:
	Construction, land development, and other land		156		-		-		156		5,279		5,435		-
	Owner occupied		50		28		50		128		47,907		48,035		-
	Nonowner occupied		-		-		361		361		57,939		58,300		-
	Consumer real estate:
	Commercial purpose		84		-		-		84		6,217		6,301		-
	Mortgage - Residential		23		327		332		682		12,003		12,685		-
	Home equity and home equity lines of credit		-		-		-		-		8,318		8,318		-
	Consumer and Other		84		16		-		100		6,013		6,113		-
	Total	$	495	$	371	$	743	$	1,609	$	158,219	$	159,828	$	-
	31-Dec-13
	Commercial	$	-	$	-	$	-	$	-	$	15,019	$	15,019	$	-
	Commercial real estate:
	Construction, land development, and other land		-		-		68		68		5,758		5,826		-
	Owner occupied		153		155		843		1,151		47,861		49,012		-
	Nonowner occupied		627		312		241		1,180		59,142		60,322		-
	Consumer real estate:
	Commercial purpose		103		-		123		226		6,660		6,886		-
	Mortgage - Residential		77		851		104		1,032		11,923		12,955		-
	Home equity and home equity lines of credit		75		37		-		112		8,879		8,991		-
	Consumer and Other		55		9		-		64		6,209		6,273		-
	Total	$	1,090	$	1,364	$	1,379	$	3,833	$	161,451	$	165,284	$	-
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following summarizes the recorded investment in nonaccrual loans, by class of loan:
		June 30, 2014		December 31, 2013
		(in thousands)
	Commercial	$	144	$	12
	Commercial real estate:
	Construction, land development, and other land		1,871		1,849
	Owner occupied		1,447		2,580
	Nonowner occupied		1,897		3,623
	Consumer real estate:
	Commercial purpose		1,087		663
	Mortgage - Residential		2,478		1,853
	Home equity and home equity lines of credit		66		363
	Consumer and Other		41		124
	Total	$	9,031	$	11,067
Schedule Of Impaired Loans and Related Valuation Allowance Allocations By Class Of Loan [Table Text Block]	'
	The following summarizes impaired loans and related valuation allowance allocations by class of loan:
		June 30, 2014						December 31, 2013
		Recorded		Unpaid		Valuation		Recorded		Unpaid		Valuation
		Investment		Principal		Allowance		Investment		Principal		Allowance
				Balance						Balance
		(in thousands)
	With an allowance recorded:
	Commercial	$	37	$	37	$	2	$	198	$	224	$	11
	Commercial real estate:
	Construction, land development, and other land		2,192		4,434		1,657		2,368		4,664		1,649
	Owner occupied		2,149		2,563		340		3,467		3,799		297
	Nonowner occupied		3,915		3,941		170		5,107		5,470		352
	Consumer real estate:
	Commercial purpose		108		122		10		1,185		1,316		135
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		-		-		-		-
	Total		8,401		11,097		2,179		12,325		15,473		2,444
	With no related allowance recorded:
	Commercial		145		146		-		13		14		-
	Commercial real estate:
	Construction, land development, and other land		496		622		-		306		416		-
	Owner occupied		2,443		2,757		-		2,556		3,517		-
	Nonowner occupied		3,756		4,511		-		3,248		3,871		-
	Consumer real estate:
	Commercial purpose		1,731		2,124		-		663		1,261		-
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		-		-		-		-
	Total		8,571		10,160		-		6,786		9,079		-
	Total:
	Commercial		182		183		2		211		238		11
	Commercial real estate:
	Construction, land development, and other land		2,688		5,056		1,657		2,674		5,080		1,649
	Owner occupied		4,592		5,320		340		6,023		7,316		297
	Nonowner occupied		7,671		8,452		170		8,355		9,341		352
	Consumer real estate:
	Commercial purpose		1,839		2,246		10		1,848		2,577		135
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		-		-		-		-
	Total Impaired Loans	$	16,972	$	21,257	$	2,179	$	19,111	$	24,552	$	2,444
Schedule Of Impaired Loans [Table Text Block]	'
	The following summarizes the recorded investment in impaired loans for the three and six months ended:
		Three Months Ended				Six Months Ended
		June 30,				June 30,
		2014		2013		2014		2013
		(in thousands)
	Average of impaired loans during the period
	Commercial	$	189	$	470	$	198	$	473
	Commercial real estate:
	Construction, land development, and other land		2,584		3,160		2,662		3,163
	Owner occupied		4,796		7,352		4,907		7,341
	Nonowner occupied		7,811		9,949		7,893		8,390
	Consumer real estate:
	Commercial purpose		1,931		2,617		1,898		2,645
	Mortgage - Residential		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-
	Consumer and Other		-		-		-		-
	Total	$	17,311	$	23,548	$	17,558	$	22,012
	Interest income regognized during impairement
	Commercial	$	1	$	5	$	2	$	9
	Commercial real estate:
	Construction, land development, and other land		12		12		22		32
	Owner occupied		49		60		97		140
	Nonowner occupied		67		83		126		161
	Consumer real estate:
	Commercial purpose		12		26		24		49
	Mortgage - Residential		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-
	Consumer and Other		-		-		-		-
	Total	$	141	$	186	$	271	$	391
Schedule Of Troubled Debt Restructurings [Table Text Block]	'
	The following summarizes troubled debt restructurings:
		June 30, 2014						December 31, 2013
		Outstanding Recorded Investment						Outstanding Recorded Investment
		Accruing		Nonaccrual		Total		Accruing		Nonaccrual		Total
		(in thousands)
	Commercial	$	13	$	105	$	118	$	199	$	13	$	212
	Commercial real estate:
	Construction, land development, and other land		881		1,640		2,521		826		1,662		2,488
	Owner occupied		3,352		899		4,251		3,442		2,202		5,644
	Nonowner occupied		5,694		1,002		6,696		4,732		2,281		7,013
	Consumer real estate:
	Commercial purpose		752		813		1,565		1,185		502		1,687
	Mortgage - Residential		793		1,146		1,939		940		823		1,763
	Home equity and home equity lines of credit		56		10		66		58		250		308
	Consumer and Other		31		50		81		6		61		67
	Total	$	11,572	$	5,665	$	17,237	$	11,388	$	7,794	$	19,182
Schedule Of Existing Loans That Were Restructured and Troubled Debt Restructuring [Table Text Block]	'
	The following summarizes the existing loans that were restructured, resulting in the loan being classified as a troubled debt restructuring:
		Loans Restructured in the Three Months						Loans Restructured in the Six Months
		Ended June 30, 2014						Ended June 30, 2014
				Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
		Number		Recorded		Recorded		Number		Recorded		Recorded
		of Loans		Investment		Investment		of Loans		Investment		Investment
		(dollars in thousands)
	Commercial		-	$	-	$	-		-	$	-	$	-
	Commercial real estate:
	Construction, land development, and other land		1		43		43		1		43		43
	Owner occupied		1		49		49		2		84		84
	Nonowner occupied		-		-		-		1		212		212
	Consumer real estate:
	Commercial purpose		1		37		37		1		37		37
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		1		25		25		1		25		25
	Total		4	$	154	$	154		6	$	401	$	401
		Loans Restructured in the Three Months						Loans Restructured in the Six Months
		Ended June 31, 2013						Ended June 30, 2013
				Pre-Modification		Post-Modification				Pre-Modification		Post-Modification
		Number		Recorded		Recorded		Number		Recorded		Recorded
		of Loans		Investment		Investment		of Loans		Investment		Investment
		(dollars in thousands)
	Commercial		-	$	-	$	-		-	$	-	$	-
	Commercial real estate:
	Construction, land development, and other land		-		-		-		-		-		-
	Owner occupied		-		-		-		1		390		390
	Nonowner occupied		1		105		105		2		1,470		1,470
	Consumer real estate:
	Commercial purpose		-		-		-		1		114		114
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		-		-		-		-
	Total		1	$	105	$	105		4	$	1,974	$	1,974
Schedule Of Concessions Granted By The Corporation To Borrowers [Table Text Block]	'
	The following summarizes the nature of concessions granted by the Corporation to borrowers experiencing financial difficulties which resulted in troubled debt restructurings:
										Non-Market Interest Rate
						Extension of				and Extension of
		Non-Market Interest Rate				Amortization Period				Amortization Period
				Pre-Modification				Pre-Modification				Pre-Modification
		Number		Recorded		Number		Recorded		Number		Recorded
		of Loans		Investment		of Loans		Investment		of Loans		Investment
		(dollars in thousands)
	Three months ended June 30, 2014
	Commercial		-	$	-		-	$	-		-	$	-
	Commercial real estate:
	Construction, land development, and other land		-		-		1		43		-		-
	Owner occupied		-		-		1		49		-		-
	Nonowner occupied		-		-		-		-		-		-
	Consumer real estate:
	Commercial purpose		-		-		1		37		-		-
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		1		25		-		-
	Total		-	$	-		4	$	154		-	$	-
	Six months ended June 30, 2014
	Commercial		-	$	-		-	$	-		-	$	-
	Commercial real estate:
	Construction, land development, and other land		-		-		1		43		-		-
	Owner occupied		-		-		2		84		-		-
	Nonowner occupied		-		-		1		212		-		-
	Consumer real estate:
	Commercial purpose		-		-		1		37		-		-
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		1		25		-		-
	Total		-	$	-		6	$	401		-	$	-
		Non-Market Interest Rate				Extension of				Non-Market Interest Rate
						Amortization Period				and Extension of
										Amortization Period
				Pre-Modification				Pre-Modification				Pre-Modification
		Number		Recorded		Number		Recorded		Number		Recorded
		of Loans		Investment		of Loans		Investment		of Loans		Investment
		(dollars in thousands)
	Three months ended June 30, 2013
	Commercial		-	$	-		-	$	-		-	$	-
	Commercial real estate:
	Construction, land development, and other land		-		-		-		-		-		-
	Owner occupied		-		-		-		-		-		-
	Nonowner occupied		-		-		1		105		-		-
	Consumer real estate:
	Commercial purpose		-		-		-		-		-		-
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		-		-		-		-
	Total		-	$	-		1	$	105		-	$	-
	Six months ended June 30, 2013
	Commercial		-	$	-		-	$	-		-	$	-
	Commercial real estate:
	Construction, land development, and other land		-		-		-		-		-		-
	Owner occupied		-		-		-		-		1		390
	Nonowner occupied		-		-		2		1,470		-		-
	Consumer real estate:
	Commercial purpose		-		-		1		114		-		-
	Mortgage - Residential		-		-		-		-		-		-
	Home equity and home equity lines of credit		-		-		-		-		-		-
	Consumer and Other		-		-		-		-		-		-
	Total		-	$	-		3	$	1,584		1	$	390

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	Fair value of assets measured on a recurring basis:
					Quoted Prices in		Significant Other		Significant
					Active Markets for		Observable		Unobservable
					Identical Assets		Inputs		Inputs
			Total		(Level 1)		(Level 2)		(Level 3)
			(in thousands)
	30-Jun-14
	Mortgage-backed/CMO		$	96,083	$	-	$	94,716	$	1,367
	U.S. Agency			22,144		-		22,144		-
	Obligations of state and political subdivisions			1,605		-		1,605		-
	Preferred stock			842		-		842		-
	Total investment securities available for sale		$	120,674	$	-	$	119,307	$	1,367
	31-Dec-13
	Mortgage-backed/CMO		$	65,169	$	-	$	63,715	$	1,454
	Obligations of state and political subdivisions			1,794		-		1,794		-
	Preferred stock			717		-		717		-
	Total investment securities available for sale		$	67,680	$	-	$	66,226	$	1,454
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
	The reconciliation of the beginning and ending balances of the asset classified by the Corporation within Level 3 of the valuation hierarchy for the six months ended June 30, 2014 is as follows:
			Fair Value Measurement
			Using Significant
			Unobservable Inputs
			(Level 3)
	Fair value of non-agency mortgage-backed security, beginning of year(1)		$	1,454
	Total gains (losses) realized/unrealized:
	Included in earnings(2)			-
	Included in other comprehensive income (2)			55
	Purchases, issuances, and other settlements			-142
	Transfers into Level 3			-
	Fair value of non-agency mortgage-backed security, June 30, 2014		$	1,367
	Total amount of losses for the year included in earnings attributable to the
	change in unrealized in unrealized losses relating to assets still held at June 30, 2014		$	-
		-1	Non-agency CMO classified as available for sale is valued using internal valuation models and pricing information from third parties.
		-2	Realized gains (losses), including unrealized losses deemed other-than-temporary, are reported in noninterest income. Unrealized gains (losses) are reported in accumulated other comprehensive income (loss).
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]	'
	Fair value of assets on a non-recurring basis:
					Quoted Prices in		Significant Other		Significant
					Active Markets for		Observable		Unobservable
					Identical Assets		Inputs		Inputs
			Total		(Level 1)		(Level 2)		(Level 3)
			(in thousands)
	30-Jun-14
	Impaired loans (1)		$	14,793	$	-	$	-	$	14,793
	Other real estate owned		$	1,512	$	-	$	-	$	1,512
	31-Dec-13
	Impaired loans (1)		$	16,667	$	-	$	-	$	16,667
	Other real estate owned		$	480	$	-	$	-	$	480
		-1	Represents carrying value and related write-downs and specific reserves pertaining to collateral dependent loans for which adjustments are based on the appraised value of the collateral or by other unobservable inputs.

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2014
Investments, All Other Investments [Abstract]	'
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	The fair value of commitments to extend credit, including letters of credit, is estimated to approximate their aggregate book balance and is not considered material and therefore not included in the following table.
			June 30, 2014				December 31, 2013
		Level in Fair Value	Carrying Value		Fair		Carrying		Fair
		Hierarchy			Value		Value		Value
			(in thousands)
	Financial assets:
	Cash and due from banks	Level 1	$	36,611	$	36,611	$	77,827	$	77,827
	Short term investments	Level 2		198		198		198		198
	Investment and mortgage-backed securities	Level 2		119,307		119,307		66,226		66,226
	Non-agency mortgage-backed security	Level 3		1,367		1,367		1,454		1,454
	FHLBI and FRB stock	Level 2		1,241		1,241		779		779
	Loans, net	Level 3		150,203		151,650		155,901		156,793
	Accrued interest income	Level 2		680		680		573		573
	Financial liabilities:
	Deposits	Level 2		289,823		284,585		285,313		280,549
	Other borrowings	Level 2		-		-		16		16
	Accrued interest expense	Level 2		70		70		83		83

Net_Income_per_Common_Share_Ta

Net Income per Common Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	The following presents basic and diluted net income per share:
		Three Months Ended June 30,				Six Months Ended June 30,
			2014		2013		2014		2013
		(dollars in thousands, except per share amounts)
	Weighted average basic and diluted shares outstanding		27,770,143		457,435		26,677,266		457,435
	Net income available to shareholders	$	106	$	215	$	155	$	2,705
	Basic and diluted net income per share	$	0	$	0.47	$	0.01	$	5.91

Regulatory_Matters_and_Recover1

Regulatory Matters and Recovery Initiatives (Details Textual) (USD $)	0 Months Ended
	Mar. 28, 2014	Dec. 20, 2013	Mar. 27, 2014	Dec. 11, 2013	Oct. 31, 2013	Sep. 24, 2009
					Bank [Member]	Bank [Member]
					OCC Consent Order [Member]	OCC Consent Order [Member]
Regulatory Matters and Going Concern [Line Items]	'	'	'	'	'	'
Capital to Risk Weighted Assets	'	'	'	'	11.00%	11.00%
Tier One Leverage Capital to Average Assets	'	'	'	'	8.50%	8.50%
Other Additional Capital	'	'	$1,500,000	$16,500,000	'	'
Proceeds from Contributed Capital	$550,000	$15,400,000	'	'	'	'

Securities_Details

Securities (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'		'
Amortized Cost	$120,612		$69,235
Unrealized Gains	1,132		759
Unrealized Losses	-1,070		-2,314
Fair Value	120,674		67,680
Mortgage-backed/CMO [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Amortized Cost	96,834		67,392
Unrealized Gains	311		84
Unrealized Losses	-1,062		-2,307
Fair Value	96,083		65,169
U.S. Agency [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Amortized Cost	22,139		'
Unrealized Gains	13		'
Unrealized Losses	-8		'
Fair Value	22,144		'
Obligations of state and political subdivisions [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Amortized Cost	1,590		1,794
Unrealized Gains	15		7
Unrealized Losses	0		-7
Fair Value	1,605		1,794
Preferred stock [Member]	'		'
Schedule of Available-for-sale Securities [Line Items]	'		'
Amortized Cost	49	[1]	49	[1]
Unrealized Gains	793	[1]	668	[1]
Unrealized Losses	0	[1]	0	[1]
Fair Value	$842	[1]	$717	[1]
[1]	Represents preferred stocks issued by Freddie Mac and Fannie Mae

Securities_Details_1

Securities (Details 1) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Unrealized losses, Less than 12 months	($254)	($2,100)
Fair Value, Less than 12 months	31,916	52,800
Unrealized losses, 12 months or more	-816	-214
Fair Value, 12 months or more	32,139	3,537
Unrealized losses, Total	-1,070	-2,314
Fair Value, Total	64,055	56,337
Mortgage-backed/CMO [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Unrealized losses, Less than 12 months	-246	-2,093
Fair Value, Less than 12 months	25,165	52,020
Unrealized losses, 12 months or more	-816	-214
Fair Value, 12 months or more	32,139	3,537
Unrealized losses, Total	-1,062	-2,307
Fair Value, Total	57,304	55,557
Obligations of state and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Unrealized losses, Less than 12 months	'	-7
Fair Value, Less than 12 months	'	780
Unrealized losses, 12 months or more	'	0
Fair Value, 12 months or more	'	0
Unrealized losses, Total	'	-7
Fair Value, Total	'	780
U.S. Agency [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Unrealized losses, Less than 12 months	-8	'
Fair Value, Less than 12 months	6,751	'
Unrealized losses, 12 months or more	0	'
Fair Value, 12 months or more	0	'
Unrealized losses, Total	-8	'
Fair Value, Total	$6,751	'

Securities_Details_2

Securities (Details 2) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Investment Securities [Line Items]	'	'
Carrying value	$32,139	$3,537
Unrealized gain	816	214
Mortgage-backed/CMO [Member]	'	'
Investment Securities [Line Items]	'	'
Par value	1,482	1,632
Book value	1,312	1,454
Carrying value	32,139	3,537
Unrealized gain	$816	$214
Par value, Percentage	100.00%	100.00%
Book value, Percentage	88.53%	89.09%
Carrying value, Percentage	92.24%	89.09%
Unrealized gain, Percentage	3.71%	0.00%

Securities_Details_3

Securities (Details 3)	Jun. 30, 2014	Dec. 31, 2013
California [Member]	'	'
Investment Securities [Line Items]	'	'
Primary Location Of Underlying Loans Classification Percentage	69.00%	70.00%
Florida [Member]	'	'
Investment Securities [Line Items]	'	'
Primary Location Of Underlying Loans Classification Percentage	3.00%	3.00%
Other [Member]	'	'
Investment Securities [Line Items]	'	'
Primary Location Of Underlying Loans Classification Percentage	28.00%	27.00%
Mortgage-backed/CMO [Member]	'	'
Investment Securities [Line Items]	'	'
Weighted average remaining credit score (based on original FICO)	737	737
Past due 30-59 days	3.51%	1.44%
Past due 60-89 days	0.63%	3.44%
Past due 90 days or more	4.23%	6.01%
In process of foreclosure	8.33%	3.78%
Held as other real estate owned	0.57%	0.00%

Securities_Details_4

Securities (Details 4)	Jun. 30, 2014		Dec. 31, 2013
Investment Securities [Line Items]	'		'
Voluntary repayment rate (CRR)	16.04%		14.27%
Default rates:	'		'
Within next 24 months	7.56%		6.56%
Decreasing to (by month 37)	3.47%		3.55%
Decreasing to (by month 206 at June 2014 and by month 212 at December 2013)	0.00%		0.00%
Loss severity rates:	'		'
Initial loss upon default (Year 1)	45.14%		45.08%
Per annum decrease in loss rate (Years 2 - 11)	3.50%		3.50%
Floor (Year 12)	23.00%		23.00%
Discount rate:	5.50%	[1]	5.50%	[1]
Remaining credit support provided by other collateral pools of underlying loans within the security:	0.00%		0.00%
[1]	Intended to reflect estimated uncertainty and liquidity premiums, after adjustment for estimated credit loss cash flows.

Securities_Details_5

Securities (Details 5) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investment Securities [Line Items]	'	'
Amortized Cost, Maturing within one year	$2,004	$0
Amortized Cost, Maturing after one year but within five years	18,894	761
Amortized Cost, Maturing after five years but within ten years	2,305	505
Amortized Cost, Maturing after ten years	575	577
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	23,778	1,843
Amortized Cost	120,612	69,235
Fair Value, Maturing within one year	2,006	0
Fair Value, Maturing after one year but within five years	18,898	761
Fair Value, Maturing after five years but within ten years	2,308	512
Fair Value, Maturing after ten years	1,379	1,238
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	24,591	2,511
Investment securities available for sale, at fair value	120,674	67,680
Mortgage-backed/CMO securities [Member]	'	'
Investment Securities [Line Items]	'	'
Amortized Cost	96,834	67,392
Investment securities available for sale, at fair value	$96,083	$65,169

Securities_Details_Textual

Securities (Details Textual) (USD $)	6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Investment Securities [Line Items]	'	'	'
Proceeds from maturities and calls of available for sale securities	$0	$3,000,000	'
Deposit Liabilities, Collateral Issued, Financial Instruments	56,400,000	'	60,800,000
Stockholding Percentage	5.00%	'	'
Federal Home Loan Bank Stock	735,000	'	735,000
Federal Reserve Bank Stock	506,000	'	44,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	816,000	'	214,000
Federal Home Loan Bank Of Indianapolis [Member]	'	'	'
Investment Securities [Line Items]	'	'	'
Deposit Liabilities, Collateral Issued, Financial Instruments	22,800,000	'	25,500,000
Mortgage-backed/CMO [Member]	'	'	'
Investment Securities [Line Items]	'	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	$816,000	'	$214,000

Loans_Details

Loans (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans and Leases Receivable [Line Items]	'	'
Commercial	$14,641	$15,019
Commercial real estate:	'	'
Construction, land development, and other land	5,435	5,826
Owner occupied	48,035	49,012
Nonowner occupied	58,300	60,322
Consumer real estate:	'	'
Commercial purpose	6,301	6,886
Mortgage - Residential	12,685	12,955
Home equity and home equity lines of credit	8,318	8,991
Consumer and Other	6,113	6,273
Subtotal	159,828	165,284
Unearned income	-163	-169
Total Loans	$159,665	$165,115

Loans_Details_Textual

Loans (Details Textual) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Loans and Leases Receivable [Line Items]	'	'
Demand Deposit Overdrafts	$84,000	$114,000
Loans and Leases Receivable, Gross, Other	$1,900,000	$3,900,000

Allowance_for_Loan_Losses_and_2

Allowance for Loan Losses and Credit Quality of Loans (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Allowance for loan losses:	'	'	'	'
Beginning balance	$9,239	$9,553	$9,214	$11,769
Charge offs	-172	-308	-258	-383
Recoveries	395	238	506	347
Provision	0	0	0	-2,250
Ending balance	9,462	9,483	9,462	9,483
Commercial [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning balance	622	892	633	908
Charge offs	-95	-164	-95	-164
Recoveries	30	38	87	55
Provision	32	4	-36	-29
Ending balance	589	770	589	770
Commercial Real Estate [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning balance	7,229	6,866	7,180	8,682
Charge offs	0	-63	-42	-88
Recoveries	290	7	299	12
Provision	-126	-7	-44	-1,803
Ending balance	7,393	6,803	7,393	6,803
Consumer Real Estate [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning balance	1,184	1,647	1,215	2,036
Charge offs	-46	-56	-70	-62
Recoveries	57	156	75	219
Provision	45	-14	20	-460
Ending balance	1,240	1,733	1,240	1,733
Consumer and Other [Member]	'	'	'	'
Allowance for loan losses:	'	'	'	'
Beginning balance	204	148	186	143
Charge offs	-31	-25	-51	-69
Recoveries	18	37	45	61
Provision	49	17	60	42
Ending balance	$240	$177	$240	$177

Allowance_for_Loan_Losses_and_3

Allowance for Loan Losses and Credit Quality of Loans (Details 1) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	$2,179	'	$2,444	'	'	'
Collectively evaluated for impairment	7,283	'	6,770	'	'	'
Total allowance for loan losses	9,462	9,239	9,214	9,483	9,553	11,769
Recorded investment in loans:	'	'	'	'	'	'
Individually evaluated for impairment	16,972	'	19,111	'	'	'
Collectively evaluated for impairment	142,856	'	146,173	'	'	'
Total recorded investment in loans	159,828	'	165,284	'	'	'
Commercial Portfolio Segment [Member]	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	2	'	11	'	'	'
Collectively evaluated for impairment	587	'	622	'	'	'
Total allowance for loan losses	589	622	633	770	892	908
Recorded investment in loans:	'	'	'	'	'	'
Individually evaluated for impairment	182	'	211	'	'	'
Collectively evaluated for impairment	14,459	'	14,808	'	'	'
Total recorded investment in loans	14,641	'	15,019	'	'	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	2,167	'	2,298	'	'	'
Collectively evaluated for impairment	5,226	'	4,882	'	'	'
Total allowance for loan losses	7,393	7,229	7,180	6,803	6,866	8,682
Recorded investment in loans:	'	'	'	'	'	'
Individually evaluated for impairment	14,951	'	17,052	'	'	'
Collectively evaluated for impairment	96,819	'	98,108	'	'	'
Total recorded investment in loans	111,770	'	115,160	'	'	'
Consumer Real Estate Portfolio Segment [Member]	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	10	'	135	'	'	'
Collectively evaluated for impairment	1,230	'	1,080	'	'	'
Total allowance for loan losses	1,240	1,184	1,215	1,733	1,647	2,036
Recorded investment in loans:	'	'	'	'	'	'
Individually evaluated for impairment	1,839	'	1,848	'	'	'
Collectively evaluated for impairment	25,465	'	26,984	'	'	'
Total recorded investment in loans	27,304	'	28,832	'	'	'
Consumer and Other Portfolio Segment [Member]	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	0	'	0	'	'	'
Collectively evaluated for impairment	240	'	186	'	'	'
Total allowance for loan losses	240	204	186	177	148	143
Recorded investment in loans:	'	'	'	'	'	'
Individually evaluated for impairment	0	'	0	'	'	'
Collectively evaluated for impairment	6,113	'	6,273	'	'	'
Total recorded investment in loans	$6,113	'	$6,273	'	'	'

Allowance_for_Loan_Losses_and_4

Allowance for Loan Losses and Credit Quality of Loans (Details 2) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	$132,452	$136,864
Construction, land development, and other land	5,435	5,826
Owner occupied	48,035	49,012
Nonowner occupied	58,300	60,322
Commercial Purpose	6,301	6,886
Mortgage - Residential	12,685	12,955
Home equity and home equity lines of credit	8,318	8,991
Consumer and Other	6,113	6,273
Total	159,828	165,284
Commercial Portfolio Segment [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Total	14,641	15,019
Credit Risk Grade Not Rated [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	0	114
Construction, land development, and other land	0	0
Owner occupied	27	32
Nonowner occupied	0	0
Commercial Purpose	0	0
Mortgage - Residential	5,360	5,490
Home equity and home equity lines of credit	6,973	4,164
Consumer and Other	5,675	5,839
Total	18,035	15,639
Credit Risk Grade I [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	460	479
Construction, land development, and other land	0	0
Owner occupied	0	0
Nonowner occupied	0	0
Commercial Purpose	0	0
Mortgage - Residential	0	0
Home equity and home equity lines of credit	0	3,502
Consumer and Other	0	0
Total	460	3,981
Credit Risk Grade II [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	14	17
Construction, land development, and other land	0	0
Owner occupied	662	720
Nonowner occupied	365	393
Commercial Purpose	0	0
Mortgage - Residential	0	0
Home equity and home equity lines of credit	0	0
Consumer and Other	0	0
Total	1,041	1,130
Credit Risk Grade III [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	1,661	2,680
Construction, land development, and other land	0	0
Owner occupied	4,357	3,132
Nonowner occupied	1,323	1,340
Commercial Purpose	191	221
Mortgage - Residential	0	0
Home equity and home equity lines of credit	0	0
Consumer and Other	0	0
Total	7,532	7,373
Credit Risk Grade IV [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	6,087	5,057
Construction, land development, and other land	1,283	1,840
Owner occupied	21,469	20,987
Nonowner occupied	18,307	19,057
Commercial Purpose	1,312	1,712
Mortgage - Residential	0	0
Home equity and home equity lines of credit	0	0
Consumer and Other	0	0
Total	48,458	48,653
Credit Risk Grade V [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	5,704	5,901
Construction, land development, and other land	1,881	1,745
Owner occupied	16,451	16,172
Nonowner occupied	29,854	28,865
Commercial Purpose	3,158	3,399
Mortgage - Residential	4,675	4,349
Home equity and home equity lines of credit	1,230	770
Consumer and Other	304	307
Total	63,257	61,508
Credit Risk Grade VI [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	406	607
Construction, land development, and other land	159	165
Owner occupied	2,207	2,916
Nonowner occupied	5,464	4,735
Commercial Purpose	425	760
Mortgage - Residential	0	0
Home equity and home equity lines of credit	0	0
Consumer and Other	0	0
Total	8,661	9,183
Credit Risk Grade VII [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	309	164
Construction, land development, and other land	638	602
Owner occupied	2,862	5,053
Nonowner occupied	2,987	5,932
Commercial Purpose	1,215	794
Mortgage - Residential	2,650	3,116
Home equity and home equity lines of credit	115	555
Consumer and Other	134	127
Total	10,910	16,343
Credit Risk Grade VIII [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	0	0
Construction, land development, and other land	1,474	1,474
Owner occupied	0	0
Nonowner occupied	0	0
Commercial Purpose	0	0
Mortgage - Residential	0	0
Home equity and home equity lines of credit	0	0
Consumer and Other	0	0
Total	1,474	1,474
Non Performing Loans [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Commercial	144	12
Construction, land development, and other land	1,871	1,849
Owner occupied	1,447	2,580
Nonowner occupied	1,897	3,623
Commercial Purpose	1,087	663
Mortgage - Residential	2,478	1,853
Home equity and home equity lines of credit	66	363
Consumer and Other	41	124
Total	$9,031	$11,067

Allowance_for_Loan_Losses_and_5

Allowance for Loan Losses and Credit Quality of Loans (Details 3) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$495	$1,090
60-89 Days Past Due	371	1,364
90+ Days Past Due	743	1,379
Total Past Due	1,609	3,833
Current	158,219	161,451
Total	159,828	165,284
90+Days Past Due and Accruing	0	0
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	98	0
60-89 Days Past Due	0	0
90+ Days Past Due	0	0
Total Past Due	98	0
Current	14,543	15,019
Total	14,641	15,019
90+Days Past Due and Accruing	0	0
Construction, land development, and other land [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	156	0
60-89 Days Past Due	0	0
90+ Days Past Due	0	68
Total Past Due	156	68
Current	5,279	5,758
Total	5,435	5,826
90+Days Past Due and Accruing	0	0
Owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	50	153
60-89 Days Past Due	28	155
90+ Days Past Due	50	843
Total Past Due	128	1,151
Current	47,907	47,861
Total	48,035	49,012
90+Days Past Due and Accruing	0	0
Nonowner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	627
60-89 Days Past Due	0	312
90+ Days Past Due	361	241
Total Past Due	361	1,180
Current	57,939	59,142
Total	58,300	60,322
90+Days Past Due and Accruing	0	0
Commercial purpose [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	84	103
60-89 Days Past Due	0	0
90+ Days Past Due	0	123
Total Past Due	84	226
Current	6,217	6,660
Total	6,301	6,886
90+Days Past Due and Accruing	0	0
Mortgage - Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	23	77
60-89 Days Past Due	327	851
90+ Days Past Due	332	104
Total Past Due	682	1,032
Current	12,003	11,923
Total	12,685	12,955
90+Days Past Due and Accruing	0	0
Home equity and home equity lines of credit [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	75
60-89 Days Past Due	0	37
90+ Days Past Due	0	0
Total Past Due	0	112
Current	8,318	8,879
Total	8,318	8,991
90+Days Past Due and Accruing	0	0
Consumer and Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	84	55
60-89 Days Past Due	16	9
90+ Days Past Due	0	0
Total Past Due	100	64
Current	6,013	6,209
Total	6,113	6,273
90+Days Past Due and Accruing	$0	$0

Allowance_for_Loan_Losses_and_6

Allowance for Loan Losses and Credit Quality of Loans (Details 4) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	$9,031	$11,067
Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	144	12
Construction, land development, and other land [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	1,871	1,849
Owner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	1,447	2,580
Nonowner occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	1,897	3,623
Commercial purpose [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	1,087	663
Mortgage - Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	2,478	1,853
Home equity and home equity lines of credit [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	66	363
Consumer and Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Recorded Investment Non Accrual	$41	$124

Allowance_for_Loan_Losses_and_7

Allowance for Loan Losses and Credit Quality of Loans (Details 5) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	$8,401	$12,325
Unpaid Principal Balance	11,097	15,473
Valuation Allowance	2,179	2,444
Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	8,571	6,786
Unpaid Principal Balance	10,160	9,079
Valuation Allowance	0	0
Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	16,972	19,111
Unpaid Principal Balance	21,257	24,552
Valuation Allowance	2,179	2,444
Commercial [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	37	198
Unpaid Principal Balance	37	224
Valuation Allowance	2	11
Commercial [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	145	13
Unpaid Principal Balance	146	14
Valuation Allowance	0	0
Commercial [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	182	211
Unpaid Principal Balance	183	238
Valuation Allowance	2	11
Construction, land development, and other land [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	2,192	2,368
Unpaid Principal Balance	4,434	4,664
Valuation Allowance	1,657	1,649
Construction, land development, and other land [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	496	306
Unpaid Principal Balance	622	416
Valuation Allowance	0	0
Construction, land development, and other land [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	2,688	2,674
Unpaid Principal Balance	5,056	5,080
Valuation Allowance	1,657	1,649
Owner occupied [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	2,149	3,467
Unpaid Principal Balance	2,563	3,799
Valuation Allowance	340	297
Owner occupied [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	2,443	2,556
Unpaid Principal Balance	2,757	3,517
Valuation Allowance	0	0
Owner occupied [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	4,592	6,023
Unpaid Principal Balance	5,320	7,316
Valuation Allowance	340	297
Nonowner occupied [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	3,915	5,107
Unpaid Principal Balance	3,941	5,470
Valuation Allowance	170	352
Nonowner occupied [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	3,756	3,248
Unpaid Principal Balance	4,511	3,871
Valuation Allowance	0	0
Nonowner occupied [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	7,671	8,355
Unpaid Principal Balance	8,452	9,341
Valuation Allowance	170	352
Commercial purpose [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	108	1,185
Unpaid Principal Balance	122	1,316
Valuation Allowance	10	135
Commercial purpose [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	1,731	663
Unpaid Principal Balance	2,124	1,261
Valuation Allowance	0	0
Commercial purpose [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	1,839	1,848
Unpaid Principal Balance	2,246	2,577
Valuation Allowance	10	135
Mortgage - Residential [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Mortgage - Residential [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Mortgage - Residential [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Home equity and home equity lines of credit [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Home equity and home equity lines of credit [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Home equity and home equity lines of credit [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Consumer and Other [Member] | Loans Receivable With Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Consumer and Other [Member] | Loans Receivable With No Specific Allowance [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	0	0
Consumer and Other [Member] | Loans Receivable [Member]	'	'
Allowance for Loan Losses and Credit Quality of Loans [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Valuation Allowance	$0	$0

Allowance_for_Loan_Losses_and_8

Allowance for Loan Losses and Credit Quality of Loans (Details 6) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	$17,311	$23,548	$17,558	$22,012
Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	141	186	271	391
Commercial Loan [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	189	470	198	473
Commercial Loan [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	1	5	2	9
Construction, land development, and other land [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	2,584	3,160	2,662	3,163
Construction, land development, and other land [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	12	12	22	32
Owner occupied [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	4,796	7,352	4,907	7,341
Owner occupied [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	49	60	97	140
Nonowner occupied [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	7,811	9,949	7,893	8,390
Nonowner occupied [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	67	83	126	161
Commercial purpose [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	1,931	2,617	1,898	2,645
Commercial purpose [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	12	26	24	49
Mortgage - Residential [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	0	0	0	0
Mortgage - Residential [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	0	0	0	0
Home equity and home equity lines of credit [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	0	0	0	0
Home equity and home equity lines of credit [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	0	0	0	0
Consumer and Other [Member] | Average Of Impaired Loans [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average Outstanding Recorded Investment	0	0	0	0
Consumer and Other [Member] | Interest Income Recognized Loan [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Interest Income Recognized	$0	$0	$0	$0

Allowance_for_Loan_Losses_and_9

Allowance for Loan Losses and Credit Quality of Loans (Details 7) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	$11,572	$11,388
Outstanding Recorded Investment, Nonaccrual	5,665	7,794
Outstanding Recorded Investment, Total	17,237	19,182
Commercial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	13	199
Outstanding Recorded Investment, Nonaccrual	105	13
Outstanding Recorded Investment, Total	118	212
Construction, land development, and other land [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	881	826
Outstanding Recorded Investment, Nonaccrual	1,640	1,662
Outstanding Recorded Investment, Total	2,521	2,488
Owner occupied [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	3,352	3,442
Outstanding Recorded Investment, Nonaccrual	899	2,202
Outstanding Recorded Investment, Total	4,251	5,644
Nonowner occupied [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	5,694	4,732
Outstanding Recorded Investment, Nonaccrual	1,002	2,281
Outstanding Recorded Investment, Total	6,696	7,013
Commercial purpose [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	752	1,185
Outstanding Recorded Investment, Nonaccrual	813	502
Outstanding Recorded Investment, Total	1,565	1,687
Mortgage - Residential [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	793	940
Outstanding Recorded Investment, Nonaccrual	1,146	823
Outstanding Recorded Investment, Total	1,939	1,763
Home equity and home equity lines of credit [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	56	58
Outstanding Recorded Investment, Nonaccrual	10	250
Outstanding Recorded Investment, Total	66	308
Consumer and Other [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Recorded Investment, Accruing	31	6
Outstanding Recorded Investment, Nonaccrual	50	61
Outstanding Recorded Investment, Total	$81	$67

Recovered_Sheet1

Allowance for Loan Losses and Credit Quality of Loans (Details 8) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	4	1	6	4
Loan Receivable Modifications Pre Modification Recorded Investment	$154	$105	$401	$1,974
Loan Receivable Modifications Post Modification Recorded Investment	154	105	401	1,974
Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Loan Receivable Modifications Post Modification Recorded Investment	0	0	0	0
Construction, land development, and other land [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	0
Loan Receivable Modifications Pre Modification Recorded Investment	43	0	43	0
Loan Receivable Modifications Post Modification Recorded Investment	43	0	43	0
Owner occupied [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	2	1
Loan Receivable Modifications Pre Modification Recorded Investment	49	0	84	390
Loan Receivable Modifications Post Modification Recorded Investment	49	0	84	390
Nonowner occupied [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	1	1	2
Loan Receivable Modifications Pre Modification Recorded Investment	0	105	212	1,470
Loan Receivable Modifications Post Modification Recorded Investment	0	105	212	1,470
Commercial purpose [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	1
Loan Receivable Modifications Pre Modification Recorded Investment	37	0	37	114
Loan Receivable Modifications Post Modification Recorded Investment	37	0	37	114
Mortgage - Residential [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Loan Receivable Modifications Post Modification Recorded Investment	0	0	0	0
Home equity and home equity lines of credit [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Loan Receivable Modifications Post Modification Recorded Investment	0	0	0	0
Consumer and Other [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	0
Loan Receivable Modifications Pre Modification Recorded Investment	25	0	25	0
Loan Receivable Modifications Post Modification Recorded Investment	$25	$0	$25	$0

Recovered_Sheet2

Allowance for Loan Losses and Credit Quality of Loans (Details 9) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	4	1	6	4
Loan Receivable Modifications Pre Modification Recorded Investment	$154	$105	$401	$1,974
Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	4	1	6	3
Loan Receivable Modifications Pre Modification Recorded Investment	154	105	401	1,584
Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	1
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	390
Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Commercial [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Commercial [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Commercial [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Construction, land development, and other land [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	0
Loan Receivable Modifications Pre Modification Recorded Investment	43	0	43	0
Construction, land development, and other land [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Construction, land development, and other land [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	0
Loan Receivable Modifications Pre Modification Recorded Investment	43	0	43	0
Construction, land development, and other land [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Owner occupied [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	2	1
Loan Receivable Modifications Pre Modification Recorded Investment	49	0	84	390
Owner occupied [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Owner occupied [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	2	0
Loan Receivable Modifications Pre Modification Recorded Investment	49	0	84	0
Owner occupied [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	1
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	390
Nonowner occupied [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	1	1	2
Loan Receivable Modifications Pre Modification Recorded Investment	0	105	212	1,470
Nonowner occupied [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Nonowner occupied [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	1	1	2
Loan Receivable Modifications Pre Modification Recorded Investment	0	105	212	1,470
Nonowner occupied [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Commercial purpose [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	1
Loan Receivable Modifications Pre Modification Recorded Investment	37	0	37	114
Commercial purpose [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Commercial purpose [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	1
Loan Receivable Modifications Pre Modification Recorded Investment	37	0	37	114
Commercial purpose [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Mortgage - Residential [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Mortgage - Residential [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Mortgage - Residential [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Mortgage - Residential [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Home equity and home equity lines of credit [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Home equity and home equity lines of credit [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Home equity and home equity lines of credit [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Home equity and home equity lines of credit [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Consumer and Other [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	0
Loan Receivable Modifications Pre Modification Recorded Investment	25	0	25	0
Consumer and Other [Member] | Non-Market Interest Rate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	0	0	0	0
Consumer and Other [Member] | Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	1	0	1	0
Loan Receivable Modifications Pre Modification Recorded Investment	25	0	25	0
Consumer and Other [Member] | Non-Market Interest Rate And Extension Of Amortization Period [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loan Receivable Modifications Number Of Contracts	0	0	0	0
Loan Receivable Modifications Pre Modification Recorded Investment	$0	$0	$0	$0

Recovered_Sheet3

Allowance for Loan Losses and Credit Quality of Loans (Details Textual) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'
Impairment Evaluation Condition	'	'	'Those loans graded 7 and higher are considered substandard and are individually evaluated for impairment if reported as nonaccrual and are greater than $100,000 or part of an aggregate relationship exceeding $100,000.	'
TDR Loans Recorded Investment	$33,000	$124,000	$33,000	$124,000
Pass [Member]	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'
Financing Receivable, Credit Quality, Additional Information	'	'	'Grades 1 through 5	'
Watch [Member]	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'
Financing Receivable, Credit Quality, Additional Information	'	'	'grade 6	'
Substandard [Member]	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'
Financing Receivable, Credit Quality, Additional Information	'	'	'graded 7 and higher	'

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Jun. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Investment securities available for sale, at fair value	$120,674		$67,680
Fair Value, Inputs, Level 1 [Member]	'		'
Investment securities available for sale, at fair value	0		0
Fair Value, Inputs, Level 2 [Member]	'		'
Investment securities available for sale, at fair value	119,307		66,226
Fair Value, Inputs, Level 3 [Member]	'		'
Investment securities available for sale, at fair value	1,367		1,454
Obligations of state and political subdivisions [Member]	'		'
Investment securities available for sale, at fair value	1,605		1,794
Obligations of state and political subdivisions [Member] | Fair Value, Inputs, Level 1 [Member]	'		'
Investment securities available for sale, at fair value	0		0
Obligations of state and political subdivisions [Member] | Fair Value, Inputs, Level 2 [Member]	'		'
Investment securities available for sale, at fair value	1,605		1,794
Obligations of state and political subdivisions [Member] | Fair Value, Inputs, Level 3 [Member]	'		'
Investment securities available for sale, at fair value	0		0
U.S. agency [Member]	'		'
Investment securities available for sale, at fair value	22,144		'
U.S. agency [Member] | Fair Value, Inputs, Level 1 [Member]	'		'
Investment securities available for sale, at fair value	0		'
U.S. agency [Member] | Fair Value, Inputs, Level 2 [Member]	'		'
Investment securities available for sale, at fair value	22,144		'
U.S. agency [Member] | Fair Value, Inputs, Level 3 [Member]	'		'
Investment securities available for sale, at fair value	0		'
Mortgage-backed/CMO [Member]	'		'
Investment securities available for sale, at fair value	96,083		65,169
Mortgage-backed/CMO [Member] | Fair Value, Inputs, Level 1 [Member]	'		'
Investment securities available for sale, at fair value	0		0
Mortgage-backed/CMO [Member] | Fair Value, Inputs, Level 2 [Member]	'		'
Investment securities available for sale, at fair value	94,716		63,715
Mortgage-backed/CMO [Member] | Fair Value, Inputs, Level 3 [Member]	'		'
Investment securities available for sale, at fair value	1,367		1,454
Preferred stock [Member]	'		'
Investment securities available for sale, at fair value	842	[1]	717	[1]
Preferred stock [Member] | Fair Value, Inputs, Level 1 [Member]	'		'
Investment securities available for sale, at fair value	0		0
Preferred stock [Member] | Fair Value, Inputs, Level 2 [Member]	'		'
Investment securities available for sale, at fair value	842		717
Preferred stock [Member] | Fair Value, Inputs, Level 3 [Member]	'		'
Investment securities available for sale, at fair value	$0		$0
[1]	Represents preferred stocks issued by Freddie Mac and Fannie Mae

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 1) (USD $)	6 Months Ended
	Jun. 30, 2014
Fair value of non-agency mortgage-backed security, beginning of year	$1,454	[1]
Total gains (losses) realized/unrealized:	'
Included in earnings	0	[2]
Included in other comprehensive income	55	[2]
Purchases, issuances, and other settlements	-142
Transfers into Level 3	0
Fair value of non-agency mortgage-backed security, June 30, 2014	1,367
Total amount of losses for the year included in earnings attributable to the change in unrealized in unrealized losses relating to assets still held at June 30, 2014	$0
[1]	Non-agency CMO classified as available for sale is valued using internal valuation models and pricing information from third parties.
[2]	Realized gains (losses), including unrealized losses deemed other-than-temporary, are reported in noninterest income. Unrealized gains (losses) are reported in accumulated other comprehensive income (loss).

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 2) (USD $)	Jun. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Investment securities available for sale, at fair value	$120,674		$67,680
Impaired Loans [Member]	'		'
Investment securities available for sale, at fair value	14,793	[1]	16,667	[1]
Other Real Estate Owned [Member]	'		'
Investment securities available for sale, at fair value	1,512		480
Fair Value, Inputs, Level 1 [Member]	'		'
Investment securities available for sale, at fair value	0		0
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member]	'		'
Investment securities available for sale, at fair value	0	[1]	0	[1]
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member]	'		'
Investment securities available for sale, at fair value	0		0
Fair Value, Inputs, Level 2 [Member]	'		'
Investment securities available for sale, at fair value	119,307		66,226
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member]	'		'
Investment securities available for sale, at fair value	0	[1]	0	[1]
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member]	'		'
Investment securities available for sale, at fair value	0		0
Fair Value, Inputs, Level 3 [Member]	'		'
Investment securities available for sale, at fair value	1,367		1,454
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]	'		'
Investment securities available for sale, at fair value	14,793	[1]	16,667	[1]
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member]	'		'
Investment securities available for sale, at fair value	$1,512		$480
[1]	Represents carrying value and related write-downs and specific reserves pertaining to collateral dependent loans for which adjustments are based on the appraised value of the collateral or by other unobservable inputs.

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'	'	'
Cash and due from banks	$36,809	$78,025	$49,159	$42,021
Short term investments	198	198	'	'
FHLBI and FRB stock	1,241	779	'	'
Loans, net	150,203	155,901	'	'
Financial liabilities:	'	'	'	'
Other borrowings	0	16	'	'
Accrued interest expense	1,500	1,855	'	'
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Assets	'	'	'	'
Cash and due from banks	36,611	77,827	'	'
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Assets	'	'	'	'
Short term investments	198	198	'	'
Investment and mortgage-backed securities	119,307	66,226	'	'
FHLBI and FRB stock	1,241	779	'	'
Accrued interest income	680	573	'	'
Financial liabilities:	'	'	'	'
Deposits	289,823	285,313	'	'
Other borrowings	0	16	'	'
Accrued interest expense	70	83	'	'
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Assets	'	'	'	'
Non-agency mortgage-backed security	1,367	1,454	'	'
Loans, net	150,203	155,901	'	'
Portion at Other than Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Assets	'	'	'	'
Cash and due from banks	36,611	77,827	'	'
Portion at Other than Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Assets	'	'	'	'
Short term investments	198	198	'	'
Investment and mortgage-backed securities	119,307	66,226	'	'
FHLBI and FRB stock	1,241	779	'	'
Accrued interest income	680	573	'	'
Financial liabilities:	'	'	'	'
Deposits	284,585	280,549	'	'
Other borrowings	0	16	'	'
Accrued interest expense	70	83	'	'
Portion at Other than Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Assets	'	'	'	'
Non-agency mortgage-backed security	1,367	1,454	'	'
Loans, net	$151,650	$156,793	'	'

Shareholders_Equity_Details_Te

Shareholders' Equity (Details Textual) (USD $)

1 Months Ended

0 Months Ended

6 Months Ended

0 Months Ended

22-May-14

Dec. 11, 2013

Jun. 30, 2014

Mar. 28, 2014

Dec. 31, 2013

22-May-14

22-May-14

Mar. 27, 2014

Dec. 11, 2013

Jun. 30, 2014

22-May-14

Dec. 31, 2013

Maximum [Member]

Minimum [Member]

Rights [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Preferred Stock, Shares Issued

17,510

17,510

'

'

'

'

'

'

'

0

'

17,510

Preferred Stock Conversion Price Per Share

'

'

'

'

$0.70

'

'

'

'

'

$0.70

'

Proceeds from Issuance of Private Placement

'

$17,500,000

'

'

'

'

'

'

'

'

'

'

Proceeds From Issuance Of Convertible Preferred Stock Net Offering Cost

'

'

'

'

'

'

'

'

16,500,000

'

'

'

Proceeds From Issuance Of Equity Stock Net Offering Cost

'

'

'

'

'

'

'

1,500,000

'

'

'

'

Stock Issued During Period, Shares, New Issues

'

'

'

'

'

'

'

2,300,000

'

'

'

'

Stock Issued During Period, Value, New Issues

'

'

1,490,000

'

'

'

'

1,600,000

'

'

'

'

Net Proceeds From Rights Contributed To Bank

'

'

'

$550,000

'

'

'

'

'

'

'

'

Common Stock, Shares Authorized

'

'

40,000,000

'

11,000,000

40

11

'

'

'

'

'

Conversion of Stock, Shares Converted

25,014,256

'

'

'

'

'

'

'

'

'

'

'

Preferred Stock, Shares Outstanding

17,510

'

'

'

'

'

'

'

'

0

'

17,510

Net_Income_per_Common_Share_De

Net Income per Common Share (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Weighted average basic and diluted common shares outstanding (in shares)	13,476,282	457,435	7,052,822	457,435
Net income available to shareholders	$106	$215	$155	$2,705
Basic and diluted net income (loss) per share (in dollars per share)	$0	$0.47	$0.01	$5.91

Net_Income_per_Common_Share_De1

Net Income per Common Share (Details Textual) (USD $)	22-May-14	Dec. 11, 2013	Jun. 30, 2014	Dec. 31, 2013
			Series B Preferred Stock [Member]	Series B Preferred Stock [Member]
Preferred Stock, Shares Issued	17,510	17,510	0	17,510
Debt Instrument, Convertible, Conversion Price	'	$0.70	'	'

Income_Taxes_Details_Textual

Income Taxes (Details Textual) (USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2014
Income Tax Contingency [Line Items]	'	'
Current Income Tax Expense (Benefit)	$5,000	$5,000