Premier Financial (PFC) 10-K/A2020 FY Annual report (amended)

Filed: 28 Sep 21, 4:46pm

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Readability	H.S. freshman Bad

New words: accomplish, accuracy, achievement, ACL, add, addressing, Administration, administrative, advisory, agent, agriculture, alter, Altman, American, Analytically, analyze, analyzed, anytime, AOCI, assistance, ASU, attached, attention, attestation, Attorney, attributable, auditor, August, bankruptcy, Basel, began, Bettinger, Bloomberg, breakout, broader, broker, brokerage, buffer, burden, buyback, cardholder, carryover, category, CECL, CEO, certificate, Certification, certified, challenging, characteristic, choose, clarification, commencement, commonly, comparison, compensatory, complex, component, compound, concession, concurrent, construct, construction, contingent, conventional, conversion, correctly, Council, create, creating, critical, daily, DCF, de, debit, decline, declined, depict, deployment, derecognized, desire, difficulty, disaggregated, dissolved, distinct, doubtful, driver, duration, ease, economy, effort, employed, enhance, entitled, environmental, error, escrow, event, exempt, exit, expedient, explanatory, expressed, extensive, fall, feasible, fiduciary, figure, final, Footnote, forecast, formatted, formula, fractional, fraud, frozen, gain, Gary, gave, global, growth, guarantor, hereto, higher, history, holder, Horizon, HSB, immaterial, implement, Implementation, implementing, implied, improbable, Indenture, infrequently, Inline, insignificant, installment, interagency, Interchange, introducing, jeopardize, Jude, law, left, lessee, lessor, licensed, linked, Liuzzi, LLC, local, long, LTIP, lump, mandated, manner, marketplace, Marty, matter, merged, mezzanine, minimize, mirror, mix, monthly, Moody, multiple, national, necessarily, negative, negatively, network, Nohra, noncredit, nonforfeitable, noninterest, nonowner, nonrecurring, northern, notional, Nungester, obligor, occupied, ODFI, offsetting, opportunity, opposed, OREO, outcome, outlined, Page, pandemic, paragraph, partial, Paul, Paycheck, payout, PCAOB, PCD, PCI, permanent, PFC, phantom, physical, Piper, platform, policy, policyholder, political, Power, PPP, premier, presence, prevailing, principle, procedure, processing, product, profit, profitability, promulgated, protected, protection, quantity, questionable, ran, rarely, ratably, ratio, receipt, reciprocal, reclassification, reform, regular, remove, removing, Rent, requested, resolution, resolve, resolved, respond, responded, rest, Restated, Richard, riskier, Robison, ROU, round, RSU, run, safekeeping, salary, Sandler, satisfied, Schiraldi, served, shadow, short, SIA, Simplifying, simply, Simultaneously, speed, spread, standard, STIP, stranded, strategic, strategy, stream, subsidiary, substandard, substantively, sum, swap, Sylvania, Symbol, tainting, target, targeted, TDR, technological, tenure, Terri, thereunder, threshold, ticker, Title, tranche, transparency, treated, trustee, turn, UCFC, unamortized, uncertain, unclassified, Unconsolidated, uncorrected, undercapitalized, undisbursed, undistributed, undrawn, unemployment, unilaterally, unique, uniquely, unqualified, verified, version, vi, Vince, Virginia, volume, West, wire, withdraw, work, worked, working, world, worth, XBRL

Removed: bid, Horwath, knowledge, unchanged

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Exhibit 24.1

POWER OF ATTORNEY

Each director and officer of Premier Financial Corp. (the Corporation), whose signature appears below hereby appoints Gary M. Small, Paul Nungester, and Shannon M. Kuhl, or any of them, as his or her attorney-in-fact, to sign, in his or her name and behalf and in any and all capacities stated below, and to cause to be filed with the Securities and Exchange Commission, the Corporation’s Annual Report on Form 10-K (the Annual Report) for the fiscal year ended December 31, 2020, and likewise to sign and file any amendments, including post-effective amendments, to the Annual Report, granting unto each said attorney-in-fact full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with the execution and filing of the Annual Report and any amendment to the Annual Report, with full power of substitution and revocation, and hereby ratifying all that such attorney-in-fact or his or her substitute may do by virtue hereof.

IN WITNESS WHEREOF, the undersigned have executed this Power of Attorney, in counterparts if necessary, effective as of September 21, 2021.

Signature		Title

/s/ Gary M. Small		Chief Executive Officer, President and Director
Gary M. Small

/s/ Paul Nungester		Executive Vice President and Chief
Paul Nungester		Financial Officer (principal accounting officer)

/s/ Donald P. Hileman		Executive Chairman and Director
Donald P. Hileman

/s/ Richard J. Schiraldi		Vice Chairman and Director
Richard J. Schiraldi

/s/ Marty E. Adams		Director
Marty E. Adams

/s/ Zahid Afzal		Director
Zahid Afzal

/s/ Louis M. Altman		Director
Louis M. Altman

/s/ Terri A. Bettinger		Director
Terri A. Bettinger

/s/ John L. Bookmyer		Director
John L. Bookmyer

/s/ Lee Burdman		Director
Lee Burdman

/s/ Jean A. Hubbard		Director
Jean A. Hubbard

/s/ Charles D. Niehaus		Director
Charles D. Niehaus

/s/ Mark A. Robison		Director
Mark A. Robison

/s/ Samuel S. Strausbaugh		Director
Samuel S. Strausbaugh

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