LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES | LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES Loans receivable at September 30, 2017 and December 31, 2016 are summarized as follows (dollars in thousands): September 30, 2017 December 31, 2016 Amount Percent of Total Amount Percent of Total Commercial real estate: Owner-occupied $ 1,369,130 17.6 % $ 1,352,999 18.1 % Investment properties 1,993,144 25.6 1,986,336 26.7 Multifamily real estate 311,706 4.0 248,150 3.3 Commercial construction 157,041 2.0 124,068 1.7 Multifamily construction 136,532 1.8 124,126 1.7 One- to four-family construction 399,361 5.1 375,704 5.0 Land and land development: Residential 158,384 2.0 170,004 2.3 Commercial 27,095 0.4 29,184 0.4 Commercial business 1,311,409 16.9 1,207,879 16.2 Agricultural business, including secured by farmland 339,932 4.4 369,156 5.0 One- to four-family residential 869,556 11.2 813,077 10.9 Consumer: Consumer secured by one- to four-family 535,300 6.9 493,211 6.6 Consumer—other 165,859 2.1 157,254 2.1 Total loans 7,774,449 100.0 % 7,451,148 100.0 % Less allowance for loan losses (89,100 ) (85,997 ) Net loans $ 7,685,349 $ 7,365,151 Loan amounts included unamortized costs of $389,000 as of September 30, 2017 and were net of unearned fees of $5.8 million as of December 31, 2016 . Net loans include net discounts on acquired loans of $23.4 million and $31.1 million as of September 30, 2017 and December 31, 2016 , respectively. Purchased credit-impaired loans and purchased non-credit-impaired loans. Purchased loans, including loans acquired in business combinations, are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan and lease losses is not recorded at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-impaired (PCI) or purchased non-credit-impaired. PCI loans reflect credit deterioration since origination such that it is probable at acquisition that the Company will be unable to collect all contractually required payments. The outstanding contractual unpaid principal balance of PCI loans, excluding acquisition accounting adjustments, was $34.9 million at September 30, 2017 and $48.4 million at December 31, 2016 . The carrying balance of PCI loans was $23.2 million at September 30, 2017 and $32.3 million at December 31, 2016 . The following table presents the changes in the accretable yield for PCI loans for the three and nine months ended September 30, 2017 and 2016 (in thousands): Three Months Ended Nine Months Ended 2017 2016 2017 2016 Balance, beginning of period $ 7,666 $ 11,035 $ 8,717 $ 10,375 Accretion to interest income (1,720 ) (1,811 ) (5,210 ) (6,349 ) Disposals — (899 ) (497 ) (1,018 ) Reclassifications from non-accretable difference 918 1,120 3,854 6,437 Balance, end of period $ 6,864 $ 9,445 $ 6,864 $ 9,445 As of September 30, 2017 and December 31, 2016 , the non-accretable difference between the contractually required payments and cash flows expected to be collected were $11.7 million and $15.7 million , respectively. Impaired Loans and the Allowance for Loan Losses. A loan is considered impaired when, based on current information and circumstances, the Company determines it is probable that it will be unable to collect all amounts due according to the contractual terms of the loan agreement, including scheduled interest payments. Factors involved in determining impairment include, but are not limited to, the financial condition of the borrower, the value of the underlying collateral and the current status of the economy. Impaired loans are comprised of loans on nonaccrual, troubled debt restructurings (TDRs) that are performing under their restructured terms, and loans that are 90 days or more past due, but are still on accrual. PCI loans are considered performing within the scope of the purchased credit-impaired accounting guidance and are not included in the impaired loan tables. The following tables provide information on impaired loans, excluding PCI loans, with and without allowance reserves at September 30, 2017 and December 31, 2016 . Recorded investment includes the unpaid principal balance or the carrying amount of loans less charge-offs and net deferred loan fees (in thousands): September 30, 2017 Unpaid Principal Balance Recorded Investment Related Allowance Without Allowance (1) With Allowance (2) Commercial real estate: Owner-occupied $ 8,250 $ 7,438 $ 200 $ 19 Investment properties 7,657 4,247 3,208 245 Land and land development: Residential 1,322 798 193 66 Commercial 1,538 928 — — Commercial business 7,945 7,195 573 52 Agricultural business/farmland 8,579 6,956 500 196 One- to four-family residential 8,858 2,878 5,904 184 Consumer: Consumer secured by one- to four-family 1,698 1,492 140 7 Consumer—other 147 71 77 4 $ 45,994 $ 32,003 $ 10,795 $ 773 December 31, 2016 Unpaid Principal Balance Recorded Investment Related Allowance Without Allowance (1) With Allowance (2) Commercial real estate: Owner-occupied $ 3,786 $ 3,373 $ 203 $ 20 Investment properties 9,916 5,565 4,304 408 Multifamily real estate 508 147 349 64 One- to four-family construction 1,180 — 1,180 156 Land and land development: Residential 3,012 750 1,106 219 Commercial 1,608 998 — — Commercial business 3,753 3,074 651 69 Agricultural business/farmland 6,438 6,354 — — One- to four-family residential 11,439 3,149 8,026 479 Consumer: Consumer secured by one- to four-family 1,904 1,721 144 1 Consumer—other 391 226 166 4 $ 43,935 $ 25,357 $ 16,129 $ 1,420 (1) Includes loans without an allowance reserve that have been individually evaluated for impairment and that evaluation concluded that no reserve was needed and $9.3 million and $10.0 million of homogenous and small balance loans as of September 30, 2017 and December 31, 2016 , respectively, that are collectively evaluated for impairment for which a general reserve has been established. (2) Loans with a specific allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals less costs to sell to establish realizable value. The following tables summarize our average recorded investment and interest income recognized on impaired loans by loan class for the three and nine months ended September 30, 2017 and 2016 (in thousands): Three Months Ended Three Months Ended Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial real estate: Owner-occupied $ 3,657 $ 3 $ 2,544 $ 3 Investment properties 8,849 37 19,046 74 Multifamily real estate 115 1 529 27 One- to four-family construction — — 1,176 3 Land and land development: Residential 1,095 6 1,964 20 Commercial 928 — 997 — Commercial business 8,128 6 4,283 16 Agricultural business/farmland 6,196 69 4,973 6 One- to four-family residential 8,899 73 11,973 131 Consumer: Consumer secured by one- to four-family 1,608 2 1,894 5 Consumer—other 140 1 512 3 $ 39,615 $ 198 $ 49,891 $ 288 Nine Months Ended Nine Months Ended Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial real estate: Owner-occupied $ 3,079 $ 7 $ 2,673 $ 9 Investment properties 8,393 124 19,775 224 Multifamily real estate 335 10 518 36 One- to four-family construction 524 27 1,151 56 Land and land development: Residential 1,574 42 1,971 63 Commercial 950 — 1,005 — Commercial business 5,838 63 4,470 28 Agricultural business/farmland 5,605 131 4,824 19 One- to four-family residential 9,602 240 12,193 358 Consumer: Consumer secured by one- to four-family 1,647 7 1,913 13 Consumer—other 194 5 572 10 $ 37,741 $ 656 $ 51,065 $ 816 Troubled Debt Restructurings. Some of the Company’s loans are reported as TDRs. Loans are reported as TDRs when the bank grants one or more concessions to a borrower experiencing financial difficulties that it would not otherwise consider. Examples of such concessions include forgiveness of principal or accrued interest, extending the maturity date(s) or providing a lower interest rate than would be normally available for a transaction of similar risk. Our TDRs have generally not involved forgiveness of amounts due, but almost always include a modification of multiple factors; the most common combination includes interest rate, payment amount and maturity date. As a result of these concessions, restructured loans are impaired as the Company will not collect all amounts due, both principal and interest, in accordance with the terms of the original loan agreement. Loans identified as TDRs are accounted for in accordance with the Company's impaired loan accounting policies. The following table presents TDRs by accrual and nonaccrual status at September 30, 2017 and December 31, 2016 (in thousands): September 30, 2017 December 31, 2016 Accrual Status Nonaccrual Status Total TDRs Accrual Nonaccrual Total Commercial real estate: Owner-occupied $ 200 $ 89 $ 289 $ 203 $ 96 $ 299 Investment properties 3,207 — 3,207 4,304 — 4,304 Multifamily real estate — — — 349 — 349 One- to four-family construction — — — 1,180 — 1,180 Land and land development: Residential 193 — 193 1,106 — 1,106 Commercial business 573 — 573 653 — 653 Agricultural business, including secured by farmland 3,172 29 3,201 3,125 79 3,204 One- to four-family residential 5,182 810 5,992 7,678 843 8,521 Consumer: Consumer secured by one- to four-family 140 1 141 143 6 149 Consumer—other 77 — 77 166 — 166 $ 12,744 $ 929 $ 13,673 $ 18,907 $ 1,024 $ 19,931 As of September 30, 2017 and December 31, 2016 , the Company had commitments to advance additional funds related to TDRs up to $59,000 and $127,000 , respectively. No new TDRs occurred during the nine months ended September 30, 2017 or 2016. There were no TDRs which incurred a payment default within twelve months of the restructure date during the three and nine -month periods ended September 30, 2017 and 2016 . A default on a TDR results in either a transfer to nonaccrual status or a partial charge-off, or both. Credit Quality Indicators : To appropriately and effectively manage the ongoing credit quality of the Company’s loan portfolio, management has implemented a risk-rating or loan grading system for its loans. The system is a tool to evaluate portfolio asset quality throughout each applicable loan’s life as an asset of the Company. Generally, loans and leases are risk rated on an aggregate borrower/relationship basis with individual loans sharing similar ratings. There are some instances when specific situations relating to individual loans will provide the basis for different risk ratings within the aggregate relationship. Loans are graded on a scale of 1 to 9. A description of the general characteristics of these categories is shown below: Overall Risk Rating Definitions : Risk-ratings contain both qualitative and quantitative measurements and take into account the financial strength of a borrower and the structure of the loan or lease. Consequently, the definitions are to be applied in the context of each lending transaction and judgment must also be used to determine the appropriate risk rating, as it is not unusual for a loan or lease to exhibit characteristics of more than one risk-rating category. Consideration for the final rating is centered in the borrower’s ability to repay, in a timely fashion, both principal and interest. There were no material changes in the risk-rating or loan grading system in the nine months ended September 30, 2017 . Risk Rating 1: Exceptional A credit supported by exceptional financial strength, stability, and liquidity. The risk rating of 1 is reserved for the Company’s top quality loans, generally reserved for investment grade credits underwritten to the standards of institutional credit providers. Risk Rating 2: Excellent A credit supported by excellent financial strength, stability and liquidity. The risk rating of 2 is reserved for very strong and highly stable customers with ready access to alternative financing sources. Risk Rating 3: Strong A credit supported by good overall financial strength and stability. Collateral margins are strong; cash flow is stable although susceptible to cyclical market changes. Risk Rating 4: Acceptable A credit supported by the borrower’s adequate financial strength and stability. Assets and cash flow are reasonably sound and provide for orderly debt reduction. Access to alternative financing sources will be more difficult to obtain. Risk Rating 5: Watch A credit with the characteristics of an acceptable credit which requires, however, more than the normal level of supervision and warrants formal quarterly management reporting. Credits in this category are not yet criticized or classified, but due to adverse events or aspects of underwriting require closer than normal supervision. Generally, credits should be watch credits in most cases for six months or less as the impact of stress factors are analyzed. Risk Rating 6: Special Mention A credit with potential weaknesses that deserves management’s close attention is risk rated a 6. If left uncorrected, these potential weaknesses will result in deterioration in the capacity to repay debt. A key distinction between Special Mention and Substandard is that in a Special Mention credit, there are identified weaknesses that pose potential risk(s) to the repayment sources, versus well defined weaknesses that pose risk(s) to the repayment sources. Assets in this category are expected to be in this category no more than 9 - 12 months as the potential weaknesses in the credit are resolved. Risk Rating 7: Substandard A credit with well defined weaknesses that jeopardize the ability to repay in full is risk rated a 7. These credits are inadequately protected by either the sound net worth and payment capacity of the borrower or the value of pledged collateral. These are credits with a distinct possibility of loss. Loans headed for foreclosure and/or legal action due to deterioration are rated 7 or worse. Risk Rating 8: Doubtful A credit with an extremely high probability of loss is risk rated 8. These credits have all the same critical weaknesses that are found in a substandard loan; however, the weaknesses are elevated to the point that based upon current information, collection or liquidation in full is improbable. While some loss on doubtful credits is expected, pending events may strengthen a credit making the amount and timing of any loss indeterminable. In these situations taking the loss is inappropriate until it is clear that the pending event has failed to strengthen the credit and improve the capacity to repay debt. Risk Rating 9: Loss A credit that is considered to be currently uncollectible or of such little value that it is no longer a viable Bank asset is risk rated 9. Losses should be taken in the accounting period in which the credit is determined to be uncollectible. Taking a loss does not mean that a credit has absolutely no recovery or salvage value but, rather, it is not practical or desirable to defer writing off the credit, even though partial recovery may occur in the future. The following tables present the Company’s portfolio of risk-rated loans and non-risk-rated loans by grade or other characteristics as of September 30, 2017 and December 31, 2016 (in thousands): September 30, 2017 By class: Pass (Risk Ratings 1-5) (1) Special Mention Substandard Doubtful Loss Total Loans Commercial real estate: Owner-occupied $ 1,339,550 $ 996 $ 28,584 $ — $ — $ 1,369,130 Investment properties 1,978,603 3,601 10,940 — — 1,993,144 Multifamily real estate 310,936 — 770 — — 311,706 Commercial construction 157,041 — — — — 157,041 Multifamily construction 136,532 — — — — 136,532 One- to four-family construction 397,135 — 2,226 — — 399,361 Land and land development: Residential 147,874 9,374 1,136 — — 158,384 Commercial 23,202 — 3,893 — — 27,095 Commercial business 1,241,338 19,068 51,003 — — 1,311,409 Agricultural business, including secured by farmland 317,808 3,390 18,734 — — 339,932 One- to four-family residential 864,053 674 4,829 — — 869,556 Consumer: Consumer secured by one- to four-family 532,907 — 2,393 — — 535,300 Consumer—other 165,444 17 398 — — 165,859 Total $ 7,612,423 $ 37,120 $ 124,906 $ — $ — $ 7,774,449 December 31, 2016 By class: Pass (Risk Ratings 1-5) (1) Special Mention Substandard Doubtful Loss Total Loans Commercial real estate: Owner-occupied $ 1,313,142 $ 14,394 $ 25,463 $ — $ — $ 1,352,999 Investment properties 1,948,822 23,846 13,668 — — 1,986,336 Multifamily real estate 247,258 — 892 — — 248,150 Commercial construction 124,068 — — — — 124,068 Multifamily construction 124,126 — — — — 124,126 One- to four-family construction 371,636 — 4,068 — — 375,704 Land and land development: Residential 167,764 — 2,240 — — 170,004 Commercial 25,090 — 4,094 — — 29,184 Commercial business 1,148,585 35,036 24,258 — — 1,207,879 Agricultural business, including secured by farmland 356,656 3,335 9,165 — — 369,156 One- to four-family residential 807,837 967 4,273 — — 813,077 Consumer: Consumer secured by one- to four-family 490,877 5 2,327 2 — 493,211 Consumer—other 156,547 108 594 5 — 157,254 Total $ 7,282,408 $ 77,691 $ 91,042 $ 7 $ — $ 7,451,148 (1) The Pass category includes some performing loans that are part of homogenous pools which are not individually risk-rated. This includes all consumer loans, all one - to four -family residential loans and, as of September 30, 2017 and December 31, 2016 , in the commercial business category, $296.0 million and $225.0 million , respectively, of credit-scored small business loans. As loans in these pools become non-performing, they are individually risk-rated. The following tables provide additional detail on the age analysis of the Company’s past due loans as of September 30, 2017 and December 31, 2016 (in thousands): September 30, 2017 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Purchased Credit-Impaired Current Total Loans Loans 90 Days or More Past Due and Accruing Non-accrual Commercial real estate: Owner-occupied $ 414 $ 3,156 $ 3,360 $ 6,930 $ 7,896 $ 1,354,304 $ 1,369,130 $ — $ 7,438 Investment properties — — 4,136 4,136 7,788 1,981,220 1,993,144 53 4,194 Multifamily real estate 1,101 — — 1,101 173 310,432 311,706 — — Commercial construction 223 — — 223 — 156,818 157,041 — — Multifamily construction — — — — — 136,532 136,532 — — One-to-four-family construction — — — — 794 398,567 399,361 — — Land and land development: Residential 819 — 798 1,617 — 156,767 158,384 — 798 Commercial — — 928 928 2,965 23,202 27,095 — 928 Commercial business 1,712 371 5,192 7,275 2,608 1,301,526 1,311,409 51 7,144 Agricultural business, including secured by farmland 1,051 — 2,330 3,381 683 335,868 339,932 — 4,285 One- to four-family residential 431 628 2,211 3,270 265 866,021 869,556 722 2,878 Consumer: Consumer secured by one- to four-family 1,537 220 788 2,545 5 532,750 535,300 76 1,416 Consumer—other 290 173 26 489 44 165,326 165,859 25 46 Total $ 7,578 $ 4,548 $ 19,769 $ 31,895 $ 23,221 $ 7,719,333 $ 7,774,449 $ 927 $ 29,127 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Purchased Credit-Impaired Current Total Loans Loans 90 Days or More Past Due and Accruing Non-accrual Commercial real estate: Owner-occupied $ 1,938 $ — $ 2,538 $ 4,476 $ 13,281 $ 1,335,242 $ 1,352,999 $ — $ 3,373 Investment properties 117 — 5,447 5,564 10,168 1,970,604 1,986,336 701 4,864 Multifamily real estate — — 147 147 139 247,864 248,150 147 — Commercial construction — — — — — 124,068 124,068 — — Multifamily construction — — — — — 124,126 124,126 — — One-to-four-family construction — — — — 862 374,842 375,704 — — Land and land development: Residential 48 — 750 798 — 169,206 170,004 — 750 Commercial — — 998 998 3,016 25,170 29,184 — 998 Commercial business 2,314 647 1,591 4,552 3,821 1,199,506 1,207,879 — 3,074 Agricultural business, including secured by farmland 360 1,244 2,768 4,372 684 364,100 369,156 — 3,229 One-to four-family residential 1,793 249 2,110 4,152 274 808,651 813,077 1,233 2,263 Consumer: Consumer secured by one- to four-family 932 160 986 2,078 18 491,115 493,211 61 1,660 Consumer—other 1,421 154 147 1,722 59 155,473 157,254 11 215 Total $ 8,923 $ 2,454 $ 17,482 $ 28,859 $ 32,322 $ 7,389,967 $ 7,451,148 $ 2,153 $ 20,426 The following tables provide additional information on the allowance for loan losses and loan balances individually and collectively evaluated for impairment at or for the three and nine months ended September 30, 2017 and 2016 (in thousands): For the Three Months Ended September 30, 2017 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 24,232 $ 1,562 $ 27,312 $ 19,126 $ 3,808 $ 2,010 $ 3,987 $ 6,549 $ 88,586 Provision for loan losses (236 ) 63 2,037 (555 ) 1,141 22 117 (589 ) 2,000 Recoveries 19 — 73 577 1 8 98 — 776 Charge-offs (584 ) — — (491 ) (1,001 ) — (186 ) — (2,262 ) Ending balance $ 23,431 $ 1,625 $ 29,422 $ 18,657 $ 3,949 $ 2,040 $ 4,016 $ 5,960 $ 89,100 For the Nine months ended September 30, 2017 Commercial Real Estate Multifamily Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 20,993 $ 1,360 $ 34,252 $ 16,533 $ 2,967 $ 2,238 $ 4,104 $ 3,550 $ 85,997 Provision for loan losses 2,716 254 (6,010 ) 4,489 2,113 (460 ) 488 2,410 6,000 Recoveries 353 11 1,180 921 133 262 293 — 3,153 Charge-offs (631 ) — — (3,286 ) (1,264 ) — (869 ) — (6,050 ) Ending balance $ 23,431 $ 1,625 $ 29,422 $ 18,657 $ 3,949 $ 2,040 $ 4,016 $ 5,960 $ 89,100 September 30, 2017 Commercial Real Estate Multifamily Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Unallocated Total Allowance for loan losses: Individually evaluated for impairment $ 263 $ — $ 67 $ 52 $ 196 $ 184 $ 11 $ — $ 773 Collectively evaluated for impairment 23,168 1,625 29,348 18,605 3,753 1,856 4,005 5,960 88,320 Purchased credit-impaired loans — — 7 — — — — — 7 Total allowance for loan losses $ 23,431 $ 1,625 $ 29,422 $ 18,657 $ 3,949 $ 2,040 $ 4,016 $ 5,960 $ 89,100 Loan balances: Individually evaluated for impairment $ 13,866 $ — $ 1,871 $ 5,899 $ 6,495 $ 5,182 $ 218 $ — $ 33,531 Collectively evaluated for impairment 3,332,724 311,533 872,783 1,302,902 332,754 864,109 700,892 — 7,717,697 Purchased credit-impaired loans 15,684 173 3,759 2,608 683 265 49 — 23,221 Total loans $ 3,362,274 $ 311,706 $ 878,413 $ 1,311,409 $ 339,932 $ 869,556 $ 701,159 $ — $ 7,774,449 For the Three Months Ended September 30, 2016 Commercial Real Estate Multifamily Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 20,149 $ 1,515 $ 31,861 $ 17,758 $ 2,891 $ 2,204 $ 3,743 $ 1,197 $ 81,318 Provision for loan losses (337 ) (79 ) 1,269 (1,351 ) 80 (404 ) 348 2,474 2,000 Recoveries 34 — 673 433 (138 ) 482 73 — 1,557 Charge-offs — — — (333 ) — (92 ) (230 ) — (655 ) Ending balance $ 19,846 $ 1,436 $ 33,803 $ 16,507 $ 2,833 $ 2,190 $ 3,934 $ 3,671 $ 84,220 For the Nine Months Ended September 30, 2016 Commercial Real Estate Multifamily Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 20,716 $ 4,195 $ 27,131 $ 13,856 $ 3,645 $ 4,732 $ 902 $ 2,831 $ 78,008 Provision for loan losses (788 ) (2,759 ) 5,404 1,519 (284 ) (3,468 ) 3,536 840 4,000 Recoveries 98 — 1,268 1,775 39 1,052 529 — 4,761 Charge-offs (180 ) — — (643 ) (567 ) (126 ) (1,033 ) — (2,549 ) Ending balance $ 19,846 $ 1,436 $ 33,803 $ 16,507 $ 2,833 $ 2,190 $ 3,934 $ 3,671 $ 84,220 September 30, 2016 Commercial Real Estate Multifamily Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Unallocated Total Allowance for loan losses: Individually evaluated for impairment $ 832 $ 65 $ 396 $ 54 $ — $ 456 $ 6 $ — $ 1,809 Collectively evaluated for impairment 19,014 1,371 33,374 16,453 2,833 1,734 3,928 3,671 82,378 Purchased credit-impaired loans — — 33 — — — — — 33 Total allowance for loan losses $ 19,846 $ 1,436 $ 33,803 $ 16,507 $ 2,833 $ 2,190 $ 3,934 $ 3,671 $ 84,220 Loan balances: Individually evaluated for impairment $ 16,630 $ 351 $ 4,137 $ 2,026 $ 2,758 $ 8,270 $ 315 $ — $ 34,487 Collectively evaluated for impairment 3,214,042 266,274 789,037 1,181,558 379,710 838,328 656,527 — 7,325,476 Purchased credit impaired loans 28,544 258 4,153 4,264 807 301 347 — 38,674 Total loans $ 3,259,216 $ 266,883 $ 797,327 $ 1,187,848 $ 383,275 $ 846,899 $ 657,189 $ — $ 7,398,637 |