Banner (BANR) 10-Q 3 Nov 22 2022 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information Document - shares	9 Months Ended
	Sep. 30, 2022	Oct. 31, 2022
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	000-26584
Entity Registrant Name	BANNER CORPORATION
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	91-1691604
Entity Address, Address Line One	10 South First Avenue
Entity Address, City or Town	Walla Walla
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	99362
City Area Code	509
Local Phone Number	527-3636
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	BANR
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		34,190,429
Amendment Flag	false
Entity Central Index Key	0000946673
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 273,052	$ 358,461
Interest bearing deposits	548,869	1,775,839
Total cash and cash equivalents	821,921	2,134,300
Securities—trading	28,383	26,981
Debt Securities, Available-for-sale	2,996,173	3,638,993
Securities—held-to-maturity, net of allowance for credit losses of $394 and $433, respectively, fair value $947,416 and $541,853, respectively	1,132,852	520,922
Total securities	4,157,408	4,186,896
Federal Home Loan Bank (FHLB) stock	10,000	12,000
Securities purchased under agreements to resell	300,000	300,000
Loans held for sale (includes $80,590 and $39,775, at fair value, respectively)	84,358	96,487
Loans receivable	9,827,096	9,084,763
Allowance for credit losses – loans	135,918	132,099
Net loans receivable	9,691,178	8,952,664
Accrued interest receivable	50,689	42,916
Real estate owned (REO), held for sale, net	340	852
Property and equipment, net	141,280	148,759
Goodwill	373,121	373,121
Other intangibles, net	10,655	14,855
Bank-owned life insurance (BOLI)	295,443	244,156
Deferred tax assets, net	178,550	71,138
Operating lease right-of-use assets	51,908	55,257
Other assets	193,958	171,471
Total assets	16,360,809	16,804,872
Deposits:
Non-interest-bearing	6,507,523	6,385,177
Interest-bearing transaction and savings accounts	7,004,799	7,103,125
Interest-bearing certificates	721,944	838,631
Total deposits	14,234,266	14,326,933
Advances from FHLB	0	50,000
Other borrowings	234,006	264,490
Subordinated notes, net	98,849	98,564
Junior subordinated debentures at fair value (issued in connection with Trust Preferred Securities)	73,841	119,815
Operating lease liabilities	58,031	59,756
Accrued expenses and other liabilities	209,226	148,303
Deferred compensation	43,931	46,684
Total liabilities	14,952,150	15,114,545
COMMITMENTS AND CONTINGENCIES (Note 12)
SHAREHOLDERS’ EQUITY
Preferred stock - $0.01 par value per share, 500,000 shares authorized; no shares outstanding at September 30, 2022 and December 31, 2021	0	0
Retained earnings	486,108	390,762
Carrying value of shares held in trust for stock-based compensation plans	(6,973)	(7,435)
Liability for common stock issued to stock related compensation plans	6,973	7,435
Accumulated other comprehensive (loss) income	(369,190)	184
Total shareholders’ equity	1,408,659	1,690,327
Total liabilities and shareholders’ equity	16,360,809	16,804,872
Voting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common stock and paid in capital	1,291,741	1,299,381
Nonvoting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common stock and paid in capital	$ 0	$ 0

CONSOLIDATED STATEMENTS OF FI_2

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Debt Securities, Available-for-sale, Amortized Cost	$ 3,433,541	$ 3,653,160
Allowance for Credit Losses	(394)	433
Securities—held-to-maturity, fair value	$ 947,416	$ 541,853
SHAREHOLDERS’ EQUITY
Preferred Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized	500,000	500,000
Preferred Stock, Shares Outstanding	0	0
Voting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	50,000,000	50,000,000
Common Stock, Shares, Issued	34,191,759	34,252,632
Common Stock, Shares, Outstanding	34,191,759	34,252,632
Nonvoting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	5,000,000	5,000,000
Common Stock, Shares, Issued	0	0
Common Stock, Shares, Outstanding	0	0
Loans [Member]
ASSETS
Loans Held-for-sale, Fair Value Disclosure	$ 80,590	$ 39,775
Loans [Member] | Recurring [Member]
ASSETS
Loans Held-for-sale, Fair Value Disclosure	$ 6,803	$ 39,775

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST INCOME:
Loans receivable	$ 116,610	$ 116,487	$ 321,466	$ 340,802
Mortgage-backed securities	17,558	11,695	48,486	32,503
Securities and cash equivalents	16,951	7,686	37,059	20,649
Total interest income	151,119	135,868	407,011	393,954
INTEREST EXPENSE:
Deposits	2,407	2,749	6,501	9,386
FHLB advances	0	655	291	2,244
Other borrowings	81	125	245	358
Interest Expense, Subordinated Notes and Debentures	2,188	2,193	5,866	6,605
Total interest expense	4,676	5,722	12,903	18,593
Net interest income	146,443	130,146	394,108	375,361
Provision for Loan, Lease, and Other Losses	6,087	(8,638)	3,660	(28,145)
Net interest income after provision (recapture) for credit losses	140,356	138,784	390,448	403,506
NON-INTEREST INCOME:
Deposit fees and other service charges	11,449	10,457	33,638	29,154
Mortgage banking operations	105	9,613	8,523	28,305
BOLI	1,804	1,245	5,674	3,797
Miscellaneous	1,689	2,185	5,423	8,173
Other operating income	15,047	23,500	53,258	69,429
Net gain on sale of securities	6	56	473	618
Net change in valuation of financial instruments carried at fair value	532	1,778	650	1,895
Gain on sale of branches, including related deposits	0	0	7,804	0
Total non-interest income	15,585	25,334	62,185	71,942
NON-INTEREST EXPENSE:
Salary and employee benefits	61,639	59,799	181,957	186,553
Less capitalized loan origination costs	(5,984)	(8,290)	(19,436)	(26,754)
Occupancy and equipment	12,008	13,153	38,512	38,965
Information and computer data services	6,803	6,110	19,451	17,915
Payment and card processing services	5,508	6,181	16,086	15,482
Professional and legal expenses	2,619	12,324	7,677	20,023
Advertising and marketing	1,326	1,521	2,609	3,965
Deposit insurance	1,946	1,469	4,910	4,243
State and municipal business and use taxes	1,223	1,219	3,389	3,367
Real estate operations, net	68	53	(132)	(71)
Amortization of core deposit intangibles	1,215	1,575	4,064	4,997
Loss on extinguishment of debt	0	0	793	0
Miscellaneous	6,663	6,977	18,402	18,642
Noninterest Operating Expense, Before COVID-19 and Acquisition Related Costs	95,034	102,091	278,282	287,327
COVID-19 Expenses	0	44	0	309
Merger and acquisition-related expenses	0	10	0	660
Total non-interest expense	95,034	102,145	278,282	288,296
Income before provision for income taxes	60,907	61,973	174,351	187,152
PROVISION FOR INCOME TAXES	11,837	12,089	33,353	36,031
NET INCOME	$ 49,070	$ 49,884	$ 140,998	$ 151,121
Earnings per common share:
Basic	$ 1.43	$ 1.45	$ 4.11	$ 4.35
Diluted	1.43	1.44	4.09	4.32
Cumulative dividends declared per common share	$ 0.44	$ 0.41	$ 1.32	$ 1.23
Weighted average number of common shares outstanding, Basic	34,224,640	34,446,510	34,277,182	34,716,914
Weighted average number of common shares outstanding, Diluted	34,416,017	34,669,492	34,499,246	35,012,228

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net Income (Loss) Attributable to Parent	$ 49,070	$ 49,884	$ 140,998	$ 151,121
Other Comprehensive Income (Loss), Net of Tax [Abstract]
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax	(140,312)	(23,223)	(422,728)	(62,711)
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax	33,675	5,574	101,455	15,051
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	(6)	(118)	(473)	(634)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	2	28	114	152
OCI, Debt Securities, Unrealized Gain (Loss) on Securities Transferred from Available-for-Sale to Held-to-Maturity, Before Tax	0	0	34,596	0
OCI, Debt Securities, Unrealized Gain (Loss) on Securities Transferred from Available-for-Sale to Held-to-Maturity, Tax	0	0	8,303	0
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), before Tax	754	0	1,982	0
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), Tax	(181)	0	(476)	0
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	(7,871)	0	(26,425)	0
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax	1,889	0	6,342	0
Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, before Tax, after Reclassification Adjustment	(1,612)	(7,333)	(4,544)	(7,879)
Other Comprehensive Income (Loss), Change in Fair Value of Junior Subordinated Debentures, Tax	387	1,760	1,091	1,891
Reclassification of fair value of junior subordinated debentures redeemed	0	0	765	0
Other Comprehensive Income (Loss), Reclassification of Fair Value, Junior Subordinated Debentures Redeemed, Tax	0	0	(184)	0
Other Comprehensive Income (Loss), Net of Tax, Total	(113,275)	(23,312)	(369,374)	(54,130)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent, Total	$ (64,205)	$ 26,572	$ (228,376)	$ 96,991

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock [Member]	Common Stock and Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance, beginning of the period (in shares) at Dec. 31, 2020		35,159,200
Balance, beginning of the period at Dec. 31, 2020	$ 1,666,264		$ 1,349,879	$ 247,316	$ 69,069
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	46,855			46,855
Other comprehensive loss, net of income tax	(56,103)				(56,103)
Accrual of dividends on common stock	(14,589)			(14,589)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)		76,143
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	1,714		1,714
Repurchase of common stock (in shares)		(500,000)
Repurchase of common stock	(25,324)		(25,324)
Balance, end of the period (in shares) at Mar. 31, 2021		34,735,343
Balance, end of the period at Mar. 31, 2021	$ 1,618,817		1,326,269	279,582	12,966
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 0.41
Balance, beginning of the period (in shares) at Dec. 31, 2020		35,159,200
Balance, beginning of the period at Dec. 31, 2020	$ 1,666,264		1,349,879	247,316	69,069
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	151,121
Balance, end of the period (in shares) at Sep. 30, 2021		34,251,991
Balance, end of the period at Sep. 30, 2021	$ 1,667,119		1,297,145	355,035	14,939
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 1.23
Balance, beginning of the period (in shares) at Mar. 31, 2021		34,735,343
Balance, beginning of the period at Mar. 31, 2021	$ 1,618,817		1,326,269	279,582	12,966
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	54,382			54,382
Other comprehensive loss, net of income tax	25,285				25,285
Accrual of dividends on common stock	(14,459)			(14,459)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)		65,545
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	(259)		(259)
Repurchase of common stock (in shares)		(250,000)
Repurchase of common stock	(14,555)		(14,555)
Balance, end of the period (in shares) at Jun. 30, 2021		34,550,888
Balance, end of the period at Jun. 30, 2021	$ 1,669,211		1,311,455	319,505	38,251
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 0.41
Net income	$ 49,884			49,884
Other comprehensive loss, net of income tax	(23,312)				(23,312)
Accrual of dividends on common stock	(14,354)			(14,354)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)		1,103
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,339		2,339
Repurchase of common stock (in shares)		(300,000)
Repurchase of common stock	(16,649)		(16,649)
Balance, end of the period (in shares) at Sep. 30, 2021		34,251,991
Balance, end of the period at Sep. 30, 2021	$ 1,667,119		1,297,145	355,035	14,939
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 0.41
Net income	$ 49,927			49,927
Other comprehensive loss, net of income tax	(14,755)				(14,755)
Accrual of dividends on common stock	(14,200)			(14,200)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)		641
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,236		2,236
Balance, end of the period (in shares) at Dec. 31, 2021		34,252,632
Balance, end of the period at Dec. 31, 2021	$ 1,690,327		1,299,381	390,762	184
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 0.41
Net income	$ 43,963			43,963
Other comprehensive loss, net of income tax	(154,275)				(154,275)
Accrual of dividends on common stock	(15,066)			(15,066)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)		120,152
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	(1,169)		(1,169)
Balance, end of the period (in shares) at Mar. 31, 2022		34,372,784
Balance, end of the period at Mar. 31, 2022	$ 1,563,780		1,298,212	419,659	(154,091)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 0.44
Balance, beginning of the period (in shares) at Dec. 31, 2021		34,252,632
Balance, beginning of the period at Dec. 31, 2021	$ 1,690,327		1,299,381	390,762	184
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	140,998
Balance, end of the period (in shares) at Sep. 30, 2022		34,191,759
Balance, end of the period at Sep. 30, 2022	$ 1,408,659		1,291,741	486,108	(369,190)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 1.32
Balance, beginning of the period (in shares) at Mar. 31, 2022		34,372,784
Balance, beginning of the period at Mar. 31, 2022	$ 1,563,780		1,298,212	419,659	(154,091)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	47,965			47,965
Other comprehensive loss, net of income tax	(101,824)				(101,824)
Accrual of dividends on common stock	(15,378)			(15,378)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)		18,546
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,247		2,247
Repurchase of common stock (in shares)		(200,000)
Repurchase of common stock	(10,960)		(10,960)
Balance, end of the period (in shares) at Jun. 30, 2022		34,191,330
Balance, end of the period at Jun. 30, 2022	$ 1,485,830		1,289,499	452,246	(255,915)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 0.44
Net income	$ 49,070			49,070
Other comprehensive loss, net of income tax	(113,275)				(113,275)
Accrual of dividends on common stock	(15,208)			(15,208)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)		429
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,242		2,242
Balance, end of the period (in shares) at Sep. 30, 2022		34,191,759
Balance, end of the period at Sep. 30, 2022	$ 1,408,659		$ 1,291,741	$ 486,108	$ (369,190)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative dividends declared per common share	$ 0.44

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - USD ($) $ in Thousands	3 Months Ended								9 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2020	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2020
Statement of Stockholders' Equity [Abstract]
Cumulative dividends declared per common share	$ 0.44	$ 0.44	$ 0.44	$ 0.41	$ 0.41	$ 0.41	$ 0.41	$ 0.41	$ 1.32	$ 1.23
Net Income (Loss) Attributable to Parent	$ 49,070	$ 47,965	$ 43,963	$ 49,927	$ 49,884	$ 54,382	$ 46,855		$ 140,998	$ 151,121
Other comprehensive loss, net of income tax	(113,275)	(101,824)	(154,275)	(14,755)	(23,312)	25,285	(56,103)
Accrual of dividends on common stock	(15,208)	(15,378)	(15,066)	(14,200)	(14,354)	(14,459)	(14,589)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,242	2,247	(1,169)	2,236	2,339	(259)	1,714
Repurchase of common stock		(10,960)			(16,649)	(14,555)	(25,324)
Total shareholders’ equity	$ 1,408,659	$ 1,485,830	$ 1,563,780	$ 1,690,327	$ 1,667,119	$ 1,669,211	$ 1,618,817		$ 1,408,659	$ 1,667,119	$ 1,666,264
Cumulative dividends declared per common share	$ 0.44	$ 0.44	$ 0.44	$ 0.41	$ 0.41	$ 0.41	$ 0.41	$ 0.41	$ 1.32	$ 1.23
Common Stock [Member]
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered (in shares)	429	18,546	120,152	641	1,103	65,545	76,143
Stock Repurchased and Retired During Period, Shares		(200,000)			(300,000)	(250,000)	(500,000)
Shares, Outstanding	34,191,759	34,191,330	34,372,784	34,252,632	34,251,991	34,550,888	34,735,343		34,191,759	34,251,991	35,159,200
Common Stock and Paid in Capital [Member]
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	$ 2,242	$ 2,247	$ (1,169)	$ 2,236	$ 2,339	$ (259)	$ 1,714
Repurchase of common stock		(10,960)			(16,649)	(14,555)	(25,324)
Total shareholders’ equity	1,291,741	1,289,499	1,298,212	1,299,381	1,297,145	1,311,455	1,326,269		$ 1,291,741	$ 1,297,145	$ 1,349,879
Retained Earnings [Member]
Net Income (Loss) Attributable to Parent	49,070	47,965	43,963	49,927	49,884	54,382	46,855
Accrual of dividends on common stock	(15,208)	(15,378)	(15,066)	(14,200)	(14,354)	(14,459)	(14,589)
Total shareholders’ equity	486,108	452,246	419,659	390,762	355,035	319,505	279,582		486,108	355,035	247,316
Accumulated Other Comprehensive Income (Loss) [Member]
Other comprehensive loss, net of income tax	(113,275)	(101,824)	(154,275)	(14,755)	(23,312)	25,285	(56,103)
Total shareholders’ equity	$ (369,190)	$ (255,915)	$ (154,091)	$ 184	$ 14,939	$ 38,251	$ 12,966		$ (369,190)	$ 14,939	$ 69,069

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
OPERATING ACTIVITIES:
Net income	$ 140,998,000	$ 151,121,000
Adjustments to reconcile net income to net cash provided from operating activities:
Depreciation	12,594,000	13,071,000
Deferred income and expense, net of amortization	(3,743,000)	(33,982,000)
Capitalized loan servicing rights, net of amortization	479,000	(407,000)
Amortization of core deposit intangibles	4,064,000	4,997,000
Gain on sale of securities, net	(473,000)	(618,000)
Net change in valuation of financial instruments carried at fair value	(650,000)	(1,895,000)
Gain on sale of branches, including related deposits	(7,804,000)	0
Decrease in deferred taxes	(9,233,000)	(12,705,000)
Increase in current taxes payable	9,706,000	499,000
Stock-based compensation	6,592,000	7,012,000
Net change in cash surrender value of BOLI	(4,980,000)	(3,482,000)
Gain on sale of loans, excluding capitalized servicing rights	(3,246,000)	(22,623,000)
Loss (gain) on disposal of real estate held for sale and property and equipment, net	239,000	(1,452,000)
Loss on extinguishment of debt	765,000	0
Origination of loans held for sale	(376,654,000)	(912,467,000)
Proceeds from sales of loans held for sale	375,656,000	1,115,207,000
Net change in:
Other assets	(55,631,000)	6,537,000
Other liabilities	46,562,000	23,645,000
Net cash provided from operating activities	157,367,000	329,723,000
INVESTING ACTIVITIES:
Purchases of securities—available-for-sale	606,622,000	2,390,756,000
Principal repayments and maturities of securities—available-for-sale	296,272,000	1,136,965,000
Proceeds from sales of securities—available-for-sale	25,030,000	59,591,000
Purchases of securities—held-to-maturity	(190,645,000)	(52,440,000)
Principal repayments and maturities of securities—held-to-maturity	40,810,000	23,842,000
Purchases of equity securities	0	(4,750,000)
Proceeds from sales of equity securities	0	4,796,000
Loan (originations) repayments, net	(621,444,000)	660,016,000
Purchases of loans and participating interest in loans	(103,268,000)	(4,258,000)
Proceeds from sales of other loans	13,269,000	38,386,000
Net cash received (paid) related to branch divestitures	(168,137,000)	0
Purchases of property and equipment	(12,244,000)	(6,355,000)
Proceeds from sale of real estate held for sale and sale of other property	5,940,000	8,299,000
Proceeds from FHLB stock repurchase program	2,000,000	4,358,000
Purchase of securities purchased under agreements to resell	0	(300,000,000)
Investment in bank-owned life insurance	(50,052,000)	(50,000)
Other	3,544,000	2,393,000
Net cash used by investing activities	(1,365,547,000)	(819,963,000)
FINANCING ACTIVITIES:
Increase in deposits, net	85,535,000	1,597,381,000
Repayment of long term FHLB advances	50,000,000	100,000,000
(Decrease) increase in other borrowings, net	(30,483,000)	62,572,000
Repayment of junior subordinated debentures	(50,518,000)	0
Proceeds from redemption of trust securities related to junior subordinated debentures	1,518,000	0
Cash dividends paid	(46,019,000)	(43,568,000)
Cash paid for repurchase of common stock	10,960,000	56,528,000
Taxes paid related to net share settlement of equity awards	3,272,000	3,218,000
Net Cash Provided by (Used in) Financing Activities, Total	(104,199,000)	1,456,639,000
NET CHANGE IN CASH AND CASH EQUIVALENTS	(1,312,379,000)	966,399,000
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	2,134,300,000	1,234,183,000
CASH AND CASH EQUIVALENTS, END OF PERIOD	821,921,000	2,200,582,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid in cash	11,332,000	17,927,000
Tax paid	10,670,000	20,081,000
NON-CASH INVESTING AND FINANCING TRANSACTIONS:
Transfer of loans to real estate owned and other repossessed assets	0	512,000
Dividends Payable	972,000	1,191,000
Fair Value of Assets Acquired	(1,539,000)	0
Liabilities Assumed	(178,209,000)	0
Provision for Loan, Lease, and Other Losses	$ 3,660,000	$ (28,145,000)

BASIS OF PRESENTATION AND SIGNI

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES	BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES The accompanying unaudited condensed consolidated financial statements include the accounts of Banner Corporation (the Company or Banner), a bank holding company incorporated in the State of Washington and its wholly-owned subsidiary, Banner Bank (the Bank). These unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (GAAP) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (SEC). In preparing these financial statements, the Company has evaluated events and transactions subsequent to September 30, 2022 for potential recognition or disclosure. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. Certain information and note disclosures have been condensed or omitted pursuant to the rules and regulations of the SEC and the accounting standards for interim financial statements. Certain reclassifications have been made to the 2021 Consolidated Financial Statements and/or schedules to conform to the 2022 presentation. These reclassifications may have affected certain ratios for the prior periods. The effect of these reclassifications is considered immaterial. All significant intercompany transactions and balances have been eliminated. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company’s accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of Banner’s consolidated financial statements. These policies relate to (i) the methodology for the recognition of interest income, (ii) determination of the provision and allowance for credit losses, (iii) the valuation of financial assets and liabilities recorded at fair value, (iv) the valuation of intangible assets, such as goodwill, core deposit intangibles (CDI) and loan servicing rights, (v) the valuation of real estate held for sale, (vi) the valuation or recognition of deferred tax assets and liabilities, (vii) the valuation of assets and liabilities acquired in business combinations and subsequent recognition of related income and expense and (viii) the determination of estimated losses from legal proceedings and other contingent matters pending. These policies and judgments, estimates and assumptions are described in greater detail in subsequent notes to the Consolidated Financial Statements and Management’s Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies and Estimates) in our Annual Report on Form 10-K for the year ended December 31, 2021 filed with the SEC (2021 Form 10-K). There have been no significant changes in our application of these accounting policies during the first nine months of 2022. The information included in this Form 10-Q should be read in conjunction with our 2021 Form 10-K. Interim results are not necessarily indicative of results for a full year or any other interim period.

ACCOUNTING STANDARDS RECENTLY I

ACCOUNTING STANDARDS RECENTLY ISSUED OR ADOPTED	9 Months Ended
	Sep. 30, 2022
Accounting Changes and Error Corrections [Abstract]
ACCOUNTING STANDARDS RECENTLY ISSUED OR ADOPTED	ACCOUNTING STANDARDS RECENTLY ISSUED OR ADOPTED Reference Rate Reform (Topic 848) In March 2020, the Financial Accounting Standards Board (FASB) issued guidance within Accounting Standards Update (ASU) 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting , in response to the scheduled discontinuation of LIBOR on December 31, 2021. The amendments in this ASU provide optional guidance designed to provide relief from the accounting analysis and impacts that may otherwise be required for modifications to agreements (e.g., loans, debt securities, derivatives, borrowings) necessitated by reference rate reform. Since the issuance of this guidance, the publication cessation of U.S. dollar LIBOR has been extended to June 30, 2023. The following optional expedients for applying the requirements of certain Topics or Industry Subtopics in the Codification are permitted for contracts that are modified because of reference rate reform and that meet certain scope guidance: 1) modifications of contracts within the scope of Topics 310, Receivables, and 470, Debt, should be accounted for by prospectively adjusting the effective interest rate; 2) modifications of contracts within the scope of Topic 842, Leases, should be accounted for as a continuation of the existing contracts with no reassessments of the lease classification and the discount rate or remeasurements of lease payments that otherwise would be required under this Topic for modifications not accounted for as separate contracts; 3) modifications of contracts do not require an entity to reassess its original conclusion about whether that contract contains an embedded derivative that is clearly and closely related to the economic characteristics and risks of the host contract under Subtopic 815-15, Derivatives and Hedging- Embedded Derivatives; and 4) for other Topics or Industry Subtopics in the Codification, the amendments in this ASU also include a general principle that permits an entity to consider contract modifications due to reference rate reform to be an event that does not require contract remeasurement at the modification date or reassessment of a previous accounting determination. In January 2021, the FASB issued ASU 2021-01, Reference Rate Reform (Topic 848): Scope . This ASU clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The ASU also amends the expedients and exceptions in Topic 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. The amendments in these ASUs are effective upon the issuance date of March 12, 2020 and applies to contract modifications made and new hedging relationships entered into through December 31, 2022. The Company has elected certain expedients related to individual hedge relationships. The Company will be able to use other expedients in this guidance to manage through the transition away from LIBOR, specifically as they relate to loans, leases and hedging relationships. The adoption of this accounting guidance did not have a material impact on the Company’s Consolidated Financial Statements. Financial Instruments – Credit Losses (Topic 326) In March 2022, the FASB issued guidance within ASU 2022-02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures . The amendments in this ASU eliminate the current troubled debt restructuring (TDR) recognition and measurement guidance and, instead, require that a creditor evaluate (consistent with the accounting for other loan modifications) whether the modification represents a new loan or a continuation of an existing loan. The amendments also introduce new requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. These amendments require vintage disclosures including current-period gross write-offs by year of origination for financing receivables. Gross write-off information must be included in the vintage disclosures in accordance with ASC 326-20-50-6, which requires disclosure of the amortized cost basis of financing receivables by credit quality indicator and class of financing receivable by year of origination. The amendments in this ASU are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years since the Company previously adopted the amendments in ASU 2016-13, which is commonly referred to as the current expected credit loss methodology, on January 1, 2020. These amendments should be applied prospectively, though for the transition method related to the recognition and measurement of TDRs, an entity has the option to apply a modified retrospective transition method, resulting in a cumulative-effect adjustment to retained earnings in the period of adoption. The adoption of this ASU is not expected to have a material impact on the Company’s Consolidated Financial Statements. Fair Value Measurement (Topic 820) In June 2022, the FASB issued guidance within ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions . The amendments in this ASU affect all entities that have investments in equity securities measured at fair value that are subject to a contractual sale restriction. These amendments clarify that a contractual restriction on the sale of an equity security is not considered part of the unit of account of the equity security and, therefore, is not considered in measuring fair value. The amendments in this ASU are effective for fiscal years, beginning after December 15, 2023, including interim periods within those fiscal years. Early adoption is permitted for both interim and annual financial statements that have not yet been issued or made available for issuance. The adoption of this ASU is not expected to have a material impact on the Company’s Consolidated Financial Statements.

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES The amortized cost, gross unrealized gains and losses and estimated fair value of securities at September 30, 2022 and December 31, 2021 are summarized as follows (in thousands): September 30, 2022 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 28,383 $ 27,203 $ 28,383 September 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 188,046 $ 108 $ (1,643) $ — $ 186,511 Municipal bonds 303,485 14 (50,687) — 252,812 Corporate bonds 133,398 — (10,749) — 122,649 Mortgage-backed or related securities 2,586,161 5 (372,529) — 2,213,637 Asset-backed securities 222,451 458 (2,345) — 220,564 $ 3,433,541 $ 585 $ (437,953) $ — $ 2,996,173 September 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 312 $ 1 $ (7) $ 306 $ — Municipal bonds 508,002 54 (90,655) 417,401 (193) Corporate bonds 2,994 — (18) 2,976 (201) Mortgage-backed or related securities 621,938 — (95,205) 526,733 — $ 1,133,246 $ 55 $ (185,885) $ 947,416 $ (394) December 31, 2021 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 26,981 $ 27,203 $ 26,981 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 201,101 $ 852 $ (621) $ — $ 201,332 Municipal bonds 293,761 15,171 (320) — 308,612 Corporate bonds 114,427 3,103 (183) — 117,347 Mortgage-backed or related securities 2,837,480 17,749 (49,961) — 2,805,268 Asset-backed securities 206,391 52 (9) — 206,434 $ 3,653,160 $ 36,927 $ (51,094) $ — $ 3,638,993 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 316 $ 3 $ — $ 319 $ — Municipal bonds 420,555 20,743 (1,393) 439,905 (203) Corporate bonds 3,092 — (3) 3,089 (230) Mortgage-backed or related securities 97,392 1,171 (23) 98,540 — $ 521,355 $ 21,917 $ (1,419) $ 541,853 $ (433) Accrued interest receivable on held-to-maturity debt securities was $4.4 million and $3.3 million as of September 30, 2022 and December 31, 2021, respectively, and was $12.5 million and $10.1 million on available-for-sale debt securities at September 30, 2022 and December 31, 2021, respectively. Accrued interest receivable on securities is reported in accrued interest receivable on the Consolidated Statements of Financial Condition and is excluded from the calculation of the allowance for credit losses. At September 30, 2022 and December 31, 2021, the gross unrealized losses and the fair value for securities available-for-sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position were as follows (in thousands): September 30, 2022 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ 83,887 $ (1,239) $ 58,248 $ (404) $ 142,135 $ (1,643) Municipal bonds 229,339 (42,086) 15,853 (8,601) 245,192 (50,687) Corporate bonds 115,044 (9,754) 7,006 (995) 122,050 (10,749) Mortgage-backed or related securities 1,356,167 (182,947) 794,663 (189,582) 2,150,830 (372,529) Asset-backed securities 103,702 (2,345) — — 103,702 (2,345) $ 1,888,139 $ (238,371) $ 875,770 $ (199,582) $ 2,763,909 $ (437,953) December 31, 2021 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ — $ — $ 71,306 $ (621) $ 71,306 $ (621) Municipal bonds 40,397 (221) 8,541 (99) 48,938 (320) Corporate bonds 8,009 (121) 9,938 (62) 17,947 (183) Mortgage-backed or related securities 1,307,411 (38,028) 721,454 (11,933) 2,028,865 (49,961) Asset-backed securities 3,382 (9) — — 3,382 (9) $ 1,359,199 $ (38,379) $ 811,239 $ (12,715) $ 2,170,438 $ (51,094) At September 30, 2022, there were 313 securities—available-for-sale with unrealized losses, compared to 97 at December 31, 2021. Management does not believe that any individual unrealized loss as of September 30, 2022 or December 31, 2021 resulted from credit loss. The decline in fair market value of these securities was generally due to changes in interest rates and changes in market-desired spreads subsequent to their purchase. There were no sales of securities—trading during the nine months ended September 30, 2022 or 2021. There were no securities—trading in a nonaccrual status at September 30, 2022 or December 31, 2021. Net unrealized holding gains of $1.4 million were recognized during the nine months ended September 30, 2022 compared to $1.9 million of net unrealized holding gains recognized during the nine months ended September 30, 2021. The following table presents gross gains and losses on sales and partial calls of securities available-for-sale (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Available-for-Sale: Gross Gains $ 6 $ 140 $ 522 $ 766 Gross Losses — (22) (49) (132) Balance, end of the period $ 6 $ 118 $ 473 $ 634 There were no securities—available-for-sale in a nonaccrual status at September 30, 2022 or December 31, 2021. The following table presents the amortized cost and estimated fair value of securities at September 30, 2022, by contractual maturity and does not reflect any required periodic payments (in thousands). Expected maturities will differ from contractual maturities because some securities may be called or prepaid with or without call or prepayment penalties. September 30, 2022 Trading Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value Amortized Cost Fair Value Maturing within one year $ — $ — $ 5,056 $ 5,025 $ 11,959 $ 11,891 Maturing after one year through five years — — 264,362 248,564 38,926 37,909 Maturing after five years through ten years — — 712,311 661,349 21,648 20,506 Maturing after ten years 27,203 28,383 2,451,812 2,081,235 1,060,713 877,110 $ 27,203 $ 28,383 $ 3,433,541 $ 2,996,173 $ 1,133,246 $ 947,416 The following table presents, as of September 30, 2022, investment securities which were pledged to secure borrowings, public deposits or other obligations as permitted or required by law (in thousands): September 30, 2022 Carrying Value Amortized Cost Fair Value Purpose or beneficiary: State and local governments public deposits $ 232,331 $ 236,203 $ 203,636 Interest rate swap counterparties 7,723 8,183 7,718 Repurchase transaction accounts 272,903 302,344 245,430 Other 2,470 2,470 2,449 Total pledged securities $ 515,427 $ 549,200 $ 459,233 The Company monitors the credit quality of held-to-maturity debt securities through the use of credit ratings which are reviewed and updated quarterly. The Company’s non-rated held-to-maturity debt securities are primarily United States government sponsored enterprise debentures carrying minimal to no credit risk. The non-rated corporate bonds primarily consist of Community Reinvestment Act related bonds secured by loan instruments from low to moderate income borrowers. The remaining non-rated held-to-maturity debt securities balance is comprised of local municipal debt from within the Company’s geographic footprint and is monitored through quarterly or annual financial review. This municipal debt is predominately essential service or unlimited general obligation backed debt. The following tables summarize the amortized cost of held-to-maturity debt securities by credit rating at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 496,267 $ 500 $ 16,731 $ 513,498 Not Rated 312 11,735 2,494 605,207 619,748 $ 312 $ 508,002 $ 2,994 $ 621,938 $ 1,133,246 December 31, 2021 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 406,363 $ 500 $ — $ 406,863 Not Rated 316 14,192 2,592 97,392 114,492 $ 316 $ 420,555 $ 3,092 $ 97,392 $ 521,355 The following tables present the activity in the allowance for credit losses for held-to-maturity debt securities by major type for the three and nine months ended September 30, 2022 and September 30, 2021 (in thousands): For the Three Months Ended September 30, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 196 $ 228 $ — $ 424 Recapture of provision for credit losses — (3) (52) — (55) Recoveries — — 25 — 25 Ending Balance $ — $ 193 $ 201 $ — $ 394 For the Nine Months Ended September 30, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 203 $ 230 $ — $ 433 Recapture of provision for credit losses — (10) (54) — (64) Recoveries — — 25 — 25 Ending Balance $ — $ 193 $ 201 $ — $ 394 For the Three Months Ended September 30, 2021 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 64 $ 46 $ — $ 110 Recapture of provision for credit losses — (1) (5) — (6) Ending Balance $ — $ 63 $ 41 $ — $ 104 For the Nine Months Ended September 30, 2021 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 59 $ 35 $ — $ 94 Provision for credit losses — 4 6 — 10 Ending Balance $ — $ 63 $ 41 $ — $ 104

LOANS RECEIVABLE AND THE ALLOWA

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES	LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES - LOANS During the first quarter of 2022, the Company changed the segmentation of its Small Balance CRE loan category based on the common risk characteristics used to measure the allowance for credit losses. The presentation of loans receivable at December 31, 2021 has been updated to match the segmentation used in the current period presentation. The following table presents the loans receivable at September 30, 2022 and December 31, 2021 by class (dollars in thousands). September 30, 2022 December 31, 2021 Amount Percent of Total Amount Percent of Total Commercial real estate: Owner-occupied $ 862,792 8.8 % $ 831,623 9.2 % Investment properties 1,604,881 16.3 1,674,027 18.4 Small balance CRE 1,188,351 12.1 1,281,863 14.1 Multifamily real estate 592,834 6.0 530,885 5.8 Construction, land and land development: Commercial construction 171,029 1.7 167,998 1.8 Multifamily construction 275,488 2.8 259,116 2.9 One- to four-family construction 666,350 6.8 568,753 6.3 Land and land development 329,459 3.4 313,454 3.5 Commercial business: Commercial business (1) 1,242,550 12.7 1,170,780 12.9 Small business scored 906,647 9.2 792,310 8.7 Agricultural business, including secured by farmland (2) 299,400 3.0 280,578 3.1 One- to four-family residential 1,025,143 10.4 657,474 7.2 Consumer: Consumer—home equity revolving lines of credit 545,807 5.6 458,533 5.0 Consumer—other 116,365 1.2 97,369 1.1 Total loans 9,827,096 100.0 % 9,084,763 100.0 % Less allowance for credit losses – loans (135,918) (132,099) Net loans $ 9,691,178 $ 8,952,664 (1) Includes $13.1 million and $132.6 million of U.S. Small Business Administration (SBA) Paycheck Protection Program (PPP) loans as of September 30, 2022 and December 31, 2021, respectively. (2) Includes $344,000 of SBA PPP loans as of September 30, 2022 and $1.4 million as of December 31, 2021. Loan amounts are net of unearned loan fees in excess of unamortized costs of $7.2 million as of September 30, 2022 and $8.6 million as of December 31, 2021. Net loans include net discounts on acquired loans of $7.0 million and $9.7 million as of September 30, 2022 and December 31, 2021, respectively. Net loans does not include accrued interest receivable. Accrued interest receivable on loans was $33.6 million as of September 30, 2022 and $29.2 million as of December 31, 2021 and was reported in accrued interest receivable on the Consolidated Statements of Financial Condition. Purchased credit-deteriorated and purchased non-credit-deteriorated loans. Loans acquired in business combinations are recorded at their fair value at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-deteriorated (PCD) or purchased non-credit-deteriorated. There were no PCD loans acquired during the nine months ended September 30, 2022. Troubled Debt Restructurings. Loans are reported as troubled debt restructures (TDRs) when the bank grants one or more concessions to a borrower experiencing financial difficulties that it would not otherwise consider. Our TDRs have generally not involved forgiveness of amounts due, but almost always include a modification of multiple factors; the most common combination includes interest rate, payment amount and maturity date. The Company had $4.4 million and $5.5 million of TDRs as of September 30, 2022 and December 31, 2021, respectively. As of both September 30, 2022 and December 31, 2021, the Company had no commitments to advance additional funds related to TDRs. There were no new TDRs that occurred during the nine months ended September 30, 2022 or September 30, 2021. There were no TDRs which incurred a payment default within 12 months of the restructure date during the three- and nine-month periods ended September 30, 2022 and 2021. A default on a TDR results in either a transfer to nonaccrual status or a partial charge-off, or both. Credit Quality Indicators : To appropriately and effectively manage the ongoing credit quality of the Company’s loan portfolio, management has implemented a risk-rating or loan grading system for its loans. The system is a tool to evaluate portfolio asset quality throughout each applicable loan’s life as an asset of the Company. Generally, loans are risk rated on an aggregate borrower/relationship basis with individual loans sharing similar ratings. There are some instances when specific situations relating to individual loans will provide the basis for different risk ratings within the aggregate relationship. Loans are graded on a scale of 1 to 9. A description of the general characteristics of these categories is shown below: Overall Risk Rating Definitions : Risk-ratings contain both qualitative and quantitative measurements and take into account the financial strength of a borrower and the structure of the loan or lease. Consequently, the definitions are to be applied in the context of each lending transaction and judgment must also be used to determine the appropriate risk rating, as it is not unusual for a loan or lease to exhibit characteristics of more than one risk-rating category. Consideration for the final rating is centered in the borrower’s ability to repay, in a timely fashion, both principal and interest. The Company’s risk-rating and loan grading policies are reviewed and approved annually. There were no material changes in the risk-rating or loan grading system for the periods presented. Risk Ratings 1-5: Pass Credits with risk ratings of 1 to 5 meet the definition of a pass risk rating. The strength of credits vary within the pass risk ratings, ranging from a risk rated 1 being an exceptional credit to a risk rated 5 being an acceptable credit that requires a more than normal level of supervision. Risk Rating 6: Special Mention A credit with potential weaknesses that deserves management’s close attention is risk rated a 6. If left uncorrected, these potential weaknesses will result in deterioration in the capacity to repay debt. A key distinction between Special Mention and Substandard is that in a Special Mention credit, there are identified weaknesses that pose potential risk(s) to the repayment sources, versus well defined weaknesses that pose risk(s) to the repayment sources. Assets in this category are expected to be in this category no more than 9-12 months as the potential weaknesses in the credit are resolved. Risk Rating 7: Substandard A credit with well-defined weaknesses that jeopardize the ability to repay in full is risk rated a 7. These credits are inadequately protected by either the sound net worth and payment capacity of the borrower or the value of pledged collateral. These are credits with a distinct possibility of loss. Loans headed for foreclosure and/or legal action due to deterioration are rated 7 or worse. Risk Rating 8: Doubtful A credit with an extremely high probability of loss is risk rated 8. These credits have all the same critical weaknesses that are found in a substandard loan; however, the weaknesses are elevated to the point that based upon current information, collection or liquidation in full is improbable. While some loss on doubtful credits is expected, pending events may make the amount and timing of any loss indeterminable. In these situations taking the loss is inappropriate until the outcome of the pending event is clear. Risk Rating 9: Loss A credit that is considered to be currently uncollectible or of such little value that it is no longer a viable bank asset is risk rated 9. Losses should be taken in the accounting period in which the credit is determined to be uncollectible. Taking a loss does not mean that a credit has absolutely no recovery or salvage value but, rather, it is not practical or desirable to defer writing off the credit, even though partial recovery may occur in the future. The following tables present the Company’s portfolio of risk-rated loans by class and by grade as of September 30, 2022 and December 31, 2021 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial real estate - owner occupied Risk Rating Pass $ 146,166 $ 198,638 $ 151,970 $ 76,639 $ 57,519 $ 154,148 $ 21,445 $ 806,525 Special Mention — — — 2,849 — 2,061 462 5,372 Substandard 11,645 — 7,262 15,228 16,342 418 — 50,895 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 157,811 $ 198,638 $ 159,232 $ 94,716 $ 73,861 $ 156,627 $ 21,907 $ 862,792 Commercial real estate - investment properties Risk Rating Pass $ 135,384 $ 330,599 $ 165,300 $ 184,908 $ 173,344 $ 588,070 $ 11,719 $ 1,589,324 Special Mention — — — — — — — — Substandard 7,861 — — 3,300 — 3,068 1,328 15,557 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 143,245 $ 330,599 $ 165,300 $ 188,208 $ 173,344 $ 591,138 $ 13,047 $ 1,604,881 Multifamily real estate Risk Rating Pass $ 95,779 $ 162,705 $ 94,767 $ 48,150 $ 29,813 $ 157,757 $ 2,412 $ 591,383 Special Mention — — — — — — — — Substandard — — — — — 1,451 — 1,451 Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 95,779 $ 162,705 $ 94,767 $ 48,150 $ 29,813 $ 159,208 $ 2,412 $ 592,834 September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial construction Risk Rating Pass $ 83,600 $ 63,018 $ 11,456 $ 3,615 $ 1,122 $ — $ — $ 162,811 Special Mention — — — 676 — — — 676 Substandard 2,851 1 — — 4,690 — — 7,542 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 86,451 $ 63,019 $ 11,456 $ 4,291 $ 5,812 $ — $ — $ 171,029 Multifamily construction Risk Rating Pass $ 91,394 $ 140,938 $ 41,708 $ 1,448 $ — $ — $ — $ 275,488 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 91,394 $ 140,938 $ 41,708 $ 1,448 $ — $ — $ — $ 275,488 One- to four- family construction Risk Rating Pass $ 508,690 $ 146,630 $ 4,226 $ 331 $ — $ — $ 809 $ 660,686 Special Mention — — — — — — — — Substandard 5,664 — — — — — — 5,664 Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 514,354 $ 146,630 $ 4,226 $ 331 $ — $ — $ 809 $ 666,350 September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Land and land development Risk Rating Pass $ 143,120 $ 118,548 $ 38,737 $ 15,048 $ 6,725 $ 6,625 $ 357 $ 329,160 Special Mention — — — — — — — — Substandard — — — — 200 99 — 299 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 143,120 $ 118,548 $ 38,737 $ 15,048 $ 6,925 $ 6,724 $ 357 $ 329,459 Commercial business Risk Rating Pass $ 169,941 $ 168,950 $ 172,947 $ 138,021 $ 93,084 $ 94,769 $ 375,913 $ 1,213,625 Special Mention — 1,805 — — 2,842 — 3,235 7,882 Substandard 1,277 10,619 1,097 972 1,810 870 4,398 21,043 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 171,218 $ 181,374 $ 174,044 $ 138,993 $ 97,736 $ 95,639 $ 383,546 $ 1,242,550 Agricultural business, including secured by farmland Risk Rating Pass $ 25,451 $ 36,902 $ 19,249 $ 29,486 $ 25,367 $ 31,640 $ 117,885 $ 285,980 Special Mention — 337 271 — — — 2,424 3,032 Substandard 1,580 722 — 6,919 — 1,067 100 10,388 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 27,031 $ 37,961 $ 19,520 $ 36,405 $ 25,367 $ 32,707 $ 120,409 $ 299,400 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Commercial real estate - owner occupied Risk Rating Pass $ 212,407 $ 172,968 $ 100,077 $ 83,124 $ 43,371 $ 153,472 $ 11,782 $ 777,201 Special Mention — — 2,185 — — 74 — 2,259 Substandard 13,597 — 13,770 — 1,056 23,740 — 52,163 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 226,004 $ 172,968 $ 116,032 $ 83,124 $ 44,427 $ 177,286 $ 11,782 $ 831,623 Commercial real estate - investment properties Risk Rating Pass $ 337,170 $ 165,174 $ 231,021 $ 183,787 $ 201,738 $ 467,821 $ 18,471 $ 1,605,182 Special Mention — — 240 4,131 — — — 4,371 Substandard 28,926 — 3,343 — 4,305 27,900 — 64,474 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 366,096 $ 165,174 $ 234,604 $ 187,918 $ 206,043 $ 495,721 $ 18,471 $ 1,674,027 Multifamily real estate Risk Rating Pass $ 184,310 $ 75,226 $ 55,494 $ 33,708 $ 84,612 $ 88,055 $ 3,030 $ 524,435 Special Mention — — — — — — — — Substandard 4,908 — — — — 1,542 — 6,450 Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 189,218 $ 75,226 $ 55,494 $ 33,708 $ 84,612 $ 89,597 $ 3,030 $ 530,885 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Commercial construction Risk Rating Pass $ 103,352 $ 31,841 $ 7,259 $ 8,087 $ — $ — $ — $ 150,539 Special Mention — — — — — — — — Substandard 11,782 85 688 4,806 — 98 — 17,459 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 115,134 $ 31,926 $ 7,947 $ 12,893 $ — $ 98 $ — $ 167,998 Multifamily construction Risk Rating Pass $ 86,643 $ 118,114 $ 54,359 $ — $ — $ — $ — $ 259,116 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 86,643 $ 118,114 $ 54,359 $ — $ — $ — $ — $ 259,116 One- to four- family construction Risk Rating Pass $ 526,153 $ 40,133 $ 331 $ — $ — $ 216 $ 1,920 $ 568,753 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 526,153 $ 40,133 $ 331 $ — $ — $ 216 $ 1,920 $ 568,753 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Land and land development Risk Rating Pass $ 181,381 $ 89,895 $ 17,154 $ 8,141 $ 4,050 $ 7,870 $ 1,682 $ 310,173 Special Mention — — — — — — — — Substandard 2,876 14 263 — — 128 — 3,281 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 184,257 $ 89,909 $ 17,417 $ 8,141 $ 4,050 $ 7,998 $ 1,682 $ 313,454 Commercial business Risk Rating Pass $ 273,096 $ 214,166 $ 176,136 $ 121,211 $ 45,434 $ 78,049 $ 246,351 $ 1,154,443 Special Mention 65 77 — 241 19 8 2,430 2,840 Substandard 1,941 1,560 2,292 3,853 875 679 2,297 13,497 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 275,102 $ 215,803 $ 178,428 $ 125,305 $ 46,328 $ 78,736 $ 251,078 $ 1,170,780 Agricultural business, including secured by farmland Risk Rating Pass $ 33,119 $ 25,338 $ 49,951 $ 27,401 $ 11,918 $ 30,042 $ 99,410 $ 277,179 Special Mention — — — — — — — — Substandard — 474 2,231 493 129 72 — 3,399 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 33,119 $ 25,812 $ 52,182 $ 27,894 $ 12,047 $ 30,114 $ 99,410 $ 280,578 The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of September 30, 2022 and December 31, 2021 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Small balance CRE Past Due Category Current $ 134,016 $ 209,928 $ 173,212 $ 138,970 $ 150,229 $ 377,806 $ 499 $ 1,184,660 30-59 Days Past Due — — — — — 2,532 — 2,532 60-89 Days Past Due — — — — — 137 — 137 90 Days + Past Due — — — — — 1,022 — 1,022 Total Small balance CRE $ 134,016 $ 209,928 $ 173,212 $ 138,970 $ 150,229 $ 381,497 $ 499 $ 1,188,351 Small business scored Past Due Category Current $ 234,698 $ 207,768 $ 106,437 $ 88,529 $ 61,474 $ 87,045 $ 117,696 $ 903,647 30-59 Days Past Due 159 35 423 635 21 147 676 2,096 60-89 Days Past Due — — — 492 — 199 15 706 90 Days + Past Due — — 13 119 66 — — 198 Total Small business scored $ 234,857 $ 207,803 $ 106,873 $ 89,775 $ 61,561 $ 87,391 $ 118,387 $ 906,647 One- to four- family residential Past Due Category Current $ 406,313 $ 269,745 $ 61,892 $ 37,419 $ 38,255 $ 204,687 $ 1,240 $ 1,019,551 30-59 Days Past Due — 26 — — — 110 — 136 60-89 Days Past Due — 263 330 1,184 94 522 — 2,393 90 Days + Past Due — 1,107 394 — 210 1,352 — 3,063 Total One- to four- family residential $ 406,313 $ 271,141 $ 62,616 $ 38,603 $ 38,559 $ 206,671 $ 1,240 $ 1,025,143 September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 7,227 $ 928 $ 546 $ 1,478 $ 1,446 $ 3,855 $ 527,727 $ 543,207 30-59 Days Past Due — 91 104 — — 538 746 1,479 60-89 Days Past Due — 13 — 251 37 75 — 376 90 Days + Past Due — — 73 271 64 337 — 745 Total Consumer—home equity revolving lines of credit $ 7,227 $ 1,032 $ 723 $ 2,000 $ 1,547 $ 4,805 $ 528,473 $ 545,807 Consumer-other Past Due Category Current $ 39,131 $ 13,630 $ 10,166 $ 6,430 $ 5,970 $ 18,232 $ 22,616 $ 116,175 30-59 Days Past Due — 12 25 19 2 41 50 149 60-89 Days Past Due — 6 2 5 — 3 25 41 90 Days + Past Due — — — — — — — — Total Consumer-other $ 39,131 $ 13,648 $ 10,193 $ 6,454 $ 5,972 $ 18,276 $ 22,691 $ 116,365 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Small balance CRE Past Due Category Current $ 215,933 $ 208,482 $ 157,342 $ 182,940 $ 138,239 $ 377,007 $ 533 $ 1,280,476 30-59 Days Past Due 40 — — — 49 — — 89 60-89 Days Past Due — — — — — — — — 90 Days + Past Due — — — — 1,186 112 — 1,298 Total Small balance CRE $ 215,973 $ 208,482 $ 157,342 $ 182,940 $ 139,474 $ 377,119 $ 533 $ 1,281,863 Small business scored Past Due Category Current $ 235,435 $ 126,959 $ 109,483 $ 84,460 $ 55,940 $ 69,504 $ 108,632 $ 790,413 30-59 Days Past Due 260 268 — 133 74 4 185 924 60-89 Days Past Due — — 133 11 9 248 64 465 90 Days + Past Due — 69 — 62 306 7 64 508 Total Small business scored $ 235,695 $ 127,296 $ 109,616 $ 84,666 $ 56,329 $ 69,763 $ 108,945 $ 792,310 One- to four- family residential Past Due Category Current $ 225,020 $ 77,873 $ 53,854 $ 48,299 $ 51,654 $ 195,479 $ 1,425 $ 653,604 30-59 Days Past Due — 596 — 404 635 683 — 2,318 60-89 Days Past Due — — 2 295 — 30 — 327 90 Days + Past Due — — — 167 — 1,058 — 1,225 Total One- to four- family residential $ 225,020 $ 78,469 $ 53,856 $ 49,165 $ 52,289 $ 197,250 $ 1,425 $ 657,474 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 7,135 $ 1,210 $ 1,324 $ 1,772 $ 1,764 $ 2,920 $ 440,352 $ 456,477 30-59 Days Past Due 147 — — 23 37 568 210 985 60-89 Days Past Due 49 — — — 45 83 91 268 90 Days + Past Due — — 109 191 156 188 159 803 Total Consumer—home equity revolving lines of credit $ 7,331 $ 1,210 $ 1,433 $ 1,986 $ 2,002 $ 3,759 $ 440,812 $ 458,533 Consumer-other Past Due Category Current $ 18,640 $ 12,803 $ 8,676 $ 8,242 $ 6,138 $ 17,055 $ 25,336 $ 96,890 30-59 Days Past Due — 114 13 150 22 29 60 388 60-89 Days Past Due 6 — 2 — — 8 59 75 90 Days + Past Due — — 10 6 — — — 16 Total Consumer-other $ 18,646 $ 12,917 $ 8,701 $ 8,398 $ 6,160 $ 17,092 $ 25,455 $ 97,369 The following tables provide the amortized cost basis of collateral-dependent loans as of September 30, 2022 and December 31, 2021 (in thousands). Our collateral dependent loans presented in the tables below have no significant concentrations by property type or location. September 30, 2022 Real Estate Equipment Total Commercial real estate: Investment properties $ 3,068 $ — $ 3,068 Small balance CRE 3,137 — 3,137 Agricultural business, including secured by farmland — 594 594 Total $ 6,205 $ 594 $ 6,799 December 31, 2021 Real Estate Equipment Total Commercial real estate: Owner-occupied $ 921 $ — $ 921 Investment properties 6,136 — 6,136 Small balance CRE 5,902 — 5,902 Commercial business Commercial business 17 47 64 Agricultural business, including secured by farmland 427 594 1,021 Total $ 13,403 $ 641 $ 14,044 The following tables provide additional detail on the age analysis of the Company’s past due loans as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ — $ — $ — $ — $ 862,792 $ 862,792 $ — $ 185 $ — Investment properties — — — — 1,604,881 1,604,881 3,068 3,068 — Small balance CRE 2,532 137 1,022 3,691 1,184,660 1,188,351 3,110 3,744 — Multifamily real estate — — — — 592,834 592,834 — — — Construction, land and land development: Commercial construction — — — — 171,029 171,029 — — — Multifamily construction — — — — 275,488 275,488 — — — One- to four-family construction — — — — 666,350 666,350 — — — Land and land development 1,186 49 200 1,435 328,024 329,459 — 299 — Commercial business: Commercial business 4,328 131 116 4,575 1,237,975 1,242,550 — 425 21 Small business scored 2,096 706 198 3,000 903,647 906,647 — 1,037 43 Agricultural business, including secured by farmland — 51 594 645 298,755 299,400 594 594 — One- to four-family residential 136 2,393 3,063 5,592 1,019,551 1,025,143 — 2,381 1,556 Consumer: Consumer—home equity revolving lines of credit 1,479 376 745 2,600 543,207 545,807 — 1,776 61 Consumer—other 149 41 — 190 116,175 116,365 — 3 — Total $ 11,906 $ 3,884 $ 5,938 $ 21,728 $ 9,805,368 $ 9,827,096 $ 6,772 $ 13,512 $ 1,681 December 31, 2021 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ 233 $ — $ 448 $ 681 $ 830,942 $ 831,623 $ 924 $ 1,456 $ — Investment properties 81 — — 81 1,673,946 1,674,027 3,706 6,282 — Small balance CRE 89 — 1,298 1,387 1,280,476 1,281,863 5,886 6,421 — Multifamily real estate — — — — 530,885 530,885 — — — Construction, land and land development: Commercial construction — — 98 98 167,900 167,998 — 98 — Multifamily construction — — — — 259,116 259,116 — — — One- to four-family construction 162 — — 162 568,591 568,753 — — — Land and land development 51 — 14 65 313,389 313,454 — 381 — Commercial business: Commercial business 5,157 1,007 588 6,752 1,164,028 1,170,780 228 1,144 2 Small business scored 924 465 508 1,897 790,413 792,310 — 1,012 — Agricultural business, including secured by farmland 139 — 1,021 1,160 279,418 280,578 1,021 1,022 — One-to four-family residential 2,318 327 1,225 3,870 653,604 657,474 — 2,711 436 Consumer: Consumer—home equity revolving lines of credit 985 268 803 2,056 456,477 458,533 — 1,736 114 Consumer—other 388 75 16 479 96,890 97,369 — 18 3 Total $ 10,527 $ 2,142 $ 6,019 $ 18,688 $ 9,066,075 $ 9,084,763 $ 11,765 $ 22,281 $ 555 (1) The Company did not recognize any interest income on non-accrual loans during the nine months ended September 30, 2022 or the year ended December 31, 2021. The following tables provide the activity in the allowance for credit losses by portfolio segment for the three and nine months ended September 30, 2022 and 2021 (in thousands): For the Three Months Ended September 30, 2022 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 46,373 $ 6,906 $ 26,939 $ 28,673 $ 3,002 $ 9,573 $ 7,236 $ 128,702 (Recapture)/provision for credit losses (2,096) 208 1,071 2,395 243 2,796 1,730 6,347 Recoveries 88 — — 924 252 25 85 1,374 Charge-offs — — (25) (138) (42) — (300) (505) Ending balance $ 44,365 $ 7,114 $ 27,985 $ 31,854 $ 3,455 $ 12,394 $ 8,751 $ 135,918 For the Nine Months Ended September 30, 2022 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 52,995 $ 7,043 $ 27,294 $ 26,421 $ 3,190 $ 8,205 $ 6,951 $ 132,099 (Recapture)/provision for credit losses (8,932) 71 337 4,594 (77) 4,026 2,096 2,115 Recoveries 304 — 384 1,307 384 163 413 2,955 Charge-offs (2) — (30) (468) (42) — (709) (1,251) Ending balance $ 44,365 $ 7,114 $ 27,985 $ 31,854 $ 3,455 $ 12,394 $ 8,751 $ 135,918 For the Three Months Ended September 30, 2021 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 60,349 $ 5,807 $ 30,899 $ 30,830 $ 3,256 $ 9,800 $ 7,068 $ 148,009 (Recapture)/provision for credit losses (4,057) 850 (1,557) (3,825) 83 (359) 15 (8,850) Recoveries 923 — — 230 17 19 227 1,416 Charge-offs — — — (362) (179) — (119) (660) Ending balance $ 57,215 $ 6,657 $ 29,342 $ 26,873 $ 3,177 $ 9,460 $ 7,191 $ 139,915 For the Nine Months Ended September 30, 2021 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for loan losses: Beginning balance $ 57,791 $ 3,893 $ 41,295 $ 35,007 $ 4,914 $ 9,913 $ 14,466 $ 167,279 Provision/(recapture) for credit losses 2,096 2,764 (12,053) (8,390) (1,581) (605) (7,216) (24,985) Recoveries 1,094 — 100 1,530 25 152 620 3,521 Charge-offs (3,766) — — (1,274) (181) — (679) (5,900) Ending balance $ 57,215 $ 6,657 $ 29,342 $ 26,873 $ 3,177 $ 9,460 $ 7,191 $ 139,915

GOODWILL, OTHER INTANGIBLE ASSE

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS	GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS Goodwill and Other Intangible Assets: At September 30, 2022, intangible assets are comprised of goodwill and CDI acquired in business combinations. Goodwill represents the excess of the purchase consideration paid over the fair value of the assets acquired, net of the fair values of liabilities assumed in a business combination, and is not amortized but is reviewed at least annually for impairment. Banner has identified one reporting unit for purposes of evaluating goodwill for impairment. The Company completed an assessment of qualitative factors as of December 31, 2021 and concluded that no further analysis was required as it is more likely than not that the fair value of Banner Bank, the reporting unit, exceeds the carrying value. CDI represents the value of transaction-related deposits and the value of the client relationships associated with the deposits. The Company amortizes CDI assets over their estimated useful lives and reviews them at least annually for events or circumstances that could impair their value. The following table summarizes the changes in the Company’s goodwill and other intangibles for the nine months ended September 30, 2022 and the year ended December 31, 2021 (in thousands): Goodwill CDI Total Balance, December 31, 2020 $ 373,121 $ 21,426 $ 394,547 Amortization — (6,571) (6,571) Balance, December 31, 2021 373,121 14,855 387,976 Amortization — (4,064) (4,064) Other Changes (1) — (136) (136) Balance, September 30, 2022 $ 373,121 $ 10,655 $ 383,776 (1) Acquired CDI was adjusted for the sale of branches in 2022. The following table presents the estimated amortization expense with respect to CDI as of September 30, 2022 for the periods indicated (in thousands): Estimated Amortization Remainder of 2022 $ 1,215 2023 3,756 2024 2,626 2025 1,567 2026 904 Thereafter 587 $ 10,655 Mortgage Servicing Rights: Mortgage and SBA servicing rights are reported in other assets. SBA servicing rights are initially recorded and carried at fair value. Mortgage servicing rights are initially recognized at fair value and are amortized in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Mortgage servicing rights are subsequently evaluated for impairment based upon the fair value of the rights compared to the amortized cost (remaining unamortized initial fair value). If the fair value is less than the amortized cost, a valuation allowance is created through an impairment charge to servicing fee income. However, if the fair value is greater than the amortized cost, the amount above the amortized cost is not recognized in the carrying value. During the three and nine months ended September 30, 2022 and 2021, the Company did not record any impairment charges or recoveries against mortgage servicing rights. The unpaid principal balance of loans for which mortgage and SBA servicing rights have been recognized totaled $2.80 billion and $2.77 billion at September 30, 2022 and December 31, 2021, respectively. Custodial accounts maintained in connection with this servicing totaled $29.3 million and $3.2 million at September 30, 2022 and December 31, 2021, respectively. An analysis of the mortgage and SBA servicing rights for the three and nine months ended September 30, 2022 and 2021 is presented below (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Balance, beginning of the period $ 17,633 $ 15,612 $ 17,206 $ 15,223 Additions—amounts capitalized 296 1,621 3,053 5,418 Additions—through purchase 57 53 202 121 Amortization (1) (985) (1,533) (3,331) (5,009) Fair value adjustments (3) (72) — (201) — Balance, end of the period (2) $ 16,929 $ 15,753 16,929 $ 15,753 (1) Amortization of mortgage servicing rights is recorded as a reduction of loan servicing income within mortgage banking operations and any unamortized balance is fully amortized if the loan repays in full. (2) There was no valuation allowance on mortgage servicing rights as of both September 30, 2022 and 2021. (3) Fair value adjustments relate to SBA servicing rights. These adjustments are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing SBA loans.

REAL ESTATE OWNED, NET

REAL ESTATE OWNED, NET	9 Months Ended
	Sep. 30, 2022
Real Estate [Abstract]
REAL ESTATE OWNED, NET	REAL ESTATE OWNED, NET The following table presents the changes in REO for the three and nine months ended September 30, 2022 and 2021 (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Balance, beginning of the period $ 340 $ 763 $ 852 $ 816 Additions from loan foreclosures — 89 — 512 Proceeds from dispositions of REO — — (864) (783) Gain on sale of REO — — 352 307 Balance, end of the period $ 340 $ 852 $ 340 $ 852

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2022
Banking and Thrift, Other Disclosure [Abstract]
DEPOSITS	DEPOSITS Deposits consisted of the following at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Non-interest-bearing accounts $ 6,507,523 $ 6,385,177 Interest-bearing checking 1,856,244 1,947,414 Regular savings accounts 2,824,711 2,784,716 Money market accounts 2,323,844 2,370,995 Total interest-bearing transaction and saving accounts 7,004,799 7,103,125 Certificates of deposit: Certificates of deposit less than or equal to $250,000 561,005 657,615 Certificates of deposit greater than $250,000 160,939 181,016 Total certificates of deposit 721,944 838,631 Total deposits $ 14,234,266 $ 14,326,933 Included in total deposits: Public fund transaction and savings accounts $ 365,309 $ 353,874 Public fund interest-bearing certificates 33,787 39,961 Total public deposits $ 399,096 $ 393,835 At September 30, 2022 and December 31, 2021, the Company had certificates of deposit of $164.7 million and $184.5 million, respectively, that were equal to or greater than $250,000. Scheduled maturities and weighted average interest rates of certificates of deposit at September 30, 2022 are as follows (dollars in thousands): September 30, 2022 Amount Weighted Average Rate Maturing in one year or less $ 577,678 0.34 % Maturing after one year through two years 88,552 0.60 Maturing after two years through three years 37,582 0.55 Maturing after three years through four years 10,607 0.41 Maturing after four years through five years 6,068 0.34 Maturing after five years 1,457 0.79 Total certificates of deposit $ 721,944 0.38 %

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
FAIR VALUE ACCOUNTING AND MEASUREMENT	FAIR VALUE OF FINANCIAL INSTRUMENTS The following table presents estimated fair values of the Company’s financial instruments as of September 30, 2022 and December 31, 2021, whether or not recognized or recorded in the Consolidated Statements of Financial Condition (dollars in thousands): September 30, 2022 December 31, 2021 Level Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets: Cash and cash equivalents 1 $ 821,921 $ 821,921 $ 2,134,300 $ 2,134,300 Securities—trading 3 28,383 28,383 26,981 26,981 Securities—available-for-sale 2 2,996,173 2,996,173 3,638,993 3,638,993 Securities—held-to-maturity 2 1,124,017 938,167 464,008 484,483 Securities—held-to-maturity 3 9,229 9,249 57,347 57,370 Securities purchased under agreements to resell 2 300,000 300,000 300,000 300,000 Loans held for sale 2 84,358 84,453 96,487 96,914 Loans receivable 3 9,827,096 9,438,511 9,084,763 9,100,516 Equity securities 1 657 657 1,000 1,298 FHLB stock 3 10,000 10,000 12,000 12,000 Bank-owned life insurance 1 295,443 295,443 244,156 244,156 Mortgage servicing rights 3 15,986 35,761 16,045 24,393 SBA servicing rights 3 943 943 1,161 1,161 Investments in limited partnerships 3 12,139 12,139 10,257 10,257 Derivatives: Interest rate swaps 2 38,747 38,747 20,826 20,826 Interest rate lock and forward sales commitments 2,3 1,023 1,023 1,555 1,555 Liabilities: Demand, interest checking and money market accounts 2 10,687,611 10,687,611 10,703,586 10,703,586 Regular savings 2 2,824,711 2,824,711 2,784,716 2,784,716 Certificates of deposit 2 721,944 701,266 838,631 836,877 FHLB advances 2 — — 50,000 50,287 Other borrowings 2 234,006 234,006 264,490 264,490 Subordinated notes, net 2 98,849 94,889 98,564 105,241 Junior subordinated debentures 3 73,841 73,841 119,815 119,815 Derivatives: Interest rate swaps 2 38,801 38,801 11,336 11,336 Interest rate swaps used in cash flow hedges 2 19,547 19,547 279 279 Interest rate lock and forward sales commitments 2,3 247 247 140 140 Risk participation agreement 2 68 68 — — The Company measures and discloses certain assets and liabilities at fair value. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (that is, not a forced liquidation or distressed sale). GAAP establishes a consistent framework for measuring fair value and disclosure requirements about fair value measurements. Among other things, accounting standards require us to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s estimates for market assumptions. The estimated fair value amounts of financial instruments have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize at a future date. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. In addition, reasonable comparability between financial institutions may not be likely due to the wide range of permitted valuation techniques and numerous estimates that must be made given the absence of active secondary markets for many of the financial instruments. This lack of uniform valuation methodologies also introduces a greater degree of subjectivity to these estimated fair values. Transfers between levels of the fair value hierarchy are deemed to occur at the end of the reporting period. Items Measured at Fair Value on a Recurring Basis: The following tables present financial assets and liabilities measured at fair value on a recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets and liabilities as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 28,383 $ 28,383 Securities—available-for-sale U.S. Government and agency obligations — 186,511 — 186,511 Municipal bonds — 252,812 — 252,812 Corporate bonds — 122,649 — 122,649 Mortgage-backed or related securities — 2,213,637 — 2,213,637 Asset-backed securities — 220,564 — 220,564 — 2,996,173 — 2,996,173 Loans held for sale (1) — 6,803 — 6,803 Equity securities 657 — — 657 SBA servicing rights — — 943 943 Investment in limited partnerships — — 12,139 12,139 Derivatives Interest rate swaps — 38,747 — 38,747 Interest rate lock and forward sales commitments — 940 83 1,023 $ 657 $ 3,042,663 $ 41,548 $ 3,084,868 Liabilities: Junior subordinated debentures $ — $ — $ 73,841 $ 73,841 Derivatives Interest rate swaps — 38,801 — 38,801 Interest rate swaps used in cash flow hedges — 19,547 — 19,547 Interest rate lock and forward sales commitments — 132 115 247 Risk participation agreement — 68 — 68 $ — $ 58,548 $ 73,956 $ 132,504 December 31, 2021 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 26,981 $ 26,981 Securities—available-for-sale U.S. Government and agency obligations — 201,332 — 201,332 Municipal bonds — 308,612 — 308,612 Corporate bonds — 117,347 — 117,347 Mortgage-backed or related securities — 2,805,268 — 2,805,268 Asset-backed securities — 206,434 — 206,434 — 3,638,993 — 3,638,993 Loans held for sale (1) — 39,775 — 39,775 SBA servicing rights — — 1,161 1,161 Investment in limited partnerships — — 10,257 10,257 Derivatives Interest rate swaps — 20,826 — 20,826 Interest rate lock and forward sales commitments — 88 1,467 1,555 $ — $ 3,699,682 $ 39,866 $ 3,739,548 Liabilities: Junior subordinated debentures $ — $ — $ 119,815 $ 119,815 Derivatives Interest rate swaps — 11,336 — 11,336 Interest rate swaps used in cash flow hedges — 279 — 279 Interest rate lock and forward sales commitments — 140 — 140 $ — $ 11,755 $ 119,815 $ 131,570 (1) The unpaid principal balance of residential mortgage loans held for sale carried at fair value on a recurring basis was $7.0 million and $38.6 million at September 30, 2022 and December 31, 2021, respectively. The following methods were used to estimate the fair value of each class of financial instruments above: Securities: The estimated fair values of investment securities and mortgaged-backed securities are priced using current active market quotes, if available, which are considered Level 1 measurements. For most of the portfolio, matrix pricing based on the securities’ relationship to other benchmark quoted prices is used to establish the fair value. These measurements are considered Level 2. Due to the continued limited activity in the trust preferred markets that have limited the observability of market spreads for some of the Company’s TPS securities, management has classified these securities as a Level 3 fair value measure. Management periodically reviews the pricing information received from third-party pricing services and tests those prices against other sources to validate the reported fair values. Loans Held for Sale: Fair values for residential mortgage loans held for sale are determined by comparing actual loan rates to current secondary market prices for similar loans. Equity Securities: Equity securities at September 30, 2022 are invested in a publicly traded stock. The fair value of these securities are based on daily quoted market prices. Mortgage Servicing Rights: Fair values are estimated based on an independent dealer analysis of discounted cash flows. The evaluation utilizes assumptions market participants would use in determining fair value including prepayment speeds, delinquency and foreclosure rates, the discount rate, servicing costs, and the timing of cash flows. The mortgage servicing portfolio is stratified by loan type and fair value estimates are adjusted up or down based on the serviced loan interest rates versus current rates on new loan originations since the most recent independent analysis. SBA Servicing Rights: Fair values are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing. The evaluation utilizes assumptions market participants would use in determining fair value including prepayment speeds, delinquency and foreclosure rates, the discount rate, servicing costs, and the timing of cash flows. The SBA servicing portfolio is stratified by loan type and fair value estimates are adjusted up or down based on the serviced loan interest rates versus current rates on new loan originations since the most recent independent analysis. Junior Subordinated Debentures: The fair value of junior subordinated debentures is estimated using an income approach technique. The significant inputs included in the estimation of fair value are the credit risk adjusted spread and three month LIBOR. The credit risk adjusted spread represents the nonperformance risk of the liability. The Company utilizes an external valuation firm to validate the reasonableness of the credit risk adjusted spread used to determine the fair value. The junior subordinated debentures are carried at fair value which represents the estimated amount that would be paid to transfer these liabilities in an orderly transaction amongst market participants. Due to inactivity in the trust preferred markets that have limited the observability of market spreads, management has classified this as a Level 3 fair value measure. Derivatives: Derivatives include interest rate swap agreements, interest rate lock commitments to originate loans held for sale and forward sales contracts to sell loans and securities related to mortgage banking activities. Fair values for these instruments, which generally change as a result of changes in the level of market interest rates, are estimated based on dealer quotes and secondary market sources. Off-Balance Sheet Items: Off-balance sheet financial instruments include unfunded commitments to extend credit, including standby letters of credit, and commitments to purchase investment securities. The fair value of these instruments is not considered to be material. Limitations: The fair value estimates presented herein are based on pertinent information available to management as of September 30, 2022 and December 31, 2021. The factors used in the fair value estimates are subject to change subsequent to the dates the fair value estimates are completed, therefore, current estimates of fair value may differ significantly from the amounts presented herein. Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3): The following table provides a description of the valuation technique, unobservable inputs, and quantitative and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and non-recurring basis at September 30, 2022 and December 31, 2021: Weighted Average Rate / Range Financial Instruments Valuation Technique Unobservable Inputs September 30, 2022 December 31, 2021 Corporate bonds (TPS securities) Discounted cash flows Discount rate 7.25 % 3.71 % Junior subordinated debentures Discounted cash flows Discount rate 7.25 % 3.71 % Loans individually evaluated Collateral valuations Discount to appraised value n/a 8.5% to 20.0% REO Appraisals Discount to appraised value 68.35 % 60.91 % Interest rate lock commitments Pricing model Pull-through rate 89.00 % 86.64 % Investments in limited partnerships Net Asset Value Infrequent transactions n/a n/a SBA servicing rights Discounted cash flows Constant prepayment rate 14.05% 12.25% TPS Securities : Management believes that the credit risk-adjusted spread used to develop the discount rate utilized in the fair value measurement of TPS securities is indicative of the risk premium a willing market participant would require under current market conditions for instruments with similar contractual rates and terms and conditions and issuers with similar credit risk profiles and with similar expected probability of default. Management attributes the change in fair value of these instruments, compared to their par value, primarily to perceived general market adjustments to the risk premiums for these types of assets subsequent to their issuance. Junior subordinated debentures : Similar to the TPS securities discussed above, management believes that the credit risk-adjusted spread utilized in the fair value measurement of the junior subordinated debentures is indicative of the risk premium a willing market participant would require under current market conditions for an issuer with Banner’s credit risk profile. Management attributes the change in fair value of the junior subordinated debentures, compared to their par value, primarily to perceived general market adjustments to the risk premiums for these types of liabilities subsequent to their issuance. Future contractions in the risk adjusted spread relative to the spread currently utilized to measure the Company’s junior subordinated debentures at fair value as of September 30, 2022, or the passage of time, will result in negative fair value adjustments. At September 30, 2022, the discount rate utilized was based on a credit spread of 350 basis points and three-month LIBOR of 375 basis points. Interest rate lock commitments: The fair value of the interest rate lock commitments is based on secondary market sources adjusted for an estimated pull-through rate. The pull-through rate is based on historical loan closing rates for similar interest rate lock commitments. An increase or decrease in the pull-through rate would have a corresponding, positive or negative fair value adjustment. SBA servicing asset: The constant prepayment rate (CPR) is set based on industry data. An increase in the CPR would result in a negative fair value adjustment, where a decrease in CPR would result in a positive fair value adjustment. The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and nine months ended September 30, 2022 and 2021 (in thousands): Three Months Ended September 30, 2022 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 27,886 $ 72,229 $ 357 $ 11,881 $ 1,015 Net change recognized in earnings 497 — (389) (38) (72) Net change recognized in AOCI — 1,612 — — — Purchases, issuances and settlements — — — 296 — Ending balance at September 30, 2022 $ 28,383 $ 73,841 $ (32) $ 12,139 $ 943 Nine Months Ended September 30, 2022 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 26,981 $ 119,815 $ 1,467 $ 10,257 $ 1,161 Net change recognized in earnings 1,402 765 (1,499) (410) (218) Net change recognized in AOCI — 3,779 — — — Purchases, issuances and settlements — — — 2,292 — Redemptions — (50,518) — — — Ending balance at September 30, 2022 $ 28,383 $ 73,841 $ (32) $ 12,139 $ 943 Three Months Ended September 30, 2021 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 25,097 $ 117,520 $ 2,574 $ 4,707 $ — Net change recognized in earnings 1,778 — (1,179) — — Net change recognized in AOCI — 7,333 — — — Purchases, issuances and settlements — — — 2,207 — Ending balance at September 30, 2021 $ 26,875 $ 124,853 $ 1,395 $ 6,914 $ — Nine Months Ended September 30, 2021 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 24,980 $ 116,974 $ 5,221 $ 2,819 $ — Net change recognized in earnings 1,895 — (3,826) — — Net change recognized in AOCI — 7,879 — — — Purchases, issuances and settlements — — — 4,095 — Ending balance at September 30, 2021 $ 26,875 $ 124,853 $ 1,395 $ 6,914 $ — Interest income and dividends from the TPS securities are recorded as a component of interest income. Interest expense related to the junior subordinated debentures is measured based on contractual interest rates and reported in interest expense. The change in fair value of the junior subordinated debentures, which represents changes in instrument specific credit risk, is recorded in other comprehensive income. The change in fair value of the investment in limited partnerships and the SBA servicing asset are recorded as a component of non-interest income. Items Measured at Fair Value on a Non-recurring Basis: The following tables present financial assets and liabilities measured at fair value on a non-recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 Level 1 Level 2 Level 3 Total REO — — 340 340 Loans held for sale — 73,787 — 73,787 December 31, 2021 Level 1 Level 2 Level 3 Total Loans individually evaluated $ — $ — $ 2,989 $ 2,989 REO — — 852 852 The following table presents the losses resulting from non-recurring fair value adjustments for the three and nine months ended September 30, 2022 and September 30, 2021 (in thousands): Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Loans individually evaluated $ — $ — $ — $ (303) Loans held for sale (2,200) — (3,261) — Total loss from non-recurring measurements $ (2,200) $ — $ (3,261) $ (303) Loans individually evaluated : Expected credit losses for loans evaluated individually are measured based on the present value of expected future cash flows discounted at the loan’s original effective interest rate or when the Bank determines that foreclosure is probable, the expected credit loss is measured based on the fair value of the collateral as of the reporting date, less estimated selling costs, as applicable. As a practical expedient, the Bank measures the expected credit loss for a loan using the fair value of the collateral, if repayment is expected to be provided substantially through the operation or sale of the collateral when the borrower is experiencing financial difficulty based on the Bank’s assessment as of the reporting date. In both cases, if the fair value of the collateral is less than the amortized cost basis of the loan, the Bank will recognize an allowance as the difference between the fair value of the collateral, less costs to sell (if applicable) at the reporting date and the amortized cost basis of the loan. If the fair value of the collateral exceeds the amortized cost basis of the loan, any expected recovery added to the amortized cost basis will be limited to the amount previously charged-off by the subsequent changes in the expected credit losses for loans evaluated individually are included within the provision for credit losses in the same manner in which the expected credit loss initially was recognized or as a reduction in the provision that would otherwise be reported. REO : The Company records REO (acquired through a lending relationship) at fair value on a non-recurring basis. Fair value adjustments on REO are based on updated real estate appraisals which are based on current market conditions. All REO properties are recorded at the lower of the estimated fair value of the real estate, less expected selling costs, or the carrying amount of the defaulted loans. From time to time, non-recurring fair value adjustments to REO are recorded to reflect partial write-downs based on an observable market price or current appraised value of property. Banner considers any valuation inputs related to REO to be Level 3 inputs. The individual carrying values of these assets are reviewed for impairment at least annually and any additional impairment charges are expensed to operations. Loans held for sale : The multifamily held for sale loans are carried at the lower of cost or market value. Lower of cost or market adjustments for multifamily loans held for sale are calculated based on discounted cash flows using a discount rate that is a combination of market spreads for similar loan types added to selected index rates. If the fair value of the multifamily held for sale loans is lower than the amortized cost basis of the loans, a net unrealized loss is recognized through the valuation allowance by charges to income.

INCOME TAXES AND DEFERRED TAXES

INCOME TAXES AND DEFERRED TAXES	9 Months Ended
	Sep. 30, 2022
Income Tax Disclosure [Abstract]
INCOME TAXES AND DEFERRED TAXES	INCOME TAXES AND DEFERRED TAXES The Company files a consolidated income tax return including all of its wholly-owned subsidiaries on a calendar year basis. Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company’s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period of change. A valuation allowance is recognized as a reduction to deferred tax assets when management determines it is more likely than not that deferred tax assets will not be available to offset future income tax liabilities. Accounting standards for income taxes prescribe a recognition threshold and measurement process for financial statement recognition and measurement of uncertain tax positions taken or expected to be taken in a tax return, and also provide guidance on the de-recognition of previously recorded benefits and their classification, as well as the proper recording of interest and penalties, accounting in interim periods, disclosures and transition. The Company periodically reviews its income tax positions based on tax laws and regulations and financial reporting considerations, and records adjustments as appropriate. This review takes into consideration the status of current taxing authorities’ examinations of the Company’s tax returns, recent positions taken by the taxing authorities on similar transactions, if any, and the overall tax environment. As of September 30, 2022, the Company has recognized $1.0 million of unrecognized tax benefits for uncertain tax positions. The Company does not anticipate that there are additional uncertain tax positions or that any uncertain tax position which has not been recognized would materially affect the effective tax rate if recognized. The Company’s policy is to recognize interest and penalties on unrecognized tax benefits in the income tax expense. The Company files consolidated income tax returns in the U.S. federal jurisdiction and in the Oregon, California, Utah, Idaho and Montana state jurisdictions. Tax credit investments: The Company invests in low income housing tax credit funds that are designed to generate a return primarily through the realization of federal tax credits. The Company accounts for these investments by amortizing the cost of tax credit investments over the life of the investment using a proportional amortization method and tax credit investment amortization expense is a component of the provision for income taxes. The following table presents the balances of the Company’s tax credit investments and related unfunded commitments at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Tax credit investments $ 64,845 $ 56,589 Unfunded commitments—tax credit investments 38,667 31,174 The following table presents other information related to the Company’s tax credit investments for the three and nine months ended September 30, 2022 and 2021 (in thousands): Three Months Ended September 30, Nine Months Ended 2022 2021 2022 2021 Tax credits and other tax benefits recognized $ 1,458 $ 1,114 $ 4,374 $ 3,341 Tax credit amortization expense included in provision for income taxes 1,173 915 3,744 2,745

CALCULATION OF WEIGHTED AVERAGE

CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (EPS)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (EPS)	CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (EPS) The following table reconciles basic to diluted weighted average shares outstanding used to calculate earnings per share data for the three and nine months ended September 30, 2022 and 2021 (in thousands, except shares and per share data): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Net income $ 49,070 $ 49,884 $ 140,998 $ 151,121 Basic weighted average shares outstanding 34,224,640 34,446,510 34,277,182 34,716,914 Dilutive effect of unvested restricted stock 191,377 222,982 222,064 295,314 Diluted weighted shares outstanding 34,416,017 34,669,492 34,499,246 35,012,228 Earnings per common share Basic $ 1.43 $ 1.45 $ 4.11 $ 4.35 Diluted $ 1.43 $ 1.44 $ 4.09 $ 4.32

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS	9 Months Ended
	Sep. 30, 2022
Share-Based Payment Arrangement [Abstract]
STOCK-BASED COMPENSATION PLANS AND STOCK OPTIONS	STOCK-BASED COMPENSATION PLANS The Company operates the following stock-based compensation plans as approved by its shareholders: • 2014 Omnibus Incentive Plan (the 2014 Plan). • 2018 Omnibus Incentive Plan (the 2018 Plan). The purpose of these plans is to promote the success and enhance the value of the Company by providing a means for attracting and retaining highly skilled employees, officers and directors of Banner Corporation and its affiliates and linking their personal interests with those of the Company’s shareholders. Under these plans the Company currently has outstanding restricted stock share grants and restricted stock unit grants. 2014 Omnibus Incentive Plan The 2014 Plan was approved by shareholders on April 22, 2014. The 2014 Plan provides for the grant of incentive stock options, non-qualified stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, performance units, other stock-based awards and other cash awards, and provides for vesting requirements which may include time-based or performance-based conditions. The Company reserved 900,000 shares of its common stock for issuance under the 2014 Plan in connection with the exercise of awards. As of September 30, 2022, 272,495 restricted stock shares and 426,814 restricted stock units have been granted under the 2014 Plan of which 1,552 restricted stock shares and 23,114 restricted stock units are unvested. 2018 Omnibus Incentive Plan The 2018 Plan was approved by shareholders on April 24, 2018. The 2018 Plan provides for the grant of incentive stock options, non-qualified stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, performance units, other stock-based awards and other cash awards, and provides for vesting requirements which may include time-based or performance-based conditions. The Company reserved 900,000 shares of common stock for issuance under the 2018 Plan in connection with the exercise of awards. As of September 30, 2022, 556,439 restricted stock units have been granted under the 2018 Plan of which 358,175 restricted stock units are unvested. The expense associated with all restricted stock grants (including restricted stock shares and restricted stock units) was $2.3 million and $6.6 million for the three and nine month periods ended September 30, 2022 and was $2.4 million and $7.0 million for the three and nine month periods ended September 30, 2021, respectively. Unrecognized compensation expense for these awards as of September 30, 2022 was $12.9 million and will be recognized over a weighted average period of 23 months.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance-Sheet Risk — The Company has financial instruments with off-balance-sheet risk generated in the normal course of business to meet the financing needs of our clients. These financial instruments include commitments to extend credit, commitments related to standby letters of credit, commitments to originate loans, commitments to sell loans, commitments to buy and sell securities. These instruments involve, to varying degrees, elements of credit and interest rate risk similar to the risk involved in on-balance-sheet items recognized in our Consolidated Statements of Financial Condition. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument from commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. We use the same credit policies in making commitments and conditional obligations as for on-balance-sheet instruments. Outstanding commitments for which no asset or liability for the notional amount has been recorded consisted of the following at the dates indicated (in thousands): Contract or Notional Amount September 30, 2022 December 31, 2021 Commitments to extend credit $ 3,943,549 $ 3,527,143 Standby letters of credit and financial guarantees 28,508 21,830 Commitments to originate loans 99,723 106,609 Risk participation agreements 52,761 40,064 Derivatives also included in Note 13: Commitments to originate loans held for sale 20,891 106,590 Commitments to sell loans secured by one- to four-family residential properties 15,253 27,006 Commitments to sell securities related to mortgage banking activities 25,250 127,580 In addition to the commitments disclosed in the table above, the Company is committed to funding its’ unfunded tax credit investments (see Note 9, Income Taxes and Deferred Taxes). The Company has also entered into agreements to invest in several limited partnerships. As of September 30, 2022 and December 31, 2021, the funded balances and remaining outstanding commitments of these investments were as follows (in thousands): September 30, 2022 December 31, 2021 Funded Balance Unfunded Balance Funded Balance Unfunded Balance Limited partnerships investments $ 9,934 $ 12,566 $ 7,642 $ 9,858 Commitments to extend credit are agreements to lend to a client, as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Many of the commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each client’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of credit, is based on management’s credit evaluation of the client. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, and income producing commercial properties. The Company’s allowance for credit losses - unfunded loan commitments at September 30, 2022 and December 31, 2021 was $14.0 million and $12.4 million, respectively. Standby letters of credit are conditional commitments issued to guarantee a client’s performance or payment to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to clients. Under a risk participation agreement, Banner Bank guarantees the financial performance of a borrower on the participated portion of an interest rate swap on a loan. Interest rates on residential one- to four-family mortgage loan applications are typically rate locked (committed) to clients during the application stage for periods ranging from 30 to 60 days, the most typical period being 45 days. Traditionally, these loan applications with rate lock commitments had the pricing for the sale of these loans locked with various qualified investors under a best-efforts delivery program at or near the time the interest rate is locked with the client. Banner Bank then attempts to deliver these loans before their rate locks expired. This arrangement generally required delivery of the loans prior to the expiration of the rate lock. Delays in funding the loans would require a lock extension. The cost of a lock extension at times was borne by the client and at times by Banner Bank. These lock extension costs have not had a material impact to the Company’s operations. For mandatory delivery commitments the Company enters into forward commitments at specific prices and settlement dates to deliver either: (1) residential mortgage loans for purchase by secondary market investors (i.e., Freddie Mac or Fannie Mae), or (2) mortgage-backed securities to broker/dealers. The purpose of these forward commitments is to offset the movement in interest rates between the execution of its residential mortgage rate lock commitments with borrowers and the sale of those loans to the secondary market investor. There were no counterparty default losses on forward contracts during the three and nine months ended September 30, 2022 or September 30, 2021. Market risk with respect to forward contracts arises principally from changes in the value of contractual positions due to changes in interest rates. The Company limits its exposure to market risk by monitoring differences between commitments to clients and forward contracts with market investors and securities broker/dealers. In the event the Company has forward delivery contract commitments in excess of available mortgage loans, the transaction is completed by either paying or receiving a fee to or from the investor or broker/dealer equal to the increase or decrease in the market value of the forward contract. In the normal course of business, the Company and/or its subsidiaries have various legal proceedings and other contingent matters outstanding. These proceedings and the associated legal claims are often contested and the outcome of individual matters is not always predictable. These claims and counter-claims typically arise during the course of collection efforts on problem loans or with respect to action to enforce liens on properties in which the Bank holds a security interest. Based upon the information known to management at this time, the Company and the Bank are not a party to any legal proceedings that management believes would have a material adverse effect on the results of operations or consolidated financial position at September 30, 2022. In connection with certain asset sales, the Bank typically makes representations and warranties about the underlying assets conforming to specified guidelines. If the underlying assets do not conform to the specifications, the Bank may have an obligation to repurchase the assets or indemnify the purchaser against any loss. The Bank believes that the potential for material loss under these arrangements is remote. Accordingly, the fair value of such obligations is not material.

DERIVATIVES AND HEDGING

DERIVATIVES AND HEDGING	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES AND HEDGING	DERIVATIVES AND HEDGING The Company, through its Banner Bank subsidiary, is party to various derivative instruments that are used for asset and liability management and client financing needs. Derivative instruments are contracts between two or more parties that have a notional amount and an underlying variable, require no net investment and allow for the net settlement of positions. The notional amount serves as the basis for the payment provision of the contract and takes the form of units, such as shares or dollars. The underlying variable represents a specified interest rate, index, or other component. The interaction between the notional amount and the underlying variable determines the number of units to be exchanged between the parties and influences the market value of the derivative contract. The Company obtains dealer quotations to value its derivative contracts. The Company’s predominant derivative and hedging activities involve interest rate swaps related to certain term loans and forward sales contracts associated with mortgage banking activities. Generally, these instruments help the Company manage exposure to market risk and meet client financing needs. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors. Interest Rate Swaps with Dealer Counterparties: The Company’s fixed-rate loans result in exposure to losses in value or net interest income as interest rates change. The risk management objective for hedging fixed-rate loans is to effectively convert the fixed-rate received to a floating rate. The Company has hedged exposure to changes in the fair value of certain fixed-rate loans through the use of interest rate swaps. For a qualifying fair value hedge, changes in the value of the derivatives are recognized in current period earnings along with the corresponding changes in the fair value of the designated hedged item attributable to the risk being hedged. Interest Rate Swaps used in Cash Flow Hedges: The Company’s floating rate loans result in exposure to losses in value or net interest income as interest rates change. The risk management objectives in using interest rate derivatives are to reduce volatility in net interest income and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps as part of its interest rate risk management strategy. During the fourth quarter of 2021, the Company entered into interest rate swaps designated as cash flow hedges to hedge the variable cash flows associated with existing floating rate loans. These hedge contracts involve the receipt of fixed-rate amounts from a counterparty in exchange for the Company making floating-rate payments over the life of the agreements without exchange of the underlying notional amount. For derivatives designated and that qualify as cash flow hedges of interest rate risk, the unrealized gain or loss on the derivative is recorded in accumulated other comprehensive income (AOCI) and subsequently reclassified into interest income in the same period during which the hedged transaction affects earnings. Amounts reported in AOCI related to derivatives will be reclassified to interest income as interest payments are made on the Corporation’s variable-rate assets. During the next 12 months, the Company estimates that an additional $13.6 million will be reclassified as an increase to interest income. As of September 30, 2022 and December 31, 2021, the notional values or contractual amounts and fair values of the Company’s derivatives designated in hedge relationships were as follows (in thousands): Asset Derivatives Liability Derivatives September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Notional/ Fair Value (1) Notional/ Fair Value (1) Notional/ Fair Value (2) Notional/ Fair Value (2) Interest Rate Swaps used in Cash Flow Hedges $ — $ — $ — $ — $ 400,000 $ 19,547 $ 400,000 $ 279 (1) Included in Loans receivable on the Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities on the Consolidated Statements of Financial Condition. The following table presents the effect of cash flow hedge accounting on AOCI for the three and nine months ended September 30, 2022 (in thousands): For the Three Months Ended September 30, 2022 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ (9,153) $ (9,153) $ — Interest Income $ (1,283) $ (1,283) $ — For the Nine Months Ended September 30, 2022 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ (26,795) $ (26,795) $ — Interest Income $ (371) $ (371) $ — At September 30, 2022 and December 31, 2021 we had recorded total net unrealized losses on cash flow hedges in AOCI, net of taxes of $21.0 million and $958,000, respectively. Derivatives Not Designated in Hedge Relationships Interest Rate Swaps: Banner Bank uses an interest rate swap program for commercial loan clients, that provides the client with a variable-rate loan and enters into an interest rate swap in which the client receives a variable-rate payment in exchange for a fixed-rate payment. The Bank offsets its risk exposure by entering into an offsetting interest rate swap with a dealer counterparty for the same notional amount and length of term as the client interest rate swap providing the dealer counterparty with a fixed-rate payment in exchange for a variable-rate payment. These swaps do not qualify as designated hedges; therefore, each swap is accounted for as a freestanding derivative. Risk Participation Agreements: In conjunction with the purchase or sale of participating interests in loans, the Company also participates in related swaps through risk participation agreements. The existing credit derivatives resulting from these participations are not designated as hedges as they are not used to manage interest rate risk in the Company’s assets or liabilities and are not speculative. Mortgage Banking: The Company sells originated one- to four-family mortgage loans into the secondary mortgage loan markets. During the period of loan origination and prior to the sale of the loans in the secondary market, the Company has exposure to movements in interest rates associated with written interest rate lock commitments with potential borrowers to originate one- to four-family loans that are intended to be sold and for closed one- to four-family mortgage loans held for sale for which fair value accounting has been elected, that are awaiting sale and delivery into the secondary market. The Company economically hedges the risk of changing interest rates associated with these mortgage loan commitments by entering into forward sales contracts to sell one- to four-family mortgage loans or mortgage-backed securities to broker/dealers at specific prices and dates. As of September 30, 2022 and December 31, 2021, the notional values or contractual amounts and fair values of the Company’s derivatives not designated in hedge relationships were as follows (in thousands): Asset Derivatives Liability Derivatives September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Notional/ Fair Value (1) Notional/ Fair Value (1) Notional/ Fair Value (2) Notional/ Fair Value (2) Interest rate swaps $ 448,912 $ 38,747 $ 551,606 $ 20,826 $ 448,912 $ 38,801 $ 551,606 $ 11,336 Risk participation agreements 1,342 — — — 51,419 68 — — Mortgage loan commitments 13,805 83 87,986 1,467 13,393 115 26,329 66 Forward sales contracts 25,250 940 56,086 88 15,253 132 98,500 74 $ 489,309 $ 39,770 $ 695,678 $ 22,381 $ 528,977 $ 39,116 $ 676,435 $ 11,476 (1) Included in Other assets on the Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities on the Consolidated Statements of Financial Condition. Gains (losses) recognized in income on non-designated hedging instruments for the three and nine months ended September 30, 2022 and 2021 were as follows (in thousands): Location on Consolidated Three Months Ended Nine Months Ended 2022 2021 2022 2021 Mortgage loan commitments Mortgage banking operations $ (472) $ (1,179) $ (1,582) $ (3,826) Forward sales contracts Mortgage banking operations 682 865 681 2,004 $ 210 $ (314) $ (901) $ (1,822) The Company is exposed to credit-related losses in the event of nonperformance by the counterparty to these agreements. Credit risk of the financial contract is controlled through the credit approval, limits, and monitoring procedures and management does not expect the counterparties to fail their obligations. In connection with the interest rate swaps between Banner Bank and the dealer counterparties, the agreements contain a provision where if Banner Bank fails to maintain its status as a well/adequately capitalized institution, then the counterparty could terminate the derivative positions and Banner Bank would be required to settle its obligations. Similarly, Banner Bank could be required to settle its obligations under certain of its agreements if specific regulatory events occur, such as a publicly issued prompt corrective action directive, cease and desist order, or a capital maintenance agreement that required Banner Bank to maintain a specific capital level. If Banner Bank had breached any of these provisions at September 30, 2022 or December 31, 2021, it could have been required to settle its obligations under the agreements at the termination value. As of September 30, 2022, the Company had no obligations to dealer counterparties related to these agreements. As of December 31, 2021, the termination value of derivatives in a net liability position related to these agreements was $24.9 million. The Company generally posts collateral against derivative liabilities in the form of cash, government agency-issued bonds, mortgage-backed securities, or commercial mortgage-backed securities. Collateral posted against derivative liabilities was $25.6 million and $45.8 million as of September 30, 2022 and December 31, 2021, respectively. Derivative assets and liabilities are recorded at fair value on the balance sheet. Master netting agreements allow the Company to settle all derivative contracts held with a single counterparty on a net basis and to offset net derivative positions with related collateral where applicable. In addition, some of interest rate swap derivatives between Banner Bank and the dealer counterparties are cleared through central clearing houses. These clearing houses characterize the variation margin payments as settlements of the derivative’s market exposure and not as collateral. The variation margin is treated as an adjustment to our cash collateral, as well as a corresponding adjustment to our derivative liability. As of September 30, 2022 and December 31, 2021, the variation margin adjustment was a negative adjustment of $8.1 million and $10.7 million, respectively. The following tables present additional information related to the Company’s derivative contracts, by type of financial instrument, as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 38,747 $ — $ 38,747 $ — $ — $ 38,747 $ 38,747 $ — $ 38,747 $ — $ — $ 38,747 Derivative liabilities Interest rate swaps $ 58,348 $ — $ 58,348 $ — $ (17,036) $ 41,312 $ 58,348 $ — $ 58,348 $ — $ (17,036) $ 41,312 December 31, 2021 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 20,826 $ — $ 20,826 $ — $ — $ 20,826 $ 20,826 $ — $ 20,826 $ — $ — $ 20,826 Derivative liabilities Interest rate swaps $ 11,615 $ — $ 11,615 $ — $ (9,669) $ 1,946 $ 11,615 $ — $ 11,615 $ — $ (9,669) $ 1,946

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
Revenue from Contract with Customer [Text Block]	REVENUE FROM CONTRACTS WITH CLIENTS Disaggregation of Revenue: Deposit fees and other service charges for the three and nine months ended September 30, 2022 and 2021 are summarized as follows (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Deposit service charges $ 6,195 $ 5,128 $ 17,592 $ 13,735 Debit and credit card interchange fees 6,049 6,032 17,830 17,265 Debit and credit card expense (2,852) (2,655) (8,440) (7,819) Merchant services income 4,166 4,239 11,780 11,136 Merchant services expense (3,431) (3,439) (9,654) (8,964) Other service charges 1,322 1,152 4,530 3,801 Total deposit fees and other service charges $ 11,449 $ 10,457 $ 33,638 $ 29,154 Deposit fees and other service charges Deposit fees and other service charges include transaction and non-transaction based deposit fees. Transaction-based fees on deposit accounts are charged to deposit clients for specific services provided to the client. These fees include such items as wire fees, official check fees, and overdraft fees. These are contract specific to each individual transaction and do not extend beyond the individual transaction. The performance obligation is completed and the fees are recognized at the time the specific transactional service is provided to the client. Non-transactional deposit fees are typically monthly account maintenance fees charged on deposit accounts. These are day-to-day contracts that can be canceled by either party without notice. The performance obligation is satisfied and the fees are recognized on a monthly basis after the service period is completed. Debit and credit card interchange income and expenses Debit and credit card interchange income represent fees earned when a debit or credit card issued by the Bank is used to purchase goods or services at a merchant. The merchant’s bank pays the Bank a default interchange rate set by MasterCard on a transaction by transaction basis. The merchant acquiring bank can stop accepting the Bank’s cards at any time and the Bank can stop further use of cards issued by them at any time. The performance obligation is satisfied and the fees are earned when the cost of the transaction is charged to the Bank’s cardholders’ card. Direct expenses associated with the credit and debit card are recorded as a net reduction against the interchange income. Merchant services income Merchant services income represents fees earned by the Bank for card payment services provided to its merchant clients. The Bank has a contract with a third party to provide card payment services to the Bank’s merchants that contract for those services. The third party provider has contracts with the Bank’s merchants to provide the card payment services. The Bank does not have a direct contractual relationship with its merchants for these services. The Bank sets the rates for the services provided by the third party. The third party provider passes the payments made by the Bank’s merchants through to the Bank. The Bank, in turn, pays the third party provider for the services it provides to the Bank’s merchants. These payments to the third party provider are recorded as expenses as a net reduction against fee income. In addition, a portion of the payment received by the Bank represents interchange fees which are passed through to the card issuing bank. Income is primarily earned based on the dollar volume and number of transactions processed. The performance obligation is satisfied and the related fee is earned when each payment is accepted by the processing network.

BASIS OF PRESENTATION AND SIG_2

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Accounting	The accompanying unaudited condensed consolidated financial statements include the accounts of Banner Corporation (the Company or Banner), a bank holding company incorporated in the State of Washington and its wholly-owned subsidiary, Banner Bank (the Bank). These unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (GAAP) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (SEC). In preparing these financial statements, the Company has evaluated events and transactions subsequent to September 30, 2022 for potential recognition or disclosure. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. Certain information and note disclosures have been condensed or omitted pursuant to the rules and regulations of the SEC and the accounting standards for interim financial statements. Certain reclassifications have been made to the 2021 Consolidated Financial Statements and/or schedules to conform to the 2022 presentation. These reclassifications may have affected certain ratios for the prior periods. The effect of these reclassifications is considered immaterial. All significant intercompany transactions and balances have been eliminated. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company’s accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions and other subjective assessments. In particular, management has identified several accounting policies that, due to the judgments, estimates and assumptions inherent in those policies, are critical to an understanding of Banner’s consolidated financial statements. These policies relate to (i) the methodology for the recognition of interest income, (ii) determination of the provision and allowance for credit losses, (iii) the valuation of financial assets and liabilities recorded at fair value, (iv) the valuation of intangible assets, such as goodwill, core deposit intangibles (CDI) and loan servicing rights, (v) the valuation of real estate held for sale, (vi) the valuation or recognition of deferred tax assets and liabilities, (vii) the valuation of assets and liabilities acquired in business combinations and subsequent recognition of related income and expense and (viii) the determination of estimated losses from legal proceedings and other contingent matters pending. These policies and judgments, estimates and assumptions are described in greater detail in subsequent notes to the Consolidated Financial Statements and Management’s Discussion and Analysis of Financial Condition and Results of Operations (Critical Accounting Policies and Estimates) in our Annual Report on Form 10-K for the year ended December 31, 2021 filed with the SEC (2021 Form 10-K). There have been no significant changes in our application of these accounting policies during the first nine months of 2022. The information included in this Form 10-Q should be read in conjunction with our 2021 Form 10-K. Interim results are not necessarily indicative of results for a full year or any other interim period.

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of Securities	The amortized cost, gross unrealized gains and losses and estimated fair value of securities at September 30, 2022 and December 31, 2021 are summarized as follows (in thousands): September 30, 2022 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 28,383 $ 27,203 $ 28,383 September 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 188,046 $ 108 $ (1,643) $ — $ 186,511 Municipal bonds 303,485 14 (50,687) — 252,812 Corporate bonds 133,398 — (10,749) — 122,649 Mortgage-backed or related securities 2,586,161 5 (372,529) — 2,213,637 Asset-backed securities 222,451 458 (2,345) — 220,564 $ 3,433,541 $ 585 $ (437,953) $ — $ 2,996,173 September 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 312 $ 1 $ (7) $ 306 $ — Municipal bonds 508,002 54 (90,655) 417,401 (193) Corporate bonds 2,994 — (18) 2,976 (201) Mortgage-backed or related securities 621,938 — (95,205) 526,733 — $ 1,133,246 $ 55 $ (185,885) $ 947,416 $ (394) December 31, 2021 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 26,981 $ 27,203 $ 26,981 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 201,101 $ 852 $ (621) $ — $ 201,332 Municipal bonds 293,761 15,171 (320) — 308,612 Corporate bonds 114,427 3,103 (183) — 117,347 Mortgage-backed or related securities 2,837,480 17,749 (49,961) — 2,805,268 Asset-backed securities 206,391 52 (9) — 206,434 $ 3,653,160 $ 36,927 $ (51,094) $ — $ 3,638,993 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 316 $ 3 $ — $ 319 $ — Municipal bonds 420,555 20,743 (1,393) 439,905 (203) Corporate bonds 3,092 — (3) 3,089 (230) Mortgage-backed or related securities 97,392 1,171 (23) 98,540 — $ 521,355 $ 21,917 $ (1,419) $ 541,853 $ (433)
Schedule of Securities with Continuous Loss Position	At September 30, 2022 and December 31, 2021, the gross unrealized losses and the fair value for securities available-for-sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position were as follows (in thousands): September 30, 2022 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ 83,887 $ (1,239) $ 58,248 $ (404) $ 142,135 $ (1,643) Municipal bonds 229,339 (42,086) 15,853 (8,601) 245,192 (50,687) Corporate bonds 115,044 (9,754) 7,006 (995) 122,050 (10,749) Mortgage-backed or related securities 1,356,167 (182,947) 794,663 (189,582) 2,150,830 (372,529) Asset-backed securities 103,702 (2,345) — — 103,702 (2,345) $ 1,888,139 $ (238,371) $ 875,770 $ (199,582) $ 2,763,909 $ (437,953) December 31, 2021 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ — $ — $ 71,306 $ (621) $ 71,306 $ (621) Municipal bonds 40,397 (221) 8,541 (99) 48,938 (320) Corporate bonds 8,009 (121) 9,938 (62) 17,947 (183) Mortgage-backed or related securities 1,307,411 (38,028) 721,454 (11,933) 2,028,865 (49,961) Asset-backed securities 3,382 (9) — — 3,382 (9) $ 1,359,199 $ (38,379) $ 811,239 $ (12,715) $ 2,170,438 $ (51,094)
Schedule of Realized Gain (Loss)	The following table presents gross gains and losses on sales and partial calls of securities available-for-sale (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Available-for-Sale: Gross Gains $ 6 $ 140 $ 522 $ 766 Gross Losses — (22) (49) (132) Balance, end of the period $ 6 $ 118 $ 473 $ 634
Schedule of Securities by Contractual Maturity Date	The following table presents the amortized cost and estimated fair value of securities at September 30, 2022, by contractual maturity and does not reflect any required periodic payments (in thousands). Expected maturities will differ from contractual maturities because some securities may be called or prepaid with or without call or prepayment penalties. September 30, 2022 Trading Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value Amortized Cost Fair Value Maturing within one year $ — $ — $ 5,056 $ 5,025 $ 11,959 $ 11,891 Maturing after one year through five years — — 264,362 248,564 38,926 37,909 Maturing after five years through ten years — — 712,311 661,349 21,648 20,506 Maturing after ten years 27,203 28,383 2,451,812 2,081,235 1,060,713 877,110 $ 27,203 $ 28,383 $ 3,433,541 $ 2,996,173 $ 1,133,246 $ 947,416
Schedule of Pledged Securities	The following table presents, as of September 30, 2022, investment securities which were pledged to secure borrowings, public deposits or other obligations as permitted or required by law (in thousands): September 30, 2022 Carrying Value Amortized Cost Fair Value Purpose or beneficiary: State and local governments public deposits $ 232,331 $ 236,203 $ 203,636 Interest rate swap counterparties 7,723 8,183 7,718 Repurchase transaction accounts 272,903 302,344 245,430 Other 2,470 2,470 2,449 Total pledged securities $ 515,427 $ 549,200 $ 459,233
Debt Instrument, Credit Rating	The Company monitors the credit quality of held-to-maturity debt securities through the use of credit ratings which are reviewed and updated quarterly. The Company’s non-rated held-to-maturity debt securities are primarily United States government sponsored enterprise debentures carrying minimal to no credit risk. The non-rated corporate bonds primarily consist of Community Reinvestment Act related bonds secured by loan instruments from low to moderate income borrowers. The remaining non-rated held-to-maturity debt securities balance is comprised of local municipal debt from within the Company’s geographic footprint and is monitored through quarterly or annual financial review. This municipal debt is predominately essential service or unlimited general obligation backed debt. The following tables summarize the amortized cost of held-to-maturity debt securities by credit rating at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 496,267 $ 500 $ 16,731 $ 513,498 Not Rated 312 11,735 2,494 605,207 619,748 $ 312 $ 508,002 $ 2,994 $ 621,938 $ 1,133,246 December 31, 2021 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 406,363 $ 500 $ — $ 406,863 Not Rated 316 14,192 2,592 97,392 114,492 $ 316 $ 420,555 $ 3,092 $ 97,392 $ 521,355
Debt Securities, Held-to-maturity, Allowance for Credit Loss	The following tables present the activity in the allowance for credit losses for held-to-maturity debt securities by major type for the three and nine months ended September 30, 2022 and September 30, 2021 (in thousands): For the Three Months Ended September 30, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 196 $ 228 $ — $ 424 Recapture of provision for credit losses — (3) (52) — (55) Recoveries — — 25 — 25 Ending Balance $ — $ 193 $ 201 $ — $ 394 For the Nine Months Ended September 30, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 203 $ 230 $ — $ 433 Recapture of provision for credit losses — (10) (54) — (64) Recoveries — — 25 — 25 Ending Balance $ — $ 193 $ 201 $ — $ 394 For the Three Months Ended September 30, 2021 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 64 $ 46 $ — $ 110 Recapture of provision for credit losses — (1) (5) — (6) Ending Balance $ — $ 63 $ 41 $ — $ 104 For the Nine Months Ended September 30, 2021 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total Allowance for credit losses – securities Beginning Balance $ — $ 59 $ 35 $ — $ 94 Provision for credit losses — 4 6 — 10 Ending Balance $ — $ 63 $ 41 $ — $ 104

LOANS RECEIVABLE AND THE ALLO_2

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Tables)	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Receivables [Abstract]
Schedule of Loans Receivable, Including Loans Held for Sale	The following table presents the loans receivable at September 30, 2022 and December 31, 2021 by class (dollars in thousands). September 30, 2022 December 31, 2021 Amount Percent of Total Amount Percent of Total Commercial real estate: Owner-occupied $ 862,792 8.8 % $ 831,623 9.2 % Investment properties 1,604,881 16.3 1,674,027 18.4 Small balance CRE 1,188,351 12.1 1,281,863 14.1 Multifamily real estate 592,834 6.0 530,885 5.8 Construction, land and land development: Commercial construction 171,029 1.7 167,998 1.8 Multifamily construction 275,488 2.8 259,116 2.9 One- to four-family construction 666,350 6.8 568,753 6.3 Land and land development 329,459 3.4 313,454 3.5 Commercial business: Commercial business (1) 1,242,550 12.7 1,170,780 12.9 Small business scored 906,647 9.2 792,310 8.7 Agricultural business, including secured by farmland (2) 299,400 3.0 280,578 3.1 One- to four-family residential 1,025,143 10.4 657,474 7.2 Consumer: Consumer—home equity revolving lines of credit 545,807 5.6 458,533 5.0 Consumer—other 116,365 1.2 97,369 1.1 Total loans 9,827,096 100.0 % 9,084,763 100.0 % Less allowance for credit losses – loans (135,918) (132,099) Net loans $ 9,691,178 $ 8,952,664
Schedule of Troubled Debt Restructurings		There were no new TDRs that occurred during the nine months ended September 30, 2022 or September 30, 2021.
Schedule of Risk-Rated Loans and Non-Risk Rated Loans by Grade and Other Characteristics		The following tables present the Company’s portfolio of risk-rated loans by class and by grade as of September 30, 2022 and December 31, 2021 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial real estate - owner occupied Risk Rating Pass $ 146,166 $ 198,638 $ 151,970 $ 76,639 $ 57,519 $ 154,148 $ 21,445 $ 806,525 Special Mention — — — 2,849 — 2,061 462 5,372 Substandard 11,645 — 7,262 15,228 16,342 418 — 50,895 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 157,811 $ 198,638 $ 159,232 $ 94,716 $ 73,861 $ 156,627 $ 21,907 $ 862,792 Commercial real estate - investment properties Risk Rating Pass $ 135,384 $ 330,599 $ 165,300 $ 184,908 $ 173,344 $ 588,070 $ 11,719 $ 1,589,324 Special Mention — — — — — — — — Substandard 7,861 — — 3,300 — 3,068 1,328 15,557 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 143,245 $ 330,599 $ 165,300 $ 188,208 $ 173,344 $ 591,138 $ 13,047 $ 1,604,881 Multifamily real estate Risk Rating Pass $ 95,779 $ 162,705 $ 94,767 $ 48,150 $ 29,813 $ 157,757 $ 2,412 $ 591,383 Special Mention — — — — — — — — Substandard — — — — — 1,451 — 1,451 Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 95,779 $ 162,705 $ 94,767 $ 48,150 $ 29,813 $ 159,208 $ 2,412 $ 592,834 September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial construction Risk Rating Pass $ 83,600 $ 63,018 $ 11,456 $ 3,615 $ 1,122 $ — $ — $ 162,811 Special Mention — — — 676 — — — 676 Substandard 2,851 1 — — 4,690 — — 7,542 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 86,451 $ 63,019 $ 11,456 $ 4,291 $ 5,812 $ — $ — $ 171,029 Multifamily construction Risk Rating Pass $ 91,394 $ 140,938 $ 41,708 $ 1,448 $ — $ — $ — $ 275,488 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 91,394 $ 140,938 $ 41,708 $ 1,448 $ — $ — $ — $ 275,488 One- to four- family construction Risk Rating Pass $ 508,690 $ 146,630 $ 4,226 $ 331 $ — $ — $ 809 $ 660,686 Special Mention — — — — — — — — Substandard 5,664 — — — — — — 5,664 Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 514,354 $ 146,630 $ 4,226 $ 331 $ — $ — $ 809 $ 666,350 September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Land and land development Risk Rating Pass $ 143,120 $ 118,548 $ 38,737 $ 15,048 $ 6,725 $ 6,625 $ 357 $ 329,160 Special Mention — — — — — — — — Substandard — — — — 200 99 — 299 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 143,120 $ 118,548 $ 38,737 $ 15,048 $ 6,925 $ 6,724 $ 357 $ 329,459 Commercial business Risk Rating Pass $ 169,941 $ 168,950 $ 172,947 $ 138,021 $ 93,084 $ 94,769 $ 375,913 $ 1,213,625 Special Mention — 1,805 — — 2,842 — 3,235 7,882 Substandard 1,277 10,619 1,097 972 1,810 870 4,398 21,043 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 171,218 $ 181,374 $ 174,044 $ 138,993 $ 97,736 $ 95,639 $ 383,546 $ 1,242,550 Agricultural business, including secured by farmland Risk Rating Pass $ 25,451 $ 36,902 $ 19,249 $ 29,486 $ 25,367 $ 31,640 $ 117,885 $ 285,980 Special Mention — 337 271 — — — 2,424 3,032 Substandard 1,580 722 — 6,919 — 1,067 100 10,388 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 27,031 $ 37,961 $ 19,520 $ 36,405 $ 25,367 $ 32,707 $ 120,409 $ 299,400 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Commercial real estate - owner occupied Risk Rating Pass $ 212,407 $ 172,968 $ 100,077 $ 83,124 $ 43,371 $ 153,472 $ 11,782 $ 777,201 Special Mention — — 2,185 — — 74 — 2,259 Substandard 13,597 — 13,770 — 1,056 23,740 — 52,163 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 226,004 $ 172,968 $ 116,032 $ 83,124 $ 44,427 $ 177,286 $ 11,782 $ 831,623 Commercial real estate - investment properties Risk Rating Pass $ 337,170 $ 165,174 $ 231,021 $ 183,787 $ 201,738 $ 467,821 $ 18,471 $ 1,605,182 Special Mention — — 240 4,131 — — — 4,371 Substandard 28,926 — 3,343 — 4,305 27,900 — 64,474 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 366,096 $ 165,174 $ 234,604 $ 187,918 $ 206,043 $ 495,721 $ 18,471 $ 1,674,027 Multifamily real estate Risk Rating Pass $ 184,310 $ 75,226 $ 55,494 $ 33,708 $ 84,612 $ 88,055 $ 3,030 $ 524,435 Special Mention — — — — — — — — Substandard 4,908 — — — — 1,542 — 6,450 Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 189,218 $ 75,226 $ 55,494 $ 33,708 $ 84,612 $ 89,597 $ 3,030 $ 530,885 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Commercial construction Risk Rating Pass $ 103,352 $ 31,841 $ 7,259 $ 8,087 $ — $ — $ — $ 150,539 Special Mention — — — — — — — — Substandard 11,782 85 688 4,806 — 98 — 17,459 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 115,134 $ 31,926 $ 7,947 $ 12,893 $ — $ 98 $ — $ 167,998 Multifamily construction Risk Rating Pass $ 86,643 $ 118,114 $ 54,359 $ — $ — $ — $ — $ 259,116 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 86,643 $ 118,114 $ 54,359 $ — $ — $ — $ — $ 259,116 One- to four- family construction Risk Rating Pass $ 526,153 $ 40,133 $ 331 $ — $ — $ 216 $ 1,920 $ 568,753 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 526,153 $ 40,133 $ 331 $ — $ — $ 216 $ 1,920 $ 568,753 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Land and land development Risk Rating Pass $ 181,381 $ 89,895 $ 17,154 $ 8,141 $ 4,050 $ 7,870 $ 1,682 $ 310,173 Special Mention — — — — — — — — Substandard 2,876 14 263 — — 128 — 3,281 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 184,257 $ 89,909 $ 17,417 $ 8,141 $ 4,050 $ 7,998 $ 1,682 $ 313,454 Commercial business Risk Rating Pass $ 273,096 $ 214,166 $ 176,136 $ 121,211 $ 45,434 $ 78,049 $ 246,351 $ 1,154,443 Special Mention 65 77 — 241 19 8 2,430 2,840 Substandard 1,941 1,560 2,292 3,853 875 679 2,297 13,497 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 275,102 $ 215,803 $ 178,428 $ 125,305 $ 46,328 $ 78,736 $ 251,078 $ 1,170,780 Agricultural business, including secured by farmland Risk Rating Pass $ 33,119 $ 25,338 $ 49,951 $ 27,401 $ 11,918 $ 30,042 $ 99,410 $ 277,179 Special Mention — — — — — — — — Substandard — 474 2,231 493 129 72 — 3,399 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 33,119 $ 25,812 $ 52,182 $ 27,894 $ 12,047 $ 30,114 $ 99,410 $ 280,578 The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of September 30, 2022 and December 31, 2021 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Small balance CRE Past Due Category Current $ 134,016 $ 209,928 $ 173,212 $ 138,970 $ 150,229 $ 377,806 $ 499 $ 1,184,660 30-59 Days Past Due — — — — — 2,532 — 2,532 60-89 Days Past Due — — — — — 137 — 137 90 Days + Past Due — — — — — 1,022 — 1,022 Total Small balance CRE $ 134,016 $ 209,928 $ 173,212 $ 138,970 $ 150,229 $ 381,497 $ 499 $ 1,188,351 Small business scored Past Due Category Current $ 234,698 $ 207,768 $ 106,437 $ 88,529 $ 61,474 $ 87,045 $ 117,696 $ 903,647 30-59 Days Past Due 159 35 423 635 21 147 676 2,096 60-89 Days Past Due — — — 492 — 199 15 706 90 Days + Past Due — — 13 119 66 — — 198 Total Small business scored $ 234,857 $ 207,803 $ 106,873 $ 89,775 $ 61,561 $ 87,391 $ 118,387 $ 906,647 One- to four- family residential Past Due Category Current $ 406,313 $ 269,745 $ 61,892 $ 37,419 $ 38,255 $ 204,687 $ 1,240 $ 1,019,551 30-59 Days Past Due — 26 — — — 110 — 136 60-89 Days Past Due — 263 330 1,184 94 522 — 2,393 90 Days + Past Due — 1,107 394 — 210 1,352 — 3,063 Total One- to four- family residential $ 406,313 $ 271,141 $ 62,616 $ 38,603 $ 38,559 $ 206,671 $ 1,240 $ 1,025,143 September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 7,227 $ 928 $ 546 $ 1,478 $ 1,446 $ 3,855 $ 527,727 $ 543,207 30-59 Days Past Due — 91 104 — — 538 746 1,479 60-89 Days Past Due — 13 — 251 37 75 — 376 90 Days + Past Due — — 73 271 64 337 — 745 Total Consumer—home equity revolving lines of credit $ 7,227 $ 1,032 $ 723 $ 2,000 $ 1,547 $ 4,805 $ 528,473 $ 545,807 Consumer-other Past Due Category Current $ 39,131 $ 13,630 $ 10,166 $ 6,430 $ 5,970 $ 18,232 $ 22,616 $ 116,175 30-59 Days Past Due — 12 25 19 2 41 50 149 60-89 Days Past Due — 6 2 5 — 3 25 41 90 Days + Past Due — — — — — — — — Total Consumer-other $ 39,131 $ 13,648 $ 10,193 $ 6,454 $ 5,972 $ 18,276 $ 22,691 $ 116,365 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Small balance CRE Past Due Category Current $ 215,933 $ 208,482 $ 157,342 $ 182,940 $ 138,239 $ 377,007 $ 533 $ 1,280,476 30-59 Days Past Due 40 — — — 49 — — 89 60-89 Days Past Due — — — — — — — — 90 Days + Past Due — — — — 1,186 112 — 1,298 Total Small balance CRE $ 215,973 $ 208,482 $ 157,342 $ 182,940 $ 139,474 $ 377,119 $ 533 $ 1,281,863 Small business scored Past Due Category Current $ 235,435 $ 126,959 $ 109,483 $ 84,460 $ 55,940 $ 69,504 $ 108,632 $ 790,413 30-59 Days Past Due 260 268 — 133 74 4 185 924 60-89 Days Past Due — — 133 11 9 248 64 465 90 Days + Past Due — 69 — 62 306 7 64 508 Total Small business scored $ 235,695 $ 127,296 $ 109,616 $ 84,666 $ 56,329 $ 69,763 $ 108,945 $ 792,310 One- to four- family residential Past Due Category Current $ 225,020 $ 77,873 $ 53,854 $ 48,299 $ 51,654 $ 195,479 $ 1,425 $ 653,604 30-59 Days Past Due — 596 — 404 635 683 — 2,318 60-89 Days Past Due — — 2 295 — 30 — 327 90 Days + Past Due — — — 167 — 1,058 — 1,225 Total One- to four- family residential $ 225,020 $ 78,469 $ 53,856 $ 49,165 $ 52,289 $ 197,250 $ 1,425 $ 657,474 December 31, 2021 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2021 2020 2019 2018 2017 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 7,135 $ 1,210 $ 1,324 $ 1,772 $ 1,764 $ 2,920 $ 440,352 $ 456,477 30-59 Days Past Due 147 — — 23 37 568 210 985 60-89 Days Past Due 49 — — — 45 83 91 268 90 Days + Past Due — — 109 191 156 188 159 803 Total Consumer—home equity revolving lines of credit $ 7,331 $ 1,210 $ 1,433 $ 1,986 $ 2,002 $ 3,759 $ 440,812 $ 458,533 Consumer-other Past Due Category Current $ 18,640 $ 12,803 $ 8,676 $ 8,242 $ 6,138 $ 17,055 $ 25,336 $ 96,890 30-59 Days Past Due — 114 13 150 22 29 60 388 60-89 Days Past Due 6 — 2 — — 8 59 75 90 Days + Past Due — — 10 6 — — — 16 Total Consumer-other $ 18,646 $ 12,917 $ 8,701 $ 8,398 $ 6,160 $ 17,092 $ 25,455 $ 97,369
Loans, Collateral Dependent [Table Text Block]	The following tables provide the amortized cost basis of collateral-dependent loans as of September 30, 2022 and December 31, 2021 (in thousands). Our collateral dependent loans presented in the tables below have no significant concentrations by property type or location. September 30, 2022 Real Estate Equipment Total Commercial real estate: Investment properties $ 3,068 $ — $ 3,068 Small balance CRE 3,137 — 3,137 Agricultural business, including secured by farmland — 594 594 Total $ 6,205 $ 594 $ 6,799 December 31, 2021 Real Estate Equipment Total Commercial real estate: Owner-occupied $ 921 $ — $ 921 Investment properties 6,136 — 6,136 Small balance CRE 5,902 — 5,902 Commercial business Commercial business 17 47 64 Agricultural business, including secured by farmland 427 594 1,021 Total $ 13,403 $ 641 $ 14,044
Schedule of Age Analysis of the Company's Past Due Loans		The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of September 30, 2022 and December 31, 2021 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Small balance CRE Past Due Category Current $ 134,016 $ 209,928 $ 173,212 $ 138,970 $ 150,229 $ 377,806 $ 499 $ 1,184,660 30-59 Days Past Due — — — — — 2,532 — 2,532 60-89 Days Past Due — — — — — 137 — 137 90 Days + Past Due — — — — — 1,022 — 1,022 Total Small balance CRE $ 134,016 $ 209,928 $ 173,212 $ 138,970 $ 150,229 $ 381,497 $ 499 $ 1,188,351 Small business scored Past Due Category Current $ 234,698 $ 207,768 $ 106,437 $ 88,529 $ 61,474 $ 87,045 $ 117,696 $ 903,647 30-59 Days Past Due 159 35 423 635 21 147 676 2,096 60-89 Days Past Due — — — 492 — 199 15 706 90 Days + Past Due — — 13 119 66 — — 198 Total Small business scored $ 234,857 $ 207,803 $ 106,873 $ 89,775 $ 61,561 $ 87,391 $ 118,387 $ 906,647 One- to four- family residential Past Due Category Current $ 406,313 $ 269,745 $ 61,892 $ 37,419 $ 38,255 $ 204,687 $ 1,240 $ 1,019,551 30-59 Days Past Due — 26 — — — 110 — 136 60-89 Days Past Due — 263 330 1,184 94 522 — 2,393 90 Days + Past Due — 1,107 394 — 210 1,352 — 3,063 Total One- to four- family residential $ 406,313 $ 271,141 $ 62,616 $ 38,603 $ 38,559 $ 206,671 $ 1,240 $ 1,025,143 September 30, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 7,227 $ 928 $ 546 $ 1,478 $ 1,446 $ 3,855 $ 527,727 $ 543,207 30-59 Days Past Due — 91 104 — — 538 746 1,479 60-89 Days Past Due — 13 — 251 37 75 — 376 90 Days + Past Due — — 73 271 64 337 — 745 Total Consumer—home equity revolving lines of credit $ 7,227 $ 1,032 $ 723 $ 2,000 $ 1,547 $ 4,805 $ 528,473 $ 545,807 Consumer-other Past Due Category Current $ 39,131 $ 13,630 $ 10,166 $ 6,430 $ 5,970 $ 18,232 $ 22,616 $ 116,175 30-59 Days Past Due — 12 25 19 2 41 50 149 60-89 Days Past Due — 6 2 5 — 3 25 41 90 Days + Past Due — — — — — — — — Total Consumer-other $ 39,131 $ 13,648 $ 10,193 $ 6,454 $ 5,972 $ 18,276 $ 22,691 $ 116,365 The following tables provide additional detail on the age analysis of the Company’s past due loans as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ — $ — $ — $ — $ 862,792 $ 862,792 $ — $ 185 $ — Investment properties — — — — 1,604,881 1,604,881 3,068 3,068 — Small balance CRE 2,532 137 1,022 3,691 1,184,660 1,188,351 3,110 3,744 — Multifamily real estate — — — — 592,834 592,834 — — — Construction, land and land development: Commercial construction — — — — 171,029 171,029 — — — Multifamily construction — — — — 275,488 275,488 — — — One- to four-family construction — — — — 666,350 666,350 — — — Land and land development 1,186 49 200 1,435 328,024 329,459 — 299 — Commercial business: Commercial business 4,328 131 116 4,575 1,237,975 1,242,550 — 425 21 Small business scored 2,096 706 198 3,000 903,647 906,647 — 1,037 43 Agricultural business, including secured by farmland — 51 594 645 298,755 299,400 594 594 — One- to four-family residential 136 2,393 3,063 5,592 1,019,551 1,025,143 — 2,381 1,556 Consumer: Consumer—home equity revolving lines of credit 1,479 376 745 2,600 543,207 545,807 — 1,776 61 Consumer—other 149 41 — 190 116,175 116,365 — 3 — Total $ 11,906 $ 3,884 $ 5,938 $ 21,728 $ 9,805,368 $ 9,827,096 $ 6,772 $ 13,512 $ 1,681 December 31, 2021 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ 233 $ — $ 448 $ 681 $ 830,942 $ 831,623 $ 924 $ 1,456 $ — Investment properties 81 — — 81 1,673,946 1,674,027 3,706 6,282 — Small balance CRE 89 — 1,298 1,387 1,280,476 1,281,863 5,886 6,421 — Multifamily real estate — — — — 530,885 530,885 — — — Construction, land and land development: Commercial construction — — 98 98 167,900 167,998 — 98 — Multifamily construction — — — — 259,116 259,116 — — — One- to four-family construction 162 — — 162 568,591 568,753 — — — Land and land development 51 — 14 65 313,389 313,454 — 381 — Commercial business: Commercial business 5,157 1,007 588 6,752 1,164,028 1,170,780 228 1,144 2 Small business scored 924 465 508 1,897 790,413 792,310 — 1,012 — Agricultural business, including secured by farmland 139 — 1,021 1,160 279,418 280,578 1,021 1,022 — One-to four-family residential 2,318 327 1,225 3,870 653,604 657,474 — 2,711 436 Consumer: Consumer—home equity revolving lines of credit 985 268 803 2,056 456,477 458,533 — 1,736 114 Consumer—other 388 75 16 479 96,890 97,369 — 18 3 Total $ 10,527 $ 2,142 $ 6,019 $ 18,688 $ 9,066,075 $ 9,084,763 $ 11,765 $ 22,281 $ 555
Allowance for Credit Losses on Financing Receivables		The following tables provide the activity in the allowance for credit losses by portfolio segment for the three and nine months ended September 30, 2022 and 2021 (in thousands): For the Three Months Ended September 30, 2022 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 46,373 $ 6,906 $ 26,939 $ 28,673 $ 3,002 $ 9,573 $ 7,236 $ 128,702 (Recapture)/provision for credit losses (2,096) 208 1,071 2,395 243 2,796 1,730 6,347 Recoveries 88 — — 924 252 25 85 1,374 Charge-offs — — (25) (138) (42) — (300) (505) Ending balance $ 44,365 $ 7,114 $ 27,985 $ 31,854 $ 3,455 $ 12,394 $ 8,751 $ 135,918 For the Nine Months Ended September 30, 2022 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 52,995 $ 7,043 $ 27,294 $ 26,421 $ 3,190 $ 8,205 $ 6,951 $ 132,099 (Recapture)/provision for credit losses (8,932) 71 337 4,594 (77) 4,026 2,096 2,115 Recoveries 304 — 384 1,307 384 163 413 2,955 Charge-offs (2) — (30) (468) (42) — (709) (1,251) Ending balance $ 44,365 $ 7,114 $ 27,985 $ 31,854 $ 3,455 $ 12,394 $ 8,751 $ 135,918 For the Three Months Ended September 30, 2021 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 60,349 $ 5,807 $ 30,899 $ 30,830 $ 3,256 $ 9,800 $ 7,068 $ 148,009 (Recapture)/provision for credit losses (4,057) 850 (1,557) (3,825) 83 (359) 15 (8,850) Recoveries 923 — — 230 17 19 227 1,416 Charge-offs — — — (362) (179) — (119) (660) Ending balance $ 57,215 $ 6,657 $ 29,342 $ 26,873 $ 3,177 $ 9,460 $ 7,191 $ 139,915 For the Nine Months Ended September 30, 2021 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for loan losses: Beginning balance $ 57,791 $ 3,893 $ 41,295 $ 35,007 $ 4,914 $ 9,913 $ 14,466 $ 167,279 Provision/(recapture) for credit losses 2,096 2,764 (12,053) (8,390) (1,581) (605) (7,216) (24,985) Recoveries 1,094 — 100 1,530 25 152 620 3,521 Charge-offs (3,766) — — (1,274) (181) — (679) (5,900) Ending balance $ 57,215 $ 6,657 $ 29,342 $ 26,873 $ 3,177 $ 9,460 $ 7,191 $ 139,915

GOODWILL, OTHER INTANGIBLE AS_2

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Tables)	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Changes in Goodwill and Intangible Assets	The following table summarizes the changes in the Company’s goodwill and other intangibles for the nine months ended September 30, 2022 and the year ended December 31, 2021 (in thousands): Goodwill CDI Total Balance, December 31, 2020 $ 373,121 $ 21,426 $ 394,547 Amortization — (6,571) (6,571) Balance, December 31, 2021 373,121 14,855 387,976 Amortization — (4,064) (4,064) Other Changes (1) — (136) (136) Balance, September 30, 2022 $ 373,121 $ 10,655 $ 383,776
Schedule of Estimated Annual Amortization Expense	The following table presents the estimated amortization expense with respect to CDI as of September 30, 2022 for the periods indicated (in thousands): Estimated Amortization Remainder of 2022 $ 1,215 2023 3,756 2024 2,626 2025 1,567 2026 904 Thereafter 587 $ 10,655
Schedule of Servicing Assets at Amortized Value	An analysis of the mortgage and SBA servicing rights for the three and nine months ended September 30, 2022 and 2021 is presented below (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Balance, beginning of the period $ 17,633 $ 15,612 $ 17,206 $ 15,223 Additions—amounts capitalized 296 1,621 3,053 5,418 Additions—through purchase 57 53 202 121 Amortization (1) (985) (1,533) (3,331) (5,009) Fair value adjustments (3) (72) — (201) — Balance, end of the period (2) $ 16,929 $ 15,753 16,929 $ 15,753 (1) Amortization of mortgage servicing rights is recorded as a reduction of loan servicing income within mortgage banking operations and any unamortized balance is fully amortized if the loan repays in full. (2) There was no valuation allowance on mortgage servicing rights as of both September 30, 2022 and 2021. (3) Fair value adjustments relate to SBA servicing rights. These adjustments are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing SBA loans.

REAL ESTATE OWNED, NET (Tables)

REAL ESTATE OWNED, NET (Tables)	9 Months Ended
	Sep. 30, 2022
Real Estate [Abstract]
Schedule of Changes in Real Estate Owned, Net of Valuation Adjustments	The following table presents the changes in REO for the three and nine months ended September 30, 2022 and 2021 (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Balance, beginning of the period $ 340 $ 763 $ 852 $ 816 Additions from loan foreclosures — 89 — 512 Proceeds from dispositions of REO — — (864) (783) Gain on sale of REO — — 352 307 Balance, end of the period $ 340 $ 852 $ 340 $ 852

DEPOSITS (Tables)

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2022
Banking and Thrift, Other Disclosure [Abstract]
Schedule of Deposit Liabilities	Deposits consisted of the following at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Non-interest-bearing accounts $ 6,507,523 $ 6,385,177 Interest-bearing checking 1,856,244 1,947,414 Regular savings accounts 2,824,711 2,784,716 Money market accounts 2,323,844 2,370,995 Total interest-bearing transaction and saving accounts 7,004,799 7,103,125 Certificates of deposit: Certificates of deposit less than or equal to $250,000 561,005 657,615 Certificates of deposit greater than $250,000 160,939 181,016 Total certificates of deposit 721,944 838,631 Total deposits $ 14,234,266 $ 14,326,933 Included in total deposits: Public fund transaction and savings accounts $ 365,309 $ 353,874 Public fund interest-bearing certificates 33,787 39,961 Total public deposits $ 399,096 $ 393,835
Maturities of Certificates of Deposit	Scheduled maturities and weighted average interest rates of certificates of deposit at September 30, 2022 are as follows (dollars in thousands): September 30, 2022 Amount Weighted Average Rate Maturing in one year or less $ 577,678 0.34 % Maturing after one year through two years 88,552 0.60 Maturing after two years through three years 37,582 0.55 Maturing after three years through four years 10,607 0.41 Maturing after four years through five years 6,068 0.34 Maturing after five years 1,457 0.79 Total certificates of deposit $ 721,944 0.38 %

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Financial Instruments, by Balance Sheet Grouping	The following table presents estimated fair values of the Company’s financial instruments as of September 30, 2022 and December 31, 2021, whether or not recognized or recorded in the Consolidated Statements of Financial Condition (dollars in thousands): September 30, 2022 December 31, 2021 Level Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets: Cash and cash equivalents 1 $ 821,921 $ 821,921 $ 2,134,300 $ 2,134,300 Securities—trading 3 28,383 28,383 26,981 26,981 Securities—available-for-sale 2 2,996,173 2,996,173 3,638,993 3,638,993 Securities—held-to-maturity 2 1,124,017 938,167 464,008 484,483 Securities—held-to-maturity 3 9,229 9,249 57,347 57,370 Securities purchased under agreements to resell 2 300,000 300,000 300,000 300,000 Loans held for sale 2 84,358 84,453 96,487 96,914 Loans receivable 3 9,827,096 9,438,511 9,084,763 9,100,516 Equity securities 1 657 657 1,000 1,298 FHLB stock 3 10,000 10,000 12,000 12,000 Bank-owned life insurance 1 295,443 295,443 244,156 244,156 Mortgage servicing rights 3 15,986 35,761 16,045 24,393 SBA servicing rights 3 943 943 1,161 1,161 Investments in limited partnerships 3 12,139 12,139 10,257 10,257 Derivatives: Interest rate swaps 2 38,747 38,747 20,826 20,826 Interest rate lock and forward sales commitments 2,3 1,023 1,023 1,555 1,555 Liabilities: Demand, interest checking and money market accounts 2 10,687,611 10,687,611 10,703,586 10,703,586 Regular savings 2 2,824,711 2,824,711 2,784,716 2,784,716 Certificates of deposit 2 721,944 701,266 838,631 836,877 FHLB advances 2 — — 50,000 50,287 Other borrowings 2 234,006 234,006 264,490 264,490 Subordinated notes, net 2 98,849 94,889 98,564 105,241 Junior subordinated debentures 3 73,841 73,841 119,815 119,815 Derivatives: Interest rate swaps 2 38,801 38,801 11,336 11,336 Interest rate swaps used in cash flow hedges 2 19,547 19,547 279 279 Interest rate lock and forward sales commitments 2,3 247 247 140 140 Risk participation agreement 2 68 68 — —
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The following tables present financial assets and liabilities measured at fair value on a recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets and liabilities as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 28,383 $ 28,383 Securities—available-for-sale U.S. Government and agency obligations — 186,511 — 186,511 Municipal bonds — 252,812 — 252,812 Corporate bonds — 122,649 — 122,649 Mortgage-backed or related securities — 2,213,637 — 2,213,637 Asset-backed securities — 220,564 — 220,564 — 2,996,173 — 2,996,173 Loans held for sale (1) — 6,803 — 6,803 Equity securities 657 — — 657 SBA servicing rights — — 943 943 Investment in limited partnerships — — 12,139 12,139 Derivatives Interest rate swaps — 38,747 — 38,747 Interest rate lock and forward sales commitments — 940 83 1,023 $ 657 $ 3,042,663 $ 41,548 $ 3,084,868 Liabilities: Junior subordinated debentures $ — $ — $ 73,841 $ 73,841 Derivatives Interest rate swaps — 38,801 — 38,801 Interest rate swaps used in cash flow hedges — 19,547 — 19,547 Interest rate lock and forward sales commitments — 132 115 247 Risk participation agreement — 68 — 68 $ — $ 58,548 $ 73,956 $ 132,504 December 31, 2021 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 26,981 $ 26,981 Securities—available-for-sale U.S. Government and agency obligations — 201,332 — 201,332 Municipal bonds — 308,612 — 308,612 Corporate bonds — 117,347 — 117,347 Mortgage-backed or related securities — 2,805,268 — 2,805,268 Asset-backed securities — 206,434 — 206,434 — 3,638,993 — 3,638,993 Loans held for sale (1) — 39,775 — 39,775 SBA servicing rights — — 1,161 1,161 Investment in limited partnerships — — 10,257 10,257 Derivatives Interest rate swaps — 20,826 — 20,826 Interest rate lock and forward sales commitments — 88 1,467 1,555 $ — $ 3,699,682 $ 39,866 $ 3,739,548 Liabilities: Junior subordinated debentures $ — $ — $ 119,815 $ 119,815 Derivatives Interest rate swaps — 11,336 — 11,336 Interest rate swaps used in cash flow hedges — 279 — 279 Interest rate lock and forward sales commitments — 140 — 140 $ — $ 11,755 $ 119,815 $ 131,570
Schedule of Valuation Technique, Unobservable Input, and Qualitative Information for Unobservable Inputs	The following table provides a description of the valuation technique, unobservable inputs, and quantitative and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and non-recurring basis at September 30, 2022 and December 31, 2021: Weighted Average Rate / Range Financial Instruments Valuation Technique Unobservable Inputs September 30, 2022 December 31, 2021 Corporate bonds (TPS securities) Discounted cash flows Discount rate 7.25 % 3.71 % Junior subordinated debentures Discounted cash flows Discount rate 7.25 % 3.71 % Loans individually evaluated Collateral valuations Discount to appraised value n/a 8.5% to 20.0% REO Appraisals Discount to appraised value 68.35 % 60.91 % Interest rate lock commitments Pricing model Pull-through rate 89.00 % 86.64 % Investments in limited partnerships Net Asset Value Infrequent transactions n/a n/a SBA servicing rights Discounted cash flows Constant prepayment rate 14.05% 12.25%
Schedule of Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation	The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three and nine months ended September 30, 2022 and 2021 (in thousands): Three Months Ended September 30, 2022 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 27,886 $ 72,229 $ 357 $ 11,881 $ 1,015 Net change recognized in earnings 497 — (389) (38) (72) Net change recognized in AOCI — 1,612 — — — Purchases, issuances and settlements — — — 296 — Ending balance at September 30, 2022 $ 28,383 $ 73,841 $ (32) $ 12,139 $ 943 Nine Months Ended September 30, 2022 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 26,981 $ 119,815 $ 1,467 $ 10,257 $ 1,161 Net change recognized in earnings 1,402 765 (1,499) (410) (218) Net change recognized in AOCI — 3,779 — — — Purchases, issuances and settlements — — — 2,292 — Redemptions — (50,518) — — — Ending balance at September 30, 2022 $ 28,383 $ 73,841 $ (32) $ 12,139 $ 943 Three Months Ended September 30, 2021 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 25,097 $ 117,520 $ 2,574 $ 4,707 $ — Net change recognized in earnings 1,778 — (1,179) — — Net change recognized in AOCI — 7,333 — — — Purchases, issuances and settlements — — — 2,207 — Ending balance at September 30, 2021 $ 26,875 $ 124,853 $ 1,395 $ 6,914 $ — Nine Months Ended September 30, 2021 Level 3 Fair Value Inputs TPS Securities Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 24,980 $ 116,974 $ 5,221 $ 2,819 $ — Net change recognized in earnings 1,895 — (3,826) — — Net change recognized in AOCI — 7,879 — — — Purchases, issuances and settlements — — — 4,095 — Ending balance at September 30, 2021 $ 26,875 $ 124,853 $ 1,395 $ 6,914 $ —
Schedule of Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis	The following tables present financial assets and liabilities measured at fair value on a non-recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 Level 1 Level 2 Level 3 Total REO — — 340 340 Loans held for sale — 73,787 — 73,787 December 31, 2021 Level 1 Level 2 Level 3 Total Loans individually evaluated $ — $ — $ 2,989 $ 2,989 REO — — 852 852 The following table presents the losses resulting from non-recurring fair value adjustments for the three and nine months ended September 30, 2022 and September 30, 2021 (in thousands): Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Loans individually evaluated $ — $ — $ — $ (303) Loans held for sale (2,200) — (3,261) — Total loss from non-recurring measurements $ (2,200) $ — $ (3,261) $ (303)

INCOME TAXES AND DEFERRED TAX_2

INCOME TAXES AND DEFERRED TAXES INCOME TAXES AND DEFERRED TAXES (Tables)	9 Months Ended
	Sep. 30, 2022
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	The following table presents the balances of the Company’s tax credit investments and related unfunded commitments at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Tax credit investments $ 64,845 $ 56,589 Unfunded commitments—tax credit investments 38,667 31,174 The following table presents other information related to the Company’s tax credit investments for the three and nine months ended September 30, 2022 and 2021 (in thousands): Three Months Ended September 30, Nine Months Ended 2022 2021 2022 2021 Tax credits and other tax benefits recognized $ 1,458 $ 1,114 $ 4,374 $ 3,341 Tax credit amortization expense included in provision for income taxes 1,173 915 3,744 2,745

CALCULATION OF WEIGHTED AVERA_2

CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (EPS) (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Schedule of Basic and Diluted Weighted Shares Outstanding	The following table reconciles basic to diluted weighted average shares outstanding used to calculate earnings per share data for the three and nine months ended September 30, 2022 and 2021 (in thousands, except shares and per share data): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Net income $ 49,070 $ 49,884 $ 140,998 $ 151,121 Basic weighted average shares outstanding 34,224,640 34,446,510 34,277,182 34,716,914 Dilutive effect of unvested restricted stock 191,377 222,982 222,064 295,314 Diluted weighted shares outstanding 34,416,017 34,669,492 34,499,246 35,012,228 Earnings per common share Basic $ 1.43 $ 1.45 $ 4.11 $ 4.35 Diluted $ 1.43 $ 1.44 $ 4.09 $ 4.32

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Schedule of Financial Instruments With Off-Balance-Sheet Risks		Outstanding commitments for which no asset or liability for the notional amount has been recorded consisted of the following at the dates indicated (in thousands): Contract or Notional Amount September 30, 2022 December 31, 2021 Commitments to extend credit $ 3,943,549 $ 3,527,143 Standby letters of credit and financial guarantees 28,508 21,830 Commitments to originate loans 99,723 106,609 Risk participation agreements 52,761 40,064 Derivatives also included in Note 13: Commitments to originate loans held for sale 20,891 106,590 Commitments to sell loans secured by one- to four-family residential properties 15,253 27,006 Commitments to sell securities related to mortgage banking activities 25,250 127,580
Schedule of fair value, off balance sheet risks, limited partnerships, commitment	As of September 30, 2022 and December 31, 2021, the funded balances and remaining outstanding commitments of these investments were as follows (in thousands): September 30, 2022 December 31, 2021 Funded Balance Unfunded Balance Funded Balance Unfunded Balance Limited partnerships investments $ 9,934 $ 12,566 $ 7,642 $ 9,858

DERIVATIVES AND HEDGING (Tables

DERIVATIVES AND HEDGING (Tables)	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivatives Designated in Hedge Relationships		As of September 30, 2022 and December 31, 2021, the notional values or contractual amounts and fair values of the Company’s derivatives designated in hedge relationships were as follows (in thousands): Asset Derivatives Liability Derivatives September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Notional/ Fair Value (1) Notional/ Fair Value (1) Notional/ Fair Value (2) Notional/ Fair Value (2) Interest Rate Swaps used in Cash Flow Hedges $ — $ — $ — $ — $ 400,000 $ 19,547 $ 400,000 $ 279 (1) Included in Loans receivable on the Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities on the Consolidated Statements of Financial Condition.
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss)	The following table presents the effect of cash flow hedge accounting on AOCI for the three and nine months ended September 30, 2022 (in thousands): For the Three Months Ended September 30, 2022 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ (9,153) $ (9,153) $ — Interest Income $ (1,283) $ (1,283) $ — For the Nine Months Ended September 30, 2022 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ (26,795) $ (26,795) $ — Interest Income $ (371) $ (371) $ —
Schedule of Derivatives Not Designated in Hedge Relationships		As of September 30, 2022 and December 31, 2021, the notional values or contractual amounts and fair values of the Company’s derivatives not designated in hedge relationships were as follows (in thousands): Asset Derivatives Liability Derivatives September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Notional/ Fair Value (1) Notional/ Fair Value (1) Notional/ Fair Value (2) Notional/ Fair Value (2) Interest rate swaps $ 448,912 $ 38,747 $ 551,606 $ 20,826 $ 448,912 $ 38,801 $ 551,606 $ 11,336 Risk participation agreements 1,342 — — — 51,419 68 — — Mortgage loan commitments 13,805 83 87,986 1,467 13,393 115 26,329 66 Forward sales contracts 25,250 940 56,086 88 15,253 132 98,500 74 $ 489,309 $ 39,770 $ 695,678 $ 22,381 $ 528,977 $ 39,116 $ 676,435 $ 11,476 (1) Included in Other assets on the Consolidated Statements of Financial Condition. (2) Included in Accrued expenses and other liabilities on the Consolidated Statements of Financial Condition. Gains (losses) recognized in income on non-designated hedging instruments for the three and nine months ended September 30, 2022 and 2021 were as follows (in thousands): Location on Consolidated Three Months Ended Nine Months Ended 2022 2021 2022 2021 Mortgage loan commitments Mortgage banking operations $ (472) $ (1,179) $ (1,582) $ (3,826) Forward sales contracts Mortgage banking operations 682 865 681 2,004 $ 210 $ (314) $ (901) $ (1,822)
Offsetting Assets and Liabilities		as of September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 38,747 $ — $ 38,747 $ — $ — $ 38,747 $ 38,747 $ — $ 38,747 $ — $ — $ 38,747 Derivative liabilities Interest rate swaps $ 58,348 $ — $ 58,348 $ — $ (17,036) $ 41,312 $ 58,348 $ — $ 58,348 $ — $ (17,036) $ 41,312 December 31, 2021 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 20,826 $ — $ 20,826 $ — $ — $ 20,826 $ 20,826 $ — $ 20,826 $ — $ — $ 20,826 Derivative liabilities Interest rate swaps $ 11,615 $ — $ 11,615 $ — $ (9,669) $ 1,946 $ 11,615 $ — $ 11,615 $ — $ (9,669) $ 1,946

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue [Table Text Block]	Deposit fees and other service charges for the three and nine months ended September 30, 2022 and 2021 are summarized as follows (in thousands): Three Months Ended Nine Months Ended 2022 2021 2022 2021 Deposit service charges $ 6,195 $ 5,128 $ 17,592 $ 13,735 Debit and credit card interchange fees 6,049 6,032 17,830 17,265 Debit and credit card expense (2,852) (2,655) (8,440) (7,819) Merchant services income 4,166 4,239 11,780 11,136 Merchant services expense (3,431) (3,439) (9,654) (8,964) Other service charges 1,322 1,152 4,530 3,801 Total deposit fees and other service charges $ 11,449 $ 10,457 $ 33,638 $ 29,154

SECURITIES (Schedule of Securit

SECURITIES (Schedule of Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Schedule of Securities [Line Items]
Debt Securities, Trading, Amortized Cost	$ 27,203		$ 27,203
Securities—trading	28,383		26,981
Debt Securities, Available-for-sale, Amortized Cost, Total	3,433,541		3,653,160
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	585		36,927
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	437,953		51,094
Debt Securities, Available-for-sale, Allowance for Credit Loss	0		0
Debt Securities, Available-for-sale	2,996,173		3,638,993
Held-to-maturity Securities, Amortized Cost	1,133,246		521,355
Held-to-maturity Securities, Gross Unrealized Gains	55		21,917
Held-to-maturity Securities, Gross Unrealized Losses	185,885		1,419
Securities—held-to-maturity	947,416		541,853
Debt Securities, Held-to-maturity, Allowance for Credit Loss	394		(433)
debt securities, held-to-maturity, accrued interest receivable	4,400		3,300
Debt Securities, Available-for-Sale, Accrued Interest Receivable	12,500
U.S. Government and agency obligations
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	188,046		201,101
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	108		852
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	1,643		621
Debt Securities, Available-for-sale, Allowance for Credit Loss	0		0
Debt Securities, Available-for-sale	186,511		201,332
Held-to-maturity Securities, Amortized Cost	312		316
Held-to-maturity Securities, Gross Unrealized Gains	1		3
Held-to-maturity Securities, Gross Unrealized Losses	7		0
Securities—held-to-maturity	306		319
Debt Securities, Held-to-maturity, Allowance for Credit Loss	0	$ 0	0	$ 0	$ 0	$ 0
Municipal bonds
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	303,485		293,761
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	14		15,171
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	50,687		320
Debt Securities, Available-for-sale, Allowance for Credit Loss	0		0
Debt Securities, Available-for-sale	252,812		308,612
Held-to-maturity Securities, Amortized Cost	508,002		420,555
Held-to-maturity Securities, Gross Unrealized Gains	54		20,743
Held-to-maturity Securities, Gross Unrealized Losses	90,655		1,393
Securities—held-to-maturity	417,401		439,905
Debt Securities, Held-to-maturity, Allowance for Credit Loss	193	196	203	63	64	59
Corporate bonds
Schedule of Securities [Line Items]
Debt Securities, Trading, Amortized Cost	27,203		27,203
Securities—trading	28,383		26,981
Debt Securities, Available-for-sale, Amortized Cost, Total	133,398		114,427
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0		3,103
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	10,749		183
Debt Securities, Available-for-sale, Allowance for Credit Loss	0		0
Debt Securities, Available-for-sale	122,649		117,347
Held-to-maturity Securities, Amortized Cost	2,994		3,092
Held-to-maturity Securities, Gross Unrealized Gains	0		0
Held-to-maturity Securities, Gross Unrealized Losses	18		3
Securities—held-to-maturity	2,976		3,089
Debt Securities, Held-to-maturity, Allowance for Credit Loss	201	228	230	41	46	35
Mortgage-backed or related securities
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	2,586,161		2,837,480
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	5		17,749
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	372,529		49,961
Debt Securities, Available-for-sale, Allowance for Credit Loss	0		0
Debt Securities, Available-for-sale	2,213,637		2,805,268
Held-to-maturity Securities, Amortized Cost	621,938		97,392
Held-to-maturity Securities, Gross Unrealized Gains	0		1,171
Held-to-maturity Securities, Gross Unrealized Losses	95,205		23
Securities—held-to-maturity	526,733		98,540
Debt Securities, Held-to-maturity, Allowance for Credit Loss	0	$ 0	0	$ 0	$ 0	$ 0
Asset-backed securities
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	222,451		206,391
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	458		52
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	2,345		9
Debt Securities, Available-for-sale, Allowance for Credit Loss	0		0
Debt Securities, Available-for-sale	$ 220,564		$ 206,434

SECURITIES (Securities with Con

SECURITIES (Securities with Continuous Loss Position) (Details) $ in Thousands	Sep. 30, 2022 USD ($) numberOfSecurities	Dec. 31, 2021 USD ($) numberOfSecurities
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 1,888,139	$ 1,359,199
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	875,770	811,239
Debt Securities, Available-for-sale, Unrealized Loss Position	2,763,909	2,170,438
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	238,371	38,379
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	199,582	12,715
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 437,953	$ 51,094
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | numberOfSecurities	313	97
U.S. Government and agency obligations
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 83,887	$ 0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	58,248	71,306
Debt Securities, Available-for-sale, Unrealized Loss Position	142,135	71,306
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	1,239	0
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	404	621
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	1,643	621
Municipal bonds
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	229,339	40,397
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	15,853	8,541
Debt Securities, Available-for-sale, Unrealized Loss Position	245,192	48,938
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	42,086	221
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	8,601	99
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	50,687	320
Corporate bonds
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	115,044	8,009
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	7,006	9,938
Debt Securities, Available-for-sale, Unrealized Loss Position	122,050	17,947
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	9,754	121
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	995	62
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	10,749	183
Mortgage-backed or related securities
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	1,356,167	1,307,411
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	794,663	721,454
Debt Securities, Available-for-sale, Unrealized Loss Position	2,150,830	2,028,865
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	182,947	38,028
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	189,582	11,933
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	372,529	49,961
Asset-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	103,702	3,382
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	0	0
Debt Securities, Available-for-sale, Unrealized Loss Position	103,702	3,382
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	2,345	9
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0	0
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 2,345	$ 9

SECURITIES (Available-for-Sale

SECURITIES (Available-for-Sale Securities, Gross Gains and Losses on Sale) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Gain (Loss) on Securities [Line Items]
Debt Securities, Available-for-sale, Realized Gain	$ 6	$ 140	$ 522	$ 766
Debt Securities, Available-for-sale, Realized Loss	0	22	49	132
Debt Securities, Available-for-sale, Realized Gain (Loss)	$ 6	$ 118	$ 473	$ 634

SECURITIES (Securities Debt Mat

SECURITIES (Securities Debt Maturities) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Trading Securities, Amortized Cost, Maturing in one year or less	$ 0
Trading Securities, Amortized Cost, Maturing after one year through five years	0
Trading Securities, Amortized Cost, Maturing after five years through ten years	0
Debt Securities, Trading, Debt Maturities, After Year Ten, Amortized Cost Basis	27,203
Debt Securities, Trading, Amortized Cost	27,203	$ 27,203
Trading Securities, Fair Value, Maturing in one year or less	0
Trading Securities, Fair Value, Maturing after one year through five years	0
Trading Securities, Fair Value, Maturing after five years through ten years	0
Debt Securities, Trading, Debt Maturities, After Year Ten, Fair Value	28,383
Trading Securities, Fair Value	28,383	26,981
Available-for-sale Securities, Amortized Cost, Maturing in one year or less	5,056
Available-for-sale Securities, Amortized Cost, Maturing after one year through five years	264,362
Available-for-sale Securities, Amortized Cost, Maturing after five years through ten years	712,311
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	2,451,812
Debt Securities, Available-for-sale, Amortized Cost, Total	3,433,541	3,653,160
Available-for-sale Securities, Fair Value, Maturing in one year or less	5,025
Available-for-sale Securities, Fair Value, Maturing after one year through five years	248,564
Available-for-sale Securities, Fair Value, Maturing after five years through ten years	661,349
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	2,081,235
Debt Securities, Available-for-sale	2,996,173	3,638,993
Held-to-maturity Securities, Amortized Cost, Maturing in one year or less	11,959
Held-to-maturity Securities, Amortized Cost, Maturing after one year through five years	38,926
Held-to-maturity Securities, Amortized Cost, Maturing after five years through ten years	21,648
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, after Year 10	1,060,713
Held-to-maturity Securities, Amortized Cost	1,133,246	521,355
Held-to-maturity Securities, Fair Value, Maturing in one year or less	11,891
Held-to-maturity Securities, Fair Value, Maturing after one year through five years	37,909
Held-to-maturity Securities, Fair Value, Maturing after five years through ten years	20,506
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	877,110
Debt Securities, Held-to-maturity, Fair Value	$ 947,416	$ 541,853

SECURITIES (Securities Pledged)

SECURITIES (Securities Pledged) (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	$ 515,427
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	549,200
Pledged Financial Instruments, Not Separately Reported, Fair Value	459,233
Asset Pledged as Collateral without Right | Securities For State and Local Government Public Deposits
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	232,331
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	236,203
Pledged Financial Instruments, Not Separately Reported, Fair Value	203,636
Asset Pledged as Collateral without Right | Securities for Interest Rate Swap Counterparties
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	7,723
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	8,183
Pledged Financial Instruments, Not Separately Reported, Fair Value	7,718
Asset Pledged as Collateral without Right | Securities Sold under Agreements to Repurchase
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	272,903
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	302,344
Pledged Financial Instruments, Not Separately Reported, Fair Value	245,430
Asset Pledged as Collateral without Right | Interest Bearing Deposits for Other Debt Facilities
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	2,470
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	2,470
Pledged Financial Instruments, Not Separately Reported, Fair Value	$ 2,449

SECURITIES (Textual) (Details)

SECURITIES (Textual) (Details)	3 Months Ended	9 Months Ended
	Sep. 30, 2022 USD ($) numberOfSecurities	Sep. 30, 2022 numberOfSecurities	Sep. 30, 2021 USD ($) numberOfSecurities	Dec. 31, 2021 numberOfSecurities
Investments, Debt and Equity Securities [Abstract]
Trading Securities, Number of Securities on Nonaccrual Status	0	0		0
Debt Securities, Available-for-sale [Abstract]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	313	313		97
Available-for-sale Securities, Number of Securities in Nonaccrual Status	0	0		0
Held-to-maturity Securities [Abstract]
Trading Securities, Number of Securities Sold		0	0
Debt Securities, Trading, Unrealized Gain | $	$ 1,400,000
Debt Securities, Trading, Unrealized Loss | $			$ 1,900,000

SECURITIES (Debt Securities, He

SECURITIES (Debt Securities, Held-to-Maturity, Credit Rating) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	$ 1,133,246	$ 521,355
Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	619,748	114,492
U.S. Government and agency obligations
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	312	316
U.S. Government and agency obligations | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	312	316
Municipal bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	508,002	420,555
Municipal bonds | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	11,735	14,192
Corporate bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	2,994	3,092
Corporate bonds | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	2,494	2,592
Mortgage-backed or related securities
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	621,938	97,392
Mortgage-backed or related securities | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	605,207	97,392
Standard & Poor's, AAA to A Rating
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	513,498	406,863
Standard & Poor's, AAA to A Rating | U.S. Government and agency obligations
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	0	0
Standard & Poor's, AAA to A Rating | Municipal bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	496,267	406,363
Standard & Poor's, AAA to A Rating | Corporate bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	500	500
Standard & Poor's, AAA to A Rating | Mortgage-backed or related securities
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	$ 16,731	$ 0

SECURITIES (Debt Securities, _2

SECURITIES (Debt Securities, Held-to-Maturity, Allowance for Credit Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning Balance			$ (433)
Debt Securities, Held-to-maturity, Allowance for Credit Loss	$ 394		394
Ending Balance	394		394
U.S. Government and agency obligations
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning Balance	0	$ 0	0	$ 0
Debt Securities, Held-to-maturity, Allowance for Credit Loss	0	0	0	0
Recapture of provision for credit losses	0	0	0	0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Recovery	0		0
Ending Balance	0	0	0	0
Municipal bonds
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning Balance	196	64	203	59
Debt Securities, Held-to-maturity, Allowance for Credit Loss	193	63	193	63
Recapture of provision for credit losses	(3)	(1)	(10)	4
Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Recovery	0		0
Ending Balance	193	63	193	63
Corporate bonds
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning Balance	228	46	230	35
Debt Securities, Held-to-maturity, Allowance for Credit Loss	201	41	201	41
Recapture of provision for credit losses	(52)	(5)	(54)	6
Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Recovery	25		25
Ending Balance	201	41	201	41
Mortgage-backed or related securities
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning Balance	0	0	0	0
Debt Securities, Held-to-maturity, Allowance for Credit Loss	0	0	0	0
Recapture of provision for credit losses	0	0	0	0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Recovery	0		0
Ending Balance	0	0	0	0
Held-to-maturity Securities
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning Balance	(424)	110	433	94
Debt Securities, Held-to-maturity, Allowance for Credit Loss	394	104	394	104
Recapture of provision for credit losses	(55)	(6)	(64)	10
Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Recovery	25		25
Ending Balance	$ 394	$ 104	$ 394	$ 104

LOANS RECEIVABLE AND THE ALLO_3

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Loans by Type) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 9,827,096		$ 9,084,763
Allowance for credit losses - loans	(135,918)	$ (128,702)	(132,099)	$ (139,915)	$ (148,009)	$ (167,279)
Net loans	$ 9,691,178		$ 8,952,664
Percent of total loans	100%		100%
Unearned loan fees in excess of unamortized costs	$ (7,200)		$ (8,600)
Discount on acquired loans, net	(7,000)		(9,700)
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	33,600		29,200
Commerical real estate - owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 862,792		$ 831,623
Percent of total loans	8.80%		9.20%
Commercial real estate - investment properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 1,604,881		$ 1,674,027
Percent of total loans	16.30%		18.40%
Small Balance Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 1,188,351		$ 1,281,863
Percent of total loans	12.10%		14.10%
Multifamily Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 592,834		$ 530,885
Allowance for credit losses - loans	$ (7,114)	(6,906)	$ (7,043)	(6,657)	(5,807)	(3,893)
Percent of total loans	6%		5.80%
Commercial construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 171,029		$ 167,998
Percent of total loans	1.70%		1.80%
Multifamily construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 275,488		$ 259,116
Percent of total loans	2.80%		2.90%
One- to four- family construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 666,350		$ 568,753
Percent of total loans	6.80%		6.30%
Land and Land Development Type [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 329,459		$ 313,454
Percent of total loans	3.40%		3.50%
Land and land development - residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 329,459		$ 313,454
Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	1,242,550		1,170,780
Allowance for credit losses - loans	$ (31,854)	(28,673)	$ (26,421)	(26,873)	(30,830)	(35,007)
Percent of total loans	12.70%		12.90%
Loans And LeasesReceivable Gross Carrying Amount, SBA Paycheck Protection Program	$ 13,100		$ 132,600
Small business scored
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 906,647		$ 792,310
Percent of total loans	9.20%		8.70%
Agricultural business, including secured by farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 299,400		$ 280,578
Allowance for credit losses - loans	$ (3,455)	(3,002)	$ (3,190)	(3,177)	(3,256)	(4,914)
Percent of total loans	3%		3.10%
Loans And LeasesReceivable Gross Carrying Amount, SBA Paycheck Protection Program	$ 344		$ 1,400
One- to four-family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	1,025,143		657,474
Allowance for credit losses - loans	$ (12,394)	$ (9,573)	$ (8,205)	$ (9,460)	$ (9,800)	$ (9,913)
Percent of total loans	10.40%		7.20%
Consumer secured by one- to four-family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 545,807		$ 458,533
Percent of total loans	5.60%		5%
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 116,365		$ 97,369
Percent of total loans	1.20%		1.10%

LOANS RECEIVABLE AND THE ALLO_4

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Troubled Debt Restructuring) (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring	$ 4.4	$ 5.5
Commitments to advance funds related to TDRs, maximum additional amounts	$ 0

LOANS RECEIVABLE AND THE ALLO_5

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Troubled Debt Restructuring Which Incurred Payment Default) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs Which Incurred a Payment Default	$ 0	$ 0

LOANS RECEIVABLE AND THE ALLO_6

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Risk-Rated and Non-Risk Rated Loans by Grade and Other Characteristic) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 9,827,096	$ 9,084,763
Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	157,811	226,004
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	198,638	172,968
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	159,232	116,032
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	94,716	83,124
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	73,861	44,427
Prior	156,627	177,286
Revolving Loans	21,907	11,782
Total Loans	862,792	831,623
Loans receivable	862,792	831,623
Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	143,245	366,096
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	330,599	165,174
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	165,300	234,604
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	188,208	187,918
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	173,344	206,043
Prior	591,138	495,721
Revolving Loans	13,047	18,471
Total Loans	1,604,881	1,674,027
Loans receivable	1,604,881	1,674,027
Small balance CRE
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	134,016	215,973
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	209,928	208,482
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	173,212	157,342
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	138,970	182,940
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	150,229	139,474
Prior	381,497	377,119
Revolving Loans	499	533
Total Loans	1,188,351	1,281,863
Loans receivable	1,188,351	1,281,863
Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	95,779	189,218
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	162,705	75,226
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	94,767	55,494
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	48,150	33,708
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	29,813	84,612
Prior	159,208	89,597
Revolving Loans	2,412	3,030
Total Loans	592,834	530,885
Loans receivable	592,834	530,885
Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	86,451	115,134
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	63,019	31,926
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	11,456	7,947
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	4,291	12,893
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	5,812	0
Prior	0	98
Revolving Loans	0	0
Total Loans	171,029	167,998
Loans receivable	171,029	167,998
Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	91,394	86,643
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	140,938	118,114
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	41,708	54,359
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,448	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	275,488	259,116
Loans receivable	275,488	259,116
One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	514,354	526,153
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	146,630	40,133
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	4,226	331
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	331	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	216
Revolving Loans	809	1,920
Total Loans	666,350	568,753
Loans receivable	666,350	568,753
Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	329,459	313,454
Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	171,218	275,102
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	181,374	215,803
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	174,044	178,428
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	138,993	125,305
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	97,736	46,328
Prior	95,639	78,736
Revolving Loans	383,546	251,078
Total Loans	1,242,550	1,170,780
Loans receivable	1,242,550	1,170,780
Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	234,857	235,695
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	207,803	127,296
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	106,873	109,616
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	89,775	84,666
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	61,561	56,329
Prior	87,391	69,763
Revolving Loans	118,387	108,945
Total Loans	906,647	792,310
Loans receivable	906,647	792,310
Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	27,031	33,119
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	37,961	25,812
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	19,520	52,182
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	36,405	27,894
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	25,367	12,047
Prior	32,707	30,114
Revolving Loans	120,409	99,410
Total Loans	299,400	280,578
Loans receivable	299,400	280,578
One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	406,313	225,020
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	271,141	78,469
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	62,616	53,856
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	38,603	49,165
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	38,559	52,289
Prior	206,671	197,250
Revolving Loans	1,240	1,425
Total Loans	1,025,143	657,474
Loans receivable	1,025,143	657,474
Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	7,227	7,331
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	1,032	1,210
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	723	1,433
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	2,000	1,986
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,547	2,002
Prior	4,805	3,759
Revolving Loans	528,473	440,812
Total Loans	545,807	458,533
Consumer secured by one- to four-family
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	545,807	458,533
Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	39,131	18,646
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	13,648	12,917
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	10,193	8,701
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	6,454	8,398
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	5,972	6,160
Prior	18,276	17,092
Revolving Loans	22,691	25,455
Total Loans	116,365	97,369
Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	143,120	184,257
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	118,548	89,909
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	38,737	17,417
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	15,048	8,141
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	6,925	4,050
Prior	6,724	7,998
Revolving Loans	357	1,682
Total Loans	329,459	313,454
Pass | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	146,166	212,407
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	198,638	172,968
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	151,970	100,077
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	76,639	83,124
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	57,519	43,371
Prior	154,148	153,472
Revolving Loans	21,445	11,782
Total Loans	806,525	777,201
Pass | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	135,384	337,170
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	330,599	165,174
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	165,300	231,021
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	184,908	183,787
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	173,344	201,738
Prior	588,070	467,821
Revolving Loans	11,719	18,471
Total Loans	1,589,324	1,605,182
Pass | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	95,779	184,310
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	162,705	75,226
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	94,767	55,494
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	48,150	33,708
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	29,813	84,612
Prior	157,757	88,055
Revolving Loans	2,412	3,030
Total Loans	591,383	524,435
Pass | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	83,600	103,352
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	63,018	31,841
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	11,456	7,259
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	3,615	8,087
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,122	0
Prior	0	0
Revolving Loans	0	0
Total Loans	162,811	150,539
Pass | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	91,394	86,643
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	140,938	118,114
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	41,708	54,359
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,448	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	275,488	259,116
Pass | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	508,690	526,153
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	146,630	40,133
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	4,226	331
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	331	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	216
Revolving Loans	809	1,920
Total Loans	660,686	568,753
Pass | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	169,941	273,096
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	168,950	214,166
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	172,947	176,136
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	138,021	121,211
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	93,084	45,434
Prior	94,769	78,049
Revolving Loans	375,913	246,351
Total Loans	1,213,625	1,154,443
Pass | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	25,451	33,119
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	36,902	25,338
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	19,249	49,951
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	29,486	27,401
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	25,367	11,918
Prior	31,640	30,042
Revolving Loans	117,885	99,410
Total Loans	285,980	277,179
Pass | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	143,120	181,381
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	118,548	89,895
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	38,737	17,154
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	15,048	8,141
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	6,725	4,050
Prior	6,625	7,870
Revolving Loans	357	1,682
Total Loans	329,160	310,173
Special Mention | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	2,185
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	2,849	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	2,061	74
Revolving Loans	462	0
Total Loans	5,372	2,259
Special Mention | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	240
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	4,131
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	4,371
Special Mention | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Special Mention | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	676	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	676	0
Special Mention | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Special Mention | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Special Mention | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	65
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	1,805	77
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	241
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	2,842	19
Prior	0	8
Revolving Loans	3,235	2,430
Total Loans	7,882	2,840
Special Mention | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	337	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	271	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	2,424	0
Total Loans	3,032	0
Special Mention | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Substandard | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	11,645	13,597
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	7,262	13,770
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	15,228	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	16,342	1,056
Prior	418	23,740
Revolving Loans	0	0
Total Loans	50,895	52,163
Substandard | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	7,861	28,926
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	3,343
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	3,300	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	4,305
Prior	3,068	27,900
Revolving Loans	1,328	0
Total Loans	15,557	64,474
Substandard | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	4,908
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	1,451	1,542
Revolving Loans	0	0
Total Loans	1,451	6,450
Substandard | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	2,851	11,782
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	1	85
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	688
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	4,806
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	4,690	0
Prior	0	98
Revolving Loans	0	0
Total Loans	7,542	17,459
Substandard | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Substandard | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	5,664	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	5,664	0
Substandard | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	1,277	1,941
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	10,619	1,560
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,097	2,292
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	972	3,853
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,810	875
Prior	870	679
Revolving Loans	4,398	2,297
Total Loans	21,043	13,497
Substandard | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	1,580	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	722	474
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	2,231
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	6,919	493
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	129
Prior	1,067	72
Revolving Loans	100	0
Total Loans	10,388	3,399
Substandard | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	2,876
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	14
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	263
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	200	0
Prior	99	128
Revolving Loans	0	0
Total Loans	299	3,281
Doubtful | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Doubtful | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Loss | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	0	0
Current | Small balance CRE
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	134,016	215,933
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	209,928	208,482
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	173,212	157,342
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	138,970	182,940
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	150,229	138,239
Prior	377,806	377,007
Revolving Loans	499	533
Total Loans	1,184,660	1,280,476
Current | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	234,698	235,435
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	207,768	126,959
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	106,437	109,483
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	88,529	84,460
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	61,474	55,940
Prior	87,045	69,504
Revolving Loans	117,696	108,632
Total Loans	903,647	790,413
Current | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	406,313	225,020
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	269,745	77,873
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	61,892	53,854
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	37,419	48,299
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	38,255	51,654
Prior	204,687	195,479
Revolving Loans	1,240	1,425
Total Loans	1,019,551	653,604
Current | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	7,227	7,135
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	928	1,210
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	546	1,324
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,478	1,772
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,446	1,764
Prior	3,855	2,920
Revolving Loans	527,727	440,352
Total Loans	543,207	456,477
Current | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	39,131	18,640
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	13,630	12,803
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	10,166	8,676
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	6,430	8,242
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	5,970	6,138
Prior	18,232	17,055
Revolving Loans	22,616	25,336
Total Loans	116,175	96,890
30-59 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	11,906	10,527
30-59 Days Past Due | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	233
30-59 Days Past Due | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	81
30-59 Days Past Due | Small balance CRE
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	40
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	49
Prior	2,532	0
Revolving Loans	0	0
Total Loans	2,532	89
30-59 Days Past Due | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
30-59 Days Past Due | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
30-59 Days Past Due | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
30-59 Days Past Due | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	162
30-59 Days Past Due | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	1,186	51
30-59 Days Past Due | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	4,328	5,157
30-59 Days Past Due | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	159	260
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	35	268
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	423	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	635	133
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	21	74
Prior	147	4
Revolving Loans	676	185
Total Loans	2,096	924
30-59 Days Past Due | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	139
30-59 Days Past Due | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	26	596
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	404
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	635
Prior	110	683
Revolving Loans	0	0
Total Loans	136	2,318
30-59 Days Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	147
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	91	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	104	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	23
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	37
Prior	538	568
Revolving Loans	746	210
Total Loans	1,479	985
30-59 Days Past Due | Consumer secured by one- to four-family
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	1,479	985
30-59 Days Past Due | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	12	114
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	25	13
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	19	150
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	2	22
Prior	41	29
Revolving Loans	50	60
Total Loans	149	388
60-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	3,884	2,142
60-89 Days Past Due | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
60-89 Days Past Due | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
60-89 Days Past Due | Small balance CRE
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	137	0
Revolving Loans	0	0
Total Loans	137	0
60-89 Days Past Due | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
60-89 Days Past Due | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
60-89 Days Past Due | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
60-89 Days Past Due | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
60-89 Days Past Due | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	49	0
60-89 Days Past Due | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	131	1,007
60-89 Days Past Due | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	133
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	492	11
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	9
Prior	199	248
Revolving Loans	15	64
Total Loans	706	465
60-89 Days Past Due | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	51	0
60-89 Days Past Due | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	263	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	330	2
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,184	295
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	94	0
Prior	522	30
Revolving Loans	0	0
Total Loans	2,393	327
60-89 Days Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	49
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	13	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	251	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	37	45
Prior	75	83
Revolving Loans	0	91
Total Loans	376	268
60-89 Days Past Due | Consumer secured by one- to four-family
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	376	268
60-89 Days Past Due | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	6
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	6	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	2	2
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	5	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	3	8
Revolving Loans	25	59
Total Loans	41	75
90 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	5,938	6,019
90 Days Past Due | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	448
90 Days Past Due | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
90 Days Past Due | Small balance CRE
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	1,186
Prior	1,022	112
Revolving Loans	0	0
Total Loans	1,022	1,298
90 Days Past Due | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
90 Days Past Due | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	98
90 Days Past Due | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
90 Days Past Due | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0	0
90 Days Past Due | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	200	14
90 Days Past Due | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	116	588
90 Days Past Due | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	69
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	13	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	119	62
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	66	306
Prior	0	7
Revolving Loans	0	64
Total Loans	198	508
90 Days Past Due | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	594	1,021
90 Days Past Due | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	1,107	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	394	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	167
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	210	0
Prior	1,352	1,058
Revolving Loans	0	0
Total Loans	3,063	1,225
90 Days Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	73	109
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	271	191
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	64	156
Prior	337	188
Revolving Loans	0	159
Total Loans	745	803
90 Days Past Due | Consumer secured by one- to four-family
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	745	803
90 Days Past Due | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0	10
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0	6
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0	0
Prior	0	0
Revolving Loans	0	0
Total Loans	$ 0	$ 16

LOANS RECEIVABLE AND THE ALLO_7

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Collateral Secured) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	$ 6,799	$ 14,044
Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	6,205	13,403
Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	594	641
Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost		921
Owner-occupied | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost		921
Owner-occupied | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost		0
Commercial real estate - investment properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	3,068	6,136
Commercial real estate - investment properties | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	3,068	6,136
Commercial real estate - investment properties | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0	0
Small balance CRE
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	3,137	5,902
Small balance CRE | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	3,137	5,902
Small balance CRE | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0	0
Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost		64
Commercial Business | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost		17
Commercial Business | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost		47
Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	594	1,021
Agricultural Business | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0	427
Agricultural Business | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	$ 594	$ 594

LOANS RECEIVABLE AND THE ALLO_8

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Age Analysis of Company's Past Due Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Total loans	$ 9,827,096	$ 9,084,763
Non-accrual with no Allowance	6,772	11,765
Nonaccrual loans	13,512	22,281
Loans 90 days or more past due and still accruing	1,681	555
Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Total loans	862,792	831,623
Non-accrual with no Allowance	0	924
Nonaccrual loans	185	1,456
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	862,792	831,623
Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Total loans	1,604,881	1,674,027
Non-accrual with no Allowance	3,068	3,706
Nonaccrual loans	3,068	6,282
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	1,604,881	1,674,027
Small balance CRE
Financing Receivable, Past Due [Line Items]
Total loans	1,188,351	1,281,863
Non-accrual with no Allowance	3,110	5,886
Nonaccrual loans	3,744	6,421
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	1,188,351	1,281,863
Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Total loans	592,834	530,885
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	592,834	530,885
Commercial construction
Financing Receivable, Past Due [Line Items]
Total loans	171,029	167,998
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	98
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	171,029	167,998
Multifamily construction
Financing Receivable, Past Due [Line Items]
Total loans	275,488	259,116
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	275,488	259,116
One- to four- family construction
Financing Receivable, Past Due [Line Items]
Total loans	666,350	568,753
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	666,350	568,753
Land and land development - residential [Member]
Financing Receivable, Past Due [Line Items]
Total loans	329,459	313,454
Non-accrual with no Allowance	0	0
Nonaccrual loans	299	381
Loans 90 days or more past due and still accruing	0	0
Commercial Business
Financing Receivable, Past Due [Line Items]
Total loans	1,242,550	1,170,780
Non-accrual with no Allowance	0	228
Nonaccrual loans	425	1,144
Loans 90 days or more past due and still accruing	21	2
Financing Receivable, before Allowance for Credit Loss	1,242,550	1,170,780
Small business scored
Financing Receivable, Past Due [Line Items]
Total loans	906,647	792,310
Non-accrual with no Allowance	0	0
Nonaccrual loans	1,037	1,012
Loans 90 days or more past due and still accruing	43	0
Financing Receivable, before Allowance for Credit Loss	906,647	792,310
Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Total loans	299,400	280,578
Non-accrual with no Allowance	594	1,021
Nonaccrual loans	594	1,022
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	299,400	280,578
One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Total loans	1,025,143	657,474
Non-accrual with no Allowance	0	0
Nonaccrual loans	2,381	2,711
Loans 90 days or more past due and still accruing	1,556	436
Financing Receivable, before Allowance for Credit Loss	1,025,143	657,474
Consumer secured by one- to four-family [Member]
Financing Receivable, Past Due [Line Items]
Total loans	545,807	458,533
Non-accrual with no Allowance	0	0
Nonaccrual loans	1,776	1,736
Loans 90 days or more past due and still accruing	61	114
Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Total loans	116,365	97,369
Non-accrual with no Allowance	0	0
Nonaccrual loans	3	18
Loans 90 days or more past due and still accruing	0	3
30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	11,906	10,527
30 to 59 Days Past Due [Member] | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	233
30 to 59 Days Past Due [Member] | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	81
30 to 59 Days Past Due [Member] | Small balance CRE
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,532	89
30 to 59 Days Past Due [Member] | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	162
30 to 59 Days Past Due [Member] | Land and land development - residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,186	51
30 to 59 Days Past Due [Member] | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,328	5,157
30 to 59 Days Past Due [Member] | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,096	924
30 to 59 Days Past Due [Member] | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	139
30 to 59 Days Past Due [Member] | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	136	2,318
30 to 59 Days Past Due [Member] | Consumer secured by one- to four-family [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,479	985
30 to 59 Days Past Due [Member] | Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	149	388
60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	3,884	2,142
60 to 89 Days Past Due [Member] | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Small balance CRE
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	137	0
60 to 89 Days Past Due [Member] | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Land and land development - residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	49	0
60 to 89 Days Past Due [Member] | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	131	1,007
60 to 89 Days Past Due [Member] | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	706	465
60 to 89 Days Past Due [Member] | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	51	0
60 to 89 Days Past Due [Member] | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,393	327
60 to 89 Days Past Due [Member] | Consumer secured by one- to four-family [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	376	268
60 to 89 Days Past Due [Member] | Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	41	75
90 Days or More Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	5,938	6,019
90 Days or More Past Due [Member] | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	448
90 Days or More Past Due [Member] | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Small balance CRE
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,022	1,298
90 Days or More Past Due [Member] | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	98
90 Days or More Past Due [Member] | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Land and land development - residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	200	14
90 Days or More Past Due [Member] | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	116	588
90 Days or More Past Due [Member] | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	198	508
90 Days or More Past Due [Member] | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	594	1,021
90 Days or More Past Due [Member] | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	3,063	1,225
90 Days or More Past Due [Member] | Consumer secured by one- to four-family [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	745	803
90 Days or More Past Due [Member] | Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	16
Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	21,728	18,688
Financial Asset, Past Due | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	681
Financial Asset, Past Due | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	81
Financial Asset, Past Due | Small balance CRE
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	3,691	1,387
Financial Asset, Past Due | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	98
Financial Asset, Past Due | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	162
Financial Asset, Past Due | Land and land development - residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,435	65
Financial Asset, Past Due | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,575	6,752
Financial Asset, Past Due | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	3,000	1,897
Financial Asset, Past Due | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	645	1,160
Financial Asset, Past Due | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	5,592	3,870
Financial Asset, Past Due | Consumer secured by one- to four-family [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,600	2,056
Financial Asset, Past Due | Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	190	479
Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	9,805,368	9,066,075
Financial Asset, Not Past Due | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	862,792	830,942
Financial Asset, Not Past Due | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,604,881	1,673,946
Financial Asset, Not Past Due | Small balance CRE
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,184,660	1,280,476
Financial Asset, Not Past Due | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	592,834	530,885
Financial Asset, Not Past Due | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	171,029	167,900
Financial Asset, Not Past Due | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	275,488	259,116
Financial Asset, Not Past Due | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	666,350	568,591
Financial Asset, Not Past Due | Land and land development - residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	328,024	313,389
Financial Asset, Not Past Due | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,237,975	1,164,028
Financial Asset, Not Past Due | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	903,647	790,413
Financial Asset, Not Past Due | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	298,755	279,418
Financial Asset, Not Past Due | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,019,551	653,604
Financial Asset, Not Past Due | Consumer secured by one- to four-family [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	543,207	456,477
Financial Asset, Not Past Due | Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 116,175	$ 96,890

LOANS RECEIVABLE AND THE ALLO_9

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	$ 128,702	$ 148,009	$ 132,099	$ 167,279
Provision (recapture) for credit losses	6,347	(8,850)	2,115	(24,985)
Recoveries	1,374	1,416	2,955	3,521
Charge-offs	(505)	(660)	(1,251)	(5,900)
Allowance for loan losses, Ending balance	135,918	139,915	135,918	139,915
Commercial Real Estate
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	46,373	60,349	52,995	57,791
Provision (recapture) for credit losses	(2,096)	(4,057)	(8,932)	2,096
Recoveries	88	923	304	1,094
Charge-offs	0	0	(2)	(3,766)
Allowance for loan losses, Ending balance	44,365	57,215	44,365	57,215
Multifamily Real Estate
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	6,906	5,807	7,043	3,893
Provision (recapture) for credit losses	208	850	71	2,764
Recoveries	0	0	0	0
Charge-offs	0	0	0	0
Allowance for loan losses, Ending balance	7,114	6,657	7,114	6,657
Construction and Land
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	26,939	30,899	27,294	41,295
Provision (recapture) for credit losses	1,071	(1,557)	337	(12,053)
Recoveries	0	0	384	100
Charge-offs	(25)	0	(30)	0
Allowance for loan losses, Ending balance	27,985	29,342	27,985	29,342
Commercial Business
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	28,673	30,830	26,421	35,007
Provision (recapture) for credit losses	2,395	(3,825)	4,594	(8,390)
Recoveries	924	230	1,307	1,530
Charge-offs	(138)	(362)	(468)	(1,274)
Allowance for loan losses, Ending balance	31,854	26,873	31,854	26,873
Agricultural Business
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	3,002	3,256	3,190	4,914
Provision (recapture) for credit losses	243	83	(77)	(1,581)
Recoveries	252	17	384	25
Charge-offs	(42)	(179)	(42)	(181)
Allowance for loan losses, Ending balance	3,455	3,177	3,455	3,177
One- to Four-Family Residential
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	9,573	9,800	8,205	9,913
Provision (recapture) for credit losses	2,796	(359)	4,026	(605)
Recoveries	25	19	163	152
Charge-offs	0	0	0	0
Allowance for loan losses, Ending balance	12,394	9,460	12,394	9,460
Consumer
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	7,236	7,068	6,951	14,466
Provision (recapture) for credit losses	1,730	15	2,096	(7,216)
Recoveries	85	227	413	620
Charge-offs	(300)	(119)	(709)	(679)
Allowance for loan losses, Ending balance	$ 8,751	$ 7,191	$ 8,751	$ 7,191

GOODWILL, OTHER INTANGIBLE AS_3

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Finite-Lived Intangible Assets) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Goodwill [Roll Forward]
Goodwill, beginning of period	$ 373,121	$ 373,121
Goodwill, end of period	373,121	373,121
Finite-lived Intangible Assets [Roll Forward]
Goodwill and other intangibles, net, beginning of period	387,976	394,547
Amortization	(4,064)	(6,571)
Adjustment Due to Sale of Branches	136
Goodwill and other intangibles, net, end of period	383,776	387,976
Core Deposit Intangibles [Member]
Finite-lived Intangible Assets [Roll Forward]
Finite lived assets Balance, beginning of period	14,855	21,426
Amortization	(4,064)	(6,571)
Adjustment Due to Sale of Branches	136
Finite lived assets Balance, end of period	$ 10,655	$ 14,855

GOODWILL, OTHER INTANGIBLE AS_4

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Estimated Annual Amortization Expense) (Details) - Core Deposit Intangibles [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets [Line Items]
Finite-Lived Intangible Asset, Expected Amortization, Remainder of Fiscal Year	$ 1,215
Finite-Lived Intangible Asset, Expected Amortization, Year One	3,756
Finite-Lived Intangible Asset, Expected Amortization, Year Two	2,626
Finite-Lived Intangible Asset, Expected Amortization, Year Three	1,567
Finite-Lived Intangible Asset, Expected Amortization, Year Four	904
Thereafter	587
Finite lived assets, net	$ 10,655	$ 14,855	$ 21,426

GOODWILL, OTHER INTANGIBLE AS_5

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Mortgage Servicing Rights) (Details) - USD ($) $ in Thousands		3 Months Ended				9 Months Ended
		Sep. 30, 2022		Sep. 30, 2021		Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Servicing Asset at Amortized Value, Balance [Roll Forward]
Additions—through purchase		$ 57		$ 53		$ 202	$ 121
Servicing Contracts [Member]
Morgage Servicing Rights at Amortized Value [Line Items]
Loans Serviced For Others		2,800,000				2,800,000		$ 2,770,000
Custodial Accounts		29,300				29,300		$ 3,200
Servicing Asset at Amortized Value, Balance [Roll Forward]
Balance, net of valuation allowance, beginning of the period		17,633		15,612		17,206	15,223
Additions—amounts capitalized		296		1,621		3,053	5,418
Amortization		(985)	[1]	(1,533)	[1]	(3,331)	(5,009)
Servicing Asset at Fair Value, Other Changes in Fair Value		72		0		201	0
Balance, net of valuation allowance, end of the period	[2]	16,929		$ 15,753		16,929	$ 15,753
Valuation allowance, end of period		$ 0				$ 0
[1]Amortization of mortgage servicing rights is recorded as a reduction of loan servicing income within mortgage banking operations and any unamortized balance is fully amortized if the loan repays in full.[2]There was no valuation allowance on mortgage servicing rights as of both September 30, 2022 and 2021. (3) Fair value adjustments relate to SBA servicing rights. These adjustments are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing SBA loans.

REAL ESTATE OWNED, NET (REO Rol

REAL ESTATE OWNED, NET (REO Rollforward) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Real Estate Owned [Roll Forward]
Balance, beginning of the period	$ 340	$ 763	$ 852	$ 816
Additions from loan foreclosures	0	89	0	512
Proceeds from Sale of Other Real Estate	0	0	864	783
Gains (Losses) on Sales of Other Real Estate	0	0	(352)	(307)
Balance, end of the period	$ 340	$ 852	$ 340	$ 852

REAL ESTATE OWNED, NET REAL EST

REAL ESTATE OWNED, NET REAL ESTATE OWNED, NET (Textual) (Details) - USD ($)	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Real Estate Owned [Line Items]
Real Estate Owned	$ 340,000	$ 340,000	$ 852,000	$ 852,000	$ 763,000	$ 816,000
One- to four-family residential [Member]
Real Estate Owned [Line Items]
Mortgage Loans in Process of Foreclosure, Amount	$ 1,400,000			$ 609,000

DEPOSITS (Deposit Liabilities)

DEPOSITS (Deposit Liabilities) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Deposits:
Non-interest-bearing accounts	$ 6,507,523	$ 6,385,177
Interest-bearing checking	1,856,244	1,947,414
Regular savings accounts	2,824,711	2,784,716
Money market accounts	2,323,844	2,370,995
Total interest-bearing transaction and saving accounts	7,004,799	7,103,125
Certificates of deposit less than or equal to $250,000	561,005	657,615
Certificates of deposit greater than $250,000	160,939	181,016
Total certificates of deposit	721,944	838,631
Total deposits	14,234,266	14,326,933
Included in total deposits:
Public fund transaction and savings accounts	365,309	353,874
Public fund interest-bearing certificates	33,787	39,961
Total public deposits	$ 399,096	$ 393,835

DEPOSITS DEPOSITS (Maturities a

DEPOSITS DEPOSITS (Maturities and Weighted Average Interest Rates of Certificates of Deposit) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Maturities of Time Deposits [Abstract]
Maturing in one year or less	$ 577,678
Maturing after one year through two years	88,552
Maturing after two years through three years	37,582
Maturing after three years through four years	10,607
Maturing after four years through five years	6,068
Maturing after five years	1,457
Total certificates of deposit	$ 721,944	$ 838,631
Weighted Average Rate [Abstract]
Maturing in one year or less	0.34%
Maturing after one year through two years	0.60%
Maturing after two years through three years	0.55%
Maturing after three years through four years	0.41%
Maturing after four years through five years	0.34%
Maturing after five years	0.79%
Total certificates of deposit	0.38%

DEPOSITS DEPOSITS (Textual) (De

DEPOSITS DEPOSITS (Textual) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
CDs at or Above FDIC Limit [Line Items]
Time Deposits, at or Above FDIC Insurance Limit		$ 184,500
Certificate of Deposit [Member]
CDs at or Above FDIC Limit [Line Items]
Time Deposits, at or Above FDIC Insurance Limit	$ 164,700

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS (Fair Value By Balance Sheet Location) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets:
Securities—trading	$ 28,383	$ 26,981
Debt Securities, Available-for-sale	2,996,173	3,638,993
Securities—held-to-maturity	947,416	541,853
Securities purchased under agreements to resell	300,000	300,000
Liabilities:
FHLB advances at fair value	0	50,000
Subordinated notes, net	98,849	98,564
Carrying Value
Assets:
Cash and cash equivalents	821,921	2,134,300
Securities—trading	28,383	26,981
Debt Securities, Available-for-sale	2,996,173	3,638,993
Securities purchased under agreements to resell	300,000	300,000
Loans receivable held for sale	84,358	96,487
Loans receivable	9,827,096	9,084,763
Equity securities	657	1,000
FHLB stock	10,000	12,000
Bank-owned life insurance	295,443	244,156
Mortgage servicing rights	15,986	16,045
SBA servicing asset	943	1,161
Investments in limited partnerships	12,139	10,257
Liabilities:
Demand, interest checking and money market accounts	10,687,611	10,703,586
Regular savings	2,824,711	2,784,716
Certificates of deposit	721,944	838,631
FHLB advances at fair value	0	50,000
Other borrowings	234,006	264,490
Subordinated notes, net		98,564
Junior subordinated debentures at fair value	73,841	119,815
Estimated Fair Value
Assets:
Cash and cash equivalents	821,921	2,134,300
Securities—trading	28,383	26,981
Debt Securities, Available-for-sale	2,996,173	3,638,993
Securities purchased under agreements to resell	300,000	300,000
Loans receivable held for sale	84,453	96,914
Loans receivable	9,438,511	9,100,516
Equity securities	657	1,298
FHLB stock	10,000	12,000
Bank-owned life insurance	295,443	244,156
Mortgage servicing rights	35,761	24,393
SBA servicing asset	943	1,161
Investments in limited partnerships	12,139	10,257
Liabilities:
Demand, interest checking and money market accounts	10,687,611	10,703,586
Regular savings	2,824,711	2,784,716
Certificates of deposit	701,266	836,877
FHLB advances at fair value	0	50,287
Other borrowings	234,006	264,490
Subordinated notes, net	94,889	105,241
Junior subordinated debentures at fair value	73,841	119,815
Interest rate swaps [Member] | Carrying Value
Assets:
Derivatives:	38,747	20,826
Liabilities:
Derivatives:	38,801	11,336
Interest rate swaps [Member] | Carrying Value | Cash Flow Hedging
Liabilities:
Derivatives:	19,547	279
Interest rate swaps [Member] | Estimated Fair Value
Assets:
Derivatives:	38,747	20,826
Liabilities:
Derivatives:	38,801	11,336
Interest rate swaps [Member] | Estimated Fair Value | Cash Flow Hedging
Liabilities:
Derivatives:	19,547	279
Interest Rate Forward Sales Commitments [Member] | Carrying Value
Assets:
Derivatives:	1,023	1,555
Liabilities:
Derivatives:	247	140
Interest Rate Forward Sales Commitments [Member] | Estimated Fair Value
Assets:
Derivatives:	1,023	1,555
Liabilities:
Derivatives:	247	140
Loan Participations and Assignments | Carrying Value
Liabilities:
Derivatives:	68	0
Loan Participations and Assignments | Estimated Fair Value
Liabilities:
Derivatives:	68	0
Fair Value, Inputs, Level 2 [Member] | Carrying Value
Assets:
Securities—held-to-maturity	1,124,017	464,008
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value
Assets:
Securities—held-to-maturity	938,167	484,483
Fair Value, Inputs, Level 3 [Member] | Carrying Value
Assets:
Securities—held-to-maturity	9,229	57,347
Fair Value, Inputs, Level 3 [Member] | Estimated Fair Value
Assets:
Securities—held-to-maturity	$ 9,249	$ 57,370

FAIR VALUE OF FINANCIAL INSTR_4

FAIR VALUE OF FINANCIAL INSTRUMENTS (Assets and Liabilities Measured on a Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	$ 28,383	$ 26,981
Debt Securities, Available-for-sale	2,996,173	3,638,993
Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	80,590	39,775
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	2,996,173	3,638,993
Total assets	3,084,868	3,739,548
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	73,841	119,815
Total liabilities	132,504	131,570
Recurring [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	38,747	20,826
Derivative liabilities	38,801	11,336
Recurring [Member] | Interest rate swaps [Member] | Cash Flow Hedging
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	19,547	279
Recurring [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	1,023	1,555
Derivative liabilities	247	140
Recurring [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	68
Recurring [Member] | TPS and TRUP CDOs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading		26,981
Recurring [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	186,511	201,332
Recurring [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	252,812	308,612
Recurring [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	122,649	117,347
Recurring [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	2,213,637	2,805,268
Recurring [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	220,564	206,434
Recurring [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	6,803	39,775
Recurring [Member] | Securities (Assets) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	657
Recurring [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	943	1,161
Recurring [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	12,139	10,257
Recurring [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	28,383
Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Total assets	657	0
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	0	0
Total liabilities	0	0
Recurring [Member] | Level 1 [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring [Member] | Level 1 [Member] | Interest rate swaps [Member] | Cash Flow Hedging
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring [Member] | Level 1 [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring [Member] | Level 1 [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0
Recurring [Member] | Level 1 [Member] | TPS and TRUP CDOs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading		0
Recurring [Member] | Level 1 [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Level 1 [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Level 1 [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Level 1 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Level 1 [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Level 1 [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	0	0
Recurring [Member] | Level 1 [Member] | Securities (Assets) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	657
Recurring [Member] | Level 1 [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	0	0
Recurring [Member] | Level 1 [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	0	0
Recurring [Member] | Level 1 [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	2,996,173	3,638,993
Total assets	3,042,663	3,699,682
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	0	0
Total liabilities	58,548	11,755
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	38,747	20,826
Derivative liabilities	38,801	11,336
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swaps [Member] | Cash Flow Hedging
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	19,547	279
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	940	88
Derivative liabilities	132	140
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	68
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | TPS and TRUP CDOs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading		0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	186,511	201,332
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	252,812	308,612
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	122,649	117,347
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	2,213,637	2,805,268
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	220,564	206,434
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	6,803	39,775
Loans Held-for-sale, unpaid principal balance	7,000	38,600
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Securities (Assets) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	0	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	0	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Total assets	41,548	39,866
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	73,841	119,815
Total liabilities	73,956	119,815
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest rate swaps [Member] | Cash Flow Hedging
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	83
Derivative liabilities	115	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | TPS and TRUP CDOs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading		26,981
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Securities (Assets) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	943	1,161
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	12,139	$ 10,257
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	$ 28,383

FAIR VALUE OF FINANCIAL INSTR_5

FAIR VALUE OF FINANCIAL INSTRUMENTS (Valuation Technique) (Details) - Fair Value, Inputs, Level 3 [Member]	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Junior Subordinated Debt [Member] | Weighted Average [Member] | Discounted cash flows [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Discount Rate		7.25%	3.71%
Corporate Bonds (TPS securities) [Member] | Weighted Average [Member] | Discounted cash flows [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Discount Rate		7.25%	3.71%
Impaired Loans [Member] | Minimum [Member] | discount to appraised value [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
fair value inputs, discount to appraised value			8.50%
Impaired Loans [Member] | Maximum [Member] | discount to appraised value [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
fair value inputs, discount to appraised value			20%
Real Estate Owned [Member] | Weighted Average [Member] | discount to appraised value [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
fair value inputs, discount to appraised value		68.35%	60.91%
Interest Rate Lock Commitments [Member] | Weighted Average [Member] | Valuation, Pricing Model [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Pull-Through Rate		89%	86.64%
SBA Servicing Rights | Weighted Average [Member] | Discounted cash flows [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Constant Prepayment Rate	14.05%		12.25%

FAIR VALUE OF FINANCIAL INSTR_6

FAIR VALUE OF FINANCIAL INSTRUMENTS (Unobservable Inputs Reconciliation) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Repayment of junior subordinated debentures			$ (50,518)	$ 0
Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 3 [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Derivative assets	$ 32	$ 1,395	32	1,395	$ 357	$ 1,467	$ 2,574	$ 5,221
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	(389)	(1,179)	(1,499)	(3,826)
Junior Subordinated Debt [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Other Comprehensive Income (Loss)	1,612	7,333	3,779	7,879
Junior Subordinated Debt [Member] | Fair Value, Inputs, Level 3 [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	0	0	(765)	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value	73,841	124,853	73,841	124,853	$ 72,229	$ 119,815	$ 117,520	$ 116,974
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases, (Sales), Issuances, (Settlements)	0	0	0	0
TPS Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	27,886	25,097	26,981	24,980
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	497	1,778	1,402	1,895
Ending balance	28,383	26,875	28,383	26,875
Investment in Limited Partnerships | Fair Value, Inputs, Level 3 [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	11,881	4,707	10,257	2,819
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	(38)	0	(410)	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases, (Sales), Issuances, (Settlements)	296	2,207	2,292	4,095
Ending balance	12,139	6,914	12,139	6,914
SBA Servicing Rights | Fair Value, Inputs, Level 3 [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	1,015	0	1,161	0
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	(72)	0	(218)	0
Ending balance	$ 943	$ 0	$ 943	$ 0

FAIR VALUE OF FINANCIAL INSTR_7

FAIR VALUE OF FINANCIAL INSTRUMENTS (Assets Measured on Nonrecurring Basis) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans					$ (2,989)
REO	$ 340		$ 340		852
Loans receivable held for sale	73,787		73,787
fair value, net derivative asset (liability) measured on non-recurring basis, unobservable inputs reconciliation, gain (loss) included in earnings	(2,200)	$ 0	(3,261)	$ (303)
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans					0
REO	0		0		0
Loans receivable held for sale	0		0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans					0
REO	0		0		0
Loans receivable held for sale	73,787		73,787
Fair Value, Inputs, Level 2 [Member] | loans held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
fair value, net derivative asset (liability) measured on non-recurring basis, unobservable inputs reconciliation, gain (loss) included in earnings	(2,200)	0	(3,261)	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans					(2,989)
REO					$ 852
Loans receivable held for sale	0		0
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
fair value, net derivative asset (liability) measured on non-recurring basis, unobservable inputs reconciliation, gain (loss) included in earnings	$ 0	$ 0	$ 0	$ (303)

INCOME TAXES AND DEFERRED TAX_3

INCOME TAXES AND DEFERRED TAXES INCOME TAXES AND DEFERRED TAXES (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Tax credit investments	$ 64,845		$ 64,845		$ 56,589
Unfunded commitments—tax credit investments	38,667		38,667		$ 31,174
Tax credits and other tax benefits recognized	1,458	$ 1,114	4,374	$ 3,341
Tax credit amortization expense included in provision for income taxes	1,173	$ 915	3,744	$ 2,745
Unrecognized Tax Benefits	$ 1,000		$ 1,000

CALCULATION OF WEIGHTED AVERA_3

CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended							9 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 49,070	$ 47,965	$ 43,963	$ 49,927	$ 49,884	$ 54,382	$ 46,855	$ 140,998	$ 151,121
Basic weighted average shares outstanding	34,224,640				34,446,510			34,277,182	34,716,914
Dilutive effect of unvested restricted stock	191,377				222,982			222,064	295,314
Diluted weighted shares outstanding	34,416,017				34,669,492			34,499,246	35,012,228
Earnings per common share
Basic	$ 1.43				$ 1.45			$ 4.11	$ 4.35
Diluted	$ 1.43				$ 1.44			$ 4.09	$ 4.32

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended		53 Months Ended	101 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2022	Apr. 24, 2018	Apr. 22, 2014
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Expense	$ 2.3	$ 2.4	$ 6.6	$ 7
Compensation Cost Not yet Recognized	$ 12.9		$ 12.9		$ 12.9	$ 12.9
Compensation Cost Not yet Recognized, Period for Recognition			23 months
2014 Omnibus Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized								900,000
2014 Omnibus Incentive Plan [Member] | Restricted Stock Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period						272,495
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	1,552		1,552		1,552	1,552
2014 Omnibus Incentive Plan [Member] | Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period						426,814
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	23,114		23,114		23,114	23,114
2018 Omnibus Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized							900,000
2018 Omnibus Incentive Plan [Member] | Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period					556,439
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	358,175		358,175		358,175	358,175

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES (Fair value, off balance sheet risks, limited partnerships, commitment) (Details) - Limited Partner - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule of Fair Value, Off-Balance Sheet Risks, Limited Partnerships, Commitment) [Line Items]
Fair Value Disclosure, Off Balance Sheet Risk, Amount Funded, Commitment	$ 9,934	$ 7,642
Fair Value Disclosure, Off Balance Sheet Risk, Unfunded Amount, Commitment	$ 12,566	$ 9,858

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES (Commitments Without Recorded Liability) (Details) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Reserve for Unfunded Loan Commitments	$ 14,000,000	$ 14,000,000		$ 12,400,000
Mortgage loan applications, day interest rate is locked		45 days
Minimum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage loan applications, day interest rate is locked		30 days
Maximum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage loan applications, day interest rate is locked		60 days
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	3,943,549,000	$ 3,943,549,000		3,527,143,000
Financial Standby Letter of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	28,508,000	28,508,000		21,830,000
Loan Origination Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	99,723,000	99,723,000		106,609,000
Risk Participation Agreement [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	52,761,000	52,761,000		40,064,000
Loans Held for Sale Origination Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	20,891,000	20,891,000		106,590,000
Commitments to Sell Loans Secured by one to four Residential Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	15,253,000	15,253,000		27,006,000
Counterparty default losses on forward contracts	0		$ 0
Commitments to Sell Mortgage Backed Securities [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	$ 25,250,000	$ 25,250,000		$ 127,580,000

DERIVATIVES AND HEDGING (Deriva

DERIVATIVES AND HEDGING (Derivatives Designated as Hedging, by Balance Sheet Location) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	$ 38,747	$ 20,826
Liability Derivatives, Fair Value	58,348	11,615
Interest rate swaps [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	38,747	20,826
Liability Derivatives, Fair Value	58,348	11,615
Interest rate swaps [Member] | Designated as Hedging Instrument [Member] | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	0	0
Liability Derivatives, Notional/Contract Amount	400,000	400,000
Interest rate swaps [Member] | Designated as Hedging Instrument [Member] | Loans Receivable [Member] | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	0	0
Interest rate swaps [Member] | Designated as Hedging Instrument [Member] | Other liabilities [Member] | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	$ 19,547	$ 279

DERIVATIVES AND HEDGING (effect

DERIVATIVES AND HEDGING (effect of cash flow hedge accounting on AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Cash Flow Hedging Impact on AOCI [Line Items]
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	$ (7,871)	$ 0	$ (26,425)	$ 0
Interest rate swaps [Member] | Cash Flow Hedging | Designated as Hedging Instrument [Member]
Cash Flow Hedging Impact on AOCI [Line Items]
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	(9,153)		(26,795)
Other Comprehensive Income (Loss), Derivative, Included Component, Increase (Decrease), before Adjustments, after	(9,153)		(26,795)
Other Comprehensive Income (Loss), Derivative, Excluded Component, Increase (Decrease), after Adjustments, before Tax	0		0
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax	(1,283)		(371)
Other Comprehensive Income (Loss), Derivative, Included Component, Increase (Decrease), Adjustments, after Tax	(1,283)		(371)
Other Comprehensive Income (Loss), Derivative, Excluded Component, Increase (Decrease), Adjustments, after Tax	$ 0		$ 0

DERIVATIVES AND HEDGING (Deri_2

DERIVATIVES AND HEDGING (Derivatives Not Designated as Hedging, by Balance Sheet Location) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	$ 38,747	$ 20,826
Liability Derivatives, Fair Value	58,348	11,615
Interest rate swaps [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	38,747	20,826
Liability Derivatives, Fair Value	58,348	11,615
Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	489,309	695,678
Liability Derivatives, Notional/Contract Amount	528,977	676,435
Not Designated as Hedging Instrument [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	39,770	22,381
Not Designated as Hedging Instrument [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	39,116	11,476
Not Designated as Hedging Instrument [Member] | Interest rate swaps [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	448,912	551,606
Liability Derivatives, Notional/Contract Amount	448,912	551,606
Not Designated as Hedging Instrument [Member] | Interest rate swaps [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	38,747	20,826
Not Designated as Hedging Instrument [Member] | Interest rate swaps [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	38,801	11,336
Not Designated as Hedging Instrument [Member] | Loan Participations and Assignments
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	1,342	0
Liability Derivatives, Notional/Contract Amount	51,419	0
Not Designated as Hedging Instrument [Member] | Loan Participations and Assignments | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	0	0
Not Designated as Hedging Instrument [Member] | Loan Participations and Assignments | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	68	0
Not Designated as Hedging Instrument [Member] | Mortgage loan commitments [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	13,805	87,986
Liability Derivatives, Notional/Contract Amount	13,393	26,329
Not Designated as Hedging Instrument [Member] | Mortgage loan commitments [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	83	1,467
Not Designated as Hedging Instrument [Member] | Mortgage loan commitments [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	115	66
Not Designated as Hedging Instrument [Member] | Forward Contracts [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	25,250	56,086
Liability Derivatives, Notional/Contract Amount	15,253	98,500
Not Designated as Hedging Instrument [Member] | Forward Contracts [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	940	88
Not Designated as Hedging Instrument [Member] | Forward Contracts [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	$ 132	$ 74

DERIVATIVES AND HEDGING (Gain (

DERIVATIVES AND HEDGING (Gain (Loss) On Derivatives Not Designated in Hedging Relationship) (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income, net	$ 210	$ (314)	$ (901)	$ (1,822)
Mortgage loan commitments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income, net	(472)	(1,179)	(1,582)	(3,826)
Forward Contracts [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income, net	$ 682	$ 865	$ 681	$ 2,004

DERIVATIVES AND HEDGING (Narrat

DERIVATIVES AND HEDGING (Narrative) (Details) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative net liability position	$ 0	$ 24,900,000
Collateral posted	25,600,000	45,800,000
Offsetting Assets and Liabilities [Line Items]
Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net	13,600,000
AOCI, Cash Flow Hedge, Cumulative Gain (Loss), after Tax	21,000,000	958,000
Interest rate swaps [Member]
Offsetting Assets and Liabilities [Line Items]
Derivative Liabilities, Amounts offset in the Statement of Financial Condition	$ (8,100,000)	$ (10,700,000)

DERIVATIVES AND HEDGING (Deri_3

DERIVATIVES AND HEDGING (Derivative Offsetting) (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Offsetting Derivative Assets [Abstract]
Derivative Assets, Gross Amounts Recognized	$ 38,747	$ 20,826
Derivative Assets, Amounts offsett in the Statement of Financial Condition	0	0
Derivative Assets, Net Amounts in the Statement of Financial Condition	38,747	20,826
Derivative Assets, Netting Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Assets, Fair Value of Financial Collateral in the Statement of Financial Condiation	0	0
Derivative Assets, Net Amount	38,747	20,826
Offsetting Derivative Liabilities [Abstract]
Derivative Liabilities, Gross Amounts Recognized	58,348	11,615
Derivative Liabilities, Net Amounts of the Statement of Financial Condition	58,348	11,615
Derivative Liabilities, Net Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Liabilities, Fair Value of Financial Collateral in the Statement of Financial Condition	(17,036)	(9,669)
Derivative Liabilities, Net Amount	41,312	1,946
Interest rate swaps [Member]
Offsetting Derivative Assets [Abstract]
Derivative Assets, Gross Amounts Recognized	38,747	20,826
Derivative Assets, Amounts offsett in the Statement of Financial Condition	0	0
Derivative Assets, Net Amounts in the Statement of Financial Condition	38,747	20,826
Derivative Assets, Netting Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Assets, Fair Value of Financial Collateral in the Statement of Financial Condiation	0	0
Derivative Assets, Net Amount	38,747	20,826
Offsetting Derivative Liabilities [Abstract]
Derivative Liabilities, Gross Amounts Recognized	58,348	11,615
Derivative Liabilities, Amounts offset in the Statement of Financial Condition	(8,100)	(10,700)
Derivative Liabilities, Net Amounts of the Statement of Financial Condition	58,348	11,615
Derivative Liabilities, Net Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Liabilities, Fair Value of Financial Collateral in the Statement of Financial Condition	(17,036)	(9,669)
Derivative Liabilities, Net Amount	$ 41,312	$ 1,946

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	$ 11,449	$ 10,457	$ 33,638	$ 29,154
Deposit service charges
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	6,195	5,128	17,592	13,735
Debit and Credit Card Interchange Fees
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	6,049	6,032	17,830	17,265
Debit and Credit Card Expense
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	2,852	2,655	8,440	7,819
Credit Card, Merchant Discount [Member]
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	4,166	4,239	11,780	11,136
Merchant Services Expense
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	3,431	3,439	9,654	8,964
Other Service Charges
Disaggregation of Revenue [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	$ 1,322	$ 1,152	$ 4,530	$ 3,801

Uncategorized Items - banr-2022

Label	Element	Value
Transfer of Loans Held-for-sale to Portfolio Loans	us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1	$ 13,420,000
Transfer of Loans Held-for-sale to Portfolio Loans	us-gaap_TransferOfLoansHeldForSaleToPortfolioLoans1	0
Securities, available-for-sale, transferred to held-to-maturity	banr_SecuritiesAvailableForSaleTransferredToHeldToMaturity	462,159,000
Securities, available-for-sale, transferred to held-to-maturity	banr_SecuritiesAvailableForSaleTransferredToHeldToMaturity	$ 0