Premier Financial (PFC) 10-K 29 Feb 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Feb. 19, 2016	Jun. 30, 2015
Document Information [Line Items]
Entity Registrant Name	FIRST DEFIANCE FINANCIAL CORP
Entity Central Index Key	946,647
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Trading Symbol	FDEF
Entity Common Stock, Shares Outstanding		8,938,777
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2,015
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 338.1

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and amounts due from depository institutions	$ 38,769	$ 41,936
Federal funds sold	41,000	71,000
Cash and cash equivalents at beginning of year	79,769	112,936
Securities available-for-sale, carried at fair value	236,435	239,321
Securities held-to-maturity, carried at amortized cost (fair value $245 and $308 at December 31, 2015 and 2014 respectively)	243	313
Marketable Securities, Total	236,678	239,634
Securities:
Loans held for sale	5,523	4,535
Loans receivable, net of allowance of $25,382 and $24,766 at December 31, 2015 and 2014, respectively	1,776,835	1,622,020
Mortgage servicing rights	9,248	9,012
Accrued interest receivable	6,171	6,037
Federal Home Loan Bank (FHLB) stock	13,801	13,802
Bank owned life insurance	51,908	47,013
Premises and equipment	38,166	40,496
Real estate and other assets held for sale (REO)	1,321	6,181
Goodwill	61,798	61,525
Core deposit and other intangibles	1,871	2,395
Other assets	14,587	13,366
Total assets	2,297,676	2,178,952
Liabilities:
Noninterest-bearing	420,691	379,552
Interest-bearing	1,415,446	1,381,261
Total	1,836,137	1,760,813
Advances from the Federal Home Loan Bank	59,902	21,544
Securities sold under agreements to repurchase	57,188	54,759
Subordinated debentures	36,083	36,083
Advance payments by borrowers	2,674	2,309
Deferred taxes	877	1,176
Other liabilities	24,618	22,763
Total liabilities	$ 2,017,479	$ 1,899,447
Commitments and Contingent (Note 6)
Stockholders' equity:
Preferred stock, $.01 par value per share: 37,000 shares authorized; no shares issued	$ 0	$ 0
Preferred stock, $.01 par value per share: 4,963,000 shares authorized; no shares issued	0	0
Common stock, $.01 par value per share: 25,000,000 shares authorized; 12,721,959 and 12,735,313 shares issued and 9,102,831 and 9,234,534 shares outstanding, respectively	127	127
Common stock warrant	0	878
Additional paid-in capital	125,734	136,266
Accumulated other comprehensive income, net of tax of $1,950 and $2,214, respectively	3,622	4,114
Retained earnings	219,737	200,600
Treasury stock, at cost, 3,619,128 and 3,500,779 shares respectively	(69,023)	(62,480)
Total stockholders’ equity	280,197	279,505
Total liabilities and stockholders’ equity	$ 2,297,676	$ 2,178,952

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Held-to-maturity, fair value (in dollars)	$ 245	$ 308
Loans receivable, allowance (in dollars)	$ 25,382	$ 24,766
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	12,721,959	12,735,313
Common stock, shares outstanding	9,102,831	9,234,534
Accumulated other comprehensive income, tax effect (in dollars)	$ 1,950	$ 2,214
Treasury stock, shares	3,619,128	3,500,779
Preferred Stock [Member]
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	4,963,000	4,963,000
Preferred stock, shares issued	0	0
Cumulative Preferred Stock [Member]
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	37,000	37,000
Preferred stock, shares issued	0	0

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest Income
Loans	$ 73,346	$ 68,682	$ 68,077
Investment securities:
Taxable	3,598	3,507	2,695
Tax-exempt	3,171	3,068	2,901
Interest-bearing deposits	169	349	282
FHLB stock dividends	552	642	826
Total interest income	80,836	76,248	74,781
Interest Expense
Deposits	5,341	5,283	5,913
Federal Home Loan Bank advances and other	675	528	434
Subordinated debentures	613	587	601
Securities sold under agreement to repurchase	152	161	222
Total interest expense	6,781	6,559	7,170
Net interest income	74,055	69,689	67,611
Provision for loan losses	136	1,117	1,824
Net interest income after provision for loan losses	73,919	68,572	65,787
Noninterest Income
Service fees and other charges	10,752	10,258	10,045
Mortgage banking income	6,713	5,602	8,443
Insurance commissions	10,076	9,859	9,627
Gain on sale of non-mortgage loans	824	181	101
Gain (loss) on sale or call of securities	22	932	97
Other-than-temporary impairment (OTTI) losses on investment securities
Total gains (impairment losses) on investment securities	0	0	(337)
Losses recognized in other comprehensive income	0	0	0
Net impairment loss recognized in earnings	0	0	(337)
Trust income	1,462	1,240	969
Income from bank owned life insurance	895	1,802	883
Other noninterest income	1,059	1,767	950
Total noninterest income	31,803	31,641	30,778
Noninterest Expense
Compensation and benefits	37,769	35,543	34,301
Occupancy	7,197	6,683	6,675
FDIC insurance	1,324	1,419	1,616
Data processing	6,083	5,856	5,125
Other noninterest expense	15,516	17,257	17,335
Total noninterest expense	67,889	66,758	65,052
Income before income taxes	37,833	33,455	31,513
Federal income taxes	11,410	9,163	9,278
Net Income	$ 26,423	$ 24,292	$ 22,235
Earnings per common share:
Basic (in dollars per share)	$ 2.87	$ 2.55	$ 2.28
Diluted (in dollars per share)	2.82	2.44	2.19
Dividends declared per common share (in dollars per share)	$ 0.78	$ 0.63	$ 0.4

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Net income	$ 26,423	$ 24,292	$ 22,235
Change in securities available-for-sale (AFS):
Unrealized holding gains (losses) on available-for-sale securities arising during the period	(985)	6,763	(6,309)
Reclassification adjustment for (gains) losses realized in income	(22)	(932)	(97)
Other-than-temporary impairment losses on AFS securities realized in income	0	0	337
Net unrealized gains (losses)	(1,007)	5,831	(6,069)
Income tax effect	352	(2,040)	2,124
Net of tax amount	(655)	3,791	(3,945)
Change in unrealized gain on postretirement benefit:
Net gain (loss) on defined benefit postretirement medical plan realized during the period	204	(377)	287
Net amortization and deferral	47	35	46
Net gain (loss) activity during the period	251	(342)	333
Income tax effect	(88)	120	(117)
Net of tax amount	163	(222)	216
Total other comprehensive income (loss)	(492)	3,569	(3,729)
Comprehensive income	$ 25,931	$ 27,861	$ 18,506

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Common Stock Warrant [Member]	Additional Paid-in Capital [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2012	$ 278,127	$ 36,641	$ 127	$ 878	$ 135,825	$ 3,997	$ 148,010	$ (47,351)
Net income	22,235						22,235
Other comprehensive income (loss)	(3,729)					(3,729)
Stock option expense	44				44
Shares issued under stock option plan	350				(34)		(97)	481
Restricted share activity under stock incentive plans	783				327		(44)	500
Excess tax benefit on stock compensation plans	0
Shares issued direct purchases	64				20			44
shares repurchased	(1,821)							(1,821)
Common stock dividends declared	(3,907)						(3,907)
Balance at Dec. 31, 2013	272,147	0	127	878	136,403	545	182,290	(48,096)
Net income	24,292						24,292
Other comprehensive income (loss)	3,569					3,569
Stock option expense	78				78
Shares issued under stock option plan	921				88		(45)	878
Restricted share activity under stock incentive plans	(122)				(334)			212
Excess tax benefit on stock compensation plans	0
Shares issued direct purchases	76				31			45
shares repurchased	(15,519)							(15,519)
Common stock dividends declared	(5,937)						(5,937)
Balance at Dec. 31, 2014	279,505	0	127	878	136,266	4,114	200,600	(62,480)
Net income	26,423						26,423
Other comprehensive income (loss)	(492)					(492)
Stock option expense	150				150
Warrant repurchase	(11,979)			(878)	(11,101)
Shares issued under stock option plan	1,469				230		(313)	1,552
Restricted share activity under stock incentive plans	436				(58)		186	308
Excess tax benefit on stock compensation plans	216				216
Shares issued direct purchases	64				31			33
shares repurchased	(8,436)							(8,436)
Common stock dividends declared	(7,159)						(7,159)
Balance at Dec. 31, 2015	$ 280,197	$ 0	$ 127	$ 0	$ 125,734	$ 3,622	$ 219,737	$ (69,023)

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Shares issued under stock option plan (in shares)	74,300	52,258	35,147
Stock Based Compensation Income Tax Benefit	$ 160	$ 103	$ 54
Stock Repurchased and Retired (in shares)	14,350
Restricted share activity under Stock Incentive Plans (in shares)	18,006	13,087
Shares issued direct purchases (in shares)	1,799	2,804	2,768
shares repurchased	225,808	553,136	70,966

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating Activities
Net income	$ 26,423	$ 24,292	$ 22,235
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	136	1,117	1,824
Provision for depreciation	3,267	2,952	3,110
Net amortization of premium and discounts on loans, securities, deposits and debt obligations	1,148	1,020	1,235
Amortization of mortgage servicing rights	1,620	1,401	2,098
Net (recovery) impairment of mortgage servicing rights	(266)	(116)	(1,261)
Amortization of intangibles	699	1,102	1,241
Gain on sale of loans	(5,388)	(3,517)	(5,817)
Loss on sale or disposals or write-downs of property, plant and Equipment	428	0	1
(Gain) loss on sale or write-down of REO	150	(73)	883
OTTI losses on investment securities	0	0	337
(Gain) loss on sale or call of securities	(22)	(932)	(97)
Change in deferred taxes	(35)	(179)	1,518
Proceeds from sale of loans held for sale	215,402	159,305	308,260
Origination of loans held for sale	(213,416)	(153,753)	(294,941)
Stock option expense	150	78	44
Restricted stock unit expense (credit)	436	(122)	783
Excess tax benefit on stock compensation plans	216	0	0
Income from bank owned life insurance	(895)	(1,802)	(883)
Change in interest receivable and other assets	(1,356)	(5,962)	1,328
Change in accrued interest and other liabilities	1,955	5,254	(2,535)
Net cash provided by operating activities	30,652	30,065	39,363
Investing Activities
Proceeds from maturities, calls and paydowns of held-to-maturity securities	69	73	121
Proceeds from maturities, calls and paydowns of available-for-sale securities	31,240	20,400	35,072
Proceeds from sale of available-for-sale securities	426	14,913	4,027
Proceeds from sale of REO	3,407	2,108	2,899
Proceeds from sale of office properties and equipment	212	84	0
Purchases of available-for-sale securities	(30,483)	(70,149)	(49,230)
Purchases of office properties and equipment	(1,843)	(4,935)	(2,045)
Investment in bank owned life insurance	(4,000)	(3,406)	0
Proceeds from FHLB stock redemption	1	5,548	1,305
Proceeds from bank owned life insurance death benefit	0	910	0
Net cash paid in Buckeye Insurance acquisition	(297)	0	0
Purchase of portfolio mortgage loans	0	(16,594)	(4,545)
Proceeds from sale of non-mortgage loans	24,027	20,592	13,369
Net increase in loans receivable	(177,013)	(73,206)	(70,845)
Net cash provided by (used) in investing activities	(154,254)	(103,662)	(69,872)
Financing Activities
Net increase in deposits and advance payments by borrowers	75,689	25,810	68,368
Repayment of Federal Home Loan Bank long-term advances	(8,642)	(976)	(276)
Proceeds from Federal Home Loan Bank long-term advances	47,000	0	10,000
Increase (decrease) in securities sold under repurchase agreements	2,429	2,840	217
Cash dividends paid on common stock	(7,159)	(5,937)	(3,907)
Net cash paid for repurchase of common stock	(8,436)	(15,519)	(1,821)
Repayment of warrants	(11,979)	0	0
Proceeds from exercise of stock options	1,469	921	350
Proceeds from treasury stock sales	64	76	64
Net cash (used) provided by financing activities	90,435	7,215	72,995
Increase (decrease) in cash and cash equivalents	(33,167)	(66,382)	42,486
Cash and cash equivalents at beginning of period	112,936	179,318	136,832
Cash and cash equivalents at end of period	79,769	112,936	179,318
Supplemental cash flow information:
Interest paid	6,764	6,557	7,179
Income taxes paid	10,000	8,950	10,500
Transfers from loans to other real estate owned and other assets held for sale	974	2,357	5,836
Transfer from real estate owned and other assets held for sale to loans	2,544	0	0
Transfer from property and equipment to real estate and other assets held for sale	267	0	0
Transfer from loans held for sale to loans	0	1,178	3,231
Securities traded but not yet settled	$ 0	$ 0	$ 742

Basis of Presentation

Basis of Presentation	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Basis of Presentation First Defiance Financial Corp. (“First Defiance” or the “Company”) is a unitary thrift holding company that conducts business through its three wholly owned subsidiaries, First Federal Bank of the Midwest (“First Federal”), First Insurance Group of the Midwest, Inc. (“First Insurance”), and First Defiance Risk Management, Inc. (“First Defiance Risk Management”). All significant intercompany transactions and balances are eliminated in consolidation. First Federal is primarily engaged in attracting deposits from the general public through its offices and using those and other available sources of funds to originate loans primarily in the counties in which its offices are located. First Federal’s traditional banking activities include originating and servicing residential, commercial and consumer loans and providing a broad range of depository, trust and wealth management services. First Insurance is an insurance agency that does business in the Defiance, Bryan, Bowling Green, Lima, Maumee and Oregon, Ohio areas, offering property and casualty, and group health and life insurance products. First Defiance Risk Management was incorporated on December 20, 2012, as a wholly owned insurance company subsidiary of the Company to insure the Company and its subsidiaries against certain risks unique to the operations of the Company and for which insurance may not be currently available or economically feasible in today’s insurance marketplace.

Statement of Accounting Policie

Statement of Accounting Policies	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Significant Accounting Policies [Text Block]	2. Statement of Accounting Policies The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. Basic earnings per common share is computed by dividing net income applicable to common shares (net income less dividend requirements for preferred stock, accretion of preferred stock discount and redemption of preferred stock) by the weighted average number of shares of common stock outstanding during the period. All outstanding unvested share-based payment awards that contain rights to nonforfeitable dividends are considered participating securities for the calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, warrants, restricted stock awards and stock grants. See also Note 4. Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on available-for-sale securities and the net unrecognized actuarial losses and unrecognized prior service costs associated with the Company’s Defined Benefit Postretirement Medical Plan. All items included in other comprehensive income are reported net of tax. See also Notes 5 and 16 and the Consolidated Statements of Comprehensive Income. Cash and cash equivalents include amounts due from banks and overnight investments with the Federal Home Loan Bank (“FHLB”) and the Federal Reserve. Cash and amounts due from depository institutions include required balances on hand or on deposit at the FHLB and Federal Reserve of approximately $ 1,606,000 1,491,000 M Debt securities not classified as held-to-maturity and equity securities are classified as available-for-sale. Available-for-sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in other comprehensive income (loss) until realized. Realized gains and losses are included in gains (losses) on securities or other-than-temporary impairment losses on securities. Realized gains and losses on securities sold are recognized on the trade date based on the specific identification method. Interest income includes amortization of purchase premiums and discounts. Premiums and discounts are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are expected. Securities with unrealized losses are reviewed quarterly to determine if value impairment is other–than-temporary. In performing this review management considers the length of time and extent that fair value has been less than cost, the financial condition of the issuer, the impact of changes in market interest rates on market value and whether the Company intends to sell or it would be more than likely required to sell the securities prior to their anticipated recovery. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: (1) other-than-temporary impairment (“OTTI”) related to credit loss, which must be recognized in the income statement and (2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. First Federal is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. At December 31, 2015, the Company holds $ 13.8 9,000 Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of deferred loan fees and costs, purchase premiums and discounts and the allowance for loan losses. Deferred fees net of deferred incremental loan origination costs, are amortized to interest income generally over the contractual life of the loan using the interest method without anticipating prepayments. The recorded investment in loans includes accrued interest receivable and net deferred fees and costs and undisbursed loan amounts. Mortgage loans originated and intended for sale in the secondary market are classified as loans held for sale and are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains or losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. During 2015, the Company recouped previously accrued losses totaling ($ 95,000 298,000 597,000 Interest receivable is accrued on loans and credited to income as earned. The accrual of interest on loans 90 days delinquent or impaired is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. For these loans, interest accrual is only to the extent cash payments are received. The accrual of interest on these loans is generally resumed after a pattern of repayment has been established and the collection of principal and interest is reasonably assured. The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of deterioration of credit quality since origination and if it is probable that it will be unable to collect all amounts due according to the loan’s contractual terms. If both conditions exist, the Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (credit score, loan type and date of origination). The Company considers expected prepayments, and estimates the amount and timing of undiscounted expected principal, interest, and other cash flows (expected at acquisition) for each loan and subsequently aggregated pool of loans. The Company determines the excess of the loan’s or pool’s scheduled contractual principal and contractual interest payments over all cash flows expected at acquisition as an amount that should not be accreted (nonaccretable difference). The remaining amount—representing the excess of the loan’s cash flows expected to be collected over the amount paid—is accreted into interest income over the remaining life of the loan or pool (accretable yield). Over the life of the loan or pool, the Company continues to estimate cash flows expected to be collected, and evaluates whether the present value of its loans determined using the effective interest rates has decreased and, if so, recognizes a loss. Valuation allowances for all acquired loans subject to FASB ASC Topic 310 reflect only those losses incurred after acquisition—that is, the present value of cash flows expected at acquisition that are not expected to be collected. The allowance for loan losses is maintained at a level believed adequate by management to absorb probable incurred losses in the loan portfolio and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans, actual loss experience events in specific industries and geographical areas and other pertinent factors, including general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience and consideration of economic trends, all of which may be susceptible to significant change. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. Beginning June 30, 2015, the Company refined the methodology to its allowance for loan loss calculation pertaining to the general reserve component for non-impaired loans. There was no change to the calculation of the component for reserves on impaired loans. Within the general reserve, the determination of the historical loss component was modified from using a three-year average annual loss rate to a loss migration measurement. The loss migration measurement implemented June 30, 2015, utilizes an average of four (4) four-year loss migration periods for each loan portfolio segment with differentiation between loan risk grades. This approach provides for a more precise reflection of probable incurred losses by risk grade within each loan portfolio segment over an average loan life cycle than was previously being used. Management believes that capturing the risk grade changes and cumulative losses over the life cycle of a loan more accurately depicts management’s estimate of historical losses as well as being more reflective of the ongoing risks in the loan portfolio. Prior to June 30, 2015, the approach to this component quantified the historical loss by calculating a rolling twelve quarter average annual loss rate for each portfolio segment, without differentiation between loan risk grades. This modification resulted in a change in the general reserves between the loan portfolio segments but did not have a material impact on the overall allowance for loan losses. Loan losses are charged off against the allowance when in management’s estimation it is unlikely that the loan will be collected, while recoveries of amounts previously charged off are credited to the allowance. A provision for loan loss is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors in order to maintain the allowance for loan losses at the level deemed adequate by management. The determination of whether a loan is considered past due or delinquent is based on the contractual payment terms. Loans are considered past due when the contractual amounts due with respect to principal and interest are not received within 30 days of the contractual due date. All loans are placed on nonaccrual status at 90 days past due unless the loan is adequately secured and is in process of collection. Any loan in the portfolio may be placed on nonaccrual status prior to becoming 90 days past due when collection of principal or interest is in doubt. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Impaired loans have been recognized in conformity with FASB ASC Topic 310. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loans agreement. Loans, for which terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. An analysis of the net present value of estimated cash flows is performed and an allowance may be established based on the outcome of that analysis, or if the loan is deemed to be collateral dependent an allowance is established based on the fair value of collateral. All modifications are reviewed by the First Federal’s Chief Credit Officer to determine whether or not the modification constitutes a troubled debt restructure. Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net of the allowance allocation which is determined based on the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. The following portfolio segments have been identified: Commercial Real Estate Loans (consisting of multi-family residential and non-residential): Commercial Loans Consumer Finance Loans 1-4 Family Residential Real Estate Loans Construction Loans Home Equity and Improvement Loans Consumer finance, 1-4 family residential real estate (including construction) and home equity and improvement loans are subject to adverse employment conditions in the local economy which could increase default rate on loans. S ervicing rights are recognized separately when they are acquired through sales of loans. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans, driven, generally, by changes in market interest rates. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement with mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees totaled $ 3.5 3.6 3.6 The Company has purchased life insurance policies for certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 50 Furniture, fixtures and equipment 3 15 Long-lived assets to be held and those to be disposed of and certain intangibles are periodically evaluated for impairment. See Note 9. Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected November 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on First Defiance’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank, insurance and branch acquisitions. They are initially recorded at fair value and then amortized on an accelerated basis over their estimated lives, which range from five years for non-compete agreements to 10 20 Other assets held for sale are comprised of properties acquired through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Losses arising from the acquisition of such property are charged against the allowance for loan losses at the time of acquisition. These properties are carried at the lower of cost or fair value, less estimated costs to dispose. If fair value declines subsequent to foreclosure, the property is written down against expense. Costs after acquisition are expensed. Compensation cost is recognized for stock options and restricted share awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Restricted shares awards are valued at the market value of Company stock at the date of the grant. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. See Note 20. Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 22. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income. Management considers the following factors in determining the need to disclose separate operating segments: (1) The nature of products and services, which are all financial in nature. (2) The type and class of customer for the products and services; in First Defiance’s case retail customers for retail bank and insurance products and commercial customers for commercial loan, deposit, life, health and property and casualty insurance needs. (3) The methods used to distribute products or provide services; such services are delivered through banking and insurance offices and through bank and insurance customer contact representatives. Retail and commercial customers are frequently targets for both banking and insurance products. (4) The nature of the regulatory environment; both banking and insurance entities are subject to various regulatory bodies and a number of specific regulations. Quantitative thresholds as stated in Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 280, Segment Reporting 9.5 5.6 0.6 Banking regulations require maintaining certain capital levels and may limit the dividends paid by the savings bank to the holding company. See Note 17 for further details on restrictions. Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any such matters that will have a material effect on the financial statements. Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. An effective tax rate of 35 A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Some items in the prior year financial statements were reclassified to conform to the current presentation. In January 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities (ASU 2016-01) In September 2015, the FASB issued ASU 2015-16, “ Business Combinations (Topic 805), Simplifying the Accounting for Measurement-Period Adjustments. In August 2015, the FASB issued ASU 2014-09, “ Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) – Deferral of the Effective Date In June 2014, the FASB issued ASU No. 2014-11, " Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures."

Acquisitions

Acquisitions	12 Months Ended
	Dec. 31, 2015
Business Combinations [Abstract]
Mergers, Acquisitions and Dispositions Disclosures [Text Block]	3. Acquisitions On September 1, 2015, First Insurance acquired a group medical benefits business from Buckeye Insurance Consultants, Inc. located in Lima, Ohio for a cash purchase price of $495,000 of which $ 198,000 273,000 163,000 60,000 103,000

Earnings Per Common Share

Earnings Per Common Share	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	4. Earnings Per Common Share 2015 2014 2013 (In Thousands, Except Per Share Amounts) Numerator for basic and diluted earnings per common share-net income applicable to common shares $ 26,423 $ 24,292 $ 22,235 Denominator: Denominator for basic earnings per common share-weighted-average common shares, including participating securities 9,221 9,511 9,764 Effect of dilutive securities: Employee stock options 87 111 87 Warrants 75 353 320 Dilutive potential common shares 162 464 407 Denominator for diluted earnings per common share 9,383 9,975 10,171 Basic earnings per common share $ 2.87 $ 2.55 $ 2.28 Diluted earnings per common share $ 2.82 $ 2.44 $ 2.19 Shares subject to issue upon exercise of options of 8,750 10,500 132,750

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2015
Marketable Securities [Abstract]
Investment [Text Block]	5. Investment Securities Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2015 Available-for-sale Obligations of U.S. government corporations and agencies $ 3,000 $ 1 $ (7) $ 2,994 Mortgage-backed securities - residential 63,815 898 (59) 64,654 REMICs 1,592 28 - 1,620 Collateralized mortgage obligations 71,176 976 (353) 71,799 Preferred stock - 1 - 1 Corporate bonds 4,955 39 (17) 4,977 Obligations of state and political subdivisions 85,680 4,712 (2) 90,390 Total Available-for-Sale $ 230,218 $ 6,655 $ (438) $ 236,435 Gross Gross Amortized Unrecognized Unrecognized Fair Cost Gains Losses Value (In Thousands) Held-to-Maturity FHLMC certificates $ 14 $ - $ - $ 14 FNMA certificates 74 2 (1) 75 GNMA certificates 31 1 - 32 Obligations of states and political subdivisions 124 - - 124 Total Held-to-Maturity $ 243 $ 3 $ (1) $ 245 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2014 Available-for-sale Obligations of U.S. government corporations and agencies $ 1,000 $ - $ (20) $ 980 Mortgage-backed securities - residential 58,380 1,476 - 59,856 REMICs 1,820 19 - 1,839 Collateralized mortgage obligations 80,252 1,280 (411) 81,121 Preferred stock - 1 - 1 Corporate bonds 6,913 85 (6) 6,992 Obligations of state and political subdivisions 83,732 4,827 (27) 88,532 Total Available-for-Sale $ 232,097 $ 7,688 $ (464) $ 239,321 Gross Gross Amortized Unrecognized Unrecognized Fair Cost Gains Losses Value (In Thousands) Held-to-Maturity FHLMC certificates $ 26 $ - $ (8) $ 18 FNMA certificates 93 2 - 95 GNMA certificates 39 1 - 40 Obligations of states and political subdivisions 155 - - 155 Total Held-to-Maturity $ 313 $ 3 $ (8) $ 308 Available-for-Sale Amortized Fair Cost Value (In Thousands) 2015 Available-for-sale Due in one year or less $ 830 $ 835 Due after one year through five years 17,256 17,657 Due after five years through ten years 37,060 39,336 Due after ten years 38,488 40,533 MBS/CMO/REMIC 136,584 138,074 Total $ 230,218 $ 236,435 Held-to-maturity Due after one year through five years $ 124 $ 124 MBS/CMO 119 121 Total $ 243 $ 245 Securities pledged at year-end 2015 and 2014 had a carrying amount of $ 134.8 141.2 As of December 31, 2015, the Company’s investment portfolio consisted of 367 29 10 Duration of Unrealized Loss Position Less than 12 Months 12 Months or Longer Total Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loses (In Thousands) At December 31, 2015 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 993 $ (7) $ - $ - $ 993 $ (7) Collateralized mortgage obligations 12,374 (150) 8,158 (203) 20,532 (353) Corporate bonds 983 (17) - - 983 (17) Obligations of state and political subdivisions - - 433 (2) 433 (2) Mortgage-backed securities-residential 12,525 (59) - - 12,525 (59) Held to maturity securities: FNMA certificates 13 (1) - - 13 (1) Total temporarily impaired securities $ 26,888 $ (234) $ 8,591 $ (205) $ 35,479 $ (439) At December 31, 2014 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ - $ - $ 980 $ (20) $ 980 $ (20) Collateralized mortgage obligations 4,466 (138) 14,633 (273) 19,099 (411) Corporate bonds - - 994 (6) 994 (6) Obligations of state and political subdivisions 1,194 (8) 1,499 (19) 2,693 (27) Held to maturity securities: FHLMC certificates 18 (8) - - 18 (8) Total temporarily impaired securities $ 5,678 $ (154) $ 18,106 $ (318) $ 23,784 $ (472) Management evaluates securities for OTTI on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The investment portfolio is evaluated for OTTI by segregating the portfolio into two general segments. Investment securities classified as available-for-sale or held-to-maturity are generally evaluated for OTTI under FASB ASC Topic 320. Certain collateralized debt obligations (“CDOs”) are evaluated for OTTI under FASB ASC Topic 325, Investment – Other When OTTI occurs under either model, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current period credit loss. If an entity intends to sell or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected compared to the book value of the security and is recognized in earnings. The amount of OTTI related to other factors shall be recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings shall become the new amortized cost basis of the investment. With the exception of corporate bonds, the securities all have fixed interest rates, and all securities have defined maturities. Their fair value is sensitive to movements in market interest rates. First Defiance has the ability and intent to hold these investments for a time necessary to recover the amortized cost without impacting its liquidity position and it is not more than likely that the Company will be required to sell the investments before anticipated recovery. In 2015 and 2014, management determined there was no OTTI. In 2013, management determined that two CDOs had OTTI resulting in a write-down of $ 337,000 219,000 There was no OTTI recognized in accumulated other comprehensive income (“AOCI”) relating to the CDOs at December 31, 2015 and 2014. 2015 2014 2013 Beginning balance, January 1 $ - $ 3,513 $ 3,176 Additions for amounts related to credit loss for which an OTTI was not previously recognized - - 337 Reductions for amounts realized for securities sold/redeemed during the period - (3,513) - Ending balance, December 31 $ - $ - $ 3,513 Realized gains from the sales and calls of investment securities totaled $ 22,000 15,000 932,000 652,000 97,000 68,000 The proceeds from sales and calls of securities and the associated gains and losses are listed below: 2015 2014 2013 (In Thousands) Proceeds $ 426 $ 14,913 $ 4,027 Gross realized gains 22 1,574 97 Gross realized losses - (642) -

Commitments and Contingent Liab

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments Contingencies and Guarantees [Text Block]	6. Commitments and Contingent Liabilities Loan Commitments Loan commitments are made to accommodate the financial needs of First Federal’s customers. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. They primarily are issued to facilitate customers’ trade transactions. Both arrangements have credit risk, essentially the same as that involved in extending loans to customers, and are subject to the Company’s normal credit policies. Collateral (e.g., securities, receivables, inventory and equipment) is obtained based on management’s credit assessment of the customer. 2015 2014 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 80,862 $ 76,253 $ 37,546 $ 69,232 Unused lines of credit 31,991 323,171 20,385 307,449 Standby letters of credit - 19,632 - 17,886 Total $ 112,853 $ 419,056 $ 57,931 $ 394,567 Commitments to make loans are generally made for periods of 60 days or less 2.85 18.00 less than 1 year to 30 years. In addition to the above commitments, at December 31, 2015, First Defiance had commitments to sell $ 19.9

Loans

Loans	12 Months Ended
	Dec. 31, 2015
Loans Receivable, Net [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	December 31, December 31, (In Thousands) Real Estate: Secured by 1-4 family residential $ 205,330 $ 206,437 Secured by multi-family residential 167,558 156,530 Secured by commercial real estate 780,870 683,958 Construction 163,877 112,385 1,317,635 1,159,310 Other Loans: Commercial 419,349 399,730 Home equity and improvement 116,962 111,813 Consumer Finance 16,281 15,466 552,592 527,009 Total loans 1,870,227 1,686,319 Deduct: Undisbursed loan funds (66,902) (38,653) Net deferred loan origination fees and costs (1,108) (880) Allowance for loan loss (25,382) (24,766) Totals $ 1,776,835 $ 1,622,020 Loan segments have been identified by evaluating the portfolio based on collateral and credit risk characteristics. Year to Date December 31, 1-4 Family Multi- Family Commercial Construction Commercial Home Equity Consumer Total Beginning Allowance $ 2,494 $ 2,453 $ 11,268 $ 221 $ 6,509 $ 1,704 $ 117 $ 24,766 Charge-Offs (283) (114) (353) - (68) (350) (53) (1,221) Recoveries 214 - 915 - 331 188 53 1,701 Provisions 787 (188) (58) 296 (1,517) 762 54 136 Ending Allowance $ 3,212 $ 2,151 $ 11,772 $ 517 $ 5,255 $ 2,304 $ 171 $ 25,382 Year to Date December 31, 1-4 Family Multi- Family Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,847 $ 2,508 $ 12,000 $ 134 $ 5,678 $ 1,635 $ 148 $ 24,950 Charge-Offs (426) - (1,018) - (2,982) (392) (41) (4,859) Recoveries 188 7 2,670 - 435 193 65 3,558 Provisions (115) (62) (2,384) 87 3,378 268 (55) 1,117 Ending Allowance $ 2,494 $ 2,453 $ 11,268 $ 221 $ 6,509 $ 1,704 $ 117 $ 24,766 Year to Date December 31, 1-4 Family Multi- Family Commercial Construction Commercial Home Equity Consumer Total Beginning Allowance $ 3,506 $ 2,197 $ 12,702 $ 75 $ 6,325 $ 1,759 $ 147 $ 26,711 Charge-Offs (643) (6) (2,469) - (1,230) (757) (94) (5,199) Recoveries 282 - 837 - 290 125 80 1,614 Provisions (298) 317 930 59 293 508 15 1,824 Ending Allowance $ 2,847 $ 2,508 $ 12,000 $ 134 $ 5,678 $ 1,635 $ 148 $ 24,950 1-4 Family Multi Family Residential Residential Commercial Home Equity Consumer Real Estate Real Estate Real Estate Construction Commercial & Improvement Finance Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 201 $ - $ 139 $ - $ 63 $ 34 $ - $ 437 Collectively evaluated for impairment 3,011 2,151 11,633 517 5,192 2,270 171 24,945 Acquired with deteriorated credit quality - - - - - - - - Total ending allowance balance $ 3,212 $ 2,151 $ 11,772 $ 517 $ 5,255 $ 2,304 $ 171 $ 25,382 Loans: Loans individually evaluated for impairment $ 7,574 $ 3,313 $ 23,493 $ - $ 6,107 $ 1,491 $ 71 $ 42,049 Loans collectively evaluated for impairment 198,106 164,382 759,281 96,845 414,527 115,977 16,199 1,765,317 Loans acquired with deteriorated credit quality - - 153 - 16 - - 169 Total ending loans balance $ 205,680 $ 167,695 $ 782,927 $ 96,845 $ 420,650 $ 117,468 $ 16,270 $ 1,807,535 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014: (In Thousands) 1-4 Family Multi Family Residential Residential Commercial Home Equity Consumer Real Estate Real Estate Real Estate Construction Commercial & Improvement Finance Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 216 $ - $ 1,003 $ - $ 30 $ 24 $ - $ 1,273 Collectively evaluated for impairment 2,278 2,453 10,265 221 6,479 1,680 117 23,493 Acquired with deteriorated credit quality - - - - - - - - Total ending allowance balance $ 2,494 $ 2,453 $ 11,268 $ 221 $ 6,509 $ 1,704 $ 117 $ 24,766 Loans: Loans individually evaluated for impairment $ 10,281 $ 2,482 $ 28,117 $ 150 $ 5,739 $ 2,242 $ 34 $ 49,045 Loans collectively evaluated for impairment 196,582 154,178 657,677 73,572 395,270 110,040 15,417 1,602,736 Loans acquired with deteriorated credit quality 1 - 163 - 22 - - 186 Total ending loans balance $ 206,864 $ 156,660 $ 685,957 $ 73,722 $ 401,031 $ 112,282 $ 15,451 $ 1,651,967 Twelve Months Ended December 31, Average Interest Cash Basis Residential Owner Occupied $ 6,985 $ 246 $ 244 Residential Non Owner Occupied 5,444 152 152 Total 1-4 Family Residential Real Estate 12,429 398 396 Multi-Family Residential Real Estate 3,799 40 40 CRE Owner Occupied 9,019 168 167 CRE Non Owner Occupied 10,125 349 348 Agriculture Land 2,980 88 56 Other CRE 3,554 81 80 Total Commercial Real Estate 25,678 686 651 Construction 50 2 2 Commercial Working Capital 2,217 58 56 Commercial Other 4,773 49 49 Total Commercial 6,990 107 115 Home Equity and Home Improvement 2,757 62 62 Consumer Finance 80 14 14 Total Impaired Loans $ 51,783 $ 1,309 $ 1,270 Twelve Months Ended December 31, Average Interest Cash Basis Residential Owner Occupied $ 6,177 $ 317 $ 313 Residential Non Owner Occupied 3,920 143 143 Total 1-4 Family Residential Real Estate 10,097 460 456 Multi-Family Residential Real Estate 903 4 4 CRE Owner Occupied 8,906 145 142 CRE Non Owner Occupied 18,164 807 809 Agriculture Land 611 14 14 Other CRE 1,694 20 22 Total Commercial Real Estate 29,375 986 987 Construction 233 12 15 Commercial Working Capital 2,790 29 29 Commercial Other 4,576 14 12 Total Commercial 7,366 43 41 Home Equity and Home Improvement 2,233 95 94 Consumer Finance 47 3 3 Total Impaired Loans $ 50,254 $ 1,603 $ 1,600 Twelve Months Ended December 31, Average Interest Cash Basis Residential Owner Occupied $ 6,529 $ 345 $ 343 Residential Non Owner Occupied 4,453 162 163 Total 1-4 Family Residential Real Estate 10,982 507 506 Multi-Family Residential Real Estate 1,176 27 28 CRE Owner Occupied 14,313 376 386 CRE Non Owner Occupied 22,339 901 909 Agriculture Land 987 26 16 Other CRE 4,162 43 38 Total Commercial Real Estate 41,801 1,346 1,349 Construction 165 10 8 Commercial Working Capital 2,085 33 36 Commercial Other 6,521 75 70 Total Commercial 8,606 108 106 Home Equity and Home Improvement 2,631 121 117 Consumer Finance 83 6 6 Total Impaired Loans $ 65,444 $ 2,125 $ 2,120 December 31, 2015 December 31, 2014 Unpaid Recorded Allowance Unpaid Recorded Allowance With no allowance recorded: Residential Owner Occupied $ 1,383 $ 1,360 $ - $ 3,967 $ 3,859 $ - Residential Non Owner Occupied 2,147 2,141 - 3,763 3,670 - Total 1-4 Family Residential Real Estate 3,530 3,501 - 7,730 7,529 - Multi-Family Residential Real Estate 3,463 3,313 - 2,627 2,482 - CRE Owner Occupied 4,869 4,520 - 7,109 6,481 - CRE Non Owner Occupied 7,932 7,685 - 4,106 3,759 - Agriculture Land 3,546 3,596 - 213 208 - Other CRE 4,076 4,046 - 2,923 2,378 - Total Commercial Real Estate 20,423 19,847 - 14,351 12,826 - Construction - - - 150 150 - Commercial Working Capital 1,644 1,648 - 1,155 1,157 - Commercial Other 3,573 3,607 - 3,966 3,663 - Total Commercial 5,217 5,255 - 5,121 4,820 - Home Equity and Home Improvement 817 772 - 2,192 2,140 - Consumer Finance 60 59 - 35 34 - Total loans with no allowance recorded $ 33,510 $ 32,747 $ - $ 32,206 $ 29,981 $ - With an allowance recorded: Residential Owner Occupied $ 2,918 $ 2,837 $ 188 $ 2,112 $ 2,114 $ 204 Residential Non Owner Occupied 1,231 1,236 13 636 638 12 Total 1-4 Family Residential Real Estate 4,149 4,073 201 2,748 2,752 216 Multi-Family Residential Real Estate - - - - - - CRE Owner Occupied 3,250 2,767 132 2,667 2,257 148 CRE Non Owner Occupied 385 308 2 13,020 12,606 842 Agriculture Land 68 69 2 333 320 10 Other CRE 926 502 3 137 108 3 Total Commercial Real Estate 4,629 3,646 139 16,157 15,291 1,003 Construction - - - - - - Commercial Working Capital 594 596 62 649 650 21 Commercial Other 252 256 1 264 269 9 Total Commercial 846 852 63 913 919 30 Home Equity and Home Improvement 724 719 34 101 102 24 Consumer Finance 12 12 - - - - Total loans with an allowance recorded $ 10,360 $ 9,302 $ 437 $ 19,919 $ 19,064 $ 1,273 * Presented gross of charge offs December 31, December 31, (In Thousands) Non-accrual loans $ 16,261 $ 24,130 Loans over 90 days past due and still accruing - - Total non-performing loans 16,261 24,130 Real estate and other assets held for sale 1,321 6,181 Total non-performing assets $ 17,582 $ 30,311 Troubled debt restructuring, still accruing $ 11,178 $ 24,686 Current 30-59 days 60-89 days 90+ days Total Total Non Residential Owner Occupied $ 138,974 $ 159 $ 673 $ 391 $ 1,223 $ 1,428 Residential Non Owner Occupied 64,577 324 356 226 906 1,179 Total 1-4 Family Residential Real Estate 203,551 483 1,029 617 2,129 2,607 Multi-Family Residential Real Estate 165,671 - - 2,024 2,024 2,417 CRE Owner Occupied 322,940 772 1,218 1,266 3,256 4,141 CRE Non Owner Occupied 304,166 - 106 538 644 1,229 Agriculture Land 98,055 57 - - 57 695 Other Commercial Real Estate 53,494 - - 315 315 1,364 Total Commercial Real Estate 778,655 829 1,324 2,119 4,272 7,429 Construction 96,845 - - - - - Commercial Working Capital 168,938 16 - 154 170 251 Commercial Other 249,070 203 46 2,223 2,472 2,833 Total Commercial 418,008 219 46 2,377 2,642 3,084 Home Equity and Home Improvement 116,599 733 92 44 869 689 Consumer Finance 16,216 27 3 24 54 36 Total Loans $ 1,795,545 $ 2,291 $ 2,494 $ 7,205 $ 11,990 $ 16,262 The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2014 by class of loans: (In Thousands) Current 30-59 days 60-89 days 90+ days Total Total Non Residential Owner Occupied $ 141,597 $ 39 $ 1,079 $ 365 $ 1,483 $ 1,702 Residential Non Owner Occupied 62,991 110 105 578 793 1,625 Total 1-4 Family Residential Real Estate 204,588 149 1,184 943 2,276 3,327 Multi-Family Residential Real Estate 156,413 247 - - 247 2,546 CRE Owner Occupied 299,500 163 1,566 1,753 3,482 7,004 CRE Non Owner Occupied 243,341 119 416 1,308 1,843 2,582 Agriculture Land 93,529 - 14 - 14 686 Other Commercial Real Estate 43,835 155 - 258 413 2,359 Total Commercial Real Estate 680,205 437 1,996 3,319 5,752 12,631 Construction 73,722 - - - - - Commercial Working Capital 135,009 - - 951 951 1,103 Commercial Other 262,982 67 10 2,012 2,089 3,897 Total Commercial 397,991 67 10 2,963 3,040 5,000 Home Equity and Home Improvement 110,940 1,236 - 106 1,342 619 Consumer Finance 15,326 68 57 - 125 12 Total Loans $ 1,639,185 $ 2,204 $ 3,247 $ 7,331 $ 12,782 $ 24,135 Troubled Debt Restructurings As of December 31, 2015 and 2014, the Company had a recorded investment in troubled debt restructurings (“TDRs”) of $ 17.6 33.0 335,000 1.1 48,000 69,000 The Company offers various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted. Each TDR is uniquely designed to meet the specific needs of the borrower. Commercial and industrial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral or an additional guarantor is often requested when granting a concession. Commercial mortgage loans modified in a TDR often involve temporary interest-only payments, re-amortization of remaining debt in order to lower payments, and sometimes reducing the interest rate lower than the current market rate. Residential mortgage loans modified in a TDR are comprised of loans where monthly payments are lowered, either through interest rate reductions or principal only payments for a period of time, to accommodate the borrowers’ financial needs, interest is capitalized into principal, or the term and amortization are extended. Home equity modifications are made infrequently and usually involve providing an interest rate that is lower than the borrower would be able to obtain due to credit issues. All retail loans where the borrower is in bankruptcy are classified as TDRs regardless of whether or not a concession is made. Of the loans modified in a TDR, $ 6.4 The following table presents loans by class modified as TDRs that occurred during the years indicated (Dollars in Thousands): Loans Modified as a TDR for the Loans Modified as a TDR for the Loans Modified as a TDR for the TDRs Number of Recorded Number of Recorded Number of Recorded Residential Owner Occupied 6 $ 454 18 $ 1,726 10 $ 752 Residential Non Owner Occupied 4 59 3 517 5 390 CRE Owner Occupied 2 645 2 27 9 714 CRE Non Owner Occupied 2 244 3 403 2 1,364 Agriculture Land 3 1,443 - - 2 269 Other CRE - - - - 3 417 Commercial Working Capital 2 62 4 1,353 3 662 Commercial Other 2 70 16 2,020 5 940 Home Equity and Home Improvement 13 324 17 471 15 561 Consumer Finance 9 62 4 15 3 15 Total 43 $ 3,363 67 $ 6,532 57 $ 6,084 The loans described above decreased the allowance for loan losses (“ALLL”) by $ 13,000 234,000 27,000 Of the 2015 modifications, 19 were made TDRs due to the fact that the borrower filed bankruptcy, one was made a TDR due to an interest only period, one was made a TDR due to extending the amortization, ten were made TDRs due to advancing or renewing funds to a watchlist credit, two were made TDRs to term out lines of credit, and ten were made TDRs to refinance current debt for payment relief. Twelve Months Ended Twelve Months Ended Twelve Months Ended TDRs Number of Recorded Number of Recorded Number of Recorded Residential Owner Occupied - $ - 1 $ 80 6 $ 409 Residential Non Owner Occupied - - 1 178 - - CRE Owner Occupied - - - - 2 290 CRE Non Owner Occupied - - - - 1 212 Agriculture Land - - - - - - Other CRE - - - - 1 323 Commercial Working Capital 1 120 2 868 1 149 Commercial Other 5 1,791 5 865 4 740 Home Equity and Home Improvement 1 22 - - 3 315 Consumer - - - - - - Total 7 $ 1,933 9 $ 1,991 18 $ 2,438 The TDRs that subsequently defaulted described above had no effect on the ALLL for the year ended December 31, 2015. They decreased the ALLL by $ 14,000 176,000 21,000 58,000 A default for purposes of this disclosure is a TDR loan in which the borrower is 90 days contractually past due under the modified terms. The terms of certain other loans were modified during the periods ending December 31, 2015 and 2014 that did not meet the definition of a TDR. The modification of these loans involved a modification of the terms of a loan to borrowers who were not experiencing financial difficulties. A total of 187 loans were modified under this definition during the twelve month period ended December 31, 2015 and a total of 153 loans were modified under this definition during the twelve month period ended December 31, 2014. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed regarding the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. Credit Quality Indicators Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Loans are analyzed individually by classifying the loans as to credit risk. This analysis includes all non-homogeneous loans, such as commercial and commercial real estate loans and certain homogenous mortgage, home equity and consumer loans. This analysis is performed on a quarterly basis. First Defiance uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date. Substandard. Doubtful. Not Graded. Class Pass Special Substandard Doubtful Not Total Residential Owner Occupied $ 5,828 $ 123 $ 2,427 $ - $ 131,820 $ 140,198 Residential Non Owner Occupied 55,169 1,420 4,439 - 4,454 65,482 Total 1-4 Family Real Estate 60,997 1,543 6,866 - 136,274 205,680 Multi-Family Residential Real Estate 163,405 498 3,675 - 117 167,695 CRE Owner Occupied 297,856 17,896 9,730 - 714 326,196 CRE Non Owner Occupied 293,057 2,143 9,595 - 15 304,810 Agriculture Land 92,262 1,947 3,903 - - 98,112 Other CRE 47,109 469 5,739 - 492 53,809 Total Commercial Real Estate 730,284 22,455 28,967 - 1,221 782,927 Construction 76,152 2,159 - - 18,534 96,845 Commercial Working Capital 163,071 2,497 3,540 - - 169,108 Commercial Other 243,308 2,706 5,528 - - 251,542 Total Commercial 406,379 5,203 9,068 - - 420,650 Home Equity and Home Improvement - - 689 - 116,779 117,468 Consumer Finance - - 15 - 16,255 16,270 Total Loans $ 1,437,217 $ 31,858 $ 49,280 $ - $ 289,180 $ 1,807,535 Class Pass Special Substandard Doubtful Not Total Residential Owner Occupied $ 4,230 $ 131 $ 3,048 $ 365 $ 135,306 $ 143,080 Residential Non Owner Occupied 51,327 2,404 4,872 7 5,174 63,784 Total 1-4 Family Real Estate 55,557 2,535 7,920 372 140,480 206,864 Multi-Family Residential Real Estate 152,290 220 3,236 - 914 156,660 CRE Owner Occupied 273,406 18,448 9,953 - 1,175 302,982 CRE Non Owner Occupied 224,073 7,898 13,186 - 27 245,184 Agriculture Land 90,875 1,849 819 - - 93,543 Other CRE 40,147 63 3,466 - 572 44,248 Total Commercial Real Estate 628,501 28,258 27,424 - 1,774 685,957 Construction 62,355 - 150 - 11,217 73,722 Commercial Working Capital 128,229 6,287 1,444 - - 135,960 Commercial Other 253,576 6,504 4,991 - - 265,071 Total Commercial 381,805 12,791 6,435 - - 401,031 Home Equity and Home Improvement - - 1,647 106 110,529 112,282 Consumer Finance - - 125 - 15,326 15,451 Total Loans $ 1,280,508 $ 43,804 $ 46,937 $ 478 $ 280,240 $ 1,651,967 Certain loans acquired had evidence that the credit quality of the loan had deteriorated since its origination and in management’s assessment at the acquisition date it was probable that First Defiance would be unable to collect all contractually required payments due. Loans and Debt Securities Acquired with Deteriorated Credit Quality Contractual Impairment Recorded (In Thousands) Balance at January 1, 2013 $ 855 $ 343 $ 512 Principal payments received (108) - (108) Loans charged off (41) (41) - Additional provision for loan loss (203) - (203) Loan accretion recorded - (29) 29 Balance at December 31, 2013 503 273 230 Principal payments received (90) - (90) Loans charged off - - - Additional provision for loan loss - - - Loan accretion recorded - (46) 46 Balance at December 31, 2014 413 227 186 Principal payments received (51) - (51) Loans charged off - - - Additional provision for loan loss - - - Loan accretion recorded - (34) 34 Balance at December 31, 2015 $ 362 $ 193 $ 169 Years Ended December 31 2015 2014 (In Thousands) Beginning balance $ 5,888 $ 3,712 New loans 5,822 9,800 Effect of changes in composition of related parties (54) (6) Repayments (4,307) (7,618) Ending Balance $ 7,349 $ 5,888

Mortgage Banking

Mortgage Banking	12 Months Ended
	Dec. 31, 2015
Mortgage Banking [Abstract]
Mortgage Banking [Text Block]	8. Mortgage Banking Years Ended December 31 2015 2014 2013 (In Thousands) Gain from sale of mortgage loans $ 4,564 $ 3,335 $ 5,716 Mortgage loan servicing revenue (expense): Mortgage loan servicing revenue 3,503 3,552 3,564 Amortization of mortgage servicing rights (1,620) (1,401) (2,098) Mortgage servicing rights valuation adjustments 266 116 1,261 2,149 2,267 2,727 Net mortgage banking income $ 6,713 $ 5,602 $ 8,443 The unpaid principal balance of residential mortgage loans serviced for third parties was $ 1.34 1.35 Years Ended December 31 2015 2014 2013 (In Thousands) Mortgage servicing assets: Balance at beginning of period $ 9,923 $ 10,133 $ 10,121 Loans sold, servicing retained 1,590 1,191 2,110 Amortization (1,620) (1,401) (2,098) Carrying value before valuation allowance at end of period 9,893 9,923 10,133 Valuation allowance: Balance at beginning of period (911) (1,027) (2,288) Impairment recovery (charges) 266 116 1,261 Balance at end of period (645) (911) (1,027) Net carrying value of MSRs at end of period $ 9,248 $ 9,012 $ 9,106 Fair value of MSRs at end of period $ 9,802 $ 9,304 $ 9,686 Amortization of mortgage servicing rights is computed based on payments and payoffs of the related mortgage loans serviced. The Company had no actual losses from secondary market buy-backs in 2015. Based on management’s estimate of potential losses from secondary market buyback activity, a liability of $ 214,000 309,000 (95,000) 298,000 597,000 December 31 2015 2014 Number of Principal Number of Principal Investor Loans Outstanding Loans Outstanding (In Thousands) Fannie Mae 5,104 $ 484,155 5,215 $ 503,369 Freddie Mac 9,015 845,564 8,911 828,724 Federal Home Loan Bank 118 12,605 118 12,972 Other 21 1,398 23 1,573 Totals 14,258 $ 1,343,722 14,267 $ 1,346,638 Custodial escrow balances maintained in connection with serviced loans were $ 11.6 10.9 Significant assumptions at December 31, 2015 used in determining the value of MSRs include a weighted average prepayment speed assumption (“PSA”) of 181 and a weighted average discount rate of 10.02 10.04 A sensitivity analysis of the current fair value to immediate 10 20 10% Adverse 20% Adverse Change Change (In Thousands) Assumption: Decline in fair value from increase in prepayment rate $ 281 $ 547 Declines in fair value from increase in discount rate 321 627

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	9. Premises and Equipment December 31 2015 2014 (In Thousands) Cost: Land $ 7,494 $ 8,218 Land improvements 1,310 1,310 Buildings 41,556 42,022 Leasehold improvements 971 469 Furniture, fixtures and equipment 29,622 30,646 Construction in process 656 809 81,609 83,474 Less allowances for depreciation and amortization (43,443) (42,978) $ 38,166 $ 40,496 Depreciation expense was $ 3.3 3.0 3.1 Lease Agreements The Company has entered into lease agreements covering six First Insurance Group offices, two banking center locations, two land leases for which the Company owns the banking centers, one land lease which is primarily used for parking, one land lease for future branch development and numerous stand-alone Automated Teller Machine sites with varying terms and options to renew. 2016 $ 630 2017 400 2018 352 2019 342 2020 280 Thereafter 3,211 Total $ 5,215 Rental expenses under operating leases amounted to $ 601,000 653,000 723,000

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	10. Goodwill and Intangible Assets Goodwill December 31 2015 2014 (In Thousands) Beginning balance $ 61,525 $ 61,525 Goodwill acquired or adjusted during the year 273 - Ending balance $ 61,798 $ 61,525 Acquired Intangible Assets Gross Carrying Accumulated Net Amount Amortization Value (In Thousands) Balance as of January 1, 2013 $ 14,302 $ (9,564) $ 4,738 Amortization of intangible assets - (1,241) (1,241) Balance as of December 31, 2013 14,302 (10,805) 3,497 Amortization of intangible assets - (1,102) (1,102) Balance as of December 31, 2014 14,302 (11,907) 2,395 Intangible assets acquired 175 - 175 Amortization of intangible assets - (699) (699) Balance as of December 31, 2015 $ 14,477 $ (12,606) $ 1,871 2016 $ 535 2017 404 2018 332 2019 225 2020 149 Thereafter 226 Total $ 1,871

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Deposit Liabilities Disclosures [Text Block]	11. Deposits Years Ended December 31 2015 2014 2013 (In Thousands) Checking and money market accounts $ 1,186 $ 1,236 $ 1,125 Savings accounts 89 90 90 Certificates of deposit 4,066 3,957 4,698 Totals $ 5,341 $ 5,283 $ 5,913 Accrued interest payable on deposit accounts amounted to $ 43,000 38,000 25,000 18,000 23,000 15,000 December 31 2015 2014 (In Thousands) Non-interest bearing checking accounts $ 420,691 $ 379,552 Interest bearing checking and money market accounts 767,201 727,729 Savings deposits 219,655 203,673 Retail certificates of deposit less than $250,000 403,902 422,907 Retail certificates of deposit greater than $250,000 24,688 26,952 $ 1,836,137 $ 1,760,813 2016 $ 182,843 2017 86,549 2018 64,801 2019 59,381 2020 34,918 Thereafter 98 Total $ 428,590

Advances from Federal Home Loan

Advances from Federal Home Loan Bank	12 Months Ended
	Dec. 31, 2015
Advances From Federal Home Loan Banks [Abstract]
Federal Home Loan Bank Advances, Disclosure [Text Block]	12. Advances from Federal Home Loan Bank First Federal has the ability to borrow funds from the FHLB. First Federal pledges its single-family residential mortgage loan portfolio, certain investment securities, certain first mortgage home equity loans, certain commercial real estate loans, and certain agriculture real estate loans as security for these advances. Advances secured by investment securities must have collateral of at least 105 125 300 50 50 692.2 644.1 452.0 Principal Terms Advance Range of Maturities Weighted (In Thousands) December 31, 2015 Putable advances $ 5,000 March 2018 2.35 % Single maturity fixed rate advances 47,000 December 2017 to March 2022 1.51 % Amortizable mortgage advances 7,902 December 2017 to October 2021 1.78 % $ 59,902 December 31, 2014 Putable advances $ 12,000 January 2015 to March 2018 2.72 % Amortizable mortgage advances 9,544 December 2015 1.95 % $ 21,544 Putable advances are callable at the option of the FHLB on a quarterly basis. 2016 $ 1,935 2017 11,932 2018 19,575 2019 5,477 2020 16,206 Thereafter 8,151 Total minimum payments 63,276 Less amounts representing interest (3,374) Totals $ 59,902 First Defiance also utilizes short-term advances from the FHLB to meet cash flow needs and for short-term investment purposes. First Defiance borrows short-term advances under a variety of programs at FHLB. At December 31, 2015 and 2014, there were no amounts outstanding under First Defiance’s Cash Management Advance line of credit. The total available under this line is $ 15.0 100.0

Junior Subordinated Debentures

Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust	12 Months Ended
	Dec. 31, 2015
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust [Abstract]
Junior Subordinated Debentures Owed To Unconsolidated Subsidiary Trust Disclosure [Text Block]	13. Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust In March 2007, the Company sponsored an affiliated trust, First Defiance Statutory Trust II (“Trust Affiliate II”) that issued $ 15 15.5 2.01 1.74 The Trust Preferred Securities issued by Trust Affiliate II are subject to mandatory redemption, in whole or part, upon repayment of the Subordinated Debentures. The Company has entered into an agreement that fully and unconditionally guarantees the Trust Preferred Securities subject to the terms of the guarantee. The Trust Preferred Securities and Subordinated Debentures mature on June 15, 2037, but can be redeemed at the Company’s option at any time now. The Company also sponsors an affiliated trust, First Defiance Statutory Trust I (“Trust Affiliate I”), that issued $ 20 20.6 1.89 1.62 The Trust Preferred Securities issued by Trust Affiliate I are subject to mandatory redemption, in whole or in part, upon repayment of the Subordinated Debentures. The Company has entered into an agreement that fully and unconditionally guarantees the Trust Preferred Securities subject to the terms of the guarantee. The Trust Preferred Securities and Subordinated Debentures mature on December 15, 2035, but can be redeemed at the Company’s option at any time now. The subordinated debentures may be included in Tier 1 capital (with certain limitations applicable) under current regulatory guidelines and interpretations. A summary of all junior subordinated debentures issued by the Company to affiliates follows. These amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts. December 31 2015 2014 (In Thousands) First Defiance Statutory Trust I due December 2035 $ 20,619 $ 20,619 First Defiance Statutory Trust II due June 2037 15,464 15,464 Total junior subordinated debentures owed to unconsolidated subsidiary Trusts $ 36,083 $ 36,083 Interest on both issues of Trust Preferred Securities may be deferred for a period of up to five years at the option of the issuer.

Securities Sold Under Agreement

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings	12 Months Ended
	Dec. 31, 2015
Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings [Abstract]
Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings Disclosure [Text Block]	14. Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings Years Ended December 31 2015 2014 (In Thousands, Except Percentages) Securities sold under agreement to repurchase Amounts outstanding at year-end $ 57,188 $ 54,759 Year-end interest rate 0.27 % 0.28 % Average daily balance during year 54,632 54,541 Maximum month-end balance during the year 60,272 61,154 Average interest rate during the year 0.28 % 0.29 % We utilize securities sold under agreements to repurchase to facilitate the needs of our customers and to facilitate secured short-term funding needs. Securities sold under agreements to repurchase are stated at the amount of cash received in connection with the transaction. We monitor levels on a continuous basis. We may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with our safekeeping agent. The remaining contractual maturity of the securities sold under agreements to repurchase in the consolidated balance sheets as of December 31, 2015 and 2014 is presented in the following tables. Overnight and Up to 30 30-90 Days Greater Total (In Thousands) At December 31, 2015 Repurchase agreements: Mortgage-backed securities – residential $ 23,998 $ - $ - $ - $ 23,998 Collateralized mortgage obligations 33,190 - - - 33,190 Total borrowings $ 57,188 $ - $ - $ - $ 57,188 Gross amount of recognized liabilities for repurchase agreements $ 57,188 Overnight and Up to 30 30-90 Days Greater Total (In Thousands) At December 31, 2014 Repurchase agreements: Mortgage-backed securities – residential $ 16,570 $ - $ - $ - $ 16,570 Collateralized mortgage obligations 38,189 - - - 38,189 Total borrowings $ 54,759 $ - $ - $ - $ 54,759 Gross amount of recognized liabilities for repurchase agreements $ 54,759 As of December 31, 2015 and 2014, First Federal had the following undrawn lines of credit facilities available for short-term borrowing purposes: An $ 11.2 50 basis points over the fed funds rate 0.50 A $ 20

Other Noninterest Expense

Other Noninterest Expense	12 Months Ended
	Dec. 31, 2015
Other Expense, Nonoperating [Abstract]
Other Expense Disclosure Non Operating [Text Block]	15. Other Noninterest Expense Years Ended December 31 2015 2014 2013 (In Thousands) Legal and other professional fees $ 3,359 $ 3,622 $ 2,947 Marketing 1,752 1,820 1,563 State franchise taxes 1,783 1,762 2,323 REO expenses and write-downs 1,064 743 1,584 Printing and office supplies 457 466 449 Amortization of intangibles 699 1,102 1,241 Postage 459 594 531 Check charge-offs and fraud losses 207 142 172 Credit and collection expense 334 395 915 Other 5,402 6,611 (1) 5,610 Total other noninterest expense $ 15,516 $ 17,257 $ 17,335 1) Includes $786,000 of costs associated with the termination of First Federal’s merger agreement with FCB.

Postretirement Benefits

Postretirement Benefits	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	16. Postretirement Benefits First Defiance sponsors a defined benefit postretirement plan that is intended to supplement Medicare coverage for certain retirees who meet minimum age requirements. First Federal employees who retired prior to April 1, 1997 and who completed 20 years of service after age 40 receive full medical coverage at no cost. 10 First Federal employees who were born after December 31, 1950 are not eligible for the medical coverage described above at retirement. 10,000 December 31 2015 2014 2013 (In Thousands) Unrecognized prior service cost $ 53 $ 65 $ 78 Unrecognized actuarial losses 593 832 477 Total recognized in Accumulated Other Comprehensive Income 646 897 555 Income tax effect (226) (314) (194) Net amount recognized in Accumulated Other Comprehensive Income $ 420 $ 583 $ 361 The prior service cost and actuarial loss included in other comprehensive income and expected to be recognized in net postretirement benefit cost during the fiscal year-ended December 31, 2016 is $ 12,000 8,000 22,000 14,000 Reconciliation of Funded Status and Accumulated Benefit Obligation The plan is not currently funded. December 31 2015 2014 (In Thousands) Change in benefit obligation: Benefit obligation at beginning of year $ 3,263 $ 2,878 Service cost 65 63 Interest cost 130 136 Participant contribution 27 28 Actuarial (gains) / losses (204) 377 Benefits paid (166) (219) Benefit obligation at end of year 3,115 3,263 Change in fair value of plan assets: Balance at beginning of year - - Employer contribution 139 191 Participant contribution 27 28 Benefits paid (166) (219) Balance at end of year - - Funded status at end of year $ (3,115) $ (3,263) Years Ended December 31 2015 2014 2013 (In Thousands) Service cost-benefits attributable to service during the period $ 65 $ 63 $ 82 Interest cost on accumulated postretirement benefit obligation 130 136 118 Net amortization and deferral 47 35 46 Net periodic postretirement benefit cost 242 234 246 Net (gain) / loss during the year (204) 377 (347) Impact of prior year acquisition - - 60 Amortization of prior service cost and actuarial losses (47) (35) (46) Total recognized in comprehensive income (251) 342 (333) Total recognized in net periodic postretirement benefit cost and other comprehensive income $ (9) $ 576 $ (87) 2015 2014 2013 Weighted average discount rates: Used to determine benefit obligations at December 31 4.25 % 4.25 % 4.75 % Used to determine net periodic postretirement benefit cost for years ended December 31 4.25 % 4.75 % 4.00 % Assumed health care cost trend rates at December 31: Health care cost trend rate assumed for next year 6.50 % 7.00 % 7.50 % Rate to which the cost trend rate is assumed to decline (the ultimate trend rate) 5.00 % 5.00 % 5.00 % Year that rate reaches ultimate trend rate 2019 2019 2019 Expected to be Paid (In Thousands) 2016 $ 164 2017 192 2018 198 2019 213 2020 214 2021 through 2025 1,179 Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plans. One-Percentage-Point One-Percentage-Point Year Ended December 31 Year Ended December 31 2015 2014 2015 2014 (In Thousands) Effect on total of service and interest cost $ 27 $ 26 $ (22) $ (22) Effect on postretirement benefit obligation 376 417 (320) (352) The Company expects to contribute $ 164,000

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	17. Regulatory Matters First Federal is subject to minimum capital adequacy guidelines. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators, which could have a material impact on First Federal’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, First Federal must maintain capital amounts in excess of specified minimum ratios based on quantitative measures of First Federal’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. In July 2013, Federal Reserve and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (commonly known as Basel III). Under the final rules, which began for the Company and the bank on January 1, 2015 and are subject to a phase-in period through January 1, 2019, minimum requirements will increase for both quantity and quality of capital held by the Company and the Bank. The rules include a new minimum common equity Tier 1 capital to risk-weighted assets ratio (“CET1”) of 4.5 2.5 7.0 4.0 6.0 8.5 10.5 4.0 The following schedule presents First Defiance consolidated and First Federal’s regulatory capital ratios as of December 31, 2015 and 2014 (Dollars in Thousands): December 31, 2015 Actual Minimum Required for Minimum Required for Well Amount Ratio Amount Ratio Amount Ratio CET1 Capital (to Risk-Weighted Assets) (1) Consolidated $ 218,297 10.71 % $ 91,710 4.5 % N/A N/A First Federal $ 236,625 11.61 % $ 91,678 4.5 % $ 132,424 6.5 % Tier 1 Capital (1) Consolidated $ 253,297 11.46 % $ 88,424 4.0 % N/A N/A First Federal $ 236,625 10.72 % $ 88,267 4.0 % $ 110,334 5.0 % Tier 1 Capital (to Risk Weighted Assets) (1) Consolidated $ 253,297 12.43 % $ 122,280 6.0 % N/A N/A First Federal $ 236,625 11.61 % $ 122,237 6.0 % $ 162,983 8.0 % Total Capital (to Risk Weighted Assets) (1) Consolidated $ 278,679 13.67 % $ 163,040 8.0 % N/A N/A First Federal $ 262,007 12.86 % $ 162,983 8.0 % $ 203,729 10.0 % (1) Core capital is computed as a percentage of adjusted total assets of $ 2.21 2.04 December 31, 2014 Actual Minimum Required for Minimum Required for Well Amount Ratio Amount Ratio Amount Ratio Tier 1 Capital (1) Consolidated $ 250,847 11.89 % $ 84,397 4.0 % N/A N/A First Federal $ 238,221 11.31 % $ 84,278 4.0 % $ 105,347 5.0 % Tier 1 Capital (to Risk Weighted Assets) (1) Consolidated $ 250,847 13.89 % $ 72,213 4.0 % N/A N/A First Federal $ 238,221 13.21 % $ 72,136 4.0 % $ 108,204 6.0 % Total Capital (to Risk Weighted Assets) (1) Consolidated $ 273,441 15.15 % $ 144,426 8.0 % N/A N/A First Federal $ 260,791 14.46 % $ 144,272 8.0 % $ 180,340 10.0 % (1) Core capital is computed as a percentage of adjusted total assets of $ 2.11 1.81 1.80 Management believes that, as of December, 31, 2015, First Federal was “well capitalized” based on the ratios presented above. There are no conditions or events since the most recent notification from any of the regulatory agencies regarding those capital standards that management believes have changed any of the well capitalized categorizations of First Federal. First Federal is subject to the regulatory capital requirements administered by the OCC and FDIC. Regulatory authorities can initiate certain mandatory actions if First Federal fails to meet the minimum capital requirements, which could have a direct material effect on the Corporation’s financial statements. Management believes, as of December 31, 2015, that First Federal meets all capital adequacy requirements to which they are subject. First Defiance is a unitary thrift holding company and is regulated by the Federal Reserve. First Defiance did not have prompt corrective action capital requirements as of December 31, 2015. Dividend Restrictions - Dividends paid by First Federal to First Defiance are subject to various regulatory restrictions. First Federal paid $ 29.0 21.0 900 1.2 1.0

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	18. Income Taxes Years Ended December 31 2015 2014 2013 (In Thousands) Current: Federal $ 11,299 $ 9,198 $ 7,751 State and local 146 144 9 Deferred (35) (179) 1,518 $ 11,410 $ 9,163 $ 9,278 Years Ended December 31 2015 2014 2013 (In Thousands) Tax expense at statutory rate (35%) $ 13,240 $ 11,709 $ 11,030 Increases (decreases) in taxes from: State income tax – net of federal tax benefit 95 94 4 Tax exempt interest income, net of TEFRA (1,219) (1,152) (1,043) Bank owned life insurance (255) (816) (449) Captive insurance (415) (390) (415) Other (36) (282) 151 Totals $ 11,410 $ 9,163 $ 9,278 Deferred federal income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. December 31 2015 2014 (In Thousands) Deferred federal income tax assets: Allowance for loan losses $ 8,884 $ 8,743 Postretirement benefit costs 1,316 1,149 Deferred compensation 1,621 1,629 Impaired loans 261 524 Accrued vacation 644 623 Allowance for real estate held for sale losses 269 333 Deferred loan origination fees and costs 388 311 Accrued bonus 675 509 Other 794 972 Total deferred federal income tax assets 14,852 14,793 Deferred federal income tax liabilities: FHLB stock dividends 2,279 2,299 Goodwill 5,527 5,019 Mortgage servicing rights 3,237 3,181 Fixed assets 1,268 1,714 Other intangible assets 422 270 Loan mark to market 165 315 Net unrealized gains on available-for-sale securities 2,176 2,528 Prepaid expenses 655 622 Other - 21 Total deferred federal income tax liabilities 15,729 15,969 Net deferred federal income tax liability $ (877) $ (1,176) The realization of the Company’s deferred tax assets is dependent upon the Company’s ability to generate taxable income in future periods and the reversal of deferred tax liabilities during the same period and the ability to carryback any losses. The Company has evaluated the available evidence supporting the realization of its deferred tax assets and determined it is more likely than not that the assets will be realized and thus no valuation allowance was required at December 31, 2015. Retained earnings at December 31, 2015 include approximately $ 11.0 3.85 Balance at January 1, 2013 $ 65 Additions based on tax positions related to the current year - Additions for tax positions of prior years - Reductions for tax positions of prior years - Reductions due to the statute of limitations (65) Settlements - Balance at December 31, 2013 $ - In 2014 and 2015, there were no unrecognized tax benefits. The total amount of interest and penalties recorded in the income statement, net of the related federal tax effect, for the year ended December 31, 2015 and 2014 was zero, and the amount accrued for interest and penalties (net of the related federal tax effect) at December 31, 2015 and 2014 was zero. The total amount of interest and penalties recorded in the income statement, net of the related federal tax effect, for the year ended December 31, 2013 was a net reversal of $ 26,000 The Company and its subsidiaries are subject to U.S. federal income tax as well as income tax in the state of Indiana. The Company is no longer subject to examination by taxing authorities for years before 2011. The Company currently operates primarily in the states of Ohio and Michigan, which tax financial institutions based on their equity rather than their income.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Compensation and Employee Benefit Plans [Text Block]	19. Employee Benefit Plans 401(k) Plan Employees of First Defiance are eligible to participate in the First Defiance Financial Corp. 401(k) Employee Savings Plan (the “First Defiance 401(k)”) if they meet certain age and service requirements. Under the First Defiance 401(k), First Defiance matches 100% of the participants’ contributions up to 3% of compensation and then 50% of the participants’ contributions for the next 2% of compensation. 892,000 919,000 868,000 Group Life Plan On June 30, 2010, First Federal adopted the First Federal Bank of the Midwest Executive Group Life Plan – Post Separation (the “Group Life Plan”) in which various employees, including the Company’s named executive officers, may participate. Under the terms of the Group Life Plan, First Federal will purchase and own life insurance policies covering the lives of employees selected by the board of directors of First Federal as participants. There was $ 78,000 167,000 970,000 892,000 724,000 4.25

Stock Compensation Plans

Stock Compensation Plans	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	20. Stock Compensation Plans First Defiance has established equity based compensation plans for its directors and employees. On March 15, 2010, the Board adopted, and the shareholders approved at the 2010 Annual Shareholders Meeting, the First Defiance Financial Corp. 2010 Equity Incentive Plan (the “2010 Equity Plan”). The 2010 Equity Plan replaced all plans existing at the time of its approval. All awards outstanding under prior plans remain in effect in accordance with their respective terms. Any new awards are made under the 2010 Equity Plan. The 2010 Equity Plan allows for issuance of up to 350,000 As of December 31, 2015, 86,220 20 40 20 In March 2013, the Company approved a 2013 Short-Term Equity Incentive plan (a “STIP”) and a 2013 Long-Term Equity Incentive Plan (a “LTIP”) for selected members of management. Under the 2013 STIP the participants could earn up to 25 45 The final amount of awards earned under the 2013 STIP was paid out in cash in the first quarter of 2014. Under the 2013 LTIP the participants may earn up to 25 45 86,065 6,425 5,621 In March 2014, the Company approved a 2014 STIP and a 2014 LTIP for selected members of management. Under the 2014 STIP, the participants could earn up to 30 45 Under the 2014 LTIP, the participants may earn up to 20 45 30,538 In 2015, the Company approved a 2015 STIP and a 2015 LTIP for selected members of management. Under the 2015 STIP, the participants could earn up to 30 45 Under the 2015 LTIP, the participants may earn up to 20 45 24,757 In 2015, the Company also granted 5,160 2,160 3,000 3 The fair value of each option award is estimated on the date of grant using the Black-Scholes model. Expected volatilities are based on historical volatilities of the Company’s common shares. The Company uses historical data to estimate option exercise and post-vesting termination behavior. The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. Twelve Months ended December 31, 2015 Expected average risk-free rate 2.04 % Expected average life 10.00 years Expected volatility 42.00 % Expected dividend yield 2.10 % Stock options: Options Weighted Weighted Aggregate Options outstanding, January 1, 2015 173,720 $ 20.80 Forfeited or cancelled (5,100) 25.36 Exercised (88,650) 21.91 Granted 6,250 32.94 Options outstanding, December 31, 2015 86,220 $ 20.27 3.41 $ 1,510 Vested or expected to vest at December 31, 2015 86,220 $ 20.27 3.41 $ 1,510 Exercisable at December 31, 2015 71,570 $ 18.37 2.36 $ 1,389 Year Ended December 31 2015 2014 2013 (In Thousands, except per share amounts) Intrinsic value of options exercised $ 1,069 $ 542 $ 310 Cash received from option exercises 1,469 963 350 Tax benefit realized from option exercises 160 103 54 Weighted average fair value of options granted $ 13.13 $ 10.79 - As of December 31, 2015, there was $ 137,000 3.6 . At December 31, 2015, 74,545 1.1 541,000 1.0 556,000 739,000 Restricted Stock Units Stock Grants Weighted-Average Weighted-Average Grant Date Grant Date Unvested Shares Shares Fair Value Shares Fair Value Unvested at January 1, 2015 91,812 $ 21.00 5,767 $ 25.97 Granted 24,757 32.30 18,006 22.75 Vested (12,846) 17.20 (12,846) 17.20 Forfeited (29,178) 19.48 - - Unvested at December 31, 2015 74,545 $ 25.86 10,927 $ 30.98 The maximum amount of compensation expense that may be earned for the 2015 STIP and the 2013, 2014 and 2015 LTIPs at December 31, 2015 is approximately $ 2.7 1.9 571,000 As of December 31, 2015 and 2014, 186,079 193,067

Parent Company Statements

Parent Company Statements	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	21. Parent Company Statements December 31 Statements of Financial Condition 2015 2014 (In Thousands) Assets Cash and cash equivalents $ 12,919 $ 9,067 Investment in banking subsidiary 287,436 291,485 Investment in non-bank subsidiaries 15,109 14,424 Other assets 1,191 1,174 Total assets $ 316,655 $ 316,150 Liabilities and stockholders’ equity: Subordinated debentures $ 36,083 $ 36,083 Accrued liabilities 375 562 Stockholders’ equity 280,197 279,505 Total liabilities and stockholders’ equity $ 316,655 $ 316,150 Years Ended December 31 Statements of Income 2015 2014 2013 (In Thousands) Dividends from subsidiaries $ 30,900 $ 22,200 $ 4,500 Interest on investments 1 - 18 Interest expense (613) (587) (601) Other income 1 2 1 Noninterest expense (588) (861) (853) Income before income taxes and equity in earnings of subsidiaries 29,701 20,754 3,065 Income tax credit (397) (485) (415) Income before equity in earnings of subsidiaries 30,098 21,239 3,480 (Distributions in excess of) undistributed equity in earnings of subsidiaries (3,675) 3,053 18,755 Net income $ 26,423 $ 24,292 $ 22,235 Comprehensive income $ 25,931 $ 27,861 $ 18,506 Years Ended December 31 Statements of Cash Flows 2015 2014 2013 (In Thousands) Operating activities: Net income $ 26,423 $ 24,292 $ 22,235 Adjustments to reconcile net income to net cash (used in) provided by operating activities: Distribution in excess of (undistributed equity in) earnings of subsidiaries 3,675 (3,053) (18,755) Change in other assets and liabilities (205) 59 176 Net cash provided by (used in) operating activities 29,893 21,298 3,656 Investing activities: Sale of available-for-sale securities - - 1,002 Net cash provided by investing activities - - 1,002 Financing activities: Repurchase of common stock (8,436) (15,519) (1,821) Cash dividends paid (7,159) (5,937) (3,907) Stock Options Exercised 1,469 921 350 Treasury stock sales 64 76 64 Purchase stock warrants (11,979) - - Net cash used in financing activities (26,041) (20,459) (5,314) Net increase (decrease) in cash and cash equivalents 3,852 839 (656) Cash and cash equivalents at beginning of year 9,067 8,228 8,884 Cash and cash equivalents at end of year $ 12,919 $ 9,067 $ 8,228

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value, Measurement Inputs, Disclosure [Text Block]	22. Fair Value FASB ASC Topic 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. FASB ASC Topic 820 requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on the best information available. In that regard, FASB ASC Topic 820 established a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: · Level 1 : Quoted prices (unadjusted) in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. · Level 2 : Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by a correlation or other means. · Level 3 : Unobservable inputs for determining fair value of assets and liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Available for sale securities - Securities classified as available for sale are generally reported at fair value utilizing Level 2 inputs where the Company obtains fair value measurements from an independent pricing service that uses matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows and the bonds’ terms and conditions, among other things. Securities in Level 1 include federal agency preferred stock securities. Securities in Level 2 include U.S. Government agencies, mortgage-backed securities, corporate bonds and municipal securities. Impaired loans - Fair values for impaired collateral dependent loans are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances consideration of offers obtained to purchase properties prior to foreclosure. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value on the cost to replace the current property. Value of market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investors required return. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Comparable sales adjustments are based on known sales prices of similar type and similar use properties and duration of time that the property has been on the market to sell. Such adjustments made in the appraisal process are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real Estate held for sale - Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are then reviewed monthly by members of the asset review committee for valuation changes and are accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals which may utilize a single valuation approach or a combination of approaches including cost, comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments may be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Company’s asset quality or collections department reviews the assumptions and approaches utilized in the appraisal. Appraisal values are discounted from 0 20 Mortgage servicing rights – On a quarterly basis, mortgage servicing rights are evaluated for impairment based upon the fair value of the rights as compared to the carrying amount. If the carrying amount of an individual tranche exceeds fair value, impairment is recorded on that tranche so that the servicing asset is carried at fair value. Fair value is determined at a tranche level based on a model that calculates the present value of estimated future net servicing income. The valuation model utilizes assumptions that market participants would use in estimating future net servicing income and are validated against available market data (Level 2). Mortgage banking derivative - The fair value of mortgage banking derivatives are evaluated monthly based on derivative valuation models using quoted prices for similar assets adjusted for specific attributes of the commitments and other observable market data at the valuation date (Level 2). Assets and Liabilities Measured on a Recurring Basis December 31, 2015 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. Government corporations and agencies $ - $ 2,994 $ - $ 2,994 Mortgage-backed - residential - 64,654 - 64,654 REMICs - 1,620 - 1,620 Collateralized mortgage obligations - 71,799 - 71,799 Preferred stock 1 - - 1 Corporate bonds - 4,977 - 4,977 Obligations of state and political subdivisions - 90,390 90,390 Mortgage banking derivative - asset - 558 - 558 December 31, 2014 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. Government corporations and agencies $ - $ 980 $ - $ 980 Mortgage-backed - residential - 59,856 - 59,856 Collateralized mortgage obligations - 1,839 - 1,839 Trust preferred stock - 81,121 - 81,121 Preferred stock 1 - - 1 Corporate bonds 1,989 5,003 - 6,992 Obligations of state and political subdivisions - 88,532 88,532 Mortgage banking derivative - asset - 351 - 351 Mortgage banking derivative - liability - 24 - 24 There was one corporate bond security that had recent documented trade activity resulting in that security being transferred from Level 2 to Level 1 during the period ended December 31, 2014. This security was then transferred back to Level 2 during the period ended December 31, 2015 due to no recent documented trades on this security. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) (In Thousands) 2015 2014 Beginning balance $ - $ 582 Total gains or losses (realized/unrealized) Included in earnings (realized) - (329) Included in other comprehensive income (presented gross of taxes) - 993 Amortization - - Sales - (1,246) Transfers in and/or out of Level 3 - - Ending balance $ - $ - Changes in Unrealized Gains/Losses Recorded in Earnings Trust Preferred Stock 2015 2014 2013 Interest income on securities $ - $ 24 $ 83 Other changes in fair value - (24) (420) Total $ - $ - $ (337) The following table summarizes the financial assets measured at fair value on a non-recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Non-Recurring Basis December 31, 2015 Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair (In Thousands) Impaired loans 1-4 Family Residential Real Estate $ - $ - $ 398 $ 398 Multi Family Residential - - 91 91 Commercial Real Estate - - 4,575 4,575 Commercial - - Home Equity and Improvement - - 82 82 Total impaired loans - - 5,146 5,146 Mortgage servicing rights - 872 - 872 Real estate held for sale Residential - - - - CRE - - 280 280 Total Real Estate held for sale - - 280 280 December 31, 2014 Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair (In Thousands) Impaired loans 1-4 Family Residential Real Estate $ - $ - $ 419 $ 419 Multi Family Residential - - 269 269 Commercial Real Estate - - 6,665 6,665 Commercial 340 340 Home Equity and Improvement - - 98 98 Total impaired loans - - 7,791 7,791 Mortgage servicing rights - 1,034 - 1,034 Real estate held for sale Residential - - - - CRE - - 739 739 Total Real Estate held for sale - - 739 739 Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Impaired Loans- Applies to all loan classes $ 5,146 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 10-30 % 11 % Real estate held for sale – Applies to all classes $ 280 Appraisals which utilize sales comparison, net income and cost approach Discounts for changes in market conditions 30 % 30 % For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Impaired Loans- Applies to all loan classes $ 7,791 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 10-30% 11 % Real estate held for sale – CRE $ 739 Appraisals which utilize sales comparison, net income and cost approach Discounts for changes in market conditions 20-40% 28 % Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a fair value of $ 5.1 8,000 7.8 19,000 580,000 3.0 3.2 Mortgage servicing rights, which are carried at the lower of cost or fair value, had a fair value of $ 872,000 645,000 1.0 911,000 266,000 116,000 1.3 Real estate held for sale is determined using Level 3 inputs which include appraisals and are adjusted for changes in market conditions. The change in fair value of real estate held for sale was $ 297,000 251,000 740,000 In accordance with FASB ASC Topic 825, the Fair Value Measurements tables are a comparative condensed consolidated statement of financial condition based on carrying amount and estimated fair values of financial instruments as of December 31, 2015 and December 31, 2014. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of First Defiance. Much of the information used to arrive at “fair value” is highly subjective and judgmental in nature and therefore the results may not be precise. Subjective factors include, among other things, estimated cash flows, risk characteristics and interest rates, all of which are subject to change. With the exception of investment securities, the Company’s financial instruments are not readily marketable and market prices do not exist. Since negotiated prices for the instruments, which are not readily marketable, depend greatly on the motivation of the buyer and seller, the amounts that will actually be realized or paid per settlement or maturity of these instruments could be significantly different. The carrying amount of cash and cash equivalents, term notes payable and advance payments by borrowers for taxes and insurance, as a result of their short-term nature, is considered to be equal to fair value and are classified as Level 1. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The fair value of loans that reprice within 90 days is equal to their carrying amount. For other loans, the estimated fair value is calculated based on discounted cash flow analysis, using interest rates currently being offered for loans with similar terms, resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as previously described. The allowance for loan losses is considered to be a reasonable adjustment for credit risk. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. The fair value of loans held for sale is estimated based on binding contracts and quotes from third party investors resulting in a Level 2 classification. The fair value of accrued interest receivable is equal to the carrying amounts resulting in a Level 2 or Level 3 classification, which is consistent with its underlying asset. The fair value of non-interest bearing deposits are considered equal to the amount payable on demand at the reporting date (i.e., carrying value) and are classified as Level 1. The fair value of savings, NOW and certain money market accounts are equal to their carrying amounts and are a Level 2 classification. Fair values of fixed rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. The fair values of securities sold under repurchase agreements are equal to their carrying amounts resulting in a Level 2 classification. The carrying value of subordinated debentures and deposits with fixed maturities is estimated based on discounted cash flow analyses based on interest rates currently being offered on instruments with similar characteristics and maturities resulting in a Level 3 classification. Fair Value Measurements at December 31, 2015 Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 79,769 $ 79,769 $ 79,769 $ - $ - Investment securities 236,678 236,680 1 236,679 - Federal Home Loan Bank Stock 13,801 N/A N/A N/A N/A Loans, net, including loans held for sale 1,782,358 1,784,998 - 5,899 1,779,099 Accrued interest receivable 6,171 6,171 7 846 5,318 Financial Liabilities: Deposits $ 1,836,137 $ 1,840,464 $ 420,691 $ 1,419,773 $ - Advances from Federal Home Loan Bank 59,902 59,653 - 59,653 - Securities sold under repurchase agreements 57,188 57,188 - 57,188 - Subordinated debentures 36,083 35,305 - - 35,305 Fair Value Measurements at December 31, 2014 Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 112,936 $ 112,936 $ 112,936 $ - $ - Investment securities 239,634 239,629 1,990 237,639 - Federal Home Loan Bank Stock 13,802 N/A N/A N/A N/A Loans, net, including loans held for sale 1,626,555 1,632,507 - 4,741 1,627,766 Accrued interest receivable 6,037 6,037 3 846 5,188 Financial Liabilities: Deposits $ 1,760,813 $ 1,762,733 $ 379,552 $ 1,383,181 $ - Advances from Federal Home Loan Bank 21,544 21,772 - 21,772 - Securities sold under repurchase agreements 54,759 54,759 - 54,759 - Subordinated debentures 36,083 35,307 - - 35,307

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments and Hedging Activities Disclosure [Text Block]	23. Derivative Financial Instruments Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third-party investors are considered derivatives. It is the Company’s practice to enter into forward commitments for the future delivery of residential mortgage loans when interest rate lock commitments are entered into in order to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. These mortgage banking derivatives are not designated in hedge relationships. First Federal had approximately $ 14.9 7.4 19.9 11.6 December 31, 2015 December 31, 2014 Assets (Liabilities) Assets (Liabilities) Derivative Derivative Carrying Carrying Net Carrying Carrying Carrying Net Carrying Value Value Value Value Value Value (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives $ 558 $ - $ 558 $ 351 $ 24 $ 327 Twelve Months Ended December 31, 2015 2014 2013 (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives – Gain (Loss) $ 231 $ 27 $ (526) The above amounts are included in mortgage banking income with gain on sale of mortgage loans. During 2014 and 2013, management determined that a group of loans, previously classified as held for sale, were no longer sellable and were transferred back into the portfolio. As a result, a $ 5,000 34,000

Quarterly Consolidated Results

Quarterly Consolidated Results of Operations (Unaudited)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information [Text Block]	24. Quarterly Consolidated Results of Operations (Unaudited) Three Months Ended March 31 June 30 September 30 December 31 (In Thousands, Except Per Share Amounts) 2015 Interest income $ 19,757 $ 20,037 $ 20,266 $ 20,776 Interest expense 1,567 1,672 1,733 1,809 Net interest income 18,190 18,365 18,533 18,967 Provision for loan losses 120 - (27) 43 Net interest income after provision for loan losses 18,070 18,365 18,560 18,924 Gain on sale, call or write-down of securities - - - 22 Noninterest income 8,281 7,809 7,982 7,709 Noninterest expense 16,897 16,796 16,848 17,348 Income before income taxes 9,454 9,378 9,694 9,307 Income taxes 2,853 2,815 2,998 2,744 Net income $ 6,601 $ 6,563 $ 6,696 $ 6,563 Earnings per common share: Basic $ 0.71 $ 0.71 $ 0.72 $ 0.72 Diluted $ 0.69 $ 0.70 $ 0.72 $ 0.71 Average shares outstanding: Basic 9,234 9,268 9,238 9,146 Diluted 9,611 9,349 9,322 9,235 Three Months Ended March 31 June 30 September 30 December 31 (In Thousands, Except Per Share Amounts) 2014 Interest income $ 18,474 $ 18,774 $ 19,286 $ 19,714 Interest expense 1,678 1,645 1,623 1,613 Net interest income 16,796 17,129 17,663 18,101 Provision for loan losses 103 446 406 162 Net interest income after provision for loan losses 16,693 16,683 17,257 17,939 Gain on sale, call or write-down of securities - 471 460 1 Noninterest income 7,326 7,146 8,896 7,341 Noninterest expense 16,661 16,357 16,771 16,969 Income before income taxes 7,358 7,943 9,842 8,312 Income taxes 2,179 2,254 2,773 1,957 Net income $ 5,179 $ 5,689 $ 7,069 $ 6,355 Earnings per common share: Basic $ 0.53 $ 0.59 $ 0.75 $ 0.68 Diluted $ 0.51 $ 0.57 $ 0.71 $ 0.65 Average shares outstanding: Basic 9,681 9,607 9,445 9,316 Diluted 10,108 10,066 9,903 9,801

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2015
Other Comprehensive Income (Loss), Net Of Tax [Abstract]
Other Comprehensive Income Loss [Text Block]	25. Other Comprehensive Income (Loss) Before Tax Tax Expense Net of Tax (In Thousands) Twelve months ended December 31, 2015: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ (985) $ (345) $ (640) Reclassification adjustment for net gains included in net income (22) (7) (15) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized during the period 204 72 132 Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits) 47 16 31 Total other comprehensive income $ (756) $ (264) $ (492) Before Tax Tax Expense Net of Tax (In Thousands) Twelve months ended December 31, 2014: Securities available for sale and transferred securities: Change in net unrealized gain/loss during the period $ 6,763 $ 2,320 $ 4,443 Reclassification adjustment for net losses included in net income (932) (280) (652) Defined benefit postretirement medical plan: Net loss on defined benefit postretirement medical plan realized during the period (377) (132) (245) Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits) 35 12 23 Total other comprehensive loss $ 5,610 $ 2,041 $ 3,569 Accumulated Securities Post- Other Available retirement Comprehensive For Sale Benefit Income (In Thousands) Balance January 1, 2015 $ 4,697 $ (583) $ 4,114 Other comprehensive income before reclassifications (640) 132 (508) Amounts reclassified from accumulated other comprehensive loss (15) 31 16 Net other comprehensive income during period (655) 163 (492) Balance December 31, 2015 $ 4,042 $ (420) $ 3,622 Balance January 1, 2014 $ 906 $ (361) $ 545 Other comprehensive loss before reclassifications 4,443 (245) 4,198 Amounts reclassified from accumulated other comprehensive income (652) 23 (629) Net other comprehensive loss during period 3,791 (222) 3,569 Balance December 31, 2014 $ 4,697 $ (583) $ 4,114

Statement of Accounting Polic34

Statement of Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Common Share Basic earnings per common share is computed by dividing net income applicable to common shares (net income less dividend requirements for preferred stock, accretion of preferred stock discount and redemption of preferred stock) by the weighted average number of shares of common stock outstanding during the period. All outstanding unvested share-based payment awards that contain rights to nonforfeitable dividends are considered participating securities for the calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, warrants, restricted stock awards and stock grants. See also Note 4.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on available-for-sale securities and the net unrecognized actuarial losses and unrecognized prior service costs associated with the Company’s Defined Benefit Postretirement Medical Plan. All items included in other comprehensive income are reported net of tax. See also Notes 5 and 16 and the Consolidated Statements of Comprehensive Income.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash Flows Cash and cash equivalents include amounts due from banks and overnight investments with the Federal Home Loan Bank (“FHLB”) and the Federal Reserve. Cash and amounts due from depository institutions include required balances on hand or on deposit at the FHLB and Federal Reserve of approximately $ 1,606,000 1,491,000
Investment, Policy [Policy Text Block]	Investment Securities M Debt securities not classified as held-to-maturity and equity securities are classified as available-for-sale. Available-for-sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in other comprehensive income (loss) until realized. Realized gains and losses are included in gains (losses) on securities or other-than-temporary impairment losses on securities. Realized gains and losses on securities sold are recognized on the trade date based on the specific identification method. Interest income includes amortization of purchase premiums and discounts. Premiums and discounts are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are expected. Securities with unrealized losses are reviewed quarterly to determine if value impairment is other–than-temporary. In performing this review management considers the length of time and extent that fair value has been less than cost, the financial condition of the issuer, the impact of changes in market interest rates on market value and whether the Company intends to sell or it would be more than likely required to sell the securities prior to their anticipated recovery. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: (1) other-than-temporary impairment (“OTTI”) related to credit loss, which must be recognized in the income statement and (2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
Stock In Federal Home Loan Bank [Policy Text Block]	FHLB Stock First Federal is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. At December 31, 2015, the Company holds $ 13.8 9,000
Policy Loans Receivable, Policy [Policy Text Block]	Loans Receivable Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of deferred loan fees and costs, purchase premiums and discounts and the allowance for loan losses. Deferred fees net of deferred incremental loan origination costs, are amortized to interest income generally over the contractual life of the loan using the interest method without anticipating prepayments. The recorded investment in loans includes accrued interest receivable and net deferred fees and costs and undisbursed loan amounts. Mortgage loans originated and intended for sale in the secondary market are classified as loans held for sale and are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains or losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. During 2015, the Company recouped previously accrued losses totaling ($ 95,000 298,000 597,000 Interest receivable is accrued on loans and credited to income as earned. The accrual of interest on loans 90 days delinquent or impaired is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. For these loans, interest accrual is only to the extent cash payments are received. The accrual of interest on these loans is generally resumed after a pattern of repayment has been established and the collection of principal and interest is reasonably assured.
Certain Loans and Debt Securities Acquired in Transfer, Recognizing Interest Income on Impaired Loans, Policy [Policy Text Block]	Acquired Loans The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of deterioration of credit quality since origination and if it is probable that it will be unable to collect all amounts due according to the loan’s contractual terms. If both conditions exist, the Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (credit score, loan type and date of origination). The Company considers expected prepayments, and estimates the amount and timing of undiscounted expected principal, interest, and other cash flows (expected at acquisition) for each loan and subsequently aggregated pool of loans. The Company determines the excess of the loan’s or pool’s scheduled contractual principal and contractual interest payments over all cash flows expected at acquisition as an amount that should not be accreted (nonaccretable difference). The remaining amount—representing the excess of the loan’s cash flows expected to be collected over the amount paid—is accreted into interest income over the remaining life of the loan or pool (accretable yield). Over the life of the loan or pool, the Company continues to estimate cash flows expected to be collected, and evaluates whether the present value of its loans determined using the effective interest rates has decreased and, if so, recognizes a loss. Valuation allowances for all acquired loans subject to FASB ASC Topic 310 reflect only those losses incurred after acquisition—that is, the present value of cash flows expected at acquisition that are not expected to be collected.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is maintained at a level believed adequate by management to absorb probable incurred losses in the loan portfolio and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans, actual loss experience events in specific industries and geographical areas and other pertinent factors, including general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience and consideration of economic trends, all of which may be susceptible to significant change. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. Beginning June 30, 2015, the Company refined the methodology to its allowance for loan loss calculation pertaining to the general reserve component for non-impaired loans. There was no change to the calculation of the component for reserves on impaired loans. Within the general reserve, the determination of the historical loss component was modified from using a three-year average annual loss rate to a loss migration measurement. The loss migration measurement implemented June 30, 2015, utilizes an average of four (4) four-year loss migration periods for each loan portfolio segment with differentiation between loan risk grades. This approach provides for a more precise reflection of probable incurred losses by risk grade within each loan portfolio segment over an average loan life cycle than was previously being used. Management believes that capturing the risk grade changes and cumulative losses over the life cycle of a loan more accurately depicts management’s estimate of historical losses as well as being more reflective of the ongoing risks in the loan portfolio. Prior to June 30, 2015, the approach to this component quantified the historical loss by calculating a rolling twelve quarter average annual loss rate for each portfolio segment, without differentiation between loan risk grades. This modification resulted in a change in the general reserves between the loan portfolio segments but did not have a material impact on the overall allowance for loan losses. Loan losses are charged off against the allowance when in management’s estimation it is unlikely that the loan will be collected, while recoveries of amounts previously charged off are credited to the allowance. A provision for loan loss is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors in order to maintain the allowance for loan losses at the level deemed adequate by management. The determination of whether a loan is considered past due or delinquent is based on the contractual payment terms. Loans are considered past due when the contractual amounts due with respect to principal and interest are not received within 30 days of the contractual due date. All loans are placed on nonaccrual status at 90 days past due unless the loan is adequately secured and is in process of collection. Any loan in the portfolio may be placed on nonaccrual status prior to becoming 90 days past due when collection of principal or interest is in doubt. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Impaired loans have been recognized in conformity with FASB ASC Topic 310. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loans agreement. Loans, for which terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. An analysis of the net present value of estimated cash flows is performed and an allowance may be established based on the outcome of that analysis, or if the loan is deemed to be collateral dependent an allowance is established based on the fair value of collateral. All modifications are reviewed by the First Federal’s Chief Credit Officer to determine whether or not the modification constitutes a troubled debt restructure. Commercial and commercial real estate loans are individually evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net of the allowance allocation which is determined based on the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. The following portfolio segments have been identified: Commercial Real Estate Loans (consisting of multi-family residential and non-residential): Commercial Loans Consumer Finance Loans 1-4 Family Residential Real Estate Loans Construction Loans Home Equity and Improvement Loans Consumer finance, 1-4 family residential real estate (including construction) and home equity and improvement loans are subject to adverse employment conditions in the local economy which could increase default rate on loans.
Transfers and Servicing of Financial Assets, Servicing of Financial Assets, Policy [Policy Text Block]	Servicing Rights S ervicing rights are recognized separately when they are acquired through sales of loans. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans, driven, generally, by changes in market interest rates. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement with mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees totaled $ 3.5 3.6 3.6
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance The Company has purchased life insurance policies for certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment and Long Lived Assets Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 50 Furniture, fixtures and equipment 3 15 Long-lived assets to be held and those to be disposed of and certain intangibles are periodically evaluated for impairment. See Note 9.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangibles Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected November 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on First Defiance’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank, insurance and branch acquisitions. They are initially recorded at fair value and then amortized on an accelerated basis over their estimated lives, which range from five years for non-compete agreements to 10 20
Real Estate Held for Development and Sale, Policy [Policy Text Block]	Real Estate and Other Assets Held for Sale Other assets held for sale are comprised of properties acquired through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Losses arising from the acquisition of such property are charged against the allowance for loan losses at the time of acquisition. These properties are carried at the lower of cost or fair value, less estimated costs to dispose. If fair value declines subsequent to foreclosure, the property is written down against expense. Costs after acquisition are expensed.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock Compensation Plans Compensation cost is recognized for stock options and restricted share awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Restricted shares awards are valued at the market value of Company stock at the date of the grant. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. See Note 20.
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 22. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Sales, Policy [Policy Text Block]	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Loans and Leases Receivable, Mortgage Banking Activities, Policy [Policy Text Block]	Mortgage Banking Derivatives Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income.
Segment Reporting, Policy [Policy Text Block]	Operating Segments Management considers the following factors in determining the need to disclose separate operating segments: (1) The nature of products and services, which are all financial in nature. (2) The type and class of customer for the products and services; in First Defiance’s case retail customers for retail bank and insurance products and commercial customers for commercial loan, deposit, life, health and property and casualty insurance needs. (3) The methods used to distribute products or provide services; such services are delivered through banking and insurance offices and through bank and insurance customer contact representatives. Retail and commercial customers are frequently targets for both banking and insurance products. (4) The nature of the regulatory environment; both banking and insurance entities are subject to various regulatory bodies and a number of specific regulations. Quantitative thresholds as stated in Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 280, Segment Reporting 9.5 5.6 0.6
Dividend Restriction [Policy Text Block]	Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the savings bank to the holding company. See Note 17 for further details on restrictions.
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Malpractice Loss Contingency, Policy [Policy Text Block]	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any such matters that will have a material effect on the financial statements.
Income Tax, Policy [Policy Text Block]	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. An effective tax rate of 35 A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Pension and Other Postretirement Plans, Pensions, Policy [Policy Text Block]	Retirement Plans Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Reclassification, Policy [Policy Text Block]	Reclassifications Some items in the prior year financial statements were reclassified to conform to the current presentation.
New Accounting Pronouncements, Policy [Policy Text Block]	Accounting Standards Updates In January 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities (ASU 2016-01) In September 2015, the FASB issued ASU 2015-16, “ Business Combinations (Topic 805), Simplifying the Accounting for Measurement-Period Adjustments. In August 2015, the FASB issued ASU 2014-09, “ Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) – Deferral of the Effective Date In June 2014, the FASB issued ASU No. 2014-11, " Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures."

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	The following table sets forth the computation of basic and diluted earnings per common share: 2015 2014 2013 (In Thousands, Except Per Share Amounts) Numerator for basic and diluted earnings per common share-net income applicable to common shares $ 26,423 $ 24,292 $ 22,235 Denominator: Denominator for basic earnings per common share-weighted-average common shares, including participating securities 9,221 9,511 9,764 Effect of dilutive securities: Employee stock options 87 111 87 Warrants 75 353 320 Dilutive potential common shares 162 464 407 Denominator for diluted earnings per common share 9,383 9,975 10,171 Basic earnings per common share $ 2.87 $ 2.55 $ 2.28 Diluted earnings per common share $ 2.82 $ 2.44 $ 2.19

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Marketable Securities [Abstract]
Schedule of Available-for-sale and Held to Maturity Securities [Table Text Block]	The following tables summarize the amortized cost and fair value of available-for-sale securities and held-to-maturity investment securities at December 31, 2015 and 2014 and the corresponding amounts of gross unrealized and unrecognized gains and losses: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2015 Available-for-sale Obligations of U.S. government corporations and agencies $ 3,000 $ 1 $ (7) $ 2,994 Mortgage-backed securities - residential 63,815 898 (59) 64,654 REMICs 1,592 28 - 1,620 Collateralized mortgage obligations 71,176 976 (353) 71,799 Preferred stock - 1 - 1 Corporate bonds 4,955 39 (17) 4,977 Obligations of state and political subdivisions 85,680 4,712 (2) 90,390 Total Available-for-Sale $ 230,218 $ 6,655 $ (438) $ 236,435 Gross Gross Amortized Unrecognized Unrecognized Fair Cost Gains Losses Value (In Thousands) Held-to-Maturity FHLMC certificates $ 14 $ - $ - $ 14 FNMA certificates 74 2 (1) 75 GNMA certificates 31 1 - 32 Obligations of states and political subdivisions 124 - - 124 Total Held-to-Maturity $ 243 $ 3 $ (1) $ 245 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2014 Available-for-sale Obligations of U.S. government corporations and agencies $ 1,000 $ - $ (20) $ 980 Mortgage-backed securities - residential 58,380 1,476 - 59,856 REMICs 1,820 19 - 1,839 Collateralized mortgage obligations 80,252 1,280 (411) 81,121 Preferred stock - 1 - 1 Corporate bonds 6,913 85 (6) 6,992 Obligations of state and political subdivisions 83,732 4,827 (27) 88,532 Total Available-for-Sale $ 232,097 $ 7,688 $ (464) $ 239,321 Gross Gross Amortized Unrecognized Unrecognized Fair Cost Gains Losses Value (In Thousands) Held-to-Maturity FHLMC certificates $ 26 $ - $ (8) $ 18 FNMA certificates 93 2 - 95 GNMA certificates 39 1 - 40 Obligations of states and political subdivisions 155 - - 155 Total Held-to-Maturity $ 313 $ 3 $ (8) $ 308
Investments Classified by Contractual Maturity Date [Table Text Block]	The amortized cost and fair value of the investment securities portfolio at December 31, 2015 is shown below by contractual maturity. Expected maturities will differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. For purposes of the maturity tables below, mortgage-backed securities and collateralized mortgage obligations, which are not due at a single maturity date, have not been allocated over maturity groupings. Available-for-Sale Amortized Fair Cost Value (In Thousands) 2015 Available-for-sale Due in one year or less $ 830 $ 835 Due after one year through five years 17,256 17,657 Due after five years through ten years 37,060 39,336 Due after ten years 38,488 40,533 MBS/CMO/REMIC 136,584 138,074 Total $ 230,218 $ 236,435 Held-to-maturity Due after one year through five years $ 124 $ 124 MBS/CMO 119 121 Total $ 243 $ 245
Unrealized Gain (Loss) on Investments [Table Text Block]	The following table summarizes First Defiance’s securities that were in an unrealized loss position at December 31, 2015 and December 31, 2014: Duration of Unrealized Loss Position Less than 12 Months 12 Months or Longer Total Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loses (In Thousands) At December 31, 2015 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 993 $ (7) $ - $ - $ 993 $ (7) Collateralized mortgage obligations 12,374 (150) 8,158 (203) 20,532 (353) Corporate bonds 983 (17) - - 983 (17) Obligations of state and political subdivisions - - 433 (2) 433 (2) Mortgage-backed securities-residential 12,525 (59) - - 12,525 (59) Held to maturity securities: FNMA certificates 13 (1) - - 13 (1) Total temporarily impaired securities $ 26,888 $ (234) $ 8,591 $ (205) $ 35,479 $ (439) At December 31, 2014 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ - $ - $ 980 $ (20) $ 980 $ (20) Collateralized mortgage obligations 4,466 (138) 14,633 (273) 19,099 (411) Corporate bonds - - 994 (6) 994 (6) Obligations of state and political subdivisions 1,194 (8) 1,499 (19) 2,693 (27) Held to maturity securities: FHLMC certificates 18 (8) - - 18 (8) Total temporarily impaired securities $ 5,678 $ (154) $ 18,106 $ (318) $ 23,784 $ (472)
Schedule of Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	The table below presents a roll-forward of the credit losses relating to debt securities recognized in earnings for the years ended December 31, 2015, 2014 and 2013 (In Thousands): 2015 2014 2013 Beginning balance, January 1 $ - $ 3,513 $ 3,176 Additions for amounts related to credit loss for which an OTTI was not previously recognized - - 337 Reductions for amounts realized for securities sold/redeemed during the period - (3,513) - Ending balance, December 31 $ - $ - $ 3,513
Marketable Securities [Table Text Block]	The proceeds from sales and calls of securities and the associated gains and losses are listed below: 2015 2014 2013 (In Thousands) Proceeds $ 426 $ 14,913 $ 4,027 Gross realized gains 22 1,574 97 Gross realized losses - (642) -

Commitments and Contingent Li37

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule of Line of Credit Facilities [Table Text Block]	The Company’s maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding on December 31 was as follows (In Thousands): 2015 2014 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 80,862 $ 76,253 $ 37,546 $ 69,232 Unused lines of credit 31,991 323,171 20,385 307,449 Standby letters of credit - 19,632 - 17,886 Total $ 112,853 $ 419,056 $ 57,931 $ 394,567

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Loans Receivable, Net [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, December 31, (In Thousands) Real Estate: Secured by 1-4 family residential $ 205,330 $ 206,437 Secured by multi-family residential 167,558 156,530 Secured by commercial real estate 780,870 683,958 Construction 163,877 112,385 1,317,635 1,159,310 Other Loans: Commercial 419,349 399,730 Home equity and improvement 116,962 111,813 Consumer Finance 16,281 15,466 552,592 527,009 Total loans 1,870,227 1,686,319 Deduct: Undisbursed loan funds (66,902) (38,653) Net deferred loan origination fees and costs (1,108) (880) Allowance for loan loss (25,382) (24,766) Totals $ 1,776,835 $ 1,622,020
Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	The following table discloses the year-to-date activity in the allowance for loan loss for the dates indicated by portfolio segment (In Thousands): Year to Date December 31, 1-4 Family Multi- Family Commercial Construction Commercial Home Equity Consumer Total Beginning Allowance $ 2,494 $ 2,453 $ 11,268 $ 221 $ 6,509 $ 1,704 $ 117 $ 24,766 Charge-Offs (283) (114) (353) - (68) (350) (53) (1,221) Recoveries 214 - 915 - 331 188 53 1,701 Provisions 787 (188) (58) 296 (1,517) 762 54 136 Ending Allowance $ 3,212 $ 2,151 $ 11,772 $ 517 $ 5,255 $ 2,304 $ 171 $ 25,382 Year to Date December 31, 1-4 Family Multi- Family Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,847 $ 2,508 $ 12,000 $ 134 $ 5,678 $ 1,635 $ 148 $ 24,950 Charge-Offs (426) - (1,018) - (2,982) (392) (41) (4,859) Recoveries 188 7 2,670 - 435 193 65 3,558 Provisions (115) (62) (2,384) 87 3,378 268 (55) 1,117 Ending Allowance $ 2,494 $ 2,453 $ 11,268 $ 221 $ 6,509 $ 1,704 $ 117 $ 24,766 Year to Date December 31, 1-4 Family Multi- Family Commercial Construction Commercial Home Equity Consumer Total Beginning Allowance $ 3,506 $ 2,197 $ 12,702 $ 75 $ 6,325 $ 1,759 $ 147 $ 26,711 Charge-Offs (643) (6) (2,469) - (1,230) (757) (94) (5,199) Recoveries 282 - 837 - 290 125 80 1,614 Provisions (298) 317 930 59 293 508 15 1,824 Ending Allowance $ 2,847 $ 2,508 $ 12,000 $ 134 $ 5,678 $ 1,635 $ 148 $ 24,950
Schedule of Allowance for Loan Losses and Recorded Investment in Portfolio Segment Based on Impairment [Table Text Block]	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2015: (In Thousands) 1-4 Family Multi Family Residential Residential Commercial Home Equity Consumer Real Estate Real Estate Real Estate Construction Commercial & Improvement Finance Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 201 $ - $ 139 $ - $ 63 $ 34 $ - $ 437 Collectively evaluated for impairment 3,011 2,151 11,633 517 5,192 2,270 171 24,945 Acquired with deteriorated credit quality - - - - - - - - Total ending allowance balance $ 3,212 $ 2,151 $ 11,772 $ 517 $ 5,255 $ 2,304 $ 171 $ 25,382 Loans: Loans individually evaluated for impairment $ 7,574 $ 3,313 $ 23,493 $ - $ 6,107 $ 1,491 $ 71 $ 42,049 Loans collectively evaluated for impairment 198,106 164,382 759,281 96,845 414,527 115,977 16,199 1,765,317 Loans acquired with deteriorated credit quality - - 153 - 16 - - 169 Total ending loans balance $ 205,680 $ 167,695 $ 782,927 $ 96,845 $ 420,650 $ 117,468 $ 16,270 $ 1,807,535 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014: (In Thousands) 1-4 Family Multi Family Residential Residential Commercial Home Equity Consumer Real Estate Real Estate Real Estate Construction Commercial & Improvement Finance Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 216 $ - $ 1,003 $ - $ 30 $ 24 $ - $ 1,273 Collectively evaluated for impairment 2,278 2,453 10,265 221 6,479 1,680 117 23,493 Acquired with deteriorated credit quality - - - - - - - - Total ending allowance balance $ 2,494 $ 2,453 $ 11,268 $ 221 $ 6,509 $ 1,704 $ 117 $ 24,766 Loans: Loans individually evaluated for impairment $ 10,281 $ 2,482 $ 28,117 $ 150 $ 5,739 $ 2,242 $ 34 $ 49,045 Loans collectively evaluated for impairment 196,582 154,178 657,677 73,572 395,270 110,040 15,417 1,602,736 Loans acquired with deteriorated credit quality 1 - 163 - 22 - - 186 Total ending loans balance $ 206,864 $ 156,660 $ 685,957 $ 73,722 $ 401,031 $ 112,282 $ 15,451 $ 1,651,967
Loans Receivable, Impaired, Interest Income, Cash Basis Method [Table Text Block]	The following table presents the average balance, interest income recognized and cash basis income recognized on impaired loans by class of loans for the years ended December 31, 2015, 2015 and 2013 (In Thousands): Twelve Months Ended December 31, Average Interest Cash Basis Residential Owner Occupied $ 6,985 $ 246 $ 244 Residential Non Owner Occupied 5,444 152 152 Total 1-4 Family Residential Real Estate 12,429 398 396 Multi-Family Residential Real Estate 3,799 40 40 CRE Owner Occupied 9,019 168 167 CRE Non Owner Occupied 10,125 349 348 Agriculture Land 2,980 88 56 Other CRE 3,554 81 80 Total Commercial Real Estate 25,678 686 651 Construction 50 2 2 Commercial Working Capital 2,217 58 56 Commercial Other 4,773 49 49 Total Commercial 6,990 107 115 Home Equity and Home Improvement 2,757 62 62 Consumer Finance 80 14 14 Total Impaired Loans $ 51,783 $ 1,309 $ 1,270 Twelve Months Ended December 31, Average Interest Cash Basis Residential Owner Occupied $ 6,177 $ 317 $ 313 Residential Non Owner Occupied 3,920 143 143 Total 1-4 Family Residential Real Estate 10,097 460 456 Multi-Family Residential Real Estate 903 4 4 CRE Owner Occupied 8,906 145 142 CRE Non Owner Occupied 18,164 807 809 Agriculture Land 611 14 14 Other CRE 1,694 20 22 Total Commercial Real Estate 29,375 986 987 Construction 233 12 15 Commercial Working Capital 2,790 29 29 Commercial Other 4,576 14 12 Total Commercial 7,366 43 41 Home Equity and Home Improvement 2,233 95 94 Consumer Finance 47 3 3 Total Impaired Loans $ 50,254 $ 1,603 $ 1,600 Twelve Months Ended December 31, Average Interest Cash Basis Residential Owner Occupied $ 6,529 $ 345 $ 343 Residential Non Owner Occupied 4,453 162 163 Total 1-4 Family Residential Real Estate 10,982 507 506 Multi-Family Residential Real Estate 1,176 27 28 CRE Owner Occupied 14,313 376 386 CRE Non Owner Occupied 22,339 901 909 Agriculture Land 987 26 16 Other CRE 4,162 43 38 Total Commercial Real Estate 41,801 1,346 1,349 Construction 165 10 8 Commercial Working Capital 2,085 33 36 Commercial Other 6,521 75 70 Total Commercial 8,606 108 106 Home Equity and Home Improvement 2,631 121 117 Consumer Finance 83 6 6 Total Impaired Loans $ 65,444 $ 2,125 $ 2,120
Impaired Financing Receivables [Table Text Block]	The following table presents loans individually evaluated for impairment by class of loans (In Thousands): December 31, 2015 December 31, 2014 Unpaid Recorded Allowance Unpaid Recorded Allowance With no allowance recorded: Residential Owner Occupied $ 1,383 $ 1,360 $ - $ 3,967 $ 3,859 $ - Residential Non Owner Occupied 2,147 2,141 - 3,763 3,670 - Total 1-4 Family Residential Real Estate 3,530 3,501 - 7,730 7,529 - Multi-Family Residential Real Estate 3,463 3,313 - 2,627 2,482 - CRE Owner Occupied 4,869 4,520 - 7,109 6,481 - CRE Non Owner Occupied 7,932 7,685 - 4,106 3,759 - Agriculture Land 3,546 3,596 - 213 208 - Other CRE 4,076 4,046 - 2,923 2,378 - Total Commercial Real Estate 20,423 19,847 - 14,351 12,826 - Construction - - - 150 150 - Commercial Working Capital 1,644 1,648 - 1,155 1,157 - Commercial Other 3,573 3,607 - 3,966 3,663 - Total Commercial 5,217 5,255 - 5,121 4,820 - Home Equity and Home Improvement 817 772 - 2,192 2,140 - Consumer Finance 60 59 - 35 34 - Total loans with no allowance recorded $ 33,510 $ 32,747 $ - $ 32,206 $ 29,981 $ - With an allowance recorded: Residential Owner Occupied $ 2,918 $ 2,837 $ 188 $ 2,112 $ 2,114 $ 204 Residential Non Owner Occupied 1,231 1,236 13 636 638 12 Total 1-4 Family Residential Real Estate 4,149 4,073 201 2,748 2,752 216 Multi-Family Residential Real Estate - - - - - - CRE Owner Occupied 3,250 2,767 132 2,667 2,257 148 CRE Non Owner Occupied 385 308 2 13,020 12,606 842 Agriculture Land 68 69 2 333 320 10 Other CRE 926 502 3 137 108 3 Total Commercial Real Estate 4,629 3,646 139 16,157 15,291 1,003 Construction - - - - - - Commercial Working Capital 594 596 62 649 650 21 Commercial Other 252 256 1 264 269 9 Total Commercial 846 852 63 913 919 30 Home Equity and Home Improvement 724 719 34 101 102 24 Consumer Finance 12 12 - - - - Total loans with an allowance recorded $ 10,360 $ 9,302 $ 437 $ 19,919 $ 19,064 $ 1,273 * Presented gross of charge offs
Schedule of Non-Performing Loans and Real Estate Owned [Table Text Block]	The following table presents the current balance of the aggregate amounts of non-performing assets, comprised of non-performing loans and real estate owned on the dates indicated: December 31, December 31, (In Thousands) Non-accrual loans $ 16,261 $ 24,130 Loans over 90 days past due and still accruing - - Total non-performing loans 16,261 24,130 Real estate and other assets held for sale 1,321 6,181 Total non-performing assets $ 17,582 $ 30,311 Troubled debt restructuring, still accruing $ 11,178 $ 24,686
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2015 by class of loans (In Thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Residential Owner Occupied $ 138,974 $ 159 $ 673 $ 391 $ 1,223 $ 1,428 Residential Non Owner Occupied 64,577 324 356 226 906 1,179 Total 1-4 Family Residential Real Estate 203,551 483 1,029 617 2,129 2,607 Multi-Family Residential Real Estate 165,671 - - 2,024 2,024 2,417 CRE Owner Occupied 322,940 772 1,218 1,266 3,256 4,141 CRE Non Owner Occupied 304,166 - 106 538 644 1,229 Agriculture Land 98,055 57 - - 57 695 Other Commercial Real Estate 53,494 - - 315 315 1,364 Total Commercial Real Estate 778,655 829 1,324 2,119 4,272 7,429 Construction 96,845 - - - - - Commercial Working Capital 168,938 16 - 154 170 251 Commercial Other 249,070 203 46 2,223 2,472 2,833 Total Commercial 418,008 219 46 2,377 2,642 3,084 Home Equity and Home Improvement 116,599 733 92 44 869 689 Consumer Finance 16,216 27 3 24 54 36 Total Loans $ 1,795,545 $ 2,291 $ 2,494 $ 7,205 $ 11,990 $ 16,262 The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2014 by class of loans: (In Thousands) Current 30-59 days 60-89 days 90+ days Total Total Non Residential Owner Occupied $ 141,597 $ 39 $ 1,079 $ 365 $ 1,483 $ 1,702 Residential Non Owner Occupied 62,991 110 105 578 793 1,625 Total 1-4 Family Residential Real Estate 204,588 149 1,184 943 2,276 3,327 Multi-Family Residential Real Estate 156,413 247 - - 247 2,546 CRE Owner Occupied 299,500 163 1,566 1,753 3,482 7,004 CRE Non Owner Occupied 243,341 119 416 1,308 1,843 2,582 Agriculture Land 93,529 - 14 - 14 686 Other Commercial Real Estate 43,835 155 - 258 413 2,359 Total Commercial Real Estate 680,205 437 1,996 3,319 5,752 12,631 Construction 73,722 - - - - - Commercial Working Capital 135,009 - - 951 951 1,103 Commercial Other 262,982 67 10 2,012 2,089 3,897 Total Commercial 397,991 67 10 2,963 3,040 5,000 Home Equity and Home Improvement 110,940 1,236 - 106 1,342 619 Consumer Finance 15,326 68 57 - 125 12 Total Loans $ 1,639,185 $ 2,204 $ 3,247 $ 7,331 $ 12,782 $ 24,135
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	The following table presents loans by class modified as TDRs that occurred during the years indicated (Dollars in Thousands): Loans Modified as a TDR for the Loans Modified as a TDR for the Loans Modified as a TDR for the TDRs Number of Recorded Number of Recorded Number of Recorded Residential Owner Occupied 6 $ 454 18 $ 1,726 10 $ 752 Residential Non Owner Occupied 4 59 3 517 5 390 CRE Owner Occupied 2 645 2 27 9 714 CRE Non Owner Occupied 2 244 3 403 2 1,364 Agriculture Land 3 1,443 - - 2 269 Other CRE - - - - 3 417 Commercial Working Capital 2 62 4 1,353 3 662 Commercial Other 2 70 16 2,020 5 940 Home Equity and Home Improvement 13 324 17 471 15 561 Consumer Finance 9 62 4 15 3 15 Total 43 $ 3,363 67 $ 6,532 57 $ 6,084
Troubled Debt Restructurings on Payments [Table Text Block]	The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the indicated: Twelve Months Ended Twelve Months Ended Twelve Months Ended TDRs Number of Recorded Number of Recorded Number of Recorded Residential Owner Occupied - $ - 1 $ 80 6 $ 409 Residential Non Owner Occupied - - 1 178 - - CRE Owner Occupied - - - - 2 290 CRE Non Owner Occupied - - - - 1 212 Agriculture Land - - - - - - Other CRE - - - - 1 323 Commercial Working Capital 1 120 2 868 1 149 Commercial Other 5 1,791 5 865 4 740 Home Equity and Home Improvement 1 22 - - 3 315 Consumer - - - - - - Total 7 $ 1,933 9 $ 1,991 18 $ 2,438
Financing Receivable Credit Quality Indicators [Table Text Block]	Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of December 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (In Thousands): Class Pass Special Substandard Doubtful Not Total Residential Owner Occupied $ 5,828 $ 123 $ 2,427 $ - $ 131,820 $ 140,198 Residential Non Owner Occupied 55,169 1,420 4,439 - 4,454 65,482 Total 1-4 Family Real Estate 60,997 1,543 6,866 - 136,274 205,680 Multi-Family Residential Real Estate 163,405 498 3,675 - 117 167,695 CRE Owner Occupied 297,856 17,896 9,730 - 714 326,196 CRE Non Owner Occupied 293,057 2,143 9,595 - 15 304,810 Agriculture Land 92,262 1,947 3,903 - - 98,112 Other CRE 47,109 469 5,739 - 492 53,809 Total Commercial Real Estate 730,284 22,455 28,967 - 1,221 782,927 Construction 76,152 2,159 - - 18,534 96,845 Commercial Working Capital 163,071 2,497 3,540 - - 169,108 Commercial Other 243,308 2,706 5,528 - - 251,542 Total Commercial 406,379 5,203 9,068 - - 420,650 Home Equity and Home Improvement - - 689 - 116,779 117,468 Consumer Finance - - 15 - 16,255 16,270 Total Loans $ 1,437,217 $ 31,858 $ 49,280 $ - $ 289,180 $ 1,807,535 As of December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (In Thousands): Class Pass Special Substandard Doubtful Not Total Residential Owner Occupied $ 4,230 $ 131 $ 3,048 $ 365 $ 135,306 $ 143,080 Residential Non Owner Occupied 51,327 2,404 4,872 7 5,174 63,784 Total 1-4 Family Real Estate 55,557 2,535 7,920 372 140,480 206,864 Multi-Family Residential Real Estate 152,290 220 3,236 - 914 156,660 CRE Owner Occupied 273,406 18,448 9,953 - 1,175 302,982 CRE Non Owner Occupied 224,073 7,898 13,186 - 27 245,184 Agriculture Land 90,875 1,849 819 - - 93,543 Other CRE 40,147 63 3,466 - 572 44,248 Total Commercial Real Estate 628,501 28,258 27,424 - 1,774 685,957 Construction 62,355 - 150 - 11,217 73,722 Commercial Working Capital 128,229 6,287 1,444 - - 135,960 Commercial Other 253,576 6,504 4,991 - - 265,071 Total Commercial 381,805 12,791 6,435 - - 401,031 Home Equity and Home Improvement - - 1,647 106 110,529 112,282 Consumer Finance - - 125 - 15,326 15,451 Total Loans $ 1,280,508 $ 43,804 $ 46,937 $ 478 $ 280,240 $ 1,651,967
Estimated Fair Value Of Loans [Table Text Block]	In accordance with FASB ASC Topic 310 Subtopic 30, Loans and Debt Securities Acquired with Deteriorated Credit Quality Contractual Impairment Recorded (In Thousands) Balance at January 1, 2013 $ 855 $ 343 $ 512 Principal payments received (108) - (108) Loans charged off (41) (41) - Additional provision for loan loss (203) - (203) Loan accretion recorded - (29) 29 Balance at December 31, 2013 503 273 230 Principal payments received (90) - (90) Loans charged off - - - Additional provision for loan loss - - - Loan accretion recorded - (46) 46 Balance at December 31, 2014 413 227 186 Principal payments received (51) - (51) Loans charged off - - - Additional provision for loan loss - - - Loan accretion recorded - (34) 34 Balance at December 31, 2015 $ 362 $ 193 $ 169
Schedule Of Loan Allocated To Executive Officers Directors And Their Affiliates [Table Text Block]	Loans to executive officers, directors, and their affiliates are as follows: Years Ended December 31 2015 2014 (In Thousands) Beginning balance $ 5,888 $ 3,712 New loans 5,822 9,800 Effect of changes in composition of related parties (54) (6) Repayments (4,307) (7,618) Ending Balance $ 7,349 $ 5,888

Mortgage Banking (Tables)

Mortgage Banking (Tables)	12 Months Ended
	Dec. 31, 2015
Mortgage Banking [Abstract]
Mortgage Loans [Table Text Block]	Net revenues from the sales and servicing of mortgage loans consisted of the following: Years Ended December 31 2015 2014 2013 (In Thousands) Gain from sale of mortgage loans $ 4,564 $ 3,335 $ 5,716 Mortgage loan servicing revenue (expense): Mortgage loan servicing revenue 3,503 3,552 3,564 Amortization of mortgage servicing rights (1,620) (1,401) (2,098) Mortgage servicing rights valuation adjustments 266 116 1,261 2,149 2,267 2,727 Net mortgage banking income $ 6,713 $ 5,602 $ 8,443
Capitalized Mortgage and Valuation Allowance [Table Text Block]	Activity for capitalized mortgage servicing rights and the related valuation allowance follows: Years Ended December 31 2015 2014 2013 (In Thousands) Mortgage servicing assets: Balance at beginning of period $ 9,923 $ 10,133 $ 10,121 Loans sold, servicing retained 1,590 1,191 2,110 Amortization (1,620) (1,401) (2,098) Carrying value before valuation allowance at end of period 9,893 9,923 10,133 Valuation allowance: Balance at beginning of period (911) (1,027) (2,288) Impairment recovery (charges) 266 116 1,261 Balance at end of period (645) (911) (1,027) Net carrying value of MSRs at end of period $ 9,248 $ 9,012 $ 9,106 Fair value of MSRs at end of period $ 9,802 $ 9,304 $ 9,686
Servicing Portfolio [Table Text Block]	The Company’s servicing portfolio is comprised of the following: December 31 2015 2014 Number of Principal Number of Principal Investor Loans Outstanding Loans Outstanding (In Thousands) Fannie Mae 5,104 $ 484,155 5,215 $ 503,369 Freddie Mac 9,015 845,564 8,911 828,724 Federal Home Loan Bank 118 12,605 118 12,972 Other 21 1,398 23 1,573 Totals 14,258 $ 1,343,722 14,267 $ 1,346,638
Schedule of Fair Value Assumption, Date of Securitization or Asset-backed Financing Arrangement, Transferors Continuing Involvement, Servicing Assets or Liabilities [Table Text Block]	10% Adverse 20% Adverse Change Change (In Thousands) Assumption: Decline in fair value from increase in prepayment rate $ 281 $ 547 Declines in fair value from increase in discount rate 321 627

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]	Premises and equipment are summarized as follows: December 31 2015 2014 (In Thousands) Cost: Land $ 7,494 $ 8,218 Land improvements 1,310 1,310 Buildings 41,556 42,022 Leasehold improvements 971 469 Furniture, fixtures and equipment 29,622 30,646 Construction in process 656 809 81,609 83,474 Less allowances for depreciation and amortization (43,443) (42,978) $ 38,166 $ 40,496
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	Future minimum commitments under non-cancelable operating leases are as follows (In Thousands): 2016 $ 630 2017 400 2018 352 2019 342 2020 280 Thereafter 3,211 Total $ 5,215

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill [Table Text Block]	The change in the carrying amount of goodwill for the year is as follows: December 31 2015 2014 (In Thousands) Beginning balance $ 61,525 $ 61,525 Goodwill acquired or adjusted during the year 273 - Ending balance $ 61,798 $ 61,525
Schedule of Finite-Lived Intangible Assets [Table Text Block]	Activity in intangible assets for the years ended December 31, 2015, 2014 and 2013 was as follows: Gross Carrying Accumulated Net Amount Amortization Value (In Thousands) Balance as of January 1, 2013 $ 14,302 $ (9,564) $ 4,738 Amortization of intangible assets - (1,241) (1,241) Balance as of December 31, 2013 14,302 (10,805) 3,497 Amortization of intangible assets - (1,102) (1,102) Balance as of December 31, 2014 14,302 (11,907) 2,395 Intangible assets acquired 175 - 175 Amortization of intangible assets - (699) (699) Balance as of December 31, 2015 $ 14,477 $ (12,606) $ 1,871
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	Estimated amortization expense for each of the next five years and thereafter is as follows (In Thousands): 2016 $ 535 2017 404 2018 332 2019 225 2020 149 Thereafter 226 Total $ 1,871

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Schedule Sets Forth Interest Expense By Type Of Deposit [Table Text Block]	The following schedule sets forth interest expense by type of deposit: Years Ended December 31 2015 2014 2013 (In Thousands) Checking and money market accounts $ 1,186 $ 1,236 $ 1,125 Savings accounts 89 90 90 Certificates of deposit 4,066 3,957 4,698 Totals $ 5,341 $ 5,283 $ 5,913
Deposits [Table Text Block]	A summary of deposit balances is as follows: December 31 2015 2014 (In Thousands) Non-interest bearing checking accounts $ 420,691 $ 379,552 Interest bearing checking and money market accounts 767,201 727,729 Savings deposits 219,655 203,673 Retail certificates of deposit less than $250,000 403,902 422,907 Retail certificates of deposit greater than $250,000 24,688 26,952 $ 1,836,137 $ 1,760,813
Schedule of Maturities of Long-term Debt [Table Text Block]	Scheduled maturities of certificates of deposit at December 31, 2015 are as follows (In Thousands): 2016 $ 182,843 2017 86,549 2018 64,801 2019 59,381 2020 34,918 Thereafter 98 Total $ 428,590

Advances from Federal Home Lo43

Advances from Federal Home Loan Bank (Tables)	12 Months Ended
	Dec. 31, 2015
Advances From Federal Home Loan Banks [Abstract]
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	At year-end, advances from the FHLB were as follows: Principal Terms Advance Range of Maturities Weighted (In Thousands) December 31, 2015 Putable advances $ 5,000 March 2018 2.35 % Single maturity fixed rate advances 47,000 December 2017 to March 2022 1.51 % Amortizable mortgage advances 7,902 December 2017 to October 2021 1.78 % $ 59,902 December 31, 2014 Putable advances $ 12,000 January 2015 to March 2018 2.72 % Amortizable mortgage advances 9,544 December 2015 1.95 % $ 21,544
Schedule of Future Minimum Lease Payments for Capital Leases [Table Text Block]	Estimated future minimum payments by fiscal year based on maturity date and current interest rates are as follows (In Thousands): 2016 $ 1,935 2017 11,932 2018 19,575 2019 5,477 2020 16,206 Thereafter 8,151 Total minimum payments 63,276 Less amounts representing interest (3,374) Totals $ 59,902

Junior Subordinated Debenture44

Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust (Tables)	12 Months Ended
	Dec. 31, 2015
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust [Abstract]
Schedule of Subordinated Borrowing [Table Text Block]	Junior subordinated debentures owed to the following affiliates were as follows: December 31 2015 2014 (In Thousands) First Defiance Statutory Trust I due December 2035 $ 20,619 $ 20,619 First Defiance Statutory Trust II due June 2037 15,464 15,464 Total junior subordinated debentures owed to unconsolidated subsidiary Trusts $ 36,083 $ 36,083

Securities Sold Under Agreeme45

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2015
Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings [Abstract]
Securities Sold Under Agreements To Repurchase [Table Text Block]	Total securities sold under agreement to repurchase are summarized as follows: Years Ended December 31 2015 2014 (In Thousands, Except Percentages) Securities sold under agreement to repurchase Amounts outstanding at year-end $ 57,188 $ 54,759 Year-end interest rate 0.27 % 0.28 % Average daily balance during year 54,632 54,541 Maximum month-end balance during the year 60,272 61,154 Average interest rate during the year 0.28 % 0.29 %
Schedule of Underlying Assets of Repurchase Agreements when Amount of Repurchase Agreements Exceeds 10 Percent of Assets [Table Text Block]	The remaining contractual maturity of the securities sold under agreements to repurchase in the consolidated balance sheets as of December 31, 2015 and 2014 is presented in the following tables. Overnight and Up to 30 30-90 Days Greater Total (In Thousands) At December 31, 2015 Repurchase agreements: Mortgage-backed securities – residential $ 23,998 $ - $ - $ - $ 23,998 Collateralized mortgage obligations 33,190 - - - 33,190 Total borrowings $ 57,188 $ - $ - $ - $ 57,188 Gross amount of recognized liabilities for repurchase agreements $ 57,188 Overnight and Up to 30 30-90 Days Greater Total (In Thousands) At December 31, 2014 Repurchase agreements: Mortgage-backed securities – residential $ 16,570 $ - $ - $ - $ 16,570 Collateralized mortgage obligations 38,189 - - - 38,189 Total borrowings $ 54,759 $ - $ - $ - $ 54,759 Gross amount of recognized liabilities for repurchase agreements $ 54,759

Other Noninterest Expense (Tabl

Other Noninterest Expense (Tables)	12 Months Ended
	Dec. 31, 2015
Other Expense, Nonoperating [Abstract]
Other Non Interest Expense [Table Text Block]	Years Ended December 31 2015 2014 2013 (In Thousands) Legal and other professional fees $ 3,359 $ 3,622 $ 2,947 Marketing 1,752 1,820 1,563 State franchise taxes 1,783 1,762 2,323 REO expenses and write-downs 1,064 743 1,584 Printing and office supplies 457 466 449 Amortization of intangibles 699 1,102 1,241 Postage 459 594 531 Check charge-offs and fraud losses 207 142 172 Credit and collection expense 334 395 915 Other 5,402 6,611 (1) 5,610 Total other noninterest expense $ 15,516 $ 17,257 $ 17,335 1) Includes $786,000 of costs associated with the termination of First Federal’s merger agreement with FCB.

Postretirement Benefits (Tables

Postretirement Benefits (Tables)	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
Schedule of Net Periodic Benefit Cost Not yet Recognized [Table Text Block]	Included in accumulated other comprehensive income at December 31, 2015, 2014 and 2013 are the following amounts that have not yet been recognized in net periodic benefit cost: December 31 2015 2014 2013 (In Thousands) Unrecognized prior service cost $ 53 $ 65 $ 78 Unrecognized actuarial losses 593 832 477 Total recognized in Accumulated Other Comprehensive Income 646 897 555 Income tax effect (226) (314) (194) Net amount recognized in Accumulated Other Comprehensive Income $ 420 $ 583 $ 361
Schedule of Defined Benefit Plan Amounts Recognized in Other Comprehensive Income (Loss) [Table Text Block]	The following table summarizes benefit obligation and plan asset activity for the plan measured as of December 31 each year: December 31 2015 2014 (In Thousands) Change in benefit obligation: Benefit obligation at beginning of year $ 3,263 $ 2,878 Service cost 65 63 Interest cost 130 136 Participant contribution 27 28 Actuarial (gains) / losses (204) 377 Benefits paid (166) (219) Benefit obligation at end of year 3,115 3,263 Change in fair value of plan assets: Balance at beginning of year - - Employer contribution 139 191 Participant contribution 27 28 Benefits paid (166) (219) Balance at end of year - - Funded status at end of year $ (3,115) $ (3,263)
Schedule of Net Benefit Costs [Table Text Block]	Net periodic postretirement benefit cost includes the following components: Years Ended December 31 2015 2014 2013 (In Thousands) Service cost-benefits attributable to service during the period $ 65 $ 63 $ 82 Interest cost on accumulated postretirement benefit obligation 130 136 118 Net amortization and deferral 47 35 46 Net periodic postretirement benefit cost 242 234 246 Net (gain) / loss during the year (204) 377 (347) Impact of prior year acquisition - - 60 Amortization of prior service cost and actuarial losses (47) (35) (46) Total recognized in comprehensive income (251) 342 (333) Total recognized in net periodic postretirement benefit cost and other comprehensive income $ (9) $ 576 $ (87)
Assumptions Are Used In Determining Components Of Postretirement Benefit Obligation [Table Text Block]	The following assumptions were used in determining the components of the postretirement benefit obligation: 2015 2014 2013 Weighted average discount rates: Used to determine benefit obligations at December 31 4.25 % 4.25 % 4.75 % Used to determine net periodic postretirement benefit cost for years ended December 31 4.25 % 4.75 % 4.00 % Assumed health care cost trend rates at December 31: Health care cost trend rate assumed for next year 6.50 % 7.00 % 7.50 % Rate to which the cost trend rate is assumed to decline (the ultimate trend rate) 5.00 % 5.00 % 5.00 % Year that rate reaches ultimate trend rate 2019 2019 2019
Schedule of Expected Benefit Payments [Table Text Block]	The following benefits are expected to be paid over the next five years and in aggregate for the next five years thereafter. Because the plan is unfunded, the expected net benefits to be paid and the estimated Company contributions are the same amount. Expected to be Paid (In Thousands) 2016 $ 164 2017 192 2018 198 2019 213 2020 214 2021 through 2025 1,179
Schedule of Effect of One-Percentage-Point Change in Assumed Health Care Cost Trend Rates [Table Text Block]	A one-percentage-point change in assumed health care cost trend rates would have the following effect: One-Percentage-Point One-Percentage-Point Year Ended December 31 Year Ended December 31 2015 2014 2015 2014 (In Thousands) Effect on total of service and interest cost $ 27 $ 26 $ (22) $ (22) Effect on postretirement benefit obligation 376 417 (320) (352)

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2015
Regulatory Capital Requirements [Abstract]
Computation of Net Capital under Securities and Exchange Commission Regulation [Table Text Block]	The following schedule presents First Defiance consolidated and First Federal’s regulatory capital ratios as of December 31, 2015 and 2014 (Dollars in Thousands): December 31, 2015 Actual Minimum Required for Minimum Required for Well Amount Ratio Amount Ratio Amount Ratio CET1 Capital (to Risk-Weighted Assets) (1) Consolidated $ 218,297 10.71 % $ 91,710 4.5 % N/A N/A First Federal $ 236,625 11.61 % $ 91,678 4.5 % $ 132,424 6.5 % Tier 1 Capital (1) Consolidated $ 253,297 11.46 % $ 88,424 4.0 % N/A N/A First Federal $ 236,625 10.72 % $ 88,267 4.0 % $ 110,334 5.0 % Tier 1 Capital (to Risk Weighted Assets) (1) Consolidated $ 253,297 12.43 % $ 122,280 6.0 % N/A N/A First Federal $ 236,625 11.61 % $ 122,237 6.0 % $ 162,983 8.0 % Total Capital (to Risk Weighted Assets) (1) Consolidated $ 278,679 13.67 % $ 163,040 8.0 % N/A N/A First Federal $ 262,007 12.86 % $ 162,983 8.0 % $ 203,729 10.0 % (1) Core capital is computed as a percentage of adjusted total assets of $ 2.21 2.04 December 31, 2014 Actual Minimum Required for Minimum Required for Well Amount Ratio Amount Ratio Amount Ratio Tier 1 Capital (1) Consolidated $ 250,847 11.89 % $ 84,397 4.0 % N/A N/A First Federal $ 238,221 11.31 % $ 84,278 4.0 % $ 105,347 5.0 % Tier 1 Capital (to Risk Weighted Assets) (1) Consolidated $ 250,847 13.89 % $ 72,213 4.0 % N/A N/A First Federal $ 238,221 13.21 % $ 72,136 4.0 % $ 108,204 6.0 % Total Capital (to Risk Weighted Assets) (1) Consolidated $ 273,441 15.15 % $ 144,426 8.0 % N/A N/A First Federal $ 260,791 14.46 % $ 144,272 8.0 % $ 180,340 10.0 % (1) Core capital is computed as a percentage of adjusted total assets of $ 2.11 1.81 1.80

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	The components of income tax expense are as follows: Years Ended December 31 2015 2014 2013 (In Thousands) Current: Federal $ 11,299 $ 9,198 $ 7,751 State and local 146 144 9 Deferred (35) (179) 1,518 $ 11,410 $ 9,163 $ 9,278
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	The provision for income taxes differs from that computed at the statutory corporate tax rate as follows: Years Ended December 31 2015 2014 2013 (In Thousands) Tax expense at statutory rate (35%) $ 13,240 $ 11,709 $ 11,030 Increases (decreases) in taxes from: State income tax – net of federal tax benefit 95 94 4 Tax exempt interest income, net of TEFRA (1,219) (1,152) (1,043) Bank owned life insurance (255) (816) (449) Captive insurance (415) (390) (415) Other (36) (282) 151 Totals $ 11,410 $ 9,163 $ 9,278
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	Significant components of First Defiance’s deferred federal income tax assets and liabilities are as follows: December 31 2015 2014 (In Thousands) Deferred federal income tax assets: Allowance for loan losses $ 8,884 $ 8,743 Postretirement benefit costs 1,316 1,149 Deferred compensation 1,621 1,629 Impaired loans 261 524 Accrued vacation 644 623 Allowance for real estate held for sale losses 269 333 Deferred loan origination fees and costs 388 311 Accrued bonus 675 509 Other 794 972 Total deferred federal income tax assets 14,852 14,793 Deferred federal income tax liabilities: FHLB stock dividends 2,279 2,299 Goodwill 5,527 5,019 Mortgage servicing rights 3,237 3,181 Fixed assets 1,268 1,714 Other intangible assets 422 270 Loan mark to market 165 315 Net unrealized gains on available-for-sale securities 2,176 2,528 Prepaid expenses 655 622 Other - 21 Total deferred federal income tax liabilities 15,729 15,969 Net deferred federal income tax liability $ (877) $ (1,176)
Reconciliation Of Beginning And Ending Amount Of Unrecognized Tax Benefits [Table Text Block]	A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows (In Thousands): Balance at January 1, 2013 $ 65 Additions based on tax positions related to the current year - Additions for tax positions of prior years - Reductions for tax positions of prior years - Reductions due to the statute of limitations (65) Settlements - Balance at December 31, 2013 $ -

Stock Compensation Plans (Table

Stock Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	The fair value of stock options granted during the year ended December 31, 2015 was determined at the date of grant using the Black-Scholes stock option-pricing model and the following assumptions: Twelve Months ended December 31, 2015 Expected average risk-free rate 2.04 % Expected average life 10.00 years Expected volatility 42.00 % Expected dividend yield 2.10 %
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Following is activity under the plans during 2015: Stock options: Options Weighted Weighted Aggregate Options outstanding, January 1, 2015 173,720 $ 20.80 Forfeited or cancelled (5,100) 25.36 Exercised (88,650) 21.91 Granted 6,250 32.94 Options outstanding, December 31, 2015 86,220 $ 20.27 3.41 $ 1,510 Vested or expected to vest at December 31, 2015 86,220 $ 20.27 3.41 $ 1,510 Exercisable at December 31, 2015 71,570 $ 18.37 2.36 $ 1,389
Schedule Of Share Based Compensation Stock Options Plans [Table Text Block]	Information related to the stock option plans follows: Year Ended December 31 2015 2014 2013 (In Thousands, except per share amounts) Intrinsic value of options exercised $ 1,069 $ 542 $ 310 Cash received from option exercises 1,469 963 350 Tax benefit realized from option exercises 160 103 54 Weighted average fair value of options granted $ 13.13 $ 10.79 -
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	Total expense of $ 1.1 541,000 1.0 556,000 739,000 Restricted Stock Units Stock Grants Weighted-Average Weighted-Average Grant Date Grant Date Unvested Shares Shares Fair Value Shares Fair Value Unvested at January 1, 2015 91,812 $ 21.00 5,767 $ 25.97 Granted 24,757 32.30 18,006 22.75 Vested (12,846) 17.20 (12,846) 17.20 Forfeited (29,178) 19.48 - - Unvested at December 31, 2015 74,545 $ 25.86 10,927 $ 30.98

Parent Company Statements (Tabl

Parent Company Statements (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet [Table Text Block]	Condensed parent company financial statements, which include transactions with subsidiaries, follow: December 31 Statements of Financial Condition 2015 2014 (In Thousands) Assets Cash and cash equivalents $ 12,919 $ 9,067 Investment in banking subsidiary 287,436 291,485 Investment in non-bank subsidiaries 15,109 14,424 Other assets 1,191 1,174 Total assets $ 316,655 $ 316,150 Liabilities and stockholders’ equity: Subordinated debentures $ 36,083 $ 36,083 Accrued liabilities 375 562 Stockholders’ equity 280,197 279,505 Total liabilities and stockholders’ equity $ 316,655 $ 316,150
Condensed Income Statement [Table Text Block]	Years Ended December 31 Statements of Income 2015 2014 2013 (In Thousands) Dividends from subsidiaries $ 30,900 $ 22,200 $ 4,500 Interest on investments 1 - 18 Interest expense (613) (587) (601) Other income 1 2 1 Noninterest expense (588) (861) (853) Income before income taxes and equity in earnings of subsidiaries 29,701 20,754 3,065 Income tax credit (397) (485) (415) Income before equity in earnings of subsidiaries 30,098 21,239 3,480 (Distributions in excess of) undistributed equity in earnings of subsidiaries (3,675) 3,053 18,755 Net income $ 26,423 $ 24,292 $ 22,235 Comprehensive income $ 25,931 $ 27,861 $ 18,506
Condensed Cash Flow Statement [Table Text Block]	Years Ended December 31 Statements of Cash Flows 2015 2014 2013 (In Thousands) Operating activities: Net income $ 26,423 $ 24,292 $ 22,235 Adjustments to reconcile net income to net cash (used in) provided by operating activities: Distribution in excess of (undistributed equity in) earnings of subsidiaries 3,675 (3,053) (18,755) Change in other assets and liabilities (205) 59 176 Net cash provided by (used in) operating activities 29,893 21,298 3,656 Investing activities: Sale of available-for-sale securities - - 1,002 Net cash provided by investing activities - - 1,002 Financing activities: Repurchase of common stock (8,436) (15,519) (1,821) Cash dividends paid (7,159) (5,937) (3,907) Stock Options Exercised 1,469 921 350 Treasury stock sales 64 76 64 Purchase stock warrants (11,979) - - Net cash used in financing activities (26,041) (20,459) (5,314) Net increase (decrease) in cash and cash equivalents 3,852 839 (656) Cash and cash equivalents at beginning of year 9,067 8,228 8,884 Cash and cash equivalents at end of year $ 12,919 $ 9,067 $ 8,228

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	The following table summarizes the financial assets measured at fair value on a recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Recurring Basis December 31, 2015 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. Government corporations and agencies $ - $ 2,994 $ - $ 2,994 Mortgage-backed - residential - 64,654 - 64,654 REMICs - 1,620 - 1,620 Collateralized mortgage obligations - 71,799 - 71,799 Preferred stock 1 - - 1 Corporate bonds - 4,977 - 4,977 Obligations of state and political subdivisions - 90,390 90,390 Mortgage banking derivative - asset - 558 - 558 December 31, 2014 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. Government corporations and agencies $ - $ 980 $ - $ 980 Mortgage-backed - residential - 59,856 - 59,856 Collateralized mortgage obligations - 1,839 - 1,839 Trust preferred stock - 81,121 - 81,121 Preferred stock 1 - - 1 Corporate bonds 1,989 5,003 - 6,992 Obligations of state and political subdivisions - 88,532 88,532 Mortgage banking derivative - asset - 351 - 351 Mortgage banking derivative - liability - 24 - 24
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	The table below presents a reconciliation and income classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2015 and 2014: Fair Value Measurements Using Significant Unobservable Inputs (Level 3) (In Thousands) 2015 2014 Beginning balance $ - $ 582 Total gains or losses (realized/unrealized) Included in earnings (realized) - (329) Included in other comprehensive income (presented gross of taxes) - 993 Amortization - - Sales - (1,246) Transfers in and/or out of Level 3 - - Ending balance $ - $ -
Schedule of Changes in Fair Value of Plan Assets [Table Text Block]	Changes in Unrealized Gains/Losses Recorded in Earnings Trust Preferred Stock 2015 2014 2013 Interest income on securities $ - $ 24 $ 83 Other changes in fair value - (24) (420) Total $ - $ - $ (337)
Schedule of Fair Value, Assets Measured on Non Recurring Basis [Table Text Block]	The following table summarizes the financial assets measured at fair value on a non-recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Non-Recurring Basis December 31, 2015 Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair (In Thousands) Impaired loans 1-4 Family Residential Real Estate $ - $ - $ 398 $ 398 Multi Family Residential - - 91 91 Commercial Real Estate - - 4,575 4,575 Commercial - - Home Equity and Improvement - - 82 82 Total impaired loans - - 5,146 5,146 Mortgage servicing rights - 872 - 872 Real estate held for sale Residential - - - - CRE - - 280 280 Total Real Estate held for sale - - 280 280 December 31, 2014 Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair (In Thousands) Impaired loans 1-4 Family Residential Real Estate $ - $ - $ 419 $ 419 Multi Family Residential - - 269 269 Commercial Real Estate - - 6,665 6,665 Commercial 340 340 Home Equity and Improvement - - 98 98 Total impaired loans - - 7,791 7,791 Mortgage servicing rights - 1,034 - 1,034 Real estate held for sale Residential - - - - CRE - - 739 739 Total Real Estate held for sale - - 739 739
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2015, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Impaired Loans- Applies to all loan classes $ 5,146 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 10-30 % 11 % Real estate held for sale – Applies to all classes $ 280 Appraisals which utilize sales comparison, net income and cost approach Discounts for changes in market conditions 30 % 30 % For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Impaired Loans- Applies to all loan classes $ 7,791 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 10-30% 11 % Real estate held for sale – CRE $ 739 Appraisals which utilize sales comparison, net income and cost approach Discounts for changes in market conditions 20-40% 28 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	FHLB advances with maturities greater than 90 days are valued based on discounted cash flow analysis, using interest rates currently being quoted for similar characteristics and maturities resulting in a Level 2 classification. The cost or value of any call or put options is based on the estimated cost to settle the option at December 31, 2015. Fair Value Measurements at December 31, 2015 Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 79,769 $ 79,769 $ 79,769 $ - $ - Investment securities 236,678 236,680 1 236,679 - Federal Home Loan Bank Stock 13,801 N/A N/A N/A N/A Loans, net, including loans held for sale 1,782,358 1,784,998 - 5,899 1,779,099 Accrued interest receivable 6,171 6,171 7 846 5,318 Financial Liabilities: Deposits $ 1,836,137 $ 1,840,464 $ 420,691 $ 1,419,773 $ - Advances from Federal Home Loan Bank 59,902 59,653 - 59,653 - Securities sold under repurchase agreements 57,188 57,188 - 57,188 - Subordinated debentures 36,083 35,305 - - 35,305 Fair Value Measurements at December 31, 2014 Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 112,936 $ 112,936 $ 112,936 $ - $ - Investment securities 239,634 239,629 1,990 237,639 - Federal Home Loan Bank Stock 13,802 N/A N/A N/A N/A Loans, net, including loans held for sale 1,626,555 1,632,507 - 4,741 1,627,766 Accrued interest receivable 6,037 6,037 3 846 5,188 Financial Liabilities: Deposits $ 1,760,813 $ 1,762,733 $ 379,552 $ 1,383,181 $ - Advances from Federal Home Loan Bank 21,544 21,772 - 21,772 - Securities sold under repurchase agreements 54,759 54,759 - 54,759 - Subordinated debentures 36,083 35,307 - - 35,307

Derivative Financial Instrume53

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position Carrying Value [Table Text Block]	The fair value of these mortgage banking derivatives are reflected by a derivative asset or a derivative liability. The table below provides data about the carrying values of these derivative instruments: December 31, 2015 December 31, 2014 Assets (Liabilities) Assets (Liabilities) Derivative Derivative Carrying Carrying Net Carrying Carrying Carrying Net Carrying Value Value Value Value Value Value (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives $ 558 $ - $ 558 $ 351 $ 24 $ 327
Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance [Table Text Block]	The table below provides data about the amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments: Twelve Months Ended December 31, 2015 2014 2013 (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives – Gain (Loss) $ 231 $ 27 $ (526)

Quarterly Consolidated Result54

Quarterly Consolidated Results of Operations (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information [Table Text Block]	The following is a summary of the quarterly consolidated results of operations: Three Months Ended March 31 June 30 September 30 December 31 (In Thousands, Except Per Share Amounts) 2015 Interest income $ 19,757 $ 20,037 $ 20,266 $ 20,776 Interest expense 1,567 1,672 1,733 1,809 Net interest income 18,190 18,365 18,533 18,967 Provision for loan losses 120 - (27) 43 Net interest income after provision for loan losses 18,070 18,365 18,560 18,924 Gain on sale, call or write-down of securities - - - 22 Noninterest income 8,281 7,809 7,982 7,709 Noninterest expense 16,897 16,796 16,848 17,348 Income before income taxes 9,454 9,378 9,694 9,307 Income taxes 2,853 2,815 2,998 2,744 Net income $ 6,601 $ 6,563 $ 6,696 $ 6,563 Earnings per common share: Basic $ 0.71 $ 0.71 $ 0.72 $ 0.72 Diluted $ 0.69 $ 0.70 $ 0.72 $ 0.71 Average shares outstanding: Basic 9,234 9,268 9,238 9,146 Diluted 9,611 9,349 9,322 9,235 Three Months Ended March 31 June 30 September 30 December 31 (In Thousands, Except Per Share Amounts) 2014 Interest income $ 18,474 $ 18,774 $ 19,286 $ 19,714 Interest expense 1,678 1,645 1,623 1,613 Net interest income 16,796 17,129 17,663 18,101 Provision for loan losses 103 446 406 162 Net interest income after provision for loan losses 16,693 16,683 17,257 17,939 Gain on sale, call or write-down of securities - 471 460 1 Noninterest income 7,326 7,146 8,896 7,341 Noninterest expense 16,661 16,357 16,771 16,969 Income before income taxes 7,358 7,943 9,842 8,312 Income taxes 2,179 2,254 2,773 1,957 Net income $ 5,179 $ 5,689 $ 7,069 $ 6,355 Earnings per common share: Basic $ 0.53 $ 0.59 $ 0.75 $ 0.68 Diluted $ 0.51 $ 0.57 $ 0.71 $ 0.65 Average shares outstanding: Basic 9,681 9,607 9,445 9,316 Diluted 10,108 10,066 9,903 9,801

Other Comprehensive Income (L55

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2015
Other Comprehensive Income (Loss), Net Of Tax [Abstract]
Other Comprehensive Income Loss Reclassification Adjustments Related To Securities Available For Sale [Table Text Block]	The before and after tax amounts allocated to each component of other comprehensive income (loss) are presented in the table below. Reclassification adjustments related to securities available for sale are included in gains on sale or call of securities and OTTI losses on investment securities in the accompanying consolidated condensed statements of income. Reclassification adjustments related to the defined benefit postretirement medical plan are included in compensation and benefits in the accompanying consolidated condensed statements of income. Before Tax Tax Expense Net of Tax (In Thousands) Twelve months ended December 31, 2015: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ (985) $ (345) $ (640) Reclassification adjustment for net gains included in net income (22) (7) (15) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized during the period 204 72 132 Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits) 47 16 31 Total other comprehensive income $ (756) $ (264) $ (492) Before Tax Tax Expense Net of Tax (In Thousands) Twelve months ended December 31, 2014: Securities available for sale and transferred securities: Change in net unrealized gain/loss during the period $ 6,763 $ 2,320 $ 4,443 Reclassification adjustment for net losses included in net income (932) (280) (652) Defined benefit postretirement medical plan: Net loss on defined benefit postretirement medical plan realized during the period (377) (132) (245) Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits) 35 12 23 Total other comprehensive loss $ 5,610 $ 2,041 $ 3,569
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Activity in accumulated other comprehensive income (loss), net of tax, was as follows: Accumulated Securities Post- Other Available retirement Comprehensive For Sale Benefit Income (In Thousands) Balance January 1, 2015 $ 4,697 $ (583) $ 4,114 Other comprehensive income before reclassifications (640) 132 (508) Amounts reclassified from accumulated other comprehensive loss (15) 31 16 Net other comprehensive income during period (655) 163 (492) Balance December 31, 2015 $ 4,042 $ (420) $ 3,622 Balance January 1, 2014 $ 906 $ (361) $ 545 Other comprehensive loss before reclassifications 4,443 (245) 4,198 Amounts reclassified from accumulated other comprehensive income (652) 23 (629) Net other comprehensive loss during period 3,791 (222) 3,569 Balance December 31, 2014 $ 4,697 $ (583) $ 4,114

Statement of Accounting Polic56

Statement of Accounting Policies (Details)	12 Months Ended
	Dec. 31, 2015
Land, Buildings and Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	50 years
Land, Buildings and Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	20 years
Furniture, fixtures and equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	15 years
Furniture, fixtures and equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	3 years

Statement of Accounting Polic57

Statement of Accounting Policies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Cash and Due From Banks	$ 38,769,000	$ 41,936,000
Realized Losses On Loan Sold	95,000	298,000	$ 597,000
Amortization Of Mortgage Servicing Rights Excluding Valuation Adjustments	$ 3,500,000	$ 3,600,000	$ 3,600,000
Percentage Of Revenue	9.50%
Percentage Of Consolidated Net Income	5.60%
Percentage Of Assets	0.60%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%
Federal Reserve [Member]
Property, Plant and Equipment [Line Items]
Cash and Due From Banks		$ 1,491,000
FHLB of Cincinnati [Member]
Property, Plant and Equipment [Line Items]
Balance Of Stock	$ 13,800,000
FHLB of Indianapolis [Member]
Property, Plant and Equipment [Line Items]
Balance Of Stock	$ 9,000
Federal Home Loan Bank [Member]
Property, Plant and Equipment [Line Items]
Cash and Due From Banks		$ 1,606,000
Core Deposit and Customer Relationship [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life	20 years
Core Deposit and Customer Relationship [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life	10 years

Acquisitions (Details Textual)

Acquisitions (Details Textual) - USD ($)	Sep. 01, 2015	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Business Acquisition [Line Items]
Payments to Acquire Businesses, Gross	$ 495,000	$ 297,000	$ 0	$ 0
Business Acquisition Purchase Price Allocation one Goodwill Amount		273,000
Business Acquisition Purchase Price Allocation one Intangible Assets Other Than Goodwill		163,000
Business Acquisition Purchase Price Allocation Customer Related Intangible Assets Other Than Goodwill		60,000
Business Acquisition Purchase Price Allocation Non Compete Intangible Assets Other Than Goodwill		$ 103,000
Business Combination, Contingent Consideration, Liability	$ 198,000

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Numerator for basic and diluted earnings per common share - Net income									$ 26,423	$ 24,292	$ 22,235
Denominator:
Denominator for basic earnings per common share-weighted-average common shares, including participating securities	9,146	9,238	9,268	9,234	9,316	9,445	9,607	9,681	9,221	9,511	9,764
Effect of dilutive securities:
Employee stock options									87	111	87
Warrants									75	353	320
Dilutive potential common shares	9,235	9,322	9,349	9,611	9,801	9,903	10,066	10,108	162	464	407
Denominator for diluted earnings per common share									9,383	9,975	10,171
Basic earnings per common share	$ 0.72	$ 0.72	$ 0.71	$ 0.71	$ 0.68	$ 0.75	$ 0.59	$ 0.53	$ 2.87	$ 2.55	$ 2.28
Diluted earnings per common share	$ 0.71	$ 0.72	$ 0.70	$ 0.69	$ 0.65	$ 0.71	$ 0.57	$ 0.51	$ 2.82	$ 2.44	$ 2.19

Earnings Per Common Share (De60

Earnings Per Common Share (Details Textual) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	8,750	10,500	132,750

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	$ 230,218	$ 232,097
Available-for-Sale Securities, Gross Unrealized Gains	6,655	7,688
Available-for-Sale Securities, Gross Unrealized Losses	(438)	(464)
Available-for-Sale Securities, Fair Value	236,435	239,321
Held-to-Maturity Securities:
Held-to-Maturity Securities, Amortized Cost	243	313
Held-to-Maturity Securities, Gross Unrealized Gains	3	3
Held-to-Maturity Securities, Gross Unrealized Losses	(1)	(8)
Held-to-Maturity Securities, Fair Value	245	308
Obligations of U.S. government corporations and agencies
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	3,000	1,000
Available-for-Sale Securities, Gross Unrealized Gains	1	0
Available-for-Sale Securities, Gross Unrealized Losses	(7)	(20)
Available-for-Sale Securities, Fair Value	2,994	980
Mortgage-backed securities - residential
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	63,815	58,380
Available-for-Sale Securities, Gross Unrealized Gains	898	1,476
Available-for-Sale Securities, Gross Unrealized Losses	(59)	0
Available-for-Sale Securities, Fair Value	64,654	59,856
REMICs
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	1,592	1,820
Available-for-Sale Securities, Gross Unrealized Gains	28	19
Available-for-Sale Securities, Gross Unrealized Losses	0	0
Available-for-Sale Securities, Fair Value	1,620	1,839
Collateralized mortgage obligations
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	71,176	80,252
Available-for-Sale Securities, Gross Unrealized Gains	976	1,280
Available-for-Sale Securities, Gross Unrealized Losses	(353)	(411)
Available-for-Sale Securities, Fair Value	71,799	81,121
Preferred stock
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	0	0
Available-for-Sale Securities, Gross Unrealized Gains	1	1
Available-for-Sale Securities, Gross Unrealized Losses	0	0
Available-for-Sale Securities, Fair Value	1	1
Corporate bonds
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	4,955	6,913
Available-for-Sale Securities, Gross Unrealized Gains	39	85
Available-for-Sale Securities, Gross Unrealized Losses	(17)	(6)
Available-for-Sale Securities, Fair Value	4,977	6,992
Obligations of state and political subdivisions
Available-for-Sale Securities:
Available-for-Sale Securities, Amortized Cost	85,680	83,732
Available-for-Sale Securities, Gross Unrealized Gains	4,712	4,827
Available-for-Sale Securities, Gross Unrealized Losses	(2)	(27)
Available-for-Sale Securities, Fair Value	90,390	88,532
Held-to-Maturity Securities:
Held-to-Maturity Securities, Amortized Cost	124	155
Held-to-Maturity Securities, Gross Unrealized Gains	0	0
Held-to-Maturity Securities, Gross Unrealized Losses	0	0
Held-to-Maturity Securities, Fair Value	124	155
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Held-to-Maturity Securities:
Held-to-Maturity Securities, Amortized Cost	14	26
Held-to-Maturity Securities, Gross Unrealized Gains	0	0
Held-to-Maturity Securities, Gross Unrealized Losses	0	(8)
Held-to-Maturity Securities, Fair Value	14	18
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Held-to-Maturity Securities:
Held-to-Maturity Securities, Amortized Cost	74	93
Held-to-Maturity Securities, Gross Unrealized Gains	2	2
Held-to-Maturity Securities, Gross Unrealized Losses	(1)	0
Held-to-Maturity Securities, Fair Value	75	95
Government National Mortgage Association Certificates and Obligations (GNMA) [Member]
Held-to-Maturity Securities:
Held-to-Maturity Securities, Amortized Cost	31	39
Held-to-Maturity Securities, Gross Unrealized Gains	1	1
Held-to-Maturity Securities, Gross Unrealized Losses	0	0
Held-to-Maturity Securities, Fair Value	$ 32	$ 40

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available-for-sale, Due in one year or less, Amortized Cost	$ 830
Available-for-sale, Due after one year through five years, Amortized Cost	17,256
Available-for-sale, Due after five years through ten years, Amortized Cost	37,060
Available-for-sale, Due after ten years, Amortized Cost	38,488
Available-for-sale, MBS/CMO/REMIC, Amortized Cost	136,584
Available-for-sale, Amortized Cost	230,218
Available-for-sale, Due in one year or less, Fair Value	835
Available-for-sale, Due after one year through five years, Fair Value	17,657
Available-for-sale, Due after five years through ten years, Fair Value	39,336
Available-for-sale, Due after ten years, Fair Value	40,533
Available-for-sale, MBS/CMO/REMIC, Fair Value	138,074
Available-for-sale, Fair Value	236,435	$ 239,321
Held-to-maturity Securities, Due after one year through five years, Amortized Cost	124
Held-to-maturity, MBS/CMO, Amortized Cost	119
Held-to-maturity, Amortized Cost	243	313
Held-to-maturity Securities, Due after one year through five years, Fair Value	124
Held-to-maturity, MBS/CMO, Fair Value	121
Held-to-maturity, Fair Value	$ 245	$ 308

Investment Securities (Detail63

Investment Securities (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Held to maturity securities:
Total temporarily impaired securities, Duration Unrealized Loss Position, Less Than Twelve Months, Fair Value	$ 26,888	$ 5,678
Total temporarily impaired securities, Duration of Unrealized Loss Position, Less Than 12 Months, Gross Unrealized Loss	(234)	(154)
Total temporarily impaired securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Fair Value	8,591	18,106
Total temporarily impaired securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Gross Unrealized Loss	(205)	(318)
Total temporarily impaired securities, Duration of Unrealized Loss Position, Fair Value	35,479	23,784
Total temporarily impaired securities, Duration of Unrealized Loss Position, Gross Unrealized Loss	(439)	(472)
Federal Home Loan Mortgage Corporation Certificates and Obligations (Fhlmc) [Member]
Held to maturity securities:
Held-to-maturity Securities, Duration of Unrealized Loss Position, Less than Twelve Months, Fair Value		18
Held-to-maturity Securities, Duration of Unrealized Loss Position, Less than 12 Months, Gross Unrealized Loss		(8)
Held-to-maturity Securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Fair Value		0
Held-to-maturity Securities, Duration of Unrealized Loss Position, 12 Months or Longer, Gross Unrealized Loss		0
Held-to-maturity Securities, Duration of Unrealized Loss Position, Fair Value		18
Held-to-maturity Securities, Duration of Unrealized Loss Position, Gross Unrealized Loss		(8)
Federal National Mortgage Association Certificates and Obligations (Fnma) [Member]
Held to maturity securities:
Held-to-maturity Securities, Duration of Unrealized Loss Position, Less than Twelve Months, Fair Value	13
Held-to-maturity Securities, Duration of Unrealized Loss Position, Less than 12 Months, Gross Unrealized Loss	(1)
Held-to-maturity Securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Fair Value	0
Held-to-maturity Securities, Duration of Unrealized Loss Position, 12 Months or Longer, Gross Unrealized Loss	0
Held-to-maturity Securities, Duration of Unrealized Loss Position, Fair Value	13
Held-to-maturity Securities, Duration of Unrealized Loss Position, Gross Unrealized Loss	(1)
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	12,374	4,466
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(150)	(138)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	8,158	14,633
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(203)	(273)
Available-for-sale securities, Total, Fair Value	20,532	19,099
Available-for-sale securities, Total, Unrealized Loss	(353)	(411)
Corporate Bond Securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	983	0
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(17)	0
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	0	994
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	0	(6)
Available-for-sale securities, Total, Fair Value	983	994
Available-for-sale securities, Total, Unrealized Loss	(17)	(6)
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	0	1,194
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	0	(8)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	433	1,499
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(2)	(19)
Available-for-sale securities, Total, Fair Value	433	2,693
Available-for-sale securities, Total, Unrealized Loss	(2)	(27)
Residential Mortgage Backed Securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	12,525
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(59)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	0
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	0
Available-for-sale securities, Total, Fair Value	12,525
Available-for-sale securities, Total, Unrealized Loss	(59)
Us Government Corporations and Agencies Securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	993	0
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(7)	0
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	0	980
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	0	(20)
Available-for-sale securities, Total, Fair Value	993	980
Available-for-sale securities, Total, Unrealized Loss	$ (7)	$ (20)

Investment Securities (Detail64

Investment Securities (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Beginning balance, January 1	$ 0	$ 3,513	$ 3,176
Additions for amounts related to credit loss for which an OTTI was not previously recognized	0	0	337
Reductions for amounts realized for securities sold/redeemed during the period	0	(3,513)	0
Ending balance, December 31	$ 0	$ 0	$ 3,513

Investment Securities (Detail65

Investment Securities (Details 4) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Proceeds	$ 426	$ 14,913	$ 4,027
Gross realized gains	22	1,574	97
Gross realized losses	$ 0	$ (642)	$ 0

Investment Securities (Detail66

Investment Securities (Details Textual)	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Security Owned and Pledged as Collateral Carrying Value	$ 134,800,000	$ 141,200,000
Investment Portfolio, Number of Securities	367
Investment Portfolio, Number of Securities, Unrealized Loss	29
Other Comprehensive Income (Loss), before Tax	$ (756,000)	5,610,000
Investment Portfolio Single Security	10.00%
Realized Investment Gains (Losses), Total	$ 22,000	932,000	$ 97,000
Realized Investment Gains Losses Net Of Tax	15,000	652,000	68,000
Collateralized Debt Obligations [Member]
Other Comprehensive Income (Loss), before Tax	$ 0	$ 0
One Collateralized Debt Obligations [Member]
Other Than Temporary Impairment Write Down Of Debt Obligations Gross			337,000
Other Than Temporary Impairment Write Down Of Debt Obligations Net			$ 219,000

Commitments and Contingent Li67

Commitments and Contingent Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fixed Rate, Commitments to make loans	$ 80,862	$ 37,546
Fixed Rate, Unused lines of credit	31,991	20,385
Fixed Rate, Standby letters of credit	0	0
Fixed Rate, Total	112,853	57,931
Variable Rate, Commitments to make loans	76,253	69,232
Variable Rate, Unused lines of credit	323,171	307,449
Variable Rate, Standby letters of credit	19,632	17,886
Variable Rate, Total	$ 419,056	$ 394,567

Commitments and Contingent Li68

Commitments and Contingent Liabilities (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)
Line of Credit Facility, Period	60 days or less
Commitments and Loans, Available to Sell	$ 19.9
Loan Commitments Maturities Range Description	less than 1 year to 30 years.
Maximum [Member]
Loan Commitments Interest Rate	18.00%
Minimum [Member]
Loan Commitments Interest Rate	2.85%

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Real Estate:
Real Estate	$ 1,317,635	$ 1,159,310
Other Loans:
Other Loans	552,592	527,009
Total loans	1,870,227	1,686,319
Deduct:
Undisbursed loan funds	(66,902)	(38,653)
Net deferred loan origination fees and costs	(1,108)	(880)
Allowance for loan loss	(25,382)	(24,766)	$ (24,950)	$ (26,711)
Totals	1,776,835	1,622,020
One to Four Family Residential Real Estate [Member]
Real Estate:
Real Estate	205,330	206,437
Multi Family Residential [Member]
Real Estate:
Real Estate	167,558	156,530
Commercial Real Estate [Member]
Real Estate:
Real Estate	780,870	683,958
Construction Loans [Member]
Real Estate:
Real Estate	163,877	112,385
Commercial Loan [Member]
Other Loans:
Other Loans	419,349	399,730
Home Equity and Home Improvement [Member]
Other Loans:
Other Loans	116,962	111,813
Consumer Finance [Member]
Other Loans:
Other Loans	$ 16,281	$ 15,466

Loans (Details 1)

Loans (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	$ 24,766	$ 24,950	$ 26,711
Charge-Offs	(1,221)	(4,859)	(5,199)
Recoveries	1,701	3,558	1,614
Provisions	136	1,117	1,824
Ending Allowance	25,382	24,766	24,950
One to Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	2,494	2,847	3,506
Charge-Offs	(283)	(426)	(643)
Recoveries	214	188	282
Provisions	787	(115)	(298)
Ending Allowance	3,212	2,494	2,847
Multi Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	2,453	2,508	2,197
Charge-Offs	(114)	0	(6)
Recoveries	0	7	0
Provisions	(188)	(62)	317
Ending Allowance	2,151	2,453	2,508
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	11,268	12,000	12,702
Charge-Offs	(353)	(1,018)	(2,469)
Recoveries	915	2,670	837
Provisions	(58)	(2,384)	930
Ending Allowance	11,772	11,268	12,000
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	221	134	75
Charge-Offs	0	0	0
Recoveries	0	0	0
Provisions	296	87	59
Ending Allowance	517	221	134
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	6,509	5,678	6,325
Charge-Offs	(68)	(2,982)	(1,230)
Recoveries	331	435	290
Provisions	(1,517)	3,378	293
Ending Allowance	5,255	6,509	5,678
Home Equity and Home Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	1,704	1,635	1,759
Charge-Offs	(350)	(392)	(757)
Recoveries	188	193	125
Provisions	762	268	508
Ending Allowance	2,304	1,704	1,635
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	117	148	147
Charge-Offs	(53)	(41)	(94)
Recoveries	53	65	80
Provisions	54	(55)	15
Ending Allowance	$ 171	$ 117	$ 148

Loans (Details 2)

Loans (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 437	$ 1,273
Collectively evaluated for impairment	24,945	23,493
Total ending allowance balance	25,382	24,766
Loans:
Loans individually evaluated for impairment	42,049	49,045
Loans collectively evaluated for impairment	1,765,317	1,602,736
Loans acquired with deteriorated credit quality	169	186
Total ending loans balance	1,807,535	1,651,967
One to Four Family Residential Real Estate [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	201	216
Collectively evaluated for impairment	3,011	2,278
Total ending allowance balance	3,212	2,494
Loans:
Loans individually evaluated for impairment	7,574	10,281
Loans collectively evaluated for impairment	198,106	196,582
Loans acquired with deteriorated credit quality	0	1
Total ending loans balance	205,680	206,864
Multi Family Residential Real Estate [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2,151	2,453
Total ending allowance balance	2,151	2,453
Loans:
Loans individually evaluated for impairment	3,313	2,482
Loans collectively evaluated for impairment	164,382	154,178
Loans acquired with deteriorated credit quality	0	0
Total ending loans balance	167,695	156,660
Commercial Real Estate [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	139	1,003
Collectively evaluated for impairment	11,633	10,265
Total ending allowance balance	11,772	11,268
Loans:
Loans individually evaluated for impairment	23,493	28,117
Loans collectively evaluated for impairment	759,281	657,677
Loans acquired with deteriorated credit quality	153	163
Total ending loans balance	782,927	685,957
Construction Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	517	221
Total ending allowance balance	517	221
Loans:
Loans individually evaluated for impairment	0	150
Loans collectively evaluated for impairment	96,845	73,572
Loans acquired with deteriorated credit quality	0	0
Total ending loans balance	96,845	73,722
Commercial Loan [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	63	30
Collectively evaluated for impairment	5,192	6,479
Total ending allowance balance	5,255	6,509
Loans:
Loans individually evaluated for impairment	6,107	5,739
Loans collectively evaluated for impairment	414,527	395,270
Loans acquired with deteriorated credit quality	16	22
Total ending loans balance	420,650	401,031
Home Equity and Home Improvement [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	34	24
Collectively evaluated for impairment	2,270	1,680
Total ending allowance balance	2,304	1,704
Loans:
Loans individually evaluated for impairment	1,491	2,242
Loans collectively evaluated for impairment	115,977	110,040
Loans acquired with deteriorated credit quality	0	0
Total ending loans balance	117,468	112,282
Consumer Finance [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	171	117
Total ending allowance balance	171	117
Loans:
Loans individually evaluated for impairment	71	34
Loans collectively evaluated for impairment	16,199	15,417
Loans acquired with deteriorated credit quality	0	0
Total ending loans balance	$ 16,270	$ 15,451

Loans (Details 3)

Loans (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	$ 51,783	$ 50,254	$ 65,444
Interest Income Recognized	1,309	1,603	2,125
Cash Basis Income Recognized	1,270	1,600	2,120
Residential Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	6,985	6,177	6,529
Interest Income Recognized	246	317	345
Cash Basis Income Recognized	244	313	343
Residential Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	5,444	3,920	4,453
Interest Income Recognized	152	143	162
Cash Basis Income Recognized	152	143	163
Total Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	12,429	10,097	10,982
Interest Income Recognized	398	460	507
Cash Basis Income Recognized	396	456	506
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	50	233	165
Interest Income Recognized	2	12	10
Cash Basis Income Recognized	2	15	8
Multi Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	3,799	903	1,176
Interest Income Recognized	40	4	27
Cash Basis Income Recognized	40	4	28
Commercial Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	9,019	8,906	14,313
Interest Income Recognized	168	145	376
Cash Basis Income Recognized	167	142	386
Commercial Real Estate Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	10,125	18,164	22,339
Interest Income Recognized	349	807	901
Cash Basis Income Recognized	348	809	909
Agriculture Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	2,980	611	987
Interest Income Recognized	88	14	26
Cash Basis Income Recognized	56	14	16
Commercial Real Estate Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	3,554	1,694	4,162
Interest Income Recognized	81	20	43
Cash Basis Income Recognized	80	22	38
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	25,678	29,375	41,801
Interest Income Recognized	686	986	1,346
Cash Basis Income Recognized	651	987	1,349
Commercial Working Capital [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	2,217	2,790	2,085
Interest Income Recognized	58	29	33
Cash Basis Income Recognized	56	29	36
Commercial Loans Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	4,773	4,576	6,521
Interest Income Recognized	49	14	75
Cash Basis Income Recognized	49	12	70
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	6,990	7,366	8,606
Interest Income Recognized	107	43	108
Cash Basis Income Recognized	115	41	106
Home Equity and Home Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	2,757	2,233	2,631
Interest Income Recognized	62	95	121
Cash Basis Income Recognized	62	94	117
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Balance	80	47	83
Interest Income Recognized	14	3	6
Cash Basis Income Recognized	$ 14	$ 3	$ 6

Loans (Details 4)

Loans (Details 4) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Impaired loans
Unpaid Principal Balance, With no allowance	$ 33,510	$ 32,206	[1]
Recorded Investment, With no allowance	32,747	29,981
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	10,360	19,919	[1]
Recorded Investment, With an Allowance	9,302	19,064
Allowance for Loan Losses Allocated, With an Allowance	437	1,273
Residential Owner Occupied [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	1,383	3,967	[1]
Recorded Investment, With no allowance	1,360	3,859
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	2,918	2,112	[1]
Recorded Investment, With an Allowance	2,837	2,114
Allowance for Loan Losses Allocated, With an Allowance	188	204
Residential Non Owner Occupied [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	2,147	3,763	[1]
Recorded Investment, With no allowance	2,141	3,670
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	1,231	636	[1]
Recorded Investment, With an Allowance	1,236	638
Allowance for Loan Losses Allocated, With an Allowance	13	12
One To Four Family Residential Real Estate [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	3,530	7,730	[1]
Recorded Investment, With no allowance	3,501	7,529
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	4,149	2,748	[1]
Recorded Investment, With an Allowance	4,073	2,752
Allowance for Loan Losses Allocated, With an Allowance	201	216
Multi Family Residential Real Estate [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	3,463	2,627	[1]
Recorded Investment, With no allowance	3,313	2,482
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	0	0	[1]
Recorded Investment, With an Allowance	0	0
Allowance for Loan Losses Allocated, With an Allowance	0	0
Commercial Real Estate Owner Occupied [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	4,869	7,109	[1]
Recorded Investment, With no allowance	4,520	6,481
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	3,250	2,667	[1]
Recorded Investment, With an Allowance	2,767	2,257
Allowance for Loan Losses Allocated, With an Allowance	132	148
Commercial Real Estate Non Owner Occupied [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	7,932	4,106	[1]
Recorded Investment, With no allowance	7,685	3,759
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	385	13,020	[1]
Recorded Investment, With an Allowance	308	12,606
Allowance for Loan Losses Allocated, With an Allowance	2	842
Agriculture Land [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	3,546	213	[1]
Recorded Investment, With no allowance	3,596	208
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	68	333	[1]
Recorded Investment, With an Allowance	69	320
Allowance for Loan Losses Allocated, With an Allowance	2	10
Commercial Real Estate Other Receivables [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	4,076	2,923	[1]
Recorded Investment, With no allowance	4,046	2,378
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	926	137	[1]
Recorded Investment, With an Allowance	502	108
Allowance for Loan Losses Allocated, With an Allowance	3	3
Commercial Real Estate [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	20,423	14,351	[1]
Recorded Investment, With no allowance	19,847	12,826
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	4,629	16,157	[1]
Recorded Investment, With an Allowance	3,646	15,291
Allowance for Loan Losses Allocated, With an Allowance	139	1,003
Construction [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	0	150	[1]
Recorded Investment, With no allowance	0	150
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	0	0	[1]
Recorded Investment, With an Allowance	0	0
Allowance for Loan Losses Allocated, With an Allowance	0	0
Commercial Working Capital [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	1,644	1,155	[1]
Recorded Investment, With no allowance	1,648	1,157
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	594	649	[1]
Recorded Investment, With an Allowance	596	650
Allowance for Loan Losses Allocated, With an Allowance	62	21
Commercial Loans Other [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	3,573	3,966	[1]
Recorded Investment, With no allowance	3,607	3,663
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	252	264	[1]
Recorded Investment, With an Allowance	256	269
Allowance for Loan Losses Allocated, With an Allowance	1	9
Commercial Loan [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	5,217	5,121	[1]
Recorded Investment, With no allowance	5,255	4,820
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	846	913	[1]
Recorded Investment, With an Allowance	852	919
Allowance for Loan Losses Allocated, With an Allowance	63	30
Home Equity and Home Improvement [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	817	2,192	[1]
Recorded Investment, With no allowance	772	2,140
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	724	101	[1]
Recorded Investment, With an Allowance	719	102
Allowance for Loan Losses Allocated, With an Allowance	34	24
Consumer Finance [Member]
Impaired loans
Unpaid Principal Balance, With no allowance	60	35	[1]
Recorded Investment, With no allowance	59	34
Allowance for Loan Losses Allocated, With no allowance	0	0
Unpaid Principal Balance, With an Allowance	12	0	[1]
Recorded Investment, With an Allowance	12	0
Allowance for Loan Losses Allocated, With an Allowance	$ 0	$ 0
[1]	Presented gross of charge offs

Loans (Details 5)

Loans (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Non-accrual loans	$ 16,261	$ 24,130
Loans over 90 days past due and still accruing	0	0
Total non-performing loans	16,261	24,130
Real estate and other assets held for sale	1,321	6,181
Total non-performing assets	17,582	30,311
Troubled debt restructuring, still accruing	$ 11,178	$ 24,686

Loans (Details 6)

Loans (Details 6) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 1,795,545	$ 1,639,185
Total Past Due	11,990	12,782
Total Non Accrual	16,262	24,135
Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,291	2,204
Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,494	3,247
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	7,205	7,331
Residential Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	138,974	141,597
Total Past Due	1,223	1,483
Total Non Accrual	1,428	1,702
Residential Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	159	39
Residential Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	673	1,079
Residential Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	391	365
Residential Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	64,577	62,991
Total Past Due	906	793
Total Non Accrual	1,179	1,625
Residential Non Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	324	110
Residential Non Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	356	105
Residential Non Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	226	578
One To Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	203,551	204,588
Total Past Due	2,129	2,276
Total Non Accrual	2,607	3,327
One To Four Family Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	483	149
One To Four Family Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,029	1,184
One To Four Family Residential Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	617	943
Multi Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	165,671	156,413
Total Past Due	2,024	247
Total Non Accrual	2,417	2,546
Multi Family Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	247
Multi Family Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Multi Family Residential Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,024	0
Commercial Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	322,940	299,500
Total Past Due	3,256	3,482
Total Non Accrual	4,141	7,004
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	772	163
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,218	1,566
Commercial Real Estate Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,266	1,753
Commercial Real Estate Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	304,166	243,341
Total Past Due	644	1,843
Total Non Accrual	1,229	2,582
Commercial Real Estate Non Owner Occupied [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	119
Commercial Real Estate Non Owner Occupied [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	106	416
Commercial Real Estate Non Owner Occupied [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	538	1,308
Agriculture Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	98,055	93,529
Total Past Due	57	14
Total Non Accrual	695	686
Agriculture Land [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	57	0
Agriculture Land [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	14
Agriculture Land [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial Real Estate Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	53,494	43,835
Total Past Due	315	413
Total Non Accrual	1,364	2,359
Commercial Real Estate Other Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	155
Commercial Real Estate Other Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial Real Estate Other Receivable [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	315	258
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	778,655	680,205
Total Past Due	4,272	5,752
Total Non Accrual	7,429	12,631
Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	829	437
Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,324	1,996
Commercial Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,119	3,319
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	96,845	73,722
Total Past Due	0	0
Total Non Accrual	0	0
Construction [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Construction [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Construction [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial Working Capital [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	168,938	135,009
Total Past Due	170	951
Total Non Accrual	251	1,103
Commercial Working Capital [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	16	0
Commercial Working Capital [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Commercial Working Capital [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	154	951
Commercial Loans Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	249,070	262,982
Total Past Due	2,472	2,089
Total Non Accrual	2,833	3,897
Commercial Loans Other [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	203	67
Commercial Loans Other [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	46	10
Commercial Loans Other [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,223	2,012
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	418,008	397,991
Total Past Due	2,642	3,040
Total Non Accrual	3,084	5,000
Commercial Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	219	67
Commercial Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	46	10
Commercial Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,377	2,963
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	16,216	15,326
Total Past Due	54	125
Total Non Accrual	36	12
Consumer Finance [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	27	68
Consumer Finance [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3	57
Consumer Finance [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	24	0
Home Equity and Home Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	116,599	110,940
Total Past Due	869	1,342
Total Non Accrual	689	619
Home Equity and Home Improvement [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	733	1,236
Home Equity and Home Improvement [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	92	0
Home Equity and Home Improvement [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 44	$ 106

Loans (Details 7)

Loans (Details 7) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)NumbersNumber	Dec. 31, 2014USD ($)NumbersNumber	Dec. 31, 2013USD ($)Number
Residential Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Number	6	18
Troubled Debt Restructurings, Recorded Investment	$ 454	$ 1,726
Residential Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Number	4	3
Troubled Debt Restructurings, Recorded Investment	$ 59	$ 517
TDRs [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	43	67	57
Troubled Debt Restructurings, Recorded Investment	$ 3,363	$ 6,532	$ 6,084
TDRs [Member] | Residential Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Number			10
Troubled Debt Restructurings, Recorded Investment			$ 752
TDRs [Member] | Residential Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Number			5
Troubled Debt Restructurings, Recorded Investment			$ 390
TDRs [Member] | Commercial Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	2	2	9
Troubled Debt Restructurings, Recorded Investment	$ 645	$ 27	$ 714
TDRs [Member] | Commercial Real Estate Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	2	3	2
Troubled Debt Restructurings, Recorded Investment	$ 244	$ 403	$ 1,364
TDRs [Member] | Agriculture Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	3	0	2
Troubled Debt Restructurings, Recorded Investment	$ 1,443	$ 0	$ 269
TDRs [Member] | Commercial Real Estate Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	0	0	3
Troubled Debt Restructurings, Recorded Investment	$ 0	$ 0	$ 417
TDRs [Member] | Commercial Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	2	16	5
Troubled Debt Restructurings, Recorded Investment	$ 70	$ 2,020	$ 940
TDRs [Member] | Other Commercial Working Capital [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	2	4	3
Troubled Debt Restructurings, Recorded Investment	$ 62	$ 1,353	$ 662
TDRs [Member] | Home Equity and Home Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	13	17	15
Troubled Debt Restructurings, Recorded Investment	$ 324	$ 471	$ 561
TDRs [Member] | Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans	9	4	3
Troubled Debt Restructurings, Recorded Investment	$ 62	$ 15	$ 15

Loans (Details 8)

Loans (Details 8) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)NumbersNumber	Dec. 31, 2014USD ($)NumbersNumber	Dec. 31, 2013USD ($)Number
Residential Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Number	0	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 0	$ 80
Residential Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Number	0	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 0	$ 178
Subsequently Defaulted [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	7	9	18
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 1,933	$ 1,991	$ 2,438
Subsequently Defaulted [Member] | Residential Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Number			6
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment			$ 409
Subsequently Defaulted [Member] | Residential Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Number			0
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment			$ 0
Subsequently Defaulted [Member] | Commercial Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	0	0	2
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 0	$ 0	$ 290
Subsequently Defaulted [Member] | Commercial Real Estate Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	0	0	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 0	$ 0	$ 212
Subsequently Defaulted [Member] | Agriculture Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	0	0	0
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 0	$ 0	$ 0
Subsequently Defaulted [Member] | Commercial Real Estate Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	0	0	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 0	$ 0	$ 323
Subsequently Defaulted [Member] | Commercial Working Capital [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	1	2	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 120	$ 868	$ 149
Subsequently Defaulted [Member] | Commercial Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	5	5	4
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 1,791	$ 865	$ 740
Subsequently Defaulted [Member] | Home Equity and Home Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	1	0	3
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 22	$ 0	$ 315
Subsequently Defaulted [Member] | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans	0	0	0
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment	$ 0	$ 0	$ 0

Loans (Details 9)

Loans (Details 9) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$ 1,807,535	$ 1,651,967
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,437,217	1,280,508
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	31,858	43,804
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	49,280	46,937
Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	478
Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	289,180	280,240
Residential Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	140,198	143,080
Residential Owner Occupied [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	5,828	4,230
Residential Owner Occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	123	131
Residential Owner Occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,427	3,048
Residential Owner Occupied [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	365
Residential Owner Occupied [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	131,820	135,306
Residential Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	65,482	63,784
Residential Non Owner Occupied [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	55,169	51,327
Residential Non Owner Occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,420	2,404
Residential Non Owner Occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	4,439	4,872
Residential Non Owner Occupied [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	7
Residential Non Owner Occupied [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	4,454	5,174
One To Four Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	205,680	206,864
One To Four Family Residential Real Estate [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	60,997	55,557
One To Four Family Residential Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,543	2,535
One To Four Family Residential Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	6,866	7,920
One To Four Family Residential Real Estate [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	372
One To Four Family Residential Real Estate [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	136,274	140,480
Multi Family Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	167,695	156,660
Multi Family Residential Real Estate [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	163,405	152,290
Multi Family Residential Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	498	220
Multi Family Residential Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	3,675	3,236
Multi Family Residential Real Estate [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Multi Family Residential Real Estate [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	117	914
Commercial Real Estate Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	326,196	302,982
Commercial Real Estate Owner Occupied [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	297,856	273,406
Commercial Real Estate Owner Occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	17,896	18,448
Commercial Real Estate Owner Occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	9,730	9,953
Commercial Real Estate Owner Occupied [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Real Estate Owner Occupied [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	714	1,175
Commercial Real Estate Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	304,810	245,184
Commercial Real Estate Non Owner Occupied [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	293,057	224,073
Commercial Real Estate Non Owner Occupied [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,143	7,898
Commercial Real Estate Non Owner Occupied [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	9,595	13,186
Commercial Real Estate Non Owner Occupied [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Real Estate Non Owner Occupied [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	15	27
Agriculture Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	98,112	93,543
Agriculture Land [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	92,262	90,875
Agriculture Land [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,947	1,849
Agriculture Land [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	3,903	819
Agriculture Land [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Agriculture Land [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Real Estate Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	53,809	44,248
Commercial Real Estate Other Receivable [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	47,109	40,147
Commercial Real Estate Other Receivable [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	469	63
Commercial Real Estate Other Receivable [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	5,739	3,466
Commercial Real Estate Other Receivable [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Real Estate Other Receivable [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	492	572
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	782,927	685,957
Commercial Real Estate [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	730,284	628,501
Commercial Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	22,455	28,258
Commercial Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	28,967	27,424
Commercial Real Estate [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Real Estate [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,221	1,774
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	96,845	73,722
Construction Loans [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	76,152	62,355
Construction Loans [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,159	0
Construction Loans [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	150
Construction Loans [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Construction Loans [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	18,534	11,217
Commercial Working Capital [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	169,108	135,960
Commercial Working Capital [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	163,071	128,229
Commercial Working Capital [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,497	6,287
Commercial Working Capital [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	3,540	1,444
Commercial Working Capital [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Working Capital [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Loans Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	251,542	265,071
Commercial Loans Other [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	243,308	253,576
Commercial Loans Other [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,706	6,504
Commercial Loans Other [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	5,528	4,991
Commercial Loans Other [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Loans Other [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	420,650	401,031
Commercial Loan [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	406,379	381,805
Commercial Loan [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	5,203	12,791
Commercial Loan [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	9,068	6,435
Commercial Loan [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Commercial Loan [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Home Equity and Home Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	117,468	112,282
Home Equity and Home Improvement [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Home Equity and Home Improvement [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Home Equity and Home Improvement [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	689	1,647
Home Equity and Home Improvement [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	106
Home Equity and Home Improvement [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	116,779	110,529
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	16,270	15,451
Consumer Finance [Member] | Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Consumer Finance [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Consumer Finance [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	15	125
Consumer Finance [Member] | Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0	0
Consumer Finance [Member] | Not Graded [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$ 16,255	$ 15,326

Loans (Details 10)

Loans (Details 10) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Balance Contractual Amount Receivable				$ 1,686,319					$ 1,686,319
Ending Balance Contractual Amount Receivable	$ 1,870,227				$ 1,686,319				1,870,227	$ 1,686,319
Additional provision for loan loss Recorded Loan Receivable	(43)	$ 27	$ 0	(120)	(162)	$ (406)	$ (446)	$ (103)	(136)	(1,117)	$ (1,824)
Loans and Debt Securities Acquired With Deteriorated Credit Quality [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Balance Contractual Amount Receivable				413				503	413	503	855
Principal payments received Contractual Amount Receivable									(51)	(90)	(108)
Loans charged off Contractual Amount Receivable									0	0	(41)
Additional provision for loan loss Contractual Amount Receivable									0	0	(203)
Loan accretion recorded Contractual Amount Receivable									0	0	0
Ending Balance Contractual Amount Receivable	362				413				362	413	503
Beginning Balance Impairment Discount				227				273	227	273	343
Principal payments received Impairment Discount									0	0	0
Loans charged off Impairment Discount									0	0	(41)
Additional provision for loan loss Impairment Discount									0	0	0
Loan accretion recorded Impairment Discount									(34)	(46)	(29)
Ending Balance Impairment Discount	193				227				193	227	273
Beginning Balance Recorded Loan Receivable				$ 186				$ 230	186	230	512
Principal payments received Recorded Loan Receivable									(51)	(90)	(108)
Loans charged off Recorded Loan Receivable									0	0	0
Additional provision for loan loss Recorded Loan Receivable									0	0	(203)
Loan accretion recorded Recorded Loan Receivable									34	46	29
Ending Balance Recorded Loan Receivable	$ 169				$ 186				$ 169	$ 186	$ 230

Loans (Details 11)

Loans (Details 11) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	$ 5,888	$ 3,712
New loans	5,822	9,800
Effect of changes in composition of related parties	(54)	(6)
Repayments	(4,307)	(7,618)
Ending Balance	$ 7,349	$ 5,888

Loans (Details Textual)

Loans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses, Period Increase (Increase)	$ 13,000	$ 234,000	$ 27,000
Troubled Debt Restructuring [Member]
Financing Receivable, Modifications, Recorded Investment	17,600,000	33,000,000
Specified Reserves, Provision for Troubled Debt Restructurings	335,000	1,100,000
Loans and Leases Receivable, Impaired, Commitment to Lend	48,000	69,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 6,400,000
Troubled Debt Restructuring [Member] | Subsequently Defaulted [Member]
Financing Receivable, Allowance for Credit Losses, Period Increase (Increase)		14,000	21,000
Loan And Lease Losses Charged Off		$ 176,000	$ 58,000

Mortgage Banking (Details)

Mortgage Banking (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Gain from sale of mortgage loans	$ 4,564	$ 3,335	$ 5,716
Mortgage loans servicing revenue (expense):
Mortgage loans servicing revenue	3,503	3,552	3,564
Amortization of mortgage servicing rights	(1,620)	(1,401)	(2,098)
Mortgage servicing rights valuation adjustments	266	116	1,261
Mortgage loans servicing revenue (expense), Total	2,149	2,267	2,727
Net mortgage banking income	$ 6,713	$ 5,602	$ 8,443

Mortgage Banking (Details 1)

Mortgage Banking (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Mortgage servicing assets:
Balance at beginning of period	$ 9,923	$ 10,133	$ 10,121
Loans sold, servicing retained	1,590	1,191	2,110
Amortization	(1,620)	(1,401)	(2,098)
Carrying value before valuation allowance at end of period	9,893	9,923	10,133
Valuation allowance:
Balance at beginning of period	(911)	(1,027)	(2,288)
Impairment recovery (charges)	266	116	1,261
Balance at end of period	(645)	(911)	(1,027)
Net carrying value of MSRs at end of period	9,248	9,012	9,106
Fair value of MSRs at end of period	$ 9,802	$ 9,304	$ 9,686

Mortgage Banking (Details 2)

Mortgage Banking (Details 2) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Number	Dec. 31, 2014USD ($)Number
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Number	14,258	14,267
Investor, Principal Outstanding | $	$ 1,343,722	$ 1,346,638
Fannie Mae [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Number	5,104	5,215
Investor, Principal Outstanding | $	$ 484,155	$ 503,369
Freddie Mac [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Number	9,015	8,911
Investor, Principal Outstanding | $	$ 845,564	$ 828,724
Federal Home Loan Bank Borrowings [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Number	118	118
Investor, Principal Outstanding | $	$ 12,605	$ 12,972
Other Mortgage Banking [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Number	21	23
Investor, Principal Outstanding | $	$ 1,398	$ 1,573

Mortgage Banking (Details 3)

Mortgage Banking (Details 3) $ in Thousands	Dec. 31, 2015USD ($)
10% Adverse Change [Member]
Assumption:
Decline in fair value from increase in prepayment rate	$ 281
Declines in fair value from increase in discount rate	321
20% Adverse Change [Member]
Assumption:
Decline in fair value from increase in prepayment rate	547
Declines in fair value from increase in discount rate	$ 627

Mortgage Banking (Details Textu

Mortgage Banking (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Residential Mortgage Loans, Unpaid Balance	$ 1,340,000,000	$ 1,350,000,000
Escrow Deposit	$ 11,600,000	$ 10,900,000
Weighted Average Discount Rate	10.02%	10.04%
Adverse Changes In Fair Value One	10.00%
Adverse Changes In Fair Value Two	20.00%
Accrual For Estimated Secondary Market Buy Back Losses	$ 214,000	$ 309,000
Secondary Market Buy Back Expense	$ (95,000)	$ 298,000	$ 597,000

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Cost:
Land	$ 7,494	$ 8,218
Land improvements	1,310	1,310
Buildings	41,556	42,022
Leasehold improvements	971	469
Furniture, fixtures and equipment	29,622	30,646
Construction in process	656	809
Property, Plant and Equipment, Gross	81,609	83,474
Less allowances for depreciation and amortization	(43,443)	(42,978)
Property, Plant and Equipment, Net	$ 38,166	$ 40,496

Premises and Equipment (Detai88

Premises and Equipment (Details 1) $ in Thousands	Dec. 31, 2015USD ($)
Property, Plant and Equipment [Line Items]
2,016	$ 630
2,017	400
2,018	352
2,019	342
2,020	280
Thereafter	3,211
Total	$ 5,215

Premises and Equipment (Detai89

Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Depreciation	$ 3,267,000	$ 2,952,000	$ 3,110,000
Operating Leases, Rent Expense, Net	$ 601,000	$ 653,000	$ 723,000

Goodwill and Intangible Asset90

Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Indefinite-lived Intangible Assets [Line Items]
Beginning balance	$ 61,525	$ 61,525
Goodwill acquired or adjusted during the year	273	0
Ending balance	$ 61,798	$ 61,525

Goodwill and Intangible Asset91

Goodwill and Intangible Assets (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Indefinite-lived Intangible Assets [Line Items]
Begnning Balance, Gross Carrying Amount	$ 14,302	$ 14,302	$ 14,302
Intangible assets acquired, Gross Carrying Amount	175
Amortization of intangible assets, Gross Carrying Amount	0	0	0
Ending Balance, Gross Carrying Amount	14,477	14,302	14,302
Beginning Balance, Accumulated Amortization	(11,907)	(10,805)	(9,564)
Intangible assets acquired, Accumulated Amortization	0
Amortization of intangible assets, Accumulated Amortization	(699)	(1,102)	(1,241)
Ending Balance, Accumulated Amortization	(12,606)	(11,907)	(10,805)
Beginning Balance, Net Value	2,395	3,497	4,738
Intangible assets acquired, Net Value	175
Amortization of Intangible Assets, Net Value	(699)	(1,102)	(1,241)
Ending Balance, Net Value	$ 1,871	$ 2,395	$ 3,497

Goodwill and Intangible Asset92

Goodwill and Intangible Assets (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Indefinite-lived Intangible Assets [Line Items]
2,016	$ 535
2,017	404
2,018	332
2,019	225
2,020	149
Thereafter	226
Total	$ 1,871	$ 2,395	$ 3,497	$ 4,738

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Deposits [Line Items]
Checking and money market accounts	$ 1,186	$ 1,236	$ 1,125
Savings accounts	89	90	90
Certificates of deposit	4,066	3,957	4,698
Totals	$ 5,341	$ 5,283	$ 5,913

Deposits (Details 1)

Deposits (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Line Items]
Non-interest bearing checking accounts	$ 420,691	$ 379,552
Interest bearing checking and money market accounts	767,201	727,729
Savings deposits	219,655	203,673
Retail certificates of deposit less than $250,000	403,902	422,907
Retail certificates of deposit greater than $250,000	24,688	26,952
Total	$ 1,836,137	$ 1,760,813

Deposits (Details 2)

Deposits (Details 2) $ in Thousands	Dec. 31, 2015USD ($)
Deposits [Line Items]
2,016	$ 182,843
2,017	86,549
2,018	64,801
2,019	59,381
2,020	34,918
Thereafter	98
Total	$ 428,590

Deposits (Details Textual)

Deposits (Details Textual) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Deposit [Line Items]
Accounts Payable	$ 43,000	$ 38,000
Certificates of Deposit, at Carrying Value	25,000	23,000
Money Market Funds, at Carrying Value	$ 18,000	$ 15,000

Advances from Federal Home Lo97

Advances from Federal Home Loan Bank (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Putable advances	$ 5,000	$ 12,000
Single maturity fixed rate advances	47,000
Amortizable mortgage advances	7,902	9,544
Totals	$ 59,902	$ 21,544
January 2015 To March 2018 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate		2.72%
December 2017 to October 2021 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate	1.78%
December 2015 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate		1.95%
March 2018 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate	2.35%
December 2017 to March 2022 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Weighted Average Interest Rate	1.51%

Advances from Federal Home Lo98

Advances from Federal Home Loan Bank (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Future Minimum Lease Payments For Capital Leases [Line Items]
2,016	$ 1,935
2,017	11,932
2,018	19,575
2,019	5,477
2,020	16,206
Thereafter	8,151
Total minimum payments	63,276
Less amounts representing interest	(3,374)
Totals	$ 59,902	$ 21,544

Advances from Federal Home Lo99

Advances from Federal Home Loan Bank (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Pledged Assets Separately Reported, Loans Pledged as Collateral, at Fair Value, Total	$ 692.2	$ 644.1
Proceeds From First Federal Home Loan Bank Advances	$ 452
Percentage Of Advances Secured Collateral Pledged	50.00%
Securities Investment [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	105.00%
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	125.00%
Multi Family or Non Residential Real Estate Loans, and Agriculture Real Estate Loans [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	300.00%
One to Four Family Residential Mortgages or Investment Securities [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	50.00%
Cash Management Advance [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Line of Credit, Current	$ 15
Repo Advance [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Line of Credit, Current		$ 100

Junior Subordinated Debentur100

Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 36,083	$ 36,083
First Defiance Statutory Trusts I [Member]
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	20,619	20,619
First Defiance Statutory Trusts II [Member]
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 15,464	$ 15,464

Junior Subordinated Debentur101

Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust (Details Textual) - USD ($) $ in Millions	1 Months Ended	12 Months Ended
	Mar. 27, 2007	Dec. 31, 2015	Dec. 31, 2014
First Defiance Statutory Trusts I [Member]
Debt Instrument [Line Items]
Proceeds from Issuance of Trust Preferred Securities		$ 20
Proceeds from Issuance of Subordinated Long-term Debt		$ 20.6
Preferred Securities Variable Interest Rate		LIBOR rate plus 1.38%
Financial Instruments Subject to Mandatory Redemption, Settlement Terms, Description		The Trust Preferred Securities and Subordinated Debentures mature on December 15, 2035, but can be redeemed at the Company’s option at any time now.
Coupon Rate On Preferred Securities, Period End		1.89%	1.62%
First Defiance Statutory Trusts II [Member]
Debt Instrument [Line Items]
Proceeds from Issuance of Trust Preferred Securities	$ 15
Proceeds from Issuance of Subordinated Long-term Debt	$ 15.5
Preferred Securities Variable Interest Rate	LIBOR rate plus 1.5%
Financial Instruments Subject to Mandatory Redemption, Settlement Terms, Description		The Trust Preferred Securities and Subordinated Debentures mature on June 15, 2037, but can be redeemed at the Company’s option at any time now.
Coupon Rate On Preferred Securities, Period End		2.01%	1.74%

Securities Sold Under Agreem102

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Securities sold under agreement to repurchase
Amounts outstanding at year-end	$ 57,188	$ 54,759
Year-end interest rate	0.27%	0.28%
Average daily balance during year	$ 54,632	$ 54,541
Maximum month-end balance during the year	$ 60,272	$ 61,154
Average interest rate during the year	0.28%	0.29%

Securities Sold Under Agreem103

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Repurchase agreements:
Total borrowings	$ 57,188	$ 54,759
Gross amount of recognized liabilities for repurchase agreements	57,188	54,759
Mortgage Backed Securities, Other [Member]
Repurchase agreements:
Total borrowings	23,998	16,570
Collateralized Mortgage Backed Securities [Member]
Repurchase agreements:
Total borrowings	33,190	38,189
Maturity Overnight [Member]
Repurchase agreements:
Total borrowings	57,188	54,759
Maturity Overnight [Member] | Mortgage Backed Securities, Other [Member]
Repurchase agreements:
Total borrowings	23,998	16,570
Maturity Overnight [Member] | Collateralized Mortgage Backed Securities [Member]
Repurchase agreements:
Total borrowings	33,190	38,189
Maturity Less than 30 Days [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity Less than 30 Days [Member] | Mortgage Backed Securities, Other [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity Less than 30 Days [Member] | Collateralized Mortgage Backed Securities [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity 30 to 90 Days [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity 30 to 90 Days [Member] | Mortgage Backed Securities, Other [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity 30 to 90 Days [Member] | Collateralized Mortgage Backed Securities [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity Greater than 90 Days [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity Greater than 90 Days [Member] | Mortgage Backed Securities, Other [Member]
Repurchase agreements:
Total borrowings	0	0
Maturity Greater than 90 Days [Member] | Collateralized Mortgage Backed Securities [Member]
Repurchase agreements:
Total borrowings	$ 0	$ 0

Securities Sold Under Agreem104

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)
Short Term Debt Fed Funds Rate	0.50%
MUFG Union Bank [Member]
Line of Credit, Current	$ 20
Federal Reserve Bank Discount [Member]
Line of Credit, Current	$ 11.2
Short-term Debt, Terms	50 basis points over the fed funds rate

Other Noninterest Expense (Deta

Other Noninterest Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014		Dec. 31, 2013
Other Noninterest Expense [Line Items]
Legal and other professional fees	$ 3,359	$ 3,622		$ 2,947
Marketing	1,752	1,820		1,563
State franchise taxes	1,783	1,762		2,323
REO expenses and write-downs	1,064	743		1,584
Printing and office supplies	457	466		449
Amortization of intangibles	699	1,102		1,241
Postage	459	594		531
Check charge-offs and fraud losses	207	142		172
Credit and collection expense	334	395		915
Other	5,402	6,611	[1]	5,610
Total other noninterest expense	$ 15,516	$ 17,257		$ 17,335
[1]	Includes $786,000 of costs associated with the termination of First Federal’s merger agreement with FCB.

Postretirement Benefits (Detail

Postretirement Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Unrecognized prior service cost	$ 53	$ 65	$ 78
Unrecognized actuarial losses	593	832	477
Total recognized in Accumulated Other Comprehensive Income	646	897	555
Income tax effect	(226)	(314)	(194)
Net amount recognized in Accumulated Other Comprehensive Income	$ 420	$ 583	$ 361

Postretirement Benefits (Det107

Postretirement Benefits (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Change in benefit obligation:
Benefit obligation at beginning of year	$ 3,263	$ 2,878
Service cost	65	63	$ 82
Interest cost	130	136	118
Participant contribution	27	28
Actuarial (gains) / losses	(204)	377	(347)
Benefits paid	(166)	(219)
Benefit obligation at end of year	3,115	3,263	2,878
Change in fair value of plan assets:
Balance at beginning of year	0	0
Employer contribution	139	191
Participant contribution	27	28
Benefits paid	(166)	(219)
Balance at end of year	0	0	$ 0
Funded status at end of year	$ (3,115)	$ (3,263)

Postretirement Benefits (Det108

Postretirement Benefits (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Service cost-benefits attributable to service during the period	$ 65	$ 63	$ 82
Interest cost on accumulated postretirement benefit obligation	130	136	118
Net amortization and deferral	47	35	46
Net periodic postretirement benefit cost	242	234	246
Net (gain) / loss during the year	(204)	377	(347)
Impact of prior year acquisition	0	0	60
Amortization of prior service cost and actuarial losses	(47)	(35)	(46)
Total recognized in comprehensive income	(251)	342	(333)
Total recognized in net periodic postretirement benefit cost and other comprehensive income	$ (9)	$ 576	$ (87)

Postretirement Benefits (Det109

Postretirement Benefits (Details 3)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Weighted average discount rates:
Used to determine benefit obligations at December 31	4.25%	4.25%	4.75%
Used to determine net periodic postretirement benefit cost for years ended December 31	4.25%	4.75%	4.00%
Assumed health care cost trend rates at December 31:
Health care cost trend rate assumed for next year	6.50%	7.00%	7.50%
Rate to which the cost trend rate is assumed to decline (the ultimate trend rate)	5.00%	5.00%	5.00%
Year that rate reaches ultimate trend rate	2,019	2,019	2,019

Postretirement Benefits (Det110

Postretirement Benefits (Details 4) $ in Thousands	Dec. 31, 2015USD ($)
Defined Benefit Plan Disclosure [Line Items]
2,016	$ 164
2,017	192
2,018	198
2,019	213
2,020	214
2021 through 2025	$ 1,179

Postretirement Benefits (Det111

Postretirement Benefits (Details 5) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Effect on total of service and interest cost, One-Percentage-Point Increase	$ 27	$ 26
Effect on postretirement benefit obligation, One-Percentage-Point Increase	376	417
Effect on total of service and interest cost, One-Percentage-Point Decrease	(22)	(22)
Effect on postretirement benefit obligation, One-Percentage-Point Decrease	$ (320)	$ (352)

Postretirement Benefits (Det112

Postretirement Benefits (Details Textual)	12 Months Ended
	Dec. 31, 2015USD ($)
Defined Benefit Plan Disclosure [Line Items]
Postretirement Benefits Description Of Medical Coverage	First Federal employees who retired prior to April 1, 1997 and who completed 20 years of service after age 40 receive full medical coverage at no cost.
Percentage Of Eligible Coverage In Postretirement Benefits	10.00%
Maximum Reimburse Medical Expenses	$ 10,000
Other Comprehensive Income Loss Defined Benefit Plan Expected To Be Recognized In Net Postretirement Benefit Cost Before Tax	22,000
Other Comprehensive Income Loss Defined Benefit Plan Expected To Be Recognized In Net Postretirement Benefit Cost Net Of Tax	14,000
Defined Benefit Plan, Amounts Recognized in Other Comprehensive Income (Loss), Net Prior Service Cost (Credit), before Tax, Total	12,000
Other Comprehensive (Income) Loss, Pension and Other Postretirement Benefit Plans, Net Prior Service Cost (Credit) Arising During Period, Net of Tax	8,000
Defined Benefits Plan, Expected Contribution, Before Reflecting Subsidy Payments	$ 164,000
Postretirement Benefits Description Of Medical Coverage One	First Federal employees who were born after December 31, 1950 are not eligible for the medical coverage described above at retirement.

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands		Dec. 31, 2015		Dec. 31, 2014	[2]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)		4.50%
Total Capital (to Risk Weighted Assets) Actual (Ratio)		7.00%
Consolidated [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Actual (in dollars)	[1]	$ 218,297
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	[1]	91,710
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Well Capitalized (in dollars)	[1]	$ 0
CET1 Capital (to Risk-Weighted Assets) Actual (Ratio)	[1]	10.71%
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	[1]	4.50%
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Well Capitalized (Ratio)	[1]	0.00%
Tier 1 Capital Actual (in dollars)		$ 253,297	[1]	$ 250,847
Tier 1 Capital Minimum Required for Adequately Capitalized (in dollars)		88,424	[1]	84,397
Tier 1 Capital Minimum Required for Well Capitalized (in dollars)		$ 0	[1]	$ 0
Tier 1 Capital Actual (Ratio)		11.46%	[1]	11.89%
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)		4.00%	[1]	4.00%
Tier 1 Capital Minimum Required for Well Capitalized (Ratio)		0.00%	[1]	0.00%
Tier 1 Capital (to Risk Weighted Assets) Actual (in dollars)		$ 253,297	[1]	$ 250,847
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		122,280	[1]	72,213
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (in dollars)		$ 0	[1]	$ 0
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)		12.43%	[1]	13.89%
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		6.00%	[1]	4.00%
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (Ratio)		0.00%	[1]	0.00%
Total Capital (to Risk Weighted Assets) Actual (in dollars)		$ 278,679	[1]	$ 273,441
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		163,040	[1]	144,426
Total Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (in dollars)		$ 0	[1]	$ 0
Total Capital (to Risk Weighted Assets) Actual (Ratio)		13.67%	[1]	15.15%
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		8.00%		8.00%
Total Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (Ratio)		0.00%	[1]	0.00%
First Federal [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Actual (in dollars)	[1]	$ 236,625
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	[1]	91,678
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Well Capitalized (in dollars)	[1]	$ 132,424
CET1 Capital (to Risk-Weighted Assets) Actual (Ratio)	[1]	11.61%
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	[1]	4.50%
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Well Capitalized (Ratio)	[1]	6.50%
Tier 1 Capital Actual (in dollars)		$ 236,625	[1]	$ 238,221
Tier 1 Capital Minimum Required for Adequately Capitalized (in dollars)		88,267	[1]	84,278
Tier 1 Capital Minimum Required for Well Capitalized (in dollars)		$ 110,334	[1]	$ 105,347
Tier 1 Capital Actual (Ratio)		10.72%	[1]	11.31%
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)		4.00%	[1]	4.00%
Tier 1 Capital Minimum Required for Well Capitalized (Ratio)		5.00%	[1]	5.00%
Tier 1 Capital (to Risk Weighted Assets) Actual (in dollars)		$ 236,625	[1]	$ 238,221
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		122,237	[1]	72,136
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (in dollars)		$ 162,983	[1]	$ 108,204
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)		11.61%	[1]	13.21%
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		6.00%	[1]	4.00%
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (Ratio)		8.00%	[1]	6.00%
Total Capital (to Risk Weighted Assets) Actual (in dollars)		$ 262,007	[1]	$ 260,791
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)		162,983	[1]	144,272
Total Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (in dollars)		$ 203,729	[1]	$ 180,340
Total Capital (to Risk Weighted Assets) Actual (Ratio)		12.86%	[1]	14.46%
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)		8.00%		8.00%
Total Capital (to Risk Weighted Assets) Minimum Required for Well Capitalized (Ratio)		10.00%	[1]	10.00%
[1]	Core capital is computed as a percentage of adjusted total assets of $2.21 billion for consolidated and the Bank. Risk-based capital is computed as a percentage of total risk-weighted assets of $2.04 billion for consolidated and the Bank.
[2]	Core capital is computed as a percentage of adjusted total assets of $2.11 billion for consolidated and the Bank. Risk-based capital is computed as a percentage of total risk-weighted assets of $1.81 billion and $1.80 billion for consolidated and the Bank, respectively.

Regulatory Matters (Details Tex

Regulatory Matters (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015		Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Adjusted Total Assets	$ 2,210,000		$ 2,110,000
Risk Weighted Assets	$ 2,040,000		1,810,000
Tier One Risk Based Capital to Risk Weighted Assets	4.50%
Excess Tier One Risk Based Capital to Risk Weighted Assets	2.50%
Capital to Risk Weighted Assets	7.00%
Basel III [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Excess Tier One Risk Based Capital to Risk Weighted Assets	4.00%
Capital to Risk Weighted Assets	10.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	8.50%
Basel III [Member] | Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital to Risk Weighted Assets	6.00%
Basel III [Member] | Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital to Risk Weighted Assets	4.00%
First Federal [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received	$ 1,000
Dividends Receivable	$ 29,000		$ 21,000
Tier One Risk Based Capital to Risk Weighted Assets	11.61%	[1]	13.21%	[2]
Capital to Risk Weighted Assets	12.86%	[1]	14.46%	[2]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	[1]	4.00%	[2]
Consolidated [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Risk Weighted Assets			$ 1,800,000
Tier One Risk Based Capital to Risk Weighted Assets	12.43%	[1]	13.89%	[2]
Capital to Risk Weighted Assets	13.67%	[1]	15.15%	[2]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	[1]	4.00%	[2]
First Insurance [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received	$ 900		$ 1,200
[1]	Core capital is computed as a percentage of adjusted total assets of $2.21 billion for consolidated and the Bank. Risk-based capital is computed as a percentage of total risk-weighted assets of $2.04 billion for consolidated and the Bank.
[2]	Core capital is computed as a percentage of adjusted total assets of $2.11 billion for consolidated and the Bank. Risk-based capital is computed as a percentage of total risk-weighted assets of $1.81 billion and $1.80 billion for consolidated and the Bank, respectively.

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current:
Federal									$ 11,299	$ 9,198	$ 7,751
State and local									146	144	9
Deferred									(35)	(179)	1,518
Income Tax Expense (Benefit)	$ 2,744	$ 2,998	$ 2,815	$ 2,853	$ 1,957	$ 2,773	$ 2,254	$ 2,179	$ 11,410	$ 9,163	$ 9,278

Income Taxes (Details 1)

Income Taxes (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Line Items]
Tax expense at statutory rate (35%)									$ 13,240	$ 11,709	$ 11,030
Increases (decreases) in taxes from:
State income tax - net of federal tax benefit									95	94	4
Tax exempt interest income, net of TEFRA									(1,219)	(1,152)	(1,043)
Bank owned life insurance									(255)	(816)	(449)
Captive insurance									(415)	(390)	(415)
Other									(36)	(282)	151
Totals	$ 2,744	$ 2,998	$ 2,815	$ 2,853	$ 1,957	$ 2,773	$ 2,254	$ 2,179	$ 11,410	$ 9,163	$ 9,278

Income Taxes (Details 2)

Income Taxes (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred federal income tax assets:
Allowance for loan losses	$ 8,884	$ 8,743
Postretirement benefit costs	1,316	1,149
Deferred compensation	1,621	1,629
Impaired loans	261	524
Accrued vacation	644	623
Allowance for real estate held for sale losses	269	333
Deferred loan origination fees and costs	388	311
Accrued bonus	675	509
Other	794	972
Total deferred federal income tax assets	14,852	14,793
Deferred federal income tax liabilities:
FHLB stock dividends	2,279	2,299
Goodwill	5,527	5,019
Mortgage servicing rights	3,237	3,181
Fixed assets	1,268	1,714
Other intangible assets	422	270
Loan mark to market	165	315
Net unrealized gains on available-for-sale securities	2,176	2,528
Prepaid expenses	655	622
Other	0	21
Total deferred federal income tax liabilities	15,729	15,969
Net deferred federal income tax liability	$ (877)	$ (1,176)

Income Taxes (Details 3)

Income Taxes (Details 3) $ in Thousands	12 Months Ended
	Dec. 31, 2013USD ($)
Income Tax Disclosure [Line Items]
Beginning Balance	$ 65
Additions based on tax positions related to the current year	0
Additions for tax positions of prior years	0
Reductions for tax positions of prior years	0
Reductions due to the statute of limitations	(65)
Settlements	0
Ending Balance	$ 0

Income Taxes (Details Textual)

Income Taxes (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Line Items]
Tax Basis of Investments, Cost for Income Tax Purposes	$ 11,000,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Policyholders Surplus	3,850,000
Income Tax Examination, Penalties and Interest Expense, Total	0	$ 0	$ 26,000
Income Tax Examination, Penalties and Interest Accrued, Total	$ 0	$ 0	$ 0
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%

Employee Benefit Plans (Details

Employee Benefit Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Employee Contribution Plan Description	First Defiance matches 100% of the participants contributions up to 3% of compensation and then 50% of the participants contributions for the next 2% of compensation.
Employee Benefits Plans Contribution	$ 892,000	$ 919,000	$ 868,000
Liability for Future Policy Benefits, Period Expense (Income)	78,000	167,000	(35,000)
Liability for Future Policy Benefits, Total	$ 970,000	$ 892,000	$ 724,000
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Discount Rate	4.25%

Stock Compensation Plans (Detai

Stock Compensation Plans (Details)	12 Months Ended
	Dec. 31, 2015
Expected average risk-free rate	2.04%
Expected average life	10 years
Expected volatility	42.00%
Expected dividend yield	2.10%

Stock Compensation Plans (De122

Stock Compensation Plans (Details 1) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)$ / sharesshares
Options outstanding, January 1, 2015 | shares	173,720
Options Outstanding, Forfeited or cancelled | shares	(5,100)
Options Outstanding, Exercised | shares	(88,650)
Options Outstanding, Granted | shares	6,250
Options outstanding, December 31, 2015 | shares	86,220
Options Outstanding, Vested or expected to vest at December 31, 2015 | shares	86,220
Options Outstanding, Exercisable at December 31, 2015 | shares	71,570
Weighted Average Exercise Price, Outstanding, January 1, 2015 | $ / shares	$ 20.8
Weighted Average Exercise Price, Forfeited or cancelled | $ / shares	25.36
Weighted Average Exercise Price, Exercised | $ / shares	21.91
Weighted Average Exercise Price, Granted | $ / shares	32.94
Weighted Average Exercise Price, Outstanding, December 31, 2015 | $ / shares	20.27
Weighted Average Exercise Price, Vested or expected to vest at December 31, 2015 | $ / shares	20.27
Weighted Average Exercise Price, Exercisable at December 31, 2015 | $ / shares	$ 18.37
Weighted Average Remaining Contractual Term (in years), Outstanding, December 31, 2015	3 years 4 months 28 days
Weighted Average Remaining Contractual Term (in years), Vested or expected to vest at December 31, 2015	3 years 4 months 28 days
Weighted Average Remaining Contractual Term (in years), Exercisable at December 31, 2015	2 years 4 months 10 days
Aggregate Intrinsic Value, Outstanding, December 31, 2015 | $	$ 1,510
Aggregate Intrinsic Value, Vested or expected to vest at December 31, 2015 | $	1,510
Aggregate Intrinsic Value, Exercisable at December 31, 2015 | $	$ 1,389

Stock Compensation Plans (De123

Stock Compensation Plans (Details 2) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Intrinsic value of options exercised	$ 1,069	$ 542	$ 310
Cash received from option exercises	1,469	963	350
Tax benefit realized from option exercises	$ 160	$ 103	$ 54
Weighted average fair value of options granted	$ 13.13	$ 10.79	$ 0

Stock Compensation Plans (De124

Stock Compensation Plans (Details 3)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Restricted Stock Units (RSUs) [Member]
Shares, Unvested at January 1, 2015 | shares	91,812
Shares, Granted | shares	24,757
Shares, Vested | shares	(12,846)
Shares, Forfeited | shares	(29,178)
Shares, Unvested at December 31, 2015 | shares	74,545
Weighted-Average Grant Date Fair Value, Unvested at January 1, 2015 | $ / shares	$ 21
Weighted-Average Grant Date Fair Value, Granted | $ / shares	32.3
Weighted-Average Grant Date Fair Value, Vested | $ / shares	17.2
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	19.48
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2015 | $ / shares	$ 25.86
Stock Grants [Member]
Shares, Unvested at January 1, 2015 | shares	5,767
Shares, Granted | shares	18,006
Shares, Vested | shares	(12,846)
Shares, Forfeited | shares	0
Shares, Unvested at December 31, 2015 | shares	10,927
Weighted-Average Grant Date Fair Value, Unvested at January 1, 2015 | $ / shares	$ 25.97
Weighted-Average Grant Date Fair Value, Granted | $ / shares	22.75
Weighted-Average Grant Date Fair Value, Vested | $ / shares	17.2
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	0
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2015 | $ / shares	$ 30.98

Stock Compensation Plans (De125

Stock Compensation Plans (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Jun. 30, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number			86,220	173,720
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Stock Options			$ 137,000
Employee Service Share Based Compensation Nonvested Awards, Total Compensation Cost Not Yet Recognized, Period For Recognition (in years)			3 years 7 months 6 days
Allocated Share-based Compensation Expense			$ 1,100,000	$ 541,000	$ 1,000,000
Compensation Expense, Maximum			2,700,000
Estimated Compensation Expense, Excepted			1,900,000
Unrecognized Compensation Expense			$ 571,000
Restricted Stock Units (Rsus) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	5,621	6,425
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			74,545
Director [Member] | Restricted Stock Units (Rsus) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			1 year
Employee [Member] | Restricted Stock Units (Rsus) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			3,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years
Directors and Employee [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			5,160
Directors and Employee [Member] | Restricted Stock Units (Rsus) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			2,160
Short-term Equity Incentive Plan 2013 [Member]
Option Subscription, Description			The final amount of awards earned under the 2013 STIP was paid out in cash in the first quarter of 2014.
Short-term Equity Incentive Plan 2013 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			45.00%
Short-term Equity Incentive Plan 2013 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			25.00%
Equity Plan 2010 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			350,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number			86,220
Stock Option Period, Description			All options expire ten years from the date of grant. Vested options of retirees expire on the earlier of the scheduled expiration date or three months after the retirement date.
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant			186,079	193,067
Long Term Equity Incentive Plan 2013 [Member]
Option Subscription, Description			The amount of benefit under the 2013 LTIP will be determined individually at the 12 month period ending December 31, 2013, the 24 month period ending December 31, 2014 and the 36 month period ending December 31, 2015. The awards’ vesting will be as follows: 16.7% of the target award after the end of the performance period ending December 31, 2013; 27.8% of the target award at the end of the performance period ending December 31, 2014; and 55.5% of the target award at the end of the performance period ending December 31, 2015. The RSUs shall vest between 0% and 100% of the applicable portion of the target award based on the portion of the performance targets that are achieved. RSUs settle in common shares in the first quarter following the close of the applicable performance period. The participants are required to be employed on the day of payout in order to receive the payment.
Long Term Equity Incentive Plan 2013 [Member] | Restricted Stock Units (Rsus) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross					86,065
Long Term Equity Incentive Plan 2013 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			45.00%
Long Term Equity Incentive Plan 2013 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			25.00%
Short-term and Long-term Equity Incentive Plan 2011 [Member]
Allocated Share-based Compensation Expense			$ 556,000	$ 739,000
Stock Option Grant, 2009 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Vested Percentage, Year			20.00%
Stock Option Grant, 2011 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Vested Percentage, Year			40.00%
Stock Option Grant, Annual [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Vested Percentage, Year			20.00%
Short Term Equity Incentive Plan 2014 [Member]
Option Subscription, Description			The final amount of benefits under the 2014 STIP were determined as of December31, 2014 and was paid out in cash in the first quarter of 2015.
Short Term Equity Incentive Plan 2014 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			45.00%
Short Term Equity Incentive Plan 2014 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			30.00%
Long Term Equity Incentive Plan 2014 [Member]
Option Subscription, Description			The amount of benefit under the 2014 LTIP will be determined individually at the end of the 36 month performance period ending December31, 2016. The awards will vest 100% of the target award at the end of the performance period ending December 31, 2016. The benefits earned under the 2014 LTIP will be paid out in common sharesin the first quarter of 2017. The participants are required to be employed on the day of payout in order to receive such payment.
Long Term Equity Incentive Plan 2014 [Member] | Restricted Stock Units (Rsus) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross				30,538
Long Term Equity Incentive Plan 2014 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			45.00%
Long Term Equity Incentive Plan 2014 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			20.00%
Long Term Equity Incentive Plan 2015 [Member]
Option Subscription, Description			The amount of benefit under the 2015 LTIP will be determined individually at the end of the 36 month performance period ending December31, 2017. The awards will vest at the end of the performance period ending December 31, 2017. The benefits earned under the 2015 LTIP will be paid out in common shares in the first quarter of 2018. The participants are required to be employed on the day of payout in order to receive such payment.
Long Term Equity Incentive Plan 2015 [Member] | Restricted Stock Units (Rsus) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			24,757
Long Term Equity Incentive Plan 2015 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			45.00%
Long Term Equity Incentive Plan 2015 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			20.00%
Short Term Equity Incentive Plan 2015 [Member]
Option Subscription, Description			The final amount of benefits under the 2015 STIP was determined as of December31, 2015 and will be paid out in cash in the first quarter of 2016.
Short Term Equity Incentive Plan 2015 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			45.00%
Short Term Equity Incentive Plan 2015 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			30.00%

Parent Company Statements (Deta

Parent Company Statements (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and cash equivalents	$ 79,769	$ 112,936	$ 179,318	$ 136,832
Other assets	14,587	13,366
Total assets	2,297,676	2,178,952
Liabilities and stockholders' equity:
Stockholders’ equity	280,197	279,505	$ 272,147	$ 278,127
Total liabilities and stockholders’ equity	2,297,676	2,178,952
Parent Company [Member]
Assets
Cash and cash equivalents	12,919	9,067
Investment in banking subsidiary	287,436	291,485
Investment in non-bank subsidiaries	15,109	14,424
Other assets	1,191	1,174
Total assets	316,655	316,150
Liabilities and stockholders' equity:
Subordinated debentures	36,083	36,083
Accrued liabilities	375	562
Stockholders’ equity	280,197	279,505
Total liabilities and stockholders’ equity	$ 316,655	$ 316,150

Parent Company Statements (D127

Parent Company Statements (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Condensed Income Statements, Captions [Line Items]
Interest expense	$ (1,809)	$ (1,733)	$ (1,672)	$ (1,567)	$ (1,613)	$ (1,623)	$ (1,645)	$ (1,678)	$ (6,781)	$ (6,559)	$ (7,170)
Noninterest expense	(17,348)	(16,848)	(16,796)	(16,897)	(16,969)	(16,771)	(16,357)	(16,661)	(67,889)	(66,758)	(65,052)
Income before income taxes and equity in earnings of subsidiaries	9,307	9,694	9,378	9,454	8,312	9,842	7,943	7,358	37,833	33,455	31,513
Net income	$ 6,563	$ 6,696	$ 6,563	$ 6,601	$ 6,355	$ 7,069	$ 5,689	$ 5,179	26,423	24,292	22,235
Comprehensive income									25,931	27,861	18,506
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Dividends from subsidiaries									30,900	22,200	4,500
Interest on investments									1	0	18
Interest expense									(613)	(587)	(601)
Other income									1	2	1
Noninterest expense									(588)	(861)	(853)
Income before income taxes and equity in earnings of subsidiaries									29,701	20,754	3,065
Income tax credit									(397)	(485)	(415)
Income before equity in earnings of subsidiaries									30,098	21,239	3,480
(Distributions in excess of) undistributed equity in earnings of subsidiaries									(3,675)	3,053	18,755
Net income									26,423	24,292	22,235
Comprehensive income									$ 25,931	$ 27,861	$ 18,506

Parent Company Statements (D128

Parent Company Statements (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating activities:
Net income	$ 6,563	$ 6,696	$ 6,563	$ 6,601	$ 6,355	$ 7,069	$ 5,689	$ 5,179	$ 26,423	$ 24,292	$ 22,235
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Net cash provided by (used in) operating activities									30,652	30,065	39,363
Investing activities:
Sale of available-for-sale securities									3,407	2,108	2,899
Net cash provided by investing activities									(154,254)	(103,662)	(69,872)
Financing activities:
Repurchase of common stock									(8,436)	(15,519)	(1,821)
Stock Options Exercised									1,469	921	350
Treasury stock sales									64	76	64
Net cash used in financing activities									90,435	7,215	72,995
Net increase (decrease) in cash and cash equivalents									(33,167)	(66,382)	42,486
Parent Company [Member]
Operating activities:
Net income									26,423	24,292	22,235
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Distribution in excess of (undistributed equity in) earnings of subsidiaries									3,675	(3,053)	(18,755)
Change in other assets and liabilities									(205)	59	176
Net cash provided by (used in) operating activities									29,893	21,298	3,656
Investing activities:
Sale of available-for-sale securities									0	0	1,002
Net cash provided by investing activities									0	0	1,002
Financing activities:
Repurchase of common stock									(8,436)	(15,519)	(1,821)
Cash dividends paid									(7,159)	(5,937)	(3,907)
Stock Options Exercised									1,469	921	350
Treasury stock sales									64	76	64
Purchase stock warrants									(11,979)	0	0
Net cash used in financing activities									(26,041)	(20,459)	(5,314)
Net increase (decrease) in cash and cash equivalents									3,852	839	(656)
Cash and cash equivalents at beginning of year				$ 9,067				$ 8,228	9,067	8,228	8,884
Cash and cash equivalents at end of year	$ 12,919				$ 9,067				$ 12,919	$ 9,067	$ 8,228

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available for sale securities:
Available for sale securities, Total Fair Value	$ 236,435	$ 239,321
Obligations of U.S. Government corporations and agencies [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	2,994	980
Obligations of U.S. Government corporations and agencies [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Obligations of U.S. Government corporations and agencies [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	2,994	980
Obligations of U.S. Government corporations and agencies [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Mortgage-backed - residential [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	64,654	59,856
Mortgage-backed - residential [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Mortgage-backed - residential [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	64,654	59,856
Mortgage-backed - residential [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
REMIC [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	1,620
REMIC [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0
REMIC [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	1,620
REMIC [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0
Collateralized mortgage obligations [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	71,799	81,121
Collateralized mortgage obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Collateralized mortgage obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	71,799	1,839
Collateralized mortgage obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Trust Preferred Stock [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		81,121
Trust Preferred Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		0
Trust Preferred Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		81,121
Trust Preferred Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		0
Preferred Stock [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	1	1
Preferred Stock [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	1	1
Preferred Stock [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Preferred Stock [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Corporate bonds [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	4,977	6,992
Corporate bonds [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	1,989
Corporate bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	4,977	5,003
Corporate bonds [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Obligations of state and political subdivisions [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	90,390	88,532
Obligations of state and political subdivisions [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Obligations of state and political subdivisions [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	90,390	88,532
Obligations of state and political subdivisions [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0
Mortgage Banking Derivative Asset [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	558	351
Mortgage Banking Derivative Asset [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	0	0
Mortgage Banking Derivative Asset [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	558	351
Mortgage Banking Derivative Asset [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value	$ 0	0
Mortgage Banking Derivative Liability [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		24
Mortgage Banking Derivative Liability [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		0
Mortgage Banking Derivative Liability [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		24
Mortgage Banking Derivative Liability [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Available for sale securities, Total Fair Value		$ 0

Fair Value (Details 1)

Fair Value (Details 1) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning balance	$ 0	$ 582
Total gains or losses (realized/unrealized)
Included in earnings (realized)	0	(329)
Included in other comprehensive income (presented gross of taxes)	0	993
Amortization	0	0
Sales	0	(1,246)
Transfers in and/or out of Level 3	0	0
Ending balance	$ 0	$ 0

Fair Value (Details 2)

Fair Value (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Interest income on securities	$ 0	$ 24	$ 83
Other changes in fair value	0	(24)	(420)
Total	$ 0	$ 0	$ (337)

Fair Value (Details 3)

Fair Value (Details 3) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Impaired loans
Total impaired loans	$ 5,146	$ 7,791
Mortgage servicing rights	872	1,034
Real estate held for sale
Total real estate held for sale	280	739
One To Four Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	398	419
Multi Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	91	269
Commercial Real Estate [Member]
Impaired loans
Total impaired loans	4,575	6,665
Real estate held for sale
Total real estate held for sale	280	739
Home Equity and Improvement [Member]
Impaired loans
Total impaired loans	82	98
Residential Mortgage [Member]
Real estate held for sale
Total real estate held for sale	0	0
Commercial Loan [Member]
Impaired loans
Total impaired loans	0	340
Fair Value, Inputs, Level 1 [Member]
Impaired loans
Total impaired loans	0	0
Mortgage servicing rights	0	0
Real estate held for sale
Total real estate held for sale	0	0
Fair Value, Inputs, Level 1 [Member] | One To Four Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Multi Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Commercial Real Estate [Member]
Impaired loans
Total impaired loans	0	0
Real estate held for sale
Total real estate held for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Home Equity and Improvement [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Residential Mortgage [Member]
Real estate held for sale
Total real estate held for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Commercial Loan [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans
Total impaired loans	0	0
Mortgage servicing rights	872	1,034
Real estate held for sale
Total real estate held for sale	0	0
Fair Value, Inputs, Level 2 [Member] | One To Four Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Multi Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Commercial Real Estate [Member]
Impaired loans
Total impaired loans	0	0
Real estate held for sale
Total real estate held for sale	0	0
Fair Value, Inputs, Level 2 [Member] | Home Equity and Improvement [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage [Member]
Real estate held for sale
Total real estate held for sale	0	0
Fair Value, Inputs, Level 2 [Member] | Commercial Loan [Member]
Impaired loans
Total impaired loans	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans
Total impaired loans	5,146	7,791
Mortgage servicing rights	0	0
Real estate held for sale
Total real estate held for sale	280	739
Fair Value, Inputs, Level 3 [Member] | One To Four Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	398	419
Fair Value, Inputs, Level 3 [Member] | Multi Family Residential Real Estate [Member]
Impaired loans
Total impaired loans	91	269
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate [Member]
Impaired loans
Total impaired loans	4,575	6,665
Real estate held for sale
Total real estate held for sale	280	739
Fair Value, Inputs, Level 3 [Member] | Home Equity and Improvement [Member]
Impaired loans
Total impaired loans	82	98
Fair Value, Inputs, Level 3 [Member] | Residential Mortgage [Member]
Real estate held for sale
Total real estate held for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Commercial Loan [Member]
Impaired loans
Total impaired loans	$ 0	$ 340

Fair Value (Details 4)

Fair Value (Details 4) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Impaired Loans- Applies to all loan classes, Fair Value	$ 5,146	$ 7,791
Real estate held for sale - Applies to all classes, Fair Value	280	739
Range of Input 30% [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Real estate held for sale - Applies to all classes, Fair Value	$ 280
Valuation Technique, Fair Value	Appraisals which utilize sales comparison, net income and cost approach
Unobservable Inputs, Fair Value	Discounts for changes in market conditions
Fair Value, Range of Input, Maximum	30.00%
Fair Value Measurement Weighted Average Range	30.00%
Range of Input 10-30% [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Impaired Loans- Applies to all loan classes, Fair Value	$ 5,146	$ 7,791
Valuation Technique, Fair Value	Appraisals which utilize sales comparison, net income and cost approach	Appraisals which utilize sales comparison, net income and cost approach
Unobservable Inputs, Fair Value	Discounts for collection issues and changes in market conditions	Discounts for collection issues and changes in market conditions
Fair Value, Range of Input, Minimum	10.00%	10.00%
Fair Value, Range of Input, Maximum	30.00%	30.00%
Fair Value Measurement Weighted Average Range	11.00%	11.00%
Range of Input 20-40% [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Real estate held for sale - Applies to all classes, Fair Value		$ 739
Valuation Technique, Fair Value		Appraisals which utilize sales comparison, net income and cost approach
Unobservable Inputs, Fair Value		Discounts for changes in market conditions
Fair Value, Range of Input, Minimum		20.00%
Fair Value, Range of Input, Maximum		40.00%
Fair Value Measurement Weighted Average Range		28.00%

Fair Value (Details 5)

Fair Value (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financial Assets, Carrying Value:
Cash and cash equivalents, Carrying Value	$ 79,769	$ 112,936	$ 179,318	$ 136,832
Investment securities, Carrying Value	236,678	239,634
Federal Home Loan Bank Stock, Carrying Value	13,801	13,802
Loans, net, including loans held for sale, Carrying Value	1,782,358	1,626,555
Accrued interest receivable, Carrying Value	6,171	6,037
Financial Liabilities, Carrying Value:
Deposits, Carrying Value	1,836,137	1,760,813
Advances from Federal Home Loan Bank, Carrying Value	59,902	21,544
Securities sold under repurchase agreements, Carrying Value	57,188	54,759
Subordinated debentures, Carrying Value	36,083	36,083
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	79,769	112,936
Investment securities, Fair Value	236,680	239,629
Loans, net, including loans held for sale, Fair Value	1,784,998	1,632,507
Accrued interest receivable, Fair Value	6,171	6,037
Financial Liabilities, Fair Value:
Deposits, Fair Value	1,840,464	1,762,733
Advances from Federal Home Loan Bank, Fair Value	59,653	21,772
Securities sold under repurchase agreements, Fair Value	57,188	54,759
Subordinated debentures, Fair Value	35,305	35,307
Fair Value, Inputs, Level 1 [Member]
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	79,769	112,936
Investment securities, Fair Value	1	1,990
Loans, net, including loans held for sale, Fair Value	0	0
Accrued interest receivable, Fair Value	7	3
Financial Liabilities, Fair Value:
Deposits, Fair Value	420,691	379,552
Advances from Federal Home Loan Bank, Fair Value	0	0
Securities sold under repurchase agreements, Fair Value	0	0
Subordinated debentures, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	0	0
Investment securities, Fair Value	236,679	237,639
Loans, net, including loans held for sale, Fair Value	5,899	4,741
Accrued interest receivable, Fair Value	846	846
Financial Liabilities, Fair Value:
Deposits, Fair Value	1,419,773	1,383,181
Advances from Federal Home Loan Bank, Fair Value	59,653	21,772
Securities sold under repurchase agreements, Fair Value	57,188	54,759
Subordinated debentures, Fair Value	0	0
Fair Value, Inputs, Level 3 [Member]
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	0	0
Investment securities, Fair Value	0	0
Loans, net, including loans held for sale, Fair Value	1,779,099	1,627,766
Accrued interest receivable, Fair Value	5,318	5,188
Financial Liabilities, Fair Value:
Deposits, Fair Value	0	0
Advances from Federal Home Loan Bank, Fair Value	0	0
Securities sold under repurchase agreements, Fair Value	0	0
Subordinated debentures, Fair Value	$ 35,305	$ 35,307

Fair Value (Details Textual)

Fair Value (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 5,146,000	$ 7,791,000
Impaired Financing Receivables, Provisional Expenses	580,000	3,000,000	$ 3,200,000
Mortgage Servicing Rights at Fair Value	872,000	1,034,000
Valuation Allowance of Mortgage Servicing Rights	645,000	911,000
Proceeds from Collection of Loans Receivable	266,000	116,000	1,300,000
Real Estate Held-for-sale, Increase (Decrease) in Fair Value	297,000	251,000	$ 740,000
Impaired Financing Receivable, Related Allowance	$ 437,000	1,273,000
Minimum [Member] | Real Estate held for sale [Member]
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]
Fair Value Inputs, Discount Rate	0.00%
Maximum [Member] | Real Estate held for sale [Member]
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]
Fair Value Inputs, Discount Rate	20.00%
Collateral dependent loans [Member]
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 5,100,000	7,800,000
Impaired Financing Receivable, Related Allowance	$ 8,000,000	$ 19,000,000

Derivative Financial Instrum136

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Derivatives not designated as hedging instruments
Mortgage Banking Derivatives Assets, Carrying Value	$ 558	$ 351
Mortgage Banking Derivatives Liabilities, Carrying Value	0	24
Mortgage Banking Derivatives, Net Carrying Value	$ 558	$ 327

Derivative Financial Instrum137

Derivative Financial Instruments (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Derivatives not designated as hedging instruments
Mortgage Banking Derivatives - Gain (Loss)	$ 231	$ 27	$ (526)

Derivative Financial Instrum138

Derivative Financial Instruments (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2015
Derivative Instruments, Gain (Loss) [Line Items]
Interest Rate Derivative Instruments Not Designated as Hedging Instruments at Fair Value, Net	$ 7,400,000		$ 14,900,000
Notional Amount of Interest Rate Derivative Instruments Not Designated as Hedging Instruments	11,600,000		$ 19,900,000
Gain (Loss) on Interest Rate Fair Value Hedge Ineffectiveness	$ 5,000	$ 34,000

Quarterly Consolidated Resul139

Quarterly Consolidated Results of Operations (Unaudited) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest income	$ 20,776	$ 20,266	$ 20,037	$ 19,757	$ 19,714	$ 19,286	$ 18,774	$ 18,474	$ 80,836	$ 76,248	$ 74,781
Interest expense	1,809	1,733	1,672	1,567	1,613	1,623	1,645	1,678	6,781	6,559	7,170
Net interest income	18,967	18,533	18,365	18,190	18,101	17,663	17,129	16,796	74,055	69,689	67,611
Provision for loan losses	43	(27)	0	120	162	406	446	103	136	1,117	1,824
Net interest income after provision for loan losses	18,924	18,560	18,365	18,070	17,939	17,257	16,683	16,693	73,919	68,572	65,787
Gain on sale, call or write-down of securities	22	0	0	0	1	460	471	0	22	932	97
Noninterest income	7,709	7,982	7,809	8,281	7,341	8,896	7,146	7,326	31,803	31,641	30,778
Noninterest expense	17,348	16,848	16,796	16,897	16,969	16,771	16,357	16,661	67,889	66,758	65,052
Income before income taxes	9,307	9,694	9,378	9,454	8,312	9,842	7,943	7,358	37,833	33,455	31,513
Income taxes	2,744	2,998	2,815	2,853	1,957	2,773	2,254	2,179	11,410	9,163	9,278
Net income	$ 6,563	$ 6,696	$ 6,563	$ 6,601	$ 6,355	$ 7,069	$ 5,689	$ 5,179	$ 26,423	$ 24,292	$ 22,235
Earnings per common share:
Basic	$ 0.72	$ 0.72	$ 0.71	$ 0.71	$ 0.68	$ 0.75	$ 0.59	$ 0.53	$ 2.87	$ 2.55	$ 2.28
Diluted	$ 0.71	$ 0.72	$ 0.70	$ 0.69	$ 0.65	$ 0.71	$ 0.57	$ 0.51	$ 2.82	$ 2.44	$ 2.19
Average shares outstanding:
Basic	9,146	9,238	9,268	9,234	9,316	9,445	9,607	9,681	9,221	9,511	9,764
Diluted	9,235	9,322	9,349	9,611	9,801	9,903	10,066	10,108	162	464	407

Other Comprehensive Income (140

Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Securities available for sale and transferred securities: Before Tax Amount
Change in net unrealized gain/(loss) during the period	$ (985)	$ 6,763	$ (6,309)
Reclassification adjustment for net gains included in net income	(22)	(932)	(97)
Defined benefit postretirement medical plan:
Net gain on defined benefit postretirement medical plan realized during the period, Before Tax Amount	204	(377)
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits), Before Tax Amount	47	35
Total other comprehensive income	(756)	5,610
Securities available for sale and transferred securities: Tax Expense (Benefit)
Change in net unrealized gain/(loss) during the period	(345)	2,320
Reclassification adjustment for net gains included in net income	(7)	(280)
Defined benefit postretirement medical plan:
Net gain on defined benefit postretirement medical plan realized during the period, Tax Expense (Benefit)	72	(132)
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits), Tax Expense (Benefit)	16	12
Total other comprehensive income	(264)	2,041
Securities available for sale and transferred securities: Net of Tax Amount
Change in net unrealized gain/(loss) during the period	(640)	4,443
Reclassification adjustment for net gains included in net income	(15)	(652)
Defined benefit postretirement medical plan:
Net gain on defined benefit postretirement medical plan realized during the period, Net Of Tax Amount	132	(245)
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits), Net of Tax Amount	31	23
Total other comprehensive income	$ (492)	$ 3,569	$ (3,729)

Other Comprehensive Income (141

Other Comprehensive Income (Loss) (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Securities Available For Sale, Beginning balance	$ 4,697	$ 906
Securities Available For Sale, Other comprehensive income (loss) before reclassifications	(640)	4,443
Securities Available For Sale, Amounts reclassified from accumulated other comprehensive income (loss)	(15)	(652)
Securities Available For Sale, Net other comprehensive income (loss) during period	(655)	3,791
Securities Available For Sale, Ending balance	4,042	4,697
Post-retirement Benefit, Beginning balance	(583)	(361)
Post-retirement Benefit, Other comprehensive income (loss) before reclassifications	132	(245)
Post-retirement Benefit, Amounts reclassified from accumulated other comprehensive income (loss)	31	23
Post-retirement Benefit, Net other comprehensive income (loss) during period	163	(222)
Post-retirement Benefit, Ending balance	(420)	(583)
Accumulated Other Comprehensive Income, Beginning balance	4,114	545
Accumulated Other Comprehensive Income, Other comprehensive income (loss) before reclassifications	(508)	4,198
Accumulated Other Comprehensive Income, Amounts reclassified from accumulated other comprehensive income (loss)	16	(629)
Accumulated Other Comprehensive Income, Net other comprehensive income (loss) during period	(492)	3,569
Accumulated Other Comprehensive Income, Ending balance	$ 3,622	$ 4,114