EXHIBIT 21
Direct and Indirect Subsidiaries of the Registrant
I. | The Hanover Insurance Group, Inc. (Delaware) |
A. | Opus Investment Management, Inc. (Massachusetts) |
a. | The Hanover Insurance Company (New Hampshire) |
1. | Citizens Insurance Company of America (Michigan) |
a. | Citizens Management Inc. (Delaware) |
2. | AMGRO, Inc. (Massachusetts) |
a. | Lloyds Credit Corporation (Massachusetts) |
b. | AMGRO Receivables Corporation (Delaware) |
c. | AMGRO Premium Financing, Inc. (California) |
3. | Allmerica Financial Benefit Insurance Company (Michigan) |
4. | Allmerica Plus Insurance Agency, Inc. (Massachusetts) |
5. | The Hanover American Insurance Company (New Hampshire) |
6. | Hanover Texas Insurance Management Company, Inc. (Texas) |
7. | Citizens Insurance Company of Ohio (Ohio). |
8. | Citizens Insurance Company of the Midwest (Indiana) |
9. | The Hanover New Jersey Insurance Company (New Hampshire) |
10. | Massachusetts Bay Insurance Company (New Hampshire) |
11. | Allmerica Financial Alliance Insurance Company (New Hampshire) |
12. | Professionals Direct, Inc. (Michigan) |
a. | Professionals Direct Insurance Company (Michigan) |
b. | Professionals Direct Insurance Services, Inc. (Michigan) |
c. | Professionals Direct Finance, Inc. (Michigan) |
d. | Professional Direct Statutory Trust II (Delaware) |
b. | Citizens Insurance Company of Illinois (Illinois) |
B. | First Allmerica Financial Life Insurance Company (Massachusetts) |
C. | Allmerica Funding Corp. (Massachusetts) |
D. | VeraVest Investments, Inc. (Massachusetts) |
E. | AFC Capital Trust I (Delaware) |
F. | Northdale Acquisition Corp. (Maryland) |