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Exhibit 4.1
February 28, 2013
Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549
Re: | First Defiance Financial Corp. – Annual Report on Form 10-K | |
for the Fiscal Year Ended December 31, 2012 |
Ladies and Gentlemen:
Today, First Defiance Financial Corp., an Ohio corporation (“First Defiance”), is filing its Annual Report on Form 10-K for the fiscal year ended December 31, 2012 (the “Form 10-K”) with the Securities and Exchange Commission (the “SEC”).
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, First Defiance hereby agrees to furnish the SEC, upon request, copies of instruments and agreements, defining the rights of holders of First Defiance’s long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. The total amount of securities issued under any instrument of such long-term debt does not exceed 10% of the total assets of First Defiance and its subsidiaries on a consolidated basis.
Very truly yours, | |
FIRST DEFIANCE FINANCIAL CORP. | |
/s/ Donald P. Hileman | |
Donald P. Hileman | |
Chief Financial Officer |