Banner (BANR) 10-Q 4 May 23 2023 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information Document - shares	3 Months Ended
	Mar. 31, 2023	Apr. 30, 2023
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	000-26584
Entity Registrant Name	BANNER CORPORATION
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	91-1691604
Entity Address, Address Line One	10 South First Avenue
Entity Address, City or Town	Walla Walla
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	99362
City Area Code	509
Local Phone Number	527-3636
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	BANR
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		34,334,590
Amendment Flag	false
Entity Central Index Key	0000946673
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 194,629	$ 198,154
Interest bearing deposits	48,363	44,908
Total cash and cash equivalents	242,992	243,062
Securities—trading	28,591	28,694
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Securities—held-to-maturity, net of allowance for credit losses of $364 and $379, respectively	1,109,595	1,117,588
Total securities	3,792,046	3,935,313
Federal Home Loan Bank (FHLB) stock	16,800	12,000
Securities purchased under agreements to resell	150,000	300,000
Loans held for sale (includes $48,439 and $51,779, at fair value, respectively)	49,016	56,857
Loans and Leases Receivable, Gross	10,160,684	10,146,724
Allowance for credit losses – loans	141,457	141,465
Net loans receivable	10,019,227	10,005,259
Accrued interest receivable	52,094	57,284
Property and equipment, net	136,362	138,754
Goodwill	373,121	373,121
Other intangibles, net	8,390	9,440
Bank-owned life insurance (BOLI)	299,754	297,565
Deferred tax assets, net	165,247	178,131
Operating lease right-of-use assets	47,106	49,283
Other assets	181,448	177,362
Total assets	15,533,603	15,833,431
Deposits:
Non-interest-bearing	5,764,009	6,176,998
Interest-bearing transaction and savings accounts	6,440,261	6,719,531
Interest-bearing certificates	949,932	723,530
Total deposits	13,154,202	13,620,059
Advances from FHLB	170,000	50,000
Other borrowings	214,564	232,799
Subordinated notes, net	99,046	98,947
Junior subordinated debentures at fair value (issued in connection with Trust Preferred Securities)	74,703	74,857
Operating lease liabilities	52,772	55,205
Accrued expenses and other liabilities	191,326	200,839
Deferred compensation	45,295	44,293
Total liabilities	14,001,908	14,376,999
COMMITMENTS AND CONTINGENCIES (Note 12)
SHAREHOLDERS’ EQUITY
Preferred stock - $0.01 par value per share, 500,000 shares authorized; no shares outstanding at March 31, 2023 and December 31, 2022	0	0
Retained earnings	564,106	525,242
Carrying value of shares held in trust for stock-based compensation plans	(6,919)	(6,905)
Liability for common stock issued to stock related compensation plans	6,919	6,905
Accumulated other comprehensive loss	(325,636)	(362,769)
Total shareholders’ equity	1,531,695	1,456,432
Total liabilities and shareholders’ equity	15,533,603	15,833,431
Voting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common stock and paid in capital	1,293,225	1,293,959
Nonvoting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common stock and paid in capital	$ 0	$ 0

CONSOLIDATED STATEMENTS OF FI_2

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Debt Securities, Available-for-sale, Amortized Cost	$ 3,040,211	$ 3,218,777
Allowance for Credit Losses	(364)	379
Securities—held-to-maturity, fair value	$ 957,062	$ 942,180
SHAREHOLDERS’ EQUITY
Preferred Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized	500,000	500,000
Preferred Stock, Shares Outstanding	0	0
Voting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	50,000,000	50,000,000
Common Stock, Shares, Issued	34,308,540	34,194,018
Common Stock, Shares, Outstanding	34,308,540	34,194,018
Nonvoting Common Stock [Member]
SHAREHOLDERS’ EQUITY
Common Stock, Par or Stated Value Per Share	$ 0.01	$ 0.01
Common Stock, Shares Authorized	5,000,000	5,000,000
Common Stock, Shares, Issued	0	0
Common Stock, Shares, Outstanding	0	0
Loans [Member]
ASSETS
Loans Held-for-sale, Fair Value Disclosure	$ 48,439	$ 51,779
Loans [Member] | Recurring [Member]
ASSETS
Loans Held-for-sale, Fair Value Disclosure	$ 5,485	$ 2,305

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
INTEREST INCOME:
Loans receivable	$ 133,257	$ 100,350
Mortgage-backed securities	18,978	14,109
Securities and cash equivalents	14,726	8,432
Total interest income	166,961	122,891
INTEREST EXPENSE:
Deposits	9,244	2,086
FHLB advances	1,264	291
Other borrowings	381	84
Subordinated debt	2,760	1,776
Total interest expense	13,649	4,237
Net interest income	153,312	118,654
Provision for Loan, Lease, and Other Losses	(524)	(6,961)
Net interest income after (recapture) provision for credit losses	153,836	125,615
NON-INTEREST INCOME:
Deposit fees and other service charges	10,562	11,189
Mortgage banking operations	2,691	4,440
BOLI	2,188	1,631
Miscellaneous	1,640	1,683
Other operating income	17,081	18,943
Net (loss) gain on sale of securities	(7,252)	435
Net change in valuation of financial instruments carried at fair value	(552)	49
Total non-interest income	9,277	19,427
NON-INTEREST EXPENSE:
Salary and employee benefits	61,389	59,486
Less capitalized loan origination costs	(3,431)	(6,230)
Occupancy and equipment	11,970	13,220
Information and computer data services	7,147	6,651
Payment and card processing services	4,618	4,896
Professional and legal expenses	2,121	2,180
Advertising and marketing	806	461
Deposit insurance	1,890	1,524
State and municipal business and use taxes	1,300	1,162
Real estate operations, net	(277)	(79)
Amortization of core deposit intangibles	1,050	1,424
Loss on extinguishment of debt	0	793
Miscellaneous	6,038	5,707
Total non-interest expense	94,621	91,195
Income before provision for income taxes	68,492	53,847
PROVISION FOR INCOME TAXES	12,937	9,884
NET INCOME	$ 55,555	$ 43,963
Earnings per common share:
Basic	$ 1.62	$ 1.28
Diluted	1.61	1.27
Common Stock, Dividends, Per Share, Declared	$ 0.48	$ 0.44
Weighted average number of common shares outstanding, Basic	34,239,533	34,300,742
Weighted average number of common shares outstanding, Diluted	34,457,869	34,598,436

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Comprehensive Income [Abstract]
Net Income (Loss) Attributable to Parent	$ 55,555	$ 43,963
Other Comprehensive Income (Loss), Net of Tax [Abstract]
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax	36,143	(153,064)
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax	(8,675)	36,736
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	7,252	(435)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	(1,740)	104
OCI, Debt Securities, Unrealized Gain (Loss) on Securities Transferred from Available-for-Sale to Held-to-Maturity, Before Tax	0	34,596
OCI, Debt Securities, Unrealized Gain (Loss) on Securities Transferred from Available-for-Sale to Held-to-Maturity, Tax	0	8,303
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), before Tax	572	324
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), Tax	(137)	(77)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	4,738	(14,775)
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax	(1,137)	3,546
Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, before Tax, after Reclassification Adjustment	154	(1,213)
Other Comprehensive Income (Loss), Change in Fair Value of Junior Subordinated Debentures, Tax	(37)	291
Reclassification of fair value of junior subordinated debentures redeemed	0	765
Other Comprehensive Income (Loss), Reclassification of Fair Value, Junior Subordinated Debentures Redeemed, Tax	0	(184)
Other Comprehensive Income (Loss), Net of Tax, Total	37,133	(154,275)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent, Total	$ 92,688	$ (110,312)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock [Member]	Common Stock and Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Balance, beginning of the period (in shares) at Dec. 31, 2021		34,252,632
Balance, beginning of the period at Dec. 31, 2021	$ 1,690,327		$ 1,299,381	$ 390,762	$ 184
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income (Loss) Attributable to Parent	43,963			43,963
Other Comprehensive Income (Loss), Net of Tax	(154,275)				(154,275)
Accrual of dividends on common stock	(15,066)			(15,066)
Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture		120,152
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	(1,169)		(1,169)
Balance, end of the period (in shares) at Mar. 31, 2022		34,372,784
Balance, end of the period at Mar. 31, 2022	$ 1,563,780		1,298,212	419,659	(154,091)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Common Stock, Dividends, Per Share, Declared	$ 0.44
Net Income (Loss) Attributable to Parent	$ 47,965			47,965
Other Comprehensive Income (Loss), Net of Tax	(101,824)				(101,824)
Accrual of dividends on common stock	(15,378)			(15,378)
Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture		18,546
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,247		2,247
Repurchase of common stock (in shares)		(200,000)
Repurchase of common stock	(10,960)		(10,960)
Balance, end of the period (in shares) at Jun. 30, 2022		34,191,330
Balance, end of the period at Jun. 30, 2022	$ 1,485,830		1,289,499	452,246	(255,915)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Common Stock, Dividends, Per Share, Declared	$ 0.44
Net Income (Loss) Attributable to Parent	$ 49,070			49,070
Other Comprehensive Income (Loss), Net of Tax	(113,275)				(113,275)
Accrual of dividends on common stock	(15,208)			(15,208)
Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture		429
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,242		2,242
Balance, end of the period (in shares) at Sep. 30, 2022		34,191,759
Balance, end of the period at Sep. 30, 2022	$ 1,408,659		1,291,741	486,108	(369,190)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Common Stock, Dividends, Per Share, Declared	$ 0.44
Net Income (Loss) Attributable to Parent	$ 54,380			54,380
Other Comprehensive Income (Loss), Net of Tax	6,421				6,421
Accrual of dividends on common stock	(15,246)			(15,246)
Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture		2,259
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	2,218		2,218
Balance, end of the period (in shares) at Dec. 31, 2022		34,194,018
Balance, end of the period at Dec. 31, 2022	$ 1,456,432		1,293,959	525,242	(362,769)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Common Stock, Dividends, Per Share, Declared	$ 0.44
Net Income (Loss) Attributable to Parent	$ 55,555			55,555
Other Comprehensive Income (Loss), Net of Tax	37,133				37,133
Accrual of dividends on common stock	(16,691)			(16,691)
Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture		114,522
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	(734)		(734)
Balance, end of the period (in shares) at Mar. 31, 2023		34,308,540
Balance, end of the period at Mar. 31, 2023	$ 1,531,695		$ 1,293,225	$ 564,106	$ (325,636)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Common Stock, Dividends, Per Share, Declared	$ 0.48

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Statement of Stockholders' Equity [Abstract]
Common Stock, Dividends, Per Share, Declared	$ 0.48	$ 0.44	$ 0.44	$ 0.44	$ 0.44
Net Income (Loss) Attributable to Parent	$ 55,555	$ 54,380	$ 49,070	$ 47,965	$ 43,963
Other Comprehensive Income (Loss), Net of Tax	37,133	6,421	(113,275)	(101,824)	(154,275)
Accrual of dividends on common stock	(16,691)	(15,246)	(15,208)	(15,378)	(15,066)
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	(734)	2,218	2,242	2,247	(1,169)
Repurchase of common stock				(10,960)
Equity, Attributable to Parent	$ 1,531,695	$ 1,456,432	$ 1,408,659	$ 1,485,830	$ 1,563,780	$ 1,690,327
Common Stock, Dividends, Per Share, Declared	$ 0.48	$ 0.44	$ 0.44	$ 0.44	$ 0.44
Common Stock [Member]
Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture	114,522	2,259	429	18,546	120,152
Stock Repurchased and Retired During Period, Shares				(200,000)
Shares, Outstanding	34,308,540	34,194,018	34,191,759	34,191,330	34,372,784	34,252,632
Common Stock and Paid in Capital [Member]
Amortization of stock-based compensation related to restricted stock grants, net of shares surrendered	$ (734)	$ 2,218	$ 2,242	$ 2,247	$ (1,169)
Repurchase of common stock				(10,960)
Equity, Attributable to Parent	1,293,225	1,293,959	1,291,741	1,289,499	1,298,212	$ 1,299,381
Retained Earnings [Member]
Net Income (Loss) Attributable to Parent	55,555	54,380	49,070	47,965	43,963
Accrual of dividends on common stock	(16,691)	(15,246)	(15,208)	(15,378)	(15,066)
Equity, Attributable to Parent	564,106	525,242	486,108	452,246	419,659	390,762
Accumulated Other Comprehensive Income (Loss) [Member]
Other Comprehensive Income (Loss), Net of Tax	37,133	6,421	(113,275)	(101,824)	(154,275)
Equity, Attributable to Parent	$ (325,636)	$ (362,769)	$ (369,190)	$ (255,915)	$ (154,091)	$ 184

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022
OPERATING ACTIVITIES:
Net Income (Loss) Attributable to Parent	$ 55,555	$ 54,380	$ 47,965	$ 43,963
Adjustments to reconcile net income to net cash provided from operating activities:
Depreciation	4,364			4,169
Deferred income and expense, net of amortization	(608)			(1,838)
Capitalized loan servicing rights, net of amortization	592			(739)
Amortization of core deposit intangibles	1,050			1,424
Loss (gain) on sale of securities, net	7,252			(435)
Net change in valuation of financial instruments carried at fair value	552			(49)
Decrease in deferred taxes	(1,158)			(860)
Increase in current taxes payable	10,014			7,595
Stock-based compensation	2,053			2,081
Net change in cash surrender value of BOLI	(2,188)			(1,519)
Gain on sale of loans, excluding capitalized servicing rights	(1,445)			(1,909)
(Gain) loss on disposal of real estate held for sale and property and equipment, net	(331)			109
Provision for Loan, Lease, and Other Losses	(524)			(6,961)
Loss on extinguishment of debt	0			765
Origination of loans held for sale	(39,585)			(208,270)
Proceeds from sales of loans held for sale	48,871			226,074
Net change in:
Other assets	8,837			(10,245)
Other liabilities	(20,880)			(4,421)
Net cash provided from operating activities	74,737			50,654
INVESTING ACTIVITIES:
Purchases of securities—available-for-sale	26,426			281,353
Principal repayments and maturities of securities—available-for-sale	45,774			106,937
Proceeds from sales of securities—available-for-sale	150,170			12,767
Purchases of securities—held-to-maturity	0			(40,351)
Principal repayments and maturities of securities—held-to-maturity	7,937			7,573
Loan (originations) repayments, net	(13,681)			31,355
Purchases of loans and participating interest in loans	0			(75,575)
Proceeds from sales of other loans	1,519			5,034
Purchases of property and equipment	(1,984)			(3,306)
Proceeds from sale of real estate held for sale and sale of other property	343			5,616
Proceeds from FHLB stock repurchase program	37,920			2,000
Purchase of FHLB stock	42,720			0
Proceeds from maturity of reverse repurchase agreements	150,000			0
Investment in bank-owned life insurance	(2)			(50,040)
Other	(39)			1,098
Net cash provided from (used by) investing activities	308,811			(278,245)
FINANCING ACTIVITIES:
(Decrease) increase in deposits, net	(465,857)			196,841
Repayment of long term FHLB advances	0			50,000
Advances of overnight and short term FHLB advances, net	120,000			0
Proceeds from (Payments for) Other Financing Activities	(18,235)			2,288
Repayment of junior subordinated debentures	0			(50,518)
Proceeds from redemption of trust preferred securities related to junior subordinated debentures	0			1,518
Cash dividends paid	(16,739)			(15,200)
Taxes paid related to net share settlement of equity awards	2,787			3,250
Net Cash Provided by (Used in) Financing Activities, Total	(383,618)			81,679
NET CHANGE IN CASH AND CASH EQUIVALENTS	(70)			(145,912)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	243,062		$ 1,988,388	2,134,300
CASH AND CASH EQUIVALENTS, END OF PERIOD	242,992	$ 243,062		1,988,388
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid in cash	10,574			3,526
Tax paid	43			120
NON-CASH INVESTING AND FINANCING TRANSACTIONS:
Dividends Payable	1,110			1,204
Loans, held-for-sale, transferred to portfolio	0			13,420
Securities, available-for-sale, transferred to held-to-maturity	$ 0			$ 462,159

BASIS OF PRESENTATION AND SIGNI

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES	The accompanying unaudited condensed consolidated financial statements include the accounts of Banner Corporation (the Company or Banner), a bank holding company incorporated in the State of Washington and its wholly-owned subsidiary, Banner Bank (the Bank). These unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (GAAP) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (SEC). In preparing these financial statements, the Company has evaluated events and transactions subsequent to March 31, 2023 for potential recognition or disclosure. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. Certain information and note disclosures have been condensed or omitted pursuant to the rules and regulations of the SEC and the accounting standards for interim financial statements. Certain reclassifications have been made to the 2022 Consolidated Financial Statements and/or schedules to conform to the 2023 presentation. These reclassifications may have affected certain ratios for the prior periods. The effect of these reclassifications is considered immaterial. All significant intercompany transactions and balances have been eliminated. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company’s accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions and other subjective assessments. The information included in this Form 10-Q should be read in conjunction with our Annual Report on Form 10-K for the fiscal year ended December 31, 2022. Interim results are not necessarily indicative of results for a full year or any other interim period.

ACCOUNTING STANDARDS RECENTLY I

ACCOUNTING STANDARDS RECENTLY ISSUED OR ADOPTED	3 Months Ended
	Mar. 31, 2023
Accounting Changes and Error Corrections [Abstract]
ACCOUNTING STANDARDS RECENTLY ISSUED OR ADOPTED	Financial Instruments – Credit Losses (Topic 326) On January 1, 2023, the Company adopted the Financial Accounting Standards Board (FASB) Accounting Standards Update (ASU) 2022-02, Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures . The ASU eliminated the troubled debt restructuring (TDR) recognition and measurement guidance and, instead, requires that a creditor evaluate (consistent with the accounting for other loan modifications) whether the modification represents a new loan or a continuation of an existing loan. The ASU also introduced new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. In addition, the ASU requires vintage disclosures including current-period gross write-offs by year of origination for financing receivables. The Company applied the ASU prospectively and new disclosures have been added when applicable.

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
SECURITIES	The amortized cost, gross unrealized gains and losses and estimated fair value of securities at March 31, 2023 and December 31, 2022 are summarized as follows (in thousands): March 31, 2023 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 28,591 $ 27,203 $ 28,591 March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 53,689 $ 10 $ (1,111) $ 52,588 Municipal bonds 205,152 482 (31,913) 173,721 Corporate bonds 133,269 — (15,865) 117,404 Mortgage-backed or related securities 2,425,602 1,647 (335,040) 2,092,209 Asset-backed securities 222,499 269 (4,830) 217,938 $ 3,040,211 $ 2,408 $ (388,759) $ 2,653,860 March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 310 $ 1 $ (5) $ 306 $ — Municipal bonds 501,361 358 (59,063) 442,656 (173) Corporate bonds 2,929 — (19) 2,910 (191) Mortgage-backed or related securities 605,359 — (94,169) 511,190 — $ 1,109,959 $ 359 $ (153,256) $ 957,062 $ (364) December 31, 2022 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 28,694 $ 27,203 $ 28,694 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 56,344 $ 8 $ (1,244) $ 55,108 Municipal bonds 301,449 530 (40,770) 261,209 Corporate bonds 133,334 — (11,481) 121,853 Mortgage-backed or related securities 2,505,172 885 (366,721) 2,139,336 Asset-backed securities 222,478 40 (10,993) 211,525 $ 3,218,777 $ 1,463 $ (431,209) $ 2,789,031 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 312 $ — $ (7) $ 305 $ — Municipal bonds 503,117 109 (70,907) 432,319 (183) Corporate bonds 2,961 — (16) 2,945 (196) Mortgage-backed or related securities 611,577 — (104,966) 506,611 — $ 1,117,967 $ 109 $ (175,896) $ 942,180 $ (379) Accrued interest receivable on held-to-maturity debt securities was $4.4 million and $4.8 million as of March 31, 2023 and December 31, 2022, respectively, and was $11.9 million and $12.4 million on available-for-sale debt securities at March 31, 2023 and December 31, 2022, respectively. Accrued interest receivable on securities is reported in accrued interest receivable on the Consolidated Statements of Financial Condition and is excluded from the calculation of the allowance for credit losses. At March 31, 2023 and December 31, 2022, the gross unrealized losses and the fair value for securities available-for-sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position were as follows (in thousands): March 31, 2023 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ 24,785 $ (216) $ 23,739 $ (895) $ 48,524 $ (1,111) Municipal bonds 49,555 (1,218) 106,391 (30,695) 155,946 (31,913) Corporate bonds 42,252 (4,953) 74,552 (10,912) 116,804 (15,865) Mortgage-backed or related securities 403,356 (19,053) 1,558,227 (315,987) 1,961,583 (335,040) Asset-backed securities 123,691 (2,118) 83,914 (2,712) 207,605 (4,830) $ 643,639 $ (27,558) $ 1,846,823 $ (361,201) $ 2,490,462 $ (388,759) December 31, 2022 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ 33,407 $ (882) $ 16,732 $ (362) $ 50,139 $ (1,244) Municipal bonds 188,920 (25,592) 33,907 (15,178) 222,827 (40,770) Corporate bonds 108,187 (9,547) 13,066 (1,934) 121,253 (11,481) Mortgage-backed or related securities 930,566 (90,537) 1,159,110 (276,184) 2,089,676 (366,721) Asset-backed securities 201,437 (10,993) — — 201,437 (10,993) $ 1,462,517 $ (137,551) $ 1,222,815 $ (293,658) $ 2,685,332 $ (431,209) At March 31, 2023, there were 259 securities—available-for-sale with unrealized losses, compared to 298 at December 31, 2022. Management does not believe that any individual unrealized loss as of March 31, 2023 or December 31, 2022 resulted from credit loss. The decline in fair market value of these securities was generally due to changes in interest rates and changes in market-desired spreads subsequent to their purchase. There were no sales of securities—trading during the three months ended March 31, 2023 or 2022. There were no securities—trading in a nonaccrual status at March 31, 2023 or December 31, 2022. Net unrealized holding losses of $103,000 were recognized during the three months ended March 31, 2023 compared to $373,000 of net unrealized holding gains recognized during the three months ended March 31, 2022. The following table presents gross gains and losses on sales and partial calls of securities available-for-sale (in thousands): Three Months Ended 2023 2022 Available-for-Sale: Gross Gains $ 232 $ 436 Gross Losses (7,484) (1) Balance, end of the period $ (7,252) $ 435 There were no securities—available-for-sale in a nonaccrual status at March 31, 2023 or December 31, 2022. The following table presents the amortized cost and estimated fair value of securities at March 31, 2023, by contractual maturity and does not reflect any required periodic payments (in thousands). Expected maturities will differ from contractual maturities because some securities may be called or prepaid with or without call or prepayment penalties. March 31, 2023 Trading Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value Amortized Cost Fair Value Maturing within one year $ — $ — $ 8,110 $ 8,029 $ 22,368 $ 22,157 Maturing after one year through five years — — 207,623 192,942 22,945 22,417 Maturing after five years through ten years — — 471,431 422,224 25,643 24,866 Maturing after ten years 27,203 28,591 2,353,047 2,030,665 1,039,003 887,622 $ 27,203 $ 28,591 $ 3,040,211 $ 2,653,860 $ 1,109,959 $ 957,062 The following table presents, as of March 31, 2023, investment securities which were pledged to secure borrowings, public deposits or other obligations as permitted or required by law (in thousands): March 31, 2023 Carrying Value Amortized Cost Fair Value Purpose or beneficiary: State and local governments public deposits $ 238,597 $ 240,736 $ 216,883 Federal Reserve 120,463 120,463 103,769 Interest rate swap counterparties 6,422 6,807 6,268 Repurchase transaction accounts 317,761 317,761 266,592 Other 2,435 2,435 2,413 Total pledged securities $ 685,678 $ 688,202 $ 595,925 The Company monitors the credit quality of held-to-maturity debt securities through the use of credit ratings which are reviewed and updated quarterly. The Company’s non-rated held-to-maturity debt securities are primarily United States government sponsored enterprise debentures carrying minimal to no credit risk. The non-rated corporate bonds primarily consist of Community Reinvestment Act related bonds secured by loan instruments from low to moderate income borrowers. The remaining non-rated held-to-maturity debt securities balance is comprised of local municipal debt from within the Company’s geographic footprint and is monitored through quarterly or annual financial review. This municipal debt is predominately essential service or unlimited general obligation backed debt. The following tables summarize the amortized cost of held-to-maturity debt securities by credit rating at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 491,252 $ 500 $ 16,626 $ 508,378 Not Rated 310 10,109 2,429 588,733 601,581 $ 310 $ 501,361 $ 2,929 $ 605,359 $ 1,109,959 December 31, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 492,105 $ 500 $ 16,681 $ 509,286 Not Rated 312 11,012 2,461 594,896 608,681 $ 312 $ 503,117 $ 2,961 $ 611,577 $ 1,117,967

LOANS RECEIVABLE AND THE ALLOWA

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES	The following table presents the loans receivable at March 31, 2023 and December 31, 2022 by class (dollars in thousands). March 31, 2023 December 31, 2022 Amount Percent of Total Amount Percent of Total Commercial real estate: Owner-occupied $ 865,705 8.5 % $ 845,320 8.3 % Investment properties 1,520,261 15.0 1,589,975 15.7 Small balance CRE 1,179,749 11.6 1,200,251 11.8 Multifamily real estate 696,864 6.8 645,071 6.4 Construction, land and land development: Commercial construction 191,051 1.9 184,876 1.8 Multifamily construction 362,425 3.6 325,816 3.2 One- to four-family construction 584,655 5.8 647,329 6.4 Land and land development 329,438 3.2 328,475 3.2 Commercial business: Commercial business (1) 1,266,047 12.5 1,283,407 12.7 Small business scored 960,650 9.4 947,092 9.3 Agricultural business, including secured by farmland (2) 272,707 2.7 295,077 2.9 One- to four-family residential 1,252,104 12.3 1,173,112 11.6 Consumer: Consumer—home equity revolving lines of credit 564,334 5.6 566,291 5.6 Consumer—other 114,694 1.1 114,632 1.1 Total loans 10,160,684 100.0 % 10,146,724 100.0 % Less allowance for credit losses – loans (141,457) (141,465) Net loans $ 10,019,227 $ 10,005,259 (1) Includes $5.6 million and $7.6 million of U.S. Small Business Administration (SBA) Paycheck Protection Program (PPP) loans as of March 31, 2023 and December 31, 2022, respectively. (2) Includes $330,000 of SBA PPP loans as of March 31, 2023 and $334,000 as of December 31, 2022. Loan amounts are net of unearned loan fees in excess of unamortized costs of $8.0 million as of March 31, 2023 and $8.1 million as of December 31, 2022. Net loans include net discounts on acquired loans of $6.1 million and $6.6 million as of March 31, 2023 and December 31, 2022, respectively. Net loans does not include accrued interest receivable. Accrued interest receivable on loans was $35.6 million as of March 31, 2023 and $39.8 million as of December 31, 2022 and was reported in accrued interest receivable on the Consolidated Statements of Financial Condition. The Company had pledged $6.5 billion of loans as collateral for FHLB and other borrowings at both March 31, 2023 and December 31, 2022. Purchased credit-deteriorated and purchased non-credit-deteriorated loans. Loans acquired in business combinations are recorded at their fair value at the acquisition date. Acquired loans are evaluated upon acquisition and classified as either purchased credit-deteriorated (PCD) or purchased non-credit-deteriorated. There were no PCD loans acquired during the three months ended March 31, 2023 or March 31, 2022. Troubled Loan Modifications. Occasionally, the Company offers modifications of loans to borrowers experiencing financial difficulty by providing principal forgiveness, interest rate reductions, other-than-insignificant payment delays, term extensions or any combination of these. When principal forgiveness is provided, the amount of the forgiveness is charged-off against the allowance for credit losses - loans. Upon the Company’s determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is charged off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses - loans is adjusted by the same amount. The following tables present the Company’s portfolio of risk-rated loans by class and by grade as of March 31, 2023 and December 31, 2022 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Commercial real estate - owner occupied Risk Rating Pass $ 33,565 $ 160,079 $ 190,447 $ 141,823 $ 72,672 $ 200,153 $ 25,434 $ 824,173 Special Mention — — — — — 41 — 41 Substandard 1,771 10,278 — 11,998 16,991 253 200 41,491 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 35,336 $ 170,357 $ 190,447 $ 153,821 $ 89,663 $ 200,447 $ 25,634 $ 865,705 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate - investment properties Risk Rating Pass $ 33,547 $ 181,326 $ 296,106 $ 127,945 $ 180,315 $ 673,599 $ 23,147 $ 1,515,985 Special Mention — — — — — — — — Substandard — — — — — 2,980 1,296 4,276 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 33,547 $ 181,326 $ 296,106 $ 127,945 $ 180,315 $ 676,579 $ 24,443 $ 1,520,261 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Multifamily real estate Risk Rating Pass $ 38,932 $ 149,727 $ 177,809 $ 100,126 $ 46,210 $ 182,443 $ 1,617 $ 696,864 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 38,932 $ 149,727 $ 177,809 $ 100,126 $ 46,210 $ 182,443 $ 1,617 $ 696,864 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Commercial construction Risk Rating Pass $ 43,742 $ 83,325 $ 38,168 $ 12,890 $ 4,229 $ 1,077 $ — $ 183,431 Special Mention — — — — — — — — Substandard 2,933 — — — — 4,687 — 7,620 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 46,675 $ 83,325 $ 38,168 $ 12,890 $ 4,229 $ 5,764 $ — $ 191,051 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Multifamily construction Risk Rating Pass $ 28,035 $ 155,074 $ 165,128 $ 12,770 $ 1,418 $ — $ — $ 362,425 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 28,035 $ 155,074 $ 165,128 $ 12,770 $ 1,418 $ — $ — $ 362,425 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — One- to four- family construction Risk Rating Pass $ 167,004 $ 376,272 $ 30,106 $ 137 $ 331 $ — $ 595 $ 574,445 Special Mention — — — — — — — — Substandard 6,240 — 3,970 — — — — 10,210 Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 173,244 $ 376,272 $ 34,076 $ 137 $ 331 $ — $ 595 $ 584,655 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Land and land development Risk Rating Pass $ 63,156 $ 151,355 $ 75,204 $ 15,861 $ 10,754 $ 11,993 $ 339 $ 328,662 Special Mention — — — — — — — — Substandard 604 — — — — 172 — 776 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 63,760 $ 151,355 $ 75,204 $ 15,861 $ 10,754 $ 12,165 $ 339 $ 329,438 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial business Risk Rating Pass $ 49,403 $ 249,239 $ 141,427 $ 153,697 $ 121,717 $ 160,236 $ 354,670 $ 1,230,389 Special Mention — 64 — 3,372 — — — 3,436 Substandard — 827 12,712 2,861 1,109 7,625 7,088 32,222 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 49,403 $ 250,130 $ 154,139 $ 159,930 $ 122,826 $ 167,861 $ 361,758 $ 1,266,047 Current period gross charge-offs $ — $ — $ 581 $ — $ — $ 25 $ 9 $ 615 Agricultural business, including secured by farmland Risk Rating Pass $ 9,494 $ 37,948 $ 32,956 $ 18,667 $ 27,705 $ 49,079 $ 82,499 $ 258,348 Special Mention — — 302 271 — — — 573 Substandard 1,554 2,010 970 — 6,565 2,588 99 13,786 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 11,048 $ 39,958 $ 34,228 $ 18,938 $ 34,270 $ 51,667 $ 82,598 $ 272,707 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial real estate - owner occupied Risk Rating Pass $ 167,150 $ 198,787 $ 150,272 $ 74,171 $ 57,095 $ 148,902 $ 10,833 $ 807,210 Special Mention — — — 2,829 — 42 201 3,072 Substandard 13,756 — 7,211 13,564 — 307 200 35,038 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 180,906 $ 198,787 $ 157,483 $ 90,564 $ 57,095 $ 149,251 $ 11,234 $ 845,320 Commercial real estate - investment properties Risk Rating Pass $ 190,627 $ 323,160 $ 142,476 $ 182,853 $ 169,667 $ 547,899 $ 25,691 $ 1,582,373 Special Mention — — — — — — — — Substandard — — — 3,283 — 3,007 1,312 7,602 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 190,627 $ 323,160 $ 142,476 $ 186,136 $ 169,667 $ 550,906 $ 27,003 $ 1,589,975 Multifamily real estate Risk Rating Pass $ 139,383 $ 177,784 $ 93,961 $ 46,460 $ 29,665 $ 156,140 $ 1,678 $ 645,071 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 139,383 $ 177,784 $ 93,961 $ 46,460 $ 29,665 $ 156,140 $ 1,678 $ 645,071 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial construction Risk Rating Pass $ 112,229 $ 46,679 $ 12,952 $ 4,260 $ 1,107 $ — $ — $ 177,227 Special Mention — — — — — — — — Substandard 2,931 1 — — 4,717 — — 7,649 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 115,160 $ 46,680 $ 12,952 $ 4,260 $ 5,824 $ — $ — $ 184,876 Multifamily construction Risk Rating Pass $ 142,680 $ 161,066 $ 20,622 $ 1,448 $ — $ — $ — $ 325,816 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 142,680 $ 161,066 $ 20,622 $ 1,448 $ — $ — $ — $ 325,816 One- to four- family construction Risk Rating Pass $ 572,701 $ 56,530 $ 677 $ 331 $ — $ — $ 711 $ 630,950 Special Mention — — — — — — — — Substandard 13,473 2,906 — — — — — 16,379 Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 586,174 $ 59,436 $ 677 $ 331 $ — $ — $ 711 $ 647,329 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Land and land development Risk Rating Pass $ 199,339 $ 88,066 $ 16,278 $ 11,866 $ 6,242 $ 6,164 $ 339 $ 328,294 Special Mention — — — — — — — — Substandard — — — — 97 84 — 181 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 199,339 $ 88,066 $ 16,278 $ 11,866 $ 6,339 $ 6,248 $ 339 $ 328,475 Commercial business Risk Rating Pass $ 249,609 $ 149,140 $ 161,494 $ 126,416 $ 86,712 $ 85,386 $ 391,852 $ 1,250,609 Special Mention 74 26 3,467 — — — 200 3,767 Substandard 464 12,599 1,956 1,161 5,954 796 6,101 29,031 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 250,147 $ 161,765 $ 166,917 $ 127,577 $ 92,666 $ 86,182 $ 398,153 $ 1,283,407 Agricultural business, including secured by farmland Risk Rating Pass $ 36,848 $ 35,440 $ 18,946 $ 28,354 $ 24,710 $ 27,063 $ 109,606 $ 280,967 Special Mention — 336 271 — — — 357 964 Substandard 2,015 970 — 6,565 — 2,599 997 13,146 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 38,863 $ 36,746 $ 19,217 $ 34,919 $ 24,710 $ 29,662 $ 110,960 $ 295,077 The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of March 31, 2023 and December 31, 2022 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Small balance CRE Past Due Category Current $ 27,002 $ 173,956 $ 217,436 $ 175,592 $ 125,339 $ 457,810 $ 517 $ 1,177,652 30-59 Days Past Due — — — 445 169 1,481 — 2,095 60-89 Days Past Due — — — — — — — — 90 Days + Past Due — — — — — 2 — 2 Total Small balance CRE $ 27,002 $ 173,956 $ 217,436 $ 176,037 $ 125,508 $ 459,293 $ 517 $ 1,179,749 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Small business scored Past Due Category Current $ 49,647 $ 298,194 $ 192,903 $ 95,064 $ 75,968 $ 124,084 $ 120,923 $ 956,783 30-59 Days Past Due — 590 485 526 — 103 239 1,943 60-89 Days Past Due — — 22 — 37 17 239 315 90 Days + Past Due — — 177 93 676 497 166 1,609 Total Small business scored $ 49,647 $ 298,784 $ 193,587 $ 95,683 $ 76,681 $ 124,701 $ 121,567 $ 960,650 Current period gross charge-offs $ — $ 42 $ 49 $ 107 $ 202 $ 143 $ — $ 543 One- to four- family residential Past Due Category Current $ 83,243 $ 568,763 $ 272,265 $ 59,437 $ 32,785 $ 223,049 $ 643 $ 1,240,185 30-59 Days Past Due — — 1,041 664 1,325 1,859 — 4,889 60-89 Days Past Due 1,060 240 — — — 436 — 1,736 90 Days + Past Due — — 1,816 759 711 2,008 — 5,294 Total One- to four- family residential $ 84,303 $ 569,003 $ 275,122 $ 60,860 $ 34,821 $ 227,352 $ 643 $ 1,252,104 Current period gross charge-offs $ — $ — $ — $ — $ — $ 30 $ — $ 30 March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 5,065 $ 2,216 $ 1,534 $ 1,186 $ 1,434 $ 5,484 $ 543,138 $ 560,057 30-59 Days Past Due — — — 72 20 314 1,094 1,500 60-89 Days Past Due — — 151 — — 396 126 673 90 Days + Past Due — — 50 1,115 532 407 — 2,104 Total Consumer—home equity revolving lines of credit $ 5,065 $ 2,216 $ 1,735 $ 2,373 $ 1,986 $ 6,601 $ 544,358 $ 564,334 Current period gross charge-offs $ — $ — $ 13 $ — $ — $ 15 $ — $ 28 Consumer-other Past Due Category Current $ 4,215 $ 37,789 $ 11,467 $ 8,306 $ 5,061 $ 20,780 $ 26,691 $ 114,309 30-59 Days Past Due — 43 2 44 12 78 107 286 60-89 Days Past Due — — 19 1 5 2 54 81 90 Days + Past Due — — — 18 — — — 18 Total Consumer-other $ 4,215 $ 37,832 $ 11,488 $ 8,369 $ 5,078 $ 20,860 $ 26,852 $ 114,694 Current period gross charge-offs $ — $ 19 $ 20 $ 4 $ 20 $ 39 $ 162 $ 264 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Small balance CRE Past Due Category Current $ 177,605 $ 215,801 $ 172,286 $ 134,552 $ 142,592 $ 354,924 $ 630 $ 1,198,390 30-59 Days Past Due — — 460 — — 1,399 — 1,859 60-89 Days Past Due — — — — — — — — 90 Days + Past Due — — — — — 2 — 2 Total Small balance CRE $ 177,605 $ 215,801 $ 172,746 $ 134,552 $ 142,592 $ 356,325 $ 630 $ 1,200,251 Small business scored Past Due Category Current $ 307,109 $ 201,628 $ 99,867 $ 81,603 $ 56,420 $ 78,025 $ 119,281 $ 943,933 30-59 Days Past Due 146 518 54 262 46 280 173 1,479 60-89 Days Past Due — 54 — 275 149 7 176 661 90 Days + Past Due — — 26 157 70 305 461 1,019 Total Small business scored $ 307,255 $ 202,200 $ 99,947 $ 82,297 $ 56,685 $ 78,617 $ 120,091 $ 947,092 One- to four- family residential Past Due Category Current $ 555,833 $ 279,331 $ 59,672 $ 34,607 $ 37,740 $ 191,890 $ 1,335 $ 1,160,408 30-59 Days Past Due 2,030 846 755 — 116 1,462 78 5,287 60-89 Days Past Due 1,060 — — — 115 1,067 — 2,242 90 Days + Past Due — 1,819 973 712 94 1,577 — 5,175 Total One- to four- family residential $ 558,923 $ 281,996 $ 61,400 $ 35,319 $ 38,065 $ 195,996 $ 1,413 $ 1,173,112 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 7,442 $ 1,089 $ 329 $ 1,355 $ 1,611 $ 3,788 $ 547,068 $ 562,682 30-59 Days Past Due 49 40 75 — 74 214 1,372 1,824 60-89 Days Past Due — 50 — — 49 45 59 203 90 Days + Past Due — 14 73 476 64 675 280 1,582 Total Consumer—home equity revolving lines of credit $ 7,491 $ 1,193 $ 477 $ 1,831 $ 1,798 $ 4,722 $ 548,779 $ 566,291 Consumer-other Past Due Category Current $ 39,740 $ 12,138 $ 9,334 $ 5,695 $ 5,384 $ 16,675 $ 25,219 $ 114,185 30-59 Days Past Due 49 — 16 5 2 67 120 259 60-89 Days Past Due 41 9 29 24 — 13 62 178 90 Days + Past Due — 10 — — — — — 10 Total Consumer-other $ 39,830 $ 12,157 $ 9,379 $ 5,724 $ 5,386 $ 16,755 $ 25,401 $ 114,632 The following tables provide the amortized cost basis of collateral-dependent loans as of March 31, 2023 and December 31, 2022 (in thousands). Our collateral dependent loans presented in the tables below have no significant concentrations by property type or location. March 31, 2023 Real Estate Equipment Inventory Total Small balance CRE $ 2,167 $ — $ — $ 2,167 Commercial business Commercial business 316 4,543 9 4,868 Small business scored — 243 — 243 Agricultural business, including secured by farmland 3,242 93 145 3,480 One- to four-family residential 2,679 — — 2,679 Consumer—home equity revolving lines of credit 818 — — 818 Total $ 9,222 $ 4,879 $ 154 $ 14,255 December 31, 2022 Real Estate Equipment Total Small balance CRE $ 2,953 $ — $ 2,953 Commercial business Commercial business — 4,537 4,537 Small business scored — 307 307 One- to four-family residential 1,622 — 1,622 Total $ 4,575 $ 4,844 $ 9,419 The following tables provide additional detail on the age analysis of the Company’s past due loans as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ — $ — $ — $ — $ 865,705 $ 865,705 $ — $ 100 $ — Investment properties — — — — 1,520,261 1,520,261 — — — Small balance CRE 2,095 — 2 2,097 1,177,652 1,179,749 2,138 2,715 — Multifamily real estate — — — — 696,864 696,864 — — — Construction, land and land development: Commercial construction — — — — 191,051 191,051 — — — Multifamily construction — — — — 362,425 362,425 — — — One- to four-family construction 1,756 — — 1,756 582,899 584,655 — — — Land and land development 682 — 96 778 328,660 329,438 — 172 — Commercial business: Commercial business 885 132 6,492 7,509 1,258,538 1,266,047 6,751 7,315 — Small business scored 1,943 315 1,609 3,867 956,783 960,650 239 2,050 — Agricultural business, including secured by farmland 2,173 1,648 842 4,663 268,044 272,707 4,074 4,074 — One- to four-family residential 4,889 1,736 5,294 11,919 1,240,185 1,252,104 2,621 6,789 445 Consumer: Consumer—home equity revolving lines of credit 1,500 673 2,104 4,277 560,057 564,334 — 2,243 852 Consumer—other 286 81 18 385 114,309 114,694 — 4 13 Total $ 16,209 $ 4,585 $ 16,457 $ 37,251 $ 10,123,433 $ 10,160,684 $ 15,823 $ 25,462 $ 1,310 December 31, 2022 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ — $ — $ — $ — $ 845,320 $ 845,320 $ — $ 143 $ — Investment properties — — — — 1,589,975 1,589,975 — — — Small balance CRE 1,859 — 2 1,861 1,198,390 1,200,251 2,927 3,540 — Multifamily real estate — — — — 645,071 645,071 — — — Construction, land and land development: Commercial construction — — — — 184,876 184,876 — — — Multifamily construction — — — — 325,816 325,816 — — — One- to four-family construction 900 — — 900 646,429 647,329 — — — Land and land development 921 — 97 1,018 327,457 328,475 — 181 — Commercial business: Commercial business 2,100 4,145 649 6,894 1,276,513 1,283,407 6,998 7,356 — Small business scored 1,479 661 1,019 3,159 943,933 947,092 303 2,530 — Agricultural business, including secured by farmland 1,185 — 594 1,779 293,298 295,077 594 594 — One-to four-family residential 5,287 2,242 5,175 12,704 1,160,408 1,173,112 1,569 5,236 1,023 Consumer: Consumer—home equity revolving lines of credit 1,824 203 1,582 3,609 562,682 566,291 — 2,124 254 Consumer—other 259 178 10 447 114,185 114,632 — 2 10 Total $ 15,814 $ 7,429 $ 9,128 $ 32,371 $ 10,114,353 $ 10,146,724 $ 12,391 $ 21,706 $ 1,287 (1) The Company did not recognize any interest income on non-accrual loans during the three months ended March 31, 2023 or the year ended December 31, 2022. The following tables provide the activity in the allowance for credit losses by portfolio segment for the three months ended March 31, 2023 and 2022 (in thousands): For the Three Months Ended March 31, 2023 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 44,086 $ 7,734 $ 29,171 $ 33,299 $ 3,475 $ 14,729 $ 8,971 $ 141,465 (Recapture)/provision for credit losses (1,295) 741 (738) 1,475 (490) 920 161 774 Recoveries 184 — — 119 109 117 169 698 Charge-offs — — — (1,158) — (30) (292) (1,480) Ending balance $ 42,975 $ 8,475 $ 28,433 $ 33,735 $ 3,094 $ 15,736 $ 9,009 $ 141,457 For the Three Months Ended March 31, 2022 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 52,995 $ 7,043 $ 27,294 $ 26,421 $ 3,190 $ 8,205 $ 6,951 $ 132,099 (Recapture)/provision for credit losses (5,816) 140 (994) 167 (722) (136) (15) (7,376) Recoveries 87 — 384 149 118 40 216 994 Charge-offs (2) — (5) (82) — — (157) (246) Ending balance $ 47,264 $ 7,183 $ 26,679 $ 26,655 $ 2,586 $ 8,109 $ 6,995 $ 125,471

GOODWILL, OTHER INTANGIBLE ASSE

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS	3 Months Ended
	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS	Goodwill and Other Intangible Assets: At March 31, 2023, intangible assets are comprised of goodwill and CDI acquired in business combinations. Goodwill represents the excess of the purchase consideration paid over the fair value of the assets acquired, net of the fair values of liabilities assumed in a business combination, and is not amortized but is reviewed at least annually for impairment. The Company has identified one reporting unit for the purpose of evaluating goodwill for impairment. The Company completed an assessment of qualitative factors as of December 31, 2022 and concluded that no further analysis was required as it is more likely than not that the fair value of Banner Bank, the reporting unit, exceeds the carrying value. CDI represents the value of transaction-related deposits and the value of the client relationships associated with the deposits. The Company amortizes CDI assets over their estimated useful lives and reviews them at least annually for events or circumstances that could impair their value. The following table summarizes the changes in the Company’s goodwill and other intangibles for the three months ended March 31, 2023 and the year ended December 31, 2022 (in thousands): Goodwill CDI Total Balance, December 31, 2021 $ 373,121 $ 14,855 $ 387,976 Amortization — (5,279) (5,279) Other changes (1) — (136) (136) Balance, December 31, 2022 373,121 9,440 382,561 Amortization — (1,050) (1,050) Balance, March 31, 2023 $ 373,121 $ 8,390 $ 381,511 (1) Acquired CDI was adjusted for the sale of branches in 2022. The following table presents the estimated amortization expense with respect to CDI as of March 31, 2023 for the periods indicated (in thousands): Estimated Amortization Remainder of 2023 $ 2,706 2024 2,626 2025 1,567 2026 904 2027 426 Thereafter 161 $ 8,390 Mortgage Servicing Rights: Mortgage and SBA servicing rights are reported in other assets. SBA servicing rights are initially recorded and carried at fair value. Mortgage servicing rights are initially recognized at fair value and are amortized in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Mortgage servicing rights are subsequently evaluated for impairment based upon the fair value of the rights compared to the amortized cost (remaining unamortized initial fair value). If the fair value is less than the amortized cost, a valuation allowance is created through an impairment charge to servicing fee income. However, if the fair value is greater than the amortized cost, the amount above the amortized cost is not recognized in the carrying value. During the three months ended March 31, 2023 and 2022, the Company did not record any impairment charges or recoveries against mortgage servicing rights. The unpaid principal balance of loans for which mortgage and SBA servicing rights have been recognized totaled $2.74 billion and $2.77 billion at March 31, 2023 and December 31, 2022, respectively. Custodial accounts maintained in connection with this servicing totaled $22.6 million and $11.2 million at March 31, 2023 and December 31, 2022, respectively. An analysis of the mortgage and SBA servicing rights for the three months ended March 31, 2023 and 2022 is presented below (in thousands): Three Months Ended 2023 2022 Balance, beginning of the period $ 16,166 $ 17,206 Additions—amounts capitalized 136 1,953 Additions—through purchase 39 62 Amortization (1) (847) (1,231) Fair value adjustments (3) 119 18 Balance, end of the period (2) $ 15,613 $ 18,008 (1) Amortization of mortgage servicing rights is recorded as a reduction of loan servicing income within mortgage banking operations and any unamortized balance is fully amortized if the loan repays in full. (2) There was no valuation allowance on mortgage servicing rights as of both March 31, 2023 and 2022. (3) Fair value adjustments relate to SBA servicing rights. These adjustments are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing SBA loans.

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2023
Banking and Thrift, Other Disclosure [Abstract]
DEPOSITS	Deposits consisted of the following at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 December 31, 2022 Non-interest-bearing accounts $ 5,764,009 $ 6,176,998 Interest-bearing checking 1,794,477 1,811,153 Regular savings accounts 2,502,084 2,710,090 Money market accounts 2,143,700 2,198,288 Total interest-bearing transaction and saving accounts 6,440,261 6,719,531 Certificates of deposit: Certificates of deposit greater than or equal to $250,000 314,506 178,324 Certificates of deposit less than $250,000 635,426 545,206 Total certificates of deposit 949,932 723,530 Total deposits $ 13,154,202 $ 13,620,059 Included in total deposits: Public fund transaction and savings accounts $ 361,837 $ 392,859 Public fund interest-bearing certificates 26,857 26,810 Total public deposits $ 388,694 $ 419,669 Scheduled maturities and weighted average interest rates of certificates of deposit at March 31, 2023 are as follows (dollars in thousands): March 31, 2023 Amount Weighted Average Rate Maturing in one year or less $ 767,151 1.99 % Maturing after one year through two years 143,143 2.21 Maturing after two years through three years 26,638 0.56 Maturing after three years through four years 7,165 0.37 Maturing after four years through five years 4,768 0.45 Maturing after five years 1,067 0.82 Total certificates of deposit $ 949,932 1.97 %

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
FAIR VALUE ACCOUNTING AND MEASUREMENT	The following table presents estimated fair values of the Company’s financial instruments as of March 31, 2023 and December 31, 2022, whether or not recognized or recorded in the Consolidated Statements of Financial Condition (dollars in thousands): March 31, 2023 December 31, 2022 Level Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets: Cash and cash equivalents 1 $ 242,992 $ 242,992 $ 243,062 $ 243,062 Securities—trading 3 28,591 28,591 28,694 28,694 Securities—available-for-sale 2 2,653,860 2,653,860 2,789,031 2,789,031 Securities—held-to-maturity 2 1,102,122 949,214 1,109,319 933,513 Securities—held-to-maturity 3 7,837 7,848 8,648 8,667 Securities purchased under agreements to resell 2 150,000 150,000 300,000 300,000 Loans held for sale 2 49,016 49,053 56,857 56,948 Loans receivable, net 3 10,019,227 9,724,399 10,005,259 9,810,965 Equity securities 1 624 624 553 553 FHLB stock 3 16,800 16,800 12,000 12,000 Bank-owned life insurance 1 299,754 299,754 297,565 297,565 Mortgage servicing rights 3 14,659 33,555 15,331 35,148 SBA servicing rights 3 954 954 835 835 Investments in limited partnerships 3 12,394 12,394 12,427 12,427 Derivatives: Interest rate swaps 2 15,342 15,342 19,339 19,339 Interest rate lock and forward sales commitments 2,3 534 534 142 142 Liabilities: Demand, interest checking and money market accounts 2 9,702,186 9,702,186 10,186,439 10,186,439 Regular savings 2 2,502,084 2,502,084 2,710,090 2,710,090 Certificates of deposit 2 949,932 929,724 723,530 702,581 FHLB advances 2 170,000 170,000 50,000 50,000 Other borrowings 2 214,564 214,564 232,799 232,799 Subordinated notes, net 2 99,046 95,470 98,947 96,718 Junior subordinated debentures 3 74,703 74,703 74,857 74,857 Derivatives: Interest rate swaps 2 28,858 28,858 37,150 37,150 Interest rate lock and forward sales commitments 2,3 136 136 118 118 Risk participation agreement 2 85 85 67 67 The Company measures and discloses certain assets and liabilities at fair value. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (that is, not a forced liquidation or distressed sale). When measuring fair value, management will maximize the use of observable inputs and minimize the use of unobservable inputs whenever possible. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s estimates for market assumptions. The estimated fair value amounts of financial instruments have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize at a future date. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. In addition, reasonable comparability between financial institutions may not be likely due to the wide range of permitted valuation techniques and numerous estimates that must be made given the absence of active secondary markets for many of the financial instruments. This lack of uniform valuation methodologies also introduces a greater degree of subjectivity to these estimated fair values. Items Measured at Fair Value on a Recurring Basis: The following tables present financial assets and liabilities measured at fair value on a recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets and liabilities as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 28,591 $ 28,591 Securities—available-for-sale U.S. Government and agency obligations — 52,588 — 52,588 Municipal bonds — 173,721 — 173,721 Corporate bonds — 117,404 — 117,404 Mortgage-backed or related securities — 2,092,209 — 2,092,209 Asset-backed securities — 217,938 — 217,938 — 2,653,860 — 2,653,860 Loans held for sale (1) — 5,485 — 5,485 Equity securities 624 — — 624 SBA servicing rights — — 954 954 Investment in limited partnerships — — 12,394 12,394 Derivatives Interest rate swaps — 15,342 — 15,342 Interest rate lock and forward sales commitments — 49 485 534 $ 624 $ 2,674,736 $ 42,424 $ 2,717,784 Liabilities: Junior subordinated debentures $ — $ — $ 74,703 $ 74,703 Derivatives Interest rate swaps — 28,858 — 28,858 Interest rate lock and forward sales commitments — 131 5 136 Risk participation agreement — 85 — 85 $ — $ 29,074 $ 74,708 $ 103,782 December 31, 2022 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 28,694 $ 28,694 Securities—available-for-sale U.S. Government and agency obligations — 55,108 — 55,108 Municipal bonds — 261,209 — 261,209 Corporate bonds — 121,853 — 121,853 Mortgage-backed or related securities — 2,139,336 — 2,139,336 Asset-backed securities — 211,525 — 211,525 — 2,789,031 — 2,789,031 Loans held for sale (1) — 2,305 — 2,305 Equity securities 553 — — 553 SBA servicing rights — — 835 835 Investment in limited partnerships — — 12,427 12,427 Derivatives Interest rate swaps — 19,339 — 19,339 Interest rate lock and forward sales commitments — 61 81 142 $ 553 $ 2,810,736 $ 42,037 $ 2,853,326 Liabilities: Junior subordinated debentures $ — $ — $ 74,857 $ 74,857 Derivatives Interest rate swaps — 37,150 — 37,150 Interest rate lock and forward sales commitments — 76 42 118 Risk participation agreement — 67 — 67 $ — $ 37,293 $ 74,899 $ 112,192 (1) The unpaid principal balance of residential mortgage loans held for sale carried at fair value on a recurring basis was $5.3 million and $2.2 million at March 31, 2023 and December 31, 2022, respectively. The following methods were used to estimate the fair value of each class of financial instruments above: Securities: The estimated fair values of investment securities and mortgaged-backed securities are priced using current active market quotes, if available, which are considered Level 1 measurements. For most of the portfolio, matrix pricing based on the securities’ relationship to other benchmark quoted prices is used to establish the fair value. These measurements are considered Level 2. Due to the continued limited activity in the trust preferred markets that have limited the observability of market spreads for some of the Company’s trust preferred securities (TPS), management has classified these securities as a Level 3 fair value measure. Management periodically reviews the pricing information received from third-party pricing services and tests those prices against other sources to validate the reported fair values. Loans Held for Sale: Fair values for residential mortgage loans held for sale are determined by comparing actual loan rates to current secondary market prices for similar loans. Equity Securities: Equity securities are invested in a publicly traded stock. The fair value of these securities is based on daily quoted market prices. SBA Servicing Rights: Fair values are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing. The evaluation utilizes assumptions market participants would use in determining fair value including prepayment speeds, delinquency and foreclosure rates, the discount rate, servicing costs, and the timing of cash flows. The SBA servicing portfolio is stratified by loan type and fair value estimates are adjusted up or down based on the serviced loan interest rates versus current rates on new loan originations since the most recent independent analysis. Junior Subordinated Debentures: The fair value of junior subordinated debentures is estimated using an income approach technique. The significant inputs included in the estimation of fair value are the credit risk adjusted spread and three month LIBOR. The credit risk adjusted spread represents the nonperformance risk of the liability. The Company utilizes an external valuation firm to validate the reasonableness of the credit risk adjusted spread used to determine the fair value. The junior subordinated debentures are carried at fair value which represents the estimated amount that would be paid to transfer these liabilities in an orderly transaction amongst market participants. Due to inactivity in the trust preferred markets that have limited the observability of market spreads, management has classified this as a Level 3 fair value measurement. Derivatives: Derivatives include interest rate swap agreements, interest rate lock commitments to originate loans held for sale, forward sales contracts to sell loans and securities related to mortgage banking activities and risk participation agreements. Fair values for these instruments, which generally change as a result of changes in the level of market interest rates, are estimated based on dealer quotes and secondary market sources. As the interest rate lock commitments use a pull-through rate that is considered an unobservable input, these derivatives are classified as a level 3 fair value measurement. Off-Balance Sheet Items: Off-balance sheet financial instruments include unfunded commitments to extend credit, including standby letters of credit, and commitments to purchase investment securities. The fair value of these instruments is not considered to be material. Limitations: The fair value estimates presented herein are based on pertinent information available to management as of March 31, 2023 and December 31, 2022. The factors used in the fair value estimates are subject to change subsequent to the dates the fair value estimates are completed, therefore, current estimates of fair value may differ significantly from the amounts presented herein. Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3): The following table provides a description of the valuation technique, unobservable inputs, and quantitative and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and non-recurring basis at March 31, 2023 and December 31, 2022: Weighted Average Rate Financial Instruments Valuation Technique Unobservable Inputs March 31, 2023 December 31, 2022 Corporate bonds (TPS) Discounted cash flows Discount rate 8.79 % 8.27 % Junior subordinated debentures Discounted cash flows Discount rate 8.79 % 8.27 % Loans individually evaluated Collateral valuations Discount to appraised value n/a n/a REO Appraisals Discount to appraised value 68.35 % 68.35 % Interest rate lock commitments Pricing model Pull-through rate 86.60 % 78.65 % Investments in limited partnerships Net Asset Value Infrequent transactions n/a n/a SBA servicing rights Discounted cash flows Constant prepayment rate 14.22 % 14.10 % Trust preferred securities : Management believes that the credit risk-adjusted spread used to develop the discount rate utilized in the fair value measurement of TPS is indicative of the risk premium a willing market participant would require under current market conditions for instruments with similar contractual rates and terms and conditions and issuers with similar credit risk profiles and with similar expected probability of default. Management attributes the change in fair value of these instruments, compared to their par value, primarily to perceived general market adjustments to the risk premiums for these types of assets subsequent to their issuance. Junior subordinated debentures : Similar to the TPS discussed above, management believes that the credit risk-adjusted spread utilized in the fair value measurement of the junior subordinated debentures is indicative of the risk premium a willing market participant would require under current market conditions for an issuer with Banner’s credit risk profile. Management attributes the change in fair value of the junior subordinated debentures, compared to their par value, primarily to perceived general market adjustments to the risk premiums for these types of liabilities subsequent to their issuance. Future contractions in the risk adjusted spread relative to the spread currently utilized to measure the Company’s junior subordinated debentures at fair value as of March 31, 2023, or the passage of time, will result in negative fair value adjustments. At March 31, 2023, the discount rate utilized was based on a credit spread of 360 basis points and three-month LIBOR of 5.19 basis points. Interest rate lock commitments: The fair value of the interest rate lock commitments is based on secondary market sources adjusted for an estimated pull-through rate. The pull-through rate is based on historical loan closing rates for similar interest rate lock commitments. An increase or decrease in the pull-through rate would have a corresponding, positive or negative fair value adjustment. SBA servicing asset: The constant prepayment rate (CPR) is set based on industry data. An increase in the CPR would result in a negative fair value adjustment, where a decrease in CPR would result in a positive fair value adjustment. The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three months ended March 31, 2023 and 2022 (in thousands): Three Months Ended March 31, 2023 Level 3 Fair Value Inputs TPS Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 28,694 $ 74,857 $ 39 $ 12,427 $ 835 Net change recognized in earnings (103) — 441 (520) 119 Net change recognized in accumulated other comprehensive income (AOCI) — (154) — — — Purchases, issuances and settlements — — — 487 — Ending balance at March 31, 2023 $ 28,591 $ 74,703 $ 480 $ 12,394 $ 954 Three Months Ended March 31, 2022 Level 3 Fair Value Inputs TPS Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 26,981 $ 119,815 $ 1,467 $ 10,257 $ 1,161 Net change recognized in earnings 373 — (1,533) (217) 1 Net change recognized in AOCI — 1,213 — — — Purchases, issuances and settlements — — — 942 — Redemptions — (50,518) — — Ending balance at March 31, 2022 $ 27,354 $ 70,510 $ (66) $ 10,982 $ 1,162 Interest income and dividends from TPS are recorded as a component of interest income. Interest expense related to the junior subordinated debentures is measured based on contractual interest rates and reported in interest expense. The change in fair value of the junior subordinated debentures, which represents changes in instrument specific credit risk, is recorded in other comprehensive income. The change in fair value of TPS securities, investments in limited partnerships and the SBA servicing asset are recorded as a component of non-interest income. The change in fair value of the interest rate lock and forward sales commitments are included in mortgage banking operations in non-interest income. Items Measured at Fair Value on a Non-recurring Basis: The following tables present financial assets and liabilities measured at fair value on a non-recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Level 1 Level 2 Level 3 Total Loans individually evaluated $ — $ — $ — $ — REO — — 340 340 Loans held for sale — 42,954 — 42,954 December 31, 2022 Level 1 Level 2 Level 3 Total Loans individually evaluated $ — $ — $ 1,883 $ 1,883 REO — — 340 340 Loans held for sale — 49,474 — 49,474 The following table presents the gains and losses resulting from non-recurring fair value adjustments for the three months ended March 31, 2023 and March 31, 2022 (in thousands): Three Months Ended March 31, 2023 2022 Loans individually evaluated $ — $ — REO — — Loans held for sale 295 (603) Total gain (loss) from non-recurring measurements $ 295 $ (603) Loans individually evaluated : Expected credit losses for loans evaluated individually are measured based on the present value of expected future cash flows discounted at the loan’s original effective interest rate or when the Bank determines that foreclosure is probable, the expected credit loss is measured based on the fair value of the collateral as of the reporting date, less estimated selling costs, as applicable. As a practical expedient, the Bank measures the expected credit loss for a loan using the fair value of the collateral, if repayment is expected to be provided substantially through the operation or sale of the collateral when the borrower is experiencing financial difficulty based on the Bank’s assessment as of the reporting date. In both cases, if the fair value of the collateral is less than the amortized cost basis of the loan, the Bank will recognize an allowance as the difference between the fair value of the collateral, less costs to sell (if applicable) and the amortized cost basis of the loan. If the fair value of the collateral exceeds the amortized cost basis of the loan, any expected recovery added to the amortized cost basis will be limited to the amount previously charged-off. Subsequent changes in the expected credit losses for loans evaluated individually are included within the provision for credit losses in the same manner in which the expected credit loss initially was recognized or as a reduction in the provision that would otherwise be reported. REO : The Company records REO (acquired through a lending relationship) at fair value on a non-recurring basis. Fair value adjustments on REO are based on updated real estate appraisals which are based on current market conditions. All REO properties are recorded at the lower of the estimated fair value of the real estate, less expected selling costs, or the carrying amount of the defaulted loans. From time to time, non-recurring fair value adjustments to REO are recorded to reflect partial write-downs based on an observable market price or current appraised value of property. Banner considers any valuation inputs related to REO to be Level 3 inputs. The individual carrying values of these assets are reviewed for impairment at least annually and any additional impairment charges are expensed. Loans held for sale : The multifamily held for sale loans are carried at the lower of cost or market value. Lower of cost or market adjustments for multifamily loans held for sale are calculated based on discounted cash flows using a discount rate that is a combination of market spreads for similar loan types added to selected index rates. If the fair value of the multifamily held for sale loans is lower than the amortized cost basis of the loans, a net unrealized loss is recognized through the valuation allowance as a charge against income.

INCOME TAXES AND DEFERRED TAXES

INCOME TAXES AND DEFERRED TAXES	3 Months Ended
	Mar. 31, 2023
Income Tax Disclosure [Abstract]
INCOME TAXES AND DEFERRED TAXES	The Company files a consolidated income tax return including all of its wholly-owned subsidiaries on a calendar year basis. Income taxes are accounted for using the asset and liability method. Under this method, a deferred tax asset or liability is determined based on the enacted tax rates which will be in effect when the differences between the financial statement carrying amounts and tax basis of existing assets and liabilities are expected to be reported in the Company’s income tax returns. The effect on deferred taxes of a change in tax rates is recognized in income in the period of change. A valuation allowance is recognized as a reduction to deferred tax assets when management determines it is more likely than not that deferred tax assets will not be available to offset future income tax liabilities. Accounting standards for income taxes prescribe a recognition threshold and measurement process for financial statement recognition and measurement of uncertain tax positions taken or expected to be taken in a tax return, and also provide guidance on the de-recognition of previously recorded benefits and their classification, as well as the proper recording of interest and penalties, accounting in interim periods, disclosures and transition. The Company periodically reviews its income tax positions based on tax laws and regulations and financial reporting considerations, and records adjustments as appropriate. This review takes into consideration the status of current taxing authorities’ examinations of the Company’s tax returns, recent positions taken by the taxing authorities on similar transactions, if any, and the overall tax environment. As of March 31, 2023, the Company has recognized $1.6 million of unrecognized tax benefits for uncertain tax positions. The Company does not anticipate that there are additional uncertain tax positions or that any uncertain tax position which has not been recognized would materially affect the effective tax rate if recognized. The Company’s policy is to recognize interest and penalties on unrecognized tax benefits in income tax expense. The Company files consolidated income tax returns in the U.S. federal jurisdiction and in the Oregon, California, Utah, Idaho and Montana state jurisdictions. Tax credit investments: The Company invests in low income housing tax credit funds that are designed to generate a return primarily through the realization of federal tax credits. The Company accounts for these investments by amortizing the cost of tax credit investments over the life of the investment using a proportional amortization method and tax credit investment amortization expense is a component of the provision for income taxes. The following table presents the balances of the Company’s tax credit investments and related unfunded commitments at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 December 31, 2022 Tax credit investments $ 79,708 $ 71,430 Unfunded commitments—tax credit investments 52,346 44,563 The following table presents other information related to the Company’s tax credit investments for the three months ended March 31, 2023 and 2022 (in thousands): Three Months Ended March 31, 2023 2022 Tax credits and other tax benefits recognized $ 2,066 $ 1,554 Tax credit amortization expense included in provision for income taxes 1,722 1,308

CALCULATION OF WEIGHTED AVERAGE

CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (EPS)	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (EPS)	The following table reconciles basic to diluted weighted average shares outstanding used to calculate earnings per share data for the three months ended March 31, 2023 and 2022 (in thousands, except shares and per share data): Three Months Ended 2023 2022 Net income $ 55,555 $ 43,963 Basic weighted average shares outstanding 34,239,533 34,300,742 Dilutive effect of unvested restricted stock 218,336 297,694 Diluted weighted shares outstanding 34,457,869 34,598,436 Earnings per common share Basic $ 1.62 $ 1.28 Diluted $ 1.61 $ 1.27

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
STOCK-BASED COMPENSATION PLANS AND STOCK OPTIONS	The Company operates the 2014 Omnibus Incentive Plan (the 2014 Plan) and the 2018 Omnibus Incentive Plan (the 2018 Plan), both of which were approved by its shareholders. The purpose of these plans is to promote the success and enhance the value of the Company by providing a means for attracting and retaining highly skilled employees, officers and directors of the Company and linking their personal interests with those of the Company’s shareholders. Under these plans, the Company currently has outstanding awards of restricted stock shares and restricted stock units. The Company reserved 900,000 shares of its common stock for issuance under the 2014 Plan in connection with the exercise of awards. As of March 31, 2023, 272,495 restricted stock shares and 431,069 restricted stock units have been granted under the 2014 Plan of which 1,552 restricted stock shares and 23,431 restricted stock units were unvested. The Company reserved 900,000 shares of common stock for issuance under the 2018 Plan in connection with the exercise of awards. As of March 31, 2023, 566,900 restricted stock units have been granted under the 2018 Plan of which 206,186 restricted stock units were unvested. The expense associated with all restricted stock grants (including restricted stock shares and restricted stock units) was $2.1 million for both the three months ended March 31, 2023 and March 31, 2022. Unrecognized compensation expense for these awards as of March 31, 2023 was $8.7 million and will be recognized over a weighted average period of 25 months.

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	3 Months Ended
	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	Financial Instruments with Off-Balance-Sheet Risk — The Company has financial instruments with off-balance-sheet risk generated in the normal course of business to meet the financing needs of our clients. These financial instruments include commitments to extend credit, commitments related to standby letters of credit, commitments to originate loans, commitments to sell loans and commitments to buy or sell securities. These instruments involve, to varying degrees, elements of credit and interest rate risk similar to the risk involved in on-balance-sheet items. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument from commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. We use the same credit policies in making commitments and conditional obligations as for on-balance-sheet instruments. Outstanding commitments for which no asset or liability for the notional amount has been recorded consisted of the following at the dates indicated (in thousands): Contract or Notional Amount March 31, 2023 December 31, 2022 Commitments to extend credit $ 3,946,366 $ 4,031,954 Standby letters of credit and financial guarantees 39,312 26,119 Commitments to originate loans 74,719 53,266 Risk participation agreements 48,173 48,566 Derivatives also included in Note 13: Commitments to originate loans held for sale 26,810 10,525 Commitments to sell loans secured by one- to four-family residential properties 3,842 12,568 Commitments to sell securities related to mortgage banking activities 24,332 7,000 In addition to the commitments disclosed in the table above, the Company is committed to funding its’ unfunded tax credit investments. The Company has also entered into agreements to invest in several limited partnerships. As of March 31, 2023 and December 31, 2022, the funded balances and remaining outstanding commitments of these investments were as follows (in thousands): March 31, 2023 December 31, 2022 Funded Balance Unfunded Balance Funded Balance Unfunded Balance Limited partnerships investments $ 10,759 $ 11,741 $ 10,272 $ 12,228 Commitments to extend credit are agreements to lend to a client, as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Many of the commitments may expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. Each client’s creditworthiness is evaluated on a case-by-case basis. The amount of collateral obtained, if deemed necessary upon extension of credit, is based on management’s credit evaluation of the client. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, and income producing commercial properties. The Company’s allowance for credit losses - unfunded loan commitments at March 31, 2023 and December 31, 2022 was $13.4 million and $14.7 million, respectively. Standby letters of credit are conditional commitments issued to guarantee a client’s performance or payment to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to clients. Under a risk participation agreement, the Bank guarantees the financial performance of a borrower on the participated portion of an interest rate swap on a loan. Interest rates on residential one- to four-family mortgage loan applications are typically rate locked (committed) to clients during the application stage for periods ranging from 30 to 60 days, the most typical period being 45 days. Traditionally, these loan applications with rate lock commitments had the pricing for the sale of these loans locked with various qualified investors under a best-efforts delivery program at or near the time the interest rate is locked with the client. The Bank then attempts to deliver these loans before their rate locks expired. This arrangement generally required delivery of the loans prior to the expiration of the rate lock. Delays in funding the loans would require a lock extension. The cost of a lock extension at times was borne by the client and at times by the Bank. These lock extension costs have not had a material impact to the Company’s operations. For mandatory delivery commitments the Company enters into forward commitments at specific prices and settlement dates to deliver either: (1) residential mortgage loans for purchase by secondary market investors (i.e., Freddie Mac or Fannie Mae), or (2) mortgage-backed securities to broker/dealers. The purpose of these forward commitments is to offset the movement in interest rates between the execution of its residential mortgage rate lock commitments with borrowers and the sale of those loans to the secondary market investor. There were no counterparty default losses on forward contracts during the three months ended March 31, 2023 or March 31, 2022. Market risk with respect to forward contracts arises principally from changes in the value of contractual positions due to changes in interest rates. The Company limits its exposure to market risk by monitoring differences between commitments to clients and forward contracts with market investors and securities broker/dealers. In the event the Company has forward delivery contract commitments in excess of available mortgage loans, the transaction is completed by either paying or receiving a fee to or from the investor or broker/dealer equal to the increase or decrease in the market value of the forward contract. In the normal course of business, the Company and/or its subsidiaries have various legal proceedings and other contingent matters outstanding. These proceedings and the associated legal claims are often contested and the outcome of individual matters is not always predictable. These claims and counter-claims typically arise during the course of collection efforts on problem loans or with respect to action to enforce liens on properties in which the Bank holds a security interest. Based upon the information known to management at this time, the Company has accrued $14.9 million related to outstanding legal proceedings. There are no other legal proceedings that management believes would have a material adverse effect on the results of operations or consolidated financial position at March 31, 2023.

DERIVATIVES AND HEDGING

DERIVATIVES AND HEDGING	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES AND HEDGING	Banner Bank is party to various derivative instruments that are used for asset and liability management and client financing needs. Derivative instruments are contracts between two or more parties that have a notional amount and an underlying variable, require no net investment and allow for the net settlement of positions. The notional amount serves as the basis for the payment provision of the contract and takes the form of units, such as shares or dollars. The underlying variable represents a specified interest rate, index, or other component. The interaction between the notional amount and the underlying variable determines the number of units to be exchanged between the parties and influences the market value of the derivative contract. The Company’s predominant derivative and hedging activities involve interest rate swaps related to certain term loans and forward sales contracts associated with mortgage banking activities. Generally, these instruments help the Company manage exposure to market risk and meet client financing needs. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors. As of March 31, 2023 and December 31, 2022, the notional values or contractual amounts and fair values of the Company’s derivatives were as follows (in thousands): Asset Derivatives Liability Derivatives March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Notional/ Contract Amount Fair Value Notional/ Contract Amount Fair Value Notional/ Contract Amount Fair Value Notional/ Contract Amount Fair Value Hedged interest rate swaps $ — $ — $ — $ — $ 400,000 $ 21,747 $ 400,000 $ 26,485 Interest rate swaps not designated in hedge relationships 429,876 28,821 440,731 37,119 429,876 28,858 440,731 37,150 Less: Master netting agreements (13,479) (17,780) (13,479) (17,780) Less: Cash settlements — — (8,268) (8,705) Net interest rate swaps 15,342 19,339 28,858 37,150 Risk participation agreements 1,225 — 1,283 — 46,948 85 47,283 67 Mortgage loan commitments 31,296 485 15,920 81 — — 12,367 42 Forward sales contracts 1,460 49 16,568 61 30,623 136 3,000 76 Total $ 463,857 $ 15,876 $ 474,502 $ 19,481 $ 507,447 $ 29,079 $ 503,381 $ 37,335 The Company’s asset derivatives are included in other assets, while the liability derivatives are included in accrued expenses and other liabilities on the Consolidated Statements of Financial Condition. Interest Rate Swaps used in Cash Flow Hedges: The Company’s floating rate loans result in exposure to losses in value or net interest income as interest rates change. The risk management objectives in using interest rate derivatives are to reduce volatility in net interest income and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate swaps as part of its interest rate risk management strategy. During the fourth quarter of 2021, the Company entered into interest rate swaps designated as cash flow hedges to hedge the variable cash flows associated with existing floating rate loans. These hedge contracts involve the receipt of fixed-rate amounts from a counterparty in exchange for the Company making floating-rate payments over the life of the agreements without exchange of the underlying notional amount. For derivatives designated and that qualify as cash flow hedges of interest rate risk, the unrealized gain or loss on the derivative is recorded in AOCI and subsequently reclassified into interest income in the same period during which the hedged transaction affects earnings. Amounts reported in AOCI related to derivatives will be reclassified to interest income as interest payments are made on the Company’s variable-rate assets. During the next 12 months, the Company estimates that an additional $15.0 million will be reclassified as a decrease to interest income. The following table presents the effect of cash flow hedge accounting on AOCI for the three months ended March 31, 2023 and 2022 (in thousands): For the Three Months Ended March 31, 2023 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ 1,125 $ 1,125 $ — Interest Income $ (3,613) $ (3,613) $ — For the Three Months Ended March 31, 2022 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ (14,025) $ (14,025) $ — Interest Income $ 751 $ 751 $ — At March 31, 2023 and December 31, 2022, we recorded total net unrealized losses on cash flow hedges in AOCI of $16.5 million and $20.1 million, respectively. Interest Rate Swaps: The Bank uses an interest rate swap program for commercial loan clients, that provides the client with a variable-rate loan and enters into an interest rate swap in which the client receives a variable-rate payment in exchange for a fixed-rate payment. The Bank offsets its risk exposure by entering into an offsetting interest rate swap with a dealer counterparty for the same notional amount and length of term as the client interest rate swap providing the dealer counterparty with a fixed-rate payment in exchange for a variable-rate payment. These swaps do not qualify as designated hedges; therefore, each swap is accounted for as a freestanding derivative. Risk Participation Agreements: In conjunction with the purchase or sale of participating interests in loans, the Company also participates in related swaps through risk participation agreements. The existing credit derivatives resulting from these participations are not designated as hedges as they are not used to manage interest rate risk in the Company’s assets or liabilities and are not speculative. Mortgage Loan Commitments: The Company sells originated one- to four-family mortgage loans into the secondary mortgage loan markets. During the period of loan origination and prior to the sale of the loans in the secondary market, the Company has exposure to movements in interest rates associated with written interest rate lock commitments with potential borrowers to originate one- to four-family loans that are intended to be sold and for closed one- to four-family mortgage loans held for sale for which fair value accounting has been elected, that are awaiting sale and delivery into the secondary market. The Company economically hedges the risk of changing interest rates associated with these mortgage loan commitments by entering into forward sales contracts to sell one- to four-family mortgage loans or mortgage-backed securities to broker/dealers at specific prices and dates. Gains (losses) recognized in income within Mortgage banking operations on non-designated hedging instruments for the three months ended March 31, 2023 and 2022, were as follows (in thousands): Three Months Ended 2023 2022 Mortgage loan commitments $ 440 $ (1,532) Forward sales contracts (142) 2,212 $ 298 $ 680 The Company is exposed to credit-related losses in the event of nonperformance by the counterparty to these agreements. Credit risk of the financial contract is controlled through the credit approval, limits, and monitoring procedures and management does not expect the counterparties to fail their obligations. In connection with the interest rate swaps between the Bank and the dealer counterparties, the agreements contain a provision where if the Bank fails to maintain its status as a well/adequately capitalized institution, then the counterparty could terminate the derivative positions and the Bank would be required to settle its obligations. Similarly, the Bank could be required to settle its obligations under certain of its agreements if specific regulatory events occur, such as a publicly issued prompt corrective action directive, cease and desist order, or a capital maintenance agreement that required the Bank to maintain a specific capital level. If the Bank had breached any of these provisions at March 31, 2023 or December 31, 2022, it could have been required to settle its obligations under the agreements at the termination value. As of March 31, 2023 and December 31, 2022, the Company had no obligations to dealer counterparties related to these agreements. The Company generally posts collateral against derivative liabilities in the form of cash, government agency-issued bonds, mortgage-backed securities, or commercial mortgage-backed securities. Collateral posted against derivative liabilities was $20.7 million and $22.2 million as of March 31, 2023 and December 31, 2022, respectively. The collateral posted included restricted cash of $14.3 million and $15.9 million as of March 31, 2023 and 2022, respectively. Derivative assets and liabilities are recorded at fair value on the balance sheet. Master netting agreements allow the Company to settle all derivative contracts held with a single counterparty on a net basis and to offset net derivative positions with related collateral where applicable. In addition, some of interest rate swap derivatives between the Company and the dealer counterparties are cleared through central clearing houses. These clearing houses characterize the variation margin payments as settlements of the derivative’s market exposure and not as collateral. The variation margin is treated as an adjustment to our cash collateral, as well as a corresponding adjustment to our derivative liability. As of March 31, 2023 and December 31, 2022, the variation margin adjustment was a negative adjustment of $8.3 million and $8.7 million, respectively. The following tables present additional information related to the Company’s derivative contracts, by type of financial instrument, as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 28,821 $ (13,479) $ 15,342 $ — $ — $ 15,342 $ 28,821 $ (13,479) $ 15,342 $ — $ — $ 15,342 Derivative liabilities Interest rate swaps $ 50,605 $ (21,747) $ 28,858 $ — $ (13,435) $ 15,423 $ 50,605 $ (21,747) $ 28,858 $ — $ (13,435) $ 15,423 December 31, 2022 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 37,119 $ (17,780) $ 19,339 $ — $ — $ 19,339 $ 37,119 $ (17,780) $ 19,339 $ — $ — $ 19,339 Derivative liabilities Interest rate swaps $ 63,634 $ (26,484) $ 37,150 $ — $ (14,972) $ 22,178 $ 63,634 $ (26,484) $ 37,150 $ — $ (14,972) $ 22,178

BASIS OF PRESENTATION AND SIG_2

BASIS OF PRESENTATION AND SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Accounting	The accompanying unaudited condensed consolidated financial statements include the accounts of Banner Corporation (the Company or Banner), a bank holding company incorporated in the State of Washington and its wholly-owned subsidiary, Banner Bank (the Bank). These unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (GAAP) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (SEC). In preparing these financial statements, the Company has evaluated events and transactions subsequent to March 31, 2023 for potential recognition or disclosure. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. Certain information and note disclosures have been condensed or omitted pursuant to the rules and regulations of the SEC and the accounting standards for interim financial statements. Certain reclassifications have been made to the 2022 Consolidated Financial Statements and/or schedules to conform to the 2023 presentation. These reclassifications may have affected certain ratios for the prior periods. The effect of these reclassifications is considered immaterial. All significant intercompany transactions and balances have been eliminated. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect amounts reported in the financial statements. Various elements of the Company’s accounting policies, by their nature, are inherently subject to estimation techniques, valuation assumptions and other subjective assessments. The information included in this Form 10-Q should be read in conjunction with our Annual Report on Form 10-K for the fiscal year ended December 31, 2022. Interim results are not necessarily indicative of results for a full year or any other interim period.

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of Securities	The amortized cost, gross unrealized gains and losses and estimated fair value of securities at March 31, 2023 and December 31, 2022 are summarized as follows (in thousands): March 31, 2023 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 28,591 $ 27,203 $ 28,591 March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 53,689 $ 10 $ (1,111) $ 52,588 Municipal bonds 205,152 482 (31,913) 173,721 Corporate bonds 133,269 — (15,865) 117,404 Mortgage-backed or related securities 2,425,602 1,647 (335,040) 2,092,209 Asset-backed securities 222,499 269 (4,830) 217,938 $ 3,040,211 $ 2,408 $ (388,759) $ 2,653,860 March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 310 $ 1 $ (5) $ 306 $ — Municipal bonds 501,361 358 (59,063) 442,656 (173) Corporate bonds 2,929 — (19) 2,910 (191) Mortgage-backed or related securities 605,359 — (94,169) 511,190 — $ 1,109,959 $ 359 $ (153,256) $ 957,062 $ (364) December 31, 2022 Amortized Cost Fair Value Trading: Corporate bonds $ 27,203 $ 28,694 $ 27,203 $ 28,694 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-Sale: U.S. Government and agency obligations $ 56,344 $ 8 $ (1,244) $ 55,108 Municipal bonds 301,449 530 (40,770) 261,209 Corporate bonds 133,334 — (11,481) 121,853 Mortgage-backed or related securities 2,505,172 885 (366,721) 2,139,336 Asset-backed securities 222,478 40 (10,993) 211,525 $ 3,218,777 $ 1,463 $ (431,209) $ 2,789,031 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Allowance for Credit Losses Held-to-Maturity: U.S. Government and agency obligations $ 312 $ — $ (7) $ 305 $ — Municipal bonds 503,117 109 (70,907) 432,319 (183) Corporate bonds 2,961 — (16) 2,945 (196) Mortgage-backed or related securities 611,577 — (104,966) 506,611 — $ 1,117,967 $ 109 $ (175,896) $ 942,180 $ (379)
Schedule of Securities with Continuous Loss Position	At March 31, 2023 and December 31, 2022, the gross unrealized losses and the fair value for securities available-for-sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position were as follows (in thousands): March 31, 2023 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ 24,785 $ (216) $ 23,739 $ (895) $ 48,524 $ (1,111) Municipal bonds 49,555 (1,218) 106,391 (30,695) 155,946 (31,913) Corporate bonds 42,252 (4,953) 74,552 (10,912) 116,804 (15,865) Mortgage-backed or related securities 403,356 (19,053) 1,558,227 (315,987) 1,961,583 (335,040) Asset-backed securities 123,691 (2,118) 83,914 (2,712) 207,605 (4,830) $ 643,639 $ (27,558) $ 1,846,823 $ (361,201) $ 2,490,462 $ (388,759) December 31, 2022 Less Than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Available-for-Sale: U.S. Government and agency obligations $ 33,407 $ (882) $ 16,732 $ (362) $ 50,139 $ (1,244) Municipal bonds 188,920 (25,592) 33,907 (15,178) 222,827 (40,770) Corporate bonds 108,187 (9,547) 13,066 (1,934) 121,253 (11,481) Mortgage-backed or related securities 930,566 (90,537) 1,159,110 (276,184) 2,089,676 (366,721) Asset-backed securities 201,437 (10,993) — — 201,437 (10,993) $ 1,462,517 $ (137,551) $ 1,222,815 $ (293,658) $ 2,685,332 $ (431,209)
Schedule of Realized Gain (Loss)	The following table presents gross gains and losses on sales and partial calls of securities available-for-sale (in thousands): Three Months Ended 2023 2022 Available-for-Sale: Gross Gains $ 232 $ 436 Gross Losses (7,484) (1) Balance, end of the period $ (7,252) $ 435
Schedule of Securities by Contractual Maturity Date	The following table presents the amortized cost and estimated fair value of securities at March 31, 2023, by contractual maturity and does not reflect any required periodic payments (in thousands). Expected maturities will differ from contractual maturities because some securities may be called or prepaid with or without call or prepayment penalties. March 31, 2023 Trading Available-for-Sale Held-to-Maturity Amortized Cost Fair Value Amortized Cost Fair Value Amortized Cost Fair Value Maturing within one year $ — $ — $ 8,110 $ 8,029 $ 22,368 $ 22,157 Maturing after one year through five years — — 207,623 192,942 22,945 22,417 Maturing after five years through ten years — — 471,431 422,224 25,643 24,866 Maturing after ten years 27,203 28,591 2,353,047 2,030,665 1,039,003 887,622 $ 27,203 $ 28,591 $ 3,040,211 $ 2,653,860 $ 1,109,959 $ 957,062
Schedule of Pledged Securities	The following table presents, as of March 31, 2023, investment securities which were pledged to secure borrowings, public deposits or other obligations as permitted or required by law (in thousands): March 31, 2023 Carrying Value Amortized Cost Fair Value Purpose or beneficiary: State and local governments public deposits $ 238,597 $ 240,736 $ 216,883 Federal Reserve 120,463 120,463 103,769 Interest rate swap counterparties 6,422 6,807 6,268 Repurchase transaction accounts 317,761 317,761 266,592 Other 2,435 2,435 2,413 Total pledged securities $ 685,678 $ 688,202 $ 595,925
Debt Instrument, Credit Rating	The Company monitors the credit quality of held-to-maturity debt securities through the use of credit ratings which are reviewed and updated quarterly. The Company’s non-rated held-to-maturity debt securities are primarily United States government sponsored enterprise debentures carrying minimal to no credit risk. The non-rated corporate bonds primarily consist of Community Reinvestment Act related bonds secured by loan instruments from low to moderate income borrowers. The remaining non-rated held-to-maturity debt securities balance is comprised of local municipal debt from within the Company’s geographic footprint and is monitored through quarterly or annual financial review. This municipal debt is predominately essential service or unlimited general obligation backed debt. The following tables summarize the amortized cost of held-to-maturity debt securities by credit rating at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 491,252 $ 500 $ 16,626 $ 508,378 Not Rated 310 10,109 2,429 588,733 601,581 $ 310 $ 501,361 $ 2,929 $ 605,359 $ 1,109,959 December 31, 2022 U.S. Government and agency obligations Municipal bonds Corporate bonds Mortgage-backed or related securities Total AAA/AA/A $ — $ 492,105 $ 500 $ 16,681 $ 509,286 Not Rated 312 11,012 2,461 594,896 608,681 $ 312 $ 503,117 $ 2,961 $ 611,577 $ 1,117,967

LOANS RECEIVABLE AND THE ALLO_2

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Schedule of Loans Receivable, Including Loans Held for Sale	The following table presents the loans receivable at March 31, 2023 and December 31, 2022 by class (dollars in thousands). March 31, 2023 December 31, 2022 Amount Percent of Total Amount Percent of Total Commercial real estate: Owner-occupied $ 865,705 8.5 % $ 845,320 8.3 % Investment properties 1,520,261 15.0 1,589,975 15.7 Small balance CRE 1,179,749 11.6 1,200,251 11.8 Multifamily real estate 696,864 6.8 645,071 6.4 Construction, land and land development: Commercial construction 191,051 1.9 184,876 1.8 Multifamily construction 362,425 3.6 325,816 3.2 One- to four-family construction 584,655 5.8 647,329 6.4 Land and land development 329,438 3.2 328,475 3.2 Commercial business: Commercial business (1) 1,266,047 12.5 1,283,407 12.7 Small business scored 960,650 9.4 947,092 9.3 Agricultural business, including secured by farmland (2) 272,707 2.7 295,077 2.9 One- to four-family residential 1,252,104 12.3 1,173,112 11.6 Consumer: Consumer—home equity revolving lines of credit 564,334 5.6 566,291 5.6 Consumer—other 114,694 1.1 114,632 1.1 Total loans 10,160,684 100.0 % 10,146,724 100.0 % Less allowance for credit losses – loans (141,457) (141,465) Net loans $ 10,019,227 $ 10,005,259
Schedule of Troubled Debt Restructurings	The following table presents the amortized cost basis of loans at March 31, 2023 that were both experiencing financial difficulty and modified during the quarter ended March 31, 2023 (in thousands): March 31, 2023 Term Extension Total One- to four-family construction $ 6,107 $ 6,107 Total $ 6,107 $ 6,107 The Company has committed to lend additional amounts totaling $436,000 to the borrowers included in the previous table. The Company closely monitors the performance of loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the financial effect of the loan modifications presented above for borrowers experiencing financial difficulty for the three months ended March 31, 2023: Three Months Ended March 31, 2023 Weighted-Average Term Extension One- to four-family construction 7 Total 7
Schedule of Risk-Rated Loans and Non-Risk Rated Loans by Grade and Other Characteristics	The following tables present the Company’s portfolio of risk-rated loans by class and by grade as of March 31, 2023 and December 31, 2022 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Commercial real estate - owner occupied Risk Rating Pass $ 33,565 $ 160,079 $ 190,447 $ 141,823 $ 72,672 $ 200,153 $ 25,434 $ 824,173 Special Mention — — — — — 41 — 41 Substandard 1,771 10,278 — 11,998 16,991 253 200 41,491 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 35,336 $ 170,357 $ 190,447 $ 153,821 $ 89,663 $ 200,447 $ 25,634 $ 865,705 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate - investment properties Risk Rating Pass $ 33,547 $ 181,326 $ 296,106 $ 127,945 $ 180,315 $ 673,599 $ 23,147 $ 1,515,985 Special Mention — — — — — — — — Substandard — — — — — 2,980 1,296 4,276 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 33,547 $ 181,326 $ 296,106 $ 127,945 $ 180,315 $ 676,579 $ 24,443 $ 1,520,261 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Multifamily real estate Risk Rating Pass $ 38,932 $ 149,727 $ 177,809 $ 100,126 $ 46,210 $ 182,443 $ 1,617 $ 696,864 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 38,932 $ 149,727 $ 177,809 $ 100,126 $ 46,210 $ 182,443 $ 1,617 $ 696,864 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Commercial construction Risk Rating Pass $ 43,742 $ 83,325 $ 38,168 $ 12,890 $ 4,229 $ 1,077 $ — $ 183,431 Special Mention — — — — — — — — Substandard 2,933 — — — — 4,687 — 7,620 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 46,675 $ 83,325 $ 38,168 $ 12,890 $ 4,229 $ 5,764 $ — $ 191,051 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Multifamily construction Risk Rating Pass $ 28,035 $ 155,074 $ 165,128 $ 12,770 $ 1,418 $ — $ — $ 362,425 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 28,035 $ 155,074 $ 165,128 $ 12,770 $ 1,418 $ — $ — $ 362,425 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — One- to four- family construction Risk Rating Pass $ 167,004 $ 376,272 $ 30,106 $ 137 $ 331 $ — $ 595 $ 574,445 Special Mention — — — — — — — — Substandard 6,240 — 3,970 — — — — 10,210 Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 173,244 $ 376,272 $ 34,076 $ 137 $ 331 $ — $ 595 $ 584,655 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Land and land development Risk Rating Pass $ 63,156 $ 151,355 $ 75,204 $ 15,861 $ 10,754 $ 11,993 $ 339 $ 328,662 Special Mention — — — — — — — — Substandard 604 — — — — 172 — 776 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 63,760 $ 151,355 $ 75,204 $ 15,861 $ 10,754 $ 12,165 $ 339 $ 329,438 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial business Risk Rating Pass $ 49,403 $ 249,239 $ 141,427 $ 153,697 $ 121,717 $ 160,236 $ 354,670 $ 1,230,389 Special Mention — 64 — 3,372 — — — 3,436 Substandard — 827 12,712 2,861 1,109 7,625 7,088 32,222 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 49,403 $ 250,130 $ 154,139 $ 159,930 $ 122,826 $ 167,861 $ 361,758 $ 1,266,047 Current period gross charge-offs $ — $ — $ 581 $ — $ — $ 25 $ 9 $ 615 Agricultural business, including secured by farmland Risk Rating Pass $ 9,494 $ 37,948 $ 32,956 $ 18,667 $ 27,705 $ 49,079 $ 82,499 $ 258,348 Special Mention — — 302 271 — — — 573 Substandard 1,554 2,010 970 — 6,565 2,588 99 13,786 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 11,048 $ 39,958 $ 34,228 $ 18,938 $ 34,270 $ 51,667 $ 82,598 $ 272,707 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial real estate - owner occupied Risk Rating Pass $ 167,150 $ 198,787 $ 150,272 $ 74,171 $ 57,095 $ 148,902 $ 10,833 $ 807,210 Special Mention — — — 2,829 — 42 201 3,072 Substandard 13,756 — 7,211 13,564 — 307 200 35,038 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - owner occupied $ 180,906 $ 198,787 $ 157,483 $ 90,564 $ 57,095 $ 149,251 $ 11,234 $ 845,320 Commercial real estate - investment properties Risk Rating Pass $ 190,627 $ 323,160 $ 142,476 $ 182,853 $ 169,667 $ 547,899 $ 25,691 $ 1,582,373 Special Mention — — — — — — — — Substandard — — — 3,283 — 3,007 1,312 7,602 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial real estate - investment properties $ 190,627 $ 323,160 $ 142,476 $ 186,136 $ 169,667 $ 550,906 $ 27,003 $ 1,589,975 Multifamily real estate Risk Rating Pass $ 139,383 $ 177,784 $ 93,961 $ 46,460 $ 29,665 $ 156,140 $ 1,678 $ 645,071 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily real estate $ 139,383 $ 177,784 $ 93,961 $ 46,460 $ 29,665 $ 156,140 $ 1,678 $ 645,071 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Commercial construction Risk Rating Pass $ 112,229 $ 46,679 $ 12,952 $ 4,260 $ 1,107 $ — $ — $ 177,227 Special Mention — — — — — — — — Substandard 2,931 1 — — 4,717 — — 7,649 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial construction $ 115,160 $ 46,680 $ 12,952 $ 4,260 $ 5,824 $ — $ — $ 184,876 Multifamily construction Risk Rating Pass $ 142,680 $ 161,066 $ 20,622 $ 1,448 $ — $ — $ — $ 325,816 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Loss — — — — — — — — Total Multifamily construction $ 142,680 $ 161,066 $ 20,622 $ 1,448 $ — $ — $ — $ 325,816 One- to four- family construction Risk Rating Pass $ 572,701 $ 56,530 $ 677 $ 331 $ — $ — $ 711 $ 630,950 Special Mention — — — — — — — — Substandard 13,473 2,906 — — — — — 16,379 Doubtful — — — — — — — — Loss — — — — — — — — Total One- to four- family construction $ 586,174 $ 59,436 $ 677 $ 331 $ — $ — $ 711 $ 647,329 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Land and land development Risk Rating Pass $ 199,339 $ 88,066 $ 16,278 $ 11,866 $ 6,242 $ 6,164 $ 339 $ 328,294 Special Mention — — — — — — — — Substandard — — — — 97 84 — 181 Doubtful — — — — — — — — Loss — — — — — — — — Total Land and land development $ 199,339 $ 88,066 $ 16,278 $ 11,866 $ 6,339 $ 6,248 $ 339 $ 328,475 Commercial business Risk Rating Pass $ 249,609 $ 149,140 $ 161,494 $ 126,416 $ 86,712 $ 85,386 $ 391,852 $ 1,250,609 Special Mention 74 26 3,467 — — — 200 3,767 Substandard 464 12,599 1,956 1,161 5,954 796 6,101 29,031 Doubtful — — — — — — — — Loss — — — — — — — — Total Commercial business $ 250,147 $ 161,765 $ 166,917 $ 127,577 $ 92,666 $ 86,182 $ 398,153 $ 1,283,407 Agricultural business, including secured by farmland Risk Rating Pass $ 36,848 $ 35,440 $ 18,946 $ 28,354 $ 24,710 $ 27,063 $ 109,606 $ 280,967 Special Mention — 336 271 — — — 357 964 Substandard 2,015 970 — 6,565 — 2,599 997 13,146 Doubtful — — — — — — — — Loss — — — — — — — — Total Agricultural business, including secured by farmland $ 38,863 $ 36,746 $ 19,217 $ 34,919 $ 24,710 $ 29,662 $ 110,960 $ 295,077 The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of March 31, 2023 and December 31, 2022 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Small balance CRE Past Due Category Current $ 27,002 $ 173,956 $ 217,436 $ 175,592 $ 125,339 $ 457,810 $ 517 $ 1,177,652 30-59 Days Past Due — — — 445 169 1,481 — 2,095 60-89 Days Past Due — — — — — — — — 90 Days + Past Due — — — — — 2 — 2 Total Small balance CRE $ 27,002 $ 173,956 $ 217,436 $ 176,037 $ 125,508 $ 459,293 $ 517 $ 1,179,749 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Small business scored Past Due Category Current $ 49,647 $ 298,194 $ 192,903 $ 95,064 $ 75,968 $ 124,084 $ 120,923 $ 956,783 30-59 Days Past Due — 590 485 526 — 103 239 1,943 60-89 Days Past Due — — 22 — 37 17 239 315 90 Days + Past Due — — 177 93 676 497 166 1,609 Total Small business scored $ 49,647 $ 298,784 $ 193,587 $ 95,683 $ 76,681 $ 124,701 $ 121,567 $ 960,650 Current period gross charge-offs $ — $ 42 $ 49 $ 107 $ 202 $ 143 $ — $ 543 One- to four- family residential Past Due Category Current $ 83,243 $ 568,763 $ 272,265 $ 59,437 $ 32,785 $ 223,049 $ 643 $ 1,240,185 30-59 Days Past Due — — 1,041 664 1,325 1,859 — 4,889 60-89 Days Past Due 1,060 240 — — — 436 — 1,736 90 Days + Past Due — — 1,816 759 711 2,008 — 5,294 Total One- to four- family residential $ 84,303 $ 569,003 $ 275,122 $ 60,860 $ 34,821 $ 227,352 $ 643 $ 1,252,104 Current period gross charge-offs $ — $ — $ — $ — $ — $ 30 $ — $ 30 March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 5,065 $ 2,216 $ 1,534 $ 1,186 $ 1,434 $ 5,484 $ 543,138 $ 560,057 30-59 Days Past Due — — — 72 20 314 1,094 1,500 60-89 Days Past Due — — 151 — — 396 126 673 90 Days + Past Due — — 50 1,115 532 407 — 2,104 Total Consumer—home equity revolving lines of credit $ 5,065 $ 2,216 $ 1,735 $ 2,373 $ 1,986 $ 6,601 $ 544,358 $ 564,334 Current period gross charge-offs $ — $ — $ 13 $ — $ — $ 15 $ — $ 28 Consumer-other Past Due Category Current $ 4,215 $ 37,789 $ 11,467 $ 8,306 $ 5,061 $ 20,780 $ 26,691 $ 114,309 30-59 Days Past Due — 43 2 44 12 78 107 286 60-89 Days Past Due — — 19 1 5 2 54 81 90 Days + Past Due — — — 18 — — — 18 Total Consumer-other $ 4,215 $ 37,832 $ 11,488 $ 8,369 $ 5,078 $ 20,860 $ 26,852 $ 114,694 Current period gross charge-offs $ — $ 19 $ 20 $ 4 $ 20 $ 39 $ 162 $ 264 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Small balance CRE Past Due Category Current $ 177,605 $ 215,801 $ 172,286 $ 134,552 $ 142,592 $ 354,924 $ 630 $ 1,198,390 30-59 Days Past Due — — 460 — — 1,399 — 1,859 60-89 Days Past Due — — — — — — — — 90 Days + Past Due — — — — — 2 — 2 Total Small balance CRE $ 177,605 $ 215,801 $ 172,746 $ 134,552 $ 142,592 $ 356,325 $ 630 $ 1,200,251 Small business scored Past Due Category Current $ 307,109 $ 201,628 $ 99,867 $ 81,603 $ 56,420 $ 78,025 $ 119,281 $ 943,933 30-59 Days Past Due 146 518 54 262 46 280 173 1,479 60-89 Days Past Due — 54 — 275 149 7 176 661 90 Days + Past Due — — 26 157 70 305 461 1,019 Total Small business scored $ 307,255 $ 202,200 $ 99,947 $ 82,297 $ 56,685 $ 78,617 $ 120,091 $ 947,092 One- to four- family residential Past Due Category Current $ 555,833 $ 279,331 $ 59,672 $ 34,607 $ 37,740 $ 191,890 $ 1,335 $ 1,160,408 30-59 Days Past Due 2,030 846 755 — 116 1,462 78 5,287 60-89 Days Past Due 1,060 — — — 115 1,067 — 2,242 90 Days + Past Due — 1,819 973 712 94 1,577 — 5,175 Total One- to four- family residential $ 558,923 $ 281,996 $ 61,400 $ 35,319 $ 38,065 $ 195,996 $ 1,413 $ 1,173,112 December 31, 2022 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2022 2021 2020 2019 2018 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 7,442 $ 1,089 $ 329 $ 1,355 $ 1,611 $ 3,788 $ 547,068 $ 562,682 30-59 Days Past Due 49 40 75 — 74 214 1,372 1,824 60-89 Days Past Due — 50 — — 49 45 59 203 90 Days + Past Due — 14 73 476 64 675 280 1,582 Total Consumer—home equity revolving lines of credit $ 7,491 $ 1,193 $ 477 $ 1,831 $ 1,798 $ 4,722 $ 548,779 $ 566,291 Consumer-other Past Due Category Current $ 39,740 $ 12,138 $ 9,334 $ 5,695 $ 5,384 $ 16,675 $ 25,219 $ 114,185 30-59 Days Past Due 49 — 16 5 2 67 120 259 60-89 Days Past Due 41 9 29 24 — 13 62 178 90 Days + Past Due — 10 — — — — — 10 Total Consumer-other $ 39,830 $ 12,157 $ 9,379 $ 5,724 $ 5,386 $ 16,755 $ 25,401 $ 114,632
Loans, Collateral Dependent [Table Text Block]	The following tables provide the amortized cost basis of collateral-dependent loans as of March 31, 2023 and December 31, 2022 (in thousands). Our collateral dependent loans presented in the tables below have no significant concentrations by property type or location. March 31, 2023 Real Estate Equipment Inventory Total Small balance CRE $ 2,167 $ — $ — $ 2,167 Commercial business Commercial business 316 4,543 9 4,868 Small business scored — 243 — 243 Agricultural business, including secured by farmland 3,242 93 145 3,480 One- to four-family residential 2,679 — — 2,679 Consumer—home equity revolving lines of credit 818 — — 818 Total $ 9,222 $ 4,879 $ 154 $ 14,255 December 31, 2022 Real Estate Equipment Total Small balance CRE $ 2,953 $ — $ 2,953 Commercial business Commercial business — 4,537 4,537 Small business scored — 307 307 One- to four-family residential 1,622 — 1,622 Total $ 4,575 $ 4,844 $ 9,419
Schedule of Age Analysis of the Company's Past Due Loans	The following tables present the Company’s portfolio of non-risk-rated loans by class and delinquency status as of March 31, 2023 and December 31, 2022 (in thousands). Revolving loans that are converted to term loans are treated as new originations in the table below and are presented by year of origination. Term loans that are renewed or extended for periods longer than 90 days are presented as a new origination in the year of the most recent renewal or extension. March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Small balance CRE Past Due Category Current $ 27,002 $ 173,956 $ 217,436 $ 175,592 $ 125,339 $ 457,810 $ 517 $ 1,177,652 30-59 Days Past Due — — — 445 169 1,481 — 2,095 60-89 Days Past Due — — — — — — — — 90 Days + Past Due — — — — — 2 — 2 Total Small balance CRE $ 27,002 $ 173,956 $ 217,436 $ 176,037 $ 125,508 $ 459,293 $ 517 $ 1,179,749 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Small business scored Past Due Category Current $ 49,647 $ 298,194 $ 192,903 $ 95,064 $ 75,968 $ 124,084 $ 120,923 $ 956,783 30-59 Days Past Due — 590 485 526 — 103 239 1,943 60-89 Days Past Due — — 22 — 37 17 239 315 90 Days + Past Due — — 177 93 676 497 166 1,609 Total Small business scored $ 49,647 $ 298,784 $ 193,587 $ 95,683 $ 76,681 $ 124,701 $ 121,567 $ 960,650 Current period gross charge-offs $ — $ 42 $ 49 $ 107 $ 202 $ 143 $ — $ 543 One- to four- family residential Past Due Category Current $ 83,243 $ 568,763 $ 272,265 $ 59,437 $ 32,785 $ 223,049 $ 643 $ 1,240,185 30-59 Days Past Due — — 1,041 664 1,325 1,859 — 4,889 60-89 Days Past Due 1,060 240 — — — 436 — 1,736 90 Days + Past Due — — 1,816 759 711 2,008 — 5,294 Total One- to four- family residential $ 84,303 $ 569,003 $ 275,122 $ 60,860 $ 34,821 $ 227,352 $ 643 $ 1,252,104 Current period gross charge-offs $ — $ — $ — $ — $ — $ 30 $ — $ 30 March 31, 2023 Term Loans by Year of Origination Revolving Loans Total Loans By class: 2023 2022 2021 2020 2019 Prior Consumer—home equity revolving lines of credit Past Due Category Current $ 5,065 $ 2,216 $ 1,534 $ 1,186 $ 1,434 $ 5,484 $ 543,138 $ 560,057 30-59 Days Past Due — — — 72 20 314 1,094 1,500 60-89 Days Past Due — — 151 — — 396 126 673 90 Days + Past Due — — 50 1,115 532 407 — 2,104 Total Consumer—home equity revolving lines of credit $ 5,065 $ 2,216 $ 1,735 $ 2,373 $ 1,986 $ 6,601 $ 544,358 $ 564,334 Current period gross charge-offs $ — $ — $ 13 $ — $ — $ 15 $ — $ 28 Consumer-other Past Due Category Current $ 4,215 $ 37,789 $ 11,467 $ 8,306 $ 5,061 $ 20,780 $ 26,691 $ 114,309 30-59 Days Past Due — 43 2 44 12 78 107 286 60-89 Days Past Due — — 19 1 5 2 54 81 90 Days + Past Due — — — 18 — — — 18 Total Consumer-other $ 4,215 $ 37,832 $ 11,488 $ 8,369 $ 5,078 $ 20,860 $ 26,852 $ 114,694 Current period gross charge-offs $ — $ 19 $ 20 $ 4 $ 20 $ 39 $ 162 $ 264 The following tables provide additional detail on the age analysis of the Company’s past due loans as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ — $ — $ — $ — $ 865,705 $ 865,705 $ — $ 100 $ — Investment properties — — — — 1,520,261 1,520,261 — — — Small balance CRE 2,095 — 2 2,097 1,177,652 1,179,749 2,138 2,715 — Multifamily real estate — — — — 696,864 696,864 — — — Construction, land and land development: Commercial construction — — — — 191,051 191,051 — — — Multifamily construction — — — — 362,425 362,425 — — — One- to four-family construction 1,756 — — 1,756 582,899 584,655 — — — Land and land development 682 — 96 778 328,660 329,438 — 172 — Commercial business: Commercial business 885 132 6,492 7,509 1,258,538 1,266,047 6,751 7,315 — Small business scored 1,943 315 1,609 3,867 956,783 960,650 239 2,050 — Agricultural business, including secured by farmland 2,173 1,648 842 4,663 268,044 272,707 4,074 4,074 — One- to four-family residential 4,889 1,736 5,294 11,919 1,240,185 1,252,104 2,621 6,789 445 Consumer: Consumer—home equity revolving lines of credit 1,500 673 2,104 4,277 560,057 564,334 — 2,243 852 Consumer—other 286 81 18 385 114,309 114,694 — 4 13 Total $ 16,209 $ 4,585 $ 16,457 $ 37,251 $ 10,123,433 $ 10,160,684 $ 15,823 $ 25,462 $ 1,310 December 31, 2022 30-59 Days 60-89 Days 90 Days or More Total Current Total Loans Non-accrual with no Allowance Total Non-accrual (1) Loans 90 Days or More Past Due and Accruing Commercial real estate: Owner-occupied $ — $ — $ — $ — $ 845,320 $ 845,320 $ — $ 143 $ — Investment properties — — — — 1,589,975 1,589,975 — — — Small balance CRE 1,859 — 2 1,861 1,198,390 1,200,251 2,927 3,540 — Multifamily real estate — — — — 645,071 645,071 — — — Construction, land and land development: Commercial construction — — — — 184,876 184,876 — — — Multifamily construction — — — — 325,816 325,816 — — — One- to four-family construction 900 — — 900 646,429 647,329 — — — Land and land development 921 — 97 1,018 327,457 328,475 — 181 — Commercial business: Commercial business 2,100 4,145 649 6,894 1,276,513 1,283,407 6,998 7,356 — Small business scored 1,479 661 1,019 3,159 943,933 947,092 303 2,530 — Agricultural business, including secured by farmland 1,185 — 594 1,779 293,298 295,077 594 594 — One-to four-family residential 5,287 2,242 5,175 12,704 1,160,408 1,173,112 1,569 5,236 1,023 Consumer: Consumer—home equity revolving lines of credit 1,824 203 1,582 3,609 562,682 566,291 — 2,124 254 Consumer—other 259 178 10 447 114,185 114,632 — 2 10 Total $ 15,814 $ 7,429 $ 9,128 $ 32,371 $ 10,114,353 $ 10,146,724 $ 12,391 $ 21,706 $ 1,287
Allowance for Credit Losses on Financing Receivables	The following tables provide the activity in the allowance for credit losses by portfolio segment for the three months ended March 31, 2023 and 2022 (in thousands): For the Three Months Ended March 31, 2023 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 44,086 $ 7,734 $ 29,171 $ 33,299 $ 3,475 $ 14,729 $ 8,971 $ 141,465 (Recapture)/provision for credit losses (1,295) 741 (738) 1,475 (490) 920 161 774 Recoveries 184 — — 119 109 117 169 698 Charge-offs — — — (1,158) — (30) (292) (1,480) Ending balance $ 42,975 $ 8,475 $ 28,433 $ 33,735 $ 3,094 $ 15,736 $ 9,009 $ 141,457 For the Three Months Ended March 31, 2022 Commercial Real Estate Multifamily Real Estate Construction and Land Commercial Business Agricultural Business One- to Four-Family Residential Consumer Total Allowance for credit losses: Beginning balance $ 52,995 $ 7,043 $ 27,294 $ 26,421 $ 3,190 $ 8,205 $ 6,951 $ 132,099 (Recapture)/provision for credit losses (5,816) 140 (994) 167 (722) (136) (15) (7,376) Recoveries 87 — 384 149 118 40 216 994 Charge-offs (2) — (5) (82) — — (157) (246) Ending balance $ 47,264 $ 7,183 $ 26,679 $ 26,655 $ 2,586 $ 8,109 $ 6,995 $ 125,471

GOODWILL, OTHER INTANGIBLE AS_2

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Tables)	3 Months Ended
	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Changes in Goodwill and Intangible Assets	The following table summarizes the changes in the Company’s goodwill and other intangibles for the three months ended March 31, 2023 and the year ended December 31, 2022 (in thousands): Goodwill CDI Total Balance, December 31, 2021 $ 373,121 $ 14,855 $ 387,976 Amortization — (5,279) (5,279) Other changes (1) — (136) (136) Balance, December 31, 2022 373,121 9,440 382,561 Amortization — (1,050) (1,050) Balance, March 31, 2023 $ 373,121 $ 8,390 $ 381,511
Schedule of Estimated Annual Amortization Expense	The following table presents the estimated amortization expense with respect to CDI as of March 31, 2023 for the periods indicated (in thousands): Estimated Amortization Remainder of 2023 $ 2,706 2024 2,626 2025 1,567 2026 904 2027 426 Thereafter 161 $ 8,390
Schedule of Servicing Assets at Amortized Value	An analysis of the mortgage and SBA servicing rights for the three months ended March 31, 2023 and 2022 is presented below (in thousands): Three Months Ended 2023 2022 Balance, beginning of the period $ 16,166 $ 17,206 Additions—amounts capitalized 136 1,953 Additions—through purchase 39 62 Amortization (1) (847) (1,231) Fair value adjustments (3) 119 18 Balance, end of the period (2) $ 15,613 $ 18,008 (1) Amortization of mortgage servicing rights is recorded as a reduction of loan servicing income within mortgage banking operations and any unamortized balance is fully amortized if the loan repays in full. (2) There was no valuation allowance on mortgage servicing rights as of both March 31, 2023 and 2022. (3) Fair value adjustments relate to SBA servicing rights. These adjustments are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing SBA loans.

DEPOSITS (Tables)

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2023
Banking and Thrift, Other Disclosure [Abstract]
Schedule of Deposit Liabilities	Deposits consisted of the following at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 December 31, 2022 Non-interest-bearing accounts $ 5,764,009 $ 6,176,998 Interest-bearing checking 1,794,477 1,811,153 Regular savings accounts 2,502,084 2,710,090 Money market accounts 2,143,700 2,198,288 Total interest-bearing transaction and saving accounts 6,440,261 6,719,531 Certificates of deposit: Certificates of deposit greater than or equal to $250,000 314,506 178,324 Certificates of deposit less than $250,000 635,426 545,206 Total certificates of deposit 949,932 723,530 Total deposits $ 13,154,202 $ 13,620,059 Included in total deposits: Public fund transaction and savings accounts $ 361,837 $ 392,859 Public fund interest-bearing certificates 26,857 26,810 Total public deposits $ 388,694 $ 419,669
Maturities of Certificates of Deposit	Scheduled maturities and weighted average interest rates of certificates of deposit at March 31, 2023 are as follows (dollars in thousands): March 31, 2023 Amount Weighted Average Rate Maturing in one year or less $ 767,151 1.99 % Maturing after one year through two years 143,143 2.21 Maturing after two years through three years 26,638 0.56 Maturing after three years through four years 7,165 0.37 Maturing after four years through five years 4,768 0.45 Maturing after five years 1,067 0.82 Total certificates of deposit $ 949,932 1.97 %

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Financial Instruments, by Balance Sheet Grouping	The following table presents estimated fair values of the Company’s financial instruments as of March 31, 2023 and December 31, 2022, whether or not recognized or recorded in the Consolidated Statements of Financial Condition (dollars in thousands): March 31, 2023 December 31, 2022 Level Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Assets: Cash and cash equivalents 1 $ 242,992 $ 242,992 $ 243,062 $ 243,062 Securities—trading 3 28,591 28,591 28,694 28,694 Securities—available-for-sale 2 2,653,860 2,653,860 2,789,031 2,789,031 Securities—held-to-maturity 2 1,102,122 949,214 1,109,319 933,513 Securities—held-to-maturity 3 7,837 7,848 8,648 8,667 Securities purchased under agreements to resell 2 150,000 150,000 300,000 300,000 Loans held for sale 2 49,016 49,053 56,857 56,948 Loans receivable, net 3 10,019,227 9,724,399 10,005,259 9,810,965 Equity securities 1 624 624 553 553 FHLB stock 3 16,800 16,800 12,000 12,000 Bank-owned life insurance 1 299,754 299,754 297,565 297,565 Mortgage servicing rights 3 14,659 33,555 15,331 35,148 SBA servicing rights 3 954 954 835 835 Investments in limited partnerships 3 12,394 12,394 12,427 12,427 Derivatives: Interest rate swaps 2 15,342 15,342 19,339 19,339 Interest rate lock and forward sales commitments 2,3 534 534 142 142 Liabilities: Demand, interest checking and money market accounts 2 9,702,186 9,702,186 10,186,439 10,186,439 Regular savings 2 2,502,084 2,502,084 2,710,090 2,710,090 Certificates of deposit 2 949,932 929,724 723,530 702,581 FHLB advances 2 170,000 170,000 50,000 50,000 Other borrowings 2 214,564 214,564 232,799 232,799 Subordinated notes, net 2 99,046 95,470 98,947 96,718 Junior subordinated debentures 3 74,703 74,703 74,857 74,857 Derivatives: Interest rate swaps 2 28,858 28,858 37,150 37,150 Interest rate lock and forward sales commitments 2,3 136 136 118 118 Risk participation agreement 2 85 85 67 67
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The following tables present financial assets and liabilities measured at fair value on a recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets and liabilities as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 28,591 $ 28,591 Securities—available-for-sale U.S. Government and agency obligations — 52,588 — 52,588 Municipal bonds — 173,721 — 173,721 Corporate bonds — 117,404 — 117,404 Mortgage-backed or related securities — 2,092,209 — 2,092,209 Asset-backed securities — 217,938 — 217,938 — 2,653,860 — 2,653,860 Loans held for sale (1) — 5,485 — 5,485 Equity securities 624 — — 624 SBA servicing rights — — 954 954 Investment in limited partnerships — — 12,394 12,394 Derivatives Interest rate swaps — 15,342 — 15,342 Interest rate lock and forward sales commitments — 49 485 534 $ 624 $ 2,674,736 $ 42,424 $ 2,717,784 Liabilities: Junior subordinated debentures $ — $ — $ 74,703 $ 74,703 Derivatives Interest rate swaps — 28,858 — 28,858 Interest rate lock and forward sales commitments — 131 5 136 Risk participation agreement — 85 — 85 $ — $ 29,074 $ 74,708 $ 103,782 December 31, 2022 Level 1 Level 2 Level 3 Total Assets: Securities—trading Corporate bonds (Trust Preferred Securities) $ — $ — $ 28,694 $ 28,694 Securities—available-for-sale U.S. Government and agency obligations — 55,108 — 55,108 Municipal bonds — 261,209 — 261,209 Corporate bonds — 121,853 — 121,853 Mortgage-backed or related securities — 2,139,336 — 2,139,336 Asset-backed securities — 211,525 — 211,525 — 2,789,031 — 2,789,031 Loans held for sale (1) — 2,305 — 2,305 Equity securities 553 — — 553 SBA servicing rights — — 835 835 Investment in limited partnerships — — 12,427 12,427 Derivatives Interest rate swaps — 19,339 — 19,339 Interest rate lock and forward sales commitments — 61 81 142 $ 553 $ 2,810,736 $ 42,037 $ 2,853,326 Liabilities: Junior subordinated debentures $ — $ — $ 74,857 $ 74,857 Derivatives Interest rate swaps — 37,150 — 37,150 Interest rate lock and forward sales commitments — 76 42 118 Risk participation agreement — 67 — 67 $ — $ 37,293 $ 74,899 $ 112,192
Schedule of Valuation Technique, Unobservable Input, and Qualitative Information for Unobservable Inputs	The following table provides a description of the valuation technique, unobservable inputs, and quantitative and qualitative information about the unobservable inputs for the Company’s assets and liabilities classified as Level 3 and measured at fair value on a recurring and non-recurring basis at March 31, 2023 and December 31, 2022: Weighted Average Rate Financial Instruments Valuation Technique Unobservable Inputs March 31, 2023 December 31, 2022 Corporate bonds (TPS) Discounted cash flows Discount rate 8.79 % 8.27 % Junior subordinated debentures Discounted cash flows Discount rate 8.79 % 8.27 % Loans individually evaluated Collateral valuations Discount to appraised value n/a n/a REO Appraisals Discount to appraised value 68.35 % 68.35 % Interest rate lock commitments Pricing model Pull-through rate 86.60 % 78.65 % Investments in limited partnerships Net Asset Value Infrequent transactions n/a n/a SBA servicing rights Discounted cash flows Constant prepayment rate 14.22 % 14.10 %
Schedule of Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation	The following tables provide a reconciliation of the assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the three months ended March 31, 2023 and 2022 (in thousands): Three Months Ended March 31, 2023 Level 3 Fair Value Inputs TPS Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 28,694 $ 74,857 $ 39 $ 12,427 $ 835 Net change recognized in earnings (103) — 441 (520) 119 Net change recognized in accumulated other comprehensive income (AOCI) — (154) — — — Purchases, issuances and settlements — — — 487 — Ending balance at March 31, 2023 $ 28,591 $ 74,703 $ 480 $ 12,394 $ 954 Three Months Ended March 31, 2022 Level 3 Fair Value Inputs TPS Borrowings—Junior Subordinated Debentures Interest Rate Lock and Forward Sales Commitments Investments in Limited Partnerships SBA Servicing Asset Beginning balance $ 26,981 $ 119,815 $ 1,467 $ 10,257 $ 1,161 Net change recognized in earnings 373 — (1,533) (217) 1 Net change recognized in AOCI — 1,213 — — — Purchases, issuances and settlements — — — 942 — Redemptions — (50,518) — — Ending balance at March 31, 2022 $ 27,354 $ 70,510 $ (66) $ 10,982 $ 1,162
Schedule of Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis	The following tables present financial assets and liabilities measured at fair value on a non-recurring basis and the level within the fair value hierarchy of the fair value measurements for those assets as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Level 1 Level 2 Level 3 Total Loans individually evaluated $ — $ — $ — $ — REO — — 340 340 Loans held for sale — 42,954 — 42,954 December 31, 2022 Level 1 Level 2 Level 3 Total Loans individually evaluated $ — $ — $ 1,883 $ 1,883 REO — — 340 340 Loans held for sale — 49,474 — 49,474

INCOME TAXES AND DEFERRED TAX_2

INCOME TAXES AND DEFERRED TAXES INCOME TAXES AND DEFERRED TAXES (Tables)	3 Months Ended
	Mar. 31, 2023
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	The following table presents the balances of the Company’s tax credit investments and related unfunded commitments at March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 December 31, 2022 Tax credit investments $ 79,708 $ 71,430 Unfunded commitments—tax credit investments 52,346 44,563 The following table presents other information related to the Company’s tax credit investments for the three months ended March 31, 2023 and 2022 (in thousands): Three Months Ended March 31, 2023 2022 Tax credits and other tax benefits recognized $ 2,066 $ 1,554 Tax credit amortization expense included in provision for income taxes 1,722 1,308

CALCULATION OF WEIGHTED AVERA_2

CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (EPS) (Tables)	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Schedule of Basic and Diluted Weighted Shares Outstanding	The following table reconciles basic to diluted weighted average shares outstanding used to calculate earnings per share data for the three months ended March 31, 2023 and 2022 (in thousands, except shares and per share data): Three Months Ended 2023 2022 Net income $ 55,555 $ 43,963 Basic weighted average shares outstanding 34,239,533 34,300,742 Dilutive effect of unvested restricted stock 218,336 297,694 Diluted weighted shares outstanding 34,457,869 34,598,436 Earnings per common share Basic $ 1.62 $ 1.28 Diluted $ 1.61 $ 1.27

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	3 Months Ended
	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Schedule of Financial Instruments With Off-Balance-Sheet Risks	Outstanding commitments for which no asset or liability for the notional amount has been recorded consisted of the following at the dates indicated (in thousands): Contract or Notional Amount March 31, 2023 December 31, 2022 Commitments to extend credit $ 3,946,366 $ 4,031,954 Standby letters of credit and financial guarantees 39,312 26,119 Commitments to originate loans 74,719 53,266 Risk participation agreements 48,173 48,566 Derivatives also included in Note 13: Commitments to originate loans held for sale 26,810 10,525 Commitments to sell loans secured by one- to four-family residential properties 3,842 12,568 Commitments to sell securities related to mortgage banking activities 24,332 7,000
Schedule of fair value, off balance sheet risks, limited partnerships, commitment	As of March 31, 2023 and December 31, 2022, the funded balances and remaining outstanding commitments of these investments were as follows (in thousands): March 31, 2023 December 31, 2022 Funded Balance Unfunded Balance Funded Balance Unfunded Balance Limited partnerships investments $ 10,759 $ 11,741 $ 10,272 $ 12,228

DERIVATIVES AND HEDGING (Tables

DERIVATIVES AND HEDGING (Tables)	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Derivatives Designated in Hedge Relationships	Asset Derivatives Liability Derivatives March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Notional/ Contract Amount Fair Value Notional/ Contract Amount Fair Value Notional/ Contract Amount Fair Value Notional/ Contract Amount Fair Value Hedged interest rate swaps $ — $ — $ — $ — $ 400,000 $ 21,747 $ 400,000 $ 26,485 Interest rate swaps not designated in hedge relationships 429,876 28,821 440,731 37,119 429,876 28,858 440,731 37,150 Less: Master netting agreements (13,479) (17,780) (13,479) (17,780) Less: Cash settlements — — (8,268) (8,705) Net interest rate swaps 15,342 19,339 28,858 37,150 Risk participation agreements 1,225 — 1,283 — 46,948 85 47,283 67 Mortgage loan commitments 31,296 485 15,920 81 — — 12,367 42 Forward sales contracts 1,460 49 16,568 61 30,623 136 3,000 76 Total $ 463,857 $ 15,876 $ 474,502 $ 19,481 $ 507,447 $ 29,079 $ 503,381 $ 37,335
Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss)	The following table presents the effect of cash flow hedge accounting on AOCI for the three months ended March 31, 2023 and 2022 (in thousands): For the Three Months Ended March 31, 2023 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ 1,125 $ 1,125 $ — Interest Income $ (3,613) $ (3,613) $ — For the Three Months Ended March 31, 2022 Amount of Gain or (Loss) Recognized in AOCI on Derivative Amount of Gain or (Loss) Recognized in AOCI Included Component Amount of Gain or (Loss) Recognized in AOCI Excluded Component Location of Gain or (Loss) Recognized from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Amount of Gain or (Loss) Reclassified from AOCI into Income Included Component Amount of Gain or (Loss) Reclassified from AOCI into Income Excluded Component Interest rate swaps $ (14,025) $ (14,025) $ — Interest Income $ 751 $ 751 $ —
Schedule of Fair Value, Measured on Nonrecurring Basis, Gains (Losses) From Fair Value Adjustments [Table Text Block]	Gains (losses) recognized in income within Mortgage banking operations on non-designated hedging instruments for the three months ended March 31, 2023 and 2022, were as follows (in thousands): Three Months Ended 2023 2022 Mortgage loan commitments $ 440 $ (1,532) Forward sales contracts (142) 2,212 $ 298 $ 680
Offsetting Assets and Liabilities	as of March 31, 2023 and December 31, 2022 (in thousands): March 31, 2023 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 28,821 $ (13,479) $ 15,342 $ — $ — $ 15,342 $ 28,821 $ (13,479) $ 15,342 $ — $ — $ 15,342 Derivative liabilities Interest rate swaps $ 50,605 $ (21,747) $ 28,858 $ — $ (13,435) $ 15,423 $ 50,605 $ (21,747) $ 28,858 $ — $ (13,435) $ 15,423 December 31, 2022 Gross Amounts of Financial Instruments Not Offset in the Consolidated Statements of Financial Condition Gross Amounts Recognized Amounts offset Net Amounts Netting Adjustment Per Applicable Master Netting Agreements Fair Value Net Amount Derivative assets Interest rate swaps $ 37,119 $ (17,780) $ 19,339 $ — $ — $ 19,339 $ 37,119 $ (17,780) $ 19,339 $ — $ — $ 19,339 Derivative liabilities Interest rate swaps $ 63,634 $ (26,484) $ 37,150 $ — $ (14,972) $ 22,178 $ 63,634 $ (26,484) $ 37,150 $ — $ (14,972) $ 22,178

SECURITIES (Schedule of Securit

SECURITIES (Schedule of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Schedule of Securities [Line Items]
Debt Securities, Trading, Amortized Cost	$ 27,203	$ 27,203
Securities—trading	28,591	28,694
Debt Securities, Available-for-sale, Amortized Cost, Total	3,040,211	3,218,777
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	2,408	1,463
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	388,759	431,209
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Held-to-maturity Securities, Amortized Cost	1,109,959	1,117,967
Held-to-maturity Securities, Gross Unrealized Gains	359	109
Held-to-maturity Securities, Gross Unrealized Losses	153,256	175,896
Securities—held-to-maturity	957,062	942,180
Debt Securities, Held-to-maturity, Allowance for Credit Loss	364	(379)
debt securities, held-to-maturity, accrued interest receivable	4,400	4,800
Debt Securities, Available-for-Sale, Accrued Interest Receivable	11,900	12,400
U.S. Government and agency obligations
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	53,689	56,344
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	10	8
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	1,111	1,244
Debt Securities, Available-for-Sale	52,588	55,108
Held-to-maturity Securities, Amortized Cost	310	312
Held-to-maturity Securities, Gross Unrealized Gains	1	0
Held-to-maturity Securities, Gross Unrealized Losses	5	7
Securities—held-to-maturity	306	305
Debt Securities, Held-to-maturity, Allowance for Credit Loss	0	0
Municipal bonds
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	205,152	301,449
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	482	530
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	31,913	40,770
Debt Securities, Available-for-Sale	173,721	261,209
Held-to-maturity Securities, Amortized Cost	501,361	503,117
Held-to-maturity Securities, Gross Unrealized Gains	358	109
Held-to-maturity Securities, Gross Unrealized Losses	59,063	70,907
Securities—held-to-maturity	442,656	432,319
Debt Securities, Held-to-maturity, Allowance for Credit Loss	173	183
Corporate bonds
Schedule of Securities [Line Items]
Debt Securities, Trading, Amortized Cost	27,203	27,203
Securities—trading	28,591	28,694
Debt Securities, Available-for-sale, Amortized Cost, Total	133,269	133,334
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	0
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	15,865	11,481
Debt Securities, Available-for-Sale	117,404	121,853
Held-to-maturity Securities, Amortized Cost	2,929	2,961
Held-to-maturity Securities, Gross Unrealized Gains	0	0
Held-to-maturity Securities, Gross Unrealized Losses	19	16
Securities—held-to-maturity	2,910	2,945
Debt Securities, Held-to-maturity, Allowance for Credit Loss	191	196
Mortgage-backed or related securities
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	2,425,602	2,505,172
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	1,647	885
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	335,040	366,721
Debt Securities, Available-for-Sale	2,092,209	2,139,336
Held-to-maturity Securities, Amortized Cost	605,359	611,577
Held-to-maturity Securities, Gross Unrealized Gains	0	0
Held-to-maturity Securities, Gross Unrealized Losses	94,169	104,966
Securities—held-to-maturity	511,190	506,611
Debt Securities, Held-to-maturity, Allowance for Credit Loss	0	0
Asset-backed securities
Schedule of Securities [Line Items]
Debt Securities, Available-for-sale, Amortized Cost, Total	222,499	222,478
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	269	40
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	4,830	10,993
Debt Securities, Available-for-Sale	$ 217,938	$ 211,525

SECURITIES (Securities with Con

SECURITIES (Securities with Continuous Loss Position) (Details) $ in Thousands	Mar. 31, 2023 USD ($) numberOfSecurities	Dec. 31, 2022 USD ($) numberOfSecurities
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 643,639	$ 1,462,517
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	1,846,823	1,222,815
Debt Securities, Available-for-sale, Unrealized Loss Position	2,490,462	2,685,332
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	27,558	137,551
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	361,201	293,658
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 388,759	$ 431,209
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | numberOfSecurities	259	298
U.S. Government and agency obligations
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	$ 24,785	$ 33,407
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	23,739	16,732
Debt Securities, Available-for-sale, Unrealized Loss Position	48,524	50,139
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	216	882
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	895	362
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	1,111	1,244
Municipal bonds
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	49,555	188,920
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	106,391	33,907
Debt Securities, Available-for-sale, Unrealized Loss Position	155,946	222,827
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	1,218	25,592
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	30,695	15,178
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	31,913	40,770
Corporate bonds
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	42,252	108,187
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	74,552	13,066
Debt Securities, Available-for-sale, Unrealized Loss Position	116,804	121,253
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	4,953	9,547
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	10,912	1,934
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	15,865	11,481
Mortgage-backed or related securities
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	403,356	930,566
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	1,558,227	1,159,110
Debt Securities, Available-for-sale, Unrealized Loss Position	1,961,583	2,089,676
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	19,053	90,537
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	315,987	276,184
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	335,040	366,721
Asset-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months	123,691	201,437
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer	83,914	0
Debt Securities, Available-for-sale, Unrealized Loss Position	207,605	201,437
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	2,118	10,993
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	2,712	0
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 4,830	$ 10,993

SECURITIES (Available-for-Sale

SECURITIES (Available-for-Sale Securities, Gross Gains and Losses on Sale) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Gain (Loss) on Securities [Line Items]
Debt Securities, Available-for-sale, Realized Gain	$ 232	$ 436
Debt Securities, Available-for-sale, Realized Loss	7,484	1
Debt Securities, Available-for-sale, Realized Gain (Loss)	$ (7,252)	$ 435

SECURITIES (Securities Debt Mat

SECURITIES (Securities Debt Maturities) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Trading Securities, Amortized Cost, Maturing in one year or less	$ 0
Trading Securities, Amortized Cost, Maturing after one year through five years	0
Trading Securities, Amortized Cost, Maturing after five years through ten years	0
Debt Securities, Trading, Debt Maturities, After Year Ten, Amortized Cost Basis	27,203
Debt Securities, Trading, Amortized Cost	27,203	$ 27,203
Trading Securities, Fair Value, Maturing in one year or less	0
Trading Securities, Fair Value, Maturing after one year through five years	0
Trading Securities, Fair Value, Maturing after five years through ten years	0
Debt Securities, Trading, Debt Maturities, After Year Ten, Fair Value	28,591
Trading Securities, Fair Value	28,591	28,694
Available-for-sale Securities, Amortized Cost, Maturing in one year or less	8,110
Available-for-sale Securities, Amortized Cost, Maturing after one year through five years	207,623
Available-for-sale Securities, Amortized Cost, Maturing after five years through ten years	471,431
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	2,353,047
Debt Securities, Available-for-sale, Amortized Cost, Total	3,040,211	3,218,777
Available-for-sale Securities, Fair Value, Maturing in one year or less	8,029
Available-for-sale Securities, Fair Value, Maturing after one year through five years	192,942
Available-for-sale Securities, Fair Value, Maturing after five years through ten years	422,224
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	2,030,665
Debt Securities, Available-for-sale	2,653,860	2,789,031
Held-to-maturity Securities, Amortized Cost, Maturing in one year or less	22,368
Held-to-maturity Securities, Amortized Cost, Maturing after one year through five years	22,945
Held-to-maturity Securities, Amortized Cost, Maturing after five years through ten years	25,643
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, after Year 10	1,039,003
Held-to-maturity Securities, Amortized Cost	1,109,959	1,117,967
Held-to-maturity Securities, Fair Value, Maturing in one year or less	22,157
Held-to-maturity Securities, Fair Value, Maturing after one year through five years	22,417
Held-to-maturity Securities, Fair Value, Maturing after five years through ten years	24,866
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	887,622
Debt Securities, Held-to-maturity, Fair Value	$ 957,062	$ 942,180

SECURITIES (Securities Pledged)

SECURITIES (Securities Pledged) (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	$ 685,678
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	688,202
Pledged Financial Instruments, Not Separately Reported, Fair Value	595,925
Asset Pledged as Collateral without Right | Securities For State and Local Government Public Deposits
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	238,597
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	240,736
Pledged Financial Instruments, Not Separately Reported, Fair Value	216,883
Asset Pledged as Collateral without Right | Securities For Federal Reserve
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	120,463
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	120,463
Pledged Financial Instruments, Not Separately Reported, Fair Value	103,769
Asset Pledged as Collateral without Right | Securities for Interest Rate Swap Counterparties
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	6,422
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	6,807
Pledged Financial Instruments, Not Separately Reported, Fair Value	6,268
Asset Pledged as Collateral without Right | Securities Sold under Agreements to Repurchase
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	317,761
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	317,761
Pledged Financial Instruments, Not Separately Reported, Fair Value	266,592
Asset Pledged as Collateral without Right | Interest Bearing Deposits for Other Debt Facilities
Schedule of Pledged Financial Instruments, Not Separately Reported [Line Items]
Pledged Financial Instruments, Not Separately Reported, Carrying Value	2,435
Securities pledged for Interest Rate Swap Counterparties, Amortized Cost	2,435
Pledged Financial Instruments, Not Separately Reported, Fair Value	$ 2,413

SECURITIES (Textual) (Details)

SECURITIES (Textual) (Details)	3 Months Ended
	Mar. 31, 2023 USD ($) numberOfSecurities	Mar. 31, 2022 USD ($) numberOfSecurities	Dec. 31, 2022 numberOfSecurities
Investments, Debt and Equity Securities [Abstract]
Trading Securities, Number of Securities on Nonaccrual Status	0		0
Debt Securities, Available-for-sale [Abstract]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	259		298
Available-for-sale Securities, Number of Securities in Nonaccrual Status	0		0
Held-to-maturity Securities [Abstract]
Trading Securities, Number of Securities Sold	0	0
Debt Securities, Trading, Unrealized Gain | $		$ 373,000
Debt Securities, Trading, Unrealized Loss | $	$ (103,000)

SECURITIES (Debt Securities, He

SECURITIES (Debt Securities, Held-to-Maturity, Credit Rating) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	$ 1,109,959	$ 1,117,967
Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	601,581	608,681
U.S. Government and agency obligations
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	310	312
U.S. Government and agency obligations | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	310	312
Municipal bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	501,361	503,117
Municipal bonds | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	10,109	11,012
Corporate bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	2,929	2,961
Corporate bonds | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	2,429	2,461
Mortgage-backed or related securities
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	605,359	611,577
Mortgage-backed or related securities | Credit Rating, Not Credit Rated
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	588,733	594,896
Standard & Poor's, AAA to A Rating
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	508,378	509,286
Standard & Poor's, AAA to A Rating | U.S. Government and agency obligations
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	0	0
Standard & Poor's, AAA to A Rating | Municipal bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	491,252	492,105
Standard & Poor's, AAA to A Rating | Corporate bonds
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	500	500
Standard & Poor's, AAA to A Rating | Mortgage-backed or related securities
Financing Receivable, Credit Quality Indicator [Line Items]
Debt securities, held-to-maturity	$ 16,626	$ 16,681

LOANS RECEIVABLE AND THE ALLO_3

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Loans by Type) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 10,160,684	$ 10,146,724
Allowance for credit losses - loans	(141,457)	(141,465)	$ (125,471)	$ (132,099)
Net loans	$ 10,019,227	$ 10,005,259
Percent of total loans	100%	100%
Unearned loan fees in excess of unamortized costs	$ 8,000	$ 8,100
Discount on acquired loans, net	6,100	6,600
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	35,600	39,800
Commerical real estate - owner-occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 865,705	$ 845,320
Percent of total loans	8.50%	8.30%
Commercial real estate - investment properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 1,520,261	$ 1,589,975
Percent of total loans	15%	15.70%
Small Balance Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 1,179,749	$ 1,200,251
Percent of total loans	11.60%	11.80%
Multifamily Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 696,864	$ 645,071
Allowance for credit losses - loans	$ (8,475)	$ (7,734)	(7,183)	(7,043)
Percent of total loans	6.80%	6.40%
Commercial construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 191,051	$ 184,876
Percent of total loans	1.90%	1.80%
Multifamily construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 362,425	$ 325,816
Percent of total loans	3.60%	3.20%
One- to four- family construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 584,655	$ 647,329
Percent of total loans	5.80%	6.40%
Land and land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 329,438	$ 328,475
Percent of total loans	3.20%	3.20%
Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 1,266,047	$ 1,283,407
Allowance for credit losses - loans	$ (33,735)	$ (33,299)	(26,655)	(26,421)
Percent of total loans	12.50%	12.70%
Loans And LeasesReceivable Gross Carrying Amount, SBA Paycheck Protection Program	$ 5,600	$ 7,600
Small business scored
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 960,650	$ 947,092
Percent of total loans	9.40%	9.30%
Agricultural business, including secured by farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 272,707	$ 295,077
Allowance for credit losses - loans	$ (3,094)	$ (3,475)	(2,586)	(3,190)
Percent of total loans	2.70%	2.90%
Loans And LeasesReceivable Gross Carrying Amount, SBA Paycheck Protection Program	$ 330	$ 334
One- to four-family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	1,252,104	1,173,112
Allowance for credit losses - loans	$ (15,736)	$ (14,729)	(8,109)	(8,205)
Percent of total loans	12.30%	11.60%
Consumer—home equity revolving lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 564,334	$ 566,291
Percent of total loans	5.60%	5.60%
Consumer-other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Gross	$ 114,694	$ 114,632
Allowance for credit losses - loans	$ (9,009)	$ (8,971)	$ (6,995)	$ (6,951)
Percent of total loans	1.10%	1.10%

LOANS RECEIVABLE AND THE ALLO_4

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Troubled Debt Restructuring) (Details)	Mar. 31, 2023 USD ($) Months
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring	$ 6,107,000
Financing Receivable, Modified, Commitment to Lend	436,000
Extended Maturity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring	$ 6,107,000
Financing Receivable, Modified, Weighted Average Term Increase in Months | Months	(7)
One- to four- family construction
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring	$ 6,107,000
One- to four- family construction | Extended Maturity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Financing Receivable, Troubled Debt Restructuring	$ 6,107,000
Financing Receivable, Modified, Weighted Average Term Increase in Months | Months	(7)

LOANS RECEIVABLE AND THE ALLO_5

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Risk-Rated and Non-Risk Rated Loans by Grade and Other Characteristic) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Charge-offs	$ 1,480	$ 246
Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	35,336		$ 180,906
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	170,357		198,787
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	190,447		157,483
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	153,821		90,564
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	89,663		57,095
Prior	200,447		149,251
Revolving Loans	25,634		11,234
Total Loans	865,705		845,320
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0
Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	33,547		190,627
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	181,326		323,160
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	296,106		142,476
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	127,945		186,136
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	180,315		169,667
Prior	676,579		550,906
Revolving Loans	24,443		27,003
Total Loans	1,520,261		1,589,975
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0
Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	38,932		139,383
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	149,727		177,784
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	177,809		93,961
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	100,126		46,460
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	46,210		29,665
Prior	182,443		156,140
Revolving Loans	1,617		1,678
Total Loans	696,864		645,071
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0	0
Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	46,675		115,160
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	83,325		46,680
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	38,168		12,952
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	12,890		4,260
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	4,229		5,824
Prior	5,764		0
Revolving Loans	0		0
Total Loans	191,051		184,876
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0
Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	28,035		142,680
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	155,074		161,066
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	165,128		20,622
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	12,770		1,448
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,418		0
Prior	0		0
Revolving Loans	0		0
Total Loans	362,425		325,816
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0
One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	173,244		586,174
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	376,272		59,436
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	34,076		677
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	137		331
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	331		0
Prior	0		0
Revolving Loans	595		711
Total Loans	584,655		647,329
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0
Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	63,760		199,339
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	151,355		88,066
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	75,204		16,278
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	15,861		11,866
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	10,754		6,339
Prior	12,165		6,248
Revolving Loans	339		339
Total Loans	329,438		328,475
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0
Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	49,403		250,147
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	250,130		161,765
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	154,139		166,917
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	159,930		127,577
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	122,826		92,666
Prior	167,861		86,182
Revolving Loans	361,758		398,153
Total Loans	1,266,047		1,283,407
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	581
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	25
Financing Receivable, Revolving, Writeoff	9
Charge-offs	615	82
Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	11,048		38,863
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	39,958		36,746
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	34,228		19,217
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	18,938		34,919
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	34,270		24,710
Prior	51,667		29,662
Revolving Loans	82,598		110,960
Total Loans	272,707		295,077
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0	0
Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	27,002		177,605
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	173,956		215,801
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	217,436		172,746
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	176,037		134,552
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	125,508		142,592
Prior	459,293		356,325
Revolving Loans	517		630
Total Loans	1,179,749		1,200,251
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Revolving, Writeoff	0
Charge-offs	0
Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	49,647		307,255
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	298,784		202,200
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	193,587		99,947
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	95,683		82,297
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	76,681		56,685
Prior	124,701		78,617
Revolving Loans	121,567		120,091
Total Loans	960,650		947,092
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	42
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	49
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	107
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	202
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	143
Financing Receivable, Revolving, Writeoff	0
Charge-offs	543
One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	84,303		558,923
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	569,003		281,996
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	275,122		61,400
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	60,860		35,319
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	34,821		38,065
Prior	227,352		195,996
Revolving Loans	643		1,413
Total Loans	1,252,104		1,173,112
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	30
Financing Receivable, Revolving, Writeoff	0
Charge-offs	30	0
Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	5,065		7,491
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	2,216		1,193
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,735		477
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	2,373		1,831
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,986		1,798
Prior	6,601		4,722
Revolving Loans	544,358		548,779
Total Loans	564,334		566,291
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	13
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	15
Financing Receivable, Revolving, Writeoff	0
Charge-offs	28
Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	4,215		39,830
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	37,832		12,157
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	11,488		9,379
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	8,369		5,724
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	5,078		5,386
Prior	20,860		16,755
Revolving Loans	26,852		25,401
Total Loans	114,694		114,632
Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff	0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff	19
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff	20
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff	4
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff	20
Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff	39
Financing Receivable, Revolving, Writeoff	162
Charge-offs	264	$ 157
Pass | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	33,565		167,150
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	160,079		198,787
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	190,447		150,272
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	141,823		74,171
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	72,672		57,095
Prior	200,153		148,902
Revolving Loans	25,434		10,833
Total Loans	824,173		807,210
Pass | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	33,547		190,627
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	181,326		323,160
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	296,106		142,476
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	127,945		182,853
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	180,315		169,667
Prior	673,599		547,899
Revolving Loans	23,147		25,691
Total Loans	1,515,985		1,582,373
Pass | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	38,932		139,383
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	149,727		177,784
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	177,809		93,961
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	100,126		46,460
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	46,210		29,665
Prior	182,443		156,140
Revolving Loans	1,617		1,678
Total Loans	696,864		645,071
Pass | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	43,742		112,229
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	83,325		46,679
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	38,168		12,952
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	12,890		4,260
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	4,229		1,107
Prior	1,077		0
Revolving Loans	0		0
Total Loans	183,431		177,227
Pass | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	28,035		142,680
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	155,074		161,066
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	165,128		20,622
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	12,770		1,448
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,418		0
Prior	0		0
Revolving Loans	0		0
Total Loans	362,425		325,816
Pass | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	167,004		572,701
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	376,272		56,530
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	30,106		677
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	137		331
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	331		0
Prior	0		0
Revolving Loans	595		711
Total Loans	574,445		630,950
Pass | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	63,156		199,339
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	151,355		88,066
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	75,204		16,278
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	15,861		11,866
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	10,754		6,242
Prior	11,993		6,164
Revolving Loans	339		339
Total Loans	328,662		328,294
Pass | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	49,403		249,609
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	249,239		149,140
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	141,427		161,494
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	153,697		126,416
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	121,717		86,712
Prior	160,236		85,386
Revolving Loans	354,670		391,852
Total Loans	1,230,389		1,250,609
Pass | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	9,494		36,848
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	37,948		35,440
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	32,956		18,946
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	18,667		28,354
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	27,705		24,710
Prior	49,079		27,063
Revolving Loans	82,499		109,606
Total Loans	258,348		280,967
Special Mention | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		2,829
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	41		42
Revolving Loans	0		201
Total Loans	41		3,072
Special Mention | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Special Mention | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Special Mention | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Special Mention | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Special Mention | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Special Mention | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Special Mention | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		74
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	64		26
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		3,467
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	3,372		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		200
Total Loans	3,436		3,767
Special Mention | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		336
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	302		271
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	271		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		357
Total Loans	573		964
Substandard | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	1,771		13,756
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	10,278		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		7,211
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	11,998		13,564
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	16,991		0
Prior	253		307
Revolving Loans	200		200
Total Loans	41,491		35,038
Substandard | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		3,283
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	2,980		3,007
Revolving Loans	1,296		1,312
Total Loans	4,276		7,602
Substandard | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Substandard | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	2,933		2,931
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		1
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		4,717
Prior	4,687		0
Revolving Loans	0		0
Total Loans	7,620		7,649
Substandard | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Substandard | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	6,240		13,473
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		2,906
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	3,970		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	10,210		16,379
Substandard | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	604		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		97
Prior	172		84
Revolving Loans	0		0
Total Loans	776		181
Substandard | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		464
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	827		12,599
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	12,712		1,956
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	2,861		1,161
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,109		5,954
Prior	7,625		796
Revolving Loans	7,088		6,101
Total Loans	32,222		29,031
Substandard | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	1,554		2,015
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	2,010		970
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	970		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		6,565
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	6,565		0
Prior	2,588		2,599
Revolving Loans	99		997
Total Loans	13,786		13,146
Doubtful | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Doubtful | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Loss | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
Current | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	27,002		177,605
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	173,956		215,801
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	217,436		172,286
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	175,592		134,552
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	125,339		142,592
Prior	457,810		354,924
Revolving Loans	517		630
Total Loans	1,177,652		1,198,390
Current | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	49,647		307,109
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	298,194		201,628
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	192,903		99,867
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	95,064		81,603
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	75,968		56,420
Prior	124,084		78,025
Revolving Loans	120,923		119,281
Total Loans	956,783		943,933
Current | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	83,243		555,833
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	568,763		279,331
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	272,265		59,672
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	59,437		34,607
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	32,785		37,740
Prior	223,049		191,890
Revolving Loans	643		1,335
Total Loans	1,240,185		1,160,408
Current | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	5,065		7,442
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	2,216		1,089
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,534		329
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,186		1,355
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,434		1,611
Prior	5,484		3,788
Revolving Loans	543,138		547,068
Total Loans	560,057		562,682
Current | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	4,215		39,740
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	37,789		12,138
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	11,467		9,334
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	8,306		5,695
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	5,061		5,384
Prior	20,780		16,675
Revolving Loans	26,691		25,219
Total Loans	114,309		114,185
30-59 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	16,209		15,814
30-59 Days Past Due | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
30-59 Days Past Due | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
30-59 Days Past Due | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
30-59 Days Past Due | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
30-59 Days Past Due | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
30-59 Days Past Due | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	1,756		900
30-59 Days Past Due | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	682		921
30-59 Days Past Due | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	885		2,100
30-59 Days Past Due | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	2,173		1,185
30-59 Days Past Due | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		460
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	445		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	169		0
Prior	1,481		1,399
Revolving Loans	0		0
Total Loans	2,095		1,859
30-59 Days Past Due | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		146
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	590		518
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	485		54
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	526		262
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		46
Prior	103		280
Revolving Loans	239		173
Total Loans	1,943		1,479
30-59 Days Past Due | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		2,030
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		846
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,041		755
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	664		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	1,325		116
Prior	1,859		1,462
Revolving Loans	0		78
Total Loans	4,889		5,287
30-59 Days Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		49
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		40
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		75
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	72		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	20		74
Prior	314		214
Revolving Loans	1,094		1,372
Total Loans	1,500		1,824
30-59 Days Past Due | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		49
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	43		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	2		16
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	44		5
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	12		2
Prior	78		67
Revolving Loans	107		120
Total Loans	286		259
60-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	4,585		7,429
60-89 Days Past Due | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
60-89 Days Past Due | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
60-89 Days Past Due | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
60-89 Days Past Due | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
60-89 Days Past Due | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
60-89 Days Past Due | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
60-89 Days Past Due | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
60-89 Days Past Due | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	132		4,145
60-89 Days Past Due | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	1,648		0
60-89 Days Past Due | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	0		0
60-89 Days Past Due | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		54
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	22		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		275
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	37		149
Prior	17		7
Revolving Loans	239		176
Total Loans	315		661
60-89 Days Past Due | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	1,060		1,060
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	240		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		115
Prior	436		1,067
Revolving Loans	0		0
Total Loans	1,736		2,242
60-89 Days Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		50
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	151		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		49
Prior	396		45
Revolving Loans	126		59
Total Loans	673		203
60-89 Days Past Due | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		41
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		9
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	19		29
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1		24
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	5		0
Prior	2		13
Revolving Loans	54		62
Total Loans	81		178
90 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	16,457		9,128
90 Days Past Due | Owner-occupied
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
90 Days Past Due | Commercial real estate - investment properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
90 Days Past Due | Multifamily Real Estate
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
90 Days Past Due | Commercial construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
90 Days Past Due | Multifamily construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
90 Days Past Due | One- to four- family construction
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	0		0
90 Days Past Due | Land and land development
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	96		97
90 Days Past Due | Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	6,492		649
90 Days Past Due | Agricultural business, including secured by farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	842		594
90 Days Past Due | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	0		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	2		2
Revolving Loans	0		0
Total Loans	2		2
90 Days Past Due | Small business scored
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		0
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	177		26
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	93		157
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	676		70
Prior	497		305
Revolving Loans	166		461
Total Loans	1,609		1,019
90 Days Past Due | One- to four- family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		1,819
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	1,816		973
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	759		712
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	711		94
Prior	2,008		1,577
Revolving Loans	0		0
Total Loans	5,294		5,175
90 Days Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		14
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	50		73
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	1,115		476
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	532		64
Prior	407		675
Revolving Loans	0		280
Total Loans	2,104		1,582
90 Days Past Due | Consumer-other
Financing Receivable, Credit Quality Indicator [Line Items]
Financing Receivable, Year One, Originated, Current Fiscal Year	0		0
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year	0		10
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year	0		0
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year	18		0
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year	0		0
Prior	0		0
Revolving Loans	0		0
Total Loans	$ 18		$ 10

LOANS RECEIVABLE AND THE ALLO_6

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Collateral Secured) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	$ 14,255	$ 9,419
Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	9,222	4,575
Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	4,879	4,844
Inventories
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	154
Small Balance Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	2,167	2,953
Small Balance Commercial Real Estate Loans [Member] | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	2,167	2,953
Small Balance Commercial Real Estate Loans [Member] | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0	0
Small Balance Commercial Real Estate Loans [Member] | Inventories
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0
Commercial Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	4,868	4,537
Commercial Business | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	316	0
Commercial Business | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	4,543	4,537
Commercial Business | Inventories
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	9
Small business scored
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	243	307
Small business scored | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0	0
Small business scored | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	243	307
Small business scored | Inventories
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0
Agricultural Business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	3,480
Agricultural Business | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	3,242
Agricultural Business | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	93
Agricultural Business | Inventories
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	145
One- to Four-Family Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	2,679	1,622
One- to Four-Family Residential | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	2,679	1,622
One- to Four-Family Residential | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0	$ 0
One- to Four-Family Residential | Inventories
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0
Consumer—home equity revolving lines of credit
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	818
Consumer—home equity revolving lines of credit | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	818
Consumer—home equity revolving lines of credit | Equipment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	0
Consumer—home equity revolving lines of credit | Inventories
Accounts, Notes, Loans and Financing Receivable [Line Items]
Collateral Dependent Loans, Amortized Cost	$ 0

LOANS RECEIVABLE AND THE ALLO_7

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Age Analysis of Company's Past Due Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Total loans	$ 10,160,684	$ 10,146,724
Non-accrual with no Allowance	15,823	12,391
Nonaccrual loans	25,462	21,706
Loans 90 days or more past due and still accruing	1,310	1,287
Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Total loans	865,705	845,320
Non-accrual with no Allowance	0	0
Nonaccrual loans	100	143
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	865,705	845,320
Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Total loans	1,520,261	1,589,975
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	1,520,261	1,589,975
Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Total loans	1,179,749	1,200,251
Non-accrual with no Allowance	2,138	2,927
Nonaccrual loans	2,715	3,540
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	1,179,749	1,200,251
Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Total loans	696,864	645,071
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	696,864	645,071
Commercial construction
Financing Receivable, Past Due [Line Items]
Total loans	191,051	184,876
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	191,051	184,876
Multifamily construction
Financing Receivable, Past Due [Line Items]
Total loans	362,425	325,816
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	362,425	325,816
One- to four- family construction
Financing Receivable, Past Due [Line Items]
Total loans	584,655	647,329
Non-accrual with no Allowance	0	0
Nonaccrual loans	0	0
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	584,655	647,329
Land and land development
Financing Receivable, Past Due [Line Items]
Total loans	329,438	328,475
Non-accrual with no Allowance	0	0
Nonaccrual loans	172	181
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	329,438	328,475
Commercial Business
Financing Receivable, Past Due [Line Items]
Total loans	1,266,047	1,283,407
Non-accrual with no Allowance	6,751	6,998
Nonaccrual loans	7,315	7,356
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	1,266,047	1,283,407
Small business scored
Financing Receivable, Past Due [Line Items]
Total loans	960,650	947,092
Non-accrual with no Allowance	239	303
Nonaccrual loans	2,050	2,530
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	960,650	947,092
Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Total loans	272,707	295,077
Non-accrual with no Allowance	4,074	594
Nonaccrual loans	4,074	594
Loans 90 days or more past due and still accruing	0	0
Financing Receivable, before Allowance for Credit Loss	272,707	295,077
One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Total loans	1,252,104	1,173,112
Non-accrual with no Allowance	2,621	1,569
Nonaccrual loans	6,789	5,236
Loans 90 days or more past due and still accruing	445	1,023
Financing Receivable, before Allowance for Credit Loss	1,252,104	1,173,112
Consumer—home equity revolving lines of credit
Financing Receivable, Past Due [Line Items]
Total loans	564,334	566,291
Non-accrual with no Allowance	0	0
Nonaccrual loans	2,243	2,124
Loans 90 days or more past due and still accruing	852	254
Financing Receivable, before Allowance for Credit Loss	564,334	566,291
Consumer-other
Financing Receivable, Past Due [Line Items]
Total loans	114,694	114,632
Non-accrual with no Allowance	0	0
Nonaccrual loans	4	2
Loans 90 days or more past due and still accruing	13	10
Financing Receivable, before Allowance for Credit Loss	114,694	114,632
30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	16,209	15,814
30 to 59 Days Past Due [Member] | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,095	1,859
30 to 59 Days Past Due [Member] | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
30 to 59 Days Past Due [Member] | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,756	900
30 to 59 Days Past Due [Member] | Land and land development
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	682	921
30 to 59 Days Past Due [Member] | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	885	2,100
30 to 59 Days Past Due [Member] | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,943	1,479
30 to 59 Days Past Due [Member] | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,173	1,185
30 to 59 Days Past Due [Member] | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,889	5,287
30 to 59 Days Past Due [Member] | Consumer—home equity revolving lines of credit
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,500	1,824
30 to 59 Days Past Due [Member] | Consumer-other
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	286	259
60 to 89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,585	7,429
60 to 89 Days Past Due [Member] | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Land and land development
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
60 to 89 Days Past Due [Member] | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	132	4,145
60 to 89 Days Past Due [Member] | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	315	661
60 to 89 Days Past Due [Member] | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,648	0
60 to 89 Days Past Due [Member] | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,736	2,242
60 to 89 Days Past Due [Member] | Consumer—home equity revolving lines of credit
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	673	203
60 to 89 Days Past Due [Member] | Consumer-other
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	81	178
90 Days or More Past Due [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	16,457	9,128
90 Days or More Past Due [Member] | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2	2
90 Days or More Past Due [Member] | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
90 Days or More Past Due [Member] | Land and land development
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	96	97
90 Days or More Past Due [Member] | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	6,492	649
90 Days or More Past Due [Member] | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,609	1,019
90 Days or More Past Due [Member] | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	842	594
90 Days or More Past Due [Member] | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	5,294	5,175
90 Days or More Past Due [Member] | Consumer—home equity revolving lines of credit
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,104	1,582
90 Days or More Past Due [Member] | Consumer-other
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	18	10
Financial Asset, Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	37,251	32,371
Financial Asset, Past Due | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	2,097	1,861
Financial Asset, Past Due | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	0	0
Financial Asset, Past Due | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,756	900
Financial Asset, Past Due | Land and land development
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	778	1,018
Financial Asset, Past Due | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	7,509	6,894
Financial Asset, Past Due | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	3,867	3,159
Financial Asset, Past Due | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,663	1,779
Financial Asset, Past Due | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	11,919	12,704
Financial Asset, Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	4,277	3,609
Financial Asset, Past Due | Consumer-other
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	385	447
Financial Asset, Not Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	10,123,433	10,114,353
Financial Asset, Not Past Due | Commerical real estate - owner-occupied [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	865,705	845,320
Financial Asset, Not Past Due | Commercial real estate - investment properties
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,520,261	1,589,975
Financial Asset, Not Past Due | Small Balance Commercial Real Estate Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,177,652	1,198,390
Financial Asset, Not Past Due | Multifamily Real Estate
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	696,864	645,071
Financial Asset, Not Past Due | Commercial construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	191,051	184,876
Financial Asset, Not Past Due | Multifamily construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	362,425	325,816
Financial Asset, Not Past Due | One- to four- family construction
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	582,899	646,429
Financial Asset, Not Past Due | Land and land development
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	328,660	327,457
Financial Asset, Not Past Due | Commercial Business
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,258,538	1,276,513
Financial Asset, Not Past Due | Small business scored
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	956,783	943,933
Financial Asset, Not Past Due | Agricultural business, including secured by farmland
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	268,044	293,298
Financial Asset, Not Past Due | One- to four-family residential [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	1,240,185	1,160,408
Financial Asset, Not Past Due | Consumer—home equity revolving lines of credit
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	560,057	562,682
Financial Asset, Not Past Due | Consumer-other
Financing Receivable, Past Due [Line Items]
Financing Receivable, before Allowance for Credit Loss	$ 114,309	$ 114,185

LOANS RECEIVABLE AND THE ALLO_8

LOANS RECEIVABLE AND THE ALLOWANCE FOR CREDIT LOSSES (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	$ 141,465	$ 132,099
Recapture of provision for credit losses	774	(7,376)
Recoveries	698	994
Charge-offs	(1,480)	(246)
Allowance for loan losses, Ending balance	141,457	125,471
Commercial Real Estate
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	44,086	52,995
Recapture of provision for credit losses	(1,295)	(5,816)
Recoveries	184	87
Charge-offs	0	(2)
Allowance for loan losses, Ending balance	42,975	47,264
Multifamily Real Estate
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	7,734	7,043
Recapture of provision for credit losses	741	140
Recoveries	0	0
Charge-offs	0	0
Allowance for loan losses, Ending balance	8,475	7,183
Construction and Land
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	29,171	27,294
Recapture of provision for credit losses	(738)	(994)
Recoveries	0	384
Charge-offs	0	(5)
Allowance for loan losses, Ending balance	28,433	26,679
Commercial Business
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	33,299	26,421
Recapture of provision for credit losses	1,475	167
Recoveries	119	149
Charge-offs	(615)	(82)
Allowance for loan losses, Ending balance	33,735	26,655
Agricultural Business
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	3,475	3,190
Recapture of provision for credit losses	(490)	(722)
Recoveries	109	118
Charge-offs	0	0
Allowance for loan losses, Ending balance	3,094	2,586
One- to Four-Family Residential
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	14,729	8,205
Recapture of provision for credit losses	920	(136)
Recoveries	117	40
Charge-offs	(30)	0
Allowance for loan losses, Ending balance	15,736	8,109
Consumer-other
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, Beginning balance	8,971	6,951
Recapture of provision for credit losses	161	(15)
Recoveries	169	216
Charge-offs	(264)	(157)
Allowance for loan losses, Ending balance	9,009	$ 6,995
Commercial Loan
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Charge-offs	(1,158)
Consumer Loan, All Consumer Loan Types
Financing Receivable, Allowance for Loan Losses [Roll Forward]
Charge-offs	$ (292)

GOODWILL, OTHER INTANGIBLE AS_3

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Finite-Lived Intangible Assets) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Goodwill [Roll Forward]
Goodwill, beginning of period	$ 373,121	$ 373,121
Goodwill, end of period	373,121	373,121
Finite-lived Intangible Assets [Roll Forward]
Goodwill and other intangibles, net, beginning of period	382,561	387,976
Amortization	(1,050)	(5,279)
Goodwill and other intangibles, net, end of period	381,511	382,561
Core Deposit Intangibles [Member]
Finite-lived Intangible Assets [Roll Forward]
Finite lived assets Balance, beginning of period	9,440	14,855
Amortization	(1,050)	(5,279)
finite-lived intangible assets, other changes		136
Finite lived assets Balance, end of period	$ 8,390	$ 9,440

GOODWILL, OTHER INTANGIBLE AS_4

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Estimated Annual Amortization Expense) (Details) - Core Deposit Intangibles [Member] - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Finite-Lived Intangible Assets [Line Items]
Finite-Lived Intangible Asset, Expected Amortization, Remainder of Fiscal Year	$ 2,706
Finite-Lived Intangible Asset, Expected Amortization, Year One	2,626
Finite-Lived Intangible Asset, Expected Amortization, Year Two	1,567
Finite-Lived Intangible Asset, Expected Amortization, Year Three	904
Finite-Lived Intangible Asset, Expected Amortization, Year Four	426
Thereafter	161
Finite lived assets, net	$ 8,390	$ 9,440	$ 14,855

GOODWILL, OTHER INTANGIBLE AS_5

GOODWILL, OTHER INTANGIBLE ASSETS AND MORTGAGE SERVICING RIGHTS (Mortgage Servicing Rights) (Details) - Servicing Contracts [Member] - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Morgage Servicing Rights at Amortized Value [Line Items]
Loans Serviced For Others		$ 2,740,000		$ 2,770,000
Custodial Accounts		22,600		$ 11,200
Servicing Asset at Amortized Value, Balance [Roll Forward]
Balance, net of valuation allowance, beginning of the period		16,166	$ 17,206
Additions—amounts capitalized		136	1,953
Additions—through purchase		39	62
Amortization (1)	[1]	(847)	(1,231)
Servicing Asset at Fair Value, Other Changes in Fair Value		(119)	(18)
Balance, net of valuation allowance, end of the period	[2]	15,613	$ 18,008
Valuation allowance, end of period		$ 0
[1]Amortization of mortgage servicing rights is recorded as a reduction of loan servicing income within mortgage banking operations and any unamortized balance is fully amortized if the loan repays in full.[2]There was no valuation allowance on mortgage servicing rights as of both March 31, 2023 and 2022. (3) Fair value adjustments relate to SBA servicing rights. These adjustments are estimated based on an independent dealer analysis by discounting estimated net future cash flows from servicing SBA loans.

DEPOSITS (Deposit Liabilities)

DEPOSITS (Deposit Liabilities) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Deposits:
Non-interest-bearing accounts	$ 5,764,009	$ 6,176,998
Interest-bearing checking	1,794,477	1,811,153
Regular savings accounts	2,502,084	2,710,090
Money market accounts	2,143,700	2,198,288
Total interest-bearing transaction and saving accounts	6,440,261	6,719,531
Certificates of Deposit Greater Than or Equal to $250,000	314,506	178,324
Certificates of Deposit Less Than $250,000	635,426	545,206
Total certificates of deposit	949,932	723,530
Total deposits	13,154,202	13,620,059
Included in total deposits:
Public fund transaction and savings accounts	361,837	392,859
Public fund interest-bearing certificates	26,857	26,810
Total public deposits	$ 388,694	$ 419,669

DEPOSITS DEPOSITS (Maturities a

DEPOSITS DEPOSITS (Maturities and Weighted Average Interest Rates of Certificates of Deposit) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Maturities of Time Deposits [Abstract]
Maturing in one year or less	$ 767,151
Maturing after one year through two years	143,143
Maturing after two years through three years	26,638
Maturing after three years through four years	7,165
Maturing after four years through five years	4,768
Maturing after five years	1,067
Total certificates of deposit	$ 949,932	$ 723,530
Weighted Average Rate [Abstract]
Maturing in one year or less	1.99%
Maturing after one year through two years	2.21%
Maturing after two years through three years	0.56%
Maturing after three years through four years	0.37%
Maturing after four years through five years	0.45%
Maturing after five years	0.82%
Total certificates of deposit	1.97%

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS (Fair Value By Balance Sheet Location) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets:
Securities—trading	$ 28,591	$ 28,694
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Securities—held-to-maturity	957,062	942,180
Securities purchased under agreements to resell	150,000	300,000
Liabilities:
FHLB advances at fair value	170,000	50,000
Subordinated notes, net	99,046	98,947
Reported Value Measurement [Member]
Assets:
Cash and cash equivalents	242,992	243,062
Securities—trading	28,591	28,694
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Securities purchased under agreements to resell	150,000	300,000
Loans receivable held for sale	49,016	56,857
Loans receivable	10,019,227	10,005,259
Equity securities	624	553
FHLB stock	16,800	12,000
Bank-owned life insurance	299,754	297,565
Mortgage servicing rights	14,659	15,331
SBA servicing asset	954	835
Investments in limited partnerships	12,394	12,427
Liabilities:
Demand, interest checking and money market accounts	9,702,186	10,186,439
Regular savings	2,502,084	2,710,090
Certificates of deposit	949,932	723,530
FHLB advances at fair value	170,000	50,000
Other borrowings	214,564	232,799
Junior subordinated debentures at fair value	74,703	74,857
Estimate of Fair Value Measurement [Member]
Assets:
Cash and cash equivalents	242,992	243,062
Securities—trading	28,591	28,694
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Securities purchased under agreements to resell	150,000	300,000
Loans receivable held for sale	49,053	56,948
Loans receivable	9,724,399	9,810,965
Equity securities	624	553
FHLB stock	16,800	12,000
Bank-owned life insurance	299,754	297,565
Mortgage servicing rights	33,555	35,148
SBA servicing asset	954	835
Investments in limited partnerships	12,394	12,427
Liabilities:
Demand, interest checking and money market accounts	9,702,186	10,186,439
Regular savings	2,502,084	2,710,090
Certificates of deposit	929,724	702,581
FHLB advances at fair value	170,000	50,000
Other borrowings	214,564	232,799
Subordinated notes, net	95,470	96,718
Junior subordinated debentures at fair value	74,703	74,857
Interest rate swaps [Member] | Reported Value Measurement [Member]
Assets:
Derivatives:	15,342	19,339
Liabilities:
Derivatives:	28,858	37,150
Interest rate swaps [Member] | Estimate of Fair Value Measurement [Member]
Assets:
Derivatives:	15,342	19,339
Liabilities:
Derivatives:	28,858	37,150
Interest Rate Forward Sales Commitments [Member] | Reported Value Measurement [Member]
Assets:
Derivatives:	534	142
Liabilities:
Derivatives:	136	118
Interest Rate Forward Sales Commitments [Member] | Estimate of Fair Value Measurement [Member]
Assets:
Derivatives:	534	142
Liabilities:
Derivatives:	136	118
Loan Participations and Assignments | Reported Value Measurement [Member]
Liabilities:
Derivatives:	85	67
Loan Participations and Assignments | Estimate of Fair Value Measurement [Member]
Liabilities:
Derivatives:	85	67
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Assets:
Securities—held-to-maturity	1,102,122	1,109,319
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Assets:
Securities—held-to-maturity	949,214	933,513
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Assets:
Securities—held-to-maturity	7,837	8,648
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Assets:
Securities—held-to-maturity	$ 7,848	$ 8,667

FAIR VALUE OF FINANCIAL INSTR_4

FAIR VALUE OF FINANCIAL INSTRUMENTS (Assets and Liabilities Measured on a Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	$ 28,591	$ 28,694
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	48,439	51,779
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Total assets	2,717,784	2,853,326
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	74,703	74,857
Total liabilities	103,782	112,192
Recurring [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	15,342	19,339
Derivative liabilities	28,858	37,150
Recurring [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	534	142
Derivative liabilities	136	118
Recurring [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	85	67
Recurring [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	28,591	28,694
Recurring [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	52,588	55,108
Recurring [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	173,721	261,209
Recurring [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	117,404	121,853
Recurring [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	2,092,209	2,139,336
Recurring [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	217,938	211,525
Recurring [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	5,485	2,305
Recurring [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	624	553
Recurring [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	954	835
Recurring [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	12,394	12,427
Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Total assets	624	553
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	0	0
Total liabilities	0	0
Recurring [Member] | Level 1 [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring [Member] | Level 1 [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring [Member] | Level 1 [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring [Member] | Level 1 [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	0	0
Recurring [Member] | Level 1 [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Level 1 [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Level 1 [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Level 1 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Level 1 [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Level 1 [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	0	0
Recurring [Member] | Level 1 [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	624	553
Recurring [Member] | Level 1 [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	0	0
Recurring [Member] | Level 1 [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	0	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	2,653,860	2,789,031
Total assets	2,674,736	2,810,736
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	0	0
Total liabilities	29,074	37,293
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	15,342	19,339
Derivative liabilities	28,858	37,150
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	49	61
Derivative liabilities	131	76
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	85	67
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	0	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	52,588	55,108
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	173,721	261,209
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	117,404	121,853
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	2,092,209	2,139,336
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	217,938	211,525
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	5,485	2,305
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	0	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	0	0
Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Residential Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-For-Sale, Fair Value Disclosure, Unpaid Principal Balance	5,300	2,200
Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Total assets	42,424	42,037
Junior subordinated debentures net of unamortized deferred issuance costs at fair value	74,703	74,857
Total liabilities	74,708	74,899
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest rate swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	0
Derivative liabilities	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest rate lock and forward sale commitments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	485
Derivative liabilities	5	42
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Loan Participations and Assignments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liabilities	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Trust Preferred Securities Subject to Mandatory Redemption
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities—trading	28,591	28,694
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. Government and agency obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-Sale	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans Held-for-sale, Fair Value Disclosure	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities	0	0
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | SBA Servicing Asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
SBA servicing asset	954	835
Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Investment in Limited Partnerships
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investments in limited partnerships	$ 12,394	$ 12,427

FAIR VALUE OF FINANCIAL INSTR_5

FAIR VALUE OF FINANCIAL INSTRUMENTS (Valuation Technique) (Details) - Weighted Average [Member] - Fair Value, Inputs, Level 3 [Member]	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Junior Subordinated Debt [Member] | Discounted cash flows [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Discount Rate	8.79%	8.27%
Corporate Bonds (TPS securities) [Member] | Discounted cash flows [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Discount Rate	8.79%	8.27%
Real Estate Owned [Member] | discount to appraised value [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
fair value inputs, discount to appraised value	68.35%	68.35%
Interest Rate Lock Commitments [Member] | Valuation, Pricing Model [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Pull-Through Rate	86.60%	78.65%
SBA Servicing Rights | Discounted cash flows [Member]
Fair Value Inputs, Assets and Liabilities, Quantitative Information [Line Items]
Fair Value Input, Constant Prepayment Rate	14.22%	14.10%

FAIR VALUE OF FINANCIAL INSTR_6

FAIR VALUE OF FINANCIAL INSTRUMENTS (Unobservable Inputs Reconciliation) (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022	Dec. 31, 2021
Interest Rate Lock Commitments [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Derivative assets			$ 81
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	$ 441	$ (1,533)
Derivative Asset, Net	(480)	(66)	39	$ 1,467
Junior Subordinated Debt [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Other Comprehensive Income (Loss)	(154)	1,213
Junior Subordinated Debt [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	0	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value	74,703	70,510	$ 74,857	$ 119,815
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases, (Sales), Issuances, (Settlements)	0	0
Fair Value, Measurement with Unobservable Inputs, Reconciliation, Recurring Bais, Redemptions		(50,518)
TPS Securities [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	28,694	26,981
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	(103)	373
Ending balance	28,591	27,354
Investment in Limited Partnerships | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	12,427	10,257
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	(520)	(217)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases, (Sales), Issuances, (Settlements)	487	942
Ending balance	12,394	10,982
SBA Servicing Rights | Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	835	1,161
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings	119	1
Ending balance	$ 954	$ 1,162

FAIR VALUE OF FINANCIAL INSTR_7

FAIR VALUE OF FINANCIAL INSTRUMENTS (Assets Measured on Nonrecurring Basis) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 0	$ (1,883)
REO	340	340
Loans receivable held for sale	42,954	49,474
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
REO	0	0
Loans receivable held for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
REO	0	0
Loans receivable held for sale	42,954	49,474
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	(1,883)
REO	340	340
Loans receivable held for sale	$ 0	$ 0

FAIR VALUE OF FINANCIAL INSTR_8

FAIR VALUE OF FINANCIAL INSTRUMENTS (Fair Value, Measured on Nonrecurring Basis, Gains (Losses) From Fair Value Adjustments) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Schedule of Fair Value, Measured on Nonrecurring Basis, Gains (Losses) From Fair Value Adjustments [Line Items]
Fair Value Disclosure, Gain (Loss) from Nonrecurring Fair Value Adjustments	$ 295	$ (603)
Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Schedule of Fair Value, Measured on Nonrecurring Basis, Gains (Losses) From Fair Value Adjustments [Line Items]
Real Estate Owned, Fair Value Disclosure, Gain (Loss) from Nonrecurring Fair Value Adjustments	0	0
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Schedule of Fair Value, Measured on Nonrecurring Basis, Gains (Losses) From Fair Value Adjustments [Line Items]
Loans Receivable, Fair Value Disclosure, Gain (Loss) From Nonrecurring Fair Value Adjustments	0	0
loans held for sale | Fair Value, Inputs, Level 2 [Member]
Schedule of Fair Value, Measured on Nonrecurring Basis, Gains (Losses) From Fair Value Adjustments [Line Items]
Loans Held for Sale, Fair Value Disclosure, Gain (Loss) from Nonrecurring Fair Value Adjustments	$ 295	$ (603)

INCOME TAXES AND DEFERRED TAX_3

INCOME TAXES AND DEFERRED TAXES INCOME TAXES AND DEFERRED TAXES (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Tax credit investments	$ 79,708		$ 71,430
Unfunded commitments—tax credit investments	52,346		$ 44,563
Tax credits and other tax benefits recognized	2,066	$ 1,554
Tax credit amortization expense included in provision for income taxes	1,722	$ 1,308
Unrecognized Tax Benefits	$ 1,600

CALCULATION OF WEIGHTED AVERA_3

CALCULATION OF WEIGHTED AVERAGE SHARES OUTSTANDING FOR EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022
Earnings Per Share [Abstract]
Net Income (Loss) Attributable to Parent	$ 55,555	$ 54,380	$ 49,070	$ 47,965	$ 43,963
Basic weighted average shares outstanding	34,239,533				34,300,742
Dilutive effect of unvested restricted stock	218,336				297,694
Diluted weighted shares outstanding	34,457,869				34,598,436
Earnings per common share
Basic	$ 1.62				$ 1.28
Diluted	$ 1.61				$ 1.27

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS (Details) - USD ($) $ in Millions	3 Months Ended	59 Months Ended	107 Months Ended
	Mar. 31, 2023	Mar. 31, 2023	Mar. 31, 2023	Apr. 24, 2018	Apr. 22, 2014
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Expense	$ 2.1
Compensation Cost Not yet Recognized	$ 8.7	$ 8.7	$ 8.7
Compensation Cost Not yet Recognized, Period for Recognition	25 months
2014 Omnibus Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized					900,000
2014 Omnibus Incentive Plan [Member] | Restricted Stock Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			272,495
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	1,552	1,552	1,552
2014 Omnibus Incentive Plan [Member] | Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period			431,069
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	23,431	23,431	23,431
2018 Omnibus Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized				900,000
2018 Omnibus Incentive Plan [Member] | Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		566,900
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	206,186	206,186	206,186

COMMITMENTS AND CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES (Fair value, off balance sheet risks, limited partnerships, commitment) (Details) - Limited Partner - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Schedule of Fair Value, Off-Balance Sheet Risks, Limited Partnerships, Commitment) [Line Items]
Fair Value Disclosure, Off Balance Sheet Risk, Amount Funded, Commitment	$ 10,759	$ 10,272
Fair Value Disclosure, Off Balance Sheet Risk, Unfunded Amount, Commitment	$ 11,741	$ 12,228

COMMITMENTS AND CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES (Commitments Without Recorded Liability) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Reserve for Unfunded Loan Commitments	$ 13,400,000		$ 14,700,000
Mortgage loan applications, day interest rate is locked	45 days
Minimum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage loan applications, day interest rate is locked	30 days
Maximum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Mortgage loan applications, day interest rate is locked	60 days
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	$ 3,946,366,000		4,031,954,000
Financial Standby Letter of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	39,312,000		26,119,000
Loan Origination Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	74,719,000		53,266,000
Risk Participation Agreement [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	48,173,000		48,566,000
Loans Held for Sale Origination Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	26,810,000		10,525,000
Commitments to Sell Loans Secured by one to four Residential Properties [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	3,842,000		12,568,000
Counterparty default losses on forward contracts	0	$ 0
Commitments to Sell Mortgage Backed Securities [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contract or Notional Amount	$ 24,332,000		$ 7,000,000

DERIVATIVES AND HEDGING (Deriva

DERIVATIVES AND HEDGING (Derivatives Designated as Hedging, by Balance Sheet Location) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	$ 28,821	$ 37,119
Liability Derivatives, Fair Value	50,605	63,634
Derivative Assets, Amounts offsett in the Statement of Financial Condition	(13,479)	(17,780)
Derivative Asset, Subject to Master Netting Arrangement, Collateral, Obligation to Return Cash, Offset Against Derivative Asset	0	0
Derivative Liability, Subject to Master Netting Arrangement, Collateral, Right to Reclaim Cash Offset	$ (8,268)	$ (8,705)
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Accrued expenses and other liabilities	Accrued expenses and other liabilities
Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	$ 463,857	$ 474,502
Liability Derivatives, Notional/Contract Amount	507,447	503,381
Not Designated as Hedging Instrument [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	15,876	19,481
Not Designated as Hedging Instrument [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	29,079	37,335
Interest rate swaps [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	28,821	37,119
Liability Derivatives, Fair Value	50,605	63,634
Derivative Assets, Amounts offsett in the Statement of Financial Condition	(13,479)	(17,780)
Interest rate swaps [Member] | Designated as Hedging Instrument [Member] | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	0	0
Liability Derivatives, Notional/Contract Amount	400,000	400,000
Interest rate swaps [Member] | Designated as Hedging Instrument [Member] | Other assets [Member] | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	0	0
Interest rate swaps [Member] | Designated as Hedging Instrument [Member] | Other liabilities [Member] | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	21,747	26,485
Interest rate swaps [Member] | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	429,876	440,731
Liability Derivatives, Notional/Contract Amount	429,876	440,731
Interest rate swaps [Member] | Not Designated as Hedging Instrument [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	28,821	37,119
Interest rate swaps [Member] | Not Designated as Hedging Instrument [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	28,858	37,150
Loan Participations and Assignments | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	1,225	1,283
Liability Derivatives, Notional/Contract Amount	46,948	47,283
Loan Participations and Assignments | Not Designated as Hedging Instrument [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	0	0
Loan Participations and Assignments | Not Designated as Hedging Instrument [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	85	67
Mortgage loan commitments [Member] | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	31,296	15,920
Liability Derivatives, Notional/Contract Amount	0	12,367
Mortgage loan commitments [Member] | Not Designated as Hedging Instrument [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	485	81
Mortgage loan commitments [Member] | Not Designated as Hedging Instrument [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	0	42
Forward Contracts [Member] | Not Designated as Hedging Instrument [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Notional/Contract Amount	1,460	16,568
Liability Derivatives, Notional/Contract Amount	30,623	3,000
Forward Contracts [Member] | Not Designated as Hedging Instrument [Member] | Other assets [Member]
Derivatives, Fair Value [Line Items]
Asset Derivatives, Fair Value	49	61
Forward Contracts [Member] | Not Designated as Hedging Instrument [Member] | Other liabilities [Member]
Derivatives, Fair Value [Line Items]
Liability Derivatives, Fair Value	$ 136	$ 76

DERIVATIVES AND HEDGING (effect

DERIVATIVES AND HEDGING (effect of cash flow hedge accounting on AOCI) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash Flow Hedging Impact on AOCI [Line Items]
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	$ 4,738	$ (14,775)
Interest rate swaps [Member] | Cash Flow Hedging | Designated as Hedging Instrument [Member]
Cash Flow Hedging Impact on AOCI [Line Items]
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	1,125	(14,025)
Other Comprehensive Income (Loss), Derivative, Included Component, Increase (Decrease), before Adjustments, after	1,125	(14,025)
Other Comprehensive Income (Loss), Derivative, Excluded Component, Increase (Decrease), after Adjustments, before Tax	0	0
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax	(3,613)	751
Other Comprehensive Income (Loss), Derivative, Included Component, Increase (Decrease), Adjustments, after Tax	(3,613)	751
Other Comprehensive Income (Loss), Derivative, Excluded Component, Increase (Decrease), Adjustments, after Tax	$ 0	$ 0

DERIVATIVES AND HEDGING (Gain (

DERIVATIVES AND HEDGING (Gain (Loss) On Derivatives Not Designated in Hedging Relationship) (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income, net	$ 298	$ 680
Mortgage loan commitments [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income, net	440	(1,532)
Forward Contracts [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in income, net	$ (142)	$ 2,212

DERIVATIVES AND HEDGING (Narrat

DERIVATIVES AND HEDGING (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
Offsetting Assets and Liabilities [Line Items]
Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net	$ 15,000
AOCI, Cash Flow Hedge, Cumulative Gain (Loss), after Tax	16,500	$ 20,100
Derivative net liability position	0
Collateral posted	20,700	22,200
Derivative Liability, Collateral Posted, Restricted Cash	14,300		$ 15,900
Interest rate swaps [Member]
Offsetting Assets and Liabilities [Line Items]
Variation Margin Adjustment, Derivative Liability	$ 8,300	$ 8,700

DERIVATIVES AND HEDGING (Deri_2

DERIVATIVES AND HEDGING (Derivative Offsetting) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Offsetting Derivative Assets [Abstract]
Derivative Assets, Gross Amounts Recognized	$ 28,821	$ 37,119
Derivative Assets, Amounts offsett in the Statement of Financial Condition	(13,479)	(17,780)
Derivative Assets, Net Amounts in the Statement of Financial Condition	15,342	19,339
Derivative Assets, Netting Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Assets, Fair Value of Financial Collateral in the Statement of Financial Condiation	0	0
Derivative Assets, Net Amount	15,342	19,339
Offsetting Derivative Liabilities [Abstract]
Derivative Liabilities, Gross Amounts Recognized	50,605	63,634
Derivative Liabilities, Amounts offset in the Statement of Financial Condition	(21,747)	(26,484)
Derivative Liabilities, Net Amounts of the Statement of Financial Condition	28,858	37,150
Derivative Liabilities, Net Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Liabilities, Fair Value of Financial Collateral in the Statement of Financial Condition	(13,435)	(14,972)
Derivative Liabilities, Net Amount	15,423	22,178
Interest rate swaps [Member]
Offsetting Derivative Assets [Abstract]
Derivative Assets, Gross Amounts Recognized	28,821	37,119
Derivative Assets, Amounts offsett in the Statement of Financial Condition	(13,479)	(17,780)
Derivative Assets, Net Amounts in the Statement of Financial Condition	15,342	19,339
Derivative Assets, Netting Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Assets, Fair Value of Financial Collateral in the Statement of Financial Condiation	0	0
Derivative Assets, Net Amount	15,342	19,339
Offsetting Derivative Liabilities [Abstract]
Derivative Liabilities, Gross Amounts Recognized	50,605	63,634
Derivative Liabilities, Amounts offset in the Statement of Financial Condition	(21,747)	(26,484)
Derivative Liabilities, Net Amounts of the Statement of Financial Condition	28,858	37,150
Derivative Liabilities, Net Adjustment Per Applicable Master Netting Agreements	0	0
Derivative Liabilities, Fair Value of Financial Collateral in the Statement of Financial Condition	(13,435)	(14,972)
Derivative Liabilities, Net Amount	$ 15,423	$ 22,178