Premier Financial (PFC) 10-K 1 Mar 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Billions	12 Months Ended
	Dec. 31, 2021	Feb. 23, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2021
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Trading Symbol	PFC
Entity Registrant Name	PREMIER FINANCIAL CORP.
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Central Index Key	0000946647
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Emerging Growth Company	false
Entity Tax Identification Number	34-1803915
Entity File Number	0-26850
Entity Incorporation, State or Country Code	OH
Entity Address, Address Line One	601 Clinton Street
Entity Address, City or Town	Defiance
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	43512
City Area Code	(419)
Local Phone Number	782-5015
Security Exchange Name	NASDAQ
Title of 12(b) Security	Common Stock, Par Value $0.01 Per Share
Document Annual Report	true
Document Transition Report	false
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding		36,436,378
Entity Public Float			$ 1
Documents Incorporated by Reference	Documents Incorporated by Reference Part III of this Form 10-K incorporates by reference certain information from the registrant’s definitive Proxy Statement for the 2022 Annual Meeting of the registrant’s shareholders.
Auditor Name	Crowe, LLP
Auditor Location	Grand Rapids, MI USA
Auditor Firm ID	173

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Cash and cash equivalents:
Cash and amounts due from depository institutions	$ 54,858	$ 79,593
Interest-bearing deposits	106,708	79,673
Cash and cash equivalents, federal funds sold	161,566	159,266
Securities available-for-sale, carried at fair value	1,206,260	736,654
Equity securities, carried at fair value	14,097	1,090
Marketable Securities, Total	1,220,357	737,744
Loans held for sale, at fair value at December 31, 2021	162,947	221,616
Loans receivable, net of allowance for credit losses of $66,468 and $82,079 at December 31, 2021 and 2020, respectively	5,229,700	5,409,161
Mortgage servicing rights	19,538	13,153
Accrued interest receivable	20,767	25,434
Federal Home Loan Bank (FHLB) stock	11,585	16,026
Bank owned life insurance	166,767	144,784
Premises and equipment	55,602	58,665
Real estate and other assets held for sale (OREO)	171	343
Goodwill	317,948	317,948
Core deposit and other intangibles	24,129	30,337
Other assets	90,325	77,257
Total assets	7,481,402	7,211,734
Deposits:
Noninterest-bearing	1,724,772	1,597,262
Interest-bearing	4,557,279	4,450,579
Total	6,282,051	6,047,841
Subordinated debentures	84,976	84,860
Advance payments by borrowers	24,716	21,748
Reserve for credit losses - unfunded commitments	5,031	5,350
Other liabilities	61,132	69,659
Total liabilities	6,457,906	6,229,458
Commitments and Contingent Liabilities (Note 6)
Stockholders’ equity:
Preferred stock, $.01 par value per share: 4,963,000 shares authorized; no shares issued
Common stock, $.01 par value per share: 50,000,000 shares authorized; 43,297,260 and 43,297,260 shares issued and 36,383,613 and 37,291,480 shares outstanding, respectively	306	306
Additional paid-in capital	691,132	689,390
Accumulated other comprehensive (loss)/income, net of tax of $(912) and $3,988, respectively	(3,428)	15,004
Retained earnings	443,517	356,414
Treasury stock, at cost, 6,913,647 and 6,005,780 shares respectively	(108,031)	(78,838)
Total stockholders’ equity	1,023,496	982,276
Total liabilities and stockholders’ equity	$ 7,481,402	$ 7,211,734

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans receivable, allowance (in dollars)	$ 66,468	$ 82,079
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	4,963,000	4,963,000
Preferred stock, shares issued	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	50,000,000	50,000,000
Common Stock, Shares, Issued	43,297,260	43,297,260
Common stock, shares outstanding	36,383,613	37,291,480
Accumulated other comprehensive income (loss), tax effect (in dollars)	$ (912)	$ 3,988
Treasury stock, shares	6,913,647	6,005,780
Cumulative Preferred Stock
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	37,000	37,000
Preferred stock, shares issued	0	0

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest Income
Loans		$ 223,787	$ 225,084	$ 130,853
Investment securities:
Tax-exempt		3,898	3,509	4,883
Taxable		15,471	7,960	3,300
Interest-bearing deposits		198	435	1,395
FHLB stock dividends		233	958	653
Total interest income		243,587	237,946	141,084
Interest Expense
Deposits		13,482	26,918	22,613
Federal Home Loan Bank advances and other		23	1,691	1,443
Subordinated debentures		2,713	1,300	1,354
Securities sold under agreement to repurchase			32	25
Total interest expense		16,218	29,941	25,435
Net interest income		227,369	208,005	115,649
Credit loss (benefit) expense - loans and leases	[1]	(6,733)	43,154	2,905
Credit loss (benefit) expense - unfunded commitments	[1]	(319)	1,096	(21)
Net interest income after provision for credit losses		234,421	163,755	112,765
Non-interest Income
Service fees and other charges		24,168	21,369	14,028
Mortgage banking income		21,925	28,199	9,483
Insurance commissions		15,780	16,788	14,118
Gain on sale of non-mortgage loans			324	226
Gain on sale of securities available for sale		2,218	1,464	24
Gain on equity securities		1,954	90
Wealth management income		6,027	6,159	3,127
Income from Bank Owned Life Insurance		5,121	3,306	2,158
Other non-interest income		2,764	2,985	1,792
Total non-interest income		79,957	80,684	44,956
Non-interest Expense
Compensation and benefits		90,646	77,213	57,175
Occupancy		15,501	16,320	9,027
FDIC insurance premium		2,896	3,355	484
Financial institutions tax		4,079	4,173	2,194
Data processing		13,550	14,886	8,055
Acquisition related charges			19,485	1,422
Amortization of intangibles		6,208	6,449	1,119
Other non-interest expense		25,075	23,289	17,608
Total non-interest expense		157,955	165,170	97,084
Income before income taxes		156,423	79,269	60,637
Federal income taxes		30,372	16,192	11,267
Net Income		$ 126,051	$ 63,077	$ 49,370
Earnings per common share (Note 4)
Basic		$ 3.39	$ 1.75	$ 2.49
Diluted		$ 3.39	$ 1.75	$ 2.48
[1]	Beginning January 1, 2020, calculation is based on current expected loss methodology. Prior to January 1, 2020, calculation was based on incurred loss methodology.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 126,051	$ 63,077	$ 49,370
Change in securities available-for-sale (AFS):
Unrealized holding gains (losses) on available-for-sale securities arising during the period	(21,967)	14,431	8,754
Reclassification adjustment for (gains) losses realized in income	(2,218)	(1,464)	(24)
Net unrealized gains (losses)	(24,185)	12,967	8,730
Income tax effect	(5,079)	2,723	1,834
Net of tax amount	(19,106)	10,244	6,896
Change in cash flow hedge derivatives:
Unrealized holding gains (losses) on balance sheet swap	3,025	14,431	8,754
Reclassification adjustment for cash flow hedge derivative (gains) losses included in income	(2,172)		(24)
Net unrealized gains (losses)	853	14,431	8,730
Income tax effect	(179)	(2,723)	(1,834)
Net of tax amount	674	11,708	6,896
Change in unrealized gain/(loss) on postretirement benefit:
Net gain (loss) on defined benefit postretirement medical plan realized during the period	13	195	(310)
Net amortization and deferral	(13)	13	14
Net gain (loss) activity during the period	0	208	(296)
Income tax effect		(43)	143
Net of tax amount	0	165	(153)
Total other comprehensive income (loss)	(18,432)	10,409	6,743
Comprehensive income	$ 107,619	$ 73,486	$ 56,113

Consolidated Statement of Chang

Consolidated Statement of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2018	$ 399,589	$ 127	$ 161,593	$ 2,148	$ 295,588	$ (55,571)
Balance (In shares) at Dec. 31, 2018		20,171,392
Net income	49,370				49,370
Other comprehensive income (loss)	6,743			6,743
Deferred compensation plan	78		(80)			158
Stock based compensation expense	286		286
Shares issued under stock option plan, net	189		(32)		(5)	226
Shares issued under stock option plan, net (In shares)		19,022
Restricted share issuance/ Restricted share activity under stock incentive plans	560		117		(154)	597
Restricted share issuance/Restricted share activity under stock incentive plan (In shares)		51,194
Shares issued from direct stock sales	123		71			52
Shares issued from direct stock sales (In shares)		4,255
Shares repurchased	(15,147)					(15,147)
Shares repurchased (In Shares)		(515,977)
Common stock dividends paid	(15,624)				(15,624)
Balance at Dec. 31, 2019	426,167	$ 127	161,955	4,595	329,175	(69,685)
Balance (In shares) at Dec. 31, 2019		19,729,886
Net income	63,077				63,077
Other comprehensive income (loss)	10,409			10,409
Adoption of ASC 326 | ASC 326 [Member]	(2,566)				(2,566)
Deferred compensation plan			24			(24)
Deferred compensation plan (In shares)		7,524
Stock based compensation expense	2,312		2,312
Capital stock issuance related to acquisition	527,311	$ 179	527,132
Capital stock issuance (In shares)		17,926,174
Vesting of incentive plans	$ (1,371)		(1,864)			493
Vesting of incentive plans (In shares)		39,548
Shares issued under stock option plan, net			(122)			122
Shares issued under stock option plan, net (In shares)	11,408
Restricted share issuance/ Restricted share activity under stock incentive plans			198		(374)	176
Restricted share issuance/Restricted share activity under stock incentive plan (In shares)		13,349
Restricted share forfeitures	$ (13)		(13)
Restricted share forfeitures (In shares)		(2,265)
Shares issued from direct stock sales	18					18
Shares issued from direct stock sales (In shares)		1,148
Shares repurchased	(10,183)					(10,183)
Shares repurchased (In Shares)		(435,292)
Common stock dividends paid	(32,898)				(32,898)
Other, net			(258)			(258)
Balance at Dec. 31, 2020	982,276	$ 306	689,390	15,004	356,414	(78,838)
Balance (In shares) at Dec. 31, 2020		37,291,480
Net income	126,051				126,051
Other comprehensive income (loss)	(18,432)			(18,432)
Adoption of ASC 326 | ASC 326 [Member]	2,600
Deferred compensation plan			(30)			30
Deferred compensation plan (In shares)		7,911
Stock based compensation expense	2,827		2,827
Vesting of incentive plans			(507)			507
Vesting of incentive plans (In shares)		31,597
Shares exercised under stock option plan, net	$ 8					8
Shares exercised under stock option plan, net (In shares)	600	600
Restricted share issuance/ Restricted share activity under stock incentive plans	$ 568		(568)
Restricted share issuance/Restricted share activity under stock incentive plan (In shares)		43,460
Restricted share forfeitures	(703)		(20)			(723)
Restricted share forfeitures (In shares)		(24,299)
Shares repurchased	(29,583)					(29,583)
Shares repurchased (In Shares)		(967,136)
Common stock dividends paid	(38,948)				(38,948)
Balance at Dec. 31, 2021	$ 1,023,496	$ 306	$ 691,132	$ (3,428)	$ 443,517	$ (108,031)
Balance (In shares) at Dec. 31, 2021		36,383,613

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Dividend payment per share	$ 1.05	$ 0.88	$ 0.79
Employee Stock Option [Member]
Stock Repurchased and Retired (in shares)			178
Restricted Stock [Member]
Stock Repurchased and Retired (in shares)			27,728

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating Activities
Net income	$ 126,051	$ 63,077	$ 49,370
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	(7,052)	44,250	2,905
Depreciation	6,306	6,512	4,231
Net amortization of premium and discounts on loans, securities, deposits and debt obligations	(284)	(5,157)	730
Amortization of mortgage servicing rights, net of impairment charges/recoveries	2,086	15,456	2,043
Amortization of intangibles	6,208	6,449	1,119
Mortgage banking gain, net	(16,437)	(36,683)	(7,932)
Loss on sale or disposals or write-downs of property, plant and equipment			10
Gain/loss on sale / write-down of real estate and other assets held for sale	(6)	(10)	180
Gain on sale of available for sale securities	(2,218)	(1,464)	(24)
Gain on equity securities	(1,954)	(90)
Change in deferred taxes	5,393	(9,781)	(419)
Proceeds from sale of loans held for sale	867,522	847,141	302,554
Origination of loans held for sale	(800,887)	(967,861)	(308,434)
Stock based compensation expense	2,827	2,312	286
Restricted stock forfeits for taxes and option exercises	(703)	(1,371)	560
Excess tax benefit (expense) on stock compensation plans			(108)
Income from bank owned life insurance	(5,121)	(3,306)	(2,158)
Changes in:
Accrued interest receivable and other assets	(5,755)	(14,729)	(6,916)
Other liabilities	(10,813)	(363)	1,688
Net cash provided by operating activities	165,163	(55,618)	39,685
Investing Activities
Proceeds from maturities, calls and paydowns of held-to-maturity securities			120
Proceeds from maturities, calls and paydowns of available-for-sale securities	149,197	124,731	49,104
Proceeds from sale of available-for-sale securities	158,012	52,420	2,667
Proceeds from sale of OREO	488	1,081	1,262
Purchases of available-for-sale securities	(806,083)	(362,426)	(33,463)
Purchases of equity securities	(11,053)	(1,000)
Purchases of office properties and equipment	(3,023)	(5,361)	(3,134)
Investment in bank owned life insurance	(18,307)	0	(6,600)
Proceeds from bank owned life insurance death benefit	1,445	0	874
Net change in Federal Home Loan Bank stock	4,441	8,642	2,302
Net cash received (paid) in acquisitions		52,448	(1,600)
Proceeds from sale of non-mortgage loans		5,241	21,239
Net increase (decrease) in loans receivable	192,069	(417,630)	(258,119)
Net cash used in investing activities	(332,814)	(541,854)	(225,348)
Financing Activities
Net increase in deposits and advance payments by borrowers	238,474	1,088,832	251,282
Net change in Federal Home Loan Bank advances		(466,063)	(126)
Proceeds from subordinated debentures	48,893	48,777
Decrease in securities sold under repurchase agreements		(2,999)	(2,742)
Cash dividends paid on common stock	(38,948)	(32,898)	(15,624)
Net cash paid for repurchase of common stock	(29,583)	(10,183)	(15,147)
Proceeds from exercise of stock options	8		189
Proceeds from direct treasury stock sales		18	123
Net cash provided by financing activities	169,951	625,484	217,955
Increase (decrease) in cash and cash equivalents	2,300	28,012	32,292
Cash and cash equivalents at beginning of period	159,266	131,254	98,962
Cash and cash equivalents at end of period	161,566	159,266	131,254
Supplemental cash flow information:
Interest paid	16,357	30,536	25,348
Income taxes paid	27,055	32,390	11,200
Transfer from other liability to equity	0
Transfers from held to maturity securities to available for sale securities			404
Transfers from loans to other real estate owned and other assets held for sale	220	192	337
Initial recognition of right-of-use asset	500	10,106	8,808
Initial recognition of lease liability	$ 500	10,254	$ 9,339
Initial recognition ASU 326		$ 2,566

Basis of Presentation

Basis of Presentation	12 Months Ended
	Dec. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. Basis of Presentation On June 19, 2020, First Defiance Financial Corp. changed its name to Premier Financial Corp. (“Premier” or the “Company”). In connection with the name change, Premier’s stock continued to be traded on the Nasdaq Global Select Market, but under the new ticker PFC. On this same date, First Federal Bank of the Midwest, a wholly-owned subsidiary of the Company, changed its name to Premier Bank (the “Bank”). Premier is a financial holding company that conducts business through its wholly-owned subsidiaries, the Bank, First Insurance Group of the Midwest, Inc. (“First Insurance”), PFC Risk Management Inc. (“PFC Risk Management”), and PFC Capital, LLC (“PFC Capital”). All significant intercompany transactions and balances are eliminated in consolidation. On January 31, 2020, Premier completed its previously announced acquisition of United Community Financial Corp., an Ohio corporation (“UCFC”), pursuant to the Agreement and Plan of Merger (the “Merger Agreement”), dated as of September 9, 2019, by and between Premier and UCFC. At the effective time of the merger (the “Merger”), UCFC merged with and into Premier, with Premier surviving the Merger. Simultaneously with the completion of the Merger, Premier converted from a unitary thrift holding company to a bank holding company, making an election to be a financial holding company. Immediately following the Merger, UCFC’s wholly-owned bank subsidiary, Home Savings Bank (“Home Savings”) merged with and into the Bank, with the Bank surviving the Merger (the "Bank Merger"). Immediately prior to the Bank Merger, the Bank converted from a federal thrift into an Ohio state-chartered bank. In addition, immediately following the Bank Merger, UCFC’s wholly-owned insurance subsidiaries, HSB Insurance, LLC, and United American Financial Services, Inc., each merged into First Insurance, with First Insurance surviving the mergers. Premier also acquired PFC Capital in the Merger. The Bank is primarily engaged in community banking. It attracts deposits from the general public through its offices and website, and uses those and other available sources of funds to originate residential real estate loans, commercial real estate loans, commercial loans, home improvement and home equity loans and consumer loans. In addition, the Bank invests in U.S. Treasury and federal government agency obligations, obligations of states and political subdivisions, mortgage-backed securities that are issued by federal agencies, collateralized mortgage obligations (“CMOs”), and corporate bonds. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (“FDIC”). The Bank is a member of the Federal Home Loan Bank (“FHLB”) System. PFC Capital was formed as an Ohio limited liability company by UCFC in 2016 for the purpose of providing mezzanine funding for customers of Home Savings. Mezzanine loans are offered by PFC Capital to customers in the Company’s market area and are expected to be repaid from the cash flow from operations of the borrowing businesses. First Insurance is an insurance agency that conducts business throughout Premier’s markets. First Insurance offers property and casualty insurance, life insurance and group health insurance. PFC Risk Management is a wholly-owned insurance company subsidiary of the Company that insures the Company and its subsidiaries against certain risks unique to the operations of the Company and for which insurance may not be currently available or economically feasible in today’s insurance marketplace. PFC Risk Management pools resources with several other similar insurance company subsidiaries of financial institutions to help minimize the risk allocable to each participating insurer. The COVID-19 pandemic has continued to create extensive disruptions to the global economy and to the lives of individuals throughout the world. Business and consumer customers of the Bank are experiencing varying degrees of financial distress, which is expected to continue over the coming months and will likely adversely affect their ability to pay interest and principal on their loans. Further, value of the collateral securing their obligations may decline. These uncertainties may negatively impact the Statement of Financial Condition, the Statement of Income and the Statement of Cash Flows of the Company.

Statement of Accounting Policie

Statement of Accounting Policies	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Statement of Accounting Policies	2. Statement of Accounting Policies Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. Earnings Per Common Share Basic earnings per common share is computed by dividing net income applicable to common shares (net income less dividend requirements for preferred stock, accretion of preferred stock discount and redemption of preferred stock) by the weighted average number of shares of common stock outstanding during the period. All outstanding unvested share-based payment awards that contain rights to nonforfeitable dividends are considered participating securities for the calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, warrants, restricted stock awards and stock grants. See also Note 4. Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on available-for-sale securities, unrealized gains and losses on cash flow hedges and the net unrecognized actuarial losses and unrecognized prior service costs associated with the Company’s Defined Benefit Postretirement Medical Plan. All items included in other comprehensive income are reported net of tax. See also Notes 5, 16 and 25 and the Consolidated Statements of Comprehensive Income. Cash Flows For purposes of the statement of Cash flows, Premier considers all highly liquid investments with a term of three months or less to be cash equivalents. Net cash flows are reported for loan and deposit transactions, interest-bearing deposits in other financial institutions and repurchase agreements. Investment Securities Securities are classified as held-to-maturity when Premier has the positive intent and ability to hold the securities to maturity and are reported at amortized cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. In addition, Premier may purchase equity securities for its portfolio. Equity securities are a separate category of investments as changes in market value must be run through earnings as a gain (loss) on equity securities. Securities available‑for‑sale consists of those securities which might be sold prior to maturity due to changes in interest rates, prepayment risks, yield and availability of alternative investments, liquidity needs or other factors. Available-for-sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in other comprehensive income (loss) until realized. Realized gains and losses are included in gains (losses) on securities or other-than-temporary impairment losses on securities. Realized gains and losses on securities sold are recognized on the trade date based on the specific identification method. Interest income includes amortization of purchase premiums and discounts. Premiums and discounts are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are expected. Quarterly, the Company evaluates if any security has a fair value less than its amortized cost. Once these securities are identified, in order to determine whether a decline in fair value resulted from a credit loss or other factors, the Company performs further analysis. See to Footnote 5 - Investment Securities for further discussion. Equity Securities These securities are reported at fair value utilizing Level 1 inputs where the Company obtains fair value measurement from a broker. FHLB Stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. At December 31, 2021 and 2020 , the Company held $ 11.6 million and $ 16.0 million, respectively, at the FHLB of Cincinnati. Loans Receivable Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of deferred loan fees and costs, purchase premiums and discounts and the allowance for credit losses. Deferred fees net of deferred incremental loan origination costs, are amortized to interest income generally over the contractual life of the loan using the interest method without anticipating prepayments. The recorded investment in loans includes accrued interest receivable, unamortized premiums and discounts, and net deferred fees and costs and undisbursed loan amounts. Mortgage loans originated and intended for sale in the secondary market are classified as loans held for sale and are carried at fair value, as determined by market pricing from investors. Net unrealized gains and losses are recorded as a part of mortgage banking income on the Consolidated Statement of Income. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains or losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company may incur losses pertaining to loans sold to Fannie Mae and Freddie Mac but repurchased due to underwriting issues. Repurchase losses are recognized when the Company determines they are probable and estimable. Interest receivable is accrued on loans and credited to income as earned. The accrual of interest on loans 90 days delinquent or those loans individually analyzed is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. For these loans, interest accrual is only to the extent cash payments are received. The accrual of interest on these loans is generally resumed after a pattern of repayment has been established and the collection of principal and interest is reasonably assured. Purchased Credit Deteriorated (“PCD”) Loans The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of more than insignificant deterioration of credit quality since origination. The Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (loan type and date of origination). PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement. Allowance for credit losses On January 1, 2020 , the Company adopted ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended, which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance to Topic 842 on leases. In addition, ASC 326 made changes to the accounting for available-for-sale debt securities. The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the standard, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. As a part of the merger, the Bank recognized $ 7.6 million of the allowance for credit losses related to PCD loans. The remaining noncredit discount (based on the adjusted amortized cost basis) will be accreted into interest income at the effective interest rate as of the merger date. Loans that management has the intent and ability to hold for the foreseeable future or until maturity of payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, adjustments, and deferred loan fees and costs. Accrued interest receivable was reported in other assets and is excluded from the estimate of credit losses. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, nature or volume of the Company’s financial assets, changes in experience in staff, as well as changes in environmental conditions, such as changes in unemployment rates, property values and other external factors, such as regulatory, legal and technological environments. The allowance for credit losses is measured on a collective pool basis when similar risk characteristics exist. The Company has identified the following portfolio segments and is generally utilizing two methodologies to analyze loan pools: discounted cash flow (“DCF”) and probability of default/loss given default (“PD/LGD”): Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer finance Remaining life Call report loss history Loans that do not share risk characteristics are evaluated on an individual basis and included in the collective evaluation. A loan is individually analyzed when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loans agreement. Loans, for which terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings. When a loan is considered individually analyzed, an analysis of the net present value of estimated cash flows is performed and an allowance may be established based on the outcome of that analysis, or if the loan is deemed to be collateral dependent an allowance is established based on the fair value of collateral. All modifications are reviewed by the bank’s Chief Credit Officer or Chief Credit Administration Officer to determine whether or not the modification constitutes a troubled debt restructure. Commercial and commercial real estate loan relationships greater than $ 500,000 are individually evaluated. If a loan is individually analyzed, a portion of the allowance is allocated so that the loan is reported net of the allowance allocation which is determined based on the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Loan relationships less than $ 500,000 are aggregated by loan segment and risk level and given a specific reserve based on the general reserve factor for that loan segment and risk level. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated, and accordingly, they are not separately identified for disclosure. Troubled Debt Restructurings (“TDR”): A loan for which terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, is considered to be a TDR. The allowance for credit loss on a TDR is measured using the same method as all other loans held for investment, except when the value of a concession is measured using the discounted cash flow method, the allowance for credit loss is determined by discounting the expected future cash flow at the original interest rate of the loan. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For TDRs that subsequently default, the Company determines the amount of the allowance on that loan in accordance with the accounting policy for the allowance for credit losses on loans individually identified. The Company incorporates recent historical experience related to TDRs including the performance of TDRs that subsequently default into the calculation of the allowance by loan portfolio segment. See Footnote 7 – Loans for further discussion on TDRs. Servicing Rights Servicing rights are recognized separately when they are acquired through sales of loans. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans, driven, generally, by changes in market interest rates. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type, loan terms, year of origination and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported within mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement with mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees totaled $ 7.6 million, $ 7.3 million and $ 3.8 million for the years ended December 31, 2021, 2020 and 2019 , respectively. Late fees and ancillary fees related to loan servicing are not material. See Note 8. Bank Owned Life Insurance The Company has purchased life insurance policies for certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Premises and Equipment and Long Lived Assets Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 to 50 years Furniture, fixtures and equipment 3 to 15 years Long-lived assets to be held and those to be disposed of and certain intangibles are periodically evaluated for impairment. See Note 9. Goodwill and Other Intangibles Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any non-controlling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected November 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on Premier’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank and branch acquisitions, as well as, , wealth management and insurance agency acquisitions. They are initially recorded at fair value and then amortized on an accelerated basis over their estimated lives, which range from five years for non-compete agreements to 10 years for core deposit and customer relationship intangibles. See Note 10. Real Estate and Other Assets Held for Sale Real estate and other assets held for sale are comprised of properties or other assets acquired through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Losses arising from the acquisition of such property are charged against the allowance for credit losses at the time of acquisition. These properties are carried at the lower of cost or fair value, less estimated costs to dispose. If fair value declines subsequent to foreclosure, the property is written down against expense. Costs after acquisition are expensed. Stock Compensation Plans Compensation cost is recognized for stock options and restricted share awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Restricted shares awards are valued at the market value of Company stock at the date of the grant. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. See Note 20. Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 22. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Mortgage Banking Derivatives Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income. Interest Rate Swaps The Company periodically enters into interest rate swap agreements with its commercial customers who desire a fixed rate loan term that is longer than the Company is willing to extend. The Company then enters into a reciprocal swap agreement with a third party that offsets the interest rate risk from the interest rate swap extended to the customer. The interest rate swaps are derivative instruments which are carried at fair value on the statement of financial condition. The Company uses an independent third party to perform a market valuation analysis for both swap positions. The Company also enters into cash flow hedge derivative instruments to hedge the risk of variability in cash flows (future interest payments) attributable to changes in contractually specified LIBOR benchmark interest rate on the Company's floating rate loan pool. the Company uses an independent third party to perform a market valuation analysis for the derivatives. Operating Segments Management considers the following factors in determining the need to disclose separate operating segments: (1) the nature of products and services, which are all financial in nature; (2) the type and class of customer for the products and services; in Premier’s case retail customers for retail bank and insurance products and commercial customers for commercial loan, deposit, life, health and property and casualty insurance needs; (3) the methods used to distribute products or provide services; such services are delivered through banking and insurance offices and through bank and insurance customer contact representatives. Retail and commercial customers are frequently targets for both banking and insurance products; (4) the nature of the regulatory environment; both banking and insurance entities are subject to various regulatory bodies and a number of specific regulations. Quantitative thresholds as stated in FASB ASC Topic 280, Segment Reporting are monitored. For the year ended December 31, 2021 , the reported revenue for First Insurance was 5.5 % of total revenue for Premier. Total revenue includes interest income plus noninterest income. Net income for First Insurance for the year ended December 31, 2021 , was 2.2 % of consolidated net income. Total assets of First Insurance at December 31, 2021 , were 0.5 % of total assets. First Insurance does not meet any of the quantitative thresholds of FASB ASC Topic 280. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment. Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to Premier. See Note 17 for further details on restrictions. Loan Commitments and Related Financial Instruments Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any such matters that will have a material effect on the financial statements. Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. An effective tax rate of 21 % is used to determine after-tax components of other comprehensive income (loss) included in the statements of stockholders’ equity. See Note 18. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. Retirement Plans Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. See Notes 16 and 19. Revenue Recognition ASC 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity's contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of the Company’s revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as loans, letters of credit, and investment securities, as well as revenue related to mortgage servicing activities, as these activities are subject to other GAAP discussed elsewhere within the Company’s disclosures. Descriptions of the Company’s revenue-generating activities that are within the scope of ASC 606, which are presented in the Company’s statement of income as components of noninterest income are as follows: • Service charges on deposit accounts - these represent general service fees for monthly account maintenance and activity or transaction-based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Revenue is recognized when our performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed (such as a wire transfer). Payment for such performance obligations are generally received at the time the performance obligations are satisfied. Service charges on deposit accounts that are within the scope of ASC 606 were $ 11.2 million in 2021 , $ 10.2 million in 2020 and $ 7.1 million in 2019. Income from services charges on deposit accounts is included in service fees and other charges in noninterest income. • Interchange income - this represents fees earned from debit and credit cardholder transactions. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrent with the transaction processing services provided to the cardholder. Interchange fees were $ 10.9 million in 2021 , $ 9.3 million in 2020 and $ 4.7 million in 2019, which are reported net of network related charges. Interchange income is included in service fees and other charges in noninterest income. • Wealth management income - this represents monthly fees due from wealth management customers as consideration for managing the customers’ assets. Wealth management and trust services include custody of assets, investment management, escrow services, and fees for trust services and similar fiduciary activities. Revenue is recognized when our performance obligation is completed each month, which is generally the time that payment is received. Also included are fees received from a third party broker-dealer as part of a revenue-sharing agreement for fees earned from customers that we refer to the third party. These fees are paid to us by the third party on a quarterly basis and recognized ratably throughout the quarter as our performance obligation is satisfied. Revenues from wealth management were $ 6.0 million, $ 6.2 million and $ 3.1 million in 2021, 2020 and 2019, respectively, and are included in in total noninterest income. • Gain/loss on sales of other real estate owned (“OREO”) - the Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain or loss on sale if a significant financing component is present. Income from the gain/loss on sales of OREO were a gain of $ 3,000 in 2021 , and losses of $ 19,000 in 2020 and $ 108,000 in 2019. Income from the gain or loss on sales of OREO is included in total noninterest income. • Insurance commissions - this represents new commissions that are recognized when the Company sells insurance policies to customers. The Company is also entitled to renewal commissions and, in some cases, contingent commissions in the form of profit sharing which are recognized in subsequent periods. The initial commission is recognized when the insurance policy is sold to a customer. Renewal commission is variable consideration and is recognized in subsequent periods when the uncertainty around variable consideration is subsequently resolved (e.g., when customer renews the policy). Contingent commission is also a variable consideration that is not recognized until the variability surrounding realization of

Business Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2021
Business Combinations [Abstract]
Business Combinations	3. Business Combinations On September 30, 2019, Premier, through the Bank, completed the acquisition of Strategic Investment Advisors, LLC (“SIA”), a financial advisory and brokerage firm. Located in Sylvania, Ohio, with assets under management of approximately $ 115 million and annual revenues of approximately $ 0.6 million, SIA was added to the Bank’s Trust and Wealth Management platform. The total purchase price paid in cash was made up of the following: $ 1.6 million was paid at closing, and $ 400,000 at the end of a two-year earn-out based on the compound revenue growth over the performance period of SIA, for a total purchase price of $ 2.0 million. At December 31, 2019, the Company had recorded goodwill of $ 1.5 million and identifiable intangible assets of $ 500,000 consisting of customer relationship intangible. The Company completed the Merger with UCFC and its subsidiaries January 31, 2020. Immediately following the Merger, Home Savings was merged with and into the Bank, with the Bank surviving. In addition, UCFC’s wholly-owned insurance subsidiaries, HSB Insurance, LLC, and United American Financial Services, Inc., each merged with and into First Insurance. UCFC’s consolidated assets and equity (unaudited) as of January 31, 2020 totaled $ 2.8 billion and $ 324.5 million, respectively. The Company accounted for the transaction under the acquisition method of accounting, which means that the acquired assets and liabilities were recorded at fair value at the date of acquisition. In accordance with ASC 805, the Company expensed approximately $ 19.5 million and $ 1.4 million of direct acquisition costs during the years ended December 31, 2020 and 2019, respectively. The Company recorded $ 217.9 million of goodwill and $ 33.0 million of intangible assets in 2020 as a result of the combination. Goodwill represents the future economic benefits arising from net assets acquired that are not individually identified and separately recognized and is attributable to synergies expected to be derived from the combination of the two entities. The Company analyzes goodwill annually for impairment. The Merger was consistent with the Company’s strategy to enhance and expand its presence in northern Ohio. The intangible assets are related to core deposits, which are being amortized over 10 years on an accelerated basis, and customer relationships, which are being amortized over 10 years on a straight-line basis. For tax purposes, goodwill is non-deductible. The following table summarizes the fair value of the total consideration transferred as part of the Merger as well as the fair value of identifiable assets and liabilities assumed as of the effective date of the transaction. January 31, 2020 (In Thousands) Cash Consideration $ 132 Fair Value of Options Exchanged 461 Equity – Dollar Value of Issued Shares 526,850 Fair Value of Total Consideration Transferred 527,443 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash and Cash Equivalents 52,580 Securities available for sale 262,753 Net loans, including loans held for sale and allowance 2,340,701 FHLB Stock 12,753 Office Properties and Equipment 20,253 Intangible Assets 33,014 Bank-Owned Life Insurance 65,934 Mortgage Servicing Rights 9,747 Accrued Interest Receivable and Other Assets 35,943 Deposits – NonInterest-Bearing ( 430,921 ) Deposits – Interest-Bearing ( 1,651,669 ) Advances from FHLB ( 381,000 ) Accrued Interest Payable and Other Liabilities ( 60,524 ) Total Identifiable Net Assets 309,564 Goodwill $ 217,879 As a result of the Merger and in accordance with the Merger Agreement, each share of UCFC common stock issued and outstanding immediately prior to the effective time was converted into 0.3715 share of Premier common stock. No fractional shares of Premier common stock were issued in the Merger, and UCFC’s shareholders became entitled to receive cash in lieu of fractional shares. The Company issued 17,926,174 common shares and paid approximately $ 132,000 to UCFC shareholders as a result of the Merger. The fair value of Premier common shares issued as part of the consideration paid for the UCFC common shares was determined based on the closing price of the Company’s common shares on the effective date of the Merger.

Earnings Per Common Share

Earnings Per Common Share	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Common Share	4. Earnings Per Common Share Basic earnings per share is calculated using the two-class method. The two-class method is an earnings allocation formula under which earnings per share is calculated from common stock and participating securities according to dividends declared and participation rights in undistributed earnings. Under this method, all earnings distributed and undistributed, are allocated to participating securities and common shares based on their respective rights to receive dividends. Unvested share-based payment awards that contain non-forfeitable rights to dividends are considered participating securities (i.e. unvested restricted stock), not subject to performance based measures. The following table sets forth the computation of basic and diluted earnings per common share for the years ended December 31: 2021 2020 2019 (In Thousands, Except Per Share Amounts) Basic Earnings Per Share: Net income available to common shareholders $ 126,051 $ 63,077 $ 49,370 Less: Income allocated to participating securities 123 89 36 Net income allocated to common shareholders $ 125,928 $ 62,988 $ 49,334 Weighted average common shares outstanding Including participating 37,145 35,952 19,844 Less: Participating securities 36 50 20 Average common shares 37,109 35,902 19,824 Basic earnings per common share $ 3.39 $ 1.75 $ 2.49 Diluted Earnings Per Share: Net income allocated to common shareholders $ 125,928 $ 62,988 $ 49,334 Weighted average common shares outstanding for basic earnings per 37,109 35,902 19,824 Add: Dilutive effects of stock options and restricted stock units 91 47 107 Average shares and dilutive potential common shares 37,200 35,949 19,931 Diluted earnings per common share $ 3.39 $ 1.75 $ 2.48 Shares subject to issue upon exercise of options and vesting requirements of restricted stock units of 34,065 in 2021 , 97,724 in 2020 and zero in 2019 were excluded from the diluted earnings per common share calculation as they were anti-dilutive.

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2021
Marketable Securities [Abstract]
Investment Securities	5. Investment Securities The following tables summarize the amortized cost and fair value of available-for-sale securities at December 31, 2021 and 2020, and the corresponding amounts of gross unrealized and unrecognized gains and losses: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2021 Available-for-sale Obligations of U.S. government corporations and agencies $ 174,644 $ 984 $ ( 918 ) $ 174,710 Mortgage-backed securities 208,281 851 ( 2,381 ) 206,751 Collateralized mortgage obligations 264,541 363 ( 4,736 ) 260,168 Asset-backed securities 221,545 610 ( 1,619 ) 220,536 Corporate bonds 70,008 1,160 ( 275 ) 70,893 Obligations of state and political subdivisions 272,334 5,898 ( 5,030 ) 273,202 Total Available-for-Sale $ 1,211,353 $ 9,866 $ ( 14,959 ) $ 1,206,260 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2020 Available-for-sale Obligations of U.S. government corporations and agencies $ 39,233 $ 1,707 $ — $ 40,940 Mortgage-backed securities 270,683 6,746 ( 247 ) 277,182 Collateralized mortgage obligations 103,532 2,927 ( 160 ) 106,299 Asset-backed securities 30,643 1 ( 98 ) 30,546 Corporate bonds 43,826 489 ( 146 ) 44,169 Obligations of state and political subdivisions 229,645 8,069 ( 196 ) 237,518 Total Available-for-Sale $ 717,562 $ 19,939 $ ( 847 ) $ 736,654 The amortized cost and fair value of the investment securities portfolio at December 31, 2021, is shown below by contractual maturity. Expected maturities will differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. For purposes of the maturity tables below, mortgage-backed securities, collateralized mortgage obligations, and asset-backed securities which are not due at a single maturity date, have not been allocated over maturity groupings. Available-for-Sale Amortized Fair Cost Value (In Thousands) Available-for-sale Due in one year or less $ 3,290 $ 3,315 Due after one year through five years 44,555 45,014 Due after five years through ten years 194,662 196,386 Due after ten years 274,479 274,090 MBS/CMO/ABS 694,367 687,455 Total $ 1,211,353 $ 1,206,260 Securities pledged at year-end 2021 and 2020 had a carrying amount of $ 564.4 million and $ 324.4 million, respectively, and were pledged to secure public deposits, securities sold under repurchase agreements and FHLB advances. The following table summarizes Premier’s securities that were in an unrealized loss position at December 31, 2021, and December 31, 2020: Duration of Unrealized Loss Position Less than 12 Months 12 Months or Longer Total Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loses (In Thousands) At December 31, 2021 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 73,810 $ ( 918 ) $ - $ - $ 73,810 $ ( 918 ) Mortgage-backed securities 167,379 ( 2,048 ) 13,689 ( 333 ) 181,068 ( 2,381 ) Collateralized mortgage obligations 222,134 ( 4,736 ) — — 222,134 ( 4,736 ) Asset-backed securities 140,226 ( 1,589 ) 2,705 ( 30 ) 142,931 ( 1,619 ) Corporate Bonds 24,173 ( 270 ) 504 ( 5 ) 24,677 ( 275 ) Obligations of state and political subdivisions 99,199 ( 3,355 ) 34,548 ( 1,675 ) 133,747 ( 5,030 ) Total temporarily impaired securities $ 726,921 $ ( 12,916 ) $ 51,446 $ ( 2,043 ) $ 778,367 $ ( 14,959 ) At December 31, 2020 Available-for-sale securities: Mortgage-backed securities $ 26,361 $ ( 247 ) $ - $ - $ 26,361 $ ( 247 ) Collateralized mortgage obligations 5,161 ( 160 ) — — 5,161 ( 160 ) Asset-backed securities 18,439 ( 98 ) — — 18,439 ( 98 ) Corporate Bonds 12,177 ( 146 ) — — 12,177 ( 146 ) Obligations of state and political subdivisions 41,088 ( 196 ) — — 41,088 ( 196 ) Total temporarily impaired securities $ 103,226 $ ( 847 ) $ — $ — $ 103,226 $ ( 847 ) ASU 2016-13 makes targeted improvements to the accounting for credit losses on securities available for sale. The concept of other than-temporarily impaired (OTTI) was replaced in 2020 with the allowance for credit losses. Unlike securities held to maturity, securities available for sale are evaluated on an individual level and pooling of securities is not allowed. Quarterly, the Company evaluates if any security has a fair value less than its amortized cost. Once these securities are identified, in order to determine whether a decline in fair value resulted from a credit loss or other factors, the Company performs further analysis as outlined below: • Review the extent to which the fair value is less than the amortized cost and observe the security’s lowest credit rating as reported by third-party credit ratings companies. • Any securities that are downgraded by a third party ratings company above would be subjected to additional analysis that may include, but is not limited to: changes in market interest rates, changes in securities credit ratings, security type, service area economic factors, financial performance of the issuer/or obligor of the underlying issue and third-party guarantee. • If the Company determines that a credit loss exists, the credit portion of the allowance will be measured using a DCF analysis using the effective interest rate as of the security’s purchase date. The amount of credit loss the Company records will be limited to the amount by which the amortized cost exceeds the fair value. As of December 31, 2021, management had determined that no credit loss exists. In 2021 and 2020, management determined there was no OTTI. Net realized gains from the sales of investment securities totaled $ 2.2 million ($ 1.8 million after tax) in 2021 while there were net realized gains of $ 1.5 million ($ 1.2 million after tax) and $ 24,000 ($ 19,000 after tax) in 2020 and 2019, respectively. The proceeds from sales of securities and the associated gains and losses for the years ended December 31 are listed below: 2021 2020 2019 (In Thousands) Proceeds $ 158,012 $ 52,420 $ 2,667 Gross realized gains 2,987 1,471 35 Gross realized losses ( 769 ) ( 7 ) ( 11 ) At December 31, 2021, the Company also owned $ 14.1 million of equity securities. During 2021, the Company recognized a gain of $ 2.0 million associated with the mark to market requirement for equity securities. In 2020, the Company owned $ 1.1 million of equity securities which consisted of a single trust preferred security, and recognized a gain of $ 90,000 associated with the mark to market requirement for equity securities. The Company did no t own any equity securities at December 31, 2019.

Commitments and Contingent Liab

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	6. Commitments and Contingent Liabilities Loan Commitments Loan commitments are made to accommodate the financial needs of the Bank’s customers. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. They primarily are issued to facilitate customers’ trade transactions. Both arrangements have credit risk, essentially the same as that involved in extending loans to customers, and are subject to the Company’s normal credit policies. Collateral (e.g., securities, receivables, inventory and equipment) is obtained based on management’s credit assessment of the customer. The Company’s maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding on December 31 was as follows (in thousands): 2021 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 486,807 $ 689,109 $ 409,813 $ 292,290 Unused lines of credit 40,254 586,094 74,364 844,106 Standby letters of credit — 10,851 — 22,250 Total $ 527,061 $ 1,286,054 $ 484,177 $ 1,158,646 Commitments to make loans are generally made for periods of 60 days or less . The fixed rate loan commitments at December 31, 2021 , had interest rates ranging from 0.00 % to 18.00 % and maturities ranging from less than one year to 32 years .

Loans

Loans	12 Months Ended
	Dec. 31, 2021
Loans and Leases Receivable, Net Amount [Abstract]
Loans	7. Loans Loans receivable consist of the following: December 31, 2021 December 31, 2020 (In Thousands) Real Estate: Residential $ 1,167,466 $ 1,201,051 Commercial 2,450,349 2,383,001 Construction 862,815 667,649 4,480,630 4,251,701 Other Loans: Commercial 895,638 1,202,353 Home equity and improvement 264,354 272,701 Consumer Finance 126,417 120,729 1,286,409 1,595,783 Total loans 5,767,039 5,847,484 Deduct: Undisbursed loan funds ( 477,890 ) ( 355,065 ) Net deferred loan origination fees and costs 7,019 ( 1,179 ) Allowance for credit loss ( 66,468 ) ( 82,079 ) Totals $ 5,229,700 $ 5,409,161 Loan segments have been identified by evaluating the portfolio based on collateral and credit risk characteristics. The Company has responded to the COVID-19 pandemic in numerous ways, including by actively participating in the PPP and distributing over $ 450 million to small businesses in our markets. As of December 31, 2021 and 2020, the Company had $ 58.9 million and $ 386.9 million in PPP loans, respectively. PPP loans are included in other commercial loans in the loan tables. The following tables disclose the annual activity in the allowance for credit losses for the periods indicated by portfolio segment (in thousands): Year ended December 31, 2021 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 Charge-Offs ( 110 ) ( 3,776 ) — ( 6,960 ) ( 63 ) ( 476 ) ( 11,385 ) Recoveries 261 438 — 1,321 248 239 2,507 Provision expense (recovery) ( 5,656 ) ( 7,680 ) 263 7,384 ( 703 ) ( 341 ) ( 6,733 ) Ending Allowance $ 12,029 $ 32,399 $ 3,004 $ 13,410 $ 4,221 $ 1,405 $ 66,468 Year ended December 31, 2020 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,867 $ 16,302 $ 996 $ 9,003 $ 1,700 $ 375 $ 31,243 Impact of ASC 326 Adoption 1,765 3,682 ( 223 ) ( 2,263 ) ( 521 ) ( 86 ) 2,354 Acquisition related allowance for credit loss (PCD) 1,077 4,053 — 2,272 248 48 7,698 Charge-Offs ( 307 ) ( 4,237 ) ( 1 ) ( 1,350 ) ( 164 ) ( 293 ) ( 6,352 ) Recoveries 342 1,352 — 1,850 262 176 3,982 Provision expense (recovery) (1) 11,790 22,265 1,969 2,153 3,214 1,763 43,154 Ending Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 (1) Provision for the twelve months ended December 31, 2020, includes $25.9 million as a result of the Merger with UCFC in the first quarter. Year ended December 31, 2019 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,881 $ 15,142 $ 682 $ 7,281 $ 2,026 $ 319 $ 28,331 Charge-Offs ( 515 ) ( 148 ) — ( 528 ) ( 245 ) ( 289 ) ( 1,725 ) Recoveries 193 645 — 642 184 68 1,732 Provision expense (recovery) 308 663 314 1,608 ( 265 ) 277 2,905 Ending Allowance $ 2,867 $ 16,302 $ 996 $ 9,003 $ 1,700 $ 375 $ 31,243 The following table presents the amortized cost basis of collateral-dependent loans by class of loans and collateral type as of December 31, 2021 and 2020 (in thousands): December 31, 2021 Real Estate Equipment and Machinery Inventory and Receivables Vehicles Total Real Estate: Residential $ 226 $ — $ — $ — $ 226 Commercial 18,399 — — — 18,399 Construction — — — — — Other Loans: Commercial 1,574 160 14,023 25 15,782 Home equity and improvement — — — — — Consumer finance — — — — — Total $ 20,199 $ 160 $ 14,023 $ 25 $ 34,407 December 31, 2020 Real Estate Equipment and Machinery Inventory and Receivables Vehicles Total Real Estate: Residential $ 1,024 $ — $ — $ — $ 1,024 Commercial 33,999 — — — 33,999 Construction — — — — — Other Loans: Commercial 1,426 5,317 4,943 125 11,811 Home equity and improvement — — — — — Consumer finance — — — — — Total $ 36,449 $ 5,317 $ 4,943 $ 125 $ 46,834 The following tables presents the average balance, interest income recognized and cash basis income recognized on individually analyzed loans by class of loans for the year ended December 31, 2019 (in thousands): Twelve Months Ended December 31, 2019 Average Interest Cash Basis Real Estate: Residential $ 7,040 $ 341 $ 335 Commercial 23,080 1,382 1,301 Construction — — — Other Loans: Commercial 8,397 446 345 Home equity and improvement 862 38 35 Consumer finance 27 1 1 Total $ 39,406 $ 2,208 $ 2,017 Non-performing loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified loans. All loans greater than 90 days past due are placed on non-accrual status. Effective January 1, 2020 with the adoption of ASC Topic 326, the Company began including non-accrual PCD loans in its non-performing loans. As such, the non-performing loans as of December 31, 2021 include PCD loans accounted for pursuant to ASC Topic 326 as these loans are individually evaluated. T he following table presents the current balance of the aggregate amounts of non-performing assets, comprised of non-performing loans and real estate owned as of the dates indicated: December 31, 2021 December 31, 2020 (In Thousands) Non-accrual loans with reserve $ 35,480 $ 34,939 Non-accrual loans without reserve $ 12,534 $ 16,743 Loans over 90 days past due and still accruing — — Total non-performing loans 48,014 51,682 Real estate and other assets held for sale 171 343 Total non-performing assets $ 48,185 $ 52,025 Troubled debt restructuring, still accruing $ 7,768 $ 7,173 The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2021, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential 1,144,533 234 5,340 7,487 13,061 9,034 Commercial 2,439,552 96 847 7,168 8,111 14,621 Construction 383,136 43 1,746 — 1,789 — Other Loans: Commercial 884,025 42 35 867 944 11,531 Home equity and improvement 257,055 1,851 408 1,634 3,893 2,051 Consumer finance 124,073 1,112 819 1,728 3,659 1,873 PCD 25,111 225 1,005 5,996 7,226 8,904 Total Loans $ 5,257,485 $ 3,603 $ 10,200 $ 24,880 $ 38,683 $ 48,014 The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2020, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential 1,173,979 433 7,669 9,000 17,102 10,178 Commercial 2,357,909 1,033 369 844 2,246 11,980 Construction 310,152 — 1,626 806 2,432 806 Other Loans: Commercial 1,172,636 9 4 394 407 1,365 Home equity and improvement 262,373 3,440 839 1,137 5,416 1,537 Consumer finance 117,088 1,687 491 1,521 3,699 1,624 PCD 50,218 402 1,882 13,299 15,583 24,192 Total Loans $ 5,444,355 $ 7,004 $ 12,880 $ 27,001 $ 46,885 $ 51,682 Troubled Debt Restructurings As of December 31, 2021 and 2020, the Company had a recorded investment in TDRs of $ 11.9 million and $ 16.6 million, respectively. The Company allocated $ 378,000 and $ 883,000 of specific reserves to those loans at December 31, 2021 and 2020, respectively, and committed to lend additional amounts totaling up to $ 348,000 and $ 303,000 at December 31, 2021 and 2020, respectively. The Company worked with borrowers impacted by the COVID-19 pandemic by providing modifications to include either interest only deferral or principal and interest deferral. As of December 31, 2021, the Company had no more modifications from the pandemic compared to December 31, 2020 there were approximately $ 53.5 million in deferrals. These modifications are excluded from TDR classification under Section 4013 of the CARES Act or under applicable interagency guidance of the federal banking regulators. Modified loans will be considered current and will continue to accrue interest during the deferral period unless repayment of the loan under contractual terms is not expected and thereby loans will be placed on non-accrual. A breakout of active deferrals by loan category as of December 31, 2020, is as follows (in thousands): Balance deferred Balance deferred As of December 31, As of December 31, 2021 2020 Residential real estate $ - $ 7,016 Commercial real estate - 34,831 Construction - 9,579 Commercial - 1,628 Home equity and improvement - 114 Consumer finance - 282 Total $ - $ 53,450 The Company offers various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted. Each TDR is uniquely designed to meet the specific needs of the borrower. Commercial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral or an additional guarantor is often requested when granting a concession. Commercial real estate loans modified in a TDR often involve temporary interest-only payments, re-amortization of remaining debt in order to lower payments, and sometimes reducing the interest rate lower than the current market rate. Residential mortgage loans modified in a TDR are comprised of loans where monthly payments are lowered, either through interest rate reductions or principal only payments for a period of time, to accommodate the borrowers’ financial needs, interest is capitalized into principal, or the term and amortization are extended. Home equity modifications are made infrequently and usually involve providing an interest rate that is lower than the borrower would be able to obtain due to credit issues. All retail loans where the borrower is in bankruptcy are classified as TDRs regardless of whether or not a concession is made. Of the loans modified in a TDR, $ 4.2 million are on non-accrual status and partial charge-offs have in some cases been taken against the outstanding balance. Loans modified as a TDR may have the financial effect of increasing the allowance associated with the loan. If the loan is determined to be collateral dependent, the estimated fair value of the collateral, less any selling costs is used to determine if there is a need for a specific allowance or charge-off. If the loan is determined to be cash flow dependent, the allowance is measured based on the present value of expected future cash flows discounted at the loan’s pre-modification effective interest rate. The following table presents loans by class modified as TDRs that occurred during the years indicated (Dollars in Thousands): Loans Modified as a TDR for the Twelve Months Ended December 31, 2021 Loans Modified as a TDR for the Twelve Months Ended December 31, 2020 Loans Modified as a TDR for the Twelve Months Ended December 31, 2019 ($ in thousands) ($ in thousands) ($ in thousands) Troubled Debt Restructurings: Number of Recorded Investment Number of Recorded Investment Number of Recorded Investment Real Estate: Residential 6 $ 685 7 $ 892 12 $ 1,332 Commercial — — 6 7,760 2 621 Construction — — — — — — Other Loans: Commercial 8 2,888 9 7,546 5 317 Home equity and improvement — — 4 92 1 25 Consumer finance 2 7 — — — — Total 16 $ 3,580 26 $ 16,290 20 $ 2,295 The loans described above increased the allowance by $ 21,000 and $ 660,000 and $ 34,000 for the years ended December 31, 2021, and 2020 and 2019, respectively. The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the indicated: Loans Modified as a TDR for the Twelve Months Ended December 31, 2021 Loans Modified as a TDR for the Twelve Months Ended December 31, 2020 Loans Modified as a TDR for the Twelve Months Ended December 31, 2019 ($ in thousands) ($ in thousands) ($ in thousands) TDRs That Subsequently Defaulted: Number of Recorded Investment Number of Recorded Investment Number of Recorded Investment Real Estate: Residential 1 $ 32 2 $ 229 — $ — Commercial — — — — 1 81 Construction — — — — — — Other Loans: Commercial — — — — 3 2,248 Home equity and improvement — — — — — — Consumer finance 1 5 — — — — Total 2 $ 37 2 $ 229 4 $ 2,329 The TDRs that subsequently defaulted described above increased the allowance by $ 1,000 , $ 5,000 and $ 4,000 for the years ended December 31, 2021, 2020 and 2019, respectively. A default for purposes of this disclosure is a TDR loan in which the borrower is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed regarding the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. Credit Quality Indicators Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Loans are analyzed individually by classifying the loans as to credit risk. This analysis includes all non-homogeneous loans, such as commercial and commercial real estate loans and certain homogenous mortgage, home equity and consumer loans. This analysis is performed on a quarterly basis. Premier uses the following definitions for risk ratings with loans not meeting such classifications being considered “unclassified”: Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Not Graded. Loans classified as not graded are generally smaller balance residential real estate, home equity and consumer installment loans which are originated primarily by using an automated underwriting system. These loans are monitored based on their delinquency status and are evaluated individually only if they are seriously delinquent. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of December 31, 2021, and based on the most recent analysis performed, the risk category and recorded investment in loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential 1,146,212 1,316 10,066 — 10,066 1,157,594 Commercial 2,324,846 93,676 29,141 — 29,141 2,447,663 Construction 365,403 19,522 — — — 384,925 Other Loans: Commercial 856,402 14,815 13,752 — 13,752 884,969 Home equity and improvement 258,914 — 2,034 — 2,034 260,948 Consumer finance 125,879 — 1,853 — 1,853 127,732 PCD 19,547 101 12,689 — 12,689 32,337 Total Loans $ 5,097,203 $ 129,430 $ 69,535 $ — $ 69,535 $ 5,296,168 As of December 31, 2020, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential 1,187,923 795 2,363 — 2,363 1,191,081 Commercial 2,203,652 111,039 45,464 — 45,464 2,360,155 Construction 299,866 12,718 — — — 312,584 Other Loans: Commercial 1,142,289 23,907 6,847 — 6,847 1,173,043 Home equity and improvement 267,350 — 439 — 439 267,789 Consumer finance 120,682 — 105 — 105 120,787 PCD 26,829 3,813 35,159 — 35,159 65,801 Total Loans $ 5,248,591 $ 152,272 $ 90,377 $ — $ 90,377 $ 5,491,240 The table below presents the amortized cost basis of loans by vintage, credit quality indicator and class of loans as of December 31, 2021 and 2020 (in thousands): Term of loans by origination 2021 2020 2019 2018 2017 Prior Revolving Loans Total As of December 31, 2021 Real Estate Residential: Risk Rating Pass $ 219,006 $ 373,439 $ 112,781 $ 65,544 $ 71,794 $ 301,735 $ 1,913 $ 1,146,212 Special Mention — 190 — — 59 109 958 1,316 Substandard 465 780 1,198 1,006 2,095 4,522 — 10,066 Doubtful — — — — — — — — Total $ 219,471 $ 374,409 $ 113,979 $ 66,550 $ 73,948 $ 306,366 $ 2,871 $ 1,157,594 Commercial: Risk Rating Pass $ 514,333 $ 493,575 $ 388,117 $ 230,734 $ 237,712 $ 451,113 $ 9,262 $ 2,324,846 Special Mention 294 5,349 5,533 11,055 49,993 20,662 790 93,676 Substandard 172 570 4,920 5,525 62 17,665 227 29,141 Doubtful — — — — — — — — Total $ 514,799 $ 499,494 $ 398,570 $ 247,314 $ 287,767 $ 489,440 $ 10,279 $ 2,447,663 Construction: Risk Rating Pass $ 198,221 $ 100,606 $ 55,707 $ 10,039 $ 685 $ 145 $ - $ 365,403 Special Mention — 12,500 — 5,996 1,026 — — 19,522 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 198,221 $ 113,106 $ 55,707 $ 16,035 $ 1,711 $ 145 $ - $ 384,925 Other Loans Commercial: Risk Rating Pass $ 293,644 $ 132,703 $ 84,668 $ 47,421 $ 24,269 $ 17,038 $ 256,659 $ 856,402 Special Mention — 2,180 4,094 272 1,264 4,663 2,342 14,815 Substandard 136 11,550 23 288 388 131 1,236 13,752 Doubtful — — — — — — — — Total $ 293,780 $ 146,433 $ 88,785 $ 47,981 $ 25,921 $ 21,832 $ 260,237 $ 884,969 Home equity and Improvement: Risk Rating Pass $ 24,707 $ 6,870 $ 4,867 $ 2,879 $ 5,534 $ 31,317 $ 182,740 $ 258,914 Special Mention — — — — — — — — Substandard 15 — 28 48 27 690 1,226 2,034 Doubtful — — — — — — — — Total $ 24,722 $ 6,870 $ 4,895 $ 2,927 $ 5,561 $ 32,007 $ 183,966 $ 260,948 Consumer Finance: Risk Rating Pass $ 50,202 $ 25,866 $ 23,000 $ 9,643 $ 4,313 $ 2,769 $ 10,086 $ 125,879 Special Mention — — — — — — — — Substandard 196 707 619 129 67 131 4 1,853 Doubtful — — — — — — — — Total $ 50,398 $ 26,573 $ 23,619 $ 9,772 $ 4,380 $ 2,900 $ 10,090 $ 127,732 PCD: Risk Rating Pass $ - $ - $ 170 $ 1,753 $ 1,860 $ 12,496 $ 3,268 $ 19,547 Special Mention — — — — — 101 — 101 Substandard — — 67 28 3,242 6,490 2,862 12,689 Doubtful — — — — — — — — Total $ - $ - $ 237 $ 1,781 $ 5,102 $ 19,087 $ 6,130 $ 32,337 Term of loans by origination 2020 2019 2018 2017 2016 Prior Revolving Loans Total As of December 31, 2020 Real Estate Residential: Risk Rating Pass $ 250,979 $ 196,158 $ 136,247 $ 130,759 $ 137,581 $ 333,572 $ 2,627 $ 1,187,923 Special Mention 199 — — 62 116 211 207 795 Substandard — 74 289 252 136 1,612 2,363 Doubtful — — — — — — — — Total $ 251,178 $ 196,232 $ 136,536 $ 131,073 $ 137,833 $ 335,395 $ 2,834 $ 1,191,081 Commercial: Risk Rating Pass $ 517,691 $ 457,905 $ 299,072 $ 300,573 $ 198,247 $ 414,082 $ 16,082 $ 2,203,652 Special Mention 6,014 7,239 10,452 60,712 7,977 17,723 922 111,039 Substandard — 279 18,851 1,937 3,143 19,107 2,147 45,464 Doubtful — — — — — — — — Total $ 523,705 $ 465,423 $ 328,375 $ 363,222 $ 209,367 $ 450,912 $ 19,151 $ 2,360,155 Construction: Risk Rating Pass $ 101,616 $ 100,553 $ 82,972 $ 11,666 $ 2,911 $ 148 $ - $ 299,866 Special Mention 5,587 — 7,131 — — — — 12,718 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 107,203 $ 100,553 $ 90,103 $ 11,666 $ 2,911 $ 148 $ - $ 312,584 Other Loans Commercial: Risk Rating Pass $ 568,678 $ 144,977 $ 82,492 $ 42,421 $ 21,262 $ 21,969 $ 260,490 $ 1,142,289 Special Mention 1,180 2,026 2,514 2,109 37 5,121 10,920 23,907 Substandard 148 201 497 543 257 269 4,932 6,847 Doubtful — — — — — — — — Total $ 570,006 $ 147,204 $ 85,503 $ 45,073 $ 21,556 $ 27,359 $ 276,342 $ 1,173,043 Home equity and Improvement: Risk Rating Pass $ 8,736 $ 7,483 $ 4,508 $ 7,963 $ 7,748 $ 31,382 $ 199,530 $ 267,350 Special Mention — — — — — — — — Substandard — — — — — 86 353 439 Doubtful — — — — — — — — Total $ 8,736 $ 7,483 $ 4,508 $ 7,963 $ 7,748 $ 31,468 $ 199,883 $ 267,789 Consumer Finance: Risk Rating Pass $ 38,665 $ 37,601 $ 19,401 $ 10,607 $ 4,393 $ 3,272 $ 6,743 $ 120,682 Special Mention — — — — — — — — Substandard — 98 3 — 4 — — 105 Doubtful — — — — — — — — Total $ 38,665 $ 37,699 $ 19,404 $ 10,607 $ 4,397 $ 3,272 $ 6,743 $ 120,787 PCD: Risk Rating Pass $ - $ 45 $ 2,378 $ 2,547 $ 1,524 $ 18,998 $ 1,337 $ 26,829 Special Mention — — — 1,160 509 1,758 386 3,813 Substandard — — — 14,371 2,502 7,207 11,079 35,159 Doubtful — — — — — — — — Total $ - $ 45 $ 2,378 $ 18,078 $ 4,535 $ 27,963 $ 12,802 $ 65,801 Allowance for Credit Losses (“ACL”) The Company has adopted ASU 2016-13 (Topic 326 – Credit Losses) to calculate the ACL, which requires a projection of credit loss over the contract lifetime of the credit adjusted for prepayment tendencies. This valuation account is deducted from the loans amortized cost basis to present the net amount expected to be collected on the loan. The ACL is adjusted through the provision for credit losses and reduced by net charge offs of loans. The credit loss estimation process involves procedures that consider the unique characteristics of the Company’s portfolio segments. These segments are further disaggregated into the loan pools for monitoring. When computing allowance levels, a model of risk characteristics, such as loss history and delinquency status, along with current conditions and a supportable forecast is used to determine credit loss assumptions. The Company is generally utilizing two methodologies to analyze loan pools: discounted cash flows (“DCF”) and probability of default/loss given default (“PD/LGD”). A default can be triggered by one of several different asset quality factors including past due status, non-accrual status or if the loan has had a charge-off. The PD/LGD utilizes charge off data from the Federal Financial Institutions Examination Council to construct a default rate. The Company estimates losses over an approximate one-year forecast period using Moody’s baseline economic forecasts, and then reverts to longer term historical loss experience over a three-year period. This default rate is further segmented based on the risk of the credit assigning a higher default rate to riskier credits. The DCF methodology was selected as the most appropriate for loan segments with longer average lives and regular payment structures. The DCF model has two key components, the loss driver analysis combined with a cash flow analysis. The contractual cash flow is adjusted for PD/LGD and prepayment speed to establish a reserve level. The prepayment studies are updated quarterly by a third-party for each applicable pool. The remaining life method was selected for the consumer loan segment since the pool contains loans with many different structures and payment streams and collateral. The weighted average remaining life uses an average annual charge-off rate applied to the contractual term, further adjusted for estimated prepayments to determine the unadjusted historical charge-off rate for the remaining balance of assets. Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer finance Remaining life Call report loss history According to the accounting standard an entity may make an accounting policy election not to measure an allowance for credit losses for accrued interest receivable if the entity writes off the applicable accrued interest receivable balance in a timely manner. The Company has made the accounting policy election not to measure an allowance for credit losses for accrued interest receivables for all loan segments. Current policy dictates that a loan will be placed on nonaccrual status, with the current accrued interest receivable balance being written off, upon the loan being 90 days delinquent or when the loan is deemed to be collateral dependent and the collateral analysis shows less than 1.2 times discounted collateral coverage based on a current assessment of the value of the collateral. In addition, ASC Topic 326 requires the Company to establish a liability for anticipated credit losses for unfunded commitments. To accomplish this, the company must first establish a loss expectation for extended (funded) commitments. This loss expectation, expressed as a ratio to the amortized cost basis, is then applied to the portion of unfunded commitments not considered unilaterally cancelable, and considered by the company’s management as likely to fund over the life of the instrument. At December 31, 2021, the Company had $ 1.4 billion in unfunded commitments and set aside $ 5.0 million in anticipated credit losses. This reserve is recorded in other liabilities as opposed to the ACL. The determination of ACL is complex and the Company makes decisions on the effects of factors that are inherently uncertain. Evaluations of the loan portfolio and individual credits require certain estimates, assumptions and judgements as to the facts and circumstances related to particular situations or credits. There may be significant changes in the ACL in future periods determined by prevailing factors at that point in time along with future forecasts. Certain loans acquired had evidence that the credit quality of the loan had deteriorated since its origination and in management’s assessment at the acquisition date it was probable that Premier would be unable to collect all contractually required payments due. In accordance with FASB ASC Topic 310 Subtopic 30, Loans and Debt Securities Acquired with Deteriorated Credit Quality , these loans have been recorded based on management’s estimate of the fair value of the loans. Purchased Loans As a result of the Merger, the Company acquired $ 2.2 billion in loans. Par value of purchased loans was as follows (in thousands): Year ended December 31, 2020 Par value of acquired loans at acquisition $ 2,247,317 Credit discount ( 34,610 ) Non-credit (discount)/premium at acquisition 8,497 Purchase price of loans at acquisition $ 2,221,204 Under ASU Topic 326, when loans are purchased with evidence of more than insignificant deterioration of credit, they are accounted for as PCD. PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement. On January 31, 2020, the Company acquired PCD loans with a fair value of $ 79.1 million, credit discount $ 7.7 million and a noncredit discount of $ 4.1 million. The outstanding balance at December 31, 2021 and related allowance on these loans is as follows (in thousands): As of December 31, 2021 As of December 31, 2020 Loan Balance ACL Balance Loan Balance ACL Balance (Dollars In Thousands) Real Estate: Residential $ 13,396 $ 197 $ 14,895 $ 201 Commercial 5,878 151 24,334 2,286 Construction — — — — 19,274 348 39,229 2,487 Other Loans: Commercial 9,167 1,531 20,990 1,896 Home equity and improvement 3,405 154 4,912 214 Consumer finance 491 7 670 20 13,063 1,692 26,572 2,130 Total $ 32,337 $ 2,040 $ 65,801 $ 4,617 At December 31, 2021 the Company had $ 615,000 that had previously been accounted for as purchase credit impaired. Loans to executive officers, directors, and their affiliates are as follows: Years Ended December 31, 2021 2020 (Dollars In Thousands) Beginning balance $ 23,384 $ 21,849 New loans 11,603 14,913 Effect of changes in composition of related parties ( 100 ) 883 Repayments ( 16,461 ) ( 14,261 ) Ending Balance $ 18,426 $ 23,384 Foreclosure Proceedings Consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure totaled $ 3.3 million as of December 31, 2021 and $ 784,000 as of December 31, 2020.

Mortgage Banking

Mortgage Banking	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Mortgage Banking	8. Mortgage Banking Net revenues from the sales and servicing of mortgage loans consisted of the following: For the Year Ended December 31, 2021 2020 2019 (In Thousands) Gain from sale of mortgage loans $ 16,437 $ 36,359 $ 7,706 Mortgage loan servicing revenue (expense): Mortgage loan servicing revenue 7,574 7,296 3,820 Amortization of mortgage servicing rights ( 7,893 ) ( 7,477 ) ( 1,809 ) Mortgage servicing rights valuation adjustments 5,807 ( 7,979 ) ( 234 ) 5,488 ( 8,160 ) 1,777 Net mortgage banking income $ 21,925 $ 28,199 $ 9,483 The unpaid principal balance of residential mortgage loans serviced for third parties was $ 2.94 billion at December 31, 2021 , and $ 2.95 billion at December 31, 2020. Activity for capitalized mortgage servicing rights (“MSRs”) and the related valuation allowance is as follows: For the Year Ended December 31, 2021 2020 2019 (In Thousands) Mortgage servicing assets: Balance at beginning of period $ 21,666 $ 10,801 $ 10,419 Loans sold, servicing retained 8,471 8,595 2,191 Mortgage servicing rights acquired — 9,747 — Amortization ( 7,893 ) ( 7,477 ) ( 1,809 ) Carrying value before valuation allowance at end of period 22,244 21,666 10,801 Valuation allowance: Balance at beginning of period ( 8,513 ) ( 534 ) ( 300 ) Impairment recovery (charges) 5,807 ( 7,979 ) ( 234 ) Balance at end of period ( 2,706 ) ( 8,513 ) ( 534 ) Net carrying value of MSRs at end of period $ 19,538 $ 13,153 $ 10,267 Fair value of MSRs at end of period $ 20,921 $ 13,153 $ 10,378 Amortization of mortgage servicing rights is computed based on payments and payoffs of the related mortgage loans serviced. The Company had no actual losses from secondary market buy-backs in 2021, 2020 or 2019 . Expense (credit) recognized related to the accrual was $ 0 , $ 0 and $ 0 for the years ended December 31, 2021, 2020 and 2019, respectively. The Company’s servicing portfolio is comprised of the following: December 31, 2021 2020 Number of Principal Number of Principal Investor Loans Outstanding Loans Outstanding (Dollars In Thousands) Fannie Mae 7,545 $ 913,336 8,365 $ 998,359 Freddie Mac 16,987 2,012,895 17,385 1,925,717 Federal Home Loan Bank 61 8,260 89 13,143 Other 90 6,805 105 9,826 Totals 24,683 $ 2,941,296 25,944 $ 2,947,045 Custodial escrow balances maintained in connection with serviced loans were $ 32.4 million and $ 33.8 million at December 31, 2021 and 2020, respectively. Significant assumptions at December 31, 2021 , used in determining the value of MSRs include a weighted average prepayment speed assumption (“PSA”) of 204 and a weighted average discount rate of 8.00 %. Significant assumptions at December 31, 2020 , used in determining the value of MSRs include a weighted average prepayment rate of 390 PSA and a weighted average discount rate of 11.01 %.

Premises and Equipment and Leas

Premises and Equipment and Leases	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Premises and Equipment and Leases	9. Premises and Equipment and Leases Premises and equipment are summarized as follows: December 31, 2021 2020 (In Thousands) Cost: Land $ 13,369 $ 13,382 Land improvements 1,587 1,326 Buildings 59,167 58,426 Leasehold improvements 3,655 3,616 Furniture, fixtures and equipment 41,075 37,138 Construction in process 315 2,538 119,168 116,426 Less allowances for depreciation and amortization ( 63,566 ) ( 57,761 ) $ 55,602 $ 58,665 Depreciation expense was $ 6.3 million, $ 6.5 million and $ 4.2 million for the years ended December 31, 2021, 2020 and 2019, respectively. Leases Effective January 1, 2019, the Company adopted ASU 2016-02, Leases (Topic 842) using a modified retrospective transition approach applying several of available practical expedients at the date of initial application. These practical expedients included carryover of historical lease determination and classification conclusions, carryover of historical initial direct cost balances for existing leases and accounting for lease and non-lease components in contracts in which the Company is a lessee as a single lease component. All periods presented after January 1, 2019 are under ASC 842 whereas periods presented prior to January 1, 2019 are in accordance with prior lease accounting of ASC 840. Financial information was not updated and the disclosures required under ASC 842 were not provided for dates and periods before January 1, 2019. On January 31, 2020, the Company performed a valuation on UCFC’s leases to determine an initial right of use asset (ROU asset) and lease liability in connection with the Merger. The Company recorded an initial ROU asset of $ 5.0 million and a lease liability of $ 5.1 million for these leases. The Company’s lease agreements have maturity dates ranging from January 2022 to September 2044, some of which include options for multiple five and ten year extensions . The weighted average remaining life of the lease term for these leases was 14.21 and 15.09 years as of December 31, 2021 and 2020, respectively. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate or swap rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was 2.57 % and 2.61 % as of December 31, 2021 and 2020, respectively. The total operating lease costs were $ 2.4 million and $ 2.3 million for the years ended December 31, 2021 and 2020, respectively. Rent expense for operating leases was $ 2.4 million in 2021. The right-of-use asset, included in other assets , was $ 15.4 million and $ 16.9 million at December 31, 2021 and 2020, respectively. The lease liabilities, included in other liabilities , were $ 16.1 million and $ 17.8 million as of December 31, 2021 and 2020, respectively. Undiscounted cash flows included in lease liabilities have expected contractual payments at December 31, 2021 as follows: (in thousands) 2022 $ 2,547 2023 2,168 2024 1,785 2025 1,494 2026 1,279 Thereafter 12,891 Total undiscounted minimum lease payments $ 22,164 Present value adjustment ( 6,018 ) Total lease liabilities $ 16,146

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	10. Goodwill and Intangible Assets Goodwill The change in the carrying amount of goodwill for the year is as follows: December 31, 2021 2020 (In Thousands) Beginning balance $ 317,948 $ 100,069 Goodwill acquired or adjusted during the year — 217,879 Ending balance $ 317,948 $ 317,948 The Company tests goodwill at least annually and, more frequently, if events or changes in circumstances indicate that it may be more likely than not that there is a possible impairment. The Company conducted a quantitative goodwill impairment assessment at December 31, 2021. The impairment assessment compared the fair value of identified reporting units with their carrying amount (including goodwill). If the carrying amount of a reporting unit exceeds its fair value, an impairment loss is recognized in an amount equal to the excess. The Company's assessment estimated fair value on an income approach that incorporated a discounted cash flow (“DCF”) model that involves management assumptions based upon future growth projections, which include estimates of the COVID-19 impact on the Company’s business. Results of the assessment indicated no goodwill impairment as of December 31, 2021. The Company will continue to monitor its goodwill for possible impairment. Acquired Intangible Assets Activity in intangible assets for the years ended December 31, 2021, 2020 and 2019, was as follows: Gross Accumulated Net Value (In Thousands) Balance as of January 1, 2019 $ 20,133 $ ( 15,742 ) $ 4,391 Intangible assets acquired 500 — 500 Amortization of intangible assets — ( 1,119 ) ( 1,119 ) Balance as of December 31, 2019 20,633 ( 16,861 ) 3,772 Intangible assets acquired 33,014 — 33,014 Amortization of intangible assets — ( 6,449 ) ( 6,449 ) Balance as of December 31, 2020 53,647 ( 23,310 ) 30,337 Intangible assets acquired — — — Amortization of intangible assets — ( 6,208 ) ( 6,208 ) Balance as of December 31, 2021 $ 53,647 $ ( 29,518 ) $ 24,129 Estimated amortization expense for each of the next five years and thereafter is as follows (in thousands): 2022 $ 5,450 2023 4,722 2024 4,013 2025 3,306 2026 2,279 Thereafter 4,359 Total $ 24,129

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	11. Deposits The following schedule sets forth interest expense by type of deposit: Years Ended December 31, 2021 2020 2019 (In Thousands) Checking and money market accounts $ 4,754 $ 9,710 $ 7,650 Savings accounts 172 222 142 Certificates of deposit 8,556 16,986 14,821 Totals $ 13,482 $ 26,918 $ 22,613 A summary of deposit balances is as follows: December 31, 2021 2020 (In Thousands) Noninterest-bearing checking accounts $ 1,724,772 $ 1,597,262 Interest-bearing checking and money market accounts 2,952,705 2,627,669 Savings deposits 804,451 700,480 Retail certificates of deposit less than $250,000 636,477 912,006 Retail certificates of deposit greater than and equal to $250,000 163,646 210,424 $ 6,282,051 $ 6,047,841 Scheduled maturities of certificates of deposit at December 31, 2021, are as follows (in thousands): 2022 $ 529,525 2023 141,797 2024 81,196 2025 26,876 2026 20,699 Thereafter 30 Total $ 800,123

Advances from Federal Home Loan

Advances from Federal Home Loan Bank	12 Months Ended
	Dec. 31, 2021
Advances from Federal Home Loan Banks [Abstract]
Advances from Federal Home Loan Bank	12. Advances from Federal Home Loan Bank The Bank has the ability to borrow funds from the FHLB. The Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for these advances. Advances secured by residential mortgages must have collateral of at least 125 % of the borrowings. Advances secured by commercial real estate loans, and agriculture real estate loans must have collateral of at least 125 % and 120 % of the borrowings, respectively. Total loans pledged to the FHLB at December 31, 2021, and December 31, 2020 , were $ 2.1 billion and $ 2.0 billion, respectively. The Bank could obtain advances of up to approximately $ 1.4 billion from the FHLB at December 31, 2021 . The Bank had no outstanding FHLB advances at December 31, 2021 or December 31, 2020.

Subordinated Debentures and Jun

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust	12 Months Ended
	Dec. 31, 2021
Subordinated Debentures And Junior Subordinated Debentures Owed To Unconsolidated Subsidiary Trust [Abstract]
Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust	13. Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust In September 2020, the Company completed the issuance of $ 50.0 million aggregate principal amount, fixed-to-floating rate subordinated notes due September 30, 2030 in a private offering exempt from the registration requirements under the Securities Act of 1933, as amended. The notes carry a fixed rate of 4.0 % for five years at which time they will convert to a floating rate based on the secured overnight financing rate, plus a spread of 388.5 basis points. The Company may, at its option, beginning September 30, 2025, redeem the notes, in whole or in part, from time to time, subject to certain conditions. The net proceeds from the sale were approximately $ 48.7 million, after deducting the estimated offering expenses. The Company’s intent was to use the net proceeds for general corporate purposes, which may include, without limitation, providing capital to support its growth organically or through strategic acquisitions, repaying indebtedness, in financing investments, capital expenditures, repurchasing its common shares and for investments in the Bank as regulatory capital. The subordinated debentures are included in Total Capital under current regulatory guidelines and interpretations. In March 2007, the Company sponsored an affiliated trust, Premier Statutory Trust II (“Trust Affiliate II”) that issued $ 15.0 million of Guaranteed Capital Trust Securities (Trust Preferred Securities). In connection with the transaction, the Company issued $ 15.5 million of Junior Subordinated Deferrable Interest Debentures (“Subordinated Debentures”) to Trust Affiliate II. The Company formed Trust Affiliate II for the purpose of issuing Trust Preferred Securities to third-party investors and investing the proceeds from the sale of these capital securities solely in Subordinated Debentures of the Company. The Subordinated Debentures held by Trust Affiliate II are the sole assets of that trust. The Company is not considered the primary beneficiary of this Trust (variable interest entity), therefore the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability. Distributions on the Trust Preferred Securities issued by Trust Affiliate II are payable quarterly at a variable rate equal to the three-month LIBOR rate plus 1.5% . The Coupon rate payable on the Trust Preferred Securities issued by Trust Affiliate II was 1.70 % and 1.72 % as of December 31, 2021 and 2020, respectively. The Trust Preferred Securities issued by Trust Affiliate II are subject to mandatory redemption, in whole or part, upon repayment of the Subordinated Debentures. The Company has entered into an agreement that fully and unconditionally guarantees the Trust Preferred Securities subject to the terms of the guarantee. The Trust Preferred Securities and Subordinated Debentures mature on June 15, 2037, but can be redeemed at the Company’s option at any time now. The Company also sponsors an affiliated trust, Premier Statutory Trust I (“Trust Affiliate I”) that issued $ 20.0 million of Trust Preferred Securities in 2005. In connection with this transaction, the Company issued $ 20.6 million of Subordinated Debentures to Trust Affiliate I. Trust Affiliate I was formed for the purpose of issuing Trust Preferred Securities to third-party investors and investing the proceeds from the sale of these capital securities solely in Subordinated Debentures of the Company. The Junior Debentures held by Trust Affiliate I are the sole assets of the trust. The Company is not considered the primary beneficiary of this Trust (variable interest entity), therefore the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability. Distributions on the Trust Preferred Securities issued by Trust Affiliate I are payable quarterly at a variable rate equal to the three-month LIBOR rate plus 1.38% . The Coupon rate payable on the Trust Preferred Securities issued by Trust Affiliate I was 1.58 % and 1.60 % as of December 31, 2021 and 2020, respectively. The Trust Preferred Securities issued by Trust Affiliate I are subject to mandatory redemption, in whole or in part, upon repayment of the Subordinated Debentures. The Company has entered into an agreement that fully and unconditionally guarantees the Trust Preferred Securities subject to the terms of the guarantee. The Trust Preferred Securities and Subordinated Debentures mature on December 15, 2035, but can be redeemed at the Company’s option at any time now. The Subordinated Debentures related to the Trust Preferred Securities may be included in tier 1 capital (with certain limitations applicable) under current regulatory guidelines and interpretations. Interest on both issues of Trust Preferred Securities may be deferred for a period of up to five years at the option of the issuer. A summary of all junior subordinated debentures issued by the Company to affiliates and subordinated debentures follows. For the junior subordinated debentures, these amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts. For the subordinated debentures, these amounts represent the par value less remaining deferred offering expense associated with the issuance the debentures. Balances were as follows: December 31, 2021 2020 (In Thousands) First Defiance Statutory Trust I due December 2035 $ 20,619 $ 20,619 First Defiance Statutory Trust II due June 2037 15,464 15,464 Total junior subordinated debentures owed to unconsolidated subsidiary Trusts $ 36,083 $ 36,083 Subordinated debentures $ 48,893 $ 48,777

Securities Sold Under Agreement

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings	12 Months Ended
	Dec. 31, 2021
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings	14. Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings Total securities sold under agreement to repurchase are summarized as follows: Years Ended December 31, 2021 2020 (In Thousands, Except Percentages) Securities sold under agreement to repurchase Amounts outstanding at year-end $ — $ — Year-end interest rate — — Average daily balance during year 12,586 4,309 Maximum month-end balance during the year 105,000 14,487 Average interest rate during the year 0.18 % 0.55 % Th e Company has utilized securities sold under agreements to repurchase in the past to facilitate the needs of our customers and to facilitate secured short-term funding needs. Securities sold under agreements to repurchase are stated at the amount of cash received in connection with the transaction. We monitor levels on a continuous basis. We may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with our safekeeping agent. As of December 31, 2021 and 2020, the Company had the following undrawn lines of credit facilities available for short-term borrowing purposes: A $ 20.0 million line of credit with First Horizon Bank. The rate on the line of credit is at three- month LIBOR + 2.00 %, with a floor of 2.50 %, which floats quarterly. This line was undrawn upon as of December 31, 2021 and 2020. A $ 25.0 million line of credit with U.S. Bank. The rate on this line of credit is U.S. Bank’s federal funds rate, which floats daily. This line was undrawn upon as of December 31, 2021 and 2020 .

Other Noninterest Expense

Other Noninterest Expense	12 Months Ended
	Dec. 31, 2021
Other Expense, Nonoperating [Abstract]
Other Noninterest Expense	15. Other Noninterest Expense The following is a summary of other noninterest expense: Years Ended December 31, 2021 2020 2019 (In Thousands) Legal and other professional fees $ 7,325 $ 5,119 $ 3,693 Marketing 1,940 1,938 2,262 OREO expenses and write-downs 117 86 369 Printing and office supplies 941 1,032 603 Postage 1,257 1,173 484 Check charge-offs and fraud losses 762 870 384 Credit and collection expense 714 550 398 Other 12,019 12,521 9,415 Total other noninterest expense $ 25,075 $ 23,289 $ 17,608

Postretirement Benefits

Postretirement Benefits	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Postretirement Benefits	16. Postretirement Benefits Premier sponsors a defined benefit postretirement plan that is intended to supplement Medicare coverage for certain retirees who meet minimum age requirements. The Bank employees who retired prior to April 1, 1997, and who completed 20 years of service after age 40 receive full medical coverage at no cost. The Bank employees retiring after April 1, 1997, are provided medical benefits at a cost based on their combined age and years of service at retirement. Surviving spouses are also eligible for continued coverage after the retiree is deceased at a subsidy level that is 10% less than what the retiree is eligible for. The Bank employees retiring before July 1, 1997, receive dental and vision care in addition to medical coverage. The Bank employees who retire after July 1, 1997, are not eligible for dental or vision care. The Bank employees who were born after December 31, 1950, are not eligible for the medical coverage described above at retirement. Rather, a one-time medical spending account of up to $ 10,000 (based on the participant’s age and years of service) will be established to reimburse medical expenses for those individuals. First Insurance employees who were born before December 31, 1950, can continue coverage until they reach age 65, or in lieu of continuing coverage, can elect the medical spending account option, subject to eligibility requirements. Employees hired or acquired after January 1, 2003, are eligible only for the medical spending account option. Included in accumulated other comprehensive income at December 31, 2021, 2020 and 2019, are the following amounts that have not yet been recognized in net periodic benefit cost: interest cost December 31, 2021 2020 2019 (In Thousands) Unrecognized prior service cost $ 57 $ 71 $ 84 Unrecognized actuarial gains (losses) 43 29 224 Total loss recognized in Accumulated Other Comprehensive Income 100 100 308 Income tax effect ( 21 ) ( 21 ) ( 64 ) Net loss recognized in Accumulated Other Comprehensive Income $ 79 $ 79 $ 244 Reconciliation of Funded Status and Accumulated Benefit Obligation The plan is not currently funded. The following table summarizes benefit obligation and plan asset activity for the plan measured as of December 31 each year: December 31, 2021 2020 (In Thousands) Change in benefit obligation: Benefit obligation at beginning of year $ 2,787 $ 2,987 Service cost 60 61 Interest cost 53 87 Participant contribution 22 29 Actuarial (gains) / losses 13 ( 195 ) Benefits paid ( 176 ) ( 182 ) Benefit obligation at end of year 2,759 2,787 Change in fair value of plan assets: Balance at beginning of year — — Employer contribution 154 153 Participant contribution 22 29 Benefits paid ( 176 ) ( 182 ) Balance at end of year — — Funded status at end of year $ ( 2,759 ) $ ( 2,787 ) Net periodic postretirement benefit cost includes the following components: Years Ended December 31, 2021 2020 2019 (In Thousands) Service cost-benefits attributable to service during the period $ 60 $ 61 $ 53 Interest cost on accumulated postretirement benefit obligation 53 87 105 Net amortization and deferral 13 13 14 Net periodic postretirement benefit cost 126 161 172 Net (gain) / loss during the year 13 ( 195 ) 310 Amortization of prior service cost and actuarial losses ( 13 ) ( 13 ) ( 14 ) Total recognized in comprehensive income (loss) — ( 208 ) 296 Total recognized in net periodic postretirement benefit cost and other $ 126 $ ( 47 ) $ 468 The following assumptions were used in determining the components of the postretirement benefit obligation: 2021 2020 2019 Weighted average discount rates: Used to determine benefit obligations at December 31 2.50 % 2.00 % 3.00 % Used to determine net periodic postretirement benefit cost for years 2.00 % 3.00 % 4.00 % Assumed health care cost trend rates at December 31: Health care cost trend rate assumed for next year 6.50 % 5.50 % 6.00 % Rate to which the cost trend rate is assumed to decline (the ultimate 3.90 % 4.00 % 4.00 % Year that rate reaches ultimate trend rate 2075 2075 2075 The following benefits are expected to be paid over the next five years and in aggregate for the next five years thereafter. Because the plan is unfunded, the expected net benefits to be paid and the estimated Company contributions are the same amount. Expected to be Paid (In Thousands) 2022 $ 191 2023 203 2024 216 2025 230 2026 173 2027 through 2031 879 Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plans. The Company expects to contribute $ 191,000 before reflecting expected Medicare retiree drug subsidy payments in 2021 .

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Regulatory Matters	17. Regulatory Matters Premier and the Bank are subject to minimum capital adequacy guidelines. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators, which could have a material impact on Premier’s financial statements. Under capital adequacy guidelines, Premier and the Bank must maintain capital amounts in excess of minimum ratios based on quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. In July 2013, the Federal Reserve and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (commonly known as Basel III). Under the final rules, which began for Premier and the Bank on January 1, 2015, and are subject to a phase-in period through January 1, 2019, minimum requirements will increase for both quantity and quality of capital held by Premier and the Bank. The rules include a minimum common equity tier 1 capital to risk-weighted assets ratio (“CET1”) of 4.5 % and a capital conservation buffer of 2.5 % of risk-weighted assets, which effectively results in a minimum CET1 ratio of 7.0 %. Basel III raises the minimum ratio of tier 1 capital to risk-weighted assets from 4.0 % to 6.0 % (which, with the capital conservation buffer, effectively results in a minimum tier 1 capital ratio of 8.5 %), which effectively results in a minimum total capital to risk-weighted assets ratio of 10.5 %, and requires a minimum leverage ratio of 4.0 %. Basel III also makes changes to risk weights for certain assets and off-balance sheet exposures. The federal banking agencies have also established a system of “prompt corrective action” to resolve certain problems of undercapitalized banks. The regulatory agencies can initiate certain mandatory actions if the Bank fails to meet the minimum capital requirements, which could have a material effect on Premier’s financial statements. The following schedule presents Premier consolidated and the Bank’s regulatory capital ratios as of December 31, 2021 and 2020 (dollars in thousands): December 31, 2021 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 689,930 10.92 % $ 284,394 4.5 % N/A N/A Premier Bank $ 725,600 11.53 % $ 283,265 4.5 % $ 409,160 6.5 % Tier 1 Capital Consolidated $ 724,930 10.10 % $ 287,138 4.0 % N/A N/A Premier Bank $ 725,600 10.16 % $ 285,664 4.0 % $ 357,080 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 724,930 11.47 % $ 379,192 6.0 % N/A N/A Premier Bank $ 725,600 11.53 % $ 377,686 6.0 % $ 503,582 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 844,389 13.36 % $ 505,589 8.0 % N/A N/A Premier Bank $ 795,059 12.63 % $ 503,582 8.0 % $ 629,477 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2021. December 31, 2020 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 624,069 10.40 % $ 270,017 4.5 % N/A N/A First Federal $ 629,653 10.52 % $ 269,396 4.5 % $ 389,128 6.5 % Tier 1 Capital Consolidated $ 659,069 9.76 % $ 270,072 4.0 % N/A N/A First Federal $ 629,653 9.36 % $ 269,189 4.0 % $ 336,487 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 659,069 10.98 % $ 360,022 6.0 % N/A N/A First Federal $ 629,653 10.52 % $ 359,195 6.0 % $ 478,926 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 784,148 13.07 % $ 480,030 8.0 % N/A N/A First Federal $ 704,586 11.77 % $ 478,926 8.0 % $ 598,658 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2020. Dividend Restrictions - Dividends paid by the Bank to Premier are subject to various regulatory restrictions. The Bank paid $ 35.0 million in dividends to Premier in 2021 and $ 24.0 million in 2020 . The Bank may not pay dividends to Premier in excess of its net profits (as defined by statute) for the last two fiscal years, plus any year to date net profits without the approval of the ODFI. First Insurance Group paid $ 2.0 million in dividends to Premier in 2021 and $ 400,000 in dividends in 2020 . PFC Risk Management paid $ 1.8 million in dividends to Premier in 2021 and $ 1.5 million in 2020 . PFC Capital paid $ 7.5 million in dividends to Premier in 2021.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	18. Income Taxes The components of income tax expense are as follows: Years Ended December 31, 2021 2020 2019 (In Thousands) Current: Federal $ 24,256 $ 25,323 $ 11,476 State and local 723 650 210 Deferred 5,393 ( 9,781 ) ( 419 ) $ 30,372 $ 16,192 $ 11,267 The effective tax rates differ from federal statutory rate applied to income before income taxes due to the following: Years Ended December 31, 2021 2020 2019 (In Thousands) Tax expense at statutory rate ( 21 %) $ 32,849 $ 16,646 $ 12,734 Increases (decreases) in taxes from: State income tax – net of federal tax benefit 571 513 166 Tax exempt interest income, net of TEFRA ( 839 ) ( 806 ) ( 729 ) Bank owned life insurance ( 1,075 ) ( 882 ) ( 555 ) Captive insurance ( 365 ) ( 445 ) ( 354 ) Other ( 769 ) 1,166 5 Totals $ 30,372 $ 16,192 $ 11,267 Deferred federal income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of Premier’s deferred federal income tax assets and liabilities are as follows: December 31, 2021 2020 (In Thousands) Deferred federal income tax assets: Allowance for credit losses $ 13,958 $ 17,237 Allowance for unfunded commitments 1,056 1,123 Interest on nonaccrual loans 686 1,003 Postretirement benefit costs 395 546 Deferred compensation 2,216 2,057 Individually evaluated loans 1,138 2,483 Net unrealized loss on available-for-sale securities 1,070 — Accrued vacation 10 10 Accrued bonus 1,054 1,065 Right of use asset 3,391 3,731 Net operating loss carryforward 273 307 Other 2,363 2,175 Total deferred federal income tax assets 27,610 31,737 Deferred federal income tax liabilities: Equity securities fair value 429 — Goodwill 4,726 4,542 Mortgage servicing rights 4,103 2,762 Fixed assets 2,368 2,230 Other intangible assets 4,987 7,118 Deferred loan origination fees and costs 1,266 1,294 Net unrealized gain on available-for-sale securities — 4,009 Prepaid expenses 881 762 Lease liabilities 3,242 3,557 Other 663 25 Total deferred federal income tax liabilities 22,665 26,299 Net deferred federal income tax asset/ (liability) $ 4,945 $ 5,438 The realization of the Company’s deferred tax assets is dependent upon the Company’s ability to generate taxable income in future periods and the reversal of deferred tax liabilities during the same period. The Company has evaluated the available evidence supporting the realization of its deferred tax assets and determined it is more likely than not that the assets will be realized and thus no valuation allowance was required at December 31, 2021. Retained earnings at December 31, 2021 , include approximately $ 32.1 million for which no tax provision for federal income taxes has been made. This amount represents the tax bad debt reserve at December 31, 1987, which is the end of the Company’s base year for purposes of calculating the bad debt deduction for tax purposes. If this portion of retained earnings is used in the future for any purpose other than to absorb bad debts, the amount used will be added to future taxable income. The unrecorded deferred tax liability on the above amount at December 31, 2021 , was approximately $ 6.7 million. The total amount of interest and penalties recorded in the income statement was $ 0 for each of the years ended December 31, 2021, 2020 and 2019 . The amount accrued for interest and penalties was $ 0 at December 31, 2021, 2020 and 2019. The Company and its subsidiaries are subject to U.S. federal income tax as well as income tax in the states of Indiana and West Virginia. The Company is no longer subject to examination by taxing authorities for years before 2018. At December 31, 2021, the Company also operated in the states of Ohio, Pennsylvania and Michigan, which tax financial institutions based on their equity rather than their income. The Company’s net operating loss of $ 1.3 million will be carried forward to use against future taxable income. The net operating loss carryforwards begin to expire in the year ending December 31, 2029 . This tax benefit is subject to an annual limitation under Internal Revenue Code Section 382; however, Premier and the Bank expect to utilize the full amount of the benefit.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Employee Benefit Plans	19. Employee Benefit Plans 401(k) Plan Employees of Premier are eligible to participate in the Premier Financial Corp. 401(k) Employee Savings Plan (the “Premier 401(k)”) if they meet certain age and service requirements. Under the Premier 401(k), Premier matches 100% of the participants’ contributions up to 3% of compensation and then 50% of the participants’ contributions for the next 2% of compensation . The Premier 401(k) also provides for a discretionary Premier contribution in addition to the Premier matching contribution. Premier matching contributions totaled $ 2.6 million, $ 2.5 million and $ 1.4 million for the years ended December 31, 2021, 2020 and 2019, respectively. There were no discretionary contributions in any of those years. Group Life Plan On June 30, 2010, the Bank adopted the First Federal Bank of the Midwest Executive Group Life Plan – Post Separation (the “Group Life Plan”) in which various employees, including the Company’s named executive officers, may participate. Under the terms of the Group Life Plan, the Bank will purchase and own life insurance policies covering the lives of employees selected by the Board of Directors of the Bank as participants. There was $( 121,000 ), $ 40,000 and $ 60,000 of (recovery)/expense recorded for the years ended December 31, 2021, 2020 and 2019 , respectively, with a liability of $ 1.7 million and $ 1.8 million for future benefits recorded at December 31, 2021 and 2020, respectively. Deferred Compensation The deferred compensation plan covers all directors and certain employees that elect to participate. Under the plan, the Company pays each participant, or their beneficiary, the amount of fees deferred plus interest over a defined time period. The deferred compensation plan has approximately $ 9.4 and $ 7.4 million in assets and liabilities, respectively, as of December 31, 2021, which are matched in terms of investment elections. As of December 31, 2020 , the deferred compensation plan had approximately $ 8.2 and $ 6.8 million in assets and liabilities, respectively, which were matched in terms of investment elections. Every year, other noninterest income and other noninterest expense reflects the changes in fair value of the underlying investments in the assets and liabilities, respectively. The net expense (income) recorded for the deferred compensation plan for each of the last three years was ($ 66,000 ), $( 11,000 ) and $ 85,000 in 2021, 2020 and 2019, respectively. As a part of the Merger, Premier assumed the United Community Financial Corp. Deferred Compensation Plan. This is an unfunded plan for a select group of key management including named executive officers. The deferred compensation plan has approximately $ 1.8 million and $ 1.9 million, respectively, in both assets and liabilities as of December 31, 2021 and December 31, 2020 . As of December 31, 2020, this plan has been frozen. Participants can choose to receive a lump sum payout or elect to receive installments for up to 11 years once they are eligible to withdraw funds.

Stock Compensation Plans

Stock Compensation Plans	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Stock Compensation Plans	20. Stock Compensation Plans Premier has established equity based compensation plans for its directors and employees. On February 27, 2018, the BoTotal Fair Valueard adopted, and the shareholders approved at the 2018 Annual Shareholders Meeting, the Premier Financial Corp. 2018 Equity Incentive Plan (the “2018 Equity Plan”). The 2018 Equity Plan replaced all existing plans, although the Company’s former equity plans remain in existence to the extent there were outstanding grants thereunder at the time the 2018 Equity Plan was approved. In addition, as a result of the Merger, Premier assumed certain outstanding stock options granted under UCFC’s Amended and Restated 2007 Long-Term Incentive Plan (the “UCFC 2007 Plan”) and UCFC’s 2015 Long Term Incentive Plan, which has since been renamed as the “Premier Financial Corp. 2015 Long Term Incentive Plan” (the “2015 Plan”). Premier also assumed the 2015 Plan with respect to the available shares under the UCFC 2015 Plan as of the effective date of the Merger, with appropriate adjustments to the number of shares available to reflect the Merger. The stock options assumed from UCFC in the Merger became exercisable solely to purchase shares of Premier, with appropriate adjustments to the number of shares subject to the assumed stock options and the exercise price of such stock options and remain subject to the terms of the 2015 Plan. Besides certain options issued under the First Defiance Financial Corp. 2010 Equity Incentive Plan, all awards currently outstanding are issued under the 2018 Equity Plan or the 2015 Plan. The 2018 Equity Plan and the 2015 Plan were each amended and restated in February 2022 to align certain administrative components of the plans in addition to enhancing certain governance components. New awards will be made under either the 2018 Equity Plan or the 2015 Plan as the Company determines. The 2018 Equity Plan allows for issuance of up to 900,000 common shares through the award of options, restricted stock, stock, stock appreciation rights or other stock-based awards. The 2015 Plan allows for the issuance of up to 1.2 million common shares, as adjusted for the Merger, through the award of options, stock, restricted stock, stock units, or stock appreciation rights. The Company maintains a Short-Term ("STIP") Incentive Plan. Under the 2019, 2020 and 2021 STIPs, the participants can earn a cash payout. The final amount of benefits under the STIPs is determined as of December 31 of the same year and paid out in cash in the first quarter of the following year. As of December 31, 2021 , 35,661 options to acquire Premier shares were outstanding at option prices based on the market value of the underlying shares on the date the options were granted. On the date of the Merger, 39,983 Premier options were exchanged for all of the outstanding stock options on the books of UCFC at the same conversion price and ratio applied to UCFC common shares at January 31, 2020. All of these options were fully vested at the time of acquisition. All options expire ten years from the date of grant. Vested options of retirees expire on the earlier of the scheduled expiration date or twelve months after the retirement date. The Company maintains Long-Term ("LTIP") Equity Incentive Plans for select members of management (the "Executive LTIP") and a Key Employee and Commercial Lender Plan (the "Key Plan"). Under the Executive LTIP, participants may earn between 20 % to 50 % of their salary for potential payout in the form of equity awards based on the achievement of certain corporate performance targets over a three-year period. The Company granted 86,058 performance stock units to the participants in the 2020 Executive LTIP during the first quarter of 2021, which represents the maximum target award. As a result of the Merger, the 2019 grant was accelerated and vested based on performance up to the date of the Merger. This resulted in the award of 51,677 shares of PFC stock to the participants with another 21,834 shares to be issued in 2021 to the then CEO of the Company. This delay in the receipt of the CEO’s shares was mandated by the Merger Agreement. The value of awards issued in 2020 and 2021 under the Executive LTIP will be determined individually at the end of each respective 36 month performance period ending December 31. The benefits earned under these LTIPs will be paid out in equity in the first quarter following the end of the performance period. T he participants will receive all or a portion of the award if their employment is terminated by the Company without cause, by the participant in certain situations, or by death, disability or retirement. Under each Key LTIP, the participants are granted restricted share units based upon the achievement of certain targets in the prior year. The participants can earn from 5 % to 10 % of their salary in restricted stock units that vest three years from the date of grant. The Company granted 17,542 and 12,038 RSU’s in the first quarter of 2021 and 2020, respectively, as a payout under the Key LTIP. In 2021 , the Company also granted 16,846 discretionary restricted stock units that vest three years from the date of grant and restricted stock awards for 43,460 shares. Of the 43,460 restricted stock grants, 13,708 were issued to directors and have a one-year vesting period. The remaining grants vest over a three year period. The fair value of all granted restricted shares was determined by the stock price at the date of the grant. The fair value of each option award is estimated on the date of grant using the Black-Scholes model. Expected volatilities are based on historical volatilities of the Company’s common shares. The Company uses historical data to estimate option exercise and post-vesting termination behavior. The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no options granted during the years ended December 31, 2021, 2020 or 2019. Following is options activity under the plans during 2021: Options Weighted Weighted Aggregate Options outstanding, January 1, 2021 36,261 $ 21.59 Forfeited or cancelled — — Exercised ( 600 ) 13.80 Exchanged — — Granted — — Options outstanding, December 31, 2021 35,661 $ 21.72 4.33 $ 328,271 Exercisable at December 31, 2021 35,661 $ 21.72 4.33 $ 328,271 Information related to the stock option plans is as follows: Year Ended December 31, 2021 2020 2019 (In Thousands, except per share amounts) Intrinsic value of options exercised $ 11 $ 189 $ 390 Cash received from option exercises 8 — 189 Tax benefit realized from option exercises 2 40 4 Weighted average fair value of options granted $ — $ — $ — As of December 31, 2021 , there was a de minimus amount of total unrecognized compensation costs related to unvested stock options granted under the Company’s equity plans. The cost is expected to be recognized over a weighted-average period of 1.0 month . At December 31, 2021 , a total of 271,707 restricted share awards were outstanding. Compensation expense is recognized over the performance or vesting period. Total expense of $ 2.5 million, $ 2.3 million and $ 2.1 million was recorded during the years ended December 31, 2021, 2020 and 2019 , respectively, and approximately $ 2.7 million and $ 3.2 million is included within other liabilities at December 31, 2021 and 2020, respectively, related to the cash portion of the STIPs. Performance Stock Units Restricted Stock Units Stock Grants Unvested Shares Shares Weighted- Shares Weighted- Shares Weighted- Unvested at January 1, 2021 90,891 $ 26.48 55,759 $ 25.18 41,057 $ 26.93 Granted 86,058 30.32 34,388 30.77 43,460 31.32 Vested ( 9,633 ) 28.24 ( 32,521 ) 26.08 ( 24,849 ) 28.00 Forfeited ( 5,642 ) 28.24 ( 5,853 ) 24.03 ( 1,408 ) 28.41 Unvested at December 31, 2021 161,674 $ 28.36 51,773 $ 28.44 58,260 $ 29.71 The maximum amount of compensation expense that may be earned for the 2021 Executive LTIP at December 31, 2021 , is approximately $ 4.3 million in the aggregate. However, the estimated expense expected to be earned as of December 31, 2021 , based on the performance measures in the plans, is $ 2.8 million of which $ 480,000 was unrecognized at December 31, 2021, and will be recognized over the remaining performance period. As of December 31, 2021 , 556,698 shares were available for grant under the 2018 Equity Plan and 113,050 shares were available for grant under the 2015 Plan. Generally, grants or awards that are forfeited or cancelled under the 2018 Equity Plan and the 2015 Plan may be available for grant to other participants.

Parent Company Statements

Parent Company Statements	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Parent Company Statements	21. Parent Company Statements Condensed parent company financial statements, which include transactions with subsidiaries, are as follow: December 31, Statements of Financial Condition 2021 2020 (In Thousands) Assets Cash and cash equivalents $ 24,152 $ 58,017 Equity securities 14,097 1,090 Investment in banking subsidiary 1,034,379 962,675 Investment in non-bank subsidiaries 33,102 39,699 Other assets 4,110 6,013 Total assets $ 1,109,840 $ 1,067,494 Liabilities and stockholders’ equity: Subordinated debentures $ 84,976 $ 84,860 Accrued liabilities 1,368 358 Stockholders’ equity 1,023,496 982,276 Total liabilities and stockholders’ equity $ 1,109,840 $ 1,067,494 Years Ended December 31, Statements of Income 2021 2020 2019 (In Thousands) Dividends from subsidiaries $ 46,315 $ 25,900 $ 38,585 Interest income 520 30 — Interest expense ( 2,713 ) ( 1,308 ) ( 1,368 ) Other income 1,955 105 1 Noninterest expense ( 997 ) ( 902 ) ( 1,234 ) Income before income taxes and equity in earnings of subsidiaries 45,080 23,825 35,984 Income tax credit ( 259 ) ( 423 ) ( 534 ) Income before equity in earnings of subsidiaries 45,339 24,248 36,518 Undistributed equity in earnings of subsidiaries 80,712 38,829 12,852 Net income 126,051 63,077 49,370 Other comprehensive income (loss) ( 18,432 ) 10,409 6,743 Comprehensive income $ 107,619 $ 73,486 $ 56,113 Years Ended December 31, Statements of Cash Flows 2021 2020 2019 (In Thousands) Operating activities: Net income $ 126,051 $ 63,077 $ 49,370 Adjustments to reconcile net income to net cash (used in) Undistributed equity in earnings of subsidiaries ( 80,712 ) ( 38,829 ) ( 12,852 ) Change in other assets and liabilities 380 1,630 ( 201 ) Net cash provided by (used in) operating activities 45,719 25,878 36,317 Investing activities: Net Cash received for United Community Financial Corp. — 9,414 — Purchase of equity securities ( 11,053 ) ( 1,000 ) — Net cash used in investing activities ( 11,053 ) 8,414 — Financing activities: Repurchase of common stock ( 29,583 ) ( 10,183 ) ( 15,147 ) Cash dividends paid ( 38,948 ) ( 32,898 ) ( 15,624 ) Proceeds from subordinated debentures — 48,777 — Stock Options Exercised — — 189 Direct stock sales — 18 123 Net cash used in financing activities ( 68,531 ) 5,714 ( 30,459 ) Net increase (decrease) in cash and cash equivalents ( 33,865 ) 40,006 5,858 Cash and cash equivalents at beginning of year 58,017 18,011 12,153 Cash and cash equivalents at end of year $ 24,152 $ 58,017 $ 18,011

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value	22. Fair Value FASB ASC Topic 820, Fair Value Measurements, defines fair value as the price that would be received to sell an asset or paid to transfer a liability (an exit price) in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. FASB ASC Topic 820 requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on the best information available. In that regard, FASB ASC Topic 820 established a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: • Level 1 : Quoted prices (unadjusted) in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 : Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by a correlation or other means. • Level 3 : Unobservable inputs for determining fair value of assets and liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Available-for-sale securities - Securities classified as available for sale are generally reported at fair value utilizing Level 2 inputs where the Company obtains fair value measurements from an independent pricing service that uses matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows and the bonds’ terms and conditions, among other things. Securities in Level 2 include U.S. federal government agencies, mortgage-backed securities, corporate bonds and municipal securities. Equity securities – These securities are reported at fair value utilizing Level 1 inputs where the Company obtains quoted prices in active markets for identical equity securities. Loans held for sale, carried at fair value – The Company elected the fair value option for all conventional residential one-to four-family loans held for sale and all permanent construction loans held for sale that were acquired from UCFC in the Merger. In addition, the Company has elected the fair value option for all loans held for sale originated after January 31, 2020. The fair value of conventional loans held for sale is determined using the current 15 day forward contract price for either 15 or 30 year conventional mortgages (Level 2). The fair value of permanent construction loans held for sale is determined using the current 60 day forward contract price for 15 or 30 year conventional mortgages which is then adjusted for unobservable market data such as estimated fall out rates and estimated time from origination to completion of construction (Level 3). Collateral Dependent loans - Fair values for individually analyzed, collateral dependent loans are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances consideration of offers obtained to purchase properties prior to foreclosure. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value on the cost to replace the current property. Value of market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investor’s required return. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Comparable sales adjustments are based on known sales prices of similar type and similar use properties and duration of time that the property has been on the market to sell. Such adjustments made in the appraisal process are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real estate held for sale - Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are then reviewed monthly by members of the asset review committee for valuation changes and are accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals which may utilize a single valuation approach or a combination of approaches including cost, comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments may be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Company’s asset quality or collections department reviews the assumptions and approaches utilized in the appraisal. Appraisal values are discounted from 0 % to 30 % to account for other factors that may impact the value of collateral. In determining the value of collateral dependent loans and other real estate owned, significant unobservable inputs may be used, which include but are not limited to: physical condition of comparable properties sold, net operating income generated by the property and investor rates of return. Mortgage servicing rights - On a quarterly basis, mortgage servicing rights are evaluated for impairment based upon the fair value of the rights as compared to the carrying amount. If the carrying amount of an individual tranche exceeds fair value, impairment is recorded on that tranche so that the servicing asset is carried at fair value. Fair value is determined at a tranche level based on a model that calculates the present value of estimated future net servicing income. The valuation model utilizes assumptions that market participants would use in estimating future net servicing income and are validated against available market data (Level 2). Mortgage banking derivative - The fair value of mortgage banking derivatives are evaluated monthly based on derivative valuation models using quoted prices for similar assets adjusted for specific attributes of the commitments and other observable market data at the valuation date (Level 2). Purchased and written certificate of deposit option – The Company acquired purchased and written certificate of deposit options in its Merger with UCFC. These written and purchased options are mirror derivative instruments which are carried at fair value on the statement of financial condition. The Company uses an independent third party that performs a market valuation analysis for purchased and written certificate of deposit options. (Level 2) Interest rate swaps – The Company periodically enters into interest rate swap agreements with its commercial customers who desire a fixed rate loan term that is longer than the Company is willing to extend. The Company then enters into a reciprocal swap agreement with a third party that offsets the interest rate risk from the interest rate swap extended to the customer. The interest rate swaps are derivative instruments which are carried at fair value on the statement of financial condition. The Company uses an independent third party that performs a market valuation analysis for both swap positions. (Level 2) The Company also enters into cash flow hedge derivatives instruments to hedge the risk of variability in cash flows (future interest payments) attributable to changes in the contractually specified LIBOR benchmark interest rate on the Company's floating rate loan pool. The Company uses an independent third party to perform a market valuation analysis for these derivatives (Level 2). The following table summarizes the financial assets measured at fair value on a recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Recurring Basis December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Assets: Available for sale securities: Obligations of U.S. government corporations and agencies $ — $ 174,710 $ — $ 174,710 Mortgage-backed securities — 206,751 — 206,751 Collateralized mortgage obligations — 260,168 — 260,168 Asset-backed securities — 220,536 — 220,536 Corporate bonds — 70,893 — 70,893 Obligations of state and political subdivisions — 273,202 — 273,202 Equity securities 14,097 — — 14,097 Loans held for sale, at fair value — 28,780 134,167 162,947 Interest rate swaps — 1,287 — 1,287 Cash flow hedge derivative — 854 — 854 Mortgage banking derivative - asset — 2,336 — 2,336 Liabilities: Interest rate swaps — 1,292 — 1,292 December 31, 2020 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. government corporations and agencies $ — $ 40,940 $ — $ 40,940 Mortgage-backed securities — 277,182 — 277,182 Collateralized mortgage obligations — 106,299 — 106,299 Asset-backed securities — 30,546 — 30,546 Corporate bonds — 44,169 — 44,169 Obligations of state and political subdivisions — 237,518 — 237,518 Equity securities 1,090 — — 1,090 Loans held for sale, at fair value — 98,587 123,029 221,616 Purchased certificate of deposit option — 56 — 56 Interest rate swaps — 1,870 — 1,870 Mortgage banking derivative - asset — 3,833 — 3,833 Liabilities: Written certificate of deposit option — 56 — 56 Interest rate swaps — 2,036 — 2,036 The tables below present a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the twelve month periods ended December 31, 2021 and 2020. Construction loans held for sale Twelve Months Ended 2021 2020 Balance of recurring Level 3 assets at beginning of period $ 123,029 $ — Total gains (losses) for the period Included in change in fair value of loans held for sale ( 3,716 ) 13,492 Originations 128,844 108,847 Acquired in acquisition — 37,711 Sales ( 113,990 ) ( 37,021 ) Balance of recurring Level 3 assets at end of period $ 134,167 $ 123,029 Securities available-for-sale Twelve Months Ended 2021 2020 Balance of recurring Level 3 assets at beginning of period $ — $ 3,411 Balance of assets classified as Level 3 during the period — — Balance of Level 3 assets moved to Level 2 during the period — ( 3,411 ) Balance of recurring Level 3 assets at end of period $ — $ — The Company has elected the fair value option for new applications taken post January 31, 2020, and subsequently originated for residential mortgage and permanent construction loans held for sale. These loans are intended for sale and the Company believes that fair value is the best indicator of the resolution of these loans. Interest income is recorded based on the contractual terms of the loan and in accordance with the Company’s policies. There were no loans at December 31, 2021, where the fair value option had been elected. The aggregate fair value of the residential mortgage loans held for sale at December 31, 2021 and December 31, 2020 was $ 28.8 million and 98.6 million, respectively and they had contractual balances of $ 27.7 million and $ 93.2 million, respectively. The difference between these two figures is recorded in gains and losses on the sale of loans held for sale. For the twelve months ended December 31, 2021, $ 5.0 million was recorded in losses on the sale of loans held for sale for the change in fair value. For the twelve months ended December 31, 2020, $ 5.4 million was recorded in gain on sale of loans held for sale for the change in fair value. The aggregate fair value of the permanent construction loans held for sale at December 31, 2021 and December 31, 2020 was $ 134.2 million and 123.0 million and they had a contractual balance of $ 125.0 million and $ 109.5 million, respectively. The difference between these two figures is recorded in gains and losses on the sale of loans held for sale. For the twelve months ended December 31, 2021, $ 3.7 million was recorded in losses on the sale of loans held for sale for the change in fair value. For the twelve months ended December 31, 2020, $ 13.5 million was recorded in gains on the sale of loans held for sale for the change in fair value. The following table summarizes the financial assets measured at fair value on a non-recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Non-Recurring Basis December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Collateral dependent loans Commercial Real Estate $ — $ — $ 2,749 $ 2,749 Commercial — — 8,564 8,564 Total individually analyzed loans — — 11,313 11,313 Mortgage servicing rights — 19,538 — 19,538 December 31, 2020 Level 1 Level 2 Level 3 Total Fair (In Thousands) Collateral dependent loans Commercial Real Estate $ — $ — $ 4,601 $ 4,601 Commercial — — 7,151 7,151 Total individually analyzed loans — — 11,752 11,752 Mortgage servicing rights — 13,153 — 13,153 For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2021, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Individually analyzed Loans- Applies to loan $ 5,821 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 20 - 50 % 35.18 % Individually analyzed Loans- Applies to loan $ 5,492 Equitable Recoupment claim estimate Discounts for collection issues 25 % 25.00 % For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2020, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Collateral Dependent Loans- Applies to $ 11,752 Appraisals which utilize Discounts for collection 5 - 37 % 24.17 % Individually analyzed loans, which are evaluated using the fair value of the collateral for collateral dependent loans, had a fair value of $ 11.3 million that includes a valuation allowance of $ 7.1 million and a fair value of $ 11.7 million that includes a valuation allowance of $ 2.9 million at December 31, 2021 and 2020 , respectively. A provision expense of $ 4.1 million, $ 2.9 million, $ 12,000 for the years ended December 31, 2021, 2020 and 2019, respectively, related to these loans was included in earnings. Mortgage servicing rights, which are carried at the lower of cost or fair value, had a fair value of $ 19.5 million with a valuation allowance of $ 2.7 million and a fair value of $ 13.2 million with a valuation allowance of $ 8.5 million at December 31, 2021 and 2020 , respectively. A recovery of $ 5.8 million and an expense of $ 8.0 million and $ 234,000 was included in earnings for the years ended December 31, 2021, 2020 and 2019, respectively. Real estate held for sale is determined using Level 3 inputs which include appraisals and are adjusted for changes in market conditions. The change in fair value of real estate held for sale w as $ 0 , $ 0 and $ 264,000 for the years ended December 31, 2021, 2020 and 2019, respectively, which was recorded directly as an adjustment to current earnings through noninterest expense. In accordance with FASB ASC Topic 825, the Fair Value Measurements tables are a comparative condensed consolidated statement of financial condition based on carrying amount and estimated fair values of financial instruments as of December 31, 2021, and December 31, 2020. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of Premier. Much of the information used to arrive at “fair value” is highly subjective and judgmental in nature and therefore the results may not be precise. Subjective factors include, among other things, estimated cash flows, risk characteristics and interest rates, all of which are subject to change. With the exception of investment securities, the Company’s financial instruments are not readily marketable and market prices do not exist. Since negotiated prices for the instruments, which are not readily marketable, depend greatly on the motivation of the buyer and seller, the amounts that will actually be realized or paid per settlement or maturity of these instruments could be significantly different. The carrying amount of cash and cash equivalents, as a result of their short-term nature, is considered to be equal to fair value and are classified as Level 1. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The Company adopted the amendments to ASU 2016-01 relating to the loan portfolio in 2018 and an exit price income approach is now used to determine the fair value. The loans were valued on an individual basis, with consideration given to the loans underlying characteristics, including account types, remaining terms (in months), annual interest rates or coupons, interest types, past delinquencies, timing of principal and interest payments, current market rates, loss exposures, and remaining balances. The model utilizes a discounted cash flow approach to estimate the fair value of the loans using assumptions for the coupon rates, remaining maturities, prepayment speeds, projected default probabilities, losses given defaults, and estimates of prevailing discount rates. The discounted cash flow approach models the credit losses directly in the projected cash flows. The model applies various assumptions regarding credit, interest, and prepayment risks for the loans based on loan types, payment types and fixed or variable classifications. For all periods presented, the estimated fair value of individually analyzed loans is based on the fair value of the collateral, less estimated cost to sell, or the present value of the loan’s expected future cash flows (discounted at the loan’s effective interest rate). All individually analyzed loans are classified as Level 3 within the valuation hierarchy. The fair value of noninterest-bearing deposits are considered equal to the amount payable on demand at the reporting date (i.e., carrying value) and are classified as Level 1. The fair value of savings, NOW and certain money market accounts are equal to their carrying amounts and are a Level 1 classification. Fair values of fixed rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. The fair values of securities sold under repurchase agreements are equal to their carrying amounts resulting in a Level 1 classification. The fair value of subordinated debentures are estimated using a discounted cash flow calculation that applies interest rates currently being offered on subordinated debentures to the schedule of maturities on the subordinated debt tranches resulting in a Level 2 classification. FHLB advances with maturities greater than 90 days are valued based on discounted cash flow analysis, using interest rates currently being quoted for similar characteristics and maturities resulting in a Level 2 classification. Fair Value Measurements at December 31, 2021 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 161,566 $ 161,566 $ 161,566 $ — $ — Securities available for sale 1,206,260 1,206,260 — 1,206,260 — Equity securities 14,097 14,097 14,097 — — FHLB Stock — N/A N/A N/A N/A Loans receivable, net 5,229,700 5,265,689 — — 5,265,689 Loans held for sale, carried at fair value 162,947 162,947 — 28,780 134,167 Financial Liabilities: Deposits $ 6,282,051 $ 6,280,336 $ 5,481,928 $ 798,408 $ — Subordinated debentures 84,976 85,417 — — 85,417 Fair Value Measurements at December 31, 2020 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 159,266 $ 159,266 $ 159,266 $ — $ — Securities available for sale 736,654 736,654 — 736,654 — Equity securities 1,090 1,090 1,090 — — FHLB Stock 16,026 N/A N/A N/A N/A Loans receivable, net 5,409,161 5,412,814 — — 5,412,814 Loans held for sale, carried at fair value 221,616 221,616 — 98,587 123,029 Financial Liabilities: Deposits $ 6,047,841 $ 6,056,426 $ 4,925,411 $ 1,131,015 $ — Subordinated debentures 84,860 83,237 — — 83,237

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	23. Derivative Financial Instruments Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third-party investors are considered derivatives. It is the Company’s practice to enter into forward commitments for the future delivery of residential mortgage loans when interest rate lock commitments are entered into in order to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. These mortgage banking derivatives are not designated in hedge relationships. The Bank had approximately $ 65.4 million and $ 135.7 million of interest rate lock commitments at December 31, 2021 and 2020 , respectively. There were $ 305.0 million of forward sales of mortgage-backed securities and $ 265.0 million of forward commitments for the future delivery of residential mortgage loans at December 31, 2021 and 2020, respectively. The fair value of these mortgage banking derivatives are reflected by a derivative asset or a derivative liability. The table below provides data about the carrying values of these derivative instruments: December 31, 2021 December 31, 2020 Assets (Liabilities) Assets (Liabilities) Derivative Derivative Carrying Carrying Net Carrying Carrying Carrying Net Carrying Value Value Value Value Value Value (In Thousands) Derivatives not designated as hedging Mortgage Banking Derivatives $ 2,336 $ — $ 2,336 $ 3,833 $ — $ 3,833 The table below provides data about the amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments. The difference in derivative net carrying value at December 31, 2021 and 2020 represents a fair value adjustment that runs through mortgage banking income. Twelve Months Ended December 31, 2021 2020 2019 (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives – Gain (Loss) $ ( 1,497 ) $ 2,154 $ 598 Interest Rate Swaps The Company maintains an interest rate protection program for commercial loan customers that was acquired in the Merger. Under this program, the Company provides a customer with a fixed rate loan while creating a variable rate asset for the Company by the customer entering into an interest rate swap with terms that match the loan. The Company offsets its risk exposure by entering into an offsetting interest rate swap with an unaffiliated institution. The Company had interest rate swaps associated with commercial loans with a notional value of $ 69.4 million and fair value of $ 1.3 million in other assets and $ 1.3 million in other liabilities at December 31, 2021. The difference in fair value of $ 5,000 between the asset and liability represents a credit valuation adjustment that flows through noninterest income. Interest Rate Swap Designated as Cash Flow Hedge In May 2021 the Company entered into derivative instruments designated as a cash flow hedge. For a derivative instrument that is designated and qualifies as a cash flow hedge, the change in fair value of the derivative instrument is reported as a component of other comprehensive income (loss) and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. An interest rate swap with notional amount totaling $ 250 million as of December 31, 2021 was designated as a cash flow hedge to hedge the risk of variability in cash flows (future interest receipts) attributable to changes in the contractually specified LIBOR benchmark interest rate on the Company’s floating rate loan pool and was determined to be highly effective during the period. The Company is receiving a fixed rate of 1.437 % and paying one month Libor. The maturity date of this interest rate swap is May 2031 . The gross aggregate fair value of the swap of $ 854,000 is recorded in other assets in the Consolidated Balance Sheets at December 31, 2021, with changes in fair value recorded net of tax in other comprehensive income (loss). The Company expects the hedge to remain highly effective during the remaining terms of the swap. Twelve Months Ended December 31, 2021 Amount of Gain (Loss) Recognized in OCI on Derivative Total amount of Gain (Loss) on the Interest Rate Swap Amount of Gain (Loss) Reclassified from OCI into Income (In Thousands) Interest rate swap $ 674 $ 854 $ 1,716

Quarterly Consolidated Results

Quarterly Consolidated Results of Operations (Unaudited)	12 Months Ended
	Dec. 31, 2021
Quarterly Financial Information Disclosure [Abstract]
Quarterly Consolidated Results of Operations (Unaudited)	24. Quarterly Consolidated Results of Operations (Unaudited) The following is a summary of the quarterly consolidated results of operations: Three Months Ended March 31 June 30 September 30 December 31 2021 (In Thousands, Except Per Share Amounts) Interest income $ 61,372 $ 60,864 $ 60,861 $ 60,490 Interest expense 4,859 4,245 3,826 3,288 Net interest income 56,513 56,619 57,035 57,202 Provision for credit losses ( 7,512 ) ( 3,631 ) 1,594 2,816 Provision for unfunded commitments 550 ( 288 ) 226 ( 807 ) Net interest income after provision for credit losses 63,475 60,538 55,215 55,193 Noninterest income 26,274 17,545 18,314 17,824 Noninterest expense 38,802 38,375 39,045 41,733 Income before income taxes 50,947 39,708 34,484 31,284 Income taxes 9,951 8,323 6,124 5,974 Net income $ 40,996 $ 31,385 $ 28,360 $ 25,310 Earnings per common share: Basic $ 1.10 $ 0.84 $ 0.76 $ 0.69 Diluted $ 1.10 $ 0.84 $ 0.76 $ 0.69 Three Months Ended March 31 June 30 September 30 December 31 2020 (In Thousands, Except Per Share Amounts) Interest income $ 54,522 $ 62,449 $ 60,159 $ 60,816 Interest expense 9,059 8,145 6,888 5,849 Net interest income 45,463 54,304 53,271 54,967 Provision for loan losses 43,786 1,868 3,658 ( 6,158 ) Provision for loan losses 1,459 1,107 ( 864 ) ( 606 ) Net interest income after provision for loan losses 218 51,329 50,477 61,731 Noninterest income 13,999 23,015 25,000 18,670 Noninterest expense 42,310 37,984 43,563 41,313 Income before income taxes ( 28,093 ) 36,360 31,914 39,088 Income taxes ( 5,610 ) 7,303 6,259 8,240 Net income $ ( 22,483 ) $ 29,057 $ 25,655 $ 30,848 Earnings per common share: Basic $ ( 0.71 ) $ 0.78 $ 0.69 $ 0.83 Diluted $ ( 0.71 ) $ 0.78 $ 0.69 $ 0.82

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2021
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Other Comprehensive Income (Loss)	25. Other Comprehensive Income (Loss) The before and after tax amounts allocated to each component of other comprehensive income (loss) are presented in the table below. Reclassification adjustments related to securities available for sale are included in gains on sale or call of securities in the accompanying consolidated condensed statements of income. Reclassification adjustments related to cash flow hedge derivatives are included in interest income on loans in the accompanying consolidated condensed statements of income. Reclassification adjustments related to the defined benefit postretirement medical plan are included in compensation and benefits in the accompanying consolidated condensed statements of income. Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2021: Securities available for sale and transferred securities: Change in net unrealized (loss) during the period $ ( 21,967 ) $ ( 4,613 ) $ ( 17,354 ) Reclassification adjustment for net losses included in net income ( 2,218 ) ( 466 ) ( 1,752 ) Cash flow hedge derivatives: Change in net unrealized gain during the period 3,025 635 2,390 Reclassification adjustment for net gains included in net income ( 2,172 ) ( 456 ) ( 1,716 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 13 3 10 Reclassification adjustment for net amortization and deferral on defined ( 13 ) ( 3 ) ( 10 ) Total other comprehensive income $ ( 23,332 ) $ ( 4,900 ) $ ( 18,432 ) Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2020: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ 14,431 $ 3,030 $ 11,401 Reclassification adjustment for net gains included in net income ( 1,464 ) ( 307 ) ( 1,157 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 195 41 154 Reclassification adjustment for net amortization and deferral on defined 13 2 11 Total other comprehensive income $ 13,175 $ 2,766 $ 10,409 Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2019: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ 8,754 $ 1,839 $ 6,915 Reclassification adjustment for net gains included in net income ( 24 ) ( 5 ) ( 19 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized ( 310 ) ( 146 ) ( 164 ) Reclassification adjustment for net amortization and deferral on defined 14 3 11 Total other comprehensive income $ 8,434 $ 1,691 $ 6,743 Activity in accumulated other comprehensive income (loss), net of tax, was as follows: Securities Cash Flow Hedge Derivative Post- Accumulated (In Thousands) Balance January 1, 2021 $ 15,083 $ — $ ( 79 ) $ 15,004 Other comprehensive income before reclassifications ( 17,354 ) 2,390 10 ( 14,954 ) Amounts reclassified from accumulated other comprehensive loss ( 1,752 ) ( 1,716 ) ( 10 ) ( 3,478 ) Net other comprehensive income during period ( 19,106 ) 674 — ( 18,432 ) Balance December 31, 2021 $ ( 4,023 ) $ 674 $ ( 79 ) $ ( 3,428 ) Balance January 1, 2020 $ 4,839 $ — $ ( 244 ) $ 4,595 Other comprehensive income before reclassifications 11,401 — 154 11,555 Amounts reclassified from accumulated other comprehensive loss ( 1,157 ) — 11 ( 1,146 ) Net other comprehensive income during period 10,244 — 165 10,409 Balance December 31, 2020 $ 15,083 $ — $ ( 79 ) $ 15,004 Balance January 1, 2019 $ ( 2,057 ) $ — $ ( 91 ) $ ( 2,148 ) Other comprehensive income before reclassifications 6,915 — ( 164 ) 6,751 Amounts reclassified from accumulated other comprehensive loss ( 19 ) — 11 ( 8 ) Net other comprehensive income during period 6,896 — ( 153 ) 6,743 Balance December 31, 2019 $ 4,839 $ — $ ( 244 ) $ 4,595

Statement of Accounting Polic_2

Statement of Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Use of Estimates	Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
Earnings Per Common Share	Earnings Per Common Share Basic earnings per common share is computed by dividing net income applicable to common shares (net income less dividend requirements for preferred stock, accretion of preferred stock discount and redemption of preferred stock) by the weighted average number of shares of common stock outstanding during the period. All outstanding unvested share-based payment awards that contain rights to nonforfeitable dividends are considered participating securities for the calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, warrants, restricted stock awards and stock grants. See also Note 4.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on available-for-sale securities, unrealized gains and losses on cash flow hedges and the net unrecognized actuarial losses and unrecognized prior service costs associated with the Company’s Defined Benefit Postretirement Medical Plan. All items included in other comprehensive income are reported net of tax. See also Notes 5, 16 and 25 and the Consolidated Statements of Comprehensive Income.
Cash Flows	Cash Flows For purposes of the statement of Cash flows, Premier considers all highly liquid investments with a term of three months or less to be cash equivalents. Net cash flows are reported for loan and deposit transactions, interest-bearing deposits in other financial institutions and repurchase agreements.
Investment Securities	Investment Securities Securities are classified as held-to-maturity when Premier has the positive intent and ability to hold the securities to maturity and are reported at amortized cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. In addition, Premier may purchase equity securities for its portfolio. Equity securities are a separate category of investments as changes in market value must be run through earnings as a gain (loss) on equity securities. Securities available‑for‑sale consists of those securities which might be sold prior to maturity due to changes in interest rates, prepayment risks, yield and availability of alternative investments, liquidity needs or other factors. Available-for-sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in other comprehensive income (loss) until realized. Realized gains and losses are included in gains (losses) on securities or other-than-temporary impairment losses on securities. Realized gains and losses on securities sold are recognized on the trade date based on the specific identification method. Interest income includes amortization of purchase premiums and discounts. Premiums and discounts are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are expected. Quarterly, the Company evaluates if any security has a fair value less than its amortized cost. Once these securities are identified, in order to determine whether a decline in fair value resulted from a credit loss or other factors, the Company performs further analysis. See to Footnote 5 - Investment Securities for further discussion.
Equity Securities	Equity Securities These securities are reported at fair value utilizing Level 1 inputs where the Company obtains fair value measurement from a broker.
FHLB Stock	FHLB Stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. At December 31, 2021 and 2020 , the Company held $ 11.6 million and $ 16.0 million, respectively, at the FHLB of Cincinnati.
Loans Receivable	Loans Receivable Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of deferred loan fees and costs, purchase premiums and discounts and the allowance for credit losses. Deferred fees net of deferred incremental loan origination costs, are amortized to interest income generally over the contractual life of the loan using the interest method without anticipating prepayments. The recorded investment in loans includes accrued interest receivable, unamortized premiums and discounts, and net deferred fees and costs and undisbursed loan amounts. Mortgage loans originated and intended for sale in the secondary market are classified as loans held for sale and are carried at fair value, as determined by market pricing from investors. Net unrealized gains and losses are recorded as a part of mortgage banking income on the Consolidated Statement of Income. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains or losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company may incur losses pertaining to loans sold to Fannie Mae and Freddie Mac but repurchased due to underwriting issues. Repurchase losses are recognized when the Company determines they are probable and estimable. Interest receivable is accrued on loans and credited to income as earned. The accrual of interest on loans 90 days delinquent or those loans individually analyzed is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. For these loans, interest accrual is only to the extent cash payments are received. The accrual of interest on these loans is generally resumed after a pattern of repayment has been established and the collection of principal and interest is reasonably assured.
Purchased Credit Deteriorated (PCD) Loans	Purchased Credit Deteriorated (“PCD”) Loans The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of more than insignificant deterioration of credit quality since origination. The Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (loan type and date of origination). PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement.
Allowance for Credit Losses	Allowance for credit losses On January 1, 2020 , the Company adopted ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended, which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance to Topic 842 on leases. In addition, ASC 326 made changes to the accounting for available-for-sale debt securities. The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the standard, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. As a part of the merger, the Bank recognized $ 7.6 million of the allowance for credit losses related to PCD loans. The remaining noncredit discount (based on the adjusted amortized cost basis) will be accreted into interest income at the effective interest rate as of the merger date. Loans that management has the intent and ability to hold for the foreseeable future or until maturity of payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, adjustments, and deferred loan fees and costs. Accrued interest receivable was reported in other assets and is excluded from the estimate of credit losses. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, nature or volume of the Company’s financial assets, changes in experience in staff, as well as changes in environmental conditions, such as changes in unemployment rates, property values and other external factors, such as regulatory, legal and technological environments. The allowance for credit losses is measured on a collective pool basis when similar risk characteristics exist. The Company has identified the following portfolio segments and is generally utilizing two methodologies to analyze loan pools: discounted cash flow (“DCF”) and probability of default/loss given default (“PD/LGD”): Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer finance Remaining life Call report loss history Loans that do not share risk characteristics are evaluated on an individual basis and included in the collective evaluation. A loan is individually analyzed when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loans agreement. Loans, for which terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings. When a loan is considered individually analyzed, an analysis of the net present value of estimated cash flows is performed and an allowance may be established based on the outcome of that analysis, or if the loan is deemed to be collateral dependent an allowance is established based on the fair value of collateral. All modifications are reviewed by the bank’s Chief Credit Officer or Chief Credit Administration Officer to determine whether or not the modification constitutes a troubled debt restructure. Commercial and commercial real estate loan relationships greater than $ 500,000 are individually evaluated. If a loan is individually analyzed, a portion of the allowance is allocated so that the loan is reported net of the allowance allocation which is determined based on the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Loan relationships less than $ 500,000 are aggregated by loan segment and risk level and given a specific reserve based on the general reserve factor for that loan segment and risk level. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated, and accordingly, they are not separately identified for disclosure. Troubled Debt Restructurings (“TDR”): A loan for which terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, is considered to be a TDR. The allowance for credit loss on a TDR is measured using the same method as all other loans held for investment, except when the value of a concession is measured using the discounted cash flow method, the allowance for credit loss is determined by discounting the expected future cash flow at the original interest rate of the loan. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For TDRs that subsequently default, the Company determines the amount of the allowance on that loan in accordance with the accounting policy for the allowance for credit losses on loans individually identified. The Company incorporates recent historical experience related to TDRs including the performance of TDRs that subsequently default into the calculation of the allowance by loan portfolio segment. See Footnote 7 – Loans for further discussion on TDRs.
Servicing Rights	Servicing Rights Servicing rights are recognized separately when they are acquired through sales of loans. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans, driven, generally, by changes in market interest rates. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type, loan terms, year of origination and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported within mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement with mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees totaled $ 7.6 million, $ 7.3 million and $ 3.8 million for the years ended December 31, 2021, 2020 and 2019 , respectively. Late fees and ancillary fees related to loan servicing are not material. See Note 8.
Bank Owned Life Insurance	Bank Owned Life Insurance The Company has purchased life insurance policies for certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Premises and Equipment and Long Lived Assets	Premises and Equipment and Long Lived Assets Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 to 50 years Furniture, fixtures and equipment 3 to 15 years Long-lived assets to be held and those to be disposed of and certain intangibles are periodically evaluated for impairment. See Note 9.
Goodwill and Other Intangibles	Goodwill and Other Intangibles Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any non-controlling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected November 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on Premier’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank and branch acquisitions, as well as, , wealth management and insurance agency acquisitions. They are initially recorded at fair value and then amortized on an accelerated basis over their estimated lives, which range from five years for non-compete agreements to 10 years for core deposit and customer relationship intangibles. See Note 10.
Real Estate and Other Assets Held for Sale	Real Estate and Other Assets Held for Sale Real estate and other assets held for sale are comprised of properties or other assets acquired through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Losses arising from the acquisition of such property are charged against the allowance for credit losses at the time of acquisition. These properties are carried at the lower of cost or fair value, less estimated costs to dispose. If fair value declines subsequent to foreclosure, the property is written down against expense. Costs after acquisition are expensed.
Stock Compensation Plans	Stock Compensation Plans Compensation cost is recognized for stock options and restricted share awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Restricted shares awards are valued at the market value of Company stock at the date of the grant. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. See Note 20.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 22. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Mortgage Banking Derivatives	Mortgage Banking Derivatives Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income.
Interest Rate Swaps	Interest Rate Swaps The Company periodically enters into interest rate swap agreements with its commercial customers who desire a fixed rate loan term that is longer than the Company is willing to extend. The Company then enters into a reciprocal swap agreement with a third party that offsets the interest rate risk from the interest rate swap extended to the customer. The interest rate swaps are derivative instruments which are carried at fair value on the statement of financial condition. The Company uses an independent third party to perform a market valuation analysis for both swap positions. The Company also enters into cash flow hedge derivative instruments to hedge the risk of variability in cash flows (future interest payments) attributable to changes in contractually specified LIBOR benchmark interest rate on the Company's floating rate loan pool. the Company uses an independent third party to perform a market valuation analysis for the derivatives.
Operating Segments	Operating Segments Management considers the following factors in determining the need to disclose separate operating segments: (1) the nature of products and services, which are all financial in nature; (2) the type and class of customer for the products and services; in Premier’s case retail customers for retail bank and insurance products and commercial customers for commercial loan, deposit, life, health and property and casualty insurance needs; (3) the methods used to distribute products or provide services; such services are delivered through banking and insurance offices and through bank and insurance customer contact representatives. Retail and commercial customers are frequently targets for both banking and insurance products; (4) the nature of the regulatory environment; both banking and insurance entities are subject to various regulatory bodies and a number of specific regulations. Quantitative thresholds as stated in FASB ASC Topic 280, Segment Reporting are monitored. For the year ended December 31, 2021 , the reported revenue for First Insurance was 5.5 % of total revenue for Premier. Total revenue includes interest income plus noninterest income. Net income for First Insurance for the year ended December 31, 2021 , was 2.2 % of consolidated net income. Total assets of First Insurance at December 31, 2021 , were 0.5 % of total assets. First Insurance does not meet any of the quantitative thresholds of FASB ASC Topic 280. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment.
Dividend Restriction	Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to Premier. See Note 17 for further details on restrictions.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any such matters that will have a material effect on the financial statements.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. An effective tax rate of 21 % is used to determine after-tax components of other comprehensive income (loss) included in the statements of stockholders’ equity. See Note 18. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
Retirement Plans	Retirement Plans Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. See Notes 16 and 19.
Revenue Recognition	Revenue Recognition ASC 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity's contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of the Company’s revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as loans, letters of credit, and investment securities, as well as revenue related to mortgage servicing activities, as these activities are subject to other GAAP discussed elsewhere within the Company’s disclosures. Descriptions of the Company’s revenue-generating activities that are within the scope of ASC 606, which are presented in the Company’s statement of income as components of noninterest income are as follows: • Service charges on deposit accounts - these represent general service fees for monthly account maintenance and activity or transaction-based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Revenue is recognized when our performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed (such as a wire transfer). Payment for such performance obligations are generally received at the time the performance obligations are satisfied. Service charges on deposit accounts that are within the scope of ASC 606 were $ 11.2 million in 2021 , $ 10.2 million in 2020 and $ 7.1 million in 2019. Income from services charges on deposit accounts is included in service fees and other charges in noninterest income. • Interchange income - this represents fees earned from debit and credit cardholder transactions. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrent with the transaction processing services provided to the cardholder. Interchange fees were $ 10.9 million in 2021 , $ 9.3 million in 2020 and $ 4.7 million in 2019, which are reported net of network related charges. Interchange income is included in service fees and other charges in noninterest income. • Wealth management income - this represents monthly fees due from wealth management customers as consideration for managing the customers’ assets. Wealth management and trust services include custody of assets, investment management, escrow services, and fees for trust services and similar fiduciary activities. Revenue is recognized when our performance obligation is completed each month, which is generally the time that payment is received. Also included are fees received from a third party broker-dealer as part of a revenue-sharing agreement for fees earned from customers that we refer to the third party. These fees are paid to us by the third party on a quarterly basis and recognized ratably throughout the quarter as our performance obligation is satisfied. Revenues from wealth management were $ 6.0 million, $ 6.2 million and $ 3.1 million in 2021, 2020 and 2019, respectively, and are included in in total noninterest income. • Gain/loss on sales of other real estate owned (“OREO”) - the Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain or loss on sale if a significant financing component is present. Income from the gain/loss on sales of OREO were a gain of $ 3,000 in 2021 , and losses of $ 19,000 in 2020 and $ 108,000 in 2019. Income from the gain or loss on sales of OREO is included in total noninterest income. Insurance commissions - this represents new commissions that are recognized when the Company sells insurance policies to customers. The Company is also entitled to renewal commissions and, in some cases, contingent commissions in the form of profit sharing which are recognized in subsequent periods. The initial commission is recognized when the insurance policy is sold to a customer. Renewal commission is variable consideration and is recognized in subsequent periods when the uncertainty around variable consideration is subsequently resolved (e.g., when customer renews the policy). Contingent commission is also a variable consideration that is not recognized until the variability surrounding realization of revenue is resolved. Another source of variability is the ability of the policy holder to cancel the policy anytime and in such cases, the Company may be required, under the terms of the contract, to return part of the commission received. The variability related to cancellation of the policy is not deemed significant and thus, does not impact the amount of revenue recognized. In the event the policyholder chooses to cancel the policy at any time, the revenue for amounts which qualify for claw-back are reversed in the period the cancellation occurs. Management views the income sources from insurance commissions in two categories: (i) new/renewal commissions and (ii) contingent commissions. Insurance commissions were $ 15.8 million for 2021 , of which $ 14.7 million were new/renewal commissions and $ 1.1 million were contingent commissions. In 2020 , insurance commissions were $ 16.8 million, of which $ 15.4 million were new/renewal commissions and $ 1.4 million were contingent commissions. In 2019 , insurance commissions were $ 14.1 million, of which $ 13.2 million were new/renewal commission and $ 921,000 were contingent commissions.
Leases	Leases In February 2016, the Financial Accounting Standards Board (“FASB”) issued ASU No. 2016-02, Leases (Topic 842). The guidance in the update supersedes the requirements in ASC Topic 840, Leases. The guidance is intended to increase transparency and comparability among organizations by recognizing right-of-use assets and lease liabilities on the balance sheet. The Company adopted this guidance in the first quarter of 2019. Upon adoption, the Company elected a practical expedient which allows existing leases to retain their classification as operating leases. The Company has elected to account for lease and related non-lease components as a single lease component. The Company also elected to not recognize right-of-use assets and lease liabilities arising from short-term leases, which are twelve months or less. Implementation of the guidance resulted in the recording of a right-of-use asset of $ 8.8 million and a lease liability of $ 9.3 million as of January 1, 2019. See additional disclosures in Note 9.
Accounting Standards Updates	Accounting Standards Updates ASU 2017-12, Derivatives and Hedging (Topic 815) Targeted Improvements to Accounting for Hedging Activities: In August 2017, the FASB issued ASU 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities. This ASU gave all entities an opportunity to reclassify securities held to maturity without tainting the rest of the portfolio if they are eligible to be hedged using the “last-of-layer method.” Note that the securities need not be hedged but simply eligible to be hedged. The amendments in this ASU are effective for the reporting periods after December 15, 2018. The Company adopted ASU No. 2017-12 effective December 31, 2019 and reclassified its’ held to maturity securities to available-for-sale. ASU 2018-13 - Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement: In August 2018, the FASB issued ASU 2018-13 - Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement . This ASU modifies the disclosure requirements for fair value measurements in Topic 820, Fair Value Measurement by removing, modifying and adding certain requirements. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The adoption of this guidance on January 1, 2020 did not have a material impact on the Company’s consolidated financial statements. ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment: Issued in January 2017, ASU 2017-04 simplifies the manner in which an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit's goodwill with the carrying amount of that goodwill. In computing the implied fair value of goodwill under Step 2, an entity, prior to the amendments in ASU 2017-04, had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities, including unrecognized assets and liabilities, in accordance with the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. However, under the amendments in ASU 2017-04, an entity should perform its annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount, and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value, with the understanding that the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, ASU 2017-04 removes the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails such qualitative test, to perform Step 2 of the goodwill impairment test. ASU 2017-04 became effective for the Company on January 1, 2020 , and the amendments of this ASU were applicable to the goodwill impairment testing for 2020. ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments: Issued in June 2016, ASU 2016-13 will add FASB ASC Topic 326, “Financial Instruments-Credit Losses” and finalizes amendments to FASB ASC Subtopic 825-15, “Financial Instruments-Credit Losses.” The amendments of ASU 2016-13 are intended to provide financial statement users with more decision-useful information related to expected credit losses on financial instruments and other commitments to extend credit by replacing the current incurred loss impairment methodology with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to determine credit loss estimates. The amendments of ASU 2016-13 eliminate the probable initial recognition threshold and, in turn, reflect an entity’s current estimate of all expected credit losses. ASU 2016-13 does not specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the credit loss estimate. The amendments of ASU 2016-13 , and all subsequent ASUs issued by FASB to provide additional guidance and clarification related to this Topic, became effective for the Company on January 1, 2020 . As a result of adopting the amendments of ASU 2016-13, the Company recorded an increase to its allowance for credit losses of $ 2.4 million and an increase to its allowance for credit losses on off-balance sheet credit exposures of $ 0.9 million resulting in a one-time cumulative effect adjustment through retained earnings of $ 2.6 million net of $ 0.7 million tax at the date of adoption. This adjustment included a qualitative adjustment to the allowance for credit losses related to loans and an allowance on off-balance sheet credit exposures. The Company estimates losses over an approximate one-year forecast period using Moody’s baseline economic forecasts, and then reverts to longer term historical loss experience over a three-year period. ASU No. 2020-04: Reference Rate Reform – Facilitation of the Effects of Reference Rate Reform on Financial Reporting (Topic 848): O n March 12, 2020, the FASB issued Accounting Standards Update (ASU) 2020-4, "Reference Rate Reform (“ASC 848”): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." ASC 848 contains optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rates expected to be discontinued. The Company has formed a cross-functional project team to lead the transition from LIBOR to adoption of alternative reference rates which include Secured Overnight Financing Rate (“SOFR”), American Interbank Offered Rate ("Ameribor"), and Bloomberg Short-Term Bank Yield Index ("BSBY"). The Company identified loans that renewed prior to 2021 and obtained updated reference rate language at the time of renewal. Additionally, management is utilizing the timeline guidance published by the Alternative Reference Rates Committee to develop and achieve internal milestones during this transitional period. Additionally, the Company has adhered to the International Swaps and Derivatives Association 2020 IBOR Fallbacks Protocol that was released on October 23, 2020. The Company discontinued the use of new LIBOR-based loans by December 31, 2021, according to regulatory guidelines. Legacy LIBOR-based loans will be transitioned to an alternative reference rate on or before June 30, 2023. The amendments in these updates are elective, are only available from March 12, 2020 until December 31, 2022 and their application did not have a material effect on the Company.

Statement of Accounting Polic_3

Statement of Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Summary of credit loss estimation	The Company has identified the following portfolio segments and is generally utilizing two methodologies to analyze loan pools: discounted cash flow (“DCF”) and probability of default/loss given default (“PD/LGD”): Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer finance Remaining life Call report loss history The remaining life method was selected for the consumer loan segment since the pool contains loans with many different structures and payment streams and collateral. The weighted average remaining life uses an average annual charge-off rate applied to the contractual term, further adjusted for estimated prepayments to determine the unadjusted historical charge-off rate for the remaining balance of assets. Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer finance Remaining life Call report loss history
Summary of estimated useful lives	Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 to 50 years Furniture, fixtures and equipment 3 to 15 years

Business Combinations (Tables)

Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2021
Business Combinations [Abstract]
Summary of Fair Value of Consideration Transferred and Fair Value of Identifiable Assets and Liabilities Assumed	The following table summarizes the fair value of the total consideration transferred as part of the Merger as well as the fair value of identifiable assets and liabilities assumed as of the effective date of the transaction. January 31, 2020 (In Thousands) Cash Consideration $ 132 Fair Value of Options Exchanged 461 Equity – Dollar Value of Issued Shares 526,850 Fair Value of Total Consideration Transferred 527,443 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash and Cash Equivalents 52,580 Securities available for sale 262,753 Net loans, including loans held for sale and allowance 2,340,701 FHLB Stock 12,753 Office Properties and Equipment 20,253 Intangible Assets 33,014 Bank-Owned Life Insurance 65,934 Mortgage Servicing Rights 9,747 Accrued Interest Receivable and Other Assets 35,943 Deposits – NonInterest-Bearing ( 430,921 ) Deposits – Interest-Bearing ( 1,651,669 ) Advances from FHLB ( 381,000 ) Accrued Interest Payable and Other Liabilities ( 60,524 ) Total Identifiable Net Assets 309,564 Goodwill $ 217,879

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Schedule of computation of basic and diluted earnings per common share	The following table sets forth the computation of basic and diluted earnings per common share for the years ended December 31: 2021 2020 2019 (In Thousands, Except Per Share Amounts) Basic Earnings Per Share: Net income available to common shareholders $ 126,051 $ 63,077 $ 49,370 Less: Income allocated to participating securities 123 89 36 Net income allocated to common shareholders $ 125,928 $ 62,988 $ 49,334 Weighted average common shares outstanding Including participating 37,145 35,952 19,844 Less: Participating securities 36 50 20 Average common shares 37,109 35,902 19,824 Basic earnings per common share $ 3.39 $ 1.75 $ 2.49 Diluted Earnings Per Share: Net income allocated to common shareholders $ 125,928 $ 62,988 $ 49,334 Weighted average common shares outstanding for basic earnings per 37,109 35,902 19,824 Add: Dilutive effects of stock options and restricted stock units 91 47 107 Average shares and dilutive potential common shares 37,200 35,949 19,931 Diluted earnings per common share $ 3.39 $ 1.75 $ 2.48

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Marketable Securities [Abstract]
Summary of available-for-sale securities	The following tables summarize the amortized cost and fair value of available-for-sale securities at December 31, 2021 and 2020, and the corresponding amounts of gross unrealized and unrecognized gains and losses: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2021 Available-for-sale Obligations of U.S. government corporations and agencies $ 174,644 $ 984 $ ( 918 ) $ 174,710 Mortgage-backed securities 208,281 851 ( 2,381 ) 206,751 Collateralized mortgage obligations 264,541 363 ( 4,736 ) 260,168 Asset-backed securities 221,545 610 ( 1,619 ) 220,536 Corporate bonds 70,008 1,160 ( 275 ) 70,893 Obligations of state and political subdivisions 272,334 5,898 ( 5,030 ) 273,202 Total Available-for-Sale $ 1,211,353 $ 9,866 $ ( 14,959 ) $ 1,206,260 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2020 Available-for-sale Obligations of U.S. government corporations and agencies $ 39,233 $ 1,707 $ — $ 40,940 Mortgage-backed securities 270,683 6,746 ( 247 ) 277,182 Collateralized mortgage obligations 103,532 2,927 ( 160 ) 106,299 Asset-backed securities 30,643 1 ( 98 ) 30,546 Corporate bonds 43,826 489 ( 146 ) 44,169 Obligations of state and political subdivisions 229,645 8,069 ( 196 ) 237,518 Total Available-for-Sale $ 717,562 $ 19,939 $ ( 847 ) $ 736,654
Schedule of investments classified by contractual maturity date	The amortized cost and fair value of the investment securities portfolio at December 31, 2021, is shown below by contractual maturity. Expected maturities will differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. For purposes of the maturity tables below, mortgage-backed securities, collateralized mortgage obligations, and asset-backed securities which are not due at a single maturity date, have not been allocated over maturity groupings. Available-for-Sale Amortized Fair Cost Value (In Thousands) Available-for-sale Due in one year or less $ 3,290 $ 3,315 Due after one year through five years 44,555 45,014 Due after five years through ten years 194,662 196,386 Due after ten years 274,479 274,090 MBS/CMO/ABS 694,367 687,455 Total $ 1,211,353 $ 1,206,260
Schedule of securities that were in an unrealized loss position	The following table summarizes Premier’s securities that were in an unrealized loss position at December 31, 2021, and December 31, 2020: Duration of Unrealized Loss Position Less than 12 Months 12 Months or Longer Total Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loses (In Thousands) At December 31, 2021 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 73,810 $ ( 918 ) $ - $ - $ 73,810 $ ( 918 ) Mortgage-backed securities 167,379 ( 2,048 ) 13,689 ( 333 ) 181,068 ( 2,381 ) Collateralized mortgage obligations 222,134 ( 4,736 ) — — 222,134 ( 4,736 ) Asset-backed securities 140,226 ( 1,589 ) 2,705 ( 30 ) 142,931 ( 1,619 ) Corporate Bonds 24,173 ( 270 ) 504 ( 5 ) 24,677 ( 275 ) Obligations of state and political subdivisions 99,199 ( 3,355 ) 34,548 ( 1,675 ) 133,747 ( 5,030 ) Total temporarily impaired securities $ 726,921 $ ( 12,916 ) $ 51,446 $ ( 2,043 ) $ 778,367 $ ( 14,959 ) At December 31, 2020 Available-for-sale securities: Mortgage-backed securities $ 26,361 $ ( 247 ) $ - $ - $ 26,361 $ ( 247 ) Collateralized mortgage obligations 5,161 ( 160 ) — — 5,161 ( 160 ) Asset-backed securities 18,439 ( 98 ) — — 18,439 ( 98 ) Corporate Bonds 12,177 ( 146 ) — — 12,177 ( 146 ) Obligations of state and political subdivisions 41,088 ( 196 ) — — 41,088 ( 196 ) Total temporarily impaired securities $ 103,226 $ ( 847 ) $ — $ — $ 103,226 $ ( 847 )
Schedule of marketable securities	The proceeds from sales of securities and the associated gains and losses for the years ended December 31 are listed below: 2021 2020 2019 (In Thousands) Proceeds $ 158,012 $ 52,420 $ 2,667 Gross realized gains 2,987 1,471 35 Gross realized losses ( 769 ) ( 7 ) ( 11 )

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Schedule of line of credit facilities	The Company’s maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding on December 31 was as follows (in thousands): 2021 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 486,807 $ 689,109 $ 409,813 $ 292,290 Unused lines of credit 40,254 586,094 74,364 844,106 Standby letters of credit — 10,851 — 22,250 Total $ 527,061 $ 1,286,054 $ 484,177 $ 1,158,646

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Loans and Leases Receivable, Net Amount [Abstract]
Schedule of loans receivable	Loans receivable consist of the following: December 31, 2021 December 31, 2020 (In Thousands) Real Estate: Residential $ 1,167,466 $ 1,201,051 Commercial 2,450,349 2,383,001 Construction 862,815 667,649 4,480,630 4,251,701 Other Loans: Commercial 895,638 1,202,353 Home equity and improvement 264,354 272,701 Consumer Finance 126,417 120,729 1,286,409 1,595,783 Total loans 5,767,039 5,847,484 Deduct: Undisbursed loan funds ( 477,890 ) ( 355,065 ) Net deferred loan origination fees and costs 7,019 ( 1,179 ) Allowance for credit loss ( 66,468 ) ( 82,079 ) Totals $ 5,229,700 $ 5,409,161
Schedule of allowance for loan loss activity	The following tables disclose the annual activity in the allowance for credit losses for the periods indicated by portfolio segment (in thousands): Year ended December 31, 2021 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 Charge-Offs ( 110 ) ( 3,776 ) — ( 6,960 ) ( 63 ) ( 476 ) ( 11,385 ) Recoveries 261 438 — 1,321 248 239 2,507 Provision expense (recovery) ( 5,656 ) ( 7,680 ) 263 7,384 ( 703 ) ( 341 ) ( 6,733 ) Ending Allowance $ 12,029 $ 32,399 $ 3,004 $ 13,410 $ 4,221 $ 1,405 $ 66,468 Year ended December 31, 2020 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,867 $ 16,302 $ 996 $ 9,003 $ 1,700 $ 375 $ 31,243 Impact of ASC 326 Adoption 1,765 3,682 ( 223 ) ( 2,263 ) ( 521 ) ( 86 ) 2,354 Acquisition related allowance for credit loss (PCD) 1,077 4,053 — 2,272 248 48 7,698 Charge-Offs ( 307 ) ( 4,237 ) ( 1 ) ( 1,350 ) ( 164 ) ( 293 ) ( 6,352 ) Recoveries 342 1,352 — 1,850 262 176 3,982 Provision expense (recovery) (1) 11,790 22,265 1,969 2,153 3,214 1,763 43,154 Ending Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 (1) Provision for the twelve months ended December 31, 2020, includes $25.9 million as a result of the Merger with UCFC in the first quarter. Year ended December 31, 2019 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,881 $ 15,142 $ 682 $ 7,281 $ 2,026 $ 319 $ 28,331 Charge-Offs ( 515 ) ( 148 ) — ( 528 ) ( 245 ) ( 289 ) ( 1,725 ) Recoveries 193 645 — 642 184 68 1,732 Provision expense (recovery) 308 663 314 1,608 ( 265 ) 277 2,905 Ending Allowance $ 2,867 $ 16,302 $ 996 $ 9,003 $ 1,700 $ 375 $ 31,243
Schedule of current balance of the aggregate amounts of non-performing assets, comprised of non-performing loans and real estate owned	he following table presents the current balance of the aggregate amounts of non-performing assets, comprised of non-performing loans and real estate owned as of the dates indicated: December 31, 2021 December 31, 2020 (In Thousands) Non-accrual loans with reserve $ 35,480 $ 34,939 Non-accrual loans without reserve $ 12,534 $ 16,743 Loans over 90 days past due and still accruing — — Total non-performing loans 48,014 51,682 Real estate and other assets held for sale 171 343 Total non-performing assets $ 48,185 $ 52,025 Troubled debt restructuring, still accruing $ 7,768 $ 7,173
Schedule of aging of the recorded investment in past due and non- accrual loans	The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2021, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential 1,144,533 234 5,340 7,487 13,061 9,034 Commercial 2,439,552 96 847 7,168 8,111 14,621 Construction 383,136 43 1,746 — 1,789 — Other Loans: Commercial 884,025 42 35 867 944 11,531 Home equity and improvement 257,055 1,851 408 1,634 3,893 2,051 Consumer finance 124,073 1,112 819 1,728 3,659 1,873 PCD 25,111 225 1,005 5,996 7,226 8,904 Total Loans $ 5,257,485 $ 3,603 $ 10,200 $ 24,880 $ 38,683 $ 48,014 The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2020, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential 1,173,979 433 7,669 9,000 17,102 10,178 Commercial 2,357,909 1,033 369 844 2,246 11,980 Construction 310,152 — 1,626 806 2,432 806 Other Loans: Commercial 1,172,636 9 4 394 407 1,365 Home equity and improvement 262,373 3,440 839 1,137 5,416 1,537 Consumer finance 117,088 1,687 491 1,521 3,699 1,624 PCD 50,218 402 1,882 13,299 15,583 24,192 Total Loans $ 5,444,355 $ 7,004 $ 12,880 $ 27,001 $ 46,885 $ 51,682
Summary of active breakout of deferrals by loan category	A breakout of active deferrals by loan category as of December 31, 2020, is as follows (in thousands): Balance deferred Balance deferred As of December 31, As of December 31, 2021 2020 Residential real estate $ - $ 7,016 Commercial real estate - 34,831 Construction - 9,579 Commercial - 1,628 Home equity and improvement - 114 Consumer finance - 282 Total $ - $ 53,450
Schedule of present loans by class modified as TDRs that occurred	The following table presents loans by class modified as TDRs that occurred during the years indicated (Dollars in Thousands): Loans Modified as a TDR for the Twelve Months Ended December 31, 2021 Loans Modified as a TDR for the Twelve Months Ended December 31, 2020 Loans Modified as a TDR for the Twelve Months Ended December 31, 2019 ($ in thousands) ($ in thousands) ($ in thousands) Troubled Debt Restructurings: Number of Recorded Investment Number of Recorded Investment Number of Recorded Investment Real Estate: Residential 6 $ 685 7 $ 892 12 $ 1,332 Commercial — — 6 7,760 2 621 Construction — — — — — — Other Loans: Commercial 8 2,888 9 7,546 5 317 Home equity and improvement — — 4 92 1 25 Consumer finance 2 7 — — — — Total 16 $ 3,580 26 $ 16,290 20 $ 2,295
Schedule of present loans by class modified as TDRs for which there was a payment default within twelve months	The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the indicated: Loans Modified as a TDR for the Twelve Months Ended December 31, 2021 Loans Modified as a TDR for the Twelve Months Ended December 31, 2020 Loans Modified as a TDR for the Twelve Months Ended December 31, 2019 ($ in thousands) ($ in thousands) ($ in thousands) TDRs That Subsequently Defaulted: Number of Recorded Investment Number of Recorded Investment Number of Recorded Investment Real Estate: Residential 1 $ 32 2 $ 229 — $ — Commercial — — — — 1 81 Construction — — — — — — Other Loans: Commercial — — — — 3 2,248 Home equity and improvement — — — — — — Consumer finance 1 5 — — — — Total 2 $ 37 2 $ 229 4 $ 2,329
Schedule of risk category of loans by class of loans	As of December 31, 2021, and based on the most recent analysis performed, the risk category and recorded investment in loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential 1,146,212 1,316 10,066 — 10,066 1,157,594 Commercial 2,324,846 93,676 29,141 — 29,141 2,447,663 Construction 365,403 19,522 — — — 384,925 Other Loans: Commercial 856,402 14,815 13,752 — 13,752 884,969 Home equity and improvement 258,914 — 2,034 — 2,034 260,948 Consumer finance 125,879 — 1,853 — 1,853 127,732 PCD 19,547 101 12,689 — 12,689 32,337 Total Loans $ 5,097,203 $ 129,430 $ 69,535 $ — $ 69,535 $ 5,296,168 As of December 31, 2020, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential 1,187,923 795 2,363 — 2,363 1,191,081 Commercial 2,203,652 111,039 45,464 — 45,464 2,360,155 Construction 299,866 12,718 — — — 312,584 Other Loans: Commercial 1,142,289 23,907 6,847 — 6,847 1,173,043 Home equity and improvement 267,350 — 439 — 439 267,789 Consumer finance 120,682 — 105 — 105 120,787 PCD 26,829 3,813 35,159 — 35,159 65,801 Total Loans $ 5,248,591 $ 152,272 $ 90,377 $ — $ 90,377 $ 5,491,240
Summary of amortized cost basis of loans by vintage credit quality indicator and class of loans	The table below presents the amortized cost basis of loans by vintage, credit quality indicator and class of loans as of December 31, 2021 and 2020 (in thousands): Term of loans by origination 2021 2020 2019 2018 2017 Prior Revolving Loans Total As of December 31, 2021 Real Estate Residential: Risk Rating Pass $ 219,006 $ 373,439 $ 112,781 $ 65,544 $ 71,794 $ 301,735 $ 1,913 $ 1,146,212 Special Mention — 190 — — 59 109 958 1,316 Substandard 465 780 1,198 1,006 2,095 4,522 — 10,066 Doubtful — — — — — — — — Total $ 219,471 $ 374,409 $ 113,979 $ 66,550 $ 73,948 $ 306,366 $ 2,871 $ 1,157,594 Commercial: Risk Rating Pass $ 514,333 $ 493,575 $ 388,117 $ 230,734 $ 237,712 $ 451,113 $ 9,262 $ 2,324,846 Special Mention 294 5,349 5,533 11,055 49,993 20,662 790 93,676 Substandard 172 570 4,920 5,525 62 17,665 227 29,141 Doubtful — — — — — — — — Total $ 514,799 $ 499,494 $ 398,570 $ 247,314 $ 287,767 $ 489,440 $ 10,279 $ 2,447,663 Construction: Risk Rating Pass $ 198,221 $ 100,606 $ 55,707 $ 10,039 $ 685 $ 145 $ - $ 365,403 Special Mention — 12,500 — 5,996 1,026 — — 19,522 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 198,221 $ 113,106 $ 55,707 $ 16,035 $ 1,711 $ 145 $ - $ 384,925 Other Loans Commercial: Risk Rating Pass $ 293,644 $ 132,703 $ 84,668 $ 47,421 $ 24,269 $ 17,038 $ 256,659 $ 856,402 Special Mention — 2,180 4,094 272 1,264 4,663 2,342 14,815 Substandard 136 11,550 23 288 388 131 1,236 13,752 Doubtful — — — — — — — — Total $ 293,780 $ 146,433 $ 88,785 $ 47,981 $ 25,921 $ 21,832 $ 260,237 $ 884,969 Home equity and Improvement: Risk Rating Pass $ 24,707 $ 6,870 $ 4,867 $ 2,879 $ 5,534 $ 31,317 $ 182,740 $ 258,914 Special Mention — — — — — — — — Substandard 15 — 28 48 27 690 1,226 2,034 Doubtful — — — — — — — — Total $ 24,722 $ 6,870 $ 4,895 $ 2,927 $ 5,561 $ 32,007 $ 183,966 $ 260,948 Consumer Finance: Risk Rating Pass $ 50,202 $ 25,866 $ 23,000 $ 9,643 $ 4,313 $ 2,769 $ 10,086 $ 125,879 Special Mention — — — — — — — — Substandard 196 707 619 129 67 131 4 1,853 Doubtful — — — — — — — — Total $ 50,398 $ 26,573 $ 23,619 $ 9,772 $ 4,380 $ 2,900 $ 10,090 $ 127,732 PCD: Risk Rating Pass $ - $ - $ 170 $ 1,753 $ 1,860 $ 12,496 $ 3,268 $ 19,547 Special Mention — — — — — 101 — 101 Substandard — — 67 28 3,242 6,490 2,862 12,689 Doubtful — — — — — — — — Total $ - $ - $ 237 $ 1,781 $ 5,102 $ 19,087 $ 6,130 $ 32,337 Term of loans by origination 2020 2019 2018 2017 2016 Prior Revolving Loans Total As of December 31, 2020 Real Estate Residential: Risk Rating Pass $ 250,979 $ 196,158 $ 136,247 $ 130,759 $ 137,581 $ 333,572 $ 2,627 $ 1,187,923 Special Mention 199 — — 62 116 211 207 795 Substandard — 74 289 252 136 1,612 2,363 Doubtful — — — — — — — — Total $ 251,178 $ 196,232 $ 136,536 $ 131,073 $ 137,833 $ 335,395 $ 2,834 $ 1,191,081 Commercial: Risk Rating Pass $ 517,691 $ 457,905 $ 299,072 $ 300,573 $ 198,247 $ 414,082 $ 16,082 $ 2,203,652 Special Mention 6,014 7,239 10,452 60,712 7,977 17,723 922 111,039 Substandard — 279 18,851 1,937 3,143 19,107 2,147 45,464 Doubtful — — — — — — — — Total $ 523,705 $ 465,423 $ 328,375 $ 363,222 $ 209,367 $ 450,912 $ 19,151 $ 2,360,155 Construction: Risk Rating Pass $ 101,616 $ 100,553 $ 82,972 $ 11,666 $ 2,911 $ 148 $ - $ 299,866 Special Mention 5,587 — 7,131 — — — — 12,718 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 107,203 $ 100,553 $ 90,103 $ 11,666 $ 2,911 $ 148 $ - $ 312,584 Other Loans Commercial: Risk Rating Pass $ 568,678 $ 144,977 $ 82,492 $ 42,421 $ 21,262 $ 21,969 $ 260,490 $ 1,142,289 Special Mention 1,180 2,026 2,514 2,109 37 5,121 10,920 23,907 Substandard 148 201 497 543 257 269 4,932 6,847 Doubtful — — — — — — — — Total $ 570,006 $ 147,204 $ 85,503 $ 45,073 $ 21,556 $ 27,359 $ 276,342 $ 1,173,043 Home equity and Improvement: Risk Rating Pass $ 8,736 $ 7,483 $ 4,508 $ 7,963 $ 7,748 $ 31,382 $ 199,530 $ 267,350 Special Mention — — — — — — — — Substandard — — — — — 86 353 439 Doubtful — — — — — — — — Total $ 8,736 $ 7,483 $ 4,508 $ 7,963 $ 7,748 $ 31,468 $ 199,883 $ 267,789 Consumer Finance: Risk Rating Pass $ 38,665 $ 37,601 $ 19,401 $ 10,607 $ 4,393 $ 3,272 $ 6,743 $ 120,682 Special Mention — — — — — — — — Substandard — 98 3 — 4 — — 105 Doubtful — — — — — — — — Total $ 38,665 $ 37,699 $ 19,404 $ 10,607 $ 4,397 $ 3,272 $ 6,743 $ 120,787 PCD: Risk Rating Pass $ - $ 45 $ 2,378 $ 2,547 $ 1,524 $ 18,998 $ 1,337 $ 26,829 Special Mention — — — 1,160 509 1,758 386 3,813 Substandard — — — 14,371 2,502 7,207 11,079 35,159 Doubtful — — — — — — — — Total $ - $ 45 $ 2,378 $ 18,078 $ 4,535 $ 27,963 $ 12,802 $ 65,801
Summary of credit loss estimation	The Company has identified the following portfolio segments and is generally utilizing two methodologies to analyze loan pools: discounted cash flow (“DCF”) and probability of default/loss given default (“PD/LGD”): Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer finance Remaining life Call report loss history The remaining life method was selected for the consumer loan segment since the pool contains loans with many different structures and payment streams and collateral. The weighted average remaining life uses an average annual charge-off rate applied to the contractual term, further adjusted for estimated prepayments to determine the unadjusted historical charge-off rate for the remaining balance of assets. Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer finance Remaining life Call report loss history
Schedule of par value of purchased loans	Par value of purchased loans was as follows (in thousands): Year ended December 31, 2020 Par value of acquired loans at acquisition $ 2,247,317 Credit discount ( 34,610 ) Non-credit (discount)/premium at acquisition 8,497 Purchase price of loans at acquisition $ 2,221,204
Schedule of outstanding balance and related allowance on loans	The outstanding balance at December 31, 2021 and related allowance on these loans is as follows (in thousands): As of December 31, 2021 As of December 31, 2020 Loan Balance ACL Balance Loan Balance ACL Balance (Dollars In Thousands) Real Estate: Residential $ 13,396 $ 197 $ 14,895 $ 201 Commercial 5,878 151 24,334 2,286 Construction — — — — 19,274 348 39,229 2,487 Other Loans: Commercial 9,167 1,531 20,990 1,896 Home equity and improvement 3,405 154 4,912 214 Consumer finance 491 7 670 20 13,063 1,692 26,572 2,130 Total $ 32,337 $ 2,040 $ 65,801 $ 4,617
Schedule of loan allocated to executive officers directors and their affiliates	Loans to executive officers, directors, and their affiliates are as follows: Years Ended December 31, 2021 2020 (Dollars In Thousands) Beginning balance $ 23,384 $ 21,849 New loans 11,603 14,913 Effect of changes in composition of related parties ( 100 ) 883 Repayments ( 16,461 ) ( 14,261 ) Ending Balance $ 18,426 $ 23,384

Mortgage Banking (Tables)

Mortgage Banking (Tables)	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Schedule of net revenues from the sales and servicing of mortgage loans	Net revenues from the sales and servicing of mortgage loans consisted of the following: For the Year Ended December 31, 2021 2020 2019 (In Thousands) Gain from sale of mortgage loans $ 16,437 $ 36,359 $ 7,706 Mortgage loan servicing revenue (expense): Mortgage loan servicing revenue 7,574 7,296 3,820 Amortization of mortgage servicing rights ( 7,893 ) ( 7,477 ) ( 1,809 ) Mortgage servicing rights valuation adjustments 5,807 ( 7,979 ) ( 234 ) 5,488 ( 8,160 ) 1,777 Net mortgage banking income $ 21,925 $ 28,199 $ 9,483
Schedule of capitalized mortgage and valuation allowance	Activity for capitalized mortgage servicing rights (“MSRs”) and the related valuation allowance is as follows: For the Year Ended December 31, 2021 2020 2019 (In Thousands) Mortgage servicing assets: Balance at beginning of period $ 21,666 $ 10,801 $ 10,419 Loans sold, servicing retained 8,471 8,595 2,191 Mortgage servicing rights acquired — 9,747 — Amortization ( 7,893 ) ( 7,477 ) ( 1,809 ) Carrying value before valuation allowance at end of period 22,244 21,666 10,801 Valuation allowance: Balance at beginning of period ( 8,513 ) ( 534 ) ( 300 ) Impairment recovery (charges) 5,807 ( 7,979 ) ( 234 ) Balance at end of period ( 2,706 ) ( 8,513 ) ( 534 ) Net carrying value of MSRs at end of period $ 19,538 $ 13,153 $ 10,267 Fair value of MSRs at end of period $ 20,921 $ 13,153 $ 10,378
Servicing Portfolio	The Company’s servicing portfolio is comprised of the following: December 31, 2021 2020 Number of Principal Number of Principal Investor Loans Outstanding Loans Outstanding (Dollars In Thousands) Fannie Mae 7,545 $ 913,336 8,365 $ 998,359 Freddie Mac 16,987 2,012,895 17,385 1,925,717 Federal Home Loan Bank 61 8,260 89 13,143 Other 90 6,805 105 9,826 Totals 24,683 $ 2,941,296 25,944 $ 2,947,045

Premises and Equipment and Le_2

Premises and Equipment and Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Property, plant and equipment	Premises and equipment are summarized as follows: December 31, 2021 2020 (In Thousands) Cost: Land $ 13,369 $ 13,382 Land improvements 1,587 1,326 Buildings 59,167 58,426 Leasehold improvements 3,655 3,616 Furniture, fixtures and equipment 41,075 37,138 Construction in process 315 2,538 119,168 116,426 Less allowances for depreciation and amortization ( 63,566 ) ( 57,761 ) $ 55,602 $ 58,665
Schedule of Undiscounted Cash Flows Included in Lease Liabilities	Undiscounted cash flows included in lease liabilities have expected contractual payments at December 31, 2021 as follows: (in thousands) 2022 $ 2,547 2023 2,168 2024 1,785 2025 1,494 2026 1,279 Thereafter 12,891 Total undiscounted minimum lease payments $ 22,164 Present value adjustment ( 6,018 ) Total lease liabilities $ 16,146

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of goodwill	The change in the carrying amount of goodwill for the year is as follows: December 31, 2021 2020 (In Thousands) Beginning balance $ 317,948 $ 100,069 Goodwill acquired or adjusted during the year — 217,879 Ending balance $ 317,948 $ 317,948
Schedule of finite-lived intangible assets	Activity in intangible assets for the years ended December 31, 2021, 2020 and 2019, was as follows: Gross Accumulated Net Value (In Thousands) Balance as of January 1, 2019 $ 20,133 $ ( 15,742 ) $ 4,391 Intangible assets acquired 500 — 500 Amortization of intangible assets — ( 1,119 ) ( 1,119 ) Balance as of December 31, 2019 20,633 ( 16,861 ) 3,772 Intangible assets acquired 33,014 — 33,014 Amortization of intangible assets — ( 6,449 ) ( 6,449 ) Balance as of December 31, 2020 53,647 ( 23,310 ) 30,337 Intangible assets acquired — — — Amortization of intangible assets — ( 6,208 ) ( 6,208 ) Balance as of December 31, 2021 $ 53,647 $ ( 29,518 ) $ 24,129
Schedule of finite-lived intangible assets, future amortization expense	Estimated amortization expense for each of the next five years and thereafter is as follows (in thousands): 2022 $ 5,450 2023 4,722 2024 4,013 2025 3,306 2026 2,279 Thereafter 4,359 Total $ 24,129

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Schedule sets forth interest expense by type of deposit	The following schedule sets forth interest expense by type of deposit: Years Ended December 31, 2021 2020 2019 (In Thousands) Checking and money market accounts $ 4,754 $ 9,710 $ 7,650 Savings accounts 172 222 142 Certificates of deposit 8,556 16,986 14,821 Totals $ 13,482 $ 26,918 $ 22,613
Summary of deposit balances	A summary of deposit balances is as follows: December 31, 2021 2020 (In Thousands) Noninterest-bearing checking accounts $ 1,724,772 $ 1,597,262 Interest-bearing checking and money market accounts 2,952,705 2,627,669 Savings deposits 804,451 700,480 Retail certificates of deposit less than $250,000 636,477 912,006 Retail certificates of deposit greater than and equal to $250,000 163,646 210,424 $ 6,282,051 $ 6,047,841
Schedule of maturities of long-term debt	Scheduled maturities of certificates of deposit at December 31, 2021, are as follows (in thousands): 2022 $ 529,525 2023 141,797 2024 81,196 2025 26,876 2026 20,699 Thereafter 30 Total $ 800,123

Subordinated Debentures and J_2

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust (Tables)	12 Months Ended
	Dec. 31, 2021
Subordinated Debentures And Junior Subordinated Debentures Owed To Unconsolidated Subsidiary Trust [Abstract]
Schedule of Subordinated Borrowing	A summary of all junior subordinated debentures issued by the Company to affiliates and subordinated debentures follows. For the junior subordinated debentures, these amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts. For the subordinated debentures, these amounts represent the par value less remaining deferred offering expense associated with the issuance the debentures. Balances were as follows: December 31, 2021 2020 (In Thousands) First Defiance Statutory Trust I due December 2035 $ 20,619 $ 20,619 First Defiance Statutory Trust II due June 2037 15,464 15,464 Total junior subordinated debentures owed to unconsolidated subsidiary Trusts $ 36,083 $ 36,083 Subordinated debentures $ 48,893 $ 48,777

Securities Sold Under Agreeme_2

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
Securities Sold Under Agreements to Repurchase	Total securities sold under agreement to repurchase are summarized as follows: Years Ended December 31, 2021 2020 (In Thousands, Except Percentages) Securities sold under agreement to repurchase Amounts outstanding at year-end $ — $ — Year-end interest rate — — Average daily balance during year 12,586 4,309 Maximum month-end balance during the year 105,000 14,487 Average interest rate during the year 0.18 % 0.55 %

Other Noninterest Expense (Tabl

Other Noninterest Expense (Tables)	12 Months Ended
	Dec. 31, 2021
Other Expense, Nonoperating [Abstract]
Other non interest expense	The following is a summary of other noninterest expense: Years Ended December 31, 2021 2020 2019 (In Thousands) Legal and other professional fees $ 7,325 $ 5,119 $ 3,693 Marketing 1,940 1,938 2,262 OREO expenses and write-downs 117 86 369 Printing and office supplies 941 1,032 603 Postage 1,257 1,173 484 Check charge-offs and fraud losses 762 870 384 Credit and collection expense 714 550 398 Other 12,019 12,521 9,415 Total other noninterest expense $ 25,075 $ 23,289 $ 17,608

Postretirement Benefits (Tables

Postretirement Benefits (Tables)	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Schedule of net periodic benefit cost not yet recognized	Included in accumulated other comprehensive income at December 31, 2021, 2020 and 2019, are the following amounts that have not yet been recognized in net periodic benefit cost: interest cost December 31, 2021 2020 2019 (In Thousands) Unrecognized prior service cost $ 57 $ 71 $ 84 Unrecognized actuarial gains (losses) 43 29 224 Total loss recognized in Accumulated Other Comprehensive Income 100 100 308 Income tax effect ( 21 ) ( 21 ) ( 64 ) Net loss recognized in Accumulated Other Comprehensive Income $ 79 $ 79 $ 244
Schedule of defined benefit plan amounts recognized in other comprehensive income (loss)	The plan is not currently funded. The following table summarizes benefit obligation and plan asset activity for the plan measured as of December 31 each year: December 31, 2021 2020 (In Thousands) Change in benefit obligation: Benefit obligation at beginning of year $ 2,787 $ 2,987 Service cost 60 61 Interest cost 53 87 Participant contribution 22 29 Actuarial (gains) / losses 13 ( 195 ) Benefits paid ( 176 ) ( 182 ) Benefit obligation at end of year 2,759 2,787 Change in fair value of plan assets: Balance at beginning of year — — Employer contribution 154 153 Participant contribution 22 29 Benefits paid ( 176 ) ( 182 ) Balance at end of year — — Funded status at end of year $ ( 2,759 ) $ ( 2,787 )
Schedule of net benefit costs	Net periodic postretirement benefit cost includes the following components: Years Ended December 31, 2021 2020 2019 (In Thousands) Service cost-benefits attributable to service during the period $ 60 $ 61 $ 53 Interest cost on accumulated postretirement benefit obligation 53 87 105 Net amortization and deferral 13 13 14 Net periodic postretirement benefit cost 126 161 172 Net (gain) / loss during the year 13 ( 195 ) 310 Amortization of prior service cost and actuarial losses ( 13 ) ( 13 ) ( 14 ) Total recognized in comprehensive income (loss) — ( 208 ) 296 Total recognized in net periodic postretirement benefit cost and other $ 126 $ ( 47 ) $ 468
Assumptions are used in determining components of postretirement benefit obligation	The following assumptions were used in determining the components of the postretirement benefit obligation: 2021 2020 2019 Weighted average discount rates: Used to determine benefit obligations at December 31 2.50 % 2.00 % 3.00 % Used to determine net periodic postretirement benefit cost for years 2.00 % 3.00 % 4.00 % Assumed health care cost trend rates at December 31: Health care cost trend rate assumed for next year 6.50 % 5.50 % 6.00 % Rate to which the cost trend rate is assumed to decline (the ultimate 3.90 % 4.00 % 4.00 % Year that rate reaches ultimate trend rate 2075 2075 2075
Schedule of expected benefit payments	The following benefits are expected to be paid over the next five years and in aggregate for the next five years thereafter. Because the plan is unfunded, the expected net benefits to be paid and the estimated Company contributions are the same amount. Expected to be Paid (In Thousands) 2022 $ 191 2023 203 2024 216 2025 230 2026 173 2027 through 2031 879

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of first defiance consolidated and first federal's regulatory capital ratios	The following schedule presents Premier consolidated and the Bank’s regulatory capital ratios as of December 31, 2021 and 2020 (dollars in thousands): December 31, 2021 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 689,930 10.92 % $ 284,394 4.5 % N/A N/A Premier Bank $ 725,600 11.53 % $ 283,265 4.5 % $ 409,160 6.5 % Tier 1 Capital Consolidated $ 724,930 10.10 % $ 287,138 4.0 % N/A N/A Premier Bank $ 725,600 10.16 % $ 285,664 4.0 % $ 357,080 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 724,930 11.47 % $ 379,192 6.0 % N/A N/A Premier Bank $ 725,600 11.53 % $ 377,686 6.0 % $ 503,582 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 844,389 13.36 % $ 505,589 8.0 % N/A N/A Premier Bank $ 795,059 12.63 % $ 503,582 8.0 % $ 629,477 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2021. December 31, 2020 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 624,069 10.40 % $ 270,017 4.5 % N/A N/A First Federal $ 629,653 10.52 % $ 269,396 4.5 % $ 389,128 6.5 % Tier 1 Capital Consolidated $ 659,069 9.76 % $ 270,072 4.0 % N/A N/A First Federal $ 629,653 9.36 % $ 269,189 4.0 % $ 336,487 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 659,069 10.98 % $ 360,022 6.0 % N/A N/A First Federal $ 629,653 10.52 % $ 359,195 6.0 % $ 478,926 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 784,148 13.07 % $ 480,030 8.0 % N/A N/A First Federal $ 704,586 11.77 % $ 478,926 8.0 % $ 598,658 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2020.

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Schedule of components of income tax expense (benefit)	The components of income tax expense are as follows: Years Ended December 31, 2021 2020 2019 (In Thousands) Current: Federal $ 24,256 $ 25,323 $ 11,476 State and local 723 650 210 Deferred 5,393 ( 9,781 ) ( 419 ) $ 30,372 $ 16,192 $ 11,267
Schedule of effective income tax rate reconciliation	The effective tax rates differ from federal statutory rate applied to income before income taxes due to the following: Years Ended December 31, 2021 2020 2019 (In Thousands) Tax expense at statutory rate ( 21 %) $ 32,849 $ 16,646 $ 12,734 Increases (decreases) in taxes from: State income tax – net of federal tax benefit 571 513 166 Tax exempt interest income, net of TEFRA ( 839 ) ( 806 ) ( 729 ) Bank owned life insurance ( 1,075 ) ( 882 ) ( 555 ) Captive insurance ( 365 ) ( 445 ) ( 354 ) Other ( 769 ) 1,166 5 Totals $ 30,372 $ 16,192 $ 11,267
Schedule of deferred tax assets and liabilities	Significant components of Premier’s deferred federal income tax assets and liabilities are as follows: December 31, 2021 2020 (In Thousands) Deferred federal income tax assets: Allowance for credit losses $ 13,958 $ 17,237 Allowance for unfunded commitments 1,056 1,123 Interest on nonaccrual loans 686 1,003 Postretirement benefit costs 395 546 Deferred compensation 2,216 2,057 Individually evaluated loans 1,138 2,483 Net unrealized loss on available-for-sale securities 1,070 — Accrued vacation 10 10 Accrued bonus 1,054 1,065 Right of use asset 3,391 3,731 Net operating loss carryforward 273 307 Other 2,363 2,175 Total deferred federal income tax assets 27,610 31,737 Deferred federal income tax liabilities: Equity securities fair value 429 — Goodwill 4,726 4,542 Mortgage servicing rights 4,103 2,762 Fixed assets 2,368 2,230 Other intangible assets 4,987 7,118 Deferred loan origination fees and costs 1,266 1,294 Net unrealized gain on available-for-sale securities — 4,009 Prepaid expenses 881 762 Lease liabilities 3,242 3,557 Other 663 25 Total deferred federal income tax liabilities 22,665 26,299 Net deferred federal income tax asset/ (liability) $ 4,945 $ 5,438

Stock Compensation Plans (Table

Stock Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Schedule of stock options activity under the plans	Following is options activity under the plans during 2021: Options Weighted Weighted Aggregate Options outstanding, January 1, 2021 36,261 $ 21.59 Forfeited or cancelled — — Exercised ( 600 ) 13.80 Exchanged — — Granted — — Options outstanding, December 31, 2021 35,661 $ 21.72 4.33 $ 328,271 Exercisable at December 31, 2021 35,661 $ 21.72 4.33 $ 328,271
Schedule of information related to stock options plans	Information related to the stock option plans is as follows: Year Ended December 31, 2021 2020 2019 (In Thousands, except per share amounts) Intrinsic value of options exercised $ 11 $ 189 $ 390 Cash received from option exercises 8 — 189 Tax benefit realized from option exercises 2 40 4 Weighted average fair value of options granted $ — $ — $ —
Schedule of restricted stock units and stock grants	Total expense of $ 2.5 million, $ 2.3 million and $ 2.1 million was recorded during the years ended December 31, 2021, 2020 and 2019 , respectively, and approximately $ 2.7 million and $ 3.2 million is included within other liabilities at December 31, 2021 and 2020, respectively, related to the cash portion of the STIPs. Performance Stock Units Restricted Stock Units Stock Grants Unvested Shares Shares Weighted- Shares Weighted- Shares Weighted- Unvested at January 1, 2021 90,891 $ 26.48 55,759 $ 25.18 41,057 $ 26.93 Granted 86,058 30.32 34,388 30.77 43,460 31.32 Vested ( 9,633 ) 28.24 ( 32,521 ) 26.08 ( 24,849 ) 28.00 Forfeited ( 5,642 ) 28.24 ( 5,853 ) 24.03 ( 1,408 ) 28.41 Unvested at December 31, 2021 161,674 $ 28.36 51,773 $ 28.44 58,260 $ 29.71

Parent Company Statements (Tabl

Parent Company Statements (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Condensed balance sheet	Condensed parent company financial statements, which include transactions with subsidiaries, are as follow: December 31, Statements of Financial Condition 2021 2020 (In Thousands) Assets Cash and cash equivalents $ 24,152 $ 58,017 Equity securities 14,097 1,090 Investment in banking subsidiary 1,034,379 962,675 Investment in non-bank subsidiaries 33,102 39,699 Other assets 4,110 6,013 Total assets $ 1,109,840 $ 1,067,494 Liabilities and stockholders’ equity: Subordinated debentures $ 84,976 $ 84,860 Accrued liabilities 1,368 358 Stockholders’ equity 1,023,496 982,276 Total liabilities and stockholders’ equity $ 1,109,840 $ 1,067,494
Condensed income statement	Years Ended December 31, Statements of Income 2021 2020 2019 (In Thousands) Dividends from subsidiaries $ 46,315 $ 25,900 $ 38,585 Interest income 520 30 — Interest expense ( 2,713 ) ( 1,308 ) ( 1,368 ) Other income 1,955 105 1 Noninterest expense ( 997 ) ( 902 ) ( 1,234 ) Income before income taxes and equity in earnings of subsidiaries 45,080 23,825 35,984 Income tax credit ( 259 ) ( 423 ) ( 534 ) Income before equity in earnings of subsidiaries 45,339 24,248 36,518 Undistributed equity in earnings of subsidiaries 80,712 38,829 12,852 Net income 126,051 63,077 49,370 Other comprehensive income (loss) ( 18,432 ) 10,409 6,743 Comprehensive income $ 107,619 $ 73,486 $ 56,113
Condensed cash flow statement	Years Ended December 31, Statements of Cash Flows 2021 2020 2019 (In Thousands) Operating activities: Net income $ 126,051 $ 63,077 $ 49,370 Adjustments to reconcile net income to net cash (used in) Undistributed equity in earnings of subsidiaries ( 80,712 ) ( 38,829 ) ( 12,852 ) Change in other assets and liabilities 380 1,630 ( 201 ) Net cash provided by (used in) operating activities 45,719 25,878 36,317 Investing activities: Net Cash received for United Community Financial Corp. — 9,414 — Purchase of equity securities ( 11,053 ) ( 1,000 ) — Net cash used in investing activities ( 11,053 ) 8,414 — Financing activities: Repurchase of common stock ( 29,583 ) ( 10,183 ) ( 15,147 ) Cash dividends paid ( 38,948 ) ( 32,898 ) ( 15,624 ) Proceeds from subordinated debentures — 48,777 — Stock Options Exercised — — 189 Direct stock sales — 18 123 Net cash used in financing activities ( 68,531 ) 5,714 ( 30,459 ) Net increase (decrease) in cash and cash equivalents ( 33,865 ) 40,006 5,858 Cash and cash equivalents at beginning of year 58,017 18,011 12,153 Cash and cash equivalents at end of year $ 24,152 $ 58,017 $ 18,011

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Schedule of financial assets measured at fair value on a recurring basis	The following table summarizes the financial assets measured at fair value on a recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Recurring Basis December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Assets: Available for sale securities: Obligations of U.S. government corporations and agencies $ — $ 174,710 $ — $ 174,710 Mortgage-backed securities — 206,751 — 206,751 Collateralized mortgage obligations — 260,168 — 260,168 Asset-backed securities — 220,536 — 220,536 Corporate bonds — 70,893 — 70,893 Obligations of state and political subdivisions — 273,202 — 273,202 Equity securities 14,097 — — 14,097 Loans held for sale, at fair value — 28,780 134,167 162,947 Interest rate swaps — 1,287 — 1,287 Cash flow hedge derivative — 854 — 854 Mortgage banking derivative - asset — 2,336 — 2,336 Liabilities: Interest rate swaps — 1,292 — 1,292 December 31, 2020 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. government corporations and agencies $ — $ 40,940 $ — $ 40,940 Mortgage-backed securities — 277,182 — 277,182 Collateralized mortgage obligations — 106,299 — 106,299 Asset-backed securities — 30,546 — 30,546 Corporate bonds — 44,169 — 44,169 Obligations of state and political subdivisions — 237,518 — 237,518 Equity securities 1,090 — — 1,090 Loans held for sale, at fair value — 98,587 123,029 221,616 Purchased certificate of deposit option — 56 — 56 Interest rate swaps — 1,870 — 1,870 Mortgage banking derivative - asset — 3,833 — 3,833 Liabilities: Written certificate of deposit option — 56 — 56 Interest rate swaps — 2,036 — 2,036
Schedule of Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis	The tables below present a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the twelve month periods ended December 31, 2021 and 2020. Construction loans held for sale Twelve Months Ended 2021 2020 Balance of recurring Level 3 assets at beginning of period $ 123,029 $ — Total gains (losses) for the period Included in change in fair value of loans held for sale ( 3,716 ) 13,492 Originations 128,844 108,847 Acquired in acquisition — 37,711 Sales ( 113,990 ) ( 37,021 ) Balance of recurring Level 3 assets at end of period $ 134,167 $ 123,029 Securities available-for-sale Twelve Months Ended 2021 2020 Balance of recurring Level 3 assets at beginning of period $ — $ 3,411 Balance of assets classified as Level 3 during the period — — Balance of Level 3 assets moved to Level 2 during the period — ( 3,411 ) Balance of recurring Level 3 assets at end of period $ — $ — For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2021, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Individually analyzed Loans- Applies to loan $ 5,821 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 20 - 50 % 35.18 % Individually analyzed Loans- Applies to loan $ 5,492 Equitable Recoupment claim estimate Discounts for collection issues 25 % 25.00 % For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2020, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Collateral Dependent Loans- Applies to $ 11,752 Appraisals which utilize Discounts for collection 5 - 37 % 24.17 %
Schedule of financial assets measured at fair value on a non-recurring basis	The following table summarizes the financial assets measured at fair value on a non-recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Non-Recurring Basis December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Collateral dependent loans Commercial Real Estate $ — $ — $ 2,749 $ 2,749 Commercial — — 8,564 8,564 Total individually analyzed loans — — 11,313 11,313 Mortgage servicing rights — 19,538 — 19,538 December 31, 2020 Level 1 Level 2 Level 3 Total Fair (In Thousands) Collateral dependent loans Commercial Real Estate $ — $ — $ 4,601 $ 4,601 Commercial — — 7,151 7,151 Total individually analyzed loans — — 11,752 11,752 Mortgage servicing rights — 13,153 — 13,153
Schedule of FHLB advances with maturities	FHLB advances with maturities greater than 90 days are valued based on discounted cash flow analysis, using interest rates currently being quoted for similar characteristics and maturities resulting in a Level 2 classification. Fair Value Measurements at December 31, 2021 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 161,566 $ 161,566 $ 161,566 $ — $ — Securities available for sale 1,206,260 1,206,260 — 1,206,260 — Equity securities 14,097 14,097 14,097 — — FHLB Stock — N/A N/A N/A N/A Loans receivable, net 5,229,700 5,265,689 — — 5,265,689 Loans held for sale, carried at fair value 162,947 162,947 — 28,780 134,167 Financial Liabilities: Deposits $ 6,282,051 $ 6,280,336 $ 5,481,928 $ 798,408 $ — Subordinated debentures 84,976 85,417 — — 85,417 Fair Value Measurements at December 31, 2020 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 159,266 $ 159,266 $ 159,266 $ — $ — Securities available for sale 736,654 736,654 — 736,654 — Equity securities 1,090 1,090 1,090 — — FHLB Stock 16,026 N/A N/A N/A N/A Loans receivable, net 5,409,161 5,412,814 — — 5,412,814 Loans held for sale, carried at fair value 221,616 221,616 — 98,587 123,029 Financial Liabilities: Deposits $ 6,047,841 $ 6,056,426 $ 4,925,411 $ 1,131,015 $ — Subordinated debentures 84,860 83,237 — — 83,237

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of carrying values of the derivative instruments	The table below provides data about the carrying values of these derivative instruments: December 31, 2021 December 31, 2020 Assets (Liabilities) Assets (Liabilities) Derivative Derivative Carrying Carrying Net Carrying Carrying Carrying Net Carrying Value Value Value Value Value Value (In Thousands) Derivatives not designated as hedging Mortgage Banking Derivatives $ 2,336 $ — $ 2,336 $ 3,833 $ — $ 3,833
Schedule of amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments	The table below provides data about the amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments. The difference in derivative net carrying value at December 31, 2021 and 2020 represents a fair value adjustment that runs through mortgage banking income. Twelve Months Ended December 31, 2021 2020 2019 (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives – Gain (Loss) $ ( 1,497 ) $ 2,154 $ 598
Summary of interest rate swap	Twelve Months Ended December 31, 2021 Amount of Gain (Loss) Recognized in OCI on Derivative Total amount of Gain (Loss) on the Interest Rate Swap Amount of Gain (Loss) Reclassified from OCI into Income (In Thousands) Interest rate swap $ 674 $ 854 $ 1,716

Quarterly Consolidated Result_2

Quarterly Consolidated Results of Operations (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2021
Quarterly Financial Information Disclosure [Abstract]
Summary of the quarterly consolidated results of operations	The following is a summary of the quarterly consolidated results of operations: Three Months Ended March 31 June 30 September 30 December 31 2021 (In Thousands, Except Per Share Amounts) Interest income $ 61,372 $ 60,864 $ 60,861 $ 60,490 Interest expense 4,859 4,245 3,826 3,288 Net interest income 56,513 56,619 57,035 57,202 Provision for credit losses ( 7,512 ) ( 3,631 ) 1,594 2,816 Provision for unfunded commitments 550 ( 288 ) 226 ( 807 ) Net interest income after provision for credit losses 63,475 60,538 55,215 55,193 Noninterest income 26,274 17,545 18,314 17,824 Noninterest expense 38,802 38,375 39,045 41,733 Income before income taxes 50,947 39,708 34,484 31,284 Income taxes 9,951 8,323 6,124 5,974 Net income $ 40,996 $ 31,385 $ 28,360 $ 25,310 Earnings per common share: Basic $ 1.10 $ 0.84 $ 0.76 $ 0.69 Diluted $ 1.10 $ 0.84 $ 0.76 $ 0.69 Three Months Ended March 31 June 30 September 30 December 31 2020 (In Thousands, Except Per Share Amounts) Interest income $ 54,522 $ 62,449 $ 60,159 $ 60,816 Interest expense 9,059 8,145 6,888 5,849 Net interest income 45,463 54,304 53,271 54,967 Provision for loan losses 43,786 1,868 3,658 ( 6,158 ) Provision for loan losses 1,459 1,107 ( 864 ) ( 606 ) Net interest income after provision for loan losses 218 51,329 50,477 61,731 Noninterest income 13,999 23,015 25,000 18,670 Noninterest expense 42,310 37,984 43,563 41,313 Income before income taxes ( 28,093 ) 36,360 31,914 39,088 Income taxes ( 5,610 ) 7,303 6,259 8,240 Net income $ ( 22,483 ) $ 29,057 $ 25,655 $ 30,848 Earnings per common share: Basic $ ( 0.71 ) $ 0.78 $ 0.69 $ 0.83 Diluted $ ( 0.71 ) $ 0.78 $ 0.69 $ 0.82

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2021
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of reclassification adjustments related to securities available for sale are included in gains on sale or call of securities	Reclassification adjustments related to the defined benefit postretirement medical plan are included in compensation and benefits in the accompanying consolidated condensed statements of income. Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2021: Securities available for sale and transferred securities: Change in net unrealized (loss) during the period $ ( 21,967 ) $ ( 4,613 ) $ ( 17,354 ) Reclassification adjustment for net losses included in net income ( 2,218 ) ( 466 ) ( 1,752 ) Cash flow hedge derivatives: Change in net unrealized gain during the period 3,025 635 2,390 Reclassification adjustment for net gains included in net income ( 2,172 ) ( 456 ) ( 1,716 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 13 3 10 Reclassification adjustment for net amortization and deferral on defined ( 13 ) ( 3 ) ( 10 ) Total other comprehensive income $ ( 23,332 ) $ ( 4,900 ) $ ( 18,432 ) Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2020: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ 14,431 $ 3,030 $ 11,401 Reclassification adjustment for net gains included in net income ( 1,464 ) ( 307 ) ( 1,157 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 195 41 154 Reclassification adjustment for net amortization and deferral on defined 13 2 11 Total other comprehensive income $ 13,175 $ 2,766 $ 10,409 Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2019: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ 8,754 $ 1,839 $ 6,915 Reclassification adjustment for net gains included in net income ( 24 ) ( 5 ) ( 19 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized ( 310 ) ( 146 ) ( 164 ) Reclassification adjustment for net amortization and deferral on defined 14 3 11 Total other comprehensive income $ 8,434 $ 1,691 $ 6,743
Schedule of accumulated other comprehensive income (loss), net of tax	Activity in accumulated other comprehensive income (loss), net of tax, was as follows: Securities Cash Flow Hedge Derivative Post- Accumulated (In Thousands) Balance January 1, 2021 $ 15,083 $ — $ ( 79 ) $ 15,004 Other comprehensive income before reclassifications ( 17,354 ) 2,390 10 ( 14,954 ) Amounts reclassified from accumulated other comprehensive loss ( 1,752 ) ( 1,716 ) ( 10 ) ( 3,478 ) Net other comprehensive income during period ( 19,106 ) 674 — ( 18,432 ) Balance December 31, 2021 $ ( 4,023 ) $ 674 $ ( 79 ) $ ( 3,428 ) Balance January 1, 2020 $ 4,839 $ — $ ( 244 ) $ 4,595 Other comprehensive income before reclassifications 11,401 — 154 11,555 Amounts reclassified from accumulated other comprehensive loss ( 1,157 ) — 11 ( 1,146 ) Net other comprehensive income during period 10,244 — 165 10,409 Balance December 31, 2020 $ 15,083 $ — $ ( 79 ) $ 15,004 Balance January 1, 2019 $ ( 2,057 ) $ — $ ( 91 ) $ ( 2,148 ) Other comprehensive income before reclassifications 6,915 — ( 164 ) 6,751 Amounts reclassified from accumulated other comprehensive loss ( 19 ) — 11 ( 8 ) Net other comprehensive income during period 6,896 — ( 153 ) 6,743 Balance December 31, 2019 $ 4,839 $ — $ ( 244 ) $ 4,595

Statement of Accounting Polic_4

Statement of Accounting Policies - Additional information (Details) - USD ($)	Jan. 01, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Jan. 01, 2019
Property Plant And Equipment [Line Items]
Minimum Amount of Loans To be Evaluated Individually for Analyze		$ 500,000
Amortization Of Mortgage Servicing Rights Excluding Valuation Adjustments		$ 7,600,000	$ 7,300,000	$ 3,800,000
Percentage Of Revenue		5.50%
Percentage Of Consolidated Net Income		2.20%
Percentage Of Assets		0.50%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent		21.00%
Income Tax Expense (Benefit), Continuing Operations, Adjustment of Deferred Tax (Asset) Liability		$ 0
Revenue from Wealth Management		6,000,000	6,200,000	3,100,000
Insurance Commissions and Fees		15,780,000	16,788,000	14,118,000
Operating Lease, Right-of-Use Asset		15,400,000	16,900,000
Operating Lease, Liability		16,146,000	17,800,000
Other Non Interest Income [Member]
Property Plant And Equipment [Line Items]
Gains (Losses) on Sales of Other Real Estate		(3,000)	19,000	108,000
Deposit Account [Member]
Property Plant And Equipment [Line Items]
Revenues		11,200,000	10,200,000	7,100,000
Credit and Debit Card [Member]
Property Plant And Equipment [Line Items]
Revenues		10,900,000	9,300,000	4,700,000
New Renewal Policies [Member]
Property Plant And Equipment [Line Items]
Insurance Commissions and Fees		14,700,000	15,400,000	13,200,000
Contingent Policies [Member]
Property Plant And Equipment [Line Items]
Insurance Commissions and Fees		$ 1,100,000	1,400,000	$ 921,000
Minimum [Member] | Noncompete Agreements [Member]
Property Plant And Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life		5 years
Maximum [Member] | Customer Contracts [Member]
Property Plant And Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life		10 years
Accounting Standards Update 2016-13 [Member]
Property Plant And Equipment [Line Items]
Change in accounting principle, accounting standards update, adopted		true
Accounting standards update, adoption date		Jan. 1, 2020
Addition of allowance for credit losses	$ 7,600,000
Cumulative effect adjustment through retained earnings, net of tax		$ 2,600,000	(2,566,000)
Increase in allowance for credit losses		2,400,000
Off-balance sheet credit exposures		900,000
Cumulative effect adjustment through retained earnings, tax		$ 700,000
Estimates losses forecast period using moody's baseline economic forecasts		1 year
Historical loss experience period		3 years
Accounting Standards Update 2016-02 [Member]
Property Plant And Equipment [Line Items]
Operating Lease, Right-of-Use Asset					$ 8,800,000
Operating Lease, Liability					$ 9,300,000
Accounting Standards Update 2017-12 [Member]
Property Plant And Equipment [Line Items]
Change in accounting principle, accounting standards update, adopted				true
Accounting standards update, adoption date				Dec. 31, 2019
Accounting Standards Update 2018-13 [Member]
Property Plant And Equipment [Line Items]
Change in accounting principle, accounting standards update, adopted		true
Accounting standards update, adoption date		Jan. 1, 2020
Change in accounting principle, accounting standards update, immaterial effect [true false]		false
Accounting Standards Update 2017-04 [Member]
Property Plant And Equipment [Line Items]
Change in accounting principle, accounting standards update, adopted		true
Accounting standards update, adoption date		Jan. 1, 2020
FHLB of Cincinnati [Member]
Property Plant And Equipment [Line Items]
Balance Of Stock		$ 11,600,000	$ 16,000,000

Statement of Accounting Polic_5

Statement of Accounting Policies - Summary of Credit Loss Estimation (Details)	12 Months Ended
	Dec. 31, 2021
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Owner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Multi Family [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Multi Family
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Agriculture Land [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Agriculture Land
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Commercial Loans Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Other commercial real estate
Methodology	DCF
Loss Drivers	National unemployment
Construction Portfolio Segment [Member] | Real Estate [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Construction secured by real estate
Loan Pool	Construction
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Other commercial
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Loans Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Other commercial
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Working Capital [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Commercial working capital
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Agriculture Production [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Agriculture production
Methodology	PD/LGD
Loss Drivers	Call report loss history
Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member] | Home Equity and Improvement [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Home equity and improvement
Loan Pool	Home equity and improvement
Methodology	PD/LGD
Loss Drivers	Call report loss history
Consumer Portfolio Segment | Other Loans [Member] | Consumer Finance [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Consumer finance
Loan Pool	Consumer finance
Methodology	Remaining life
Loss Drivers	Call report loss history

Statement of Accounting Polic_6

Statement of Accounting Policies - Summary of Estimated Useful Lives (Details)	12 Months Ended
	Dec. 31, 2021
Buildings and improvements [Member] | Minimum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	20 years
Buildings and improvements [Member] | Maximum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	50 years
Furniture, fixtures and equipment [Member] | Minimum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	3 years
Furniture, fixtures and equipment [Member] | Maximum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	15 years

Business Combinations - Additio

Business Combinations - Additional Information (Details)	Sep. 30, 2019USD ($)	Sep. 09, 2019shares	Jan. 31, 2020USD ($)shares	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Asset of acquiree entity				$ 7,481,402,000	$ 7,211,734,000
Goodwill				317,948,000	317,948,000	$ 100,069,000
Business Combination, Acquisition Related Costs					19,485,000	1,422,000
Labor and Related Expense				$ 90,646,000	$ 77,213,000	57,175,000
Number of entities for merger					2
Strategic Investment Advisors LLC [Member]
Asset of acquiree entity	$ 115,000,000
Revenues	600,000
Payments to Acquire Businesses, Gross	1,600,000
Purchase price paid in cash at the end of two-year earn-out	$ 400,000
Earn Out Period	2 years
Business Combination, Consideration Transferred	$ 2,000,000
Goodwill						1,500,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill						500,000
UCFC [Member]
Payments to Acquire Businesses, Gross			$ 132,000
Business Combination, Consideration Transferred			527,443,000
Goodwill			217,879,000		$ 217,900,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill			33,014,000		33,000,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets			2,800,000,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities			$ 324,500,000
Business Combination, Acquisition Related Costs					$ 19,500,000	$ 1,400,000
Outstanding shares converted into common stock | shares		0.3715
Capital stock issuance (In shares) | shares			17,926,174
UCFC [Member] | Customer Relationships [Member]
Number of years for amortization expense					10 years

Business Combinations - Schedul

Business Combinations - Schedule of Business Acquisitions, by Acquisition (Details) - USD ($)	1 Months Ended
	Jan. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Goodwill		$ 317,948,000	$ 317,948,000	$ 100,069,000
UCFC [Member]
Cash Consideration	$ 132,000
Fair Value of Options Exchanged	461,000
Equity – Dollar Value of Issued Shares	526,850,000
Fair Value of Total Consideration Transferred	527,443,000
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Cash and Cash Equivalents	52,580,000
Securities available for sale	262,753,000
Net loans, including loans held for sale and allowance	2,340,701,000
FHLB Stock	12,753,000
Office Properties and Equipment	20,253,000
Intangible Assets	33,014,000		33,000,000
Bank-Owned Life Insurance	65,934,000
Mortgage Servicing Rights	9,747,000
Accrued Interest Receivable and Other Assets	35,943,000
Deposits – NonInterest-Bearing	(430,921,000)
Deposits – Interest-Bearing	(1,651,669,000)
Advances from FHLB	(381,000,000)
Accrued Interest Payable and Other Liabilities	(60,524,000)
Total Identifiable Net Assets	309,564,000
Goodwill	$ 217,879,000		$ 217,900,000

Earnings Per Common Share - Com

Earnings Per Common Share - Computation of basic and diluted earnings per common share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Basic Earnings Per Share:
Net income available to common shareholders	$ 25,310	$ 28,360	$ 31,385	$ 40,996	$ 30,848	$ 25,655	$ 29,057	$ (22,483)	$ 126,051	$ 63,077	$ 49,370
Less: Income allocated to participating securities									123	89	36
Net income allocated to common shareholders									$ 125,928	$ 62,988	$ 49,334
Weighted average common shares outstanding Including participating securities									37,145	35,952	19,844
Less: Participating securities									36	50	20
Average common shares									37,109	35,902	19,824
Basic earnings per common share	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 0.83	$ 0.69	$ 0.78	$ (0.71)	$ 3.39	$ 1.75	$ 2.49
Diluted Earnings Per Share:
Net income allocated to common shareholders									$ 125,928	$ 62,988	$ 49,334
Weighted average common shares outstanding for basic earnings per common share									37,109	35,902	19,824
Add: Dilutive effects of stock options and restricted stock units									91	47	107
Average shares and dilutive potential common shares									37,200	35,949	19,931
Diluted earnings per common share	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 0.82	$ 0.69	$ 0.78	$ (0.71)	$ 3.39	$ 1.75	$ 2.48

Earnings Per Common Share - Add

Earnings Per Common Share - Additional Information (Details) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Earnings Per Share, Basic [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	34,065	97,724	0

Investment Securities - Summary

Investment Securities - Summary of available-for-sale securities - (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	$ 1,211,353	$ 717,562
Available-for-Sale Securities, Gross Unrealized Gains	9,866	19,939
Available-for-Sale Securities, Gross Unrealized Losses	(14,959)	(847)
Available-for-Sale Securities, Fair Value	1,206,260	736,654
Obligations of U.S. government corporations and agencies [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	174,644	39,233
Available-for-Sale Securities, Gross Unrealized Gains	984	1,707
Available-for-Sale Securities, Gross Unrealized Losses	(918)
Available-for-Sale Securities, Fair Value	174,710	40,940
Mortgage-Backed Securities [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	208,281	270,683
Available-for-Sale Securities, Gross Unrealized Gains	851	6,746
Available-for-Sale Securities, Gross Unrealized Losses	(2,381)	(247)
Available-for-Sale Securities, Fair Value	206,751	277,182
Collateralized mortgage obligations [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	264,541	103,532
Available-for-Sale Securities, Gross Unrealized Gains	363	2,927
Available-for-Sale Securities, Gross Unrealized Losses	(4,736)	(160)
Available-for-Sale Securities, Fair Value	260,168	106,299
Asset-backed securities [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	221,545	30,643
Available-for-Sale Securities, Gross Unrealized Gains	610	1
Available-for-Sale Securities, Gross Unrealized Losses	(1,619)	(98)
Available-for-Sale Securities, Fair Value	220,536	30,546
Corporate bonds [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	70,008	43,826
Available-for-Sale Securities, Gross Unrealized Gains	1,160	489
Available-for-Sale Securities, Gross Unrealized Losses	(275)	(146)
Available-for-Sale Securities, Fair Value	70,893	44,169
Obligations of state and political subdivisions [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	272,334	229,645
Available-for-Sale Securities, Gross Unrealized Gains	5,898	8,069
Available-for-Sale Securities, Gross Unrealized Losses	(5,030)	(196)
Available-for-Sale Securities, Fair Value	$ 273,202	$ 237,518

Investment Securities - Schedul

Investment Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Marketable Securities [Abstract]
Available-for-sale, Due in one year or less, Amortized Cost	$ 3,290
Available-for-sale, Due after one year through five years, Amortized Cost	44,555
Available-for-sale, Due after five years through ten years, Amortized Cost	194,662
Available-for-sale, Due after ten years, Amortized Cost	274,479
Available-for-sale, MBS/CMO/ABS, Amortized Cost	694,367
Available-for-Sale Securities, Amortized Cost	1,211,353	$ 717,562
Available-for-sale, Due in one year or less, Fair Value	3,315
Available-for-sale, Due after one year through five years, Fair Value	45,014
Available-for-sale, Due after five years through ten years, Fair Value	196,386
Available-for-sale, Due after ten years, Fair Value	274,090
Available-for-sale,MBS/CMO/ABS, Fair Value	687,455
Available-for-sale, Fair Value	$ 1,206,260	$ 736,654

Investment Securities - Additio

Investment Securities - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Marketable Securities [Line Items]
Security Owned and Pledged as Collateral Carrying Value	$ 564,400,000	$ 324,400,000
OTTI	0	0
Realized Investment Gains (Losses)	2,200,000	1,500,000	$ 24,000
Realized Investment Gains Losses, Net of Tax	1,800,000	1,200,000	19,000
Equity securities	14,097,000	1,090,000
Gain (loss) on equity securities	$ 2,000,000	90,000	$ 0
Preferred Stock [Member]
Marketable Securities [Line Items]
Equity securities		$ 1,100,000

Investment Securities - Unreali

Investment Securities - Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value		$ 12,177
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss		(146)
Available-for-sale securities, Total, Fair Value		12,177
Available-for-sale securities, Total, Unrealized Loss		(146)
Total temporarily impaired securities, Duration Unrealized Loss Position, Less Than Twelve Months, Fair Value	$ 726,921	103,226
Total temporarily impaired securities, Duration of Unrealized Loss Position, Less Than 12 Months, Gross Unrealized Loss	(12,916)	(847)
Total temporarily impaired securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Fair Value	51,446
Total temporarily impaired securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Gross Unrealized Loss	(2,043)
Total temporarily impaired securities, Duration of Unrealized Loss Position, Fair Value	778,367	103,226
Total temporarily impaired securities, Duration of Unrealized Loss Position, Unrealized Loss	(14,959)	(847)
Obligations of U.S. government corporations and agencies [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	73,810
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(918)
Available-for-sale securities, Total, Fair Value	73,810
Available-for-sale securities, Total, Unrealized Loss	(918)
Mortgage-Backed Securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	167,379	26,361
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(2,048)	(247)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	13,689
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(333)
Available-for-sale securities, Total, Fair Value	181,068	26,361
Available-for-sale securities, Total, Unrealized Loss	(2,381)	(247)
Collateralized mortgage obligations [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	222,134	5,161
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(4,736)	(160)
Available-for-sale securities, Total, Fair Value	222,134	5,161
Available-for-sale securities, Total, Unrealized Loss	(4,736)	(160)
Asset-backed securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	140,226	18,439
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(1,589)	(98)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	2,705
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(30)
Available-for-sale securities, Total, Fair Value	142,931	18,439
Available-for-sale securities, Total, Unrealized Loss	(1,619)	(98)
Corporate bonds [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	24,173
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(270)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	504
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(5)
Available-for-sale securities, Total, Fair Value	24,677
Available-for-sale securities, Total, Unrealized Loss	(275)
Obligations of state and political subdivisions [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	99,199	41,088
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(3,355)	(196)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	34,548
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(1,675)
Available-for-sale securities, Total, Fair Value	133,747	41,088
Available-for-sale securities, Total, Unrealized Loss	$ (5,030)	$ (196)

Investment Securities - Sched_2

Investment Securities - Schedule of Marketable Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Marketable Securities [Abstract]
Proceeds	$ 158,012	$ 52,420	$ 2,667
Gross realized gains	2,987	1,471	35
Gross realized losses	$ (769)	$ (7)	$ (11)

Commitments and Contingent Li_3

Commitments and Contingent Liabilities - Maximum obligation to extend credit (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Fixed Rate, Commitments to make loans	$ 486,807	$ 409,813
Fixed Rate, Unused lines of credit	40,254	74,364
Fixed Rate, Standby letters of credit	0
Fixed Rate, Total	527,061	484,177
Variable Rate, Commitments to make loans	689,109	292,290
Variable Rate, Unused lines of credit	586,094	844,106
Variable Rate, Standby letters of credit	10,851	22,250
Variable Rate, Total	$ 1,286,054	$ 1,158,646

Commitments and Contingent Li_4

Commitments and Contingent Liabilities - Additional Information (Details)	12 Months Ended
	Dec. 31, 2021
Loan Commitments Maturities Range Description	60 days or less
Fixed Rate [Member]
Loan Commitments Maturities Range Description	less than one year to 32 years
Maximum [Member]
Loan Commitments Interest Rate	18.00%
Minimum [Member]
Loan Commitments Interest Rate	0.00%

Loans - Loans receivable (Detai

Loans - Loans receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Real Estate:
Real Estate	$ 4,480,630	$ 4,251,701
Other Loans:
Total loans	5,767,039	5,847,484
Deduct:
Undisbursed loan funds	(477,890)	(355,065)
Net deferred loan origination fees and costs	7,019	(1,179)
Allowance for credit loss	(66,468)	(82,079)	$ (31,243)	$ (28,331)
Totals	5,229,700	5,409,161
Other Loan [Member]
Other Loans:
Total loans	1,286,409	1,595,783
Residential Real Estate [Member]
Real Estate:
Real Estate	1,167,466	1,201,051
Commercial Real Estate [Member]
Real Estate:
Real Estate	2,450,349	2,383,001
Construction Loans [Member]
Real Estate:
Real Estate	862,815	667,649
Commercial [Member]
Other Loans:
Total loans	895,638	1,202,353
Deduct:
Allowance for credit loss	(13,410)	(11,665)	(9,003)	(7,281)
Home Equity and Improvement [Member]
Other Loans:
Total loans	264,354	272,701
Consumer Finance [Member]
Other Loans:
Total loans	126,417	120,729
Deduct:
Allowance for credit loss	$ (1,405)	$ (1,983)	$ (375)	$ (319)

Loans - Allowance for credit lo

Loans - Allowance for credit loss activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020		Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	$ 82,079	$ 31,243		$ 28,331
Impact of ASC 326 Adoption		2,354
Acquisition related allowance for credit loss (PCD)		7,698
Charge-Offs	(11,385)	(6,352)		(1,725)
Recoveries	2,507	3,982		1,732
Provision expense (recovery)	6,733	43,154	[1]	2,905
Ending Allowance	66,468	82,079		31,243
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	17,534	2,867		2,881
Impact of ASC 326 Adoption		1,765
Acquisition related allowance for credit loss (PCD)		1,077
Charge-Offs	(110)	(307)		(515)
Recoveries	261	342		193
Provision expense (recovery)	(5,656)	11,790	[1]	308
Ending Allowance	12,029	17,534		2,867
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	43,417	16,302		15,142
Impact of ASC 326 Adoption		3,682
Acquisition related allowance for credit loss (PCD)		4,053
Charge-Offs	(3,776)	(4,237)		(148)
Recoveries	438	1,352		645
Provision expense (recovery)	(7,680)	22,265	[1]	663
Ending Allowance	32,399	43,417		16,302
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	2,741	996		682
Impact of ASC 326 Adoption		223
Charge-Offs		(1)
Provision expense (recovery)	263	1,969	[1]	314
Ending Allowance	3,004	2,741		996
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	4,739	1,700		2,026
Impact of ASC 326 Adoption		(521)
Acquisition related allowance for credit loss (PCD)		248
Charge-Offs	(63)	(164)		(245)
Recoveries	248	262		184
Provision expense (recovery)	(703)	3,214	[1]	(265)
Ending Allowance	4,221	4,739		1,700
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	11,665	9,003		7,281
Impact of ASC 326 Adoption		(2,263)
Acquisition related allowance for credit loss (PCD)		2,272
Charge-Offs	(6,960)	(1,350)		(528)
Recoveries	1,321	1,850		642
Provision expense (recovery)	7,384	2,153	[1]	(1,608)
Ending Allowance	13,410	11,665		9,003
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	1,983	375		319
Impact of ASC 326 Adoption		(86)
Acquisition related allowance for credit loss (PCD)		48
Charge-Offs	(476)	(293)		(289)
Recoveries	239	176		68
Provision expense (recovery)	341	1,763	[1]	277
Ending Allowance	$ 1,405	$ 1,983		$ 375
[1]	Provision for the twelve months ended December 31, 2020, includes $25.9 million as a result of the Merger with UCFC in the first quarter.

Loans - Loans Receivable, Indiv

Loans - Loans Receivable, Individually Analyze, Interest Income, Cash Basis Method (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	$ 39,406
Interest Income Recognized	2,208
Cash Basis Income Recognized	2,017
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	7,040
Interest Income Recognized	341
Cash Basis Income Recognized	335
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	23,080
Interest Income Recognized	1,382
Cash Basis Income Recognized	1,301
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance
Interest Income Recognized
Cash Basis Income Recognized
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	8,397
Interest Income Recognized	446
Cash Basis Income Recognized	345
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	862
Interest Income Recognized	38
Cash Basis Income Recognized	35
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	27
Interest Income Recognized	1
Cash Basis Income Recognized	$ 1

Loans - Summary of Amortized Co

Loans - Summary of Amortized Cost Basis of Collateral-dependent Loans by Class of Loans and Collateral Type (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	$ 5,229,700	$ 5,409,161
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	20,199	36,449
Equipment and Machinery [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	160	5,317
Inventory and Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	14,023	4,943
Vehicles [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	25	125
Collateral Pledged [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	34,407	46,834
Real Estate Loans [Member] | Real Estate [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	226	1,024
Real Estate Loans [Member] | Real Estate [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals		33,999
Real Estate Loans [Member] | Real Estate [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	18,399
Real Estate Loans [Member] | Collateral Pledged [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	226	1,024
Real Estate Loans [Member] | Collateral Pledged [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	18,399	33,999
Other Loans [Member] | Real Estate [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	1,574	1,426
Other Loans [Member] | Equipment and Machinery [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	160	5,317
Other Loans [Member] | Inventory and Receivables [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	14,023	4,943
Other Loans [Member] | Vehicles [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	25	125
Other Loans [Member] | Collateral Pledged [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	$ 15,782	$ 11,811

Loans - Schedule of Non-Perform

Loans - Schedule of Non-Performing Loans and Real Estate Owned (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans and Leases Receivable, Net Amount [Abstract]
Non-accrual loans with reserve	$ 35,480	$ 34,939
Non-accrual loans without reserve	12,534	16,743
Total non-performing loans	48,014	51,682
Real estate and other assets held for sale	171	343
Total non-performing assets	48,185	52,025
Troubled debt restructuring, still accruing	$ 7,768	$ 7,173

Loans - Schedule of Financing R

Loans - Schedule of Financing Receivables, Non Accrual Status (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 38,683	$ 46,885
Total Non Accrual	48,014	51,682
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	5,257,485	5,444,355
Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3,603	7,004
Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	10,200	12,880
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	24,880	27,001
Real Estate Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	13,061	17,102
Total Non Accrual	9,034	10,178
Real Estate Loans [Member] | Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	8,111	2,246
Total Non Accrual	14,621	11,980
Real Estate Loans [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,789	2,432
Total Non Accrual		806
Real Estate Loans [Member] | Current [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,144,533	1,173,979
Real Estate Loans [Member] | Current [Member] | Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,439,552	2,357,909
Real Estate Loans [Member] | Current [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	383,136	310,152
Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	234	433
Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	96	1,033
Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	43
Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	5,340	7,669
Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	847	369
Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,746	1,626
Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	7,487	9,000
Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	7,168	844
Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due		806
Other Loans [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	944	407
Total Non Accrual	11,531	1,365
Other Loans [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3,893	5,416
Total Non Accrual	2,051	1,537
Other Loans [Member] | Consumer Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3,659	3,699
Total Non Accrual	1,873	1,624
Other Loans [Member] | Current [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	884,025	1,172,636
Other Loans [Member] | Current [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	257,055	262,373
Other Loans [Member] | Current [Member] | Consumer Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	124,073	117,088
Other Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	42	9
Other Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,851	3,440
Other Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,112	1,687
Other Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	35	4
Other Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	408	839
Other Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	819	491
Other Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	867	394
Other Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,634	1,137
Other Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,728	1,521
PCD [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	7,226	15,583
Total Non Accrual	8,904	24,192
PCD [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	25,111	50,218
PCD [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	225	402
PCD [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,005	1,882
PCD [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 5,996	$ 13,299

Loans - Additional Information

Loans - Additional Information (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021		Dec. 31, 2020		Dec. 31, 2019		Jan. 31, 2020
Anticipated credit losses	$ 2,816,000	$ 1,594,000	$ (3,631,000)	$ (7,512,000)	$ (6,158,000)	$ 3,658,000	$ 1,868,000	$ 43,786,000	$ (6,733,000)	[1]	$ 43,154,000	[1]	$ 2,905,000	[1]
Loan balance	5,767,039,000				5,847,484,000				5,767,039,000		5,847,484,000
Loans and Leases Receivable, Loans in Process	477,890,000				355,065,000				477,890,000		355,065,000
Purchase Credit Impaired [Member]
Loan balance	615,000								615,000
Loan Purchase [Member]
Purchase price of loans at acquisition	2,200,000,000				2,221,204,000				2,200,000,000		2,221,204,000
Fair value of purchase price of loans at acquisition					2,247,317,000						2,247,317,000				$ 79,100,000
Financing receivable credit discount															7,700,000
Financing receivable non credit discount															$ 4,100,000
Loan balance	32,337,000				65,801,000				32,337,000		65,801,000
Scenario Plan [Member]
Anticipated credit losses									5,000,000
Consumer Portfolio Segment
Loans and Leases Receivable, Loans in Process	3,300,000				784,000				3,300,000		784,000
Unfunded Loan Commitments [Member]
Unfunded loan commitments	1,400,000,000								1,400,000,000
COVID-19 [Member] | PPP [Member]
Cash paid for paycheck protection program									450,000,000
COVID-19 [Member] | PPP [Member] | Other Loans [Member] | Commercial Loan Portfolio Segment [Member]
Loans outstanding	58,900,000				386,900,000				58,900,000		386,900,000
TDRs [Member]
Financing Receivable, Modifications, Recorded Investment	11,900,000				16,600,000				11,900,000		16,600,000
Specified Reserves, Provision for Troubled Debt Restructurings	378,000				883,000				378,000		883,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 348,000				303,000				348,000		303,000
Loans receivable deferred					53,450,000						53,450,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down									4,200,000
Financing Receivable, Allowance, Period Increase (decrease)									21,000		660,000		34,000
TDRs [Member] | Subsequently Defaulted [Member]
Financing Receivable, Allowance, Period Increase (decrease)									$ 1,000		5,000		$ 4,000
TDRs [Member] | Minimum [Member]
Loans receivable deferred					$ 53,500,000						$ 53,500,000
[1]	Beginning January 1, 2020, calculation is based on current expected loss methodology. Prior to January 1, 2020, calculation was based on incurred loss methodology.

Loans - Summary of Active Break

Loans - Summary of Active Breakout of Deferrals by Loan Category (Details) - TDRs [Member] $ in Thousands	Dec. 31, 2020USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable deferred	$ 53,450
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable deferred	7,016
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable deferred	34,831
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable deferred	9,579
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable deferred	1,628
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable deferred	114
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable deferred	$ 282

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings on Financing Receivables (Details) - TDRs [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)Loan	Dec. 31, 2020USD ($)Loan	Dec. 31, 2019USD ($)Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	16	26	20
Troubled Debt Restructurings, Recorded Investment | $	$ 3,580	$ 16,290	$ 2,295
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	6	7	12
Troubled Debt Restructurings, Recorded Investment | $	$ 685	$ 892	$ 1,332
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan		6	2
Troubled Debt Restructurings, Recorded Investment | $		$ 7,760	$ 621
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan		4	1
Troubled Debt Restructurings, Recorded Investment | $		$ 92	$ 25
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	8	9	5
Troubled Debt Restructurings, Recorded Investment | $	$ 2,888	$ 7,546	$ 317
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	2
Troubled Debt Restructurings, Recorded Investment | $	$ 7

Loans - Troubled Debt Restruc_2

Loans - Troubled Debt Restructurings on Payments (Details) - Subsequently Defaulted [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)Loan	Dec. 31, 2020USD ($)Loan	Dec. 31, 2019USD ($)Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan	2	2	4
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 37	$ 229	$ 2,329
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan	1	2
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 32	$ 229
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan			1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $			$ 81
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan			3
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $			$ 2,248
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 5

Loans - Financing Receivable Cr

Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$ 5,296,168	$ 5,491,240
Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	5,097,203	5,248,591
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	129,430	152,272
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	69,535	90,377
Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	69,535	90,377
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,157,594	1,191,081
Residential Real Estate [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,146,212	1,187,923
Residential Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,316	795
Residential Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	10,066	2,363
Residential Real Estate [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	10,066	2,363
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,447,663	2,360,155
Commercial Real Estate [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,324,846	2,203,652
Commercial Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	93,676	111,039
Commercial Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	29,141	45,464
Commercial Real Estate [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	29,141	45,464
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	384,925	312,584
Construction Loans [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	365,403	299,866
Construction Loans [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	19,522	12,718
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	884,969	1,173,043
Commercial [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	856,402	1,142,289
Commercial [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	14,815	23,907
Commercial [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	13,752	6,847
Commercial [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	13,752	6,847
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	260,948	267,789
Home Equity and Improvement [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	258,914	267,350
Home Equity and Improvement [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,034	439
Home Equity and Improvement [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,034	439
PCD [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	32,337	65,801
PCD [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	19,547	26,829
PCD [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	101	3,813
PCD [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	12,689	35,159
PCD [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	12,689	35,159
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	127,732	120,787
Consumer Finance [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	125,879	120,682
Consumer Finance [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,853	105
Consumer Finance [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$ 1,853	$ 105

Loans - Schedule of Amortized C

Loans - Schedule of Amortized Cost Basis of Loans by Vintage, Credit Quality Indicator and Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]
Total	$ 5,296,168	$ 5,491,240
Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	219,471	251,178
Year 1	374,409	196,232
Year 2	113,979	136,536
Year 3	66,550	131,073
Year 4	73,948	137,833
Prior	306,366	335,395
Revolving Loans	2,871	2,834
Total	1,157,594	1,191,081
Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	514,799	523,705
Year 1	499,494	465,423
Year 2	398,570	328,375
Year 3	247,314	363,222
Year 4	287,767	209,367
Prior	489,440	450,912
Revolving Loans	10,279	19,151
Total	2,447,663	2,360,155
Construction Portfolio Segment [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	198,221	107,203
Year 1	113,106	100,553
Year 2	55,707	90,103
Year 3	16,035	11,666
Year 4	1,711	2,911
Prior	145	148
Total	384,925	312,584
Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	293,780	570,006
Year 1	146,433	147,204
Year 2	88,785	85,503
Year 3	47,981	45,073
Year 4	25,921	21,556
Prior	21,832	27,359
Revolving Loans	260,237	276,342
Total	884,969	1,173,043
Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	24,722	8,736
Year 1	6,870	7,483
Year 2	4,895	4,508
Year 3	2,927	7,963
Year 4	5,561	7,748
Prior	32,007	31,468
Revolving Loans	183,966	199,883
Total	260,948	267,789
Consumer Portfolio Segment | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	50,398	38,665
Year 1	26,573	37,699
Year 2	23,619	19,404
Year 3	9,772	10,607
Year 4	4,380	4,397
Prior	2,900	3,272
Revolving Loans	10,090	6,743
Total	127,732	120,787
PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 1		45
Year 2	237	2,378
Year 3	1,781	18,078
Year 4	5,102	4,535
Prior	19,087	27,963
Revolving Loans	6,130	12,802
Total	32,337	65,801
Pass [Member] | Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	219,006	250,979
Year 1	373,439	196,158
Year 2	112,781	136,247
Year 3	65,544	130,759
Year 4	71,794	137,581
Prior	301,735	333,572
Revolving Loans	1,913	2,627
Total	1,146,212	1,187,923
Pass [Member] | Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	514,333	517,691
Year 1	493,575	457,905
Year 2	388,117	299,072
Year 3	230,734	300,573
Year 4	237,712	198,247
Prior	451,113	414,082
Revolving Loans	9,262	16,082
Total	2,324,846	2,203,652
Pass [Member] | Construction Portfolio Segment [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	198,221	101,616
Year 1	100,606	100,553
Year 2	55,707	82,972
Year 3	10,039	11,666
Year 4	685	2,911
Prior	145	148
Total	365,403	299,866
Pass [Member] | Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	293,644	568,678
Year 1	132,703	144,977
Year 2	84,668	82,492
Year 3	47,421	42,421
Year 4	24,269	21,262
Prior	17,038	21,969
Revolving Loans	256,659	260,490
Total	856,402	1,142,289
Pass [Member] | Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	24,707	8,736
Year 1	6,870	7,483
Year 2	4,867	4,508
Year 3	2,879	7,963
Year 4	5,534	7,748
Prior	31,317	31,382
Revolving Loans	182,740	199,530
Total	258,914	267,350
Pass [Member] | Consumer Portfolio Segment | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	50,202	38,665
Year 1	25,866	37,601
Year 2	23,000	19,401
Year 3	9,643	10,607
Year 4	4,313	4,393
Prior	2,769	3,272
Revolving Loans	10,086	6,743
Total	125,879	120,682
Pass [Member] | PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 1		45
Year 2	170	2,378
Year 3	1,753	2,547
Year 4	1,860	1,524
Prior	12,496	18,998
Revolving Loans	3,268	1,337
Total	19,547	26,829
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total	129,430	152,272
Special Mention [Member] | Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year		199
Year 1	190
Year 3		62
Year 4	59	116
Prior	109	211
Revolving Loans	958	207
Total	1,316	795
Special Mention [Member] | Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	294	6,014
Year 1	5,349	7,239
Year 2	5,533	10,452
Year 3	11,055	60,712
Year 4	49,993	7,977
Prior	20,662	17,723
Revolving Loans	790	922
Total	93,676	111,039
Special Mention [Member] | Construction Portfolio Segment [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year		5,587
Year 1	12,500
Year 2		7,131
Year 3	5,996
Year 4	1,026
Total	19,522	12,718
Special Mention [Member] | Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year		1,180
Year 1	2,180	2,026
Year 2	4,094	2,514
Year 3	272	2,109
Year 4	1,264	37
Prior	4,663	5,121
Revolving Loans	2,342	10,920
Total	14,815	23,907
Special Mention [Member] | PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 3		1,160
Year 4		509
Prior	101	1,758
Revolving Loans		386
Total	101	3,813
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total	69,535	90,377
Substandard [Member] | Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	465
Year 1	780	74
Year 2	1,198	289
Year 3	1,006	252
Year 4	2,095	136
Prior	4,522	1,612
Revolving Loans
Total	10,066	2,363
Substandard [Member] | Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	172
Year 1	570	279
Year 2	4,920	18,851
Year 3	5,525	1,937
Year 4	62	3,143
Prior	17,665	19,107
Revolving Loans	227	2,147
Total	29,141	45,464
Substandard [Member] | Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	136	148
Year 1	11,550	201
Year 2	23	497
Year 3	288	543
Year 4	388	257
Prior	131	269
Revolving Loans	1,236	4,932
Total	13,752	6,847
Substandard [Member] | Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	15
Year 2	28
Year 3	48
Year 4	27
Prior	690	86
Revolving Loans	1,226	353
Total	2,034	439
Substandard [Member] | Consumer Portfolio Segment | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	196
Year 1	707	98
Year 2	619	3
Year 3	129
Year 4	67	4
Prior	131
Revolving Loans	4
Total	1,853	105
Substandard [Member] | PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 2	67
Year 3	28	14,371
Year 4	3,242	2,502
Prior	6,490	7,207
Revolving Loans	2,862	11,079
Total	$ 12,689	$ 35,159

Loans - Summary of Credit Loss

Loans - Summary of Credit Loss Estimation (Details)	12 Months Ended
	Dec. 31, 2021
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Owner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Multi Family [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Multi Family
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Agriculture Land [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Agriculture Land
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment | Real Estate [Member] | Commercial Loans Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Other commercial real estate
Methodology	DCF
Loss Drivers	National unemployment
Construction Portfolio Segment [Member] | Real Estate [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Construction secured by real estate
Loan Pool	Construction
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Other commercial
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Loans Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Other commercial
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Working Capital [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Commercial working capital
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Agriculture Production [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Agriculture production
Methodology	PD/LGD
Loss Drivers	Call report loss history
Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member] | Home Equity and Improvement [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Home equity and improvement
Loan Pool	Home equity and improvement
Methodology	PD/LGD
Loss Drivers	Call report loss history
Consumer Portfolio Segment [Member] | Other Loans [Member] | Consumer Finance [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Consumer finance
Loan Pool	Consumer finance
Methodology	Remaining life
Loss Drivers	Call report loss history

Loans - Schedule of Deteriorati

Loans - Schedule of Deterioration of Credit Quality Contractual Purchased Loans (Details) - Loan Purchase [Member] - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Jan. 31, 2020
Par value of acquired loans at acquisition		$ 2,247,317	$ 79,100
Credit discount		(34,610)
Non-credit (discount)/premium at acquisition		8,497
Purchase price of loans at acquisition	$ 2,200,000	$ 2,221,204

Loans - Schedule of Outstanding

Loans - Schedule of Outstanding Balance and Related Allowance on Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loan Balance	$ 5,767,039	$ 5,847,484
Loan Purchase [Member]
Loan Balance	32,337	65,801
ACL Balance	2,040	4,617
Loan Purchase [Member] | Real Estate [Member]
Loan Balance	19,274	39,229
ACL Balance	348	2,487
Loan Purchase [Member] | Real Estate [Member] | Residential Portfolio Segment [Member]
Loan Balance	13,396	14,895
ACL Balance	197	201
Loan Purchase [Member] | Real Estate [Member] | Commercial Portfolio Segment
Loan Balance	5,878	24,334
ACL Balance	151	2,286
Loan Purchase [Member] | Other Loans [Member]
Loan Balance	13,063	26,572
ACL Balance	1,692	2,130
Loan Purchase [Member] | Other Loans [Member] | Commercial Loan Portfolio Segment [Member]
Loan Balance	9,167	20,990
ACL Balance	1,531	1,896
Loan Purchase [Member] | Other Loans [Member] | Home Equity and Improvement Portfolio Segment [Member]
Loan Balance	3,405	4,912
ACL Balance	154	214
Loan Purchase [Member] | Other Loans [Member] | Consumer Portfolio Segment [Member]
Loan Balance	491	670
ACL Balance	$ 7	$ 20

Loans - Schedule of Loan Alloca

Loans - Schedule of Loan Allocated To Executive Officers Directors And Their Affiliates (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Beginning balance	$ 23,384	$ 21,849
New loans	11,603	14,913
Effect of changes in composition of related parties	(100)	883
Repayments	(16,461)	(14,261)
Ending Balance	$ 18,426	$ 23,384

Mortgage Banking - Net revenues

Mortgage Banking - Net revenues (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
Gain from sale of mortgage loans	$ 16,437	$ 36,359	$ 7,706
Mortgage loan servicing revenue (expense):
Mortgage loan servicing revenue	7,574	7,296	3,820
Amortization of mortgage servicing rights	(7,893)	(7,477)	(1,809)
Mortgage servicing rights valuation adjustments	5,807	(7,979)	(234)
Mortgage loans servicing revenue (expense), Total	5,488	(8,160)	1,777
Net mortgage banking income	$ 21,925	$ 28,199	$ 9,483

Mortgage Banking - Additional i

Mortgage Banking - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
Residential Mortgage Loans, Unpaid Balance	$ 2,940,000,000	$ 2,950,000,000
Expenses (credit) relating to secondary market buy-back activity	0	0	$ 0
Escrow Deposit	$ 32,400,000	$ 33,800,000
Weighted Average Discount Rate	8.00%	11.01%

Mortgage Banking - Capitalized

Mortgage Banking - Capitalized Mortgage and Valuation Allowance (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage servicing assets:
Balance at beginning of period	$ 21,666	$ 10,801	$ 10,419
Loans sold, servicing retained	8,471	8,595	2,191
Mortgage servicing rights acquired	0	9,747
Amortization	(7,893)	(7,477)	(1,809)
Carrying value before valuation allowance at end of period	22,244	21,666	10,801
Valuation allowance:
Balance at beginning of period	(8,513)	(534)	(300)
Impairment recovery (charges)	5,807	(7,979)	(234)
Balance at end of period	(2,706)	(8,513)	(534)
Net carrying value of MSRs at end of period	19,538	13,153	10,267
Fair value of MSRs at end of period	$ 20,921	$ 13,153	$ 10,378

Mortgage Banking - Servicing Po

Mortgage Banking - Servicing Portfolio (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)Loan	Dec. 31, 2020USD ($)Loan
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	24,683	25,944
Investor, Principal Outstanding | $	$ 2,941,296	$ 2,947,045
Fannie Mae [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	7,545	8,365
Investor, Principal Outstanding | $	$ 913,336	$ 998,359
Freddie Mac [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	16,987	17,385
Investor, Principal Outstanding | $	$ 2,012,895	$ 1,925,717
Other Mortgage Banking [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	90	105
Investor, Principal Outstanding | $	$ 6,805	$ 9,826
Federal Home Loan Bank [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	61	89
Investor, Principal Outstanding | $	$ 8,260	$ 13,143

Premises and Equipment and Le_3

Premises and Equipment and Leases - Property, Plant and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Cost:
Land	$ 13,369	$ 13,382
Land improvements	1,587	1,326
Buildings	59,167	58,426
Leasehold improvements	3,655	3,616
Furniture, fixtures and equipment	41,075	37,138
Construction in process	315	2,538
Property, Plant and Equipment, Gross	119,168	116,426
Less allowances for depreciation and amortization	(63,566)	(57,761)
Property, Plant and Equipment, Net	$ 55,602	$ 58,665

Premises and Equipment and Le_4

Premises and Equipment and Leases - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Jan. 31, 2020
Property Plant And Equipment [Line Items]
Depreciation	$ 6,306	$ 6,512	$ 4,231
Operating Lease, Right-of-Use Asset	$ 15,400	$ 16,900
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Operating Lease, Liability	$ 16,146	$ 17,800
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Option extensions	true
Operating lease, option to extend		options for multiple five and ten year extensions
Operating lease, weighted average remaining lease term	14 years 2 months 15 days	15 years 1 month 2 days
Operating Lease, Weighted Average Discount Rate, Percent	2.57%	2.61%
Operating Lease, Cost	$ 2,400	$ 2,300
Rent expense for operating leases	$ 2,400
Minimum [Member]
Property Plant And Equipment [Line Items]
Lessee, Operating Lease, Renewal Term	5 years
Maximum [Member]
Property Plant And Equipment [Line Items]
Lessee, Operating Lease, Renewal Term	10 years
United Community Financial Corp
Property Plant And Equipment [Line Items]
Operating Lease, Right-of-Use Asset				$ 5,000
Operating Lease, Liability				$ 5,100

Premises and Equipment and Le_5

Premises and Equipment and Leases - Schedule of Undiscounted Cash Flows Included in Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases
2022	$ 2,547
2023	2,168
2024	1,785
2025	1,494
2026	1,279
Thereafter	12,891
Total undiscounted minimum lease payments	22,164
Present value adjustment	(6,018)
Operating Lease, Liability	$ 16,146	$ 17,800

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets - Schedule of Goodwill (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Beginning balance	$ 100,069
Goodwill acquired or adjusted during the year	217,879
Ending balance	$ 317,948

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets - Schedule Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Beginning Balance, Gross Carrying Amount	$ 53,647	$ 20,633	$ 20,133
Intangible assets acquired, Gross Carrying Amount		33,014	500
Ending Balance, Gross Carrying Amount	53,647	53,647	20,633
Beginning Balance, Accumulated Amortization	(23,310)	(16,861)	(15,742)
Amortization of intangible assets, Accumulated Amortization	(6,208)	(6,449)	(1,119)
Ending Balance, Accumulated Amortization	(29,518)	(23,310)	(16,861)
Beginning Balance, Net Value	30,337	3,772	4,391
Intangible assets acquired, Net Value		33,014	500
Amortization of Intangible Assets, Net Value	(6,208)	(6,449)	(1,119)
Ending Balance, Net Value	$ 24,129	$ 30,337	$ 3,772

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets - Schedule of Finite-Lived Intangible Assets, Future Amortization Expense (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Goodwill and Intangible Assets Disclosure [Abstract]
2022	$ 5,450
2023	4,722
2024	4,013
2025	3,306
2026	2,279
Thereafter	4,359
Total	$ 24,129	$ 30,337	$ 3,772	$ 4,391

Deposits - Schedule Sets Forth

Deposits - Schedule Sets Forth Interest Expense by Type of Deposit (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Deposits [Abstract]
Checking and money market accounts	$ 4,754	$ 9,710	$ 7,650
Savings accounts	172	222	142
Certificates of deposit	8,556	16,986	14,821
Totals	$ 13,482	$ 26,918	$ 22,613

Deposits - Summary of Deposit B

Deposits - Summary of Deposit Balances (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Noninterest-bearing checking accounts	$ 1,724,772	$ 1,597,262
Interest-bearing checking and money market accounts	2,952,705	2,627,669
Savings deposits	804,451	700,480
Retail certificates of deposit less than $250,000	636,477	912,006
Retail certificates of deposit greater than and equal to $250,000	163,646	210,424
Total	$ 6,282,051	$ 6,047,841

Deposits - Schedule of Maturiti

Deposits - Schedule of Maturities of Long-term Debt (Details) $ in Thousands	Dec. 31, 2021USD ($)
Deposits [Abstract]
2022	$ 529,525
2023	141,797
2024	81,196
2025	26,876
2026	20,699
Thereafter	30
Total	$ 800,123

Advances from Federal Home Lo_2

Advances from Federal Home Loan Bank- Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Pledged Assets Separately Reported, Loans Pledged as Collateral, at Fair Value	$ 2,100,000,000	$ 2,000,000,000
Proceeds From First Federal Home Loan Bank Advances	1,400,000,000
Outstanding federal home loan bank advances	$ 0	$ 0
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	125.00%
Commercial Real Estate [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	125.00%
Agriculture Real Estate Loans [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	120.00%

Advances from Federal Home Lo_3

Advances from Federal Home Loan Bank - Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Totals	$ 0	$ 0

Subordinated Debentures and J_3

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust - Additional Information (Details) - USD ($) $ in Thousands	1 Months Ended		12 Months Ended
	Sep. 30, 2020	Mar. 31, 2007	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Proceeds from subordinated debentures			$ 48,893	$ 48,777
Period for Interest Deferral on Trust Preferred Securities			5 years
Premier Statutory Trusts II [Member]
Debt Instrument [Line Items]
Proceeds from subordinated debentures		$ 15,500
Proceeds from Issuance of Trust Preferred Securities		$ 15,000
Coupon Rate on Preferred Securities, Period End			1.70%	1.72%
Preferred Securities Variable Interest Rate			LIBOR rate plus 1.5%
Financial Instruments Subject to Mandatory Redemption, Settlement Terms, Description			The Trust Preferred Securities and Subordinated Debentures mature on June 15, 2037, but can be redeemed at the Company’s option at any time now.
Premier Statutory Trusts I [Member]
Debt Instrument [Line Items]
Proceeds from subordinated debentures			$ 20,600
Proceeds from Issuance of Trust Preferred Securities			$ 20,000
Coupon Rate on Preferred Securities, Period End			1.58%	1.60%
Preferred Securities Variable Interest Rate			LIBOR rate plus 1.38%
Financial Instruments Subject to Mandatory Redemption, Settlement Terms, Description			The Trust Preferred Securities and Subordinated Debentures mature on December 15, 2035, but can be redeemed at the Company’s option at any time now.
Subordinated Debt [Member]
Debt Instrument [Line Items]
Aggregate principal amount	$ 50,000
Subordinated notes, due date	Sep. 30, 2030
Subordinated notes, fixed Interest rate	4.00%
Subordinated notes, fixed interest rate, period	5 years
Basis spread on variable rate	388.50%
Proceeds from subordinated debentures	$ 48,700

Subordinated Debentures and J_4

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust - Schedule of Subordinated Borrowing (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 36,083	$ 36,083
Subordinated debentures	48,893	48,777
First Defiance Statutory Trusts I [Member]
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	20,619	20,619
First Defiance Statutory Trusts II [Member]
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 15,464	$ 15,464

Securities Sold Under Agreeme_3

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings - Securities Sold Under Agreements to Repurchase (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Securities sold under agreement to repurchase
Average daily balance during year	$ 12,586	$ 4,309
Maximum month-end balance during the year	$ 105,000	$ 14,487
Average interest rate during the year	0.18%	0.55%

Securities Sold Under Agreeme_4

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
U.S. Bank [Member]
Line of Credit, Current	$ 25,000,000	$ 25,000,000
First Horizon Bank [Member]
Line of Credit Facility, Maximum Borrowing Capacity	$ 20,000,000	$ 20,000,000
First Horizon Bank [Member] | Floor [Member]
Line of credit, interest rate	2.50%	2.50%
First Horizon Bank [Member] | LIBOR [Member]
Line of credit, interest rate	2.00%	2.00%

Other Noninterest Expense - Oth

Other Noninterest Expense - Other Non Interest Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Other Expense, Nonoperating [Abstract]
Legal and other professional fees	$ 7,325	$ 5,119	$ 3,693
Marketing	1,940	1,938	2,262
OREO expenses and write-downs	117	86	369
Printing and office supplies	941	1,032	603
Postage	1,257	1,173	484
Check charge-offs and fraud losses	762	870	384
Credit and collection expense	714	550	398
Other	12,019	12,521	9,415
Total other noninterest expense	$ 25,075	$ 23,289	$ 17,608

Postretirement Benefits - Addit

Postretirement Benefits - Additional Information (Details)	12 Months Ended
	Dec. 31, 2021USD ($)
Retirement Benefits [Abstract]
Postretirement Benefits Description Of Medical Coverage	The Bank employees who retired prior to April 1, 1997, and who completed 20 years of service after age 40 receive full medical coverage at no cost.
Maximum Reimburse Medical Expenses	$ 10,000
Postretirement Benefits Description Of Medical Coverage One	The Bank employees who were born after December 31, 1950, are not eligible for the medical coverage described above at retirement.
Defined Benefits Plan, Expected Contribution, Before Reflecting Subsidy Payments	$ 191,000

Postretirement Benefits - Sched

Postretirement Benefits - Schedule of Net Periodic Benefit Cost Not Yet Recognized (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Retirement Benefits [Abstract]
Unrecognized prior service cost	$ 57	$ 71	$ 84
Unrecognized actuarial gains (losses)	43	29	224
Total loss recognized in Accumulated Other Comprehensive Income	100	100	308
Income tax effect	(21)	(21)	(64)
Net loss recognized in Accumulated Other Comprehensive Income	$ 79	$ 79	$ 244	$ 91

Postretirement Benefits - Sch_2

Postretirement Benefits - Schedule of Defined Benefit Plan Amounts Recognized in Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Change in benefit obligation:
Benefit obligation at beginning of year	$ 2,787	$ 2,987
Service cost	60	61	$ 53
Interest cost	53	87	105
Participant contribution	22	29
Actuarial (gains) / losses	13	(195)	310
Benefits paid	(176)	(182)
Benefit obligation at end of year	2,759	2,787	$ 2,987
Change in fair value of plan assets:
Employer contribution	154	153
Participant contribution	22	29
Benefits paid	(176)	(182)
Balance at end of year	0
Funded status at end of year	$ (2,759)	$ (2,787)

Postretirement Benefits - Sch_3

Postretirement Benefits - Schedule of Net Benefit Costs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Retirement Benefits [Abstract]
Service cost-benefits attributable to service during the period	$ 60	$ 61	$ 53
Interest cost on accumulated postretirement benefit obligation	53	87	105
Net amortization and deferral	13	13	14
Net periodic postretirement benefit cost	126	161	172
Actuarial (gains) / losses	13	(195)	310
Amortization of prior service cost and actuarial losses	(13)	(13)	(14)
Total recognized in comprehensive income (loss)		(208)	296
Total recognized in net periodic postretirement benefit cost and other comprehensive income	$ 126	$ (47)	$ 468

Postretirement Benefits - Assum

Postretirement Benefits - Assumptions Are Used in Determining Components of Postretirement Benefit Obligation (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Weighted average discount rates:
Used to determine benefit obligations at December 31	2.50%	2.00%	3.00%
Used to determine net periodic postretirement benefit cost for years ended December 31	2.00%	3.00%	4.00%
Assumed health care cost trend rates at December 31:
Health care cost trend rate assumed for next year	6.50%	5.50%	6.00%
Rate to which the cost trend rate is assumed to decline (the ultimate trend rate)	3.90%	4.00%	4.00%
Year that rate reaches ultimate trend rate	2075	2075	2075

Postretirement Benefits - Sch_4

Postretirement Benefits - Schedule of Expected Benefit Payments (Details) $ in Thousands	Dec. 31, 2021USD ($)
Retirement Benefits [Abstract]
2022	$ 191
2023	203
2024	216
2025	230
2026	173
2027 through 2031	$ 879

Regulatory Matters - Additional

Regulatory Matters - Additional Information (Details)		12 Months Ended
		Dec. 31, 2021USD ($)		Dec. 31, 2020USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital to Risk Weighted Assets		0.1147		0.1098
Excess Tier One Risk Based Capital to Risk Weighted Assets		0.025
Capital to Risk Weighted Assets		0.1336		0.1307
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets		0.060	[1]	0.060	[2]
Capital Conservation Buffer		2.50%		2.50%
CETI [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital to Risk Weighted Assets		0.045
Capital to Risk Weighted Assets		0.070
Basel III [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Excess Tier One Risk Based Capital to Risk Weighted Assets		0.085
Capital to Risk Weighted Assets		0.105
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets		0.040
Basel III [Member] | Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital to Risk Weighted Assets		0.060
Basel III [Member] | Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital to Risk Weighted Assets		0.040
First Defiance Risk Management [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received		$ 1,800,000		$ 1,500,000
First Federal [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital to Risk Weighted Assets				0.1052
Capital to Risk Weighted Assets				0.1177
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	[2]			0.060
Proceeds from Dividends Received		35,000,000		$ 24,000,000
First Insurance [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received		2,000,000		$ 400,000
PCF Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received		$ 7,500,000
[1]	Excludes capital conservation buffer of 2.50 % as of December 31, 2021.
[2]	Excludes capital conservation buffer of 2.50 % as of December 31, 2020.

Regulatory Matters - Schedule o

Regulatory Matters - Schedule of First Defiance Consolidated and First Federal's Regulatory Capital Ratios (Details) - USD ($) $ in Thousands		Dec. 31, 2021		Dec. 31, 2020
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Actual (in dollars)		$ 689,930		$ 624,069
Tier 1 Capital Actual (in dollars)		724,930		659,069
Tier 1 Capital (to Risk Weighted Assets) Actual (in dollars)		724,930		659,069
Total Capital (to Risk Weighted Assets) Actual (in dollars)		$ 844,389		$ 784,148
CET1 Capital (to Risk-Weighted Assets) Actual (Ratio)		10.92%		10.40%
Tier 1 Capital Actual (Ratio)		0.1010		0.0976
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)		0.1147		0.1098
Total Capital (to Risk Weighted Assets) Actual (Ratio)		0.1336		0.1307
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		$ 284,394		$ 270,017
Tier 1 Capital Minimum Required for Adequately Capitalized (in dollars)		287,138		270,072
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		379,192		360,022
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		$ 505,589		$ 480,030
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		4.50%	[1]	4.50%	[2]
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)		0.040	[1]	0.040	[2]
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		0.060	[1]	0.060	[2]
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		0.080	[1]	0.080	[2]
Premier Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Actual (in dollars)		$ 725,600
Tier 1 Capital Actual (in dollars)		725,600
Tier 1 Capital (to Risk Weighted Assets) Actual (in dollars)		725,600
Total Capital (to Risk Weighted Assets) Actual (in dollars)		$ 795,059
CET1 Capital (to Risk-Weighted Assets) Actual (Ratio)		11.53%
Tier 1 Capital Actual (Ratio)		0.1016
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)		0.1153
Total Capital (to Risk Weighted Assets) Actual (Ratio)		0.1263
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		$ 283,265
Tier 1 Capital Minimum Required for Adequately Capitalized (in dollars)		285,664
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		377,686
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		$ 503,582
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		4.50%
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)	[1]	0.040
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	[1]	0.060
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	[1]	0.080
CET1 Capital (to Risk-Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)		$ 409,160
Tier 1 Capital Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)		357,080
Tier 1 Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)		503,582
Total Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)		$ 629,477
CET1 Capital (to Risk-Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)		6.50%
Tier 1 Capital Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)		0.050
Tier 1 Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)		0.080
Total Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)		0.100
First Federal [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Actual (in dollars)				$ 629,653
Tier 1 Capital Actual (in dollars)				629,653
Tier 1 Capital (to Risk Weighted Assets) Actual (in dollars)				629,653
Total Capital (to Risk Weighted Assets) Actual (in dollars)				$ 704,586
CET1 Capital (to Risk-Weighted Assets) Actual (Ratio)				10.52%
Tier 1 Capital Actual (Ratio)				0.0936
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)				0.1052
Total Capital (to Risk Weighted Assets) Actual (Ratio)				0.1177
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)				$ 269,396
Tier 1 Capital Minimum Required for Adequately Capitalized (in dollars)				269,189
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)				359,195
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)				$ 478,926
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	[2]			4.50%
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)	[2]			0.040
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	[2]			0.060
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	[2]			0.080
CET1 Capital (to Risk-Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)				$ 389,128
Tier 1 Capital Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)				336,487
Tier 1 Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)				478,926
Total Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)				$ 598,658
CET1 Capital (to Risk-Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)				6.50%
Tier 1 Capital Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)				0.050
Tier 1 Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)				0.080
Total Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)				0.100
[1]	Excludes capital conservation buffer of 2.50 % as of December 31, 2021.
[2]	Excludes capital conservation buffer of 2.50 % as of December 31, 2020.

Income Taxes - Schedule of Comp

Income Taxes - Schedule of Components of Income Tax Expense (Benefit) - (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Current:
Federal									$ 24,256	$ 25,323	$ 11,476
State and local									723	650	210
Deferred									5,393	(9,781)	(419)
Income Tax Expense (Benefit)	$ 5,974	$ 6,124	$ 8,323	$ 9,951	$ 8,240	$ 6,259	$ 7,303	$ (5,610)	$ 30,372	$ 16,192	$ 11,267

Income Taxes - Schedule of Effe

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation - (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Tax expense at statutory rate (21%)									$ 32,849	$ 16,646	$ 12,734
Increases (decreases) in taxes from:
State income tax – net of federal tax benefit									571	513	166
Tax exempt interest income, net of TEFRA									(839)	(806)	(729)
Bank owned life insurance									(1,075)	(882)	(555)
Captive insurance									(365)	(445)	(354)
Other									(769)	1,166	5
Income Tax Expense (Benefit)	$ 5,974	$ 6,124	$ 8,323	$ 9,951	$ 8,240	$ 6,259	$ 7,303	$ (5,610)	$ 30,372	$ 16,192	$ 11,267

Income Taxes - Schedule of Ef_2

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation - (Parenthetical) - (Details)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%

Income Taxes - Schedule of Defe

Income Taxes - Schedule of Deferred Tax Assets and Liabilities - (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred federal income tax assets:
Allowance for credit losses	$ 13,958	$ 17,237
Allowance for unfunded commitments	1,056	1,123
Interest on nonaccrual loans	686	1,003
Postretirement benefit costs	395	546
Deferred compensation	2,216	2,057
Individually evaluated loans	1,138	2,483
Net unrealized loss on available-for-sale securities	1,070
Accrued vacation	10	10
Accrued bonus	1,054	1,065
Right of use asset	3,391	3,731
Net operating loss carryforward	273	307
Other	2,363	2,175
Total deferred federal income tax assets	27,610	31,737
Deferred federal income tax liabilities:
Equity securities fair value	429
Goodwill	4,726	4,542
Mortgage servicing rights	4,103	2,762
Fixed assets	2,368	2,230
Other intangible assets	4,987	7,118
Deferred loan origination fees and costs	1,266	1,294
Net unrealized gain on available-for-sale securities		4,009
Prepaid expenses	881	762
Lease liabilities	3,242	3,557
Other	663	25
Total deferred federal income tax liabilities	22,665	26,299
Net deferred federal income tax asset	$ 4,945	$ 5,438

Income Taxes - Additional infor

Income Taxes - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Deferred Tax Assets, Valuation Allowance	$ 0
Tax Basis of Investments, Cost for Income Tax Purposes	32,100,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Policyholders' Surplus	6,700,000
Income Tax Examination, Penalties and Interest Expense	0	$ 0	$ 0
Income Tax Examination, Penalties and Interest Accrued	0	$ 0	$ 0
Net operating loss carry forward	$ 1,300,000
Net operating loss carry forward expiration period	2029-12

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plans And Other Postretirement Benefit Plans Table Text Block [Line Items]
Employee Contribution Plan Description	Premier matches 100% of the participants’ contributions up to 3% of compensation and then 50% of the participants’ contributions for the next 2% of compensation
Employee Benefits Plans Contribution	$ 2,600,000	$ 2,500,000	$ 1,400,000
Liability for Future Policy Benefits, Period (Recovery)/Expense	(121,000)	40,000,000	60,000
Liability for Future Policy Benefits	1,700,000	1,800,000
Deferred Compensation Arrangement with Individual, Compensation Expense	(66,000)	(11,000)	$ 85,000
Deferred Compensation Plan Assets	9,400,000	8,200,000
Deferred Compensation Plan Liabilities	$ 7,400,000	6,800,000
Deferred compensation plan deferral period years	up to 11 years
United Community Financial Corp
Defined Benefit Plans And Other Postretirement Benefit Plans Table Text Block [Line Items]
Deferred Compensation Plan Assets	$ 1,800,000	1,900,000
Deferred Compensation Plan Liabilities	$ 1,800,000	$ 1,900,000

Stock Compensation Plans - Addi

Stock Compensation Plans - Additional information (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number			35,661	36,261
Conversion of outstanding stock options			39,983
Stock Option Period, Description			All options expire ten years from the date of grant. Vested options of retirees expire on the earlier of the scheduled expiration date or twelve months after the retirement date.
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			0	0	0
Employee Service Share Based Compensation Nonvested Awards, Total Compensation Cost Not Yet Recognized, Period For Recognition (in years)			1 month
Allocated Share-based Compensation Expense			$ 2,500,000	$ 2,300,000	$ 2,100,000
Compensation Expense, Maximum			4,300,000
Estimated Compensation Expense, Excepted			2,800,000
Unrecognized Compensation Expense			$ 480,000
Executive Long-Term Equity Incentive Plan [Member]
Stock Option Period, Description			The value of awards issued in 2020 and 2021 under the Executive LTIP will be determined individually at the end of each respective 36 month performance period ending December 31. The benefits earned under these LTIPs will be paid out in equity in the first quarter following the end of the performance period. The participants will receive all or a portion of the award if their employment is terminated by the Company without cause, by the participant in certain situations, or by death, disability or retirement.
Share-based Compensation, Performance Period			3 years
Common stock issued during the period			21,834	51,677
Executive Long-Term Equity Incentive Plan [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			20.00%
Executive Long-Term Equity Incentive Plan [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			50.00%
Equity Plan 2018 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			900,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant			556,698
Short Term Equity Incentive Plan 2015 [Member]
Stock Option Period, Description			The final amount of benefits under the STIPs is determined as of December 31 of the same year and paid out in cash in the first quarter of the following year.
Performance Stock Units [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			86,058
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			161,674	90,891
Performance Stock Units [Member] | Executive Long-Term Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	86,058
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			34,388
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			16,846
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			51,773	55,759
Restricted Stock Units (RSUs) [Member] | Key Long-Term Equity Incentive Plan 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	17,542	12,038
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years
Restricted Stock Units (RSUs) [Member] | Key Long-Term Equity Incentive Plan 2015 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			5.00%
Restricted Stock Units (RSUs) [Member] | Key Long-Term Equity Incentive Plan 2015 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			10.00%
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years
Restricted Stock Grants [Member] | Share-based Compensation Award, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			43,460
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			1 year
Restricted Stock Grants [Member] | Share-based Compensation Award, Tranche One [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			13,708
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			1 year
Restricted Share Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			271,707
Short Term Incentive Plan [Member]
Allocated Share-based Compensation Expense			$ 2,700,000	$ 3,200,000
Long Term Equity Incentive Plan 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant			113,050

Stock Compensation Plans - Stoc

Stock Compensation Plans - Stock options activity (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)$ / sharesshares
Share-based Payment Arrangement [Abstract]
Options outstanding, January 1, 2021	36,261
Option Outstanding, Exercised	(600)
Option Outstanding, Exchanged	39,983
Options outstanding, December 31, 2021	35,661
Exercisable at December 31, 2021	35,661
Weighted Average Exercise Price, Options outstanding, January 1, 2020 | $ / shares	$ 21.59
Weighted Average Exercise Price, Exercised | $ / shares	13.80
Weighted Average Exercise Price, Options outstanding, December 31, 2021 | $ / shares	21.72
Weighted Average Exercise Price, Exercisable at December 31, 2021 | $ / shares	$ 21.72
Weighted Average Remaining Contractual Term (In years), outstanding, December 31, 2021	4 years 3 months 29 days
Weighted Average Remaining Contractual Terms (In years), Exercisable at December 31, 2021	4 years 3 months 29 days
Aggregate Intrinsic Value, outstanding, December 31, 2021 | $	$ 328,271
Aggregate Intrinsic Value, Exercisable at December 31, 2021 | $	$ 328,271

Stock Compensation Plans - Sche

Stock Compensation Plans - Schedule of information related to stock options plans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Share-based Payment Arrangement [Abstract]
Intrinsic value of options exercised	$ 11	$ 189	$ 390
Proceeds from exercise of stock options	8		189
Tax benefit realized from option exercises	$ 2	$ 40	$ 4

Stock Compensation Plans - Rest

Stock Compensation Plans - Restricted stock grants (Details)	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Performance Stock Units [Member]
Shares, Unvested at January 1, 2021 | shares	90,891
Shares, Granted | shares	86,058
Shares, Vested | shares	(9,633)
Shares, Forfeited | shares	(5,642)
Shares, Unvested at December 31, 2021 | shares	161,674
Weighted -Average Grant Date Fair Value, Unvested at January 1, 2021 | $ / shares	$ 26.48
Weighted-Average Grant Date Fair Value, Granted | $ / shares	30.32
Weighted-Average Grant Date Fair Value, Vested | $ / shares	28.24
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	28.24
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2021 | $ / shares	$ 28.36
Restricted Stock Units (RSUs) [Member]
Shares, Unvested at January 1, 2021 | shares	55,759
Shares, Granted | shares	34,388
Shares, Vested | shares	(32,521)
Shares, Forfeited | shares	(5,853)
Shares, Unvested at December 31, 2021 | shares	51,773
Weighted -Average Grant Date Fair Value, Unvested at January 1, 2021 | $ / shares	$ 25.18
Weighted-Average Grant Date Fair Value, Granted | $ / shares	30.77
Weighted-Average Grant Date Fair Value, Vested | $ / shares	26.08
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	24.03
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2021 | $ / shares	$ 28.44
Stock Grants [Member]
Shares, Unvested at January 1, 2021 | shares	41,057
Shares, Granted | shares	43,460
Shares, Vested | shares	(24,849)
Shares, Forfeited | shares	(1,408)
Shares, Unvested at December 31, 2021 | shares	58,260
Weighted -Average Grant Date Fair Value, Unvested at January 1, 2021 | $ / shares	$ 26.93
Weighted-Average Grant Date Fair Value, Granted | $ / shares	31.32
Weighted-Average Grant Date Fair Value, Vested | $ / shares	28
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	28.41
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2021 | $ / shares	$ 29.71

Parent Company Statements - Con

Parent Company Statements - Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 161,566	$ 159,266	$ 131,254	$ 98,962
Equity securities	14,097	1,090
Other assets	90,325	77,257
Total assets	7,481,402	7,211,734
Liabilities and stockholders’ equity
Stockholders’ equity	1,023,496	982,276	$ 426,167	$ 399,589
Total liabilities and stockholders’ equity	7,481,402	7,211,734
Parent Company [Member]
Assets
Cash and cash equivalents	24,152	58,017
Equity securities	14,097
Investment in banking subsidiary	1,034,379	962,675
Investment in non-bank subsidiaries	33,102	39,699
Other assets	4,110	6,013
Total assets	1,109,840	1,067,494
Liabilities and stockholders’ equity
Subordinated debentures	84,976	84,860
Accrued liabilities	1,368	358
Stockholders’ equity	1,023,496	982,276
Total liabilities and stockholders’ equity	$ 1,109,840	$ 1,067,494

Parent Company Statements - C_2

Parent Company Statements - Condensed Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Condensed Income Statements, Captions [Line Items]
Net Interest Income	$ 60,490	$ 60,861	$ 60,864	$ 61,372	$ 60,816	$ 60,159	$ 62,449	$ 54,522	$ 243,587	$ 237,946	$ 141,084
Interest expense	(3,288)	(3,826)	(4,245)	(4,859)	(5,849)	(6,888)	(8,145)	(9,059)	(16,218)	(29,941)	(25,435)
Noninterest expense	(41,733)	(39,045)	(38,375)	(38,802)	(41,313)	(43,563)	(37,984)	(42,310)	(157,955)	(165,170)	(97,084)
Income before income taxes	31,284	34,484	39,708	50,947	39,088	31,914	36,360	(28,093)	156,423	79,269	60,637
Net Income	$ 25,310	$ 28,360	$ 31,385	$ 40,996	$ 30,848	$ 25,655	$ 29,057	$ (22,483)	126,051	63,077	49,370
Other comprehensive income (loss)									(18,432)	10,409	6,743
Comprehensive income									107,619	73,486	56,113
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Dividends from subsidiaries									46,315	25,900	38,585
Net Interest Income									520	30
Interest expense									(2,713)	(1,308)	(1,368)
Other income									1,955	105	1
Noninterest expense									(997)	(902)	(1,234)
Income before income taxes									45,080	23,825	35,984
Income tax credit									(259)	(423)	(534)
Income before equity in earnings of subsidiaries									45,339	24,248	36,518
Undistributed equity in earnings of subsidiaries									80,712	38,829	12,852
Net Income									126,051	63,077	49,370
Other comprehensive income (loss)									(18,432)	10,409	(6,743)
Comprehensive income									$ 107,619	$ 73,486	$ 56,113

Parent Company Statements - C_3

Parent Company Statements - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating activities:
Net income	$ 25,310	$ 28,360	$ 31,385	$ 40,996	$ 30,848	$ 25,655	$ 29,057	$ (22,483)	$ 126,051	$ 63,077	$ 49,370
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Net cash provided by operating activities									165,163	(55,618)	39,685
Investing activities:
Purchases of equity securities									(11,053)	(1,000)
Net cash used in investing activities									(332,814)	(541,854)	(225,348)
Financing activities:
Repurchase of common stock									(29,583)	(10,183)	(15,147)
Proceeds from subordinated debentures									48,893	48,777
Stock Options Exercised									8		189
Direct stock sales										18	123
Net cash provided by financing activities									169,951	625,484	217,955
Parent Company [Member]
Operating activities:
Net income									126,051	63,077	49,370
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Undistributed equity in earnings of subsidiaries									(80,712)	(38,829)	(12,852)
Change in other assets and liabilities									380	1,630	(201)
Net cash provided by operating activities									45,719	25,878	36,317
Investing activities:
Net Cash received for United Community Financial Corp.										9,414
Purchases of equity securities									(11,053)	(1,000)
Net cash used in investing activities									(11,053)	8,414
Financing activities:
Repurchase of common stock									(29,583)	(10,183)	(15,147)
Cash dividends paid									(38,948)	(32,898)	(15,624)
Proceeds from subordinated debentures										48,777
Stock Options Exercised											189
Direct stock sales										18	123
Net cash provided by financing activities									(68,531)	5,714	(30,459)
Net increase (decrease) in cash and cash equivalents									(33,865)	40,006	5,858
Cash and cash equivalents at beginning of year				$ 58,017				$ 18,011	58,017	18,011	12,153
Cash and cash equivalents at end of year	$ 24,152				$ 58,017				$ 24,152	$ 58,017	$ 18,011

Fair Value - Additional informa

Fair Value - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Fair Value, Option, Quantitative Disclosures [Line Items]
Fair value determination of loans held for sale description	The fair value of conventional loans held for sale is determined using the current 15 day forward contract price for either 15 or 30 year conventional mortgages (Level 2). The fair value of permanent construction loans held for sale is determined using the current 60 day forward contract price for 15 or 30 year conventional mortgages which is then adjusted for unobservable market data such as estimated fall out rates and estimated time from origination to completion of construction (Level 3).
Loans held for sale, fair value disclosure	$ 162,947,000	$ 221,616,000
Individually Analyzed Financing Receivables, Provisional Expenses	4,100,000	2,900,000	$ 12,000
Mortgage servicing rights	19,538,000	13,153,000
Valuation Allowance of Mortgage Servicing Rights	2,700,000	8,500,000
Mortgage Servicing Rights Expense		8,000,000	234,000
Proceeds from Collection of Loans Receivable	5,800,000
Real Estate Held-for-sale, Increase (Decrease) in Fair Value	0	0	$ 264,000
Residential Mortgage and Permanent Construction Loans [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans held for sale, fair value disclosure	0
Residential Mortgage Loans [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans held for sale, fair value disclosure	28,800,000	98,600,000
Loans held for sale, contractual balance	27,700,000	93,200,000
Loss on sale of loans held for sale for the change in fair value	5,000,000	(5,400,000)
Permanent Construction Loans [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans held for sale, fair value disclosure	134,200,000	123,000,000
Loans held for sale, contractual balance	125,000,000	109,500,000
Loss on sale of loans held for sale for the change in fair value	3,700,000	(13,500,000)
Collateral Dependent Loan [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Individually Analyzed Financing Receivable, Recorded Investment	11,300,000	11,700,000
Individually Analyzed Financing Receivable, Related Allowance	$ 7,100,000	$ 2,900,000
Minimum [Member] | Real Estate Held For Sale
Fair Value, Option, Quantitative Disclosures [Line Items]
Fair value input discount rate	0.00%
Maximum [Member] | Real Estate Held For Sale
Fair Value, Option, Quantitative Disclosures [Line Items]
Fair value input discount rate	30.00%

Fair Value - Assets and Liabili

Fair Value - Assets and Liabilities Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Available for sale securities:
Securities available-for-sale, carried at fair value	$ 1,206,260	$ 736,654
Collateralized mortgage obligations [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	260,168	106,299
Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	1,206,260	736,654
Fair Value, Inputs, Level 2 [Member] | Collateralized mortgage obligations [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	260,168	106,299
Obligations of U.S. government corporations and agencies [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	174,710	40,940
Obligations of U.S. government corporations and agencies [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	174,710	40,940
Mortgage-Backed Securities [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	206,751	277,182
Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	206,751	277,182
Asset-backed securities [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	220,536	30,546
Asset-backed securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	220,536	30,546
Corporate bonds [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	70,893	44,169
Corporate bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	70,893	44,169
Obligations of state and political subdivisions [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	273,202	237,518
Obligations of state and political subdivisions [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	273,202	237,518
Equity Securities [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	14,097	1,090
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	14,097	1,090
Mortgage banking derivative - asset [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	2,336	3,833
Mortgage banking derivative - asset [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	2,336	3,833
Loans Held For Sale At Fair Value
Available for sale securities:
Securities available-for-sale, carried at fair value	162,947	221,616
Loans Held For Sale At Fair Value | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	28,780	98,587
Loans Held For Sale At Fair Value | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	134,167	123,029
Purchased Certificate of Deposit Option [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value		56
Purchased Certificate of Deposit Option [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value		56
Interest Rate Swap Assets [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	1,287	1,870
Interest Rate Swap Assets [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	1,287	1,870
Cash Flow Hedge Derivative Asset [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	854
Cash Flow Hedge Derivative Asset [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	854
Written Certificate of Deposit Option [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value		56
Written Certificate of Deposit Option [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value		56
Interest Rate Swap Liability [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	1,292	2,036
Interest Rate Swap Liability [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	$ 1,292	$ 2,036

Fair Value - Summary of Reconci

Fair Value - Summary of Reconciliation of all Assets Measured at Fair Value on Recurring Basis using Significant Unobservable Inputs (Level 3) (Details) - Construction Loans Held for Sale [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance of recurring Level 3 assets at beginning of period	$ 123,029
Total gains (losses) for the period, Included in change in fair value of loans held for sale	(3,716)	$ 13,492
Originations	128,844	108,847
Acquired in acquisition		37,711
Sales	(113,990)	(37,021)
Balance of recurring Level 3 assets at end of period	$ 134,167	$ 123,029

Fair Value - Schedule of Level

Fair Value - Schedule of Level 3 Assets and Liabilities Measured At Fair Value on a Recurring Basis (Details) - Securities Available-For-Sale [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance of recurring Level 3 assets at beginning of period	$ 3,411
Balance of Level 3 assets moved to Level 2 during the period	$ (3,411)

Fair Value - Assets and Liabi_2

Fair Value - Assets and Liabilities Measured on a Non-Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Collateral dependent loans held for sale
Total individually analyzed loans	$ 11,313	$ 11,752
Mortgage servicing rights	19,538	13,153
Commercial Real Estate [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	2,749	4,601
Commercial [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	8,564	7,151
Fair Value, Inputs, Level 2 [Member]
Collateral dependent loans held for sale
Mortgage servicing rights	19,538	13,153
Fair Value, Inputs, Level 3 [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	11,313	11,752
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	2,749	4,601
Fair Value, Inputs, Level 3 [Member] | Commercial [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	$ 8,564	$ 7,151

Fair Value - Schedule of Leve_2

Fair Value - Schedule of Level 3 Assets and Liabilities Measured At Fair Value on a Non-Recurring Basis (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Individually analyzed Loans- Applies to loan classes with an appraisal valuation	$ 5,821
Individually analyzed Loans- Applies to loan classes without an appraisal valuation	5,492
Collateral Dependent Loans- Applies to all loan classes	$ 11,313	$ 11,752
Appraisals Which Utilize Sales Comparison, Net Income and Cost Approach [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value Measurements, Valuation Processes, Description	Appraisals which utilize sales comparison, net income and cost approach	Appraisals which utilizesales comparison, netincome and cost approach
Unobservable Inputs, Fair Value	Discounts for collection issues and changes in market conditions	Discounts for collectionissues and changes inmarket conditions
Fair Value, Range of Input, Minimum	20.00%	5.00%
Fair Value, Range of Input, Maximum	50.00%	37.00%
Fair Value Measurement Weighted Average Range	35.18%	24.17%
Equitable Recoupment Claim Estimate [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Fair Value Measurements, Valuation Processes, Description	Equitable Recoupment claim estimate
Unobservable Inputs, Fair Value	Discounts for collection issues
Fair Value Measurement Range Of Input	25.00%
Fair Value Measurement Weighted Average Range	25.00%

Fair Value - Balance Sheet Grou

Fair Value - Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Financial Assets, Carrying Value:
Cash and cash equivalents, Carrying Value	$ 161,566	$ 159,266	$ 131,254	$ 98,962
Securities available for sale, Carrying Value	1,206,260	736,654
Equity securities, Carrying Value	14,097	1,090
FHLB Stock, Carrying Value	11,585	16,026
Loans receivable, net, Carrying Value	5,229,700	5,409,161
Loans held for sale, Carrying Value	162,947	221,616
Financial Liabilities, Carrying Value:
Deposits, Carrying Value	6,282,051	6,047,841
Subordinated debentures, Carrying Value	84,976	84,860
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	161,566	159,266
Securities available-for-sale, carried at fair value	1,206,260	736,654
Equity securities, Fair Value	14,097	1,090
Loans receivable, net, Fair Value	5,265,689	5,412,814
Loans held for sale, carried at fair value	162,947	221,616
Financial Liabilities, Fair Value:
Deposits, Fair Value	6,280,336	6,056,426
Subordinated debentures, Fair Value	85,417	83,237
Fair Value, Inputs, Level 1 [Member]
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	161,566	159,266
Equity securities, Fair Value	14,097	1,090
Financial Liabilities, Fair Value:
Deposits, Fair Value	5,481,928	4,925,411
Fair Value, Inputs, Level 2 [Member]
Financial Assets, Fair Value:
Securities available-for-sale, carried at fair value	1,206,260	736,654
Loans held for sale, carried at fair value	28,780	98,587
Financial Liabilities, Fair Value:
Deposits, Fair Value	798,408	1,131,015
Fair Value, Inputs, Level 3 [Member]
Financial Assets, Fair Value:
Loans receivable, net, Fair Value	5,265,689	5,412,814
Loans held for sale, carried at fair value	134,167	123,029
Financial Liabilities, Fair Value:
Subordinated debentures, Fair Value	$ 85,417	$ 83,237

Derivative Financial Instrume_3

Derivative Financial Instruments - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Derivatives Fair Value [Line Items]
Interest Rate Derivative Instruments Not Designated as Hedging Instruments at Fair Value, Net	$ 65,400,000	$ 135,700,000
Notional Amount of Interest Rate Derivative Instruments Not Designated as Hedging Instruments	305,000,000	$ 265,000,000
Time deposits	800,123,000
Interest Rate Swaps [Member]
Derivatives Fair Value [Line Items]
Notional Amount of Interest Rate Derivative Instruments Not Designated as Hedging Instruments	69,400,000
Difference in fair value of asset and liability	$ 5,000
Derivative, maturity date	May 31, 2031
Interest Rate Swaps [Member] | Cash Flow Hedge [Member]
Derivatives Fair Value [Line Items]
Notional amount of interest rate derivative instruments designated as cash flow hedge	$ 250,000,000
Other Assets [Member] | Interest Rate Swaps [Member]
Derivatives Fair Value [Line Items]
Fair value of derivative assets	1,300,000
Other Assets [Member] | Interest Rate Swaps [Member] | Cash Flow Hedge [Member]
Derivatives Fair Value [Line Items]
Aggregate fair value of interest rate cash flow hedge	854,000
Other Liabilities [Member] | Interest Rate Swaps [Member]
Derivatives Fair Value [Line Items]
Fair value of derivative liabilities	$ 1,300,000
1-Month LIBOR | Interest Rate Swaps [Member] | Designated as Cash Flow Hedges [Member]
Derivatives Fair Value [Line Items]
Fixed interest rate	1.437%

Derivative Financial Instrume_4

Derivative Financial Instruments - Carrying values (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivatives not designated as hedging instruments
Mortgage Banking Derivatives Assets, Carrying Value	$ 2,336	$ 3,833
Mortgage Banking Derivatives (Liabilities), Carrying Value	0	0
Mortgage Banking Derivatives, Derivatives Net Carrying Value	$ 2,336	$ 3,833

Derivative Financial Instrume_5

Derivative Financial Instruments - Amount of gains and losses recognized (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Price Risk Derivative Instruments Not Designated as Hedging Instruments, at Fair Value, Net [Abstract]
Mortgage Banking Derivatives - Gain (Loss)	$ (1,497)	$ 2,154	$ 598

Derivative Financial Instrume_6

Derivative Financial Instruments - Summary of Interest Rate Swap (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Derivative [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative	$ 674	$ 11,708	$ 6,896
Amount of Gain (Loss) Reclassified from OCI into Income	1,716
Interest Rate Swap [Member]
Derivative [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative	674
Total amount of Gain (Loss) on the Interest Rate Swap	854
Amount of Gain (Loss) Reclassified from OCI into Income	$ 1,716

Quarterly Consolidated Result_3

Quarterly Consolidated Results of Operations (Unaudited) - Summary of the Quarterly Consolidated Results of Operations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2021		Dec. 31, 2020		Dec. 31, 2019
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 60,490	$ 60,861	$ 60,864	$ 61,372	$ 60,816	$ 60,159	$ 62,449	$ 54,522	$ 243,587		$ 237,946		$ 141,084
Interest expense	3,288	3,826	4,245	4,859	5,849	6,888	8,145	9,059	16,218		29,941		25,435
Net interest income	57,202	57,035	56,619	56,513	54,967	53,271	54,304	45,463	227,369		208,005		115,649
Credit loss (benefit) expense - loans and leases	2,816	1,594	(3,631)	(7,512)	(6,158)	3,658	1,868	43,786	(6,733)	[1]	43,154	[1]	2,905	[1]
Provision for unfunded commitments/ loan losses	(807)	226	(288)	550	(606)	(864)	1,107	1,459
Net interest income after provision for credit losses	55,193	55,215	60,538	63,475	61,731	50,477	51,329	218	234,421		163,755		112,765
Noninterest income	17,824	18,314	17,545	26,274	18,670	25,000	23,015	13,999	79,957		80,684		44,956
Noninterest expense	(41,733)	(39,045)	(38,375)	(38,802)	(41,313)	(43,563)	(37,984)	(42,310)	(157,955)		(165,170)		(97,084)
Income before income taxes	31,284	34,484	39,708	50,947	39,088	31,914	36,360	(28,093)	156,423		79,269		60,637
Income taxes	5,974	6,124	8,323	9,951	8,240	6,259	7,303	(5,610)	30,372		16,192		11,267
Net Income	$ 25,310	$ 28,360	$ 31,385	$ 40,996	$ 30,848	$ 25,655	$ 29,057	$ (22,483)	$ 126,051		$ 63,077		$ 49,370
Earnings per common share:
Basic	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 0.83	$ 0.69	$ 0.78	$ (0.71)	$ 3.39		$ 1.75		$ 2.49
Diluted	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 0.82	$ 0.69	$ 0.78	$ (0.71)	$ 3.39		$ 1.75		$ 2.48
[1]	Beginning January 1, 2020, calculation is based on current expected loss methodology. Prior to January 1, 2020, calculation was based on incurred loss methodology.

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Reclassification adjustments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Securities available for sale and transferred securities: Before Tax Amount
Unrealized holding gains (losses) on available-for-sale securities arising during the period	$ (21,967)	$ 14,431	$ 8,754
Reclassification adjustment for (gains) losses realized in income	(2,218)	(1,464)	(24)
Net gain on defined benefit postretirement medical plan realized during the period	13	195	(310)
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits)	(13)	13	14
Total other comprehensive income	(23,332)	13,175	8,434
Cash flow hedge derivatives
Change in net unrealized gain during the period, Before tax	3,025	14,431	8,754
Reclassification adjustment for net gains included in net income, Before tax	2,172		24
Change in net unrealized gain during the period, Tax effect	635
Reclassification adjustment for net gains included in net income, Tax effect	(456)
Change in net unrealized gain during the period, Net of tax	2,390
Cash Flow Hedge Derivatives, Amounts reclassified from accumulated other comprehensive income	(1,716)
Securities available for sale and transferred securities: Tax (Expense) Benefit
Change in net unrealized gain/(loss) during the period	(4,613)	3,030	1,839
Reclassification adjustment for net gains included in net income	(466)	(307)	(5)
Net gain on defined benefit postretirement medical plan realized during the period	3	41	(146)
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits)	(3)	2	3
Total other comprehensive income	(4,900)	2,766	1,691
Securities available for sale and transferred securities:
Change in net unrealized gain/(loss) during the period	(17,354)	11,401	6,915
Reclassification adjustment for net gains included in net income	(1,752)	(1,157)	(19)
Net gain on defined benefit postretirement medical plan realized during the period	10	154	(164)
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits)	(10)	11	11
Total other comprehensive income (loss)	$ (18,432)	$ 10,409	$ 6,743

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Activity in AOCI, net of tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Securities Available For Sale, Beginning balance	$ 15,083	$ 4,839	$ (2,057)
Securities Available For Sale, Other comprehensive income before reclassifications	(17,354)	11,401	6,915
Securities Available For Sale, Amounts reclassified from accumulated other comprehensive loss	(1,752)	(1,157)	(19)
Securities Available For Sale, Net other comprehensive income during period	(19,106)	10,244	6,896
Securities Available For Sale, Ending balance	(4,023)	15,083	4,839
Cash Flow Hedge Derivatives, Other comprehensive income before reclassifications	3,025	14,431	8,754
Cash Flow Hedge Derivatives, Other comprehensive income before reclassifications	2,390
Cash Flow Hedge Derivatives, Amounts reclassified from accumulated other comprehensive income	(1,716)
Cash flow hedge derivatives, Net other comprehensive income during period	674
Cash Flow hedge Derivatives, Ending balance	674
Post-retirement Benefit, Beginning balance	(79)	(244)	(91)
Post-retirement Benefit, Other comprehensive income before reclassifications	10	154	(164)
Post-retirement Benefit, Amounts reclassified from accumulated other comprehensive loss	(10)	11	11
Post-retirement Benefit, Net other comprehensive income during period		165	(153)
Post-retirement Benefit, Ending balance	(79)	(79)	(244)
Accumulated Other Comprehensive Income, Beginning balance	15,004	4,595	(2,148)
Accumulated Other Comprehensive Income, Other comprehensive income before reclassifications	(14,954)	11,555	6,751
Accumulated Other Comprehensive Income, Amounts reclassified from accumulated other comprehensive loss	(3,478)	(1,146)	(8)
Accumulated Other Comprehensive Income, Net other comprehensive income during period	(18,432)	10,409	6,743
Accumulated Other Comprehensive Income, Ending balance	$ (3,428)	$ 15,004	$ 4,595