FORM 52-109F1
CERTIFICATION OF ANNUAL FILINGS
FULL CERTIFICATE
I, Kelvin Tran, Group Head and Chief Financial Officer of The Toronto-Dominion Bank,
certify the following:
1.
Review
:
I have reviewed the AIF, if any,
annual financial statements and annual
MD&A, including, for greater certainty, all documents and information that are
incorporated by reference in the AIF (together, the “annual filings”) of The Toronto-
Dominion Bank (the “issuer”) for the financial year ended October
31, 2024.
2.
No misrepresentations
:
Based on my knowledge, having exercised reasonable
diligence, the annual filings do not contain any untrue statement
of a material fact or
omit to state a material fact required to be stated or that is necessary
to make a
statement not misleading in light of the circumstances under which
it was made, for
the period covered by the annual filings.
3.
Fair presentation
:
Based on my knowledge, having exercised reasonable
diligence, the annual financial statements together with the other
financial
information included in the annual filings fairly present in all material
respects the
financial condition, financial performance and cash flows of the
issuer, as of the date
of and for the periods presented in the annual filings.
4.
Responsibility
:
The issuer’s other certifying officer(s) and I are responsible
for
establishing and maintaining disclosure controls and procedures
(DC&P) and
internal control over financial reporting (ICFR), as those terms are
defined in
National Instrument 52-109
Certification of Disclosure in Issuers’ Annual and Interim
Filings
, for the issuer.
5.
Design
:
Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the
issuer’s other certifying officer(s) and I have, as at the financial year
end
(a)
designed DC&P,
or caused it to be designed under our supervision, to
provide reasonable assurance that
(i)
material information relating to the issuer is made known to us by
others, particularly during the period in which the annual
filings
(ii)
information required to be disclosed by the issuer in its annual
filings, interim filings or other reports filed or submitted by it
under securities legislation is recorded, processed, summarized
reported within the time periods specified in securities legislation;
and
(b)
designed ICFR, or caused it to be designed under our supervision,
to
provide reasonable assurance regarding the reliability of financial
reporting
and the preparation of financial statements for external purposes in
accordance with the issuer’s GAAP.
5.1
Control framework
: The control framework the issuer’s other certifying officer(s)
and I used to design the issuer’s ICFR is based on
criteria established in Internal