The Toronto-Dominion Bank (TD) 6-K 27 Feb 25 2025 Q1 TD Bank Group • First Quarter 2025 • Report to Shareholders Financial data

Cover

Cover	3 Months Ended
	Jan. 31, 2025
Document Information [Line Items]
Document Type	6-K
Current Fiscal Year End Date	--10-31
Document Fiscal Year Focus	2025
Document Period End Date	Jan. 31, 2025
Entity File Number	001-14446
Entity Registrant Name	TORONTO DOMINION BANK
Entity Address, Address Line One	c/o General Counsel’s Office
Entity Address, Address Line Two	P.O. Box 1
Entity Address, Address Line Three	Toronto Dominion Centre
Entity Address, City or Town	Toronto
Entity Address, State or Province	ON
Entity Address, Postal Zip Code	M5K 1A2
Amendment Flag	false
Entity Central Index Key	0000947263
Document Fiscal Period Focus	Q1

Consolidated Balance Sheet

Consolidated Balance Sheet - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
ASSETS
Cash and due from banks	$ 6,552	$ 6,437
Interest-bearing deposits with banks	136,440	169,930
Cash and interest bearing deposits with banks	142,992	176,367
Trading loans, securities, and other	198,855	175,770
Non-trading financial assets at fair value through profit or loss	6,810	5,869
Derivatives	83,885	78,061
Financial assets designated at fair value through profit or loss	6,299	6,417
Financial assets at fair value through other comprehensive income	108,691	93,897
Total trading and non trading financial assets	404,540	360,014
Debt securities at amortized cost, net of allowance for credit losses	255,743	271,615
Securities purchased under reverse repurchase agreements	222,119	208,217
Loans
Residential mortgages	334,103	331,649
Consumer instalment and other personal	232,675	228,382
Credit card	41,585	40,639
Business and government	365,603	356,973
Total loans	973,966	957,643
Allowance for loan losses	(8,654)	(8,094)
Loans, net of allowance for loan losses	965,312	949,549
Other
Investment in Schwab	9,242	9,024
Goodwill	19,579	18,851
Other intangibles	3,163	3,044
Land, buildings, equipment, other depreciable assets, and right-of-use assets	10,151	9,837
Deferred tax assets	5,072	4,937
Amounts receivable from brokers, dealers, and clients	26,118	22,115
Other assets	29,523	28,181
Total other miscellaneous assets	102,848	95,989
Total assets	2,093,554	2,061,751
LIABILITIES
Trading deposits	27,198	30,412
Derivatives	75,017	68,368
Securitization liabilities at fair value	21,181	20,319
Financial liabilities designated at fair value through profit or loss	210,700	207,914
Total financial liabilities other than non-trading deposits and other	334,096	327,013
Deposits
Personal	660,472	641,667
Banks	50,696	57,698
Business and government	579,318	569,315
Total deposits, other than trading	1,290,486	1,268,680
Other
Obligations related to securities sold short	46,086	39,515
Obligations related to securities sold under repurchase agreements	193,856	201,900
Securitization liabilities at amortized cost	12,652	12,365
Amounts payable to brokers, dealers, and clients	26,622	26,598
Insurance contract liabilities	6,910	7,169
Other liabilities	50,171	51,878
Total other miscellaneous liabilities	336,297	339,425
Subordinated notes and debentures	13,671	11,473
Total liabilities	1,974,550	1,946,591
EQUITY
Contributed surplus	189	204
Retained earnings	71,718	70,826
Accumulated other comprehensive income (loss)	10,520	7,904
Total equity	119,004	115,160
Total liabilities and equity	2,093,554	2,061,751
Preferred shares and other equity instruments [member]
EQUITY
Issued capital	11,138	10,888
Treasury shares	(51)	(18)
Total equity	11,138
Common shares [member]
EQUITY
Issued capital	25,528	25,373
Treasury shares	$ (38)	$ (17)

Consolidated Statement of Incom

Consolidated Statement of Income (Loss) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Interest income
Loans	$ 13,467	$ 12,995
Reverse repurchase agreements	2,606	2,938
Securities
Interest	4,702	5,276
Dividends	523	548
Deposits with banks	1,574	1,056
Total interest income	22,872	22,813
Interest expense
Deposits	11,223	11,484
Securitization liabilities	228	257
Subordinated notes and debentures	135	94
Repurchase agreements and short sales	2,990	3,205
Other	430	285
Total interest expense	15,006	15,325
Net interest income	7,866	7,488
Non-interest income
Investment and securities services	2,014	1,745
Credit fees	419	569
Trading income (loss)	1,305	925
Service charges	686	654
Card services	773	762
Insurance revenue	1,870	1,676
Other income (loss)	(884)	(105)
Total non-interest income	6,183	6,226
Total revenue	14,049	13,714
Provision for (recovery of) credit losses	1,212	1,001
Insurance service expenses	1,507	1,366
Non-interest expenses
Salaries and employee benefits	4,650	4,314
Occupancy, including depreciation	512	468
Technology and equipment, including depreciation	689	638
Amortization of other intangibles	187	185
Communication and marketing	341	325
Restructuring charges	0	291
Brokerage-related and sub-advisory fees	129	130
Professional, advisory and outside services	893	565
Other	669	1,114
Total non-interest expenses	8,070	8,030
Income before income taxes and share of net income from investment in Schwab	3,260	3,317
Provision for (recovery of) income taxes	698	634
Share of net income from investment in Schwab	231	141
Net income (loss)	2,793	2,824
Preferred dividends and distributions on other equity instruments	86	74
Net income (loss) available to common shareholders	$ 2,707	$ 2,750
Earnings (loss) per share (Canadian dollars)
Basic	$ 1.55	$ 1.55
Diluted	1.55	1.55
Dividends per common share (Canadian dollars)	$ 1.05	$ 1.02

Consolidated Statement of Inc_2

Consolidated Statement of Income (Loss) (Parenthetical) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Consolidated Statement of Income (Loss) and Comprehensive Income [Abstract]
Interest income calculated using effective interest rate method	$ 20,746	$ 20,499

Consolidated Statement of Compr

Consolidated Statement of Comprehensive Income - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Consolidated Statement of Income (Loss) and Comprehensive Income [Abstract]
Net income	$ 2,793	$ 2,824
Net change in unrealized gain/(loss) on financial assets at fair value through other comprehensive income
Change in unrealized gain/(loss)	134	339
Reclassification to earnings of net loss/(gain)	9	(6)
Changes in allowance for credit losses recognized in earnings	(1)	(1)
Income taxes relating to:
Change in unrealized gain/(loss)	(35)	(85)
Reclassification to earnings of net loss/(gain)	2	3
Net change in unrealized gain/(loss) on financial assets at fair value through other comprehensive income	109	250
Net change in unrealized foreign currency translation gain/(loss) on investments in foreign operations, net of hedging activities
Unrealized gain/(loss)	5,219	(3,883)
Net gain/(loss) on hedges	(3,576)	2,432
Income taxes relating to:
Net gain/(loss) on hedges	993	(676)
Net change in unrealized foreign currency translation gain/(loss) on investments in foreign operations, net of hedging activities	2,636	(2,127)
Net change in gain/(loss) on derivatives designated as cash flow hedges
Change in gain/(loss)	1,489	275
Reclassification to earnings of loss/(gain)	(1,184)	2,440
Income taxes relating to:
Change in gain/(loss)	(381)	(89)
Reclassification to earnings of loss/(gain)	281	(658)
Net change in gain/(loss) on derivatives designated as cash flow hedges	205	1,968
Share of other comprehensive income (loss) from investment in Schwab	(338)	882
Remeasurement gain/(loss) on employee benefit plans
Gain/(loss)	23	(227)
Income taxes	(5)	63
Remeasurement gain/(loss) on employee benefit plans	18	(164)
Change in net unrealized gain/(loss) on equity securities designated at fair value through other comprehensive income
Change in net unrealized gain/(loss)	14	200
Income taxes	(3)	(54)
Change in net unrealized gain/(loss) on equity securities designated at fair value through other comprehensive income	11	146
Gain/(loss) from changes in fair value due to own credit risk on financial liabilities designated at fair value through profit or loss
Gain/(loss)	(10)	(54)
Income taxes	3	15
Gain/(loss) from changes in fair value due to own credit risk on financial liabilities designated at fair value through profit or loss	(7)	(39)
Total other comprehensive income (loss)	2,634	916
Total comprehensive income (loss)	5,427	3,740
Attributable to:
Common shareholders	5,341	3,666
Preferred shareholders and other equity instrument holders	$ 86	$ 74

Consolidated Statement of Chang

Consolidated Statement of Changes in Equity - CAD ($) $ in Millions	Total	Contributed Surplus [Member]	Retained earnings [member]	Accumulated other comprehensive income [member]	Accumulated other comprehensive income [member] Reserve of cash flow hedges [member]	Accumulated other comprehensive income [member] Reserve of change in fair value of financial liability attributable to change in credit risk of liability [member]	Accumulated other comprehensive income [member] Reserve of exchange differences on translation [member]	Accumulated other comprehensive income [member] Financial Assets At Fair Value Through Other Comprehensive Income [Member]	Accumulated other comprehensive income [member] Equity Securities At Fair Value Through Other Comprehensive Income [Member]	Equity attributable to owners of parent [member]	Common shares [member] Retained earnings [member]	Common shares [member] Issued capital [member]	Common shares [member] Treasury shares [member]	Preferred shares and other equity instruments [member]	Preferred shares and other equity instruments [member] Retained earnings [member]	Preferred shares and other equity instruments [member] Issued capital [member]	Preferred shares and other equity instruments [member] Treasury shares [member]
Balance at beginning of period at Oct. 31, 2023		$ 155	$ 73,008		$ (5,472)	$ (38)	$ 12,677	$ (413)	$ (127)			$ 25,434	$ (64)			$ 10,853	$ (65)
Disclosure of classes of share capital [line items]
Issuance of stock options, net of options exercised		5										42
Shares issued as a result of dividend reinvestment plan												137
Purchase of shares for cancellation and other												(295)
Issue of shares and other equity instruments																0
Purchase of shares													(3,096)				(98)
Purchase of shares and other equity instruments																0	(98)
Sale of shares and other equity instruments																	136
Sale of shares													3,102
Net premium (discount) on sale of treasury instruments		13
Other		(1)
Net income attributable to equity instrument holders			2,824
Preferred dividends and distributions on other equity instruments											$ (1,807)				$ (74)
Net premium on repurchase of common shares and redemption of preferred shares and other equity instruments			(1,428)
Share and other equity instrument issue expenses			0
Remeasurement gain/(loss) on employee benefit plans	$ (164)		(164)
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income			(2)
Other comprehensive income (loss)	250							241
Allowance for credit losses | IFRS 17 [member]			(10)	$ 10
Allowance for credit losses	(1)							(1)
Other comprehensive income (loss)									144
Reclassification of loss/(gain) to retained earnings									2
Other comprehensive income (loss)	(39)					(39)
Other comprehensive income (loss)	(2,127)						(2,127)
Other comprehensive income (loss)	1,968				1,968
Share of accumulated other comprehensive income (loss) from investment in Schwab	882			(2,995)
Balance at end of period at Jan. 31, 2024		172	72,347	3,830	(3,504)	(77)	10,550	(163)	19	$ 112,435		25,318	(58)	$ 10,853		10,853	(27)
Balance at beginning of period at Oct. 31, 2024	115,160	204	70,826		(2,924)	(22)	12,893	(208)	35			25,373	(17)			10,888	(18)
Disclosure of classes of share capital [line items]
Issuance of stock options, net of options exercised		0										25
Shares issued as a result of dividend reinvestment plan												130
Purchase of shares for cancellation and other												0
Issue of shares and other equity instruments																750
Purchase of shares													(3,504)				(1,120)
Purchase of shares and other equity instruments																500	(1,120)
Sale of shares and other equity instruments																	1,087
Sale of shares													3,483
Net premium (discount) on sale of treasury instruments		(12)
Other		(3)
Net income attributable to equity instrument holders			2,793
Preferred dividends and distributions on other equity instruments											$ (1,836)				$ (86)
Net premium on repurchase of common shares and redemption of preferred shares and other equity instruments			0
Share and other equity instrument issue expenses			(2)
Remeasurement gain/(loss) on employee benefit plans	18		18
Realized gain/(loss) on equity securities designated at fair value through other comprehensive income			5
Other comprehensive income (loss)	109							110
Allowance for credit losses | IFRS 17 [member]			0	0
Allowance for credit losses	(1)							(1)
Other comprehensive income (loss)									16
Reclassification of loss/(gain) to retained earnings									(5)
Other comprehensive income (loss)	(7)					(7)
Other comprehensive income (loss)	2,636						2,636
Other comprehensive income (loss)	205				205
Share of accumulated other comprehensive income (loss) from investment in Schwab	(338)			(2,208)
Balance at end of period at Jan. 31, 2025	$ 119,004	$ 189	$ 71,718	$ 10,520	$ (2,719)	$ (29)	$ 15,529	$ (99)	$ 46	$ 119,004		$ 25,528	$ (38)	$ 11,138		$ 11,138	$ (51)

Consolidated Statement of Cash

Consolidated Statement of Cash Flows - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Cash flows from (used in) operating activities
Net income	$ 2,793	$ 2,824
Adjustments to determine net cash flows from (used in) operating activities
Provision for (recovery of) credit losses	1,212	1,001
Depreciation	345	314
Amortization of other intangibles	187	185
Net securities loss/(gain)	920	(6)
Share of net income from investment in Schwab	(231)	(141)
Deferred taxes	(70)	(67)
Changes in operating assets and liabilities
Interest receivable and payable	(237)	164
Securities sold under repurchase agreements	(8,044)	7,275
Securities purchased under reverse repurchase agreements	(13,902)	5,254
Securities sold short	6,571	(1,786)
Trading loans, securities, and other	(23,085)	(9,430)
Loans net of securitization and sales	(17,124)	(9,413)
Deposits	18,592	(17,282)
Derivatives	825	9,241
Non-trading financial assets at fair value through profit or loss	(941)	355
Financial assets and liabilities designated at fair value through profit or loss	2,904	(12,170)
Securitization liabilities	1,149	1,769
Current taxes	(1,581)	1,568
Brokers, dealers, and clients amounts receivable and payable	(3,979)	(1,214)
Other, including unrealized foreign currency translation loss/(gain)	(16,583)	1,447
Net cash from (used in) operating activities	(50,279)	(20,112)
Cash flows from (used in) financing activities
Issuance of subordinated notes and debentures	2,112	0
Redemption or repurchase of subordinated notes and debentures	(67)	(24)
Common shares issued, net of issuance costs	22	37
Repurchase of common shares, including tax on net value of share repurchases	0	(1,723)
Preferred shares and other equity instruments issued, net of issuance costs	748	0
Redemption of preferred shares and other equity instruments	(500)	0
Sale of treasury shares and other equity instruments	4,558	3,251
Purchase of treasury shares and other equity instruments	(4,624)	(3,194)
Dividends paid on shares and distributions paid on other equity instruments	(1,792)	(1,744)
Repayment of lease liabilities	(169)	(167)
Net cash from (used in) financing activities	288	(3,564)
Cash flows from (used in) investing activities
Interest-bearing deposits with banks	39,040	21,136
Activities in financial assets at fair value through other comprehensive income
Purchases	(20,977)	(7,301)
Proceeds from maturities	8,306	3,308
Proceeds from sales	840	738
Activities in debt securities at amortized cost
Purchases	(7,133)	(3,238)
Proceeds from maturities	12,590	8,707
Proceeds from sales	17,752	498
Net purchases of land, buildings, equipment, other depreciable assets, and other intangibles	(497)	(471)
Net cash acquired from divestitures	0	70
Net cash from (used in) investing activities	49,921	23,447
Effect of exchange rate changes on cash and due from banks	185	(159)
Net increase (decrease) in cash and due from banks	115	(388)
Cash and due from banks at beginning of period	6,437	6,721
Cash and due from banks at end of period	6,552	6,333
Supplementary disclosure of cash flows from operating activities
Amount of income taxes paid (refunded) during the period	1,321	582
Amount of interest paid during the period	15,478	15,178
Amount of interest received during the period	22,584	22,282
Amount of dividends received during the period	$ 626	$ 676

IFRS 7 Disclosure

IFRS 7 Disclosure	3 Months Ended
	Jan. 31, 2025
IFRS 7 Disclosure [Abstract]
IFRS 7 Disclosure	MARKET RISK Market risk capital is calculated using the Standardized and control market risk. Calculating VaR The Bank computes total VaR on a daily basis by combining the General Bank’s trading positions. GMR is determined by creating a distribution current portfolio using the market price and rate 259 products. GMR is computed as the threshold one 100 one-day period is used for GMR calculation. IDSR measures idiosyncratic (single-name) credit based on the historical behaviour of five-year idiosyncratic expected to exceed more than one 100 ten-day The following graph discloses daily one-day trading income and net interest income related there were 4 days 94 % of the trading days, reflecting normal not exceed VaR on any trading day. VaR is a valuable risk measure but it should be used in the ● ● ● The Bank continuously improves its VaR methodologies and incorporates regulatory requirements. To mitigate some of the shortcomings of VaR, the Bank uses additional metrics designed for risk as sensitivities to various market risk factors. The following table presents the end of quarter, average, high, TABLE 30: PORTFOLIO MARKET RISK MEASURES (millions of Canadian dollars) For the three months ended January 31 October 31 January 31 2025 2024 2024 As at Average High Low Average Average Interest rate risk $ 18.4 $ 12.4 $ 19.3 $ 5.3 $ 11.6 $ 17.8 Credit spread risk 19.6 19.8 27.4 16.3 33.8 29.4 Equity risk 8.5 8.3 10.2 6.6 7.3 7.2 Foreign exchange risk 4.9 4.1 6.1 2.4 2.8 2.4 Commodity risk 15.0 6.0 15.0 3.8 5.6 3.7 Idiosyncratic debt specific risk 22.1 19.6 22.9 15.4 20.0 20.9 Diversification effect 1 (59.0) (41.8) n/m 2 n/m (46.0) (51.2) Total Value-at-Risk (one-day) 29.5 28.4 35.9 20.9 35.1 30.2 The aggregate VaR is less than the sum of the VaR 2 Validation of VaR Model The Bank uses a back-testing process Structural (Non-Trading) Interest Rate The Bank’s maturities and repricing dates of the Bank’s assets Wholesale Banking or Insurance businesses. The primary measures for managing and (NIIS). The EVE Sensitivity measures the change in specific interest rate shock. It reflects a measurement management of the Bank’s own equity and excludes The NIIS measures the net interest income (NII) and certain off-balance sheet items assuming a The Bank’s Market Risk policy sets overall limits Committee. In addition to the Board policy limits, Exposures against these limits are routinely Committee (ALCO) and the Risk Committee. The following table shows the potential before-tax measures. TABLE 31: STRUCTURAL INTEREST RATE SENSITIVITY MEASURES (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 January 31, 2024 EVE NII EVE NII EVE NII Sensitivity Sensitivity 1 Sensitivity Sensitivity 1 Sensitivity Sensitivity 1 Canada U.S. Total Canada U.S. Total Total Total Total Total Before-tax impact of $ (639) $ (1,934) $ (2,573) $ 134 $ 463 $ 597 $ (2,489) $ 720 $ (2,136) $ 969 503 1,553 2,056 (178) (611) (789) 1,914 (983) 1,722 (1,152) Represents the twelve-month NII exposure to an immediate and sustained shock in rates. As at January 31, 2025, an immediate and 2,573 increase of $ 84 597 123 sustained 100 bps decrease in interest rates 2,056 142 and a negative impact to the Bank’s NII of $ 789 194 attributed in part to FX translation combined due to additional hedging within the quarter. Liquidity Risk The risk of having insufficient cash or collateral distressed price. Financial obligations can arise additional collateral. TD’S LIQUIDITY RISK APPETITE The Bank follows a disciplined liquidity management the Bank to operate through a significant diversified funding profile that emphasizes The Bank manages liquidity risk using a operational needs and client commitments Liquidity Adequacy Requirements (LAR) Guideline. and minimum surpluses over prescribed regulatory having ready access to wholesale funding contraction of wholesale funding capacity and preparedness for addressing potential liquidity management program that is designed to reduce LIQUIDITY RISK MANAGEMENT RESPONSIBILITY The Bank’s ALCO is responsible for establishing governance of liquidity risk. The Global Liquidity Wholesale Banking and Risk Management, Executive Team member responsible for Treasury, while oversight and challenge are provided by the ALCO Committee regularly reviews the Bank’s liquidity annually. The Bank’s liquidity risk appetite and liquidity risk complete discussion of liquidity risk, Liquid assets The Bank’s unencumbered liquid assets may be estimated in-stress market values and trading Assets held by the Bank to meet liquidity businesses as these are used to support insurance-specific TABLE 32: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY (millions of Canadian dollars, except as noted) As at Securities received as collateral from securities financing and Bank-owned derivative Total Encumbered Unencumbered liquid assets transactions liquid assets liquid assets liquid assets 1 January 31, 2025 Cash and central bank reserves $ 34,810 $ – $ 34,810 $ 1,054 $ 33,756 Canadian government obligations 22,513 84,494 107,007 51,305 55,702 National Housing Act Mortgage-Backed Securities (NHA MBS) 40,826 95 40,921 2,345 38,576 Obligations of provincial governments, public sector entities and multilateral development banks 43,209 25,346 68,555 34,365 34,190 Corporate issuer obligations 5,567 6,710 12,277 7,318 4,959 Equities 15,734 6,726 22,460 18,793 3,667 Total Canadian dollar-denominated 162,659 123,371 286,030 115,180 170,850 Cash and central bank reserves 98,210 – 98,210 254 97,956 U.S. government obligations 82,345 72,642 154,987 64,916 90,071 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 76,218 14,871 91,089 29,407 61,682 Obligations of other sovereigns, public sector entities and multilateral development banks 65,813 47,473 113,286 50,672 62,614 Corporate issuer obligations 71,884 16,673 88,557 28,188 60,369 Equities 58,195 40,775 98,970 60,943 38,027 Total non-Canadian dollar-denominated 452,665 192,434 645,099 234,380 410,719 Total $ 615,324 $ 315,805 $ 931,129 $ 349,560 $ 581,569 October 31, 2024 Total Canadian dollar $ 163,269 $ 117,083 $ 280,352 $ 110,064 $ 170,288 Total non-Canadian 470,820 172,185 643,005 238,336 404,669 Total $ 634,089 $ 289,268 $ 923,357 $ 348,400 $ 574,957 Unencumbered liquid assets include on-balance sheet assets, assets borrowed or purchased under resale agreements, liquid assets. Total unencumbered liquid assets increased modestly by $ 7 activity. Unencumbered liquid assets held in The are summarized in the following table. TABLE 33: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY (millions of Canadian dollars) As at January 31 October 31 2025 2024 The Toronto-Dominion Bank (Parent) $ 230,536 $ 227,435 Bank subsidiaries 322,798 314,306 Foreign branches 28,235 33,216 Total $ 581,569 $ 574,957 FUNDING The Bank has access to a variety of unsecured management policies that require assets be The Bank’s primary approach to managing The Bank’s base of personal and commercial, 70 % (October 31, 2024 – 70 %) of the Bank’s total funding. TABLE 41: SUMMARY OF DEPOSIT FUNDING (millions of Canadian dollars) As at January 31 October 31 2025 2024 P&C deposits – Canadian $ 572,347 $ 566,329 P&C deposits – U.S. 1 450,820 433,406 Total $ 1,023,167 $ 999,735 P&C deposits in U.S. are presented on a Canadian equivalent basis and therefore period-over-period movements rate. WHOLESALE FUNDING The Bank maintains various registered external asset securitization, covered bonds, and receivables (Evergreen Credit Card Trust) and home equity and funding types. The Bank raises short-term acceptances. The Bank maintains depositor concentration The Bank further limits short-term wholesale MATURITY ANALYSIS OF ASSETS, LIABILITIES, AND OFF-BALANCE SHEET COMMITMENTS The following table summarizes on-balance contractual obligations to make future payments instruments reported in the following be fully drawn or utilized. Since a significant amounts is not representative of expected future liquidity and capital resource needs. The maturity analysis presented does not depict Bank’s objective is to fund its assets appropriately utilizes stable non-maturity deposits (chequing assets including personal and business such non-trading assets and raises short considered when determining the appropriate TABLE 44: REMAINING CONTRACTUAL MATURITY (millions of Canadian dollars) As at January 31, 2025 No Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over specific 1 month months months months to 1 year 2 years 5 years 5 years maturity Total Assets Cash and due from banks $ 6,552 $ – $ – $ – $ – $ – $ – $ – $ – $ 6,552 Interest-bearing deposits with banks 134,675 23 – – – – – – 1,742 136,440 Trading loans, securities, and other 1 3,874 5,151 6,767 4,271 4,601 14,146 30,941 30,644 98,460 198,855 Non-trading financial assets at fair value through profit or loss 31 180 1,582 118 – 747 1,569 710 1,873 6,810 Derivatives 9,774 9,846 6,533 3,712 4,999 12,817 19,357 16,847 – 83,885 Financial assets designated at fair value through profit or loss 517 230 588 326 132 1,336 1,737 1,433 – 6,299 Financial assets at fair value through other comprehensive income 2,878 4,287 8,945 8,848 4,975 5,780 26,575 42,157 4,246 108,691 Debt securities at amortized cost, net of allowances for credit losses 1,396 4,142 6,466 4,194 5,037 25,103 86,156 123,253 (4) 255,743 Securities purchased under reverse repurchase agreements 2 156,940 26,509 22,642 9,135 2,817 2,291 70 – 1,715 222,119 Loans Residential mortgages 7,478 8,653 14,748 15,395 5,712 88,490 126,833 66,794 – 334,103 Consumer instalment and other personal 1,037 1,761 2,654 3,930 6,106 28,541 89,568 36,041 63,037 232,675 Credit card – – – – – – – – 41,585 41,585 Business and government 54,279 11,215 20,965 18,781 16,552 48,485 95,686 63,275 36,365 365,603 Total loans 62,794 21,629 38,367 38,106 28,370 165,516 312,087 166,110 140,987 973,966 Allowance for loan losses – – – – – – – – (8,654) (8,654) Loans, net of allowance for loan losses 62,794 21,629 38,367 38,106 28,370 165,516 312,087 166,110 132,333 965,312 Investment in Schwab – – – – – – – – 9,242 9,242 Goodwill 3 – – – – – – – – 19,579 19,579 Other intangibles 3 – – – – – – – – 3,163 3,163 Land, buildings, equipment, and other depreciable assets, and right-of-use assets 3 2 2 2 6 23 81 640 3,201 6,194 10,151 Deferred tax assets – – – – – – – – 5,072 5,072 Amounts receivable from brokers, dealers, and clients 26,086 – 32 – – – – – – 26,118 Other assets 5,157 6,182 969 397 637 324 302 158 15,397 29,523 Total assets $ 410,676 $ 78,181 $ 92,893 $ 69,113 $ 51,591 $ 228,141 $ 479,434 $ 384,513 $ 299,012 $ 2,093,554 Liabilities Trading deposits $ 1,324 $ 2,582 $ 2,360 $ 3,722 $ 2,945 $ 4,609 $ 7,298 $ 2,358 $ – $ 27,198 Derivatives 9,519 9,620 5,674 4,291 5,208 10,051 15,276 15,378 – 75,017 Securitization liabilities at fair value 61 278 709 97 1,042 2,917 10,345 5,732 – 21,181 Financial liabilities designated at fair value through profit or loss 46,170 50,026 50,420 45,040 18,082 666 75 – 221 210,700 Deposits 4,5 Personal 16,640 26,633 25,551 24,109 17,840 16,112 15,001 8 518,578 660,472 Banks 12,890 23 17,055 7,257 1 – 3 1 13,466 50,696 Business and government 20,415 19,054 23,636 10,086 10,346 43,681 75,062 26,934 350,104 579,318 Total deposits 49,945 45,710 66,242 41,452 28,187 59,793 90,066 26,943 882,148 1,290,486 Obligations related to securities sold short 1 3,940 2,337 1,255 832 350 7,008 14,740 14,616 1,008 46,086 Obligations related to securities sold under repurchase agreements 2 169,636 16,544 2,460 851 455 1,246 20 – 2,644 193,856 Securitization liabilities at amortized cost – 819 433 147 721 1,514 5,021 3,997 – 12,652 Amounts payable to brokers, dealers, and clients 26,622 – – – – – – – – 26,622 Insurance contract liabilities 214 412 617 618 651 1,124 1,705 766 803 6,910 Other liabilities 11,800 11,360 7,870 1,336 1,938 1,928 1,604 5,755 6,580 50,171 Subordinated notes and debentures – – 200 – – – – 13,471 – 13,671 Equity – – – – – – – – 119,004 119,004 Total liabilities and equity $ 319,231 $ 139,688 $ 138,240 $ 98,386 $ 59,579 $ 90,856 $ 146,150 $ 89,016 $ 1,012,408 $ 2,093,554 Off-balance sheet commitments Credit and liquidity commitments 6,7 $ 22,267 $ 25,516 $ 36,101 $ 22,451 $ 24,001 $ 56,363 $ 180,492 $ 4,794 $ 2,036 $ 374,021 Other commitments 8 116 211 250 194 365 1,018 1,625 377 38 4,194 Unconsolidated structured entity commitments 28 6 133 806 546 109 – – – 1,628 Total off-balance sheet commitments $ 22,411 $ 25,733 $ 36,484 $ 23,451 $ 24,912 $ 57,490 $ 182,117 $ 5,171 $ 2,074 $ 379,843 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 3 4 5 75 2 10 22 $ 33 8 6 633 7 8 . TABLE 44: REMAINING CONTRACTUAL MATURITY (continued) (millions of Canadian dollars) As at October 31, 2024 No Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over specific 1 month months months months to 1 year 2 years 5 years 5 years maturity Total Assets Cash and due from banks $ 6,437 $ – $ – $ – $ – $ – $ – $ – $ – $ 6,437 Interest-bearing deposits with banks 165,665 23 – – – – – – 4,242 169,930 Trading loans, securities, and other 1 3,773 4,852 6,777 4,852 4,729 11,756 28,458 27,484 83,089 175,770 Non-trading financial assets at fair value through profit or loss – 2 301 1,431 96 702 810 694 1,833 5,869 Derivatives 11,235 12,059 5,501 4,257 2,587 10,485 17,773 14,164 – 78,061 Financial assets designated at fair value through profit or loss 367 251 486 613 292 1,144 1,865 1,399 – 6,417 Financial assets at fair value through other comprehensive income 357 7,284 6,250 6,459 9,367 5,766 19,729 34,270 4,415 93,897 Debt securities at amortized cost, net of allowance for credit losses 1,620 4,237 4,763 6,367 4,072 30,513 93,429 126,617 (3) 271,615 Securities purchased under reverse repurchase agreements 2 134,310 35,360 19,897 10,119 5,299 1,722 482 – 1,028 208,217 Loans Residential mortgages 7,502 11,817 13,066 16,074 4,353 86,112 132,381 60,344 – 331,649 Consumer instalment and other personal 974 1,758 2,509 4,077 6,137 28,498 88,052 35,096 61,281 228,382 Credit card – – – – – – – – 40,639 40,639 Business and government 55,591 15,405 10,866 19,340 18,982 47,488 98,362 61,904 29,035 356,973 Total loans 64,067 28,980 26,441 39,491 29,472 162,098 318,795 157,344 130,955 957,643 Allowance for loan losses – – – – – – – – (8,094) (8,094) Loans, net of allowance for loan losses 64,067 28,980 26,441 39,491 29,472 162,098 318,795 157,344 122,861 949,549 Investment in Schwab – – – – – – – – 9,024 9,024 Goodwill 3 – – – – – – – – 18,851 18,851 Other intangibles 3 – – – – – – – – 3,044 3,044 Land, buildings, equipment, other depreciable assets, and right-of-use assets 3 – 8 1 4 12 81 562 3,130 6,039 9,837 Deferred tax assets – – – – – – – – 4,937 4,937 Amounts receivable from brokers, dealers, and clients 22,115 – – – – – – – – 22,115 Other assets 6,556 2,478 2,989 556 367 373 312 153 14,397 28,181 Total assets $ 416,502 $ 95,534 $ 73,406 $ 74,149 $ 56,293 $ 224,640 $ 482,215 $ 365,255 $ 273,757 $ 2,061,751 Liabilities Trading deposits $ 4,522 $ 2,516 $ 2,768 $ 2,101 $ 3,715 $ 5,488 $ 7,566 $ 1,736 $ – $ 30,412 Derivatives 9,923 11,556 5,740 3,319 2,783 8,800 12,877 13,370 – 68,368 Securitization liabilities at fair value – 1,004 328 644 97 3,313 9,443 5,490 – 20,319 Financial liabilities designated at fair value through profit or loss 50,711 25,295 51,967 40,280 37,964 1,477 – – 220 207,914 Deposits 4,5 Personal 14,229 31,997 30,780 16,971 19,064 15,120 15,590 7 497,909 641,667 Banks 14,714 4,287 2,434 16,343 6,954 – 3 – 12,963 57,698 Business and government 23,536 24,136 11,295 19,038 9,020 37,681 76,667 24,144 343,798 569,315 Total deposits 52,479 60,420 44,509 52,352 35,038 52,801 92,260 24,151 854,670 1,268,680 Obligations related to securities sold short 1 1,431 2,392 750 971 603 8,303 10,989 12,610 1,466 39,515 Obligations related to securities sold under repurchase agreements 2 173,741 21,172 2,096 1,036 30 1,225 23 – 2,577 201,900 Securitization liabilities at amortized cost 119 589 819 438 144 1,843 4,823 3,590 – 12,365 Amounts payable to brokers, dealers, and clients 26,598 – – – – – – – – 26,598 Insurance-related liabilities 224 448 671 671 705 1,184 1,656 727 883 7,169 Other liabilities 12,396 14,478 7,279 1,114 876 1,886 1,421 5,608 6,820 51,878 Subordinated notes and debentures – – – 200 – – – 11,273 – 11,473 Equity – – – – – – – – 115,160 115,160 Total liabilities and equity $ 332,144 $ 139,870 $ 116,927 $ 103,126 $ 81,955 $ 86,320 $ 141,058 $ 78,555 $ 981,796 $ 2,061,751 Off-balance sheet commitments Credit and liquidity commitments 6,7 $ 31,198 $ 28,024 $ 26,127 $ 24,731 $ 21,440 $ 52,706 $ 174,388 $ 4,743 $ 1,948 $ 365,305 Other commitments 8 113 266 270 400 254 1,019 1,591 403 50 4,366 Unconsolidated structured entity commitments – – – 125 766 490 19 – – 1,400 Total off-balance sheet commitments $ 31,311 $ 28,290 $ 26,397 $ 25,256 $ 22,460 $ 54,215 $ 175,998 $ 5,146 $ 1,998 $ 371,071 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 3 4 5 75 2 10 18 2 years’, $ 37 8 6 609 7 8

Nature of Operations

Nature of Operations	3 Months Ended
	Jan. 31, 2025
Nature Of Operations [Abstract]
Nature of Operations	NOTE 1: NATURE OF OPERATIONS CORPORATE INFORMATION The Toronto-Dominion Bank is a bank chartered under the Bank Act (Canada) . The shareholders of a bank are not, as default of the bank except as otherwise provided Bank Act (Canada) . The Toronto-Dominion Bank and its subsidiaries are collectively known TD Bank Group (“TD” or the “Bank”). The Bank Dominion Bank (chartered in 1869). The Bank Street West, Toronto, Ontario. TD serves customers in four business segments Canadian Personal and Commercial BASIS OF PREPARATION The accompanying Interim Consolidated International Financial Reporting Standards the Office of the Superintendent of Financial Institutions otherwise indicated. These Interim Consolidated Financial Statements Interim Financial Reporting amounts have been revised to conform The preparation of the Interim Consolidated reported amount of assets, liabilities, revenue Annual Consolidated Financial Statements occur. The Bank’s Interim Consolidated Financial Statements circumstances. All intercompany transactions, The Interim Consolidated Financial Statements Directors, in accordance with a recommendation As the Interim Consolidated Financial Statements should be read in conjunction with the Bank’s 2024 Management’s Discussion and Analysis (MD&A). the “Managing Risk” section of the MD&A in Statements, as permitted by IFRS.

Current and Future Changes in A

Current and Future Changes in Accounting Policies	3 Months Ended
	Jan. 31, 2025
Current and Future Changes in Accounting Policies [Abstract]
Current and Future Changes in Accounting Policies	NOTE 2: CURRENT AND FUTURE CURRENT CHANGES IN ACCOUNTING There were no new accounting policies adopted FUTURE CHANGES IN ACCOUNTING There were no new accounting standards Consolidated Financial Statements for a description

Significant Accounting Judgment

Significant Accounting Judgments, Estimates, and Assumptions	3 Months Ended
	Jan. 31, 2025
Significant Accounting Judgments, Estimates, And Assumptions [Abstract]
Significant Accounting Judgments, Estimates, and Assumptions	NOTE 3: SIGNIFICANT ACCOUNTING The estimates used in the Bank’s accounting policies require subjective, complex judgments and changes to accounting standards and policies established procedures to ensure that accounting adopting new accounting standards are well-controlled Consolidated Financial Statements for a description Impairment – Expected Credit Loss Model The expected credit loss (ECL) model requires economic environment. There remains elevated has experienced significant increase in credit effects are not fully incorporated into the model elevated uncertainty associated with policy and

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Jan. 31, 2025
Fair Value Measurements [Abstract]
Fair Value Measurements	NOTE 4: FAIR VALUE MEASUREMENTS There have been no significant changes to January 31, 2025. (a) The following table reflects the fair value Financial Assets and Liabilities not carried 1 (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Carrying Fair Carrying Fair value value value value FINANCIAL ASSETS Debt securities at amortized cost, net of allowance Government and government-related $ 195,194 $ 192,005 $ 206,815 $ 202,667 Other debt securities 60,549 59,641 64,800 63,509 Total debt securities at amortized cost, net of allowance for credit losses 255,743 251,646 271,615 266,176 Total loans, net of allowance for loan losses 965,312 966,640 949,549 949,227 Total financial assets not carried at fair value $ 1,221,055 $ 1,218,286 $ 1,221,164 $ 1,215,403 FINANCIAL LIABILITIES Deposits $ 1,290,486 $ 1,289,027 $ 1,268,680 $ 1,266,562 Securitization liabilities at amortized 12,652 12,492 12,365 12,123 Subordinated notes and debentures 13,671 13,961 11,473 11,628 Total financial liabilities not carried at fair value $ 1,316,809 $ 1,315,480 $ 1,292,518 $ 1,290,313 This table excludes financial assets and liabilities where the carrying value approximates their fair value. (b) FAIR VALUE HIERARCHY The following table presents the levels within January 31, 2025 and October 31, 2024. Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total FINANCIAL ASSETS AND COMMODITIES Trading loans, securities, and other 1 Government and government-related securities Canadian government debt Federal $ 967 $ 10,231 $ – $ 11,198 $ 691 $ 9,551 $ – $ 10,242 Provinces – 7,057 – 7,057 – 6,398 – 6,398 U.S. federal, state, municipal governments, – 22,890 – 22,890 – 18,861 – 18,861 Other OECD 2 – 9,475 – 9,475 – 9,722 – 9,722 Mortgage-backed securities – 1,237 – 1,237 – 1,352 – 1,352 Other debt securities Canadian issuers – 7,171 10 7,181 – 6,611 12 6,623 Other issuers – 17,043 1 17,044 – 15,845 14 15,859 Equity securities 76,844 56 8 76,908 68,682 34 12 68,728 Trading loans – 24,178 – 24,178 – 23,518 – 23,518 Commodities 21,136 550 – 21,686 13,504 962 – 14,466 Retained interests – 1 – 1 – 1 – 1 98,947 99,889 19 198,855 82,877 92,855 38 175,770 Non-trading financial assets at fair value through profit or loss Securities 407 1,738 1,287 3,432 391 1,188 1,233 2,812 Loans – 3,378 – 3,378 – 3,057 – 3,057 407 5,116 1,287 6,810 391 4,245 1,233 5,869 Derivatives Interest rate contracts 4 16,582 – 16,586 2 15,440 – 15,442 Foreign exchange contracts 40 56,711 23 56,774 47 51,001 13 51,061 Credit contracts – 18 – 18 – 6 – 6 Equity contracts 118 6,649 – 6,767 64 6,167 – 6,231 Commodity contracts 376 3,349 15 3,740 548 4,756 17 5,321 538 83,309 38 83,885 661 77,370 30 78,061 Financial assets designated at fair value through profit or loss Securities 1 – 6,299 – 6,299 – 6,417 – 6,417 – 6,299 – 6,299 – 6,417 – 6,417 Financial assets at fair value through other comprehensive income Government and government-related securities Canadian government debt Federal – 16,457 – 16,457 – 18,139 – 18,139 Provinces – 21,911 – 21,911 – 21,270 – 21,270 U.S. federal, state, municipal governments, – 45,217 – 45,217 – 35,197 – 35,197 Other OECD government-guaranteed debt – 5,251 – 5,251 – 1,679 – 1,679 Mortgage-backed securities – 2,093 – 2,093 – 2,137 – 2,137 Other debt securities Asset-backed securities – 3,032 – 3,032 – 1,384 – 1,384 Corporate and other debt – 10,264 3 10,267 – 9,439 7 9,446 Equity securities 1,070 2 3,174 4,246 1,058 2 3,355 4,415 Loans – 217 – 217 – 230 – 230 1,070 104,444 3,177 108,691 1,058 89,477 3,362 93,897 Securities purchased under reverse repurchase agreements – 8,800 – 8,800 – 10,488 – 10,488 FINANCIAL LIABILITIES Trading deposits – 26,739 459 27,198 – 29,907 505 30,412 Derivatives Interest rate contracts 4 14,100 155 14,259 3 13,283 158 13,444 Foreign exchange contracts 56 47,169 2 47,227 30 40,936 12 40,978 Credit contracts – 456 – 456 – 403 – 403 Equity contracts – 8,869 29 8,898 – 7,974 24 7,998 Commodity contracts 389 3,769 19 4,177 673 4,845 27 5,545 449 74,363 205 75,017 706 67,441 221 68,368 Securitization liabilities at fair value – 21,181 – 21,181 – 20,319 – 20,319 Financial liabilities designated at fair value through profit or loss – 210,699 1 210,700 – 207,890 24 207,914 Obligations related to securities sold short 1 3,111 42,975 – 46,086 1,783 37,732 – 39,515 Obligations related to securities sold under repurchase agreements – 12,236 – 12,236 – 9,736 – 9,736 Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but 2 Organisation for Economic Co-operation and Development (OECD). (c) The Bank’s policy is to record transfers of assets reporting period. There were no significant transfers between There were no significant transfers between There were no significant changes to the unobservable January 31, 2025, and January 31, 2024. (d) RECONCILIATION OF CHANGES IN FAIR VALUE FOR LEVEL 3 ASSETS AND LIABILITIES The following tables set out changes in fair months ended January 31, 2025 and January Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Change in unrealized Fair Total realized and Fair gains value as at unrealized gains (losses) Movements 1 Transfers value as at (losses) on November 1 Included Included Purchases/ Sales/ Into Out of January 31 instruments 2024 in income 2 in OCI 3,4 Issuances Settlements Level 3 Level 3 2025 still held 5 FINANCIAL ASSETS Trading loans, securities, and other Government and government- related securities $ – $ – $ – $ – $ – $ – $ – $ – $ – Other debt securities 26 – – – (15) – – 11 (1) Equity securities 12 2 – 1 (7) – – 8 – 38 2 – 1 (22) – – 19 (1) Non-trading financial assets at fair value through profit or loss Securities 1,233 30 – 43 (19) – – 1,287 7 1,233 30 – 43 (19) – – 1,287 7 Financial assets at fair value through other comprehensive income Other debt securities 7 – – – (4) – – 3 – Equity securities 3,355 – – 2 (183) – – 3,174 – $ 3,362 $ – $ – $ 2 $ (187) $ – $ – $ 3,177 $ – FINANCIAL LIABILITIES Trading deposits 6 $ (505) $ 4 $ – $ (72) $ 114 $ – $ – $ (459) $ 6 Derivatives 7 Interest rate contracts (158) (6) – – 9 – – (155) 2 Foreign exchange contracts 1 6 – – 5 7 2 21 11 Equity contracts (24) (5) – – (1) 1 – (29) (7) Commodity contracts (10) 6 – – – – – (4) 7 (191) 1 – – 13 8 2 (167) 13 Financial liabilities designated at fair value through profit or loss (24) – – (6) 29 – – (1) – Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Change in unrealized Fair Total realized and Fair gains value as at unrealized gains (losses) Movements 1 Transfers value as at (losses) on November 1 Included Included Purchases/ Sales/ Into Out of January 31 instruments 2023 in income 2 in OCI 4 Issuances Settlements Level 3 Level 3 2024 still held 4 FINANCIAL ASSETS Trading loans, securities, and other Government and government- related securities $ 67 $ – $ – $ – $ (33) $ – $ – $ 34 $ (1) Other debt securities 65 3 – 72 (81) 2 – 61 (1) Equity securities 10 (1) – – (2) – – 7 – 142 2 – 72 (116) 2 – 102 (2) Non-trading financial assets at fair value through profit or loss Securities 980 13 – 91 (5) – – 1,079 17 980 13 – 91 (5) – – 1,079 17 Financial assets at fair value through other comprehensive income Other debt securities 27 – (3) 3 (1) – – 26 (3) Equity securities 2,377 – (10) 6 (231) – – 2,142 2 $ 2,404 $ – $ (13) $ 9 $ (232) $ – $ – $ 2,168 $ (1) FINANCIAL LIABILITIES Trading deposits 6 $ (985) $ (24) $ – $ (56) $ 21 $ – $ 5 $ (1,039) $ (43) Derivatives 7 Interest rate contracts (126) (23) – – 12 – – (137) (12) Foreign exchange contracts (6) 2 – – – – 3 (1) (1) Equity contracts (21) (6) – – – (1) – (28) (5) Commodity contracts (1) 10 – – (19) – – (10) (17) (154) (17) – – (7) (1) 3 (176) (35) Financial liabilities designated at fair value through profit or loss (22) 38 – (54) 14 – – (24) 38 Includes foreign exchange. 2 3 4 5 6 7 38 10 30 22 derivative liabilities of $ 205 186 221 176 been netted in this table for presentation purposes only.

Securities

Securities	3 Months Ended
	Jan. 31, 2025
Disclosure of Financial Instruments [Abstract]
Securities	NOTE 5: SECURITIES UNREALIZED SECURITIES GAINS (LOSSES) The following table summarizes the unrealized Unrealized Gains (Losses) for Securities (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Cost/ Gross Gross Cost/ Gross Gross amortized unrealized unrealized Fair amortized unrealized unrealized Fair cost 1 gains (losses) value cost 1 gains (losses) value Government and government-related securities Canadian government debt Federal $ 16,603 $ 15 $ (161) $ 16,457 $ 18,281 $ 17 $ (159) $ 18,139 Provinces 21,893 80 (62) 21,911 21,263 77 (70) 21,270 U.S. federal, state, municipal governments, and 45,288 58 (129) 45,217 35,371 22 (196) 35,197 Other OECD government-guaranteed debt 5,249 8 (6) 5,251 1,687 1 (9) 1,679 Mortgage-backed securities 2,072 25 (4) 2,093 2,125 17 (5) 2,137 91,105 186 (362) 90,929 78,727 134 (439) 78,422 Other debt securities Asset-backed securities 3,037 3 (8) 3,032 1,397 1 (14) 1,384 Corporate and other debt 10,228 98 (59) 10,267 9,419 77 (50) 9,446 13,265 101 (67) 13,299 10,816 78 (64) 10,830 Total debt securities 104,370 287 (429) 104,228 89,543 212 (503) 89,252 Equity securities Common shares 3,633 174 (82) 3,725 3,810 176 (72) 3,914 Preferred shares 626 49 (154) 521 632 29 (160) 501 4,259 223 (236) 4,246 4,442 205 (232) 4,415 Total securities at fair value through $ 108,629 $ 510 $ (665) $ 108,474 $ 93,985 $ 417 $ (735) $ 93,667 Includes the foreign exchange translation of amortized cost balances at the period-end spot rate. EQUITY SECURITIES DESIGNATED AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME The Bank designated certain equity securities The following table summarizes the fair January 31, 2025 Equity Securities Designated at Fair Value Through (millions of Canadian dollars) As at For the three months ended January 31, 2025 October 31, 2024 January 31, 2025 January 31, 2024 Fair value Dividend income recognized Common shares $ 3,725 $ 3,914 $ 27 $ 17 Preferred shares 521 501 39 38 Total $ 4,246 $ 4,415 $ 66 $ 55 The Bank disposed of certain equity securities with FHLB member stockholding requirements, Equity Securities Net Realized Gains (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Equity Securities Fair value $ 64 $ 42 Cumulative realized gain/(loss) 6 – FHLB Stock Fair value 318 159 Cumulative realized gain/(loss) – – DEBT SECURITIES NET REALIZED GAINS The Bank disposed of certain debt securities and losses on securities disposed of during Interim Consolidated Statement of Income. Debt Securities Net Realized Gains (Losses) 1 (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Debt securities at amortized cost $ (911) $ – Debt securities at fair value through other (9) 6 Total $ (920) $ 6 Includes $ 923 649 nil ) of pre-tax losses on debt securities related to the balance sheet restructuring initiative undertaken in the U.S. Retail segment. Refer to Note 26 of the Bank’s 2024 Annual Consolidated Financial Statements subsidiaries. As of February 26, 2025, the Bank has sold additional debt securities during the second quarter of 281 197 additional pre-tax losses on debt securities. CREDIT QUALITY OF DEBT SECURITIES The Bank evaluates non-retail credit risk area of the “Managing Risk” section of the 2024 The following table provides the gross carrying risk management purposes, presenting Credit Losses” table in Note 6 for details regarding Debt Securities by Risk Rating (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Debt securities 1 Investment grade $ 359,491 $ – $ n/a 2 $ 359,491 $ 360,272 $ – $ n/a $ 360,272 Non-investment grade 312 111 n/a 423 439 91 n/a 530 Watch and classified n/a 60 n/a 60 n/a 68 n/a 68 Default n/a n/a – – n/a n/a – – Total debt securities 359,803 171 – 359,974 360,711 159 – 360,870 Allowance for credit losses on debt securities at amortized cost 3 – – 3 3 – – 3 Total debt securities, net of $ 359,800 $ 171 $ – $ 359,971 $ 360,708 $ 159 $ – $ 360,867 Includes debt securities backed by government-guaranteed loans of $ 112 113 based on the issuer’s credit risk. 2 As at January 31, 2025, total debt securities, $ 255,743 271,615 104,228 89,252 difference between probability-weighted ECLs October 31, 2024, was insignificant.

Loans, Impaired Loans, and Allo

Loans, Impaired Loans, and Allowance for Credit Losses	3 Months Ended
	Jan. 31, 2025
Disclosure of Financial Instruments [Abstract]
Loans, Impaired Loans, and Allowance for Credit Losses	NOTE 6: LOANS, IMPAIRED LOANS, AND ALLOWANCE FOR CREDIT LOSSES (a) LOANS The following table provides details regarding Loans (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Residential mortgages $ 334,103 $ 331,649 Consumer instalment and other personal 232,675 228,382 Credit card 41,585 40,639 Business and government 365,603 356,973 973,966 957,643 Loans at FVOCI 217 230 Total loans 974,183 957,873 Total allowance for loan losses 8,655 8,094 Total loans, net of allowance $ 965,528 $ 949,779 Business and government loans and loans Loans – Business and Government (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Loans at amortized cost $ 365,603 $ 356,973 Loans at FVOCI 217 230 Loans 365,820 357,203 Allowance for loan losses 3,864 3,583 Loans, net of allowance $ 361,956 $ 353,620 (b) CREDIT QUALITY OF LOANS In the retail portfolio, including individuals and non-retail exposures, each borrower is assigned risk models and expert judgment. Refer to ranges to risk levels for retail exposures The following table provides the gross carrying ratings for credit risk management purposes, Loans by Risk Ratings (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential mortgages 1,2,3 Low Risk $ 244,306 $ 667 $ n/a $ 244,973 $ 238,101 $ 655 $ n/a $ 238,756 Normal Risk 61,347 14,132 n/a 75,479 65,318 13,620 n/a 78,938 Medium Risk 360 9,236 n/a 9,596 370 9,614 n/a 9,984 High Risk 6 3,159 409 3,574 5 3,201 347 3,553 Default n/a n/a 481 481 n/a n/a 418 418 Total loans 306,019 27,194 890 334,103 303,794 27,090 765 331,649 Allowance for loan losses 114 181 73 368 116 189 60 365 Loans, net of allowance 305,905 27,013 817 333,735 303,678 26,901 705 331,284 Consumer instalment and other personal 4 Low Risk 104,356 2,550 n/a 106,906 101,171 2,624 n/a 103,795 Normal Risk 66,013 12,497 n/a 78,510 66,105 12,054 n/a 78,159 Medium Risk 27,687 6,101 n/a 33,788 27,188 6,352 n/a 33,540 High Risk 4,090 8,313 447 12,850 4,017 7,881 412 12,310 Default n/a n/a 621 621 n/a n/a 578 578 Total loans 202,146 29,461 1,068 232,675 198,481 28,911 990 228,382 Allowance for loan losses 658 1,175 282 2,115 667 1,120 262 2,049 Loans, net of allowance 201,488 28,286 786 230,560 197,814 27,791 728 226,333 Credit card Low Risk 9,775 15 n/a 9,790 6,902 16 n/a 6,918 Normal Risk 11,866 191 n/a 12,057 11,714 188 n/a 11,902 Medium Risk 11,929 1,099 n/a 13,028 12,908 1,122 n/a 14,030 High Risk 2,522 3,584 472 6,578 2,832 4,382 437 7,651 Default n/a n/a 132 132 n/a n/a 138 138 Total loans 36,092 4,889 604 41,585 34,356 5,708 575 40,639 Allowance for loan losses 731 1,079 498 2,308 704 1,015 378 2,097 Loans, net of allowance 35,361 3,810 106 39,277 33,652 4,693 197 38,542 Business and government 1,2,3,5 Investment grade or Low/Normal Risk 161,478 134 n/a 161,612 158,425 102 n/a 158,527 Non-investment grade or Medium Risk 171,458 11,977 n/a 183,435 166,892 11,851 n/a 178,743 Watch and classified or High Risk 578 17,304 118 18,000 704 16,610 89 17,403 Default n/a n/a 2,773 2,773 n/a n/a 2,530 2,530 Total loans 333,514 29,415 2,891 365,820 326,021 28,563 2,619 357,203 Allowance for loan losses 1,095 1,804 965 3,864 983 1,758 842 3,583 Loans, net of allowance 332,419 27,611 1,926 361,956 325,038 26,805 1,777 353,620 Total loans 877,771 90,959 5,453 974,183 862,652 90,272 4,949 957,873 Total allowance for loan losses 2,598 4,239 1,818 8,655 2,470 4,082 1,542 8,094 Total loans, net of allowance $ 875,173 $ 86,720 $ 3,635 $ 965,528 $ 860,182 $ 86,190 $ 3,407 $ 949,779 Includes impaired loans with a balance of $ 212 259 exceeded the loan amount. Excludes trading loans and non-trading loans at fair value through profit or loss (FVTPL) with a fair value of $ 24 24 3 $ 3 Includes insured mortgages of $ 71 71 4 5 6 Includes loans guaranteed by government agencies of $ 24 24 the borrowers’ credit risk. Loans by Risk Ratings (Continued) 1 (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Retail Exposures 2 Low Risk $ 322,804 $ 1,281 $ n/a $ 324,085 $ 268,234 $ 1,365 $ n/a $ 269,599 Normal Risk 55,011 1,331 n/a 56,342 93,576 1,332 n/a 94,908 Medium Risk 14,826 1,094 n/a 15,920 18,562 1,247 n/a 19,809 High Risk 1,093 710 – 1,803 1,126 1,181 – 2,307 Default n/a n/a – – n/a n/a – – Non-Retail Exposures 3 Investment grade 300,630 – n/a 300,630 287,830 – n/a 287,830 Non-investment grade 104,961 6,875 n/a 111,836 99,866 6,968 n/a 106,834 Watch and classified 490 6,122 – 6,612 328 5,418 – 5,746 Default n/a n/a 133 133 n/a n/a 252 252 Total off-balance sheet credit instruments 799,815 17,413 133 817,361 769,522 17,511 252 787,285 Allowance for off-balance sheet credit instruments 398 535 6 939 439 593 11 1,043 Total off-balance sheet credit instruments, net of allowance $ 799,417 $ 16,878 $ 127 $ 816,422 $ 769,083 $ 16,918 $ 241 $ 786,242 Excludes mortgage commitments. 2 396 384 3 69 66 (c) ALLOWANCE FOR CREDIT LOSSES The following table provides details on including allowance for off-balance sheet instruments Allowance for Credit Losses (millions of Canadian dollars) Foreign Foreign exchange, exchange, Balance at Provision Write-offs, disposals, Balance Balance at Provision Write-offs, disposals, Balance beginning for credit net of and other at end of beginning for credit net of and other at end of of period losses recoveries adjustments period of period losses recoveries adjustments period For the three months ended January 31, 2025 January 31, 2024 Residential mortgages $ 365 $ (1) $ (1) $ 5 $ 368 $ 403 $ 8 $ (2) $ 1 $ 410 Consumer instalment and other personal 2,133 356 (334) 34 2,189 1,895 382 (275) (23) 1,979 Credit card 2,699 450 (436) 84 2,797 2,577 430 (369) (61) 2,577 Business and government 3,940 407 (186) 79 4,240 3,310 181 (113) (79) 3,299 Total allowance for loan losses, including off-balance sheet instruments 9,137 1,212 (957) 202 9,594 8,185 1,001 (759) (162) 8,265 Debt securities at amortized cost 3 – – – 3 2 – – – 2 Debt securities at FVOCI 1 – – – 1 2 – – (1) 1 Total allowance for credit losses on debt securities 4 – – – 4 4 – – (1) 3 Total allowance for credit losses $ 9,141 $ 1,212 $ (957) $ 202 $ 9,598 $ 8,189 $ 1,001 $ (759) $ (163) $ 8,268 Comprising: Allowance for credit losses on loans at amortized cost $ 8,094 $ 8,654 $ 7,136 $ 7,265 Allowance for credit losses on loans at FVOCI – 1 – – Allowance for loan losses 8,094 8,655 7,136 7,265 Allowance for off-balance sheet instruments 1,043 939 1,049 1,000 Allowance for credit losses on debt securities 4 4 4 3 (d) ALLOWANCE FOR LOAN LOSSES BY STAGE The following table provides details on January 31, 2024. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential Mortgages Balance at beginning of period $ 116 $ 189 $ 60 $ 365 $ 154 $ 192 $ 57 $ 403 Provision for credit losses Transfer to Stage 1 1 35 (34) (1) – 36 (33) (3) – Transfer to Stage 2 (6) 11 (5) – (10) 15 (5) – Transfer to Stage 3 – (11) 11 – – (9) 9 – Net remeasurement due to transfers into stage 2 (7) 4 – (3) (6) 7 – 1 New originations or purchases 3 7 n/a n/a 7 8 n/a n/a 8 Net repayments 4 (1) (1) – (2) (1) – – (1) Derecognition of financial assets (excluding disposals and write-offs) 5 (4) (4) (6) (14) (2) (5) (4) (11) Changes to risk, parameters, and models 6 (28) 26 13 11 (40) 45 6 11 Disposals – – – – – – – – Write-offs – – (1) (1) – – (2) (2) Recoveries – – – – – – – – Foreign exchange and other adjustments 2 1 2 5 (2) – 3 1 Balance at end of period $ 114 $ 181 $ 73 $ 368 $ 137 $ 212 $ 61 $ 410 Consumer Instalment and Other Personal Balance, including off-balance sheet instruments, at beginning of period $ 696 $ 1,175 $ 262 $ 2,133 $ 688 $ 1,010 $ 197 $ 1,895 Provision for credit losses Transfer to Stage 1 1 185 (184) (1) – 131 (130) (1) – Transfer to Stage 2 (64) 87 (23) – (72) 91 (19) – Transfer to Stage 3 (3) (73) 76 – (3) (60) 63 – Net remeasurement due to transfers into stage 2 (82) 76 2 (4) (54) 86 2 34 New originations or purchases 3 84 n/a n/a 84 89 n/a n/a 89 Net repayments 4 (22) (25) (4) (51) (18) (21) (3) (42) Derecognition of financial assets (excluding disposals and write-offs) 5 (21) (30) (10) (61) (17) (20) (10) (47) Changes to risk, parameters, and models 6 (102) 181 309 388 (71) 146 273 348 Disposals – – – – – – – – Write-offs – – (412) (412) – – (347) (347) Recoveries – – 78 78 – – 72 72 Foreign exchange and other adjustments 12 17 5 34 (9) (12) (2) (23) Balance, including off-balance sheet instruments, at end of period 683 1,224 282 2,189 664 1,090 225 1,979 Less: Allowance for off-balance sheet instruments 7 25 49 – 74 30 55 – 85 Balance at end of period $ 658 $ 1,175 $ 282 $ 2,115 $ 634 $ 1,035 $ 225 $ 1,894 Credit Card 8 Balance, including off-balance sheet instruments, at beginning of period $ 947 $ 1,374 $ 378 $ 2,699 $ 988 $ 1,277 $ 312 $ 2,577 Provision for credit losses Transfer to Stage 1 1 485 (474) (11) – 246 (239) (7) – Transfer to Stage 2 (86) 107 (21) – (95) 111 (16) – Transfer to Stage 3 (5) (242) 247 – (6) (223) 229 – Net remeasurement due to transfers into stage 2 (222) 112 7 (103) (108) 139 7 38 New originations or purchases 3 36 n/a n/a 36 39 n/a n/a 39 Net repayments 4 18 4 18 40 22 5 17 44 Derecognition of financial assets (excluding disposals and write-offs) 5 (27) (22) (75) (124) (10) (16) (84) (110) Changes to risk, parameters, and models 6 (247) 473 375 601 (175) 300 294 419 Disposals – – – – – – – – Write-offs – – (529) (529) – – (444) (444) Recoveries – – 93 93 – – 75 75 Foreign exchange and other adjustments 28 40 16 84 (21) (29) (11) (61) Balance, including off-balance sheet instruments, at end of period 927 1,372 498 2,797 880 1,325 372 2,577 Less: Allowance for off-balance sheet instruments 7 196 293 – 489 240 366 – 606 Balance at end of period $ 731 $ 1,079 $ 498 $ 2,308 $ 640 $ 959 $ 372 $ 1,971 Transfers represent stage transfer movements prior to ECL remeasurement. 2 described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2024 change in ECLs constant. 3 4 5 6 subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information Bank’s 2024 Annual Consolidated Financial Statements for further details. 7 8 Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (Continued) (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Business and Government 1 Balance, including off-balance sheet instruments, at beginning of period $ 1,150 $ 1,937 $ 853 $ 3,940 $ 1,319 $ 1,521 $ 470 $ 3,310 Provision for credit losses Transfer to Stage 1 2 88 (88) – – 62 (62) – – Transfer to Stage 2 (153) 158 (5) – (117) 120 (3) – Transfer to Stage 3 (3) (152) 155 – (14) (55) 69 – Net remeasurement due to transfers into stage 2 (28) 58 1 31 (21) 42 4 25 New originations or purchases 2 300 n/a n/a 300 271 n/a n/a 271 Net repayments 2 17 (19) (10) (12) 8 (8) (26) (26) Derecognition of financial assets (excluding disposals and write-offs) 2 (169) (196) (76) (441) (172) (99) (45) (316) Changes to risk, parameters, and models 2 29 250 250 529 (162) 202 187 227 Disposals – – (9) (9) – – – – Write-offs – – (202) (202) – – (124) (124) Recoveries – – 16 16 – – 11 11 Foreign exchange and other adjustments 41 49 (2) 88 (35) (30) (14) (79) Balance, including off-balance sheet instruments, at end of period 1,272 1,997 971 4,240 1,139 1,631 529 3,299 Less: Allowance for off-balance sheet instruments 3 177 193 6 376 154 151 4 309 Balance at end of period 1,095 1,804 965 3,864 985 1,480 525 2,990 Total Allowance, including instruments, at end of period 2,996 4,774 1,824 9,594 2,820 4,258 1,187 8,265 Less: Total Allowance for instruments 3 398 535 6 939 424 572 4 1,000 Total Allowance for Loan Losses $ 2,598 $ 4,239 $ 1,818 $ 8,655 $ 2,396 $ 3,686 $ 1,183 $ 7,265 Includes allowance for loan losses related to customers’ liability under acceptances. 2 3 The allowance for credit losses on all remaining (e) Relevant macroeconomic factors are incorporated incorporated, where relevant. The key macroeconomic regional housing price indices for residential include gross domestic product (GDP), unemployment Statements for a discussion of how forward-looking risk and in measuring ECLs. Macroeconomic Variables Select macroeconomic variables are projected The following table sets out average values calendar quarters starting with the current determining the Bank’s ECLs as at January 31, 2025. are anchored on assumptions around structural some tempering to growth considering policy and Mexico as well as retaliatory actions. downside risk to the global outlook. Macroeconomic Variables As at January 31, 2025 Base Forecast Upside Scenario Downside Scenario Average Remaining Average Remaining Average Remaining Q1 2025- 4-year Q1 2025- 4-year Q1 2025- 4-year Q4 2025 1 period 1 Q4 2025 1 period 1 Q4 2025 1 period 1 Unemployment rate Canada 6.5 % 5.9 % 5.7 % 5.6 % 7.6 % 7.2 % United States 4.3 4.0 3.9 3.8 5.4 5.4 Real GDP Canada 1.7 1.9 2.0 2.2 (0.5) 2.2 United States 2.0 1.9 2.7 2.3 (0.2) 2.3 Home prices Canada (average existing price) 2 8.0 2.7 8.7 3.2 (3.7) 3.2 United States (CoreLogic HPI) 3 3.3 3.0 5.1 3.7 (6.1) 4.0 Central bank policy interest rate Canada 2.63 2.25 3.25 2.55 1.63 1.56 United States 3.88 3.02 4.50 3.31 2.31 2.19 U.S. 10-year treasury yield 4.02 3.70 4.50 4.01 3.78 3.61 U.S. 10-year BBB spread (%-pts) 1.71 1.80 1.43 1.74 2.48 2.10 Exchange rate (U.S. dollar/Canadian dollar) $ 0.70 $ 0.75 $ 0.73 $ 0.76 $ 0.66 $ 0.70 The numbers represent average values for the quoted periods, and average of year-on-year growth for real GDP and home prices. 2 The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. 3 The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time. (f) ECLs are sensitive to the inputs used in internally weightings in determining the probability-weighted assumptions, models, and judgments would The following table presents the base ECL loans and off-balance sheet instruments. The difference to non-linearity and sensitivity to using Change from Base to Probability-Weighted (millions of Canadian dollars, except As at January 31, 2025 October 31, 2024 Probability-weighted ECLs $ 7,770 $ 7,584 Base ECLs 7,379 7,185 Difference – in amount $ 391 $ 399 Difference – in percentage 5.3 % 5.6 % ECLs for performing loans and off-balance sheet instruments month ECLs and lifetime ECLs, respectively. Transfers from Stage 1 to Stage loan. The following table shows the estimated twelve-month ECLs compared to the current Incremental Lifetime ECLs Impact (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Probability-weighted ECLs $ 7,770 $ 7,584 All performing loans and off-balance sheet instruments 5,908 5,631 Incremental lifetime ECLs impact $ 1,862 $ 1,953 (g) Foreclosed assets are repossessed non-financial properties, which are managed for sale in an foreclosed properties for its business use. assets held for sale were $ 174 126 Balance Sheet. (h) A loan is classified as past due when a borrower The following table summarizes loans that are due but not impaired. obligations. Loans Past Due but not Impaired 1 (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 31-60 61-89 31-60 61-89 days days Total days days Total Residential mortgages $ 345 $ 193 $ 538 $ 443 $ 111 $ 554 Consumer instalment and other personal 990 367 1,357 983 335 1,318 Credit card 392 261 653 375 269 644 Business and government 198 136 334 244 83 327 Total $ 1,925 $ 957 $ 2,882 $ 2,045 $ 798 $ 2,843 Includes loans that are measured at FVOCI. (i) Subsequent to quarter end, the Bank reached 9 loans), which is expected to result in 600 balance sheet restructuring activities outlined

Investment in Associates and Jo

Investment in Associates and Joint Ventures	3 Months Ended
	Jan. 31, 2025
Investments in Associates and Joint Ventures [Abstract]
Investment in Associates and Joint Ventures	NOTE 7: INVESTMENT IN ASSOCIATES AND JOINT VENTURES INVESTMENT IN THE CHARLES SCHWAB CORPORATION As at January 31, 2025, the Bank had operational policy-making decisions (“IDA Agreement”) between the Bank and Schwab’s earnings available to common shareholders would significantly affect the results. On August 21, 2024, the Bank sold 40.5 3.4 2.5 reduced the Bank’s ownership interest in Schwab 12.3 % to 10.1 %. The Bank recognized approximately 1.0 0.7 $ 0.5 0.4 As at January 31, 2025, the Bank’s reported investment 10.1 % (October 31, 2024 – 10.1 %), which consisted of 7.5 % of the outstanding voting common shares and the remainder 22 15 31, 2024 – $ 18 13 82.72 70.83 ) on the New York Stock Exchange. As at January 31, 2025, the Bank and Schwab designate two members of Schwab’s Board of Bank’s designated directors as at January 31, 2025 the Stockholder Agreement, the Bank was not 9.9 % voting common shares of Schwab, and standstill restrictions and subject to certain The carrying value of the Bank’s investment in 9.2 9.0 Schwab’s stockholders’ equity, adjusted for goodwill, other intangibles, in Schwab of $ 231 141 amortization of certain intangibles net of tax. On February 12, 2025, the Bank sold its entire Immediately prior to the sale, TD held 184.7 10.1 % economic ownership. The sale of the shares in proceeds of approximately $ 21.0 14.6 investment in Schwab of approximately $ 8.6 5.8 release of AOCI on designated net investment 0.2 its Wholesale segment as a result of TD The transaction is expected to increase 238 January 31, 2025. The Bank continues to have the Bank’s sale of its equity investment in Schwab investment in Schwab in the second quarter The following tables represent the gross comprehensive income (loss), and comprehensive Summarized Financial Information (millions of Canadian dollars) As at December 31 September 30 2024 2024 Total assets $ 690,710 $ 630,363 Total liabilities 621,077 566,502 (millions of Canadian dollars) For the three months ended December 31 December 31 2024 2023 Total net revenues $ 7,455 $ 6,073 Total net income available to common stockholders 2,402 1,261 Total other comprehensive income (loss) (322) 3,570 Total comprehensive income (loss) 2,080 4,831 Insured Deposit Account Agreement On November 25, 2019, the Bank and Schwab July 1, 2031. Under the 2019 Schwab IDA 10 to certain limitations and adjustments), 50 deposit balances to fluctuate over time, under On May 4, 2023, the Bank and Schwab entered Agreement”), which replaced the 2019 Schwab accounts available to clients of Schwab. Schwab are designated as floating-rate obligations. by three years to July 1, 2034 and provides September 2025, the aggregate FROA 60 to $ 6.8 5 During the first quarter of fiscal 2024, Schwab 0.7 0.5 5 allowance and paid $ 32 23 of fiscal 2024, Schwab had completed its buydown 5 337 250 termination fees to the Bank. The fees were revenues. The net impact was recorded in Refer to Note 27 of the Bank’s 2024 Annual

Other Assets

Other Assets	3 Months Ended
	Jan. 31, 2025
Other Assets [Abstract]
Other Assets	NOTE 8: OTHER ASSETS Other Assets (millions of Canadian dollars) As at January 31 October 31 2025 2024 Accounts receivable and other items $ 14,050 $ 12,931 Accrued interest 5,274 5,509 Cheques and other items in transit – 1,656 Current income tax receivable 5,688 4,061 Defined benefit asset 1,045 1,042 Prepaid expenses 2,345 1,794 Reinsurance contract assets 1,121 1,188 Total $ 29,523 $ 28,181

Deposits

Deposits	3 Months Ended
	Jan. 31, 2025
Deposits [Abstract]
Deposits	NOTE 9: DEPOSITS Demand deposits are those for which the Bank does not have the right to require notice prior to withdrawal, which chequing accounts. Notice deposits are those for which the Bank can legally require notice prior to withdrawal, accounts. Term one day to ten years and generally include fixed term deposits, guaranteed investment certificates, senior debt, and similar of term deposits in denominations of $100,000 or more as at January 31, 2025, was $ 547 546 Deposits (millions of Canadian dollars) As at January 31 October 31 By Type By Country 2025 2024 Demand Notice Term 1 Canada United States International Total Total Personal $ 20,403 $ 498,175 $ 141,894 $ 345,373 $ 315,099 $ – $ 660,472 $ 641,667 Banks 13,176 290 37,230 20,008 29,987 701 50,696 57,698 Business and government 2 152,599 197,505 229,214 411,173 165,729 2,416 579,318 569,315 186,178 695,970 408,338 776,554 510,815 3,117 1,290,486 1,268,680 Trading – – 27,198 21,155 2,664 3,379 27,198 30,412 Designated at fair value through profit or loss 3 – – 210,474 57,577 79,800 73,097 210,474 207,668 Total $ 186,178 $ 695,970 $ 646,010 $ 855,286 $ 593,279 $ 79,593 $ 1,528,158 $ 1,506,760 Non-interest-bearing deposits included above 4 Canada $ 59,441 $ 58,873 United States 74,731 73,509 International – – Interest-bearing deposits included above 4 Canada 795,845 781,526 United States 5 518,548 504,896 International 79,593 87,956 Total 2,6 $ 1,528,158 $ 1,506,760 1 Includes $ 101.9 97.6 Canada Deposit Insurance Corporation, including the ability to convert specified eligible shares and liabilities into 2 Includes $ 75.3 75.4 3 225.5 246.0 guarantees designated at FVTPL. 4 5 8.8 13.1 29.8 36.2 6 833.9 810.2 129.1 140.7 currencies.

Other Liabilities

Other Liabilities	3 Months Ended
	Jan. 31, 2025
Other Liabilities [Abstract]
Other Liabilities	NOTE 10: OTHER LIABILITIES Other Liabilities (millions of Canadian dollars) As at January 31 October 31 2025 2024 Accounts payable, accrued expenses, and $ 8,130 $ 7,706 Accrued interest 5,087 5,559 Accrued salaries and employee benefits 4,080 5,386 Cheques and other items in transit 1,326 – Current income tax payable 113 67 Deferred tax liabilities 358 300 Defined benefit liability 1,387 1,380 Lease liabilities 5,198 5,013 Liabilities related to structured entities 23,113 22,792 Provisions 1,379 3,675 Total $ 50,171 $ 51,878

Subordinated Notes and Debentur

Subordinated Notes and Debentures	3 Months Ended
	Jan. 31, 2025
Subordinated Notes and Debentures [Abstract]
Subordinated Notes and Debentures	NOTE 11: SUBORDINATED NOTES AND DEBENTURES Issues On January 23, 2025, the Bank issued EUR 750 subordinated indebtedness of the Bank (the 4.030 % per annum (paid annually) until January 23, 2031, and at 1.500 % thereafter (paid annually) until maturity on approval of OSFI, the Bank may, at its option, redeem the Euro giving not more than 60 10 On January 31, 2025, the Bank issued $ 1 February 1, 2035. The Notes will bear interest 4.231 % per annum (paid semi-annually) until Canadian Overnight Repo Rate Average plus 1.54 % thereafter (paid quarterly) until maturity option, redeem the Notes on or after February 60 10 days’ notice to holders.

Equity

Equity	3 Months Ended
	Jan. 31, 2025
Equity [Abstract]
Equity	NOTE 12: EQUITY The following table summarizes the changes three months ended January 31, 2025 and Shares and Other Equity Instruments (millions of shares or other equity instruments and millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Number Number of shares Amount of shares Amount Common Shares Balance as at beginning of period 1,750.3 $ 25,373 1,791.4 $ 25,434 Proceeds from shares issued on exercise of stock options 0.3 25 0.6 42 Shares issued as a result of dividend reinvestment plan 1.6 130 1.7 137 Purchase of shares for cancellation and other – – (20.9) (295) Balance as at end of period – common shares 1,752.2 $ 25,528 1,772.8 $ 25,318 Preferred Shares and Other Equity Instruments Preferred Shares – Class A Balance as at beginning of period 91.6 $ 3,900 143.6 $ 5,200 Redemption of shares 1 (20.0) (500) – – Balance as at end of period 71.6 $ 3,400 143.6 $ 5,200 Other Equity Instruments 2 Balance as at beginning of period 5.8 $ 6,988 5.0 $ 5,653 Issue of limited recourse capital notes 3 0.7 750 – – Balance as at end of period 6.5 7,738 5.0 5,653 Balance as at end of period – preferred and other equity instruments 78.1 $ 11,138 148.6 $ 10,853 Treasury – common shares 4 Balance as at beginning of period 0.2 $ (17) 0.7 $ (64) Purchase of shares 44.9 (3,504) 37.5 (3,096) Sale of shares (44.6) 3,483 (37.5) 3,102 Balance as at end of period – treasury – common shares 0.5 $ (38) 0.7 $ (58) Treasury – preferred shares and other equity instruments 4 Balance as at beginning of period 0.2 $ (18) 0.1 $ (65) Purchase of shares and other equity instruments 2.4 (1,120) 1.7 (98) Sale of shares and other equity instruments (2.1) 1,087 (1.7) 136 Balance as at end of period – treasury – preferred shares and other equity 0.5 $ (51) 0.1 $ (27) On January 31, 2025, the Bank redeemed all of its 20 Shares”), at a redemption price of $ 25.00 500 2 3 750 5.909 % Fixed Rate Reset Limited Recourse Capital Notes, Series 5 NVCC (the “LRCNs”). The LRCNs 5.909 five years equal to the prevailing Government of Canada Yield plus 3.10 750,000 5.909 % Fixed Rate Reset Preferred Shares, Series 32 NVCC (“Preferred Shares Series 32”). The Preferred Consolidated Financial Statements. 4 reduction in equity. DIVIDENDS On February 26, 2025, the Board approved 1.05 ) per fully paid common share in the capital Bank for the quarter ending April 30, 2025, payable DIVIDEND REINVESTMENT PLAN The Bank offers a dividend reinvestment plan common shares are used to purchase additional market price based on the last five trading 0 % to 5 % at the Bank’s discretion or purchased from the open market at market During the three months ended January 31, 1.6 2.0 treasury with no NORMAL COURSE ISSUER BID On August 28, 2023, up to 90 August 31, 2024, the Bank repurchased 71.4 no of common shares by the Bank under the repurchased 20.9 82.39 1.7 Subsequent to the quarter end, on February announced NCIB to purchase for cancellation 100 or such earlier date as the Bank may determine.

Share-Based Compensation

Share-Based Compensation	3 Months Ended
	Jan. 31, 2025
Share-Based Compensation [Abstract]
Share-Based Compensation	NOTE 13: SHARE-BASED COMPENSATION For the three months ended January 31, 3.1 January 31, 2024 – $ 10.1 2.0 2.5 were granted by the Bank at a weighted-average 12.80 14.36 The following table summarizes the assumptions Assumptions Used for Estimating the (in Canadian dollars, except as noted) For the three months ended January 31 January 31 2025 2024 Risk-free interest rate 3.08 % 3.41 % Option contractual life 10 years 10 years Expected volatility 19.47 % 18.92 % Expected dividend yield 3.94 % 3.78 % Exercise price/share price $ 75.76 $ 81.78 The risk-free interest rate is based on Government average daily volatility and expected dividend corresponding to the option contractual life.

Employee Benefits

Employee Benefits	3 Months Ended
	Jan. 31, 2025
Employee Benefits [Abstract]
Employee Benefits	NOTE 14: EMPLOYEE BENEFITS The following table summarizes expenses for defined benefit pension plans, for the and certain of its subsidiaries are not considered Defined Benefit Plan Expenses (millions of Canadian dollars) Principal post-retirement Principal pension plans benefit plan Other pension plans 1 For the three months ended January 31 January 31 January 31 January 31 January 31 January 31 2025 2024 2025 2024 2025 2024 Service cost – benefits earned $ 69 $ 54 $ 2 $ 1 $ 5 $ 4 Net interest cost (income) on net defined (12) (20) 4 5 6 6 Interest cost on asset limitation and minimum requirement – 3 – – – 1 Defined benefit administrative expenses 3 2 – – 1 1 Total $ 60 $ 39 $ 6 $ 6 $ 12 $ 12 Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, and supplemental executive defined benefit pension plans. The following table summarizes expenses for Defined Contribution Plan Expenses (millions of Canadian dollars) For the three months ended January 31 January 31 2025 2024 Defined contribution pension plans 1 $ 106 $ 85 Government pension plans 2 220 197 Total $ 326 $ 282 Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k) 2 Federal Insurance Contributions Act . The following table summarizes the remeasurements the Bank’s other material defined benefit pension Amounts Recognized in Other Comprehensive 1,2,3 (millions of Canadian dollars) Principal post-retirement Principal pension plans benefit plan Other pension plans For the three months ended January 31 January 31 January 31 January 31 January 31 January 31 2025 2024 2025 2024 2025 2024 Remeasurement gain/(loss) – financial $ (139) $ (1,124) $ (7) $ (36) $ (10) $ (43) Remeasurement gain/(loss) – return on plan interest income 182 800 – – – – Change in asset limitation and minimum (3) 176 – – – – Total $ 40 $ (148) $ (7) $ (36) $ (10) $ (43) 1 plan, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for a quarterly basis. 2 3

Income Taxes

Income Taxes	3 Months Ended
	Jan. 31, 2025
Income Taxes [Abstract]
Income Taxes	NOTE 15: INCOME TAXES International Tax Reform – Pillar Two Global Minimum Tax On December 20, 2021, the OECD published implementation of a 15% global minimum was enacted in Canada on June 20, 2024 Global Minimum Tax Act has passed in other jurisdictions in which implemented by the Bank on November 1, 2024. Income Taxes recognition and disclosure of deferred January 31, 2025, the Bank’s effective tax rate increased 0.5 % due to Pillar Two taxes. Other Tax Matters The Canada Revenue Agency (CRA), Revenu interest deductions claimed by the Bank. 7 2019 taxation year. As at January 31, 2025, the CRA has 1,668 for $ 52 71 reassessed for $ 1,791 positions were appropriate and filed a

Earnings per Share

Earnings per Share	3 Months Ended
	Jan. 31, 2025
Earnings per Share [Abstract]
Earnings per Share	NOTE 16: EARNINGS PER SHARE Basic earnings per share is calculated by outstanding for the period. Diluted earnings per share is calculated using attributable to common shareholders and assumed to be issued by the Bank. The following table presents the Bank’s basic and Basic and Diluted Earnings Per Share (millions of Canadian dollars, except For the three months ended January 31 January 31 2025 2024 Basic earnings per share Net income attributable to common shareholders $ 2,707 $ 2,750 Weighted-average number of common shares outstanding 1,749.9 1,776.7 Basic earnings per share (Canadian dollars) $ 1.55 $ 1.55 Diluted earnings per share Net income attributable to common shareholders $ 2,707 $ 2,750 Net income attributable to common shareholders 2,707 2,750 Weighted-average number of common shares outstanding 1,749.9 1,776.7 Effect of dilutive securities Stock options potentially exercisable (millions) 1 0.8 1.5 Weighted-average number of common shares outstanding 1,750.7 1,778.2 Diluted earnings per share (Canadian dollars) 1 $ 1.55 $ 1.55 For the three months ended January 31, 2025, the computation of diluted earnings per share excluded average 5.9 of $ 84.34 , as the option price was greater than the average market price of the Bank’s common shares. earnings per share excluded average options outstanding of 4.9 92.89 , as the option price was greater than the average market price of the Bank’s common shares.

Provisions and Contingent Liabi

Provisions and Contingent Liabilities	3 Months Ended
	Jan. 31, 2025
Provisions and Contingent Liabilities [Abstract]
Provisions and Contingent Liabilities	NOTE 17: PROVISIONS AND CONTINGENT Other than as described below, there have been no new significant Consolidated Financial Statements. (a) In the ordinary course of business, the Bank lawsuits, regulatory examinations, investigations, enforcement authorities in various jurisdictions, probable that the Bank will incur a loss and (RPL) in its legal and regulatory actions (that specific possible loss associated with each underlying negative consequences to the Bank’s resolution Bank’s RPL is from zero 497 zero 625 Bank’s best estimates based upon currently available the Bank’s actual losses to be significantly different stages of the proceedings, the existence of unresolved issues in many of the proceedings, uncertainty of the various potential outcomes seek very large or indeterminate damages. legal and regulatory matters. Based on regulatory matters, other than as described Annual Consolidated Financial Statements; and reasonably be expected to result in a material As previously disclosed in Note 26 of the active cooperation and engagement with compliance programs (the “Global Resolution”). Currency (OCC), the Federal Reserve Board, Justice (DOJ), Criminal Division, Money Laundering is focused on meeting the terms of the During the first fiscal quarter, the Bank fully paid the remainder entered into as part of the Global Resolution. As previously disclosed in Note 26 of the employees have been named as defendants shareholders alleging, among other things, that program and/or the potential outcomes of been consolidated under the caption Tiessen v. The Toronto-Dominion Bank, et al. , in the United States District Court for the A putative shareholder derivative action has also York County, against certain former and current TD directors, officers and employees, and certain of Rubin v. Masrani, et al, of the proceedings are still in early stages As previously disclosed in Note 26 of the action lawsuit in the United States purporting the result of alleged misleading disclosures The lawsuit also names some of the not been certified to proceed as a class As previously disclosed in Note 26 of the in a number of matters brought by customers, in various stages of maturity and include, among existence and amount of the insufficient or non-sufficient disclosure of foreign conversion fees, and a regarding underwriting practices in Quebec. Refer to Note 15 for disclosures related

Segmented Information

Segmented Information	3 Months Ended
	Jan. 31, 2025
Segmented Information [abstract]
Segmented Information	NOTE 18: SEGMENTED INFORMATION For management reporting purposes, the Bank and Commercial Banking, U.S. Retail, Wealth Management segment. Canadian Personal and Commercial TD Auto Finance Canada. U.S. Retail is comprised Bank’s equity investment in Schwab. Wealth Management to institutional and retail investors, and the insurance customers across Canada. Wholesale Banking including underwriting and distribution of funding, and investment needs of the Bank’s elimination of taxable equivalent adjustments Effective the first quarter of 2025, certain U.S. governance Corporate segment are now reported in the current period. The following table summarizes the segment Results by Business Segment 1 (millions of Canadian dollars) Canadian Wealth Personal and Management Commercial Banking U.S. Retail and Insurance Wholesale Banking 2 Corporate 2 Total For the three months ended January 31 2025 2024 2025 2024 2025 2024 2025 2024 2025 2024 2025 2024 Net interest income (loss) $ 4,135 $ 3,833 $ 3,064 $ 2,899 $ 369 $ 285 $ (107) $ 198 $ 405 $ 273 $ 7,866 $ 7,488 Non-interest income (loss) 1,014 1,051 (282) 604 3,229 2,850 2,107 1,582 115 139 6,183 6,226 Total revenue 5,149 4,884 2,782 3,503 3,598 3,135 2,000 1,780 520 412 14,049 13,714 Provision for (recovery of) credit losses 521 423 451 385 – – 72 10 168 183 1,212 1,001 Insurance service expenses – – – – 1,507 1,366 – – – – 1,507 1,366 Non-interest expenses 2,086 1,984 2,380 2,459 1,173 1,047 1,535 1,500 896 1,040 8,070 8,030 Income (loss) before income taxes and share of net income from investment in Schwab 2,542 2,477 (49) 659 918 722 393 270 (544) (811) 3,260 3,317 Provision for (recovery of) income taxes 711 692 (192) (17) 238 167 94 65 (153) (273) 698 634 Share of net income from investment in Schwab 3,4 – – 199 194 – – – – 32 (53) 231 141 Net income (loss) $ 1,831 $ 1,785 $ 342 $ 870 $ 680 $ 555 $ 299 $ 205 $ (359) $ (591) $ 2,793 $ 2,824 The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an Non-interest expenses, resulting in no impact to Corporate reported Net income (loss). The Net income (loss) included credit losses attributable to the Bank under the agreements. 2 segment. 3 share of Schwab’s restructuring charges, and the Bank’s share of Schwab’s Federal 4 Total Assets by Business Segment (millions of Canadian dollars) Canadian Wealth Personal and Management Wholesale Commercial Banking U.S. Retail and Insurance Banking Corporate Total As at January 31, 2025 Total assets $ 587,920 $ 590,732 $ 23,823 $ 729,329 $ 161,750 $ 2,093,554 As at October 31, 2024 Total assets $ 584,468 $ 606,572 $ 23,217 $ 686,795 $ 160,699 $ 2,061,751

Interest Income and Expense

Interest Income and Expense	3 Months Ended
	Jan. 31, 2025
Interest Income and Expense [Abstract]
Interest Income and Expense	NOTE 19: INTEREST INCOME AND EXPENSE The following tables present interest income Interest Income (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Measured at amortized cost 1 $ 19,844 $ 19,566 Measured at FVOCI – Debt instruments 1 902 933 20,746 20,499 Measured or designated at FVTPL 2,061 2,250 Measured at FVOCI – Equity instruments 65 64 Total $ 22,872 $ 22,813 Interest income is calculated using EIRM. Interest Expense (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Measured at amortized cost 1 $ 11,820 $ 12,192 Measured or designated at FVTPL 3,186 3,133 Total $ 15,006 $ 15,325 Interest expense is calculated using EIRM.

Regulatory Capital

Regulatory Capital	3 Months Ended
	Jan. 31, 2025
Regulatory Capital [Abstract]
Regulatory Capital	NOTE 20: REGULATORY CAPITAL The Bank manages its capital under guidelines risks. The Bank has various capital policies, systemically important bank (D-SIB) and Canadian banks designated as D-SIBs are required include a D-SIB surcharge and Domestic Stability DSB level was increased to 3.5 % as of November 1, 2023, which 11.5 %, 13.0 %, 15.0 % and 25.0 %, respectively. The OSFI target includes the greater of the D-SIB or 1 % for the Bank. On February 1, 2023, OSFI Leverage Requirements Guideline to introduce 0.50 % in addition to the existing minimum requirement. This sets the minimum targets for leverage 3.5 % and 7.25 %, respectively. The Bank complied with all minimum risk-based The following table summarizes the Bank’s regulatory Regulatory Capital Position (millions of Canadian dollars, except As at January 31 October 31 2025 2024 Capital Common Equity Tier 1 Capital $ 85,204 $ 82,714 Tier 1 Capital 95,589 93,248 Total Capital 110,238 105,745 Risk-weighted assets used in the calculation 649,043 630,900 Capital and leverage ratios Common Equity Tier 1 Capital ratio 13.1 % 13.1 % Tier 1 Capital ratio 14.7 14.8 Total Capital ratio 17.0 16.8 Leverage ratio 4.2 4.2 TLAC Ratio 29.5 28.7 TLAC Leverage Ratio 8.5 8.1

Current and Future Changes in_2

Current and Future Changes in Accounting Policies (Policies)	3 Months Ended
	Jan. 31, 2025
Statement [Line Items]
Current Changes in Accounting Policies	CURRENT CHANGES IN ACCOUNTING There were no new accounting policies adopted
Future Changes in Accounting Policies	FUTURE CHANGES IN ACCOUNTING There were no new accounting standards Consolidated Financial Statements for a description

Significant Accounting Judgme_2

Significant Accounting Judgments, Estimates, And Assumptions (Policies)	3 Months Ended
	Jan. 31, 2025
Significant Accounting Judgments, Estimates, And Assumptions [Abstract]
Policy of Judgements, Estimates and Assumptions	The estimates used in the Bank’s accounting policies require subjective, complex judgments and changes to accounting standards and policies established procedures to ensure that accounting adopting new accounting standards are well-controlled Consolidated Financial Statements for a description
Impairment - Expected Credit Loss Model	Impairment – Expected Credit Loss Model The expected credit loss (ECL) model requires economic environment. There remains elevated has experienced significant increase in credit effects are not fully incorporated into the model elevated uncertainty associated with policy and

IFRS 7 Disclosure (Tables)

IFRS 7 Disclosure (Tables)	3 Months Ended
	Jan. 31, 2025
Statement [Line Items]
Portfolio Market Risk Measures	The following table presents the end of quarter, average, high, TABLE 30: PORTFOLIO MARKET RISK MEASURES (millions of Canadian dollars) For the three months ended January 31 October 31 January 31 2025 2024 2024 As at Average High Low Average Average Interest rate risk $ 18.4 $ 12.4 $ 19.3 $ 5.3 $ 11.6 $ 17.8 Credit spread risk 19.6 19.8 27.4 16.3 33.8 29.4 Equity risk 8.5 8.3 10.2 6.6 7.3 7.2 Foreign exchange risk 4.9 4.1 6.1 2.4 2.8 2.4 Commodity risk 15.0 6.0 15.0 3.8 5.6 3.7 Idiosyncratic debt specific risk 22.1 19.6 22.9 15.4 20.0 20.9 Diversification effect 1 (59.0) (41.8) n/m 2 n/m (46.0) (51.2) Total Value-at-Risk (one-day) 29.5 28.4 35.9 20.9 35.1 30.2 The aggregate VaR is less than the sum of the VaR 2
Structural Interest Rate Sensitivity Measures	The following table shows the potential before-tax measures. TABLE 31: STRUCTURAL INTEREST RATE SENSITIVITY MEASURES (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 January 31, 2024 EVE NII EVE NII EVE NII Sensitivity Sensitivity 1 Sensitivity Sensitivity 1 Sensitivity Sensitivity 1 Canada U.S. Total Canada U.S. Total Total Total Total Total Before-tax impact of $ (639) $ (1,934) $ (2,573) $ 134 $ 463 $ 597 $ (2,489) $ 720 $ (2,136) $ 969 503 1,553 2,056 (178) (611) (789) 1,914 (983) 1,722 (1,152) Represents the twelve-month NII exposure to an immediate and sustained shock in rates.
Summary of Liquid Assets by Type and Currency	TABLE 32: SUMMARY OF LIQUID ASSETS BY TYPE AND CURRENCY (millions of Canadian dollars, except as noted) As at Securities received as collateral from securities financing and Bank-owned derivative Total Encumbered Unencumbered liquid assets transactions liquid assets liquid assets liquid assets 1 January 31, 2025 Cash and central bank reserves $ 34,810 $ – $ 34,810 $ 1,054 $ 33,756 Canadian government obligations 22,513 84,494 107,007 51,305 55,702 National Housing Act Mortgage-Backed Securities (NHA MBS) 40,826 95 40,921 2,345 38,576 Obligations of provincial governments, public sector entities and multilateral development banks 43,209 25,346 68,555 34,365 34,190 Corporate issuer obligations 5,567 6,710 12,277 7,318 4,959 Equities 15,734 6,726 22,460 18,793 3,667 Total Canadian dollar-denominated 162,659 123,371 286,030 115,180 170,850 Cash and central bank reserves 98,210 – 98,210 254 97,956 U.S. government obligations 82,345 72,642 154,987 64,916 90,071 U.S. federal agency obligations, including U.S. federal agency mortgage-backed obligations 76,218 14,871 91,089 29,407 61,682 Obligations of other sovereigns, public sector entities and multilateral development banks 65,813 47,473 113,286 50,672 62,614 Corporate issuer obligations 71,884 16,673 88,557 28,188 60,369 Equities 58,195 40,775 98,970 60,943 38,027 Total non-Canadian dollar-denominated 452,665 192,434 645,099 234,380 410,719 Total $ 615,324 $ 315,805 $ 931,129 $ 349,560 $ 581,569 October 31, 2024 Total Canadian dollar $ 163,269 $ 117,083 $ 280,352 $ 110,064 $ 170,288 Total non-Canadian 470,820 172,185 643,005 238,336 404,669 Total $ 634,089 $ 289,268 $ 923,357 $ 348,400 $ 574,957 Unencumbered liquid assets include on-balance sheet assets, assets borrowed or purchased under resale agreements, liquid assets.
Summary of Unencumbered Liquid Assets by Bank, Subsidiaries, and Branches	Unencumbered liquid assets held in The are summarized in the following table. TABLE 33: SUMMARY OF UNENCUMBERED LIQUID ASSETS BY (millions of Canadian dollars) As at January 31 October 31 2025 2024 The Toronto-Dominion Bank (Parent) $ 230,536 $ 227,435 Bank subsidiaries 322,798 314,306 Foreign branches 28,235 33,216 Total $ 581,569 $ 574,957
Summary of Deposit Funding	TABLE 41: SUMMARY OF DEPOSIT FUNDING (millions of Canadian dollars) As at January 31 October 31 2025 2024 P&C deposits – Canadian $ 572,347 $ 566,329 P&C deposits – U.S. 1 450,820 433,406 Total $ 1,023,167 $ 999,735 P&C deposits in U.S. are presented on a Canadian equivalent basis and therefore period-over-period movements rate.
Summary of Remaining Contractual Maturity	The following table summarizes on-balance contractual obligations to make future payments instruments reported in the following be fully drawn or utilized. Since a significant amounts is not representative of expected future liquidity and capital resource needs. The maturity analysis presented does not depict Bank’s objective is to fund its assets appropriately utilizes stable non-maturity deposits (chequing assets including personal and business such non-trading assets and raises short considered when determining the appropriate TABLE 44: REMAINING CONTRACTUAL MATURITY (millions of Canadian dollars) As at January 31, 2025 No Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over specific 1 month months months months to 1 year 2 years 5 years 5 years maturity Total Assets Cash and due from banks $ 6,552 $ – $ – $ – $ – $ – $ – $ – $ – $ 6,552 Interest-bearing deposits with banks 134,675 23 – – – – – – 1,742 136,440 Trading loans, securities, and other 1 3,874 5,151 6,767 4,271 4,601 14,146 30,941 30,644 98,460 198,855 Non-trading financial assets at fair value through profit or loss 31 180 1,582 118 – 747 1,569 710 1,873 6,810 Derivatives 9,774 9,846 6,533 3,712 4,999 12,817 19,357 16,847 – 83,885 Financial assets designated at fair value through profit or loss 517 230 588 326 132 1,336 1,737 1,433 – 6,299 Financial assets at fair value through other comprehensive income 2,878 4,287 8,945 8,848 4,975 5,780 26,575 42,157 4,246 108,691 Debt securities at amortized cost, net of allowances for credit losses 1,396 4,142 6,466 4,194 5,037 25,103 86,156 123,253 (4) 255,743 Securities purchased under reverse repurchase agreements 2 156,940 26,509 22,642 9,135 2,817 2,291 70 – 1,715 222,119 Loans Residential mortgages 7,478 8,653 14,748 15,395 5,712 88,490 126,833 66,794 – 334,103 Consumer instalment and other personal 1,037 1,761 2,654 3,930 6,106 28,541 89,568 36,041 63,037 232,675 Credit card – – – – – – – – 41,585 41,585 Business and government 54,279 11,215 20,965 18,781 16,552 48,485 95,686 63,275 36,365 365,603 Total loans 62,794 21,629 38,367 38,106 28,370 165,516 312,087 166,110 140,987 973,966 Allowance for loan losses – – – – – – – – (8,654) (8,654) Loans, net of allowance for loan losses 62,794 21,629 38,367 38,106 28,370 165,516 312,087 166,110 132,333 965,312 Investment in Schwab – – – – – – – – 9,242 9,242 Goodwill 3 – – – – – – – – 19,579 19,579 Other intangibles 3 – – – – – – – – 3,163 3,163 Land, buildings, equipment, and other depreciable assets, and right-of-use assets 3 2 2 2 6 23 81 640 3,201 6,194 10,151 Deferred tax assets – – – – – – – – 5,072 5,072 Amounts receivable from brokers, dealers, and clients 26,086 – 32 – – – – – – 26,118 Other assets 5,157 6,182 969 397 637 324 302 158 15,397 29,523 Total assets $ 410,676 $ 78,181 $ 92,893 $ 69,113 $ 51,591 $ 228,141 $ 479,434 $ 384,513 $ 299,012 $ 2,093,554 Liabilities Trading deposits $ 1,324 $ 2,582 $ 2,360 $ 3,722 $ 2,945 $ 4,609 $ 7,298 $ 2,358 $ – $ 27,198 Derivatives 9,519 9,620 5,674 4,291 5,208 10,051 15,276 15,378 – 75,017 Securitization liabilities at fair value 61 278 709 97 1,042 2,917 10,345 5,732 – 21,181 Financial liabilities designated at fair value through profit or loss 46,170 50,026 50,420 45,040 18,082 666 75 – 221 210,700 Deposits 4,5 Personal 16,640 26,633 25,551 24,109 17,840 16,112 15,001 8 518,578 660,472 Banks 12,890 23 17,055 7,257 1 – 3 1 13,466 50,696 Business and government 20,415 19,054 23,636 10,086 10,346 43,681 75,062 26,934 350,104 579,318 Total deposits 49,945 45,710 66,242 41,452 28,187 59,793 90,066 26,943 882,148 1,290,486 Obligations related to securities sold short 1 3,940 2,337 1,255 832 350 7,008 14,740 14,616 1,008 46,086 Obligations related to securities sold under repurchase agreements 2 169,636 16,544 2,460 851 455 1,246 20 – 2,644 193,856 Securitization liabilities at amortized cost – 819 433 147 721 1,514 5,021 3,997 – 12,652 Amounts payable to brokers, dealers, and clients 26,622 – – – – – – – – 26,622 Insurance contract liabilities 214 412 617 618 651 1,124 1,705 766 803 6,910 Other liabilities 11,800 11,360 7,870 1,336 1,938 1,928 1,604 5,755 6,580 50,171 Subordinated notes and debentures – – 200 – – – – 13,471 – 13,671 Equity – – – – – – – – 119,004 119,004 Total liabilities and equity $ 319,231 $ 139,688 $ 138,240 $ 98,386 $ 59,579 $ 90,856 $ 146,150 $ 89,016 $ 1,012,408 $ 2,093,554 Off-balance sheet commitments Credit and liquidity commitments 6,7 $ 22,267 $ 25,516 $ 36,101 $ 22,451 $ 24,001 $ 56,363 $ 180,492 $ 4,794 $ 2,036 $ 374,021 Other commitments 8 116 211 250 194 365 1,018 1,625 377 38 4,194 Unconsolidated structured entity commitments 28 6 133 806 546 109 – – – 1,628 Total off-balance sheet commitments $ 22,411 $ 25,733 $ 36,484 $ 23,451 $ 24,912 $ 57,490 $ 182,117 $ 5,171 $ 2,074 $ 379,843 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 3 4 5 75 2 10 22 $ 33 8 6 633 7 8 TABLE 44: REMAINING CONTRACTUAL MATURITY (continued) (millions of Canadian dollars) As at October 31, 2024 No Less than 1 to 3 3 to 6 6 to 9 9 months Over 1 to Over 2 to Over specific 1 month months months months to 1 year 2 years 5 years 5 years maturity Total Assets Cash and due from banks $ 6,437 $ – $ – $ – $ – $ – $ – $ – $ – $ 6,437 Interest-bearing deposits with banks 165,665 23 – – – – – – 4,242 169,930 Trading loans, securities, and other 1 3,773 4,852 6,777 4,852 4,729 11,756 28,458 27,484 83,089 175,770 Non-trading financial assets at fair value through profit or loss – 2 301 1,431 96 702 810 694 1,833 5,869 Derivatives 11,235 12,059 5,501 4,257 2,587 10,485 17,773 14,164 – 78,061 Financial assets designated at fair value through profit or loss 367 251 486 613 292 1,144 1,865 1,399 – 6,417 Financial assets at fair value through other comprehensive income 357 7,284 6,250 6,459 9,367 5,766 19,729 34,270 4,415 93,897 Debt securities at amortized cost, net of allowance for credit losses 1,620 4,237 4,763 6,367 4,072 30,513 93,429 126,617 (3) 271,615 Securities purchased under reverse repurchase agreements 2 134,310 35,360 19,897 10,119 5,299 1,722 482 – 1,028 208,217 Loans Residential mortgages 7,502 11,817 13,066 16,074 4,353 86,112 132,381 60,344 – 331,649 Consumer instalment and other personal 974 1,758 2,509 4,077 6,137 28,498 88,052 35,096 61,281 228,382 Credit card – – – – – – – – 40,639 40,639 Business and government 55,591 15,405 10,866 19,340 18,982 47,488 98,362 61,904 29,035 356,973 Total loans 64,067 28,980 26,441 39,491 29,472 162,098 318,795 157,344 130,955 957,643 Allowance for loan losses – – – – – – – – (8,094) (8,094) Loans, net of allowance for loan losses 64,067 28,980 26,441 39,491 29,472 162,098 318,795 157,344 122,861 949,549 Investment in Schwab – – – – – – – – 9,024 9,024 Goodwill 3 – – – – – – – – 18,851 18,851 Other intangibles 3 – – – – – – – – 3,044 3,044 Land, buildings, equipment, other depreciable assets, and right-of-use assets 3 – 8 1 4 12 81 562 3,130 6,039 9,837 Deferred tax assets – – – – – – – – 4,937 4,937 Amounts receivable from brokers, dealers, and clients 22,115 – – – – – – – – 22,115 Other assets 6,556 2,478 2,989 556 367 373 312 153 14,397 28,181 Total assets $ 416,502 $ 95,534 $ 73,406 $ 74,149 $ 56,293 $ 224,640 $ 482,215 $ 365,255 $ 273,757 $ 2,061,751 Liabilities Trading deposits $ 4,522 $ 2,516 $ 2,768 $ 2,101 $ 3,715 $ 5,488 $ 7,566 $ 1,736 $ – $ 30,412 Derivatives 9,923 11,556 5,740 3,319 2,783 8,800 12,877 13,370 – 68,368 Securitization liabilities at fair value – 1,004 328 644 97 3,313 9,443 5,490 – 20,319 Financial liabilities designated at fair value through profit or loss 50,711 25,295 51,967 40,280 37,964 1,477 – – 220 207,914 Deposits 4,5 Personal 14,229 31,997 30,780 16,971 19,064 15,120 15,590 7 497,909 641,667 Banks 14,714 4,287 2,434 16,343 6,954 – 3 – 12,963 57,698 Business and government 23,536 24,136 11,295 19,038 9,020 37,681 76,667 24,144 343,798 569,315 Total deposits 52,479 60,420 44,509 52,352 35,038 52,801 92,260 24,151 854,670 1,268,680 Obligations related to securities sold short 1 1,431 2,392 750 971 603 8,303 10,989 12,610 1,466 39,515 Obligations related to securities sold under repurchase agreements 2 173,741 21,172 2,096 1,036 30 1,225 23 – 2,577 201,900 Securitization liabilities at amortized cost 119 589 819 438 144 1,843 4,823 3,590 – 12,365 Amounts payable to brokers, dealers, and clients 26,598 – – – – – – – – 26,598 Insurance-related liabilities 224 448 671 671 705 1,184 1,656 727 883 7,169 Other liabilities 12,396 14,478 7,279 1,114 876 1,886 1,421 5,608 6,820 51,878 Subordinated notes and debentures – – – 200 – – – 11,273 – 11,473 Equity – – – – – – – – 115,160 115,160 Total liabilities and equity $ 332,144 $ 139,870 $ 116,927 $ 103,126 $ 81,955 $ 86,320 $ 141,058 $ 78,555 $ 981,796 $ 2,061,751 Off-balance sheet commitments Credit and liquidity commitments 6,7 $ 31,198 $ 28,024 $ 26,127 $ 24,731 $ 21,440 $ 52,706 $ 174,388 $ 4,743 $ 1,948 $ 365,305 Other commitments 8 113 266 270 400 254 1,019 1,591 403 50 4,366 Unconsolidated structured entity commitments – – – 125 766 490 19 – – 1,400 Total off-balance sheet commitments $ 31,311 $ 28,290 $ 26,397 $ 25,256 $ 22,460 $ 54,215 $ 175,998 $ 5,146 $ 1,998 $ 371,071 Amount has been recorded according to the remaining contractual maturity of the underlying security. 2 3 4 5 75 2 10 18 2 years’, $ 37 8 6 609 7 8

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Jan. 31, 2025
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Schedule of Financial Assets and Liabilities not Carried at Fair Value	The following table reflects the fair value Financial Assets and Liabilities not carried 1 (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Carrying Fair Carrying Fair value value value value FINANCIAL ASSETS Debt securities at amortized cost, net of allowance Government and government-related $ 195,194 $ 192,005 $ 206,815 $ 202,667 Other debt securities 60,549 59,641 64,800 63,509 Total debt securities at amortized cost, net of allowance for credit losses 255,743 251,646 271,615 266,176 Total loans, net of allowance for loan losses 965,312 966,640 949,549 949,227 Total financial assets not carried at fair value $ 1,221,055 $ 1,218,286 $ 1,221,164 $ 1,215,403 FINANCIAL LIABILITIES Deposits $ 1,290,486 $ 1,289,027 $ 1,268,680 $ 1,266,562 Securitization liabilities at amortized 12,652 12,492 12,365 12,123 Subordinated notes and debentures 13,671 13,961 11,473 11,628 Total financial liabilities not carried at fair value $ 1,316,809 $ 1,315,480 $ 1,292,518 $ 1,290,313 This table excludes financial assets and liabilities where the carrying value approximates their fair value.
Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities	The following tables set out changes in fair months ended January 31, 2025 and January Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Change in unrealized Fair Total realized and Fair gains value as at unrealized gains (losses) Movements 1 Transfers value as at (losses) on November 1 Included Included Purchases/ Sales/ Into Out of January 31 instruments 2024 in income 2 in OCI 3,4 Issuances Settlements Level 3 Level 3 2025 still held 5 FINANCIAL ASSETS Trading loans, securities, and other Government and government- related securities $ – $ – $ – $ – $ – $ – $ – $ – $ – Other debt securities 26 – – – (15) – – 11 (1) Equity securities 12 2 – 1 (7) – – 8 – 38 2 – 1 (22) – – 19 (1) Non-trading financial assets at fair value through profit or loss Securities 1,233 30 – 43 (19) – – 1,287 7 1,233 30 – 43 (19) – – 1,287 7 Financial assets at fair value through other comprehensive income Other debt securities 7 – – – (4) – – 3 – Equity securities 3,355 – – 2 (183) – – 3,174 – $ 3,362 $ – $ – $ 2 $ (187) $ – $ – $ 3,177 $ – FINANCIAL LIABILITIES Trading deposits 6 $ (505) $ 4 $ – $ (72) $ 114 $ – $ – $ (459) $ 6 Derivatives 7 Interest rate contracts (158) (6) – – 9 – – (155) 2 Foreign exchange contracts 1 6 – – 5 7 2 21 11 Equity contracts (24) (5) – – (1) 1 – (29) (7) Commodity contracts (10) 6 – – – – – (4) 7 (191) 1 – – 13 8 2 (167) 13 Financial liabilities designated at fair value through profit or loss (24) – – (6) 29 – – (1) – Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities (millions of Canadian dollars) Change in unrealized Fair Total realized and Fair gains value as at unrealized gains (losses) Movements 1 Transfers value as at (losses) on November 1 Included Included Purchases/ Sales/ Into Out of January 31 instruments 2023 in income 2 in OCI 4 Issuances Settlements Level 3 Level 3 2024 still held 4 FINANCIAL ASSETS Trading loans, securities, and other Government and government- related securities $ 67 $ – $ – $ – $ (33) $ – $ – $ 34 $ (1) Other debt securities 65 3 – 72 (81) 2 – 61 (1) Equity securities 10 (1) – – (2) – – 7 – 142 2 – 72 (116) 2 – 102 (2) Non-trading financial assets at fair value through profit or loss Securities 980 13 – 91 (5) – – 1,079 17 980 13 – 91 (5) – – 1,079 17 Financial assets at fair value through other comprehensive income Other debt securities 27 – (3) 3 (1) – – 26 (3) Equity securities 2,377 – (10) 6 (231) – – 2,142 2 $ 2,404 $ – $ (13) $ 9 $ (232) $ – $ – $ 2,168 $ (1) FINANCIAL LIABILITIES Trading deposits 6 $ (985) $ (24) $ – $ (56) $ 21 $ – $ 5 $ (1,039) $ (43) Derivatives 7 Interest rate contracts (126) (23) – – 12 – – (137) (12) Foreign exchange contracts (6) 2 – – – – 3 (1) (1) Equity contracts (21) (6) – – – (1) – (28) (5) Commodity contracts (1) 10 – – (19) – – (10) (17) (154) (17) – – (7) (1) 3 (176) (35) Financial liabilities designated at fair value through profit or loss (22) 38 – (54) 14 – – (24) 38 Includes foreign exchange. 2 3 4 5 6 7 38 10 30 22 derivative liabilities of $ 205 186 221 176 been netted in this table for presentation purposes only.
At fair value [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Schedule of Fair Value Hierarchy for Assets and Liabilities	The following table presents the levels within January 31, 2025 and October 31, 2024. Fair Value Hierarchy for Assets and Liabilities Measured at Fair Value on a Recurring Basis (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Level 1 Level 2 Level 3 Total Level 1 Level 2 Level 3 Total FINANCIAL ASSETS AND COMMODITIES Trading loans, securities, and other 1 Government and government-related securities Canadian government debt Federal $ 967 $ 10,231 $ – $ 11,198 $ 691 $ 9,551 $ – $ 10,242 Provinces – 7,057 – 7,057 – 6,398 – 6,398 U.S. federal, state, municipal governments, – 22,890 – 22,890 – 18,861 – 18,861 Other OECD 2 – 9,475 – 9,475 – 9,722 – 9,722 Mortgage-backed securities – 1,237 – 1,237 – 1,352 – 1,352 Other debt securities Canadian issuers – 7,171 10 7,181 – 6,611 12 6,623 Other issuers – 17,043 1 17,044 – 15,845 14 15,859 Equity securities 76,844 56 8 76,908 68,682 34 12 68,728 Trading loans – 24,178 – 24,178 – 23,518 – 23,518 Commodities 21,136 550 – 21,686 13,504 962 – 14,466 Retained interests – 1 – 1 – 1 – 1 98,947 99,889 19 198,855 82,877 92,855 38 175,770 Non-trading financial assets at fair value through profit or loss Securities 407 1,738 1,287 3,432 391 1,188 1,233 2,812 Loans – 3,378 – 3,378 – 3,057 – 3,057 407 5,116 1,287 6,810 391 4,245 1,233 5,869 Derivatives Interest rate contracts 4 16,582 – 16,586 2 15,440 – 15,442 Foreign exchange contracts 40 56,711 23 56,774 47 51,001 13 51,061 Credit contracts – 18 – 18 – 6 – 6 Equity contracts 118 6,649 – 6,767 64 6,167 – 6,231 Commodity contracts 376 3,349 15 3,740 548 4,756 17 5,321 538 83,309 38 83,885 661 77,370 30 78,061 Financial assets designated at fair value through profit or loss Securities 1 – 6,299 – 6,299 – 6,417 – 6,417 – 6,299 – 6,299 – 6,417 – 6,417 Financial assets at fair value through other comprehensive income Government and government-related securities Canadian government debt Federal – 16,457 – 16,457 – 18,139 – 18,139 Provinces – 21,911 – 21,911 – 21,270 – 21,270 U.S. federal, state, municipal governments, – 45,217 – 45,217 – 35,197 – 35,197 Other OECD government-guaranteed debt – 5,251 – 5,251 – 1,679 – 1,679 Mortgage-backed securities – 2,093 – 2,093 – 2,137 – 2,137 Other debt securities Asset-backed securities – 3,032 – 3,032 – 1,384 – 1,384 Corporate and other debt – 10,264 3 10,267 – 9,439 7 9,446 Equity securities 1,070 2 3,174 4,246 1,058 2 3,355 4,415 Loans – 217 – 217 – 230 – 230 1,070 104,444 3,177 108,691 1,058 89,477 3,362 93,897 Securities purchased under reverse repurchase agreements – 8,800 – 8,800 – 10,488 – 10,488 FINANCIAL LIABILITIES Trading deposits – 26,739 459 27,198 – 29,907 505 30,412 Derivatives Interest rate contracts 4 14,100 155 14,259 3 13,283 158 13,444 Foreign exchange contracts 56 47,169 2 47,227 30 40,936 12 40,978 Credit contracts – 456 – 456 – 403 – 403 Equity contracts – 8,869 29 8,898 – 7,974 24 7,998 Commodity contracts 389 3,769 19 4,177 673 4,845 27 5,545 449 74,363 205 75,017 706 67,441 221 68,368 Securitization liabilities at fair value – 21,181 – 21,181 – 20,319 – 20,319 Financial liabilities designated at fair value through profit or loss – 210,699 1 210,700 – 207,890 24 207,914 Obligations related to securities sold short 1 3,111 42,975 – 46,086 1,783 37,732 – 39,515 Obligations related to securities sold under repurchase agreements – 12,236 – 12,236 – 9,736 – 9,736 Balances reflect the reduction of securities owned (long positions) by the amount of identical securities sold but 2 Organisation for Economic Co-operation and Development (OECD).

Securities (Tables)

Securities (Tables)	3 Months Ended
	Jan. 31, 2025
Disclosure of Financial Instruments [Abstract]
Summary of Unrealized Gains and Losses	The following table summarizes the unrealized Unrealized Gains (Losses) for Securities (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Cost/ Gross Gross Cost/ Gross Gross amortized unrealized unrealized Fair amortized unrealized unrealized Fair cost 1 gains (losses) value cost 1 gains (losses) value Government and government-related securities Canadian government debt Federal $ 16,603 $ 15 $ (161) $ 16,457 $ 18,281 $ 17 $ (159) $ 18,139 Provinces 21,893 80 (62) 21,911 21,263 77 (70) 21,270 U.S. federal, state, municipal governments, and 45,288 58 (129) 45,217 35,371 22 (196) 35,197 Other OECD government-guaranteed debt 5,249 8 (6) 5,251 1,687 1 (9) 1,679 Mortgage-backed securities 2,072 25 (4) 2,093 2,125 17 (5) 2,137 91,105 186 (362) 90,929 78,727 134 (439) 78,422 Other debt securities Asset-backed securities 3,037 3 (8) 3,032 1,397 1 (14) 1,384 Corporate and other debt 10,228 98 (59) 10,267 9,419 77 (50) 9,446 13,265 101 (67) 13,299 10,816 78 (64) 10,830 Total debt securities 104,370 287 (429) 104,228 89,543 212 (503) 89,252 Equity securities Common shares 3,633 174 (82) 3,725 3,810 176 (72) 3,914 Preferred shares 626 49 (154) 521 632 29 (160) 501 4,259 223 (236) 4,246 4,442 205 (232) 4,415 Total securities at fair value through $ 108,629 $ 510 $ (665) $ 108,474 $ 93,985 $ 417 $ (735) $ 93,667 Includes the foreign exchange translation of amortized cost balances at the period-end spot rate.
Summary of Equity Securities Designated at Fair Value Through Other Comprehensive Income	The following table summarizes the fair January 31, 2025 Equity Securities Designated at Fair Value Through (millions of Canadian dollars) As at For the three months ended January 31, 2025 October 31, 2024 January 31, 2025 January 31, 2024 Fair value Dividend income recognized Common shares $ 3,725 $ 3,914 $ 27 $ 17 Preferred shares 521 501 39 38 Total $ 4,246 $ 4,415 $ 66 $ 55
Summary of Equity Securities Net Realized Gains (Losses) Explanatory	The Bank disposed of certain equity securities with FHLB member stockholding requirements, Equity Securities Net Realized Gains (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Equity Securities Fair value $ 64 $ 42 Cumulative realized gain/(loss) 6 – FHLB Stock Fair value 318 159 Cumulative realized gain/(loss) – –
Summary of Securities Net Realized Gains (Losses)	Debt Securities Net Realized Gains (Losses) 1 (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Debt securities at amortized cost $ (911) $ – Debt securities at fair value through other (9) 6 Total $ (920) $ 6 Includes $ 923 649 nil ) of pre-tax losses on debt securities related to the balance sheet restructuring initiative undertaken in the U.S. Retail segment. Refer to Note 26 of the Bank’s 2024 Annual Consolidated Financial Statements subsidiaries. As of February 26, 2025, the Bank has sold additional debt securities during the second quarter of 281 197 additional pre-tax losses on debt securities.
Summary of Debt Securities by Risk Rating	The following table provides the gross carrying risk management purposes, presenting Credit Losses” table in Note 6 for details regarding Debt Securities by Risk Rating (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Debt securities 1 Investment grade $ 359,491 $ – $ n/a 2 $ 359,491 $ 360,272 $ – $ n/a $ 360,272 Non-investment grade 312 111 n/a 423 439 91 n/a 530 Watch and classified n/a 60 n/a 60 n/a 68 n/a 68 Default n/a n/a – – n/a n/a – – Total debt securities 359,803 171 – 359,974 360,711 159 – 360,870 Allowance for credit losses on debt securities at amortized cost 3 – – 3 3 – – 3 Total debt securities, net of $ 359,800 $ 171 $ – $ 359,971 $ 360,708 $ 159 $ – $ 360,867 Includes debt securities backed by government-guaranteed loans of $ 112 113 based on the issuer’s credit risk. 2

Loans, Impaired Loans, and Al_2

Loans, Impaired Loans, and Allowance for Credit Losses (Tables)	3 Months Ended
	Jan. 31, 2025
Disclosure of Financial Instruments [Abstract]
Summary of Banks Loans	The following table provides details regarding Loans (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Residential mortgages $ 334,103 $ 331,649 Consumer instalment and other personal 232,675 228,382 Credit card 41,585 40,639 Business and government 365,603 356,973 973,966 957,643 Loans at FVOCI 217 230 Total loans 974,183 957,873 Total allowance for loan losses 8,655 8,094 Total loans, net of allowance $ 965,528 $ 949,779
Summary of Credit Quality	Business and government loans and loans Loans – Business and Government (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Loans at amortized cost $ 365,603 $ 356,973 Loans at FVOCI 217 230 Loans 365,820 357,203 Allowance for loan losses 3,864 3,583 Loans, net of allowance $ 361,956 $ 353,620
Summary of Gross Carrying Amounts of Loans, Acceptances and Credit Risk Exposures on Loan Commitments and Financial Guarantee Contracts by Internal Risk Ratings	The following table provides the gross carrying ratings for credit risk management purposes, Loans by Risk Ratings (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential mortgages 1,2,3 Low Risk $ 244,306 $ 667 $ n/a $ 244,973 $ 238,101 $ 655 $ n/a $ 238,756 Normal Risk 61,347 14,132 n/a 75,479 65,318 13,620 n/a 78,938 Medium Risk 360 9,236 n/a 9,596 370 9,614 n/a 9,984 High Risk 6 3,159 409 3,574 5 3,201 347 3,553 Default n/a n/a 481 481 n/a n/a 418 418 Total loans 306,019 27,194 890 334,103 303,794 27,090 765 331,649 Allowance for loan losses 114 181 73 368 116 189 60 365 Loans, net of allowance 305,905 27,013 817 333,735 303,678 26,901 705 331,284 Consumer instalment and other personal 4 Low Risk 104,356 2,550 n/a 106,906 101,171 2,624 n/a 103,795 Normal Risk 66,013 12,497 n/a 78,510 66,105 12,054 n/a 78,159 Medium Risk 27,687 6,101 n/a 33,788 27,188 6,352 n/a 33,540 High Risk 4,090 8,313 447 12,850 4,017 7,881 412 12,310 Default n/a n/a 621 621 n/a n/a 578 578 Total loans 202,146 29,461 1,068 232,675 198,481 28,911 990 228,382 Allowance for loan losses 658 1,175 282 2,115 667 1,120 262 2,049 Loans, net of allowance 201,488 28,286 786 230,560 197,814 27,791 728 226,333 Credit card Low Risk 9,775 15 n/a 9,790 6,902 16 n/a 6,918 Normal Risk 11,866 191 n/a 12,057 11,714 188 n/a 11,902 Medium Risk 11,929 1,099 n/a 13,028 12,908 1,122 n/a 14,030 High Risk 2,522 3,584 472 6,578 2,832 4,382 437 7,651 Default n/a n/a 132 132 n/a n/a 138 138 Total loans 36,092 4,889 604 41,585 34,356 5,708 575 40,639 Allowance for loan losses 731 1,079 498 2,308 704 1,015 378 2,097 Loans, net of allowance 35,361 3,810 106 39,277 33,652 4,693 197 38,542 Business and government 1,2,3,5 Investment grade or Low/Normal Risk 161,478 134 n/a 161,612 158,425 102 n/a 158,527 Non-investment grade or Medium Risk 171,458 11,977 n/a 183,435 166,892 11,851 n/a 178,743 Watch and classified or High Risk 578 17,304 118 18,000 704 16,610 89 17,403 Default n/a n/a 2,773 2,773 n/a n/a 2,530 2,530 Total loans 333,514 29,415 2,891 365,820 326,021 28,563 2,619 357,203 Allowance for loan losses 1,095 1,804 965 3,864 983 1,758 842 3,583 Loans, net of allowance 332,419 27,611 1,926 361,956 325,038 26,805 1,777 353,620 Total loans 877,771 90,959 5,453 974,183 862,652 90,272 4,949 957,873 Total allowance for loan losses 2,598 4,239 1,818 8,655 2,470 4,082 1,542 8,094 Total loans, net of allowance $ 875,173 $ 86,720 $ 3,635 $ 965,528 $ 860,182 $ 86,190 $ 3,407 $ 949,779 Includes impaired loans with a balance of $ 212 259 exceeded the loan amount. Excludes trading loans and non-trading loans at fair value through profit or loss (FVTPL) with a fair value of $ 24 24 3 $ 3 Includes insured mortgages of $ 71 71 4 5 6 Includes loans guaranteed by government agencies of $ 24 24 the borrowers’ credit risk. Loans by Risk Ratings (Continued) 1 (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Retail Exposures 2 Low Risk $ 322,804 $ 1,281 $ n/a $ 324,085 $ 268,234 $ 1,365 $ n/a $ 269,599 Normal Risk 55,011 1,331 n/a 56,342 93,576 1,332 n/a 94,908 Medium Risk 14,826 1,094 n/a 15,920 18,562 1,247 n/a 19,809 High Risk 1,093 710 – 1,803 1,126 1,181 – 2,307 Default n/a n/a – – n/a n/a – – Non-Retail Exposures 3 Investment grade 300,630 – n/a 300,630 287,830 – n/a 287,830 Non-investment grade 104,961 6,875 n/a 111,836 99,866 6,968 n/a 106,834 Watch and classified 490 6,122 – 6,612 328 5,418 – 5,746 Default n/a n/a 133 133 n/a n/a 252 252 Total off-balance sheet credit instruments 799,815 17,413 133 817,361 769,522 17,511 252 787,285 Allowance for off-balance sheet credit instruments 398 535 6 939 439 593 11 1,043 Total off-balance sheet credit instruments, net of allowance $ 799,417 $ 16,878 $ 127 $ 816,422 $ 769,083 $ 16,918 $ 241 $ 786,242 Excludes mortgage commitments. 2 396 384 3 69 66
Summary of Allowance for Credit Losses	The following table provides details on including allowance for off-balance sheet instruments Allowance for Credit Losses (millions of Canadian dollars) Foreign Foreign exchange, exchange, Balance at Provision Write-offs, disposals, Balance Balance at Provision Write-offs, disposals, Balance beginning for credit net of and other at end of beginning for credit net of and other at end of of period losses recoveries adjustments period of period losses recoveries adjustments period For the three months ended January 31, 2025 January 31, 2024 Residential mortgages $ 365 $ (1) $ (1) $ 5 $ 368 $ 403 $ 8 $ (2) $ 1 $ 410 Consumer instalment and other personal 2,133 356 (334) 34 2,189 1,895 382 (275) (23) 1,979 Credit card 2,699 450 (436) 84 2,797 2,577 430 (369) (61) 2,577 Business and government 3,940 407 (186) 79 4,240 3,310 181 (113) (79) 3,299 Total allowance for loan losses, including off-balance sheet instruments 9,137 1,212 (957) 202 9,594 8,185 1,001 (759) (162) 8,265 Debt securities at amortized cost 3 – – – 3 2 – – – 2 Debt securities at FVOCI 1 – – – 1 2 – – (1) 1 Total allowance for credit losses on debt securities 4 – – – 4 4 – – (1) 3 Total allowance for credit losses $ 9,141 $ 1,212 $ (957) $ 202 $ 9,598 $ 8,189 $ 1,001 $ (759) $ (163) $ 8,268 Comprising: Allowance for credit losses on loans at amortized cost $ 8,094 $ 8,654 $ 7,136 $ 7,265 Allowance for credit losses on loans at FVOCI – 1 – – Allowance for loan losses 8,094 8,655 7,136 7,265 Allowance for off-balance sheet instruments 1,043 939 1,049 1,000 Allowance for credit losses on debt securities 4 4 4 3
Summary of Allowance for Loan Losses	The following table provides details on January 31, 2024. Allowance for Loan Losses by Stage (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Residential Mortgages Balance at beginning of period $ 116 $ 189 $ 60 $ 365 $ 154 $ 192 $ 57 $ 403 Provision for credit losses Transfer to Stage 1 1 35 (34) (1) – 36 (33) (3) – Transfer to Stage 2 (6) 11 (5) – (10) 15 (5) – Transfer to Stage 3 – (11) 11 – – (9) 9 – Net remeasurement due to transfers into stage 2 (7) 4 – (3) (6) 7 – 1 New originations or purchases 3 7 n/a n/a 7 8 n/a n/a 8 Net repayments 4 (1) (1) – (2) (1) – – (1) Derecognition of financial assets (excluding disposals and write-offs) 5 (4) (4) (6) (14) (2) (5) (4) (11) Changes to risk, parameters, and models 6 (28) 26 13 11 (40) 45 6 11 Disposals – – – – – – – – Write-offs – – (1) (1) – – (2) (2) Recoveries – – – – – – – – Foreign exchange and other adjustments 2 1 2 5 (2) – 3 1 Balance at end of period $ 114 $ 181 $ 73 $ 368 $ 137 $ 212 $ 61 $ 410 Consumer Instalment and Other Personal Balance, including off-balance sheet instruments, at beginning of period $ 696 $ 1,175 $ 262 $ 2,133 $ 688 $ 1,010 $ 197 $ 1,895 Provision for credit losses Transfer to Stage 1 1 185 (184) (1) – 131 (130) (1) – Transfer to Stage 2 (64) 87 (23) – (72) 91 (19) – Transfer to Stage 3 (3) (73) 76 – (3) (60) 63 – Net remeasurement due to transfers into stage 2 (82) 76 2 (4) (54) 86 2 34 New originations or purchases 3 84 n/a n/a 84 89 n/a n/a 89 Net repayments 4 (22) (25) (4) (51) (18) (21) (3) (42) Derecognition of financial assets (excluding disposals and write-offs) 5 (21) (30) (10) (61) (17) (20) (10) (47) Changes to risk, parameters, and models 6 (102) 181 309 388 (71) 146 273 348 Disposals – – – – – – – – Write-offs – – (412) (412) – – (347) (347) Recoveries – – 78 78 – – 72 72 Foreign exchange and other adjustments 12 17 5 34 (9) (12) (2) (23) Balance, including off-balance sheet instruments, at end of period 683 1,224 282 2,189 664 1,090 225 1,979 Less: Allowance for off-balance sheet instruments 7 25 49 – 74 30 55 – 85 Balance at end of period $ 658 $ 1,175 $ 282 $ 2,115 $ 634 $ 1,035 $ 225 $ 1,894 Credit Card 8 Balance, including off-balance sheet instruments, at beginning of period $ 947 $ 1,374 $ 378 $ 2,699 $ 988 $ 1,277 $ 312 $ 2,577 Provision for credit losses Transfer to Stage 1 1 485 (474) (11) – 246 (239) (7) – Transfer to Stage 2 (86) 107 (21) – (95) 111 (16) – Transfer to Stage 3 (5) (242) 247 – (6) (223) 229 – Net remeasurement due to transfers into stage 2 (222) 112 7 (103) (108) 139 7 38 New originations or purchases 3 36 n/a n/a 36 39 n/a n/a 39 Net repayments 4 18 4 18 40 22 5 17 44 Derecognition of financial assets (excluding disposals and write-offs) 5 (27) (22) (75) (124) (10) (16) (84) (110) Changes to risk, parameters, and models 6 (247) 473 375 601 (175) 300 294 419 Disposals – – – – – – – – Write-offs – – (529) (529) – – (444) (444) Recoveries – – 93 93 – – 75 75 Foreign exchange and other adjustments 28 40 16 84 (21) (29) (11) (61) Balance, including off-balance sheet instruments, at end of period 927 1,372 498 2,797 880 1,325 372 2,577 Less: Allowance for off-balance sheet instruments 7 196 293 – 489 240 366 – 606 Balance at end of period $ 731 $ 1,079 $ 498 $ 2,308 $ 640 $ 959 $ 372 $ 1,971 Transfers represent stage transfer movements prior to ECL remeasurement. 2 described in the “Significant Increase in Credit Risk” section of Note 2 and Note 3 of the Bank’s 2024 change in ECLs constant. 3 4 5 6 subsequent to stage migration. Refer to the “Measurement of Expected Credit Losses”, “Forward-Looking Information Bank’s 2024 Annual Consolidated Financial Statements for further details. 7 8 Consolidated Financial Statements for further details. Allowance for Loan Losses by Stage (Continued) (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Business and Government 1 Balance, including off-balance sheet instruments, at beginning of period $ 1,150 $ 1,937 $ 853 $ 3,940 $ 1,319 $ 1,521 $ 470 $ 3,310 Provision for credit losses Transfer to Stage 1 2 88 (88) – – 62 (62) – – Transfer to Stage 2 (153) 158 (5) – (117) 120 (3) – Transfer to Stage 3 (3) (152) 155 – (14) (55) 69 – Net remeasurement due to transfers into stage 2 (28) 58 1 31 (21) 42 4 25 New originations or purchases 2 300 n/a n/a 300 271 n/a n/a 271 Net repayments 2 17 (19) (10) (12) 8 (8) (26) (26) Derecognition of financial assets (excluding disposals and write-offs) 2 (169) (196) (76) (441) (172) (99) (45) (316) Changes to risk, parameters, and models 2 29 250 250 529 (162) 202 187 227 Disposals – – (9) (9) – – – – Write-offs – – (202) (202) – – (124) (124) Recoveries – – 16 16 – – 11 11 Foreign exchange and other adjustments 41 49 (2) 88 (35) (30) (14) (79) Balance, including off-balance sheet instruments, at end of period 1,272 1,997 971 4,240 1,139 1,631 529 3,299 Less: Allowance for off-balance sheet instruments 3 177 193 6 376 154 151 4 309 Balance at end of period 1,095 1,804 965 3,864 985 1,480 525 2,990 Total Allowance, including instruments, at end of period 2,996 4,774 1,824 9,594 2,820 4,258 1,187 8,265 Less: Total Allowance for instruments 3 398 535 6 939 424 572 4 1,000 Total Allowance for Loan Losses $ 2,598 $ 4,239 $ 1,818 $ 8,655 $ 2,396 $ 3,686 $ 1,183 $ 7,265 Includes allowance for loan losses related to customers’ liability under acceptances. 2 3
Summary of Macroeconomic Variables impacted in Determining ECLs	The following table sets out average values calendar quarters starting with the current determining the Bank’s ECLs as at January 31, 2025. are anchored on assumptions around structural some tempering to growth considering policy and Mexico as well as retaliatory actions. downside risk to the global outlook. Macroeconomic Variables As at January 31, 2025 Base Forecast Upside Scenario Downside Scenario Average Remaining Average Remaining Average Remaining Q1 2025- 4-year Q1 2025- 4-year Q1 2025- 4-year Q4 2025 1 period 1 Q4 2025 1 period 1 Q4 2025 1 period 1 Unemployment rate Canada 6.5 % 5.9 % 5.7 % 5.6 % 7.6 % 7.2 % United States 4.3 4.0 3.9 3.8 5.4 5.4 Real GDP Canada 1.7 1.9 2.0 2.2 (0.5) 2.2 United States 2.0 1.9 2.7 2.3 (0.2) 2.3 Home prices Canada (average existing price) 2 8.0 2.7 8.7 3.2 (3.7) 3.2 United States (CoreLogic HPI) 3 3.3 3.0 5.1 3.7 (6.1) 4.0 Central bank policy interest rate Canada 2.63 2.25 3.25 2.55 1.63 1.56 United States 3.88 3.02 4.50 3.31 2.31 2.19 U.S. 10-year treasury yield 4.02 3.70 4.50 4.01 3.78 3.61 U.S. 10-year BBB spread (%-pts) 1.71 1.80 1.43 1.74 2.48 2.10 Exchange rate (U.S. dollar/Canadian dollar) $ 0.70 $ 0.75 $ 0.73 $ 0.76 $ 0.66 $ 0.70 The numbers represent average values for the quoted periods, and average of year-on-year growth for real GDP and home prices. 2 The average home price is the average transacted sale price of homes sold via the Multiple Listing Service; data is collected by the Canadian Real Estate Association. 3 The CoreLogic home price index (HPI) is a repeat-sales index which tracks increases and decreases in the same home’s sales price over time.
Schedule of Change from Base to Probability-Weighted ECL	The following table presents the base ECL loans and off-balance sheet instruments. The difference to non-linearity and sensitivity to using Change from Base to Probability-Weighted (millions of Canadian dollars, except As at January 31, 2025 October 31, 2024 Probability-weighted ECLs $ 7,770 $ 7,584 Base ECLs 7,379 7,185 Difference – in amount $ 391 $ 399 Difference – in percentage 5.3 % 5.6 %
Schedule of Incremental Lifetime ECL Impact	The following table shows the estimated twelve-month ECLs compared to the current Incremental Lifetime ECLs Impact (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 Probability-weighted ECLs $ 7,770 $ 7,584 All performing loans and off-balance sheet instruments 5,908 5,631 Incremental lifetime ECLs impact $ 1,862 $ 1,953
Summary of Loans Past Due but Not Impaired	The following table summarizes loans that are due but not impaired. obligations. Loans Past Due but not Impaired 1 (millions of Canadian dollars) As at January 31, 2025 October 31, 2024 31-60 61-89 31-60 61-89 days days Total days days Total Residential mortgages $ 345 $ 193 $ 538 $ 443 $ 111 $ 554 Consumer instalment and other personal 990 367 1,357 983 335 1,318 Credit card 392 261 653 375 269 644 Business and government 198 136 334 244 83 327 Total $ 1,925 $ 957 $ 2,882 $ 2,045 $ 798 $ 2,843 Includes loans that are measured at FVOCI.

Investment in Associates and _2

Investment in Associates and Joint Ventures (Tables)	3 Months Ended
	Jan. 31, 2025
Charles Schwab Corporation [member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Summary of Condensed Financial Statements	The following tables represent the gross comprehensive income (loss), and comprehensive Summarized Financial Information (millions of Canadian dollars) As at December 31 September 30 2024 2024 Total assets $ 690,710 $ 630,363 Total liabilities 621,077 566,502 (millions of Canadian dollars) For the three months ended December 31 December 31 2024 2023 Total net revenues $ 7,455 $ 6,073 Total net income available to common stockholders 2,402 1,261 Total other comprehensive income (loss) (322) 3,570 Total comprehensive income (loss) 2,080 4,831

Other Assets (Tables)

Other Assets (Tables)	3 Months Ended
	Jan. 31, 2025
Other Assets [Abstract]
Schedule of Other Assets	Other Assets (millions of Canadian dollars) As at January 31 October 31 2025 2024 Accounts receivable and other items $ 14,050 $ 12,931 Accrued interest 5,274 5,509 Cheques and other items in transit – 1,656 Current income tax receivable 5,688 4,061 Defined benefit asset 1,045 1,042 Prepaid expenses 2,345 1,794 Reinsurance contract assets 1,121 1,188 Total $ 29,523 $ 28,181

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Jan. 31, 2025
Statement [Line Items]
Summary of Deposit Liabilities	Deposits (millions of Canadian dollars) As at January 31 October 31 By Type By Country 2025 2024 Demand Notice Term 1 Canada United States International Total Total Personal $ 20,403 $ 498,175 $ 141,894 $ 345,373 $ 315,099 $ – $ 660,472 $ 641,667 Banks 13,176 290 37,230 20,008 29,987 701 50,696 57,698 Business and government 2 152,599 197,505 229,214 411,173 165,729 2,416 579,318 569,315 186,178 695,970 408,338 776,554 510,815 3,117 1,290,486 1,268,680 Trading – – 27,198 21,155 2,664 3,379 27,198 30,412 Designated at fair value through profit or loss 3 – – 210,474 57,577 79,800 73,097 210,474 207,668 Total $ 186,178 $ 695,970 $ 646,010 $ 855,286 $ 593,279 $ 79,593 $ 1,528,158 $ 1,506,760 Non-interest-bearing deposits included above 4 Canada $ 59,441 $ 58,873 United States 74,731 73,509 International – – Interest-bearing deposits included above 4 Canada 795,845 781,526 United States 5 518,548 504,896 International 79,593 87,956 Total 2,6 $ 1,528,158 $ 1,506,760 1 Includes $ 101.9 97.6 Canada Deposit Insurance Corporation, including the ability to convert specified eligible shares and liabilities into 2 Includes $ 75.3 75.4 3 225.5 246.0 guarantees designated at FVTPL. 4 5 8.8 13.1 29.8 36.2 6 833.9 810.2 129.1 140.7 currencies.

Other Liabilities (Tables)

Other Liabilities (Tables)	3 Months Ended
	Jan. 31, 2025
Other Liabilities [Abstract]
Summary of Other Liabilities	Other Liabilities (millions of Canadian dollars) As at January 31 October 31 2025 2024 Accounts payable, accrued expenses, and $ 8,130 $ 7,706 Accrued interest 5,087 5,559 Accrued salaries and employee benefits 4,080 5,386 Cheques and other items in transit 1,326 – Current income tax payable 113 67 Deferred tax liabilities 358 300 Defined benefit liability 1,387 1,380 Lease liabilities 5,198 5,013 Liabilities related to structured entities 23,113 22,792 Provisions 1,379 3,675 Total $ 50,171 $ 51,878

Equity (Tables)

Equity (Tables)	3 Months Ended
	Jan. 31, 2025
Equity [Abstract]
Summary of Classes of Share Capital	The following table summarizes the changes three months ended January 31, 2025 and Shares and Other Equity Instruments (millions of shares or other equity instruments and millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Number Number of shares Amount of shares Amount Common Shares Balance as at beginning of period 1,750.3 $ 25,373 1,791.4 $ 25,434 Proceeds from shares issued on exercise of stock options 0.3 25 0.6 42 Shares issued as a result of dividend reinvestment plan 1.6 130 1.7 137 Purchase of shares for cancellation and other – – (20.9) (295) Balance as at end of period – common shares 1,752.2 $ 25,528 1,772.8 $ 25,318 Preferred Shares and Other Equity Instruments Preferred Shares – Class A Balance as at beginning of period 91.6 $ 3,900 143.6 $ 5,200 Redemption of shares 1 (20.0) (500) – – Balance as at end of period 71.6 $ 3,400 143.6 $ 5,200 Other Equity Instruments 2 Balance as at beginning of period 5.8 $ 6,988 5.0 $ 5,653 Issue of limited recourse capital notes 3 0.7 750 – – Balance as at end of period 6.5 7,738 5.0 5,653 Balance as at end of period – preferred and other equity instruments 78.1 $ 11,138 148.6 $ 10,853 Treasury – common shares 4 Balance as at beginning of period 0.2 $ (17) 0.7 $ (64) Purchase of shares 44.9 (3,504) 37.5 (3,096) Sale of shares (44.6) 3,483 (37.5) 3,102 Balance as at end of period – treasury – common shares 0.5 $ (38) 0.7 $ (58) Treasury – preferred shares and other equity instruments 4 Balance as at beginning of period 0.2 $ (18) 0.1 $ (65) Purchase of shares and other equity instruments 2.4 (1,120) 1.7 (98) Sale of shares and other equity instruments (2.1) 1,087 (1.7) 136 Balance as at end of period – treasury – preferred shares and other equity 0.5 $ (51) 0.1 $ (27) On January 31, 2025, the Bank redeemed all of its 20 Shares”), at a redemption price of $ 25.00 500 2 3 750 5.909 % Fixed Rate Reset Limited Recourse Capital Notes, Series 5 NVCC (the “LRCNs”). The LRCNs 5.909 five years equal to the prevailing Government of Canada Yield plus 3.10 750,000 5.909 % Fixed Rate Reset Preferred Shares, Series 32 NVCC (“Preferred Shares Series 32”). The Preferred Consolidated Financial Statements. 4 reduction in equity.

Share-Based Compensation (Table

Share-Based Compensation (Tables)	3 Months Ended
	Jan. 31, 2025
Share-Based Compensation [Abstract]
Schedule of Assumptions Used for Estimating the Fair Value of Options	The following table summarizes the assumptions Assumptions Used for Estimating the (in Canadian dollars, except as noted) For the three months ended January 31 January 31 2025 2024 Risk-free interest rate 3.08 % 3.41 % Option contractual life 10 years 10 years Expected volatility 19.47 % 18.92 % Expected dividend yield 3.94 % 3.78 % Exercise price/share price $ 75.76 $ 81.78

Employee Benefits (Tables)

Employee Benefits (Tables)	3 Months Ended
	Jan. 31, 2025
Employee Benefits [Abstract]
Summary of Employee Benefit Plans Expenses	The following table summarizes expenses for defined benefit pension plans, for the and certain of its subsidiaries are not considered Defined Benefit Plan Expenses (millions of Canadian dollars) Principal post-retirement Principal pension plans benefit plan Other pension plans 1 For the three months ended January 31 January 31 January 31 January 31 January 31 January 31 2025 2024 2025 2024 2025 2024 Service cost – benefits earned $ 69 $ 54 $ 2 $ 1 $ 5 $ 4 Net interest cost (income) on net defined (12) (20) 4 5 6 6 Interest cost on asset limitation and minimum requirement – 3 – – – 1 Defined benefit administrative expenses 3 2 – – 1 1 Total $ 60 $ 39 $ 6 $ 6 $ 12 $ 12 Includes Canada Trust defined benefit pension plan, TD Banknorth defined benefit pension plan, and supplemental executive defined benefit pension plans.
Summary of Expenses for Bank's Defined Contribution Plans	The following table summarizes expenses for Defined Contribution Plan Expenses (millions of Canadian dollars) For the three months ended January 31 January 31 2025 2024 Defined contribution pension plans 1 $ 106 $ 85 Government pension plans 2 220 197 Total $ 326 $ 282 Includes defined contribution portion of the TD Pension Plan (Canada) and TD Bank, N.A. defined contribution 401(k) 2 Federal Insurance Contributions Act .
Summary of Remeasurement of Defined Benefit Plans	The following table summarizes the remeasurements the Bank’s other material defined benefit pension Amounts Recognized in Other Comprehensive 1,2,3 (millions of Canadian dollars) Principal post-retirement Principal pension plans benefit plan Other pension plans For the three months ended January 31 January 31 January 31 January 31 January 31 January 31 2025 2024 2025 2024 2025 2024 Remeasurement gain/(loss) – financial $ (139) $ (1,124) $ (7) $ (36) $ (10) $ (43) Remeasurement gain/(loss) – return on plan interest income 182 800 – – – – Change in asset limitation and minimum (3) 176 – – – – Total $ 40 $ (148) $ (7) $ (36) $ (10) $ (43) 1 plan, and other employee defined benefit plans operated by the Bank and certain of its subsidiaries not considered material for a quarterly basis. 2 3

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Jan. 31, 2025
Earnings per Share [Abstract]
Summary of Earnings Per Share	The following table presents the Bank’s basic and Basic and Diluted Earnings Per Share (millions of Canadian dollars, except For the three months ended January 31 January 31 2025 2024 Basic earnings per share Net income attributable to common shareholders $ 2,707 $ 2,750 Weighted-average number of common shares outstanding 1,749.9 1,776.7 Basic earnings per share (Canadian dollars) $ 1.55 $ 1.55 Diluted earnings per share Net income attributable to common shareholders $ 2,707 $ 2,750 Net income attributable to common shareholders 2,707 2,750 Weighted-average number of common shares outstanding 1,749.9 1,776.7 Effect of dilutive securities Stock options potentially exercisable (millions) 1 0.8 1.5 Weighted-average number of common shares outstanding 1,750.7 1,778.2 Diluted earnings per share (Canadian dollars) 1 $ 1.55 $ 1.55 For the three months ended January 31, 2025, the computation of diluted earnings per share excluded average 5.9 of $ 84.34 , as the option price was greater than the average market price of the Bank’s common shares. earnings per share excluded average options outstanding of 4.9 92.89 , as the option price was greater than the average market price of the Bank’s common shares.

Segmented Information (Tables)

Segmented Information (Tables)	3 Months Ended
	Jan. 31, 2025
Segmented Information [abstract]
Summary of Results by Business Segment	The following table summarizes the segment Results by Business Segment 1 (millions of Canadian dollars) Canadian Wealth Personal and Management Commercial Banking U.S. Retail and Insurance Wholesale Banking 2 Corporate 2 Total For the three months ended January 31 2025 2024 2025 2024 2025 2024 2025 2024 2025 2024 2025 2024 Net interest income (loss) $ 4,135 $ 3,833 $ 3,064 $ 2,899 $ 369 $ 285 $ (107) $ 198 $ 405 $ 273 $ 7,866 $ 7,488 Non-interest income (loss) 1,014 1,051 (282) 604 3,229 2,850 2,107 1,582 115 139 6,183 6,226 Total revenue 5,149 4,884 2,782 3,503 3,598 3,135 2,000 1,780 520 412 14,049 13,714 Provision for (recovery of) credit losses 521 423 451 385 – – 72 10 168 183 1,212 1,001 Insurance service expenses – – – – 1,507 1,366 – – – – 1,507 1,366 Non-interest expenses 2,086 1,984 2,380 2,459 1,173 1,047 1,535 1,500 896 1,040 8,070 8,030 Income (loss) before income taxes and share of net income from investment in Schwab 2,542 2,477 (49) 659 918 722 393 270 (544) (811) 3,260 3,317 Provision for (recovery of) income taxes 711 692 (192) (17) 238 167 94 65 (153) (273) 698 634 Share of net income from investment in Schwab 3,4 – – 199 194 – – – – 32 (53) 231 141 Net income (loss) $ 1,831 $ 1,785 $ 342 $ 870 $ 680 $ 555 $ 299 $ 205 $ (359) $ (591) $ 2,793 $ 2,824 The retailer program partners’ share of revenues and credit losses is presented in the Corporate segment, with an Non-interest expenses, resulting in no impact to Corporate reported Net income (loss). The Net income (loss) included credit losses attributable to the Bank under the agreements. 2 segment. 3 share of Schwab’s restructuring charges, and the Bank’s share of Schwab’s Federal 4
Summary of Results by Geographic Location	Total Assets by Business Segment (millions of Canadian dollars) Canadian Wealth Personal and Management Wholesale Commercial Banking U.S. Retail and Insurance Banking Corporate Total As at January 31, 2025 Total assets $ 587,920 $ 590,732 $ 23,823 $ 729,329 $ 161,750 $ 2,093,554 As at October 31, 2024 Total assets $ 584,468 $ 606,572 $ 23,217 $ 686,795 $ 160,699 $ 2,061,751

Interest Income and Expense (Ta

Interest Income and Expense (Tables)	3 Months Ended
	Jan. 31, 2025
Interest Income and Expense [Abstract]
Summary of Interest Income and Expenses by Basis of Accounting Classification	The following tables present interest income Interest Income (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Measured at amortized cost 1 $ 19,844 $ 19,566 Measured at FVOCI – Debt instruments 1 902 933 20,746 20,499 Measured or designated at FVTPL 2,061 2,250 Measured at FVOCI – Equity instruments 65 64 Total $ 22,872 $ 22,813 Interest income is calculated using EIRM. Interest Expense (millions of Canadian dollars) For the three months ended January 31, 2025 January 31, 2024 Measured at amortized cost 1 $ 11,820 $ 12,192 Measured or designated at FVTPL 3,186 3,133 Total $ 15,006 $ 15,325 Interest expense is calculated using EIRM.

Regulatory Capital (Tables)

Regulatory Capital (Tables)	3 Months Ended
	Jan. 31, 2025
Regulatory Capital [Abstract]
Summary of Regulatory Capital Position	The following table summarizes the Bank’s regulatory Regulatory Capital Position (millions of Canadian dollars, except As at January 31 October 31 2025 2024 Capital Common Equity Tier 1 Capital $ 85,204 $ 82,714 Tier 1 Capital 95,589 93,248 Total Capital 110,238 105,745 Risk-weighted assets used in the calculation 649,043 630,900 Capital and leverage ratios Common Equity Tier 1 Capital ratio 13.1 % 13.1 % Tier 1 Capital ratio 14.7 14.8 Total Capital ratio 17.0 16.8 Leverage ratio 4.2 4.2 TLAC Ratio 29.5 28.7 TLAC Leverage Ratio 8.5 8.1

IFRS 7 Disclosure (Market Risk)

IFRS 7 Disclosure (Market Risk) (Narrative) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Oct. 31, 2024	Jan. 31, 2024
Market Risk [Line Items]
Number of trading days used to value current portfolio using market price and rate changes	259 days
Positive trading days	94%
Percentage of P&C deposits in total funding	70%	70%
GMR, threshold days, out of every one hunderd days	1 day
GMR, threshold period	100 days
GMR, holding period	1 day
IDSR, threshold days, out of every one hundred days	1 day
IDSR, threshold period	100 days
IDSR, holding period	10 days
Number of trading losses in period	4 days
100 bps increase [member]
Market Risk [Line Items]
EVE Sensitivity	$ (2,573)	$ (2,489)	$ (2,136)
Increase (decrease) to economic value of shareholders equity from prior period	84
NII Sensitivity	597	720	969
Increase (decrease) to net interest income from last period	(123)
100 bps decrease [member]
Market Risk [Line Items]
EVE Sensitivity	2,056	1,914	1,722
Increase (decrease) to economic value of shareholders equity from prior period	142
NII Sensitivity	(789)	$ (983)	$ (1,152)
Increase (decrease) to net interest income from last period	$ (194)

IFRS 7 Disclosure (Market Risk

IFRS 7 Disclosure (Market Risk - Portfolio Market Risk Measures) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Oct. 31, 2024	Jan. 31, 2024
Market Risk [Line Items]
Total VaR (one-day measure)	$ 29.5
Idiosyncratic debt specific risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	22.1
Risk diversification effect [member]
Market Risk [Line Items]
Total VaR (one-day measure)	(59)
Interest rate risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	18.4
Credit risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	19.6
Equity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	8.5
Currency risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	4.9
Commodity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	15
Average risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	28.4	$ 35.1	$ 30.2
Average risk [member] | Idiosyncratic debt specific risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	19.6	20	20.9
Average risk [member] | Risk diversification effect [member]
Market Risk [Line Items]
Total VaR (one-day measure)	(41.8)	(46)	(51.2)
Average risk [member] | Interest rate risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	12.4	11.6	17.8
Average risk [member] | Credit risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	19.8	33.8	29.4
Average risk [member] | Equity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	8.3	7.3	7.2
Average risk [member] | Currency risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	4.1	2.8	2.4
Average risk [member] | Commodity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	6	$ 5.6	$ 3.7
High risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	35.9
High risk [member] | Idiosyncratic debt specific risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	22.9
High risk [member] | Interest rate risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	19.3
High risk [member] | Credit risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	27.4
High risk [member] | Equity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	10.2
High risk [member] | Currency risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	6.1
High risk [member] | Commodity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	15
Low risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	20.9
Low risk [member] | Idiosyncratic debt specific risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	15.4
Low risk [member] | Interest rate risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	5.3
Low risk [member] | Credit risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	16.3
Low risk [member] | Equity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	6.6
Low risk [member] | Currency risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	2.4
Low risk [member] | Commodity price risk [member]
Market Risk [Line Items]
Total VaR (one-day measure)	$ 3.8

IFRS 7 Disclosure (Structural I

IFRS 7 Disclosure (Structural Interest Rate Sensitivity Measures) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024	Jan. 31, 2024
100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	$ 2,056	$ 1,914	$ 1,722
NII Sensitivity	(789)	(983)	(1,152)
100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	(2,573)	(2,489)	(2,136)
NII Sensitivity	597	$ 720	$ 969
Canada [member] | 100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	503
NII Sensitivity	(178)
Canada [member] | 100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	(639)
NII Sensitivity	134
United States [member] | 100 bps decrease [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	1,553
NII Sensitivity	(611)
United States [member] | 100 bps increase [member]
Structural Interest Rate Sensitivity Measures [Line Items]
EVE Sensitivity	(1,934)
NII Sensitivity	$ 463

IFRS 7 Disclosure (Summary of L

IFRS 7 Disclosure (Summary of Liquid Assets by Type and Currency) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	$ 615,324	$ 634,089
Securities received as collateral from securities financing and derivative transactions	315,805	289,268
Total liquid assets	931,129	923,357
Encumbered liquid assets	349,560	348,400
Unencumbered liquid assets	581,569	574,957
Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	162,659	163,269
Securities received as collateral from securities financing and derivative transactions	123,371	117,083
Total liquid assets	286,030	280,352
Encumbered liquid assets	115,180	110,064
Unencumbered liquid assets	170,850	170,288
Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	452,665	470,820
Securities received as collateral from securities financing and derivative transactions	192,434	172,185
Total liquid assets	645,099	643,005
Encumbered liquid assets	234,380	238,336
Unencumbered liquid assets	410,719	$ 404,669
Equities [member] | Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	15,734
Securities received as collateral from securities financing and derivative transactions	6,726
Total liquid assets	22,460
Encumbered liquid assets	18,793
Unencumbered liquid assets	3,667
Equities [member] | Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	58,195
Securities received as collateral from securities financing and derivative transactions	40,775
Total liquid assets	98,970
Encumbered liquid assets	60,943
Unencumbered liquid assets	38,027
U.S. government obligations [member] | Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	82,345
Securities received as collateral from securities financing and derivative transactions	72,642
Total liquid assets	154,987
Encumbered liquid assets	64,916
Unencumbered liquid assets	90,071
Corporate issuer obligations [member] | Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	5,567
Securities received as collateral from securities financing and derivative transactions	6,710
Total liquid assets	12,277
Encumbered liquid assets	7,318
Unencumbered liquid assets	4,959
Corporate issuer obligations [member] | Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	71,884
Securities received as collateral from securities financing and derivative transactions	16,673
Total liquid assets	88,557
Encumbered liquid assets	28,188
Unencumbered liquid assets	60,369
Cash and central bank reserves [member] | Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	34,810
Securities received as collateral from securities financing and derivative transactions	0
Total liquid assets	34,810
Encumbered liquid assets	1,054
Unencumbered liquid assets	33,756
Cash and central bank reserves [member] | Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	98,210
Securities received as collateral from securities financing and derivative transactions	0
Total liquid assets	98,210
Encumbered liquid assets	254
Unencumbered liquid assets	97,956
Canadian government obligations [member] | Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	22,513
Securities received as collateral from securities financing and derivative transactions	84,494
Total liquid assets	107,007
Encumbered liquid assets	51,305
Unencumbered liquid assets	55,702
National Housing Act mortgage backed securities [member] | Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	40,826
Securities received as collateral from securities financing and derivative transactions	95
Total liquid assets	40,921
Encumbered liquid assets	2,345
Unencumbered liquid assets	38,576
Provincial government obligations [member] | Canadian Dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	43,209
Securities received as collateral from securities financing and derivative transactions	25,346
Total liquid assets	68,555
Encumbered liquid assets	34,365
Unencumbered liquid assets	34,190
U.S. federal agency obligations [member] | Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	76,218
Securities received as collateral from securities financing and derivative transactions	14,871
Total liquid assets	91,089
Encumbered liquid assets	29,407
Unencumbered liquid assets	61,682
Other sovereign obligations [member] | Other than Canadian dollar [member]
Disclosure Of Liquid Assets By Type And Currency [Line Items]
Bank-owned liquid assets	65,813
Securities received as collateral from securities financing and derivative transactions	47,473
Total liquid assets	113,286
Encumbered liquid assets	50,672
Unencumbered liquid assets	$ 62,614

IFRS 7 Disclosure (Liquidity Ri

IFRS 7 Disclosure (Liquidity Risk) (Narrative) (Details) $ in Billions	3 Months Ended
	Jan. 31, 2025 CAD ($)
IFRS 7 Disclosure [Abstract]
Increase In Unencumbered Liquid Assets	$ 7

IFRS 7 Disclosure (Summary of U

IFRS 7 Disclosure (Summary of Unencumbered Liquid Assets by Bank, Subsidiaries, and Branches) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	$ 581,569	$ 574,957
Foreign branches [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	28,235	33,216
Toronto-Dominion Bank [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	230,536	227,435
Bank subsidiaries [member]
Disclosure Of Unencumbered Assets [Line Items]
Unencumbered liquid assets	$ 322,798	$ 314,306

IFRS 7 Disclosure (Summary of D

IFRS 7 Disclosure (Summary of Deposit Funding) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure Of Deposits [Line Items]
Funds from Deposits	$ 1,023,167	$ 999,735
Canadian [member] | P&C Deposits [member]
Disclosure Of Deposits [Line Items]
Funds from Deposits	572,347	566,329
U.S. [member] | P&C Deposits [member]
Disclosure Of Deposits [Line Items]
Funds from Deposits	$ 450,820	$ 433,406

IFRS 7 Disclosure (Summary of R

IFRS 7 Disclosure (Summary of Remaining Contractual Maturity) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024	Jan. 31, 2024	Oct. 31, 2023
Assets
Cash and due from banks	$ 6,552	$ 6,437	$ 6,333	$ 6,721
Interest-bearing deposits with banks	136,440	169,930
Trading loans, securities, and other	198,855	175,770
Non-trading financial assets at fair value through profit or loss	6,810	5,869
Derivatives	83,885	78,061
Financial assets designated at fair value through profit or loss	6,299	6,417
Financial assets at fair value through other comprehensive income	108,691	93,897
Debt securities at amortized cost, net of allowance for credit losses	255,743	271,615
Securities purchased under reverse repurchase agreements	222,119	208,217
Loans
Residential mortgages	334,103	331,649
Consumer installment and other personal	232,675	228,382
Credit card	41,585	40,639
Business and government	365,603	356,973
Total loans	973,966	957,643
Allowance for loan losses	(8,654)	(8,094)
Loans, net of allowance for loan losses	965,312	949,549
Investment in Schwab	9,242	9,024
Goodwill	19,579	18,851
Other intangibles	3,163	3,044
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	10,151	9,837
Deferred tax assets	5,072	4,937
Amounts receivable from brokers, dealers, and clients	26,118	22,115
Other assets	29,523	28,181
Total assets	2,093,554	2,061,751
Liabilities
Trading deposits	27,198	30,412
Derivatives	75,017	68,368
Securitization liabilities at fair value	21,181	20,319
Financial liabilities designated at fair value through profit or loss	210,700	207,914
Deposits
Personal	660,472	641,667
Banks	50,696	57,698
Business and government	579,318	569,315
Total deposits, other than trading	1,290,486	1,268,680
Obligations related to securities sold short	46,086	39,515
Obligations related to securities sold under repurchase agreements	193,856	201,900
Securitization liabilities at amortized cost	12,652	12,365
Amounts payable to brokers, dealers, and clients	26,622	26,598
Insurance contract liabilities	6,910	7,169
Other liabilities	50,171	51,878
Subordinated notes and debentures	13,671	11,473
Equity	119,004	115,160
Total liabilities and equity	2,093,554	2,061,751
Off-balance sheet commitments
Total off-balance sheet commitments	379,843	371,071
Not later than one month [member]
Assets
Cash and due from banks	6,552	6,437
Interest-bearing deposits with banks	134,675	165,665
Trading loans, securities, and other	3,874	3,773
Non-trading financial assets at fair value through profit or loss	31	0
Derivatives	9,774	11,235
Financial assets designated at fair value through profit or loss	517	367
Financial assets at fair value through other comprehensive income	2,878	357
Debt securities at amortized cost, net of allowance for credit losses	1,396	1,620
Securities purchased under reverse repurchase agreements	156,940	134,310
Loans
Residential mortgages	7,478	7,502
Consumer installment and other personal	1,037	974
Credit card	0	0
Business and government	54,279	55,591
Total loans	62,794	64,067
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	62,794	64,067
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	2	0
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	26,086	22,115
Other assets	5,157	6,556
Total assets	410,676	416,502
Liabilities
Trading deposits	1,324	4,522
Derivatives	9,519	9,923
Securitization liabilities at fair value	61	0
Financial liabilities designated at fair value through profit or loss	46,170	50,711
Deposits
Personal	16,640	14,229
Banks	12,890	14,714
Business and government	20,415	23,536
Total deposits, other than trading	49,945	52,479
Obligations related to securities sold short	3,940	1,431
Obligations related to securities sold under repurchase agreements	169,636	173,741
Securitization liabilities at amortized cost	0	119
Amounts payable to brokers, dealers, and clients	26,622	26,598
Insurance contract liabilities	214	224
Other liabilities	11,800	12,396
Subordinated notes and debentures	0	0
Equity	0	0
Total liabilities and equity	319,231	332,144
Off-balance sheet commitments
Total off-balance sheet commitments	22,411	31,311
Later than one month and not later than three months [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	23	23
Trading loans, securities, and other	5,151	4,852
Non-trading financial assets at fair value through profit or loss	180	2
Derivatives	9,846	12,059
Financial assets designated at fair value through profit or loss	230	251
Financial assets at fair value through other comprehensive income	4,287	7,284
Debt securities at amortized cost, net of allowance for credit losses	4,142	4,237
Securities purchased under reverse repurchase agreements	26,509	35,360
Loans
Residential mortgages	8,653	11,817
Consumer installment and other personal	1,761	1,758
Credit card	0	0
Business and government	11,215	15,405
Total loans	21,629	28,980
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	21,629	28,980
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	2	8
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	0	0
Other assets	6,182	2,478
Total assets	78,181	95,534
Liabilities
Trading deposits	2,582	2,516
Derivatives	9,620	11,556
Securitization liabilities at fair value	278	1,004
Financial liabilities designated at fair value through profit or loss	50,026	25,295
Deposits
Personal	26,633	31,997
Banks	23	4,287
Business and government	19,054	24,136
Total deposits, other than trading	45,710	60,420
Obligations related to securities sold short	2,337	2,392
Obligations related to securities sold under repurchase agreements	16,544	21,172
Securitization liabilities at amortized cost	819	589
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	412	448
Other liabilities	11,360	14,478
Subordinated notes and debentures	0	0
Equity	0	0
Total liabilities and equity	139,688	139,870
Off-balance sheet commitments
Total off-balance sheet commitments	25,733	28,290
Later than three months and not later than six months [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Trading loans, securities, and other	6,767	6,777
Non-trading financial assets at fair value through profit or loss	1,582	301
Derivatives	6,533	5,501
Financial assets designated at fair value through profit or loss	588	486
Financial assets at fair value through other comprehensive income	8,945	6,250
Debt securities at amortized cost, net of allowance for credit losses	6,466	4,763
Securities purchased under reverse repurchase agreements	22,642	19,897
Loans
Residential mortgages	14,748	13,066
Consumer installment and other personal	2,654	2,509
Credit card	0	0
Business and government	20,965	10,866
Total loans	38,367	26,441
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	38,367	26,441
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	2	1
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	32	0
Other assets	969	2,989
Total assets	92,893	73,406
Liabilities
Trading deposits	2,360	2,768
Derivatives	5,674	5,740
Securitization liabilities at fair value	709	328
Financial liabilities designated at fair value through profit or loss	50,420	51,967
Deposits
Personal	25,551	30,780
Banks	17,055	2,434
Business and government	23,636	11,295
Total deposits, other than trading	66,242	44,509
Obligations related to securities sold short	1,255	750
Obligations related to securities sold under repurchase agreements	2,460	2,096
Securitization liabilities at amortized cost	433	819
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	617	671
Other liabilities	7,870	7,279
Subordinated notes and debentures	200	0
Equity	0	0
Total liabilities and equity	138,240	116,927
Off-balance sheet commitments
Total off-balance sheet commitments	36,484	26,397
Later than six months and not later than nine months [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Trading loans, securities, and other	4,271	4,852
Non-trading financial assets at fair value through profit or loss	118	1,431
Derivatives	3,712	4,257
Financial assets designated at fair value through profit or loss	326	613
Financial assets at fair value through other comprehensive income	8,848	6,459
Debt securities at amortized cost, net of allowance for credit losses	4,194	6,367
Securities purchased under reverse repurchase agreements	9,135	10,119
Loans
Residential mortgages	15,395	16,074
Consumer installment and other personal	3,930	4,077
Credit card	0	0
Business and government	18,781	19,340
Total loans	38,106	39,491
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	38,106	39,491
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	6	4
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	0	0
Other assets	397	556
Total assets	69,113	74,149
Liabilities
Trading deposits	3,722	2,101
Derivatives	4,291	3,319
Securitization liabilities at fair value	97	644
Financial liabilities designated at fair value through profit or loss	45,040	40,280
Deposits
Personal	24,109	16,971
Banks	7,257	16,343
Business and government	10,086	19,038
Total deposits, other than trading	41,452	52,352
Obligations related to securities sold short	832	971
Obligations related to securities sold under repurchase agreements	851	1,036
Securitization liabilities at amortized cost	147	438
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	618	671
Other liabilities	1,336	1,114
Subordinated notes and debentures	0	200
Equity	0	0
Total liabilities and equity	98,386	103,126
Off-balance sheet commitments
Total off-balance sheet commitments	23,451	25,256
Later than nine months and not later than one year [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Trading loans, securities, and other	4,601	4,729
Non-trading financial assets at fair value through profit or loss	0	96
Derivatives	4,999	2,587
Financial assets designated at fair value through profit or loss	132	292
Financial assets at fair value through other comprehensive income	4,975	9,367
Debt securities at amortized cost, net of allowance for credit losses	5,037	4,072
Securities purchased under reverse repurchase agreements	2,817	5,299
Loans
Residential mortgages	5,712	4,353
Consumer installment and other personal	6,106	6,137
Credit card	0	0
Business and government	16,552	18,982
Total loans	28,370	29,472
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	28,370	29,472
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	23	12
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	0	0
Other assets	637	367
Total assets	51,591	56,293
Liabilities
Trading deposits	2,945	3,715
Derivatives	5,208	2,783
Securitization liabilities at fair value	1,042	97
Financial liabilities designated at fair value through profit or loss	18,082	37,964
Deposits
Personal	17,840	19,064
Banks	1	6,954
Business and government	10,346	9,020
Total deposits, other than trading	28,187	35,038
Obligations related to securities sold short	350	603
Obligations related to securities sold under repurchase agreements	455	30
Securitization liabilities at amortized cost	721	144
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	651	705
Other liabilities	1,938	876
Subordinated notes and debentures	0	0
Equity	0	0
Total liabilities and equity	59,579	81,955
Off-balance sheet commitments
Total off-balance sheet commitments	24,912	22,460
Later than one year and not later than two years [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Trading loans, securities, and other	14,146	11,756
Non-trading financial assets at fair value through profit or loss	747	702
Derivatives	12,817	10,485
Financial assets designated at fair value through profit or loss	1,336	1,144
Financial assets at fair value through other comprehensive income	5,780	5,766
Debt securities at amortized cost, net of allowance for credit losses	25,103	30,513
Securities purchased under reverse repurchase agreements	2,291	1,722
Loans
Residential mortgages	88,490	86,112
Consumer installment and other personal	28,541	28,498
Credit card	0	0
Business and government	48,485	47,488
Total loans	165,516	162,098
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	165,516	162,098
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	81	81
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	0	0
Other assets	324	373
Total assets	228,141	224,640
Liabilities
Trading deposits	4,609	5,488
Derivatives	10,051	8,800
Securitization liabilities at fair value	2,917	3,313
Financial liabilities designated at fair value through profit or loss	666	1,477
Deposits
Personal	16,112	15,120
Banks	0	0
Business and government	43,681	37,681
Total deposits, other than trading	59,793	52,801
Obligations related to securities sold short	7,008	8,303
Obligations related to securities sold under repurchase agreements	1,246	1,225
Securitization liabilities at amortized cost	1,514	1,843
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	1,124	1,184
Other liabilities	1,928	1,886
Subordinated notes and debentures	0	0
Equity	0	0
Total liabilities and equity	90,856	86,320
Off-balance sheet commitments
Total off-balance sheet commitments	57,490	54,215
Later than two years and not later than five years [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Trading loans, securities, and other	30,941	28,458
Non-trading financial assets at fair value through profit or loss	1,569	810
Derivatives	19,357	17,773
Financial assets designated at fair value through profit or loss	1,737	1,865
Financial assets at fair value through other comprehensive income	26,575	19,729
Debt securities at amortized cost, net of allowance for credit losses	86,156	93,429
Securities purchased under reverse repurchase agreements	70	482
Loans
Residential mortgages	126,833	132,381
Consumer installment and other personal	89,568	88,052
Credit card	0	0
Business and government	95,686	98,362
Total loans	312,087	318,795
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	312,087	318,795
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	640	562
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	0	0
Other assets	302	312
Total assets	479,434	482,215
Liabilities
Trading deposits	7,298	7,566
Derivatives	15,276	12,877
Securitization liabilities at fair value	10,345	9,443
Financial liabilities designated at fair value through profit or loss	75	0
Deposits
Personal	15,001	15,590
Banks	3	3
Business and government	75,062	76,667
Total deposits, other than trading	90,066	92,260
Obligations related to securities sold short	14,740	10,989
Obligations related to securities sold under repurchase agreements	20	23
Securitization liabilities at amortized cost	5,021	4,823
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	1,705	1,656
Other liabilities	1,604	1,421
Subordinated notes and debentures	0	0
Equity	0	0
Total liabilities and equity	146,150	141,058
Off-balance sheet commitments
Total off-balance sheet commitments	182,117	175,998
Later than five years [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Trading loans, securities, and other	30,644	27,484
Non-trading financial assets at fair value through profit or loss	710	694
Derivatives	16,847	14,164
Financial assets designated at fair value through profit or loss	1,433	1,399
Financial assets at fair value through other comprehensive income	42,157	34,270
Debt securities at amortized cost, net of allowance for credit losses	123,253	126,617
Securities purchased under reverse repurchase agreements	0	0
Loans
Residential mortgages	66,794	60,344
Consumer installment and other personal	36,041	35,096
Credit card	0	0
Business and government	63,275	61,904
Total loans	166,110	157,344
Allowance for loan losses	0	0
Loans, net of allowance for loan losses	166,110	157,344
Investment in Schwab	0	0
Goodwill	0	0
Other intangibles	0	0
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	3,201	3,130
Deferred tax assets	0	0
Amounts receivable from brokers, dealers, and clients	0	0
Other assets	158	153
Total assets	384,513	365,255
Liabilities
Trading deposits	2,358	1,736
Derivatives	15,378	13,370
Securitization liabilities at fair value	5,732	5,490
Financial liabilities designated at fair value through profit or loss	0	0
Deposits
Personal	8	7
Banks	1	0
Business and government	26,934	24,144
Total deposits, other than trading	26,943	24,151
Obligations related to securities sold short	14,616	12,610
Obligations related to securities sold under repurchase agreements	0	0
Securitization liabilities at amortized cost	3,997	3,590
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	766	727
Other liabilities	5,755	5,608
Subordinated notes and debentures	13,471	11,273
Equity	0	0
Total liabilities and equity	89,016	78,555
Off-balance sheet commitments
Total off-balance sheet commitments	5,171	5,146
No specific maturity [member]
Assets
Cash and due from banks	0	0
Interest-bearing deposits with banks	1,742	4,242
Trading loans, securities, and other	98,460	83,089
Non-trading financial assets at fair value through profit or loss	1,873	1,833
Derivatives	0	0
Financial assets designated at fair value through profit or loss	0	0
Financial assets at fair value through other comprehensive income	4,246	4,415
Debt securities at amortized cost, net of allowance for credit losses	(4)	(3)
Securities purchased under reverse repurchase agreements	1,715	1,028
Loans
Residential mortgages	0	0
Consumer installment and other personal	63,037	61,281
Credit card	41,585	40,639
Business and government	36,365	29,035
Total loans	140,987	130,955
Allowance for loan losses	(8,654)	(8,094)
Loans, net of allowance for loan losses	132,333	122,861
Investment in Schwab	9,242	9,024
Goodwill	19,579	18,851
Other intangibles	3,163	3,044
Land, buildings, equipment, and other depreciable assets, and right-of-use assets	6,194	6,039
Deferred tax assets	5,072	4,937
Amounts receivable from brokers, dealers, and clients	0	0
Other assets	15,397	14,397
Total assets	299,012	273,757
Liabilities
Trading deposits	0	0
Derivatives	0	0
Securitization liabilities at fair value	0	0
Financial liabilities designated at fair value through profit or loss	221	220
Deposits
Personal	518,578	497,909
Banks	13,466	12,963
Business and government	350,104	343,798
Total deposits, other than trading	882,148	854,670
Obligations related to securities sold short	1,008	1,466
Obligations related to securities sold under repurchase agreements	2,644	2,577
Securitization liabilities at amortized cost	0	0
Amounts payable to brokers, dealers, and clients	0	0
Insurance contract liabilities	803	883
Other liabilities	6,580	6,820
Subordinated notes and debentures	0	0
Equity	119,004	115,160
Total liabilities and equity	1,012,408	981,796
Off-balance sheet commitments
Total off-balance sheet commitments	2,074	1,998
Credit and liquidity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	374,021	365,305
Credit and liquidity commitments [member] | Not later than one month [member]
Off-balance sheet commitments
Total off-balance sheet commitments	22,267	31,198
Credit and liquidity commitments [member] | Later than one month and not later than three months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	25,516	28,024
Credit and liquidity commitments [member] | Later than three months and not later than six months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	36,101	26,127
Credit and liquidity commitments [member] | Later than six months and not later than nine months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	22,451	24,731
Credit and liquidity commitments [member] | Later than nine months and not later than one year [member]
Off-balance sheet commitments
Total off-balance sheet commitments	24,001	21,440
Credit and liquidity commitments [member] | Later than one year and not later than two years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	56,363	52,706
Credit and liquidity commitments [member] | Later than two years and not later than five years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	180,492	174,388
Credit and liquidity commitments [member] | Later than five years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	4,794	4,743
Credit and liquidity commitments [member] | No specific maturity [member]
Off-balance sheet commitments
Total off-balance sheet commitments	2,036	1,948
Other commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	4,194	4,366
Other commitments [member] | Not later than one month [member]
Off-balance sheet commitments
Total off-balance sheet commitments	116	113
Other commitments [member] | Later than one month and not later than three months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	211	266
Other commitments [member] | Later than three months and not later than six months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	250	270
Other commitments [member] | Later than six months and not later than nine months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	194	400
Other commitments [member] | Later than nine months and not later than one year [member]
Off-balance sheet commitments
Total off-balance sheet commitments	365	254
Other commitments [member] | Later than one year and not later than two years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,018	1,019
Other commitments [member] | Later than two years and not later than five years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,625	1,591
Other commitments [member] | Later than five years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	377	403
Other commitments [member] | No specific maturity [member]
Off-balance sheet commitments
Total off-balance sheet commitments	38	50
Unconsolidated structured entity commitments [member]
Off-balance sheet commitments
Total off-balance sheet commitments	1,628	1,400
Unconsolidated structured entity commitments [member] | Not later than one month [member]
Off-balance sheet commitments
Total off-balance sheet commitments	28	0
Unconsolidated structured entity commitments [member] | Later than one month and not later than three months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	6	0
Unconsolidated structured entity commitments [member] | Later than three months and not later than six months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	133	0
Unconsolidated structured entity commitments [member] | Later than six months and not later than nine months [member]
Off-balance sheet commitments
Total off-balance sheet commitments	806	125
Unconsolidated structured entity commitments [member] | Later than nine months and not later than one year [member]
Off-balance sheet commitments
Total off-balance sheet commitments	546	766
Unconsolidated structured entity commitments [member] | Later than one year and not later than two years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	109	490
Unconsolidated structured entity commitments [member] | Later than two years and not later than five years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	0	19
Unconsolidated structured entity commitments [member] | Later than five years [member]
Off-balance sheet commitments
Total off-balance sheet commitments	0	0
Unconsolidated structured entity commitments [member] | No specific maturity [member]
Off-balance sheet commitments
Total off-balance sheet commitments	$ 0	$ 0

IFRS 7 Disclosure (Summary of_2

IFRS 7 Disclosure (Summary of Remaining Contractual Maturity) (Parenthetical) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	$ 75,000	$ 75,000
Commitments to extend credit to private equity investments	633	609
Later than one month and not later than three months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	2,000
Later than three months and not later than six months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	10,000	2,000
Later than six months and not later than nine months [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds		10,000
Later than one year and not later than two years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	22,000	18,000
Later than two years and not later than five years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	33,000	37,000
Later than five years [member]
Disclosure Of Assets And Liabilities According To Their Remaining Contractual Maturities [Line Items]
Covered bonds	$ 8,000	$ 8,000

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule of Financial Assets and Liabilities not Carried at Fair Value) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	$ 255,743	$ 271,615
Total loans, net of allowance for loan losses	965,312	949,549
FINANCIAL LIABILITIES
Deposits	1,290,486	1,268,680
Securitization liabilities at amortized cost	12,652	12,365
Subordinated notes and debentures	13,671	11,473
Carrying value [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	255,743	271,615
Total loans, net of allowance for loan losses	965,312	949,549
Total financial assets not carried at fair value	1,221,055	1,221,164
FINANCIAL LIABILITIES
Deposits	1,290,486	1,268,680
Securitization liabilities at amortized cost	12,652	12,365
Subordinated notes and debentures	13,671	11,473
Total financial liabilities not carried at fair value	1,316,809	1,292,518
Not measured at fair value in statement of financial position but for which fair value is disclosed [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	251,646	266,176
Total loans, net of allowance for loan losses	966,640	949,227
Total financial assets not carried at fair value	1,218,286	1,215,403
FINANCIAL LIABILITIES
Deposits	1,289,027	1,266,562
Securitization liabilities at amortized cost	12,492	12,123
Subordinated notes and debentures	13,961	11,628
Total financial liabilities not carried at fair value	1,315,480	1,290,313
Government and government-related securities [member] | Carrying value [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	195,194	206,815
Government and government-related securities [member] | Not measured at fair value in statement of financial position but for which fair value is disclosed [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	192,005	202,667
Other debt securities [member] | Carrying value [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	60,549	64,800
Other debt securities [member] | Not measured at fair value in statement of financial position but for which fair value is disclosed [member]
FINANCIAL ASSETS
Total debt securities at amortized cost, net of allowance for credit losses	$ 59,641	$ 63,509

Fair Value Measurements (Sche_2

Fair Value Measurements (Schedule of Fair Value Hierarchy for Assets and Liabilities) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Trading loans, securities, and other1
Trading loans, securities, and other	$ 198,855	$ 175,770
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	6,810	5,869
Derivatives
Derivatives	83,885	78,061
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	6,299	6,417
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	108,691	93,897
Securities purchased under reverse repurchase agreements	222,119	208,217
FINANCIAL LIABILITIES
Trading deposits	27,198	30,412
Derivatives
Derivatives	75,017	68,368
Securitization liabilities at fair value	21,181	20,319
Financial liabilities designated at fair value through profit or loss	210,700	207,914
Obligations related to securities sold short	46,086	39,515
Obligations related to securities sold under repurchase agreements	193,856	201,900
Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	198,855	175,770
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	6,810	5,869
Derivatives
Derivatives	83,885	78,061
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	6,299	6,417
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	108,691	93,897
Securities purchased under reverse repurchase agreements	8,800	10,488
FINANCIAL LIABILITIES
Trading deposits	27,198	30,412
Derivatives
Derivatives	75,017	68,368
Securitization liabilities at fair value	21,181	20,319
Financial liabilities designated at fair value through profit or loss	210,700	207,914
Obligations related to securities sold short	46,086	39,515
Obligations related to securities sold under repurchase agreements	12,236	9,736
Equity securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	76,908	68,728
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	4,246	4,415
Interest Rate Contracts [Member] | Recurring fair value measurement [member]
Derivatives
Derivatives	16,586	15,442
Derivatives
Derivatives	14,259	13,444
Foreign exchange contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	56,774	51,061
Derivatives
Derivatives	47,227	40,978
Equity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	6,767	6,231
Derivatives
Derivatives	8,898	7,998
Commodity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	3,740	5,321
Derivatives
Derivatives	4,177	5,545
Securities [member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,432	2,812
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	6,299	6,417
Credit contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	18	6
Derivatives
Derivatives	456	403
Loans 1 [Member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,378	3,057
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	217	230
Trading Loans [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	24,178	23,518
Commodities [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	21,686	14,466
Retained Interest 1 [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	1	1
Other OECD government-guaranteed debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	9,475	9,722
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	5,251	1,679
Canadian government provincial debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,057	6,398
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	21,911	21,270
Canadian Government Federal Debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	11,198	10,242
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	16,457	18,139
Mortgage-backed securities [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	1,237	1,352
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2,093	2,137
Canadian Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,181	6,623
Corporate and other debt [member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	10,267	9,446
Other Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	17,044	15,859
Assets Backed Security [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,032	1,384
United State Federal State Municipal Governments And Agencies Debt [Member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	22,890	18,861
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	45,217	35,197
Level 1 of fair value hierarchy [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	98,947	82,877
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	407	391
Derivatives
Derivatives	538	661
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,070	1,058
Securities purchased under reverse repurchase agreements	0	0
FINANCIAL LIABILITIES
Trading deposits	0	0
Derivatives
Derivatives	449	706
Securitization liabilities at fair value	0	0
Financial liabilities designated at fair value through profit or loss	0	0
Obligations related to securities sold short	3,111	1,783
Obligations related to securities sold under repurchase agreements	0	0
Level 1 of fair value hierarchy [member] | Equity securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	76,844	68,682
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	1,070	1,058
Level 1 of fair value hierarchy [member] | Interest Rate Contracts [Member] | Recurring fair value measurement [member]
Derivatives
Derivatives	4	2
Derivatives
Derivatives	4	3
Level 1 of fair value hierarchy [member] | Foreign exchange contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	40	47
Derivatives
Derivatives	56	30
Level 1 of fair value hierarchy [member] | Equity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	118	64
Derivatives
Derivatives	0	0
Level 1 of fair value hierarchy [member] | Commodity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	376	548
Derivatives
Derivatives	389	673
Level 1 of fair value hierarchy [member] | Securities [member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	407	391
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	0	0
Level 1 of fair value hierarchy [member] | Credit contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	0	0
Derivatives
Derivatives	0	0
Level 1 of fair value hierarchy [member] | Loans 1 [Member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 1 of fair value hierarchy [member] | Trading Loans [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Level 1 of fair value hierarchy [member] | Commodities [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	21,136	13,504
Level 1 of fair value hierarchy [member] | Retained Interest 1 [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Level 1 of fair value hierarchy [member] | Other OECD government-guaranteed debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 1 of fair value hierarchy [member] | Canadian government provincial debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 1 of fair value hierarchy [member] | Canadian Government Federal Debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	967	691
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 1 of fair value hierarchy [member] | Mortgage-backed securities [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 1 of fair value hierarchy [member] | Canadian Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Level 1 of fair value hierarchy [member] | Corporate and other debt [member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 1 of fair value hierarchy [member] | Other Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Level 1 of fair value hierarchy [member] | Assets Backed Security [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 1 of fair value hierarchy [member] | United State Federal State Municipal Governments And Agencies Debt [Member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 2 of fair value hierarchy [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	99,889	92,855
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	5,116	4,245
Derivatives
Derivatives	83,309	77,370
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	6,299	6,417
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	104,444	89,477
Securities purchased under reverse repurchase agreements	8,800	10,488
FINANCIAL LIABILITIES
Trading deposits	26,739	29,907
Derivatives
Derivatives	74,363	67,441
Securitization liabilities at fair value	21,181	20,319
Financial liabilities designated at fair value through profit or loss	210,699	207,890
Obligations related to securities sold short	42,975	37,732
Obligations related to securities sold under repurchase agreements	12,236	9,736
Level 2 of fair value hierarchy [member] | Equity securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	56	34
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2	2
Level 2 of fair value hierarchy [member] | Interest Rate Contracts [Member] | Recurring fair value measurement [member]
Derivatives
Derivatives	16,582	15,440
Derivatives
Derivatives	14,100	13,283
Level 2 of fair value hierarchy [member] | Foreign exchange contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	56,711	51,001
Derivatives
Derivatives	47,169	40,936
Level 2 of fair value hierarchy [member] | Equity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	6,649	6,167
Derivatives
Derivatives	8,869	7,974
Level 2 of fair value hierarchy [member] | Commodity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	3,349	4,756
Derivatives
Derivatives	3,769	4,845
Level 2 of fair value hierarchy [member] | Securities [member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	1,738	1,188
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	6,299	6,417
Level 2 of fair value hierarchy [member] | Credit contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	18	6
Derivatives
Derivatives	456	403
Level 2 of fair value hierarchy [member] | Loans 1 [Member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	3,378	3,057
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	217	230
Level 2 of fair value hierarchy [member] | Trading Loans [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	24,178	23,518
Level 2 of fair value hierarchy [member] | Commodities [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	550	962
Level 2 of fair value hierarchy [member] | Retained Interest 1 [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	1	1
Level 2 of fair value hierarchy [member] | Other OECD government-guaranteed debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	9,475	9,722
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	5,251	1,679
Level 2 of fair value hierarchy [member] | Canadian government provincial debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,057	6,398
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	21,911	21,270
Level 2 of fair value hierarchy [member] | Canadian Government Federal Debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	10,231	9,551
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	16,457	18,139
Level 2 of fair value hierarchy [member] | Mortgage-backed securities [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	1,237	1,352
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	2,093	2,137
Level 2 of fair value hierarchy [member] | Canadian Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	7,171	6,611
Level 2 of fair value hierarchy [member] | Corporate and other debt [member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	10,264	9,439
Level 2 of fair value hierarchy [member] | Other Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	17,043	15,845
Level 2 of fair value hierarchy [member] | Assets Backed Security [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,032	1,384
Level 2 of fair value hierarchy [member] | United State Federal State Municipal Governments And Agencies Debt [Member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	22,890	18,861
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	45,217	35,197
Level 3 of fair value hierarchy [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	19	38
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	1,287	1,233
Derivatives
Derivatives	38	30
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,177	3,362
Securities purchased under reverse repurchase agreements	0	0
FINANCIAL LIABILITIES
Trading deposits	459	505
Derivatives
Derivatives	205	221
Securitization liabilities at fair value	0	0
Financial liabilities designated at fair value through profit or loss	1	24
Obligations related to securities sold short	0	0
Obligations related to securities sold under repurchase agreements	0	0
Level 3 of fair value hierarchy [member] | Equity securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	8	12
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3,174	3,355
Level 3 of fair value hierarchy [member] | Interest Rate Contracts [Member] | Recurring fair value measurement [member]
Derivatives
Derivatives	0	0
Derivatives
Derivatives	155	158
Level 3 of fair value hierarchy [member] | Foreign exchange contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	23	13
Derivatives
Derivatives	2	12
Level 3 of fair value hierarchy [member] | Equity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	0	0
Derivatives
Derivatives	29	24
Level 3 of fair value hierarchy [member] | Commodity contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	15	17
Derivatives
Derivatives	19	27
Level 3 of fair value hierarchy [member] | Securities [member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	1,287	1,233
Financial assets designated at fair value through profit or loss
Financial assets designated at fair value through profit or loss	0	0
Level 3 of fair value hierarchy [member] | Credit contracts [member] | Recurring fair value measurement [member]
Derivatives
Derivatives	0	0
Derivatives
Derivatives	0	0
Level 3 of fair value hierarchy [member] | Loans 1 [Member] | Recurring fair value measurement [member]
Non-trading financial assets at fair value through profit or loss
Non-trading financial assets at fair value through profit or loss	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 3 of fair value hierarchy [member] | Trading Loans [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Level 3 of fair value hierarchy [member] | Commodities [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Level 3 of fair value hierarchy [member] | Retained Interest 1 [Member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Level 3 of fair value hierarchy [member] | Other OECD government-guaranteed debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 3 of fair value hierarchy [member] | Canadian government provincial debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 3 of fair value hierarchy [member] | Canadian Government Federal Debt [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 3 of fair value hierarchy [member] | Mortgage-backed securities [member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 3 of fair value hierarchy [member] | Canadian Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	10	12
Level 3 of fair value hierarchy [member] | Corporate and other debt [member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	3	7
Level 3 of fair value hierarchy [member] | Other Issuers [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	1	14
Level 3 of fair value hierarchy [member] | Assets Backed Security [Member] | Other debt securities [member] | Recurring fair value measurement [member]
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	0	0
Level 3 of fair value hierarchy [member] | United State Federal State Municipal Governments And Agencies Debt [Member] | Government and government-related securities [member] | Recurring fair value measurement [member]
Trading loans, securities, and other1
Trading loans, securities, and other	0	0
Financial assets at fair value through other comprehensive income
Financial assets at fair value through other comprehensive income	$ 0	$ 0

Fair Value Measurements (Sche_3

Fair Value Measurements (Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities) (Details) - Level 3 of fair value hierarchy [member] - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Derivative Financial Liabilities [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	$ (191)	$ (154)
Total realized and unrealized gains (losses) included in income	1	(17)
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	0	0
Movements Sales/Settlements	13	(7)
Transfers into Level 3 of fair value hierarchy, liabilities	8	(1)
Transfers Out of Level 3	2	3
Fair value ending balance	(167)	(176)
Change in Unrealized gain (losses) on instruments still held	13	(35)
Derivative Financial Liabilities [Member] | Interest Rate Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(158)	(126)
Total realized and unrealized gains (losses) included in income	(6)	(23)
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	0	0
Movements Sales/Settlements	9	12
Transfers into Level 3 of fair value hierarchy, liabilities	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	(155)	(137)
Change in Unrealized gain (losses) on instruments still held	2	(12)
Derivative Financial Liabilities [Member] | Foreign Exchange Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	1	(6)
Total realized and unrealized gains (losses) included in income	6	2
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	0	0
Movements Sales/Settlements	5	0
Transfers into Level 3 of fair value hierarchy, liabilities	7	0
Transfers Out of Level 3	2	3
Fair value ending balance	21	(1)
Change in Unrealized gain (losses) on instruments still held	11	(1)
Derivative Financial Liabilities [Member] | Equity Contracts [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(24)	(21)
Total realized and unrealized gains (losses) included in income	(5)	(6)
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	0	0
Movements Sales/Settlements	(1)	0
Transfers into Level 3 of fair value hierarchy, liabilities	1	(1)
Transfers Out of Level 3	0	0
Fair value ending balance	(29)	(28)
Change in Unrealized gain (losses) on instruments still held	(7)	(5)
Derivative Financial Liabilities [Member] | Commodity contracts [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(10)	(1)
Total realized and unrealized gains (losses) included in income	6	10
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	0	0
Movements Sales/Settlements	0	(19)
Transfers into Level 3 of fair value hierarchy, liabilities	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	(4)	(10)
Change in Unrealized gain (losses) on instruments still held	7	(17)
Financial liabilities at fair value through profit or loss, category [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(24)	(22)
Total realized and unrealized gains (losses) included in income	0	38
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	(6)	(54)
Movements Sales/Settlements	29	14
Transfers into Level 3 of fair value hierarchy, liabilities	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	(1)	(24)
Change in Unrealized gain (losses) on instruments still held	0	38
Trading deposits [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	(505)	(985)
Total realized and unrealized gains (losses) included in income	4	(24)
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	(72)	(56)
Movements Sales/Settlements	114	21
Transfers into Level 3 of fair value hierarchy, liabilities	0	0
Transfers Out of Level 3	0	5
Fair value ending balance	(459)	(1,039)
Change in Unrealized gain (losses) on instruments still held	6	(43)
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	1,233	980
Total realized and unrealized gains (losses) included in income	30	13
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	43	91
Movements Sales/ Settlements	(19)	(5)
Transfer Into Level 3	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	1,287	1,079
Change in Unrealized gain (losses) on instruments still held	7	17
Non Trading Financial Assets At Fair Value Through Profit Or Loss [Member] | Securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	1,233	980
Total realized and unrealized gains (losses) included in income	30	13
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	43	91
Movements Sales/ Settlements	(19)	(5)
Transfer Into Level 3	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	1,287	1,079
Change in Unrealized gain (losses) on instruments still held	7	17
Financial assets at fair value through other comprehensive income [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	3,362	2,404
Total realized and unrealized gains (losses) included in income	0	0
Total realized and unrealized gains (losses) included in OCI	0	(13)
Movements purchases/Issuances	2	9
Movements Sales/ Settlements	(187)	(232)
Transfer Into Level 3	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	3,177	2,168
Change in Unrealized gain (losses) on instruments still held	0	(1)
Financial assets at fair value through other comprehensive income [member] | Other debt securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	7	27
Total realized and unrealized gains (losses) included in income	0	0
Total realized and unrealized gains (losses) included in OCI	0	(3)
Movements purchases/Issuances	0	3
Movements Sales/ Settlements	(4)	(1)
Transfer Into Level 3	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	3	26
Change in Unrealized gain (losses) on instruments still held	0	(3)
Financial assets at fair value through other comprehensive income [member] | Equity securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	3,355	2,377
Total realized and unrealized gains (losses) included in income	0	0
Total realized and unrealized gains (losses) included in OCI	0	(10)
Movements purchases/Issuances	2	6
Movements Sales/ Settlements	(183)	(231)
Transfer Into Level 3	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	3,174	2,142
Change in Unrealized gain (losses) on instruments still held	0	2
Trading Loans Securities And Other [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	38	142
Total realized and unrealized gains (losses) included in income	2	2
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	1	72
Movements Sales/ Settlements	(22)	(116)
Transfer Into Level 3	0	2
Transfers Out of Level 3	0	0
Fair value ending balance	19	102
Change in Unrealized gain (losses) on instruments still held	(1)	(2)
Trading Loans Securities And Other [member] | Other debt securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	26	65
Total realized and unrealized gains (losses) included in income	0	3
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	0	72
Movements Sales/ Settlements	(15)	(81)
Transfer Into Level 3	0	2
Transfers Out of Level 3	0	0
Fair value ending balance	11	61
Change in Unrealized gain (losses) on instruments still held	(1)	(1)
Trading Loans Securities And Other [member] | Equity securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	12	10
Total realized and unrealized gains (losses) included in income	2	(1)
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	1	0
Movements Sales/ Settlements	(7)	(2)
Transfer Into Level 3	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	8	7
Change in Unrealized gain (losses) on instruments still held	0	0
Trading Loans Securities And Other [member] | Government and government-related securities [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Fair value beginning balance	0	67
Total realized and unrealized gains (losses) included in income	0	0
Total realized and unrealized gains (losses) included in OCI	0	0
Movements purchases/Issuances	0	0
Movements Sales/ Settlements	0	(33)
Transfer Into Level 3	0	0
Transfers Out of Level 3	0	0
Fair value ending balance	0	34
Change in Unrealized gain (losses) on instruments still held	$ 0	$ (1)

Fair Value Measurements (Sche_4

Fair Value Measurements (Schedule of Reconciliation of Changes in Fair Value for Level 3 Assets and Liabilities) (Parenthetical) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Nov. 01, 2024	Oct. 31, 2024	Jan. 31, 2024	Nov. 01, 2023	Oct. 31, 2023
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Derivative assets	$ 83,885		$ 78,061
Derivatives	75,017		68,368
Netted Derivatives [member] | Level 3 of fair value hierarchy [member]
Disclosure Of Fair Value Measurement Of Assets And Liabilities [Line Items]
Derivative assets	38	$ 30	30	$ 10	$ 22	$ 22
Derivatives	$ 205	$ 221	$ 221	$ 186	$ 176	$ 176

Securities (Narrative) (Details

Securities (Narrative) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	$ 359,971	$ 360,867
Debt securities at amortized cost [member]
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	255,743	271,615
Debt securities FVOCI [member]
Disclosure of detailed information about financial instruments [line items]
Debt Securities Held Net of allowance	$ 104,228	$ 89,252

Securities (Summary of Unrealiz

Securities (Summary of Unrealized Gains and Losses) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Fair value	$ 108,691	$ 93,897
Securities [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	108,629	93,985
Gross unrealized gains	510	417
Gross unrealized (losses)	(665)	(735)
Fair value	108,474	93,667
Securities [member] | Debt securities [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	104,370	89,543
Gross unrealized gains	287	212
Gross unrealized (losses)	(429)	(503)
Fair value	104,228	89,252
Securities [member] | Government and government-related securities [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	91,105	78,727
Gross unrealized gains	186	134
Gross unrealized (losses)	(362)	(439)
Fair value	90,929	78,422
Securities [member] | Government and government-related securities [member] | Canadian government federal debt [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	16,603	18,281
Gross unrealized gains	15	17
Gross unrealized (losses)	(161)	(159)
Fair value	16,457	18,139
Securities [member] | Government and government-related securities [member] | Canadian government provincial debt [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	21,893	21,263
Gross unrealized gains	80	77
Gross unrealized (losses)	(62)	(70)
Fair value	21,911	21,270
Securities [member] | Government and government-related securities [member] | U.S. federal, state, municipal governments, and agencies debt [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	45,288	35,371
Gross unrealized gains	58	22
Gross unrealized (losses)	(129)	(196)
Fair value	45,217	35,197
Securities [member] | Government and government-related securities [member] | Other OECD government-guaranteed debt [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	5,249	1,687
Gross unrealized gains	8	1
Gross unrealized (losses)	(6)	(9)
Fair value	5,251	1,679
Securities [member] | Government and government-related securities [member] | Mortgage-backed securities [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	2,072	2,125
Gross unrealized gains	25	17
Gross unrealized (losses)	(4)	(5)
Fair value	2,093	2,137
Securities [member] | Other debt securities [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	13,265	10,816
Gross unrealized gains	101	78
Gross unrealized (losses)	(67)	(64)
Fair value	13,299	10,830
Securities [member] | Other debt securities [member] | Asset-backed financings [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	3,037	1,397
Gross unrealized gains	3	1
Gross unrealized (losses)	(8)	(14)
Fair value	3,032	1,384
Securities [member] | Other debt securities [member] | Corporate and other debt [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	10,228	9,419
Gross unrealized gains	98	77
Gross unrealized (losses)	(59)	(50)
Fair value	10,267	9,446
Securities [member] | Equity securities [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	4,259	4,442
Gross unrealized gains	223	205
Gross unrealized (losses)	(236)	(232)
Fair value	4,246	4,415
Securities [member] | Equity securities [member] | Common shares [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	3,633	3,810
Gross unrealized gains	174	176
Gross unrealized (losses)	(82)	(72)
Fair value	3,725	3,914
Securities [member] | Equity securities [member] | Preference shares [member]
Disclosure Of Unrealized Gains Losses For Securities At FVOCI [Line Items]
Cost/amortized cost	626	632
Gross unrealized gains	49	29
Gross unrealized (losses)	(154)	(160)
Fair value	$ 521	$ 501

Securities (Summary of Equity S

Securities (Summary of Equity Securities Designated at Fair Value Through Other Comprehensive Income) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024	Oct. 31, 2024
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	$ 4,246		$ 4,415
Dividend income recognized	66	$ 55
Common shares [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	3,725		3,914
Dividend income recognized	27	17
Preference shares [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	521		$ 501
Dividend income recognized	$ 39	$ 38

Securities (Summary of Equity_2

Securities (Summary of Equity Securities Net Realized Gains (Losses) Explanatory) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Equity Securities [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	$ 64	$ 42
Cumulative realized gain/(loss)	6	0
FHLB Stock [member]
Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]
Fair value	318	159
Cumulative realized gain/(loss)	$ 0	$ 0

Securities (Summary of Securiti

Securities (Summary of Securities Net Realized Gains (Losses)) (Details) - Debt securities [member] $ in Millions, $ in Millions			3 Months Ended
	Feb. 26, 2025 CAD ($)	Feb. 26, 2025 USD ($)	Jan. 31, 2025 CAD ($)	Jan. 31, 2025 USD ($)	Jan. 31, 2024 CAD ($)
Disclosure of financial assets [line items]
Net realized gains (losses)			$ (920)		$ 6
Other Disposals Of Assets [Member]
Disclosure of financial assets [line items]
Net realized gains (losses)	$ 281	$ 197
Debt securities at amortized cost [member]
Disclosure of financial assets [line items]
Net realized gains (losses)			(911)		0
Debt securities at amortized cost [member] | Restructuring Provision [Member] | U.S. Retail [member]
Disclosure of financial assets [line items]
Net realized gains (losses)			923	$ 649
Debt securities at fair value through other comprehensive income [member]
Disclosure of financial assets [line items]
Net realized gains (losses)			$ (9)		$ 6

Securities (Summary of Debt Sec

Securities (Summary of Debt Securities by Risk Rating) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure of financial assets [line items]
Debt securities	$ 359,974	$ 360,870
Allowance for credit losses on debt securities at amortized cost	3	3
Debt securities, net of allowance	359,971	360,867
Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	359,803	360,711
Allowance for credit losses on debt securities at amortized cost	3	3
Debt securities, net of allowance	359,800	360,708
Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	171	159
Allowance for credit losses on debt securities at amortized cost	0	0
Debt securities, net of allowance	171	159
Stage 3 [member]
Disclosure of financial assets [line items]
Debt securities	0	0
Allowance for credit losses on debt securities at amortized cost	0	0
Debt securities, net of allowance	0	0
Investment grade [member]
Disclosure of financial assets [line items]
Debt securities	359,491	360,272
Investment grade [member] | Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	359,491	360,272
Investment grade [member] | Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	0	0
Non-investment Grade [Member]
Disclosure of financial assets [line items]
Debt securities	423	530
Non-investment Grade [Member] | Stage 1 [member]
Disclosure of financial assets [line items]
Debt securities	312	439
Non-investment Grade [Member] | Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	111	91
Watch and classified [member]
Disclosure of financial assets [line items]
Debt securities	60	68
Watch and classified [member] | Stage 2 [member]
Disclosure of financial assets [line items]
Debt securities	60	68
Default [Member]
Disclosure of financial assets [line items]
Debt securities	0	0
Default [Member] | Stage 3 [member]
Disclosure of financial assets [line items]
Debt securities	$ 0	$ 0

Securities (Summary of Debt S_2

Securities (Summary of Debt Securities by Risk Rating) (Parenthetical) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure of Financial Assets [Abstract]
Debt securities backed by government guaranteed loans	$ 112	$ 113

Loans, Impaired Loans, and Al_3

Loans, Impaired Loans, and Allowance for Credit Losses (Narrative) (Details) $ in Millions, $ in Millions	3 Months Ended
	Apr. 30, 2025 USD ($)	Jan. 31, 2025 CAD ($)	Oct. 31, 2024 CAD ($)
Disclosure of detailed information about financial instruments [line items]
Foreclosed assets held for sale		$ 174	$ 126
Residential mortgages [Member] | United States [member] | Sale of loans [member]
Disclosure of detailed information about financial instruments [line items]
Agreement to sell loans	$ 9,000
Gain (loss) on sale of loans	$ 600

Loans, Impaired Loans, and Al_4

Loans, Impaired Loans, and Allowance for Credit Losses (Summary of Bank Loans) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024	Jan. 31, 2024
Disclosure Of Banks Loans And Acceptances [Line Items]
Residential mortgages	$ 334,103	$ 331,649
Consumer installment and other personal	232,675	228,382
Credit card	41,585	40,639
Business and government	365,603	356,973
Total loans	973,966	957,643
Loans at FVOCI	217	230
Total loans	974,183	957,873
Allowance for loan losses	8,655	8,094	$ 7,265
Total loans, net of allowance	$ 965,528	$ 949,779

Loans, Impaired Loans, and Al_5

Loans, Impaired Loans, and Allowance for Credit Losses (Summary of Credit Quality) (Details) - Business and government [member] - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Loans To Business And Government [Line Items]
Loans at amortized cost	$ 365,603	$ 356,973
Loans at FVOCI	217	230
Loans	365,820	357,203
Allowance for loan losses	3,864	3,583
Loans, net of allowance	$ 361,956	$ 353,620

Loans, Impaired Loans, and Al_6

Loans, Impaired Loans, and Allowance for Credit Losses (Summary of Gross Carrying Amounts of Loans, Acceptance and Credit Risk Exposures on Loan Commitments and Financial Guarantee Contracts by Internal Risk Ratings) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024	Jan. 31, 2024	Oct. 31, 2023
Disclosure of detailed information about financial instruments [line items]
Total loans	$ 974,183	$ 957,873
Allowance for loan losses	8,655	8,094	$ 7,265
Trading loans at fair value	24,000	24,000
Non-trading loans at fair value	3,000	3,000
Loan, net of allowance	965,528	949,779
Total loans	108,691	93,897
Total allowance for loan losses	8,654	8,094
Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	877,771	862,652
Allowance for loan losses	2,598	2,470	2,396
Loan, net of allowance	875,173	860,182
Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	90,959	90,272
Allowance for loan losses	4,239	4,082	3,686
Loan, net of allowance	86,720	86,190
Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,453	4,949
Allowance for loan losses	1,818	1,542	1,183
Loan, net of allowance	3,635	3,407
Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	334,103	331,649
Allowance for loan losses	368	365	410	$ 403
Loan, net of allowance	333,735	331,284
Residential mortgages [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	306,019	303,794
Allowance for loan losses	114	116	137	154
Loan, net of allowance	305,905	303,678
Residential mortgages [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	27,194	27,090
Allowance for loan losses	181	189	212	192
Loan, net of allowance	27,013	26,901
Residential mortgages [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	890	765
Allowance for loan losses	73	60	61	$ 57
Loan, net of allowance	817	705
Residential mortgages [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	244,973	238,756
Residential mortgages [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	244,306	238,101
Residential mortgages [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	667	655
Residential mortgages [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	75,479	78,938
Residential mortgages [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	61,347	65,318
Residential mortgages [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	14,132	13,620
Residential mortgages [member] | Medium risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,596	9,984
Residential mortgages [member] | Medium risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	360	370
Residential mortgages [member] | Medium risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,236	9,614
Residential mortgages [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	3,574	3,553
Residential mortgages [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	6	5
Residential mortgages [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	3,159	3,201
Residential mortgages [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	409	347
Residential mortgages [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	481	418
Residential mortgages [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	481	418
Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	232,675	228,382
Allowance for loan losses	2,115	2,049	1,894
Loan, net of allowance	230,560	226,333
Consumer instalment and other personal [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	202,146	198,481
Allowance for loan losses	658	667	634
Loan, net of allowance	201,488	197,814
Consumer instalment and other personal [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	29,461	28,911
Allowance for loan losses	1,175	1,120	1,035
Loan, net of allowance	28,286	27,791
Consumer instalment and other personal [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	1,068	990
Allowance for loan losses	282	262	225
Loan, net of allowance	786	728
Consumer instalment and other personal [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	106,906	103,795
Consumer instalment and other personal [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	104,356	101,171
Consumer instalment and other personal [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,550	2,624
Consumer instalment and other personal [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	78,510	78,159
Consumer instalment and other personal [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	66,013	66,105
Consumer instalment and other personal [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	12,497	12,054
Consumer instalment and other personal [member] | Medium risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	33,788	33,540
Consumer instalment and other personal [member] | Medium risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	27,687	27,188
Consumer instalment and other personal [member] | Medium risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	6,101	6,352
Consumer instalment and other personal [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	12,850	12,310
Consumer instalment and other personal [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	4,090	4,017
Consumer instalment and other personal [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	8,313	7,881
Consumer instalment and other personal [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	447	412
Consumer instalment and other personal [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	621	578
Consumer instalment and other personal [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	621	578
Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	41,585	40,639
Allowance for loan losses	2,308	2,097	1,971
Loan, net of allowance	39,277	38,542
Credit Card 1 [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	36,092	34,356
Allowance for loan losses	731	704	640
Loan, net of allowance	35,361	33,652
Credit Card 1 [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	4,889	5,708
Allowance for loan losses	1,079	1,015	959
Loan, net of allowance	3,810	4,693
Credit Card 1 [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	604	575
Allowance for loan losses	498	378	$ 372
Loan, net of allowance	106	197
Credit Card 1 [member] | Low risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,790	6,918
Credit Card 1 [member] | Low risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	9,775	6,902
Credit Card 1 [member] | Low risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	15	16
Credit Card 1 [member] | Normal risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	12,057	11,902
Credit Card 1 [member] | Normal risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	11,866	11,714
Credit Card 1 [member] | Normal risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	191	188
Credit Card 1 [member] | Medium risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	13,028	14,030
Credit Card 1 [member] | Medium risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	11,929	12,908
Credit Card 1 [member] | Medium risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	1,099	1,122
Credit Card 1 [member] | High risk [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	6,578	7,651
Credit Card 1 [member] | High risk [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,522	2,832
Credit Card 1 [member] | High risk [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	3,584	4,382
Credit Card 1 [member] | High risk [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	472	437
Credit Card 1 [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	132	138
Credit Card 1 [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	132	138
Business and government [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	365,820	357,203
Allowance for loan losses	3,864	3,583
Loan, net of allowance	361,956	353,620
Business and government [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	333,514	326,021
Allowance for loan losses	1,095	983
Loan, net of allowance	332,419	325,038
Business and government [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	29,415	28,563
Allowance for loan losses	1,804	1,758
Loan, net of allowance	27,611	26,805
Business and government [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,891	2,619
Allowance for loan losses	965	842
Loan, net of allowance	1,926	1,777
Business and government [member] | Default [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,773	2,530
Business and government [member] | Default [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	2,773	2,530
Business and government [member] | Investment Grade Or Low Normal Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	161,612	158,527
Business and government [member] | Investment Grade Or Low Normal Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	161,478	158,425
Business and government [member] | Investment Grade Or Low Normal Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	134	102
Business and government [member] | Non Investment Grade Or Medium Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	183,435	178,743
Business and government [member] | Non Investment Grade Or Medium Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	171,458	166,892
Business and government [member] | Non Investment Grade Or Medium Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	11,977	11,851
Business and government [member] | Watch And Classified Or High Risk [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	18,000	17,403
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	578	704
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	17,304	16,610
Business and government [member] | Watch And Classified Or High Risk [Member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	118	89
Business and government [member] | Non Investment Grade Or Lower Risk [Member] | Canadian Government Insured [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	5,000	6,000
Business and government [member] | Non Investment Grade Or Lower Risk [Member] | Guaranteed by government agencies [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	24,000	24,000
Business And Government And Residential Mortgage [Member] | With No Allowance For Loan Losses [Member] | Impaired Loans [Member]
Disclosure of detailed information about financial instruments [line items]
Total loans	212	259
Business And Government And Residential Mortgage [Member] | Insured [Member] | Mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Total loans	71,000	71,000
Off-balance sheet credit risks [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	817,361	787,285
Allowance for off-balance sheet credit instruments	939	1,043
Total off-balance sheet credit instruments, net of allowance	816,422	786,242
Off-balance sheet credit risks [member] | Retail Exposures [Member] | Personal Lines Of Credit And Credit Card Lines Cancellable And Banks Discretion [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	396,000	384,000
Off-balance sheet credit risks [member] | Non Retail Exposures [Member] | Undrawn Component Of Uncommitted Credit And Liquidity Commitments [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	69,000	66,000
Off-balance sheet credit risks [member] | Stage 1 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	799,815	769,522
Allowance for off-balance sheet credit instruments	398	439
Total off-balance sheet credit instruments, net of allowance	799,417	769,083
Off-balance sheet credit risks [member] | Stage 2 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	17,413	17,511
Allowance for off-balance sheet credit instruments	535	593
Total off-balance sheet credit instruments, net of allowance	16,878	16,918
Off-balance sheet credit risks [member] | Stage 3 [member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	133	252
Allowance for off-balance sheet credit instruments	6	11
Total off-balance sheet credit instruments, net of allowance	127	241
Off-balance sheet credit risks [member] | Low risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	324,085	269,599
Off-balance sheet credit risks [member] | Low risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	322,804	268,234
Off-balance sheet credit risks [member] | Low risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,281	1,365
Off-balance sheet credit risks [member] | Normal risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	56,342	94,908
Off-balance sheet credit risks [member] | Normal risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	55,011	93,576
Off-balance sheet credit risks [member] | Normal risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,331	1,332
Off-balance sheet credit risks [member] | Medium risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	15,920	19,809
Off-balance sheet credit risks [member] | Medium risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	14,826	18,562
Off-balance sheet credit risks [member] | Medium risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,094	1,247
Off-balance sheet credit risks [member] | High risk [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,803	2,307
Off-balance sheet credit risks [member] | High risk [member] | Stage 1 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	1,093	1,126
Off-balance sheet credit risks [member] | High risk [member] | Stage 2 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	710	1,181
Off-balance sheet credit risks [member] | High risk [member] | Stage 3 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	0	0
Off-balance sheet credit risks [member] | Default [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	0	0
Off-balance sheet credit risks [member] | Default [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	133	252
Off-balance sheet credit risks [member] | Default [member] | Stage 3 [member] | Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	0	0
Off-balance sheet credit risks [member] | Default [member] | Stage 3 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	133	252
Off-balance sheet credit risks [member] | Investment grade [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	300,630	287,830
Off-balance sheet credit risks [member] | Investment grade [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	300,630	287,830
Off-balance sheet credit risks [member] | Investment grade [member] | Stage 2 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	0	0
Off-balance sheet credit risks [member] | Non investment grade [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	111,836	106,834
Off-balance sheet credit risks [member] | Non investment grade [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	104,961	99,866
Off-balance sheet credit risks [member] | Non investment grade [member] | Stage 2 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	6,875	6,968
Off-balance sheet credit risks [member] | Watch and classified [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	6,612	5,746
Off-balance sheet credit risks [member] | Watch and classified [member] | Stage 1 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	490	328
Off-balance sheet credit risks [member] | Watch and classified [member] | Stage 2 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	6,122	5,418
Off-balance sheet credit risks [member] | Watch and classified [member] | Stage 3 [member] | Non Retail Exposures [Member]
Disclosure of detailed information about financial instruments [line items]
Off balance sheet credit instruments	$ 0	$ 0

Loans, Impaired Loans, and Al_7

Loans, Impaired Loans, and Allowance for Credit Losses (Summary of Allowance for Credit Losses) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	$ 9,141	$ 8,189
Provision for credit losses	1,212	1,001
Write-offs, net of recoveries	(957)	(759)
Foreign exchange disposals and other adjustments	202	(163)
Allowance account for credit losses of financial assets, Balance at end of period	9,598	8,268
Loans [member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	8,094	7,136
Allowance account for credit losses of financial assets, Balance at end of period	8,655	7,265
Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	9,137	8,185
Provision for credit losses	1,212	1,001
Write-offs, net of recoveries	(957)	(759)
Foreign exchange disposals and other adjustments	202	(162)
Allowance account for credit losses of financial assets, Balance at end of period	9,594	8,265
Allowance For Credit Losses On Debt Securities [Member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	4	4
Provision for credit losses	0	0
Write-offs, net of recoveries	0	0
Foreign exchange disposals and other adjustments	0	(1)
Allowance account for credit losses of financial assets, Balance at end of period	4	3
Allowance For Credit Losses On Debt Securities [Member] | Debt securities at amortized cost [member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	3	2
Provision for credit losses	0	0
Write-offs, net of recoveries	0	0
Foreign exchange disposals and other adjustments	0	0
Allowance account for credit losses of financial assets, Balance at end of period	3	2
Allowance For Credit Losses On Debt Securities [Member] | Debt securities FVOCI [member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	1	2
Provision for credit losses	0	0
Write-offs, net of recoveries	0	0
Foreign exchange disposals and other adjustments	0	(1)
Allowance account for credit losses of financial assets, Balance at end of period	1	1
At Amortized Cost [Member] | Loans [member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	8,094	7,136
Allowance account for credit losses of financial assets, Balance at end of period	8,654	7,265
At FVOCI [Member] | Loans [member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	0	0
Allowance account for credit losses of financial assets, Balance at end of period	1	0
Allowance For Off Balance Sheet Insturments [Member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	1,043	1,049
Allowance account for credit losses of financial assets, Balance at end of period	939	1,000
Residential mortgages [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	365	403
Provision for credit losses	(1)	8
Write-offs, net of recoveries	(1)	(2)
Foreign exchange disposals and other adjustments	5	1
Allowance account for credit losses of financial assets, Balance at end of period	368	410
Consumer instalment and other personal [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	2,133	1,895
Provision for credit losses	356	382
Write-offs, net of recoveries	(334)	(275)
Foreign exchange disposals and other adjustments	34	(23)
Allowance account for credit losses of financial assets, Balance at end of period	2,189	1,979
Credit card [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	2,699	2,577
Provision for credit losses	450	430
Write-offs, net of recoveries	(436)	(369)
Foreign exchange disposals and other adjustments	84	(61)
Allowance account for credit losses of financial assets, Balance at end of period	2,797	2,577
Businesses and government [member] | Allowance For Loan Losses Including Off Balance Sheet Instruments [Member]
Financial Instruments [Abstract]
Allowance account for credit losses of financial assets, Balance at beginning of period	3,940	3,310
Provision for credit losses	407	181
Write-offs, net of recoveries	(186)	(113)
Foreign exchange disposals and other adjustments	79	(79)
Allowance account for credit losses of financial assets, Balance at end of period	$ 4,240	$ 3,299

Loans, Impaired Loans, and Al_8

Loans, Impaired Loans, and Allowance for Credit Losses (Summary of Allowance for Loan Losses) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
IFRS Statement [Line Items]
Balance at beginning of period	$ 8,094
Total Allowance, including off-balance sheet instruments, at end of period	9,594	$ 8,265
Total Allowance for Loan Losses at end of period	8,655	7,265
Less: Total Allowance for off-balance sheet instruments	939	1,000
Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	365	403
Net remeasurement due to transfers into stage	(3)	1
New originations or purchases	7	8
Net repayments	(2)	(1)
Derecognition of financial assets (excluding disposals and write-offs)	(14)	(11)
Changes to risk, parameters, and models	11	11
Disposals	0	0
Write-offs	(1)	(2)
Recoveries	0	0
Foreign exchange and other adjustments	5	1
Total Allowance for Loan Losses at end of period	368	410
Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	2,133	1,895
Balance at beginning of period	2,049
Net remeasurement due to transfers into stage	(4)	34
New originations or purchases	84	89
Net repayments	(51)	(42)
Derecognition of financial assets (excluding disposals and write-offs)	(61)	(47)
Changes to risk, parameters, and models	388	348
Disposals	0	0
Write-offs	(412)	(347)
Recoveries	78	72
Foreign exchange and other adjustments	34	(23)
Total Allowance, including off-balance sheet instruments, at end of period	2,189	1,979
Total Allowance for Loan Losses at end of period	2,115	1,894
Less: Total Allowance for off-balance sheet instruments	74	85
Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	2,699	2,577
Balance at beginning of period	2,097
Net remeasurement due to transfers into stage	(103)	38
New originations or purchases	36	39
Net repayments	40	44
Derecognition of financial assets (excluding disposals and write-offs)	(124)	(110)
Changes to risk, parameters, and models	601	419
Disposals	0	0
Write-offs	(529)	(444)
Recoveries	93	75
Foreign exchange and other adjustments	84	(61)
Total Allowance, including off-balance sheet instruments, at end of period	2,797	2,577
Total Allowance for Loan Losses at end of period	2,308	1,971
Less: Total Allowance for off-balance sheet instruments	489	606
Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	3,940	3,310
Net remeasurement due to transfers into stage	31	25
New originations or purchases	300	271
Net repayments	(12)	(26)
Derecognition of financial assets (excluding disposals and write-offs)	(441)	(316)
Changes to risk, parameters, and models	529	227
Disposals	(9)	0
Write-offs	(202)	(124)
Recoveries	16	11
Foreign exchange and other adjustments	88	(79)
Total Allowance, including off-balance sheet instruments, at end of period	4,240	3,299
Total Allowance for Loan Losses at end of period	3,864	2,990
Less: Total Allowance for off-balance sheet instruments	376	309
Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Stage 1 [member]
IFRS Statement [Line Items]
Balance at beginning of period	2,470
Total Allowance, including off-balance sheet instruments, at end of period	2,996	2,820
Total Allowance for Loan Losses at end of period	2,598	2,396
Less: Total Allowance for off-balance sheet instruments	398	424
Stage 1 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	116	154
Net remeasurement due to transfers into stage	(7)	(6)
New originations or purchases	7	8
Net repayments	(1)	(1)
Derecognition of financial assets (excluding disposals and write-offs)	(4)	(2)
Changes to risk, parameters, and models	(28)	(40)
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	2	(2)
Total Allowance for Loan Losses at end of period	114	137
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	35	36
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(6)	(10)
Stage 1 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Stage 1 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	696	688
Balance at beginning of period	667
Net remeasurement due to transfers into stage	(82)	(54)
New originations or purchases	84	89
Net repayments	(22)	(18)
Derecognition of financial assets (excluding disposals and write-offs)	(21)	(17)
Changes to risk, parameters, and models	(102)	(71)
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	12	(9)
Total Allowance, including off-balance sheet instruments, at end of period	683	664
Total Allowance for Loan Losses at end of period	658	634
Less: Total Allowance for off-balance sheet instruments	25	30
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	185	131
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(64)	(72)
Stage 1 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(3)	(3)
Stage 1 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	947	988
Balance at beginning of period	704
Net remeasurement due to transfers into stage	(222)	(108)
New originations or purchases	36	39
Net repayments	18	22
Derecognition of financial assets (excluding disposals and write-offs)	(27)	(10)
Changes to risk, parameters, and models	(247)	(175)
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	28	(21)
Total Allowance, including off-balance sheet instruments, at end of period	927	880
Total Allowance for Loan Losses at end of period	731	640
Less: Total Allowance for off-balance sheet instruments	196	240
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	485	246
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(86)	(95)
Stage 1 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(5)	(6)
Stage 1 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,150	1,319
Net remeasurement due to transfers into stage	(28)	(21)
New originations or purchases	300	271
Net repayments	17	8
Derecognition of financial assets (excluding disposals and write-offs)	(169)	(172)
Changes to risk, parameters, and models	29	(162)
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	41	(35)
Total Allowance, including off-balance sheet instruments, at end of period	1,272	1,139
Total Allowance for Loan Losses at end of period	1,095	985
Less: Total Allowance for off-balance sheet instruments	177	154
Stage 1 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	88	62
Stage 1 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(153)	(117)
Stage 1 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(3)	(14)
Stage 2 [member]
IFRS Statement [Line Items]
Balance at beginning of period	4,082
Total Allowance, including off-balance sheet instruments, at end of period	4,774	4,258
Total Allowance for Loan Losses at end of period	4,239	3,686
Less: Total Allowance for off-balance sheet instruments	535	572
Stage 2 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	189	192
Net remeasurement due to transfers into stage	4	7
Net repayments	(1)	0
Derecognition of financial assets (excluding disposals and write-offs)	(4)	(5)
Changes to risk, parameters, and models	26	45
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	1	0
Total Allowance for Loan Losses at end of period	181	212
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(34)	(33)
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	11	15
Stage 2 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(11)	(9)
Stage 2 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,175	1,010
Balance at beginning of period	1,120
Net remeasurement due to transfers into stage	76	86
Net repayments	(25)	(21)
Derecognition of financial assets (excluding disposals and write-offs)	(30)	(20)
Changes to risk, parameters, and models	181	146
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	17	(12)
Total Allowance, including off-balance sheet instruments, at end of period	1,224	1,090
Total Allowance for Loan Losses at end of period	1,175	1,035
Less: Total Allowance for off-balance sheet instruments	49	55
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(184)	(130)
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	87	91
Stage 2 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(73)	(60)
Stage 2 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,374	1,277
Balance at beginning of period	1,015
Net remeasurement due to transfers into stage	112	139
Net repayments	4	5
Derecognition of financial assets (excluding disposals and write-offs)	(22)	(16)
Changes to risk, parameters, and models	473	300
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	40	(29)
Total Allowance, including off-balance sheet instruments, at end of period	1,372	1,325
Total Allowance for Loan Losses at end of period	1,079	959
Less: Total Allowance for off-balance sheet instruments	293	366
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(474)	(239)
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	107	111
Stage 2 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(242)	(223)
Stage 2 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	1,937	1,521
Net remeasurement due to transfers into stage	58	42
Net repayments	(19)	(8)
Derecognition of financial assets (excluding disposals and write-offs)	(196)	(99)
Changes to risk, parameters, and models	250	202
Disposals	0	0
Write-offs	0	0
Recoveries	0	0
Foreign exchange and other adjustments	49	(30)
Total Allowance, including off-balance sheet instruments, at end of period	1,997	1,631
Total Allowance for Loan Losses at end of period	1,804	1,480
Less: Total Allowance for off-balance sheet instruments	193	151
Stage 2 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(88)	(62)
Stage 2 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	158	120
Stage 2 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	(152)	(55)
Stage 3 [member]
IFRS Statement [Line Items]
Balance at beginning of period	1,542
Total Allowance, including off-balance sheet instruments, at end of period	1,824	1,187
Total Allowance for Loan Losses at end of period	1,818	1,183
Less: Total Allowance for off-balance sheet instruments	6	4
Stage 3 [member] | Residential mortgages [member]
IFRS Statement [Line Items]
Balance at beginning of period	60	57
Net remeasurement due to transfers into stage	0	0
Net repayments	0	0
Derecognition of financial assets (excluding disposals and write-offs)	(6)	(4)
Changes to risk, parameters, and models	13	6
Disposals	0	0
Write-offs	(1)	(2)
Recoveries	0	0
Foreign exchange and other adjustments	2	3
Total Allowance for Loan Losses at end of period	73	61
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)	(3)
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(5)	(5)
Stage 3 [member] | Residential mortgages [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	11	9
Stage 3 [member] | Consumer instalment and other personal [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	262	197
Balance at beginning of period	262
Net remeasurement due to transfers into stage	2	2
Net repayments	(4)	(3)
Derecognition of financial assets (excluding disposals and write-offs)	(10)	(10)
Changes to risk, parameters, and models	309	273
Disposals	0	0
Write-offs	(412)	(347)
Recoveries	78	72
Foreign exchange and other adjustments	5	(2)
Total Allowance, including off-balance sheet instruments, at end of period	282	225
Total Allowance for Loan Losses at end of period	282	225
Less: Total Allowance for off-balance sheet instruments	0	0
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(1)	(1)
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(23)	(19)
Stage 3 [member] | Consumer instalment and other personal [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	76	63
Stage 3 [member] | Credit Card 1 [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	378	312
Balance at beginning of period	378
Net remeasurement due to transfers into stage	7	7
Net repayments	18	17
Derecognition of financial assets (excluding disposals and write-offs)	(75)	(84)
Changes to risk, parameters, and models	375	294
Disposals	0	0
Write-offs	(529)	(444)
Recoveries	93	75
Foreign exchange and other adjustments	16	(11)
Total Allowance, including off-balance sheet instruments, at end of period	498	372
Total Allowance for Loan Losses at end of period	498	372
Less: Total Allowance for off-balance sheet instruments	0	0
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	(11)	(7)
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(21)	(16)
Stage 3 [member] | Credit Card 1 [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	247	229
Stage 3 [member] | Businesses and government [member]
IFRS Statement [Line Items]
Balance, including off-balance sheet instruments, at beginning of period	853	470
Net remeasurement due to transfers into stage	1	4
Net repayments	(10)	(26)
Derecognition of financial assets (excluding disposals and write-offs)	(76)	(45)
Changes to risk, parameters, and models	250	187
Disposals	(9)	0
Write-offs	(202)	(124)
Recoveries	16	11
Foreign exchange and other adjustments	(2)	(14)
Total Allowance, including off-balance sheet instruments, at end of period	971	529
Total Allowance for Loan Losses at end of period	965	525
Less: Total Allowance for off-balance sheet instruments	6	4
Stage 3 [member] | Businesses and government [member] | Transfer To Stage One [Member]
IFRS Statement [Line Items]
Transfer to Stage	0	0
Stage 3 [member] | Businesses and government [member] | Transfer To Stage Two [Member]
IFRS Statement [Line Items]
Transfer to Stage	(5)	(3)
Stage 3 [member] | Businesses and government [member] | Transfer To Stage Three [Member]
IFRS Statement [Line Items]
Transfer to Stage	$ 155	$ 69

Loans, Impaired Loans, and Al_9

Loans, Impaired Loans, and Allowance for Credit Losses (Summary of Macroeconomic Variables impacted in Determining ECLs) (Details)	3 Months Ended
	Jan. 31, 2025 $ / $
Base Forecast [Member] | Average Q1 2025 - Q4 2025 [Member]
Disclosure of detailed information about financial instruments [line items]
U.S. 10-year treasury yield	4.02%
U.S. 10-year BBB spread	1.71%
Exchange rate (U.S. dollar/Canadian dollar)	0.70
Base Forecast [Member] | Average Q1 2025 - Q4 2025 [Member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	6.50%
Real GDP	1.70%
Home prices	8%
Central bank policy interest rate	2.63%
Base Forecast [Member] | Average Q1 2025 - Q4 2025 [Member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	4.30%
Real GDP	2%
Home prices	3.30%
Central bank policy interest rate	3.88%
Base Forecast [Member] | Remaining 4 year period [Member]
Disclosure of detailed information about financial instruments [line items]
U.S. 10-year treasury yield	3.70%
U.S. 10-year BBB spread	1.80%
Exchange rate (U.S. dollar/Canadian dollar)	0.75
Base Forecast [Member] | Remaining 4 year period [Member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.90%
Real GDP	1.90%
Home prices	2.70%
Central bank policy interest rate	2.25%
Base Forecast [Member] | Remaining 4 year period [Member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	4%
Real GDP	1.90%
Home prices	3%
Central bank policy interest rate	3.02%
Upside Scenario [Member] | Average Q1 2025 - Q4 2025 [Member]
Disclosure of detailed information about financial instruments [line items]
U.S. 10-year treasury yield	4.50%
U.S. 10-year BBB spread	1.43%
Exchange rate (U.S. dollar/Canadian dollar)	0.73
Upside Scenario [Member] | Average Q1 2025 - Q4 2025 [Member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.70%
Real GDP	2%
Home prices	8.70%
Central bank policy interest rate	3.25%
Upside Scenario [Member] | Average Q1 2025 - Q4 2025 [Member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.90%
Real GDP	2.70%
Home prices	5.10%
Central bank policy interest rate	4.50%
Upside Scenario [Member] | Remaining 4 year period [Member]
Disclosure of detailed information about financial instruments [line items]
U.S. 10-year treasury yield	4.01%
U.S. 10-year BBB spread	1.74%
Exchange rate (U.S. dollar/Canadian dollar)	0.76
Upside Scenario [Member] | Remaining 4 year period [Member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.60%
Real GDP	2.20%
Home prices	3.20%
Central bank policy interest rate	2.55%
Upside Scenario [Member] | Remaining 4 year period [Member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	3.80%
Real GDP	2.30%
Home prices	3.70%
Central bank policy interest rate	3.31%
Downside Scenario [Member] | Average Q1 2025 - Q4 2025 [Member]
Disclosure of detailed information about financial instruments [line items]
U.S. 10-year treasury yield	3.78%
U.S. 10-year BBB spread	2.48%
Exchange rate (U.S. dollar/Canadian dollar)	0.66
Downside Scenario [Member] | Average Q1 2025 - Q4 2025 [Member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	7.60%
Real GDP	(0.50%)
Home prices	(3.70%)
Central bank policy interest rate	1.63%
Downside Scenario [Member] | Average Q1 2025 - Q4 2025 [Member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.40%
Real GDP	(0.20%)
Home prices	(6.10%)
Central bank policy interest rate	2.31%
Downside Scenario [Member] | Remaining 4 year period [Member]
Disclosure of detailed information about financial instruments [line items]
U.S. 10-year treasury yield	3.61%
U.S. 10-year BBB spread	2.10%
Exchange rate (U.S. dollar/Canadian dollar)	0.70
Downside Scenario [Member] | Remaining 4 year period [Member] | Canada [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	7.20%
Real GDP	2.20%
Home prices	3.20%
Central bank policy interest rate	1.56%
Downside Scenario [Member] | Remaining 4 year period [Member] | United States [member]
Disclosure of detailed information about financial instruments [line items]
Unemployment rate	5.40%
Real GDP	2.30%
Home prices	4%
Central bank policy interest rate	2.19%

Loans, Impaired Loans, and A_10

Loans, Impaired Loans, and Allowance for Credit Losses (Schedule of Change from Base to Probability-Weighted ECL) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure of detailed information about financial instruments [line items]
Difference - in amount	$ 391	$ 399
Expected credit loss rate	5.30%	5.60%
Probability weighted method [member]
Disclosure of detailed information about financial instruments [line items]
Probability-weighted ECLs	$ 7,770	$ 7,584
Base Scenario [member]
Disclosure of detailed information about financial instruments [line items]
Base ECLs	$ 7,379	$ 7,185

Loans, Impaired Loans, and A_11

Loans, Impaired Loans, and Allowance for Credit Losses (Schedule of Incremental Lifetime ECL Impact) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
IFRS Statement [Line Items]
Incremental lifetime ECLs impact	$ 1,862	$ 1,953
12-month expected credit losses [member]
IFRS Statement [Line Items]
All performing loans and off-balance sheet instruments using 12-month ECLs	5,908	5,631
Stage One and Two [member]
IFRS Statement [Line Items]
Probability-weighted ECLs	$ 7,770	$ 7,584

Loans, Impaired Loans, and A_12

Loans, Impaired Loans, and Allowance for Credit Losses (Summary of Loans Past Due but Not Impaired) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure of detailed information about financial instruments [line items]
Gross Loans	$ 973,966	$ 957,643
Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	2,882	2,843
Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	538	554
Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	1,357	1,318
Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	653	644
Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	334	327
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	1,925	2,045
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	345	443
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	990	983
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	392	375
Later than one month and not later than two months [member] | Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	198	244
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	957	798
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	193	111
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Consumer instalment and other personal [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	367	335
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Credit Card 1 [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	261	269
Later than two months and not later than three months [member] | Financial assets past due but not impaired [member] | Businesses and government [member]
Disclosure of detailed information about financial instruments [line items]
Gross Loans	$ 136	$ 83

Investment in Associates and _3

Investment in Associates and Joint Ventures (Narrative) (Details) $ / shares in Units, shares in Millions, $ in Millions, $ in Millions									3 Months Ended			9 Months Ended		12 Months Ended
	Feb. 12, 2025 CAD ($) shares	Feb. 12, 2025 USD ($) shares	Aug. 21, 2024 CAD ($) shares	Aug. 21, 2024 USD ($) shares	Aug. 20, 2024	May 04, 2023 CAD ($)	May 04, 2023 USD ($)	Jul. 01, 2021 USD ($)	Jan. 31, 2025 CAD ($)	Jan. 31, 2024 CAD ($)	Jan. 31, 2024 USD ($)	Jan. 31, 2024 CAD ($)	Jan. 31, 2024 USD ($)	Oct. 31, 2024 CAD ($)	Jan. 31, 2025 USD ($) $ / shares	Oct. 31, 2024 USD ($) $ / shares	Jan. 31, 2024 USD ($)
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Investment in Schwab									$ 9,242					$ 9,024
Share of net income from investment in Schwab									$ 231	$ 141
Charles Schwab Corporation [member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Equity investment percentage			10.10%	10.10%	12.30%				10.10%					10.10%
Fair value of outstanding shares									$ 22,000					$ 18,000	$ 15,000	$ 13,000
Closing price of shares | $ / shares															$ 82.72	$ 70.83
Percentage of voting common shares									7.50%
Investment in Schwab									$ 9,200					$ 9,000
Share of net income from investment in Schwab									$ 231	141
Other income			$ 1,000	$ 700
Other income net of tax			$ 500	$ 400
Number of shares sold | shares			40.5	40.5
Proceeds from sale of shares in equity method investment			$ 3,400	$ 2,500
Charles Schwab Corporation [member] | 2019 Schwab IDA Agreement [Member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Allowable maximum annual adjustment to sweep deposits								$ 10,000
Charles Schwab Corporation [member] | 2023 Schwab IDA Agreement [Member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Allowable maximum annual adjustment to sweep deposits						$ 6,800	$ 5,000
Options exercised to buy fixed rate obligations										700		$ 700					$ 500
Option termination fees										$ 32	$ 23	$ 337	$ 250
Top of range [member] | Charles Schwab Corporation [member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Percentage of voting common shares									9.90%
Bottom of range [member] | Charles Schwab Corporation [member] | 2019 Schwab IDA Agreement [Member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Allowable maximum annual adjustment to sweep deposits								$ 50,000
Bottom of range [member] | Charles Schwab Corporation [member] | 2023 Schwab IDA Agreement [Member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Allowable maximum annual adjustment to sweep deposits							$ 60,000
Other Disposals Of Assets [Member] | Charles Schwab Corporation [member]
Disclosure Of Investments In Associates And Joint Ventures [Line Items]
Number of shares sold | shares	184.7	184.7
Proceeds from sale of shares in equity method investment	$ 21,000	$ 14,600
Gain on disposal of shares	8,600	$ 5,800
Underwriting fees from sale of investments	$ 200
Percent of interest in investements sold	10.10%	10.10%
CET1 capital increase (decrease)	2.38%	2.38%

Investment in Associates and _4

Investment in Associates and Joint Ventures (Summary of Condensed Financial Statements) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Dec. 31, 2024	Jan. 31, 2024	Dec. 31, 2023	Oct. 31, 2024	Sep. 30, 2024
Assets
Total assets	$ 2,093,554				$ 2,061,751
Liabilities
Total liabilities	1,974,550				$ 1,946,591
Total net revenues	14,049		$ 13,714
Total other comprehensive income (loss)	$ 2,634		$ 916
Charles Schwab Corporation [member]
Assets
Total assets		$ 690,710				$ 630,363
Liabilities
Total liabilities		621,077				$ 566,502
Total net revenues		7,455		$ 6,073
Total net income available to common stockholders		2,402		1,261
Total other comprehensive income (loss)		(322)		3,570
Total comprehensive income (loss)		$ 2,080		$ 4,831

Other Assets (Schedule of Other

Other Assets (Schedule of Other Assets) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Other Assets [Abstract]
Accounts receivable and other items	$ 14,050	$ 12,931
Accrued interest	5,274	5,509
Cheques and other items in transit	0	1,656
Current income tax receivable	5,688	4,061
Defined benefit asset	1,045	1,042
Prepaid expenses	2,345	1,794
Reinsurance contract assets	1,121	1,188
Other assets, total	$ 29,523	$ 28,181

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - CAD ($) $ in Billions	Jan. 31, 2025	Oct. 31, 2024
Deposits [Abstract]
Aggregate amount of term deposits in denominations of $100,000 or more	$ 547	$ 546

Deposits (Summary of Deposit Li

Deposits (Summary of Deposit Liabilities) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure Of Deposits From Customers [Line Items]
Demand	$ 186,178
Notice	695,970
Term	646,010
Total deposits	1,528,158	$ 1,506,760
Trading deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	0
Notice	0
Term	27,198
Total deposits	27,198	30,412
Personal, banks & business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	186,178
Notice	695,970
Term	408,338
Total deposits	1,290,486	1,268,680
Personal [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	20,403
Notice	498,175
Term	141,894
Total deposits	660,472	641,667
Bank Deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	13,176
Notice	290
Term	37,230
Total deposits	50,696	57,698
Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	152,599
Notice	197,505
Term	229,214
Total deposits	579,318	569,315
Deposits designated at fair value through profit or loss [member]
Disclosure Of Deposits From Customers [Line Items]
Demand	0
Notice	0
Term	210,474
Total deposits	210,474	207,668
Canada [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	855,286
Canada [member] | Trading deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	21,155
Canada [member] | Personal, banks & business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	776,554
Canada [member] | Personal [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	345,373
Canada [member] | Bank Deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	20,008
Canada [member] | Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	411,173
Canada [member] | Deposits designated at fair value through profit or loss [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	57,577
Canada [member] | Non interest bearing deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	59,441	58,873
Canada [member] | Interest bearing deposits 1 [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	795,845	781,526
United States [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	593,279
United States [member] | Trading deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	2,664
United States [member] | Personal, banks & business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	510,815
United States [member] | Personal [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	315,099
United States [member] | Bank Deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	29,987
United States [member] | Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	165,729
United States [member] | Deposits designated at fair value through profit or loss [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	79,800
United States [member] | Non interest bearing deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	74,731	73,509
United States [member] | Interest bearing deposits 1 [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	518,548	504,896
International [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	79,593
International [member] | Trading deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	3,379
International [member] | Personal, banks & business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	3,117
International [member] | Personal [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	0
International [member] | Bank Deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	701
International [member] | Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	2,416
International [member] | Deposits designated at fair value through profit or loss [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	73,097
International [member] | Non interest bearing deposits [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	0	0
International [member] | Interest bearing deposits 1 [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	$ 79,593	$ 87,956

Deposits (Summary of Deposit _2

Deposits (Summary of Deposit Liabilities) (Parenthetical) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Disclosure Of Deposits From Customers [Line Items]
Deposits subject to bank recapitalization Bail-in	$ 101,900	$ 97,600
Financial liabilities designated at fair value through profit or loss	210,700	207,914
Total deposits	1,528,158	1,506,760
Loan Commitments And Financial Guarantees [Member]
Disclosure Of Deposits From Customers [Line Items]
Financial liabilities designated at fair value through profit or loss	225.5	246
U.S. Federal Funds Deposited [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	8,800	13,100
Deposits and Advances with the Federal Home Loan Bank [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	29,800	36,200
Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	579,318	569,315
Covered Bondholders [member] | Business and government [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	75,300	75,400
Other Currency [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	129,100	140,700
U.S. Dollar [member]
Disclosure Of Deposits From Customers [Line Items]
Total deposits	$ 833,900	$ 810,200

Other Liabilities (Summary of O

Other Liabilities (Summary of Other Liabilities) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Other Liabilities [Abstract]
Accounts payable, accrued expenses, and other items	$ 8,130	$ 7,706
Accrued interest	5,087	5,559
Accrued salaries and employee benefits	4,080	5,386
Cheques and other items in transit	1,326	0
Current income tax payable	113	67
Deferred tax liabilities	358	300
Defined benefit liability	1,387	1,380
Lease liabilities	5,198	5,013
Liabilities related to structured entities	23,113	22,792
Provisions	1,379	3,675
Total	$ 50,171	$ 51,878

Subordinated Notes and Debent_2

Subordinated Notes and Debentures (Narrative) (Details) € in Millions, $ in Billions	Jan. 31, 2025 CAD ($)	Jan. 23, 2025 EUR (€)
NVCC [member]
Disclosure of detailed information about borrowings [line items]
Face amount of debt | €		€ 750
NVCC [member] | Bottom of range [member]
Disclosure of detailed information about borrowings [line items]
Redemption notice period		10 days
NVCC [member] | Top of range [member]
Disclosure of detailed information about borrowings [line items]
Redemption notice period		60 days
NVCC [member] | Until January 23, 2031 [Member]
Disclosure of detailed information about borrowings [line items]
Interest rate		4.03%
NVCC [member] | Until Maturity On January 23, 2036 [Member]
Disclosure of detailed information about borrowings [line items]
Interest rate		1.50%
NVCC Medium-Term Notes [Member]
Disclosure of detailed information about borrowings [line items]
Face amount of debt | $	$ 1
NVCC Medium-Term Notes [Member] | Bottom of range [member]
Disclosure of detailed information about borrowings [line items]
Redemption notice period	10 days
NVCC Medium-Term Notes [Member] | Top of range [member]
Disclosure of detailed information about borrowings [line items]
Redemption notice period	60 days
NVCC Medium-Term Notes [Member] | Until February 1, 2030 [Member]
Disclosure of detailed information about borrowings [line items]
Interest rate	4.231%
NVCC Medium-Term Notes [Member] | Until Maturity On February 1, 2035 [Member]
Disclosure of detailed information about borrowings [line items]
Interest rate	1.54%

Equity (Narrative) (Details)

Equity (Narrative) (Details) - CAD ($) $ / shares in Units, $ in Billions		3 Months Ended		12 Months Ended
	Feb. 26, 2025	Jan. 31, 2025	Jan. 31, 2024	Aug. 31, 2024	Feb. 24, 2025	Aug. 28, 2023
Disclosure of classes of share capital [line items]
Stock repurchase program number of shares repurchased		0	20,900,000	71,400,000
Number of shares repurchased price per share			$ 82.39
Stock Repurchase Program, Authorized Amount			$ 1.7
Common stock shares authorized to be repurchased						90,000,000
Dividend Reinvestment Plan [Member] | Bottom of range [member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares		0%
Dividend Reinvestment Plan [Member] | Top of range [member]
Disclosure of classes of share capital [line items]
Percentage of discount given to shareholders for reinvestment of dividend into additional common shares		5%
No Discount [Member]
Disclosure of classes of share capital [line items]
Percent of discount from share issuance		0%	0%
Number of shares issued during period		1,600,000	2,000,000
Ordinary share transactions [Member]
Disclosure of classes of share capital [line items]
Dividends common stock	$ 1.05
Ordinary share transactions [Member] | Top of range [member]
Disclosure of classes of share capital [line items]
Common stock shares authorized to be repurchased					100,000,000

Equity (Summary of Classes of S

Equity (Summary of Classes of Share Capital - Common Shares) (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Disclosure of classes of share capital [line items]
Balance at beginning of period	$ 115,160
Balance at end of period	$ 119,004
Common shares [member] | Issued capital [member]
Disclosure of classes of share capital [line items]
Balance at beginning of period (shares)	1,750.3	1,791.4
Balance at beginning of period	$ 25,373	$ 25,434
Proceeds from shares issued on exercise of stock options, Number of shares	0.3	0.6
Proceeds from shares issued on exercise of stock options, Amount	$ 25	$ 42
Shares issued as a result of dividend reinvestment plan, Number of shares	1.6	1.7
Shares issued as a result of dividend reinvestment plan	$ 130	$ 137
Purchase of shares for cancellation and other, Number of Shares	0	(20.9)
Purchase of shares for cancellation and other, Amount	$ 0	$ (295)
Balance at end of period (shares)	1,752.2	1,772.8
Balance at end of period	$ 25,528	$ 25,318

Equity (Summary of Classes of_2

Equity (Summary of Classes of Share Capital - Preferred Shares and Other Equity Instruments) (Details) - CAD ($) $ / shares in Units, $ in Millions		3 Months Ended
	Dec. 18, 2024	Jan. 31, 2025	Jan. 31, 2024
Disclosure of classes of share capital [line items]
Balance at beginning of period		$ 115,160
Balance at end of period		$ 119,004
Preferred shares and other equity instruments [member]
Disclosure of classes of share capital [line items]
Balance at end of period (shares)		78,100,000	148,600,000
Balance at end of period		$ 11,138	$ 10,853
Preferred shares [member]
Disclosure of classes of share capital [line items]
Balance at beginning of period (shares)		91,600,000	143,600,000
Redemption of shares (shares)		(20,000,000)	0
Balance at end of period (shares)		71,600,000	143,600,000
Balance at beginning of period		$ 3,900	$ 5,200
Redemption of shares		(500)	0
Balance at end of period		$ 3,400	$ 5,200
Preferred shares [member] | Preferred Shares Class A Series 5 [Member]
Disclosure of classes of share capital [line items]
Redemption price per share		$ 25
Stock redeemed during the period shares		20,000,000
Stock redeemed during the period value		$ 500
Other equity instruments [member]
Disclosure of classes of share capital [line items]
Balance at beginning of period (shares)		5,800,000	5,000,000
Balance at end of period (shares)		6,500,000	5,000,000
Balance at beginning of period		$ 6,988	$ 5,653
Balance at end of period		$ 7,738	$ 5,653
Other equity instruments [member] | Limited Recourse Capital Notes [Member]
Disclosure of classes of share capital [line items]
Issue of shares (shares)	750,000	700,000	0
Issue of shares		$ 750	$ 0
Notes issued	$ 750
Interest rate	5.909%
Notes, interest rate reset period	5 years
Interest rate basis on variable rates	3.10%

Equity (Summary of Classes of_3

Equity (Summary of Classes of Share Capital - Treasury Shares) (Details) - CAD ($) shares in Millions, $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Disclosure of classes of share capital [line items]
Balance at beginning of period	$ 115,160
Balance at end of period	$ 119,004
Common shares [member] | Treasury shares [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	0.2	0.7
Purchase of shares, Number of shares	44.9	37.5
Sale of shares, Number of shares	(44.6)	(37.5)
Ending balance, Number of shares	0.5	0.7
Balance at beginning of period	$ (17)	$ (64)
Purchase of shares, Amount	(3,504)	(3,096)
Sale of shares, Amount	3,483	3,102
Balance at end of period	(38)	(58)
Preferred shares and other equity instruments [member]
Disclosure of classes of share capital [line items]
Balance at end of period	$ 11,138	$ 10,853
Preferred shares and other equity instruments [member] | Treasury shares [member]
Disclosure of classes of share capital [line items]
Beginning balance, Number of shares	0.2	0.1
Purchase of shares, Number of shares	2.4	1.7
Sale of shares, Number of shares	(2.1)	(1.7)
Ending balance, Number of shares	0.5	0.1
Balance at beginning of period	$ (18)	$ (65)
Purchase of shares, Amount	(1,120)	(98)
Sale of shares and other equity instruments	1,087	136
Balance at end of period	$ (51)	$ (27)

Share-Based Compensation (Narra

Share-Based Compensation (Narrative) (Details) - Stock Option Awards [Member] $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended
	Jan. 31, 2025 CAD ($) shares $ / shares	Jan. 31, 2024 CAD ($) shares $ / shares
Disclosure of sensitivity analysis for actuarial assumptions [line items]
Compensation Expense | $	$ 3.1	$ 10.1
Granted | shares	2	2.5
Weighted average fair value of options granted | $ / shares	$ 12.80	$ 14.36

Share-Based Compensation (Sched

Share-Based Compensation (Schedule of Assumptions Used for Estimating the Fair Value of Options) (Details) - Options [Member] - $ / shares	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Disclosure of terms and conditions of share-based payment arrangement [line items]
Risk-free interest rate	3.08%	3.41%
Option contractual life	10 years	10 years
Expected volatility	19.47%	18.92%
Expected dividend yield	3.94%	3.78%
Exercise price/share price	$ 75.76	$ 81.78

Employee Benefits (Summary of E

Employee Benefits (Summary of Employee Benefit Plans Expenses) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Disclosure of defined benefit plans [line items]
Defined Benefit Plan Expenses	$ 326	$ 282
Principal Pension Plans [Member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	69	54
Net interest cost (income) on net defined benefit liability (asset)	(12)	(20)
Interest cost on asset limitation and minimum funding requirement	0	3
Defined benefit administrative expenses	3	2
Defined Benefit Plan Expenses	60	39
Principal post retirement benefit plan [Member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	2	1
Net interest cost (income) on net defined benefit liability (asset)	4	5
Interest cost on asset limitation and minimum funding requirement	0	0
Defined benefit administrative expenses	0	0
Defined Benefit Plan Expenses	6	6
Other pension and post retirement benefit plans [Member]
Disclosure of defined benefit plans [line items]
Service cost - benefits earned	5	4
Net interest cost (income) on net defined benefit liability (asset)	6	6
Interest cost on asset limitation and minimum funding requirement	0	1
Defined benefit administrative expenses	1	1
Defined Benefit Plan Expenses	$ 12	$ 12

Employee Benefits (Summary of_2

Employee Benefits (Summary of Expenses for Bank's Defined Contribution Plans) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	$ 326	$ 282
Defined contribution pension plans [member]
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	106	85
Government pension plans [member]
Disclosure of defined benefit plans [line items]
Defined Contribution Plan Expenses	$ 220	$ 197

Employee Benefits (Summary of R

Employee Benefits (Summary of Remeasurement of Defined Benefit Plans) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Principal pension plans [member]
Disclosure of net defined benefit liability (asset) [line items]
Remeasurement gain/(loss) - financial	$ (139)	$ (1,124)
Remeasurement gain/(loss) - return on plan assets less interest income	182	800
Changes in asset limitation and minimum funding requirement	(3)	176
Amounts Recognized in Other Comprehensive Income for Remeasurement of Defined Benefit Plans	40	(148)
Principal post retirement benefit plan [Member]
Disclosure of net defined benefit liability (asset) [line items]
Remeasurement gain/(loss) - financial	(7)	(36)
Remeasurement gain/(loss) - return on plan assets less interest income	0	0
Changes in asset limitation and minimum funding requirement	0	0
Amounts Recognized in Other Comprehensive Income for Remeasurement of Defined Benefit Plans	(7)	(36)
Other pension plans [Member]
Disclosure of net defined benefit liability (asset) [line items]
Remeasurement gain/(loss) - financial	(10)	(43)
Remeasurement gain/(loss) - return on plan assets less interest income	0	0
Changes in asset limitation and minimum funding requirement	0	0
Amounts Recognized in Other Comprehensive Income for Remeasurement of Defined Benefit Plans	$ (10)	$ (43)

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) $ in Millions	3 Months Ended
	Jan. 31, 2025 CAD ($)
Disclosure Of Income Tax [Line Items]
Additional Income Tax and Interest reassessed	$ 1,791
Tax rate effect from change in tax rate	0.50%
Revenu Quebec Agency [member] | 2011 to 2018 taxation years [member]
Disclosure Of Income Tax [Line Items]
Additional Income Tax and Interest reassessed	$ 52
Canada Revenue Agency Reassessment [member] | 2011 to 2019 taxation years [member]
Disclosure Of Income Tax [Line Items]
Additional Income Tax and Interest reassessed	1,668
Canada Revenue Agency Reassessment [member] | 2019 taxation year [member]
Disclosure Of Income Tax [Line Items]
Additional Income Tax and Interest reassessed	7
Alberta Tax and Revenue Administration Reassessment [member] | 2011 to 2018 taxation years [member]
Disclosure Of Income Tax [Line Items]
Additional Income Tax and Interest reassessed	$ 71

Earnings per Share (Summary of

Earnings per Share (Summary of Earnings Per Share) (Details) - CAD ($) $ / shares in Units, shares in Millions, $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Basic earnings (loss) per share
Net income (loss) attributable to common shareholders	$ 2,707	$ 2,750
Weighted-average number of common shares outstanding (millions)	1,749.9	1,776.7
Basic earnings (loss) per share (Canadian dollars)	$ 1.55	$ 1.55
Diluted earnings (loss) per share
Net income (loss) attributable to common shareholders including impact of dilutive securities	$ 2,707	$ 2,750
Stock options potentially exercisable (millions)	0.8	1.5
Weighted-average number of common shares outstanding - diluted (millions)	1,750.7	1,778.2
Diluted earnings (loss) per share (Canadian dollars)	$ 1.55	$ 1.55
Average outstanding options excluded from calculation of diluted earnings per share	5.9	4.9
Weighted Average Exercise Price of Average Share Options Outstanding Excluded From Calculation of Earnings Per Share	$ 84.34	$ 92.89

Provisions and Contingent Lia_2

Provisions and Contingent Liabilities (Narrative) (Details) - CAD ($)	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024	Oct. 31, 2024
Disclosure of Provisions Contingent Liabilities Commitments Guarantees Pledged Assets and Collateral [Line Items]
Restructuring charges	$ 0	$ 291,000,000
Legal and regulatory matters [member] | Bottom of range [member]
Disclosure of Provisions Contingent Liabilities Commitments Guarantees Pledged Assets and Collateral [Line Items]
Bank's reasonable possible losses	0		$ 0
Legal and regulatory matters [member] | Top of range [member]
Disclosure of Provisions Contingent Liabilities Commitments Guarantees Pledged Assets and Collateral [Line Items]
Bank's reasonable possible losses	$ 497,000,000		$ 625,000,000

Segmented Information (Summary

Segmented Information (Summary of Results by Business Segment) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024	Oct. 31, 2024
Disclosure of operating segments [line items]
Net interest income (loss)	$ 7,866	$ 7,488
Non-interest income (loss)	6,183	6,226
Total revenue	14,049	13,714
Provision for (recovery of) credit losses	1,212	1,001
Insurance service expenses	1,507	1,366
Non-interest expenses	8,070	8,030
Income (loss) before income taxes and share of net income from investment in Schwab	3,260	3,317
Provision for (recovery of) income taxes	698	634
Share of net income from investment in Schwab	231	141
Net income (loss)	2,793	2,824
Assets	2,093,554		$ 2,061,751
Canadian Personal and Commercial Banking [Member]
Disclosure of operating segments [line items]
Net interest income (loss)	4,135	3,833
Non-interest income (loss)	1,014	1,051
Total revenue	5,149	4,884
Provision for (recovery of) credit losses	521	423
Insurance service expenses	0	0
Non-interest expenses	2,086	1,984
Income (loss) before income taxes and share of net income from investment in Schwab	2,542	2,477
Provision for (recovery of) income taxes	711	692
Share of net income from investment in Schwab	0	0
Net income (loss)	1,831	1,785
Assets	587,920		584,468
U.S. Retail [member]
Disclosure of operating segments [line items]
Net interest income (loss)	3,064	2,899
Non-interest income (loss)	(282)	604
Total revenue	2,782	3,503
Provision for (recovery of) credit losses	451	385
Insurance service expenses	0	0
Non-interest expenses	2,380	2,459
Income (loss) before income taxes and share of net income from investment in Schwab	(49)	659
Provision for (recovery of) income taxes	(192)	(17)
Share of net income from investment in Schwab	199	194
Net income (loss)	342	870
Assets	590,732		606,572
Wealth Management and Insurance [Member]
Disclosure of operating segments [line items]
Net interest income (loss)	369	285
Non-interest income (loss)	3,229	2,850
Total revenue	3,598	3,135
Provision for (recovery of) credit losses	0	0
Insurance service expenses	1,507	1,366
Non-interest expenses	1,173	1,047
Income (loss) before income taxes and share of net income from investment in Schwab	918	722
Provision for (recovery of) income taxes	238	167
Share of net income from investment in Schwab	0	0
Net income (loss)	680	555
Assets	23,823		23,217
Wholesale Banking [member]
Disclosure of operating segments [line items]
Net interest income (loss)	(107)	198
Non-interest income (loss)	2,107	1,582
Total revenue	2,000	1,780
Provision for (recovery of) credit losses	72	10
Insurance service expenses	0	0
Non-interest expenses	1,535	1,500
Income (loss) before income taxes and share of net income from investment in Schwab	393	270
Provision for (recovery of) income taxes	94	65
Share of net income from investment in Schwab	0	0
Net income (loss)	299	205
Assets	729,329		686,795
Corporate [member]
Disclosure of operating segments [line items]
Net interest income (loss)	405	273
Non-interest income (loss)	115	139
Total revenue	520	412
Provision for (recovery of) credit losses	168	183
Insurance service expenses	0	0
Non-interest expenses	896	1,040
Income (loss) before income taxes and share of net income from investment in Schwab	(544)	(811)
Provision for (recovery of) income taxes	(153)	(273)
Share of net income from investment in Schwab	32	(53)
Net income (loss)	(359)	$ (591)
Assets	$ 161,750		$ 160,699

Interest Income and Expense (Su

Interest Income and Expense (Summary of Interest Income and Expense by Basis of Accounting Classification) (Details) - CAD ($) $ in Millions	3 Months Ended
	Jan. 31, 2025	Jan. 31, 2024
Disclosure Of Interest Income (Expense) [Line Items]
Interest income	$ 22,872	$ 22,813
Interest expense	15,006	15,325
Financial instruments measured or designated at fair value through profit or loss [member]
Disclosure Of Interest Income (Expense) [Line Items]
Interest income	2,061	2,250
Interest expense	3,186	3,133
Financial instruments measure at amortized cost and FVOCI [member]
Disclosure Of Interest Income (Expense) [Line Items]
Interest income	20,746	20,499
Financial assets amortized cost [member]
Disclosure Of Interest Income (Expense) [Line Items]
Interest income	19,844	19,566
Interest expense	11,820	12,192
Financial assets at fair value through other comprehensive income [member]
Disclosure Of Interest Income (Expense) [Line Items]
Interest income	902	933
Equity instruments measured at fair value through other comprehensive income [member]
Disclosure Of Interest Income (Expense) [Line Items]
Interest income	$ 65	$ 64

Regulatory Capital (Narrative)

Regulatory Capital (Narrative) (Details)	Jan. 31, 2025
First Of November Two Thousand And Twenty Three [Member]
Disclosure Of Regulatory Capital [Line Items]
Domestic stability buffer	3.50%
Basel III [member]
Disclosure Of Regulatory Capital [Line Items]
Minimum leverage ratio	3.50%
Target total loss absorbing capacity leverage ratio	25%
Target total loss absorbing capacity leverage ratio supervisory target	7.25%
Total capital target ratio	15%
CET1 target ratio	11.50%
Tier1 Target Ratio	13%
Domestic systemically important banks addition leverage ratio	0.50%
G-SIB surcharge percentage	1%
D-SIB surcharge percentage	1%

Regulatory Capital (Summary of

Regulatory Capital (Summary of Regulatory Capital Position) (Details) - CAD ($) $ in Millions	Jan. 31, 2025	Oct. 31, 2024
Capital
Common Equity Tier 1 Capital	$ 85,204	$ 82,714
Tier 1 Capital	95,589	93,248
Total Capital	110,238	105,745
Risk-weighted assets used in the calculation of capital ratios	$ 649,043	$ 630,900
Capital and leverage ratios
Common Equity Tier 1 Capital ratio	13.10%	13.10%
Tier 1 Capital ratio	14.70%	14.80%
Total Capital ratio	17%	16.80%
Leverage ratio	4.20%	4.20%
TLAC Ratio	29.50%	28.70%
TLAC Leverage Ratio	8.50%	8.10%