SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): March 22, 2004
Bear Stearns Asset Backed Securities, Inc.
(Exact name of registrant specified in Charter)Delaware | 333-91334 | 13-3836437 |
(State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) |
| 383 Madison Avenue New York, NY | | 10179 |
| (Address of principal executive offices) | | Zip Code |
Registrant's telephone, including area code: (212) 272-2000
Not Applicable
(Former name and former address, if changed since last report)ITEM 5. Other Events
Filing of Computational Materials
In connection with the proposed offering of the Bear Stearns Asset Backed Securities, Inc., Irwin Whole Loan Home Equity Trust 2004-A, Home Equity Loan-Backed Notes, Series 2004-A (the “Notes”), Bear, Stearns & Co. Inc., as the underwriter (the “Underwriter”), has prepared certain materials (the “Computational Materials”) for distribution to its potential investors. Although Bear Stearns Asset Backed Securities, Inc. (the “Company”) provided the Underwriter with certain information regarding the characteristics of the mortgage loans (the “Mortgage Loans”) in the related portfolio, the Company did not participate in the preparation of the Computational Materials.
For purposes of this Form 8-K, “Computational Materials” shall mean the Series 2004-A term sheet, computer generated tables and/or charts displaying, with respect to the Notes, any of the following: yield; average life; duration, expected maturity; interest rate sensitivity; loss sensitivity; cash flow characteristics; background information regarding the Mortgage Loans; the proposed structure; decrement tables; or similar information (tabular or otherwise) of a statistical, mathematical, tabular or computational nature. The Computational Materials are attached hereto as Exhibit 99.1.
ITEM 7. Financial Statements and Exhibits
| | 99.1 The Irwin Whole Loan Home Equity Trust 2004-A Computational Materials |
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Date: March 24, 2004 | BEAR STEARNS ASSET BACKED SECURITIES, INC.
By:/s/ Jonathan Lieberman Name: Jonathan Lieberman Title: Senior Managing Director |
INDEX TO EXHIBITS
Paper (P) or Exhibit No.
(99.1) | Description
The Irwin Whole Loan Home Equity Trust 2004-A Computational Materials, filed on Form 8-K dated March 24, 2004 | Paper (P) or Electronic (E)
P |