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Content analysis
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| Legalese | ||
| Litigous | ||
| Readability |
H.S. freshman Avg
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New words:
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Removed:
acquiree, acquirer, advanced, Argentina, body, Bureau, Caribbean, Centene, Chairman, ChannelPoint, Chartered, classic, column, concurrently, consulting, controlling, death, decreasing, defeased, derecognition, derive, Diamond, disallowance, dramatic, easily, ELR, entirety, Fargo, Fellow, Finnegan, fleet, Institute, lawsuit, matured, McKinsey, MIB, Neal, nonprofit, onForm, opportunistic, pro, proceeding, project, prospectively, rata, redundancy, relocate, repaid, reserved, Restatement, revalued, Robert, Royal, Scotland, sourced, Stuchbery, subordination, succeeding, supplementing, termination, unplanned, Vanguard, weak
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The Hanover Insurance Group, Inc.
Computation of Ratio of Earnings to Fixed Charges
(in millions, except ratios)
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| Fiscal Years Ended December 31 | ||||||||
| 2016 |
| 2015 |
| 2014 |
| 2013 |
| 2012 |
Income before income taxes | 192.3 |
| 439.4 |
| 378.0 |
| 329.1 |
| 28.7 |
Fixed charges: |
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Interest expense | 54.9 |
| 60.6 |
| 65.8 |
| 65.8 |
| 62.5 |
Interest portion of rental expense | 6.1 |
| 5.7 |
| 6.7 |
| 7.1 |
| 7.4 |
Total fixed charges | 61.0 |
| 66.3 |
| 72.5 |
| 72.9 |
| 69.9 |
Income before income taxes and fixed charges | 253.3 |
| 505.7 |
| 450.5 |
| 402.0 |
| 98.6 |
Ratio of earnings to fixed charges | 4.152 |
| 7.627 |
| 6.214 |
| 5.514 |
| 1.411 |