The Toronto-Dominion Bank (TD) 6-K 24 Aug 23 2023 Q3 TD Bank Group Reports Third Quarter 2023 Results Financial data

Cover

Cover	9 Months Ended
	Jul. 31, 2023
Cover [Abstract]
Document Type	6-K
Amendment Flag	false
Document Period End Date	Jul. 31, 2023
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Current Fiscal Year End Date	--10-31
Entity File Number	001-14446
Entity Registrant Name	TORONTO DOMINION BANK
Entity Central Index Key	0000947263
Entity Address, Address Line One	c/o General Counsel’s Office
Entity Address, Address Line Two	P.O. Box 1
Entity Address, Address Line Three	Toronto Dominion Centre
Entity Address, City or Town	Toronto
Entity Address, State or Province	ON
Entity Address, Postal Zip Code	M5K 1A2

Interim Consolidated Balance Sh

Interim Consolidated Balance Sheet - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
ASSETS
Cash and due from banks	$ 7,420	$ 8,556
Interest-bearing deposits with banks	81,621	137,294
Cash and interest bearing deposits with banks	89,041	145,850
Trading loans, securities, and other (Note 4)	158,605	143,726
Non-trading financial assets at fair value through profit or loss (Note 4)	7,869	10,946
Derivatives (Note 4)	71,081	103,873
Financial assets designated at fair value through profit or loss (Note 4)	5,440	5,039
Financial assets at fair value through other comprehensive income (Note 4)	69,719	69,675
Total Trading and Non Trading Financial Assets	312,714	333,259
Debt securities at amortized cost, net of allowance for credit losses (Notes 4, 5)	304,455	342,774
Securities purchased under reverse repurchase agreements	201,517	160,167
Loans (Notes 4, 6)
Residential mortgages	309,689	293,924
Consumer instalment and other personal	211,700	206,152
Credit card	37,719	36,010
Business and government	315,478	301,389
Total loans	874,586	837,475
Allowance for loan losses (Note 6)	(6,784)	(6,432)
Loans, net of allowance for loan losses	867,802	831,043
Other
Customers' liability under acceptances	19,614	19,733
Investment in Schwab (Note 7)	8,758	8,088
Goodwill (Note 9)	17,804	17,656
Other intangibles	2,730	2,303
Land, buildings, equipment, and other depreciable assets	9,191	9,400
Deferred tax assets	3,291	2,193
Amounts receivable from brokers, dealers, and clients	23,248	19,760
Other assets (Note 10)	26,910	25,302
Total other miscellaneous assets	111,546	104,435
Total assets	1,887,075	1,917,528
LIABILITIES
Trading deposits (Notes 4, 11)	28,321	23,805
Derivatives (Note 4)	63,141	91,133
Securitization liabilities at fair value (Note 4)	13,597	12,612
Financial liabilities designated at fair value through profit or loss (Notes 4, 11)	183,187	162,786
Total financial liabilities other than non-trading deposits and other	288,246	290,336
Deposits (Notes 4, 11)
Personal	614,228	660,838
Banks	32,929	38,263
Business and government	512,342	530,869
Total deposits, other than trading	1,159,499	1,229,970
Other
Acceptances	19,614	19,733
Obligations related to securities sold short (Note 4)	45,154	45,505
Obligations related to securities sold under repurchase agreements	163,710	128,024
Securitization liabilities at amortized cost (Note 4)	14,336	15,072
Amounts payable to brokers, dealers, and clients	20,337	25,195
Insurance-related liabilities	7,486	7,468
Other liabilities (Note 12)	44,762	33,552
Total other miscellaneous liabilities	315,399	274,549
Subordinated notes and debentures (Note 4)	11,267	11,290
Total liabilities	1,774,411	1,806,145
EQUITY
Contributed surplus	195	179
Retained earnings	74,659	73,698
Accumulated other comprehensive income (loss)	735	1,988
Total equity	112,664	111,383
Total liabilities and equity	1,887,075	1,917,528
Common shares [member]
EQUITY
Issued capital (Note 13)	25,833	24,363
Treasury shares (Note 13)	0	(91)
Preferred shares and other equity instruments [member]
EQUITY
Issued capital (Note 13)	11,253	11,253
Treasury shares (Note 13)	(11)	(7)
Schwab [member]
Other
Investment in Schwab (Note 7)	$ 8,758	$ 8,088

Interim Consolidated Statement

Interim Consolidated Statement of Income - CAD ($) $ in Millions		3 Months Ended		9 Months Ended
		Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Interest income (Note 20)
Loans	[1]	$ 14,177	$ 7,674	$ 38,629	$ 19,873
Securities
Interest	[1]	4,987	2,231	13,788	4,509
Dividends	[1]	591	448	1,741	1,322
Deposits with banks	[1]	1,180	429	4,140	629
Total interest income	[1]	20,935	10,782	58,298	26,333
Interest expense (Note 20)
Deposits		10,257	2,670	27,094	4,493
Securitization liabilities		232	164	662	388
Subordinated notes and debentures		117	101	333	292
Other		3,040	803	7,759	1,437
Total interest expense		13,646	3,738	35,848	6,610
Net interest income		7,289	7,044	22,450	19,723
Non-interest income
Investment and securities services		1,693	1,389	4,769	4,488
Credit fees		467	395	1,324	1,177
Trading income (loss)		700	(132)	1,667	(38)
Service charges		665	715	1,960	2,152
Card services		697	751	2,178	2,140
Insurance revenue		1,447	1,406	4,180	4,070
Other income (loss) (Note 8)		(179)	(643)	(1,157)	(243)
Total non-interest income		5,490	3,881	14,921	13,746
Total revenue		12,779	10,925	37,371	33,469
Provision for (recovery of) credit losses (Note 6)		766	351	2,055	450
Insurance claims and related expenses		923	829	2,703	2,177
Non-interest expenses
Salaries and employee benefits		4,005	3,327	11,646	9,887
Occupancy, including depreciation		460	417	1,339	1,227
Technology and equipment, including depreciation		605	470	1,688	1,381
Amortization of other intangibles		175	145	487	452
Communication and marketing		335	329	1,034	952
Brokerage-related and sub-advisory fees		125	100	328	311
Professional, advisory and outside services		589	545	1,787	1,498
Other (Notes 8, 18)		1,288	763	4,576	2,388
Total non-interest expenses		7,582	6,096	22,885	18,096
Income before income taxes and share of net income from investment in Schwab		3,508	3,649	9,728	12,746
Provision for (recovery of) income taxes (Note 16)		727	703	2,540	2,689
Net income		2,963	3,214	7,896	10,758
Preferred dividends and distributions on other equity instruments		74	43	367	152
Net income available to common shareholders		$ 2,889	$ 3,171	$ 7,529	$ 10,606
Earnings per share (Canadian dollars) (Note 17)
Basic		$ 1.57	$ 1.76	$ 4.12	$ 5.86
Diluted		1.57	1.75	4.11	5.85
Dividends per common share (Canadian dollars)		$ 0.96	$ 0.89	$ 2.88	$ 2.67
Schwab [Member]
Non-interest expenses
Share of net income from investment in Schwab (Note 7)		$ 182	$ 268	$ 708	$ 701
[1]Includes $18,743 million and $52,420 million, for the three and nine months ended July 31, 2023, respectively (three and nine months ended July 31, 2022 – $9,711 million and $23,747 million, respectively) which have been calculated based on the effective interest rate method (EIRM).

Interim Consolidated Statemen_2

Interim Consolidated Statement of Income (Parenthetical) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Profit or loss [abstract]
Interest income calculated using effective interest rate method	$ 18,743	$ 9,711	$ 52,420	$ 23,747

Interim Consolidated Statemen_3

Interim Consolidated Statement of Comprehensive Income - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
IFRS Statement [Line Items]
Net income	$ 2,963	$ 3,214	$ 7,896	$ 10,758
Net change in unrealized gain/(loss) on financial assets at fair value through other comprehensive income
Change in unrealized gain/(loss)	(19)	8	391	(1,074)
Reclassification to earnings of net loss/(gain)	4	5	(10)	(5)
Changes in allowance for credit losses recognized in earnings		(2)	(1)	(3)
Income taxes relating to:
Change in unrealized gain/(loss)	11	(5)	(104)	297
Reclassification to earnings of net loss/(gain)	2	(1)	7
Net change in unrealized gain/(loss) on financial assets at fair value through other comprehensive income	(2)	5	283	(785)
Net change in unrealized foreign currency translation gain/(loss) on investments in foreign operations, net of hedging activities
Unrealized gain/(loss)	(2,984)	(159)	(3,507)	3,359
Reclassification to earnings of net loss/(gain)	13		11
Net gain/(loss) on hedges	1,656	65	1,744	(1,187)
Reclassification to earnings of net loss/(gain) on hedges	(17)		(15)
Income taxes relating to:
Net gain/(loss) on hedges	(461)	(17)	(770)	311
Reclassification to earnings of net loss/(gain) on hedges	4		4
Net change in unrealized foreign currency translation gain/(loss) on investments in foreign operations, net of hedging activities	(1,789)	(111)	(2,533)	2,483
Net change in gain/(loss) on derivatives designated as cash flow hedges
Change in gain/(loss)	(4,821)	(408)	(1,069)	(4,694)
Reclassification to earnings of loss/(gain)	2,884	861	1,821	(500)
Income taxes relating to:
Change in gain/(loss)	1,299	117	388	1,241
Reclassification to earnings of loss/(gain)	(825)	(231)	(503)	82
Net change in gain/(loss) on derivatives designated as cash flow hedges	(1,463)	339	637	(3,871)
Remeasurement gain/(loss) on employee benefit plans
Gain/(loss)	(135)	381	(88)	1,504
Income taxes	38	(100)	8	(395)
Remeasurement gain/(loss) on employee benefit plans	(97)	281	(80)	1,109
Change in net unrealized gain/(loss) on equity securities designated at fair value through other comprehensive income
Change in net unrealized gain/(loss)	147	(410)	(10)	(152)
Income taxes	(29)	108	1	40
Change in net unrealized gain/(loss) on equity securities designated at fair value through other comprehensive income	118	(302)	(9)	(112)
Gain/(loss) from changes in fair value due to own credit risk on financial liabilities designated at fair value through profit or loss
Gain/(loss)	(18)	50	(146)	35
Income taxes	5	(13)	39	(9)
Gain/(loss) from changes in fair value due to own credit risk on financial liabilities designated at fair value through profit or loss	(13)	37	(107)	26
Total other comprehensive income (loss)	(3,470)	(151)	(1,333)	(3,629)
Total comprehensive income (loss)	(507)	3,063	6,563	7,129
Attributable to:
Common shareholders	(581)	3,020	6,196	6,977
Preferred shareholders and other equity instrument holders	74	43	367	152
Schwab [Member]
Income taxes relating to:
Share of other comprehensive income (loss) from investment in Schwab	$ (224)	$ (400)	$ 476	$ (2,479)

Interim Consolidated Statemen_4

Interim Consolidated Statement of Changes in Equity - CAD ($) $ in Millions	Total	Schwab [member]	Issued capital [member] Common shares [member]	Issued capital [member] Preferred shares and other equity instruments [member]	Treasury shares [member] Common shares [member]	Treasury shares [member] Preferred shares and other equity instruments [member]	Contributed Surplus [Member]	Retained earnings [member]	Retained earnings [member] Common shares [member]	Retained earnings [member] Preferred shares and other equity instruments [member]	Accumulated other comprehensive income [member]	Accumulated other comprehensive income [member] Schwab [member]	Accumulated other comprehensive income [member] Reserve of change in fair value of financial liability attributable to change in credit risk of liability [member]	Accumulated other comprehensive income [member] Reserve of exchange differences on translation [member]	Accumulated other comprehensive income [member] Reserve of cash flow hedges [member]	Accumulated other comprehensive income [member] Financial Assets At Fair Value Through Other Comprehensive Income [Member]	Accumulated other comprehensive income [member] Equity Securities At Fair Value Through Other Comprehensive Income [Member]	Equity attributable to owners of parent [member]
Balance at beginning of period at Oct. 31, 2021			$ 23,066	$ 5,700	$ (152)	$ (10)	$ 173	$ 63,944					$ 14	$ 5,230	$ 1,930	$ 510	$ 181
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							16
Issuance of stock options, net of options exercised			97				16
Shares issued as a result of dividend reinvestment plan			846
Purchase of shares for cancellation and other			(265)
Issue of shares and other equity instruments				1,650
Purchase of shares					(8,131)
Purchase of shares and other equity instruments						(142)
Sale of shares and other equity instruments						136
Sale of shares					8,179
Other							(36)
Net income attributable to equity instrument holders								10,758
Preferred dividends and distributions on other equity instruments									$ (4,829)	$ (152)
Net premium on repurchase of common shares and redemption of preferred shares and other equity instruments (Note 13)								(1,930)
Share and other equity instrument issue expenses								(5)
Remeasurement gain/(loss) on employee benefit plans	$ 1,109							1,109
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								195
Other comprehensive income (loss)	(785)															(782)
Allowance for credit losses	(3)															(3)
Other comprehensive income (loss)																	83
Reclassification of loss/(gain) to retained earnings																	(195)
Other comprehensive income (loss)	26												26
Other comprehensive income (loss)	2,483													2,483
Other comprehensive income (loss)	(3,871)														(3,871)
Share of accumulated other comprehensive income (loss) from investment in Schwab		$ (2,479)										$ (3,247)
Balance at end of period at Jul. 31, 2022			23,744	7,350	(104)	(16)	169	69,090			$ 2,359		40	7,713	(1,941)	(275)	69	$ 102,592
Balance at beginning of period at Apr. 30, 2022			23,127	6,550	(243)	(13)	154	67,046					3	7,824	(2,280)	(280)	371
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							11
Issuance of stock options, net of options exercised			7				8
Shares issued as a result of dividend reinvestment plan			610
Issue of shares and other equity instruments				800
Purchase of shares					(2,107)
Purchase of shares and other equity instruments						(52)
Sale of shares and other equity instruments						49
Sale of shares					2,246
Other							(4)
Net income attributable to equity instrument holders								3,214
Preferred dividends and distributions on other equity instruments									(1,604)	(43)
Share and other equity instrument issue expenses								(2)
Remeasurement gain/(loss) on employee benefit plans	281							281
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								198
Other comprehensive income (loss)	5															7
Allowance for credit losses	(2)															(2)
Other comprehensive income (loss)																	(104)
Reclassification of loss/(gain) to retained earnings																	(198)
Other comprehensive income (loss)	37												37
Other comprehensive income (loss)	(111)													(111)
Other comprehensive income (loss)	339														339
Share of accumulated other comprehensive income (loss) from investment in Schwab		(400)										(3,247)
Balance at end of period at Jul. 31, 2022			23,744	7,350	(104)	(16)	169	69,090			2,359		40	7,713	(1,941)	(275)	69	102,592
Balance at beginning of period at Oct. 31, 2022	111,383		24,363	11,253	(91)	(7)	179	73,698					78	12,048	(5,717)	(476)	23
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							18
Issuance of stock options, net of options exercised			77				21
Shares issued as a result of dividend reinvestment plan			1,593
Purchase of shares for cancellation and other			(200)
Purchase of shares					(6,016)
Purchase of shares and other equity instruments						(372)
Sale of shares and other equity instruments						368
Sale of shares					6,107
Other							(23)
Net income attributable to equity instrument holders								7,896
Preferred dividends and distributions on other equity instruments									(5,258)	(367)
Net premium on repurchase of common shares and redemption of preferred shares and other equity instruments (Note 13)								(981)
Remeasurement gain/(loss) on employee benefit plans	(80)							(80)
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								(249)
Other comprehensive income (loss)	283															284
Allowance for credit losses	(1)															(1)
Other comprehensive income (loss)																	(258)
Reclassification of loss/(gain) to retained earnings																	249
Other comprehensive income (loss)	(107)												(107)
Other comprehensive income (loss)	(2,533)													(2,533)
Other comprehensive income (loss)	637														637
Share of accumulated other comprehensive income (loss) from investment in Schwab		476										(3,492)
Balance at end of period at Jul. 31, 2023	112,664		25,833	11,253		(11)	195	74,659			735		(29)	9,515	(5,080)	(193)	14	112,664
Balance at beginning of period at Apr. 30, 2023			25,852	11,253	(99)	(10)	161	74,849					(16)	11,304	(3,617)	(191)	(104)
Disclosure of classes of share capital [line items]
Net premium (discount) on sale of treasury instruments							26
Issuance of stock options, net of options exercised			6				6
Shares issued as a result of dividend reinvestment plan			175
Purchase of shares for cancellation and other			(200)
Purchase of shares					(1,965)
Purchase of shares and other equity instruments						(46)
Sale of shares and other equity instruments						45
Sale of shares					$ 2,064
Other							2
Net income attributable to equity instrument holders								2,963
Preferred dividends and distributions on other equity instruments									$ (1,758)	$ (74)
Net premium on repurchase of common shares and redemption of preferred shares and other equity instruments (Note 13)								(981)
Remeasurement gain/(loss) on employee benefit plans	(97)							(97)
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income								(243)
Other comprehensive income (loss)	(2)															(2)
Other comprehensive income (loss)																	(125)
Reclassification of loss/(gain) to retained earnings																	243
Other comprehensive income (loss)	(13)												(13)
Other comprehensive income (loss)	(1,789)													(1,789)
Other comprehensive income (loss)	(1,463)														(1,463)
Share of accumulated other comprehensive income (loss) from investment in Schwab		$ (224)										$ (3,492)
Balance at end of period at Jul. 31, 2023	$ 112,664		$ 25,833	$ 11,253		$ (11)	$ 195	$ 74,659			$ 735		$ (29)	$ 9,515	$ (5,080)	$ (193)	$ 14	$ 112,664

Interim Consolidated Statemen_5

Interim Consolidated Statement of Cash Flows - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Cash flows from (used in) operating activities
Net income	$ 2,963	$ 3,214	$ 7,896	$ 10,758
Adjustments to determine net cash flows from (used in) operating activities
Provision for (recovery of) credit losses (Note 6)	766	351	2,055	450
Depreciation	321	285	919	851
Amortization of other intangibles	175	145	487	452
Net securities loss/(gain) (Note 5)	26	(42)	48	(52)
Deferred taxes	(261)	(410)	(1,006)	33
Changes in operating assets and liabilities
Interest receivable and payable (Notes 10, 12)	3	(136)	515	(262)
Securities sold under repurchase agreements	16,751	(5,807)	33,688	(17,151)
Securities purchased under reverse repurchase agreements	(3,441)	10,463	(39,057)	6,009
Securities sold short	(3,643)	(1,582)	(2,229)	7,684
Trading loans, securities, and other	(1,066)	(3,743)	(11,847)	(543)
Loans net of securitization and sales	(18,950)	(26,182)	(38,765)	(68,672)
Deposits	(26,627)	17,049	(66,837)	72,324
Derivatives	3,566	7,996	5,461	(5,618)
Non-trading financial assets at fair value through profit or loss	683	126	3,368	(2,036)
Financial assets and liabilities designated at fair value through profit or loss	(18,077)	10,712	20,000	25,626
Securitization liabilities	345	63	249	(868)
Current taxes	273	865	2,378	(2,979)
Brokers, dealers, and clients amounts receivable and payable	(1,658)	(644)	(8,495)	6,634
Other, including unrealized foreign currency translation loss/(gain)	17,232	6,454	12,060	4,419
Net cash from (used in) operating activities	(30,801)	18,909	(79,820)	36,358
Cash flows from (used in) financing activities
Redemption or repurchase of subordinated notes and debentures	(14)	20	35	48
Common shares issued, net	5	7	69	87
Repurchase of common shares (Note 13)	(1,181)		(1,181)	(2,195)
Preferred shares and other equity instruments issued, net (Note 13)		798		1,645
Redemption of preferred shares and other equity instruments				(1,000)
Sale of treasury shares and other equity instruments	2,135	2,306	6,493	8,331
Purchase of treasury shares and other equity instruments (Note 13)	(2,011)	(2,159)	(6,388)	(8,273)
Dividends paid on shares and distributions paid on other equity instruments	(2,908)	(1,562)	(4,032)	(4,509)
Repayment of lease liabilities	(160)	(165)	(480)	(478)
Net cash from (used in) financing activities	(4,134)	(755)	(5,484)	(6,344)
Cash flows from (used in) investing activities
Interest-bearing deposits with banks	19,634	(3,736)	54,494	30,987
Activities in financial assets at fair value through other comprehensive income
Purchases	(4,715)	(8,624)	(20,045)	(24,056)
Proceeds from maturities	4,794	4,916	14,009	25,156
Proceeds from sales	1,987	1,576	4,809	5,183
Activities in debt securities at amortized cost
Purchases	(3,761)	(27,624)	(21,851)	(118,712)
Proceeds from maturities	18,207	12,086	42,853	48,469
Proceeds from sales	105	3,554	11,975	3,560
Net purchases of land, buildings, equipment, other depreciable assets, and other intangibles	(514)	(254)	(1,290)	(993)
Net cash acquired from (paid for) divestitures and acquisitions	(122)		(624)
Net cash from (used in) investing activities	35,615	(18,106)	84,330	(30,406)
Effect of exchange rate changes on cash and due from banks	(134)	(7)	(162)	135
Net increase (decrease) in cash and due from banks	546	41	(1,136)	(257)
Cash and due from banks at beginning of period	6,874	5,633	8,556	5,931
Cash and due from banks at end of period	7,420	5,674	7,420	5,674
Supplementary disclosure of cash flows from operating activities
Amount of income taxes paid (refunded) during the period	632	326	2,000	4,103
Amount of interest paid during the period	13,338	3,297	33,986	6,095
Amount of interest received during the period	20,039	9,757	55,210	24,234
Amount of dividends received during the period	617	527	1,734	1,511
Schwab [member]
Adjustments to determine net cash flows from (used in) operating activities
Share of net income from investment in Schwab (Note 7)	$ (182)	$ (268)	$ (708)	$ (701)

IFRS 7 Disclosure

IFRS 7 Disclosure	9 Months Ended
	Jul. 31, 2023
IFRS 7 Disclosure [Abstract]
IFRS 7 Disclosure	MARKET RISK Market risk capital is calculated using internal models and comprises three components: (1) Value-at-Risk Calculating VaR The Bank computes total VaR on a daily basis by combining the General Market Risk (GMR) and Idiosyncratic Debt Specific Risk (IDSR) associated with the Bank’s trading positions. GMR is determined by creating a distribution of potential changes in the market value of the current portfolio using historical simulation. The Bank values the current portfolio using the market price and rate changes of the most recent 259 trading days for equity, interest rate, foreign exchange, credit, and commodity products. GMR is computed as the threshold level that portfolio losses are not expected to exceed more than one out of every 100 trading days. A one-day IDSR measures idiosyncratic (single-name) credit spread risk for credit exposures in the trading portfolio using Monte Carlo simulation. The IDSR model is based on the historical behaviour of five-year idiosyncratic credit spreads. Similar to GMR, IDSR is computed as the threshold level that portfolio losses are not expected to exceed more than one out of every 100 trading days. IDSR is measured for a ten-day The following graph discloses daily one-day VaR is a valuable risk measure but it should be used in the context of its limitations, for example: • VaR uses historical data to estimate future events, which limits its forecasting abilities; • it does not provide information on losses beyond the selected confidence level; and • it assumes that all positions can be liquidated during the holding period used for VaR calculation. The Bank continuously improves its VaR methodologies and incorporates new risk measures in line with market conventions, industry best practices, and regulatory requirements. To mitigate some of the shortcomings of VaR, the Bank uses additional metrics designed for risk management and capital purposes. These include Stressed VaR, IRC, Stress Testing, and sensitivities to various market risk factors. Calculating Stressed VaR In addition to VaR, the Bank also calculates Stressed VaR, which includes Stressed GMR and Stressed IDSR. Stressed VaR is designed to measure the adverse impact that potential changes in market rates and prices could have on the value of a portfolio over a specified period of stressed market conditions. Stressed VaR is determined using similar techniques and assumptions as GMR and IDSR VaR. However, instead of using the most recent 259 trading days (one year), the Bank uses a periodically reviewed and selected year of stressed market conditions. In the third quarter of 2023, Stressed VaR was calculated using the one-year Calculating the Incremental Risk Charge The IRC is applied to all instruments in the trading book subject to migration and default risk. Migration risk represents the risk of changes in the credit ratings of the Bank’s exposures. TD applies a Monte Carlo simulation with a one-year The following table presents the end of quarter, average, high, and low usage of TD’s portfolio metrics. TABLE 29: PORTFOLIO MARKET RISK MEASURES (millions of Canadian dollars) For the three months ended For the nine months ended July 31 2023 April 30 July 31 July 31 July 31 As at Average High Low Average Average Average Average Interest rate risk $ 19.2 $ 25.6 $ 37.2 $ 16.8 $ 28.6 $ 21.5 $ 26.1 $ 20.5 Credit spread risk 27.1 34.5 39.3 27.1 31.8 29.6 31.9 20.6 Equity risk 8.3 8.9 12.6 7.0 11.4 15.6 10.3 13.5 Foreign exchange risk 2.8 2.0 3.6 1.0 4.4 3.0 3.7 1.9 Commodity risk 3.3 3.7 6.0 2.9 3.6 6.0 5.1 5.1 Idiosyncratic debt specific risk 20.3 31.9 36.7 20.3 36.0 45.0 35.6 32.9 Diversification effect 1 (49.0 ) (64.6 ) n/m 2 n/m (65.9 ) (67.4 ) (64.5 ) (54.4 ) Total Value-at-Risk (one-day) 32.0 42.0 52.8 32.0 49.9 53.3 48.2 40.1 Stressed Value-at-Risk (one-day) 50.3 51.9 57.3 44.7 51.2 82.7 54.9 77.7 Incremental Risk Capital Charge (one-year) $ 153.7 $ 162.9 $ 186.6 $ 138.6 $ 147.1 $ 240.3 $ 149.7 $ 285.3 1 The aggregate VaR is less than the sum of the VaR of the different risk types due to risk offsets resulting from portfolio diversification. 2 Not meaningful. It is not meaningful to compute a diversification effect because the high and low may occur on different days for different risk types. Average VaR decreased quarter over quarter driven by changes in fixed income positions combined with narrower credit spreads. Average VaR and Stressed VaR decreased year over year due to changes in fixed income positions. Average IRC decreased year over year, however increased quarter over quarter due to changes in bond positions. Validation of VaR Model The Bank uses a back-testing process to compare the actual and theoretical profit and losses to VaR to ensure that they are consistent with the statistical results of the VaR model. The theoretical profit or loss is generated using the daily price movements on the assumption that there is no change in the composition of the portfolio. Validation of the IRC model must follow a different approach since the one-year Structural (Non-Trading) The Bank’s structural interest rate risk arises from traditional personal and commercial banking activity and is generally the result of mismatches between the maturities and repricing dates of the Bank’s assets and liabilities. The measurement of interest rate risk in the banking book does not include exposures from TD’s Wholesale Banking or Insurance businesses. The primary measures for this risk are Economic Value of Shareholders’ Equity (EVE) Sensitivity and Net Interest Income Sensitivity (NIIS). The EVE Sensitivity measures the impact of a specified interest rate shock to the change in the net present value of the Bank’s banking book assets, liabilities, and certain off-balance The NIIS measures the NII change over a twelve-month horizon for a specified change in interest rates for banking book assets, liabilities, and certain off-balance The Bank’s Market Risk policy sets overall limits on the structural interest rate risk measures. These limits are periodically reviewed and approved by the Risk Committee. In addition to the Board policy limits, book-level risk limits are set for the Bank’s management of non-trading The following table shows the potential before-tax -25 TABLE 30: STRUCTURAL INTEREST RATE SENSITIVITY MEASURES (millions of Canadian dollars) As at July 31, 2023 April 30, 2023 October 31, 2022 EVE Sensitivity NII Sensitivity 1 EVE NII 1,2 EVE NII 1,2 Canada U.S. Total Canada U.S. Total Total Total Total Total Before-tax 100 bps increase in rates $ (180 ) $ (1,235 ) $ (1,415 ) $ 615 $ 369 $ 984 $ (1,682 ) $ 785 $ (1,496 ) $ 1,213 100 bps decrease in rates 52 951 1,003 (640 ) (515 ) (1,155 ) 1,106 (910 ) 1,102 (1,381 ) 1 Represents the twelve-month net interest income (NII) exposure to an immediate and sustained shock in rates. 2 Results are presented inclusive of the interest rate swaps de-designated from hedge accounting relationships to mitigate the impacts of interest rate volatility to closing capital of the First Horizon transaction. Since these swaps were pre-existing hedges which economically hedge the Bank’s non-trading market risk, their inclusion had no impact on the quarter-over-quarter results. This strategy was discontinued following the announcement on May 4, 2023 by the bank and First Horizon that they had entered into a mutual agreement to terminate the previously announced merger agreement. As at July 31, 2023, an immediate and sustained 100 bps increase in interest rates would have had a negative impact to the Bank’s EVE of $ million, a decrease of $ million from last quarter, and a positive impact to the Bank’s NII of $ million, an increase of $ million from last quarter. An immediate and sustained 100 bps decrease in interest rates would have had a positive impact to the Bank’s EVE of $ million, a decrease of $ million from last quarter, and a negative impact to the Bank’s NII of $ million, an increase of $ million from last quarter. The quarter-over-quarter decrease in up shock EVE is primarily due to a decrease in the duration of assets supported by equity. The quarter-over-quarter increase in NII Sensitivity is primarily due to non-maturity deposits hedge decay, partially offset by deposit attrition and changes in deposit composition. Liquidity Risk Liquidity risk is the risk of having insufficient cash or collateral to meet financial obligations and an inability to, in a timely manner, raise funding or monetize assets at a non-distressed TD’S LIQUIDITY RISK APPETITE The Bank maintains a prudent and disciplined approach to managing its potential exposure to liquidity risk. The Bank targets a 90-day LIQUIDITY RISK MANAGEMENT RESPONSIBILITY The Bank’s ALCO oversees the Bank’s liquidity risk management program. It ensures there are effective management structures and practices in place to properly measure and manage liquidity risk. The Global Liquidity & Funding Committee, a subcommittee of the ALCO comprised of senior management from Treasury, Risk Management and Wholesale Banking, identifies and monitors the Bank’s liquidity risks. The management of liquidity risk is the responsibility of the SET member responsible for Treasury, while oversight and challenge is provided by the ALCO and independently by Risk Management. The Risk Committee regularly reviews the Bank’s liquidity position and approves the Bank’s Liquidity Risk Management Framework bi-annually The Bank has established TD Group US Holding LLC (TDGUS) as TD’s U.S. Intermediate Holding Company (IHC), as well as a Combined U.S. Operations (CUSO) reporting unit that consists of the IHC and TD’s U.S. branch and agency network. Both TDGUS and CUSO are managed to the U.S. Enhanced Prudential Standards liquidity requirements in addition to the Bank’s liquidity management framework. The Bank’s liquidity risk appetite and liquidity risk management approach have not substantially changed from that described in the Bank’s 2022 Annual Report. For a complete discussion of liquidity risk, refer to the “Liquidity Risk” section in the Bank’s 2022 Annual Report. Liquid assets The unencumbered liquid assets the Bank holds to meet its liquidity requirements must be high-quality securities that the Bank believes can be monetized quickly in stress conditions with minimum loss in market value. The liquidity value of unencumbered liquid assets considers estimated market or trading depths, settlement timing, and/or other identified impediments to potential sale or pledging. Overall, the Bank expects any reduction in market value of its liquid asset portfolio to be modest given its underlying high credit quality and demonstrated liquidity. Assets held by the Bank to meet liquidity requirements are summarized in the following tables. The tables do not include assets held within the Bank’s insurance businesses as these are used to support insurance-specific liabilities and capital requirements. TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY 1,2 (millions of Canadian dollars, except as noted) As at Bank-owned Securities Total % of Encumbered Unencumbered July 31, 2023 Cash and central bank reserves $ 20,201 $ – $ 20,201 2 % $ 506 $ 19,695 Canadian government obligations 14,872 91,748 106,620 13 62,050 44,570 National Housing Act Mortgage-Backed Securities (NHA MBS) 37,613 1 37,614 4 1,029 36,585 Obligations of provincial governments, public sector entities and multilateral development banks 3 40,772 23,188 63,960 8 32,944 31,016 Corporate issuer obligations 15,800 4,579 20,379 2 5,095 15,284 Equities 11,950 3,022 14,972 2 10,916 4,056 Total Canadian dollar-denominated 141,208 122,538 263,746 31 112,540 151,206 Cash and central bank reserves 60,054 – 60,054 7 313 59,741 U.S. government obligations 73,388 63,708 137,096 16 73,004 64,092 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 79,863 12,490 92,353 11 25,761 66,592 Obligations of other sovereigns, public sector entities and multilateral development banks 3 65,669 50,163 115,832 14 48,253 67,579 Corporate issuer obligations 81,451 9,313 90,764 11 14,304 76,460 Equities 47,230 39,657 86,887 10 44,479 42,408 Total non-Canadian 407,655 175,331 582,986 69 206,114 376,872 Total $ 548,863 $ 297,869 $ 846,732 100 % $ 318,654 $ 528,078 October 31, 2022 Cash and central bank reserves $ 48,965 $ – $ 48,965 6 % $ 628 $ 48,337 Canadian government obligations 17,133 88,511 105,644 12 68,175 37,469 NHA MBS 28,650 157 28,807 3 1,161 27,646 Obligations of provincial governments, public sector entities and multilateral development banks 3 38,099 23,907 62,006 7 33,364 28,642 Corporate issuer obligations 11,657 4,935 16,592 2 3,659 12,933 Equities 12,746 4,602 17,348 2 13,497 3,851 Total Canadian dollar-denominated 157,250 122,112 279,362 32 120,484 158,878 Cash and central bank reserves 84,777 – 84,777 10 – 84,777 U.S. government obligations 86,611 54,614 141,225 16 47,518 93,707 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 92,793 7,924 100,717 11 21,660 79,057 Obligations of other sovereigns, public sector entities and multilateral development banks 3 66,278 53,515 119,793 14 48,079 71,714 Corporate issuer obligations 96,971 4,620 101,591 11 11,378 90,213 Equities 25,665 32,006 57,671 6 42,347 15,324 Total non-Canadian 453,095 152,679 605,774 68 170,982 434,792 Total $ 610,345 $ 274,791 $ 885,136 100 % $ 291,466 $ 593,670 1 Liquid assets include collateral received that can be re-hypothecated 2 Positions stated include gross asset values pertaining to securities financing transactions. 3 Includes debt obligations issued or guaranteed by these entities. Unencumbered liquid assets held in The Toronto-Dominion Bank and multiple domestic and foreign subsidiaries (excluding insurance subsidiaries) and branches are summarized in the following table. TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY BANK, SUBSIDIARIES, AND BRANCHES (millions of Canadian dollars) As at July 31 October 31 2022 The Toronto-Dominion Bank (Parent) $ 201,855 $ 207,177 Bank subsidiaries 291,998 330,063 Foreign branches 34,225 56,430 Total $ 528,078 $ 593,670 FUNDING The Bank has access to a variety of unsecured and secured funding sources. The Bank’s funding activities are conducted in accordance with liquidity risk management policies that require assets be funded to the appropriate term and to a prudent diversification profile. The Bank’s primary approach to managing funding activities is to maximize the use of deposits raised through personal and commercial banking channels. The following table illustrates the Bank’s large base of personal and commercial, wealth, and Schwab sweep deposits (collectively, “P&C deposits”) that make up approximately 69% (October 31, 2022 – 70%) of the Bank’s total funding. TABLE 40: SUMMARY OF DEPOSIT FUNDING (millions of Canadian dollars) As at July 31 2023 October 31 2022 P&C deposits – Canadian $ 519,607 $ 525,294 P&C deposits – U.S. 1 431,007 493,223 Total $ 950,614 $ 1,018,517 1 P&C deposits in U.S. are presented on a Canadian equivalent basis and therefore period-over-period movements reflect both underlying growth and changes in the foreign exchange rate. WHOLESALE FUNDING The Bank maintains various registered external wholesale term (greater than 1 year) funding programs to provide access to diversified funding sources, including asset securitization, covered bonds, and unsecured wholesale debt. The Bank raises term funding through Senior Notes, NHA MBS, and notes backed by credit card receivables (Evergreen Credit Card Trust) and home equity lines of credit (Genesis Trust II). The Bank’s wholesale funding is diversified by geography, by currency, and by funding types. The Bank raises short-term (1 year or less) funding using certificates of deposit, commercial paper, and bankers’ acceptances. The Bank maintains depositor concentration limits in respect of short-term wholesale deposits so that it is not overly reliant on individual depositors for funding. The Bank further limits short-term wholesale funding maturity concentration in an effort to mitigate refinancing risk during a stress event. MATURITY ANALYSIS OF ASSETS, LIABILITIES, AND OFF-BALANCE The following table summarizes on-balance off-balance Off-balance The maturity analysis presented does not depict the degree of the Bank’s maturity transformation or the Bank’s exposure to interest rate and liquidity risk. The Bank ensures that assets are appropriately funded to protect against borrowing cost volatility and potential reductions to funding market availability. The Bank utilizes stable non-maturity non-trading non-trading TABLE 43: REMAINING CONTRACTUAL MATURITY (millions of Canadian dollars) As at July 31, 2023 Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over No Total Assets Cash and due from banks $ 7,050 $ 370 $ – $ – $ – $ – $ – $ – $ – $ 7,420 Interest-bearing deposits with banks 51,980 223 123 – – – – – 29,295 81,621 Trading loans, securities, and other 1 7,893 6,379 3,503 4,560 3,723 11,530 25,991 23,626 71,400 158,605 Non-trading 38 10 – 467 706 2,710 1,098 1,472 1,368 7,869 Derivatives 6,919 8,620 6,220 3,003 2,675 10,069 20,175 13,400 – 71,081 Financial assets designated at fair value through profit or loss 352 232 459 222 608 930 1,385 1,252 – 5,440 Financial assets at fair value through other comprehensive income 1,597 2,242 1,275 982 4,954 8,996 15,858 30,424 3,391 69,719 Debt securities at amortized cost, net of allowance for credit losses 1,656 3,394 4,565 3,873 15,531 21,021 108,318 146,099 (2 ) 304,455 Securities purchased under reverse repurchase agreements 2 131,053 33,026 22,892 9,962 2,852 940 792 – – 201,517 Loans Residential mortgages 1,146 3,728 4,950 5,934 10,936 54,918 174,978 53,099 – 309,689 Consumer instalment and other personal 1,073 2,329 2,980 2,574 4,261 27,013 83,465 31,941 56,064 211,700 Credit card – – – – – – – – 37,719 37,719 Business and government 38,658 10,550 11,827 13,845 11,335 41,681 96,350 65,999 25,233 315,478 Total loans 40,877 16,607 19,757 22,353 26,532 123,612 354,793 151,039 119,016 874,586 Allowance for loan losses – – – – – – – – (6,784 ) (6,784 ) Loans, net of allowance for loan losses 40,877 16,607 19,757 22,353 26,532 123,612 354,793 151,039 112,232 867,802 Customers’ liability under acceptances 13,990 5,621 3 – – – – – – 19,614 Investment in Schwab – – – – – – – – 8,758 8,758 Goodwill 3 – – – – – – – – 17,804 17,804 Other intangibles 3 – – – – – – – – 2,730 2,730 Land, buildings, equipment, and other depreciable assets 3 – 7 11 7 14 68 545 3,139 5,400 9,191 Deferred tax assets – – – – – – – – 3,291 3,291 Amounts receivable from brokers, dealers, and clients 23,245 – – – 3 – – – – 23,248 Other assets 6,942 1,596 1,089 3,498 151 117 156 96 13,265 26,910 Total assets $ 293,592 $ 78,327 $ 59,897 $ 48,927 $ 57,749 $ 179,993 $ 529,111 $ 370,547 $ 268,932 $ 1,887,075 Liabilities Trading deposits $ 1,103 $ 3,679 $ 2,548 $ 3,241 $ 3,472 $ 7,045 $ 5,858 $ 1,375 $ – $ 28,321 Derivatives 8,796 7,914 5,319 3,332 2,692 6,598 14,051 14,439 – 63,141 Securitization liabilities at fair value – 906 472 345 1,186 2,041 5,523 3,124 – 13,597 Financial liabilities designated at fair value through profit or loss 35,617 36,735 48,918 32,250 28,307 1,169 96 – 95 183,187 Deposits 4,5 Personal 5,933 8,616 21,622 19,442 14,705 14,336 18,414 44 511,116 614,228 Banks 12,915 2,769 5,956 – – – 4 1 11,284 32,929 Business and government 21,724 16,906 7,415 21,633 10,715 31,956 67,082 18,443 316,468 512,342 Total deposits 40,572 28,291 34,993 41,075 25,420 46,292 85,500 18,488 838,868 1,159,499 Acceptances 13,990 5,620 4 – – – – – – 19,614 Obligations related to securities sold short 1 1,849 1,910 1,867 1,060 1,666 6,536 16,695 12,766 805 45,154 Obligations related to securities sold under repurchase agreements 2 141,834 14,351 4,265 2,608 355 181 40 – 76 163,710 Securitization liabilities at amortized cost – 1,799 525 355 1,078 2,759 4,947 2,873 – 14,336 Amounts payable to brokers, dealers, and clients 20,337 – – – – – – – – 20,337 Insurance-related liabilities 151 296 445 445 481 918 1,390 639 2,721 7,486 Other liabilities 13,993 8,304 7,243 1,227 633 1,611 1,868 4,167 5,716 44,762 Subordinated notes and debentures – – – – – – 200 11,067 – 11,267 Equity – – – – – – – – 112,664 112,664 Total liabilities and equity $ 278,242 $ 109,805 $ 106,599 $ 85,938 $ 65,290 $ 75,150 $ 136,168 $ 68,938 $ 960,945 $ 1,887,075 Off-balance Credit and liquidity commitments 6,7 $ 26,039 $ 35,524 $ 23,438 $ 19,648 $ 19,854 $ 47,082 $ 156,438 $ 5,036 $ 1,413 $ 334,472 Other commitments 8 165 195 327 220 201 799 1,333 415 73 3,728 Unconsolidated structured entity commitments – – 839 – 344 168 – – – 1,351 Total off-balance $ 26,204 $ 35,719 $ 24,604 $ 19,868 $ 20,399 $ 48,049 $ 157,771 $ 5,451 $ 1,486 $ 339,551 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $45 billion of covered bonds with remaining contractual maturities of $6 billion in 6 to 9 months, $3 billion in ‘over 9 months to 1 year’, $12 billion in ‘over 1 to 2 years’, $22 billion in ‘over 2 to 5 years’, and $2 billion in ‘over 5 years’. 6 Includes $498 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments. TABLE 43: REMAINING CONTRACTUAL MATURITY (millions of Canadian dollars) As at October 31, 2022 Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over No specific Total Assets Cash and due from banks $ 8,556 $ – $ – $ – $ – $ – $ – $ – $ – $ 8,556 Interest-bearing deposits with banks 135,855 197 143 – – – – – 1,099 137,294 Trading loans, securities, and other 1 4,601 4,876 5,310 4,477 4,055 12,910 23,057 23,051 61,389 143,726 Non-trading 111 – 222 685 – 4,071 2,475 2,133 1,249 10,946 Derivatives 14,436 16,306 7,870 5,155 4,575 10,622 26,319 18,590 – 103,873 Financial assets designated at fair value through profit or loss 229 777 235 391 243 610 1,345 1,209 – 5,039 Financial assets at fair value through other comprehensive income 2,117 2,401 1,531 3,367 1,712 6,415 20,091 28,721 3,320 69,675 Debt securities at amortized cost, net of allowance for credit losses 2,333 3,607 7,082 14,706 4,678 29,069 106,919 174,381 (1 ) 342,774 Securities purchased under reverse repurchase agreements 2 113,845 15,050 17,977 9,745 3,240 310 – – – 160,167 Loans Residential mortgages 672 2,327 5,585 9,122 9,115 34,909 181,763 50,431 – 293,924 Consumer instalment and other personal 543 1,027 2,480 4,002 3,430 19,635 88,071 30,056 56,908 206,152 Credit card – – – – – – – – 36,010 36,010 Business and government 33,836 7,398 10,693 10,854 14,245 33,366 89,367 68,078 33,552 301,389 Total loans 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 126,470 837,475 Allowance for loan losses – – – – – – – – (6,432 ) (6,432 ) Loans, net of allowance for loan losses 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 120,038 831,043 Customers’ liability under acceptances 16,002 3,712 16 3 – – – – – 19,733 Investment in Schwab – – – – – – – – 8,088 8,088 Goodwill 3 – – – – – – – – 17,656 17,656 Other intangibles 3 – – – – – – – – 2,303 2,303 Land, buildings, equipment, and other depreciable assets 3 – – 2 2 2 36 525 3,462 5,371 9,400 Deferred tax assets – – – – – – – – 2,193 2,193 Amounts receivable from brokers, dealers, and clients 19,719 41 – – – – – – – 19,760 Other assets 4,726 1,262 6,537 232 274 74 57 72 12,068 25,302 Total assets $ 357,581 $ 58,981 $ 65,683 $ 62,741 $ 45,569 $ 152,027 $ 539,989 $ 400,184 $ 234,773 $ 1,917,528 Liabilities Trading deposits $ 4,038 $ 2,227 $ 4,390 $ 1,740 $ 1,758 $ 4,181 $ 4,136 $ 1,335 $ – $ 23,805 Derivatives 12,560 16,189 8,764 5,230 3,531 9,413 18,116 17,330 – 91,133 Securitization liabilities at fair value 36 1,245 216 447 899 2,357 4,675 2,737 – 12,612 Financial liabilities designated at fair value through profit or loss 18,718 21,893 52,501 45,442 23,331 805 96 – – 162,786 Deposits 4,5 Personal 4,551 6,872 10,173 10,394 11,801 12,801 13,038 31 591,177 660,838 Banks 22,153 453 51 – 13 – 3 3 15,587 38,263 Business and government 34,236 17,779 10,095 17,173 8,234 26,060 63,392 13,167 340,733 530,869 Total deposits 60,940 25,104 20,319 27,567 20,048 38,861 76,433 13,201 947,497 1,229,970 Acceptances 16,002 3,712 16 3 – – – – – 19,733 Obligations related to securities sold short 1 1,418 2,125 1,611 1,257 1,312 6,691 15,015 13,146 2,930 45,505 Obligations related to securities sold under repurchase agreements 2 118,278 6,553 2,382 545 188 78 – – – 128,024 Securitization liabilities at amortized cost – 595 390 609 1,812 2,724 5,730 3,212 – 15,072 Amounts payable to brokers, dealers, and clients 25,155 40 – – – – – – – 25,195 Insurance-related liabilities 146 296 439 439 481 947 1,482 645 2,593 7,468 Other liabilities 14,587 2,417 2,006 1,050 761 1,725 1,136 4,660 5,210 33,552 Subordinated notes and debentures – – – – – – 200 11,090 – 11,290 Equity – – – – – – – – 111,383 111,383 Total liabilities and equity $ 271,878 $ 82,396 $ 93,034 $ 84,329 $ 54,121 $ 67,782 $ 127,019 $ 67,356 $ 1,069,613 $ 1,917,528 Off-balance Credit and liquidity commitments 6,7 $ 19,249 $ 22,494 $ 22,536 $ 19,326 $ 18,060 $ 41,357 $ 140,699 $ 4,882 $ 1,461 $ 290,064 Other commitments 8 87 208 177 234 205 549 1,316 365 7 3,148 Unconsolidated structured entity commitments – 126 18 204 – 1,233 510 – – 2,091 Total off-balance $ 19,336 $ 22,828 $ 22,731 $ 19,764 $ 18,265 $ 43,139 $ 142,525 $ 5,247 $ 1,468 $ 295,303 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $34 billion of covered bonds with remaining contractual maturities of $2 billion in 1 to 3 months, $5 billion in ‘over 3 months to 6 months’, $1 billion in ‘over 6 months to 9 months’, $5 billion in ‘over 1 to 2 years’, and $21 billion in ‘over 2 to 5 years’. 6 Includes $502 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments.

Nature of Operations

Nature of Operations	9 Months Ended
	Jul. 31, 2023
Nature Of Operations
Nature of Operations	NOTE 1: NATURE OF OPERATIONS CORPORATE INFORMATION The Toronto-Dominion Bank is a bank chartered under the Bank Act (Canada) Bank Act (Canada) BASIS OF PREPARATION The accompanying Interim Consolidated Financial Statements and accounting principles followed by the Bank have been prepared in accordance with International Financial Reporting Standards (IFRS), as issued by the International Accounting Standards Board (IASB), including the accounting requirements of the Office of the Superintendent of Financial Institutions Canada (OSFI). The Interim Consolidated Financial Statements are presented in Canadian dollars, unless otherwise indicated. These Interim Consolidated Financial Statements were prepared on a condensed basis in accordance with International Accounting Standard 34, Interim Financial Reporting The preparation of the Interim Consolidated Financial Statements requires that management make judgments, estimates, and assumptions regarding the reported amount of assets, liabilities, revenue and expenses, and disclosure of contingent assets and liabilities, as further described in Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements and in Note 3 of this report. Accordingly, actual results may differ from estimated amounts as future confirming events occur. The Bank’s Interim Consolidated Financial Statements have been prepared using uniform accounting policies for like transactions and events in similar circumstances. All intercompany transactions, balances, and unrealized gains and losses on transactions are eliminated on consolidation. The Interim Consolidated Financial Statements for the three and nine months ended July 31, 2023, were approved and authorized for issue by the Bank’s Board of Directors, in accordance with a recommendation of the Audit Committee, on August 23, 2023. As the Interim Consolidated Financial Statements do not include all of the disclosures normally provided in the Annual Consolidated Financial Statements, they should be read in conjunction with the Bank’s 2022 Annual Consolidated Financial Statements and the accompanying Notes, and the shaded sections of the 2022 Management’s Discussion and Analysis (MD&A). The risk management policies and procedures of the Bank are provided in the MD&A. The shaded sections of the “Managing Risk” section of the MD&A in this report, relating to market, liquidity, and insurance risks, are an integral part of these Interim Consolidated Financial Statements, as permitted by IFRS.

Current And Future Changes In A

Current And Future Changes In Accounting Policies	9 Months Ended
	Jul. 31, 2023
Disclosure of detailed information about financial instruments [abstract]
Current And Future Changes In Accounting Policies	NOTE 2: CURRENT AND FUTURE CHANGES IN ACCOUNTING POLICIES CURRENT CHANGES IN ACCOUNTING POLICIES There were no new accounting policies that have been adopted by the Bank for the three and nine months ended July 31, 2023. FUTURE CHANGES IN ACCOUNTING POLICIES The following standard has been issued, but is not yet effective on the date of issuance of the Bank’s Interim Consolidated Financial Statements. Insurance Contracts The IASB issued IFRS 17, Insurance Contracts Insurance Contracts The standard is effective for annual reporting periods beginning on or after January 1, 2023, which will be November 1, 2023, for the Bank. OSFI’s related Advisory precludes early adoption. The Bank will apply the standard retrospectively with restatement of comparatives, where it will recognize the cumulative effect of adopting the standard as an adjustment to the opening retained earnings balance as of November 1, 2022. The Bank is progressing with its adoption of IFRS 17 initiative which is supported by a robust governance structure. The Executive Steering Committee includes representation from the Insurance business, Finance, Actuaries, Risk, Technology, and project management teams. Updates are also provided to the TD insurance subsidiary boards, Risk Committee, and Audit Committee of the Bank.

Significant Accounting Judgment

Significant Accounting Judgments, Estimates, and Assumptions	9 Months Ended
	Jul. 31, 2023
Significant Accounting Judgments Estimates And Assumptions
Significant Accounting Judgments, Estimates, and Assumptions	NOTE 3: SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES, AND ASSUMPTIONS The estimates used in the Bank’s accounting policies are essential to understanding its results of operations and financial condition. Some of the Bank’s policies require subjective, complex judgments and estimates as they relate to matters that are inherently uncertain. Changes in these judgments or estimates and changes to accounting standards and policies could have a materially adverse impact on the Bank’s Interim Consolidated Financial Statements. The Bank has established procedures to ensure that accounting policies are applied consistently and that the processes for changing methodologies, determining estimates, and adopting new accounting standards are well-controlled and occur in an appropriate and systematic manner. Refer to Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for a description of significant accounting judgments, estimates, and assumptions. Impairment – Expected Credit Loss Model The expected credit loss (ECL) model requires the application of estimates and judgment in the assessment of the current and forward-looking economic environment. There remains elevated economic uncertainty, and management continues to exercise expert credit judgment in assessing if an exposure has experienced significant increase in credit risk since initial recognition and in determining the amount of ECLs at each reporting date. To the extent that certain effects are not fully incorporated into the model calculations, temporary quantitative and qualitative adjustments have been applied. Interest Rate Benchmark Reform Various interest rates and other indices that are deemed to be “benchmarks” (including Interbank Offered Rate (IBOR) benchmarks such as the London Interbank Offered Rate (LIBOR) and the Canadian Dollar Offered Rate (CDOR)) have been, and continue to be, the subject of international regulatory guidance and proposals for reform. As a result of the global benchmark reform initiative, efforts to transition away from IBORs to alternative reference rates (ARR) have either concluded or have been continuing in various jurisdictions. Following previous announcements by various regulators, the publication has ceased for all sterling, Japanese yen, Swiss franc, and euro LIBOR settings, as well as the one-week two-month Six-month (one-month, two-month, The Bank has incorporated these developments into its benchmark rate reform plan. To ensure an orderly transition, the Bank continues to monitor developments and incorporate global working groups’ and regulators’ best practice guidance on transition activities. These activities include, but are not limited to, making available new products referencing ARRs, preparing to cease the issuance of the residual CDOR-based financial instruments, transitioning legacy contracts by incorporating appropriate fallback language, and preparing for overall operational readiness. The Bank continues to make progress on its CDOR transition plan. There were no significant changes to the Bank’s transition risk with respect to the remaining CDOR exposures since October 31, 2022. For further details regarding interest rate benchmark reform, refer to Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Jul. 31, 2023
Fair Value Measurements
Fair Value Measurements	NOTE 4: FAIR VALUE MEASUREMENTS There have been no significant changes to the Bank’s approach and methodologies used to determine fair value measurements for the three and nine months ended July 31, 2023. (a) FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES NOT CARRIED AT FAIR VALUE The following table reflects the fair value of the Bank’s financial assets and liabilities not carried at fair value. Financial Assets and Liabilities not carried at Fair Value 1 (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Carrying value Fair value Carrying value Fair value FINANCIAL ASSETS Debt securities at amortized cost, net of allowance for credit losses Government and government-related securities $ 230,507 $ 222,322 $ 256,362 $ 244,523 Other debt securities 73,948 70,969 86,412 81,913 Total debt securities at amortized cost, net of allowance for credit losses 304,455 293,291 342,774 326,436 Total loans, net of allowance for loan losses 867,802 851,389 831,043 810,912 Total financial assets not carried at fair value $ 1,172,257 $ 1,144,680 $ 1,173,817 $ 1,137,348 FINANCIAL LIABILITIES Deposits $ 1,159,499 $ 1,151,101 $ 1,229,970 $ 1,218,552 Securitization liabilities at amortized cost 14,336 13,706 15,072 14,366 Subordinated notes and debentures 11,267 11,044 11,290 10,853 Total financial liabilities not carried at fair value $ 1,185,102 $ 1,175,851 $ 1,256,332 $ 1,243,771 1 This table excludes financial assets and liabilities where the carrying value approximates their fair value. (b) FAIR VALUE HIERARCHY The following table presents the levels within the fair value hierarchy for each of the assets and liabilities measured at fair value on a recurring basis as at July 31, 2023 and October 31, 2022. Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total FINANCIAL ASSETS AND COMMODITIES Trading loans, securities, and other 1 Government and government-related securities Canadian government debt Federal $ 128 $ 7,393 $ – $ 7,521 $ 620 $ 9,042 $ – $ 9,662 Provinces – 7,908 – 7,908 – 7,706 – 7,706 U.S. federal, state, municipal governments, and agencies debt 2 23,083 – 23,085 2 23,466 – 23,468 Other OECD 2 – 9,106 – 9,106 – 8,341 – 8,341 Mortgage-backed securities – 1,896 – 1,896 – 2,109 – 2,109 Other debt securities Canadian issuers – 6,438 1 6,439 – 6,604 – 6,604 Other issuers – 12,402 88 12,490 – 12,344 49 12,393 Equity securities 63,044 37 8 63,089 44,424 32 – 44,456 Trading loans – 16,534 – 16,534 – 11,749 – 11,749 Commodities 9,785 749 – 10,534 16,084 1,149 – 17,233 Retained interests – 3 – 3 – 5 – 5 72,959 85,549 97 158,605 61,130 82,547 49 143,726 Non-trading Securities 306 2,914 983 4,203 228 6,608 845 7,681 Loans – 3,666 – 3,666 – 3,265 – 3,265 306 6,580 983 7,869 228 9,873 845 10,946 Derivatives Interest rate contracts 131 20,102 – 20,233 167 23,699 – 23,866 Foreign exchange contracts 22 44,006 1 44,029 35 72,006 5 72,046 Credit contracts – 61 – 61 – 56 – 56 Equity contracts 42 4,596 – 4,638 4 4,303 – 4,307 Commodity contracts 354 1,753 13 2,120 634 2,919 45 3,598 549 70,518 14 71,081 840 102,983 50 103,873 Financial assets designated at fair value through profit or loss Securities 1 – 5,440 – 5,440 – 5,039 – 5,039 – 5,440 – 5,440 – 5,039 – 5,039 Financial assets at fair value through other comprehensive income Government and government-related securities Canadian government debt Federal – 18,520 – 18,520 – 16,368 – 16,368 Provinces – 20,383 – 20,383 – 20,240 – 20,240 U.S. federal, state, municipal governments, and agencies debt – 10,503 – 10,503 – 11,559 – 11,559 Other OECD government-guaranteed debt – 1,476 – 1,476 – 1,682 – 1,682 Mortgage-backed securities – 2,047 – 2,047 – 1,033 – 1,033 Other debt securities Asset-backed securities – 3,975 – 3,975 – 4,440 – 4,440 Corporate and other debt – 8,281 59 8,340 – 8,621 60 8,681 Equity securities 1,264 1 2,249 3,514 840 2 2,477 3,319 Loans – 961 – 961 – 2,353 – 2,353 1,264 66,147 2,308 69,719 840 66,298 2,537 69,675 Securities purchased under reverse repurchase agreements – 8,358 – 8,358 – 7,450 – 7,450 FINANCIAL LIABILITIES Trading deposits – 27,526 795 28,321 – 23,389 416 23,805 Derivatives Interest rate contracts 127 18,822 142 19,091 112 19,010 156 19,278 Foreign exchange contracts 30 35,335 2 35,367 23 62,378 1 62,402 Credit contracts – 241 – 241 – 152 – 152 Equity contracts – 6,311 47 6,358 – 5,804 59 5,863 Commodity contracts 217 1,857 10 2,084 234 3,186 18 3,438 374 62,566 201 63,141 369 90,530 234 91,133 Securitization liabilities at fair value – 13,597 – 13,597 – 12,612 – 12,612 Financial liabilities designated at fair value through profit or loss – 183,080 107 183,187 – 162,742 44 162,786 Obligations related to securities sold short 1 1,662 43,492 – 45,154 2,909 42,596 – 45,505 Obligations related to securities sold under repurchase agreements – 3,934 – 3,934 – 9,509 – 9,509 1 Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but not yet purchased (short positions). 2 Organisation for Economic Co-operation (c) TRANSFERS BETWEEN FAIR VALUE HIERARCHY LEVELS FOR ASSETS AND LIABILITIES MEASURED AT FAIR VALUE ON A RECURRING BASIS The Bank’s policy is to record transfers of assets and liabilities between the different levels of the fair value hierarchy using the fair values as at the end of each reporting period. There were no significant transfers between Level 1 and Level 2 during the three and nine months ended July 31, 2023 and July 31, 2022. There were no significant transfers between Level 2 and Level 3 during the three and nine months ended July 31, 2023 and July 31, 2022. There were no significant changes to the unobservable inputs and sensitivities for assets and liabilities classified as Level 3 during the three and nine months ended July 31, 2023 and July 31, 2022. (d) RECONCILIATION OF CHANGES IN FAIR VALUE FOR LEVEL 3 ASSETS AND LIABILITIES The following tables reconcile changes in fair value of all assets and liabilities measured at fair value using significant Level 3 unobservable inputs for the three and nine months ended July 31, 2023 and July 31, 2022. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at May 1 2023 Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 5 Included in income 1 Included 2,3 Purchases/ Issuances Sales/ 4 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 22 $ – $ – $ 26 $ (13 ) $ 54 $ – $ 89 $ (5 ) Equity securities 30 2 – – (24 ) – – 8 – 52 2 – 26 (37 ) 54 – 97 (5 ) Non-trading Securities 1,001 (52 ) – 37 (3 ) – – 983 (20 ) Loans – – – – – – – – – 1,001 (52 ) – 37 (3 ) – – 983 (20 ) Financial assets at fair value through other comprehensive income Other debt securities 61 – 2 – (4 ) – – 59 – Equity securities 3,685 – (295 ) 3 (1,144 ) – – 2,249 (6 ) $ 3,746 $ – $ (293 ) $ 3 $ (1,148 ) $ – $ – $ 2,308 $ (6 ) FINANCIAL LIABILITIES Trading deposits 6 $ (592 ) $ (9 ) $ – $ (211 ) $ 8 $ (1 ) $ 10 $ (795 ) $ (4 ) Derivatives 7 Interest rate contracts (169 ) 14 – – 13 – – (142 ) 34 Foreign exchange contracts 1 (2 ) – – – (1 ) 1 (1 ) (1 ) Equity contracts (27 ) 2 – – (10 ) – (12 ) (47 ) (1 ) Commodity contracts (2 ) (8 ) – – 13 – – 3 1 (197 ) 6 – – 16 (1 ) (11 ) (187 ) 33 Financial liabilities designated at fair value through profit or loss (49 ) (166 ) – (202 ) 310 – – (107 ) (167 ) Obligations related to securities sold short – – – – – – – – – Fair value as at November 1 Total realized and unrealized gains (losses) Movements Transfers Fair value as at 2023 Change in gains (losses) on instruments still held 5 Included in income 1 Included 3 Purchases/ Sales/ 4 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 49 $ 6 $ – $ 49 $ (72 ) $ 89 $ (32 ) $ 89 $ (28 ) Equity securities – (2 ) – 39 (29 ) – – 8 – 49 4 – 88 (101 ) 89 (32 ) 97 (28 ) Non-trading Securities 845 31 – 158 (51 ) – – 983 21 Loans – – – – – – – – – 845 31 – 158 (51 ) – – 983 21 Financial assets at fair value through other comprehensive income Other debt securities 60 – (6 ) 21 (16 ) – – 59 – Equity securities 2,477 – (506 ) 2,096 (1,818 ) – – 2,249 (8 ) $ 2,537 $ – $ (512 ) $ 2,117 $ (1,834 ) $ – $ – $ 2,308 $ (8 ) FINANCIAL LIABILITIES Trading deposits 6 $ (416 ) $ (38 ) $ – $ (359 ) $ 16 $ (10 ) $ 12 $ (795 ) $ (28 ) Derivatives 7 Interest rate contracts (156 ) (16 ) – – 30 – – (142 ) 28 Foreign exchange contracts 4 (6 ) – – – (1 ) 2 (1 ) (1 ) Equity contracts (59 ) 45 – 26 (17 ) (2 ) (40 ) (47 ) 10 Commodity contracts 27 32 – – (56 ) – – 3 (1 ) (184 ) 55 – 26 (43 ) (3 ) (38 ) (187 ) 36 Financial liabilities designated at fair value through profit or loss (44 ) (96 ) – (389 ) 422 – – (107 ) (95 ) Obligations related to securities sold short – – – – – – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Other comprehensive income. 3 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at fair value through other comprehensive income (FVOCI). Refer to Note 5 for further details. 4 Includes foreign exchange. 5 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive income (AOCI). 6 Issuances and repurchases of trading deposits are reported on a gross basis. 7 Consists of derivative assets of $14 million (May 1, 2023/April 30, 2023 – $20 million; October 31, 2022/November 1, 2022 – $50 million) and derivative liabilities of $201 million (May 1, 2023/April 30, 2023 – $217 million; October 31, 2022/November 1, 2022 – $234 million) which have been netted in this table for presentation purposes only. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at May 1 2022 Total realized and unrealized gains (losses) Movements Transfers Fair value as at July 31 Change in unrealized gains (losses) on instruments 4 Included 1 Included 2 Purchases/ Sales/ 3 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 14 $ 1 $ – $ 1 $ (8 ) $ – $ (2 ) $ 6 $ (2 ) Other debt securities 27 – – – (27 ) – – – – 41 1 – 1 (35 ) – (2 ) 6 (2 ) Non-trading Securities 858 32 (2 ) 44 (21 ) – – 911 18 Loans 3 – – – (3 ) – – – – 861 32 (2 ) 44 (24 ) – – 911 18 Financial assets at fair value through other comprehensive income Other debt securities 59 – (3 ) – (3 ) – – 53 (1 ) Equity securities 2,290 – 26 3 16 – – 2,335 24 $ 2,349 $ – $ 23 $ 3 $ 13 $ – $ – $ 2,388 $ 23 FINANCIAL LIABILITIES Trading deposits 5 $ (246 ) $ 12 $ – $ (76 ) $ 1 $ – $ 7 $ (302 ) $ 12 Derivatives 6 Interest rate contracts (96 ) (61 ) – – (1 ) – – (158 ) (62 ) Foreign exchange contracts (1 ) 1 – – – – – – – Equity contracts (93 ) 49 – – 1 2 (2 ) (43 ) 49 Commodity contracts 72 3 – – (23 ) – – 52 (2 ) (118 ) (8 ) – – (23 ) 2 (2 ) (149 ) (15 ) Financial liabilities designated at fair value through profit or loss (162 ) 23 – (92 ) 221 – – (10 ) 23 Obligations related to securities sold short – – – – – – – – – Fair Total realized and unrealized gains (losses) Movements Transfers Fair value as at July 31 Change in unrealized gains (losses) on instruments 4 Included 1 Included 2 Purchases/ Sales/ 3 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 6 $ 1 $ – $ 3 $ (13 ) $ 11 $ (2 ) $ 6 $ (3 ) Other debt securities 33 – – 27 (60 ) – – – – 39 1 – 30 (73 ) 11 (2 ) 6 (3 ) Non-trading Securities 760 60 (2 ) 166 (69 ) – (4 ) 911 12 Loans 3 – – – (3 ) – – – – 763 60 (2 ) 166 (72 ) – (4 ) 911 12 Financial assets at fair value through other comprehensive income Other debt securities 64 – (4 ) – (7 ) – – 53 (1 ) Equity securities 1,609 – 56 640 30 – – 2,335 48 $ 1,673 $ – $ 52 $ 640 $ 23 $ – $ – $ 2,388 $ 47 FINANCIAL LIABILITIES Trading deposits 5 $ (141 ) $ 17 $ – $ (185 ) $ 1 $ (10 ) $ 16 $ (302 ) $ 11 Derivatives 6 Interest rate contracts (88 ) (87 ) – – (1 ) – 18 (158 ) (60 ) Foreign exchange contracts 7 (7 ) – – – – – – (1 ) Equity contracts (82 ) 10 – – – 3 26 (43 ) 36 Commodity contracts 31 69 – – (48 ) – – 52 41 (132 ) (15 ) – – (49 ) 3 44 (149 ) 16 Financial liabilities designated at fair value through profit or loss (76 ) (154 ) – (267 ) 487 – – (10 ) (154 ) Obligations related to securities sold short (9 ) – – – 9 – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. 3 Includes foreign exchange. 4 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. 5 Issuances and repurchases of trading deposits are reported on a gross basis. 6 Consists of derivative assets of $73 million (May 1, 2022/April 30, 2022 – $90 million; October 31, 2021/November 1, 2021 – $47 million) and derivative liabilities of $222 million (May 1, 2022/April 30, 2022 – $208 million; October 31, 2021/November 1, 2021 – $179 million) which have been netted in this table for presentation purposes only.

Securities

Securities	9 Months Ended
	Jul. 31, 2023
Disclosure of detailed information about financial instruments [abstract]
Securities	NOTE 5: SECURITIES (a) UNREALIZED SECURITIES GAINS (LOSSES) The following table summarizes the unrealized gains and losses as at July 31, 2023 and October 31, 2022. Unrealized Gains (Losses) for Securities at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Cost/ 1 Gross Gross Fair Cost/ 1 Gross Gross Fair value Government and government-related securities Canadian government debt Federal $ 18,514 $ 108 $ (102 ) $ 18,520 $ 16,420 $ 69 $ (121 ) $ 16,368 Provinces 20,290 181 (88 ) 20,383 20,279 99 (138 ) 20,240 U.S. federal, state, municipal governments, and agencies debt 10,717 23 (237 ) 10,503 11,855 22 (318 ) 11,559 Other OECD government-guaranteed debt 1,498 2 (24 ) 1,476 1,715 1 (34 ) 1,682 Mortgage-backed securities 2,079 – (32 ) 2,047 1,035 1 (3 ) 1,033 53,098 314 (483 ) 52,929 51,304 192 (614 ) 50,882 Other debt securities Asset-backed securities 4,018 – (43 ) 3,975 4,511 – (71 ) 4,440 Corporate and other debt 8,382 56 (98 ) 8,340 8,820 23 (162 ) 8,681 12,400 56 (141 ) 12,315 13,331 23 (233 ) 13,121 Total debt securities 65,498 370 (624 ) 65,244 64,635 215 (847 ) 64,003 Equity securities Common shares 3,001 158 (75 ) 3,084 2,191 63 (33 ) 2,221 Preferred shares 562 4 (136 ) 430 1,100 71 (73 ) 1,098 3,563 162 (211 ) 3,514 3,291 134 (106 ) 3,319 Total securities at fair value through other comprehensive income $ 69,061 $ 532 $ (835 ) $ 68,758 $ 67,926 $ 349 $ (953 ) $ 67,322 1 Includes the foreign exchange translation of amortized cost balances at the period-end (b) EQUITY SECURITIES DESIGNATED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME The Bank designated certain equity securities at FVOCI. The following table summarizes the fair value of equity securities designated at FVOCI as at July 31, 2023 and October 31, 2022, and dividend income recognized on these securities for the three and nine months ended July 31, 2023 and July 31, 2022. Equity Securities Designated at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at For the three months ended For the nine months ended July 31, 2023 October 31, 2022 July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Fair value Dividend income recognized Dividend income recognized Common shares $ 3,084 $ 2,221 $ 39 $ 51 $ 100 $ 136 Preferred shares 430 1,098 35 5 99 16 Total $ 3,514 $ 3,319 $ 74 $ 56 $ 199 $ 152 The Bank disposed of certain equity securities in line with the Bank’s investment strategy and disposed of FHLB stocks in accordance with FHLB member stockholding requirements, as follows: Equity Securities Net Realized Gains (Losses) (millions of Canadian dollars) For the three months ended For the nine months ended July 31 July 31 July 31 July 31 Equity Securities Fair value $ 38 $ 1,281 $ 204 $ 1,340 Cumulative realized gain/(loss) – 270 (8 ) 265 FHLB Stock Fair value 717 16 1,354 48 Cumulative realized gain/(loss) – – – – (c) DEBT SECURITIES NET REALIZED GAINS (LOSSES) The following table summarizes the net realized gains and losses for the three and nine months ended July 31, 2023 and July 31, 2022, which are included in Other income (loss) on the Interim Consolidated Statement of Income. Debt Securities Net Realized Gains (Losses) (millions of Canadian dollars) For the three months ended For the nine months ended July 31 July 31 July 31 July 31 Debt securities at amortized cost $ (22 ) $ 47 $ (58 ) $ 47 Debt securities at fair value through other comprehensive income (4 ) (5 ) 10 5 Total $ (26 ) $ 42 $ (48 ) $ 52 (d) CREDIT QUALITY OF DEBT SECURITIES The Bank evaluates non-retail non-retail The following table provides the gross carrying amounts of debt securities measured at amortized cost and debt securities at FVOCI by internal risk ratings for credit risk management purposes, presenting separately those debt securities that are subject to Stage 1, Stage 2, and Stage 3 allowances. Refer to the “Allowance for Credit Losses” table in Note 6 for details regarding the allowance and provision for credit losses on debt securities. Debt Securities by Risk Ratings (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Debt securities 1 Investment grade $ 369,182 $ – $ n/a 2 $ 369,182 $ 404,620 $ – $ n/a $ 404,620 Non-investment 401 87 n/a 488 1,964 155 n/a 2,119 Watch and classified n/a 30 n/a 30 n/a 39 n/a 39 Default n/a n/a – – n/a n/a – – Total debt securities 369,583 117 – 369,700 406,584 194 – 406,778 Allowance for credit losses on debt securities at amortized cost 1 – – 1 1 – – 1 Total debt securities, net of allowance $ 369,582 $ 117 $ – $ 369,699 $ 406,583 $ 194 $ – $ 406,777 1 Includes debt securities backed by government-guaranteed loans of $105 million (October 31, 2022 – $192 million), which are reported in Non-investment 2 Not applicable. As at July 31, 2023, total debt securities, net of allowance, in the table above, include debt securities measured at amortized cost, net of allowance, of $304,455 million (October 31, 2022 – $342,774 million), and debt securities measured at FVOCI of $65,244 million (October 31, 2022 – $64,003 million). The difference between probability-weighted ECLs and base ECLs on debt securities at FVOCI and at amortized cost as at

Loans, Impaired Loans, and Allo

Loans, Impaired Loans, and Allowance for Credit Losses	9 Months Ended
	Jul. 31, 2023
Disclosure of detailed information about financial instruments [abstract]
Loans, Impaired Loans, and Allowance for Credit Losses	NOTE 6: LOANS, IMPAIRED LOANS, AND ALLOWANCE FOR CREDIT LOSSES (a) LOANS AND ACCEPTANCES The following table provides details regarding the Bank’s loans and acceptances as at July 31, 2023 and October 31, 2022. Loans and Acceptances (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Residential mortgages $ 309,689 $ 293,924 Consumer instalment and other personal 211,700 206,152 Credit card 37,719 36,010 Business and government 315,478 301,389 874,586 837,475 Customers’ liability under acceptances 19,614 19,733 Loans at FVOCI (Note 4) 961 2,353 Total loans and acceptances 895,161 859,561 Total allowance for loan losses 6,784 6,432 Total loans and acceptances, net of allowance $ 888,377 $ 853,129 Business and government loans (including loans at FVOCI) and customers’ liability under acceptances are grouped together as reflected below for presentation in the “Loans and Acceptances by Risk Ratings” table. Loans and Acceptances – Business and Government (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Loans at amortized cost $ 315,478 $ 301,389 Customers’ liability under acceptances 19,614 19,733 Loans at FVOCI (Note 4) 961 2,353 Loans and acceptances 336,053 323,475 Allowance for loan and acceptances losses 2,888 2,739 Loans and acceptances, net of allowance $ 333,165 $ 320,736 (b) CREDIT QUALITY OF LOANS In the retail portfolio, including individuals and small businesses, the Bank manages exposures on a pooled basis, using predictive credit scoring techniques. For non-retail 21-point non-retail The following table provides the gross carrying amounts of loans, acceptances and credit risk exposures on loan commitments and financial guarantee contracts by internal risk ratings for credit risk management purposes, presenting separately those that are subject to Stage 1, Stage 2, and Stage 3 allowances. Loans and Acceptances by Risk Ratings (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential mortgages 1,2,3 Low Risk $ 229,627 $ 94 $ n/a $ 229,721 $ 208,450 $ 59 $ n/a $ 208,509 Normal Risk 56,298 12,767 n/a 69,065 67,280 6,767 n/a 74,047 Medium Risk 388 7,700 n/a 8,088 418 8,132 n/a 8,550 High Risk 16 2,125 314 2,455 10 2,096 350 2,456 Default n/a n/a 360 360 n/a n/a 362 362 Total loans 286,329 22,686 674 309,689 276,158 17,054 712 293,924 Allowance for loan losses 159 163 56 378 127 140 56 323 Loans, net of allowance 286,170 22,523 618 309,311 276,031 16,914 656 293,601 Consumer instalment and other personal 4 Low Risk 103,800 2,060 n/a 105,860 92,653 2,127 n/a 94,780 Normal Risk 53,297 14,162 n/a 67,459 61,508 13,799 n/a 75,307 Medium Risk 23,910 5,307 n/a 29,217 21,990 6,350 n/a 28,340 High Risk 3,322 5,078 307 8,707 2,202 4,793 335 7,330 Default n/a n/a 457 457 n/a n/a 395 395 Total loans 184,329 26,607 764 211,700 178,353 27,069 730 206,152 Allowance for loan losses 654 876 177 1,707 619 850 154 1,623 Loans, net of allowance 183,675 25,731 587 209,993 177,734 26,219 576 204,529 Credit card Low Risk 6,669 11 n/a 6,680 6,532 11 n/a 6,543 Normal Risk 10,771 129 n/a 10,900 10,760 137 n/a 10,897 Medium Risk 11,852 1,264 n/a 13,116 10,794 1,184 n/a 11,978 High Risk 2,492 4,109 327 6,928 2,590 3,653 265 6,508 Default n/a n/a 95 95 n/a n/a 84 84 Total loans 31,784 5,513 422 37,719 30,676 4,985 349 36,010 Allowance for loan losses 687 849 275 1,811 685 855 207 1,747 Loans, net of allowance 31,097 4,664 147 35,908 29,991 4,130 142 34,263 Business and government 1,2,3,5 Investment grade or Low/Normal Risk 154,559 111 n/a 154,670 144,994 596 n/a 145,590 Non-investment 159,902 10,066 n/a 169,968 156,749 10,057 n/a 166,806 Watch and classified or High Risk 555 9,648 78 10,281 507 9,745 83 10,335 Default n/a n/a 1,134 1,134 n/a n/a 744 744 Total loans and acceptances 315,016 19,825 1,212 336,053 302,250 20,398 827 323,475 Allowance for loan and acceptances losses 1,118 1,291 479 2,888 1,091 1,304 344 2,739 Loans and acceptances, net of allowance 313,898 18,534 733 333,165 301,159 19,094 483 320,736 Total loans and acceptances 6 817,458 74,631 3,072 895,161 787,437 69,506 2,618 859,561 Total allowance for loan losses 6,7 2,618 3,179 987 6,784 2,522 3,149 761 6,432 Total loans and acceptances, net of allowance 6 $ 814,840 $ 71,452 $ 2,085 $ 888,377 $ 784,915 $ 66,357 $ 1,857 $ 853,129 1 Includes impaired loans with a balance of $139 million (October 31, 2022 – $110 million) which did not have a related allowance for loan losses as the realizable value of the collateral exceeded the loan amount. 2 Excludes trading loans and non-trading 3 Includes insured mortgages of $75 billion (October 31, 2022 – $77 billion). 4 Includes Canadian government-insured real estate personal loans of $7 billion (October 31, 2022 – $9 billion). 5 Includes loans guaranteed by government agencies of $26 billion (October 31, 2022 – $28 billion), which are primarily reported in Non-investment 6 Stage 3 includes acquired credit-impaired (ACI) loans of $92 million (October 31, 2022 – $115 million) and a related allowance for loan losses of $3 million (October 31, 2022 – $4 million), which have been included in the “Default” risk rating category as they were impaired at acquisition. 7 Includes allowance for loan losses related to loans that are measured at FVOCI of nil (October 31, 2022 – nil). Loans and Acceptances by Risk Ratings – Off-Balance Sheet Credit Instruments 1 (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Retail Exposures 2 Low Risk $ 255,699 $ 868 $ n/a $ 256,567 $ 240,203 $ 1,174 $ n/a $ 241,377 Normal Risk 88,641 1,057 n/a 89,698 87,113 1,178 n/a 88,291 Medium Risk 19,992 1,004 n/a 20,996 21,914 1,015 n/a 22,929 High Risk 1,211 1,206 – 2,417 1,272 1,374 – 2,646 Default n/a n/a – – n/a n/a – – Non-Retail 3 Investment grade 246,023 – n/a 246,023 229,592 – n/a 229,592 Non-investment 97,218 3,871 n/a 101,089 84,301 3,642 n/a 87,943 Watch and classified 251 3,076 – 3,327 237 4,265 – 4,502 Default n/a n/a 97 97 n/a n/a 116 116 Total off-balance 709,035 11,082 97 720,214 664,632 12,648 116 677,396 Allowance for off-balance 469 517 2 988 433 495 3 931 Total off-balance $ 708,566 $ 10,565 $ 95 $ 719,226 $ 664,199 $ 12,153 $ 113 $ 676,465 1 Excludes mortgage commitments. 2 Includes $367 billion (October 31, 2022 – $352 billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 3 Includes $59 billion (October 31, 2022 – $51 billion) of the undrawn component of uncommitted credit and liquidity facilities. (c) ALLOWANCE FOR CREDIT LOSSES The following table provides details on the Bank’s allowance for credit losses as at and for the three and nine months ended July 31, 2023 and July 31, 2022, including allowance for off-balance Allowance for Credit Losses (millions of Canadian dollars) Balance at Provision Write-offs, Foreign Balance Balance at Provision Write-offs, Foreign Balance For the three months ended July 31, 2023 July 31, 2022 Residential mortgages $ 334 $ 45 $ (1 ) $ – $ 378 $ 255 $ 3 $ (1 ) $ – $ 257 Consumer instalment and other personal 1,766 246 (199 ) (19 ) 1,794 1,595 111 (134 ) (2 ) 1,570 Credit card 2,480 294 (287 ) (46 ) 2,441 2,213 193 (177 ) (5 ) 2,224 Business and government 3,064 181 (28 ) (58 ) 3,159 2,847 45 (22 ) (6 ) 2,864 Total allowance for loan losses, including off-balance 7,644 766 (515 ) (123 ) 7,772 6,910 352 (334 ) (13 ) 6,915 Debt securities at amortized cost 2 – – (1 ) 1 1 1 – – 2 Debt securities at FVOCI 1 – – – 1 6 (2 ) – – 4 Total allowance for credit losses on debt securities 3 – – (1 ) 2 7 (1 ) – – 6 Total allowance for credit losses $ 7,647 $ 766 $ (515 ) $ (124 ) $ 7,774 $ 6,917 $ 351 $ (334 ) $ (13 ) $ 6,921 Comprising: Allowance for credit losses on loans at amortized cost $ 6,644 $ 6,784 $ 6,076 $ 6,040 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,644 6,784 6,076 6,040 Allowance for off-balance 1,000 988 834 875 Allowance for credit losses on debt securities 3 2 7 6 For the nine months ended July 31, 2023 July 31, 2022 Residential mortgages $ 323 $ 61 $ (5 ) $ (1 ) $ 378 $ 261 $ (5 ) $ (1 ) $ 2 $ 257 Consumer instalment and other personal 1,704 691 (576 ) (25 ) 1,794 1,649 276 (375 ) 20 1,570 Credit card 2,352 958 (815 ) (54 ) 2,441 2,314 344 (484 ) 50 2,224 Business and government 2,984 346 (116 ) (55 ) 3,159 3,022 (162 ) (50 ) 54 2,864 Total allowance for loan losses, including off-balance 7,363 2,056 (1,512 ) (135 ) 7,772 7,246 453 (910 ) 126 6,915 Debt securities at amortized cost 1 – – – 1 2 – – – 2 Debt securities at FVOCI 2 (1 ) – – 1 7 (3 ) – – 4 Total allowance for credit losses on debt securities 3 (1 ) – – 2 9 (3 ) – – 6 Total allowance for credit losses $ 7,366 $ 2,055 $ (1,512 ) $ (135 ) $ 7,774 $ 7,255 $ 450 $ (910 ) $ 126 $ 6,921 Comprising: Allowance for credit losses on loans at amortized cost $ 6,432 $ 6,784 $ 6,390 $ 6,040 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,432 6,784 6,390 6,040 Allowance for off-balance 931 988 856 875 Allowance for credit losses on debt securities 3 2 9 6 (d) ALLOWANCE FOR LOAN LOSSES BY STAGE The following table provides details on the Bank’s allowance for loan losses by stage as at and for the three months ended July 31, 2023 and July 31, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 116 $ 169 $ 49 $ 334 $ 130 $ 75 $ 50 $ 255 Provision for credit losses Transfer to Stage 1 2 41 (40 ) (1 ) – 13 (12 ) (1 ) – Transfer to Stage 2 (5 ) 8 (3 ) – (8 ) 11 (3 ) – Transfer to Stage 3 (1 ) (10 ) 11 – – (3 ) 3 – Net remeasurement due to transfers into stage 3 (7 ) 3 – (4 ) (3 ) 2 – (1 ) New originations or purchases 4 17 n/a n/a 17 13 n/a n/a 13 Net repayments 5 (1 ) – – (1 ) (1 ) (1 ) – (2 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (2 ) (5 ) (3 ) (10 ) (3 ) (3 ) (7 ) (13 ) Changes to risk, parameters, and models 7 2 39 2 43 (21 ) 19 8 6 Disposals – – – – – – – – Write-offs – – (3 ) (3 ) – – (3 ) (3 ) Recoveries – – 2 2 – – 2 2 Foreign exchange and other adjustments (1 ) (1 ) 2 – – – – – Balance at end of period $ 159 $ 163 $ 56 $ 378 $ 120 $ 88 $ 49 $ 257 Consumer Instalment and Other Personal Balance, including off-balance $ 675 $ 921 $ 170 $ 1,766 $ 568 $ 872 $ 155 $ 1,595 Provision for credit losses Transfer to Stage 1 2 167 (166 ) (1 ) – 124 (117 ) (7 ) – Transfer to Stage 2 (47 ) 63 (16 ) – (44 ) 61 (17 ) – Transfer to Stage 3 (2 ) (46 ) 48 – (2 ) (50 ) 52 – Net remeasurement due to transfers into stage 3 (61 ) 53 2 (6 ) (29 ) 40 2 13 New originations or purchases 4 111 n/a n/a 111 98 n/a n/a 98 Net repayments 5 (21 ) (18 ) (2 ) (41 ) (15 ) (21 ) (4 ) (40 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (21 ) (25 ) (13 ) (59 ) (27 ) (48 ) (14 ) (89 ) Changes to risk, parameters, and models 7 (102 ) 153 190 241 (31 ) 50 110 129 Disposals – – – – – – – – Write-offs – – (275 ) (275 ) – – (212 ) (212 ) Recoveries – – 76 76 – – 78 78 Foreign exchange and other adjustments (8 ) (9 ) (2 ) (19 ) (1 ) – (1 ) (2 ) Balance, including off-balance 691 926 177 1,794 641 787 142 1,570 Less: Allowance for off-balance 8 37 50 – 87 33 41 – 74 Balance at end of period $ 654 $ 876 $ 177 $ 1,707 $ 608 $ 746 $ 142 $ 1,496 Credit Card 9 Balance, including off-balance $ 964 $ 1,235 $ 281 $ 2,480 $ 921 $ 1,117 $ 175 $ 2,213 Provision for credit losses Transfer to Stage 1 2 303 (294 ) (9 ) – 269 (263 ) (6 ) – Transfer to Stage 2 (71 ) 88 (17 ) – (84 ) 96 (12 ) – Transfer to Stage 3 (4 ) (171 ) 175 – (4 ) (156 ) 160 – Net remeasurement due to transfers into stage 3 (131 ) 105 5 (21 ) (75 ) 129 5 59 New originations or purchases 4 47 n/a n/a 47 50 n/a n/a 50 Net repayments 5 (3 ) 1 13 11 (4 ) (2 ) 7 1 Derecognition of financial assets (excluding disposals and write-offs) 6 (11 ) (18 ) (80 ) (109 ) (13 ) (22 ) (48 ) (83 ) Changes to risk, parameters, and models 7 (109 ) 275 200 366 (115 ) 204 77 166 Disposals – – – – – – – – Write-offs – – (360 ) (360 ) – – (246 ) (246 ) Recoveries – – 73 73 – – 69 69 Foreign exchange and other adjustments (18 ) (22 ) (6 ) (46 ) (2 ) (2 ) (1 ) (5 ) Balance, including off-balance 967 1,199 275 2,441 943 1,101 180 2,224 Less: Allowance for off-balance 8 280 350 – 630 257 300 – 557 Balance at end of period $ 687 $ 849 $ 275 $ 1,811 $ 686 $ 801 $ 180 $ 1,667 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,261 $ 1,441 $ 362 $ 3,064 $ 1,126 $ 1,394 $ 327 $ 2,847 Provision for credit losses Transfer to Stage 1 3 71 (71 ) – – 81 (77 ) (4 ) – Transfer to Stage 2 (128 ) 131 (3 ) – (114 ) 117 (3 ) – Transfer to Stage 3 (1 ) (59 ) 60 – (1 ) (30 ) 31 – Net remeasurement due to transfers into stage 3 (21 ) 27 1 7 (19 ) 34 – 15 New originations or purchases 3 300 n/a n/a 300 335 n/a n/a 335 Net repayments 3 8 (10 ) (16 ) (18 ) 9 (14 ) (15 ) (20 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (173 ) (155 ) (127 ) (455 ) (206 ) (172 ) (108 ) (486 ) Changes to risk, parameters, and models 3 (20 ) 120 247 347 (46 ) 113 134 201 Disposals – – – – – – – – Write-offs – – (49 ) (49 ) – – (37 ) (37 ) Recoveries – – 21 21 – – 15 15 Foreign exchange and other adjustments (27 ) (16 ) (15 ) (58 ) (1 ) (1 ) (4 ) (6 ) Balance, including off-balance 1,270 1,408 481 3,159 1,164 1,364 336 2,864 Less: Allowance for off-balance 4 152 117 2 271 128 113 3 244 Balance at end of period 1,118 1,291 479 2,888 1,036 1,251 333 2,620 Total Allowance, including off-balance 3,087 3,696 989 7,772 2,868 3,340 707 6,915 Less: Total Allowance for off-balance 4 469 517 2 988 418 454 3 875 Total Allowance for Loan Losses at end of period $ 2,618 $ 3,179 $ 987 $ 6,784 $ 2,450 $ 2,886 $ 704 $ 6,040 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance The following table provides details on the Bank’s allowance for loan losses by stage as at and for the nine months ended July 31, 2023 and July 31, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the nine months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 127 $ 140 $ 56 $ 323 $ 35 $ 175 $ 51 $ 261 Provision for credit losses Transfer to Stage 1 2 97 (95 ) (2 ) – 92 (90 ) (2 ) – Transfer to Stage 2 (19 ) 31 (12 ) – (15 ) 23 (8 ) – Transfer to Stage 3 (2 ) (18 ) 20 – – (8 ) 8 – Net remeasurement due to transfers into stage 3 (18 ) 14 – (4 ) (14 ) 7 – (7 ) New originations or purchases 4 33 n/a n/a 33 29 n/a n/a 29 Net repayments 5 (3 ) (2 ) – (5 ) (3 ) (3 ) – (6 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (4 ) (13 ) (9 ) (26 ) (5 ) (14 ) (23 ) (42 ) Changes to risk, parameters, and models 7 (50 ) 107 6 63 – (3 ) 24 21 Disposals – – – – – – – – Write-offs – – (8 ) (8 ) – – (7 ) (7 ) Recoveries – – 3 3 – – 6 6 Foreign exchange and other adjustments (2 ) (1 ) 2 (1 ) 1 1 – 2 Balance at end of period $ 159 $ 163 $ 56 $ 378 $ 120 $ 88 $ 49 $ 257 Consumer Instalment and Other Personal Balance, including off-balance $ 654 $ 896 $ 154 $ 1,704 $ 550 $ 960 $ 139 $ 1,649 Provision for credit losses Transfer to Stage 1 2 473 (469 ) (4 ) – 518 (509 ) (9 ) – Transfer to Stage 2 (147 ) 200 (53 ) – (125 ) 170 (45 ) – Transfer to Stage 3 (6 ) (141 ) 147 – (6 ) (159 ) 165 – Net remeasurement due to transfers into stage 3 (162 ) 156 7 1 (137 ) 126 6 (5 ) New originations or purchases 4 309 n/a n/a 309 219 n/a n/a 219 Net repayments 5 (44 ) (62 ) (8 ) (114 ) (55 ) (59 ) (10 ) (124 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (56 ) (72 ) (30 ) (158 ) (69 ) (138 ) (41 ) (248 ) Changes to risk, parameters, and models 7 (320 ) 430 543 653 (260 ) 382 312 434 Disposals – – – – – – – – Write-offs – – (795 ) (795 ) – – (601 ) (601 ) Recoveries – – 219 219 – – 226 226 Foreign exchange and other adjustments (10 ) (12 ) (3 ) (25 ) 6 14 – 20 Balance, including off-balance 691 926 177 1,794 641 787 142 1,570 Less: Allowance for off-balance 8 37 50 – 87 33 41 – 74 Balance at end of period $ 654 $ 876 $ 177 $ 1,707 $ 608 $ 746 $ 142 $ 1,496 Credit Card 9 Balance, including off-balance $ 954 $ 1,191 $ 207 $ 2,352 $ 878 $ 1,298 $ 138 $ 2,314 Provision for credit losses Transfer to Stage 1 2 872 (852 ) (20 ) – 966 (951 ) (15 ) – Transfer to Stage 2 (233 ) 276 (43 ) – (210 ) 239 (29 ) – Transfer to Stage 3 (14 ) (514 ) 528 – (14 ) (475 ) 489 – Net remeasurement due to transfers into stage 3 (397 ) 353 15 (29 ) (278 ) 314 14 50 New originations or purchases 4 144 n/a n/a 144 159 n/a n/a 159 Net repayments 5 59 2 41 102 (9 ) (2 ) 16 5 Derecognition of financial assets (excluding disposals and write-offs) 6 (33 ) (59 ) (191 ) (283 ) (46 ) (97 ) (120 ) (263 ) Changes to risk, parameters, and models 7 (364 ) 829 559 1,024 (523 ) 749 167 393 Disposals – – – – – – – – Write-offs – – (1,031 ) (1,031 ) – – (708 ) (708 ) Recoveries – – 216 216 – – 224 224 Foreign exchange and other adjustments (21 ) (27 ) (6 ) (54 ) 20 26 4 50 Balance, including off-balance 967 1,199 275 2,441 943 1,101 180 2,224 Less: Allowance for off-balance 8 280 350 – 630 257 300 – 557 Balance at end of period $ 687 $ 849 $ 275 $ 1,811 $ 686 $ 801 $ 180 $ 1,667 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the nine months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,220 $ 1,417 $ 347 $ 2,984 $ 1,186 $ 1,526 $ 310 $ 3,022 Provision for credit losses Transfer to Stage 1 3 293 (291 ) (2 ) – 290 (285 ) (5 ) – Transfer to Stage 2 (411 ) 420 (9 ) – (297 ) 309 (12 ) – Transfer to Stage 3 (10 ) (98 ) 108 – (2 ) (71 ) 73 – Net remeasurement due to transfers into stage 3 (85 ) 78 1 (6 ) (66 ) 65 – (1 ) New originations or purchases 3 897 n/a n/a 897 813 n/a n/a 813 Net repayments 3 40 (49 ) (59 ) (68 ) 26 (47 ) (45 ) (66 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (524 ) (427 ) (366 ) (1,317 ) (562 ) (451 ) (270 ) (1,283 ) Changes to risk, parameters, and models 3 (136 ) 376 600 840 (252 ) 284 343 375 Disposals – – – – – – – – Write-offs – – (157 ) (157 ) – – (91 ) (91 ) Recoveries – – 41 41 – – 41 41 Foreign exchange and other adjustments (14 ) (18 ) (23 ) (55 ) 28 34 (8 ) 54 Balance, including off-balance 1,270 1,408 481 3,159 1,164 1,364 336 2,864 Less: Allowance for off-balance 4 152 117 2 271 128 113 3 244 Balance at end of period 1,118 1,291 479 2,888 1,036 1,251 333 2,620 Total Allowance, including off-balance 3,087 3,696 989 7,772 2,868 3,340 707 6,915 Less: Total Allowance for off-balance 4 469 517 2 988 418 454 3 875 Total Allowance for Loan Losses at end of period $ 2,618 $ 3,179 $ 987 $ 6,784 $ 2,450 $ 2,886 $ 704 $ 6,040 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance The allowance for credit losses on all remaining financial assets is not significant. (e) FORWARD-LOOKING INFORMATION Relevant macroeconomic factors are incorporated in risk parameters as appropriate. Additional risk factors that are industry or segment specific are also incorporated, where relevant. The key macroeconomic variables used in determining ECLs include regional unemployment rates for all retail exposures and regional housing price indices for residential mortgages and home equity lines of credit. For business and government loans, the key macroeconomic variables include gross domestic product (GDP), unemployment rates, interest rates, and credit spreads. Refer to Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for a discussion of how forward-looking information is generated and considered in determining whether there has been a significant increase in credit risk and in measuring ECLs. Macroeconomic Variables Select macroeconomic variables are projected over the forecast period. The following table represents the average values of the macroeconomic variables over the four calendar quarters starting with the current quarter, and the remaining 4-year vailabl Macroeconomic Variables As at July 31, 2023 Base Forecast Upside Scenario Downside Scenario Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Unemployment rate Canada 5.8 % 6.0 % 5.3 % 5.7 % 6.8 % 7.0 % United States 3.9 4.2 3.7 3.9 4.9 5.2 Real GDP Canada 0.9 1.5 1.4 1.6 (0.6 ) 1.7 United States 0.9 1.8 1.6 1.9 (0.6 ) 2.0 Home prices Canada (average existing price) 2 8.3 2.4 10.0 2.5 (5.8 ) 6.5 United States (CoreLogic HPI) 3 (2.9 ) 2.0 1.1 2.2 (12.5 ) 5.0 Central bank policy interest rate Canada 4.88 2.50 5.38 2.58 3.81 1.98 United States 5.38 2.81 5.63 2.83 4.13 2.23 U.S. 10-year 3.57 2.98 3.95 3.08 3.11 2.93 U.S. 10-year (%-pts) 2.10 1.83 1.86 1.79 2.68 2.08 Exchange rate (U.S. dollar/Canadian dollar) $ 0.74 $ 0.79 $ 0.78 $ 0.81 $ 0.71 $ 0.73 1 The numbers represent average values for the quoted periods, and average of year-on-year 2 The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. 3 The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time. (f) SENSITIVITY OF ALLOWANCE FOR CREDIT LOSSES ECLs are sensitive to the inputs used in internally developed models, the macroeconomic variables in the forward-looking forecasts and respective probability weightings in determining the probability-weighted ECLs, and other factors considered when applying expert credit judgment. Changes in these inputs, assumptions, models, and judgments would affect the assessment of significant increase in credit risk and the measurement of ECLs. The following table presents the base ECL scenario compared to the probability-weighted ECLs, with the latter derived from three ECL scenarios for performing loans and off-balance non-linearity Change from Base to Probability-Weighted (millions of Canadian dollars, except as noted) As at July 31, 2023 October 31, 2022 Probability-weighted $ 6,783 $ 6,599 Base ECLs 6,352 6,095 Difference – in amount $ 431 $ 504 Difference – in percentage 6.8 % 8.3 % ECLs for performing loans and off-balance off-balance twelve-month Incremental Lifetime ECLs Impact (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Probability-weighted $ 6,783 $ 6,599 All performing loans and off-balance 12-month 4,995 4,819 Incremental lifetime ECLs impact $ 1,788 $ 1,780 (g) FORECLOSED ASSETS Foreclosed assets are repossessed non-financial (h) LOANS PAST DUE BUT NOT IMPAIRED A loan is classified as past due when a borrower has failed to make a payment by the contractual due date. The following table summarizes loans that are past due but not impaired. Loans less than 31 days contractually past due are excluded as they do not generally reflect a borrower’s ability to meet their payment obligations. Loans Past Due but not Impaired 1 (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 31-60 days 61-89 days Total 31-60 days 61-89 days Total Residential mortgages $ 262 $ 71 $ 333 $ 230 $ 69 $ 299 Consumer instalment and other personal 773 252 1,025 668 204 872 Credit card 306 210 516 271 172 443 Business and government 417 131 548 654 162 816 Total $ 1,758 $ 664 $ 2,422 $ 1,823 $ 607 $ 2,430 1 Includes loans that are measured at FVOCI.

Investment in Associates and Jo

Investment in Associates and Joint Ventures	9 Months Ended
	Jul. 31, 2023
Investments accounted for using equity method [abstract]
Investment in Associates and Joint Ventures	NOTE 7: INVESTMENT IN ASSOCIATES AND JOINT VENTURES INVESTMENT IN THE CHARLES SCHWAB CORPORATION The Bank has significant influence over The Charles Schwab Corporation (“Schwab”) and the ability to participate in the financial and operating policy-making decisions of Schwab through a combination of the Bank’s ownership, board representation and the insured deposit account agreement between the Bank and Schwab. As such, the Bank accounts for its investment in Schwab using the equity method. The Bank’s share of Schwab’s earnings available to common shareholders is reported with a one-month one-month As at July 31, 2023, the Bank’s reported investment in Schwab was approximately 12.4% (October 31, 2022 – 12.1%), consisting of 9.8% of the outstanding voting common shares and the remainder in non-voting The Bank and Schwab are party to a stockholder agreement (the “Stockholder Agreement”) under which the Bank has the right to designate two members of Schwab’s Board of Directors and has representation on two Board Committees, subject to the Bank meeting certain conditions. The Bank’s designated directors currently are the Bank’s Group President and Chief Executive Officer and the Bank’s Chair of the Board. Under the Stockholder Agreement, the Bank is not permitted to own more than 9.9% voting common shares of Schwab, and the Bank is subject to customary standstill restrictions and, subject to certain exceptions, transfer restrictions. The carrying value of the Bank’s investment in Schwab of $8.8 billion as at July 31, 2023 (October 31, 2022 – $8.1 billion) represents the Bank’s share of Schwab’s stockholders’ equity, adjusted for goodwill, other intangibles, and cumulative translation adjustment. The Bank’s share of net income from its investment in Schwab of $182 million and $708 million during the three and nine months ended July 31, 2023, respectively (three and nine months ended July 31, 2022 – $268 million and $701 million, respectively), reflects net income after adjustments for amortization of certain intangibles net of tax. The following tables represent the gross amount of Schwab’s total assets, liabilities, net revenues, net income available to common stockholders, other comprehensive income (loss), and comprehensive income (loss). Summarized Financial Information (millions of Canadian dollars) As at June 30 2023 September 30 2022 Total assets $ 677,207 $ 797,759 Total liabilities 628,026 746,596 (millions of Canadian dollars) For the three months ended For the nine months ended June 30 2023 June 30 2022 June 30 2023 June 30 2022 Total net revenues $ 6,253 $ 6,501 $ 20,633 $ 18,350 Total net income available to common stockholders 1,575 2,109 6,119 5,554 Total other comprehensive income (loss) (54 ) (6,353 ) 3,277 (21,911 ) Total comprehensive income (loss) 1,521 (4,244 ) 9,396 (16,357 ) IDA Agreement On November 25, 2019, the Bank and Schwab signed an insured deposit account agreement (“2019 Schwab IDA Agreement”), with an initial expiration date of July 1, 2031. Pursuant to the 2019 Schwab IDA Agreement, the Bank made sweep deposit accounts available to clients of Schwab. Starting July 1, 2021, Schwab had the option to reduce the deposits by up to US$ On May 4, 2023, the Bank and Schwab entered into an amended insured deposit account agreement (the “2023 Schwab IDA Agreement”), which replaced the 2019 Schwab IDA Agreement. In comparison to the 2019 Schwab IDA Agreement, the 2023 Schwab IDA Agreement extends the initial expiration date by three years to During the third quarter of 2023, Schwab exercised its option to buy down $3.3 billion (US billion) of fixed rate obligations and paid $ million (US$112 million) in termination fees to the Bank in accordance with the 2023 Schwab IDA Agreement, which is intended to compensate the Bank for losses incurred this quarter from discontinuing certain hedging relationships and lost revenues. The net impact is recorded in net interest income.

Significant Transactions

Significant Transactions	9 Months Ended
	Jul. 31, 2023
Disclosure of detailed information about business combination [abstract]
Significant Transactions	NOTE 8: SIGNIFICANT TRANSACTIONS (a) Acquisition of Cowen Inc. On March 1, 2023, the Bank completed the acquisition of Cowen Inc. (“Cowen”). The acquisition advances the Wholesale Banking segment’s long-term growth strategy in the U.S. and adds complementary products and services to the Bank’s existing businesses. The results of the acquired business have been consolidated by the Bank from the closing date and primarily reported in the Wholesale Banking segment. Consideration included $1,500 million (US$1,100 million) in cash for 100% of Cowen’s common shares outstanding, $253 million (US$186 million) for the settlement of Cowen’s Series A Preferred Stock, and $205 million (US$151 million) related to the replacement of share-based payment awards. The acquisition was accounted for as a business combination under the purchase method. The purchase price allocation can be adjusted during the measurement period, which shall not exceed one year from the acquisition date, to reflect new information obtained about facts and circumstances. The acquisition contributed $10,800 million (US$7,933 million) of assets and $9,884 million (US$7,261 million) of liabilities. The excess of accounting consideration over the fair value of the tangible net assets acquired is allocated to other intangible assets of $298 million (US$219 million) net of taxes, and goodwill of $744 million (US$546 million). Goodwill is not deductible for tax purposes. Since the acquisition date, the contribution of Cowen to the Bank’s revenue and net income was not significant, nor would it have been significant if the acquisition had occurred as of November 1, 2022. The Bank plans to dispose of certain non-core non-core (b) Termination of the Merger Agreement with First Horizon Corporation On May 4, 2023, the Bank and First Horizon Corporation (“First Horizon”) announced their mutual decision to terminate the previously announced merger agreement for the Bank to acquire First Horizon. Under the terms of the termination agreement, the Bank made a $306 million ( million ) In connection with the transaction, the Bank had invested US$ million in non-voting First Horizon preferred stock. During the prior quarter, the Bank recognized a valuation adjustment loss of $199 million (US$147 million) on this investment, recorded in OCI. On June 26, 2023, in accordance with the terms of the preferred share purchase agreement , the preferred stock converted into approximately million common shares of First Horizon, resulting in the Bank recognizing a loss of $166 million (US$126 million) in OCI based on First Horizon’s common share price at the time of conversion . Upon conversion, the losses recognized to date, including the impact of foreign exchange, were reclassified directly to retained earnings. The Bank has elected to record subsequent fair value changes on the common shares in OCI. The Bank had also implemented a strategy to mitigate the impact of interest rate volatility to capital on closing of the acquisition. The Bank determined that the fair value of First Horizon’s fixed rate financial assets and liabilities and certain intangible assets would have been sensitive to interest rate changes. The fair value of net assets would have determined the amount of goodwill to be recognized on closing of the acquisition. Increases in goodwill and intangibles would have negatively impacted capital ratios because they are deducted from capital under OSFI Basel III rules. In order to mitigate this volatility to closing capital, the Bank de-designated certain interest rate swaps hedging fixed income investments in fair value hedge accounting relationships. As a result of the de-designation, mark-to-market gains (losses) on these swaps were recognized in earnings, without any corresponding offset from the previously hedged investments. Such gains (losses) would have mitigated the capital impact from changes in the amount of goodwill recognized on closing of the acquisition. The de-designation also triggered the amortization of the investments’ basis adjustment to net interest income over the remaining expected life of the investments. Prior to the termination of the merger agreement on May 4, 2023 , Following the announcement to terminate the merger agreement, the Bank discontinued this strategy and reinstated hedge accounting on the portfolio of fixed income investments.

Goodwill

Goodwill	9 Months Ended
	Jul. 31, 2023
Intangible assets and goodwill [abstract]
Goodwill	NOTE 9: GOODWILL Goodwill by Segment (millions of Canadian dollars) Canadian U.S. Retail 1 Wealth Wholesale Total Carrying amount of goodwill as at November 1, 2021 $ 900 $ 13,134 $ 1,924 $ 274 $ 16,232 Foreign currency translation adjustments and other 2 1,329 80 13 1,424 Carrying amount of goodwill as at October 31, 2022 2 $ 902 $ 14,463 $ 2,004 $ 287 $ 17,656 Additions – – – 744 744 Foreign currency translation adjustments and other – (477 ) (29 ) (90 ) (596 ) Carrying amount of goodwill as at July 31, 2023 2 $ 902 $ 13,986 $ 1,975 $ 941 $ 17,804 1 Goodwill predominantly relates to U.S. personal and commercial banking. 2 Accumulated impairment as at July 31, 2023 and October 31, 2022 was nil.

Other Assets

Other Assets	9 Months Ended
	Jul. 31, 2023
Other Assets
Other Assets	NOTE 10: OTHER ASSETS Other Assets (millions of Canadian dollars) As at July 31 October 31 Accounts receivable and other items $ 12,723 $ 10,769 Accrued interest 5,111 3,765 Current income tax receivable 3,679 6,031 Defined benefit asset 1,390 1,406 Insurance-related assets, excluding investments 2,126 2,008 Prepaid expenses 1,881 1,323 Total $ 26,910 $ 25,302

Deposits

Deposits	9 Months Ended
	Jul. 31, 2023
Deposits
Deposits	NOTE 11: DEPOSITS Demand deposits are those for which the Bank does not have the right to require notice prior to withdrawal and are in general chequing accounts. Notice deposits are th ose Deposits (millions of Canadian dollars) As at By Type By Country July 31 October 31 Demand Notice Term 1 Canada United States International Total Total Personal $ 17,730 $ 493,386 $ 103,112 $ 316,549 $ 297,679 $ – $ 614,228 $ 660,838 Banks 10,729 555 21,645 17,316 13,862 1,751 32,929 38,263 Business and government 2 126,982 189,486 195,874 357,756 152,121 2,465 512,342 530,869 155,441 683,427 320,631 691,621 463,662 4,216 1,159,499 1,229,970 Trading – – 28,321 19,277 2,934 6,110 28,321 23,805 Designated at fair value through profit or loss 3 – – 182,983 37,934 72,871 72,178 182,983 162,645 Total $ 155,441 $ 683,427 $ 531,935 $ 748,832 $ 539,467 $ 82,504 $ 1,370,803 $ 1,416,420 Non-interest-bearing In domestic offices $ 62,851 $ 76,551 In foreign offices 77,043 91,175 Interest-bearing deposits included above In domestic offices 685,981 686,518 In foreign offices 523,475 552,678 U.S. federal funds deposited 7,893 9,498 Deposits and advances with the Federal Home Loan Bank 13,560 – Total 2,4 $ 1,370,803 $ 1,416,420 1 Includes $99.5 billion (October 31, 2022 – $89.4 billion) of senior debt which is subject to the bank recapitalization “bail-in” non-viable. 2 Includes $45.4 billion relating to covered bondholders (October 31, 2022 – $34 billion). 3 Financial liabilities designated at FVTPL on the Interim Consolidated Balance Sheet also includes $204 million (October 31, 2022 – $140.5 million) of loan commitments and financial guarantees designated at FVTPL. 4 Includes deposits of $751.2 billion (Octo ber

Other Liabilities

Other Liabilities	9 Months Ended
	Jul. 31, 2023
Disclosure of financial liabilities [abstract]
Other Liabilities	NOTE 12: OTHER LIABILITIES Other Liabilities (millions of Canadian dollars) As at July 31 October 31 Accounts payable, accrued expenses, and other items $ 6,989 $ 5,040 Accrued interest 3,731 1,870 Accrued salaries and employee benefits 4,360 4,100 Cheques and other items in transit 3,173 2,116 Current income tax payable 177 151 Deferred tax liabilities 190 236 Defined benefit liability 1,305 1,286 Lease liabilities 4,972 5,313 Liabilities related to structured entities 16,808 12,120 Provisions (Note 18) 3,057 1,320 Total $ 44,762 $ 33,552

Equity

Equity	9 Months Ended
	Jul. 31, 2023
Disclosure of classes of share capital [abstract]
Equity	NOTE 13: EQUITY The following table summarizes the changes to the shares and other equity instruments issued and outstanding, and treasury instruments held as at and for the three and nine months ended July 31, 2023 and July 31, 2022. Shares and Other Equity Instruments Issued and Outstanding and Treasury Instruments Held (millions of shares or other equity instruments and millions of For the three months ended For the nine months ended July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Number Amount Number Amount Number Amount Number Amount Common Shares Balance as at beginning of period 1,839.6 $ 25,852 1,806.7 $ 23,127 1,821.7 $ 24,363 1,823.9 $ 23,066 Proceeds from shares issued on exercise of stock options 0.1 6 0.1 7 1.2 77 1.4 97 Shares issued as a result of dividend reinvestment plan 2.1 175 7.5 610 18.9 1,593 10.0 846 Purchase of shares for cancellation and other (14.3 ) (200 ) – – (14.3 ) (200 ) (21.0 ) (265 ) Balance as at end of period – common shares 1,827.5 $ 25,833 1,814.3 $ 23,744 1,827.5 $ 25,833 1,814.3 $ 23,744 Preferred Shares and Other Equity Instruments Preferred Shares – Class A Balance as at beginning of period 159.6 $ 5,600 158.8 $ 4,800 159.6 $ 5,600 158.0 $ 3,950 Issue of shares – – 0.8 800 – – 1.6 1,650 Redemption of shares – – – – – – – – Balance as at end of period 159.6 $ 5,600 159.6 $ 5,600 159.6 $ 5,600 159.6 $ 5,600 Other Equity Instruments 1 Balance as at beginning and end of period 5.0 $ 5,653 1.8 $ 1,750 5.0 $ 5,653 1.8 $ 1,750 Balance as at end of period – preferred shares and other equity instruments 164.6 $ 11,253 161.4 $ 7,350 164.6 $ 11,253 161.4 $ 7,350 Treasury – common shares 2 Balance as at beginning of period 1.1 $ (99 ) 2.8 $ (243 ) 1.0 $ (91 ) 1.9 $ (152 ) Purchase of shares 24.3 (1,965 ) 24.1 (2,107 ) 71.2 (6,016 ) 85.3 (8,131 ) Sale of shares (25.4 ) 2,064 (25.7 ) 2,246 (72.2 ) 6,107 (86.0 ) 8,179 Balance as at end of period – treasury – common shares – $ – 1.2 $ (104 ) – $ – 1.2 $ (104 ) Treasury – preferred shares and other equity instruments 2 Balance as at beginning of period 0.1 $ (10 ) 0.2 $ (13 ) 0.1 $ (7 ) 0.1 $ (10 ) Purchase of shares and other equity instruments 0.7 (46 ) 0.6 (52 ) 2.7 (372 ) 2.3 (142 ) Sale of shares and other equity instruments (0.7 ) 45 (0.6 ) 49 (2.7 ) 368 (2.2 ) 136 Balance as at end of period – treasury – preferred shares and other equity instruments 0.1 $ (11 ) 0.2 $ (16 ) 0.1 $ (11 ) 0.2 $ (16 ) 1 For Limited Recourse Capital Notes 2 When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury instruments and the cost of these instruments is recorded as a reduction in equity. DIVIDENDS On August 23, 2023, the Board approved a dividend in an amount of ninety-six DIVIDEND REINVESTMENT PLAN The Bank offers a dividend reinvestment plan for its common shareholders. Participation in the plan is optional and under the terms of the plan, cash dividends on common shares are used to purchase additional common shares. At the option of the Bank, the common shares may be issued from treasury at an average market price based on the last five trading days before the date of the dividend payment, with a discount of between 0% to 5% at the Bank’s discretion or purchased from the open market at market price. During the three months ended July 31, 2023, the Bank issued 2.0 million common shares from treasury with no discount. During the nine months ended July 31, 2023, the Bank issued 2.0 million common shares from treasury with no discount and 16.8 million common shares with a 2% discount. During the three months ended July 31, 2022, the Bank issued 7.5 million common shares from treasury with a 2% discount. During the nine months ended July 31, 2022, the Bank issued 2.5 million common shares from treasury with no discount and 7.5 million common shares with a 2% discount. On May 25, 2023, the Bank announced that beginning with the dividend approved on May 24, 2023 for the quarter ending July 31, 2023, there will no longer be a discount to the average market price applied to the issue of common shares from treasury. NORMAL COURSE ISSUER BID On June 21, 2023, the Bank announced that the Toronto Stock Exchange and OSFI approved the Bank’s previously announced normal course issuer bid (NCIB) to repurchase for cancellation up to 30 million of its common shares. During the three months ended July 31, 2023, the Bank repurchased 14.25 million common shares under the NCIB, at an average price of $82.85 per share for a total amount of $1.2 billion. On August 24, 2023, the Bank announced that upon the completion of the repurchase for cancellation of 30 million of its common shares under its existing NCIB, it intends to terminate its existing NCIB and, subject to the approval of OSFI and the Toronto Stock Exchange, it intends to launch a new normal course issuer bid to repurchase for cancellation up to 90 million of its common shares.

Share-Based Compensation

Share-Based Compensation	9 Months Ended
	Jul. 31, 2023
Disclosure of sensitivity analysis for actuarial assumptions [abstract]
Share-Based Compensation	NOTE 14: SHARE-BASED COMPENSATION For the three and nine months ended July 31, 2023, the Bank recognized compensation expense for stock option awards of $7.0 million and $28.9 million, respectively (three and nine months ended July 31, 2022 – $7.1 million and $25.5 million, respectively). During the three months ended July 31, 2023 and July 31, 2022, nil stock options were granted by the Bank. During the nine months ended July 31, 2023, 2.5 million (nine months ended July 31, 2022 – 2.5 million) stock options were granted by the Bank at a weighted-average fair value of $14.70 per option (July 31, 2022 – $12.41 per option). The following table summarizes the assumptions used for estimating the fair value of options for the nine months ended July 31, 2023 and July 31, 2022. Assumptions Used for Estimating the Fair Value of Options (in Canadian dollars, except as noted) For the nine months ended July 31 July 31 Risk-free interest rate 2.87 % 1.47 % Option contractual life 10 years 10 years Expected volatility 1 18.43 % 17.89 % Expected dividend yield 3.69 % 3.66 % Exercise price/share price $ 90.55 $ 95.33 1 Expected volatility is calculated based on the average daily volatility measured over a historical period.

Employee Benefits

Employee Benefits	9 Months Ended
	Jul. 31, 2023
Employee Benefits
Employee Benefits	NOTE 15: EMPLOYEE BENEFITS The following table summarizes expenses for the Bank’s principal pension and non-pension Defined Benefit Plan Expenses (millions of Canadian dollars) Principal pension plans Principal post-retirement Other pension plans 1 For the three months ended July 31 July 31 July 31 July 31 July 31 July 31 Service cost – benefits earned $ 62 $ 104 $ 2 $ 2 $ 5 $ 6 Net interest cost (income) on net defined benefit liability (asset) (25 ) (6 ) 5 3 6 5 Interest cost on asset limitation and minimum funding 5 – – – – – Defined benefit administrative expenses 2 2 – – 1 1 Total $ 44 $ 100 $ 7 $ 5 $ 12 $ 12 For the nine months ended July 31 July 31 July 31 July 31 July 31 July 31 Service cost – benefits earned $ 186 $ 312 $ 4 $ 6 $ 13 $ 18 Net interest cost (income) on net defined benefit liability (asset) (75 ) (18 ) 15 10 17 14 Interest cost on asset limitation and minimum funding 15 – – – 2 – Defined benefit administrative expenses 7 7 – – 4 3 Total $ 133 $ 301 $ 19 $ 16 $ 36 $ 35 1 Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, and supplemental executive defined benefit pension plans. The following table summarizes expenses for the Bank’s defined contribution plans for the three and nine months ended July 31, 2023 and July 31, 2022. Defined Contribution Plan Expenses (millions of Canadian dollars) For the three months ended For the nine months ended July 31 July 31 July 31 July 31 Defined contribution pension plans 1 $ 62 $ 50 $ 188 $ 148 Government pension plans 2 110 95 404 335 Total $ 172 $ 145 $ 592 $ 483 1 Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k) plan. 2 Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. Federal Insurance Contributions Act The following table summarizes the remeasurements recognized in OCI for the Bank’s principal pension and post-retirement defined benefit plans for the three and nine months ended July 31, 2023 and July 31, 2022. Amounts Recognized in Other Comprehensive Income for Remeasurement of Defined Benefit Plans 1,2,3 (millions of Canadian dollars) Principal pension plans Principal post-retirement For the three months ended July 31 July 31 July 31 July 31 Remeasurement gain/(loss) – financial $ 253 $ 231 $ 13 $ (6 ) Remeasurement gain/(loss) – return on plan assets less interest income (412 ) 156 – – Change in asset limitation and minimum funding requirement 11 – – – Total $ (148 ) $ 387 $ 13 $ (6 ) For the nine months ended July 31 July 31 July 31 July 31 Remeasurement gain/(loss) – financial $ (276 ) $ 2,132 $ (14 ) $ 76 Remeasurement gain/(loss) – return on plan assets less interest income 12 (704 ) – – Change in asset limitation and minimum funding requirement 190 – – – Total $ (74 ) $ 1,428 $ (14 ) $ 76 1 Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, supplemental executive retirement plans, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for disclosure purposes as these plans are not remeasured on a quarterly basis. 2 Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions are updated annually. 3 Amounts are presented on a pre-tax

Income Taxes

Income Taxes	9 Months Ended
	Jul. 31, 2023
Income Taxes
Income Taxes	NOTE 16: INCOME TAXES Implementation of the Canada Recovery Dividend and Change in Corporate Tax Rate On December 15, 2022, Bill C-32, Fall Economic Statement Implementation Act, 2022 The implementation of the CRD resulted in a provision for income taxes of $553 million and a charge to OCI of $239 million, recognized in the first quarter of 2023. The increase in the Canadian federal tax rate of 1.5%, prorated for the first taxation year that ends after April 7, 2022, resulted in a provision for income taxes of $82 million and a tax benefit of $75 million in OCI related to fiscal 2022, recognized in the first quarter of 2023. The Bank also remeasured certain Canadian deferred tax assets and liabilities for the increase in tax rate, which resulted in an increase in net deferred tax assets of $50 million, which is recorded in provision for income taxes. Other Tax Matters The Canada Revenue Agency (CRA), Revenu Québec Agency (RQA) and Alberta Tax and Revenue Administration (ATRA) are denying certain dividend and interest deductions claimed by the Bank. During the quarter, the CRA reassessed the Bank for $15 million of additional income tax and interest in respect of its

Earnings per Share

Earnings per Share	9 Months Ended
	Jul. 31, 2023
Earnings per share [abstract]
Earnings per Share	NOTE 17: EARNINGS PER SHARE Basic earnings per share is calculated by dividing net income attributable to common shareholders by the weighted-average number of common shares outstanding for the period. Diluted earnings per share is calculated using the same method as basic earnings per share except that certain adjustments are made to net income attributable to common shareholders and the weighted-average number of shares outstanding for the effects of all dilutive potential common shares that are assumed to be issued by the Bank. The following table presents the Bank’s basic and diluted earnings per share for the three and nine months ended July 31, 2023 and July 31, 2022. Basic and Diluted Earnings Per Share (millions of Canadian dollars, except as noted) For the three months ended For the nine months ended July 31 2023 July 31 2022 July 31 2023 July 31 2022 Basic earnings per share Net income attributable to common shareholders $ 2,889 $ 3,171 $ 7,529 $ 10,606 Weighted-average number of common shares outstanding (millions) 1,834.8 1,804.5 1,827.9 1,810.0 Basic earnings per share $ 1.57 $ 1.76 $ 4.12 $ 5.86 Diluted earnings per share Net income attributable to common shareholders $ 2,889 $ 3,171 $ 7,529 $ 10,606 Net income available to common shareholders including impact of dilutive securities 2,889 3,171 7,529 10,606 Weighted-average number of common shares outstanding (millions) 1,834.8 1,804.5 1,827.9 1,810.0 Effect of dilutive securities Stock options potentially exercisable (millions) 1 1.5 2.6 2.0 3.3 Weighted-average number of common shares outstanding – diluted (millions) 1,836.3 1,807.1 1,829.9 1,813.3 Diluted earnings per share 1 $ 1.57 $ 1.75 $ 4.11 $ 5.85 1 For the three and nine months ended July 31, 2023, the computation of diluted earnings per share excluded average options outstanding of 4.9 million and 4.4 million, respectively, with a weighted-average exercise price of $92.89 and $93.16, respectively, as the option price was greater than the average market price of the Bank’s common shares. For the three and nine months ended July 31, 2022, the computation of diluted earnings per share excluded average options outstanding of 2.4 million and 2.0 million, respectively, with an exercise price of $95.33, as the option price was greater than the average market price of the Bank’s common shares.

Contingent Liabilities

Contingent Liabilities	9 Months Ended
	Jul. 31, 2023
Disclosure of credit risk exposure [abstract]
Contingent Liabilities	NOTE 18: CONTINGENT LIABILITIES Other than as described below, there have been no new significant events or transactions as previously identified in Note 27 of the Bank’s 2022 Annual Consolidated Financial Statements. LEGAL AND REGULATORY MATTERS In the ordinary course of business, the Bank and its subsidiaries are involved in various legal and regulatory actions, including but not limited to civil claims and lawsuits, regulatory examinations, investigations, audits, and requests for information by governmental, regulatory and self-regulatory agencies and law enforcement authorities in various jurisdictions, in respect of our businesses and compliance programs. The Bank establishes provisions when it becomes probable that the Bank will incur a loss and the amount can be reliably estimated. The Bank also estimates the aggregate range of reasonably possible losses (RPL) in its legal and regulatory actions (that is, those which are neither probable nor remote), in excess of provisions. As at July 31, 2023, the Bank’s RPL is from zero to approximately $1.29 billion (October 31, 2022 – from zero to approximately $1.26 billion). The Bank’s provisions and RPL represent the Bank’s best estimates based upon currently available information for actions for which estimates can be made, but there are a number of factors that could cause the Bank’s provisions and/or RPL to be significantly different from its actual or RPL. For example, the Bank’s estimates involve significant judgment due to the varying stages of the proceedings, the existence of multiple defendants in many proceedings whose share of liability has yet to be determined, the numerous yet-unresolved The Bank has been responding to formal and informal inquiries from regulatory authorities and law enforcement concerning its Bank Secrecy Act/anti-money laundering compliance program, both generally and in connection with specific clients, counterparties or incidents in the US, including in connection with an investigation by the United States Department of Justice. The Bank is cooperating with such authorities and is pursuing efforts to enhance its Bank Secrecy Act/anti-money laundering compliance program. While the ultimate outcomes of these inquiries and investigations are unknown at this time, the Bank anticipates monetary and/or non-monetary penalties to be imposed. Stanford Litigation Rotstain v. Trustmark National Bank et al. Rotstain v. Trustmark National Bank, et al. Smith v. Independent Bank, et al. pre-tax after-tax) On March 7, 2023, the parties finalized their settlement agreement, and on March 8, 2023, the plaintiffs filed a motion to approve the settlement in the multi-district litigation court in the Northern District of Texas. On March 14, 2023, that Court preliminarily found that the terms of the settlement agreement are adequate, fair, reasonable, and equitable. On August 8, 2023, the Court granted the plaintiffs’ motion to approve the settlement and issued the bar order. The bar order and settlement approval remain subject to appeal. A case regarding the same facts was also brought in Ontario by the Joint Liquidators of Stanford International Bank Ltd. appointed by the Eastern Caribbean Supreme Court, under the title McDonald v. The Toronto-Dominion Bank In management’s opinion, based on its current knowledge and after consultation with counsel, the ultimate disposition of these actions, individually or in the aggregate, will not have a material adverse effect on the consolidated financial condition or the consolidated cash flows of the Bank. However, because of the factors listed above, as well as other uncertainties inherent in litigation and regulatory matters, there is a possibility that the ultimate resolution of legal or regulatory actions may be material to the Bank’s consolidated results of operations for any particular reporting period.

Segmented Information

Segmented Information	9 Months Ended
	Jul. 31, 2023
Disclosure of operating segments [abstract]
Segmented Information	NOTE 19: SEGMENTED INFORMATION For management reporting purposes, the Bank reports its results from business operations and activities under four key business segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. The Bank’s other activities are grouped into the Corporate segment. Canadian Personal and Commercial Banking provides financial products and services to personal, small business and commercial customers, and includes TD Auto Finance Canada. U.S. Retail is comprised of personal and business banking in the U.S., TD Auto Finance U.S., and the U.S. wealth business, including Epoch and the Bank’s equity investment in Schwab. Wealth Management and Insurance includes the Canadian wealth business which provides investment products and services to institutional and retail investors, and the insurance business which provides property and casualty insurance, as well as life and health insurance products to customers across Canada. Wholesale Banking provides a wide range of capital markets, investment banking, and corporate banking products and services, including underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures, and meeting the daily trading, funding, and investment needs of the Bank’s clients. The Corporate segment includes the effects of certain asset securitization programs, treasury management, elimination of taxable equivalent adjustments and other management reclassifications, corporate level tax items, and residual unallocated revenue and expenses. The following table summarizes the segment results for the three and nine months ended July 31, 2023 and July 31, 2022. Results by Business Segment 1 (millions of Canadian dollars) Canadian U.S. Retail Wealth Wholesale 2 Corporate 2 Total For the three months ended July 31 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 3,571 $ 3,199 $ 2,879 $ 2,453 $ 256 $ 249 $ 270 $ 786 $ 313 $ 357 $ 7,289 $ 7,044 Non-interest 999 1,061 648 648 2,523 2,511 1,298 290 22 (629 ) 5,490 3,881 Total revenue 4,570 4,260 3,527 3,101 2,779 2,760 1,568 1,076 335 (272 ) 12,779 10,925 Provision for (recovery of) credit losses 379 170 249 107 – – 25 25 113 49 766 351 Insurance claims and related expenses – – – – 923 829 – – – – 923 829 Non-interest 1,895 1,807 2,004 1,715 1,170 1,150 1,247 691 1,266 733 7,582 6,096 Income (loss) before income taxes and share of net income from investment in Schwab 2,296 2,283 1,274 1,279 686 781 296 360 (1,044 ) (1,054 ) 3,508 3,649 Provision for (recovery of) income taxes 641 605 151 126 182 206 24 89 (271 ) (323 ) 727 703 Share of net income from investment in Schwab 3,4 – – 191 289 – – – – (9 ) (21 ) 182 268 Net income (loss) $ 1,655 $ 1,678 $ 1,314 $ 1,442 $ 504 $ 575 $ 272 $ 271 $ (782 ) $ (752 ) $ 2,963 $ 3,214 For the nine months ended July 31 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 10,487 $ 9,008 $ 9,082 $ 6,647 $ 795 $ 673 $ 1,293 $ 2,254 $ 793 $ 1,141 $ 22,450 $ 19,723 Non-interest 3,076 3,124 1,802 2,183 7,621 7,556 3,037 1,418 (615 ) (535 ) 14,921 13,746 Total revenue 13,563 12,132 10,884 8,830 8,416 8,229 4,330 3,672 178 606 37,371 33,469 Provision for (recovery of) credit losses 953 262 639 110 1 1 69 11 393 66 2,055 450 Insurance claims and related expenses – – – – 2,703 2,177 – – – – 2,703 2,177 Non-interest 5,661 5,255 6,125 4,944 3,518 3,503 3,319 2,231 4,262 2,163 22,885 18,096 Income (loss) before income taxes and share of net income from investment in Schwab 6,949 6,615 4,120 3,776 2,194 2,548 942 1,430 (4,477 ) (1,623 ) 9,728 12,746 Provision for (recovery of) income taxes 1,940 1,751 547 460 577 669 189 366 (713 ) (557 ) 2,540 2,689 Share of net income from investment in Schwab 3,4 – – 742 765 – – – – (34 ) (64 ) 708 701 Net income (loss) $ 5,009 $ 4,864 $ 4,315 $ 4,081 $ 1,617 $ 1,879 $ 753 $ 1,064 $ (3,798 ) $ (1,130 ) $ 7,896 $ 10,758 1 The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an offsetting amount (representing the partners’ net share) recorded in Non-interest 2 Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment reflected in Wholesale Banking is reversed in the Corporate segment. 3 The after-tax 4 The Bank’s share of Schwab’s earnings is reported with a one-month Total Assets by Business Segment (millions of Canadian dollars) Canadian U.S. Retail Wealth Wholesale Corporate Total As at July 31, 2023 Total assets $ 552,107 $ 550,074 $ 23,114 $ 635,825 $ 125,955 $ 1,887,075 As at October 31, 2022 Total assets $ 526,374 $ 585,297 $ 23,721 $ 635,094 $ 147,042 $ 1,917,528

Interest Income and Expense

Interest Income and Expense	9 Months Ended
	Jul. 31, 2023
Analysis of income and expense [abstract]
Interest Income and Expense	NOTE 20: INTEREST INCOME AND EXPENSE The following tables present interest income and interest expense by basis of accounting measurement. Interest Income (millions of Canadian dollars) For the three months ended For the nine months ended July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Measured at amortized cost 1 $ 17,866 $ 9,359 $ 50,027 $ 23,106 Measured at FVOCI – Debt instruments 1 877 352 2,393 641 18,743 9,711 52,420 23,747 Measured or designated at FVTPL 2,113 1,013 5,666 2,430 Measured at FVOCI – Equity instruments 79 58 212 156 Total $ 20,935 $ 10,782 $ 58,298 $ 26,333 1 Interest income is calculated using EIRM. Interest Expense (millions of Canadian dollars) For the three months ended For the nine months ended July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Measured at amortized cost 1 $ 10,916 $ 3,226 $ 29,199 $ 5,462 Measured or designated at FVTPL 2,730 512 6,649 1,148 Total $ 13,646 $ 3,738 $ 35,848 $ 6,610 1 Interest expense is calculated using EIRM.

Regulatory Capital

Regulatory Capital	9 Months Ended
	Jul. 31, 2023
Regulatory Capital
Regulatory Capital	NOTE 21: REGULATORY CAPITAL The Bank manages its capital under guidelines established by OSFI. The regulatory capital guidelines measure capital in relation to credit, market, and operational risks. The Bank has various capital policies, procedures, and controls which it utilizes to achieve its goals and objectives. On November 22, 2019, the Bank was designated a global systemically important bank (G-SIB). Effective January 1, 2016, OSFI’s target Common Equity Tier 1 (CET1), Tier 1, and Total Capital ratios for Canadian banks designated as domestic systemically important banks (D-SIBs) D-SIBs D-SIB G-SIB On September 23, 2018, the Canadian Bail-in On February 1, 2023, OSFI implemented revised capital rules that incorporate the Basel III reforms with adjustments to make them suitable for domestic implementation. These revised rules include revisions to the calculation of credit risk and operational risk requirements, and revisions to the Leverage Requirements Guideline to include a requirement for D-SIBs On June 20, 2023, OSFI announced that the DSB level will be set at 3.5% as of November 1, 2023. During the nine months ended July 31, 2023, the Bank complied with the OSFI Basel III guidelines related to risk-based and leverage capital ratios. The following table summarizes the Bank’s regulatory capital positions as at July 31, 2023 and October 31, 2022. Regulatory Capital Position (millions of Canadian dollars, except as noted) As at July 31 October 31 Capital Common Equity Tier 1 Capital $ 82,953 $ 83,671 Tier 1 Capital 93,841 94,445 Total Capital 106,579 107,175 Risk-weighted assets used in the calculation of capital ratios 544,880 517,048 Capital and leverage ratios Common Equity Tier 1 Capital ratio 15.2 % 16.2 % Tier 1 Capital ratio 17.2 18.3 Total Capital ratio 19.6 20.7 Leverage ratio 4.6 4.9 TLAC Ratio 35.0 35.2 TLAC Leverage Ratio 9.3 9.4

Current And Future Changes In_2

Current And Future Changes In Accounting Policies (Policies)	9 Months Ended
	Jul. 31, 2023
Disclosure of detailed information about financial instruments [abstract]
Current Changes in Accounting Policies	CURRENT CHANGES IN ACCOUNTING POLICIES There were no new accounting policies that have been adopted by the Bank for the three and nine months ended July 31, 2023.
Future Changes in Accounting Policies	FUTURE CHANGES IN ACCOUNTING POLICIES The following standard has been issued, but is not yet effective on the date of issuance of the Bank’s Interim Consolidated Financial Statements.
Insurance Contracts	Insurance Contracts The IASB issued IFRS 17, Insurance Contracts Insurance Contracts The standard is effective for annual reporting periods beginning on or after January 1, 2023, which will be November 1, 2023, for the Bank. OSFI’s related Advisory precludes early adoption. The Bank will apply the standard retrospectively with restatement of comparatives, where it will recognize the cumulative effect of adopting the standard as an adjustment to the opening retained earnings balance as of November 1, 2022. The Bank is progressing with its adoption of IFRS 17 initiative which is supported by a robust governance structure. The Executive Steering Committee includes representation from the Insurance business, Finance, Actuaries, Risk, Technology, and project management teams. Updates are also provided to the TD insurance subsidiary boards, Risk Committee, and Audit Committee of the Bank.

IFRS 7 Disclosure (Tables)

IFRS 7 Disclosure (Tables)	9 Months Ended
	Jul. 31, 2023
IFRS 7 Disclosure [Abstract]
Portfolio Market Risk Measures	The following table presents the end of quarter, average, high, and low usage of TD’s portfolio metrics. TABLE 29: PORTFOLIO MARKET RISK MEASURES (millions of Canadian dollars) For the three months ended For the nine months ended July 31 2023 April 30 July 31 July 31 July 31 As at Average High Low Average Average Average Average Interest rate risk $ 19.2 $ 25.6 $ 37.2 $ 16.8 $ 28.6 $ 21.5 $ 26.1 $ 20.5 Credit spread risk 27.1 34.5 39.3 27.1 31.8 29.6 31.9 20.6 Equity risk 8.3 8.9 12.6 7.0 11.4 15.6 10.3 13.5 Foreign exchange risk 2.8 2.0 3.6 1.0 4.4 3.0 3.7 1.9 Commodity risk 3.3 3.7 6.0 2.9 3.6 6.0 5.1 5.1 Idiosyncratic debt specific risk 20.3 31.9 36.7 20.3 36.0 45.0 35.6 32.9 Diversification effect 1 (49.0 ) (64.6 ) n/m 2 n/m (65.9 ) (67.4 ) (64.5 ) (54.4 ) Total Value-at-Risk (one-day) 32.0 42.0 52.8 32.0 49.9 53.3 48.2 40.1 Stressed Value-at-Risk (one-day) 50.3 51.9 57.3 44.7 51.2 82.7 54.9 77.7 Incremental Risk Capital Charge (one-year) $ 153.7 $ 162.9 $ 186.6 $ 138.6 $ 147.1 $ 240.3 $ 149.7 $ 285.3 1 The aggregate VaR is less than the sum of the VaR of the different risk types due to risk offsets resulting from portfolio diversification. 2 Not meaningful. It is not meaningful to compute a diversification effect because the high and low may occur on different days for different risk types.
Structural Interest Rate Sensitivity Measures	The following table shows the potential before-tax -25 TABLE 30: STRUCTURAL INTEREST RATE SENSITIVITY MEASURES (millions of Canadian dollars) As at July 31, 2023 April 30, 2023 October 31, 2022 EVE Sensitivity NII Sensitivity 1 EVE NII 1,2 EVE NII 1,2 Canada U.S. Total Canada U.S. Total Total Total Total Total Before-tax 100 bps increase in rates $ (180 ) $ (1,235 ) $ (1,415 ) $ 615 $ 369 $ 984 $ (1,682 ) $ 785 $ (1,496 ) $ 1,213 100 bps decrease in rates 52 951 1,003 (640 ) (515 ) (1,155 ) 1,106 (910 ) 1,102 (1,381 ) 1 Represents the twelve-month net interest income (NII) exposure to an immediate and sustained shock in rates. 2 Results are presented inclusive of the interest rate swaps de-designated from hedge accounting relationships to mitigate the impacts of interest rate volatility to closing capital of the First Horizon transaction. Since these swaps were pre-existing hedges which economically hedge the Bank’s non-trading market risk, their inclusion had no impact on the quarter-over-quarter results. This strategy was discontinued following the announcement on May 4, 2023 by the bank and First Horizon that they had entered into a mutual agreement to terminate the previously announced merger agreement.
Summary of Liquid Assets by Type and Currency	TABLE 31: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY 1,2 (millions of Canadian dollars, except as noted) As at Bank-owned Securities Total % of Encumbered Unencumbered July 31, 2023 Cash and central bank reserves $ 20,201 $ – $ 20,201 2 % $ 506 $ 19,695 Canadian government obligations 14,872 91,748 106,620 13 62,050 44,570 National Housing Act Mortgage-Backed Securities (NHA MBS) 37,613 1 37,614 4 1,029 36,585 Obligations of provincial governments, public sector entities and multilateral development banks 3 40,772 23,188 63,960 8 32,944 31,016 Corporate issuer obligations 15,800 4,579 20,379 2 5,095 15,284 Equities 11,950 3,022 14,972 2 10,916 4,056 Total Canadian dollar-denominated 141,208 122,538 263,746 31 112,540 151,206 Cash and central bank reserves 60,054 – 60,054 7 313 59,741 U.S. government obligations 73,388 63,708 137,096 16 73,004 64,092 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 79,863 12,490 92,353 11 25,761 66,592 Obligations of other sovereigns, public sector entities and multilateral development banks 3 65,669 50,163 115,832 14 48,253 67,579 Corporate issuer obligations 81,451 9,313 90,764 11 14,304 76,460 Equities 47,230 39,657 86,887 10 44,479 42,408 Total non-Canadian 407,655 175,331 582,986 69 206,114 376,872 Total $ 548,863 $ 297,869 $ 846,732 100 % $ 318,654 $ 528,078 October 31, 2022 Cash and central bank reserves $ 48,965 $ – $ 48,965 6 % $ 628 $ 48,337 Canadian government obligations 17,133 88,511 105,644 12 68,175 37,469 NHA MBS 28,650 157 28,807 3 1,161 27,646 Obligations of provincial governments, public sector entities and multilateral development banks 3 38,099 23,907 62,006 7 33,364 28,642 Corporate issuer obligations 11,657 4,935 16,592 2 3,659 12,933 Equities 12,746 4,602 17,348 2 13,497 3,851 Total Canadian dollar-denominated 157,250 122,112 279,362 32 120,484 158,878 Cash and central bank reserves 84,777 – 84,777 10 – 84,777 U.S. government obligations 86,611 54,614 141,225 16 47,518 93,707 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 92,793 7,924 100,717 11 21,660 79,057 Obligations of other sovereigns, public sector entities and multilateral development banks 3 66,278 53,515 119,793 14 48,079 71,714 Corporate issuer obligations 96,971 4,620 101,591 11 11,378 90,213 Equities 25,665 32,006 57,671 6 42,347 15,324 Total non-Canadian 453,095 152,679 605,774 68 170,982 434,792 Total $ 610,345 $ 274,791 $ 885,136 100 % $ 291,466 $ 593,670 1 Liquid assets include collateral received that can be re-hypothecated 2 Positions stated include gross asset values pertaining to securities financing transactions. 3 Includes debt obligations issued or guaranteed by these entities.
Summary of Unencumbered Liquid Assets by Bank, Subsidiaries, and Branches	Unencumbered liquid assets held in The Toronto-Dominion Bank and multiple domestic and foreign subsidiaries (excluding insurance subsidiaries) and branches are summarized in the following table. TABLE 32: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY BANK, SUBSIDIARIES, AND BRANCHES (millions of Canadian dollars) As at July 31 October 31 2022 The Toronto-Dominion Bank (Parent) $ 201,855 $ 207,177 Bank subsidiaries 291,998 330,063 Foreign branches 34,225 56,430 Total $ 528,078 $ 593,670
Summary of Deposit Funding	TABLE 40: SUMMARY OF DEPOSIT FUNDING (millions of Canadian dollars) As at July 31 2023 October 31 2022 P&C deposits – Canadian $ 519,607 $ 525,294 P&C deposits – U.S. 1 431,007 493,223 Total $ 950,614 $ 1,018,517 1 P&C deposits in U.S. are presented on a Canadian equivalent basis and therefore period-over-period movements reflect both underlying growth and changes in the foreign exchange rate.
Summary of Remaining Contractual Maturity	TABLE 43: REMAINING CONTRACTUAL MATURITY (millions of Canadian dollars) As at July 31, 2023 Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over No Total Assets Cash and due from banks $ 7,050 $ 370 $ – $ – $ – $ – $ – $ – $ – $ 7,420 Interest-bearing deposits with banks 51,980 223 123 – – – – – 29,295 81,621 Trading loans, securities, and other 1 7,893 6,379 3,503 4,560 3,723 11,530 25,991 23,626 71,400 158,605 Non-trading 38 10 – 467 706 2,710 1,098 1,472 1,368 7,869 Derivatives 6,919 8,620 6,220 3,003 2,675 10,069 20,175 13,400 – 71,081 Financial assets designated at fair value through profit or loss 352 232 459 222 608 930 1,385 1,252 – 5,440 Financial assets at fair value through other comprehensive income 1,597 2,242 1,275 982 4,954 8,996 15,858 30,424 3,391 69,719 Debt securities at amortized cost, net of allowance for credit losses 1,656 3,394 4,565 3,873 15,531 21,021 108,318 146,099 (2 ) 304,455 Securities purchased under reverse repurchase agreements 2 131,053 33,026 22,892 9,962 2,852 940 792 – – 201,517 Loans Residential mortgages 1,146 3,728 4,950 5,934 10,936 54,918 174,978 53,099 – 309,689 Consumer instalment and other personal 1,073 2,329 2,980 2,574 4,261 27,013 83,465 31,941 56,064 211,700 Credit card – – – – – – – – 37,719 37,719 Business and government 38,658 10,550 11,827 13,845 11,335 41,681 96,350 65,999 25,233 315,478 Total loans 40,877 16,607 19,757 22,353 26,532 123,612 354,793 151,039 119,016 874,586 Allowance for loan losses – – – – – – – – (6,784 ) (6,784 ) Loans, net of allowance for loan losses 40,877 16,607 19,757 22,353 26,532 123,612 354,793 151,039 112,232 867,802 Customers’ liability under acceptances 13,990 5,621 3 – – – – – – 19,614 Investment in Schwab – – – – – – – – 8,758 8,758 Goodwill 3 – – – – – – – – 17,804 17,804 Other intangibles 3 – – – – – – – – 2,730 2,730 Land, buildings, equipment, and other depreciable assets 3 – 7 11 7 14 68 545 3,139 5,400 9,191 Deferred tax assets – – – – – – – – 3,291 3,291 Amounts receivable from brokers, dealers, and clients 23,245 – – – 3 – – – – 23,248 Other assets 6,942 1,596 1,089 3,498 151 117 156 96 13,265 26,910 Total assets $ 293,592 $ 78,327 $ 59,897 $ 48,927 $ 57,749 $ 179,993 $ 529,111 $ 370,547 $ 268,932 $ 1,887,075 Liabilities Trading deposits $ 1,103 $ 3,679 $ 2,548 $ 3,241 $ 3,472 $ 7,045 $ 5,858 $ 1,375 $ – $ 28,321 Derivatives 8,796 7,914 5,319 3,332 2,692 6,598 14,051 14,439 – 63,141 Securitization liabilities at fair value – 906 472 345 1,186 2,041 5,523 3,124 – 13,597 Financial liabilities designated at fair value through profit or loss 35,617 36,735 48,918 32,250 28,307 1,169 96 – 95 183,187 Deposits 4,5 Personal 5,933 8,616 21,622 19,442 14,705 14,336 18,414 44 511,116 614,228 Banks 12,915 2,769 5,956 – – – 4 1 11,284 32,929 Business and government 21,724 16,906 7,415 21,633 10,715 31,956 67,082 18,443 316,468 512,342 Total deposits 40,572 28,291 34,993 41,075 25,420 46,292 85,500 18,488 838,868 1,159,499 Acceptances 13,990 5,620 4 – – – – – – 19,614 Obligations related to securities sold short 1 1,849 1,910 1,867 1,060 1,666 6,536 16,695 12,766 805 45,154 Obligations related to securities sold under repurchase agreements 2 141,834 14,351 4,265 2,608 355 181 40 – 76 163,710 Securitization liabilities at amortized cost – 1,799 525 355 1,078 2,759 4,947 2,873 – 14,336 Amounts payable to brokers, dealers, and clients 20,337 – – – – – – – – 20,337 Insurance-related liabilities 151 296 445 445 481 918 1,390 639 2,721 7,486 Other liabilities 13,993 8,304 7,243 1,227 633 1,611 1,868 4,167 5,716 44,762 Subordinated notes and debentures – – – – – – 200 11,067 – 11,267 Equity – – – – – – – – 112,664 112,664 Total liabilities and equity $ 278,242 $ 109,805 $ 106,599 $ 85,938 $ 65,290 $ 75,150 $ 136,168 $ 68,938 $ 960,945 $ 1,887,075 Off-balance Credit and liquidity commitments 6,7 $ 26,039 $ 35,524 $ 23,438 $ 19,648 $ 19,854 $ 47,082 $ 156,438 $ 5,036 $ 1,413 $ 334,472 Other commitments 8 165 195 327 220 201 799 1,333 415 73 3,728 Unconsolidated structured entity commitments – – 839 – 344 168 – – – 1,351 Total off-balance $ 26,204 $ 35,719 $ 24,604 $ 19,868 $ 20,399 $ 48,049 $ 157,771 $ 5,451 $ 1,486 $ 339,551 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $45 billion of covered bonds with remaining contractual maturities of $6 billion in 6 to 9 months, $3 billion in ‘over 9 months to 1 year’, $12 billion in ‘over 1 to 2 years’, $22 billion in ‘over 2 to 5 years’, and $2 billion in ‘over 5 years’. 6 Includes $498 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments. TABLE 43: REMAINING CONTRACTUAL MATURITY (millions of Canadian dollars) As at October 31, 2022 Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over No specific Total Assets Cash and due from banks $ 8,556 $ – $ – $ – $ – $ – $ – $ – $ – $ 8,556 Interest-bearing deposits with banks 135,855 197 143 – – – – – 1,099 137,294 Trading loans, securities, and other 1 4,601 4,876 5,310 4,477 4,055 12,910 23,057 23,051 61,389 143,726 Non-trading 111 – 222 685 – 4,071 2,475 2,133 1,249 10,946 Derivatives 14,436 16,306 7,870 5,155 4,575 10,622 26,319 18,590 – 103,873 Financial assets designated at fair value through profit or loss 229 777 235 391 243 610 1,345 1,209 – 5,039 Financial assets at fair value through other comprehensive income 2,117 2,401 1,531 3,367 1,712 6,415 20,091 28,721 3,320 69,675 Debt securities at amortized cost, net of allowance for credit losses 2,333 3,607 7,082 14,706 4,678 29,069 106,919 174,381 (1 ) 342,774 Securities purchased under reverse repurchase agreements 2 113,845 15,050 17,977 9,745 3,240 310 – – – 160,167 Loans Residential mortgages 672 2,327 5,585 9,122 9,115 34,909 181,763 50,431 – 293,924 Consumer instalment and other personal 543 1,027 2,480 4,002 3,430 19,635 88,071 30,056 56,908 206,152 Credit card – – – – – – – – 36,010 36,010 Business and government 33,836 7,398 10,693 10,854 14,245 33,366 89,367 68,078 33,552 301,389 Total loans 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 126,470 837,475 Allowance for loan losses – – – – – – – – (6,432 ) (6,432 ) Loans, net of allowance for loan losses 35,051 10,752 18,758 23,978 26,790 87,910 359,201 148,565 120,038 831,043 Customers’ liability under acceptances 16,002 3,712 16 3 – – – – – 19,733 Investment in Schwab – – – – – – – – 8,088 8,088 Goodwill 3 – – – – – – – – 17,656 17,656 Other intangibles 3 – – – – – – – – 2,303 2,303 Land, buildings, equipment, and other depreciable assets 3 – – 2 2 2 36 525 3,462 5,371 9,400 Deferred tax assets – – – – – – – – 2,193 2,193 Amounts receivable from brokers, dealers, and clients 19,719 41 – – – – – – – 19,760 Other assets 4,726 1,262 6,537 232 274 74 57 72 12,068 25,302 Total assets $ 357,581 $ 58,981 $ 65,683 $ 62,741 $ 45,569 $ 152,027 $ 539,989 $ 400,184 $ 234,773 $ 1,917,528 Liabilities Trading deposits $ 4,038 $ 2,227 $ 4,390 $ 1,740 $ 1,758 $ 4,181 $ 4,136 $ 1,335 $ – $ 23,805 Derivatives 12,560 16,189 8,764 5,230 3,531 9,413 18,116 17,330 – 91,133 Securitization liabilities at fair value 36 1,245 216 447 899 2,357 4,675 2,737 – 12,612 Financial liabilities designated at fair value through profit or loss 18,718 21,893 52,501 45,442 23,331 805 96 – – 162,786 Deposits 4,5 Personal 4,551 6,872 10,173 10,394 11,801 12,801 13,038 31 591,177 660,838 Banks 22,153 453 51 – 13 – 3 3 15,587 38,263 Business and government 34,236 17,779 10,095 17,173 8,234 26,060 63,392 13,167 340,733 530,869 Total deposits 60,940 25,104 20,319 27,567 20,048 38,861 76,433 13,201 947,497 1,229,970 Acceptances 16,002 3,712 16 3 – – – – – 19,733 Obligations related to securities sold short 1 1,418 2,125 1,611 1,257 1,312 6,691 15,015 13,146 2,930 45,505 Obligations related to securities sold under repurchase agreements 2 118,278 6,553 2,382 545 188 78 – – – 128,024 Securitization liabilities at amortized cost – 595 390 609 1,812 2,724 5,730 3,212 – 15,072 Amounts payable to brokers, dealers, and clients 25,155 40 – – – – – – – 25,195 Insurance-related liabilities 146 296 439 439 481 947 1,482 645 2,593 7,468 Other liabilities 14,587 2,417 2,006 1,050 761 1,725 1,136 4,660 5,210 33,552 Subordinated notes and debentures – – – – – – 200 11,090 – 11,290 Equity – – – – – – – – 111,383 111,383 Total liabilities and equity $ 271,878 $ 82,396 $ 93,034 $ 84,329 $ 54,121 $ 67,782 $ 127,019 $ 67,356 $ 1,069,613 $ 1,917,528 Off-balance Credit and liquidity commitments 6,7 $ 19,249 $ 22,494 $ 22,536 $ 19,326 $ 18,060 $ 41,357 $ 140,699 $ 4,882 $ 1,461 $ 290,064 Other commitments 8 87 208 177 234 205 549 1,316 365 7 3,148 Unconsolidated structured entity commitments – 126 18 204 – 1,233 510 – – 2,091 Total off-balance $ 19,336 $ 22,828 $ 22,731 $ 19,764 $ 18,265 $ 43,139 $ 142,525 $ 5,247 $ 1,468 $ 295,303 1 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 Certain contracts considered short-term are presented in ‘less than 1 month’ category. 3 Certain non-financial 4 As the timing of demand deposits and notice deposits is non-specific 5 Includes $34 billion of covered bonds with remaining contractual maturities of $2 billion in 1 to 3 months, $5 billion in ‘over 3 months to 6 months’, $1 billion in ‘over 6 months to 9 months’, $5 billion in ‘over 1 to 2 years’, and $21 billion in ‘over 2 to 5 years’. 6 Includes $502 million in commitments to extend credit to private equity investments. 7 Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 8 Includes various purchase commitments as well as commitments for leases not yet commenced, and lease-related payments.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Jul. 31, 2023
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Schedule of Financial Assets and Liabilities not Carried at Fair Value	The following table reflects the fair value of the Bank’s financial assets and liabilities not carried at fair value. Financial Assets and Liabilities not carried at Fair Value 1 (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Carrying value Fair value Carrying value Fair value FINANCIAL ASSETS Debt securities at amortized cost, net of allowance for credit losses Government and government-related securities $ 230,507 $ 222,322 $ 256,362 $ 244,523 Other debt securities 73,948 70,969 86,412 81,913 Total debt securities at amortized cost, net of allowance for credit losses 304,455 293,291 342,774 326,436 Total loans, net of allowance for loan losses 867,802 851,389 831,043 810,912 Total financial assets not carried at fair value $ 1,172,257 $ 1,144,680 $ 1,173,817 $ 1,137,348 FINANCIAL LIABILITIES Deposits $ 1,159,499 $ 1,151,101 $ 1,229,970 $ 1,218,552 Securitization liabilities at amortized cost 14,336 13,706 15,072 14,366 Subordinated notes and debentures 11,267 11,044 11,290 10,853 Total financial liabilities not carried at fair value $ 1,185,102 $ 1,175,851 $ 1,256,332 $ 1,243,771 1 This table excludes financial assets and liabilities where the carrying value approximates their fair value.
Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities	The following tables reconcile changes in fair value of all assets and liabilities measured at fair value using significant Level 3 unobservable inputs for the three and nine months ended July 31, 2023 and July 31, 2022. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at May 1 2023 Total realized and unrealized gains (losses) Movements Transfers Fair value as at Change in unrealized gains (losses) on instruments still held 5 Included in income 1 Included 2,3 Purchases/ Issuances Sales/ 4 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 22 $ – $ – $ 26 $ (13 ) $ 54 $ – $ 89 $ (5 ) Equity securities 30 2 – – (24 ) – – 8 – 52 2 – 26 (37 ) 54 – 97 (5 ) Non-trading Securities 1,001 (52 ) – 37 (3 ) – – 983 (20 ) Loans – – – – – – – – – 1,001 (52 ) – 37 (3 ) – – 983 (20 ) Financial assets at fair value through other comprehensive income Other debt securities 61 – 2 – (4 ) – – 59 – Equity securities 3,685 – (295 ) 3 (1,144 ) – – 2,249 (6 ) $ 3,746 $ – $ (293 ) $ 3 $ (1,148 ) $ – $ – $ 2,308 $ (6 ) FINANCIAL LIABILITIES Trading deposits 6 $ (592 ) $ (9 ) $ – $ (211 ) $ 8 $ (1 ) $ 10 $ (795 ) $ (4 ) Derivatives 7 Interest rate contracts (169 ) 14 – – 13 – – (142 ) 34 Foreign exchange contracts 1 (2 ) – – – (1 ) 1 (1 ) (1 ) Equity contracts (27 ) 2 – – (10 ) – (12 ) (47 ) (1 ) Commodity contracts (2 ) (8 ) – – 13 – – 3 1 (197 ) 6 – – 16 (1 ) (11 ) (187 ) 33 Financial liabilities designated at fair value through profit or loss (49 ) (166 ) – (202 ) 310 – – (107 ) (167 ) Obligations related to securities sold short – – – – – – – – – Fair value as at November 1 Total realized and unrealized gains (losses) Movements Transfers Fair value as at 2023 Change in gains (losses) on instruments still held 5 Included in income 1 Included 3 Purchases/ Sales/ 4 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Other debt securities $ 49 $ 6 $ – $ 49 $ (72 ) $ 89 $ (32 ) $ 89 $ (28 ) Equity securities – (2 ) – 39 (29 ) – – 8 – 49 4 – 88 (101 ) 89 (32 ) 97 (28 ) Non-trading Securities 845 31 – 158 (51 ) – – 983 21 Loans – – – – – – – – – 845 31 – 158 (51 ) – – 983 21 Financial assets at fair value through other comprehensive income Other debt securities 60 – (6 ) 21 (16 ) – – 59 – Equity securities 2,477 – (506 ) 2,096 (1,818 ) – – 2,249 (8 ) $ 2,537 $ – $ (512 ) $ 2,117 $ (1,834 ) $ – $ – $ 2,308 $ (8 ) FINANCIAL LIABILITIES Trading deposits 6 $ (416 ) $ (38 ) $ – $ (359 ) $ 16 $ (10 ) $ 12 $ (795 ) $ (28 ) Derivatives 7 Interest rate contracts (156 ) (16 ) – – 30 – – (142 ) 28 Foreign exchange contracts 4 (6 ) – – – (1 ) 2 (1 ) (1 ) Equity contracts (59 ) 45 – 26 (17 ) (2 ) (40 ) (47 ) 10 Commodity contracts 27 32 – – (56 ) – – 3 (1 ) (184 ) 55 – 26 (43 ) (3 ) (38 ) (187 ) 36 Financial liabilities designated at fair value through profit or loss (44 ) (96 ) – (389 ) 422 – – (107 ) (95 ) Obligations related to securities sold short – – – – – – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Other comprehensive income. 3 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at fair value through other comprehensive income (FVOCI). Refer to Note 5 for further details. 4 Includes foreign exchange. 5 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in accumulated other comprehensive income (AOCI). 6 Issuances and repurchases of trading deposits are reported on a gross basis. 7 Consists of derivative assets of $14 million (May 1, 2023/April 30, 2023 – $20 million; October 31, 2022/November 1, 2022 – $50 million) and derivative liabilities of $201 million (May 1, 2023/April 30, 2023 – $217 million; October 31, 2022/November 1, 2022 – $234 million) which have been netted in this table for presentation purposes only. Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Fair value as at May 1 2022 Total realized and unrealized gains (losses) Movements Transfers Fair value as at July 31 Change in unrealized gains (losses) on instruments 4 Included 1 Included 2 Purchases/ Sales/ 3 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 14 $ 1 $ – $ 1 $ (8 ) $ – $ (2 ) $ 6 $ (2 ) Other debt securities 27 – – – (27 ) – – – – 41 1 – 1 (35 ) – (2 ) 6 (2 ) Non-trading Securities 858 32 (2 ) 44 (21 ) – – 911 18 Loans 3 – – – (3 ) – – – – 861 32 (2 ) 44 (24 ) – – 911 18 Financial assets at fair value through other comprehensive income Other debt securities 59 – (3 ) – (3 ) – – 53 (1 ) Equity securities 2,290 – 26 3 16 – – 2,335 24 $ 2,349 $ – $ 23 $ 3 $ 13 $ – $ – $ 2,388 $ 23 FINANCIAL LIABILITIES Trading deposits 5 $ (246 ) $ 12 $ – $ (76 ) $ 1 $ – $ 7 $ (302 ) $ 12 Derivatives 6 Interest rate contracts (96 ) (61 ) – – (1 ) – – (158 ) (62 ) Foreign exchange contracts (1 ) 1 – – – – – – – Equity contracts (93 ) 49 – – 1 2 (2 ) (43 ) 49 Commodity contracts 72 3 – – (23 ) – – 52 (2 ) (118 ) (8 ) – – (23 ) 2 (2 ) (149 ) (15 ) Financial liabilities designated at fair value through profit or loss (162 ) 23 – (92 ) 221 – – (10 ) 23 Obligations related to securities sold short – – – – – – – – – Fair Total realized and unrealized gains (losses) Movements Transfers Fair value as at July 31 Change in unrealized gains (losses) on instruments 4 Included 1 Included 2 Purchases/ Sales/ 3 Into Out of FINANCIAL ASSETS Trading loans, securities, and other Government and government-related securities $ 6 $ 1 $ – $ 3 $ (13 ) $ 11 $ (2 ) $ 6 $ (3 ) Other debt securities 33 – – 27 (60 ) – – – – 39 1 – 30 (73 ) 11 (2 ) 6 (3 ) Non-trading Securities 760 60 (2 ) 166 (69 ) – (4 ) 911 12 Loans 3 – – – (3 ) – – – – 763 60 (2 ) 166 (72 ) – (4 ) 911 12 Financial assets at fair value through other comprehensive income Other debt securities 64 – (4 ) – (7 ) – – 53 (1 ) Equity securities 1,609 – 56 640 30 – – 2,335 48 $ 1,673 $ – $ 52 $ 640 $ 23 $ – $ – $ 2,388 $ 47 FINANCIAL LIABILITIES Trading deposits 5 $ (141 ) $ 17 $ – $ (185 ) $ 1 $ (10 ) $ 16 $ (302 ) $ 11 Derivatives 6 Interest rate contracts (88 ) (87 ) – – (1 ) – 18 (158 ) (60 ) Foreign exchange contracts 7 (7 ) – – – – – – (1 ) Equity contracts (82 ) 10 – – – 3 26 (43 ) 36 Commodity contracts 31 69 – – (48 ) – – 52 41 (132 ) (15 ) – – (49 ) 3 44 (149 ) 16 Financial liabilities designated at fair value through profit or loss (76 ) (154 ) – (267 ) 487 – – (10 ) (154 ) Obligations related to securities sold short (9 ) – – – 9 – – – – 1 Gains/losses on financial assets and liabilities are recognized within Non-interest 2 Includes realized gains/losses transferred to retained earnings on disposal of equities designated at FVOCI. 3 Includes foreign exchange. 4 Changes in unrealized gains/losses on financial assets at FVOCI are recognized in AOCI. 5 Issuances and repurchases of trading deposits are reported on a gross basis. 6 Consists of derivative assets of $73 million (May 1, 2022/April 30, 2022 – $90 million; October 31, 2021/November 1, 2021 – $47 million) and derivative liabilities of $222 million (May 1, 2022/April 30, 2022 – $208 million; October 31, 2021/November 1, 2021 – $179 million) which have been netted in this table for presentation purposes only.
At fair value [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Schedule of Fair Value Hierarchy for Assets and Liabilities	The following table presents the levels within the fair value hierarchy for each of the assets and liabilities measured at fair value on a recurring basis as at July 31, 2023 and October 31, 2022. Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total FINANCIAL ASSETS AND COMMODITIES Trading loans, securities, and other 1 Government and government-related securities Canadian government debt Federal $ 128 $ 7,393 $ – $ 7,521 $ 620 $ 9,042 $ – $ 9,662 Provinces – 7,908 – 7,908 – 7,706 – 7,706 U.S. federal, state, municipal governments, and agencies debt 2 23,083 – 23,085 2 23,466 – 23,468 Other OECD 2 – 9,106 – 9,106 – 8,341 – 8,341 Mortgage-backed securities – 1,896 – 1,896 – 2,109 – 2,109 Other debt securities Canadian issuers – 6,438 1 6,439 – 6,604 – 6,604 Other issuers – 12,402 88 12,490 – 12,344 49 12,393 Equity securities 63,044 37 8 63,089 44,424 32 – 44,456 Trading loans – 16,534 – 16,534 – 11,749 – 11,749 Commodities 9,785 749 – 10,534 16,084 1,149 – 17,233 Retained interests – 3 – 3 – 5 – 5 72,959 85,549 97 158,605 61,130 82,547 49 143,726 Non-trading Securities 306 2,914 983 4,203 228 6,608 845 7,681 Loans – 3,666 – 3,666 – 3,265 – 3,265 306 6,580 983 7,869 228 9,873 845 10,946 Derivatives Interest rate contracts 131 20,102 – 20,233 167 23,699 – 23,866 Foreign exchange contracts 22 44,006 1 44,029 35 72,006 5 72,046 Credit contracts – 61 – 61 – 56 – 56 Equity contracts 42 4,596 – 4,638 4 4,303 – 4,307 Commodity contracts 354 1,753 13 2,120 634 2,919 45 3,598 549 70,518 14 71,081 840 102,983 50 103,873 Financial assets designated at fair value through profit or loss Securities 1 – 5,440 – 5,440 – 5,039 – 5,039 – 5,440 – 5,440 – 5,039 – 5,039 Financial assets at fair value through other comprehensive income Government and government-related securities Canadian government debt Federal – 18,520 – 18,520 – 16,368 – 16,368 Provinces – 20,383 – 20,383 – 20,240 – 20,240 U.S. federal, state, municipal governments, and agencies debt – 10,503 – 10,503 – 11,559 – 11,559 Other OECD government-guaranteed debt – 1,476 – 1,476 – 1,682 – 1,682 Mortgage-backed securities – 2,047 – 2,047 – 1,033 – 1,033 Other debt securities Asset-backed securities – 3,975 – 3,975 – 4,440 – 4,440 Corporate and other debt – 8,281 59 8,340 – 8,621 60 8,681 Equity securities 1,264 1 2,249 3,514 840 2 2,477 3,319 Loans – 961 – 961 – 2,353 – 2,353 1,264 66,147 2,308 69,719 840 66,298 2,537 69,675 Securities purchased under reverse repurchase agreements – 8,358 – 8,358 – 7,450 – 7,450 FINANCIAL LIABILITIES Trading deposits – 27,526 795 28,321 – 23,389 416 23,805 Derivatives Interest rate contracts 127 18,822 142 19,091 112 19,010 156 19,278 Foreign exchange contracts 30 35,335 2 35,367 23 62,378 1 62,402 Credit contracts – 241 – 241 – 152 – 152 Equity contracts – 6,311 47 6,358 – 5,804 59 5,863 Commodity contracts 217 1,857 10 2,084 234 3,186 18 3,438 374 62,566 201 63,141 369 90,530 234 91,133 Securitization liabilities at fair value – 13,597 – 13,597 – 12,612 – 12,612 Financial liabilities designated at fair value through profit or loss – 183,080 107 183,187 – 162,742 44 162,786 Obligations related to securities sold short 1 1,662 43,492 – 45,154 2,909 42,596 – 45,505 Obligations related to securities sold under repurchase agreements – 3,934 – 3,934 – 9,509 – 9,509 1 Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but not yet purchased (short positions). 2 Organisation for Economic Co-operation

Securities (Tables)

Securities (Tables)	9 Months Ended
	Jul. 31, 2023
Disclosure of detailed information about financial instruments [abstract]
Summary of Unrealized Gains and Losses	The following table summarizes the unrealized gains and losses as at July 31, 2023 and October 31, 2022. Unrealized Gains (Losses) for Securities at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Cost/ 1 Gross Gross Fair Cost/ 1 Gross Gross Fair value Government and government-related securities Canadian government debt Federal $ 18,514 $ 108 $ (102 ) $ 18,520 $ 16,420 $ 69 $ (121 ) $ 16,368 Provinces 20,290 181 (88 ) 20,383 20,279 99 (138 ) 20,240 U.S. federal, state, municipal governments, and agencies debt 10,717 23 (237 ) 10,503 11,855 22 (318 ) 11,559 Other OECD government-guaranteed debt 1,498 2 (24 ) 1,476 1,715 1 (34 ) 1,682 Mortgage-backed securities 2,079 – (32 ) 2,047 1,035 1 (3 ) 1,033 53,098 314 (483 ) 52,929 51,304 192 (614 ) 50,882 Other debt securities Asset-backed securities 4,018 – (43 ) 3,975 4,511 – (71 ) 4,440 Corporate and other debt 8,382 56 (98 ) 8,340 8,820 23 (162 ) 8,681 12,400 56 (141 ) 12,315 13,331 23 (233 ) 13,121 Total debt securities 65,498 370 (624 ) 65,244 64,635 215 (847 ) 64,003 Equity securities Common shares 3,001 158 (75 ) 3,084 2,191 63 (33 ) 2,221 Preferred shares 562 4 (136 ) 430 1,100 71 (73 ) 1,098 3,563 162 (211 ) 3,514 3,291 134 (106 ) 3,319 Total securities at fair value through other comprehensive income $ 69,061 $ 532 $ (835 ) $ 68,758 $ 67,926 $ 349 $ (953 ) $ 67,322 1 Includes the foreign exchange translation of amortized cost balances at the period-end
Summary of Equity Securities Designated at Fair Value Through Other Comprehensive Income	The Bank designated certain equity securities at FVOCI. The following table summarizes the fair value of equity securities designated at FVOCI as at July 31, 2023 and October 31, 2022, and dividend income recognized on these securities for the three and nine months ended July 31, 2023 and July 31, 2022. Equity Securities Designated at Fair Value Through Other Comprehensive Income (millions of Canadian dollars) As at For the three months ended For the nine months ended July 31, 2023 October 31, 2022 July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Fair value Dividend income recognized Dividend income recognized Common shares $ 3,084 $ 2,221 $ 39 $ 51 $ 100 $ 136 Preferred shares 430 1,098 35 5 99 16 Total $ 3,514 $ 3,319 $ 74 $ 56 $ 199 $ 152
Summary of Equity Securities Net Realized Gains (Losses) Explanatory	The Bank disposed of certain equity securities in line with the Bank’s investment strategy and disposed of FHLB stocks in accordance with FHLB member stockholding requirements, as follows: Equity Securities Net Realized Gains (Losses) (millions of Canadian dollars) For the three months ended For the nine months ended July 31 July 31 July 31 July 31 Equity Securities Fair value $ 38 $ 1,281 $ 204 $ 1,340 Cumulative realized gain/(loss) – 270 (8 ) 265 FHLB Stock Fair value 717 16 1,354 48 Cumulative realized gain/(loss) – – – –
Summary of Securities Net Realized Gains (Losses)	The following table summarizes the net realized gains and losses for the three and nine months ended July 31, 2023 and July 31, 2022, which are included in Other income (loss) on the Interim Consolidated Statement of Income. Debt Securities Net Realized Gains (Losses) (millions of Canadian dollars) For the three months ended For the nine months ended July 31 July 31 July 31 July 31 Debt securities at amortized cost $ (22 ) $ 47 $ (58 ) $ 47 Debt securities at fair value through other comprehensive income (4 ) (5 ) 10 5 Total $ (26 ) $ 42 $ (48 ) $ 52
Summary of Debt Securities by Risk Rating	The following table provides the gross carrying amounts of debt securities measured at amortized cost and debt securities at FVOCI by internal risk ratings for credit risk management purposes, presenting separately those debt securities that are subject to Stage 1, Stage 2, and Stage 3 allowances. Refer to the “Allowance for Credit Losses” table in Note 6 for details regarding the allowance and provision for credit losses on debt securities. Debt Securities by Risk Ratings (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Debt securities 1 Investment grade $ 369,182 $ – $ n/a 2 $ 369,182 $ 404,620 $ – $ n/a $ 404,620 Non-investment 401 87 n/a 488 1,964 155 n/a 2,119 Watch and classified n/a 30 n/a 30 n/a 39 n/a 39 Default n/a n/a – – n/a n/a – – Total debt securities 369,583 117 – 369,700 406,584 194 – 406,778 Allowance for credit losses on debt securities at amortized cost 1 – – 1 1 – – 1 Total debt securities, net of allowance $ 369,582 $ 117 $ – $ 369,699 $ 406,583 $ 194 $ – $ 406,777 1 Includes debt securities backed by government-guaranteed loans of $105 million (October 31, 2022 – $192 million), which are reported in Non-investment 2 Not applicable.

Loans, Impaired Loans, and Al_2

Loans, Impaired Loans, and Allowance for Credit Losses (Tables)	9 Months Ended
	Jul. 31, 2023
Disclosure of detailed information about financial instruments [abstract]
Summary of Banks Loans and Acceptances	The following table provides details regarding the Bank’s loans and acceptances as at July 31, 2023 and October 31, 2022. Loans and Acceptances (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Residential mortgages $ 309,689 $ 293,924 Consumer instalment and other personal 211,700 206,152 Credit card 37,719 36,010 Business and government 315,478 301,389 874,586 837,475 Customers’ liability under acceptances 19,614 19,733 Loans at FVOCI (Note 4) 961 2,353 Total loans and acceptances 895,161 859,561 Total allowance for loan losses 6,784 6,432 Total loans and acceptances, net of allowance $ 888,377 $ 853,129
Summary of Credit Quality	Business and government loans (including loans at FVOCI) and customers’ liability under acceptances are grouped together as reflected below for presentation in the “Loans and Acceptances by Risk Ratings” table. Loans and Acceptances – Business and Government (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Loans at amortized cost $ 315,478 $ 301,389 Customers’ liability under acceptances 19,614 19,733 Loans at FVOCI (Note 4) 961 2,353 Loans and acceptances 336,053 323,475 Allowance for loan and acceptances losses 2,888 2,739 Loans and acceptances, net of allowance $ 333,165 $ 320,736
Summary of Gross Carrying Amounts of Loans, Acceptances and Credit Risk Exposures on Loan Commitments and Financial Guarantee Contracts by Internal Risk Ratings	The following table provides the gross carrying amounts of loans, acceptances and credit risk exposures on loan commitments and financial guarantee contracts by internal risk ratings for credit risk management purposes, presenting separately those that are subject to Stage 1, Stage 2, and Stage 3 allowances. Loans and Acceptances by Risk Ratings (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential mortgages 1,2,3 Low Risk $ 229,627 $ 94 $ n/a $ 229,721 $ 208,450 $ 59 $ n/a $ 208,509 Normal Risk 56,298 12,767 n/a 69,065 67,280 6,767 n/a 74,047 Medium Risk 388 7,700 n/a 8,088 418 8,132 n/a 8,550 High Risk 16 2,125 314 2,455 10 2,096 350 2,456 Default n/a n/a 360 360 n/a n/a 362 362 Total loans 286,329 22,686 674 309,689 276,158 17,054 712 293,924 Allowance for loan losses 159 163 56 378 127 140 56 323 Loans, net of allowance 286,170 22,523 618 309,311 276,031 16,914 656 293,601 Consumer instalment and other personal 4 Low Risk 103,800 2,060 n/a 105,860 92,653 2,127 n/a 94,780 Normal Risk 53,297 14,162 n/a 67,459 61,508 13,799 n/a 75,307 Medium Risk 23,910 5,307 n/a 29,217 21,990 6,350 n/a 28,340 High Risk 3,322 5,078 307 8,707 2,202 4,793 335 7,330 Default n/a n/a 457 457 n/a n/a 395 395 Total loans 184,329 26,607 764 211,700 178,353 27,069 730 206,152 Allowance for loan losses 654 876 177 1,707 619 850 154 1,623 Loans, net of allowance 183,675 25,731 587 209,993 177,734 26,219 576 204,529 Credit card Low Risk 6,669 11 n/a 6,680 6,532 11 n/a 6,543 Normal Risk 10,771 129 n/a 10,900 10,760 137 n/a 10,897 Medium Risk 11,852 1,264 n/a 13,116 10,794 1,184 n/a 11,978 High Risk 2,492 4,109 327 6,928 2,590 3,653 265 6,508 Default n/a n/a 95 95 n/a n/a 84 84 Total loans 31,784 5,513 422 37,719 30,676 4,985 349 36,010 Allowance for loan losses 687 849 275 1,811 685 855 207 1,747 Loans, net of allowance 31,097 4,664 147 35,908 29,991 4,130 142 34,263 Business and government 1,2,3,5 Investment grade or Low/Normal Risk 154,559 111 n/a 154,670 144,994 596 n/a 145,590 Non-investment 159,902 10,066 n/a 169,968 156,749 10,057 n/a 166,806 Watch and classified or High Risk 555 9,648 78 10,281 507 9,745 83 10,335 Default n/a n/a 1,134 1,134 n/a n/a 744 744 Total loans and acceptances 315,016 19,825 1,212 336,053 302,250 20,398 827 323,475 Allowance for loan and acceptances losses 1,118 1,291 479 2,888 1,091 1,304 344 2,739 Loans and acceptances, net of allowance 313,898 18,534 733 333,165 301,159 19,094 483 320,736 Total loans and acceptances 6 817,458 74,631 3,072 895,161 787,437 69,506 2,618 859,561 Total allowance for loan losses 6,7 2,618 3,179 987 6,784 2,522 3,149 761 6,432 Total loans and acceptances, net of allowance 6 $ 814,840 $ 71,452 $ 2,085 $ 888,377 $ 784,915 $ 66,357 $ 1,857 $ 853,129 1 Includes impaired loans with a balance of $139 million (October 31, 2022 – $110 million) which did not have a related allowance for loan losses as the realizable value of the collateral exceeded the loan amount. 2 Excludes trading loans and non-trading 3 Includes insured mortgages of $75 billion (October 31, 2022 – $77 billion). 4 Includes Canadian government-insured real estate personal loans of $7 billion (October 31, 2022 – $9 billion). 5 Includes loans guaranteed by government agencies of $26 billion (October 31, 2022 – $28 billion), which are primarily reported in Non-investment 6 Stage 3 includes acquired credit-impaired (ACI) loans of $92 million (October 31, 2022 – $115 million) and a related allowance for loan losses of $3 million (October 31, 2022 – $4 million), which have been included in the “Default” risk rating category as they were impaired at acquisition. 7 Includes allowance for loan losses related to loans that are measured at FVOCI of nil (October 31, 2022 – nil). Loans and Acceptances by Risk Ratings – Off-Balance Sheet Credit Instruments 1 (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Retail Exposures 2 Low Risk $ 255,699 $ 868 $ n/a $ 256,567 $ 240,203 $ 1,174 $ n/a $ 241,377 Normal Risk 88,641 1,057 n/a 89,698 87,113 1,178 n/a 88,291 Medium Risk 19,992 1,004 n/a 20,996 21,914 1,015 n/a 22,929 High Risk 1,211 1,206 – 2,417 1,272 1,374 – 2,646 Default n/a n/a – – n/a n/a – – Non-Retail 3 Investment grade 246,023 – n/a 246,023 229,592 – n/a 229,592 Non-investment 97,218 3,871 n/a 101,089 84,301 3,642 n/a 87,943 Watch and classified 251 3,076 – 3,327 237 4,265 – 4,502 Default n/a n/a 97 97 n/a n/a 116 116 Total off-balance 709,035 11,082 97 720,214 664,632 12,648 116 677,396 Allowance for off-balance 469 517 2 988 433 495 3 931 Total off-balance $ 708,566 $ 10,565 $ 95 $ 719,226 $ 664,199 $ 12,153 $ 113 $ 676,465 1 Excludes mortgage commitments. 2 Includes $367 billion (October 31, 2022 – $352 billion) of personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time. 3 Includes $59 billion (October 31, 2022 – $51 billion) of the undrawn component of uncommitted credit and liquidity facilities.
Summary of Allowance for Credit Losses	The following table provides details on the Bank’s allowance for credit losses as at and for the three and nine months ended July 31, 2023 and July 31, 2022, including allowance for off-balance Allowance for Credit Losses (millions of Canadian dollars) Balance at Provision Write-offs, Foreign Balance Balance at Provision Write-offs, Foreign Balance For the three months ended July 31, 2023 July 31, 2022 Residential mortgages $ 334 $ 45 $ (1 ) $ – $ 378 $ 255 $ 3 $ (1 ) $ – $ 257 Consumer instalment and other personal 1,766 246 (199 ) (19 ) 1,794 1,595 111 (134 ) (2 ) 1,570 Credit card 2,480 294 (287 ) (46 ) 2,441 2,213 193 (177 ) (5 ) 2,224 Business and government 3,064 181 (28 ) (58 ) 3,159 2,847 45 (22 ) (6 ) 2,864 Total allowance for loan losses, including off-balance 7,644 766 (515 ) (123 ) 7,772 6,910 352 (334 ) (13 ) 6,915 Debt securities at amortized cost 2 – – (1 ) 1 1 1 – – 2 Debt securities at FVOCI 1 – – – 1 6 (2 ) – – 4 Total allowance for credit losses on debt securities 3 – – (1 ) 2 7 (1 ) – – 6 Total allowance for credit losses $ 7,647 $ 766 $ (515 ) $ (124 ) $ 7,774 $ 6,917 $ 351 $ (334 ) $ (13 ) $ 6,921 Comprising: Allowance for credit losses on loans at amortized cost $ 6,644 $ 6,784 $ 6,076 $ 6,040 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,644 6,784 6,076 6,040 Allowance for off-balance 1,000 988 834 875 Allowance for credit losses on debt securities 3 2 7 6 For the nine months ended July 31, 2023 July 31, 2022 Residential mortgages $ 323 $ 61 $ (5 ) $ (1 ) $ 378 $ 261 $ (5 ) $ (1 ) $ 2 $ 257 Consumer instalment and other personal 1,704 691 (576 ) (25 ) 1,794 1,649 276 (375 ) 20 1,570 Credit card 2,352 958 (815 ) (54 ) 2,441 2,314 344 (484 ) 50 2,224 Business and government 2,984 346 (116 ) (55 ) 3,159 3,022 (162 ) (50 ) 54 2,864 Total allowance for loan losses, including off-balance 7,363 2,056 (1,512 ) (135 ) 7,772 7,246 453 (910 ) 126 6,915 Debt securities at amortized cost 1 – – – 1 2 – – – 2 Debt securities at FVOCI 2 (1 ) – – 1 7 (3 ) – – 4 Total allowance for credit losses on debt securities 3 (1 ) – – 2 9 (3 ) – – 6 Total allowance for credit losses $ 7,366 $ 2,055 $ (1,512 ) $ (135 ) $ 7,774 $ 7,255 $ 450 $ (910 ) $ 126 $ 6,921 Comprising: Allowance for credit losses on loans at amortized cost $ 6,432 $ 6,784 $ 6,390 $ 6,040 Allowance for credit losses on loans at FVOCI – – – – Allowance for loan losses 6,432 6,784 6,390 6,040 Allowance for off-balance 931 988 856 875 Allowance for credit losses on debt securities 3 2 9 6
Summary of Allowance for Loan Losses	The following table provides details on the Bank’s allowance for loan losses by stage as at and for the three months ended July 31, 2023 and July 31, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 116 $ 169 $ 49 $ 334 $ 130 $ 75 $ 50 $ 255 Provision for credit losses Transfer to Stage 1 2 41 (40 ) (1 ) – 13 (12 ) (1 ) – Transfer to Stage 2 (5 ) 8 (3 ) – (8 ) 11 (3 ) – Transfer to Stage 3 (1 ) (10 ) 11 – – (3 ) 3 – Net remeasurement due to transfers into stage 3 (7 ) 3 – (4 ) (3 ) 2 – (1 ) New originations or purchases 4 17 n/a n/a 17 13 n/a n/a 13 Net repayments 5 (1 ) – – (1 ) (1 ) (1 ) – (2 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (2 ) (5 ) (3 ) (10 ) (3 ) (3 ) (7 ) (13 ) Changes to risk, parameters, and models 7 2 39 2 43 (21 ) 19 8 6 Disposals – – – – – – – – Write-offs – – (3 ) (3 ) – – (3 ) (3 ) Recoveries – – 2 2 – – 2 2 Foreign exchange and other adjustments (1 ) (1 ) 2 – – – – – Balance at end of period $ 159 $ 163 $ 56 $ 378 $ 120 $ 88 $ 49 $ 257 Consumer Instalment and Other Personal Balance, including off-balance $ 675 $ 921 $ 170 $ 1,766 $ 568 $ 872 $ 155 $ 1,595 Provision for credit losses Transfer to Stage 1 2 167 (166 ) (1 ) – 124 (117 ) (7 ) – Transfer to Stage 2 (47 ) 63 (16 ) – (44 ) 61 (17 ) – Transfer to Stage 3 (2 ) (46 ) 48 – (2 ) (50 ) 52 – Net remeasurement due to transfers into stage 3 (61 ) 53 2 (6 ) (29 ) 40 2 13 New originations or purchases 4 111 n/a n/a 111 98 n/a n/a 98 Net repayments 5 (21 ) (18 ) (2 ) (41 ) (15 ) (21 ) (4 ) (40 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (21 ) (25 ) (13 ) (59 ) (27 ) (48 ) (14 ) (89 ) Changes to risk, parameters, and models 7 (102 ) 153 190 241 (31 ) 50 110 129 Disposals – – – – – – – – Write-offs – – (275 ) (275 ) – – (212 ) (212 ) Recoveries – – 76 76 – – 78 78 Foreign exchange and other adjustments (8 ) (9 ) (2 ) (19 ) (1 ) – (1 ) (2 ) Balance, including off-balance 691 926 177 1,794 641 787 142 1,570 Less: Allowance for off-balance 8 37 50 – 87 33 41 – 74 Balance at end of period $ 654 $ 876 $ 177 $ 1,707 $ 608 $ 746 $ 142 $ 1,496 Credit Card 9 Balance, including off-balance $ 964 $ 1,235 $ 281 $ 2,480 $ 921 $ 1,117 $ 175 $ 2,213 Provision for credit losses Transfer to Stage 1 2 303 (294 ) (9 ) – 269 (263 ) (6 ) – Transfer to Stage 2 (71 ) 88 (17 ) – (84 ) 96 (12 ) – Transfer to Stage 3 (4 ) (171 ) 175 – (4 ) (156 ) 160 – Net remeasurement due to transfers into stage 3 (131 ) 105 5 (21 ) (75 ) 129 5 59 New originations or purchases 4 47 n/a n/a 47 50 n/a n/a 50 Net repayments 5 (3 ) 1 13 11 (4 ) (2 ) 7 1 Derecognition of financial assets (excluding disposals and write-offs) 6 (11 ) (18 ) (80 ) (109 ) (13 ) (22 ) (48 ) (83 ) Changes to risk, parameters, and models 7 (109 ) 275 200 366 (115 ) 204 77 166 Disposals – – – – – – – – Write-offs – – (360 ) (360 ) – – (246 ) (246 ) Recoveries – – 73 73 – – 69 69 Foreign exchange and other adjustments (18 ) (22 ) (6 ) (46 ) (2 ) (2 ) (1 ) (5 ) Balance, including off-balance 967 1,199 275 2,441 943 1,101 180 2,224 Less: Allowance for off-balance 8 280 350 – 630 257 300 – 557 Balance at end of period $ 687 $ 849 $ 275 $ 1,811 $ 686 $ 801 $ 180 $ 1,667 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,261 $ 1,441 $ 362 $ 3,064 $ 1,126 $ 1,394 $ 327 $ 2,847 Provision for credit losses Transfer to Stage 1 3 71 (71 ) – – 81 (77 ) (4 ) – Transfer to Stage 2 (128 ) 131 (3 ) – (114 ) 117 (3 ) – Transfer to Stage 3 (1 ) (59 ) 60 – (1 ) (30 ) 31 – Net remeasurement due to transfers into stage 3 (21 ) 27 1 7 (19 ) 34 – 15 New originations or purchases 3 300 n/a n/a 300 335 n/a n/a 335 Net repayments 3 8 (10 ) (16 ) (18 ) 9 (14 ) (15 ) (20 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (173 ) (155 ) (127 ) (455 ) (206 ) (172 ) (108 ) (486 ) Changes to risk, parameters, and models 3 (20 ) 120 247 347 (46 ) 113 134 201 Disposals – – – – – – – – Write-offs – – (49 ) (49 ) – – (37 ) (37 ) Recoveries – – 21 21 – – 15 15 Foreign exchange and other adjustments (27 ) (16 ) (15 ) (58 ) (1 ) (1 ) (4 ) (6 ) Balance, including off-balance 1,270 1,408 481 3,159 1,164 1,364 336 2,864 Less: Allowance for off-balance 4 152 117 2 271 128 113 3 244 Balance at end of period 1,118 1,291 479 2,888 1,036 1,251 333 2,620 Total Allowance, including off-balance 3,087 3,696 989 7,772 2,868 3,340 707 6,915 Less: Total Allowance for off-balance 4 469 517 2 988 418 454 3 875 Total Allowance for Loan Losses at end of period $ 2,618 $ 3,179 $ 987 $ 6,784 $ 2,450 $ 2,886 $ 704 $ 6,040 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance The following table provides details on the Bank’s allowance for loan losses by stage as at and for the nine months ended July 31, 2023 and July 31, 2022. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the nine months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Residential Mortgages Balance at beginning of period $ 127 $ 140 $ 56 $ 323 $ 35 $ 175 $ 51 $ 261 Provision for credit losses Transfer to Stage 1 2 97 (95 ) (2 ) – 92 (90 ) (2 ) – Transfer to Stage 2 (19 ) 31 (12 ) – (15 ) 23 (8 ) – Transfer to Stage 3 (2 ) (18 ) 20 – – (8 ) 8 – Net remeasurement due to transfers into stage 3 (18 ) 14 – (4 ) (14 ) 7 – (7 ) New originations or purchases 4 33 n/a n/a 33 29 n/a n/a 29 Net repayments 5 (3 ) (2 ) – (5 ) (3 ) (3 ) – (6 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (4 ) (13 ) (9 ) (26 ) (5 ) (14 ) (23 ) (42 ) Changes to risk, parameters, and models 7 (50 ) 107 6 63 – (3 ) 24 21 Disposals – – – – – – – – Write-offs – – (8 ) (8 ) – – (7 ) (7 ) Recoveries – – 3 3 – – 6 6 Foreign exchange and other adjustments (2 ) (1 ) 2 (1 ) 1 1 – 2 Balance at end of period $ 159 $ 163 $ 56 $ 378 $ 120 $ 88 $ 49 $ 257 Consumer Instalment and Other Personal Balance, including off-balance $ 654 $ 896 $ 154 $ 1,704 $ 550 $ 960 $ 139 $ 1,649 Provision for credit losses Transfer to Stage 1 2 473 (469 ) (4 ) – 518 (509 ) (9 ) – Transfer to Stage 2 (147 ) 200 (53 ) – (125 ) 170 (45 ) – Transfer to Stage 3 (6 ) (141 ) 147 – (6 ) (159 ) 165 – Net remeasurement due to transfers into stage 3 (162 ) 156 7 1 (137 ) 126 6 (5 ) New originations or purchases 4 309 n/a n/a 309 219 n/a n/a 219 Net repayments 5 (44 ) (62 ) (8 ) (114 ) (55 ) (59 ) (10 ) (124 ) Derecognition of financial assets (excluding disposals and write-offs) 6 (56 ) (72 ) (30 ) (158 ) (69 ) (138 ) (41 ) (248 ) Changes to risk, parameters, and models 7 (320 ) 430 543 653 (260 ) 382 312 434 Disposals – – – – – – – – Write-offs – – (795 ) (795 ) – – (601 ) (601 ) Recoveries – – 219 219 – – 226 226 Foreign exchange and other adjustments (10 ) (12 ) (3 ) (25 ) 6 14 – 20 Balance, including off-balance 691 926 177 1,794 641 787 142 1,570 Less: Allowance for off-balance 8 37 50 – 87 33 41 – 74 Balance at end of period $ 654 $ 876 $ 177 $ 1,707 $ 608 $ 746 $ 142 $ 1,496 Credit Card 9 Balance, including off-balance $ 954 $ 1,191 $ 207 $ 2,352 $ 878 $ 1,298 $ 138 $ 2,314 Provision for credit losses Transfer to Stage 1 2 872 (852 ) (20 ) – 966 (951 ) (15 ) – Transfer to Stage 2 (233 ) 276 (43 ) – (210 ) 239 (29 ) – Transfer to Stage 3 (14 ) (514 ) 528 – (14 ) (475 ) 489 – Net remeasurement due to transfers into stage 3 (397 ) 353 15 (29 ) (278 ) 314 14 50 New originations or purchases 4 144 n/a n/a 144 159 n/a n/a 159 Net repayments 5 59 2 41 102 (9 ) (2 ) 16 5 Derecognition of financial assets (excluding disposals and write-offs) 6 (33 ) (59 ) (191 ) (283 ) (46 ) (97 ) (120 ) (263 ) Changes to risk, parameters, and models 7 (364 ) 829 559 1,024 (523 ) 749 167 393 Disposals – – – – – – – – Write-offs – – (1,031 ) (1,031 ) – – (708 ) (708 ) Recoveries – – 216 216 – – 224 224 Foreign exchange and other adjustments (21 ) (27 ) (6 ) (54 ) 20 26 4 50 Balance, including off-balance 967 1,199 275 2,441 943 1,101 180 2,224 Less: Allowance for off-balance 8 280 350 – 630 257 300 – 557 Balance at end of period $ 687 $ 849 $ 275 $ 1,811 $ 686 $ 801 $ 180 $ 1,667 1 Includes allowance for loan losses related to ACI loans. 2 Transfers represent stage transfer movements prior to ECL remeasurement. 3 Represents the mechanical remeasurement between twelve-month (i.e., Stage 1) and lifetime ECLs (i.e., Stage 2 or 3) due to stage transfers necessitated by credit risk migration, as described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements, holding all other factors impacting the change in ECLs constant. 4 Represents the increase in the allowance resulting from loans that were newly originated, purchased, or renewed. 5 Represents the changes in the allowance related to cash flow changes associated with new draws or repayments on loans outstanding. 6 Represents the decrease in the allowance resulting from loans that were fully repaid and excludes the decrease associated with loans that were disposed or fully written off. 7 Represents the changes in the allowance related to current period changes in risk (e.g., PD) caused by changes to macroeconomic factors, level of risk, parameters, and/or models, subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information” and “Expert Credit Judgment” sections of Note 2 and Note 3 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. 8 The allowance for loan losses for off-balance 9 Credit cards are considered impaired and migrate to Stage 3 when they are 90 days past due and written off at 180 days past due. Refer to Note 2 of the Bank’s 2022 Annual Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the nine months ended July 31, 2023 July 31, 2022 Stage 1 Stage 2 Stage 3 1 Total Stage 1 Stage 2 Stage 3 1 Total Business and Government 2 Balance, including off-balance $ 1,220 $ 1,417 $ 347 $ 2,984 $ 1,186 $ 1,526 $ 310 $ 3,022 Provision for credit losses Transfer to Stage 1 3 293 (291 ) (2 ) – 290 (285 ) (5 ) – Transfer to Stage 2 (411 ) 420 (9 ) – (297 ) 309 (12 ) – Transfer to Stage 3 (10 ) (98 ) 108 – (2 ) (71 ) 73 – Net remeasurement due to transfers into stage 3 (85 ) 78 1 (6 ) (66 ) 65 – (1 ) New originations or purchases 3 897 n/a n/a 897 813 n/a n/a 813 Net repayments 3 40 (49 ) (59 ) (68 ) 26 (47 ) (45 ) (66 ) Derecognition of financial assets (excluding disposals and write-offs) 3 (524 ) (427 ) (366 ) (1,317 ) (562 ) (451 ) (270 ) (1,283 ) Changes to risk, parameters, and models 3 (136 ) 376 600 840 (252 ) 284 343 375 Disposals – – – – – – – – Write-offs – – (157 ) (157 ) – – (91 ) (91 ) Recoveries – – 41 41 – – 41 41 Foreign exchange and other adjustments (14 ) (18 ) (23 ) (55 ) 28 34 (8 ) 54 Balance, including off-balance 1,270 1,408 481 3,159 1,164 1,364 336 2,864 Less: Allowance for off-balance 4 152 117 2 271 128 113 3 244 Balance at end of period 1,118 1,291 479 2,888 1,036 1,251 333 2,620 Total Allowance, including off-balance 3,087 3,696 989 7,772 2,868 3,340 707 6,915 Less: Total Allowance for off-balance 4 469 517 2 988 418 454 3 875 Total Allowance for Loan Losses at end of period $ 2,618 $ 3,179 $ 987 $ 6,784 $ 2,450 $ 2,886 $ 704 $ 6,040 1 Includes allowance for loan losses related to ACI loans. 2 Includes allowance for loan losses related to customers’ liability under acceptances. 3 For explanations regarding this line item, refer to the “Allowance for Loan Losses by Stage” table on the previous page in this Note. 4 The allowance for loan losses for off-balance
Summary of Macroeconomic Variables impacted in Determining ECLs	Macroeconomic Variables As at July 31, 2023 Base Forecast Upside Scenario Downside Scenario Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Average 1 Remaining 4-year 1 Unemployment rate Canada 5.8 % 6.0 % 5.3 % 5.7 % 6.8 % 7.0 % United States 3.9 4.2 3.7 3.9 4.9 5.2 Real GDP Canada 0.9 1.5 1.4 1.6 (0.6 ) 1.7 United States 0.9 1.8 1.6 1.9 (0.6 ) 2.0 Home prices Canada (average existing price) 2 8.3 2.4 10.0 2.5 (5.8 ) 6.5 United States (CoreLogic HPI) 3 (2.9 ) 2.0 1.1 2.2 (12.5 ) 5.0 Central bank policy interest rate Canada 4.88 2.50 5.38 2.58 3.81 1.98 United States 5.38 2.81 5.63 2.83 4.13 2.23 U.S. 10-year 3.57 2.98 3.95 3.08 3.11 2.93 U.S. 10-year (%-pts) 2.10 1.83 1.86 1.79 2.68 2.08 Exchange rate (U.S. dollar/Canadian dollar) $ 0.74 $ 0.79 $ 0.78 $ 0.81 $ 0.71 $ 0.73 1 The numbers represent average values for the quoted periods, and average of year-on-year 2 The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. 3 The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time.
Schedule of Change from Base to Probability-Weighted ECL	The following table presents the base ECL scenario compared to the probability-weighted ECLs, with the latter derived from three ECL scenarios for performing loans and off-balance non-linearity Change from Base to Probability-Weighted (millions of Canadian dollars, except as noted) As at July 31, 2023 October 31, 2022 Probability-weighted $ 6,783 $ 6,599 Base ECLs 6,352 6,095 Difference – in amount $ 431 $ 504 Difference – in percentage 6.8 % 8.3 %
Schedule of Incremental Lifetime ECL Impact	Incremental Lifetime ECLs Impact (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 Probability-weighted $ 6,783 $ 6,599 All performing loans and off-balance 12-month 4,995 4,819 Incremental lifetime ECLs impact $ 1,788 $ 1,780
Summary of Loans Past Due but Not Impaired	The following table summarizes loans that are past due but not impaired. Loans less than 31 days contractually past due are excluded as they do not generally reflect a borrower’s ability to meet their payment obligations. Loans Past Due but not Impaired 1 (millions of Canadian dollars) As at July 31, 2023 October 31, 2022 31-60 days 61-89 days Total 31-60 days 61-89 days Total Residential mortgages $ 262 $ 71 $ 333 $ 230 $ 69 $ 299 Consumer instalment and other personal 773 252 1,025 668 204 872 Credit card 306 210 516 271 172 443 Business and government 417 131 548 654 162 816 Total $ 1,758 $ 664 $ 2,422 $ 1,823 $ 607 $ 2,430 1 Includes loans that are measured at FVOCI.

Investment in Associates and _2

Investment in Associates and Joint Ventures (Tables)	9 Months Ended
	Jul. 31, 2023
Charles Schwab Corporation [member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Summary of Condensed Financial Statements	Summarized Financial Information (millions of Canadian dollars) As at June 30 2023 September 30 2022 Total assets $ 677,207 $ 797,759 Total liabilities 628,026 746,596 (millions of Canadian dollars) For the three months ended For the nine months ended June 30 2023 June 30 2022 June 30 2023 June 30 2022 Total net revenues $ 6,253 $ 6,501 $ 20,633 $ 18,350 Total net income available to common stockholders 1,575 2,109 6,119 5,554 Total other comprehensive income (loss) (54 ) (6,353 ) 3,277 (21,911 ) Total comprehensive income (loss) 1,521 (4,244 ) 9,396 (16,357 )

Goodwill (Tables)

Goodwill (Tables)	9 Months Ended
	Jul. 31, 2023
Intangible assets and goodwill [abstract]
Summary of Goodwill by Segment	Goodwill by Segment (millions of Canadian dollars) Canadian U.S. Retail 1 Wealth Wholesale Total Carrying amount of goodwill as at November 1, 2021 $ 900 $ 13,134 $ 1,924 $ 274 $ 16,232 Foreign currency translation adjustments and other 2 1,329 80 13 1,424 Carrying amount of goodwill as at October 31, 2022 2 $ 902 $ 14,463 $ 2,004 $ 287 $ 17,656 Additions – – – 744 744 Foreign currency translation adjustments and other – (477 ) (29 ) (90 ) (596 ) Carrying amount of goodwill as at July 31, 2023 2 $ 902 $ 13,986 $ 1,975 $ 941 $ 17,804 1 Goodwill predominantly relates to U.S. personal and commercial banking. 2 Accumulated impairment as at July 31, 2023 and October 31, 2022 was nil.

Other Assets (Tables)

Other Assets (Tables)	9 Months Ended
	Jul. 31, 2023
Other Assets
Schedule of Other Assets	Other Assets (millions of Canadian dollars) As at July 31 October 31 Accounts receivable and other items $ 12,723 $ 10,769 Accrued interest 5,111 3,765 Current income tax receivable 3,679 6,031 Defined benefit asset 1,390 1,406 Insurance-related assets, excluding investments 2,126 2,008 Prepaid expenses 1,881 1,323 Total $ 26,910 $ 25,302

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Jul. 31, 2023
Deposits
Summary of Deposit Liabilities	Deposits (millions of Canadian dollars) As at By Type By Country July 31 October 31 Demand Notice Term 1 Canada United States International Total Total Personal $ 17,730 $ 493,386 $ 103,112 $ 316,549 $ 297,679 $ – $ 614,228 $ 660,838 Banks 10,729 555 21,645 17,316 13,862 1,751 32,929 38,263 Business and government 2 126,982 189,486 195,874 357,756 152,121 2,465 512,342 530,869 155,441 683,427 320,631 691,621 463,662 4,216 1,159,499 1,229,970 Trading – – 28,321 19,277 2,934 6,110 28,321 23,805 Designated at fair value through profit or loss 3 – – 182,983 37,934 72,871 72,178 182,983 162,645 Total $ 155,441 $ 683,427 $ 531,935 $ 748,832 $ 539,467 $ 82,504 $ 1,370,803 $ 1,416,420 Non-interest-bearing In domestic offices $ 62,851 $ 76,551 In foreign offices 77,043 91,175 Interest-bearing deposits included above In domestic offices 685,981 686,518 In foreign offices 523,475 552,678 U.S. federal funds deposited 7,893 9,498 Deposits and advances with the Federal Home Loan Bank 13,560 – Total 2,4 $ 1,370,803 $ 1,416,420 1 Includes $99.5 billion (October 31, 2022 – $89.4 billion) of senior debt which is subject to the bank recapitalization “bail-in” non-viable. 2 Includes $45.4 billion relating to covered bondholders (October 31, 2022 – $34 billion). 3 Financial liabilities designated at FVTPL on the Interim Consolidated Balance Sheet also includes $204 million (October 31, 2022 – $140.5 million) of loan commitments and financial guarantees designated at FVTPL. 4 Includes deposits of $751.2 billion (Octo ber

Other Liabilities (Tables)

Other Liabilities (Tables)	9 Months Ended
	Jul. 31, 2023
Disclosure of financial liabilities [abstract]
Summary of Other Liabilities	Other Liabilities (millions of Canadian dollars) As at July 31 October 31 Accounts payable, accrued expenses, and other items $ 6,989 $ 5,040 Accrued interest 3,731 1,870 Accrued salaries and employee benefits 4,360 4,100 Cheques and other items in transit 3,173 2,116 Current income tax payable 177 151 Deferred tax liabilities 190 236 Defined benefit liability 1,305 1,286 Lease liabilities 4,972 5,313 Liabilities related to structured entities 16,808 12,120 Provisions (Note 18) 3,057 1,320 Total $ 44,762 $ 33,552

Equity (Tables)

Equity (Tables)	9 Months Ended
	Jul. 31, 2023
Disclosure of classes of share capital [abstract]
Summary of Classes of Share Capital	The following table summarizes the changes to the shares and other equity instruments issued and outstanding, and treasury instruments held as at and for the three and nine months ended July 31, 2023 and July 31, 2022. Shares and Other Equity Instruments Issued and Outstanding and Treasury Instruments Held (millions of shares or other equity instruments and millions of For the three months ended For the nine months ended July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Number Amount Number Amount Number Amount Number Amount Common Shares Balance as at beginning of period 1,839.6 $ 25,852 1,806.7 $ 23,127 1,821.7 $ 24,363 1,823.9 $ 23,066 Proceeds from shares issued on exercise of stock options 0.1 6 0.1 7 1.2 77 1.4 97 Shares issued as a result of dividend reinvestment plan 2.1 175 7.5 610 18.9 1,593 10.0 846 Purchase of shares for cancellation and other (14.3 ) (200 ) – – (14.3 ) (200 ) (21.0 ) (265 ) Balance as at end of period – common shares 1,827.5 $ 25,833 1,814.3 $ 23,744 1,827.5 $ 25,833 1,814.3 $ 23,744 Preferred Shares and Other Equity Instruments Preferred Shares – Class A Balance as at beginning of period 159.6 $ 5,600 158.8 $ 4,800 159.6 $ 5,600 158.0 $ 3,950 Issue of shares – – 0.8 800 – – 1.6 1,650 Redemption of shares – – – – – – – – Balance as at end of period 159.6 $ 5,600 159.6 $ 5,600 159.6 $ 5,600 159.6 $ 5,600 Other Equity Instruments 1 Balance as at beginning and end of period 5.0 $ 5,653 1.8 $ 1,750 5.0 $ 5,653 1.8 $ 1,750 Balance as at end of period – preferred shares and other equity instruments 164.6 $ 11,253 161.4 $ 7,350 164.6 $ 11,253 161.4 $ 7,350 Treasury – common shares 2 Balance as at beginning of period 1.1 $ (99 ) 2.8 $ (243 ) 1.0 $ (91 ) 1.9 $ (152 ) Purchase of shares 24.3 (1,965 ) 24.1 (2,107 ) 71.2 (6,016 ) 85.3 (8,131 ) Sale of shares (25.4 ) 2,064 (25.7 ) 2,246 (72.2 ) 6,107 (86.0 ) 8,179 Balance as at end of period – treasury – common shares – $ – 1.2 $ (104 ) – $ – 1.2 $ (104 ) Treasury – preferred shares and other equity instruments 2 Balance as at beginning of period 0.1 $ (10 ) 0.2 $ (13 ) 0.1 $ (7 ) 0.1 $ (10 ) Purchase of shares and other equity instruments 0.7 (46 ) 0.6 (52 ) 2.7 (372 ) 2.3 (142 ) Sale of shares and other equity instruments (0.7 ) 45 (0.6 ) 49 (2.7 ) 368 (2.2 ) 136 Balance as at end of period – treasury – preferred shares and other equity instruments 0.1 $ (11 ) 0.2 $ (16 ) 0.1 $ (11 ) 0.2 $ (16 ) 1 For Limited Recourse Capital Notes 2 When the Bank purchases its own equity instruments as part of its trading business, they are classified as treasury instruments and the cost of these instruments is recorded as a reduction in equity.

Share-Based Compensation (Table

Share-Based Compensation (Tables)	9 Months Ended
	Jul. 31, 2023
Disclosure of sensitivity analysis for actuarial assumptions [abstract]
Schedule of Assumptions Used for Estimating the Fair Value of Options	The following table summarizes the assumptions used for estimating the fair value of options for the nine months ended July 31, 2023 and July 31, 2022. Assumptions Used for Estimating the Fair Value of Options (in Canadian dollars, except as noted) For the nine months ended July 31 July 31 Risk-free interest rate 2.87 % 1.47 % Option contractual life 10 years 10 years Expected volatility 1 18.43 % 17.89 % Expected dividend yield 3.69 % 3.66 % Exercise price/share price $ 90.55 $ 95.33 1 Expected volatility is calculated based on the average daily volatility measured over a historical period.

Employee Benefits (Tables)

Employee Benefits (Tables)	9 Months Ended
	Jul. 31, 2023
Employee Benefits
Summary of Employee Benefit Plans Expenses	The following table summarizes expenses for the Bank’s principal pension and non-pension Defined Benefit Plan Expenses (millions of Canadian dollars) Principal pension plans Principal post-retirement Other pension plans 1 For the three months ended July 31 July 31 July 31 July 31 July 31 July 31 Service cost – benefits earned $ 62 $ 104 $ 2 $ 2 $ 5 $ 6 Net interest cost (income) on net defined benefit liability (asset) (25 ) (6 ) 5 3 6 5 Interest cost on asset limitation and minimum funding 5 – – – – – Defined benefit administrative expenses 2 2 – – 1 1 Total $ 44 $ 100 $ 7 $ 5 $ 12 $ 12 For the nine months ended July 31 July 31 July 31 July 31 July 31 July 31 Service cost – benefits earned $ 186 $ 312 $ 4 $ 6 $ 13 $ 18 Net interest cost (income) on net defined benefit liability (asset) (75 ) (18 ) 15 10 17 14 Interest cost on asset limitation and minimum funding 15 – – – 2 – Defined benefit administrative expenses 7 7 – – 4 3 Total $ 133 $ 301 $ 19 $ 16 $ 36 $ 35 1 Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, and supplemental executive defined benefit pension plans.
Summary of Remeasurement of Defined Benefit Plans	The following table summarizes expenses for the Bank’s defined contribution plans for the three and nine months ended July 31, 2023 and July 31, 2022. Defined Contribution Plan Expenses (millions of Canadian dollars) For the three months ended For the nine months ended July 31 July 31 July 31 July 31 Defined contribution pension plans 1 $ 62 $ 50 $ 188 $ 148 Government pension plans 2 110 95 404 335 Total $ 172 $ 145 $ 592 $ 483 1 Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k) plan. 2 Includes Canada Pension Plan, Quebec Pension Plan, and Social Security under the U.S. Federal Insurance Contributions Act
Summary of Expenses for Bank's Defined Contribution Plans	The following table summarizes the remeasurements recognized in OCI for the Bank’s principal pension and post-retirement defined benefit plans for the three and nine months ended July 31, 2023 and July 31, 2022. Amounts Recognized in Other Comprehensive Income for Remeasurement of Defined Benefit Plans 1,2,3 (millions of Canadian dollars) Principal pension plans Principal post-retirement For the three months ended July 31 July 31 July 31 July 31 Remeasurement gain/(loss) – financial $ 253 $ 231 $ 13 $ (6 ) Remeasurement gain/(loss) – return on plan assets less interest income (412 ) 156 – – Change in asset limitation and minimum funding requirement 11 – – – Total $ (148 ) $ 387 $ 13 $ (6 ) For the nine months ended July 31 July 31 July 31 July 31 Remeasurement gain/(loss) – financial $ (276 ) $ 2,132 $ (14 ) $ 76 Remeasurement gain/(loss) – return on plan assets less interest income 12 (704 ) – – Change in asset limitation and minimum funding requirement 190 – – – Total $ (74 ) $ 1,428 $ (14 ) $ 76 1 Excludes the Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, TD Auto Finance defined benefit pension plan, TD Insurance defined benefit pension plan, supplemental executive retirement plans, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for disclosure purposes as these plans are not remeasured on a quarterly basis. 2 Changes in discount rates and return on plan assets are reviewed and updated on a quarterly basis. All other assumptions are updated annually. 3 Amounts are presented on a pre-tax

Earnings per Share (Tables)

Earnings per Share (Tables)	9 Months Ended
	Jul. 31, 2023
Earnings per share [abstract]
Summary of Earnings Per Share	The following table presents the Bank’s basic and diluted earnings per share for the three and nine months ended July 31, 2023 and July 31, 2022. Basic and Diluted Earnings Per Share (millions of Canadian dollars, except as noted) For the three months ended For the nine months ended July 31 2023 July 31 2022 July 31 2023 July 31 2022 Basic earnings per share Net income attributable to common shareholders $ 2,889 $ 3,171 $ 7,529 $ 10,606 Weighted-average number of common shares outstanding (millions) 1,834.8 1,804.5 1,827.9 1,810.0 Basic earnings per share $ 1.57 $ 1.76 $ 4.12 $ 5.86 Diluted earnings per share Net income attributable to common shareholders $ 2,889 $ 3,171 $ 7,529 $ 10,606 Net income available to common shareholders including impact of dilutive securities 2,889 3,171 7,529 10,606 Weighted-average number of common shares outstanding (millions) 1,834.8 1,804.5 1,827.9 1,810.0 Effect of dilutive securities Stock options potentially exercisable (millions) 1 1.5 2.6 2.0 3.3 Weighted-average number of common shares outstanding – diluted (millions) 1,836.3 1,807.1 1,829.9 1,813.3 Diluted earnings per share 1 $ 1.57 $ 1.75 $ 4.11 $ 5.85 1 For the three and nine months ended July 31, 2023, the computation of diluted earnings per share excluded average options outstanding of 4.9 million and 4.4 million, respectively, with a weighted-average exercise price of $92.89 and $93.16, respectively, as the option price was greater than the average market price of the Bank’s common shares. For the three and nine months ended July 31, 2022, the computation of diluted earnings per share excluded average options outstanding of 2.4 million and 2.0 million, respectively, with an exercise price of $95.33, as the option price was greater than the average market price of the Bank’s common shares.

Segmented Information (Tables)

Segmented Information (Tables)	9 Months Ended
	Jul. 31, 2023
Disclosure of operating segments [abstract]
Summary of Results by Business Segment	The following table summarizes the segment results for the three and nine months ended July 31, 2023 and July 31, 2022. Results by Business Segment 1 (millions of Canadian dollars) Canadian U.S. Retail Wealth Wholesale 2 Corporate 2 Total For the three months ended July 31 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 3,571 $ 3,199 $ 2,879 $ 2,453 $ 256 $ 249 $ 270 $ 786 $ 313 $ 357 $ 7,289 $ 7,044 Non-interest 999 1,061 648 648 2,523 2,511 1,298 290 22 (629 ) 5,490 3,881 Total revenue 4,570 4,260 3,527 3,101 2,779 2,760 1,568 1,076 335 (272 ) 12,779 10,925 Provision for (recovery of) credit losses 379 170 249 107 – – 25 25 113 49 766 351 Insurance claims and related expenses – – – – 923 829 – – – – 923 829 Non-interest 1,895 1,807 2,004 1,715 1,170 1,150 1,247 691 1,266 733 7,582 6,096 Income (loss) before income taxes and share of net income from investment in Schwab 2,296 2,283 1,274 1,279 686 781 296 360 (1,044 ) (1,054 ) 3,508 3,649 Provision for (recovery of) income taxes 641 605 151 126 182 206 24 89 (271 ) (323 ) 727 703 Share of net income from investment in Schwab 3,4 – – 191 289 – – – – (9 ) (21 ) 182 268 Net income (loss) $ 1,655 $ 1,678 $ 1,314 $ 1,442 $ 504 $ 575 $ 272 $ 271 $ (782 ) $ (752 ) $ 2,963 $ 3,214 For the nine months ended July 31 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 Net interest income (loss) $ 10,487 $ 9,008 $ 9,082 $ 6,647 $ 795 $ 673 $ 1,293 $ 2,254 $ 793 $ 1,141 $ 22,450 $ 19,723 Non-interest 3,076 3,124 1,802 2,183 7,621 7,556 3,037 1,418 (615 ) (535 ) 14,921 13,746 Total revenue 13,563 12,132 10,884 8,830 8,416 8,229 4,330 3,672 178 606 37,371 33,469 Provision for (recovery of) credit losses 953 262 639 110 1 1 69 11 393 66 2,055 450 Insurance claims and related expenses – – – – 2,703 2,177 – – – – 2,703 2,177 Non-interest 5,661 5,255 6,125 4,944 3,518 3,503 3,319 2,231 4,262 2,163 22,885 18,096 Income (loss) before income taxes and share of net income from investment in Schwab 6,949 6,615 4,120 3,776 2,194 2,548 942 1,430 (4,477 ) (1,623 ) 9,728 12,746 Provision for (recovery of) income taxes 1,940 1,751 547 460 577 669 189 366 (713 ) (557 ) 2,540 2,689 Share of net income from investment in Schwab 3,4 – – 742 765 – – – – (34 ) (64 ) 708 701 Net income (loss) $ 5,009 $ 4,864 $ 4,315 $ 4,081 $ 1,617 $ 1,879 $ 753 $ 1,064 $ (3,798 ) $ (1,130 ) $ 7,896 $ 10,758 1 The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an offsetting amount (representing the partners’ net share) recorded in Non-interest 2 Net interest income within Wholesale Banking is calculated on a taxable equivalent basis (TEB). The TEB adjustment reflected in Wholesale Banking is reversed in the Corporate segment. 3 The after-tax 4 The Bank’s share of Schwab’s earnings is reported with a one-month Total Assets by Business Segment (millions of Canadian dollars) Canadian U.S. Retail Wealth Wholesale Corporate Total As at July 31, 2023 Total assets $ 552,107 $ 550,074 $ 23,114 $ 635,825 $ 125,955 $ 1,887,075 As at October 31, 2022 Total assets $ 526,374 $ 585,297 $ 23,721 $ 635,094 $ 147,042 $ 1,917,528

Interest Income and Expense (Ta

Interest Income and Expense (Tables)	9 Months Ended
	Jul. 31, 2023
Analysis of income and expense [abstract]
Summary of Interest Income and Expenses by Basis of Accounting Classification	The following tables present interest income and interest expense by basis of accounting measurement. Interest Income (millions of Canadian dollars) For the three months ended For the nine months ended July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Measured at amortized cost 1 $ 17,866 $ 9,359 $ 50,027 $ 23,106 Measured at FVOCI – Debt instruments 1 877 352 2,393 641 18,743 9,711 52,420 23,747 Measured or designated at FVTPL 2,113 1,013 5,666 2,430 Measured at FVOCI – Equity instruments 79 58 212 156 Total $ 20,935 $ 10,782 $ 58,298 $ 26,333 1 Interest income is calculated using EIRM. Interest Expense (millions of Canadian dollars) For the three months ended For the nine months ended July 31, 2023 July 31, 2022 July 31, 2023 July 31, 2022 Measured at amortized cost 1 $ 10,916 $ 3,226 $ 29,199 $ 5,462 Measured or designated at FVTPL 2,730 512 6,649 1,148 Total $ 13,646 $ 3,738 $ 35,848 $ 6,610 1 Interest expense is calculated using EIRM.

Regulatory Capital (Tables)

Regulatory Capital (Tables)	9 Months Ended
	Jul. 31, 2023
Regulatory Capital
Summary of Regulatory Capital Position	The following table summarizes the Bank’s regulatory capital positions as at July 31, 2023 and October 31, 2022. Regulatory Capital Position (millions of Canadian dollars, except as noted) As at July 31 October 31 Capital Common Equity Tier 1 Capital $ 82,953 $ 83,671 Tier 1 Capital 93,841 94,445 Total Capital 106,579 107,175 Risk-weighted assets used in the calculation of capital ratios 544,880 517,048 Capital and leverage ratios Common Equity Tier 1 Capital ratio 15.2 % 16.2 % Tier 1 Capital ratio 17.2 18.3 Total Capital ratio 19.6 20.7 Leverage ratio 4.6 4.9 TLAC Ratio 35.0 35.2 TLAC Leverage Ratio 9.3 9.4

Portfolio Market Risk Measures

Portfolio Market Risk Measures (Details) - CAD ($) $ in Millions	3 Months Ended			9 Months Ended
	Jul. 31, 2023	Apr. 30, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	$ 32
Stressed Value-at-Risk (one-day)	50.3
Incremental Risk Capital Charge (one-year)	153.7
Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	42	$ 49.9	$ 53.3	$ 48.2	$ 40.1
Stressed Value-at-Risk (one-day)	51.9	51.2	82.7	54.9	77.7
Incremental Risk Capital Charge (one-year)	162.9	147.1	240.3	149.7	285.3
High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	52.8
Stressed Value-at-Risk (one-day)	57.3
Incremental Risk Capital Charge (one-year)	186.6
Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	32
Stressed Value-at-Risk (one-day)	44.7
Incremental Risk Capital Charge (one-year)	138.6
Interest rate risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	19.2
Interest rate risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	25.6	28.6	21.5	26.1	20.5
Interest rate risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	37.2
Interest rate risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	16.8
Credit risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	27.1
Credit risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	34.5	31.8	29.6	31.9	20.6
Credit risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	39.3
Credit risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	27.1
Equity price risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	8.3
Equity price risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	8.9	11.4	15.6	10.3	13.5
Equity price risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	12.6
Equity price risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	7
Currency risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	2.8
Currency risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	2	4.4	3	3.7	1.9
Currency risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	3.6
Currency risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	1
Commodity price risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	3.3
Commodity price risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	3.7	3.6	6	5.1	5.1
Commodity price risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	6
Commodity price risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	2.9
Idiosyncratic debt specific risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	20.3
Idiosyncratic debt specific risk [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	31.9	36	45	35.6	32.9
Idiosyncratic debt specific risk [member] | High risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	36.7
Idiosyncratic debt specific risk [member] | Low risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	20.3
Risk diversification effect [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	(49)
Risk diversification effect [member] | Average risk [member]
MarketRisk [Line Items]
Total Value-at-Risk (one-day)	$ (64.6)	$ (65.9)	$ (67.4)	$ (64.5)	$ (54.4)

Structural Interest Rate Sensit

Structural Interest Rate Sensitivity Measures (Details) - CAD ($) $ in Millions	6 Months Ended	9 Months Ended	12 Months Ended
	Apr. 30, 2023	Jul. 31, 2023	Oct. 31, 2022
100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	$ (1,682)	$ (1,415)	$ (1,496)
NII Sensitivity	785	984	1,213
100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	1,106	1,003	1,102
NII Sensitivity	$ (910)	(1,155)	$ (1,381)
Canada [member] | 100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		(180)
NII Sensitivity		615
Canada [member] | 100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		52
NII Sensitivity		(640)
United States [member] | 100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		(1,235)
NII Sensitivity		369
United States [member] | 100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity		951
NII Sensitivity		$ (515)

Summary of Liquid Assets by Typ

Summary of Liquid Assets by Type and Currency (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	$ 548,863	$ 610,345
Securities received as collateral from securities financing and derivative transactions	297,869	274,791
Total liquid assets	$ 846,732	$ 885,136
% of total	100%	100%
Encumbered liquid assets	$ 318,654	$ 291,466
Unencumbered liquid assets	528,078	593,670
Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	141,208	157,250
Securities received as collateral from securities financing and derivative transactions	122,538	122,112
Total liquid assets	$ 263,746	$ 279,362
% of total	31%	32%
Encumbered liquid assets	$ 112,540	$ 120,484
Unencumbered liquid assets	151,206	158,878
Canadian Dollar [member] | Cash and central bank reserves [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	20,201	48,965
Total liquid assets	$ 20,201	$ 48,965
% of total	2%	6%
Encumbered liquid assets	$ 506	$ 628
Unencumbered liquid assets	19,695	48,337
Canadian Dollar [member] | Canadian government obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	14,872	17,133
Securities received as collateral from securities financing and derivative transactions	91,748	88,511
Total liquid assets	$ 106,620	$ 105,644
% of total	13%	12%
Encumbered liquid assets	$ 62,050	$ 68,175
Unencumbered liquid assets	44,570	37,469
Canadian Dollar [member] | National Housing Act mortgage backed securities [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	37,613	28,650
Securities received as collateral from securities financing and derivative transactions	1	157
Total liquid assets	$ 37,614	$ 28,807
% of total	4%	3%
Encumbered liquid assets	$ 1,029	$ 1,161
Unencumbered liquid assets	36,585	27,646
Canadian Dollar [member] | Provincial government obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	40,772	38,099
Securities received as collateral from securities financing and derivative transactions	23,188	23,907
Total liquid assets	$ 63,960	$ 62,006
% of total	8%	7%
Encumbered liquid assets	$ 32,944	$ 33,364
Unencumbered liquid assets	31,016	28,642
Canadian Dollar [member] | Corporate issuer obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	15,800	11,657
Securities received as collateral from securities financing and derivative transactions	4,579	4,935
Total liquid assets	$ 20,379	$ 16,592
% of total	2%	2%
Encumbered liquid assets	$ 5,095	$ 3,659
Unencumbered liquid assets	15,284	12,933
Canadian Dollar [member] | Equities [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	11,950	12,746
Securities received as collateral from securities financing and derivative transactions	3,022	4,602
Total liquid assets	$ 14,972	$ 17,348
% of total	2%	2%
Encumbered liquid assets	$ 10,916	$ 13,497
Unencumbered liquid assets	4,056	3,851
Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	407,655	453,095
Securities received as collateral from securities financing and derivative transactions	175,331	152,679
Total liquid assets	$ 582,986	$ 605,774
% of total	69%	68%
Encumbered liquid assets	$ 206,114	$ 170,982
Unencumbered liquid assets	376,872	434,792
Other than Canadian dollar [member] | Cash and central bank reserves [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	60,054	84,777
Total liquid assets	$ 60,054	$ 84,777
% of total	7%	10%
Encumbered liquid assets	$ 313
Unencumbered liquid assets	59,741	$ 84,777
Other than Canadian dollar [member] | Corporate issuer obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	81,451	96,971
Securities received as collateral from securities financing and derivative transactions	9,313	4,620
Total liquid assets	$ 90,764	$ 101,591
% of total	11%	11%
Encumbered liquid assets	$ 14,304	$ 11,378
Unencumbered liquid assets	76,460	90,213
Other than Canadian dollar [member] | Equities [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	47,230	25,665
Securities received as collateral from securities financing and derivative transactions	39,657	32,006
Total liquid assets	$ 86,887	$ 57,671
% of total	10%	6%
Encumbered liquid assets	$ 44,479	$ 42,347
Unencumbered liquid assets	42,408	15,324
Other than Canadian dollar [member] | U.S. government obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	73,388	86,611
Securities received as collateral from securities financing and derivative transactions	63,708	54,614
Total liquid assets	$ 137,096	$ 141,225
% of total	16%	16%
Encumbered liquid assets	$ 73,004	$ 47,518
Unencumbered liquid assets	64,092	93,707
Other than Canadian dollar [member] | U.S. federal agency obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	79,863	92,793
Securities received as collateral from securities financing and derivative transactions	12,490	7,924
Total liquid assets	$ 92,353	$ 100,717
% of total	11%	11%
Encumbered liquid assets	$ 25,761	$ 21,660
Unencumbered liquid assets	66,592	79,057
Other than Canadian dollar [member] | Other sovereign obligations [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	65,669	66,278
Securities received as collateral from securities financing and derivative transactions	50,163	53,515
Total liquid assets	$ 115,832	$ 119,793
% of total	14%	14%
Encumbered liquid assets	$ 48,253	$ 48,079
Unencumbered liquid assets	$ 67,579	$ 71,714

Summary of Unencumbered Liquid

Summary of Unencumbered Liquid Assets by Bank, Subsidiaries, and Branches (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	$ 528,078	$ 593,670
Toronto-Dominion Bank [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	201,855	207,177
Bank subsidiaries [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	291,998	330,063
Foreign branches [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	$ 34,225	$ 56,430

Summary of Deposit Funding (Det

Summary of Deposit Funding (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure Of Deposits [Line Items]
Funds from Deposits	$ 950,614	$ 1,018,517
Canadian [member] | P&C Deposits [member]
Disclosure Of Deposits [Line Items]
Funds from Deposits	519,607	525,294
U.S. [member] | P&C Deposits [member]
Disclosure Of Deposits [Line Items]
Funds from Deposits	$ 431,007	$ 493,223

Summary of Remaining Contractua

Summary of Remaining Contractual Maturity (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Apr. 30, 2023	Oct. 31, 2022	Jul. 31, 2022	Apr. 30, 2022	Oct. 31, 2021
Assets
Cash and due from banks	$ 7,420	$ 6,874	$ 8,556	$ 5,674	$ 5,633	$ 5,931
Interest-bearing deposits with banks	81,621		137,294
Trading loans, securities, and other	158,605		143,726
Non-trading financial assets at fair value through profit or loss	7,869		10,946
Derivatives	71,081		103,873
Financial assets designated at fair value through profit or loss	5,440		5,039
Financial assets at fair value through other comprehensive income	69,719		69,675
Debt securities at amortized cost, net of allowance for credit losses	304,455		342,774
Securities purchased under reverse repurchase agreements	201,517		160,167
Loans
Residential mortgages	309,689		293,924
Consumer installment and other personal	211,700		206,152
Credit card	37,719		36,010
Business and government	315,478		301,389
Total loans	874,586		837,475
Allowance for loan losses	(6,784)		(6,432)
Loans, net of allowance for loan losses	867,802		831,043
Customers' liability under acceptances	19,614		19,733
Investment in Schwab	8,758		8,088
Goodwill	17,804		17,656			$ 16,232
Other intangibles	2,730		2,303
Land, buildings, equipment, and other depreciable assets	9,191		9,400
Deferred tax assets	3,291		2,193
Amounts receivable from brokers, dealers, and clients	23,248		19,760
Other assets	26,910		25,302
Total assets	1,887,075		1,917,528
Liabilities
Trading deposits	28,321		23,805
Derivatives	63,141		91,133
Securitization liabilities at fair value	13,597		12,612
Financial liabilities designated at fair value through profit or loss	183,187		162,786
Deposits
Personal	614,228		660,838
Banks	32,929		38,263
Business and government	512,342		530,869
Total deposits, other than trading	1,159,499		1,229,970
Acceptances	19,614		19,733
Obligations related to securities sold short	45,154		45,505
Obligations related to securities sold under repurchase agreements	163,710		128,024
Securitization liabilities at amortized cost	14,336		15,072
Amounts payable to brokers, dealers, and clients	20,337		25,195
Insurance-related liabilities	7,486		7,468
Other liabilities	44,762		33,552
Subordinated notes and debentures	11,267		11,290
Equity	112,664		111,383
Total liabilities and equity	1,887,075		1,917,528
Off-balance sheet commitments
Total off-balance sheet commitments	339,551		295,303
Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	334,472		290,064
Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	3,728		3,148
Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,351		2,091
Not later than one month [member]
Assets
Cash and due from banks	7,050		8,556
Interest-bearing deposits with banks	51,980		135,855
Trading loans, securities, and other	7,893		4,601
Non-trading financial assets at fair value through profit or loss	38		111
Derivatives	6,919		14,436
Financial assets designated at fair value through profit or loss	352		229
Financial assets at fair value through other comprehensive income	1,597		2,117
Debt securities at amortized cost, net of allowance for credit losses	1,656		2,333
Securities purchased under reverse repurchase agreements	131,053		113,845
Loans
Residential mortgages	1,146		672
Consumer installment and other personal	1,073		543
Business and government	38,658		33,836
Total loans	40,877		35,051
Loans, net of allowance for loan losses	40,877		35,051
Customers' liability under acceptances	13,990		16,002
Amounts receivable from brokers, dealers, and clients	23,245		19,719
Other assets	6,942		4,726
Total assets	293,592		357,581
Liabilities
Trading deposits	1,103		4,038
Derivatives	8,796		12,560
Securitization liabilities at fair value			36
Financial liabilities designated at fair value through profit or loss	35,617		18,718
Deposits
Personal	5,933		4,551
Banks	12,915		22,153
Business and government	21,724		34,236
Total deposits, other than trading	40,572		60,940
Acceptances	13,990		16,002
Obligations related to securities sold short	1,849		1,418
Obligations related to securities sold under repurchase agreements	141,834		118,278
Amounts payable to brokers, dealers, and clients	20,337		25,155
Insurance-related liabilities	151		146
Other liabilities	13,993		14,587
Total liabilities and equity	278,242		271,878
Off-balance sheet commitments
Total off-balance sheet commitments	26,204		19,336
Not later than one month [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	26,039		19,249
Not later than one month [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	165		87
Later than one month and not later than three months [member]
Assets
Cash and due from banks	370
Interest-bearing deposits with banks	223		197
Trading loans, securities, and other	6,379		4,876
Non-trading financial assets at fair value through profit or loss	10
Derivatives	8,620		16,306
Financial assets designated at fair value through profit or loss	232		777
Financial assets at fair value through other comprehensive income	2,242		2,401
Debt securities at amortized cost, net of allowance for credit losses	3,394		3,607
Securities purchased under reverse repurchase agreements	33,026		15,050
Loans
Residential mortgages	3,728		2,327
Consumer installment and other personal	2,329		1,027
Business and government	10,550		7,398
Total loans	16,607		10,752
Loans, net of allowance for loan losses	16,607		10,752
Customers' liability under acceptances	5,621		3,712
Land, buildings, equipment, and other depreciable assets	7
Amounts receivable from brokers, dealers, and clients			41
Other assets	1,596		1,262
Total assets	78,327		58,981
Liabilities
Trading deposits	3,679		2,227
Derivatives	7,914		16,189
Securitization liabilities at fair value	906		1,245
Financial liabilities designated at fair value through profit or loss	36,735		21,893
Deposits
Personal	8,616		6,872
Banks	2,769		453
Business and government	16,906		17,779
Total deposits, other than trading	28,291		25,104
Acceptances	5,620		3,712
Obligations related to securities sold short	1,910		2,125
Obligations related to securities sold under repurchase agreements	14,351		6,553
Securitization liabilities at amortized cost	1,799		595
Amounts payable to brokers, dealers, and clients			40
Insurance-related liabilities	296		296
Other liabilities	8,304		2,417
Total liabilities and equity	109,805		82,396
Off-balance sheet commitments
Total off-balance sheet commitments	35,719		22,828
Later than one month and not later than three months [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	35,524		22,494
Later than one month and not later than three months [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	195		208
Later than one month and not later than three months [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments			126
Later than three months and not later than six months [member]
Assets
Interest-bearing deposits with banks	123		143
Trading loans, securities, and other	3,503		5,310
Non-trading financial assets at fair value through profit or loss			222
Derivatives	6,220		7,870
Financial assets designated at fair value through profit or loss	459		235
Financial assets at fair value through other comprehensive income	1,275		1,531
Debt securities at amortized cost, net of allowance for credit losses	4,565		7,082
Securities purchased under reverse repurchase agreements	22,892		17,977
Loans
Residential mortgages	4,950		5,585
Consumer installment and other personal	2,980		2,480
Business and government	11,827		10,693
Total loans	19,757		18,758
Loans, net of allowance for loan losses	19,757		18,758
Customers' liability under acceptances	3		16
Land, buildings, equipment, and other depreciable assets	11		2
Other assets	1,089		6,537
Total assets	59,897		65,683
Liabilities
Trading deposits	2,548		4,390
Derivatives	5,319		8,764
Securitization liabilities at fair value	472		216
Financial liabilities designated at fair value through profit or loss	48,918		52,501
Deposits
Personal	21,622		10,173
Banks	5,956		51
Business and government	7,415		10,095
Total deposits, other than trading	34,993		20,319
Acceptances	4		16
Obligations related to securities sold short	1,867		1,611
Obligations related to securities sold under repurchase agreements	4,265		2,382
Securitization liabilities at amortized cost	525		390
Insurance-related liabilities	445		439
Other liabilities	7,243		2,006
Total liabilities and equity	106,599		93,034
Off-balance sheet commitments
Total off-balance sheet commitments	24,604		22,731
Later than three months and not later than six months [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	23,438		22,536
Later than three months and not later than six months [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	327		177
Later than three months and not later than six months [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	839		18
Later than six months and not later than nine months [member]
Assets
Trading loans, securities, and other	4,560		4,477
Non-trading financial assets at fair value through profit or loss	467		685
Derivatives	3,003		5,155
Financial assets designated at fair value through profit or loss	222		391
Financial assets at fair value through other comprehensive income	982		3,367
Debt securities at amortized cost, net of allowance for credit losses	3,873		14,706
Securities purchased under reverse repurchase agreements	9,962		9,745
Loans
Residential mortgages	5,934		9,122
Consumer installment and other personal	2,574		4,002
Business and government	13,845		10,854
Total loans	22,353		23,978
Loans, net of allowance for loan losses	22,353		23,978
Customers' liability under acceptances			3
Land, buildings, equipment, and other depreciable assets	7		2
Other assets	3,498		232
Total assets	48,927		62,741
Liabilities
Trading deposits	3,241		1,740
Derivatives	3,332		5,230
Securitization liabilities at fair value	345		447
Financial liabilities designated at fair value through profit or loss	32,250		45,442
Deposits
Personal	19,442		10,394
Business and government	21,633		17,173
Total deposits, other than trading	41,075		27,567
Acceptances			3
Obligations related to securities sold short	1,060		1,257
Obligations related to securities sold under repurchase agreements	2,608		545
Securitization liabilities at amortized cost	355		609
Insurance-related liabilities	445		439
Other liabilities	1,227		1,050
Total liabilities and equity	85,938		84,329
Off-balance sheet commitments
Total off-balance sheet commitments	19,868		19,764
Later than six months and not later than nine months [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	19,648		19,326
Later than six months and not later than nine months [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	220		234
Later than six months and not later than nine months [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments			204
Later than nine months and not later than one year [member]
Assets
Trading loans, securities, and other	3,723		4,055
Non-trading financial assets at fair value through profit or loss	706
Derivatives	2,675		4,575
Financial assets designated at fair value through profit or loss	608		243
Financial assets at fair value through other comprehensive income	4,954		1,712
Debt securities at amortized cost, net of allowance for credit losses	15,531		4,678
Securities purchased under reverse repurchase agreements	2,852		3,240
Loans
Residential mortgages	10,936		9,115
Consumer installment and other personal	4,261		3,430
Business and government	11,335		14,245
Total loans	26,532		26,790
Loans, net of allowance for loan losses	26,532		26,790
Land, buildings, equipment, and other depreciable assets	14		2
Amounts receivable from brokers, dealers, and clients	3
Other assets	151		274
Total assets	57,749		45,569
Liabilities
Trading deposits	3,472		1,758
Derivatives	2,692		3,531
Securitization liabilities at fair value	1,186		899
Financial liabilities designated at fair value through profit or loss	28,307		23,331
Deposits
Personal	14,705		11,801
Banks			13
Business and government	10,715		8,234
Total deposits, other than trading	25,420		20,048
Obligations related to securities sold short	1,666		1,312
Obligations related to securities sold under repurchase agreements	355		188
Securitization liabilities at amortized cost	1,078		1,812
Insurance-related liabilities	481		481
Other liabilities	633		761
Total liabilities and equity	65,290		54,121
Off-balance sheet commitments
Total off-balance sheet commitments	20,399		18,265
Later than nine months and not later than one year [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	19,854		18,060
Later than nine months and not later than one year [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	201		205
Later than nine months and not later than one year [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	344
Later than one year and not later than two years [member]
Assets
Trading loans, securities, and other	11,530		12,910
Non-trading financial assets at fair value through profit or loss	2,710		4,071
Derivatives	10,069		10,622
Financial assets designated at fair value through profit or loss	930		610
Financial assets at fair value through other comprehensive income	8,996		6,415
Debt securities at amortized cost, net of allowance for credit losses	21,021		29,069
Securities purchased under reverse repurchase agreements	940		310
Loans
Residential mortgages	54,918		34,909
Consumer installment and other personal	27,013		19,635
Business and government	41,681		33,366
Total loans	123,612		87,910
Loans, net of allowance for loan losses	123,612		87,910
Land, buildings, equipment, and other depreciable assets	68		36
Other assets	117		74
Total assets	179,993		152,027
Liabilities
Trading deposits	7,045		4,181
Derivatives	6,598		9,413
Securitization liabilities at fair value	2,041		2,357
Financial liabilities designated at fair value through profit or loss	1,169		805
Deposits
Personal	14,336		12,801
Business and government	31,956		26,060
Total deposits, other than trading	46,292		38,861
Obligations related to securities sold short	6,536		6,691
Obligations related to securities sold under repurchase agreements	181		78
Securitization liabilities at amortized cost	2,759		2,724
Insurance-related liabilities	918		947
Other liabilities	1,611		1,725
Total liabilities and equity	75,150		67,782
Off-balance sheet commitments
Total off-balance sheet commitments	48,049		43,139
Later than one year and not later than two years [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	47,082		41,357
Later than one year and not later than two years [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	799		549
Later than one year and not later than two years [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	168		1,233
Later than two years and not later than five years [member]
Assets
Trading loans, securities, and other	25,991		23,057
Non-trading financial assets at fair value through profit or loss	1,098		2,475
Derivatives	20,175		26,319
Financial assets designated at fair value through profit or loss	1,385		1,345
Financial assets at fair value through other comprehensive income	15,858		20,091
Debt securities at amortized cost, net of allowance for credit losses	108,318		106,919
Securities purchased under reverse repurchase agreements	792
Loans
Residential mortgages	174,978		181,763
Consumer installment and other personal	83,465		88,071
Business and government	96,350		89,367
Total loans	354,793		359,201
Loans, net of allowance for loan losses	354,793		359,201
Land, buildings, equipment, and other depreciable assets	545		525
Other assets	156		57
Total assets	529,111		539,989
Liabilities
Trading deposits	5,858		4,136
Derivatives	14,051		18,116
Securitization liabilities at fair value	5,523		4,675
Financial liabilities designated at fair value through profit or loss	96		96
Deposits
Personal	18,414		13,038
Banks	4		3
Business and government	67,082		63,392
Total deposits, other than trading	85,500		76,433
Obligations related to securities sold short	16,695		15,015
Obligations related to securities sold under repurchase agreements	40
Securitization liabilities at amortized cost	4,947		5,730
Insurance-related liabilities	1,390		1,482
Other liabilities	1,868		1,136
Subordinated notes and debentures	200		200
Total liabilities and equity	136,168		127,019
Off-balance sheet commitments
Total off-balance sheet commitments	157,771		142,525
Later than two years and not later than five years [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	156,438		140,699
Later than two years and not later than five years [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,333		1,316
Later than two years and not later than five years [member] | Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments			510
Later than five years [member]
Assets
Trading loans, securities, and other	23,626		23,051
Non-trading financial assets at fair value through profit or loss	1,472		2,133
Derivatives	13,400		18,590
Financial assets designated at fair value through profit or loss	1,252		1,209
Financial assets at fair value through other comprehensive income	30,424		28,721
Debt securities at amortized cost, net of allowance for credit losses	146,099		174,381
Loans
Residential mortgages	53,099		50,431
Consumer installment and other personal	31,941		30,056
Business and government	65,999		68,078
Total loans	151,039		148,565
Loans, net of allowance for loan losses	151,039		148,565
Land, buildings, equipment, and other depreciable assets	3,139		3,462
Other assets	96		72
Total assets	370,547		400,184
Liabilities
Trading deposits	1,375		1,335
Derivatives	14,439		17,330
Securitization liabilities at fair value	3,124		2,737
Deposits
Personal	44		31
Banks	1		3
Business and government	18,443		13,167
Total deposits, other than trading	18,488		13,201
Obligations related to securities sold short	12,766		13,146
Securitization liabilities at amortized cost	2,873		3,212
Insurance-related liabilities	639		645
Other liabilities	4,167		4,660
Subordinated notes and debentures	11,067		11,090
Total liabilities and equity	68,938		67,356
Off-balance sheet commitments
Total off-balance sheet commitments	5,451		5,247
Later than five years [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	5,036		4,882
Later than five years [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	415		365
No specific maturity [member]
Assets
Interest-bearing deposits with banks	29,295		1,099
Trading loans, securities, and other	71,400		61,389
Non-trading financial assets at fair value through profit or loss	1,368		1,249
Financial assets at fair value through other comprehensive income	3,391		3,320
Debt securities at amortized cost, net of allowance for credit losses	(2)		(1)
Loans
Consumer installment and other personal	56,064		56,908
Credit card	37,719		36,010
Business and government	25,233		33,552
Total loans	119,016		126,470
Allowance for loan losses	(6,784)		(6,432)
Loans, net of allowance for loan losses	112,232		120,038
Investment in Schwab	8,758		8,088
Goodwill	17,804		17,656
Other intangibles	2,730		2,303
Land, buildings, equipment, and other depreciable assets	5,400		5,371
Deferred tax assets	3,291		2,193
Other assets	13,265		12,068
Total assets	268,932		234,773
Liabilities
Financial liabilities designated at fair value through profit or loss	95
Deposits
Personal	511,116		591,177
Banks	11,284		15,587
Business and government	316,468		340,733
Total deposits, other than trading	838,868		947,497
Obligations related to securities sold short	805		2,930
Obligations related to securities sold under repurchase agreements	76
Insurance-related liabilities	2,721		2,593
Other liabilities	5,716		5,210
Equity	112,664		111,383
Total liabilities and equity	960,945		1,069,613
Off-balance sheet commitments
Total off-balance sheet commitments	1,486		1,468
No specific maturity [member] | Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,413		1,461
No specific maturity [member] | Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	$ 73		$ 7

Summary of Remaining Contract_2

Summary of Remaining Contractual Maturity (Parenthetical) (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	$ 45,000	$ 34,000
Commitments to extend credit to private equity investments	498	502
Later than one month and not later than three months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds		2,000
Later than three months and not later than six months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds		5,000
Later than six months and not later than nine months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	6,000	1,000
Later than nine months and not later than one year [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	3,000
Later than one year and not later than two years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	12,000	5,000
Later than two years and not later than five years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	22,000	$ 21,000
Later than five years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	$ 2,000

IFRS 7 Disclosure (Details Narr

IFRS 7 Disclosure (Details Narrative) - CAD ($) $ in Millions	3 Months Ended	6 Months Ended	9 Months Ended	12 Months Ended
	Jul. 31, 2023	Apr. 30, 2023	Jul. 31, 2023	Oct. 31, 2022
MarketRisk [Line Items]
Number of trading days used to value current portfolio using market price and rate changes			259 days
Loss trading days	5 days
Positive trading days	92%
Bottom of range [member]
MarketRisk [Line Items]
Percentage of P&C deposits in bank's total funding	69%		69%	70%
100 bps increase [member]
MarketRisk [Line Items]
EVE Sensitivity		$ (1,682)	$ (1,415)	$ (1,496)
Increase (decrease) to economic value of shareholders			(267)
NII Sensitivity		785	984	1,213
Increase (decrease) to net interest income from last period			199
100 bps decrease [member]
MarketRisk [Line Items]
EVE Sensitivity		1,106	1,003	1,102
Increase (decrease) to economic value of shareholders			(103)
NII Sensitivity		$ (910)	(1,155)	$ (1,381)
Increase (decrease) to net interest income from last period			$ 245

Schedule of Financial Assets an

Schedule of Financial Assets and Liabilities not Carried at Fair Value (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	$ 304,455	$ 342,774
Total loans, net of allowance for loan losses	867,802	831,043
FINANCIAL LIABILITIES
Deposits	1,159,499	1,229,970
Securitization liabilities at amortized cost	14,336	15,072
Subordinated notes and debentures	11,267	11,290
Carrying value [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	304,455	342,774
Total loans, net of allowance for loan losses	867,802	831,043
Total financial assets not carried at fair value	1,172,257	1,173,817
FINANCIAL LIABILITIES
Deposits	1,159,499	1,229,970
Securitization liabilities at amortized cost	14,336	15,072
Subordinated notes and debentures	11,267	11,290
Total financial liabilities not carried at fair value	1,185,102	1,256,332
Carrying value [member] | Government and government-related securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	230,507	256,362
Carrying value [member] | Other debt securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	73,948	86,412
Not measured at fair value in statement of financial position but for which fair value is disclosed [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	293,291	326,436
Total loans, net of allowance for loan losses	851,389	810,912
Total financial assets not carried at fair value	1,144,680	1,137,348
FINANCIAL LIABILITIES
Deposits	1,151,101	1,218,552
Securitization liabilities at amortized cost	13,706	14,366
Subordinated notes and debentures	11,044	10,853
Total financial liabilities not carried at fair value	1,175,851	1,243,771
Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | Government and government-related securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	222,322	244,523
Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | Other debt securities [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	$ 70,969	$ 81,913

Schedule of Fair Value Hierarch

Schedule of Fair Value Hierarchy for Assets and Liabilities (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Trading loans, securities, and other1
Trading loans, securities, and other	$ 158,605	$ 143,726
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	7,869	10,946
Derivatives
Derivatives	71,081	103,873
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,440	5,039
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	69,719	69,675
Securities purchased under reverse repurchase agreements	201,517	160,167
FINANCIAL LIABILITIES
Trading deposits	28,321	23,805
Derivatives
Derivatives	63,141	91,133
Securitization liabilities at fair value	13,597	12,612
Financial liabilities designated at fair value through profit or loss	183,187	162,786
Obligations related to securities sold short	45,154	45,505
Obligations related to securities sold under repurchase agreements	163,710	128,024
Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	158,605	143,726
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	7,869	10,946
Derivatives
Derivatives	71,081	103,873
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,440	5,039
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	69,719	69,675
Securities purchased under reverse repurchase agreements	8,358	7,450
FINANCIAL LIABILITIES
Trading deposits	28,321	23,805
Derivatives
Derivatives	63,141	91,133
Securitization liabilities at fair value	13,597	12,612
Financial liabilities designated at fair value through profit or loss	183,187	162,786
Obligations related to securities sold short	45,154	45,505
Obligations related to securities sold under repurchase agreements	3,934	9,509
Recurring fair value measurement [member] | Government and government-related securities [member] | Canadian Government Federal Debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,521	9,662
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	18,520	16,368
Recurring fair value measurement [member] | Government and government-related securities [member] | Canadian government provincial debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,908	7,706
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	20,383	20,240
Recurring fair value measurement [member] | Government and government-related securities [member] | United State Federal State Municipal Governments And Agencies Debt [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	23,085	23,468
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	10,503	11,559
Recurring fair value measurement [member] | Government and government-related securities [member] | Other OECD government-guaranteed debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	9,106	8,341
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,476	1,682
Recurring fair value measurement [member] | Government and government-related securities [member] | Mortgage-backed securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	1,896	2,109
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2,047	1,033
Recurring fair value measurement [member] | Other debt securities [member] | Canadian Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	6,439	6,604
Recurring fair value measurement [member] | Other debt securities [member] | Other Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	12,490	12,393
Recurring fair value measurement [member] | Other debt securities [member] | Assets Backed Security [Member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,975	4,440
Recurring fair value measurement [member] | Other debt securities [member] | Corporate and other debt [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	8,340	8,681
Recurring fair value measurement [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	63,089	44,456
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,514	3,319
Recurring fair value measurement [member] | Trading Loans [member]
Trading loans, securities, and other1
Trading loans, securities, and other	16,534	11,749
Recurring fair value measurement [member] | Commodities [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	10,534	17,233
Recurring fair value measurement [member] | Retained Interest 1 [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	3	5
Recurring fair value measurement [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	4,203	7,681
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,440	5,039
Recurring fair value measurement [member] | Loans 1 [Member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,666	3,265
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	961	2,353
Recurring fair value measurement [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	20,233	23,866
Derivatives
Derivatives	19,091	19,278
Recurring fair value measurement [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	44,029	72,046
Derivatives
Derivatives	35,367	62,402
Recurring fair value measurement [member] | Credit Contracts [Member]
Derivatives
Derivatives	61	56
Derivatives
Derivatives	241	152
Recurring fair value measurement [member] | Equity Contracts [Member]
Derivatives
Derivatives	4,638	4,307
Derivatives
Derivatives	6,358	5,863
Recurring fair value measurement [member] | Commodity contracts [member]
Derivatives
Derivatives	2,120	3,598
Derivatives
Derivatives	2,084	3,438
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member]
Trading loans, securities, and other1
Trading loans, securities, and other	72,959	61,130
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	306	228
Derivatives
Derivatives	549	840
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,264	840
Derivatives
Derivatives	374	369
Obligations related to securities sold short	1,662	2,909
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Government and government-related securities [member] | Canadian Government Federal Debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	128	620
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Government and government-related securities [member] | United State Federal State Municipal Governments And Agencies Debt [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	2	2
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	63,044	44,424
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,264	840
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Commodities [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	9,785	16,084
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	306	228
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	131	167
Derivatives
Derivatives	127	112
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	22	35
Derivatives
Derivatives	30	23
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Equity Contracts [Member]
Derivatives
Derivatives	42	4
Recurring fair value measurement [member] | Level 1 of fair value hierarchy [member] | Commodity contracts [member]
Derivatives
Derivatives	354	634
Derivatives
Derivatives	217	234
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member]
Trading loans, securities, and other1
Trading loans, securities, and other	85,549	82,547
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	6,580	9,873
Derivatives
Derivatives	70,518	102,983
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,440	5,039
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	66,147	66,298
Securities purchased under reverse repurchase agreements	8,358	7,450
FINANCIAL LIABILITIES
Trading deposits	27,526	23,389
Derivatives
Derivatives	62,566	90,530
Securitization liabilities at fair value	13,597	12,612
Financial liabilities designated at fair value through profit or loss	183,080	162,742
Obligations related to securities sold short	43,492	42,596
Obligations related to securities sold under repurchase agreements	3,934	9,509
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Canadian Government Federal Debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,393	9,042
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	18,520	16,368
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Canadian government provincial debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,908	7,706
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	20,383	20,240
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | United State Federal State Municipal Governments And Agencies Debt [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	23,083	23,466
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	10,503	11,559
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Other OECD government-guaranteed debt [member]
Trading loans, securities, and other1
Trading loans, securities, and other	9,106	8,341
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,476	1,682
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Government and government-related securities [member] | Mortgage-backed securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	1,896	2,109
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2,047	1,033
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Canadian Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	6,438	6,604
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Other Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	12,402	12,344
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Assets Backed Security [Member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,975	4,440
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Other debt securities [member] | Corporate and other debt [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	8,281	8,621
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	37	32
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1	2
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Trading Loans [member]
Trading loans, securities, and other1
Trading loans, securities, and other	16,534	11,749
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Commodities [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	749	1,149
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Retained Interest 1 [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	3	5
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	2,914	6,608
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	5,440	5,039
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Loans 1 [Member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,666	3,265
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	961	2,353
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	20,102	23,699
Derivatives
Derivatives	18,822	19,010
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	44,006	72,006
Derivatives
Derivatives	35,335	62,378
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Credit Contracts [Member]
Derivatives
Derivatives	61	56
Derivatives
Derivatives	241	152
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Equity Contracts [Member]
Derivatives
Derivatives	4,596	4,303
Derivatives
Derivatives	6,311	5,804
Recurring fair value measurement [member] | Level 2 of fair value hierarchy [member] | Commodity contracts [member]
Derivatives
Derivatives	1,753	2,919
Derivatives
Derivatives	1,857	3,186
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member]
Trading loans, securities, and other1
Trading loans, securities, and other	97	49
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	983	845
Derivatives
Derivatives	14	50
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2,308	2,537
FINANCIAL LIABILITIES
Trading deposits	795	416
Derivatives
Derivatives	201	234
Financial liabilities designated at fair value through profit or loss	107	44
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Other debt securities [member] | Canadian Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	1
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Other debt securities [member] | Other Issuers [Member]
Trading loans, securities, and other1
Trading loans, securities, and other	88	49
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Other debt securities [member] | Corporate and other debt [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	59	60
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Equity securities [member]
Trading loans, securities, and other1
Trading loans, securities, and other	8
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2,249	2,477
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Securities [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	983	845
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Interest Rate Contracts [Member]
Derivatives
Derivatives	142	156
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Foreign Exchange Contracts [Member]
Derivatives
Derivatives	1	5
Derivatives
Derivatives	2	1
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Equity Contracts [Member]
Derivatives
Derivatives	47	59
Recurring fair value measurement [member] | Level 3 of fair value hierarchy [member] | Commodity contracts [member]
Derivatives
Derivatives	13	45
Derivatives
Derivatives	$ 10	$ 18

Schedule of Reconciliation of C

Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (Details) - Level 3 of fair value hierarchy [member] - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Trading deposits [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	$ (592)	$ (246)	$ (416)	$ (141)
Total realized and unrealized gains (losses) included in income	(9)	12	(38)	17
Movements purchases/Issuances	(211)	(76)	(359)	(185)
Movements Sales/Settlements	8	1	16	1
Transfers into Level 3 of fair value hierarchy, liabilities	(1)		(10)	(10)
Transfers Out of Level 3	10	7	12	16
Fair value ending balance	(795)	(302)	(795)	(302)
Change in Unrealized gain (losses) on instruments still held	(4)	12	(28)	11
Derivative Financial Liabilities [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(197)	(118)	(184)	(132)
Total realized and unrealized gains (losses) included in income	6	(8)	55	(15)
Movements purchases/Issuances			26
Movements Sales/Settlements	16	(23)	(43)	(49)
Transfers into Level 3 of fair value hierarchy, liabilities	(1)	2	(3)	3
Transfers Out of Level 3	(11)	(2)	(38)	44
Fair value ending balance	(187)	(149)	(187)	(149)
Change in Unrealized gain (losses) on instruments still held	33	(15)	36	16
Derivative Financial Liabilities [Member] | Interest Rate Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(169)	(96)	(156)	(88)
Total realized and unrealized gains (losses) included in income	14	(61)	(16)	(87)
Movements Sales/Settlements	13	(1)	30	(1)
Transfers Out of Level 3				18
Fair value ending balance	(142)	(158)	(142)	(158)
Change in Unrealized gain (losses) on instruments still held	34	(62)	28	(60)
Derivative Financial Liabilities [Member] | Foreign Exchange Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	1	(1)	4	7
Total realized and unrealized gains (losses) included in income	(2)	1	(6)	(7)
Transfers into Level 3 of fair value hierarchy, liabilities	(1)		(1)
Transfers Out of Level 3	1		2
Fair value ending balance	(1)		(1)
Change in Unrealized gain (losses) on instruments still held	(1)		(1)	(1)
Derivative Financial Liabilities [Member] | Equity Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(27)	(93)	(59)	(82)
Total realized and unrealized gains (losses) included in income	2	49	45	10
Movements purchases/Issuances			26
Movements Sales/Settlements	(10)	1	(17)
Transfers into Level 3 of fair value hierarchy, liabilities		2	(2)	3
Transfers Out of Level 3	(12)	(2)	(40)	26
Fair value ending balance	(47)	(43)	(47)	(43)
Change in Unrealized gain (losses) on instruments still held	(1)	49	10	36
Derivative Financial Liabilities [Member] | Commodity contracts [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(2)	72	27	31
Total realized and unrealized gains (losses) included in income	(8)	3	32	69
Movements purchases/Issuances			0
Movements Sales/Settlements	13	(23)	(56)	(48)
Fair value ending balance	3	52	3	52
Change in Unrealized gain (losses) on instruments still held	1	(2)	(1)	41
Financial liabilities at fair value through profit or loss, category [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(49)	(162)	(44)	(76)
Total realized and unrealized gains (losses) included in income	(166)	23	(96)	(154)
Movements purchases/Issuances	(202)	(92)	(389)	(267)
Movements Sales/Settlements	310	221	422	487
Fair value ending balance	(107)	(10)	(107)	(10)
Change in Unrealized gain (losses) on instruments still held	(167)	23	(95)	(154)
Obligations Related To Securities Sold Short [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance				(9)
Movements Sales/Settlements				9
Trading Loans Securities And Other [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	52	41	49	39
Total realized and unrealized gains (losses) included in income	2	1	4	1
Movements purchases/Issuances	26	1	88	30
Movements Sales/ Settlements	(37)	(35)	(101)	(73)
Transfer Into Level 3	54		89	11
Transfers Out of Level 3		(2)	(32)	(2)
Fair value ending balance	97	6	97	6
Change in Unrealized gain (losses) on instruments still held	(5)	(2)	(28)	(3)
Trading Loans Securities And Other [Member] | Government and government-related securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance		14		6
Total realized and unrealized gains (losses) included in income		1		1
Movements purchases/Issuances		1		3
Movements Sales/ Settlements		(8)		(13)
Transfer Into Level 3				11
Transfers Out of Level 3		(2)		(2)
Fair value ending balance		6		6
Change in Unrealized gain (losses) on instruments still held		(2)		(3)
Trading Loans Securities And Other [Member] | Other debt securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	22	27	49	33
Total realized and unrealized gains (losses) included in income			6
Movements purchases/Issuances	26		49	27
Movements Sales/ Settlements	(13)	(27)	(72)	(60)
Transfer Into Level 3	54		89
Transfers Out of Level 3			(32)
Fair value ending balance	89		89
Change in Unrealized gain (losses) on instruments still held	(5)		(28)
Trading Loans Securities And Other [Member] | Equity securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	30
Total realized and unrealized gains (losses) included in income	2		(2)
Movements purchases/Issuances			39
Movements Sales/ Settlements	(24)		(29)
Fair value ending balance	8		8
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	1,001	861	845	763
Total realized and unrealized gains (losses) included in income	(52)	32	31	60
Total realized and unrealized gains (losses) included in OCI		(2)		(2)
Movements purchases/Issuances	37	44	158	166
Movements Sales/ Settlements	(3)	(24)	(51)	(72)
Transfers Out of Level 3				(4)
Fair value ending balance	983	911	983	911
Change in Unrealized gain (losses) on instruments still held	(20)	18	21	12
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member] | Securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	1,001	858	845	760
Total realized and unrealized gains (losses) included in income	(52)	32	31	60
Total realized and unrealized gains (losses) included in OCI		(2)		(2)
Movements purchases/Issuances	37	44	158	166
Movements Sales/ Settlements	(3)	(21)	(51)	(69)
Transfers Out of Level 3				(4)
Fair value ending balance	983	911	983	911
Change in Unrealized gain (losses) on instruments still held	(20)	18	21	12
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member] | Loans 1 [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance		3		3
Movements Sales/ Settlements		(3)		(3)
Financial assets at fair value through other comprehensive income [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	3,746	2,349	2,537	1,673
Total realized and unrealized gains (losses) included in OCI	(293)	23	(512)	52
Movements purchases/Issuances	3	3	2,117	640
Movements Sales/ Settlements	(1,148)	13	(1,834)	23
Fair value ending balance	2,308	2,388	2,308	2,388
Change in Unrealized gain (losses) on instruments still held	(6)	23	(8)	47
Financial assets at fair value through other comprehensive income [member] | Other debt securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	61	59	60	64
Total realized and unrealized gains (losses) included in OCI	2	(3)	(6)	(4)
Movements purchases/Issuances			21
Movements Sales/ Settlements	(4)	(3)	(16)	(7)
Fair value ending balance	59	53	59	53
Change in Unrealized gain (losses) on instruments still held		(1)		(1)
Financial assets at fair value through other comprehensive income [member] | Equity securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	3,685	2,290	2,477	1,609
Total realized and unrealized gains (losses) included in OCI	(295)	26	(506)	56
Movements purchases/Issuances	3	3	2,096	640
Movements Sales/ Settlements	(1,144)	16	(1,818)	30
Fair value ending balance	2,249	2,335	2,249	2,335
Change in Unrealized gain (losses) on instruments still held	$ (6)	$ 24	$ (8)	$ 48

Schedule of Reconciliation of_2

Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (Parenthetical) (Details) - CAD ($) $ in Millions	Jul. 31, 2023	May 01, 2023	Apr. 30, 2023	Nov. 01, 2022	Oct. 31, 2022	Jul. 31, 2022	May 01, 2022	Apr. 30, 2022	Nov. 01, 2021	Oct. 31, 2021
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Derivatives	$ 71,081				$ 103,873
Derivatives (Note 4)	63,141				91,133
Level 3 of fair value hierarchy [member] | Netted Derivatives [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Derivatives	14	$ 20	$ 20	$ 50	50	$ 73	$ 90	$ 90	$ 47	$ 47
Derivatives (Note 4)	$ 201	$ 217	$ 217	$ 234	$ 234	$ 222	$ 208	$ 208	$ 179	$ 179

Summary of Unrealized Gains (Lo

Summary of Unrealized Gains (Losses) for securities at FVOCI (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Fair value	$ 69,719	$ 69,675
Securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	69,061	67,926
Gross unrealized gains	532	349
Gross unrealized (losses)	(835)	(953)
Fair value	68,758	67,322
Securities [member] | Government and government-related securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	53,098	51,304
Gross unrealized gains	314	192
Gross unrealized (losses)	(483)	(614)
Fair value	52,929	50,882
Securities [member] | Government and government-related securities [member] | Canadian government federal debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	18,514	16,420
Gross unrealized gains	108	69
Gross unrealized (losses)	(102)	(121)
Fair value	18,520	16,368
Securities [member] | Government and government-related securities [member] | Canadian government provincial debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	20,290	20,279
Gross unrealized gains	181	99
Gross unrealized (losses)	(88)	(138)
Fair value	20,383	20,240
Securities [member] | Government and government-related securities [member] | U.S. federal, state, municipal governments, and agencies debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	10,717	11,855
Gross unrealized gains	23	22
Gross unrealized (losses)	(237)	(318)
Fair value	10,503	11,559
Securities [member] | Government and government-related securities [member] | Other OECD government-guaranteed debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	1,498	1,715
Gross unrealized gains	2	1
Gross unrealized (losses)	(24)	(34)
Fair value	1,476	1,682
Securities [member] | Government and government-related securities [member] | Mortgage-backed securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	2,079	1,035
Gross unrealized gains		1
Gross unrealized (losses)	(32)	(3)
Fair value	2,047	1,033
Securities [member] | Other debt securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	12,400	13,331
Gross unrealized gains	56	23
Gross unrealized (losses)	(141)	(233)
Fair value	12,315	13,121
Securities [member] | Other debt securities [member] | Asset-backed financings [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	4,018	4,511
Gross unrealized (losses)	(43)	(71)
Fair value	3,975	4,440
Securities [member] | Other debt securities [member] | Corporate and other debt [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	8,382	8,820
Gross unrealized gains	56	23
Gross unrealized (losses)	(98)	(162)
Fair value	8,340	8,681
Securities [member] | Debt securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	65,498	64,635
Gross unrealized gains	370	215
Gross unrealized (losses)	(624)	(847)
Fair value	65,244	64,003
Securities [member] | Equity securities [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	3,563	3,291
Gross unrealized gains	162	134
Gross unrealized (losses)	(211)	(106)
Fair value	3,514	3,319
Securities [member] | Equity securities [member] | Common shares [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	3,001	2,191
Gross unrealized gains	158	63
Gross unrealized (losses)	(75)	(33)
Fair value	3,084	2,221
Securities [member] | Equity securities [member] | Preference shares [member]
Summary of Unrealized Gains (Losses) for securities at FV through Other Comprehensive Income [Line Items]
Cost/amortized cost	562	1,100
Gross unrealized gains	4	71
Gross unrealized (losses)	(136)	(73)
Fair value	$ 430	$ 1,098

Summary of Equity Securities De

Summary of Equity Securities Designated at Fair Value Through Other Comprehensive Income (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022	Oct. 31, 2022
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	$ 3,514		$ 3,514		$ 3,319
Dividend income recognized	74	$ 56	199	$ 152
Common shares [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	3,084		3,084		2,221
Dividend income recognized	39	51	100	136
Preference shares [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	430		430		$ 1,098
Dividend income recognized	$ 35	$ 5	$ 99	$ 16

Summary of Net Debt Securities

Summary of Net Debt Securities Gains (Losses) (Details) - Debt securities [member] - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure of financial assets [line items]
Net realized gains (losses)	$ (26)	$ 42	$ (48)	$ 52
Debt securities at amortized cost [member]
Disclosure of financial assets [line items]
Net realized gains (losses)	(22)	47	(58)	47
Debt securities at fair value through other comprehensive income
Disclosure of financial assets [line items]
Net realized gains (losses)	$ (4)	$ (5)	$ 10	$ 5

Summary of Equity Securities Ne

Summary of Equity Securities Net Realized Gains (Losses) Explanatory (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Equity Securities [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	$ 38	$ 1,281	$ 204	$ 1,340
Cumulative realized gain/(loss)		270	(8)	265
FHLB Stock [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	$ 717	$ 16	$ 1,354	$ 48

Summary of Debt Securities by R

Summary of Debt Securities by Risk Rating (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of financial assets [line items]
Debt securities	$ 369,700	$ 406,778
Allowance for credit losses on debt securities at amortized cost	1	1
Debt securities, net of allowance	369,699	406,777
Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	369,583	406,584
Allowance for credit losses on debt securities at amortized cost	1	1
Debt securities, net of allowance	369,582	406,583
Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	117	194
Debt securities, net of allowance	117	194
Investment grade [member]
Disclosure of financial assets [line items]
Debt securities	369,182	404,620
Investment grade [member] | Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	369,182	404,620
Non-investment Grade [Member]
Disclosure of financial assets [line items]
Debt securities	488	2,119
Non-investment Grade [Member] | Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	401	1,964
Non-investment Grade [Member] | Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	87	155
Watch and classified [member]
Disclosure of financial assets [line items]
Debt securities	30	39
Watch and classified [member] | Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	$ 30	$ 39

Summary of Debt Securities by_2

Summary of Debt Securities by Risk Rating (Parenthetical) (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of financial assets [abstract]
Debt securities backed by government guaranteed loans	$ 105	$ 192

Securities (Details Narrative)

Securities (Details Narrative) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	$ 369,699	$ 406,777
Debt securities at amortized cost [member]
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	304,455	342,774
Debt securities FVOCI [member]
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	$ 65,244	$ 64,003

Summary of Bank Loans and Accep

Summary of Bank Loans and Acceptances (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of Banks loans and acceptances [Line Items]
Residential mortgages	$ 309,689	$ 293,924
Consumer installment and other personal	211,700	206,152
Credit card	37,719	36,010
Business and government	315,478	301,389
Total Loans	874,586	837,475
Customers' liability under acceptances	19,614	19,733
Loans at FVOCI	961	2,353
Allowance for loan losses	6,784	6,432
Total loans and acceptances, net of allowance	888,377	853,129
Loans and acceptances [member]
Disclosure of Banks loans and acceptances [Line Items]
Loans and acceptances	895,161	859,561
Allowance for loan losses [member]
Disclosure of Banks loans and acceptances [Line Items]
Allowance for loan losses	$ 6,784	$ 6,432

Summary of Bank Loans and Acc_2

Summary of Bank Loans and Acceptances - Business and Government (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Loans to business and government [Line Items]
Customers' liability under acceptances	$ 19,614	$ 19,733
Business and government [member]
Loans to business and government [Line Items]
Loans and acceptances	336,053	323,475
Allowance for loan and acceptances losses	2,888	2,739
Loans and acceptances, net of allowance	333,165	320,736
Business and government [member] | Loans at amortized cost [member]
Loans to business and government [Line Items]
Loans at amortized cost	315,478	301,389
Business and government [member] | Customers' liability under acceptances [member]
Loans to business and government [Line Items]
Customers' liability under acceptances	19,614	19,733
Business and government [member] | Loans at FVOCI [member]
Loans to business and government [Line Items]
Loans at FVOCI	$ 961	$ 2,353

Summary of Gross Carrying Amoun

Summary of Gross Carrying Amounts of Loans, Acceptance and Credit Risk Exposures on Loan Commitments and Financial Guarantee Contracts by Internal Risk Ratings (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Apr. 30, 2023	Oct. 31, 2022	Jul. 31, 2022	Apr. 30, 2022	Oct. 31, 2021
Disclosure of detailed information about financial instruments [line items]
Total loans	$ 895,161		$ 859,561
Allowance for loan losses	6,784		6,432	$ 6,040
Trading loans at fair value	17,000		12,000
Loan and acceptances, net of allowance	888,377		853,129
Total loans	69,719		69,675
Allowance for loan losses	6,784		6,432
Financial assets at fair value through other comprehensive income, category [member]
Disclosure of detailed information about financial instruments [line items]
Allowance for loan losses			0
Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	817,458		787,437
Allowance for loan losses	2,618		2,522	2,450
Loan and acceptances, net of allowance	814,840		784,915
Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	74,631		69,506
Allowance for loan losses	3,179		3,149	2,886
Loan and acceptances, net of allowance	71,452		66,357
Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	3,072		2,618
Allowance for loan losses	987		761	704
Loan and acceptances, net of allowance	2,085		1,857
Acquired Credit Impaired Loans [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	92		115
Allowance for loan losses	3		4
Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	309,689		293,924
Allowance for loan losses	378	$ 334	323	257	$ 255	$ 261
Loan and acceptances, net of allowance	309,311		293,601
Residential mortgages [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	286,329		276,158
Allowance for loan losses	159	116	127	120	130	35
Loan and acceptances, net of allowance	286,170		276,031
Residential mortgages [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	22,686		17,054
Allowance for loan losses	163	169	140	88	75	175
Loan and acceptances, net of allowance	22,523		16,914
Residential mortgages [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	674		712
Allowance for loan losses	56	$ 49	56	49	$ 50	$ 51
Loan and acceptances, net of allowance	618		656
Residential mortgages [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	229,721		208,509
Residential mortgages [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	229,627		208,450
Residential mortgages [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	94		59
Residential mortgages [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	69,065		74,047
Residential mortgages [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	56,298		67,280
Residential mortgages [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	12,767		6,767
Residential mortgages [member] | Medium Risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	8,088		8,550
Residential mortgages [member] | Medium Risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	388		418
Residential mortgages [member] | Medium Risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	7,700		8,132
Residential mortgages [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,455		2,456
Residential mortgages [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	16		10
Residential mortgages [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,125		2,096
Residential mortgages [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	314		350
Residential mortgages [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	360		362
Residential mortgages [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	360		362
Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	211,700		206,152
Allowance for loan losses	1,707		1,623	1,496
Loan and acceptances, net of allowance	209,993		204,529
Consumer instalment and other personal [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	184,329		178,353
Allowance for loan losses	654		619	608
Loan and acceptances, net of allowance	183,675		177,734
Consumer instalment and other personal [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	26,607		27,069
Allowance for loan losses	876		850	746
Loan and acceptances, net of allowance	25,731		26,219
Consumer instalment and other personal [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	764		730
Allowance for loan losses	177		154	142
Loan and acceptances, net of allowance	587		576
Consumer instalment and other personal [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	105,860		94,780
Consumer instalment and other personal [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	103,800		92,653
Consumer instalment and other personal [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,060		2,127
Consumer instalment and other personal [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	67,459		75,307
Consumer instalment and other personal [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	53,297		61,508
Consumer instalment and other personal [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	14,162		13,799
Consumer instalment and other personal [member] | Medium Risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	29,217		28,340
Consumer instalment and other personal [member] | Medium Risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	23,910		21,990
Consumer instalment and other personal [member] | Medium Risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,307		6,350
Consumer instalment and other personal [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	8,707		7,330
Consumer instalment and other personal [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	3,322		2,202
Consumer instalment and other personal [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,078		4,793
Consumer instalment and other personal [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	307		335
Consumer instalment and other personal [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	457		395
Consumer instalment and other personal [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	457		395
Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	37,719		36,010
Allowance for loan losses	1,811		1,747	1,667
Loan and acceptances, net of allowance	35,908		34,263
Credit Card 1 [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	31,784		30,676
Allowance for loan losses	687		685	686
Loan and acceptances, net of allowance	31,097		29,991
Credit Card 1 [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,513		4,985
Allowance for loan losses	849		855	801
Loan and acceptances, net of allowance	4,664		4,130
Credit Card 1 [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	422		349
Allowance for loan losses	275		207	$ 180
Loan and acceptances, net of allowance	147		142
Credit Card 1 [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	6,680		6,543
Credit Card 1 [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	6,669		6,532
Credit Card 1 [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	11		11
Credit Card 1 [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,900		10,897
Credit Card 1 [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,771		10,760
Credit Card 1 [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	129		137
Credit Card 1 [member] | Medium Risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	13,116		11,978
Credit Card 1 [member] | Medium Risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	11,852		10,794
Credit Card 1 [member] | Medium Risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	1,264		1,184
Credit Card 1 [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	6,928		6,508
Credit Card 1 [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,492		2,590
Credit Card 1 [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	4,109		3,653
Credit Card 1 [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	327		265
Credit Card 1 [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	95		84
Credit Card 1 [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	95		84
Business and government [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	336,053		323,475
Allowance for loan losses	2,888		2,739
Loan and acceptances, net of allowance	333,165		320,736
Business and government [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	315,016		302,250
Allowance for loan losses	1,118		1,091
Loan and acceptances, net of allowance	313,898		301,159
Business and government [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	19,825		20,398
Allowance for loan losses	1,291		1,304
Loan and acceptances, net of allowance	18,534		19,094
Business and government [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	1,212		827
Allowance for loan losses	479		344
Loan and acceptances, net of allowance	733		483
Business and government [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	1,134		744
Business and government [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	1,134		744
Business and government [member] | Investment Grade Or Low Normal Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	154,670		145,590
Business and government [member] | Investment Grade Or Low Normal Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	154,559		144,994
Business and government [member] | Investment Grade Or Low Normal Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	111		596
Business and government [member] | Non Investment Grade Or Medium Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	169,968		166,806
Business and government [member] | Non Investment Grade Or Medium Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	159,902		156,749
Business and government [member] | Non Investment Grade Or Medium Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,066		10,057
Business and government [member] | Watch And Classified Or High Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	10,281		10,335
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	555		507
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,648		9,745
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	78		83
Business and government [member] | Non Investment Grade Or Lower Risk [Member] | Canadian Government Insured [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	7,000		9,000
Business and government [member] | Non investment grade [member] | Guaranteed by government agencies [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	26,000		28,000
Business And Government And Residential Mortgage [Member]
Disclosure of detailed information about financial instruments [line items]
Non-trading loans at fair value	4,000		3,000
Business And Government And Residential Mortgage [Member] | With No Allowance For Loan Losses [Member] | Impaired Loans [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	139		110
Business And Government And Residential Mortgage [Member] | Insured [Member] | Mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	75,000		77,000
Off-balance sheet credit risks [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	720,214		677,396
Allowance for off-balance sheet credit instruments	988		931
Total off-balance sheet credit instruments, net of allowance	719,226		676,465
Off-balance sheet credit risks [member] | Non Retail Exposures [Member] | Undrawn Component Of Uncommitted Credit And Liquidity Commitments [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	59,000		51,000
Off-balance sheet credit risks [member] | Non Retail Exposures [Member] | Personal Lines Of Credit And Credit Card Lines Cancellable And Banks Discretion [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	367,000		352,000
Off-balance sheet credit risks [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	709,035		664,632
Allowance for off-balance sheet credit instruments	469		433
Total off-balance sheet credit instruments, net of allowance	708,566		664,199
Off-balance sheet credit risks [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	11,082		12,648
Allowance for off-balance sheet credit instruments	517		495
Total off-balance sheet credit instruments, net of allowance	10,565		12,153
Off-balance sheet credit risks [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	97		116
Allowance for off-balance sheet credit instruments	2		3
Total off-balance sheet credit instruments, net of allowance	95		113
Off-balance sheet credit risks [member] | Low risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	256,567		241,377
Off-balance sheet credit risks [member] | Low risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	255,699		240,203
Off-balance sheet credit risks [member] | Low risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	868		1,174
Off-balance sheet credit risks [member] | Normal risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	89,698		88,291
Off-balance sheet credit risks [member] | Normal risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	88,641		87,113
Off-balance sheet credit risks [member] | Normal risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,057		1,178
Off-balance sheet credit risks [member] | Medium Risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	20,996		22,929
Off-balance sheet credit risks [member] | Medium Risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	19,992		21,914
Off-balance sheet credit risks [member] | Medium Risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,004		1,015
Off-balance sheet credit risks [member] | High risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	2,417		2,646
Off-balance sheet credit risks [member] | High risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,211		1,272
Off-balance sheet credit risks [member] | High risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,206		1,374
Off-balance sheet credit risks [member] | Default [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	97		116
Off-balance sheet credit risks [member] | Default [member] | Stage 3 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	97		116
Off-balance sheet credit risks [member] | Investment grade [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	246,023		229,592
Off-balance sheet credit risks [member] | Investment grade [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	246,023		229,592
Off-balance sheet credit risks [member] | Non investment grade [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	101,089		87,943
Off-balance sheet credit risks [member] | Non investment grade [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	97,218		84,301
Off-balance sheet credit risks [member] | Non investment grade [member] | Stage 2 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	3,871		3,642
Off-balance sheet credit risks [member] | Watch and classified [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	3,327		4,502
Off-balance sheet credit risks [member] | Watch and classified [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	251		237
Off-balance sheet credit risks [member] | Watch and classified [member] | Stage 2 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	$ 3,076		$ 4,265

Summary of Allowance for Credit

Summary of Allowance for Credit Losses (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	$ 7,647	$ 6,917	$ 7,366	$ 7,255
Provision for credit losses	766	351	2,055	450
Write-offs, net of recoveries	(515)	(334)	(1,512)	(910)
Foreign exchange disposals and other adjustments	(124)	(13)	(135)	126
Allowance account for credit losses of financial assets, Balance at end of period	7,774	6,921	7,774	6,921
Loans [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	6,644	6,076	6,432	6,390
Allowance account for credit losses of financial assets, Balance at end of period	6,784	6,040	6,784	6,040
Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	7,644	6,910	7,363	7,246
Provision for credit losses	766	352	2,056	453
Write-offs, net of recoveries	(515)	(334)	(1,512)	(910)
Foreign exchange disposals and other adjustments	(123)	(13)	(135)	126
Allowance account for credit losses of financial assets, Balance at end of period	7,772	6,915	7,772	6,915
Allowance For Credit Losses On Debt Securities [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	3	7	3	9
Provision for credit losses		(1)	(1)	(3)
Foreign exchange disposals and other adjustments	(1)
Allowance account for credit losses of financial assets, Balance at end of period	2	6	2	6
Allowance For Credit Losses On Debt Securities [Member] | Debt securities at amortized cost [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	2	1	1	2
Provision for credit losses		1
Foreign exchange disposals and other adjustments	(1)
Allowance account for credit losses of financial assets, Balance at end of period	1	2	1	2
Allowance For Credit Losses On Debt Securities [Member] | Debt securities FVOCI [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	1	6	2	7
Provision for credit losses		(2)	(1)	(3)
Allowance account for credit losses of financial assets, Balance at end of period	1	4	1	4
At Amortized Cost [Member] | Loans [member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	6,644	6,076	6,432	6,390
Allowance account for credit losses of financial assets, Balance at end of period	6,784	6,040	6,784	6,040
Allowance For Off Balance Sheet Insturments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	1,000	834	931	856
Allowance account for credit losses of financial assets, Balance at end of period	988	875	988	875
Residential mortgages [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	334	255	323	261
Provision for credit losses	45	3	61	(5)
Write-offs, net of recoveries	(1)	(1)	(5)	(1)
Foreign exchange disposals and other adjustments			(1)	2
Allowance account for credit losses of financial assets, Balance at end of period	378	257	378	257
Consumer instalment and other personal [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	1,766	1,595	1,704	1,649
Provision for credit losses	246	111	691	276
Write-offs, net of recoveries	(199)	(134)	(576)	(375)
Foreign exchange disposals and other adjustments	(19)	(2)	(25)	20
Allowance account for credit losses of financial assets, Balance at end of period	1,794	1,570	1,794	1,570
Credit Card 1 [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	2,480	2,213	2,352	2,314
Provision for credit losses	294	193	958	344
Write-offs, net of recoveries	(287)	(177)	(815)	(484)
Foreign exchange disposals and other adjustments	(46)	(5)	(54)	50
Allowance account for credit losses of financial assets, Balance at end of period	2,441	2,224	2,441	2,224
Businesses and government [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Disclosure of detailed information about financial instruments [line items]
Allowance account for credit losses of financial assets, Balance at beginning of period	3,064	2,847	2,984	3,022
Provision for credit losses	181	45	346	(162)
Write-offs, net of recoveries	(28)	(22)	(116)	(50)
Foreign exchange disposals and other adjustments	(58)	(6)	(55)	54
Allowance account for credit losses of financial assets, Balance at end of period	$ 3,159	$ 2,864	$ 3,159	$ 2,864

Summary of Allowance for Loan L

Summary of Allowance for Loan Losses (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
IFRS Statement [Line Items]
Balance at beginning of period			$ 6,432
Total Allowance, including off-balance sheet instruments, at end of period	$ 7,772	$ 6,915	7,772	$ 6,915
Total Allowance for Loan Losses at end of period	6,784	6,040	6,784	6,040
Less: Total Allowance for off-balance sheet instruments	988	875	988	875
Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	334	255	323	261
Net remeasurement due to transfers into stage	(4)	(1)	(4)	(7)
New originations or purchases	17	13	33	29
Net repayments	(1)	(2)	(5)	(6)
Derecognition of financial assets (excluding disposals and write-offs)	(10)	(13)	(26)	(42)
Changes to risk, parameters, and models	43	6	63	21
Write-offs	(3)	(3)	(8)	(7)
Recoveries	2	2	3	6
Foreign exchange and other adjustments			(1)	2
Total Allowance for Loan Losses at end of period	378	257	378	257
Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,766	1,595	1,704	1,649
Balance at beginning of period			1,623
Net remeasurement due to transfers into stage	(6)	13	1	(5)
New originations or purchases	111	98	309	219
Net repayments	(41)	(40)	(114)	(124)
Derecognition of financial assets (excluding disposals and write-offs)	(59)	(89)	(158)	(248)
Changes to risk, parameters, and models	241	129	653	434
Write-offs	(275)	(212)	(795)	(601)
Recoveries	76	78	219	226
Foreign exchange and other adjustments	(19)	(2)	(25)	20
Total Allowance, including off-balance sheet instruments, at end of period	1,794	1,570	1,794	1,570
Total Allowance for Loan Losses at end of period	1,707	1,496	1,707	1,496
Less: Total Allowance for off-balance sheet instruments	87	74	87	74
Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	2,480	2,213	2,352	2,314
Balance at beginning of period			1,747
Net remeasurement due to transfers into stage	(21)	59	(29)	50
New originations or purchases	47	50	144	159
Net repayments	11	1	102	5
Derecognition of financial assets (excluding disposals and write-offs)	(109)	(83)	(283)	(263)
Changes to risk, parameters, and models	366	166	1,024	393
Write-offs	(360)	(246)	(1,031)	(708)
Recoveries	73	69	216	224
Foreign exchange and other adjustments	(46)	(5)	(54)	50
Total Allowance, including off-balance sheet instruments, at end of period	2,441	2,224	2,441	2,224
Total Allowance for Loan Losses at end of period	1,811	1,667	1,811	1,667
Less: Total Allowance for off-balance sheet instruments	630	557	630	557
Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	3,064	2,847	2,984	3,022
Net remeasurement due to transfers into stage	7	15	(6)	(1)
New originations or purchases	300	335	897	813
Net repayments	(18)	(20)	(68)	(66)
Derecognition of financial assets (excluding disposals and write-offs)	(455)	(486)	(1,317)	(1,283)
Changes to risk, parameters, and models	347	201	840	375
Disposals	0
Write-offs	(49)	(37)	(157)	(91)
Recoveries	21	15	41	41
Foreign exchange and other adjustments	(58)	(6)	(55)	54
Total Allowance, including off-balance sheet instruments, at end of period	3,159	2,864	3,159	2,864
Total Allowance for Loan Losses at end of period	2,888	2,620	2,888	2,620
Less: Total Allowance for off-balance sheet instruments	271	244	271	244
Stage 1 [member]
IFRS Statement [Line Items]
Balance at beginning of period			2,522
Total Allowance, including off-balance sheet instruments, at end of period	3,087	2,868	3,087	2,868
Total Allowance for Loan Losses at end of period	2,618	2,450	2,618	2,450
Less: Total Allowance for off-balance sheet instruments	469	418	469	418
Stage 1 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	116	130	127	35
Net remeasurement due to transfers into stage	(7)	(3)	(18)	(14)
New originations or purchases	17	13	33	29
Net repayments	(1)	(1)	(3)	(3)
Derecognition of financial assets (excluding disposals and write-offs)	(2)	(3)	(4)	(5)
Changes to risk, parameters, and models	2	(21)	(50)
Foreign exchange and other adjustments	(1)		(2)	1
Total Allowance for Loan Losses at end of period	159	120	159	120
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	41	13	97	92
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(5)	(8)	(19)	(15)
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)		(2)
Stage 1 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	675	568	654	550
Balance at beginning of period			619
Net remeasurement due to transfers into stage	(61)	(29)	(162)	(137)
New originations or purchases	111	98	309	219
Net repayments	(21)	(15)	(44)	(55)
Derecognition of financial assets (excluding disposals and write-offs)	(21)	(27)	(56)	(69)
Changes to risk, parameters, and models	(102)	(31)	(320)	(260)
Foreign exchange and other adjustments	(8)	(1)	(10)	6
Total Allowance, including off-balance sheet instruments, at end of period	691	641	691	641
Total Allowance for Loan Losses at end of period	654	608	654	608
Less: Total Allowance for off-balance sheet instruments	37	33	37	33
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	167	124	473	518
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(47)	(44)	(147)	(125)
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(2)	(2)	(6)	(6)
Stage 1 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	964	921	954	878
Balance at beginning of period			685
Net remeasurement due to transfers into stage	(131)	(75)	(397)	(278)
New originations or purchases	47	50	144	159
Net repayments	(3)	(4)	59	(9)
Derecognition of financial assets (excluding disposals and write-offs)	(11)	(13)	(33)	(46)
Changes to risk, parameters, and models	(109)	(115)	(364)	(523)
Foreign exchange and other adjustments	(18)	(2)	(21)	20
Total Allowance, including off-balance sheet instruments, at end of period	967	943	967	943
Total Allowance for Loan Losses at end of period	687	686	687	686
Less: Total Allowance for off-balance sheet instruments	280	257	280	257
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	303	269	872	966
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(71)	(84)	(233)	(210)
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(4)	(4)	(14)	(14)
Stage 1 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,261	1,126	1,220	1,186
Net remeasurement due to transfers into stage	(21)	(19)	(85)	(66)
New originations or purchases	300	335	897	813
Net repayments	8	9	40	26
Derecognition of financial assets (excluding disposals and write-offs)	(173)	(206)	(524)	(562)
Changes to risk, parameters, and models	(20)	(46)	(136)	(252)
Foreign exchange and other adjustments	(27)	(1)	(14)	28
Total Allowance, including off-balance sheet instruments, at end of period	1,270	1,164	1,270	1,164
Total Allowance for Loan Losses at end of period	1,118	1,036	1,118	1,036
Less: Total Allowance for off-balance sheet instruments	152	128	152	128
Stage 1 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	71	81	293	290
Stage 1 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(128)	(114)	(411)	(297)
Stage 1 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)	(1)	(10)	(2)
Stage 2 [member]
IFRS Statement [Line Items]
Balance at beginning of period			3,149
Total Allowance, including off-balance sheet instruments, at end of period	3,696	3,340	3,696	3,340
Total Allowance for Loan Losses at end of period	3,179	2,886	3,179	2,886
Less: Total Allowance for off-balance sheet instruments	517	454	517	454
Stage 2 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	169	75	140	175
Net remeasurement due to transfers into stage	3	2	14	7
Net repayments		(1)	(2)	(3)
Derecognition of financial assets (excluding disposals and write-offs)	(5)	(3)	(13)	(14)
Changes to risk, parameters, and models	39	19	107	(3)
Foreign exchange and other adjustments	(1)		(1)	1
Total Allowance for Loan Losses at end of period	163	88	163	88
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(40)	(12)	(95)	(90)
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	8	11	31	23
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(10)	(3)	(18)	(8)
Stage 2 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	921	872	896	960
Balance at beginning of period			850
Net remeasurement due to transfers into stage	53	40	156	126
Net repayments	(18)	(21)	(62)	(59)
Derecognition of financial assets (excluding disposals and write-offs)	(25)	(48)	(72)	(138)
Changes to risk, parameters, and models	153	50	430	382
Foreign exchange and other adjustments	(9)		(12)	14
Total Allowance, including off-balance sheet instruments, at end of period	926	787	926	787
Total Allowance for Loan Losses at end of period	876	746	876	746
Less: Total Allowance for off-balance sheet instruments	50	41	50	41
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(166)	(117)	(469)	(509)
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	63	61	200	170
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(46)	(50)	(141)	(159)
Stage 2 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,235	1,117	1,191	1,298
Balance at beginning of period			855
Net remeasurement due to transfers into stage	105	129	353	314
Net repayments	1	(2)	2	(2)
Derecognition of financial assets (excluding disposals and write-offs)	(18)	(22)	(59)	(97)
Changes to risk, parameters, and models	275	204	829	749
Foreign exchange and other adjustments	(22)	(2)	(27)	26
Total Allowance, including off-balance sheet instruments, at end of period	1,199	1,101	1,199	1,101
Total Allowance for Loan Losses at end of period	849	801	849	801
Less: Total Allowance for off-balance sheet instruments	350	300	350	300
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(294)	(263)	(852)	(951)
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	88	96	276	239
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(171)	(156)	(514)	(475)
Stage 2 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,441	1,394	1,417	1,526
Net remeasurement due to transfers into stage	27	34	78	65
Net repayments	(10)	(14)	(49)	(47)
Derecognition of financial assets (excluding disposals and write-offs)	(155)	(172)	(427)	(451)
Changes to risk, parameters, and models	120	113	376	284
Foreign exchange and other adjustments	(16)	(1)	(18)	34
Total Allowance, including off-balance sheet instruments, at end of period	1,408	1,364	1,408	1,364
Total Allowance for Loan Losses at end of period	1,291	1,251	1,291	1,251
Less: Total Allowance for off-balance sheet instruments	117	113	117	113
Stage 2 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(71)	(77)	(291)	(285)
Stage 2 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	131	117	420	309
Stage 2 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(59)	(30)	(98)	(71)
Stage 3 [member]
IFRS Statement [Line Items]
Balance at beginning of period			761
Total Allowance, including off-balance sheet instruments, at end of period	989	707	989	707
Total Allowance for Loan Losses at end of period	987	704	987	704
Less: Total Allowance for off-balance sheet instruments	2	3	2	3
Stage 3 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	49	50	56	51
Derecognition of financial assets (excluding disposals and write-offs)	(3)	(7)	(9)	(23)
Changes to risk, parameters, and models	2	8	6	24
Write-offs	(3)	(3)	(8)	(7)
Recoveries	2	2	3	6
Foreign exchange and other adjustments	2		2
Total Allowance for Loan Losses at end of period	56	49	56	49
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)	(1)	(2)	(2)
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(3)	(3)	(12)	(8)
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	11	3	20	8
Stage 3 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	170	155	154	139
Balance at beginning of period			154
Net remeasurement due to transfers into stage	2	2	7	6
Net repayments	(2)	(4)	(8)	(10)
Derecognition of financial assets (excluding disposals and write-offs)	(13)	(14)	(30)	(41)
Changes to risk, parameters, and models	190	110	543	312
Write-offs	(275)	(212)	(795)	(601)
Recoveries	76	78	219	226
Foreign exchange and other adjustments	(2)	(1)	(3)
Total Allowance, including off-balance sheet instruments, at end of period	177	142	177	142
Total Allowance for Loan Losses at end of period	177	142	177	142
Less: Total Allowance for off-balance sheet instruments	0
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)	(7)	(4)	(9)
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(16)	(17)	(53)	(45)
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	48	52	147	165
Stage 3 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	281	175	207	138
Balance at beginning of period			207
Net remeasurement due to transfers into stage	5	5	15	14
Net repayments	13	7	41	16
Derecognition of financial assets (excluding disposals and write-offs)	(80)	(48)	(191)	(120)
Changes to risk, parameters, and models	200	77	559	167
Write-offs	(360)	(246)	(1,031)	(708)
Recoveries	73	69	216	224
Foreign exchange and other adjustments	(6)	(1)	(6)	4
Total Allowance, including off-balance sheet instruments, at end of period	275	180	275	180
Total Allowance for Loan Losses at end of period	275	180	275	180
Less: Total Allowance for off-balance sheet instruments			0
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(9)	(6)	(20)	(15)
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(17)	(12)	(43)	(29)
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	175	160	528	489
Stage 3 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	362	327	347	310
Net remeasurement due to transfers into stage	1		1
Net repayments	(16)	(15)	(59)	(45)
Derecognition of financial assets (excluding disposals and write-offs)	(127)	(108)	(366)	(270)
Changes to risk, parameters, and models	247	134	600	343
Write-offs	(49)	(37)	(157)	(91)
Recoveries	21	15	41	41
Foreign exchange and other adjustments	(15)	(4)	(23)	(8)
Total Allowance, including off-balance sheet instruments, at end of period	481	336	481	336
Total Allowance for Loan Losses at end of period	479	333	479	333
Less: Total Allowance for off-balance sheet instruments	2	3	2	3
Stage 3 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage		(4)	(2)	(5)
Stage 3 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(3)	(3)	(9)	(12)
Stage 3 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	$ 60	$ 31	$ 108	$ 73

Summary of Macroeconomic Variab

Summary of Macroeconomic Variables impacted in Determining ECLs (Details)	3 Months Ended
	Jul. 31, 2023
Base Forecast [Member] | Remaining 4 year period [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.79
Base Forecast [Member] | Remaining 4 year period [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	6%
Real GDP	1.50%
Home prices	2.40%
Central bank policy interest rate	2.50%
Base Forecast [Member] | Remaining 4 year period [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	4.20%
Real GDP	1.80%
Home prices	2%
Central bank policy interest rate	2.81%
U.S. 10-year treasury yield	2.98%
U.S. 10-year BBB spread	1.83%
Base Forecast [Member] | Average Q3 2023 - Q2 2024 [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.74
Base Forecast [Member] | Average Q3 2023 - Q2 2024 [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.80%
Real GDP	0.90%
Home prices	8.30%
Central bank policy interest rate	4.88%
Base Forecast [Member] | Average Q3 2023 - Q2 2024 [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.90%
Real GDP	0.90%
Home prices	(2.90%)
Central bank policy interest rate	5.38%
U.S. 10-year treasury yield	3.57%
U.S. 10-year BBB spread	2.10%
Upside Scenario [Member] | Remaining 4 year period [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.81
Upside Scenario [Member] | Remaining 4 year period [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.70%
Real GDP	1.60%
Home prices	2.50%
Central bank policy interest rate	2.58%
Upside Scenario [Member] | Remaining 4 year period [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.90%
Real GDP	1.90%
Home prices	2.20%
Central bank policy interest rate	2.83%
U.S. 10-year treasury yield	3.08%
U.S. 10-year BBB spread	1.79%
Upside Scenario [Member] | Average Q3 2023 - Q2 2024 [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.78
Upside Scenario [Member] | Average Q3 2023 - Q2 2024 [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.30%
Real GDP	1.40%
Home prices	10%
Central bank policy interest rate	5.38%
Upside Scenario [Member] | Average Q3 2023 - Q2 2024 [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.70%
Real GDP	1.60%
Home prices	1.10%
Central bank policy interest rate	5.63%
U.S. 10-year treasury yield	3.95%
U.S. 10-year BBB spread	1.86%
Downside Scenario [Member] | Remaining 4 year period [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.73
Downside Scenario [Member] | Remaining 4 year period [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	7%
Real GDP	1.70%
Home prices	6.50%
Central bank policy interest rate	1.98%
Downside Scenario [Member] | Remaining 4 year period [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.20%
Real GDP	2%
Home prices	5%
Central bank policy interest rate	2.23%
U.S. 10-year treasury yield	2.93%
U.S. 10-year BBB spread	2.08%
Downside Scenario [Member] | Average Q3 2023 - Q2 2024 [member]
Disclosure of detailed information about financial instruments [line items]
Exchange rate (U.S. dollar/Canadian dollar)	0.71
Downside Scenario [Member] | Average Q3 2023 - Q2 2024 [member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	6.80%
Real GDP	(0.60%)
Home prices	(5.80%)
Central bank policy interest rate	3.81%
Downside Scenario [Member] | Average Q3 2023 - Q2 2024 [member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	4.90%
Real GDP	(0.60%)
Home prices	(12.50%)
Central bank policy interest rate	4.13%
U.S. 10-year treasury yield	3.11%
U.S. 10-year BBB spread	2.68%

Schedule of Change from Base to

Schedule of Change from Base to Probability-Weighted ECL (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Difference – in amount	$ 431	$ 504
Expected credit loss rate	6.80%	8.30%
Probability weighted method [member]
Disclosure of detailed information about financial instruments [line items]
Probability-weighted ECLs	$ 6,783	$ 6,599
Base Scenario [member]
Disclosure of detailed information about financial instruments [line items]
Base ECLs	$ 6,352	$ 6,095

Schedule of Incremental Lifetim

Schedule of Incremental Lifetime ECL Impact (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
IFRS Statement [Line Items]
Incremental lifetime ECLs impact	$ 1,788	$ 1,780
12-month expected credit losses [member]
IFRS Statement [Line Items]
All performing loans and off-balance sheet instruments using 12-month ECLs	4,995	4,819
Stage One and Two [member]
IFRS Statement [Line Items]
Probability-weighted ECLs	$ 6,783	$ 6,599

Summary of Loans Past Due but N

Summary of Loans Past Due but Not Impaired (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Gross Loans	$ 874,586	$ 837,475
Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	2,422	2,430
Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	333	299
Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	1,025	872
Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	516	443
Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	548	816
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	1,758	1,823
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	262	230
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	773	668
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	306	271
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	417	654
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	664	607
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	71	69
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	252	204
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	210	172
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	$ 131	$ 162

Loans, Impaired Loans, and Al_3

Loans, Impaired Loans, and Allowance for Credit Losses (Details Narrative) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of detailed information about financial instruments [line items]
Foreclosed assets held for sale	$ 53	$ 51

Summary of Condensed Financial

Summary of Condensed Financial Statements (Details) - CAD ($) $ in Millions	3 Months Ended				9 Months Ended
	Jul. 31, 2023	Jun. 30, 2023	Jul. 31, 2022	Jun. 30, 2022	Jul. 31, 2023	Jun. 30, 2023	Jul. 31, 2022	Jun. 30, 2022	Oct. 31, 2022	Sep. 30, 2022
Assets
Total assets	$ 1,887,075				$ 1,887,075				$ 1,917,528
Liabilities
Total liabilities	1,774,411				1,774,411				$ 1,806,145
Total net revenues	12,779		$ 10,925		37,371		$ 33,469
Total other comprehensive income (loss)	$ (3,470)		$ (151)		$ (1,333)		$ (3,629)
Charles Schwab Corporation [member]
Assets
Total assets		$ 677,207				$ 677,207				$ 797,759
Liabilities
Total liabilities		628,026				628,026				$ 746,596
Total net revenues		6,253		$ 6,501		20,633		$ 18,350
Total net income available to common stockholders		1,575		2,109		6,119		5,554
Total other comprehensive income (loss)		(54)		(6,353)		3,277		(21,911)
Total comprehensive income (loss)		$ 1,521		$ (4,244)		$ 9,396		$ (16,357)

Investment in Associates and _3

Investment in Associates and Joint Ventures (Details Narrative) $ / shares in Units, $ in Millions, $ in Millions	3 Months Ended			9 Months Ended			12 Months Ended
	Jul. 31, 2023 CAD ($)	Jul. 31, 2023 USD ($)	Jul. 31, 2022 CAD ($)	Jul. 31, 2023 CAD ($)	Jul. 31, 2023 USD ($)	Jul. 31, 2022 CAD ($)	Oct. 31, 2022 CAD ($)	Jul. 31, 2023 USD ($) $ / shares	Jun. 30, 2023 CAD ($)	Jun. 30, 2023 USD ($)	Oct. 31, 2022 USD ($) $ / shares
Disclosure of investments in associates and joint ventures [line items]
Investment in Schwab	$ 8,758			$ 8,758			$ 8,088
2023 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Options exercised to buy fixed rate obligations									$ 3,300	$ 2,400
Option termination fees	151	$ 112
Charles Schwab Corporation [member]
Disclosure of investments in associates and joint ventures [line items]
Equity investment percentage				12.40%	12.40%		12.10%
Fair value of outstanding shares	20,000			$ 20,000			$ 24,000	$ 15,000			$ 18,000
Closing price of shares | $ / shares								$ 66.1			$ 79.67
Percentage of voting common shares				9.80%	9.80%
Investment in Schwab	8,800			$ 8,800			$ 8,100
Share of net income from investment in Schwab	$ 182		$ 268	$ 708		$ 701
Charles Schwab Corporation [member] | 2019 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits					$ 10,000
Charles Schwab Corporation [member] | 2023 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits					5,000
Charles Schwab Corporation [member] | Top of range [member] | Major business combination [member]
Disclosure of investments in associates and joint ventures [line items]
Percentage of voting common shares	9.90%	9.90%
Charles Schwab Corporation [member] | Bottom of range [member] | 2019 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits					50,000
Charles Schwab Corporation [member] | Bottom of range [member] | 2023 Schwab IDA Agreement [member]
Disclosure of investments in associates and joint ventures [line items]
Allowable maximum annual adjustment to sweep deposits					$ 60,000

Significant Transactions (Detai

Significant Transactions (Details Narrative) shares in Millions, $ in Millions, $ in Millions				3 Months Ended				9 Months Ended
	Jun. 26, 2023 shares	May 05, 2023 CAD ($)	May 05, 2023 USD ($)	Jul. 31, 2023 CAD ($)	Jul. 31, 2023 USD ($)	Apr. 30, 2023 CAD ($)	Apr. 30, 2023 USD ($)	Jul. 31, 2023 CAD ($)	Jul. 31, 2023 USD ($)	Mar. 01, 2023 CAD ($)	Mar. 01, 2023 USD ($)
Cowen Inc [Member]
Disclosure of detailed information about business combination [line items]
Cash consideration paid										$ 1,500	$ 1,100
Percentage of common shares acquired										100%	100%
Share-based compensation amounts										$ 205	$ 151
Assets										10,800	7,933
Liabilities										9,884	7,261
Other intangibles assets										298	219
Goodwill										744	546
Assets classified as held for sale				$ 1,241				$ 1,241
Liabilities classified as held for sale				794				794
Cowen Inc [Member] | Series A Preferred Stock [Member]
Disclosure of detailed information about business combination [line items]
Settlement of stocks										$ 253	$ 186
First Horizon Corporation [member]
Disclosure of detailed information about business combination [line items]
Cash payment		$ 306	$ 225
Bank recognized a valuation adjustment on investment						$ 199	$ 147
OCI loss recognized on conversion of preferred shares to common shares				(166)	$ (126)
Non-interest income related to mark-to-market on the swaps				(125)				(1,386)
Net interest income related to the basis adjustment amortization				11				262
Non-interest income related to the net interest earned on the swaps				$ 23				$ 585
First Horizon Corporation [member] | Preference shares [member]
Disclosure of detailed information about business combination [line items]
Investment in non-voting preferred stock									$ 494
First Horizon Corporation [member] | Ordinary shares [member]
Disclosure of detailed information about business combination [line items]
Conversion of stock shares issued | shares	19.7

Summary of Goodwill by Segment

Summary of Goodwill by Segment (Details) - CAD ($) $ in Millions	9 Months Ended	12 Months Ended
	Jul. 31, 2023	Oct. 31, 2022
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	$ 17,656	$ 16,232
Additions	744
Foreign currency translation adjustments and other	(596)	1,424
Ending balance	17,804	17,656
Canadian Personal And Commercial Banking [Member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	902	900
Foreign currency translation adjustments and other		2
Ending balance	902	902
U.S. Retail [member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	14,463	13,134
Foreign currency translation adjustments and other	(477)	1,329
Ending balance	13,986	14,463
Wealth Management And Insurance [Member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	2,004	1,924
Foreign currency translation adjustments and other	(29)	80
Ending balance	1,975	2,004
Wholesale Banking [member]
Disclosure of reconciliation of changes in goodwill [line items]
Beginning balance	287	274
Additions	744
Foreign currency translation adjustments and other	(90)	13
Ending balance	$ 941	$ 287

Summary of Goodwill by Segmen_2

Summary of Goodwill by Segment (Parenthetical) (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of reconciliation of changes in goodwill [abstract]
Accumulated impairment	$ 0	$ 0

Schedule of Other Assets (Detai

Schedule of Other Assets (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Other Assets
Accounts receivable and other items	$ 12,723	$ 10,769
Accrued interest	5,111	3,765
Current income tax receivable	3,679	6,031
Defined benefit asset	1,390	1,406
Insurance-related assets, excluding investments	2,126	2,008
Prepaid expenses	1,881	1,323
Total	$ 26,910	$ 25,302

Summary of Deposit Liabilities

Summary of Deposit Liabilities (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure Of Deposits From Customers [Line Items]
Demand	$ 155,441
Notice	683,427
Term	531,935
Total deposits	1,370,803	$ 1,416,420
Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	748,832
United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	539,467
International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	82,504
US federal funds deposited [member]
Disclosure Of Deposits From Customers [Line Items]
US federal funds deposited	7,893	9,498
Personal [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	17,730
Notice	493,386
Term	103,112
Total deposits	614,228	660,838
Personal [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	316,549
Personal [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	297,679
Bank Deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	10,729
Notice	555
Term	21,645
Total deposits	32,929	38,263
Bank Deposits [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	17,316
Bank Deposits [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	13,862
Bank Deposits [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	1,751
Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	126,982
Notice	189,486
Term	195,874
Total deposits	512,342	530,869
Business and government [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	357,756
Business and government [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	152,121
Business and government [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	2,465
Personal Banks Business And Goverment [Member]
Disclosure Of Deposits From Customers [Line Items]
Demand	155,441
Notice	683,427
Term	320,631
Total deposits	1,159,499	1,229,970
Personal Banks Business And Goverment [Member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	691,621
Personal Banks Business And Goverment [Member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	463,662
Personal Banks Business And Goverment [Member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	4,216
Trading deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Term	28,321
Total deposits	28,321	23,805
Trading deposits [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	19,277
Trading deposits [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	2,934
Trading deposits [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	6,110
Deposits designated at fair value through profit or loss [member]
Disclosure Of Deposits From Customers [Line Items]
Term	182,983
Total deposits	182,983	162,645
Deposits designated at fair value through profit or loss [member] | Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	37,934
Deposits designated at fair value through profit or loss [member] | United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	72,871
Deposits designated at fair value through profit or loss [member] | International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	72,178
Non interest bearing deposits [member] | Domestic Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	62,851	76,551
Non interest bearing deposits [member] | Foreign Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	77,043	91,175
Interest bearing deposits 1 [member] | Domestic Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	685,981	686,518
Interest bearing deposits 1 [member] | Foreign Offices [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	523,475	$ 552,678
Deposits And Advances With The Federal Home Loan Bank [Member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	$ 13,560

Summary of Deposit Liabilitie_2

Summary of Deposit Liabilities (Parenthetical) (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure Of Deposits From Customers [Line Items]
Deposits subject to bank recapitalization Bail-in	$ 99,500	$ 89,400
Deposits	512,342	530,869
Financial liabilities designated at fair value through profit or loss	183,187	162,786
Total deposits	1,370,803	1,416,420
U.S. Dollar [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	751,200	814,900
Other Currency [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	106,700	84,400
Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	512,342	530,869
Business and government [member] | Covered Bondholders [member]
Disclosure Of Deposits From Customers [Line Items]
Deposits	45,400	34,000
Loan Commitments And Financial Guarantees [Member]
Disclosure Of Deposits From Customers [Line Items]
Financial liabilities designated at fair value through profit or loss	$ 204	$ 140.5

Deposits (Details Narrative)

Deposits (Details Narrative) - CAD ($) $ in Billions	Jul. 31, 2023	Oct. 31, 2022
Deposits
Aggregate amount of term deposits in denominations of $100,000 or more	$ 473	$ 436

Summary of Other Liabilities (D

Summary of Other Liabilities (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Disclosure of financial liabilities [abstract]
Accounts payable, accrued expenses, and other items	$ 6,989	$ 5,040
Accrued interest	3,731	1,870
Accrued salaries and employee benefits	4,360	4,100
Cheques and other items in transit	3,173	2,116
Current income tax payable	177	151
Deferred tax liabilities	190	236
Defined benefit liability	1,305	1,286
Lease liabilities	4,972	5,313
Liabilities related to structured entities	16,808	12,120
Provisions (Note 18)	3,057	1,320
Total	$ 44,762	$ 33,552

Summary of Classes of Share Cap

Summary of Classes of Share Capital - Common Shares (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure of classes of share capital [line items]
Balance at beginning of period			$ 111,383
Balance at end of period	$ 112,664		$ 112,664
Common shares [member] | Issued capital [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	1,839.6	1,806.7	1,821.7	1,823.9
Balance at beginning of period	$ 25,852	$ 23,127	$ 24,363	$ 23,066
Proceeds from shares issued on exercise of stock options, Number of shares	0.1	0.1	1.2	1.4
Proceeds from shares issued on exercise of stock options, Amount	$ 6	$ 7	$ 77	$ 97
Shares issued as a result of dividend reinvestment plan, Number of shares	2.1	7.5	18.9	10
Shares issued as a result of dividend reinvestment plan	$ 175	$ 610	$ 1,593	$ 846
Purchase of shares for cancellation and other, Number of Shares	(14.3)		(14.3)	(21)
Purchase of shares for cancellation and other, Amount	$ (200)		$ (200)	$ (265)
Ending balance, Number of shares	1,827.5	1,814.3	1,827.5	1,814.3
Balance at end of period	$ 25,833	$ 23,744	$ 25,833	$ 23,744

Summary of Classes of Share C_2

Summary of Classes of Share Capital - Preferred Shares and Other Equity Instruments (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure of classes of share capital [line items]
Balance at beginning of period			$ 111,383
Balance at end of period	$ 112,664		$ 112,664
Issued capital [member] | Preference shares [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	159.6	158.8	159.6	158
Balance at beginning of period	$ 5,600	$ 4,800	$ 5,600	$ 3,950
Number of shares issued		0.8		1.6
Issue of equity		$ 800		$ 1,650
Redemption of shares, Number of shares
Redemption of shares, amount
Ending balance, Number of shares	159.6	159.6	159.6	159.6
Balance at end of period	$ 5,600	$ 5,600	$ 5,600	$ 5,600
Issued capital [member] | Other equity securities [member]
Disclosure of classes of share capital [line items]
Ending balance, Number of shares	5	1.8	5	1.8
Balance at end of period	$ 5,653	$ 1,750	$ 5,653	$ 1,750
Issued capital [member] | Preferred shares and other equity instruments [member]
Disclosure of classes of share capital [line items]
Balance at beginning of period	$ 11,253	$ 6,550	$ 11,253	$ 5,700
Ending balance, Number of shares	164.6	161.4	164.6	161.4
Balance at end of period	$ 11,253	$ 7,350	$ 11,253	$ 7,350

Summary of Classes of Share C_3

Summary of Classes of Share Capital - Treasury Shares (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure of classes of share capital [line items]
Balance at beginning of period			$ 111,383
Balance at end of period	$ 112,664		$ 112,664
Treasury shares [member] | Common shares [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	1.1	2.8	1	1.9
Purchase of shares, Number of shares	24.3	24.1	71.2	85.3
Sale of shares, Number of shares	(25.4)	(25.7)	(72.2)	(86)
Ending balance, Number of shares		1.2		1.2
Balance at beginning of period	$ (99)	$ (243)	$ (91)	$ (152)
Purchase of shares, Amount	(1,965)	(2,107)	(6,016)	(8,131)
Sale of shares, Amount	$ 2,064	2,246	$ 6,107	8,179
Balance at end of period		$ (104)		$ (104)
Treasury shares [member] | Preferred shares and other equity instruments [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	0.1	0.2	0.1	0.1
Purchase of shares, Number of shares	0.7	0.6	2.7	2.3
Sale of shares, Number of shares	(0.7)	(0.6)	(2.7)	(2.2)
Ending balance, Number of shares	0.1	0.2	0.1	0.2
Balance at beginning of period	$ (10)	$ (13)	$ (7)	$ (10)
Purchase of shares and other equity instruments	(46)	(52)	(372)	(142)
Sale of shares and other equity instruments	45	49	368	136
Balance at end of period	$ (11)	$ (16)	$ (11)	$ (16)

Equity (Details Narrative)

Equity (Details Narrative) - CAD ($) $ / shares in Units, shares in Thousands			3 Months Ended		9 Months Ended
	Oct. 31, 2023	Aug. 23, 2023	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022	Aug. 24, 2023	Jun. 21, 2023
Disclosure of classes of share capital [line items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased			14,250
Number of shares repurchased price per share			$ 82.85
Stock Repurchase Program, Authorized Amount			$ 1,200,000,000
Common stock shares authorized to be repurchased							30,000	30,000
Dividends common stock	$ 0.96	$ 0.96
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares						0%
Dividend Reinvestment Plan [Member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares				2%	2%	2%
Purchase of treasury shares at 2% discount				7,500	16,800	7,500
Purchase of treasury shares at no discount			2,000		2,000	2,500
Dividend Reinvestment Plan [Member] | Bottom of range [member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares					0%
Dividend Reinvestment Plan [Member] | Top of range [member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares					5%
New Normal Course Issuer Bid [member] | Major Share Repurchases [Member]
Disclosure of classes of share capital [line items]
Common stock shares authorized to be repurchased							90,000

Schedule of Assumptions Used fo

Schedule of Assumptions Used for Estimating the Fair Value of Options (Details) - Options [Member]	9 Months Ended
	Jul. 31, 2023 yr $ / shares	Jul. 31, 2022 yr $ / shares
Disclosure of terms and conditions of share-based payment arrangement [line items]
Risk-free interest rate	2.87%	1.47%
Option contractual life | yr	10	10
Expected volatility	18.43%	17.89%
Expected dividend yield	3.69%	3.66%
Exercise price/share price | $ / shares	$ 90.55	$ 95.33

Share-Based Compensation (Detai

Share-Based Compensation (Details Narrative) - Stock Option Awards [Member] $ / shares in Units, Unit_pure in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023 CAD ($)	Jul. 31, 2022 CAD ($)	Jul. 31, 2023 CAD ($) $ / shares	Jul. 31, 2022 CAD ($) $ / shares
Disclosure of sensitivity analysis for actuarial assumptions [line items]
Compensation Expense | $	$ 7	$ 7.1	$ 28.9	$ 25.5
Granted			2.5	2.5
Weighted average fair value of options granted | $ / shares			$ 14.7	$ 12.41

Summary of Employee Benefit Pla

Summary of Employee Benefit Plans Expenses (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure of defined benefit plans [line items]
Total	$ 172	$ 145	$ 592	$ 483
Principal pension plans [member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	62	104	186	312
Net interest cost (income) on net defined benefit liability (asset)	(25)	(6)	(75)	(18)
Interest cost on asset limitation and minimum funding requirement	5		15
Defined benefit administrative expenses	2	2	7	7
Total	44	100	133	301
Principal post retirement benefit plan [Member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	2	2	4	6
Net interest cost (income) on net defined benefit liability (asset)	5	3	15	10
Interest cost on asset limitation and minimum funding requirement	0		0
Defined benefit administrative expenses	0		0
Total	7	5	19	16
Other pension plans [member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	5	6	13	18
Net interest cost (income) on net defined benefit liability (asset)	6	5	17	14
Interest cost on asset limitation and minimum funding requirement	0		2
Defined benefit administrative expenses	1	1	4	3
Total	$ 12	$ 12	$ 36	$ 35

Summary of Expenses for Bank's

Summary of Expenses for Bank's Defined Contribution Plans (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	$ 172	$ 145	$ 592	$ 483
Defined contribution pension plans [member]
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	62	50	188	148
Government pension plans [member]
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	$ 110	$ 95	$ 404	$ 335

Summary of Remeasurement of Def

Summary of Remeasurement of Defined Benefit Plans (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Principal pension plans [member]
Disclosure of net defined benefit liability (asset) [line items]
Remeasurement gain/(loss) – financial	$ 253	$ 231	$ (276)	$ 2,132
Remeasurement gain/(loss) – return on plan assets less interest income	(412)	156	12	(704)
Change in asset limitation and minimum funding requirement	11		190
Total	(148)	387	(74)	1,428
Principal post retirement benefit plan [Member]
Disclosure of net defined benefit liability (asset) [line items]
Remeasurement gain/(loss) – financial	13	(6)	(14)	76
Remeasurement gain/(loss) – return on plan assets less interest income	0		0
Change in asset limitation and minimum funding requirement	0		0
Total	$ 13	$ (6)	$ (14)	$ 76

Income Taxes (Details Narrative

Income Taxes (Details Narrative) - CAD ($) $ in Millions		3 Months Ended		9 Months Ended
	Dec. 15, 2022	Jul. 31, 2023	Jan. 31, 2023	Jul. 31, 2023
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed				$ 1,783
Canadian Federal Budget [member] | Canada Recovery Dividend [member] | Fall Economic Statement Implementation Act Two Thousand And Twenty Two [Member]
Disclosure Of IncomeTax [Line Items]
Current income tax expense benefit			$ 553
Income tax relating to components of other comprehensive income			239
Additional Permanent Tax Rate [member] | Canadian Federal Budget [member] | Fall Economic Statement Implementation Act Two Thousand And Twenty Two [Member]
Disclosure Of IncomeTax [Line Items]
Tax rate effect from change in tax rate	1.50%
Adjustments for current tax of prior periods			82
Income tax relating to other comprehensive income of prior period			75
Deferred tax expense (income) relating to tax rate changes or imposition of new taxes			$ 50
Canada Revenue Agency Reassessment [member] | Two Thousand Eleven To Two Thousand Eighteen Taxation Years [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed				1,661
Canada Revenue Agency Reassessment [member] | Two Thousand And Eighteen Taxation Year [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed		$ 15
Revenu Quebec Agency [member] | Two Thousand And Seventeen Taxation Year [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed		12
Revenu Quebec Agency [member] | Two Thousand Eleven To Two Thousand Seventeen Taxation Years [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed				51
Alberta Tax and Revenue Administration Reassessment [member] | Two Thousand Seventeen To Two Thousand Eighteen Taxation Years [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed		$ 17
Alberta Tax and Revenue Administration Reassessment [member] | Two Thousand Eleven To Two Thousand Eighteen Taxation Years [Member]
Disclosure Of IncomeTax [Line Items]
Additional Income Tax and Interest reassessed				$ 71

Summary of Earnings Per Share (

Summary of Earnings Per Share (Details) - CAD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Basic earnings per share
Net income attributable to common shareholders	$ 2,889	$ 3,171	$ 7,529	$ 10,606
Weighted-average number of common shares outstanding (millions)	1,834.8	1,804.5	1,827.9	1,810
Basic earnings per share (Canadian dollars)	$ 1.57	$ 1.76	$ 4.12	$ 5.86
Diluted earnings per share
Net income available to common shareholders including impact of dilutive securities	$ 2,889	$ 3,171	$ 7,529	$ 10,606
Stock options potentially exercisable (millions)1	1.5	2.6	2	3.3
Weighted-average number of common shares outstanding – diluted (millions)	1,836.3	1,807.1	1,829.9	1,813.3
Diluted earnings per share (Canadian dollars)1	$ 1.57	$ 1.75	$ 4.11	$ 5.85
Average outstanding options excluded from calculation of diluted earnings per share	4.9	2.4	4.4	2
Weighted Average Exercise Price of Average Share Options Outstanding Excluded From Calculation of Earnings Per Share	$ 92.89	$ 95.33	$ 93.16	$ 95.33

Contingent Liabilities (Details

Contingent Liabilities (Details Narrative) $ in Millions, $ in Millions	Feb. 24, 2023 CAD ($)	Feb. 24, 2023 USD ($)	Jul. 31, 2023 CAD ($)	Oct. 31, 2022 CAD ($)
Stanford Litigation Settlement [member]
Disclosure of contingent liabilities [line items]
Pre Tax Litigation Provision	$ 1,600
Post Tax Litigation Provision	$ 1,200
Stanford Financial Group [member] | Stanford Litigation Settlement [member]
Disclosure of contingent liabilities [line items]
Litigation settlement amount settled with counter party		$ 1,205
Litigation and other provision [member] | Bottom of range [member]
Disclosure of contingent liabilities [line items]
Bank's reasonable possible losses			$ 0	$ 0
Litigation and other provision [member] | Top of range [member]
Disclosure of contingent liabilities [line items]
Bank's reasonable possible losses			$ 1,290	$ 1,260

Summary of Results by Business

Summary of Results by Business Segment (Details) - CAD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022	Oct. 31, 2022
Disclosure of operating segments [line items]
Net interest income (loss)	$ 7,289	$ 7,044	$ 22,450	$ 19,723
Non-interest income (loss)	5,490	3,881	14,921	13,746
Total revenue	12,779	10,925	37,371	33,469
Provision for (recovery of) credit losses	766	351	2,055	450
Insurance claims and related expenses	923	829	2,703	2,177
Non-interest expenses	7,582	6,096	22,885	18,096
Income (loss) before income taxes and share of net income from investment in Schwab	3,508	3,649	9,728	12,746
Provision for (recovery of) income taxes	727	703	2,540	2,689
Net income (loss)	2,963	3,214	7,896	10,758
Total assets	1,887,075		1,887,075		$ 1,917,528
Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	182	268	708	701
Canadian Personal and Commercial Banking [Member]
Disclosure of operating segments [line items]
Net interest income (loss)	3,571	3,199	10,487	9,008
Non-interest income (loss)	999	1,061	3,076	3,124
Total revenue	4,570	4,260	13,563	12,132
Provision for (recovery of) credit losses	379	170	953	262
Insurance claims and related expenses	0		0
Non-interest expenses	1,895	1,807	5,661	5,255
Income (loss) before income taxes and share of net income from investment in Schwab	2,296	2,283	6,949	6,615
Provision for (recovery of) income taxes	641	605	1,940	1,751
Net income (loss)	1,655	1,678	5,009	4,864
Total assets	552,107		552,107		526,374
Canadian Personal and Commercial Banking [Member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	0		0
U.S. Retail [member]
Disclosure of operating segments [line items]
Net interest income (loss)	2,879	2,453	9,082	6,647
Non-interest income (loss)	648	648	1,802	2,183
Total revenue	3,527	3,101	10,884	8,830
Provision for (recovery of) credit losses	249	107	639	110
Insurance claims and related expenses	0		0
Non-interest expenses	2,004	1,715	6,125	4,944
Income (loss) before income taxes and share of net income from investment in Schwab	1,274	1,279	4,120	3,776
Provision for (recovery of) income taxes	151	126	547	460
Net income (loss)	1,314	1,442	4,315	4,081
Total assets	550,074		550,074		585,297
U.S. Retail [member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	191	289	742	765
Wealth Management And Insurance [Member]
Disclosure of operating segments [line items]
Net interest income (loss)	256	249	795	673
Non-interest income (loss)	2,523	2,511	7,621	7,556
Total revenue	2,779	2,760	8,416	8,229
Provision for (recovery of) credit losses	0		1	1
Insurance claims and related expenses	923	829	2,703	2,177
Non-interest expenses	1,170	1,150	3,518	3,503
Income (loss) before income taxes and share of net income from investment in Schwab	686	781	2,194	2,548
Provision for (recovery of) income taxes	182	206	577	669
Net income (loss)	504	575	1,617	1,879
Total assets	23,114		23,114		23,721
Wealth Management And Insurance [Member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	0		0
Wholesale Banking [member]
Disclosure of operating segments [line items]
Net interest income (loss)	270	786	1,293	2,254
Non-interest income (loss)	1,298	290	3,037	1,418
Total revenue	1,568	1,076	4,330	3,672
Provision for (recovery of) credit losses	25	25	69	11
Insurance claims and related expenses	0		0
Non-interest expenses	1,247	691	3,319	2,231
Income (loss) before income taxes and share of net income from investment in Schwab	296	360	942	1,430
Provision for (recovery of) income taxes	24	89	189	366
Net income (loss)	272	271	753	1,064
Total assets	635,825		635,825		635,094
Wholesale Banking [member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	0		0
Corporate [member]
Disclosure of operating segments [line items]
Net interest income (loss)	313	357	793	1,141
Non-interest income (loss)	22	(629)	(615)	(535)
Total revenue	335	(272)	178	606
Provision for (recovery of) credit losses	113	49	393	66
Insurance claims and related expenses	0		0
Non-interest expenses	1,266	733	4,262	2,163
Income (loss) before income taxes and share of net income from investment in Schwab	(1,044)	(1,054)	(4,477)	(1,623)
Provision for (recovery of) income taxes	(271)	(323)	(713)	(557)
Net income (loss)	(782)	(752)	(3,798)	(1,130)
Total assets	125,955		125,955		$ 147,042
Corporate [member] | Schwab [member]
Disclosure of operating segments [line items]
Share of net income from investment in Schwab	$ (9)	$ (21)	$ (34)	$ (64)

Summary of Interest Income and

Summary of Interest Income and Expense by Basis of Accounting Classification (Details) - CAD ($) $ in Millions		3 Months Ended		9 Months Ended
		Jul. 31, 2023	Jul. 31, 2022	Jul. 31, 2023	Jul. 31, 2022
Disclosure Of Interest Income Expense [Line Items]
Interest income	[1]	$ 20,935	$ 10,782	$ 58,298	$ 26,333
Interest expense		13,646	3,738	35,848	6,610
Equity instruments measured at fair value through other comprehensive income [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		79	58	212	156
Financial assets amortized cost [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		17,866	9,359	50,027	23,106
Interest expense		10,916	3,226	29,199	5,462
Financial assets at fair value through other comprehensive income [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		877	352	2,393	641
Financial instruments measure at amortized cost and FVOCI [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		18,743	9,711	52,420	23,747
Financial instruments measured or designated at fair value through profit or loss [member]
Disclosure Of Interest Income Expense [Line Items]
Interest income		2,113	1,013	5,666	2,430
Interest expense		$ 2,730	$ 512	$ 6,649	$ 1,148
[1]Includes $18,743 million and $52,420 million, for the three and nine months ended July 31, 2023, respectively (three and nine months ended July 31, 2022 – $9,711 million and $23,747 million, respectively) which have been calculated based on the effective interest rate method (EIRM).

Summary of Regulatory Capital P

Summary of Regulatory Capital Position (Details) - CAD ($) $ in Millions	Jul. 31, 2023	Oct. 31, 2022
Capital
Common Equity Tier 1 Capital	$ 82,953	$ 83,671
Tier 1 Capital	93,841	94,445
Total Capital	106,579	107,175
Risk-weighted assets used in the calculation of capital ratios	$ 544,880	$ 517,048
Capital and leverage ratios
Common Equity Tier 1 Capital ratio	15.20%	16.20%
Tier 1 Capital ratio	17.20%	18.30%
Total Capital ratio	19.60%	20.70%
Leverage ratio	4.60%	4.90%
TLAC Ratio	35%	35.20%
TLAC Leverage Ratio	9.30%	9.40%

Regulatory Capital (Details Nar

Regulatory Capital (Details Narrative)	Jul. 31, 2023	Jun. 20, 2023	Feb. 01, 2023	Nov. 22, 2019	Sep. 23, 2018	Jan. 01, 2016
Disclosure Of Regulatory Capital [Line Items]
Domestic Stability Buffer					3%
Target Total Loss Absorbing Capacity					24.50%
Target Total Loss Absorbing Capacity Leverage Ratio					6.75%
First Of November Two Thousand And Twenty Three [Member]
Disclosure Of Regulatory Capital [Line Items]
Domestic Stability Buffer		3.50%
Basel III [member]
Disclosure Of Regulatory Capital [Line Items]
Common equity capital surcharge	1%					1%
Target common equity tier 1 capital ratio	8%					8%
Target tier 1 capital ratio	9.50%
Target total capital ratio	11.50%					11.50%
Domestic Stability Buffer	3%
D-SIB surcharge percentage	1%			1%
G-SIB surcharge percentage	1%			1%
Domestic systemically important banks addition leverage ratio			0.50%
Domestic systemically important banks minimum capacity leverage ratio			3%
Target total loss absorbing capacity leverage ratio supervisory target			6.75%
Basel III [member] | Regulatory Target Ratios [Member]
Disclosure Of Regulatory Capital [Line Items]
Total Capital Target Ratio	14.50%
Basel III [member] | CET 1 [Member] | Regulatory Target Ratios [Member]
Disclosure Of Regulatory Capital [Line Items]
CET1 Target Ratio	11%
Basel III [member] | Tier 1 [Member] | Regulatory Target Ratios [Member]
Disclosure Of Regulatory Capital [Line Items]
Tier1 Target Ratio	12.50%					9.50%