The Toronto-Dominion Bank (TD) 6-K 25 May 23 2023 Q2 TD Bank Group Reports Second Quarter 2023 Results Financial data

Cover

Cover	6 Months Ended
	Apr. 30, 2023
Cover [Abstract]
Document Type	6-K
Amendment Flag	false
Document Period End Date	Apr. 30, 2023
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Current Fiscal Year End Date	--10-31
Entity File Number	001-14446
Entity Registrant Name	TORONTO DOMINION BANK
Entity Central Index Key	0000947263
Entity Address, Address Line One	c/o General Counsel’s Office
Entity Address, Address Line Two	P.O. Box 1
Entity Address, Address Line Three	Toronto Dominion Centre
Entity Address, City or Town	Toronto
Entity Address, State or Province	ON
Entity Address, Postal Zip Code	M5K 1A2

Interim Consolidated Balance Sh

Interim Consolidated Balance Sheet - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
ASSETS
Cash and due from banks	$ 6,874	$ 8,556
Interest-bearing deposits with banks	103,324	137,294
Cash and interest bearing deposits with banks	110,198	145,850
Trading loans, securities, and other (Note 4)	157,539	143,726
Non-trading financial assets at fair value through profit or loss (Note 4)	8,546	10,946
Derivatives (Note 4)	75,212	103,873
Financial assets designated at fair value through profit or loss (Note 4)	5,237	5,039
Financial assets at fair value through other comprehensive income (Note 4)	74,009	69,675
Total Trading and Non Trading Financial Assets	320,543	333,259
Debt securities at amortized cost, net of allowance for credit losses (Notes 4, 5)	330,891	342,774
Securities purchased under reverse repurchase agreements	198,076	160,167
Loans (Notes 4, 6)
Residential mortgages	300,255	293,924
Consumer instalment and other personal	207,610	206,152
Credit card	36,508	36,010
Business and government	311,889	301,389
Total loans	856,262	837,475
Allowance for loan losses (Note 6)	(6,644)	(6,432)
Loans, net of allowance for loan losses	849,618	831,043
Other
Customers' liability under acceptances	19,558	19,733
Investment in Schwab (Note 7)	9,119	8,088
Goodwill (Note 9)	18,183	17,656
Other intangibles	2,715	2,303
Land, buildings, equipment, and other depreciable assets	9,364	9,400
Deferred tax assets	3,065	2,193
Amounts receivable from brokers, dealers, and clients	28,036	19,760
Other assets (Note 10)	27,086	25,302
Total other miscellaneous assets	117,126	104,435
Total assets	1,926,452	1,917,528
LIABILITIES
Trading deposits (Notes 4, 11)	25,077	23,805
Derivatives (Note 4)	63,706	91,133
Securitization liabilities at fair value (Note 4)	12,832	12,612
Financial liabilities designated at fair value through profit or loss (Notes 4, 11)	201,061	162,786
Total financial liabilities other than non-trading deposits and other	302,676	290,336
Deposits (Notes 4, 11)
Personal	628,867	660,838
Banks	49,283	38,263
Business and government	511,220	530,869
Total deposits, other than trading	1,189,370	1,229,970
Other
Acceptances	19,558	19,733
Obligations related to securities sold short (Note 4)	48,797	45,505
Obligations related to securities sold under repurchase agreements	146,959	128,024
Securitization liabilities at amortized cost (Note 4)	14,756	15,072
Amounts payable to brokers, dealers, and clients	26,783	25,195
Insurance-related liabilities	7,295	7,468
Other liabilities (Note 12)	42,778	33,552
Total other miscellaneous liabilities	306,926	274,549
Subordinated notes and debentures (Note 4)	11,366	11,290
Total liabilities	1,810,338	1,806,145
EQUITY
Contributed surplus	161	179
Retained earnings	74,849	73,698
Accumulated other comprehensive income (loss)	4,108	1,988
Total equity	116,114	111,383
Total liabilities and equity	1,926,452	1,917,528
Common shares [member]
EQUITY
Issued capital (Note 13)	25,852	24,363
Treasury shares (Note 13)	(99)	(91)
Preferred shares and other equity instruments [member]
EQUITY
Issued capital (Note 13)	11,253	11,253
Treasury shares (Note 13)	(10)	(7)
Schwab [member]
Other
Investment in Schwab (Note 7)	$ 9,119	$ 8,088

Interim Consolidated Statement

Interim Consolidated Statement of Income - CAD ($) $ in Millions		3 Months Ended		6 Months Ended
		Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Interest income (Note 20)
Loans	[1]	$ 12,673	$ 6,188	$ 24,452	$ 12,199
Securities
Interest	[1]	4,462	1,267	8,801	2,278
Dividends	[1]	638	443	1,150	874
Deposits with banks	[1]	1,534	131	2,960	200
Total interest income	[1]	19,307	8,029	37,363	15,551
Interest expense (Note 20)
Deposits		9,042	1,047	16,837	1,823
Securitization liabilities		208	122	430	224
Subordinated notes and debentures		105	94	216	191
Other		2,524	389	4,719	634
Total interest expense		11,879	1,652	22,202	2,872
Net interest income		7,428	6,377	15,161	12,679
Non-interest income
Investment and securities services		1,671	1,495	3,076	3,099
Credit fees		429	382	857	782
Trading income (loss)		289	(20)	967	94
Service charges		644	704	1,295	1,437
Card services		712	682	1,481	1,389
Insurance revenue		1,359	1,347	2,733	2,664
Other income (loss) (Note 22)		(166)	296	(978)	400
Total non-interest income		4,938	4,886	9,431	9,865
Total revenue		12,366	11,263	24,592	22,544
Provision for (recovery of) credit losses (Note 6)		599	27	1,289	99
Insurance claims and related expenses		804	592	1,780	1,348
Non-interest expenses
Salaries and employee benefits		3,883	3,282	7,641	6,560
Occupancy, including depreciation		446	410	879	810
Technology and equipment, including depreciation		561	467	1,083	911
Amortization of other intangibles		170	147	312	307
Communication and marketing		386	336	699	623
Brokerage-related and sub-advisory fees		111	98	203	211
Professional, advisory and outside services		630	513	1,198	953
Other (Note 18)		800	780	3,288	1,625
Total non-interest expenses		6,987	6,033	15,303	12,000
Income before income taxes and share of net income from investment in Schwab		3,976	4,611	6,220	9,097
Provision for (recovery of) income taxes (Note 16)		866	1,002	1,813	1,986
Net income		3,351	3,811	4,933	7,544
Preferred dividends and distributions on other equity instruments		210	66	293	109
Net income available to common shareholders		$ 3,141	$ 3,745	$ 4,640	$ 7,435
Earnings per share (Canadian dollars) (Note 17)
Basic		$ 1.72	$ 2.08	$ 2.54	$ 4.1
Diluted		1.72	2.07	2.54	4.09
Dividends per common share (Canadian dollars)		$ 0.96	$ 0.89	$ 1.92	$ 1.78
Schwab [Member]
Non-interest expenses
Share of net income from investment in Schwab (Note 7)		$ 241	$ 202	$ 526	$ 433
[1]Includes $17,429 million and $33,677 million, for the three and six months ended April 30, 2023, respectively (three and six months ended April 30, 2022 – $7,223 million and $14,036 million, respectively) which have been calculated based on the effective interest rate method (EIRM).

Interim Consolidated Statemen_2

Interim Consolidated Statement of Income (Parenthetical) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Profit or loss [abstract]
Interest income calculated using effective interest rate method	$ 17,429	$ 7,223	$ 33,677	$ 14,036

Interim Consolidated Statemen_3

Interim Consolidated Statement of Comprehensive Income - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
IFRS Statement [Line Items]
Net income	$ 3,351	$ 3,811	$ 4,933	$ 7,544
Net change in unrealized gain/(loss) on financial assets at fair value through other comprehensive income
Change in unrealized gain/(loss)	166	(825)	410	(1,082)
Reclassification to earnings of net loss/(gain)	(15)		(14)	(10)
Changes in allowance for credit losses recognized in earnings		1	(1)	(1)
Income taxes relating to:
Change in unrealized gain/(loss)	(42)	239	(115)	302
Reclassification to earnings of net loss/(gain)	5		5	1
Net change in unrealized gain/(loss) on financial assets at fair value through other comprehensive income	114	(585)	285	(790)
Net change in unrealized foreign currency translation gain/(loss) on investments in foreign operations, net of hedging activities
Unrealized gain/(loss)	1,842	1,164	(523)	3,518
Reclassification to earnings of net loss/(gain)			(2)
Net gain/(loss) on hedges	(754)	(218)	88	(1,252)
Reclassification to earnings of net loss/(gain) on hedges			2
Income taxes relating to:
Net gain/(loss) on hedges	208	57	(309)	328
Net change in unrealized foreign currency translation gain/(loss) on investments in foreign operations, net of hedging activities	1,296	1,003	(744)	2,594
Net change in gain/(loss) on derivatives designated as cash flow hedges
Change in gain/(loss)	1,713	(4,926)	3,752	(4,286)
Reclassification to earnings of loss/(gain)	(1,069)	91	(1,063)	(1,361)
Income taxes relating to:
Change in gain/(loss)	(558)	1,274	(911)	1,124
Reclassification to earnings of loss/(gain)	289	(43)	322	313
Net change in gain/(loss) on derivatives designated as cash flow hedges	375	(3,604)	2,100	(4,210)
Remeasurement gain/(loss) on employee benefit plans
Gain/(loss)	(49)	746	47	1,123
Income taxes	14	(196)	(30)	(295)
Remeasurement gain/(loss) on employee benefit plans	(35)	550	17	828
Change in net unrealized gain/(loss) on equity securities designated at fair value through other comprehensive income
Change in net unrealized gain/(loss)	(170)	171	(157)	258
Income taxes	34	(45)	30	(68)
Change in net unrealized gain/(loss) on equity securities designated at fair value through other comprehensive income	(136)	126	(127)	190
Gain/(loss) from changes in fair value due to own credit risk on financial liabilities designated at fair value through profit or loss
Gain/(loss)	115	1	(128)	(15)
Income taxes	(32)		34	4
Gain/(loss) from changes in fair value due to own credit risk on financial liabilities designated at fair value through profit or loss	83	1	(94)	(11)
Total other comprehensive income (loss)	2,150	(4,191)	2,137	(3,478)
Total comprehensive income (loss)	5,501	(380)	7,070	4,066
Attributable to:
Common shareholders	5,291	(446)	6,777	3,957
Preferred shareholders and other equity instrument holders	210	66	293	109
Schwab [Member]
Income taxes relating to:
Share of other comprehensive income (loss) from investment in Schwab	$ 453	$ (1,682)	$ 700	$ (2,079)

Interim Consolidated Statemen_4

Interim Consolidated Statement of Changes in Equity - CAD ($) $ in Millions	Total	Schwab [member]	Issued capital [member] Common shares [member]	Issued capital [member] Preferred shares and other equity instruments [member]	Treasury shares [member] Common shares [member]	Treasury shares [member] Preferred shares and other equity instruments [member]	Contributed Surplus [Member]	Retained earnings [member]	Retained earnings [member] Common shares [member]	Retained earnings [member] Preferred shares and other equity instruments [member]	Accumulated other comprehensive income [member]	Accumulated other comprehensive income [member] Schwab [member]	Accumulated other comprehensive income [member] Reserve of change in fair value of financial liability attributable to change in credit risk of liability [member]	Accumulated other comprehensive income [member] Reserve of exchange differences on translation [member]	Accumulated other comprehensive income [member] Reserve of cash flow hedges [member]	Accumulated other comprehensive income [member] Financial Assets At Fair Value Through Other Comprehensive Income [Member]	Accumulated other comprehensive income [member] Equity Securities At Fair Value Through Other Comprehensive Income [Member]	Equity attributable to owners of parent [member]
Balance at beginning of period at Oct. 31, 2021			$ 23,066	$ 5,700	$ (152)	$ (10)	$ 173	$ 63,944					$ 14	$ 5,230	$ 1,930	$ 510	$ 181
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							5
Issuance of stock options, net of options exercised			90				8
Shares issued as a result of dividend reinvestment plan			236
Purchase of shares for cancellation and other			(265)
Issue of shares and other equity instruments				850
Purchase of shares					(6,024)
Purchase of shares and other equity instruments						(90)
Sale of shares and other equity instruments						87
Sale of shares					5,933
Other							(32)
Net income attributable to equity instrument holders								7,544
Preferred dividends and distributions on other equity instruments									$ (3,225)	$ (109)
Net premium on repurchase of common shares and redemption of preferred shares and other equity instruments (Note 13)								(1,930)
Share and other equity instrument issue expenses								(3)
Remeasurement gain/(loss) on employee benefit plans	$ 828							828
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								(3)
Other comprehensive income (loss)	(790)															(789)
Allowance for credit losses	(1)															(1)
Other comprehensive income (loss)																	187
Reclassification of loss/(gain) to retained earnings																	3
Other comprehensive income (loss)	(11)												(11)
Other comprehensive income (loss)	2,594													2,594
Other comprehensive income (loss)	(4,210)														(4,210)
Share of accumulated other comprehensive income (loss) from investment in Schwab		$ (2,079)										$ (2,847)
Balance at end of period at Apr. 30, 2022			23,127	6,550	(243)	(13)	154	67,046			$ 2,791		3	7,824	(2,280)	(280)	371	$ 99,412
Balance at beginning of period at Jan. 31, 2022			23,170	5,700	(188)	(6)	148	65,621					2	6,821	1,324	305	245
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							(3)
Issuance of stock options, net of options exercised			14				5
Shares issued as a result of dividend reinvestment plan			114
Purchase of shares for cancellation and other			(171)
Issue of shares and other equity instruments				850
Purchase of shares					(3,088)
Purchase of shares and other equity instruments						(61)
Sale of shares and other equity instruments						54
Sale of shares					3,033
Other							4
Net income attributable to equity instrument holders								3,811
Preferred dividends and distributions on other equity instruments									(1,603)	(66)
Net premium on repurchase of common shares and redemption of preferred shares and other equity instruments (Note 13)								(1,260)
Share and other equity instrument issue expenses								(3)
Remeasurement gain/(loss) on employee benefit plans	550							550
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								(4)
Other comprehensive income (loss)	(585)															(586)
Allowance for credit losses	1															1
Other comprehensive income (loss)																	122
Reclassification of loss/(gain) to retained earnings																	4
Other comprehensive income (loss)	1												1
Other comprehensive income (loss)	1,003													1,003
Other comprehensive income (loss)	(3,604)														(3,604)
Share of accumulated other comprehensive income (loss) from investment in Schwab		(1,682)										(2,847)
Balance at end of period at Apr. 30, 2022			23,127	6,550	(243)	(13)	154	67,046			2,791		3	7,824	(2,280)	(280)	371	99,412
Balance at beginning of period at Oct. 31, 2022	111,383		24,363	11,253	(91)	(7)	179	73,698					78	12,048	(5,717)	(476)	23
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							(8)
Issuance of stock options, net of options exercised			71				15
Shares issued as a result of dividend reinvestment plan			1,418
Purchase of shares for cancellation and other			0
Issue of shares and other equity instruments				0
Purchase of shares					(4,051)
Purchase of shares and other equity instruments						(326)
Sale of shares and other equity instruments						323
Sale of shares					4,043
Other							(25)
Net income attributable to equity instrument holders								4,933
Preferred dividends and distributions on other equity instruments									(3,500)	(293)
Remeasurement gain/(loss) on employee benefit plans	17							17
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								(6)
Other comprehensive income (loss)	285															286
Allowance for credit losses	(1)															(1)
Other comprehensive income (loss)																	(133)
Reclassification of loss/(gain) to retained earnings																	6
Other comprehensive income (loss)	(94)												(94)
Other comprehensive income (loss)	(744)													(744)
Other comprehensive income (loss)	2,100														2,100
Share of accumulated other comprehensive income (loss) from investment in Schwab		700										(3,268)
Balance at end of period at Apr. 30, 2023	116,114		25,852	11,253	(99)	(10)	161	74,849			4,108		(16)	11,304	(3,617)	(191)	(104)	116,114
Balance at beginning of period at Jan. 31, 2023			25,094	11,253	(103)	(9)	185	73,501					(99)	10,008	(3,992)	(305)	32
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							(11)
Issuance of stock options, net of options exercised			45				5
Shares issued as a result of dividend reinvestment plan			713
Purchase of shares for cancellation and other			0
Issue of shares and other equity instruments				0
Purchase of shares					(2,235)
Purchase of shares and other equity instruments						(185)
Sale of shares and other equity instruments						184
Sale of shares					2,239
Other							(18)
Net income attributable to equity instrument holders								3,351
Preferred dividends and distributions on other equity instruments									$ (1,754)	$ (210)
Remeasurement gain/(loss) on employee benefit plans	(35)							(35)
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								(4)
Other comprehensive income (loss)	114															114
Other comprehensive income (loss)																	(140)
Reclassification of loss/(gain) to retained earnings																	4
Other comprehensive income (loss)	83												83
Other comprehensive income (loss)	1,296													1,296
Other comprehensive income (loss)	375														375
Share of accumulated other comprehensive income (loss) from investment in Schwab		$ 453										$ (3,268)
Balance at end of period at Apr. 30, 2023	$ 116,114		$ 25,852	$ 11,253	$ (99)	$ (10)	$ 161	$ 74,849			$ 4,108		$ (16)	$ 11,304	$ (3,617)	$ (191)	$ (104)	$ 116,114

Interim Consolidated Statemen_5

Interim Consolidated Statement of Cash Flows - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Cash flows from (used in) operating activities
Net income	$ 3,351	$ 3,811	$ 4,933	$ 7,544
Adjustments to determine net cash flows from (used in) operating activities
Provision for (recovery of) credit losses (Note 6)	599	27	1,289	99
Depreciation	309	291	598	566
Amortization of other intangibles	170	147	312	307
Net securities loss/(gain) (Note 5)	21		22	(10)
Deferred taxes	(635)	303	(745)	443
Changes in operating assets and liabilities
Interest receivable and payable (Notes 10, 12)	484	(73)	512	(126)
Securities sold under repurchase agreements	4,428	(12,679)	16,937	(11,344)
Securities purchased under reverse repurchase agreements	(25,418)	(5,920)	(35,616)	(4,454)
Securities sold short	208	4,220	1,414	9,266
Trading loans, securities, and other	(430)	8,358	(10,781)	3,200
Loans net of securitization and sales	(13,552)	(21,456)	(19,815)	(42,490)
Deposits	(31,955)	23,204	(40,210)	55,275
Derivatives	(3,669)	(8,292)	1,895	(13,614)
Non-trading financial assets at fair value through profit or loss	1,846	(1,627)	2,685	(2,162)
Financial assets and liabilities designated at fair value through profit or loss	15,190	(6,050)	38,077	14,914
Securitization liabilities	835	(776)	(96)	(931)
Current taxes	443	(1,761)	2,105	(3,844)
Brokers, dealers and clients amounts receivable and payable	2,083	1,798	(6,837)	7,278
Other, including unrealized foreign currency translation loss/(gain)	(8,144)	5,379	(5,172)	(2,035)
Net cash from (used in) operating activities	(54,077)	(11,298)	(49,019)	17,449
Cash flows from (used in) financing activities
Redemption or repurchase of subordinated notes and debentures	(4)	(10)	49	28
Common shares issued, net	40	11	64	80
Repurchase of common shares (Note 13)		(1,431)		(2,195)
Preferred shares and other equity instruments issued, net (Note 13)		847		847
Redemption of preferred shares and other equity instruments				(1,000)
Sale of treasury shares and other equity instruments	2,412	3,084	4,358	6,025
Purchase of treasury shares and other equity instruments (Note 13)	(2,420)	(3,149)	(4,377)	(6,114)
Dividends paid on shares and distributions paid on other equity instruments	0		(1,124)	(2,947)
Repayment of lease liabilities	(164)	(147)	(320)	(313)
Net cash from (used in) financing activities	(136)	(795)	(1,350)	(5,589)
Cash flows from (used in) investing activities
Interest-bearing deposits with banks	41,884	37,674	34,860	34,723
Activities in financial assets at fair value through other comprehensive income
Purchases	(7,745)	(9,611)	(15,330)	(15,432)
Proceeds from maturities	3,742	13,526	9,215	20,240
Proceeds from sales	2,227	441	2,822	3,607
Activities in debt securities at amortized cost
Purchases	(7,683)	(49,386)	(18,090)	(91,088)
Proceeds from maturities	10,605	18,451	24,646	36,383
Proceeds from sales	11,861		11,870	6
Net purchases of land, buildings, equipment, other depreciable assets, and other intangibles	(373)	(406)	(776)	(739)
Net cash acquired from (paid for) divestitures and acquisitions	(502)		(502)
Net cash from (used in) investing activities	54,016	10,689	48,715	(12,300)
Effect of exchange rate changes on cash and due from banks	83	36	(28)	142
Net increase (decrease) in cash and due from banks	(114)	(1,368)	(1,682)	(298)
Cash and due from banks at beginning of period	6,988	7,001	8,556	5,931
Cash and due from banks at end of period	6,874	5,633	6,874	5,633
Supplementary disclosure of cash flows from operating activities
Amount of income taxes paid (refunded) during the period	878	1,163	1,368	3,777
Amount of interest paid during the period	11,035	1,526	20,648	2,798
Amount of interest received during the period	18,309	7,387	35,171	14,477
Amount of dividends received during the period	588	495	1,117	984
Schwab [member]
Adjustments to determine net cash flows from (used in) operating activities
Share of net income from investment in Schwab (Note 7)	$ (241)	$ (202)	$ (526)	$ (433)

IFRS 7 Disclosure

IFRS 7 Disclosure	6 Months Ended
	Apr. 30, 2023
IFRS 7 Disclosure [Abstract]
IFRS 7 Disclosure	MARKET RISK Market risk capital is calculated using internal models and comprises three components: (1) Value-at-Risk Calculating VaR The Bank computes total VaR on a daily basis by combining the General Market Risk (GMR) and Idiosyncratic Debt Specific Risk (IDSR) associated with the Bank’s trading positions. GMR is determined by creating a distribution of potential changes in the market value of the current portfolio using historical simulation. The Bank values the current portfolio using the market price and rate changes of the most recent 259 trading days for equity, interest rate, foreign exchange, credit, and commodity products. GMR is computed as the threshold level that portfolio losses are not expected to exceed more than one out of every 100 trading days. A one-day IDSR measures idiosyncratic (single-name) credit spread risk for credit exposures in the trading portfolio using Monte Carlo simulation. The IDSR model is based on the historical behaviour of five-year idiosyncratic credit spreads. Similar to GMR, IDSR is computed as the threshold level that portfolio losses are not expected to exceed more than one out of every 100 trading days. IDSR is measured for a ten-day The following graph discloses daily one-day VaR is a valuable risk measure but it should be used in the context of its limitations, for example: • VaR uses historical data to estimate future events, which limits its forecasting abilities; • it does not provide information on losses beyond the selected confidence level; and • it assumes that all positions can be liquidated during the holding period used for VaR calculation. The Bank continuously improves its VaR methodologies and incorporates new risk measures in line with market conventions, industry best practices, and regulatory requirements. To mitigate some of the shortcomings of VaR, the Bank uses additional metrics designed for risk management and capital purposes. These include Stressed VaR, IRC, Stress Testing, as well as limits based on the sensitivity to various market risk factors. Calculating Stressed VaR In addition to VaR, the Bank also calculates Stressed VaR, which includes Stressed GMR and Stressed IDSR. Stressed VaR is designed to measure the adverse impact that potential changes in market rates and prices could have on the value of a portfolio over a specified period of stressed market conditions. Stressed VaR is determined using similar techniques and assumptions in GMR and IDSR VaR. However, instead of using the most recent 259 trading days (one year), the Bank uses a periodically reviewed and selected year of stressed market conditions. In the second quarter of 2023, Stressed VaR was calculated using the one-year Calculating the Incremental Risk Charge The IRC is applied to all instruments in the trading book subject to migration and default risk. Migration risk represents the risk of changes in the credit ratings of the Bank’s exposures. TD applies a Monte Carlo simulation with a one-year to The following table presents the end of quarter, average, high, and low usage of TD’s portfolio metrics. TABLE 29: PORTFOLIO MARKET RISK MEASURES (millions of Canadian dollars) For the three months ended For the six months ended April 30 2023 January 31 2023 April 30 2022 April 30 2023 April 30 2022 As at Average High Low Average Average Average Average Interest rate risk $ 21.7 $ 28.6 $ 44.2 $ 16.5 $ 24.1 $ 22.5 $ 26.3 $ 20.0 Credit spread risk 35.0 31.8 41.9 22.5 29.2 20.0 30.5 16.0 Equity risk 10.4 11.4 15.8 8.9 10.6 13.8 11.0 12.5 Foreign exchange risk 2.5 4.4 7.1 1.7 4.8 1.4 4.6 1.3 Commodity risk 2.9 3.6 5.4 2.3 8.1 4.5 5.9 4.7 Idiosyncratic debt specific risk 28.0 36.0 48.5 28.0 38.9 31.1 37.5 26.7 Diversification effect 1 (59.2 ) (65.9 ) n/m 2 n/m (62.7 ) (54.9 ) (64.4 ) (47.7 ) Total Value-at-Risk (one-day) 41.3 49.9 66.7 39.7 53.0 38.4 51.4 33.5 Stressed Value-at-Risk (one-day) 48.0 51.2 60.9 42.1 61.4 81.1 56.3 75.2 Incremental Risk Capital Charge (one-year) $ 136.3 $ 147.1 $ 165.7 $ 129.0 $ 139.1 $ 289.3 $ 143.1 $ 307.8 1 The aggregate VaR is less than the sum of the VaR of the different risk types due to risk offsets resulting from portfolio diversification. 2 Not meaningful. It is not meaningful to compute a diversification effect because the high and low may occur on different days for different risk types. Average VaR decreased quarter-over-quarter, however increased year-over-year due to interest rate increases and credit spread widening in 2022, reflected in the historical VaR window. Average Stressed VaR decreased compared to both last quarter and same quarter last year due to changes in interest rate risk. Average IRC decreased year-over-year due to changes in bond positions. Validation of VaR Model The Bank uses a back-testing process to compare the actual and theoretical profit and losses to VaR to ensure that they are consistent with the statistical results of the VaR model. The theoretical profit or loss is generated using the daily price movements on the assumption that there is no change in the composition of the portfolio. Validation of the IRC model must follow a different approach since the one-year Structural (Non-Trading) The Bank’s structural interest rate risk arises from traditional personal and commercial banking activity and is generally the result of mismatches between the maturities and repricing dates of the Bank’s assets and liabilities. The measurement of interest rate risk in the banking book does not include exposures from TD’s Wholesale Banking or Insurance businesses. The primary measures for this risk are Economic Value of Shareholders’ Equity (EVE) Sensitivity and Net Interest Income Sensitivity (NIIS). The EVE Sensitivity measures the impact of a specified interest rate shock to the change in the net present value of the Bank’s banking book assets, liabilities, and certain off-balance The NIIS measures the NII change over a twelve-month horizon for a specified change in interest rates for banking book assets, liabilities, and certain off-balance The Bank’s Market Risk policy sets overall limits on the structural interest rate risk measures. These limits are periodically reviewed and approved by the Risk Committee. In addition to the Board policy limits, book-level risk limits are set for the Bank’s management of non-trading The following table shows the potential before-tax in -25 TABLE 30: STRUCTURAL INTEREST RATE SENSITIVITY MEASURES (millions of Canadian dollars) As at April 30, 2023 January 31, 2023 October 31, 2022 EVE Sensitivity NII Sensitivity 1,2 EVE Sensitivity NII Sensitivity 1,2 EVE Sensitivity NII Sensitivity 1 Canada U.S. Total Canada U.S. Total Total Total Total Total Before-tax 100 bps increase in rates $ (215 ) $ (1,467 ) $ (1,682 ) $ 433 $ 352 $ 785 $ (1,610 ) $ 1,135 $ (1,496 ) $ 1,213 100 bps decrease in rates 70 1,036 1,106 (475 ) (435 ) (910 ) 1,056 (1,216 ) 1,102 (1,381 ) 1 Represents the twelve-month net interest income (NII) exposure to an immediate and sustained shock in rates. 2 Results are presented inclusive of the interest rate swaps de-designated from hedge accounting relationships to mitigate the impacts of interest rate volatility to closing capital of the First Horizon acquisition. Since these swaps were pre-existing hedges which economically hedge the Bank’s non-trading market risk, their inclusion had no impact on the quarter-over-quarter results. This strategy was discontinued following the announcement on May 4, 2023 by the bank and First Horizon that they had entered into a mutual agreement to terminate the previously announced merger agreement. As at April 30, 2023, an immediate and sustained 100 bps increase in interest rates would have had a negative impact to the Bank’s EVE of $1,682 million, an increase of $72 million from last quarter, and a positive impact to the Bank’s NII of $785 million, a decrease of $350 million from last quarter. An immediate and sustained 100 bps decrease in interest rates would have had a positive impact to the Bank’s EVE of $1,106 million, an increase of $50 million from last quarter, and a negative impact to the Bank’s NII of $910 million, a decrease of $306 million from last quarter. The quarter-over-quarter increase in up shock EVE is primarily due to a small increase in the duration of assets supported by equity. The quarter-over-quarter decrease in NII Sensitivity is primarily due to deposit attrition and changes in deposit composition. Liquidity Risk Liquidity risk is the risk of having insufficient cash or collateral to meet financial obligations and an inability to, in a timely manner, raise funding or monetize assets at a non-distressed TD’S LIQUIDITY RISK APPETITE The Bank maintains a prudent and disciplined approach to managing its potential exposure to liquidity risk. The Bank targets a 90-day LIQUIDITY RISK MANAGEMENT RESPONSIBILITY The Bank’s ALCO oversees the Bank’s liquidity risk management program. It ensures there are effective management structures and practices in place to properly measure and manage liquidity risk. The Global Liquidity & Funding Committee, a subcommittee of the ALCO comprised of senior management from Treasury, Risk Management and Wholesale Banking, identifies and monitors the Bank’s liquidity risks. The management of liquidity risk is the responsibility of the SET member responsible for Treasury, while oversight and challenge is provided by the ALCO and independently by Risk Management. The Risk Committee regularly reviews the Bank’s liquidity position and approves the Bank’s Liquidity Risk Management Framework bi-annually The Bank has established TD Group US Holding LLC (TDGUS) as TD’s U.S. Intermediate Holding Company (IHC), as well as a Combined U.S. Operations (CUSO) reporting unit that consists of the IHC and TD’s U.S. branch and agency network. Both TDGUS and CUSO are managed to the U.S. Enhanced Prudential Standards liquidity requirements in addition to the Bank’s liquidity management framework. The Bank’s liquidity risk appetite and liquidity risk management approach have not substantially changed from that described in the Bank’s 2022 Annual Report. For a complete discussion of liquidity risk, refer to the “Liquidity Risk” section in the Bank’s 2022 Annual Report. Liquid assets The unencumbered liquid assets the Bank holds to meet its liquidity requirements must be high-quality securities that the Bank believes can be monetized quickly in stress conditions with minimum loss in market value. The liquidity value of unencumbered liquid assets considers estimated market or trading depths, settlement timing, and/or other identified impediments to potential sale or pledging. Overall, the Bank expects any reduction in market value of its liquid asset portfolio to be modest given its underlying high credit quality and demonstrated liquidity. Assets held by the Bank to meet liquidity requirements are summarized in the following tables. The tables do not include assets held within the TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY 1,2 (millions of Canadian dollars, except as noted) As at Bank-owned Securities Total % of Encumbered Unencumbered April 30, 2023 Cash and central bank reserves $ 36,133 $ – $ 36,133 4 % $ 486 $ 35,647 Canadian government obligations 18,540 89,937 108,477 12 58,653 49,824 National Housing Act Mortgage-Backed Securities (NHA MBS) 39,029 2 39,031 5 1,124 37,907 Obligations of provincial governments, public sector entities and multilateral development banks 3 40,739 25,229 65,968 8 35,382 30,586 Corporate issuer obligations 14,547 4,953 19,500 2 5,112 14,388 Equities 14,810 6,092 20,902 2 13,633 7,269 Total Canadian dollar-denominated 163,798 126,213 290,011 33 114,390 175,621 Cash and central bank reserves 65,618 – 65,618 8 454 65,164 U.S. government obligations 87,377 56,912 144,289 16 50,587 93,702 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 86,951 9,142 96,093 11 21,779 74,314 Obligations of other sovereigns, public sector entities and multilateral development banks 3 65,521 48,837 114,358 13 47,673 66,685 Corporate issuer obligations 85,727 6,768 92,495 10 12,994 79,501 Equities 42,601 37,553 80,154 9 45,101 35,053 Total non-Canadian 433,795 159,212 593,007 67 178,588 414,419 Total $ 597,593 $ 285,425 $ 883,018 100 $ 292,978 $ 590,040 October 31, 2022 Cash and central bank reserves $ 48,965 $ – $ 48,965 6 % $ 628 $ 48,337 Canadian government obligations 17,133 88,511 105,644 12 68,175 37,469 NHA MBS 28,650 157 28,807 3 1,161 27,646 Obligations of provincial governments, public sector entities and multilateral development banks 3 38,099 23,907 62,006 7 33,364 28,642 Corporate issuer obligations 11,657 4,935 16,592 2 3,659 12,933 Equities 12,746 4,602 17,348 2 13,497 3,851 Total Canadian dollar-denominated 157,250 122,112 279,362 32 120,484 158,878 Cash and central bank reserves 84,777 – 84,777 10 – 84,777 U.S. government obligations 86,611 54,614 141,225 16 47,518 93,707 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 92,793 7,924 100,717 11 21,660 79,057 Obligations of other sovereigns, public sector entities and multilateral development banks 3 66,278 53,515 119,793 14 48,079 71,714 Corporate issuer obligations 96,971 4,620 101,591 11 11,378 90,213 Equities 25,665 32,006 57,671 6 42,347 15,324 Total non-Canadian 453,095 152,679 605,774 68 170,982 434,792 Total $ 610,345 $ 274,791 $ 885,136 100 $ 291,466 $ 593,670 1 Liquid assets include collateral received that can be re-hypothecated 2 Positions stated include gross asset values pertaining to securities financing transactions. 3 Includes debt obligations issued or guaranteed by these entities. Unencumbered liquid assets held in The Toronto-Dominion Bank and multiple domestic and TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY BANK, SUBSIDIARIES, AND BRANCHES (millions of Canadian dollars) As at April 30 2023 October 31 2022 The Toronto-Dominion Bank (Parent) $ 236,157 $ 207,177 Bank subsidiaries 317,694 330,063 Foreign branches 36,189 56,430 Total $ 590,040 $ 593,670 FUNDING The Bank has access to a variety of unsecured and secured funding sources. The Bank’s funding activities are conducted in accordance with liquidity risk The Bank’s primary approach to managing funding activities is to maximize the use of deposits raised through personal and commercial banking channels. The following table illustrates the Bank’s large base of personal and commercial, wealth, and Schwab sweep deposits (collectively, “P&C deposits”) that make up approximately % of the Bank’s total funding. TABLE 40: SUMMARY OF DEPOSIT FUNDING (millions of Canadian dollars) As at April 30 2023 October 31 P&C deposits – Canadian $ 518,589 $ 525,294 P&C deposits – U.S. 1 443,215 493,223 Total $ 961,804 $ 1,018,517 1 P&C deposits in U.S. are presented on a Canadian equivalent basis and therefore period-over-period movements reflect both underlying growth and changes in the foreign exchange rate. WHOLESALE FUNDING The Bank maintains various registered external wholesale term (greater than 1 year) funding programs to provide access to diversified funding sources, including asset securitization, covered bonds, and unsecured wholesale debt. The Bank raises term funding through Senior Notes, NHA MBS, and notes backed by credit card receivables (Evergreen Credit Card Trust) and home equity lines of credit (Genesis Trust II). The Bank’s wholesale funding is diversified by geography, by currency, and by funding types. The Bank raises short-term (1 year or less) funding using certificates of deposit, commercial paper, and bankers’ acceptances. The Bank maintains depositor concentration limits in respect of short-term wholesale deposits so MATURITY ANALYSIS OF ASSETS, LIABILITIES, AND OFF-BALANCE The following table summarizes on-balance off-balance Off-balance The maturity analysis presented does not depict the degree of the Bank’s maturity transformation or the Bank’s exposure to interest rate and liquidity risk. The Bank ensures that assets are appropriately funded to protect against borrowing cost volatility and potential reductions to funding market availability. The Bank utilizes stable non-maturity non-trading non-trading TABLE 43 MATURITY (millions of Canadian dollars) As at April 30, 2023 Less than 1 month 1 to 3 months 3 to 6 months 6 to 9 months 9 months to 1 year Over 1 to 2 years Over 2 to 5 years Over 5 years No specific maturity Total Assets Cash and due from banks $ 6,874 $ – $ – $ – $ – $ – $ – $ – $ – $ 6,874 Interest-bearing deposits with banks 101,821 323 – – – – – – 1,180 103,324 Trading loans, securities, and other 1 3,713 6,071 5,491 2,060 4,318 10,759 28,230 25,188 71,709 157,539 Non-trading 42 473 – 221 400 2,643 1,583 1,758 1,426 8,546 Derivatives 8,503 8,540 5,881 4,719 2,397 9,001 21,248 14,923 – 75,212 Financial assets designated at fair value through profit or loss 325 175 415 336 217 1,051 1,402 1,316 – 5,237 Financial assets at fair value through other comprehensive income 1,457 3,552 2,257 1,081 1,023 8,967 18,568 32,478 4,626 74,009 Debt securities at amortized cost, net of allowance for credit losses 1,670 13,331 4,747 4,642 4,014 31,417 113,072 158,000 (2 ) 330,891 Securities purchased under reverse repurchase agreements 2 135,925 28,990 20,786 7,161 3,750 263 1,151 50 – 198,076 Loans Residential mortgages 884 5,401 8,414 5,375 6,113 52,185 171,141 50,742 – 300,255 Consumer instalment and other personal 1,056 2,355 2,985 2,427 4,072 26,346 81,980 30,990 55,399 207,610 Credit card – – – – – – – – 36,508 36,508 Business and government 35,283 9,395 13,834 11,414 13,062 40,400 96,397 67,499 24,605 311,889 Total loans 37,223 17,151 25,233 19,216 23,247 118,931 349,518 149,231 116,512 856,262 Allowance for loan losses – – – – – – – – (6,644 ) (6,644 ) Loans, net of allowance for loan losses 37,223 17,151 25,233 19,216 23,247 118,931 349,518 149,231 109,868 849,618 Customers’ liability under acceptances 13,996 5,554 8 – – – – – – 19,558 Investment in Schwab – – – – – – – – 9,119 9,119 Goodwill 3 – – – – – – – – 18,183 18,183 Other intangibles 3 – – – – – – – – 2,715 2,715 Land, buildings, equipment, and other depreciable assets 3 – 7 8 12 8 62 568 3,278 5,421 9,364 Deferred tax assets – – – – – – – – 3,065 3,065 Amounts receivable from brokers, dealers, and clients 28,036 – – – – – – – – 28,036 Other assets 8,235 1,568 770 754 3,772 90 148 80 11,669 27,086 Total assets $ 347,820 $ 85,735 $ 65,596 $ 40,202 $ 43,146 $ 183,184 $ 535,488 $ 386,302 $ 238,979 $ 1,926,452 Liabilities Trading deposits $ 1,172 $ 1,679 $ 4,466 $ 2,121 $ 2,698 $ 6,337 $ 5,090 $ 1,514 $ – $ 25,077 Derivatives 8,158 9,002 4,694 3,912 2,405 6,823 13,780 14,932 – 63,706 Securitization liabilities at fair value – 463 903 463 345 2,586 4,886 3,186 – 12,832 Financial liabilities designated at fair value through profit or loss 48,253 39,342 54,604 38,667 19,917 83 94 – 101 201,061 Deposits 4,5 Personal 5,300 9,311 11,352 18,966 17,197 14,846 18,648 23 533,224 628,867 Banks 25,393 5,540 41 6,120 – – 4 13 12,172 49,283 Business and government 24,173 25,110 8,824 5,103 19,908 22,255 71,374 18,488 315,985 511,220 Total deposits 54,866 39,961 20,217 30,189 37,105 37,101 90,026 18,524 861,381 1,189,370 Acceptances 13,996 5,554 8 – – – – – – 19,558 Obligations related to securities sold short 1 980 3,500 1,516 1,597 1,515 5,703 16,846 13,961 3,179 48,797 Obligations related to securities sold under repurchase agreements 2 132,472 9,699 2,844 1,719 75 129 15 6 – 146,959 Securitization liabilities at amortized cost – 606 1,800 527 355 3,431 5,047 2,990 – 14,756 Amounts payable to brokers, dealers, and clients 26,783 – – – – – – – – 26,783 Insurance-related liabilities 142 276 414 414 454 927 1,476 692 2,500 7,295 Other liabilities 13,792 7,472 3,955 3,404 613 1,807 1,795 4,302 5,638 42,778 Subordinated notes and debentures – – – – – – 200 11,166 – 11,366 Equity – – – – – – – – 116,114 116,114 Total liabilities and equity $ 300,614 $ 117,554 $ 95,421 $ 83,013 $ 65,482 $ 64,927 $ 139,255 $ 71,273 $ 988,913 $ 1,926,452 Off-balance Credit and liquidity commitments 6,7 $ 24,070 $ 36,814 $ 23,582 $ 18,219 $ 19,710 $ 45,282 $ 154,360 $ 5,485 $ 1,452 $ 328,974 Other commitments 8 163 157 222 349 177 647 1,355 317 75 3,462 Unconsolidated structured entity commitments – 311 – 1,019 297 534 – – – 2,161 Total off-balance $ 24,233 $ 37,282 $ 23,804 $ 19,587 $ 20,184 $ 46,463 $ 155,715 $ 5,802 $ 1,527 $ 334,597 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $39 billion of covered bonds with remaining contractual maturities of $1 billion in ‘less than 1 month’, $1 billion in ‘1 to 3 months’, $6 billion in ‘over 9 months to 1 year’, $ 2 6 Includes $546 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments. TABLE 43 continued (millions of Canadian dollars) As at October 31, 2022 Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over 5 No Total Assets Cash and due from banks $ 8,556 $ – $ – $ – $ – $ – $ – $ – $ – $ 8,556 Interest-bearing deposits with banks 135,855 197 143 – – – – – 1,099 137,294 Trading loans, securities, and other 1 4,601 4,876 5,310 4,477 4,055 12,910 23,057 23,051 61,389 143,726 Non-trading 111 – 222 685 – 4,071 2,475 2,133 1,249 10,946 Derivatives 14,436 16,306 7,870 5,155 4,575 10,622 26,319 18,590 – 103,873 Financial assets designated at fair value through profit or loss 229 777 235 391 243 610 1,345 1,209 – 5,039 Financial assets at fair value through other comprehensive income 2,117 2,401 1,531 3,367 1,712 6,415 20,091 28,721 3,320 69,675 Debt securities at amortized cost, net of allowance for credit losses 2,333 3,607 7,082 14,706 4,678 29,069 106,919 174,381 (1 ) 342,774 Securities purchased under reverse repurchase agreements 2 113,845 15,050 17,977 9,745 3,240 310 – – – 160,167 Loans Residential mortgages 672 2,327 5,585 9,122 9,115 34,909 181,763 50,431 – 293,924 Consumer instalment and other personal 543 1,027 2,480 4,002 3,430 19,635 88,071 30,056 56,908 206,152 Credit card – – – – – – – – 36,010 36,010 Business and government 33,836 7,398 10,693 10,854 14,245 33,366 89,367 68,078 33,552 301,389 Total loans 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 126,470 837,475 Allowance for loan losses – – – – – – – – (6,432 ) (6,432 ) Loans, net of allowance for loan losses 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 120,038 831,043 Customers’ liability under acceptances 16,002 3,712 16 3 – – – – – 19,733 Investment in Schwab – – – – – – – – 8,088 8,088 Goodwill 3 – – – – – – – – 17,656 17,656 Other intangibles 3 – – – – – – – – 2,303 2,303 Land, buildings, equipment, and other depreciable assets 3 – – 2 2 2 36 525 3,462 5,371 9,400 Deferred tax assets – – – – – – – – 2,193 2,193 Amounts receivable from brokers, dealers, and clients 19,719 41 – – – – – – – 19,760 Other assets 4,726 1,262 6,537 232 274 74 57 72 12,068 25,302 Total assets $ 357,581 $ 58,981 $ 65,683 $ 62,741 $ 45,569 $ 152,027 $ 539,989 $ 400,184 $ 234,773 $ 1,917,528 Liabilities Trading deposits $ 4,038 $ 2,227 $ 4,390 $ 1,740 $ 1,758 $ 4,181 $ 4,136 $ 1,335 $ – $ 23,805 Derivatives 12,560 16,189 8,764 5,230 3,531 9,413 18,116 17,330 – 91,133 Securitization liabilities at fair value 36 1,245 216 447 899 2,357 4,675 2,737 – 12,612 Financial liabilities designated at fair value through profit or loss 18,718 21,893 52,501 45,442 23,331 805 96 – – 162,786 Deposits 4,5 Personal 4,551 6,872 10,173 10,394 11,801 12,801 13,038 31 591,177 660,838 Banks 22,153 453 51 – 13 – 3 3 15,587 38,263 Business and government 34,236 17,779 10,095 17,173 8,234 26,060 63,392 13,167 340,733 530,869 Total deposits 60,940 25,104 20,319 27,567 20,048 38,861 76,433 13,201 947,497 1,229,970 Acceptances 16,002 3,712 16 3 – – – – – 19,733 Obligations related to securities sold short 1 1,418 2,125 1,611 1,257 1,312 6,691 15,015 13,146 2,930 45,505 Obligations related to securities sold under repurchase agreements 2 118,278 6,553 2,382 545 188 78 – – – 128,024 Securitization liabilities at amortized cost – 595 390 609 1,812 2,724 5,730 3,212 – 15,072 Amounts payable to brokers, dealers, and clients 25,155 40 – – – – – – – 25,195 Insurance-related liabilities 146 296 439 439 481 947 1,482 645 2,593 7,468 Other liabilities 14,587 2,417 2,006 1,050 761 1,725 1,136 4,660 5,210 33,552 Subordinated notes and debentures – – – – – – 200 11,090 – 11,290 Equity – – – – – – – – 111,383 111,383 Total liabilities and equity $ 271,878 $ 82,396 $ 93,034 $ 84,329 $ 54,121 $ 67,782 $ 127,019 $ 67,356 $ 1,069,613 $ 1,917,528 Off-balance Credit and liquidity commitments 6,7 $ 19,249 $ 22,494 $ 22,536 $ 19,326 $ 18,060 $ 41,357 $ 140,699 $ 4,882 $ 1,461 $ 290,064 Other commitments 8 87 208 177 234 205 549 1,316 365 7 3,148 Unconsolidated structured entity commitments – 126 18 204 – 1,233 510 – – 2,091 Total off-balance $ 19,336 $ 22,828 $ 22,731 $ 19,764 $ 18,265 $ 43,139 $ 142,525 $ 5,247 $ 1,468 $ 295,303 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $34 billion of covered bonds with remaining contractual maturities of $2 billion in 1 to 3 months, $5 billion in ‘over 3 months to 6 months’, $1 billion in ‘over 6 months to 9 months’, $5 billion in ‘over 1 to 2 years’, and $21 billion in ‘over 2 to 5 years’. 6 Includes $502 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments.

Nature of Operations

Nature of Operations	6 Months Ended
	Apr. 30, 2023
Nature Of Operations
Nature of Operations	NOTE 1: NATURE OF OPERATIONS CORPORATE INFORMATION The Toronto-Dominion Bank is a bank chartered under the Bank Act (Canada) Bank Act (Canada) BASIS OF PREPARATION The accompanying Interim Consolidated Financial Statements and accounting principles followed by the Bank have been prepared in accordance with International Financial Reporting Standards (IFRS), as issued by the International Accounting Standards Board (IASB), including the accounting requirements of the Office of the Superintendent of Financial Institutions Canada (OSFI). The Interim Consolidated Financial Statements are presented in Canadian dollars, unless otherwise indicated. These Interim Consolidated Financial Statements were prepared on a condensed basis in accordance with International Accounting Standard 34, Interim Financial Reporting The preparation of the Interim Consolidated Financial Statements requires that management make judgments, estimates, and assumptions regarding the reported amount of assets, liabilities, revenue and expenses, and disclosure of contingent assets and liabilities, as further described in Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements and in Note 3 of this report. Accordingly, actual results may differ from estimated amounts as future confirming events occur. The Bank’s Interim Consolidated Financial Statements have been prepared using uniform accounting policies for like transactions and events in similar circumstances. All intercompany transactions, balances, and unrealized gains and losses on transactions are eliminated on consolidation. The Interim Consolidated Financial Statements for the three and six months ended April 30, 2023, were approved and authorized for issue by the Bank’s Board of Directors, in accordance with a recommendation of the Audit Committee, on May 24, 2023. As the Interim Consolidated Financial Statements do not include all of the disclosures normally provided in the Annual Consolidated Financial Statements, they should be read in conjunction with the Bank’s 2022 Annual Consolidated Financial Statements and the accompanying Notes, and the shaded sections of the 2022 Management’s Discussion and Analysis (MD&A). The risk management policies and procedures of the Bank are provided in the MD&A. The shaded sections of the “Managing Risk” section of the MD&A in this report, relating to market, liquidity, and insurance risks, are an integral part of these Interim Consolidated Financial Statements, as permitted by IFRS.

Current And Future Changes In A

Current And Future Changes In Accounting Policies	6 Months Ended
	Apr. 30, 2023
Disclosure of detailed information about financial instruments [abstract]
Current And Future Changes In Accounting Policies	NOTE 2: CURRENT AND FUTURE CHANGES IN ACCOUNTING POLICIES CURRENT CHANGES IN ACCOUNTING POLICIES There were no new accounting policies that have been adopted by the Bank for the three and six months ended April 30, 2023. FUTURE CHANGES IN ACCOUNTING POLICIES The following standard has been issued, but is not yet effective on the date of issuance of the Bank’s Interim Consolidated Financial Statements. Insurance Contracts The IASB issued IFRS 17, Insurance Contracts Insurance Contracts The standard is effective for annual reporting periods beginning on or after January 1, 2023, which will be November 1, 2023 for the Bank. OSFI’s related Advisory precludes early adoption. The standard will be applied retrospectively with restatement of comparatives unless impracticable. The adoption of IFRS 17 is a significant initiative for the Bank and is supported by a robust governance structure. The Executive Steering Committee includes representation from the Insurance business, Finance, Actuaries, Risk, Technology, and project management teams. Updates are also provided to the TD insurance subsidiary boards, Risk Committee, and Audit Committee of the Bank. The Bank is proceeding with the implementation of a software solution, including data preparation, system testing and configuration, and other implementation efforts accordingly.

Significant Accounting Judgment

Significant Accounting Judgments, Estimates, and Assumptions	6 Months Ended
	Apr. 30, 2023
Significant Accounting Judgments Estimates And Assumptions
Significant Accounting Judgments, Estimates, and Assumptions	NOTE 3: SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES, AND ASSUMPTIONS The estimates used in the Bank’s accounting policies are essential to understanding its results of operations and financial condition. Some of the Bank’s policies require subjective, complex judgments and estimates as they relate to matters that are inherently uncertain. Changes in these judgments or estimates and changes to accounting standards and policies could have a materially adverse impact on the Bank’s Interim Consolidated Financial Statements. The Bank has established procedures to ensure that accounting policies are applied consistently and that the processes for changing methodologies, determining estimates, and adopting new accounting standards are well-controlled and occur in an appropriate and systematic manner. Refer to Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for a description of significant accounting judgments, estimates, and assumptions. Impairment – Expected Credit Loss Model The expected credit loss (ECL) model requires the application of estimates and judgment in the assessment of the current and forward-looking economic environment. There remains considerable uncertainty regarding the economic trajectory, and management continues to exercise expert credit judgment in assessing if an exposure has experienced significant increase in credit risk since initial recognition and in determining the amount of ECLs at each reporting date. To the extent that certain effects are not fully incorporated into the model calculations, temporary quantitative and qualitative adjustments have been applied. Interest Rate Benchmark Reform Various interest rates and other indices that are deemed to be “benchmarks” (including Interbank Offered Rate (IBOR) benchmarks such as the London Interbank Offered Rate (LIBOR) and the Canadian Dollar Offered Rate (CDOR)) have been, and continue to be, the subject of international regulatory guidance and proposals for reform. As a result of the global benchmark reform initiative, efforts to transition away from IBORs to alternative reference rates (ARR) have been continuing in various jurisdictions. Following previous announcements by various regulators, the publication has ceased for all sterling, Japanese yen, Swiss franc and euro LIBOR settings, as well as the one-week two-month Six-month one-month, six-month, (one-month, two-month, The Bank has incorporated these developments into its benchmark rate reform plan. To ensure an orderly transition, the Bank continues to monitor developments and incorporate global working groups’ and regulators’ best practice guidance on transition activities. These activities include, but are not limited to, making available new products referencing ARRs, preparing to cease the issuance of the residual IBOR-based financial instruments, transitioning legacy contracts by incorporating appropriate fallback language, and preparing for overall operational readiness. The Bank is in the final stages of USD LIBOR transition and continues to make progress on its CDOR transition plan. There were no significant changes to the Bank’s transition risk with respect to the remaining USD LIBOR and CDOR exposures since October 31, 2022. For further details regarding interest rate benchmark reform, refer to Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Apr. 30, 2023
Fair Value Measurements
Fair Value Measurements	NOTE 4: FAIR VALUE MEASUREMENTS There have been no significant changes to the Bank’s approach and methodologies used to determine fair value measurements for the three and six months ended April 30, 2023. ( a ) FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES NOT CARRIED AT FAIR VALUE The following table reflects the fair value of the Bank’s financial assets and liabilities not carried at fair value. Financial Assets and Liabilities not carried at Fair Value 1 (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Carrying value Fair value Carrying value Fair value FINANCIAL ASSETS Debt securities at amortized cost, net of allowance for credit losses Government and government-related securities $ 252,705 $ 244,410 $ 256,362 $ 244,523 Other debt securities 78,186 75,264 86,412 81,913 Total debt securities at amortized cost, net of allowance for credit losses 330,891 319,674 342,774 326,436 Total loans, net of allowance for loan losses 849,618 836,280 831,043 810,912 Total financial assets not carried at fair value $ 1,180,509 $ 1,155,954 $ 1,173,817 $ 1,137,348 FINANCIAL LIABILITIES Deposits $ 1,189,370 $ 1,181,963 $ 1,229,970 $ 1,218,552 Securitization liabilities at amortized cost 14,756 14,296 15,072 14,366 Subordinated notes and debentures 11,366 11,194 11,290 10,853 Total financial liabilities not carried at fair value $ 1,215,492 $ 1,207,453 $ 1,256,332 $ 1,243,771 1 This table excludes financial assets and liabilities where the carrying value approximates their fair value. (b) FAIR VALUE HIERARCHY The following table presents the levels within the fair value hierarchy for each of the assets and liabilities measured at fair value on a recurring basis as at April 30, 2023 and October 31, 2022. Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total FINANCIAL ASSETS AND COMMODITIES Trading loans, securities, and other 1 Government and government-related securities Canadian government debt Federal $ 393 $ 10,425 $ – $ 10,818 $ 620 $ 9,042 $ – $ 9,662 Provinces – 8,127 – 8,127 – 7,706 – 7,706 U.S. federal, state, municipal governments, and agencies debt 2 24,666 – 24,668 2 23,466 – 23,468 Other OECD 2 – 5,627 – 5,627 – 8,341 – 8,341 Mortgage-backed securities – 2,156 – 2,156 – 2,109 – 2,109 Other debt securities Canadian issuers – 6,790 – 6,790 – 6,604 – 6,604 Other issuers – 12,333 22 12,355 – 12,344 49 12,393 Equity securities 63,294 39 30 63,363 44,424 32 – 44,456 Trading loans – 15,105 – 15,105 – 11,749 – 11,749 Commodities 7,959 567 – 8,526 16,084 1,149 – 17,233 Retained interests – 4 – 4 – 5 – 5 71,648 85,839 52 157,539 61,130 82,547 49 143,726 Non-trading Securities 488 3,375 1,001 4,864 228 6,608 845 7,681 Loans – 3,682 – 3,682 – 3,265 – 3,265 488 7,057 1,001 8,546 228 9,873 845 10,946 Derivatives Interest rate contracts 117 19,741 – 19,858 167 23,699 – 23,866 Foreign exchange contracts 31 48,348 3 48,382 35 72,006 5 72,046 Credit contracts – 52 – 52 – 56 – 56 Equity contracts – 3,754 – 3,754 4 4,303 – 4,307 Commodity contracts 603 2,546 17 3,166 634 2,919 45 3,598 751 74,441 20 75,212 840 102,983 50 103,873 Financial assets designated at fair value through profit or loss Securities 1 – 5,237 – 5,237 – 5,039 – 5,039 – 5,237 – 5,237 – 5,039 – 5,039 Financial assets at fair value through other comprehensive income Government and government-related securities Canadian government debt Federal – 19,038 – 19,038 – 16,368 – 16,368 Provinces – 21,137 – 21,137 – 20,240 – 20,240 U.S. federal, state, municipal governments, and agencies debt – 11,255 – 11,255 – 11,559 – 11,559 Other OECD government-guaranteed debt – 1,509 – 1,509 – 1,682 – 1,682 Mortgage-backed securities – 1,952 – 1,952 – 1,033 – 1,033 Other debt securities Asset-backed securities – 4,005 – 4,005 – 4,440 – 4,440 Corporate and other debt – 8,437 61 8,498 – 8,621 60 8,681 Equity securities 938 2 3,685 4,625 840 2 2,477 3,319 Loans – 1,990 – 1,990 – 2,353 – 2,353 938 69,325 3,746 74,009 840 66,298 2,537 69,675 Securities purchased under reverse repurchase agreements – 8,051 – 8,051 – 7,450 – 7,450 FINANCIAL LIABILITIES Trading deposits – 24,485 592 25,077 – 23,389 416 23,805 Derivatives Interest rate contracts 118 17,332 169 17,619 112 19,010 156 19,278 Foreign exchange contracts 24 38,035 2 38,061 23 62,378 1 62,402 Credit contracts – 201 – 201 – 152 – 152 Equity contracts – 5,084 27 5,111 – 5,804 59 5,863 Commodity contracts 262 2,433 19 2,714 234 3,186 18 3,438 404 63,085 217 63,706 369 90,530 234 91,133 Securitization liabilities at fair value – 12,832 – 12,832 – 12,612 – 12,612 Financial liabilities designated at fair value through profit or loss – 201,012 49 201,061 – 162,742 44 162,786 Obligations related to securities sold short 1 3,229 45,568 – 48,797 2,909 42,596 – 45,505 Obligations related to securities sold under repurchase agreements – 4,542 – 4,542 – 9,509 – 9,509 1 Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but not yet purchased (short positions). 2 Organisation for Economic Co-operation (c) TRANSFERS BETWEEN FAIR VALUE HIERARCHY LEVELS FOR ASSETS AND LIABILITIES MEASURED AT FAIR VALUE ON A RECURRING BASIS The Bank’s policy is to record transfers of assets and liabilities between the different levels of the fair value hierarchy using the fair values as at the end of each reporting period. There were no significant transfers between Level 1 and Level 2 during the three and six months ended April 30, 2023 and April 30, 2022. There were no significant transfers between Level 2 and Level 3 during the three and six months ended April 30, 2023 and April 30, 2022. There were no significant changes to the unobservable inputs and sensitivities for assets and liabilities classified as Level 3 during the three and six months ended April 30, 2023 and April 30, 2022. (d) RECONCILIATION OF CHANGES IN FAIR VALUE FOR LEVEL 3 ASSETS AND LIABILITIES The following tables reconcile changes in fair value of all assets and liabilities measured at fair value using significant Level 3 unobservable inputs for the three and six months ended April 30, 2023 and April 30, 2022. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 5 Included in income 1 Included in OCI 2,3 Purchases/ Issuances Sales/ Settlements 4 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 85 $ (3 ) $ – $ 9 $ (44 ) $ – $ (25 ) $ 22 $ (27 ) Equity securities – (4 ) – 39 (5 ) – – 30 (2 ) 85 (7 ) – 48 (49 ) – (25 ) 52 (29 ) Non-trading financial assets at fair value through profit Securities 927 40 – 79 (45 ) – – 1,001 21 Loans – – – – – – – – – 927 40 – 79 (45 ) – – 1,001 21 Financial assets at fair value through Other debt securities 63 – (15 ) 21 (8 ) – – 61 – Equity securities 3,240 – (189 1,269 (635 – – 3,685 (183 ) $ 3,303 $ – $ (204 $ 1,290 $ (643 $ – $ – $ 3,746 $ (183 ) FINANCIAL LIABILITIES Trading deposits 6 $ (486 ) $ (17 ) $ – $ (89 ) $ 4 $ (6 ) $ 2 $ (592 ) $ (14 ) Derivatives 7 Interest rate contracts (164 ) (6 ) – – 1 – – (169 ) 5 Foreign exchange contracts 2 (1 ) – – – – – 1 – Equity contracts (51 ) 14 – 26 (9 ) – (7 ) (27 ) 16 Commodity contracts 5 11 – – (18 ) – – (2 ) (1 ) (208 ) 18 – 26 (26 ) – (7 ) (197 ) 20 Financial liabilities designated at fair (22 ) 20 – (127 ) 80 – – (49 ) (21 ) Obligations related to securities sold short – – – – – – – – – Fair November 1 2022 Total realized and unrealized gains (losses) Movements Transfers Fair April 30 Change in unrealized gains instruments still held 5 Included in income 1 Included in OCI 3 Purchases/ Issuances Sales/ Settlements 4 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 49 $ 6 $ – $ 23 $ (59 ) $ 35 $ (32 ) $ 22 $ (23 ) Equity securities – (4 ) – 39 (5 ) – – 30 (2 ) 49 2 – 62 (64 ) 35 (32 ) 52 (25 ) Non-trading financial assets at fair value through profit Securities 845 83 – 121 (48 ) – – 1,001 56 Loans – – – – – – – – – 845 83 – 121 (48 ) – – 1,001 56 Financial assets at fair value through Other debt securities 60 – (8 ) 21 (12 ) – – 61 – Equity securities 2,477 – (211 ) 2,093 (674 ) – – 3,685 (205 ) $ 2,537 $ – $ (219 ) $ 2,114 $ (686 ) $ – $ – $ 3,746 $ (205 ) FINANCIAL LIABILITIES Trading deposits 6 $ (416 ) $ (29 ) $ – $ (148 ) $ 8 $ (9 ) $ 2 $ (592 ) $ (24 ) Derivatives 7 Interest rate contracts (156 ) (30 ) – – 17 – – (169 ) (5 ) Foreign exchange contracts 4 (4 ) – – – – 1 1 (1 ) Equity contracts (59 ) 43 – 26 (7 ) (2 ) (28 ) (27 ) 17 Commodity contracts 27 40 – – (69 ) – – (2 ) (4 ) (184 ) 49 – 26 (59 ) (2 ) (27 ) (197 ) 7 Financial liabilities designated at fair value through (44 ) 70 – (187 ) 112 – – (49 ) 72 Obligations related to securities sold short – – – – – – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Other comprehensive income. 3 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at fair value through other comprehensive income (FVOCI). Refer to Note 5 for further details. 4 Includes foreign exchange. 5 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive income (AOCI). 6 Issuances and repurchases of trading deposits are reported on a gross basis. 7 Consists of derivative assets of $20 million (February 1, 2023/January 31, 2023 – $31 million; October 31, 2022/November 1, 2022 – $50 million) and derivative liabilities of $217 million (February 1, 2023/January 31, 2023 – $239 million; October 31, 2022/November 1, 2022 – $234 million) which have been netted in this table for presentation purposes only. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 4 Included in income 1 Included in OCI 2 Purchases/ Issuances Sales/ Settlements 3 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 17 $ – $ – $ – $ (3 ) $ – $ – $ 14 $ – Other debt securities – – – 27 – – – 27 – 17 – – 27 (3 ) – – 41 – Non-trading Securities 873 (8 ) – 34 (41 ) – – 858 (39 ) Loans 3 – – – – – – 3 – 876 (8 ) – 34 (41 ) – – 861 (39 ) Financial assets at fair value through other comprehensive income Other debt securities 63 – (1 ) – (3 ) – – 59 (1 ) Equity securities 1,660 – 29 627 (26 ) – – 2,290 20 $ 1,723 $ – $ 28 $ 627 $ (29 ) $ – $ – $ 2,349 $ 19 FINANCIAL LIABILITIES Trading deposits 5 $ (183 ) $ 15 $ – $ (81 ) $ (1 ) $ (2 ) $ 6 $ (246 ) $ 12 Derivatives 6 Interest rate contracts (89 ) (23 ) – – (2 ) – 18 (96 ) – Foreign exchange contracts 4 (5 ) – – – – – (1 ) (2 ) Equity contracts (90 ) (28 ) – – – 2 23 (93 ) (6 ) Commodity contracts 45 44 – – (17 ) – – 72 38 (130 ) (12 ) – – (19 ) 2 41 (118 ) 30 Financial liabilities designated at fair value through profit or loss (47 ) (185 ) – (104 ) 174 – – (162 ) (185 ) Obligations related to securities sold short – – – – – – – – – Fair value as at Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 4 Included in income 1 Included in OCI 2 Purchases/ Issuances Sales/ Settlements 3 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 6 $ – $ – $ 2 $ (5 ) $ 11 $ – $ 14 $ – Other debt securities 33 – – 27 (33 ) – – 27 – 39 – – 29 (38 ) 11 – 41 – Non-trading Securities 760 28 – 122 (48 ) – (4 ) 858 (6 ) Loans 3 – – – – – – 3 – 763 28 – 122 (48 ) – (4 ) 861 (6 ) Financial assets at fair value through other comprehensive income Other debt securities 64 – (1 ) – (4 ) – – 59 (1 ) Equity securities 1,609 – 30 637 14 – – 2,290 22 $ 1,673 $ – $ 29 $ 637 $ 10 $ – $ – $ 2,349 $ 21 FINANCIAL LIABILITIES Trading deposits 5 $ (141 ) $ 5 $ – $ (109 ) $ – $ (10 ) $ 9 $ (246 ) $ 1 Derivatives 6 Interest rate contracts (88 ) (26 ) – – – – 18 (96 ) (4 ) Foreign exchange contracts 7 (8 ) – – – – – (1 ) (3 ) Equity contracts (82 ) (39 ) – – (1 ) 1 28 (93 ) (13 ) Commodity contracts 31 66 – – (25 ) – – 72 56 (132 ) (7 ) – – (26 ) 1 46 (118 ) 36 Financial liabilities designated at fair value through profit or loss (76 ) (177 ) – (175 ) 266 – – (162 ) (177 ) Obligations related to securities sold short (9 ) – – – 9 – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. 3 Includes foreign exchange. 4 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. 5 Issuances and repurchases of trading deposits are reported on a gross basis. 6 Consists of derivative assets of $90 million (February 1, 2022/January 31, 2022 – $58 million; October 31, 2021/November 1, 2021 – $47 million) and derivative liabilities of $208 million (February 1, 2022/January 31, 2022 – $188 million; October 31, 2021/November 1, 2021 – $179 million) which have been netted in this table for presentation purposes only.

Securities

Securities	6 Months Ended
	Apr. 30, 2023
Disclosure of detailed information about financial instruments [abstract]
Securities	NOTE 5: SECURITIES (a) UNREALIZED SECURITIES GAINS (LOSSES) The following table summarizes the unrealized gains and losses as at April 30, 2023 and October 31, 2022. Unrealized Gains (Losses) for Securities at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Cost/ 1 Gross Gross Fair Cost/ 1 Gross Gross Fair Government and government-related securities Canadian government debt Federal $ 19,026 $ 92 $ (80 ) $ 19,038 $ 16,420 $ 69 $ (121 ) $ 16,368 Provinces 21,071 140 (74 ) 21,137 20,279 99 (138 ) 20,240 U.S. federal, state, municipal governments, and agencies debt 11,446 25 (216 ) 11,255 11,855 22 (318 ) 11,559 Other OECD government-guaranteed debt 1,532 1 (24 ) 1,509 1,715 1 (34 ) 1,682 Mortgage-backed securities 1,954 – (2 ) 1,952 1,035 1 (3 ) 1,033 55,029 258 (396 ) 54,891 51,304 192 (614 ) 50,882 Other debt securities Asset-backed securities 4,058 1 (54 ) 4,005 4,511 – (71 ) 4,440 Corporate and other debt 8,545 44 (91 ) 8,498 8,820 23 (162 ) 8,681 12,603 45 (145 ) 12,503 13,331 23 (233 ) 13,121 Total debt securities 67,632 303 (541 ) 67,394 64,635 215 (847 ) 64,003 Equity securities Common shares 3,506 105 (19 ) 3,592 2,191 63 (33 ) 2,221 Preferred shares 1,248 87 (302 ) 1,033 1,100 71 (73 ) 1,098 4,754 192 (321 ) 4,625 3,291 134 (106 ) 3,319 Total securities at fair value through other comprehensive income $ 72,386 $ 495 $ (862 ) $ 72,019 $ 67,926 $ 349 $ (953 ) $ 67,322 1 Includes the foreign exchange translation of amortized cost balances at the period-end (b) EQUITY SECURITIES DESIGNATED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME The Bank designated certain equity securities at FVOCI. The following table summarizes the fair value of equity securities designated at FVOCI as at April 30, 2023 and October 31, 2022, and dividend income recognized on these securities for the three and six months ended April 30, 2023 and April 30, 2022. Equity Securities Designated at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at For the three months ended For the six months ended April 30, 2023 October 31, 2022 April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Fair value Dividend income recognized Dividend income recognized Common shares $ 3,592 $ 2,221 $ 45 $ 46 $ 62 $ 85 Preferred shares 1,033 1,098 33 6 64 11 Total $ 4,625 $ 3,319 $ 78 $ 52 $ 126 $ 96 The Bank disposed of certain equity securities in line with the Bank’s investment strategy with a fair value of $121 million and $166 million during the three and six months ended April 30, 2023, respectively (three and six months ended April 30, 2022 – $35 million and $59 million, respectively). The Bank realized a cumulative loss of $5 million and $8 million during the three and six months ended April 30, 2023, respectively (three and six months ended April 30, 2022 – cumulative loss of $7 million and $5 million, respectively) on disposal of these equity securities and recognized dividend income of nil and $1 million during the three and six months ended April 30, 2023, respectively (three and six months ended April 30, 2022 – $2 million). (c) DEBT SECURITIES NET REALIZED GAINS (LOSSES) The following table summarizes the net realized gains and losses for the three and six months ended April 30, 2023 and April 30, 2022, which are included in Other income (loss) on the Interim Consolidated Statement of Income. Debt Securities Net Realized Gains (Losses) (millions of Canadian dollars) For the three months ended For the six months ended April 30 2023 April 30 2022 April 30 2023 April 30 2022 Debt securities at amortized cost $ (36 ) $ – $ (36 ) $ – Debt securities at fair value through other comprehensive income 15 – 14 10 Total $ (21 ) $ – $ (22 ) $ 10 (d) CREDIT QUALITY OF DEBT SECURITIES The Bank evaluates non-retail non-retail The following table provides the gross carrying amounts of debt securities measured at amortized cost and debt securities at FVOCI by internal risk ratings for credit risk management purposes, presenting separately those debt securities that are subject to Stage 1, Stage 2, and Stage 3 allowances. Refer to the “Allowance for Credit Losses” table in Note 6 for details regarding the allowance and provision for credit losses on debt securities. Debt Securities by Risk Ratings (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Debt securities 1 Investment grade $ 397,593 $ – $ n/a 2 $ 397,593 $ 404,620 $ – $ n/a $ 404,620 Non-investment 528 133 n/a 661 1,964 155 n/a 2,119 Watch and classified n/a 33 n/a 33 n/a 39 n/a 39 Default n/a n/a – – n/a n/a – – Total debt securities 398,121 166 – 398,287 406,584 194 – 406,778 Allowance for credit losses on debt securities at amortized cost 2 – – 2 1 – – 1 Total debt securities, net of allowance $ 398,119 $ 166 $ – $ 398,285 $ 406,583 $ 194 $ – $ 406,777 1 Includes debt securities backed by government-guaranteed loans of $117 million (October 31, 2022 – $192 million), which are reported in Non-investment 2 Not applicable. As at April 30, 2023, total debt securities, net of allowance, in the table above, include debt securities measured at amortized cost, net of allowance, of $330,891 million (October 31, 2022 – $342,774 million), and debt securities measured at FVOCI of $67,394 million (October 31, 2022 – $64,003 million). The difference between probability-weighted ECLs and base ECLs on debt securities at FVOCI and at amortized cost as at both April 30, 2023 and October 31, 2022, was insignificant .

Loans, Impaired Loans, and Allo

Loans, Impaired Loans, and Allowance for Credit Losses	6 Months Ended
	Apr. 30, 2023
Disclosure of detailed information about financial instruments [abstract]
Loans, Impaired Loans, and Allowance for Credit Losses	NOTE 6: LOANS, IMPAIRED LOANS, AND ALLOWANCE FOR CREDIT LOSSES (a) LOANS AND ACCEPTANCES The following table provides details regarding the Bank’s loans and acceptances as at April 30, 2023 and October 31, 2022. Loans and Acceptances (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Residential mortgages $ 300,255 $ 293,924 Consumer instalment and other personal 207,610 206,152 Credit card 36,508 36,010 Business and government 311,889 301,389 856,262 837,475 Customers’ liability under acceptances 19,558 19,733 Loans at FVOCI (Note 4) 1,990 2,353 Total loans and acceptances 877,810 859,561 Total allowance for loan losses 6,644 6,432 Total loans and acceptances, net of allowance $ 871,166 $ 853,129 Business and government loans (including loans at FVOCI) and customers’ liability under acceptances are grouped together as reflected below for presentation in the “Loans and Acceptances by Risk Ratings” table. Loans and Acceptances – Business and Government (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Loans at amortized cost $ 311,889 $ 301,389 Customers’ liability under acceptances 19,558 19,733 Loans at FVOCI (Note 4) 1,990 2,353 Loans and acceptances 333,437 323,475 Allowance for loan and acceptances losses 2,791 2,739 Loans and acceptances, net of allowance $ 330,646 $ 320,736 (b) CREDIT QUALITY OF LOANS In the retail portfolio, including individuals and small businesses, the Bank manages exposures on a pooled basis, using predictive credit scoring techniques. For non-retail 21-point non-retail The following table provides the gross carrying amounts of loans, acceptances and credit risk exposures on loan commitments and financial guarantee contracts by internal risk ratings for credit risk management purposes, presenting separately those that are subject to Stage 1, Stage 2, and Stage 3 allowances. Loans and Acceptances by Risk Ratings (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential mortgages 1,2,3 Low Risk $ 212,140 $ 113 $ n/a $ 212,253 $ 208,450 $ 59 $ n/a $ 208,509 Normal Risk 65,620 9,773 n/a 75,393 67,280 6,767 n/a 74,047 Medium Risk 407 9,034 n/a 9,441 418 8,132 n/a 8,550 High Risk 5 2,488 312 2,805 10 2,096 350 2,456 Default n/a n/a 363 363 n/a n/a 362 362 Total loans 278,172 21,408 675 300,255 276,158 17,054 712 293,924 Allowance for loan losses 116 169 49 334 127 140 56 323 Loans, net of allowance 278,056 21,239 626 299,921 276,031 16,914 656 293,601 Consumer instalment and other personal 4 Low Risk 97,203 2,330 n/a 99,533 92,653 2,127 n/a 94,780 Normal Risk 56,770 12,194 n/a 68,964 61,508 13,799 n/a 75,307 Medium Risk 23,944 5,748 n/a 29,692 21,990 6,350 n/a 28,340 High Risk 3,498 5,185 308 8,991 2,202 4,793 335 7,330 Default n/a n/a 430 430 n/a n/a 395 395 Total loans 181,415 25,457 738 207,610 178,353 27,069 730 206,152 Allowance for loan losses 638 870 170 1,678 619 850 154 1,623 Loans, net of allowance 180,777 24,587 568 205,932 177,734 26,219 576 204,529 Credit card Low Risk 5,822 11 n/a 5,833 6,532 11 n/a 6,543 Normal Risk 10,544 126 n/a 10,670 10,760 137 n/a 10,897 Medium Risk 11,633 1,208 n/a 12,841 10,794 1,184 n/a 11,978 High Risk 2,549 4,205 320 7,074 2,590 3,653 265 6,508 Default n/a n/a 90 90 n/a n/a 84 84 Total loans 30,548 5,550 410 36,508 30,676 4,985 349 36,010 Allowance for loan losses 686 874 281 1,841 685 855 207 1,747 Loans, net of allowance 29,862 4,676 129 34,667 29,991 4,130 142 34,263 Business and government 1,2,3,5 Investment grade or Low/Normal Risk 156,111 166 n/a 156,277 144,994 596 n/a 145,590 Non-investment 155,832 10,132 n/a 165,964 156,749 10,057 n/a 166,806 Watch and classified or High Risk 549 9,711 73 10,333 507 9,745 83 10,335 Default n/a n/a 863 863 n/a n/a 744 744 Total loans and acceptances 312,492 20,009 936 333,437 302,250 20,398 827 323,475 Allowance for loan and acceptances losses 1,111 1,321 359 2,791 1,091 1,304 344 2,739 Loans and acceptances, net of allowance 311,381 18,688 577 330,646 301,159 19,094 483 320,736 Total loans and acceptances 6 802,627 72,424 2,759 877,810 787,437 69,506 2,618 859,561 Total allowance for loan losses 6,7 2,551 3,234 859 6,644 2,522 3,149 761 6,432 Total loans and acceptances, net of allowance 6 $ 800,076 $ 69,190 $ 1,900 $ 871,166 $ 784,915 $ 66,357 $ 1,857 $ 853,129 1 Includes impaired loans with a balance of $112 million (October 31, 2022 – $110 million) which did not have a related allowance for loan losses as the realizable value of the collateral exceeded the loan amount. 2 Excludes trading loans and non-trading 3 Includes insured mortgages of $75 billion (October 31, 2022 – $77 billion). 4 Includes Canadian government-insured real estate personal loans of $7 billion (October 31, 2022 – $9 billion). 5 Includes loans guaranteed by government agencies of $27 billion (October 31, 2022 – $28 billion), which are primarily reported in Non-investment 6 Stage 3 includes acquired credit-impaired (ACI) loans of $100 million (October 31, 2022 – $115 million) and a related allowance for loan losses of $3 million (October 31, 2022 – $4 million), which have been included in the “Default” risk rating category as they were impaired at acquisition. 7 Includes allowance for loan losses related to loans that are measured at FVOCI of nil (October 31, 2022 – nil). Loans and Acceptances by Risk Ratings – Off-Balance 1 (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Retail Exposures 2 Low Risk $ 250,247 $ 1,170 $ n/a $ 251,417 $ 240,203 $ 1,174 $ n/a $ 241,377 Normal Risk 90,104 1,227 n/a 91,331 87,113 1,178 n/a 88,291 Medium Risk 20,995 1,078 n/a 22,073 21,914 1,015 n/a 22,929 High Risk 1,310 1,315 – 2,625 1,272 1,374 – 2,646 Default n/a n/a – – n/a n/a – – Non-Retail 3 Investment grade 252,622 – n/a 252,622 229,592 – n/a 229,592 Non-investment 91,809 3,445 n/a 95,254 84,301 3,642 n/a 87,943 Watch and classified 163 3,548 – 3,711 237 4,265 – 4,502 Default n/a n/a 104 104 n/a n/a 116 116 Total off-balance 707,250 11,783 104 719,137 664,632 12,648 116 677,396 Allowance for off-balance 465 532 3 1,000 433 495 3 931 Total off-balance $ 706,785 $ 11,251 $ 101 $ 718,137 $ 664,199 $ 12,153 $ 113 $ 676,465 1 Excludes mortgage commitments. 2 Includes $365 billion (October 31, 2022 – $352 billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 3 Includes $60 billion (October 31, 2022 – $51 billion) of the undrawn component of uncommitted credit and liquidity facilities. (c) ALLOWANCE FOR CREDIT LOSSES The following table provides details on the Bank’s allowance for credit losses as at and for the three and six months ended April 30, 2023 and April 30, 2022, including allowance for off-balance Allowance for Credit Losses (millions of Canadian dollars) Balance at Provision Write-offs, Foreign Balance Balance at Provision Write-offs, Foreign Balance For the three months ended April 30, 2023 April 30, 2022 Residential mortgages $ 330 $ 4 $ (3 ) $ 3 $ 334 $ 250 $ 2 $ 2 $ 1 $ 255 Consumer instalment and other personal 1,753 183 (181 ) 11 1,766 1,592 113 (116 ) 6 1,595 Credit card 2,407 327 (283 ) 29 2,480 2,328 34 (163 ) 14 2,213 Business and government 2,987 86 (57 ) 48 3,064 2,971 (122 ) (14 ) 12 2,847 Total allowance for loan losses, including off-balance 7,477 600 (524 ) 91 7,644 7,141 27 (291 ) 33 6,910 Debt securities at amortized cost 1 – – 1 2 2 (1 ) – – 1 Debt securities at FVOCI 1 (1 ) – 1 1 5 1 – – 6 Total allowance for credit losses on debt securities 2 (1 ) – 2 3 7 – – – 7 Total allowance for credit losses $ 7,479 $ 599 $ (524 ) $ 93 $ 7,647 $ 7,148 $ 27 $ (291 ) $ 33 $ 6,917 Comprising: Allowance for credit losses on loans at amortized cost $ 6,492 $ 6,644 $ 6,239 $ 6,076 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,492 6,644 6,239 6,076 Allowance for off-balance 985 1,000 902 834 Allowance for credit losses on debt securities 2 3 7 7 For the six months ended April 30, 2023 April 30, 2022 Residential mortgages $ 323 $ 16 $ (4 ) $ (1 ) $ 334 $ 261 $ (8 ) $ – $ 2 $ 255 Consumer instalment and other personal 1,704 445 (377 ) (6 ) 1,766 1,649 165 (241 ) 22 1,595 Credit card 2,352 664 (528 ) (8 ) 2,480 2,314 151 (307 ) 55 2,213 Business and government 2,984 165 (88 ) 3 3,064 3,022 (207 ) (28 ) 60 2,847 Total allowance for loan losses, including off-balance 7,363 1,290 (997 ) (12 ) 7,644 7,246 101 (576 ) 139 6,910 Debt securities at amortized cost 1 – – 1 2 2 (1 ) – – 1 Debt securities at FVOCI 2 (1 ) – – 1 7 (1 ) – – 6 Total allowance for credit losses on debt securities 3 (1 ) – 1 3 9 (2 ) – – 7 Total allowance for credit losses $ 7,366 $ 1,289 $ (997 ) $ (11 ) $ 7,647 $ 7,255 $ 99 $ (576 ) $ 139 $ 6,917 Comprising: Allowance for credit losses on loans at amortized cost $ 6,432 $ 6,644 $ 6,390 $ 6,076 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,432 6,644 6,390 6,076 Allowance for off-balance 931 1,000 856 834 Allowance for credit losses on debt securities 3 3 9 7 (d) ALLOWANCE FOR LOAN LOSSES BY STAGE The following table provides details on the Bank’s allowance for loan losses by stage as at and for the three months ended April 30, 2023 and April 30, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 129 $ 150 $ 51 $ 330 $ 30 $ 175 $ 45 $ 250 Provision for credit losses Transfer to Stage 1 2 21 (21 ) – – 56 (55 ) (1 ) – Transfer to Stage 2 (8 ) 12 (4 ) – (3 ) 5 (2 ) – Transfer to Stage 3 (1 ) (3 ) 4 – – (1 ) 1 – Net remeasurement due to transfers into stage 3 (4 ) 5 – 1 (7 ) 2 – (5 ) New originations or purchases 4 8 n/a n/a 8 12 n/a n/a 12 Net repayments 5 (1 ) (1 ) – (2 ) (1 ) (1 ) – (2 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (1 ) (4 ) (3 ) (8 ) (1 ) (7 ) (5 ) (13 ) Changes to risk, parameters, and models 7 (28 ) 30 3 5 43 (43 ) 10 10 Disposals – – – – – – – – Write-offs – – (3 ) (3 ) – – (1 ) (1 ) Recoveries – – – – – – 3 3 Foreign exchange and other adjustments 1 1 1 3 1 – – 1 Balance at end of period $ 116 $ 169 $ 49 $ 334 $ 130 $ 75 $ 50 $ 255 Consumer Instalment and Other Personal Balance, including off-balance $ 675 $ 916 $ 162 $ 1,753 $ 549 $ 883 $ 160 $ 1,592 Provision for credit losses Transfer to Stage 1 2 136 (135 ) (1 ) – 190 (189 ) (1 ) – Transfer to Stage 2 (48 ) 67 (19 ) – (47 ) 64 (17 ) – Transfer to Stage 3 (2 ) (49 ) 51 – (3 ) (56 ) 59 – Net remeasurement due to transfers into stage 3 (48 ) 49 3 4 (58 ) 53 2 (3 ) New originations or purchases 4 99 n/a n/a 99 65 n/a n/a 65 Net repayments 5 (1 ) (26 ) (3 ) (30 ) (20 ) (18 ) (3 ) (41 ) Derecognition of financial assets (excluding 6 (17 ) (23 ) (8 ) (48 ) (20 ) (42 ) (14 ) (76 ) Changes to risk, parameters, and models 7 (124 ) 117 165 158 (90 ) 173 85 168 Disposals – – – – – – – – Write-offs – – (254 ) (254 ) – – (192 ) (192 ) Recoveries – – 73 73 – – 76 76 Foreign exchange and other adjustments 5 5 1 11 2 4 – 6 Balance, including off-balance 675 921 170 1,766 568 872 155 1,595 Less: Allowance for off-balance 8 37 51 – 88 33 44 – 77 Balance at end of period $ 638 $ 870 $ 170 $ 1,678 $ 535 $ 828 $ 155 $ 1,518 Credit Card 9 Balance, including off-balance $ 956 $ 1,198 $ 253 $ 2,407 $ 897 $ 1,269 $ 162 $ 2,328 Provision for credit losses Transfer to Stage 1 2 270 (264 ) (6 ) – 373 (368 ) (5 ) – Transfer to Stage 2 (76 ) 90 (14 ) – (68 ) 77 (9 ) – Transfer to Stage 3 (5 ) (179 ) 184 – (4 ) (172 ) 176 – Net remeasurement due to transfers into stage 3 (127 ) 121 5 (1 ) (107 ) 104 5 2 New originations or purchases 4 46 n/a n/a 46 38 n/a n/a 38 Net repayments 5 34 (6 ) 15 43 (15 ) (1 ) 5 (11 ) Derecognition of financial assets (excluding 6 (10 ) (23 ) (65 ) (98 ) (10 ) (24 ) (37 ) (71 ) Changes to risk, parameters, and models 7 (135 ) 284 188 337 (189 ) 225 40 76 Disposals – – – – – – – – Write-offs – – (357 ) (357 ) – – (241 ) (241 ) Recoveries – – 74 74 – – 78 78 Foreign exchange and other adjustments 11 14 4 29 6 7 1 14 Balance, including off-balance 964 1,235 281 2,480 921 1,117 175 2,213 Less: Allowance for off-balance 8 278 361 – 639 245 300 – 545 Balance at end of period $ 686 $ 874 $ 281 $ 1,841 $ 676 $ 817 $ 175 $ 1,668 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,265 $ 1,356 $ 366 $ 2,987 $ 1,181 $ 1,471 $ 319 $ 2,971 Provision for credit losses Transfer to Stage 1 3 122 (122 ) – – 122 (122 ) – – Transfer to Stage 2 (124 ) 127 (3 ) – (84 ) 91 (7 ) – Transfer to Stage 3 (4 ) (18 ) 22 – – (22 ) 22 – Net remeasurement due to transfers into stage 3 (36 ) 27 – (9 ) (27 ) 15 – (12 ) New originations or purchases 3 265 n/a n/a 265 222 n/a n/a 222 Net repayments 3 28 (18 ) (19 ) (9 ) 13 (17 ) (6 ) (10 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (163 ) (121 ) (106 ) (390 ) (148 ) (126 ) (89 ) (363 ) Changes to risk, parameters, and models 3 (125 ) 192 162 229 (160 ) 96 105 41 Disposals – – – – – – – – Write-offs – – (65 ) (65 ) – – (28 ) (28 ) Recoveries – – 8 8 – – 14 14 Foreign exchange and other adjustments 33 18 (3 ) 48 7 8 (3 ) 12 Balance, including off-balance 1,261 1,441 362 3,064 1,126 1,394 327 2,847 Less: Allowance for off-balance 4 150 120 3 273 121 89 2 212 Balance at end of period 1,111 1,321 359 2,791 1,005 1,305 325 2,635 Total Allowance, including off-balance 3,016 3,766 862 7,644 2,745 3,458 707 6,910 Less: Total Allowance for off-balance 4 465 532 3 1,000 399 433 2 834 Total Allowance for Loan Losses at end of period $ 2,551 $ 3,234 $ 859 $ 6,644 $ 2,346 $ 3,025 $ 705 $ 6,076 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance The following table provides details on the Bank’s allowance for loan losses by stage as at and for the six months ended April 30, 2023 and April 30, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the six months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 127 $ 140 $ 56 $ 323 $ 35 $ 175 $ 51 $ 261 Provision for credit losses Transfer to Stage 1 2 56 (55 ) (1 ) – 79 (78 ) (1 ) – Transfer to Stage 2 (14 ) 23 (9 ) – (7 ) 12 (5 ) – Transfer to Stage 3 (1 ) (8 ) 9 – – (5 ) 5 – Net remeasurement due to transfers into stage 3 (11 ) 11 – – (11 ) 5 – (6 ) New originations or purchases 4 16 n/a n/a 16 16 n/a n/a 16 Net repayments 5 (2 ) (2 ) – (4 ) (2 ) (2 ) – (4 ) Derecognition of financial assets (excluding 6 (2 ) (8 ) (6 ) (16 ) (2 ) (11 ) (16 ) (29 ) Changes to risk, parameters, and models 7 (52 ) 68 4 20 21 (22 ) 16 15 Disposals – – – – – – – – Write-offs – – (5 ) (5 ) – – (4 ) (4 ) Recoveries – – 1 1 – – 4 4 Foreign exchange and other adjustments (1 ) – – (1 ) 1 1 – 2 Balance at end of period $ 116 $ 169 $ 49 $ 334 $ 130 $ 75 $ 50 $ 255 Consumer Instalment and Other Personal Balance, including off-balance $ 654 $ 896 $ 154 $ 1,704 $ 550 $ 960 $ 139 $ 1,649 Provision for credit losses Transfer to Stage 1 2 306 (303 ) (3 ) – 394 (392 ) (2 ) – Transfer to Stage 2 (100 ) 137 (37 ) – (81 ) 109 (28 ) – Transfer to Stage 3 (4 ) (95 ) 99 – (4 ) (109 ) 113 – Net remeasurement due to transfers into stage 3 (101 ) 103 5 7 (108 ) 86 4 (18 ) New originations or purchases 4 198 n/a n/a 198 121 n/a n/a 121 Net repayments 5 (23 ) (44 ) (6 ) (73 ) (40 ) (38 ) (6 ) (84 ) Derecognition of financial assets (excluding 6 (35 ) (47 ) (17 ) (99 ) (42 ) (90 ) (27 ) (159 ) Changes to risk, parameters, and models 7 (218 ) 277 353 412 (229 ) 332 202 305 Disposals – – – – – – – – Write-offs – – (520 ) (520 ) – – (389 ) (389 ) Recoveries – – 143 143 – – 148 148 Foreign exchange and other adjustments (2 ) (3 ) (1 ) (6 ) 7 14 1 22 Balance, including off-balance 675 921 170 1,766 568 872 155 1,595 Less: Allowance for off-balance 8 37 51 – 88 33 44 – 77 Balance at end of period $ 638 $ 870 $ 170 $ 1,678 $ 535 $ 828 $ 155 $ 1,518 Credit Card 9 Balance, including off-balance $ 954 $ 1,191 $ 207 $ 2,352 $ 878 $ 1,298 $ 138 $ 2,314 Provision for credit losses Transfer to Stage 1 2 569 (558 ) (11 ) – 697 (688 ) (9 ) – Transfer to Stage 2 (162 ) 188 (26 ) – (126 ) 143 (17 ) – Transfer to Stage 3 (10 ) (343 ) 353 – (10 ) (319 ) 329 – Net remeasurement due to transfers into stage 3 (266 ) 248 10 (8 ) (203 ) 185 9 (9 ) New originations or purchases 4 97 n/a n/a 97 109 n/a n/a 109 Net repayments 5 62 1 28 91 (5 ) – 9 4 Derecognition of financial assets (excluding 6 (22 ) (41 ) (111 ) (174 ) (33 ) (75 ) (72 ) (180 ) Changes to risk, parameters, and models 7 (255 ) 554 359 658 (408 ) 545 90 227 Disposals – – – – – – – – Write-offs – – (671 ) (671 ) – – (462 ) (462 ) Recoveries – – 143 143 – – 155 155 Foreign exchange and other adjustments (3 ) (5 ) – (8 ) 22 28 5 55 Balance, including off-balance 964 1,235 281 2,480 921 1,117 175 2,213 Less: Allowance for off-balance 8 278 361 – 639 245 300 – 545 Balance at end of period $ 686 $ 874 $ 281 $ 1,841 $ 676 $ 817 $ 175 $ 1,668 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the six months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,220 $ 1,417 $ 347 $ 2,984 $ 1,186 $ 1,526 $ 310 $ 3,022 Provision for credit losses Transfer to Stage 1 3 222 (220 ) (2 ) – 209 (208 ) (1 ) – Transfer to Stage 2 (283 ) 289 (6 ) – (183 ) 192 (9 ) – Transfer to Stage 3 (9 ) (39 ) 48 – (1 ) (41 ) 42 – Net remeasurement due to transfers into stage 3 (64 ) 51 – (13 ) (47 ) 31 – (16 ) New originations or purchases 3 597 n/a n/a 597 478 n/a n/a 478 Net repayments 3 32 (39 ) (43 ) (50 ) 17 (33 ) (30 ) (46 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (351 ) (272 ) (239 ) (862 ) (356 ) (279 ) (162 ) (797 ) Changes to risk, parameters, and models 3 (116 ) 256 353 493 (206 ) 171 209 174 Disposals – – – – – – – – Write-offs – – (108 ) (108 ) – – (54 ) (54 ) Recoveries – – 20 20 – – 26 26 Foreign exchange and other adjustments 13 (2 ) (8 ) 3 29 35 (4 ) 60 Balance, including off-balance 1,261 1,441 362 3,064 1,126 1,394 327 2,847 Less: Allowance for off-balance 4 150 120 3 273 121 89 2 212 Balance at end of period 1,111 1,321 359 2,791 1,005 1,305 325 2,635 Total Allowance, including off-balance 3,016 3,766 862 7,644 2,745 3,458 707 6,910 Less: Total Allowance for off-balance 4 465 532 3 1,000 399 433 2 834 Total Allowance for Loan Losses at end of period $ 2,551 $ 3,234 $ 859 $ 6,644 $ 2,346 $ 3,025 $ 705 $ 6,076 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance The allowance for credit losses on all remaining financial assets is not significant. (e) FORWARD-LOOKING INFORMATION Relevant macroeconomic factors are incorporated in risk parameters as appropriate. Additional risk factors that are industry or segment specific are also incorporated, where relevant. The key macroeconomic variables used in determining ECLs include regional unemployment rates for all retail exposures and regional housing price indices for residential mortgages and home equity lines of credit. For business and government loans, the key macroeconomic variables include gross domestic product (GDP), unemployment rates, interest rates, and credit spreads. Refer to Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for a discussion of how forward-looking information is generated and considered in determining whether there has been a significant increase in credit risk and in measuring ECLs. Macroeconomic Variables Select macroeconomic variables are projected over the forecast period. The following table represents the average values of the macroeconomic variables over the four calendar quarters starting with the current quarter, and the remaining 4-year Macroeconomic Variables As at April 30, 2023 Base Forecast Upside Scenario Downside Scenario Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Unemployment rate Canada 5.8 % 6.1 % 5.2 % 5.7 % 7.3 % 6.8 % United States 3.8 4.2 3.6 3.9 5.6 5.1 Real GDP Canada 0.4 1.5 1.0 1.6 (1.6 ) 2.0 United States 1.1 1.7 1.7 1.8 (1.3 ) 2.2 Home prices Canada (average existing price) 2 (5.0 ) 3.0 (0.4 ) 3.1 (18.6 ) 7.0 United States (CoreLogic HPI) 3 (5.4 ) 1.0 (3.6 ) 1.7 (15.0 ) 3.8 Central bank policy interest rate Canada 4.38 2.39 5.13 2.52 2.88 2.02 United States 5.13 2.75 5.38 2.77 3.13 2.27 U.S. 10-year 3.60 3.01 3.94 3.07 3.11 2.94 U.S. 10-year (%-pts) 2.03 1.80 1.85 1.72 2.82 2.02 Exchange rate (U.S. dollar/Canadian dollar) $ 0.73 $ 0.79 $ 0.76 $ 0.80 $ 0.69 $ 0.74 1 The numbers represent average values for the quoted periods, and average of year-on-year 2 The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. 3 The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time. (f) SENSITIVITY OF ALLOWANCE FOR CREDIT LOSSES ECLs are sensitive to the inputs used in internally developed models, the macroeconomic variables in the forward-looking forecasts and respective probability weightings in determining the probability-weighted ECLs, and other factors considered when applying expert credit judgment. Changes in these inputs, assumptions, models, and judgments would affect the assessment of significant increase in credit risk and the measurement of ECLs. The following table presents the base ECL scenario compared to the probability-weighted ECLs, with the latter derived from three ECL scenarios for performing loans and off-balance non-linearity Change from Base to Probability-Weighted ECLs (millions of Canadian dollars, except as noted) As at April 30, 2023 October 31, 2022 Probability-weighted ECLs $ 6,782 $ 6,599 Base ECLs 6,303 6,095 Difference – in amount $ 479 $ 504 Difference – in percentage 7.6 % 8.3 % ECLs for performing loans and off-balance off-balance twelve-month Incremental Lifetime ECLs Impact (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Probability-weighted ECLs $ 6,782 $ 6,599 All performing loans and off-balance 12-month 5,000 4,819 Incremental lifetime ECLs impact $ 1,782 $ 1,780 (g) FORECLOSED ASSETS Foreclosed assets are repossessed non-financial (h) LOANS PAST DUE BUT NOT IMPAIRED A loan is classified as past due when a borrower has failed to make a payment by the contractual due date. The following table summarizes loans that are past due but not impaired. Loans less than 31 days contractually past due are excluded as they do not generally reflect a borrower’s ability to meet their payment obligations. Loans Past Due but not Impaired 1 (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 31-60 days 61-89 days Total 31-60 days 61-89 days Total Residential mortgages $ 250 $ 89 $ 339 $ 230 $ 69 $ 299 Consumer instalment and other personal 680 258 938 668 204 872 Credit card 275 190 465 271 172 443 Business and government 192 182 374 654 162 816 Total $ 1,397 $ 719 $ 2,116 $ 1,823 $ 607 $ 2,430 1 Includes loans that are measured at FVOCI.

Investment in Associates and Jo

Investment in Associates and Joint Ventures	6 Months Ended
	Apr. 30, 2023
Investments accounted for using equity method [abstract]
Investment in Associates and Joint Ventures	NOTE 7: INVESTMENT IN ASSOCIATES AND JOINT VENTURES INVESTMENT IN THE CHARLES SCHWAB CORPORATION The Bank has significant influence over The Charles Schwab Corporation (“Schwab”) and the ability to participate in the financial and operating policy-making decisions of Schwab through a combination of the Bank’s ownership, board representation and the insured deposit account agreement between the Bank and Schwab. As such, the Bank accounts for its investment in Schwab using the equity method. The Bank’s share of Schwab’s earnings available to common shareholders is reported with a one-month one-month As at April 30, 2023, the Bank’s reported investment in Schwab was approximately 12.4% (October 31, 2022 – 12.1%), consisting of 9.9% of the outstanding voting common shares and the remainder in non-voting The Bank and Schwab are party to a stockholder agreement (the “Stockholder Agreement”) under which the Bank has the right to designate two members of Schwab’s Board of Directors and has representation on two Board Committees, subject to the Bank meeting certain conditions. The Bank’s designated directors currently are the Bank’s Group President and Chief Executive Officer and the Bank’s Chair of the Board. Under the Stockholder Agreement, the Bank is not permitted to own more than 9.9% voting common shares of Schwab, and the Bank is subject to customary standstill restrictions and, subject to certain exceptions, transfer restrictions. The carrying value of the Bank’s investment in Schwab of $9.1 billion as at April 30, 2023 (October 31, 2022 – $8.1 billion) represents the Bank’s share of Schwab’s stockholders’ equity, adjusted for goodwill, other intangibles, and cumulative translation adjustment. The Bank’s share of net income from its investment in Schwab of $241 million and $526 million during the three and six months ended April 30, 2023, respectively (three and six months ended April 30, 2022 – $202 million and $433 million, respectively), reflects net income after adjustments for amortization of certain intangibles net of tax. The following tables represent the gross amount of Schwab’s total assets, liabilities, net revenues, net income available to common stockholders, other comprehensive income (loss), and comprehensive income (loss). Summarized Financial Information (millions of Canadian dollars) As at March 31 September 30 Total assets $ 724,655 $ 797,759 Total liabilities 675,474 746,596 (millions of Canadian dollars) For the three months ended For the six months ended March 31 March 31 March 31 March 31 Total net revenues $ 6,915 $ 5,916 $ 14,380 $ 11,849 Total net income available to common stockholders 2,072 1,618 4,544 3,445 Total other comprehensive income (loss) 2,610 (12,582 ) 3,331 (15,558 ) Total comprehensive income (loss) 4,682 (10,964 ) 7,875 (12,113 ) IDA Agreement On November 25, 2019, the Bank and Schwab signed an insured deposit account agreement (“2019 Schwab IDA Agreement”), with an initial expiration date of July 1, 2031. Pursuant to the 2019 Schwab IDA Agreement, the Bank made sweep deposit accounts available to clients of Schwab. Starting July 1, 2021, Schwab had the option to reduce the deposits by up to US$ On May 4, 2023, the Bank and Schwab entered into an amended insured deposit account agreement (the “2023 Schwab IDA Agreement”), which replaced the 2019 Schwab IDA Agreement. In comparison to the 2019 Schwab IDA Agreement, the 2023 Schwab IDA Agreement extends the initial expiration date by three years to July 1, 2034 and provides for lower deposit balances in its first six years, followed by higher balances in the later years. Specifically, until September 2025, the aggregate amount of fixed rate obligations will serve as the floor. Thereafter, the floor will be set at US$ billion. In addition, Schwab has the option to buy US$ billion of fixed rate obligations by fees in accordance with the 2023 Schwab IDA Agreement, subject to certain limits .

Significant Acquisitions

Significant Acquisitions	6 Months Ended
	Apr. 30, 2023
Disclosure of detailed information about business combination [abstract]
Significant Acquisitions	NOTE 8: SIGNIFICANT ACQUISITION Acquisition of Cowen Inc. On March 1, 2023, the Bank completed the acquisition of Cowen Inc. (“Cowen”). The acquisition advances the Wholesale Banking Segment’s long-term growth strategy in the U.S. and adds complementary products and services to the Bank’s existing businesses. The results of the acquired business have been consolidated by the Bank from the closing date and primarily reported in the Wholesale Banking segment. Consideration included $ million (US$ for the settlement of Cowen’s Series A Preferred Stock, and $ million) related to the replacement of share-based payment awards. The acquisition was accounted for as a business combination under the purchase method. As at March 1, 2023, the acquisition contributed $ m m m m illion) of liabilities. The excess of accounting consideration over the fair value of the tangible net assets acquired was allocated to other intangibles assets of million (US$ million) net of taxes, and goodwill of million (US$ million). Goodwill is not deductible for tax purposes. The purchase price allocation may be adjusted during the measurement period, which shall not exceed one year from the acquisition date, to reflect new information obtained about facts and circumstances that existed at the acquisition date. Since the acquisition date, the contribution of Cowen to the Bank’s revenue and net income was not significant, nor would it have been significant if the acquisition had occurred as of November 1, 2022. The Bank plans to dispose of certain non-core businesses that were acquired in connection with the Cowen acquisition. These non-core businesses are disposal groups which meet the criteria to be classified as held for sale and are measured at the lower of their carrying amount and fair value less costs to sell. The assets and liabilities of these disposal groups are recorded in Other assets and Other liabilities, respectively, on the Interim Consolidated Balance Sheet. As at April 30, 2023, assets of $ million and liabilities of $ million were classified as held for sale.

Goodwill

Goodwill	6 Months Ended
	Apr. 30, 2023
Intangible assets and goodwill [abstract]
Goodwill	NOTE 9: GOODWILL Goodwill by Segment (millions of Canadian dollars) Canadian U.S. 1 Wealth Wholesale Total Carrying amount of goodwill as at November 1, 2021 $ 900 $ 13,134 $ 1,924 $ 274 $ 16,232 Foreign currency translation adjustments and other 2 1,329 80 13 1,424 Carrying amount of goodwill as at October 31, 2022 2 $ 902 $ 14,463 $ 2,004 $ 287 $ 17,656 Additions – – – 698 698 Foreign currency translation adjustments and other – (92 ) (6 ) (73 ) (171 ) Carrying amount of goodwill as at April 30, 2023 2 $ 902 $ 14,371 $ 1,998 $ 912 $ 18,183 1 Goodwill predominantly relates to U.S. personal and commercial banking. 2 Accumulated impairment as at April 30, 2023 and October 31, 2022 was nil.

Other Assets

Other Assets	6 Months Ended
	Apr. 30, 2023
Other Assets
Other Assets	NOTE 10: OTHER ASSETS Other Assets (millions of Canadian dollars) As at April 30 2023 October 31 2022 Accounts receivable and other items $ 12,938 $ 10,769 Accrued interest 4,806 3,765 Current income tax receivable 4,009 6,031 Defined benefit asset 1,568 1,406 Insurance-related assets, excluding investments 1,944 2,008 Prepaid expenses 1,821 1,323 Total $ 27,086 $ 25,302

Deposits

Deposits	6 Months Ended
	Apr. 30, 2023
Deposits
Deposits	NOTE 11: DEPOSITS Demand deposits are those for which the Bank does not have the right to require notice prior to withdrawal and are in general chequing accounts. Notice deposits are those for which the Bank can legally require notice prior to withdrawal and are in general savings accounts. Term deposits are payable on a given date of maturity and are purchased by customers to earn interest over a fixed period, with terms ranging from one day to ten years and generally include fixed term deposits, guaranteed investment certificates, senior debt, and similar instruments. The aggregate amount of term deposits in denominations of $ 100,000 Deposits (millions of Canadian dollars) As at By Type By Country April 30 2023 October 31 2022 Demand Notice Term 1 Canada United States International Total Total Personal $ 18,339 $ 514,885 $ 95,643 $ 319,379 $ 309,488 $ – $ 628,867 $ 660,838 Banks 11,749 423 37,111 18,815 29,898 570 49,283 38,263 Business and government 2 127,168 188,817 195,235 357,463 151,520 2,237 511,220 530,869 157,256 704,125 327,989 695,657 490,906 2,807 1,189,370 1,229,970 Trading – – 25,077 17,621 2,867 4,589 25,077 23,805 Designated at fair value through profit or loss 3 – – 200,908 44,243 82,829 73,836 200,908 162,645 Total $ 157,256 $ 704,125 $ 553,974 $ 757,521 $ 576,602 $ 81,232 $ 1,415,355 $ 1,416,420 Non-interest-bearing In domestic offices $ 65,307 $ 76,551 In foreign offices 82,396 91,175 Interest-bearing deposits included above In domestic offices 692,214 686,518 In foreign offices 534,712 552,678 U.S. federal funds deposited 10,937 9,498 Deposits and advances with the Federal Home Loan Bank 29,789 – Total 2,4 $ 1,415,355 $ 1,416,420 1 Includes $97.3 billion (October 31, 2022 – $89.4 billion) of senior debt which is subject to the bank recapitalization “bail-in” non-viable. 2 Includes $38.8 billion relating to covered bondholders (October 31, 2022 – $34 billion). 3 Financial liabilities designated at FVTPL on the Interim Consolidated Balance Sheet also includes $153 million (October 31, 2022 – $140.5 million) of loan commitments and financial guarantees designated at FVTPL. 4 Includes deposits of $791.5 billion (October 31, 2022 – $814.9 billion) denominated in U.S. dollars and $104 billion (October 31, 2022 – $84.4 billion) denominated in other foreign currencies.

Other Liabilities

Other Liabilities	6 Months Ended
	Apr. 30, 2023
Disclosure of financial liabilities [abstract]
Other Liabilities	NOTE 12: OTHER LIABILITIES Other Liabilities (millions of Canadian dollars) As at April 30 2023 October 31 2022 Accounts payable, accrued expenses, and other items 1 $ 7,542 $ 5,040 Accrued interest 3,424 1,870 Accrued salaries and employee benefits 3,944 4,100 Cheques and other items in transit 2,169 2,116 Current income tax payable 234 151 Deferred tax liabilities 260 236 Defined benefit liability 1,319 1,286 Lease liabilities 5,165 5,313 Liabilities related to structured entities 15,736 12,120 Provisions (Note 18) 2,985 1,320 Total $ 42,778 $ 33,552 1 Includes dividends and distributions payable of $1,286 million as at April 30, 2023 (October 31, 2022 – nil).

Equity

Equity	6 Months Ended
	Apr. 30, 2023
Disclosure of classes of share capital [abstract]
Equity	NOTE 13: EQUITY The following table summarizes the changes to the shares and other equity instruments issued and outstanding, and treasury instruments held as at and for the three and six months ended April 30, 2023 and April 30, 2022. Shares and Other Equity Instruments Issued and Outstanding and Treasury Instruments Held (millions of shares or other equity instruments and For the three months ended For the six months ended April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Number of shares Amount Number of shares Amount Number of shares Amount Number of shares Amount Common Shares Balance as at beginning of period 1,830.0 $ 25,094 1,818.8 $ 23,170 1,821.7 $ 24,363 1,823.9 $ 23,066 Proceeds from shares issued on exercise of stock options 0.7 45 0.1 14 1.1 71 1.3 90 Shares issued as a result of dividend reinvestment plan 8.9 713 1.3 114 16.8 1,418 2.5 236 Purchase of shares for cancellation and other – – (13.5 ) (171 ) – – (21.0 ) (265 ) Balance as at end of period – common shares 1,839.6 $ 25,852 1,806.7 $ 23,127 1,839.6 $ 25,852 1,806.7 $ 23,127 Preferred Shares and Other Equity Instruments Preferred Shares – Class A Balance as at beginning of period 159.6 $ 5,600 158.0 $ 3,950 159.6 $ 5,600 158.0 $ 3,950 Issue of shares – – 0.8 850 – – 0.8 850 Redemption of shares – – – – – – – – Balance as at end of period 159.6 $ 5,600 158.8 $ 4,800 159.6 $ 5,600 158.8 $ 4,800 Other Equity Instruments 1 Balance as at beginning and end of period 5.0 $ 5,653 1.8 $ 1,750 5.0 $ 5,653 1.8 $ 1,750 Balance as at end of period – preferred shares and other equity instruments 164.6 $ 11,253 160.6 $ 6,550 164.6 $ 11,253 160.6 $ 6,550 Treasury – common shares 2 Balance as at beginning of period 1.1 $ (103 ) 2.3 $ (188 ) 1.0 $ (91 ) 1.9 $ (152 ) Purchase of shares 26.5 (2,235 ) 30.7 (3,088 ) 46.9 (4,051 ) 61.2 (6,024 ) Sale of shares (26.5 ) 2,239 (30.2 ) 3,033 (46.8 ) 4,043 (60.3 ) 5,933 Balance as at end of period – treasury – common shares 1.1 $ (99 ) 2.8 $ (243 ) 1.1 $ (99 ) 2.8 $ (243 ) Treasury – preferred shares and other equity instruments 2 Balance as at beginning of period 0.1 $ (9 ) 0.2 $ (6 ) 0.1 $ (7 ) 0.1 $ (10 ) Purchase of shares and other equity instruments 1.0 (185 ) 0.9 (61 ) 2.0 (326 ) 1.7 (90 ) Sale of shares and other equity instruments (1.0 ) 184 (0.9 ) 54 (2.0 ) 323 (1.6 ) 87 Balance as at end of period – treasury – preferred shares and other equity instruments 0.1 $ (10 ) 0.2 $ (13 ) 0.1 $ (10 ) 0.2 $ (13 ) 1 Consists of Limited Recourse Capital Notes (LRCNs). For LRCNs, the number of shares represents the number of notes issued. 2 When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury instruments and the cost of these instruments is recorded as a reduction in equity. DIVIDENDS On May 24, 2023, the Board approved a dividend in an amount of ninety-six 10 DIVIDEND REINVESTMENT PLAN The Bank offers a dividend reinvestment plan for its common shareholders. Participation in the plan is optional and under the terms of the plan, cash dividends on common shares are used to purchase additional common shares. At the option of the Bank, the common shares may be issued from treasury at an average market price based on the last five trading days before the date of the dividend payment, with a discount of between 0% to 5% at the Bank’s discretion or purchased from the open market at market price. During the three months ended April 30, 2023, the Bank issued 8.9 million common shares from treasury with a 2% discount. During the three months ended April 30, 2022, the Bank issued 1.3 million common shares from treasury with no discount. On May 25, 2023, the Bank announced that beginning with the dividend approved on May 24, 2023 for the quarter ending July 31, 2023, there will no longer be a discount to the average market price applied to the issue of common shares from treasury. NORMAL COURSE ISSUER BID On May 24, 2023, the Board approved the initiation of a normal course issuer bid for up to 30 million of the Bank’s common shares, subject to the approval of OSFI and the Toronto Stock Exchange. The timing and amount of any purchases under the program are subject to regulatory approvals and management discretion based on factors such as market conditions and capital adequacy.

Share-Based Compensation

Share-Based Compensation	6 Months Ended
	Apr. 30, 2023
Disclosure of sensitivity analysis for actuarial assumptions [abstract]
Share-Based Compensation	NOTE 14: SHARE-BASED COMPENSATION For the three and six months ended April 30, 2023, the Bank recognized compensation expense for stock option awards of $9.6 million and $22.2 million, respectively (three and six months ended April 30, 2022 – $8.3 million and $18.4 million, respectively). During the three months ended April 30, 2023 and April 30, 2022, nil stock options were granted by the Bank. During the six months ended April 30, 2023, 2.5 million (six months ended April 30, 2022 – 2.5 million) stock options were granted by the Bank at a weighted-average fair value of $14.70 per option (April 30, 2022 – $12.41 per option). The following table summarizes the assumptions used for estimating the fair value of options for the six months ended April 30, 2023 and April 30, 2022. Assumptions Used for Estimating the Fair Value of Options (in Canadian dollars, except as noted) For the six months ended April 30 April 30 Risk-free interest rate 2.87 % 1.47 % Option contractual life 10 years 10 years Expected volatility 1 18.43 % 17.89 % Expected dividend yield 3.69 % 3.66 % Exercise price/share price $ 90.55 $ 95.33 1 Expected volatility is calculated based on the average daily volatility measured over a historical period.

Employee Benefits

Employee Benefits	6 Months Ended
	Apr. 30, 2023
Employee Benefits
Employee Benefits	NOTE 15: EMPLOYEE BENEFITS The following table summarizes expenses for the Bank’s principal pension and non-pension Defined Benefit Plan Expenses (millions of Canadian dollars) Principal pension plans Principal post-retirement Other pension plans 1 For the three months ended April 30 April 30 April 30 April 30 April 30 April 30 Service cost – benefits earned $ 62 $ 104 $ 1 $ 2 $ 4 $ 6 Net interest cost (income) on net defined benefit liability (asset) (25 ) (6 ) 5 4 5 4 Interest cost on asset limitation and minimum funding 5 – – – 1 – Defined benefit administrative expenses 3 3 – – 2 1 Total $ 45 $ 101 $ 6 $ 6 $ 12 $ 11 For the six months ended April 30 April 30 April 30 April 30 April 30 April 30 Service cost – benefits earned $ 124 $ 208 $ 2 $ 4 $ 8 $ 12 Net interest cost (income) on net defined benefit liability (asset) (50 ) (12 ) 10 7 11 9 Interest cost on asset limitation and minimum funding 10 – – – 2 – Defined benefit administrative expenses 5 5 – – 3 2 Total $ 89 $ 201 $ 12 $ 11 $ 24 $ 23 1 Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, and supplemental executive defined benefit pension plans. The following table summarizes expenses for the Bank’s defined contribution plans for the three and six months ended April 30, 2023 and April 30, 2022. Defined Contribution Plan Expenses (millions of Canadian dollars) For the three months ended For the six months ended April 30 April 30 April 30 April 30 Defined contribution pension plans 1 $ 62 $ 44 $ 126 $ 98 Government pension plans 2 121 98 294 240 Total $ 183 $ 142 $ 420 $ 338 1 Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k) plan. 2 Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. Federal Insurance Contributions Act The following table summarizes the remeasurements recognized in other comprehensive income for the Bank’s principal pension and post-retirement defined benefit plans for the three and six months ended April 30, 2023 and April 30, 2022. Amounts Recognized in Other Comprehensive Income for Remeasurement of Defined Benefit Plans 1,2,3 (millions of Canadian dollars) Principal pension plans Principal post-retirement For the three months ended April 30 April 30 2022 April 30 April 30 2022 Remeasurement gain/(loss) – financial $ (147 ) $ 1,667 $ (3 ) $ 67 Remeasurement gain/(loss) – return on plan assets less interest income 38 (988 ) – – Change in asset limitation and minimum funding requirement 63 – – – Total $ (46 ) $ 679 $ (3 ) $ 67 For the six months ended April 30 April 30 April 30 April 30 Remeasurement gain/(loss) – financial $ (529 ) $ 1,901 $ (27 ) $ 82 Remeasurement gain/(loss) – return on plan assets less interest income 424 (860 ) – – Change in asset limitation and minimum funding requirement 179 – – – Total $ 74 $ 1,041 $ (27 ) $ 82 1 Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, supplemental executive retirement plans, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for disclosure purposes as these plans are not remeasured on a quarterly basis. 2 Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions are updated annually. 3 Amounts are presented on a pre-tax

Income Taxes

Income Taxes	6 Months Ended
	Apr. 30, 2023
Income Taxes
Income Taxes	NOTE 16: INCOME TAXES Implementation of the Canada Recovery Dividend and Change in Corporate Tax Rate On December 15, 2022, Bill C-32, Fall Economic Statement Implementation Act, 2022 The implementation of the CRD resulted in a provision for income taxes of $553 million and a charge to OCI of $239 million, recognized in the first quarter of 2023. The increase in the Canadian federal tax rate of 1.5 Other Tax Matters The Canada Revenue Agency (CRA), Revenu Québec Agency (RQA) and Alberta Tax and Revenue Administration (ATRA) are denying certain dividend and interest deductions claimed by the Bank. As at April 30, 2023, the CRA has reassessed the Bank for $ million of income tax and interest for the years 2011 to 2017, the RQA has reassessed the Bank for $ million for the years 2011 to 2016, and the ATRA has reassessed the Bank for $ million for the years 2011 to 2016. In May 2023, the CRA reassessed the Bank for $15 million of additional income tax and interest in respect of the 2018 taxation year. In total, the Bank has been reassessed for $ million of income tax and interest. The Bank expects to continue to be reassessed for open years. The Bank is of the view that its tax filing positions were appropriate and filed a Notice of Appeal with the Tax Court of Canada on March 21, 2023.

Earnings per Share

Earnings per Share	6 Months Ended
	Apr. 30, 2023
Earnings per share [abstract]
Earnings per Share	NOTE 17: EARNINGS PER SHARE Basic earnings per share is calculated by dividing net income attributable to common shareholders by the weighted-average Diluted earnings per share is calculated using the same method as basic earnings per share except that certain adjustments are made to net income attributable to common shareholders and the weighted-average The following table presents the Bank’s basic and diluted earnings per share for the three and six months ended April 30, 2023 and April 30, 2022. Basic and Diluted Earnings Per Share (millions of Canadian dollars, except as noted) For the three months ended For the six months ended April 30 2023 April 30 2022 April 30 2023 April 30 2022 Basic earnings per share Net income attributable to common shareholders $ 3,141 $ 3,745 $ 4,640 $ 7,435 Weighted-average number of common shares outstanding (millions) 1,828.3 1,804.7 1,824.4 1,812.8 Basic earnings per share $ 1.72 $ 2.08 $ 2.54 $ 4.10 Diluted earnings per share Net income attributable to common shareholders $ 3,141 $ 3,745 $ 4,640 $ 7,435 Net income available to common shareholders including impact of dilutive securities 3,141 3,745 4,640 7,435 Weighted-average number of common shares outstanding (millions) 1,828.3 1,804.7 1,824.4 1,812.8 Effect of dilutive securities Stock options potentially exercisable (millions) 1 2.0 3.6 2.2 3.7 Weighted-average number of common shares outstanding – diluted (millions) 1,830.3 1,808.3 1,826.6 1,816.5 Diluted earnings per share 1 $ 1.72 $ 2.07 $ 2.54 $ 4.09 1 For the three and six months ended April 30, 2023, the computation of diluted earnings per share excluded average options outstanding of 4.9 million and 4.2 million, respectively, with a weighted-average exercise price of $92.89 and $93.29, respectively, as the option price was greater than the average market price of the Bank’s common shares. For the three and six months ended April 30, 2022, no outstanding options were excluded from the computation of diluted earnings per share.

Contingent Liabilities

Contingent Liabilities	6 Months Ended
	Apr. 30, 2023
Disclosure of credit risk exposure [abstract]
Contingent Liabilities	NOTE 18: CONTINGENT LIABILITIES Other than as described below, there have been no new significant events or transactions as previously identified in Note 27 of the Bank’s 2022 Annual Consolidated Financial Statements. LEGAL AND REGULATORY MATTERS LITIGATION In the ordinary course of business, the Bank and its subsidiaries are involved in various legal and regulatory actions, including but not limited to civil claims and lawsuits, regulatory examinations, investigations, audits, and requests for information by governmental, regulatory and self-regulatory agencies and law enforcement authorities in various jurisdictions. The Bank establishes provisions when it becomes probable that the Bank will incur a loss and the amount can be reliably estimated. The Bank also estimates the aggregate range of reasonably possible losses (RPL) in its legal and regulatory actions (that is, those which are neither probable nor remote), in excess of provisions. As at April 30, 2023, the Bank’s RPL yet-unresolved In management’s opinion, based on its current knowledge and after consultation with counsel, the ultimate disposition of these actions, individually or in the aggregate, will not have a material adverse effect on the consolidated financial condition or the consolidated cash flows of the Bank. However, because of the factors listed above, as well as other uncertainties inherent in litigation and regulatory matters, there is a possibility that the ultimate resolution of legal or regulatory actions may be material to the Bank’s consolidated results of operations for any particular reporting period. Stanford Litigation Rotstain v. Trustmark National Bank et al. action US$ billion to Ralph S. Janvey, solely in his capacity as the court-appointed Rotstain v. Trustmark National Bank, et al Smith v. Independent Bank , et al On March 7, 2023, the parties finalized their settlement agreement, and on March 8, 2023, the plaintiffs filed a motion to approve the settlement in the multi-district litigation court in the Northern District of Texas. On March 14, 2023, that Court preliminarily found that the terms of the settlement agreement are adequate, fair, reasonable, and equitable and scheduled a final settlement approval hearing for August 8, 2023. A case regarding the same facts was also brought in Ontario by the Joint Liquidators of Stanford International Bank Ltd. appointed by the Eastern Caribbean Supreme Court, under the title McDonald v. The Toronto-Dominion Bank affirmed the trial decision. On January 16, 2023, the Joint Liquidators filed an application for leave to appeal to the Supreme Court of Canada. The Bank filed a response to the leave application on February 22, 2023.

Segmented Information

Segmented Information	6 Months Ended
	Apr. 30, 2023
Disclosure of operating segments [abstract]
Segmented Information	NOTE 19: SEGMENTED INFORMATION For management reporting purposes, the Bank reports its results from business operations and activities under four key business segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. The Bank’s other activities are grouped into the Corporate segment. Canadian Personal and Commercial Banking provides financial products and services to personal, small business and commercial customers, and includes TD Auto Finance Canada. U.S. Retail is comprised of personal and business banking in the U.S., TD Auto Finance U.S., and the U.S. wealth business, including Epoch and the Bank’s equity investment in Schwab. Wealth Management and Insurance includes the Canadian wealth business which provides investment products and services to institutional and retail investors, and the insurance business which provides property and casualty insurance, as well as life and health insurance products to customers across Canada. Wholesale Banking provides a wide range of capital markets, investment banking, and corporate banking products and services, including underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and meeting the daily trading, funding, and investment needs of the Bank’s clients. The Corporate segment includes the effects of certain asset securitization programs, treasury management, elimination of taxable equivalent adjustments and other management reclassifications, corporate level tax items, and residual unallocated revenue and expenses. The following table summarizes the segment results for the three and six months ended April 30, 2023 and April 30, 2022. Results by Business Segment 1 (millions of Canadian dollars) Canadian Personal and Commercial Banking U.S. Retail Wealth Management and Insurance Wholesale 2 Corporate 2 Total For the three months ended April 30 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 3,377 $ 2,933 $ 3,034 $ 2,079 $ 258 $ 215 $ 498 $ 759 $ 261 $ 391 $ 7,428 $ 6,377 Non-interest 1,027 1,019 558 864 2,477 2,456 919 491 (43 ) 56 4,938 4,886 Total revenue 4,404 3,952 3,592 2,943 2,735 2,671 1,417 1,250 218 447 12,366 11,263 Provision for (recovery of) credit losses 247 60 190 (18 ) 1 – 12 (9 ) 149 (6 ) 599 27 Insurance claims and related expenses – – – – 804 592 – – – – 804 592 Non-interest 1,903 1,759 2,050 1,632 1,166 1,173 1,189 776 679 693 6,987 6,033 Income (loss) before income taxes and share of net income from investment in Schwab 2,254 2,133 1,352 1,329 764 906 216 483 (610 ) (240 ) 3,976 4,611 Provision for (recovery of) income taxes 629 565 190 186 201 238 66 124 (220 ) (111 ) 866 1,002 Share of net income from investment in Schwab 3,4 – – 250 224 – – – – (9 ) (22 ) 241 202 Net income (loss) $ 1,625 $ 1,568 $ 1,412 $ 1,367 $ 563 $ 668 $ 150 $ 359 $ (399 $ (151 ) $ 3,351 $ 3,811 For the six months ended April 30 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 6,916 $ 5,809 $ 6,203 $ 4,194 $ 539 $ 424 $ 1,023 $ 1,468 $ 480 $ 784 $ 15,161 $ 12,679 Non-interest 2,077 2,063 1,154 1,535 5,098 5,045 1,739 1,128 (637 ) 94 9,431 9,865 Total revenue 8,993 7,872 7,357 5,729 5,637 5,469 2,762 2,596 (157 ) 878 24,592 22,544 Provision for (recovery of) credit losses 574 92 390 3 1 1 44 (14 ) 280 17 1,289 99 Insurance claims and related expenses – – – – 1,780 1,348 – – – – 1,780 1,348 Non-interest 3,766 3,448 4,121 3,229 2,348 2,353 2,072 1,540 2,996 1,430 15,303 12,000 Income (loss) before income taxes and share of net income from investment in Schwab 4,653 4,332 2,846 2,497 1,508 1,767 646 1,070 (3,433 ) (569 ) 6,220 9,097 Provision for (recovery of) income taxes 1,299 1,146 396 334 395 463 165 277 (442 ) (234 ) 1,813 1,986 Share of net income from investment in Schwab 3,4 – – 551 476 – – – – (25 ) (43 ) 526 433 Net income (loss) $ 3,354 $ 3,186 $ 3,001 $ 2,639 $ 1,113 $ 1,304 $ 481 $ 793 $ (3,016 ) $ (378 ) $ 4,933 $ 7,544 1 The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an offsetting amount (representing the partners’ net share) recorded in Non-interest 2 Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment reflected in Wholesale Banking is reversed in the Corporate segment. 3 The after-tax 4 The Bank’s share of Schwab’s earnings is reported with a one-month Total Assets by Business Segment (millions of Canadian dollars) Canadian U.S. Retail Wealth Wholesale Banking Corporate Total As at April 30, 2023 Total assets $ 535,969 $ 571,230 $ 22,313 $ 641,452 $ 155,488 $ 1,926,452 As at October 31, 2022 Total assets $ 526,374 $ 585,297 $ 23,721 $ 635,094 $ 147,042 $ 1,917,528

Interest Income and Expense

Interest Income and Expense	6 Months Ended
	Apr. 30, 2023
Analysis of income and expense [abstract]
Interest Income and Expense	NOTE 20: INTEREST INCOME AND EXPENSE The following tables present interest income and interest expense by basis of accounting measurement. Interest Income (millions of Canadian dollars) For the three months ended For the six months ended April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Measured at amortized cost 1 $ 16,634 $ 7,046 $ 32,161 $ 13,748 Measured at FVOCI – Debt instruments 1 795 177 1,516 288 17,429 7,223 33,677 14,036 Measured or designated at FVTPL 1,797 752 3,553 1,417 Measured at FVOCI – Equity instruments 81 54 133 98 Total $ 19,307 $ 8,029 $ 37,363 $ 15,551 1 Interest income is calculated using EIRM. Interest Expense (millions of Canadian dollars) For the three months ended For the six months ended April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Measured at amortized cost 1 $ 9,613 $ 1,381 $ 18,283 $ 2,236 Measured or designated at FVTPL 2,266 271 3,919 636 Total $ 11,879 $ 1,652 $ 22,202 $ 2,872 1 Interest expense is calculated using EIRM.

Regulatory Capital

Regulatory Capital	6 Months Ended
	Apr. 30, 2023
Regulatory Capital
Regulatory Capital	NOTE 21: REGULATORY CAPITAL The Bank manages its capital under guidelines established by OSFI. The regulatory capital guidelines measure capital in relation to credit, market, and operational risks. The Bank has various capital policies, procedures, and controls which it utilizes to achieve its goals and objectives. On November 22, 2019, the Bank was designated a global systemically important bank (G-SIB). Effective January 1, 2016, OSFI’s target Common Equity Tier 1 (CET1), Tier 1, and Total Capital ratios for Canadian banks designated as domestic systemically important banks (D-SIBs) % common equity capital surcharge bringing the targets to %, respectively. On June 25, 2018, OSFI provided greater transparency related to previously undisclosed Pillar 2 CET1 capital buffers through the introduction of the public Domestic Stability Buffer (DSB) which is held by D-SIBs % of total risk-weighted assets (RWA) and must be met with CET1 Capital, effectively raising OSFI’s published CET1, Tier 1, and Total Capital minimum target ratios to %, respectively. The OSFI target includes the greater of the D-SIB G-SIB On September 23, 2018, the Canadian Bail-in On February 1, 2023, OSFI implemented revised capital rules that incorporate the Basel III reforms with adjustments to make them suitable for domestic implementation. These revised rules include revisions to the calculation of credit risk and operational risk requirements, and revisions to the Leverage Requirements Guideline to include a requirement for D-SIBs to hold a leverage ratio buffer of % in addition to the regulatory minimum requirement of %. This buffer will also apply to the TLAC leverage ratio supervisory target of %. During the six months ended April 30, 2023, the Bank complied with the OSFI Basel III guidelines related to risk-based and leverage capital ratios. The following table summarizes the Bank’s regulatory capital positions as at April 30, 2023 and October 31, 2022. Regulatory Capital Position (millions of Canadian dollars, except as noted) As at April 30 October 31 Capital Common Equity Tier 1 Capital $ 84,328 $ 83,671 Tier 1 Capital 95,111 94,445 Total Capital 107,960 107,175 Risk-weighted assets used in the calculation of capital ratios 549,398 517,048 Capital and leverage ratios Common Equity Tier 1 Capital ratio 15.3 % 16.2 % Tier 1 Capital ratio 17.3 18.3 Total Capital ratio 19.7 20.7 Leverage ratio 4.6 4.9 TLAC Ratio 34.2 35.2 TLAC Leverage Ratio 9.0 9.4

Subsequent Events

Subsequent Events	6 Months Ended
	Apr. 30, 2023
Disclosure of non-adjusting events after reporting period [abstract]
Subsequent Events	NOTE 22: SUBSEQUENT EVENTS Termination of Merger Agreement with First Horizon Corporation On May 4, 2023, the Bank and First Horizon Corporation (“First Horizon”) announced their mutual decision to terminate the previously announced merger agreement for the Bank to acquire First Horizon. Under the terms of the termination agreement, the Bank made a US$ million cash payment to First Horizon on May 5, 2023. The termination payment will be reported within the Corporate segment financial results for the third quarter ending July 31, 2023. In connection with the transaction, the Bank had invested US$ million in non-voting First Horizon preferred stock. During the current quarter, the Bank recognized a valuation adjustment loss Horizon’s million common shares of First Horizon in the third quarter. Prior to the announcement on May 4, 2023 to terminate the merger agreement, the Bank had implemented a strategy to mitigate the impact of interest rate volatility to capital on closing of the acquisition. The Bank determined that the fair value of First Horizon’s fixed rate financial assets and liabilities and certain intangible assets would have been sensitive to interest rate changes. The fair value of net assets would have determined the amount of goodwill to be recognized on closing of the acquisition. Increases in goodwill and intangibles would have negatively impacted capital ratios because they are deducted from capital under OSFI Basel III rules. In order to mitigate this volatility to closing capital, the Bank de-designated certain interest rate swaps hedging fixed income investments in fair value hedge accounting relationships. As a result of the de-designation, mark-to-market gains (losses) on these swaps were recognized in earnings, without any corresponding offset from the previously hedged investments. Such gains (losses) would have mitigated the capital impact from changes in the amount of goodwill recognized on closing of the acquisition. The de-designation For the three months and six months ended April 30, 2023, the Bank reported million and million, respectively, in non-interest income related to the mark-to-market $ million and $ million, respectively, in net interest income related to the basis adjustment amortization. In addition, for the three months and six months ended April 30, 2023, the Bank reported $ million and $ million, respectively, in non-interest income related to the net interest earned on the swaps. Following the announcement on May 4, 2023 to terminate the merger agreement, the Bank discontinued this strategy and reinstated hedge accounting on the portfolio of fixed income investments.

Current And Future Changes In_2

Current And Future Changes In Accounting Policies (Policies)	6 Months Ended
	Apr. 30, 2023
Disclosure of detailed information about financial instruments [abstract]
Current Changes in Accounting Policies	CURRENT CHANGES IN ACCOUNTING POLICIES There were no new accounting policies that have been adopted by the Bank for the three and six months ended April 30, 2023.
Future Changes in Accounting Policies	FUTURE CHANGES IN ACCOUNTING POLICIES The following standard has been issued, but is not yet effective on the date of issuance of the Bank’s Interim Consolidated Financial Statements.
Insurance Contracts	Insurance Contracts The IASB issued IFRS 17, Insurance Contracts Insurance Contracts The standard is effective for annual reporting periods beginning on or after January 1, 2023, which will be November 1, 2023 for the Bank. OSFI’s related Advisory precludes early adoption. The standard will be applied retrospectively with restatement of comparatives unless impracticable. The adoption of IFRS 17 is a significant initiative for the Bank and is supported by a robust governance structure. The Executive Steering Committee includes representation from the Insurance business, Finance, Actuaries, Risk, Technology, and project management teams. Updates are also provided to the TD insurance subsidiary boards, Risk Committee, and Audit Committee of the Bank. The Bank is proceeding with the implementation of a software solution, including data preparation, system testing and configuration, and other implementation efforts accordingly.

IFRS 7 Disclosure (Tables)

IFRS 7 Disclosure (Tables)	6 Months Ended
	Apr. 30, 2023
IFRS 7 Disclosure [Abstract]
Portfolio Market Risk Measures	The following table presents the end of quarter, average, high, and low usage of TD’s portfolio metrics. TABLE 29: PORTFOLIO MARKET RISK MEASURES (millions of Canadian dollars) For the three months ended For the six months ended April 30 2023 January 31 2023 April 30 2022 April 30 2023 April 30 2022 As at Average High Low Average Average Average Average Interest rate risk $ 21.7 $ 28.6 $ 44.2 $ 16.5 $ 24.1 $ 22.5 $ 26.3 $ 20.0 Credit spread risk 35.0 31.8 41.9 22.5 29.2 20.0 30.5 16.0 Equity risk 10.4 11.4 15.8 8.9 10.6 13.8 11.0 12.5 Foreign exchange risk 2.5 4.4 7.1 1.7 4.8 1.4 4.6 1.3 Commodity risk 2.9 3.6 5.4 2.3 8.1 4.5 5.9 4.7 Idiosyncratic debt specific risk 28.0 36.0 48.5 28.0 38.9 31.1 37.5 26.7 Diversification effect 1 (59.2 ) (65.9 ) n/m 2 n/m (62.7 ) (54.9 ) (64.4 ) (47.7 ) Total Value-at-Risk (one-day) 41.3 49.9 66.7 39.7 53.0 38.4 51.4 33.5 Stressed Value-at-Risk (one-day) 48.0 51.2 60.9 42.1 61.4 81.1 56.3 75.2 Incremental Risk Capital Charge (one-year) $ 136.3 $ 147.1 $ 165.7 $ 129.0 $ 139.1 $ 289.3 $ 143.1 $ 307.8 1 The aggregate VaR is less than the sum of the VaR of the different risk types due to risk offsets resulting from portfolio diversification. 2 Not meaningful. It is not meaningful to compute a diversification effect because the high and low may occur on different days for different risk types.
Structural Interest Rate Sensitivity Measures	The following table shows the potential before-tax in -25 TABLE 30: STRUCTURAL INTEREST RATE SENSITIVITY MEASURES (millions of Canadian dollars) As at April 30, 2023 January 31, 2023 October 31, 2022 EVE Sensitivity NII Sensitivity 1,2 EVE Sensitivity NII Sensitivity 1,2 EVE Sensitivity NII Sensitivity 1 Canada U.S. Total Canada U.S. Total Total Total Total Total Before-tax 100 bps increase in rates $ (215 ) $ (1,467 ) $ (1,682 ) $ 433 $ 352 $ 785 $ (1,610 ) $ 1,135 $ (1,496 ) $ 1,213 100 bps decrease in rates 70 1,036 1,106 (475 ) (435 ) (910 ) 1,056 (1,216 ) 1,102 (1,381 ) 1 Represents the twelve-month net interest income (NII) exposure to an immediate and sustained shock in rates. 2 Results are presented inclusive of the interest rate swaps de-designated from hedge accounting relationships to mitigate the impacts of interest rate volatility to closing capital of the First Horizon acquisition. Since these swaps were pre-existing hedges which economically hedge the Bank’s non-trading market risk, their inclusion had no impact on the quarter-over-quarter results. This strategy was discontinued following the announcement on May 4, 2023 by the bank and First Horizon that they had entered into a mutual agreement to terminate the previously announced merger agreement.
Summary of Liquid Assets by Type and Currency	TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY 1,2 (millions of Canadian dollars, except as noted) As at Bank-owned Securities Total % of Encumbered Unencumbered April 30, 2023 Cash and central bank reserves $ 36,133 $ – $ 36,133 4 % $ 486 $ 35,647 Canadian government obligations 18,540 89,937 108,477 12 58,653 49,824 National Housing Act Mortgage-Backed Securities (NHA MBS) 39,029 2 39,031 5 1,124 37,907 Obligations of provincial governments, public sector entities and multilateral development banks 3 40,739 25,229 65,968 8 35,382 30,586 Corporate issuer obligations 14,547 4,953 19,500 2 5,112 14,388 Equities 14,810 6,092 20,902 2 13,633 7,269 Total Canadian dollar-denominated 163,798 126,213 290,011 33 114,390 175,621 Cash and central bank reserves 65,618 – 65,618 8 454 65,164 U.S. government obligations 87,377 56,912 144,289 16 50,587 93,702 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 86,951 9,142 96,093 11 21,779 74,314 Obligations of other sovereigns, public sector entities and multilateral development banks 3 65,521 48,837 114,358 13 47,673 66,685 Corporate issuer obligations 85,727 6,768 92,495 10 12,994 79,501 Equities 42,601 37,553 80,154 9 45,101 35,053 Total non-Canadian 433,795 159,212 593,007 67 178,588 414,419 Total $ 597,593 $ 285,425 $ 883,018 100 $ 292,978 $ 590,040 October 31, 2022 Cash and central bank reserves $ 48,965 $ – $ 48,965 6 % $ 628 $ 48,337 Canadian government obligations 17,133 88,511 105,644 12 68,175 37,469 NHA MBS 28,650 157 28,807 3 1,161 27,646 Obligations of provincial governments, public sector entities and multilateral development banks 3 38,099 23,907 62,006 7 33,364 28,642 Corporate issuer obligations 11,657 4,935 16,592 2 3,659 12,933 Equities 12,746 4,602 17,348 2 13,497 3,851 Total Canadian dollar-denominated 157,250 122,112 279,362 32 120,484 158,878 Cash and central bank reserves 84,777 – 84,777 10 – 84,777 U.S. government obligations 86,611 54,614 141,225 16 47,518 93,707 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 92,793 7,924 100,717 11 21,660 79,057 Obligations of other sovereigns, public sector entities and multilateral development banks 3 66,278 53,515 119,793 14 48,079 71,714 Corporate issuer obligations 96,971 4,620 101,591 11 11,378 90,213 Equities 25,665 32,006 57,671 6 42,347 15,324 Total non-Canadian 453,095 152,679 605,774 68 170,982 434,792 Total $ 610,345 $ 274,791 $ 885,136 100 $ 291,466 $ 593,670 1 Liquid assets include collateral received that can be re-hypothecated 2 Positions stated include gross asset values pertaining to securities financing transactions. 3 Includes debt obligations issued or guaranteed by these entities.
Summary of Unencumbered Liquid Assets by Bank, Subsidiaries, and Branches	Unencumbered liquid assets held in The Toronto-Dominion Bank and multiple domestic and TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY BANK, SUBSIDIARIES, AND BRANCHES (millions of Canadian dollars) As at April 30 2023 October 31 2022 The Toronto-Dominion Bank (Parent) $ 236,157 $ 207,177 Bank subsidiaries 317,694 330,063 Foreign branches 36,189 56,430 Total $ 590,040 $ 593,670
Summary of Deposit Funding	TABLE 40: SUMMARY OF DEPOSIT FUNDING (millions of Canadian dollars) As at April 30 2023 October 31 P&C deposits – Canadian $ 518,589 $ 525,294 P&C deposits – U.S. 1 443,215 493,223 Total $ 961,804 $ 1,018,517 1 P&C deposits in U.S. are presented on a Canadian equivalent basis and therefore period-over-period movements reflect both underlying growth and changes in the foreign exchange rate.
Summary of Remaining Contractual Maturity	TABLE 43 MATURITY (millions of Canadian dollars) As at April 30, 2023 Less than 1 month 1 to 3 months 3 to 6 months 6 to 9 months 9 months to 1 year Over 1 to 2 years Over 2 to 5 years Over 5 years No specific maturity Total Assets Cash and due from banks $ 6,874 $ – $ – $ – $ – $ – $ – $ – $ – $ 6,874 Interest-bearing deposits with banks 101,821 323 – – – – – – 1,180 103,324 Trading loans, securities, and other 1 3,713 6,071 5,491 2,060 4,318 10,759 28,230 25,188 71,709 157,539 Non-trading 42 473 – 221 400 2,643 1,583 1,758 1,426 8,546 Derivatives 8,503 8,540 5,881 4,719 2,397 9,001 21,248 14,923 – 75,212 Financial assets designated at fair value through profit or loss 325 175 415 336 217 1,051 1,402 1,316 – 5,237 Financial assets at fair value through other comprehensive income 1,457 3,552 2,257 1,081 1,023 8,967 18,568 32,478 4,626 74,009 Debt securities at amortized cost, net of allowance for credit losses 1,670 13,331 4,747 4,642 4,014 31,417 113,072 158,000 (2 ) 330,891 Securities purchased under reverse repurchase agreements 2 135,925 28,990 20,786 7,161 3,750 263 1,151 50 – 198,076 Loans Residential mortgages 884 5,401 8,414 5,375 6,113 52,185 171,141 50,742 – 300,255 Consumer instalment and other personal 1,056 2,355 2,985 2,427 4,072 26,346 81,980 30,990 55,399 207,610 Credit card – – – – – – – – 36,508 36,508 Business and government 35,283 9,395 13,834 11,414 13,062 40,400 96,397 67,499 24,605 311,889 Total loans 37,223 17,151 25,233 19,216 23,247 118,931 349,518 149,231 116,512 856,262 Allowance for loan losses – – – – – – – – (6,644 ) (6,644 ) Loans, net of allowance for loan losses 37,223 17,151 25,233 19,216 23,247 118,931 349,518 149,231 109,868 849,618 Customers’ liability under acceptances 13,996 5,554 8 – – – – – – 19,558 Investment in Schwab – – – – – – – – 9,119 9,119 Goodwill 3 – – – – – – – – 18,183 18,183 Other intangibles 3 – – – – – – – – 2,715 2,715 Land, buildings, equipment, and other depreciable assets 3 – 7 8 12 8 62 568 3,278 5,421 9,364 Deferred tax assets – – – – – – – – 3,065 3,065 Amounts receivable from brokers, dealers, and clients 28,036 – – – – – – – – 28,036 Other assets 8,235 1,568 770 754 3,772 90 148 80 11,669 27,086 Total assets $ 347,820 $ 85,735 $ 65,596 $ 40,202 $ 43,146 $ 183,184 $ 535,488 $ 386,302 $ 238,979 $ 1,926,452 Liabilities Trading deposits $ 1,172 $ 1,679 $ 4,466 $ 2,121 $ 2,698 $ 6,337 $ 5,090 $ 1,514 $ – $ 25,077 Derivatives 8,158 9,002 4,694 3,912 2,405 6,823 13,780 14,932 – 63,706 Securitization liabilities at fair value – 463 903 463 345 2,586 4,886 3,186 – 12,832 Financial liabilities designated at fair value through profit or loss 48,253 39,342 54,604 38,667 19,917 83 94 – 101 201,061 Deposits 4,5 Personal 5,300 9,311 11,352 18,966 17,197 14,846 18,648 23 533,224 628,867 Banks 25,393 5,540 41 6,120 – – 4 13 12,172 49,283 Business and government 24,173 25,110 8,824 5,103 19,908 22,255 71,374 18,488 315,985 511,220 Total deposits 54,866 39,961 20,217 30,189 37,105 37,101 90,026 18,524 861,381 1,189,370 Acceptances 13,996 5,554 8 – – – – – – 19,558 Obligations related to securities sold short 1 980 3,500 1,516 1,597 1,515 5,703 16,846 13,961 3,179 48,797 Obligations related to securities sold under repurchase agreements 2 132,472 9,699 2,844 1,719 75 129 15 6 – 146,959 Securitization liabilities at amortized cost – 606 1,800 527 355 3,431 5,047 2,990 – 14,756 Amounts payable to brokers, dealers, and clients 26,783 – – – – – – – – 26,783 Insurance-related liabilities 142 276 414 414 454 927 1,476 692 2,500 7,295 Other liabilities 13,792 7,472 3,955 3,404 613 1,807 1,795 4,302 5,638 42,778 Subordinated notes and debentures – – – – – – 200 11,166 – 11,366 Equity – – – – – – – – 116,114 116,114 Total liabilities and equity $ 300,614 $ 117,554 $ 95,421 $ 83,013 $ 65,482 $ 64,927 $ 139,255 $ 71,273 $ 988,913 $ 1,926,452 Off-balance Credit and liquidity commitments 6,7 $ 24,070 $ 36,814 $ 23,582 $ 18,219 $ 19,710 $ 45,282 $ 154,360 $ 5,485 $ 1,452 $ 328,974 Other commitments 8 163 157 222 349 177 647 1,355 317 75 3,462 Unconsolidated structured entity commitments – 311 – 1,019 297 534 – – – 2,161 Total off-balance $ 24,233 $ 37,282 $ 23,804 $ 19,587 $ 20,184 $ 46,463 $ 155,715 $ 5,802 $ 1,527 $ 334,597 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $39 billion of covered bonds with remaining contractual maturities of $1 billion in ‘less than 1 month’, $1 billion in ‘1 to 3 months’, $6 billion in ‘over 9 months to 1 year’, $ 2 6 Includes $546 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments. TABLE 43 continued (millions of Canadian dollars) As at October 31, 2022 Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over 5 No Total Assets Cash and due from banks $ 8,556 $ – $ – $ – $ – $ – $ – $ – $ – $ 8,556 Interest-bearing deposits with banks 135,855 197 143 – – – – – 1,099 137,294 Trading loans, securities, and other 1 4,601 4,876 5,310 4,477 4,055 12,910 23,057 23,051 61,389 143,726 Non-trading 111 – 222 685 – 4,071 2,475 2,133 1,249 10,946 Derivatives 14,436 16,306 7,870 5,155 4,575 10,622 26,319 18,590 – 103,873 Financial assets designated at fair value through profit or loss 229 777 235 391 243 610 1,345 1,209 – 5,039 Financial assets at fair value through other comprehensive income 2,117 2,401 1,531 3,367 1,712 6,415 20,091 28,721 3,320 69,675 Debt securities at amortized cost, net of allowance for credit losses 2,333 3,607 7,082 14,706 4,678 29,069 106,919 174,381 (1 ) 342,774 Securities purchased under reverse repurchase agreements 2 113,845 15,050 17,977 9,745 3,240 310 – – – 160,167 Loans Residential mortgages 672 2,327 5,585 9,122 9,115 34,909 181,763 50,431 – 293,924 Consumer instalment and other personal 543 1,027 2,480 4,002 3,430 19,635 88,071 30,056 56,908 206,152 Credit card – – – – – – – – 36,010 36,010 Business and government 33,836 7,398 10,693 10,854 14,245 33,366 89,367 68,078 33,552 301,389 Total loans 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 126,470 837,475 Allowance for loan losses – – – – – – – – (6,432 ) (6,432 ) Loans, net of allowance for loan losses 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 120,038 831,043 Customers’ liability under acceptances 16,002 3,712 16 3 – – – – – 19,733 Investment in Schwab – – – – – – – – 8,088 8,088 Goodwill 3 – – – – – – – – 17,656 17,656 Other intangibles 3 – – – – – – – – 2,303 2,303 Land, buildings, equipment, and other depreciable assets 3 – – 2 2 2 36 525 3,462 5,371 9,400 Deferred tax assets – – – – – – – – 2,193 2,193 Amounts receivable from brokers, dealers, and clients 19,719 41 – – – – – – – 19,760 Other assets 4,726 1,262 6,537 232 274 74 57 72 12,068 25,302 Total assets $ 357,581 $ 58,981 $ 65,683 $ 62,741 $ 45,569 $ 152,027 $ 539,989 $ 400,184 $ 234,773 $ 1,917,528 Liabilities Trading deposits $ 4,038 $ 2,227 $ 4,390 $ 1,740 $ 1,758 $ 4,181 $ 4,136 $ 1,335 $ – $ 23,805 Derivatives 12,560 16,189 8,764 5,230 3,531 9,413 18,116 17,330 – 91,133 Securitization liabilities at fair value 36 1,245 216 447 899 2,357 4,675 2,737 – 12,612 Financial liabilities designated at fair value through profit or loss 18,718 21,893 52,501 45,442 23,331 805 96 – – 162,786 Deposits 4,5 Personal 4,551 6,872 10,173 10,394 11,801 12,801 13,038 31 591,177 660,838 Banks 22,153 453 51 – 13 – 3 3 15,587 38,263 Business and government 34,236 17,779 10,095 17,173 8,234 26,060 63,392 13,167 340,733 530,869 Total deposits 60,940 25,104 20,319 27,567 20,048 38,861 76,433 13,201 947,497 1,229,970 Acceptances 16,002 3,712 16 3 – – – – – 19,733 Obligations related to securities sold short 1 1,418 2,125 1,611 1,257 1,312 6,691 15,015 13,146 2,930 45,505 Obligations related to securities sold under repurchase agreements 2 118,278 6,553 2,382 545 188 78 – – – 128,024 Securitization liabilities at amortized cost – 595 390 609 1,812 2,724 5,730 3,212 – 15,072 Amounts payable to brokers, dealers, and clients 25,155 40 – – – – – – – 25,195 Insurance-related liabilities 146 296 439 439 481 947 1,482 645 2,593 7,468 Other liabilities 14,587 2,417 2,006 1,050 761 1,725 1,136 4,660 5,210 33,552 Subordinated notes and debentures – – – – – – 200 11,090 – 11,290 Equity – – – – – – – – 111,383 111,383 Total liabilities and equity $ 271,878 $ 82,396 $ 93,034 $ 84,329 $ 54,121 $ 67,782 $ 127,019 $ 67,356 $ 1,069,613 $ 1,917,528 Off-balance Credit and liquidity commitments 6,7 $ 19,249 $ 22,494 $ 22,536 $ 19,326 $ 18,060 $ 41,357 $ 140,699 $ 4,882 $ 1,461 $ 290,064 Other commitments 8 87 208 177 234 205 549 1,316 365 7 3,148 Unconsolidated structured entity commitments – 126 18 204 – 1,233 510 – – 2,091 Total off-balance $ 19,336 $ 22,828 $ 22,731 $ 19,764 $ 18,265 $ 43,139 $ 142,525 $ 5,247 $ 1,468 $ 295,303 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $34 billion of covered bonds with remaining contractual maturities of $2 billion in 1 to 3 months, $5 billion in ‘over 3 months to 6 months’, $1 billion in ‘over 6 months to 9 months’, $5 billion in ‘over 1 to 2 years’, and $21 billion in ‘over 2 to 5 years’. 6 Includes $502 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Apr. 30, 2023
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Schedule of Financial Assets and Liabilities not Carried at Fair Value	The following table reflects the fair value of the Bank’s financial assets and liabilities not carried at fair value. Financial Assets and Liabilities not carried at Fair Value 1 (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Carrying value Fair value Carrying value Fair value FINANCIAL ASSETS Debt securities at amortized cost, net of allowance for credit losses Government and government-related securities $ 252,705 $ 244,410 $ 256,362 $ 244,523 Other debt securities 78,186 75,264 86,412 81,913 Total debt securities at amortized cost, net of allowance for credit losses 330,891 319,674 342,774 326,436 Total loans, net of allowance for loan losses 849,618 836,280 831,043 810,912 Total financial assets not carried at fair value $ 1,180,509 $ 1,155,954 $ 1,173,817 $ 1,137,348 FINANCIAL LIABILITIES Deposits $ 1,189,370 $ 1,181,963 $ 1,229,970 $ 1,218,552 Securitization liabilities at amortized cost 14,756 14,296 15,072 14,366 Subordinated notes and debentures 11,366 11,194 11,290 10,853 Total financial liabilities not carried at fair value $ 1,215,492 $ 1,207,453 $ 1,256,332 $ 1,243,771 1 This table excludes financial assets and liabilities where the carrying value approximates their fair value.
Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities	The following tables reconcile changes in fair value of all assets and liabilities measured at fair value using significant Level 3 unobservable inputs for the three and six months ended April 30, 2023 and April 30, 2022. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 5 Included in income 1 Included in OCI 2,3 Purchases/ Issuances Sales/ Settlements 4 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 85 $ (3 ) $ – $ 9 $ (44 ) $ – $ (25 ) $ 22 $ (27 ) Equity securities – (4 ) – 39 (5 ) – – 30 (2 ) 85 (7 ) – 48 (49 ) – (25 ) 52 (29 ) Non-trading financial assets at fair value through profit Securities 927 40 – 79 (45 ) – – 1,001 21 Loans – – – – – – – – – 927 40 – 79 (45 ) – – 1,001 21 Financial assets at fair value through Other debt securities 63 – (15 ) 21 (8 ) – – 61 – Equity securities 3,240 – (189 1,269 (635 – – 3,685 (183 ) $ 3,303 $ – $ (204 $ 1,290 $ (643 $ – $ – $ 3,746 $ (183 ) FINANCIAL LIABILITIES Trading deposits 6 $ (486 ) $ (17 ) $ – $ (89 ) $ 4 $ (6 ) $ 2 $ (592 ) $ (14 ) Derivatives 7 Interest rate contracts (164 ) (6 ) – – 1 – – (169 ) 5 Foreign exchange contracts 2 (1 ) – – – – – 1 – Equity contracts (51 ) 14 – 26 (9 ) – (7 ) (27 ) 16 Commodity contracts 5 11 – – (18 ) – – (2 ) (1 ) (208 ) 18 – 26 (26 ) – (7 ) (197 ) 20 Financial liabilities designated at fair (22 ) 20 – (127 ) 80 – – (49 ) (21 ) Obligations related to securities sold short – – – – – – – – – Fair November 1 2022 Total realized and unrealized gains (losses) Movements Transfers Fair April 30 Change in unrealized gains instruments still held 5 Included in income 1 Included in OCI 3 Purchases/ Issuances Sales/ Settlements 4 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 49 $ 6 $ – $ 23 $ (59 ) $ 35 $ (32 ) $ 22 $ (23 ) Equity securities – (4 ) – 39 (5 ) – – 30 (2 ) 49 2 – 62 (64 ) 35 (32 ) 52 (25 ) Non-trading financial assets at fair value through profit Securities 845 83 – 121 (48 ) – – 1,001 56 Loans – – – – – – – – – 845 83 – 121 (48 ) – – 1,001 56 Financial assets at fair value through Other debt securities 60 – (8 ) 21 (12 ) – – 61 – Equity securities 2,477 – (211 ) 2,093 (674 ) – – 3,685 (205 ) $ 2,537 $ – $ (219 ) $ 2,114 $ (686 ) $ – $ – $ 3,746 $ (205 ) FINANCIAL LIABILITIES Trading deposits 6 $ (416 ) $ (29 ) $ – $ (148 ) $ 8 $ (9 ) $ 2 $ (592 ) $ (24 ) Derivatives 7 Interest rate contracts (156 ) (30 ) – – 17 – – (169 ) (5 ) Foreign exchange contracts 4 (4 ) – – – – 1 1 (1 ) Equity contracts (59 ) 43 – 26 (7 ) (2 ) (28 ) (27 ) 17 Commodity contracts 27 40 – – (69 ) – – (2 ) (4 ) (184 ) 49 – 26 (59 ) (2 ) (27 ) (197 ) 7 Financial liabilities designated at fair value through (44 ) 70 – (187 ) 112 – – (49 ) 72 Obligations related to securities sold short – – – – – – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Other comprehensive income. 3 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at fair value through other comprehensive income (FVOCI). Refer to Note 5 for further details. 4 Includes foreign exchange. 5 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive income (AOCI). 6 Issuances and repurchases of trading deposits are reported on a gross basis. 7 Consists of derivative assets of $20 million (February 1, 2023/January 31, 2023 – $31 million; October 31, 2022/November 1, 2022 – $50 million) and derivative liabilities of $217 million (February 1, 2023/January 31, 2023 – $239 million; October 31, 2022/November 1, 2022 – $234 million) which have been netted in this table for presentation purposes only. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 4 Included in income 1 Included in OCI 2 Purchases/ Issuances Sales/ Settlements 3 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 17 $ – $ – $ – $ (3 ) $ – $ – $ 14 $ – Other debt securities – – – 27 – – – 27 – 17 – – 27 (3 ) – – 41 – Non-trading Securities 873 (8 ) – 34 (41 ) – – 858 (39 ) Loans 3 – – – – – – 3 – 876 (8 ) – 34 (41 ) – – 861 (39 ) Financial assets at fair value through other comprehensive income Other debt securities 63 – (1 ) – (3 ) – – 59 (1 ) Equity securities 1,660 – 29 627 (26 ) – – 2,290 20 $ 1,723 $ – $ 28 $ 627 $ (29 ) $ – $ – $ 2,349 $ 19 FINANCIAL LIABILITIES Trading deposits 5 $ (183 ) $ 15 $ – $ (81 ) $ (1 ) $ (2 ) $ 6 $ (246 ) $ 12 Derivatives 6 Interest rate contracts (89 ) (23 ) – – (2 ) – 18 (96 ) – Foreign exchange contracts 4 (5 ) – – – – – (1 ) (2 ) Equity contracts (90 ) (28 ) – – – 2 23 (93 ) (6 ) Commodity contracts 45 44 – – (17 ) – – 72 38 (130 ) (12 ) – – (19 ) 2 41 (118 ) 30 Financial liabilities designated at fair value through profit or loss (47 ) (185 ) – (104 ) 174 – – (162 ) (185 ) Obligations related to securities sold short – – – – – – – – – Fair value as at Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 4 Included in income 1 Included in OCI 2 Purchases/ Issuances Sales/ Settlements 3 Into Level 3 Out of Level 3 FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 6 $ – $ – $ 2 $ (5 ) $ 11 $ – $ 14 $ – Other debt securities 33 – – 27 (33 ) – – 27 – 39 – – 29 (38 ) 11 – 41 – Non-trading Securities 760 28 – 122 (48 ) – (4 ) 858 (6 ) Loans 3 – – – – – – 3 – 763 28 – 122 (48 ) – (4 ) 861 (6 ) Financial assets at fair value through other comprehensive income Other debt securities 64 – (1 ) – (4 ) – – 59 (1 ) Equity securities 1,609 – 30 637 14 – – 2,290 22 $ 1,673 $ – $ 29 $ 637 $ 10 $ – $ – $ 2,349 $ 21 FINANCIAL LIABILITIES Trading deposits 5 $ (141 ) $ 5 $ – $ (109 ) $ – $ (10 ) $ 9 $ (246 ) $ 1 Derivatives 6 Interest rate contracts (88 ) (26 ) – – – – 18 (96 ) (4 ) Foreign exchange contracts 7 (8 ) – – – – – (1 ) (3 ) Equity contracts (82 ) (39 ) – – (1 ) 1 28 (93 ) (13 ) Commodity contracts 31 66 – – (25 ) – – 72 56 (132 ) (7 ) – – (26 ) 1 46 (118 ) 36 Financial liabilities designated at fair value through profit or loss (76 ) (177 ) – (175 ) 266 – – (162 ) (177 ) Obligations related to securities sold short (9 ) – – – 9 – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. 3 Includes foreign exchange. 4 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. 5 Issuances and repurchases of trading deposits are reported on a gross basis. 6 Consists of derivative assets of $90 million (February 1, 2022/January 31, 2022 – $58 million; October 31, 2021/November 1, 2021 – $47 million) and derivative liabilities of $208 million (February 1, 2022/January 31, 2022 – $188 million; October 31, 2021/November 1, 2021 – $179 million) which have been netted in this table for presentation purposes only.
At fair value [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Schedule of Fair Value Hierarchy for Assets and Liabilities	The following table presents the levels within the fair value hierarchy for each of the assets and liabilities measured at fair value on a recurring basis as at April 30, 2023 and October 31, 2022. Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total FINANCIAL ASSETS AND COMMODITIES Trading loans, securities, and other 1 Government and government-related securities Canadian government debt Federal $ 393 $ 10,425 $ – $ 10,818 $ 620 $ 9,042 $ – $ 9,662 Provinces – 8,127 – 8,127 – 7,706 – 7,706 U.S. federal, state, municipal governments, and agencies debt 2 24,666 – 24,668 2 23,466 – 23,468 Other OECD 2 – 5,627 – 5,627 – 8,341 – 8,341 Mortgage-backed securities – 2,156 – 2,156 – 2,109 – 2,109 Other debt securities Canadian issuers – 6,790 – 6,790 – 6,604 – 6,604 Other issuers – 12,333 22 12,355 – 12,344 49 12,393 Equity securities 63,294 39 30 63,363 44,424 32 – 44,456 Trading loans – 15,105 – 15,105 – 11,749 – 11,749 Commodities 7,959 567 – 8,526 16,084 1,149 – 17,233 Retained interests – 4 – 4 – 5 – 5 71,648 85,839 52 157,539 61,130 82,547 49 143,726 Non-trading Securities 488 3,375 1,001 4,864 228 6,608 845 7,681 Loans – 3,682 – 3,682 – 3,265 – 3,265 488 7,057 1,001 8,546 228 9,873 845 10,946 Derivatives Interest rate contracts 117 19,741 – 19,858 167 23,699 – 23,866 Foreign exchange contracts 31 48,348 3 48,382 35 72,006 5 72,046 Credit contracts – 52 – 52 – 56 – 56 Equity contracts – 3,754 – 3,754 4 4,303 – 4,307 Commodity contracts 603 2,546 17 3,166 634 2,919 45 3,598 751 74,441 20 75,212 840 102,983 50 103,873 Financial assets designated at fair value through profit or loss Securities 1 – 5,237 – 5,237 – 5,039 – 5,039 – 5,237 – 5,237 – 5,039 – 5,039 Financial assets at fair value through other comprehensive income Government and government-related securities Canadian government debt Federal – 19,038 – 19,038 – 16,368 – 16,368 Provinces – 21,137 – 21,137 – 20,240 – 20,240 U.S. federal, state, municipal governments, and agencies debt – 11,255 – 11,255 – 11,559 – 11,559 Other OECD government-guaranteed debt – 1,509 – 1,509 – 1,682 – 1,682 Mortgage-backed securities – 1,952 – 1,952 – 1,033 – 1,033 Other debt securities Asset-backed securities – 4,005 – 4,005 – 4,440 – 4,440 Corporate and other debt – 8,437 61 8,498 – 8,621 60 8,681 Equity securities 938 2 3,685 4,625 840 2 2,477 3,319 Loans – 1,990 – 1,990 – 2,353 – 2,353 938 69,325 3,746 74,009 840 66,298 2,537 69,675 Securities purchased under reverse repurchase agreements – 8,051 – 8,051 – 7,450 – 7,450 FINANCIAL LIABILITIES Trading deposits – 24,485 592 25,077 – 23,389 416 23,805 Derivatives Interest rate contracts 118 17,332 169 17,619 112 19,010 156 19,278 Foreign exchange contracts 24 38,035 2 38,061 23 62,378 1 62,402 Credit contracts – 201 – 201 – 152 – 152 Equity contracts – 5,084 27 5,111 – 5,804 59 5,863 Commodity contracts 262 2,433 19 2,714 234 3,186 18 3,438 404 63,085 217 63,706 369 90,530 234 91,133 Securitization liabilities at fair value – 12,832 – 12,832 – 12,612 – 12,612 Financial liabilities designated at fair value through profit or loss – 201,012 49 201,061 – 162,742 44 162,786 Obligations related to securities sold short 1 3,229 45,568 – 48,797 2,909 42,596 – 45,505 Obligations related to securities sold under repurchase agreements – 4,542 – 4,542 – 9,509 – 9,509 1 Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but not yet purchased (short positions). 2 Organisation for Economic Co-operation

Securities (Tables)

Securities (Tables)	6 Months Ended
	Apr. 30, 2023
Disclosure of detailed information about financial instruments [abstract]
Summary of Unrealized Gains and Losses	The following table summarizes the unrealized gains and losses as at April 30, 2023 and October 31, 2022. Unrealized Gains (Losses) for Securities at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Cost/ 1 Gross Gross Fair Cost/ 1 Gross Gross Fair Government and government-related securities Canadian government debt Federal $ 19,026 $ 92 $ (80 ) $ 19,038 $ 16,420 $ 69 $ (121 ) $ 16,368 Provinces 21,071 140 (74 ) 21,137 20,279 99 (138 ) 20,240 U.S. federal, state, municipal governments, and agencies debt 11,446 25 (216 ) 11,255 11,855 22 (318 ) 11,559 Other OECD government-guaranteed debt 1,532 1 (24 ) 1,509 1,715 1 (34 ) 1,682 Mortgage-backed securities 1,954 – (2 ) 1,952 1,035 1 (3 ) 1,033 55,029 258 (396 ) 54,891 51,304 192 (614 ) 50,882 Other debt securities Asset-backed securities 4,058 1 (54 ) 4,005 4,511 – (71 ) 4,440 Corporate and other debt 8,545 44 (91 ) 8,498 8,820 23 (162 ) 8,681 12,603 45 (145 ) 12,503 13,331 23 (233 ) 13,121 Total debt securities 67,632 303 (541 ) 67,394 64,635 215 (847 ) 64,003 Equity securities Common shares 3,506 105 (19 ) 3,592 2,191 63 (33 ) 2,221 Preferred shares 1,248 87 (302 ) 1,033 1,100 71 (73 ) 1,098 4,754 192 (321 ) 4,625 3,291 134 (106 ) 3,319 Total securities at fair value through other comprehensive income $ 72,386 $ 495 $ (862 ) $ 72,019 $ 67,926 $ 349 $ (953 ) $ 67,322 1 Includes the foreign exchange translation of amortized cost balances at the period-end
Summary of Equity Securities Designated at Fair Value Through Other Comprehensive Income	The following table summarizes the fair value of equity securities designated at FVOCI as at April 30, 2023 and October 31, 2022, and dividend income recognized on these securities for the three and six months ended April 30, 2023 and April 30, 2022. Equity Securities Designated at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at For the three months ended For the six months ended April 30, 2023 October 31, 2022 April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Fair value Dividend income recognized Dividend income recognized Common shares $ 3,592 $ 2,221 $ 45 $ 46 $ 62 $ 85 Preferred shares 1,033 1,098 33 6 64 11 Total $ 4,625 $ 3,319 $ 78 $ 52 $ 126 $ 96
Summary of Securities Net Realized Gains (Losses)	The following table summarizes the net realized gains and losses for the three and six months ended April 30, 2023 and April 30, 2022, which are included in Other income (loss) on the Interim Consolidated Statement of Income. Debt Securities Net Realized Gains (Losses) (millions of Canadian dollars) For the three months ended For the six months ended April 30 2023 April 30 2022 April 30 2023 April 30 2022 Debt securities at amortized cost $ (36 ) $ – $ (36 ) $ – Debt securities at fair value through other comprehensive income 15 – 14 10 Total $ (21 ) $ – $ (22 ) $ 10
Summary of Debt Securities by Risk Rating	The following table provides the gross carrying amounts of debt securities measured at amortized cost and debt securities at FVOCI by internal risk ratings for credit risk management purposes, presenting separately those debt securities that are subject to Stage 1, Stage 2, and Stage 3 allowances. Refer to the “Allowance for Credit Losses” table in Note 6 for details regarding the allowance and provision for credit losses on debt securities. Debt Securities by Risk Ratings (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Debt securities 1 Investment grade $ 397,593 $ – $ n/a 2 $ 397,593 $ 404,620 $ – $ n/a $ 404,620 Non-investment 528 133 n/a 661 1,964 155 n/a 2,119 Watch and classified n/a 33 n/a 33 n/a 39 n/a 39 Default n/a n/a – – n/a n/a – – Total debt securities 398,121 166 – 398,287 406,584 194 – 406,778 Allowance for credit losses on debt securities at amortized cost 2 – – 2 1 – – 1 Total debt securities, net of allowance $ 398,119 $ 166 $ – $ 398,285 $ 406,583 $ 194 $ – $ 406,777 1 Includes debt securities backed by government-guaranteed loans of $117 million (October 31, 2022 – $192 million), which are reported in Non-investment 2 Not applicable.

Loans, Impaired Loans, and Al_2

Loans, Impaired Loans, and Allowance for Credit Losses (Tables)	6 Months Ended
	Apr. 30, 2023
Disclosure of detailed information about financial instruments [abstract]
Summary of Banks Loans and Acceptances	The following table provides details regarding the Bank’s loans and acceptances as at April 30, 2023 and October 31, 2022. Loans and Acceptances (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Residential mortgages $ 300,255 $ 293,924 Consumer instalment and other personal 207,610 206,152 Credit card 36,508 36,010 Business and government 311,889 301,389 856,262 837,475 Customers’ liability under acceptances 19,558 19,733 Loans at FVOCI (Note 4) 1,990 2,353 Total loans and acceptances 877,810 859,561 Total allowance for loan losses 6,644 6,432 Total loans and acceptances, net of allowance $ 871,166 $ 853,129
Summary of Credit Quality	Business and government loans (including loans at FVOCI) and customers’ liability under acceptances are grouped together as reflected below for presentation in the “Loans and Acceptances by Risk Ratings” table. Loans and Acceptances – Business and Government (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Loans at amortized cost $ 311,889 $ 301,389 Customers’ liability under acceptances 19,558 19,733 Loans at FVOCI (Note 4) 1,990 2,353 Loans and acceptances 333,437 323,475 Allowance for loan and acceptances losses 2,791 2,739 Loans and acceptances, net of allowance $ 330,646 $ 320,736
Summary of Gross Carrying Amounts of Loans, Acceptances and Credit Risk Exposures on Loan Commitments and Financial Guarantee Contracts by Internal Risk Ratings	The following table provides the gross carrying amounts of loans, acceptances and credit risk exposures on loan commitments and financial guarantee contracts by internal risk ratings for credit risk management purposes, presenting separately those that are subject to Stage 1, Stage 2, and Stage 3 allowances. Loans and Acceptances by Risk Ratings (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential mortgages 1,2,3 Low Risk $ 212,140 $ 113 $ n/a $ 212,253 $ 208,450 $ 59 $ n/a $ 208,509 Normal Risk 65,620 9,773 n/a 75,393 67,280 6,767 n/a 74,047 Medium Risk 407 9,034 n/a 9,441 418 8,132 n/a 8,550 High Risk 5 2,488 312 2,805 10 2,096 350 2,456 Default n/a n/a 363 363 n/a n/a 362 362 Total loans 278,172 21,408 675 300,255 276,158 17,054 712 293,924 Allowance for loan losses 116 169 49 334 127 140 56 323 Loans, net of allowance 278,056 21,239 626 299,921 276,031 16,914 656 293,601 Consumer instalment and other personal 4 Low Risk 97,203 2,330 n/a 99,533 92,653 2,127 n/a 94,780 Normal Risk 56,770 12,194 n/a 68,964 61,508 13,799 n/a 75,307 Medium Risk 23,944 5,748 n/a 29,692 21,990 6,350 n/a 28,340 High Risk 3,498 5,185 308 8,991 2,202 4,793 335 7,330 Default n/a n/a 430 430 n/a n/a 395 395 Total loans 181,415 25,457 738 207,610 178,353 27,069 730 206,152 Allowance for loan losses 638 870 170 1,678 619 850 154 1,623 Loans, net of allowance 180,777 24,587 568 205,932 177,734 26,219 576 204,529 Credit card Low Risk 5,822 11 n/a 5,833 6,532 11 n/a 6,543 Normal Risk 10,544 126 n/a 10,670 10,760 137 n/a 10,897 Medium Risk 11,633 1,208 n/a 12,841 10,794 1,184 n/a 11,978 High Risk 2,549 4,205 320 7,074 2,590 3,653 265 6,508 Default n/a n/a 90 90 n/a n/a 84 84 Total loans 30,548 5,550 410 36,508 30,676 4,985 349 36,010 Allowance for loan losses 686 874 281 1,841 685 855 207 1,747 Loans, net of allowance 29,862 4,676 129 34,667 29,991 4,130 142 34,263 Business and government 1,2,3,5 Investment grade or Low/Normal Risk 156,111 166 n/a 156,277 144,994 596 n/a 145,590 Non-investment 155,832 10,132 n/a 165,964 156,749 10,057 n/a 166,806 Watch and classified or High Risk 549 9,711 73 10,333 507 9,745 83 10,335 Default n/a n/a 863 863 n/a n/a 744 744 Total loans and acceptances 312,492 20,009 936 333,437 302,250 20,398 827 323,475 Allowance for loan and acceptances losses 1,111 1,321 359 2,791 1,091 1,304 344 2,739 Loans and acceptances, net of allowance 311,381 18,688 577 330,646 301,159 19,094 483 320,736 Total loans and acceptances 6 802,627 72,424 2,759 877,810 787,437 69,506 2,618 859,561 Total allowance for loan losses 6,7 2,551 3,234 859 6,644 2,522 3,149 761 6,432 Total loans and acceptances, net of allowance 6 $ 800,076 $ 69,190 $ 1,900 $ 871,166 $ 784,915 $ 66,357 $ 1,857 $ 853,129 1 Includes impaired loans with a balance of $112 million (October 31, 2022 – $110 million) which did not have a related allowance for loan losses as the realizable value of the collateral exceeded the loan amount. 2 Excludes trading loans and non-trading 3 Includes insured mortgages of $75 billion (October 31, 2022 – $77 billion). 4 Includes Canadian government-insured real estate personal loans of $7 billion (October 31, 2022 – $9 billion). 5 Includes loans guaranteed by government agencies of $27 billion (October 31, 2022 – $28 billion), which are primarily reported in Non-investment 6 Stage 3 includes acquired credit-impaired (ACI) loans of $100 million (October 31, 2022 – $115 million) and a related allowance for loan losses of $3 million (October 31, 2022 – $4 million), which have been included in the “Default” risk rating category as they were impaired at acquisition. 7 Includes allowance for loan losses related to loans that are measured at FVOCI of nil (October 31, 2022 – nil). Loans and Acceptances by Risk Ratings – Off-Balance 1 (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Retail Exposures 2 Low Risk $ 250,247 $ 1,170 $ n/a $ 251,417 $ 240,203 $ 1,174 $ n/a $ 241,377 Normal Risk 90,104 1,227 n/a 91,331 87,113 1,178 n/a 88,291 Medium Risk 20,995 1,078 n/a 22,073 21,914 1,015 n/a 22,929 High Risk 1,310 1,315 – 2,625 1,272 1,374 – 2,646 Default n/a n/a – – n/a n/a – – Non-Retail 3 Investment grade 252,622 – n/a 252,622 229,592 – n/a 229,592 Non-investment 91,809 3,445 n/a 95,254 84,301 3,642 n/a 87,943 Watch and classified 163 3,548 – 3,711 237 4,265 – 4,502 Default n/a n/a 104 104 n/a n/a 116 116 Total off-balance 707,250 11,783 104 719,137 664,632 12,648 116 677,396 Allowance for off-balance 465 532 3 1,000 433 495 3 931 Total off-balance $ 706,785 $ 11,251 $ 101 $ 718,137 $ 664,199 $ 12,153 $ 113 $ 676,465 1 Excludes mortgage commitments. 2 Includes $365 billion (October 31, 2022 – $352 billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 3 Includes $60 billion (October 31, 2022 – $51 billion) of the undrawn component of uncommitted credit and liquidity facilities.
Summary of Allowance for Credit Losses	The following table provides details on the Bank’s allowance for credit losses as at and for the three and six months ended April 30, 2023 and April 30, 2022, including allowance for off-balance Allowance for Credit Losses (millions of Canadian dollars) Balance at Provision Write-offs, Foreign Balance Balance at Provision Write-offs, Foreign Balance For the three months ended April 30, 2023 April 30, 2022 Residential mortgages $ 330 $ 4 $ (3 ) $ 3 $ 334 $ 250 $ 2 $ 2 $ 1 $ 255 Consumer instalment and other personal 1,753 183 (181 ) 11 1,766 1,592 113 (116 ) 6 1,595 Credit card 2,407 327 (283 ) 29 2,480 2,328 34 (163 ) 14 2,213 Business and government 2,987 86 (57 ) 48 3,064 2,971 (122 ) (14 ) 12 2,847 Total allowance for loan losses, including off-balance 7,477 600 (524 ) 91 7,644 7,141 27 (291 ) 33 6,910 Debt securities at amortized cost 1 – – 1 2 2 (1 ) – – 1 Debt securities at FVOCI 1 (1 ) – 1 1 5 1 – – 6 Total allowance for credit losses on debt securities 2 (1 ) – 2 3 7 – – – 7 Total allowance for credit losses $ 7,479 $ 599 $ (524 ) $ 93 $ 7,647 $ 7,148 $ 27 $ (291 ) $ 33 $ 6,917 Comprising: Allowance for credit losses on loans at amortized cost $ 6,492 $ 6,644 $ 6,239 $ 6,076 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,492 6,644 6,239 6,076 Allowance for off-balance 985 1,000 902 834 Allowance for credit losses on debt securities 2 3 7 7 For the six months ended April 30, 2023 April 30, 2022 Residential mortgages $ 323 $ 16 $ (4 ) $ (1 ) $ 334 $ 261 $ (8 ) $ – $ 2 $ 255 Consumer instalment and other personal 1,704 445 (377 ) (6 ) 1,766 1,649 165 (241 ) 22 1,595 Credit card 2,352 664 (528 ) (8 ) 2,480 2,314 151 (307 ) 55 2,213 Business and government 2,984 165 (88 ) 3 3,064 3,022 (207 ) (28 ) 60 2,847 Total allowance for loan losses, including off-balance 7,363 1,290 (997 ) (12 ) 7,644 7,246 101 (576 ) 139 6,910 Debt securities at amortized cost 1 – – 1 2 2 (1 ) – – 1 Debt securities at FVOCI 2 (1 ) – – 1 7 (1 ) – – 6 Total allowance for credit losses on debt securities 3 (1 ) – 1 3 9 (2 ) – – 7 Total allowance for credit losses $ 7,366 $ 1,289 $ (997 ) $ (11 ) $ 7,647 $ 7,255 $ 99 $ (576 ) $ 139 $ 6,917 Comprising: Allowance for credit losses on loans at amortized cost $ 6,432 $ 6,644 $ 6,390 $ 6,076 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,432 6,644 6,390 6,076 Allowance for off-balance 931 1,000 856 834 Allowance for credit losses on debt securities 3 3 9 7
Summary of Allowance for Loan Losses	The following table provides details on the Bank’s allowance for loan losses by stage as at and for the three months ended April 30, 2023 and April 30, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 129 $ 150 $ 51 $ 330 $ 30 $ 175 $ 45 $ 250 Provision for credit losses Transfer to Stage 1 2 21 (21 ) – – 56 (55 ) (1 ) – Transfer to Stage 2 (8 ) 12 (4 ) – (3 ) 5 (2 ) – Transfer to Stage 3 (1 ) (3 ) 4 – – (1 ) 1 – Net remeasurement due to transfers into stage 3 (4 ) 5 – 1 (7 ) 2 – (5 ) New originations or purchases 4 8 n/a n/a 8 12 n/a n/a 12 Net repayments 5 (1 ) (1 ) – (2 ) (1 ) (1 ) – (2 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (1 ) (4 ) (3 ) (8 ) (1 ) (7 ) (5 ) (13 ) Changes to risk, parameters, and models 7 (28 ) 30 3 5 43 (43 ) 10 10 Disposals – – – – – – – – Write-offs – – (3 ) (3 ) – – (1 ) (1 ) Recoveries – – – – – – 3 3 Foreign exchange and other adjustments 1 1 1 3 1 – – 1 Balance at end of period $ 116 $ 169 $ 49 $ 334 $ 130 $ 75 $ 50 $ 255 Consumer Instalment and Other Personal Balance, including off-balance $ 675 $ 916 $ 162 $ 1,753 $ 549 $ 883 $ 160 $ 1,592 Provision for credit losses Transfer to Stage 1 2 136 (135 ) (1 ) – 190 (189 ) (1 ) – Transfer to Stage 2 (48 ) 67 (19 ) – (47 ) 64 (17 ) – Transfer to Stage 3 (2 ) (49 ) 51 – (3 ) (56 ) 59 – Net remeasurement due to transfers into stage 3 (48 ) 49 3 4 (58 ) 53 2 (3 ) New originations or purchases 4 99 n/a n/a 99 65 n/a n/a 65 Net repayments 5 (1 ) (26 ) (3 ) (30 ) (20 ) (18 ) (3 ) (41 ) Derecognition of financial assets (excluding 6 (17 ) (23 ) (8 ) (48 ) (20 ) (42 ) (14 ) (76 ) Changes to risk, parameters, and models 7 (124 ) 117 165 158 (90 ) 173 85 168 Disposals – – – – – – – – Write-offs – – (254 ) (254 ) – – (192 ) (192 ) Recoveries – – 73 73 – – 76 76 Foreign exchange and other adjustments 5 5 1 11 2 4 – 6 Balance, including off-balance 675 921 170 1,766 568 872 155 1,595 Less: Allowance for off-balance 8 37 51 – 88 33 44 – 77 Balance at end of period $ 638 $ 870 $ 170 $ 1,678 $ 535 $ 828 $ 155 $ 1,518 Credit Card 9 Balance, including off-balance $ 956 $ 1,198 $ 253 $ 2,407 $ 897 $ 1,269 $ 162 $ 2,328 Provision for credit losses Transfer to Stage 1 2 270 (264 ) (6 ) – 373 (368 ) (5 ) – Transfer to Stage 2 (76 ) 90 (14 ) – (68 ) 77 (9 ) – Transfer to Stage 3 (5 ) (179 ) 184 – (4 ) (172 ) 176 – Net remeasurement due to transfers into stage 3 (127 ) 121 5 (1 ) (107 ) 104 5 2 New originations or purchases 4 46 n/a n/a 46 38 n/a n/a 38 Net repayments 5 34 (6 ) 15 43 (15 ) (1 ) 5 (11 ) Derecognition of financial assets (excluding 6 (10 ) (23 ) (65 ) (98 ) (10 ) (24 ) (37 ) (71 ) Changes to risk, parameters, and models 7 (135 ) 284 188 337 (189 ) 225 40 76 Disposals – – – – – – – – Write-offs – – (357 ) (357 ) – – (241 ) (241 ) Recoveries – – 74 74 – – 78 78 Foreign exchange and other adjustments 11 14 4 29 6 7 1 14 Balance, including off-balance 964 1,235 281 2,480 921 1,117 175 2,213 Less: Allowance for off-balance 8 278 361 – 639 245 300 – 545 Balance at end of period $ 686 $ 874 $ 281 $ 1,841 $ 676 $ 817 $ 175 $ 1,668 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,265 $ 1,356 $ 366 $ 2,987 $ 1,181 $ 1,471 $ 319 $ 2,971 Provision for credit losses Transfer to Stage 1 3 122 (122 ) – – 122 (122 ) – – Transfer to Stage 2 (124 ) 127 (3 ) – (84 ) 91 (7 ) – Transfer to Stage 3 (4 ) (18 ) 22 – – (22 ) 22 – Net remeasurement due to transfers into stage 3 (36 ) 27 – (9 ) (27 ) 15 – (12 ) New originations or purchases 3 265 n/a n/a 265 222 n/a n/a 222 Net repayments 3 28 (18 ) (19 ) (9 ) 13 (17 ) (6 ) (10 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (163 ) (121 ) (106 ) (390 ) (148 ) (126 ) (89 ) (363 ) Changes to risk, parameters, and models 3 (125 ) 192 162 229 (160 ) 96 105 41 Disposals – – – – – – – – Write-offs – – (65 ) (65 ) – – (28 ) (28 ) Recoveries – – 8 8 – – 14 14 Foreign exchange and other adjustments 33 18 (3 ) 48 7 8 (3 ) 12 Balance, including off-balance 1,261 1,441 362 3,064 1,126 1,394 327 2,847 Less: Allowance for off-balance 4 150 120 3 273 121 89 2 212 Balance at end of period 1,111 1,321 359 2,791 1,005 1,305 325 2,635 Total Allowance, including off-balance 3,016 3,766 862 7,644 2,745 3,458 707 6,910 Less: Total Allowance for off-balance 4 465 532 3 1,000 399 433 2 834 Total Allowance for Loan Losses at end of period $ 2,551 $ 3,234 $ 859 $ 6,644 $ 2,346 $ 3,025 $ 705 $ 6,076 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance The following table provides details on the Bank’s allowance for loan losses by stage as at and for the six months ended April 30, 2023 and April 30, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the six months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 127 $ 140 $ 56 $ 323 $ 35 $ 175 $ 51 $ 261 Provision for credit losses Transfer to Stage 1 2 56 (55 ) (1 ) – 79 (78 ) (1 ) – Transfer to Stage 2 (14 ) 23 (9 ) – (7 ) 12 (5 ) – Transfer to Stage 3 (1 ) (8 ) 9 – – (5 ) 5 – Net remeasurement due to transfers into stage 3 (11 ) 11 – – (11 ) 5 – (6 ) New originations or purchases 4 16 n/a n/a 16 16 n/a n/a 16 Net repayments 5 (2 ) (2 ) – (4 ) (2 ) (2 ) – (4 ) Derecognition of financial assets (excluding 6 (2 ) (8 ) (6 ) (16 ) (2 ) (11 ) (16 ) (29 ) Changes to risk, parameters, and models 7 (52 ) 68 4 20 21 (22 ) 16 15 Disposals – – – – – – – – Write-offs – – (5 ) (5 ) – – (4 ) (4 ) Recoveries – – 1 1 – – 4 4 Foreign exchange and other adjustments (1 ) – – (1 ) 1 1 – 2 Balance at end of period $ 116 $ 169 $ 49 $ 334 $ 130 $ 75 $ 50 $ 255 Consumer Instalment and Other Personal Balance, including off-balance $ 654 $ 896 $ 154 $ 1,704 $ 550 $ 960 $ 139 $ 1,649 Provision for credit losses Transfer to Stage 1 2 306 (303 ) (3 ) – 394 (392 ) (2 ) – Transfer to Stage 2 (100 ) 137 (37 ) – (81 ) 109 (28 ) – Transfer to Stage 3 (4 ) (95 ) 99 – (4 ) (109 ) 113 – Net remeasurement due to transfers into stage 3 (101 ) 103 5 7 (108 ) 86 4 (18 ) New originations or purchases 4 198 n/a n/a 198 121 n/a n/a 121 Net repayments 5 (23 ) (44 ) (6 ) (73 ) (40 ) (38 ) (6 ) (84 ) Derecognition of financial assets (excluding 6 (35 ) (47 ) (17 ) (99 ) (42 ) (90 ) (27 ) (159 ) Changes to risk, parameters, and models 7 (218 ) 277 353 412 (229 ) 332 202 305 Disposals – – – – – – – – Write-offs – – (520 ) (520 ) – – (389 ) (389 ) Recoveries – – 143 143 – – 148 148 Foreign exchange and other adjustments (2 ) (3 ) (1 ) (6 ) 7 14 1 22 Balance, including off-balance 675 921 170 1,766 568 872 155 1,595 Less: Allowance for off-balance 8 37 51 – 88 33 44 – 77 Balance at end of period $ 638 $ 870 $ 170 $ 1,678 $ 535 $ 828 $ 155 $ 1,518 Credit Card 9 Balance, including off-balance $ 954 $ 1,191 $ 207 $ 2,352 $ 878 $ 1,298 $ 138 $ 2,314 Provision for credit losses Transfer to Stage 1 2 569 (558 ) (11 ) – 697 (688 ) (9 ) – Transfer to Stage 2 (162 ) 188 (26 ) – (126 ) 143 (17 ) – Transfer to Stage 3 (10 ) (343 ) 353 – (10 ) (319 ) 329 – Net remeasurement due to transfers into stage 3 (266 ) 248 10 (8 ) (203 ) 185 9 (9 ) New originations or purchases 4 97 n/a n/a 97 109 n/a n/a 109 Net repayments 5 62 1 28 91 (5 ) – 9 4 Derecognition of financial assets (excluding 6 (22 ) (41 ) (111 ) (174 ) (33 ) (75 ) (72 ) (180 ) Changes to risk, parameters, and models 7 (255 ) 554 359 658 (408 ) 545 90 227 Disposals – – – – – – – – Write-offs – – (671 ) (671 ) – – (462 ) (462 ) Recoveries – – 143 143 – – 155 155 Foreign exchange and other adjustments (3 ) (5 ) – (8 ) 22 28 5 55 Balance, including off-balance 964 1,235 281 2,480 921 1,117 175 2,213 Less: Allowance for off-balance 8 278 361 – 639 245 300 – 545 Balance at end of period $ 686 $ 874 $ 281 $ 1,841 $ 676 $ 817 $ 175 $ 1,668 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the six months ended April 30, 2023 April 30, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,220 $ 1,417 $ 347 $ 2,984 $ 1,186 $ 1,526 $ 310 $ 3,022 Provision for credit losses Transfer to Stage 1 3 222 (220 ) (2 ) – 209 (208 ) (1 ) – Transfer to Stage 2 (283 ) 289 (6 ) – (183 ) 192 (9 ) – Transfer to Stage 3 (9 ) (39 ) 48 – (1 ) (41 ) 42 – Net remeasurement due to transfers into stage 3 (64 ) 51 – (13 ) (47 ) 31 – (16 ) New originations or purchases 3 597 n/a n/a 597 478 n/a n/a 478 Net repayments 3 32 (39 ) (43 ) (50 ) 17 (33 ) (30 ) (46 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (351 ) (272 ) (239 ) (862 ) (356 ) (279 ) (162 ) (797 ) Changes to risk, parameters, and models 3 (116 ) 256 353 493 (206 ) 171 209 174 Disposals – – – – – – – – Write-offs – – (108 ) (108 ) – – (54 ) (54 ) Recoveries – – 20 20 – – 26 26 Foreign exchange and other adjustments 13 (2 ) (8 ) 3 29 35 (4 ) 60 Balance, including off-balance 1,261 1,441 362 3,064 1,126 1,394 327 2,847 Less: Allowance for off-balance 4 150 120 3 273 121 89 2 212 Balance at end of period 1,111 1,321 359 2,791 1,005 1,305 325 2,635 Total Allowance, including off-balance 3,016 3,766 862 7,644 2,745 3,458 707 6,910 Less: Total Allowance for off-balance 4 465 532 3 1,000 399 433 2 834 Total Allowance for Loan Losses at end of period $ 2,551 $ 3,234 $ 859 $ 6,644 $ 2,346 $ 3,025 $ 705 $ 6,076 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance
Summary of Macroeconomic Variables impacted in Determining ECLs	Macroeconomic Variables As at April 30, 2023 Base Forecast Upside Scenario Downside Scenario Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Unemployment rate Canada 5.8 % 6.1 % 5.2 % 5.7 % 7.3 % 6.8 % United States 3.8 4.2 3.6 3.9 5.6 5.1 Real GDP Canada 0.4 1.5 1.0 1.6 (1.6 ) 2.0 United States 1.1 1.7 1.7 1.8 (1.3 ) 2.2 Home prices Canada (average existing price) 2 (5.0 ) 3.0 (0.4 ) 3.1 (18.6 ) 7.0 United States (CoreLogic HPI) 3 (5.4 ) 1.0 (3.6 ) 1.7 (15.0 ) 3.8 Central bank policy interest rate Canada 4.38 2.39 5.13 2.52 2.88 2.02 United States 5.13 2.75 5.38 2.77 3.13 2.27 U.S. 10-year 3.60 3.01 3.94 3.07 3.11 2.94 U.S. 10-year (%-pts) 2.03 1.80 1.85 1.72 2.82 2.02 Exchange rate (U.S. dollar/Canadian dollar) $ 0.73 $ 0.79 $ 0.76 $ 0.80 $ 0.69 $ 0.74 1 The numbers represent average values for the quoted periods, and average of year-on-year 2 The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. 3 The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time.
Schedule of Change from Base to Probability-Weighted ECL	The following table presents the base ECL scenario compared to the probability-weighted ECLs, with the latter derived from three ECL scenarios for performing loans and off-balance non-linearity Change from Base to Probability-Weighted ECLs (millions of Canadian dollars, except as noted) As at April 30, 2023 October 31, 2022 Probability-weighted ECLs $ 6,782 $ 6,599 Base ECLs 6,303 6,095 Difference – in amount $ 479 $ 504 Difference – in percentage 7.6 % 8.3 %
Schedule of Incremental Lifetime ECL Impact	Incremental Lifetime ECLs Impact (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 Probability-weighted ECLs $ 6,782 $ 6,599 All performing loans and off-balance 12-month 5,000 4,819 Incremental lifetime ECLs impact $ 1,782 $ 1,780
Summary of Loans Past Due but Not Impaired	The following table summarizes loans that are past due but not impaired. Loans less than 31 days contractually past due are excluded as they do not generally reflect a borrower’s ability to meet their payment obligations. Loans Past Due but not Impaired 1 (millions of Canadian dollars) As at April 30, 2023 October 31, 2022 31-60 days 61-89 days Total 31-60 days 61-89 days Total Residential mortgages $ 250 $ 89 $ 339 $ 230 $ 69 $ 299 Consumer instalment and other personal 680 258 938 668 204 872 Credit card 275 190 465 271 172 443 Business and government 192 182 374 654 162 816 Total $ 1,397 $ 719 $ 2,116 $ 1,823 $ 607 $ 2,430 1 Includes loans that are measured at FVOCI.

Investment in Associates and _2

Investment in Associates and Joint Ventures (Tables)	6 Months Ended
	Apr. 30, 2023
Charles Schwab Corporation [member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Summary of Condensed Financial Statements	Summarized Financial Information (millions of Canadian dollars) As at March 31 September 30 Total assets $ 724,655 $ 797,759 Total liabilities 675,474 746,596 (millions of Canadian dollars) For the three months ended For the six months ended March 31 March 31 March 31 March 31 Total net revenues $ 6,915 $ 5,916 $ 14,380 $ 11,849 Total net income available to common stockholders 2,072 1,618 4,544 3,445 Total other comprehensive income (loss) 2,610 (12,582 ) 3,331 (15,558 ) Total comprehensive income (loss) 4,682 (10,964 ) 7,875 (12,113 )

Goodwill (Tables)

Goodwill (Tables)	6 Months Ended
	Apr. 30, 2023
Intangible assets and goodwill [abstract]
Summary of Goodwill by Segment	Goodwill by Segment (millions of Canadian dollars) Canadian U.S. 1 Wealth Wholesale Total Carrying amount of goodwill as at November 1, 2021 $ 900 $ 13,134 $ 1,924 $ 274 $ 16,232 Foreign currency translation adjustments and other 2 1,329 80 13 1,424 Carrying amount of goodwill as at October 31, 2022 2 $ 902 $ 14,463 $ 2,004 $ 287 $ 17,656 Additions – – – 698 698 Foreign currency translation adjustments and other – (92 ) (6 ) (73 ) (171 ) Carrying amount of goodwill as at April 30, 2023 2 $ 902 $ 14,371 $ 1,998 $ 912 $ 18,183 1 Goodwill predominantly relates to U.S. personal and commercial banking. 2 Accumulated impairment as at April 30, 2023 and October 31, 2022 was nil.

Other Assets (Tables)

Other Assets (Tables)	6 Months Ended
	Apr. 30, 2023
Other Assets
Schedule of Other Assets	Other Assets (millions of Canadian dollars) As at April 30 2023 October 31 2022 Accounts receivable and other items $ 12,938 $ 10,769 Accrued interest 4,806 3,765 Current income tax receivable 4,009 6,031 Defined benefit asset 1,568 1,406 Insurance-related assets, excluding investments 1,944 2,008 Prepaid expenses 1,821 1,323 Total $ 27,086 $ 25,302

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Apr. 30, 2023
Deposits
Summary of Deposit Liabilities	Deposits (millions of Canadian dollars) As at By Type By Country April 30 2023 October 31 2022 Demand Notice Term 1 Canada United States International Total Total Personal $ 18,339 $ 514,885 $ 95,643 $ 319,379 $ 309,488 $ – $ 628,867 $ 660,838 Banks 11,749 423 37,111 18,815 29,898 570 49,283 38,263 Business and government 2 127,168 188,817 195,235 357,463 151,520 2,237 511,220 530,869 157,256 704,125 327,989 695,657 490,906 2,807 1,189,370 1,229,970 Trading – – 25,077 17,621 2,867 4,589 25,077 23,805 Designated at fair value through profit or loss 3 – – 200,908 44,243 82,829 73,836 200,908 162,645 Total $ 157,256 $ 704,125 $ 553,974 $ 757,521 $ 576,602 $ 81,232 $ 1,415,355 $ 1,416,420 Non-interest-bearing In domestic offices $ 65,307 $ 76,551 In foreign offices 82,396 91,175 Interest-bearing deposits included above In domestic offices 692,214 686,518 In foreign offices 534,712 552,678 U.S. federal funds deposited 10,937 9,498 Deposits and advances with the Federal Home Loan Bank 29,789 – Total 2,4 $ 1,415,355 $ 1,416,420 1 Includes $97.3 billion (October 31, 2022 – $89.4 billion) of senior debt which is subject to the bank recapitalization “bail-in” non-viable. 2 Includes $38.8 billion relating to covered bondholders (October 31, 2022 – $34 billion). 3 Financial liabilities designated at FVTPL on the Interim Consolidated Balance Sheet also includes $153 million (October 31, 2022 – $140.5 million) of loan commitments and financial guarantees designated at FVTPL. 4 Includes deposits of $791.5 billion (October 31, 2022 – $814.9 billion) denominated in U.S. dollars and $104 billion (October 31, 2022 – $84.4 billion) denominated in other foreign currencies.

Other Liabilities (Tables)

Other Liabilities (Tables)	6 Months Ended
	Apr. 30, 2023
Disclosure of financial liabilities [abstract]
Summary of Other Liabilities	Other Liabilities (millions of Canadian dollars) As at April 30 2023 October 31 2022 Accounts payable, accrued expenses, and other items 1 $ 7,542 $ 5,040 Accrued interest 3,424 1,870 Accrued salaries and employee benefits 3,944 4,100 Cheques and other items in transit 2,169 2,116 Current income tax payable 234 151 Deferred tax liabilities 260 236 Defined benefit liability 1,319 1,286 Lease liabilities 5,165 5,313 Liabilities related to structured entities 15,736 12,120 Provisions (Note 18) 2,985 1,320 Total $ 42,778 $ 33,552 1 Includes dividends and distributions payable of $1,286 million as at April 30, 2023 (October 31, 2022 – nil).

Equity (Tables)

Equity (Tables)	6 Months Ended
	Apr. 30, 2023
Disclosure of classes of share capital [abstract]
Summary of Classes of Share Capital	The following table summarizes the changes to the shares and other equity instruments issued and outstanding, and treasury instruments held as at and for the three and six months ended April 30, 2023 and April 30, 2022. Shares and Other Equity Instruments Issued and Outstanding and Treasury Instruments Held (millions of shares or other equity instruments and For the three months ended For the six months ended April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Number of shares Amount Number of shares Amount Number of shares Amount Number of shares Amount Common Shares Balance as at beginning of period 1,830.0 $ 25,094 1,818.8 $ 23,170 1,821.7 $ 24,363 1,823.9 $ 23,066 Proceeds from shares issued on exercise of stock options 0.7 45 0.1 14 1.1 71 1.3 90 Shares issued as a result of dividend reinvestment plan 8.9 713 1.3 114 16.8 1,418 2.5 236 Purchase of shares for cancellation and other – – (13.5 ) (171 ) – – (21.0 ) (265 ) Balance as at end of period – common shares 1,839.6 $ 25,852 1,806.7 $ 23,127 1,839.6 $ 25,852 1,806.7 $ 23,127 Preferred Shares and Other Equity Instruments Preferred Shares – Class A Balance as at beginning of period 159.6 $ 5,600 158.0 $ 3,950 159.6 $ 5,600 158.0 $ 3,950 Issue of shares – – 0.8 850 – – 0.8 850 Redemption of shares – – – – – – – – Balance as at end of period 159.6 $ 5,600 158.8 $ 4,800 159.6 $ 5,600 158.8 $ 4,800 Other Equity Instruments 1 Balance as at beginning and end of period 5.0 $ 5,653 1.8 $ 1,750 5.0 $ 5,653 1.8 $ 1,750 Balance as at end of period – preferred shares and other equity instruments 164.6 $ 11,253 160.6 $ 6,550 164.6 $ 11,253 160.6 $ 6,550 Treasury – common shares 2 Balance as at beginning of period 1.1 $ (103 ) 2.3 $ (188 ) 1.0 $ (91 ) 1.9 $ (152 ) Purchase of shares 26.5 (2,235 ) 30.7 (3,088 ) 46.9 (4,051 ) 61.2 (6,024 ) Sale of shares (26.5 ) 2,239 (30.2 ) 3,033 (46.8 ) 4,043 (60.3 ) 5,933 Balance as at end of period – treasury – common shares 1.1 $ (99 ) 2.8 $ (243 ) 1.1 $ (99 ) 2.8 $ (243 ) Treasury – preferred shares and other equity instruments 2 Balance as at beginning of period 0.1 $ (9 ) 0.2 $ (6 ) 0.1 $ (7 ) 0.1 $ (10 ) Purchase of shares and other equity instruments 1.0 (185 ) 0.9 (61 ) 2.0 (326 ) 1.7 (90 ) Sale of shares and other equity instruments (1.0 ) 184 (0.9 ) 54 (2.0 ) 323 (1.6 ) 87 Balance as at end of period – treasury – preferred shares and other equity instruments 0.1 $ (10 ) 0.2 $ (13 ) 0.1 $ (10 ) 0.2 $ (13 ) 1 Consists of Limited Recourse Capital Notes (LRCNs). For LRCNs, the number of shares represents the number of notes issued. 2 When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury instruments and the cost of these instruments is recorded as a reduction in equity.

Share-Based Compensation (Table

Share-Based Compensation (Tables)	6 Months Ended
	Apr. 30, 2023
Disclosure of sensitivity analysis for actuarial assumptions [abstract]
Schedule of Assumptions Used for Estimating the Fair Value of Options	The following table summarizes the assumptions used for estimating the fair value of options for the six months ended April 30, 2023 and April 30, 2022. Assumptions Used for Estimating the Fair Value of Options (in Canadian dollars, except as noted) For the six months ended April 30 April 30 Risk-free interest rate 2.87 % 1.47 % Option contractual life 10 years 10 years Expected volatility 1 18.43 % 17.89 % Expected dividend yield 3.69 % 3.66 % Exercise price/share price $ 90.55 $ 95.33 1 Expected volatility is calculated based on the average daily volatility measured over a historical period.

Employee Benefits (Tables)

Employee Benefits (Tables)	6 Months Ended
	Apr. 30, 2023
Employee Benefits
Summary of Employee Benefit Plans Expenses	The following table summarizes expenses for the Bank’s principal pension and non-pension Defined Benefit Plan Expenses (millions of Canadian dollars) Principal pension plans Principal post-retirement Other pension plans 1 For the three months ended April 30 April 30 April 30 April 30 April 30 April 30 Service cost – benefits earned $ 62 $ 104 $ 1 $ 2 $ 4 $ 6 Net interest cost (income) on net defined benefit liability (asset) (25 ) (6 ) 5 4 5 4 Interest cost on asset limitation and minimum funding 5 – – – 1 – Defined benefit administrative expenses 3 3 – – 2 1 Total $ 45 $ 101 $ 6 $ 6 $ 12 $ 11 For the six months ended April 30 April 30 April 30 April 30 April 30 April 30 Service cost – benefits earned $ 124 $ 208 $ 2 $ 4 $ 8 $ 12 Net interest cost (income) on net defined benefit liability (asset) (50 ) (12 ) 10 7 11 9 Interest cost on asset limitation and minimum funding 10 – – – 2 – Defined benefit administrative expenses 5 5 – – 3 2 Total $ 89 $ 201 $ 12 $ 11 $ 24 $ 23 1 Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, and supplemental executive defined benefit pension plans.
Summary of Expenses for Bank's Defined Contribution Plans	The following table summarizes expenses for the Bank’s defined contribution plans for the three and six months ended April 30, 2023 and April 30, 2022. Defined Contribution Plan Expenses (millions of Canadian dollars) For the three months ended For the six months ended April 30 April 30 April 30 April 30 Defined contribution pension plans 1 $ 62 $ 44 $ 126 $ 98 Government pension plans 2 121 98 294 240 Total $ 183 $ 142 $ 420 $ 338 1 Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k) plan. 2 Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. Federal Insurance Contributions Act
Summary of Remeasurement of Defined Benefit Plans	The following table summarizes the remeasurements recognized in other comprehensive income for the Bank’s principal pension and post-retirement defined benefit plans for the three and six months ended April 30, 2023 and April 30, 2022. Amounts Recognized in Other Comprehensive Income for Remeasurement of Defined Benefit Plans 1,2,3 (millions of Canadian dollars) Principal pension plans Principal post-retirement For the three months ended April 30 April 30 2022 April 30 April 30 2022 Remeasurement gain/(loss) – financial $ (147 ) $ 1,667 $ (3 ) $ 67 Remeasurement gain/(loss) – return on plan assets less interest income 38 (988 ) – – Change in asset limitation and minimum funding requirement 63 – – – Total $ (46 ) $ 679 $ (3 ) $ 67 For the six months ended April 30 April 30 April 30 April 30 Remeasurement gain/(loss) – financial $ (529 ) $ 1,901 $ (27 ) $ 82 Remeasurement gain/(loss) – return on plan assets less interest income 424 (860 ) – – Change in asset limitation and minimum funding requirement 179 – – – Total $ 74 $ 1,041 $ (27 ) $ 82 1 Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, supplemental executive retirement plans, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for disclosure purposes as these plans are not remeasured on a quarterly basis. 2 Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions are updated annually. 3 Amounts are presented on a pre-tax

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Apr. 30, 2023
Earnings per share [abstract]
Summary of Earnings Per Share	The following table presents the Bank’s basic and diluted earnings per share for the three and six months ended April 30, 2023 and April 30, 2022. Basic and Diluted Earnings Per Share (millions of Canadian dollars, except as noted) For the three months ended For the six months ended April 30 2023 April 30 2022 April 30 2023 April 30 2022 Basic earnings per share Net income attributable to common shareholders $ 3,141 $ 3,745 $ 4,640 $ 7,435 Weighted-average number of common shares outstanding (millions) 1,828.3 1,804.7 1,824.4 1,812.8 Basic earnings per share $ 1.72 $ 2.08 $ 2.54 $ 4.10 Diluted earnings per share Net income attributable to common shareholders $ 3,141 $ 3,745 $ 4,640 $ 7,435 Net income available to common shareholders including impact of dilutive securities 3,141 3,745 4,640 7,435 Weighted-average number of common shares outstanding (millions) 1,828.3 1,804.7 1,824.4 1,812.8 Effect of dilutive securities Stock options potentially exercisable (millions) 1 2.0 3.6 2.2 3.7 Weighted-average number of common shares outstanding – diluted (millions) 1,830.3 1,808.3 1,826.6 1,816.5 Diluted earnings per share 1 $ 1.72 $ 2.07 $ 2.54 $ 4.09 1 For the three and six months ended April 30, 2023, the computation of diluted earnings per share excluded average options outstanding of 4.9 million and 4.2 million, respectively, with a weighted-average exercise price of $92.89 and $93.29, respectively, as the option price was greater than the average market price of the Bank’s common shares. For the three and six months ended April 30, 2022, no outstanding options were excluded from the computation of diluted earnings per share.

Segmented Information (Tables)

Segmented Information (Tables)	6 Months Ended
	Apr. 30, 2023
Disclosure of operating segments [abstract]
Summary of Results by Business Segment	The following table summarizes the segment results for the three and six months ended April 30, 2023 and April 30, 2022. Results by Business Segment 1 (millions of Canadian dollars) Canadian Personal and Commercial Banking U.S. Retail Wealth Management and Insurance Wholesale 2 Corporate 2 Total For the three months ended April 30 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 3,377 $ 2,933 $ 3,034 $ 2,079 $ 258 $ 215 $ 498 $ 759 $ 261 $ 391 $ 7,428 $ 6,377 Non-interest 1,027 1,019 558 864 2,477 2,456 919 491 (43 ) 56 4,938 4,886 Total revenue 4,404 3,952 3,592 2,943 2,735 2,671 1,417 1,250 218 447 12,366 11,263 Provision for (recovery of) credit losses 247 60 190 (18 ) 1 – 12 (9 ) 149 (6 ) 599 27 Insurance claims and related expenses – – – – 804 592 – – – – 804 592 Non-interest 1,903 1,759 2,050 1,632 1,166 1,173 1,189 776 679 693 6,987 6,033 Income (loss) before income taxes and share of net income from investment in Schwab 2,254 2,133 1,352 1,329 764 906 216 483 (610 ) (240 ) 3,976 4,611 Provision for (recovery of) income taxes 629 565 190 186 201 238 66 124 (220 ) (111 ) 866 1,002 Share of net income from investment in Schwab 3,4 – – 250 224 – – – – (9 ) (22 ) 241 202 Net income (loss) $ 1,625 $ 1,568 $ 1,412 $ 1,367 $ 563 $ 668 $ 150 $ 359 $ (399 $ (151 ) $ 3,351 $ 3,811 For the six months ended April 30 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 6,916 $ 5,809 $ 6,203 $ 4,194 $ 539 $ 424 $ 1,023 $ 1,468 $ 480 $ 784 $ 15,161 $ 12,679 Non-interest 2,077 2,063 1,154 1,535 5,098 5,045 1,739 1,128 (637 ) 94 9,431 9,865 Total revenue 8,993 7,872 7,357 5,729 5,637 5,469 2,762 2,596 (157 ) 878 24,592 22,544 Provision for (recovery of) credit losses 574 92 390 3 1 1 44 (14 ) 280 17 1,289 99 Insurance claims and related expenses – – – – 1,780 1,348 – – – – 1,780 1,348 Non-interest 3,766 3,448 4,121 3,229 2,348 2,353 2,072 1,540 2,996 1,430 15,303 12,000 Income (loss) before income taxes and share of net income from investment in Schwab 4,653 4,332 2,846 2,497 1,508 1,767 646 1,070 (3,433 ) (569 ) 6,220 9,097 Provision for (recovery of) income taxes 1,299 1,146 396 334 395 463 165 277 (442 ) (234 ) 1,813 1,986 Share of net income from investment in Schwab 3,4 – – 551 476 – – – – (25 ) (43 ) 526 433 Net income (loss) $ 3,354 $ 3,186 $ 3,001 $ 2,639 $ 1,113 $ 1,304 $ 481 $ 793 $ (3,016 ) $ (378 ) $ 4,933 $ 7,544 1 The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an offsetting amount (representing the partners’ net share) recorded in Non-interest 2 Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment reflected in Wholesale Banking is reversed in the Corporate segment. 3 The after-tax 4 The Bank’s share of Schwab’s earnings is reported with a one-month Total Assets by Business Segment (millions of Canadian dollars) Canadian U.S. Retail Wealth Wholesale Banking Corporate Total As at April 30, 2023 Total assets $ 535,969 $ 571,230 $ 22,313 $ 641,452 $ 155,488 $ 1,926,452 As at October 31, 2022 Total assets $ 526,374 $ 585,297 $ 23,721 $ 635,094 $ 147,042 $ 1,917,528

Interest Income and Expense (Ta

Interest Income and Expense (Tables)	6 Months Ended
	Apr. 30, 2023
Analysis of income and expense [abstract]
Summary of Interest Income and Expenses by Basis of Accounting Classification	The following tables present interest income and interest expense by basis of accounting measurement. Interest Income (millions of Canadian dollars) For the three months ended For the six months ended April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Measured at amortized cost 1 $ 16,634 $ 7,046 $ 32,161 $ 13,748 Measured at FVOCI – Debt instruments 1 795 177 1,516 288 17,429 7,223 33,677 14,036 Measured or designated at FVTPL 1,797 752 3,553 1,417 Measured at FVOCI – Equity instruments 81 54 133 98 Total $ 19,307 $ 8,029 $ 37,363 $ 15,551 1 Interest income is calculated using EIRM. Interest Expense (millions of Canadian dollars) For the three months ended For the six months ended April 30, 2023 April 30, 2022 April 30, 2023 April 30, 2022 Measured at amortized cost 1 $ 9,613 $ 1,381 $ 18,283 $ 2,236 Measured or designated at FVTPL 2,266 271 3,919 636 Total $ 11,879 $ 1,652 $ 22,202 $ 2,872 1 Interest expense is calculated using EIRM.

Regulatory Capital (Tables)

Regulatory Capital (Tables)	6 Months Ended
	Apr. 30, 2023
Regulatory Capital
Summary of Regulatory Capital Position	The following table summarizes the Bank’s regulatory capital positions as at April 30, 2023 and October 31, 2022. Regulatory Capital Position (millions of Canadian dollars, except as noted) As at April 30 October 31 Capital Common Equity Tier 1 Capital $ 84,328 $ 83,671 Tier 1 Capital 95,111 94,445 Total Capital 107,960 107,175 Risk-weighted assets used in the calculation of capital ratios 549,398 517,048 Capital and leverage ratios Common Equity Tier 1 Capital ratio 15.3 % 16.2 % Tier 1 Capital ratio 17.3 18.3 Total Capital ratio 19.7 20.7 Leverage ratio 4.6 4.9 TLAC Ratio 34.2 35.2 TLAC Leverage Ratio 9.0 9.4

Portfolio Market Risk Measures

Portfolio Market Risk Measures (Details) - CAD ($) $ in Millions	3 Months Ended			6 Months Ended
	Apr. 30, 2023	Jan. 31, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	$ 41.3
Stressed Value-at-Risk (one-day)	48
Incremental Risk Capital Charge (one-year)	136.3
Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	49.9	$ 53	$ 38.4	$ 51.4	$ 33.5
Stressed Value-at-Risk (one-day)	51.2	61.4	81.1	56.3	75.2
Incremental Risk Capital Charge (one-year)	147.1	139.1	289.3	143.1	307.8
High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	66.7
Stressed Value-at-Risk (one-day)	60.9
Incremental Risk Capital Charge (one-year)	165.7
Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	39.7
Stressed Value-at-Risk (one-day)	42.1
Incremental Risk Capital Charge (one-year)	129
Interest rate risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	21.7
Interest rate risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	28.6	24.1	22.5	26.3	20
Interest rate risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	44.2
Interest rate risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	16.5
Credit risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	35
Credit risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	31.8	29.2	20	30.5	16
Credit risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	41.9
Credit risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	22.5
Equity price risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	10.4
Equity price risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	11.4	10.6	13.8	11	12.5
Equity price risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	15.8
Equity price risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	8.9
Currency risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	2.5
Currency risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	4.4	4.8	1.4	4.6	1.3
Currency risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	7.1
Currency risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	1.7
Commodity price risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	2.9
Commodity price risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	3.6	8.1	4.5	5.9	4.7
Commodity price risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	5.4
Commodity price risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	2.3
Idiosyncratic debt specific risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	28
Idiosyncratic debt specific risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	36	38.9	31.1	37.5	26.7
Idiosyncratic debt specific risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	48.5
Idiosyncratic debt specific risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	28
Risk diversification effect [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	(59.2)
Risk diversification effect [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	$ (65.9)	$ (62.7)	$ (54.9)	$ (64.4)	$ (47.7)

Structural Interest Rate Sensit

Structural Interest Rate Sensitivity Measures (Details) - CAD ($) $ in Millions	3 Months Ended	6 Months Ended	12 Months Ended
	Jan. 31, 2023	Apr. 30, 2023	Oct. 31, 2022
100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	$ (1,610)	$ (1,682)	$ (1,496)
NII Sensitivity	1,135	785	1,213
100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	1,056	1,106	1,102
NII Sensitivity	$ (1,216)	(910)	$ (1,381)
Canada [member] | 100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		(215)
NII Sensitivity		433
Canada [member] | 100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		70
NII Sensitivity		(475)
United States [member] | 100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		(1,467)
NII Sensitivity		352
United States [member] | 100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		1,036
NII Sensitivity		$ (435)

Summary of Liquid Assets by Typ

Summary of Liquid Assets by Type and Currency (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	$ 597,593	$ 610,345
Securities received as collateral from securities financing and derivative transactions	285,425	274,791
Total liquid assets	$ 883,018	$ 885,136
% of total	100%	100%
Encumbered liquid assets	$ 292,978	$ 291,466
Unencumbered liquid assets	590,040	593,670
Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	163,798	157,250
Securities received as collateral from securities financing and derivative transactions	126,213	122,112
Total liquid assets	$ 290,011	$ 279,362
% of total	33%	32%
Encumbered liquid assets	$ 114,390	$ 120,484
Unencumbered liquid assets	175,621	158,878
Canadian Dollar [member] | Cash and central bank reserves [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	36,133	48,965
Total liquid assets	$ 36,133	$ 48,965
% of total	4%	6%
Encumbered liquid assets	$ 486	$ 628
Unencumbered liquid assets	35,647	48,337
Canadian Dollar [member] | Canadian government obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	18,540	17,133
Securities received as collateral from securities financing and derivative transactions	89,937	88,511
Total liquid assets	$ 108,477	$ 105,644
% of total	12%	12%
Encumbered liquid assets	$ 58,653	$ 68,175
Unencumbered liquid assets	49,824	37,469
Canadian Dollar [member] | National Housing Act mortgage backed securities [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	39,029	28,650
Securities received as collateral from securities financing and derivative transactions	2	157
Total liquid assets	$ 39,031	$ 28,807
% of total	5%	3%
Encumbered liquid assets	$ 1,124	$ 1,161
Unencumbered liquid assets	37,907	27,646
Canadian Dollar [member] | Provincial government obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	40,739	38,099
Securities received as collateral from securities financing and derivative transactions	25,229	23,907
Total liquid assets	$ 65,968	$ 62,006
% of total	8%	7%
Encumbered liquid assets	$ 35,382	$ 33,364
Unencumbered liquid assets	30,586	28,642
Canadian Dollar [member] | Corporate issuer obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	14,547	11,657
Securities received as collateral from securities financing and derivative transactions	4,953	4,935
Total liquid assets	$ 19,500	$ 16,592
% of total	2%	2%
Encumbered liquid assets	$ 5,112	$ 3,659
Unencumbered liquid assets	14,388	12,933
Canadian Dollar [member] | Equities [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	14,810	12,746
Securities received as collateral from securities financing and derivative transactions	6,092	4,602
Total liquid assets	$ 20,902	$ 17,348
% of total	2%	2%
Encumbered liquid assets	$ 13,633	$ 13,497
Unencumbered liquid assets	7,269	3,851
Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	433,795	453,095
Securities received as collateral from securities financing and derivative transactions	159,212	152,679
Total liquid assets	$ 593,007	$ 605,774
% of total	67%	68%
Encumbered liquid assets	$ 178,588	$ 170,982
Unencumbered liquid assets	414,419	434,792
Other than Canadian dollar [member] | Cash and central bank reserves [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	65,618	84,777
Total liquid assets	$ 65,618	$ 84,777
% of total	8%	10%
Encumbered liquid assets	$ 454
Unencumbered liquid assets	65,164	$ 84,777
Other than Canadian dollar [member] | Corporate issuer obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	85,727	96,971
Securities received as collateral from securities financing and derivative transactions	6,768	4,620
Total liquid assets	$ 92,495	$ 101,591
% of total	10%	11%
Encumbered liquid assets	$ 12,994	$ 11,378
Unencumbered liquid assets	79,501	90,213
Other than Canadian dollar [member] | Equities [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	42,601	25,665
Securities received as collateral from securities financing and derivative transactions	37,553	32,006
Total liquid assets	$ 80,154	$ 57,671
% of total	9%	6%
Encumbered liquid assets	$ 45,101	$ 42,347
Unencumbered liquid assets	35,053	15,324
Other than Canadian dollar [member] | U.S. government obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	87,377	86,611
Securities received as collateral from securities financing and derivative transactions	56,912	54,614
Total liquid assets	$ 144,289	$ 141,225
% of total	16%	16%
Encumbered liquid assets	$ 50,587	$ 47,518
Unencumbered liquid assets	93,702	93,707
Other than Canadian dollar [member] | U.S. federal agency obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	86,951	92,793
Securities received as collateral from securities financing and derivative transactions	9,142	7,924
Total liquid assets	$ 96,093	$ 100,717
% of total	11%	11%
Encumbered liquid assets	$ 21,779	$ 21,660
Unencumbered liquid assets	74,314	79,057
Other than Canadian dollar [member] | Other sovereign obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	65,521	66,278
Securities received as collateral from securities financing and derivative transactions	48,837	53,515
Total liquid assets	$ 114,358	$ 119,793
% of total	13%	14%
Encumbered liquid assets	$ 47,673	$ 48,079
Unencumbered liquid assets	$ 66,685	$ 71,714

Summary of Unencumbered Liquid

Summary of Unencumbered Liquid Assets by Bank, Subsidiaries, and Branches (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	$ 590,040	$ 593,670
Toronto-Dominion Bank [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	236,157	207,177
Bank subsidiaries [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	317,694	330,063
Foreign branches [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	$ 36,189	$ 56,430

Summary of Deposit Funding (Det

Summary of Deposit Funding (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure Of Deposits [Line Items]
Funds from Deposits	$ 961,804	$ 1,018,517
Canadian [member] | P&C Deposits [member]
Disclosure Of Deposits [Line Items]
Funds from Deposits	518,589	525,294
U.S. [member] | P&C Deposits [member]
Disclosure Of Deposits [Line Items]
Funds from Deposits	$ 443,215	$ 493,223

Summary of Remaining Contractua

Summary of Remaining Contractual Maturity (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Jan. 31, 2023	Oct. 31, 2022	Apr. 30, 2022	Jan. 31, 2022	Oct. 31, 2021
Assets
Cash and due from banks	$ 6,874	$ 6,988	$ 8,556	$ 5,633	$ 7,001	$ 5,931
Interest-bearing deposits with banks	103,324		137,294
Trading loans, securities, and other	157,539		143,726
Non-trading financial assets at fair value through profit or loss	8,546		10,946
Derivatives	75,212		103,873
Financial assets designated at fair value through profit or loss	5,237		5,039
Financial assets at fair value through other comprehensive income	74,009		69,675
Debt securities at amortized cost, net of allowance for credit losses	330,891		342,774
Securities purchased under reverse repurchase agreements	198,076		160,167
Loans
Residential mortgages	300,255		293,924
Consumer installment and other personal	207,610		206,152
Credit card	36,508		36,010
Business and government	311,889		301,389
Total loans	856,262		837,475
Allowance for loan losses	(6,644)		(6,432)
Loans, net of allowance for loan losses	849,618		831,043
Customers' liability under acceptances	19,558		19,733
Investment in Schwab	9,119		8,088
Goodwill	18,183		17,656			$ 16,232
Other intangibles	2,715		2,303
Land, buildings, equipment, and other depreciable assets	9,364		9,400
Deferred tax assets	3,065		2,193
Amounts receivable from brokers, dealers, and clients	28,036		19,760
Other assets	27,086		25,302
Total assets	1,926,452		1,917,528
Liabilities
Trading deposits	25,077		23,805
Derivatives	63,706		91,133
Securitization liabilities at fair value	12,832		12,612
Financial liabilities designated at fair value through profit or loss	201,061		162,786
Deposits
Personal	628,867		660,838
Banks	49,283		38,263
Business and government	511,220		530,869
Total deposits, other than trading	1,189,370		1,229,970
Acceptances	19,558		19,733
Obligations related to securities sold short	48,797		45,505
Obligations related to securities sold under repurchase agreements	146,959		128,024
Securitization liabilities at amortized cost	14,756		15,072
Amounts payable to brokers, dealers, and clients	26,783		25,195
Insurance-related liabilities	7,295		7,468
Other liabilities	42,778		33,552
Subordinated notes and debentures	11,366		11,290
Equity	116,114		111,383
Total liabilities and equity	1,926,452		1,917,528
Off-balance sheet commitments
Total off-balance sheet commitments	334,597		295,303
Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	328,974		290,064
Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	3,462		3,148
Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	2,161		2,091
Not later than one month [member]
Assets
Cash and due from banks	6,874		8,556
Interest-bearing deposits with banks	101,821		135,855
Trading loans, securities, and other	3,713		4,601
Non-trading financial assets at fair value through profit or loss	42		111
Derivatives	8,503		14,436
Financial assets designated at fair value through profit or loss	325		229
Financial assets at fair value through other comprehensive income	1,457		2,117
Debt securities at amortized cost, net of allowance for credit losses	1,670		2,333
Securities purchased under reverse repurchase agreements	135,925		113,845
Loans
Residential mortgages	884		672
Consumer installment and other personal	1,056		543
Business and government	35,283		33,836
Total loans	37,223		35,051
Loans, net of allowance for loan losses	37,223		35,051
Customers' liability under acceptances	13,996		16,002
Amounts receivable from brokers, dealers, and clients	28,036		19,719
Other assets	8,235		4,726
Total assets	347,820		357,581
Liabilities
Trading deposits	1,172		4,038
Derivatives	8,158		12,560
Securitization liabilities at fair value			36
Financial liabilities designated at fair value through profit or loss	48,253		18,718
Deposits
Personal	5,300		4,551
Banks	25,393		22,153
Business and government	24,173		34,236
Total deposits, other than trading	54,866		60,940
Acceptances	13,996		16,002
Obligations related to securities sold short	980		1,418
Obligations related to securities sold under repurchase agreements	132,472		118,278
Amounts payable to brokers, dealers, and clients	26,783		25,155
Insurance-related liabilities	142		146
Other liabilities	13,792		14,587
Total liabilities and equity	300,614		271,878
Off-balance sheet commitments
Total off-balance sheet commitments	24,233		19,336
Not later than one month [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	24,070		19,249
Not later than one month [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	163		87
Later than one month and not later than three months [member]
Assets
Interest-bearing deposits with banks	323		197
Trading loans, securities, and other	6,071		4,876
Non-trading financial assets at fair value through profit or loss	473
Derivatives	8,540		16,306
Financial assets designated at fair value through profit or loss	175		777
Financial assets at fair value through other comprehensive income	3,552		2,401
Debt securities at amortized cost, net of allowance for credit losses	13,331		3,607
Securities purchased under reverse repurchase agreements	28,990		15,050
Loans
Residential mortgages	5,401		2,327
Consumer installment and other personal	2,355		1,027
Business and government	9,395		7,398
Total loans	17,151		10,752
Loans, net of allowance for loan losses	17,151		10,752
Customers' liability under acceptances	5,554		3,712
Land, buildings, equipment, and other depreciable assets	7
Amounts receivable from brokers, dealers, and clients			41
Other assets	1,568		1,262
Total assets	85,735		58,981
Liabilities
Trading deposits	1,679		2,227
Derivatives	9,002		16,189
Securitization liabilities at fair value	463		1,245
Financial liabilities designated at fair value through profit or loss	39,342		21,893
Deposits
Personal	9,311		6,872
Banks	5,540		453
Business and government	25,110		17,779
Total deposits, other than trading	39,961		25,104
Acceptances	5,554		3,712
Obligations related to securities sold short	3,500		2,125
Obligations related to securities sold under repurchase agreements	9,699		6,553
Securitization liabilities at amortized cost	606		595
Amounts payable to brokers, dealers, and clients			40
Insurance-related liabilities	276		296
Other liabilities	7,472		2,417
Total liabilities and equity	117,554		82,396
Off-balance sheet commitments
Total off-balance sheet commitments	37,282		22,828
Later than one month and not later than three months [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	36,814		22,494
Later than one month and not later than three months [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	157		208
Later than one month and not later than three months [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	311		126
Later than three months and not later than six months [member]
Assets
Interest-bearing deposits with banks			143
Trading loans, securities, and other	5,491		5,310
Non-trading financial assets at fair value through profit or loss			222
Derivatives	5,881		7,870
Financial assets designated at fair value through profit or loss	415		235
Financial assets at fair value through other comprehensive income	2,257		1,531
Debt securities at amortized cost, net of allowance for credit losses	4,747		7,082
Securities purchased under reverse repurchase agreements	20,786		17,977
Loans
Residential mortgages	8,414		5,585
Consumer installment and other personal	2,985		2,480
Business and government	13,834		10,693
Total loans	25,233		18,758
Loans, net of allowance for loan losses	25,233		18,758
Customers' liability under acceptances	8		16
Land, buildings, equipment, and other depreciable assets	8		2
Other assets	770		6,537
Total assets	65,596		65,683
Liabilities
Trading deposits	4,466		4,390
Derivatives	4,694		8,764
Securitization liabilities at fair value	903		216
Financial liabilities designated at fair value through profit or loss	54,604		52,501
Deposits
Personal	11,352		10,173
Banks	41		51
Business and government	8,824		10,095
Total deposits, other than trading	20,217		20,319
Acceptances	8		16
Obligations related to securities sold short	1,516		1,611
Obligations related to securities sold under repurchase agreements	2,844		2,382
Securitization liabilities at amortized cost	1,800		390
Insurance-related liabilities	414		439
Other liabilities	3,955		2,006
Total liabilities and equity	95,421		93,034
Off-balance sheet commitments
Total off-balance sheet commitments	23,804		22,731
Later than three months and not later than six months [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	23,582		22,536
Later than three months and not later than six months [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	222		177
Later than three months and not later than six months [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments			18
Later than six months and not later than nine months [member]
Assets
Trading loans, securities, and other	2,060		4,477
Non-trading financial assets at fair value through profit or loss	221		685
Derivatives	4,719		5,155
Financial assets designated at fair value through profit or loss	336		391
Financial assets at fair value through other comprehensive income	1,081		3,367
Debt securities at amortized cost, net of allowance for credit losses	4,642		14,706
Securities purchased under reverse repurchase agreements	7,161		9,745
Loans
Residential mortgages	5,375		9,122
Consumer installment and other personal	2,427		4,002
Business and government	11,414		10,854
Total loans	19,216		23,978
Loans, net of allowance for loan losses	19,216		23,978
Customers' liability under acceptances			3
Land, buildings, equipment, and other depreciable assets	12		2
Other assets	754		232
Total assets	40,202		62,741
Liabilities
Trading deposits	2,121		1,740
Derivatives	3,912		5,230
Securitization liabilities at fair value	463		447
Financial liabilities designated at fair value through profit or loss	38,667		45,442
Deposits
Personal	18,966		10,394
Banks	6,120
Business and government	5,103		17,173
Total deposits, other than trading	30,189		27,567
Acceptances			3
Obligations related to securities sold short	1,597		1,257
Obligations related to securities sold under repurchase agreements	1,719		545
Securitization liabilities at amortized cost	527		609
Insurance-related liabilities	414		439
Other liabilities	3,404		1,050
Total liabilities and equity	83,013		84,329
Off-balance sheet commitments
Total off-balance sheet commitments	19,587		19,764
Later than six months and not later than nine months [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	18,219		19,326
Later than six months and not later than nine months [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	349		234
Later than six months and not later than nine months [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,019		204
Later than nine months and not later than one year [member]
Assets
Trading loans, securities, and other	4,318		4,055
Non-trading financial assets at fair value through profit or loss	400
Derivatives	2,397		4,575
Financial assets designated at fair value through profit or loss	217		243
Financial assets at fair value through other comprehensive income	1,023		1,712
Debt securities at amortized cost, net of allowance for credit losses	4,014		4,678
Securities purchased under reverse repurchase agreements	3,750		3,240
Loans
Residential mortgages	6,113		9,115
Consumer installment and other personal	4,072		3,430
Business and government	13,062		14,245
Total loans	23,247		26,790
Loans, net of allowance for loan losses	23,247		26,790
Land, buildings, equipment, and other depreciable assets	8		2
Other assets	3,772		274
Total assets	43,146		45,569
Liabilities
Trading deposits	2,698		1,758
Derivatives	2,405		3,531
Securitization liabilities at fair value	345		899
Financial liabilities designated at fair value through profit or loss	19,917		23,331
Deposits
Personal	17,197		11,801
Banks			13
Business and government	19,908		8,234
Total deposits, other than trading	37,105		20,048
Obligations related to securities sold short	1,515		1,312
Obligations related to securities sold under repurchase agreements	75		188
Securitization liabilities at amortized cost	355		1,812
Insurance-related liabilities	454		481
Other liabilities	613		761
Total liabilities and equity	65,482		54,121
Off-balance sheet commitments
Total off-balance sheet commitments	20,184		18,265
Later than nine months and not later than one year [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	19,710		18,060
Later than nine months and not later than one year [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	177		205
Later than nine months and not later than one year [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	297
Later than one year and not later than two years [member]
Assets
Trading loans, securities, and other	10,759		12,910
Non-trading financial assets at fair value through profit or loss	2,643		4,071
Derivatives	9,001		10,622
Financial assets designated at fair value through profit or loss	1,051		610
Financial assets at fair value through other comprehensive income	8,967		6,415
Debt securities at amortized cost, net of allowance for credit losses	31,417		29,069
Securities purchased under reverse repurchase agreements	263		310
Loans
Residential mortgages	52,185		34,909
Consumer installment and other personal	26,346		19,635
Business and government	40,400		33,366
Total loans	118,931		87,910
Loans, net of allowance for loan losses	118,931		87,910
Land, buildings, equipment, and other depreciable assets	62		36
Other assets	90		74
Total assets	183,184		152,027
Liabilities
Trading deposits	6,337		4,181
Derivatives	6,823		9,413
Securitization liabilities at fair value	2,586		2,357
Financial liabilities designated at fair value through profit or loss	83		805
Deposits
Personal	14,846		12,801
Business and government	22,255		26,060
Total deposits, other than trading	37,101		38,861
Obligations related to securities sold short	5,703		6,691
Obligations related to securities sold under repurchase agreements	129		78
Securitization liabilities at amortized cost	3,431		2,724
Insurance-related liabilities	927		947
Other liabilities	1,807		1,725
Total liabilities and equity	64,927		67,782
Off-balance sheet commitments
Total off-balance sheet commitments	46,463		43,139
Later than one year and not later than two years [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	45,282		41,357
Later than one year and not later than two years [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	647		549
Later than one year and not later than two years [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	534		1,233
Later than two years and not later than five years [member]
Assets
Trading loans, securities, and other	28,230		23,057
Non-trading financial assets at fair value through profit or loss	1,583		2,475
Derivatives	21,248		26,319
Financial assets designated at fair value through profit or loss	1,402		1,345
Financial assets at fair value through other comprehensive income	18,568		20,091
Debt securities at amortized cost, net of allowance for credit losses	113,072		106,919
Securities purchased under reverse repurchase agreements	1,151
Loans
Residential mortgages	171,141		181,763
Consumer installment and other personal	81,980		88,071
Business and government	96,397		89,367
Total loans	349,518		359,201
Loans, net of allowance for loan losses	349,518		359,201
Land, buildings, equipment, and other depreciable assets	568		525
Other assets	148		57
Total assets	535,488		539,989
Liabilities
Trading deposits	5,090		4,136
Derivatives	13,780		18,116
Securitization liabilities at fair value	4,886		4,675
Financial liabilities designated at fair value through profit or loss	94		96
Deposits
Personal	18,648		13,038
Banks	4		3
Business and government	71,374		63,392
Total deposits, other than trading	90,026		76,433
Obligations related to securities sold short	16,846		15,015
Obligations related to securities sold under repurchase agreements	15
Securitization liabilities at amortized cost	5,047		5,730
Insurance-related liabilities	1,476		1,482
Other liabilities	1,795		1,136
Subordinated notes and debentures	200		200
Total liabilities and equity	139,255		127,019
Off-balance sheet commitments
Total off-balance sheet commitments	155,715		142,525
Later than two years and not later than five years [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	154,360		140,699
Later than two years and not later than five years [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,355		1,316
Later than two years and not later than five years [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments			510
Later than five years [member]
Assets
Trading loans, securities, and other	25,188		23,051
Non-trading financial assets at fair value through profit or loss	1,758		2,133
Derivatives	14,923		18,590
Financial assets designated at fair value through profit or loss	1,316		1,209
Financial assets at fair value through other comprehensive income	32,478		28,721
Debt securities at amortized cost, net of allowance for credit losses	158,000		174,381
Securities purchased under reverse repurchase agreements	50
Loans
Residential mortgages	50,742		50,431
Consumer installment and other personal	30,990		30,056
Business and government	67,499		68,078
Total loans	149,231		148,565
Loans, net of allowance for loan losses	149,231		148,565
Land, buildings, equipment, and other depreciable assets	3,278		3,462
Other assets	80		72
Total assets	386,302		400,184
Liabilities
Trading deposits	1,514		1,335
Derivatives	14,932		17,330
Securitization liabilities at fair value	3,186		2,737
Deposits
Personal	23		31
Banks	13		3
Business and government	18,488		13,167
Total deposits, other than trading	18,524		13,201
Obligations related to securities sold short	13,961		13,146
Obligations related to securities sold under repurchase agreements	6
Securitization liabilities at amortized cost	2,990		3,212
Insurance-related liabilities	692		645
Other liabilities	4,302		4,660
Subordinated notes and debentures	11,166		11,090
Total liabilities and equity	71,273		67,356
Off-balance sheet commitments
Total off-balance sheet commitments	5,802		5,247
Later than five years [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	5,485		4,882
Later than five years [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	317		365
No specific maturity [member]
Assets
Interest-bearing deposits with banks	1,180		1,099
Trading loans, securities, and other	71,709		61,389
Non-trading financial assets at fair value through profit or loss	1,426		1,249
Financial assets at fair value through other comprehensive income	4,626		3,320
Debt securities at amortized cost, net of allowance for credit losses	(2)		(1)
Loans
Consumer installment and other personal	55,399		56,908
Credit card	36,508		36,010
Business and government	24,605		33,552
Total loans	116,512		126,470
Allowance for loan losses	(6,644)		(6,432)
Loans, net of allowance for loan losses	109,868		120,038
Investment in Schwab	9,119		8,088
Goodwill	18,183		17,656
Other intangibles	2,715		2,303
Land, buildings, equipment, and other depreciable assets	5,421		5,371
Deferred tax assets	3,065		2,193
Other assets	11,669		12,068
Total assets	238,979		234,773
Liabilities
Financial liabilities designated at fair value through profit or loss	101
Deposits
Personal	533,224		591,177
Banks	12,172		15,587
Business and government	315,985		340,733
Total deposits, other than trading	861,381		947,497
Obligations related to securities sold short	3,179		2,930
Obligations related to securities sold under repurchase agreements	0
Insurance-related liabilities	2,500		2,593
Other liabilities	5,638		5,210
Equity	116,114		111,383
Total liabilities and equity	988,913		1,069,613
Off-balance sheet commitments
Total off-balance sheet commitments	1,527		1,468
No specific maturity [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,452		1,461
No specific maturity [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	$ 75		$ 7

Summary of Remaining Contract_2

Summary of Remaining Contractual Maturity (Parenthetical) (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	$ 39,000	$ 34,000
Commitments to extend credit to private equity investments	546	502
Not later than one month [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	1,000
Later than one month and not later than three months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	1,000	2,000
Later than three months and not later than six months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds		5,000
Later than six months and not later than nine months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds		1,000
Later than nine months and not later than one year [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	6,000
Later than one year and not later than two years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	2,000	5,000
Later than two years and not later than five years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	27,000	$ 21,000
Later than five years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	$ 2,000

IFRS 7 Disclosure (Details Narr

IFRS 7 Disclosure (Details Narrative) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended	12 Months Ended
	Jan. 31, 2023	Apr. 30, 2022	Apr. 30, 2023	Oct. 31, 2022
MarketRisk [Line Items]
Number of trading days used to value current portfolio using market price and rate changes			259 days
Loss trading days		4 days
Positive trading days		94%
Bottom of range [member]
MarketRisk [Line Items]
Percentage of P&C deposits in bank's total funding			70%
100 bps increase [member]
MarketRisk [Line Items]
EVE Sensitivity	$ (1,610)		$ (1,682)	$ (1,496)
Increase (decrease) to economic value of shareholders			72
NII Sensitivity	1,135		785	1,213
Increase (decrease) to net interest income from last period			(350)
100 bps decrease [member]
MarketRisk [Line Items]
EVE Sensitivity	1,056		1,106	1,102
Increase (decrease) to economic value of shareholders			50
NII Sensitivity	$ (1,216)		(910)	$ (1,381)
Increase (decrease) to net interest income from last period			$ (306)

Schedule of Financial Assets an

Schedule of Financial Assets and Liabilities not Carried at Fair Value (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	$ 330,891	$ 342,774
Total loans, net of allowance for loan losses	849,618	831,043
FINANCIAL LIABILITIES
Deposits	1,189,370	1,229,970
Securitization liabilities at amortized cost	14,756	15,072
Subordinated notes and debentures	11,366	11,290
Carrying value [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	330,891	342,774
Total loans, net of allowance for loan losses	849,618	831,043
Total financial assets not carried at fair value	1,180,509	1,173,817
FINANCIAL LIABILITIES
Deposits	1,189,370	1,229,970
Securitization liabilities at amortized cost	14,756	15,072
Subordinated notes and debentures	11,366	11,290
Total financial liabilities not carried at fair value	1,215,492	1,256,332
Carrying value [member] | Government and government-related securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	252,705	256,362
Carrying value [member] | Other debt securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	78,186	86,412
Not measured at fair value in statement of financial position but for which fair value is disclosed [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	319,674	326,436
Total loans, net of allowance for loan losses	836,280	810,912
Total financial assets not carried at fair value	1,155,954	1,137,348
FINANCIAL LIABILITIES
Deposits	1,181,963	1,218,552
Securitization liabilities at amortized cost	14,296	14,366
Subordinated notes and debentures	11,194	10,853
Total financial liabilities not carried at fair value	1,207,453	1,243,771
Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | Government and government-related securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	244,410	244,523
Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | Other debt securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	$ 75,264	$ 81,913

Schedule of Fair Value Hierarch

Schedule of Fair Value Hierarchy for Assets and Liabilities (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Trading loans, securities, and other1
Trading loans, securities, and other	$ 157,539	$ 143,726
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	8,546	10,946
Derivatives
Derivatives	75,212	103,873
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,237	5,039
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	74,009	69,675
Securities purchased under reverse repurchase agreements	198,076	160,167
FINANCIAL LIABILITIES
Trading deposits	25,077	23,805
Derivatives
Derivatives	63,706	91,133
Securitization liabilities at fair value	12,832	12,612
Financial liabilities designated at fair value through profit or loss	201,061	162,786
Obligations related to securities sold short	48,797	45,505
Obligations related to securities sold under repurchase agreements	146,959	128,024
Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	157,539	143,726
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	8,546	10,946
Derivatives
Derivatives	75,212	103,873
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,237	5,039
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	74,009	69,675
Securities purchased under reverse repurchase agreements	8,051	7,450
FINANCIAL LIABILITIES
Trading deposits	25,077	23,805
Derivatives
Derivatives	63,706	91,133
Securitization liabilities at fair value	12,832	12,612
Financial liabilities designated at fair value through profit or loss	201,061	162,786
Obligations related to securities sold short	48,797	45,505
Obligations related to securities sold under repurchase agreements	4,542	9,509
Recurring fair value measurement [member] | Government and government-related securities [member] | Canadian Government Federal Debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	10,818	9,662
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	19,038	16,368
Recurring fair value measurement [member] | Government and government-related securities [member] | Canadian government provincial debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	8,127	7,706
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	21,137	20,240
Recurring fair value measurement [member] | Government and government-related securities [member] | United State Federal State Municipal Governments And Agencies Debt [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	24,668	23,468
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	11,255	11,559
Recurring fair value measurement [member] | Government and government-related securities [member] | Other OECD government-guaranteed debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	5,627	8,341
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,509	1,682
Recurring fair value measurement [member] | Government and government-related securities [member] | Mortgage- backed securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	2,156	2,109
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,952	1,033
Recurring fair value measurement [member] | Other debt securities [member] | Canadian Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	6,790	6,604
Recurring fair value measurement [member] | Other debt securities [member] | Other Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	12,355	12,393
Recurring fair value measurement [member] | Other debt securities [member] | Assets Backed Security [Member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	4,005	4,440
Recurring fair value measurement [member] | Other debt securities [member] | Corporate and other debt [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	8,498	8,681
Recurring fair value measurement [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	63,363	44,456
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	4,625	3,319
Recurring fair value measurement [member] | Trading Loans [member]
Trading loans, securities, and other1
Trading loans, securities, and other	15,105	11,749
Recurring fair value measurement [member] | Commodities [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	8,526	17,233
Recurring fair value measurement [member] | Retained Interest 1 [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	4	5
Recurring fair value measurement [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	4,864	7,681
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,237	5,039
Recurring fair value measurement [member] | Loans 1 [Member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,682	3,265
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,990	2,353
Recurring fair value measurement [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	19,858	23,866
Derivatives
Derivatives	17,619	19,278
Recurring fair value measurement [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	48,382	72,046
Derivatives
Derivatives	38,061	62,402
Recurring fair value measurement [member] | Credit Contracts [Member]
Derivatives
Derivatives	52	56
Derivatives
Derivatives	201	152
Recurring fair value measurement [member] | Equity Contracts [Member]
Derivatives
Derivatives	3,754	4,307
Derivatives
Derivatives	5,111	5,863
Recurring fair value measurement [member] | Commodity contracts [member]
Derivatives
Derivatives	3,166	3,598
Derivatives
Derivatives	2,714	3,438
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member]
Trading loans, securities, and other1
Trading loans, securities, and other	71,648	61,130
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	488	228
Derivatives
Derivatives	751	840
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	938	840
Derivatives
Derivatives	404	369
Financial liabilities designated at fair value through profit or loss	0
Obligations related to securities sold short	3,229	2,909
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Government and government-related securities [member] | Canadian Government Federal Debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	393	620
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Government and government-related securities [member] | United State Federal State Municipal Governments And Agencies Debt [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	2	2
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	63,294	44,424
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	938	840
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Commodities [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,959	16,084
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	488	228
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	117	167
Derivatives
Derivatives	118	112
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	31	35
Derivatives
Derivatives	24	23
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Equity Contracts [Member]
Derivatives
Derivatives	0	4
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Commodity contracts [member]
Derivatives
Derivatives	603	634
Derivatives
Derivatives	262	234
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member]
Trading loans, securities, and other1
Trading loans, securities, and other	85,839	82,547
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	7,057	9,873
Derivatives
Derivatives	74,441	102,983
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,237	5,039
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	69,325	66,298
Securities purchased under reverse repurchase agreements	8,051	7,450
FINANCIAL LIABILITIES
Trading deposits	24,485	23,389
Derivatives
Derivatives	63,085	90,530
Securitization liabilities at fair value	12,832	12,612
Financial liabilities designated at fair value through profit or loss	201,012	162,742
Obligations related to securities sold short	45,568	42,596
Obligations related to securities sold under repurchase agreements	4,542	9,509
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Canadian Government Federal Debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	10,425	9,042
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	19,038	16,368
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Canadian government provincial debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	8,127	7,706
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	21,137	20,240
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | United State Federal State Municipal Governments And Agencies Debt [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	24,666	23,466
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	11,255	11,559
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Other OECD government-guaranteed debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	5,627	8,341
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,509	1,682
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Mortgage- backed securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	2,156	2,109
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,952	1,033
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Canadian Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	6,790	6,604
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Other Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	12,333	12,344
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Assets Backed Security [Member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	4,005	4,440
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Corporate and other debt [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	8,437	8,621
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	39	32
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2	2
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Trading Loans [member]
Trading loans, securities, and other1
Trading loans, securities, and other	15,105	11,749
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Commodities [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	567	1,149
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Retained Interest 1 [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	4	5
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,375	6,608
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,237	5,039
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Loans 1 [Member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,682	3,265
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,990	2,353
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	19,741	23,699
Derivatives
Derivatives	17,332	19,010
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	48,348	72,006
Derivatives
Derivatives	38,035	62,378
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Credit Contracts [Member]
Derivatives
Derivatives	52	56
Derivatives
Derivatives	201	152
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Equity Contracts [Member]
Derivatives
Derivatives	3,754	4,303
Derivatives
Derivatives	5,084	5,804
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Commodity contracts [member]
Derivatives
Derivatives	2,546	2,919
Derivatives
Derivatives	2,433	3,186
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member]
Trading loans, securities, and other1
Trading loans, securities, and other	52	49
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	1,001	845
Derivatives
Derivatives	20	50
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,746	2,537
FINANCIAL LIABILITIES
Trading deposits	592	416
Derivatives
Derivatives	217	234
Financial liabilities designated at fair value through profit or loss	49	44
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Other debt securities [member] | Other Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	22	49
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Other debt securities [member] | Corporate and other debt [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	61	60
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	30
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,685	2,477
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	1,001	845
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	0
Derivatives
Derivatives	169	156
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	3	5
Derivatives
Derivatives	2	1
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Equity Contracts [Member]
Derivatives
Derivatives	27	59
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Commodity contracts [member]
Derivatives
Derivatives	17	45
Derivatives
Derivatives	$ 19	$ 18

Schedule of Reconciliation of C

Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (Details) - Level 3 of fair value hierarchy [member] - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Trading deposits [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	$ (486)	$ (183)	$ (416)	$ (141)
Total realized and unrealized gains (losses) included in income	(17)	15	(29)	5
Movements purchases/Issuances	(89)	(81)	(148)	(109)
Movements Sales/Settlements	4	(1)	8
Transfers into Level 3 of fair value hierarchy, liabilities	(6)	(2)	(9)	(10)
Transfers Out of Level 3	2	6	2	9
Fair value ending balance	(592)	(246)	(592)	(246)
Change in Unrealized gain (losses) on instruments still held	(14)	12	(24)	1
Derivative Financial Liabilities [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(208)	(130)	(184)	(132)
Total realized and unrealized gains (losses) included in income	18	(12)	49	(7)
Movements purchases/Issuances	26		26
Movements Sales/Settlements	(26)	(19)	(59)	(26)
Transfers into Level 3 of fair value hierarchy, liabilities		2	(2)	1
Transfers Out of Level 3	(7)	41	(27)	46
Fair value ending balance	(197)	(118)	(197)	(118)
Change in Unrealized gain (losses) on instruments still held	20	30	7	36
Derivative Financial Liabilities [Member] | Interest Rate Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(164)	(89)	(156)	(88)
Total realized and unrealized gains (losses) included in income	(6)	(23)	(30)	(26)
Movements Sales/Settlements	1	(2)	17
Transfers Out of Level 3		18		18
Fair value ending balance	(169)	(96)	(169)	(96)
Change in Unrealized gain (losses) on instruments still held	5		(5)	(4)
Derivative Financial Liabilities [Member] | Foreign Exchange Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	2	4	4	7
Total realized and unrealized gains (losses) included in income	(1)	(5)	(4)	(8)
Transfers Out of Level 3			1
Fair value ending balance	1	(1)	1	(1)
Change in Unrealized gain (losses) on instruments still held		(2)	(1)	(3)
Derivative Financial Liabilities [Member] | Equity Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(51)	(90)	(59)	(82)
Total realized and unrealized gains (losses) included in income	14	(28)	43	(39)
Movements purchases/Issuances	26		26
Movements Sales/Settlements	(9)		(7)	(1)
Transfers into Level 3 of fair value hierarchy, liabilities		2	(2)	1
Transfers Out of Level 3	(7)	23	(28)	28
Fair value ending balance	(27)	(93)	(27)	(93)
Change in Unrealized gain (losses) on instruments still held	16	(6)	17	(13)
Derivative Financial Liabilities [Member] | Commodity contracts [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	5	45	27	31
Total realized and unrealized gains (losses) included in income	11	44	40	66
Movements Sales/Settlements	(18)	(17)	(69)	(25)
Fair value ending balance	(2)	72	(2)	72
Change in Unrealized gain (losses) on instruments still held	(1)	38	(4)	56
Financial liabilities at fair value through profit or loss, category [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(22)	(47)	(44)	(76)
Total realized and unrealized gains (losses) included in income	20	(185)	70	(177)
Movements purchases/Issuances	(127)	(104)	(187)	(175)
Movements Sales/Settlements	80	174	112	266
Fair value ending balance	(49)	(162)	(49)	(162)
Change in Unrealized gain (losses) on instruments still held	(21)	(185)	72	(177)
Obligations Related To Securities Sold Short [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance				(9)
Movements Sales/Settlements				9
Trading Loans Securities And Other [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	85	17	49	39
Total realized and unrealized gains (losses) included in income	(7)		2
Movements purchases/Issuances	48	27	62	29
Movements Sales/ Settlements	(49)	(3)	(64)	(38)
Transfer Into Level 3			35	11
Transfers Out of Level 3	(25)		(32)
Fair value ending balance	52	41	52	41
Change in Unrealized gain (losses) on instruments still held	(29)		(25)
Trading Loans Securities And Other [Member] | Government and government-related securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance		17		6
Movements purchases/Issuances				2
Movements Sales/ Settlements		(3)		(5)
Transfer Into Level 3				11
Fair value ending balance		14		14
Trading Loans Securities And Other [Member] | Other debt securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	85		49	33
Total realized and unrealized gains (losses) included in income	(3)		6
Movements purchases/Issuances	9	27	23	27
Movements Sales/ Settlements	(44)		(59)	(33)
Transfer Into Level 3			35
Transfers Out of Level 3	(25)		(32)
Fair value ending balance	22	27	22	27
Change in Unrealized gain (losses) on instruments still held	(27)		(23)
Trading Loans Securities And Other [Member] | Equity securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Total realized and unrealized gains (losses) included in income	(4)		(4)
Movements purchases/Issuances	39		39
Movements Sales/ Settlements	(5)		(5)
Fair value ending balance	30		30
Change in Unrealized gain (losses) on instruments still held	(2)		(2)
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	927	876	845	763
Total realized and unrealized gains (losses) included in income	40	(8)	83	28
Movements purchases/Issuances	79	34	121	122
Movements Sales/ Settlements	(45)	(41)	(48)	(48)
Transfers Out of Level 3				(4)
Fair value ending balance	1,001	861	1,001	861
Change in Unrealized gain (losses) on instruments still held	21	(39)	56	(6)
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member] | Securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	927	873	845	760
Total realized and unrealized gains (losses) included in income	40	(8)	83	28
Movements purchases/Issuances	79	34	121	122
Movements Sales/ Settlements	(45)	(41)	(48)	(48)
Transfers Out of Level 3				(4)
Fair value ending balance	1,001	858	1,001	858
Change in Unrealized gain (losses) on instruments still held	21	(39)	56	(6)
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member] | Loans 1 [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance		3		3
Fair value ending balance		3		3
Financial assets at fair value through other comprehensive income [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	3,303	1,723	2,537	1,673
Total realized and unrealized gains (losses) included in OCI	(204)	28	(219)	29
Movements purchases/Issuances	1,290	627	2,114	637
Movements Sales/ Settlements	(643)	(29)	(686)	10
Fair value ending balance	3,746	2,349	3,746	2,349
Change in Unrealized gain (losses) on instruments still held	(183)	19	(205)	21
Financial assets at fair value through other comprehensive income [member] | Other debt securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	63	63	60	64
Total realized and unrealized gains (losses) included in OCI	(15)	(1)	(8)	(1)
Movements purchases/Issuances	21		21
Movements Sales/ Settlements	(8)	(3)	(12)	(4)
Fair value ending balance	61	59	61	59
Change in Unrealized gain (losses) on instruments still held		(1)		(1)
Financial assets at fair value through other comprehensive income [member] | Equity securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	3,240	1,660	2,477	1,609
Total realized and unrealized gains (losses) included in OCI	(189)	29	(211)	30
Movements purchases/Issuances	1,269	627	2,093	637
Movements Sales/ Settlements	(635)	(26)	(674)	14
Fair value ending balance	3,685	2,290	3,685	2,290
Change in Unrealized gain (losses) on instruments still held	$ (183)	$ 20	$ (205)	$ 22

Schedule of Reconciliation of_2

Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (Parenthetical) (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Feb. 01, 2023	Jan. 31, 2023	Nov. 01, 2022	Oct. 31, 2022	Apr. 30, 2022	Feb. 01, 2022	Jan. 31, 2022	Nov. 01, 2021	Oct. 31, 2021
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Derivatives	$ 75,212				$ 103,873
Derivatives (Note 4)	63,706				91,133
Level 3 of fair value hierarchy [member] | Netted Derivatives [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Derivatives	20	$ 31	$ 31	$ 50	50	$ 90	$ 58	$ 58	$ 47	$ 47
Derivatives (Note 4)	$ 217	$ 239	$ 239	$ 234	$ 234	$ 208	$ 188	$ 188	$ 179	$ 179

Summary of Unrealized Gains (Lo

Summary of Unrealized Gains (Losses) for securities at FVOCI (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Fair value	$ 74,009	$ 69,675
Securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	72,386	67,926
Gross unrealized gains	495	349
Gross unrealized (losses)	(862)	(953)
Fair value	72,019	67,322
Securities [member] | Government and government-related securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	55,029	51,304
Gross unrealized gains	258	192
Gross unrealized (losses)	(396)	(614)
Fair value	54,891	50,882
Securities [member] | Government and government-related securities [member] | Canadian Government Federal Debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	19,026	16,420
Gross unrealized gains	92	69
Gross unrealized (losses)	(80)	(121)
Fair value	19,038	16,368
Securities [member] | Government and government-related securities [member] | Canadian government provincial debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	21,071	20,279
Gross unrealized gains	140	99
Gross unrealized (losses)	(74)	(138)
Fair value	21,137	20,240
Securities [member] | Government and government-related securities [member] | U.S. federal, state, municipal governments, and agencies debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	11,446	11,855
Gross unrealized gains	25	22
Gross unrealized (losses)	(216)	(318)
Fair value	11,255	11,559
Securities [member] | Government and government-related securities [member] | Other OECD government-guaranteed debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	1,532	1,715
Gross unrealized gains	1	1
Gross unrealized (losses)	(24)	(34)
Fair value	1,509	1,682
Securities [member] | Government and government-related securities [member] | Mortgage-backed securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	1,954	1,035
Gross unrealized gains		1
Gross unrealized (losses)	(2)	(3)
Fair value	1,952	1,033
Securities [member] | Other debt securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	12,603	13,331
Gross unrealized gains	45	23
Gross unrealized (losses)	(145)	(233)
Fair value	12,503	13,121
Securities [member] | Other debt securities [member] | Asset-backed financings [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	4,058	4,511
Gross unrealized gains	1
Gross unrealized (losses)	(54)	(71)
Fair value	4,005	4,440
Securities [member] | Other debt securities [member] | Corporate and other debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	8,545	8,820
Gross unrealized gains	44	23
Gross unrealized (losses)	(91)	(162)
Fair value	8,498	8,681
Securities [member] | Debt securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	67,632	64,635
Gross unrealized gains	303	215
Gross unrealized (losses)	(541)	(847)
Fair value	67,394	64,003
Securities [member] | Equity securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	4,754	3,291
Gross unrealized gains	192	134
Gross unrealized (losses)	(321)	(106)
Fair value	4,625	3,319
Securities [member] | Equity securities [member] | Common shares [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	3,506	2,191
Gross unrealized gains	105	63
Gross unrealized (losses)	(19)	(33)
Fair value	3,592	2,221
Securities [member] | Equity securities [member] | Preference shares [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	1,248	1,100
Gross unrealized gains	87	71
Gross unrealized (losses)	(302)	(73)
Fair value	$ 1,033	$ 1,098

Summary of Equity Securities De

Summary of Equity Securities Designated at Fair Value Through Other Comprehensive Income (Details) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022	Oct. 31, 2022
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	$ 4,625		$ 4,625		$ 3,319
Dividend income recognized	78	$ 52	126	$ 96
Common shares [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	3,592		3,592		2,221
Dividend income recognized	45	46	62	85
Preference shares [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	1,033		1,033		$ 1,098
Dividend income recognized	$ 33	$ 6	$ 64	$ 11

Summary of Net Debt Securities

Summary of Net Debt Securities Gains (Losses) (Details) - Debt securities [member] - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of financial assets [line items]
Net realized gains (losses)	$ (21)	$ 0	$ (22)	$ 10
Financial assets at amortized cost [member]
Disclosure of financial assets [line items]
Net realized gains (losses)	(36)	0	(36)	0
Debt securities at fair value through other comprehensive income
Disclosure of financial assets [line items]
Net realized gains (losses)	$ 15	$ 0	$ 14	$ 10

Summary of Debt Securities by R

Summary of Debt Securities by Risk Rating (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of financial assets [line items]
Debt securities	$ 398,287	$ 406,778
Allowance for credit losses on debt securities at amortized cost	2	1
Debt securities, net of allowance	398,285	406,777
Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	398,121	406,584
Allowance for credit losses on debt securities at amortized cost	2	1
Debt securities, net of allowance	398,119	406,583
Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	166	194
Debt securities, net of allowance	166	194
Investment grade [member]
Disclosure of financial assets [line items]
Debt securities	397,593	404,620
Investment grade [member] | Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	397,593	404,620
Non-investment Grade [Member]
Disclosure of financial assets [line items]
Debt securities	661	2,119
Non-investment Grade [Member] | Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	528	1,964
Non-investment Grade [Member] | Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	133	155
Watch and classified [member]
Disclosure of financial assets [line items]
Debt securities	33	39
Watch and classified [member] | Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	$ 33	$ 39

Summary of Debt Securities by_2

Summary of Debt Securities by Risk Rating (Parenthetical) (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of financial assets [abstract]
Debt securities backed by government guaranteed loans	$ 117	$ 192

Securities (Details Narrative)

Securities (Details Narrative) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Dividend Income recognized	$ 78	$ 52	$ 126	$ 96
Debt Securities Held Net of allowance	398,285		398,285		$ 406,777
Debt securities at amortized cost [member]
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	330,891		330,891		342,774
Debt securities FVOCI [member]
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	67,394		67,394		$ 64,003
Securities disposed [member] | Securities [member]
Disclosure of detailed information about financial instruments [line items]
Disposal of equity securities	121	35	166	59
Gain (loss) on sale of equity securities measured at fair value	(5)	(7)	(8)	(5)
Dividend Income recognized	$ 0	$ 2	$ 1	$ 2

Summary of Bank Loans and Accep

Summary of Bank Loans and Acceptances (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of Banks loans and acceptances [Line Items]
Residential mortgages	$ 300,255	$ 293,924
Consumer installment and other personal	207,610	206,152
Credit card	36,508	36,010
Business and government	311,889	301,389
Total Loans	856,262	837,475
Customers' liability under acceptances	19,558	19,733
Loans at FVOCI	1,990	2,353
Allowance for loan losses	6,644	6,432
Total loans and acceptances, net of allowance	871,166	853,129
Loans and acceptances [member]
Disclosure of Banks loans and acceptances [Line Items]
Loans and acceptances	877,810	859,561
Allowance for loan losses [member]
Disclosure of Banks loans and acceptances [Line Items]
Allowance for loan losses	$ 6,644	$ 6,432

Summary of Bank Loans and Acc_2

Summary of Bank Loans and Acceptances - Business and Government (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Loans to business and government [Line Items]
Customers' liability under acceptances	$ 19,558	$ 19,733
Business and government [member]
Loans to business and government [Line Items]
Loans and acceptances	333,437	323,475
Allowance for loan and acceptances losses	2,791	2,739
Loans and acceptances, net of allowance	330,646	320,736
Business and government [member] | Loans at amortized cost
Loans to business and government [Line Items]
Loans at amortized cost	311,889	301,389
Business and government [member] | Customers' liability under acceptances
Loans to business and government [Line Items]
Customers' liability under acceptances	19,558	19,733
Business and government [member] | Loans at FVOCI
Loans to business and government [Line Items]
Loans at FVOCI	$ 1,990	$ 2,353

Summary of Gross Carrying Amoun

Summary of Gross Carrying Amounts of Loans, Acceptance and Credit Risk Exposures on Loan Commitments and Financial Guarantee Contracts by Internal Risk Ratings (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Jan. 31, 2023	Oct. 31, 2022	Apr. 30, 2022	Jan. 31, 2022	Oct. 31, 2021
Disclosure of detailed information about financial instruments [line items]
Total loans	$ 877,810		$ 859,561
Allowance for loan losses	6,644		6,432	$ 6,076
Trading loans at fair value	15,000		12,000
Loan and acceptances, net of allowance	871,166		853,129
Total loans	74,009		69,675
Allowance for loan losses	6,644		6,432
Financial assets at fair value through other comprehensive income, category [member]
Disclosure of detailed information about financial instruments [line items]
Allowance for loan losses	0		0
Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	802,627		787,437
Allowance for loan losses	2,551		2,522	2,346
Loan and acceptances, net of allowance	800,076		784,915
Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	72,424		69,506
Allowance for loan losses	3,234		3,149	3,025
Loan and acceptances, net of allowance	69,190		66,357
Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,759		2,618
Allowance for loan losses	859		761	705
Loan and acceptances, net of allowance	1,900		1,857
Acquired Credit Impaired Loans [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	100		115
Allowance for loan losses	3		4
Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	300,255		293,924
Allowance for loan losses	334	$ 330	323	255	$ 250	$ 261
Loan and acceptances, net of allowance	299,921		293,601
Residential mortgages [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	278,172		276,158
Allowance for loan losses	116	129	127	130	30	35
Loan and acceptances, net of allowance	278,056		276,031
Residential mortgages [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	21,408		17,054
Allowance for loan losses	169	150	140	75	175	175
Loan and acceptances, net of allowance	21,239		16,914
Residential mortgages [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	675		712
Allowance for loan losses	49	$ 51	56	50	$ 45	$ 51
Loan and acceptances, net of allowance	626		656
Residential mortgages [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	212,253		208,509
Residential mortgages [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	212,140		208,450
Residential mortgages [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	113		59
Residential mortgages [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	75,393		74,047
Residential mortgages [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	65,620		67,280
Residential mortgages [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,773		6,767
Residential mortgages [member] | Medium Risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,441		8,550
Residential mortgages [member] | Medium Risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	407		418
Residential mortgages [member] | Medium Risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,034		8,132
Residential mortgages [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,805		2,456
Residential mortgages [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5		10
Residential mortgages [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,488		2,096
Residential mortgages [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	312		350
Residential mortgages [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	363		362
Residential mortgages [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	363		362
Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	207,610		206,152
Allowance for loan losses	1,678		1,623	1,518
Loan and acceptances, net of allowance	205,932		204,529
Consumer instalment and other personal [member] | Canadian Government Insured [Member] | Real Estate Secured Personal Lending [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	7,000		9,000
Consumer instalment and other personal [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	181,415		178,353
Allowance for loan losses	638		619	535
Loan and acceptances, net of allowance	180,777		177,734
Consumer instalment and other personal [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	25,457		27,069
Allowance for loan losses	870		850	828
Loan and acceptances, net of allowance	24,587		26,219
Consumer instalment and other personal [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	738		730
Allowance for loan losses	170		154	155
Loan and acceptances, net of allowance	568		576
Consumer instalment and other personal [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	99,533		94,780
Consumer instalment and other personal [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	97,203		92,653
Consumer instalment and other personal [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,330		2,127
Consumer instalment and other personal [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	68,964		75,307
Consumer instalment and other personal [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	56,770		61,508
Consumer instalment and other personal [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	12,194		13,799
Consumer instalment and other personal [member] | Medium Risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	29,692		28,340
Consumer instalment and other personal [member] | Medium Risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	23,944		21,990
Consumer instalment and other personal [member] | Medium Risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,748		6,350
Consumer instalment and other personal [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	8,991		7,330
Consumer instalment and other personal [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	3,498		2,202
Consumer instalment and other personal [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,185		4,793
Consumer instalment and other personal [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	308		335
Consumer instalment and other personal [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	430		395
Consumer instalment and other personal [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	430		395
Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	36,508		36,010
Allowance for loan losses	1,841		1,747	1,668
Loan and acceptances, net of allowance	34,667		34,263
Credit Card 1 [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	30,548		30,676
Allowance for loan losses	686		685	676
Loan and acceptances, net of allowance	29,862		29,991
Credit Card 1 [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,550		4,985
Allowance for loan losses	874		855	817
Loan and acceptances, net of allowance	4,676		4,130
Credit Card 1 [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	410		349
Allowance for loan losses	281		207	$ 175
Loan and acceptances, net of allowance	129		142
Credit Card 1 [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,833		6,543
Credit Card 1 [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,822		6,532
Credit Card 1 [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	11		11
Credit Card 1 [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,670		10,897
Credit Card 1 [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,544		10,760
Credit Card 1 [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	126		137
Credit Card 1 [member] | Medium Risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	12,841		11,978
Credit Card 1 [member] | Medium Risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	11,633		10,794
Credit Card 1 [member] | Medium Risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	1,208		1,184
Credit Card 1 [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	7,074		6,508
Credit Card 1 [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,549		2,590
Credit Card 1 [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	4,205		3,653
Credit Card 1 [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	320		265
Credit Card 1 [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	90		84
Credit Card 1 [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	90		84
Business and government [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	333,437		323,475
Allowance for loan losses	2,791		2,739
Loan and acceptances, net of allowance	330,646		320,736
Business and government [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	312,492		302,250
Allowance for loan losses	1,111		1,091
Loan and acceptances, net of allowance	311,381		301,159
Business and government [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	20,009		20,398
Allowance for loan losses	1,321		1,304
Loan and acceptances, net of allowance	18,688		19,094
Business and government [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	936		827
Allowance for loan losses	359		344
Loan and acceptances, net of allowance	577		483
Business and government [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	863		744
Business and government [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	863		744
Business and government [member] | Investment Grade Or Low Normal Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	156,277		145,590
Business and government [member] | Investment Grade Or Low Normal Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	156,111		144,994
Business and government [member] | Investment Grade Or Low Normal Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	166		596
Business and government [member] | Non Investment Grade Or Medium Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	165,964		166,806
Business and government [member] | Non Investment Grade Or Medium Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	155,832		156,749
Business and government [member] | Non Investment Grade Or Medium Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,132		10,057
Business and government [member] | Watch And Classified Or High Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,333		10,335
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	549		507
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,711		9,745
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	73		83
Business and government [member] | Non Investment Grade Or Lower Risk [Member] | Guaranteed by government agencies [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	27,000		28,000
Business And Government And Residential Mortgage [Member]
Disclosure of detailed information about financial instruments [line items]
Non-trading loans at fair value	4,000		3,000
Business And Government And Residential Mortgage [Member] | With No Allowance For Loan Losses [Member] | Impaired Loans [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	112		110
Business And Government And Residential Mortgage [Member] | Insured [Member] | Mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	75,000		77,000
Off-balance sheet credit risks [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	719,137		677,396
Allowance for off-balance sheet credit instruments	1,000		931
Total off-balance sheet credit instruments, net of allowance	718,137		676,465
Off-balance sheet credit risks [member] | Retail Exposures [Member] | Personal Lines Of Credit And Credit Card Lines Cancellable And Banks Discretion [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	365,000		352,000
Off-balance sheet credit risks [member] | Non Retail Exposures [Member] | Undrawn Component Of Uncommitted Credit And Liquidity Commitments [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	60,000		51,000
Off-balance sheet credit risks [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	707,250		664,632
Allowance for off-balance sheet credit instruments	465		433
Total off-balance sheet credit instruments, net of allowance	706,785		664,199
Off-balance sheet credit risks [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	11,783		12,648
Allowance for off-balance sheet credit instruments	532		495
Total off-balance sheet credit instruments, net of allowance	11,251		12,153
Off-balance sheet credit risks [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	104		116
Allowance for off-balance sheet credit instruments	3		3
Total off-balance sheet credit instruments, net of allowance	101		113
Off-balance sheet credit risks [member] | Low risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	251,417		241,377
Off-balance sheet credit risks [member] | Low risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	250,247		240,203
Off-balance sheet credit risks [member] | Low risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,170		1,174
Off-balance sheet credit risks [member] | Normal risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	91,331		88,291
Off-balance sheet credit risks [member] | Normal risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	90,104		87,113
Off-balance sheet credit risks [member] | Normal risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,227		1,178
Off-balance sheet credit risks [member] | Medium Risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	22,073		22,929
Off-balance sheet credit risks [member] | Medium Risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	20,995		21,914
Off-balance sheet credit risks [member] | Medium Risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,078		1,015
Off-balance sheet credit risks [member] | High risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	2,625		2,646
Off-balance sheet credit risks [member] | High risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,310		1,272
Off-balance sheet credit risks [member] | High risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,315		1,374
Off-balance sheet credit risks [member] | Default [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	104		116
Off-balance sheet credit risks [member] | Default [member] | Stage 3 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	104		116
Off-balance sheet credit risks [member] | Investment grade [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	252,622		229,592
Off-balance sheet credit risks [member] | Investment grade [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	252,622		229,592
Off-balance sheet credit risks [member] | Non investment grade [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	95,254		87,943
Off-balance sheet credit risks [member] | Non investment grade [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	91,809		84,301
Off-balance sheet credit risks [member] | Non investment grade [member] | Stage 2 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	3,445		3,642
Off-balance sheet credit risks [member] | Watch and classified [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	3,711		4,502
Off-balance sheet credit risks [member] | Watch and classified [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	163		237
Off-balance sheet credit risks [member] | Watch and classified [member] | Stage 2 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	$ 3,548		$ 4,265

Summary of Allowance for Credit

Summary of Allowance for Credit Losses (Details) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	$ 7,479	$ 7,148	$ 7,366	$ 7,255
Provision for credit losses	599	27	1,289	99
Write-offs, net of recoveries	(524)	(291)	(997)	(576)
Foreign exchange disposals and other adjustments	93	33	(11)	139
Allowance account for credit losses of financial assets, Balance at end of period	7,647	6,917	7,647	6,917
Loans [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	6,492	6,239	6,432	6,390
Allowance account for credit losses of financial assets, Balance at end of period	6,644	6,076	6,644	6,076
Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	7,477	7,141	7,363	7,246
Provision for credit losses	600	27	1,290	101
Write-offs, net of recoveries	(524)	(291)	(997)	(576)
Foreign exchange disposals and other adjustments	91	33	(12)	139
Allowance account for credit losses of financial assets, Balance at end of period	7,644	6,910	7,644	6,910
Allowance For Credit Losses On Debt Securities [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	2	7	3	9
Provision for credit losses	(1)		(1)	(2)
Foreign exchange disposals and other adjustments	2		1
Allowance account for credit losses of financial assets, Balance at end of period	3	7	3	7
Allowance For Credit Losses On Debt Securities [Member] | Debt securities at amortized cost [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	1	2	1	2
Provision for credit losses		(1)		(1)
Foreign exchange disposals and other adjustments	1		1
Allowance account for credit losses of financial assets, Balance at end of period	2	1	2	1
Allowance For Credit Losses On Debt Securities [Member] | Debt securities FVOCI [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	1	5	2	7
Provision for credit losses	(1)	1	(1)	(1)
Foreign exchange disposals and other adjustments	1
Allowance account for credit losses of financial assets, Balance at end of period	1	6	1	6
At Amortized Cost [Member] | Loans [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	6,492	6,239	6,432	6,390
Allowance account for credit losses of financial assets, Balance at end of period	6,644	6,076	6,644	6,076
Allowance For Off Balance Sheet Insturments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	985	902	931	856
Allowance account for credit losses of financial assets, Balance at end of period	1,000	834	1,000	834
Residential mortgages [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	330	250	323	261
Provision for credit losses	4	2	16	(8)
Write-offs, net of recoveries	(3)	2	(4)
Foreign exchange disposals and other adjustments	3	1	(1)	2
Allowance account for credit losses of financial assets, Balance at end of period	334	255	334	255
Consumer instalment and other personal [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	1,753	1,592	1,704	1,649
Provision for credit losses	183	113	445	165
Write-offs, net of recoveries	(181)	(116)	(377)	(241)
Foreign exchange disposals and other adjustments	11	6	(6)	22
Allowance account for credit losses of financial assets, Balance at end of period	1,766	1,595	1,766	1,595
Credit Card 1 [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	2,407	2,328	2,352	2,314
Provision for credit losses	327	34	664	151
Write-offs, net of recoveries	(283)	(163)	(528)	(307)
Foreign exchange disposals and other adjustments	29	14	(8)	55
Allowance account for credit losses of financial assets, Balance at end of period	2,480	2,213	2,480	2,213
Businesses and government [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	2,987	2,971	2,984	3,022
Provision for credit losses	86	(122)	165	(207)
Write-offs, net of recoveries	(57)	(14)	(88)	(28)
Foreign exchange disposals and other adjustments	48	12	3	60
Allowance account for credit losses of financial assets, Balance at end of period	$ 3,064	$ 2,847	$ 3,064	$ 2,847

Summary of Allowance for Loan L

Summary of Allowance for Loan Losses (Details) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
IFRS Statement [Line Items]
Balance at beginning of period			$ 6,432
Total Allowance, including off-balance sheet instruments, at end of period	$ 7,644	$ 6,910	7,644	$ 6,910
Total Allowance for Loan Losses at end of period	6,644	6,076	6,644	6,076
Less: Total Allowance for off-balance sheet instruments	1,000	834	1,000	834
Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	330	250	323	261
Net remeasurement due to transfers into stage	1	(5)		(6)
New originations or purchases	8	12	16	16
Net repayments	(2)	(2)	(4)	(4)
Derecognition of financial assets (excluding disposals and write-offs)	(8)	(13)	(16)	(29)
Changes to risk, parameters, and models	5	10	20	15
Write-offs	(3)	(1)	(5)	(4)
Recoveries		3	1	4
Foreign exchange and other adjustments	3	1	(1)	2
Total Allowance for Loan Losses at end of period	334	255	334	255
Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,753	1,592	1,704	1,649
Balance at beginning of period			1,623
Net remeasurement due to transfers into stage	4	(3)	7	(18)
New originations or purchases	99	65	198	121
Net repayments	(30)	(41)	(73)	(84)
Derecognition of financial assets (excluding disposals and write-offs)	(48)	(76)	(99)	(159)
Changes to risk, parameters, and models	158	168	412	305
Write-offs	(254)	(192)	(520)	(389)
Recoveries	73	76	143	148
Foreign exchange and other adjustments	11	6	(6)	22
Total Allowance, including off-balance sheet instruments, at end of period	1,766	1,595	1,766	1,595
Total Allowance for Loan Losses at end of period	1,678	1,518	1,678	1,518
Less: Total Allowance for off-balance sheet instruments	88	77	88	77
Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	2,407	2,328	2,352	2,314
Balance at beginning of period			1,747
Net remeasurement due to transfers into stage	(1)	2	(8)	(9)
New originations or purchases	46	38	97	109
Net repayments	43	(11)	91	4
Derecognition of financial assets (excluding disposals and write-offs)	(98)	(71)	(174)	(180)
Changes to risk, parameters, and models	337	76	658	227
Write-offs	(357)	(241)	(671)	(462)
Recoveries	74	78	143	155
Foreign exchange and other adjustments	29	14	(8)	55
Total Allowance, including off-balance sheet instruments, at end of period	2,480	2,213	2,480	2,213
Total Allowance for Loan Losses at end of period	1,841	1,668	1,841	1,668
Less: Total Allowance for off-balance sheet instruments	639	545	639	545
Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	2,987	2,971	2,984	3,022
Net remeasurement due to transfers into stage	(9)	(12)	(13)	(16)
New originations or purchases	265	222	597	478
Net repayments	(9)	(10)	(50)	(46)
Derecognition of financial assets (excluding disposals and write-offs)	(390)	(363)	(862)	(797)
Changes to risk, parameters, and models	229	41	493	174
Write-offs	(65)	(28)	(108)	(54)
Recoveries	8	14	20	26
Foreign exchange and other adjustments	48	12	3	60
Total Allowance, including off-balance sheet instruments, at end of period	3,064	2,847	3,064	2,847
Total Allowance for Loan Losses at end of period	2,791	2,635	2,791	2,635
Less: Total Allowance for off-balance sheet instruments	273	212	273	212
Stage 1 [member]
IFRS Statement [Line Items]
Balance at beginning of period			2,522
Total Allowance, including off-balance sheet instruments, at end of period	3,016	2,745	3,016	2,745
Total Allowance for Loan Losses at end of period	2,551	2,346	2,551	2,346
Less: Total Allowance for off-balance sheet instruments	465	399	465	399
Stage 1 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	129	30	127	35
Transfer to Stage				(7)
Net remeasurement due to transfers into stage	(4)	(7)	(11)	(11)
New originations or purchases	8	12	16	16
Net repayments	(1)	(1)	(2)	(2)
Derecognition of financial assets (excluding disposals and write-offs)	(1)	(1)	(2)	(2)
Changes to risk, parameters, and models	(28)	43	(52)	21
Foreign exchange and other adjustments	1	1	(1)	1
Total Allowance for Loan Losses at end of period	116	130	116	130
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	21	56	56	79
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(8)	(3)	(14)
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)		(1)
Stage 1 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	675	549	654	550
Balance at beginning of period			619
Net remeasurement due to transfers into stage	(48)	(58)	(101)	(108)
New originations or purchases	99	65	198	121
Net repayments	(1)	(20)	(23)	(40)
Derecognition of financial assets (excluding disposals and write-offs)	(17)	(20)	(35)	(42)
Changes to risk, parameters, and models	(124)	(90)	(218)	(229)
Foreign exchange and other adjustments	5	2	(2)	7
Total Allowance, including off-balance sheet instruments, at end of period	675	568	675	568
Total Allowance for Loan Losses at end of period	638	535	638	535
Less: Total Allowance for off-balance sheet instruments	37	33	37	33
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	136	190	306	394
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(48)	(47)	(100)	(81)
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(2)	(3)	(4)	(4)
Stage 1 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	956	897	954	878
Balance at beginning of period			685
Net remeasurement due to transfers into stage	(127)	(107)	(266)	(203)
New originations or purchases	46	38	97	109
Net repayments	34	(15)	62	(5)
Derecognition of financial assets (excluding disposals and write-offs)	(10)	(10)	(22)	(33)
Changes to risk, parameters, and models	(135)	(189)	(255)	(408)
Foreign exchange and other adjustments	11	6	(3)	22
Total Allowance, including off-balance sheet instruments, at end of period	964	921	964	921
Total Allowance for Loan Losses at end of period	686	676	686	676
Less: Total Allowance for off-balance sheet instruments	278	245	278	245
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	270	373	569	697
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(76)	(68)	(162)	(126)
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(5)	(4)	(10)	(10)
Stage 1 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,265	1,181	1,220	1,186
Net remeasurement due to transfers into stage	(36)	(27)	(64)	(47)
New originations or purchases	265	222	597	478
Net repayments	28	13	32	17
Derecognition of financial assets (excluding disposals and write-offs)	(163)	(148)	(351)	(356)
Changes to risk, parameters, and models	(125)	(160)	(116)	(206)
Foreign exchange and other adjustments	33	7	13	29
Total Allowance, including off-balance sheet instruments, at end of period	1,261	1,126	1,261	1,126
Total Allowance for Loan Losses at end of period	1,111	1,005	1,111	1,005
Less: Total Allowance for off-balance sheet instruments	150	121	150	121
Stage 1 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	122	122	222	209
Stage 1 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(124)	(84)	(283)	(183)
Stage 1 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(4)		(9)	(1)
Stage 2 [member]
IFRS Statement [Line Items]
Balance at beginning of period			3,149
Total Allowance, including off-balance sheet instruments, at end of period	3,766	3,458	3,766	3,458
Total Allowance for Loan Losses at end of period	3,234	3,025	3,234	3,025
Less: Total Allowance for off-balance sheet instruments	532	433	532	433
Stage 2 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	150	175	140	175
Net remeasurement due to transfers into stage	5	2	11	5
Net repayments	(1)	(1)	(2)	(2)
Derecognition of financial assets (excluding disposals and write-offs)	(4)	(7)	(8)	(11)
Changes to risk, parameters, and models	30	(43)	68	(22)
Foreign exchange and other adjustments	1	0		1
Total Allowance for Loan Losses at end of period	169	75	169	75
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(21)	(55)	(55)	(78)
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	12	5	23	12
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(3)	(1)	(8)	(5)
Stage 2 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	916	883	896	960
Balance at beginning of period			850
Net remeasurement due to transfers into stage	49	53	103	86
Net repayments	(26)	(18)	(44)	(38)
Derecognition of financial assets (excluding disposals and write-offs)	(23)	(42)	(47)	(90)
Changes to risk, parameters, and models	117	173	277	332
Foreign exchange and other adjustments	5	4	(3)	14
Total Allowance, including off-balance sheet instruments, at end of period	921	872	921	872
Total Allowance for Loan Losses at end of period	870	828	870	828
Less: Total Allowance for off-balance sheet instruments	51	44	51	44
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(135)	(189)	(303)	(392)
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	67	64	137	109
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(49)	(56)	(95)	(109)
Stage 2 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,198	1,269	1,191	1,298
Balance at beginning of period			855
Net remeasurement due to transfers into stage	121	104	248	185
Net repayments	(6)	(1)	1
Derecognition of financial assets (excluding disposals and write-offs)	(23)	(24)	(41)	(75)
Changes to risk, parameters, and models	284	225	554	545
Foreign exchange and other adjustments	14	7	(5)	28
Total Allowance, including off-balance sheet instruments, at end of period	1,235	1,117	1,235	1,117
Total Allowance for Loan Losses at end of period	874	817	874	817
Less: Total Allowance for off-balance sheet instruments	361	300	361	300
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(264)	(368)	(558)	(688)
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	90	77	188	143
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(179)	(172)	(343)	(319)
Stage 2 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,356	1,471	1,417	1,526
Net remeasurement due to transfers into stage	27	15	51	31
Net repayments	(18)	(17)	(39)	(33)
Derecognition of financial assets (excluding disposals and write-offs)	(121)	(126)	(272)	(279)
Changes to risk, parameters, and models	192	96	256	171
Foreign exchange and other adjustments	18	8	(2)	35
Total Allowance, including off-balance sheet instruments, at end of period	1,441	1,394	1,441	1,394
Total Allowance for Loan Losses at end of period	1,321	1,305	1,321	1,305
Less: Total Allowance for off-balance sheet instruments	120	89	120	89
Stage 2 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(122)	(122)	(220)	(208)
Stage 2 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	127	91	289	192
Stage 2 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(18)	(22)	(39)	(41)
Stage 3 [member]
IFRS Statement [Line Items]
Balance at beginning of period			761
Total Allowance, including off-balance sheet instruments, at end of period	862	707	862	707
Total Allowance for Loan Losses at end of period	859	705	859	705
Less: Total Allowance for off-balance sheet instruments	3	2	3	2
Stage 3 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	51	45	56	51
Net repayments	0		0
Derecognition of financial assets (excluding disposals and write-offs)	(3)	(5)	(6)	(16)
Changes to risk, parameters, and models	3	10	4	16
Write-offs	(3)	(1)	(5)	(4)
Recoveries		3	1	4
Foreign exchange and other adjustments	1
Total Allowance for Loan Losses at end of period	49	50	49	50
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage		(1)	(1)	(1)
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(4)	(2)	(9)	(5)
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	4	1	9	5
Stage 3 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	162	160	154	139
Balance at beginning of period			154
Net remeasurement due to transfers into stage	3	2	5	4
Net repayments	(3)	(3)	(6)	(6)
Derecognition of financial assets (excluding disposals and write-offs)	(8)	(14)	(17)	(27)
Changes to risk, parameters, and models	165	85	353	202
Write-offs	(254)	(192)	(520)	(389)
Recoveries	73	76	143	148
Foreign exchange and other adjustments	1		(1)	1
Total Allowance, including off-balance sheet instruments, at end of period	170	155	170	155
Total Allowance for Loan Losses at end of period	170	155	170	155
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)	(1)	(3)	(2)
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(19)	(17)	(37)	(28)
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	51	59	99	113
Stage 3 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	253	162	207	138
Balance at beginning of period			207
Net remeasurement due to transfers into stage	5	5	10	9
Net repayments	15	5	28	9
Derecognition of financial assets (excluding disposals and write-offs)	(65)	(37)	(111)	(72)
Changes to risk, parameters, and models	188	40	359	90
Write-offs	(357)	(241)	(671)	(462)
Recoveries	74	78	143	155
Foreign exchange and other adjustments	4	1		5
Total Allowance, including off-balance sheet instruments, at end of period	281	175	281	175
Total Allowance for Loan Losses at end of period	281	175	281	175
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(6)	(5)	(11)	(9)
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(14)	(9)	(26)	(17)
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	184	176	353	329
Stage 3 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	366	319	347	310
Net repayments	(19)	(6)	(43)	(30)
Derecognition of financial assets (excluding disposals and write-offs)	(106)	(89)	(239)	(162)
Changes to risk, parameters, and models	162	105	353	209
Write-offs	(65)	(28)	(108)	(54)
Recoveries	8	14	20	26
Foreign exchange and other adjustments	(3)	(3)	(8)	(4)
Total Allowance, including off-balance sheet instruments, at end of period	362	327	362	327
Total Allowance for Loan Losses at end of period	359	325	359	325
Less: Total Allowance for off-balance sheet instruments	3	2	3	2
Stage 3 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage			(2)	(1)
Stage 3 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(3)	(7)	(6)	(9)
Stage 3 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	$ 22	$ 22	$ 48	$ 42

Summary of Macroeconomic Variab

Summary of Macroeconomic Variables impacted in Determining ECLs (Details)	3 Months Ended
	Apr. 30, 2023
Base Forecast [Member] | Remaining 4 year period [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.79
Base Forecast [Member] | Remaining 4 year period [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	6.10%
Real GDP	1.50%
Home prices	3%
Central bank policy interest rate	2.39%
Base Forecast [Member] | Remaining 4 year period [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	4.20%
Real GDP	1.70%
Home prices	1%
Central bank policy interest rate	2.75%
U.S. 10-year treasury yield	3.01%
U.S. 10-year BBB spread	1.80%
Base Forecast [Member] | Average Q2 2023 - Q1 2024 [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.73
Base Forecast [Member] | Average Q2 2023 - Q1 2024 [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.80%
Real GDP	0.40%
Home prices	(5.00%)
Central bank policy interest rate	4.38%
Base Forecast [Member] | Average Q2 2023 - Q1 2024 [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.80%
Real GDP	1.10%
Home prices	(5.40%)
Central bank policy interest rate	5.13%
U.S. 10-year treasury yield	3.60%
U.S. 10-year BBB spread	2.03%
Upside Scenario [Member] | Remaining 4 year period [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.8
Upside Scenario [Member] | Remaining 4 year period [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.70%
Real GDP	1.60%
Home prices	3.10%
Central bank policy interest rate	2.52%
Upside Scenario [Member] | Remaining 4 year period [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.90%
Real GDP	1.80%
Home prices	1.70%
Central bank policy interest rate	2.77%
U.S. 10-year treasury yield	3.07%
U.S. 10-year BBB spread	1.72%
Upside Scenario [Member] | Average Q2 2023 - Q1 2024 [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.76
Upside Scenario [Member] | Average Q2 2023 - Q1 2024 [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.20%
Real GDP	1%
Home prices	(0.40%)
Central bank policy interest rate	5.13%
Upside Scenario [Member] | Average Q2 2023 - Q1 2024 [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.60%
Real GDP	1.70%
Home prices	(3.60%)
Central bank policy interest rate	5.38%
U.S. 10-year treasury yield	3.94%
U.S. 10-year BBB spread	1.85%
Downside Scenario [Member] | Remaining 4 year period [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.74
Downside Scenario [Member] | Remaining 4 year period [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	6.80%
Real GDP	2%
Home prices	7%
Central bank policy interest rate	2.02%
Downside Scenario [Member] | Remaining 4 year period [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.10%
Real GDP	2.20%
Home prices	3.80%
Central bank policy interest rate	2.27%
U.S. 10-year treasury yield	2.94%
U.S. 10-year BBB spread	2.02%
Downside Scenario [Member] | Average Q2 2023 - Q1 2024 [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.69
Downside Scenario [Member] | Average Q2 2023 - Q1 2024 [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	7.30%
Real GDP	(1.60%)
Home prices	(18.60%)
Central bank policy interest rate	2.88%
Downside Scenario [Member] | Average Q2 2023 - Q1 2024 [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.60%
Real GDP	(1.30%)
Home prices	(15.00%)
Central bank policy interest rate	3.13%
U.S. 10-year treasury yield	3.11%
U.S. 10-year BBB spread	2.82%

Schedule of Change from Base to

Schedule of Change from Base to Probability-Weighted ECL (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Difference – in amount	$ 479	$ 504
Expected credit loss rate	7.60%	8.30%
Probability weighted method [member]
Disclosure of detailed information about financial instruments [line items]
Probability-weighted ECLs	$ 6,782	$ 6,599
Base Scenario [Member]
Disclosure of detailed information about financial instruments [line items]
Base ECLs	$ 6,303	$ 6,095

Schedule of Incremental Lifetim

Schedule of Incremental Lifetime ECL Impact (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
IFRS Statement [Line Items]
Incremental lifetime ECLs impact	$ 1,782	$ 1,780
12-month expected credit losses [member]
IFRS Statement [Line Items]
All performing loans and off-balance sheet instruments using 12-month ECLs	5,000	4,819
Stage One and Two [member]
IFRS Statement [Line Items]
Probability-weighted ECLs	$ 6,782	$ 6,599

Summary of Loans Past Due but N

Summary of Loans Past Due but Not Impaired (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Gross Loans	$ 856,262	$ 837,475
Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	2,116	2,430
Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	339	299
Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	938	872
Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	465	443
Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	374	816
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	1,397	1,823
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	250	230
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	680	668
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	275	271
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	192	654
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	719	607
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	89	69
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	258	204
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	190	172
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	$ 182	$ 162

Loans, Impaired Loans, and Al_3

Loans, Impaired Loans, and Allowance for Credit Losses (Details Narrative) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Foreclosed assets held for sale	$ 56	$ 51

Summary of Condensed Financial

Summary of Condensed Financial Statements (Details) - CAD ($) $ in Millions	3 Months Ended				6 Months Ended
	Apr. 30, 2023	Mar. 31, 2023	Apr. 30, 2022	Mar. 31, 2022	Apr. 30, 2023	Mar. 31, 2023	Apr. 30, 2022	Mar. 31, 2022	Oct. 31, 2022	Sep. 30, 2022
Assets
Total assets	$ 1,926,452				$ 1,926,452				$ 1,917,528
Liabilities
Total liabilities	1,810,338				1,810,338				$ 1,806,145
Total net revenues	12,366		$ 11,263		24,592		$ 22,544
Other comprehensive income (loss)	$ 2,150		$ (4,191)		$ 2,137		$ (3,478)
Charles Schwab Corporation [member]
Assets
Total assets		$ 724,655				$ 724,655				$ 797,759
Liabilities
Total liabilities		675,474				675,474				$ 746,596
Total net revenues		6,915		$ 5,916		14,380		$ 11,849
Net income available to common shareholders		2,072		1,618		4,544		3,445
Other comprehensive income (loss)		2,610		(12,582)		3,331		(15,558)
Total comprehensive income (loss)		$ 4,682		$ (10,964)		$ 7,875		$ (12,113)

Investment in Associates and _3

Investment in Associates and Joint Ventures (Details Narrative) $ / shares in Units, $ in Millions, $ in Billions	3 Months Ended		6 Months Ended			12 Months Ended
	Apr. 30, 2023 CAD ($)	Apr. 30, 2022 CAD ($)	Apr. 30, 2023 CAD ($)	Apr. 30, 2023 USD ($)	Apr. 30, 2022 CAD ($)	Oct. 31, 2022 CAD ($)	Apr. 30, 2023 USD ($) $ / shares	Oct. 31, 2022 USD ($) $ / shares
Disclosure of investments in associates and joint ventures [line items]
Investment in Schwab	$ 9,119		$ 9,119			$ 8,088
Charles Schwab Corporation [member]
Disclosure of investments in associates and joint ventures [line items]
Equity investment percentage	12.40%		12.40%	12.40%		12.10%
Fair value of outstanding shares	$ 16,000		$ 16,000			$ 24,000	$ 12	$ 18
Closing price of shares | $ / shares							$ 52.24	$ 79.67
Percentage of voting common shares	9.90%		9.90%	9.90%
Investment in Schwab	$ 9,100		$ 9,100			$ 8,100
Share of net income from investment in Schwab	$ 241	$ 202	$ 526		$ 433
Charles Schwab Corporation [member] | 2019 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits				$ 10
Charles Schwab Corporation [member] | 2023 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits				$ 5
Charles Schwab Corporation [member] | Top of range [member] | Major business combination [member]
Disclosure of investments in associates and joint ventures [line items]
Percentage of voting common shares	9.90%		9.90%	9.90%
Charles Schwab Corporation [member] | Bottom of range [member] | 2019 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits				$ 50
Charles Schwab Corporation [member] | Bottom of range [member] | 2023 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits				$ 60

Summary of Goodwill by Segment

Summary of Goodwill by Segment (Details) - CAD ($) $ in Millions	6 Months Ended	12 Months Ended
	Apr. 30, 2023	Oct. 31, 2022
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	$ 17,656	$ 16,232
Additions	698
Foreign currency translation adjustments and other	(171)	1,424
Ending balance	18,183	17,656
Canadian Personal And Commercial Banking [Member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	902	900
Foreign currency translation adjustments and other		2
Ending balance	902	902
U.S. Retail [member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	14,463	13,134
Foreign currency translation adjustments and other	(92)	1,329
Ending balance	14,371	14,463
Wealth Management And Insurance [Member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	2,004	1,924
Foreign currency translation adjustments and other	(6)	80
Ending balance	1,998	2,004
Wholesale Banking [member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	287	274
Additions	698
Foreign currency translation adjustments and other	(73)	13
Ending balance	$ 912	$ 287

Summary of Goodwill by Segmen_2

Summary of Goodwill by Segment (Parenthetical) (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of reconciliation of changes in goodwill [abstract]
Accumulated impairment	$ 0	$ 0

Significant Acquistions (Detail

Significant Acquistions (Details Narrative) - Cowen Inc [Member] $ in Millions, $ in Millions	Apr. 30, 2023 CAD ($)	Mar. 01, 2023 CAD ($)	Mar. 01, 2023 USD ($)
Disclosure of detailed information about business combination [line items]
Cash consideration paid		$ 1,500	$ 1,100
Percentage of common shares acquired		100%	100%
Share-based compensation amounts		$ 205	$ 151
Assets		10,848	7,970
Liabilities		9,900	7,275
Other intangibles assets		312	229
Goodwill		698	513
Assets classified as held for sale	$ 1,493
Liabilities classified as held for sale	$ 860
Series A Preferred Stock [Member]
Disclosure of detailed information about business combination [line items]
Settlement of stocks		$ 253	$ 186

Schedule of Other Assets (Detai

Schedule of Other Assets (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Other Assets
Accounts receivable and other items	$ 12,938	$ 10,769
Accrued interest	4,806	3,765
Current income tax receivable	4,009	6,031
Defined benefit asset	1,568	1,406
Insurance-related assets, excluding investments	1,944	2,008
Prepaid expenses	1,821	1,323
Total	$ 27,086	$ 25,302

Summary of Deposit Liabilities

Summary of Deposit Liabilities (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure Of Deposits From Customers [Line Items]
Demand	$ 157,256
Notice	704,125
Term	553,974
Total deposits	1,415,355	$ 1,416,420
Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	757,521
United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	576,602
International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	81,232
US federal funds deposited [member]
Disclosure Of Deposits From Customers [Line Items]
US federal funds deposited	10,937	9,498
Personal [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	18,339
Notice	514,885
Term	95,643
Total deposits	628,867	660,838
Personal [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	319,379
Personal [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	309,488
Personal [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	0
Bank Deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	11,749
Notice	423
Term	37,111
Total deposits	49,283	38,263
Bank Deposits [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	18,815
Bank Deposits [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	29,898
Bank Deposits [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	570
Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	127,168
Notice	188,817
Term	195,235
Total deposits	511,220	530,869
Business and government [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	357,463
Business and government [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	151,520
Business and government [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	2,237
Personal Banks Business And Goverment [Member]
Disclosure Of Deposits From Customers [Line Items]
Demand	157,256
Notice	704,125
Term	327,989
Total deposits	1,189,370	1,229,970
Personal Banks Business And Goverment [Member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	695,657
Personal Banks Business And Goverment [Member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	490,906
Personal Banks Business And Goverment [Member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	2,807
Trading deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	0
Notice	0
Term	25,077
Total deposits	25,077	23,805
Trading deposits [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	17,621
Trading deposits [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	2,867
Trading deposits [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	4,589
Deposits designated at fair value through profit or loss [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	0
Notice	0
Term	200,908
Total deposits	200,908	162,645
Deposits designated at fair value through profit or loss [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	44,243
Deposits designated at fair value through profit or loss [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	82,829
Deposits designated at fair value through profit or loss [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	73,836
Non interest bearing deposits [member] | Domestic Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	65,307	76,551
Non interest bearing deposits [member] | Foreign Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	82,396	91,175
Interest bearing deposits 1 [member] | Domestic Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	692,214	686,518
Interest bearing deposits 1 [member] | Foreign Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	534,712	552,678
Deposits And Advances With The Federal Home Loan Bank [Member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	$ 29,789	$ 0

Summary of Deposit Liabilitie_2

Summary of Deposit Liabilities (Parenthetical) (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure Of Deposits From Customers [Line Items]
Deposits subject to bank recapitalization Bail-in	$ 97,300	$ 89,400
Deposits	511,220	530,869
Financial liabilities designated at fair value through profit or loss	201,061	162,786
Total deposits	1,415,355	1,416,420
U.S. Dollar [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	791,500	814,900
Other Currency [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	104,000	84,400
Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	511,220	530,869
Business and government [member] | Covered Bondholders [member]
Disclosure Of Deposits From Customers [Line Items]
Deposits	38,800	34,000
Loan Commitments And Financial Guarantees [Member]
Disclosure Of Deposits From Customers [Line Items]
Financial liabilities designated at fair value through profit or loss	$ 153	$ 140.5

Deposits (Details Narrative)

Deposits (Details Narrative) - CAD ($) $ in Billions	Apr. 30, 2023	Oct. 31, 2022
Deposits
Aggregate amount of term deposits in denominations of $100,000 or more	$ 480	$ 436

Summary of Other Liabilities (D

Summary of Other Liabilities (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of financial liabilities [abstract]
Accounts payable, accrued expenses, and other items	$ 7,542	$ 5,040
Accrued interest	3,424	1,870
Accrued salaries and employee benefits	3,944	4,100
Cheques and other items in transit	2,169	2,116
Current income tax payable	234	151
Deferred tax liabilities	260	236
Defined benefit liability	1,319	1,286
Lease liabilities	5,165	5,313
Liabilities related to structured entities	15,736	12,120
Provisions (Note 18)	2,985	1,320
Total	$ 42,778	$ 33,552

Summary of Other Liabilities (P

Summary of Other Liabilities (Parenthetical) (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Disclosure of financial liabilities [abstract]
Dividends and distributions payable	$ 1,286	$ 0

Summary of Classes of Share Cap

Summary of Classes of Share Capital - Common Shares (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of classes of share capital [line items]
Balance at beginning of period			$ 111,383
Balance at end of period	$ 116,114		$ 116,114
Common shares [member] | Issued capital [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	1,830	1,818.8	1,821.7	1,823.9
Balance at beginning of period	$ 25,094	$ 23,170	$ 24,363	$ 23,066
Proceeds from shares issued on exercise of stock options, Number of shares	0.7	0.1	1.1	1.3
Proceeds from shares issued on exercise of stock options, Amount	$ 45	$ 14	$ 71	$ 90
Shares issued as a result of dividend reinvestment plan, Number of shares	8.9	1.3	16.8	2.5
Shares issued as a result of dividend reinvestment plan	$ 713	$ 114	$ 1,418	$ 236
Purchase of shares for cancellation and other, Number of Shares	0	(13.5)	0	(21)
Purchase of shares for cancellation and other, Amount	$ 0	$ (171)	$ 0	$ (265)
Ending balance, Number of shares	1,839.6	1,806.7	1,839.6	1,806.7
Balance at end of period	$ 25,852	$ 23,127	$ 25,852	$ 23,127

Summary of Classes of Share C_2

Summary of Classes of Share Capital - Preferred Shares and Other Equity Instruments (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of classes of share capital [line items]
Balance at beginning of period			$ 111,383
Balance at end of period	$ 116,114		$ 116,114
Issued capital [member] | Preference shares [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	159.6	158	159.6	158
Balance at beginning of period	$ 5,600	$ 3,950	$ 5,600	$ 3,950
Number of shares issued	0	0.8	0	0.8
Issue of equity	$ 0	$ 850	$ 0	$ 850
Redemption of shares, Number of shares	0		0
Redemption of shares, amount	$ 0		$ 0
Ending balance, Number of shares	159.6	158.8	159.6	158.8
Balance at end of period	$ 5,600	$ 4,800	$ 5,600	$ 4,800
Issued capital [member] | Other equity securities [member]
Disclosure of classes of share capital [line items]
Ending balance, Number of shares	5	1.8	5	1.8
Balance at end of period	$ 5,653	$ 1,750	$ 5,653	$ 1,750
Issued capital [member] | Preferred shares and other equity instruments [member]
Disclosure of classes of share capital [line items]
Balance at beginning of period	$ 11,253	$ 5,700	$ 11,253	$ 5,700
Ending balance, Number of shares	164.6	160.6	164.6	160.6
Balance at end of period	$ 11,253	$ 6,550	$ 11,253	$ 6,550

Summary of Classes of Share C_3

Summary of Classes of Share Capital - Treasury Shares (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of classes of share capital [line items]
Balance at beginning of period			$ 111,383
Balance at end of period	$ 116,114		$ 116,114
Treasury shares [member] | Common shares [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	1.1	2.3	1	1.9
Purchase of shares, Number of shares	26.5	30.7	46.9	61.2
Sale of shares, Number of shares	(26.5)	(30.2)	(46.8)	(60.3)
Ending balance, Number of shares	1.1	2.8	1.1	2.8
Balance at beginning of period	$ (103)	$ (188)	$ (91)	$ (152)
Purchase of shares, Amount	(2,235)	(3,088)	(4,051)	(6,024)
Sale of shares, Amount	2,239	3,033	4,043	5,933
Balance at end of period	$ (99)	$ (243)	$ (99)	$ (243)
Treasury shares [member] | Preferred shares and other equity instruments [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	0.1	0.2	0.1	0.1
Purchase of shares, Number of shares	1	0.9	2	1.7
Sale of shares, Number of shares	(1)	(0.9)	(2)	(1.6)
Ending balance, Number of shares	0.1	0.2	0.1	0.2
Balance at beginning of period	$ (9)	$ (6)	$ (7)	$ (10)
Purchase of shares and other equity instruments	(185)	(61)	(326)	(90)
Sale of shares and other equity instruments	184	54	323	87
Balance at end of period	$ (10)	$ (13)	$ (10)	$ (13)

Equity (Details Narrative)

Equity (Details Narrative) - CAD ($) shares in Millions		2 Months Ended	3 Months Ended
	May 24, 2023	Jul. 31, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of classes of share capital [line items]
Common stock shares authorized to be repurchased	30
Dividends common stock	$ 0.96
Dividend Reinvestment Plan [Member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares			2%
Purchase of treasury shares at discount			8.9
Purchase of treasury shares at no discount				1.3
Dividend Reinvestment Plan [Member] | Bottom of range [member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares		0%
Dividend Reinvestment Plan [Member] | Top of range [member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares		5%

Schedule of Assumptions Used fo

Schedule of Assumptions Used for Estimating the Fair Value of Options (Details) - Options [Member]	6 Months Ended
	Apr. 30, 2023 yr $ / shares	Apr. 30, 2022 yr $ / shares
Disclosure of terms and conditions of share-based payment arrangement [line items]
Risk-free interest rate	2.87%	1.47%
Option contractual life | yr	10	10
Expected volatility	18.43%	17.89%
Expected dividend yield	3.69%	3.66%
Exercise price/share price | $ / shares	$ 90.55	$ 95.33

Share-Based Compensation (Detai

Share-Based Compensation (Details Narrative) - Stock Option Awards [Member] $ / shares in Units, Unit_pure in Millions, $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023 CAD ($)	Apr. 30, 2022 CAD ($)	Apr. 30, 2023 CAD ($) $ / shares	Apr. 30, 2022 CAD ($) $ / shares
Disclosure of sensitivity analysis for actuarial assumptions [line items]
Compensation Expense | $	$ 9.6	$ 8.3	$ 22.2	$ 18.4
Granted			2.5	2.5
Weighted average fair value of options granted | $ / shares			$ 14.7	$ 12.41

Summary of Employee Benefit Pla

Summary of Employee Benefit Plans Expenses (Details) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of defined benefit plans [line items]
Total	$ 183	$ 142	$ 420	$ 338
Principal pension plans [member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	62	104	124	208
Net interest cost (income) on net defined benefit liability (asset)	(25)	(6)	(50)	(12)
Interest cost on asset limitation and minimum funding requirement	5		10
Defined benefit administrative expenses	3	3	5	5
Total	45	101	89	201
Principal post retirement benefit plan [Member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	1	2	2	4
Net interest cost (income) on net defined benefit liability (asset)	5	4	10	7
Interest cost on asset limitation and minimum funding requirement	0		0
Defined benefit administrative expenses	0		0
Total	6	6	12	11
Other pension plans [member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	4	6	8	12
Net interest cost (income) on net defined benefit liability (asset)	5	4	11	9
Interest cost on asset limitation and minimum funding requirement	1		2
Defined benefit administrative expenses	2	1	3	2
Total	$ 12	$ 11	$ 24	$ 23

Summary of Expenses for Bank's

Summary of Expenses for Bank's Defined Contribution Plans (Details) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	$ 183	$ 142	$ 420	$ 338
Defined contribution pension plans [member]
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	62	44	126	98
Government pension plans [member]
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	$ 121	$ 98	$ 294	$ 240

Summary of Remeasurement of Def

Summary of Remeasurement of Defined Benefit Plans (Details) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Principal pension plans [member]
Disclosure of net defined benefit liability (asset) [line items]
Remeasurement gain/(loss) – financial	$ (147)	$ 1,667	$ (529)	$ 1,901
Remeasurement gain/(loss) – return on plan assets less interest income	38	(988)	424	(860)
Change in asset limitation and minimum funding requirement	63		179
Total	(46)	679	74	1,041
Principal post retirement benefit plan [Member]
Disclosure of net defined benefit liability (asset) [line items]
Remeasurement gain/(loss) – financial	(3)	67	(27)	82
Remeasurement gain/(loss) – return on plan assets less interest income	0		0
Change in asset limitation and minimum funding requirement	0		0
Total	$ (3)	$ 67	$ (27)	$ 82

Income Taxes (Details Narrative

Income Taxes (Details Narrative) - CAD ($) $ in Millions		3 Months Ended	6 Months Ended
	Dec. 15, 2022	Jan. 31, 2023	Apr. 30, 2023
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed			$ 1,754
Canadian Federal Budget [member] | Canada Recovery Dividend [member] | Fall Economic Statement Implementation Act Two Thousand And Twenty Two [Member]
Disclosure Of IncomeTax [Line Items]
Current income tax expense benefit		$ 553
Income tax relating to components of other comprehensive income		239
Additional Permanent Tax Rate [member] | Canadian Federal Budget [member] | Fall Economic Statement Implementation Act Two Thousand And Twenty Two [Member]
Disclosure Of IncomeTax [Line Items]
Tax rate effect from change in tax rate	1.50%
Adjustments for current tax of prior periods		82
Income tax relating to other comprehensive income of prior period		75
Deferred tax expense (income) relating to tax rate changes or imposition of new taxes		$ 50
Canada Revenue Agency Reassessment [member] | Two Thousand Eleven To Two Thousand Seventeen Taxation Years [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed			1,646
Canada Revenue Agency Reassessment [member] | Two Thousand And Eighteen Taxation Year [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed			15
Revenu Quebec Agency [member] | Two Thousand Eleven To Two Thousand Sixteen Taxation Years [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed			39
Alberta Tax and Revenue Administration Reassessment [member] | Two Thousand Eleven To Two Thousand Sixteen Taxation Years [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed			$ 54

Summary of Earnings Per Share (

Summary of Earnings Per Share (Details) - CAD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Basic earnings per share
Net income attributable to common shareholders	$ 3,141	$ 3,745	$ 4,640	$ 7,435
Weighted-average number of common shares outstanding (millions)	1,828.3	1,804.7	1,824.4	1,812.8
Basic earnings per share (Canadian dollars)	$ 1.72	$ 2.08	$ 2.54	$ 4.1
Diluted earnings per share
Net income available to common shareholders including impact of dilutive securities	$ 3,141	$ 3,745	$ 4,640	$ 7,435
Stock options potentially exercisable (millions)1	2	3.6	2.2	3.7
Weighted-average number of common shares outstanding – diluted (millions)	1,830.3	1,808.3	1,826.6	1,816.5
Diluted earnings per share (Canadian dollars)1	$ 1.72	$ 2.07	$ 2.54	$ 4.09
Average outstanding options excluded from calculation of diluted earnings per share	4.9	0	4.2	0
Weighted Average Exercise Price of Average Share Options Outstanding Excluded From Calculation of Earnings Per Share	$ 92.89		$ 93.29

Contingent Liabilities (Details

Contingent Liabilities (Details Narrative) $ in Millions, $ in Millions	Feb. 24, 2023 CAD ($)	Feb. 24, 2023 USD ($)	Apr. 30, 2023 CAD ($)	Oct. 31, 2022 CAD ($)
Stanford Litigation Settlement [member]
Disclosure of contingent liabilities [line items]
Pre Tax Litigation Provision	$ 1,600
Post Tax Litigation Provision	$ 1,200
Stanford Financial Group [member] | Stanford Litigation Settlement [member]
Disclosure of contingent liabilities [line items]
Litigation settlement amount settled with counter party		$ 1,205
Litigation and other provision [member] | Bottom of range [member]
Disclosure of contingent liabilities [line items]
Bank's reasonable possible losses			$ 0	$ 0
Litigation and other provision [member] | Top of range [member]
Disclosure of contingent liabilities [line items]
Bank's reasonable possible losses			$ 1,270	$ 1,260

Summary of Results by Business

Summary of Results by Business Segment (Details) - CAD ($) $ in Millions	3 Months Ended		6 Months Ended
	Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022	Oct. 31, 2022
Disclosure of operating segments [line items]
Net interest income (loss)	$ 7,428	$ 6,377	$ 15,161	$ 12,679
Non-interest income (loss)	4,938	4,886	9,431	9,865
Total revenue	12,366	11,263	24,592	22,544
Provision for (recovery of) credit losses	599	27	1,289	99
Insurance claims and related expenses	804	592	1,780	1,348
Non-interest expenses	6,987	6,033	15,303	12,000
Income (loss) before income taxes and share of net income from investment in Schwab	3,976	4,611	6,220	9,097
Provision for (recovery of) income taxes	866	1,002	1,813	1,986
Net income (loss)	3,351	3,811	4,933	7,544
Total assets	1,926,452		1,926,452		$ 1,917,528
Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	241	202	526	433
Canadian Personal and Commercial Banking [Member]
Disclosure of operating segments [line items]
Net interest income (loss)	3,377	2,933	6,916	5,809
Non-interest income (loss)	1,027	1,019	2,077	2,063
Total revenue	4,404	3,952	8,993	7,872
Provision for (recovery of) credit losses	247	60	574	92
Insurance claims and related expenses	0		0
Non-interest expenses	1,903	1,759	3,766	3,448
Income (loss) before income taxes and share of net income from investment in Schwab	2,254	2,133	4,653	4,332
Provision for (recovery of) income taxes	629	565	1,299	1,146
Net income (loss)	1,625	1,568	3,354	3,186
Total assets	535,969		535,969		526,374
Canadian Personal and Commercial Banking [Member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	0		0
U.S. Retail [member]
Disclosure of operating segments [line items]
Net interest income (loss)	3,034	2,079	6,203	4,194
Non-interest income (loss)	558	864	1,154	1,535
Total revenue	3,592	2,943	7,357	5,729
Provision for (recovery of) credit losses	190	(18)	390	3
Insurance claims and related expenses	0		0
Non-interest expenses	2,050	1,632	4,121	3,229
Income (loss) before income taxes and share of net income from investment in Schwab	1,352	1,329	2,846	2,497
Provision for (recovery of) income taxes	190	186	396	334
Net income (loss)	1,412	1,367	3,001	2,639
Total assets	571,230		571,230		585,297
U.S. Retail [member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	250	224	551	476
Wealth Management And Insurance [Member]
Disclosure of operating segments [line items]
Net interest income (loss)	258	215	539	424
Non-interest income (loss)	2,477	2,456	5,098	5,045
Total revenue	2,735	2,671	5,637	5,469
Provision for (recovery of) credit losses	1		1	1
Insurance claims and related expenses	804	592	1,780	1,348
Non-interest expenses	1,166	1,173	2,348	2,353
Income (loss) before income taxes and share of net income from investment in Schwab	764	906	1,508	1,767
Provision for (recovery of) income taxes	201	238	395	463
Net income (loss)	563	668	1,113	1,304
Total assets	22,313		22,313		23,721
Wealth Management And Insurance [Member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	0		0
Wholesale Banking [member]
Disclosure of operating segments [line items]
Net interest income (loss)	498	759	1,023	1,468
Non-interest income (loss)	919	491	1,739	1,128
Total revenue	1,417	1,250	2,762	2,596
Provision for (recovery of) credit losses	12	(9)	44	(14)
Insurance claims and related expenses	0		0
Non-interest expenses	1,189	776	2,072	1,540
Income (loss) before income taxes and share of net income from investment in Schwab	216	483	646	1,070
Provision for (recovery of) income taxes	66	124	165	277
Net income (loss)	150	359	481	793
Total assets	641,452		641,452		635,094
Wholesale Banking [member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	0		0
Corporate [member]
Disclosure of operating segments [line items]
Net interest income (loss)	261	391	480	784
Non-interest income (loss)	(43)	56	(637)	94
Total revenue	218	447	(157)	878
Provision for (recovery of) credit losses	149	(6)	280	17
Insurance claims and related expenses	0		0
Non-interest expenses	679	693	2,996	1,430
Income (loss) before income taxes and share of net income from investment in Schwab	(610)	(240)	(3,433)	(569)
Provision for (recovery of) income taxes	(220)	(111)	(442)	(234)
Net income (loss)	(399)	(151)	(3,016)	(378)
Total assets	155,488		155,488		$ 147,042
Corporate [member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	$ (9)	$ (22)	$ (25)	$ (43)

Summary of Interest Income and

Summary of Interest Income and Expense by Basis of Accounting Classification (Details) - CAD ($) $ in Millions		3 Months Ended		6 Months Ended
		Apr. 30, 2023	Apr. 30, 2022	Apr. 30, 2023	Apr. 30, 2022
Disclosure Of Interest Income Expense [Line Items]
Interest income	[1]	$ 19,307	$ 8,029	$ 37,363	$ 15,551
Interest expense		11,879	1,652	22,202	2,872
Equity instruments measured at fair value through other comprehensive income [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		81	54	133	98
Financial assets amortized cost [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		16,634	7,046	32,161	13,748
Interest expense		9,613	1,381	18,283	2,236
Financial assets at fair value through other comprehensive income [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		795	177	1,516	288
Financial instruments measure at amortized cost and FVOCI [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		17,429	7,223	33,677	14,036
Financial instruments measured or designated at fair value through profit or loss [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		1,797	752	3,553	1,417
Interest expense		$ 2,266	$ 271	$ 3,919	$ 636
[1]Includes $17,429 million and $33,677 million, for the three and six months ended April 30, 2023, respectively (three and six months ended April 30, 2022 – $7,223 million and $14,036 million, respectively) which have been calculated based on the effective interest rate method (EIRM).

Summary of Regulatory Capital P

Summary of Regulatory Capital Position (Details) - CAD ($) $ in Millions	Apr. 30, 2023	Oct. 31, 2022
Capital
Common Equity Tier 1 Capital	$ 84,328	$ 83,671
Tier 1 Capital	95,111	94,445
Total Capital	107,960	107,175
Risk-weighted assets used in the calculation of capital ratios	$ 549,398	$ 517,048
Capital and leverage ratios
Common Equity Tier 1 Capital ratio	15.30%	16.20%
Tier 1 Capital ratio	17.30%	18.30%
Total Capital ratio	19.70%	20.70%
Leverage ratio	4.60%	4.90%
TLAC Ratio	34.20%	35.20%
TLAC Leverage Ratio	9%	9.40%

Regulatory Capital (Details Nar

Regulatory Capital (Details Narrative)	Apr. 30, 2023	Feb. 01, 2023	Nov. 22, 2019	Sep. 23, 2018	Jan. 01, 2016
Disclosure Of Regulatory Capital [Line Items]
Domestic Stability Buffer				3%
Target Total Loss Absorbing Capacity				24.50%
Target Total Loss Absorbing Capacity Leverage Ratio				6.75%
Basel III [member]
Disclosure Of Regulatory Capital [Line Items]
Common equity capital surcharge	1%				1%
Target common equity tier 1 capital ratio	8%				8%
Target tier 1 capital ratio	9.50%				9.50%
Target total capital ratio	11.50%				11.50%
Domestic Stability Buffer	3%
D-SIB surcharge percentage	1%		1%
G-SIB surcharge percentage	1%		1%
Domestic systemically important banks addition leverage ratio		0.50%
Domestic systemically important banks minimum capacity leverage ratio		3%
Target total loss absorbing capacity leverage ratio supervisory target		6.75%
Basel III [member] | Regulatory Target Ratios [Member]
Disclosure Of Regulatory Capital [Line Items]
Total Capital Target Ratio	14.50%
Basel III [member] | CET 1 [Member] | Regulatory Target Ratios [Member]
Disclosure Of Regulatory Capital [Line Items]
CET1 Target Ratio	11%
Basel III [member] | Tier 1 [Member] | Regulatory Target Ratios [Member]
Disclosure Of Regulatory Capital [Line Items]
Tier1 Target Ratio	12.50%

Subsequent Events (Details Narr

Subsequent Events (Details Narrative) - First Horizon Corporation [member] shares in Millions, $ in Millions, $ in Millions		3 Months Ended		6 Months Ended
	May 05, 2023 USD ($)	Jul. 31, 2023 shares	Apr. 30, 2023 CAD ($)	Apr. 30, 2023 CAD ($)	Mar. 31, 2023 USD ($)
Disclosure of non-adjusting events after reporting period [line items]
Non interest income			$ (263)	$ (1,261)
Net interest income related to the basis adjustment amortization			129	251
Non interest income related to the de-designation of the hedge accounting relationships			311	$ 562
Bank recognized a valuation adjustment on investment			$ 199
Non Adjusting Events After Reporting Period [Member]
Disclosure of non-adjusting events after reporting period [line items]
Cash payment	$ 225
Non Adjusting Events After Reporting Period [Member] | Preference shares [member]
Disclosure of non-adjusting events after reporting period [line items]
Investment in non-voting preferred stock					$ 494
Non Adjusting Events After Reporting Period [Member] | Ordinary shares [member]
Disclosure of non-adjusting events after reporting period [line items]
Conversion Of Stock Shares Issued | shares		19.7