The First Bancshares, Inc. (FBMS) 10-Q 14 Nov 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013
Document Information [Line Items]	'
Document Type	'10-Q
Amendment Flag	'false
Document Period End Date	30-Sep-13
Document Fiscal Year Focus	'2013
Document Fiscal Period Focus	'Q3
Trading Symbol	'FBMS
Entity Common Stock, Shares Outstanding	5,107,131
Entity Registrant Name	'FIRST BANCSHARES INC /MS/
Entity Central Index Key	'0000947559
Current Fiscal Year End Date	'--12-31
Entity Filer Category	'Non-accelerated Filer

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$26,110	$20,225
Interest-bearing deposits with banks	24,326	9,588
Federal funds sold	1,328	1,064
Total cash and cash equivalents	51,764	30,877
Securities held-to-maturity, at amortized cost	8,446	8,470
Securities available-for-sale, at fair value	251,813	214,393
Other securities	4,624	3,438
Total securities	264,883	226,301
Loans held for sale	1,399	5,586
Loans	571,114	408,112
Allowance for loan losses	-5,672	-4,727
Loans, net	566,841	408,971
Premises and equipment	32,551	22,243
Interest receivable	3,377	2,887
Cash surrender value of life insurance	6,548	6,441
Goodwill	10,621	9,362
Other assets	10,018	7,522
Other real estate owned	5,292	6,782
TOTAL ASSETS	951,895	721,386
Deposits:	'	'
Noninterest-bearing	169,001	109,625
Interest-bearing	644,964	487,002
TOTAL DEPOSITS	813,965	596,627
Interest payable	413	212
Borrowed funds	30,000	36,771
Subordinated debentures	10,310	10,310
Other liabilities	13,447	11,580
TOTAL LIABILITIES	868,135	655,500
STOCKHOLDERS’ EQUITY:	'	'
Preferred stock, no par value, $1,000 per 2012, share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at September 30, 2013 and December 31, 2012 respectively	17,082	17,021
Common stock, par value $1 per share, 10,000,000 shares authorized; 5,133,625 shares issued at September 30, 2013 and 3,133,596 at December 31, 2012, respectively	5,134	3,134
Additional paid-in capital	41,994	23,711
Retained earnings	21,305	19,951
Accumulated other comprehensive income (loss)	-1,291	2,533
Treasury stock, at cost, 26,494 shares at September 30, 2013 and at December 31, 2012	-464	-464
TOTAL STOCKHOLDERS’ EQUITY	83,760	65,886
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$951,895	$721,386

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Preferred stock, per share liquidation	$1,000	$1,000
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, issued	17,123	17,123
Preferred stock, outstanding	17,123	17,123
Common stock, par value	$1	$1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	5,133,625	3,133,596
Treasury stock, shares	26,494	26,494

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME:	'	'	'	'
Interest and fees on loans	$7,216	$5,204	$18,765	$16,011
Interest and dividends on securities:	'	'	'	'
Taxable interest and dividends	841	731	2,484	2,154
Tax exempt interest	555	513	1,588	1,527
Interest on federal funds sold	36	11	70	42
TOTAL INTEREST INCOME	8,648	6,459	22,907	19,734
INTEREST EXPENSE:	'	'	'	'
Interest on deposits	540	714	1,824	2,440
Interest on borrowed funds	150	314	448	870
TOTAL INTEREST EXPENSE	690	1,028	2,272	3,310
NET INTEREST INCOME	7,958	5,431	20,635	16,424
PROVISION FOR LOAN LOSSES	360	371	1,020	744
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,598	5,060	19,615	15,680
OTHER INCOME:	'	'	'	'
Service charges on deposit accounts	1,077	853	2,931	2,580
Other service charges and fees	515	665	2,481	1,923
TOTAL OTHER INCOME	1,592	1,518	5,412	4,503
OTHER EXPENSES:	'	'	'	'
Salaries and employee benefits	4,010	3,075	10,922	9,009
Occupancy and equipment	802	493	2,862	2,402
Other	2,818	1,869	7,070	4,962
TOTAL OTHER EXPENSES	7,630	5,437	20,854	16,373
INCOME BEFORE INCOME TAXES	1,560	1,141	4,173	3,810
INCOME TAXES	456	269	1,032	930
NET INCOME	1,104	872	3,141	2,880
PREFERRED STOCK ACCRETION AND DIVIDENDS	106	106	318	318
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS	$998	$766	$2,823	$2,562
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS:	'	'	'	'
BASIC	$0.20	$0.25	$0.70	$0.83
DILUTED	$0.19	$0.24	$0.69	$0.82
DIVIDENDS PER SHARE - COMMON	$0.04	$0.04	$0.11	$0.11

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net income per consolidated statements of income	$1,104	$872	$3,141	$2,880
Other comprehensive income:	'	'	'	'
Unrealized holding gains (losses) arising during the period on available-for-sale securities	226	1,989	-5,844	3,712
Unrealized holding gains (losses) on loans held for sale	153	36	50	73
Income tax benefit (expense)	-129	-688	1,970	-1,287
Other Comprehensive Income (Loss)	250	1,337	-3,824	2,498
Comprehensive Income (Loss)	$1,354	$2,209	($683)	$5,378

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock	Preferred Stock	Stock Warrants	Additional Paid In Capital	Retained Earnings	Accumulated Other Comprehensive Income(Loss)	Treasury Stock
In Thousands
Balance at Dec. 31, 2011	$60,425	$3,093	$16,939	$284	$23,220	$16,791	$562	($464)
Net income	2,880	0	0	0	0	2,880	0	0
Other comprehensive income(loss)	2,498	0	0	0	0	0	2,498	0
Accretion and dividends on preferred stock	-257	0	61	0	0	-318	0	0
Dividends on common stock, $.1125 per share	-348	0	0	0	0	-348	0	0
Restricted stock grant	0	42	0	0	-42	0	0	0
Compensation expense	174	0	0	0	174	0	0	0
Balance at Sep. 30, 2012	65,372	3,135	17,000	284	23,352	19,005	3,060	-464
Balance at Dec. 31, 2012	65,886	3,134	17,021	284	23,427	19,951	2,533	-464
Net income	3,141	0	0	0	0	3,141	0	0
Other comprehensive income(loss)	-3,824	0	0	0	0	0	-3,824	0
Accretion and dividends on preferred stock	-257	0	61	0	0	-318	0	0
Dividends on common stock, $.1125 per share	-427	0	0	0	0	-427	0	0
Issuance of 1,951,220 common shares	18,958	1,951	0	0	18,049	-1,042	0	0
Restricted stock grant	0	49	0	0	-49	0	0	0
Compensation expense	283	0	0	0	283	0	0	0
Balance at Sep. 30, 2013	$83,760	$5,134	$17,082	$284	$41,710	$21,305	($1,291)	($464)

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	3 Months Ended				9 Months Ended
	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Dividends on common stock, per share	$0.04	$0.04	$0.04	$0.04	$0.11	$0.11
Issuance of common stock	'	'	'	'	1,951,220	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
NET INCOME	$3,141	$2,880
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation, amortization and accretion	1,316	1,894
Provision for loan losses	1,020	744
Loss on sale/writedown of ORE	280	396
Restricted stock expense	283	174
Increase in cash value of life insurance	-107	-130
Federal Home Loan Bank stock dividends	-5	-3
Changes in:	'	'
Interest receivable	-140	-282
Loans held for sale, net	4,962	-1,914
Interest payable	-140	-81
Other, net	5,670	3,287
NET CASH PROVIDED BY OPERATING ACTIVITIES	16,280	6,965
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Cash received in excess of cash paid for acquisition	43,150	0
Maturities and calls of securities available-for-sale	44,637	40,136
Purchases of securities available-for-sale and held-to-maturity	-83,416	-60,762
Net redemptions (purchases) of other securities	-1,084	11
Net increase in loans	-41,390	-10,020
Net additions in premises and equipment	-658	-428
NET CASH USED IN INVESTING ACTIVITIES	-38,761	-31,063
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Increase in deposits	31,851	48,477
Net decrease in borrowed funds	-6,771	-10,251
Dividends paid on common stock	-413	-340
Dividends paid on preferred stock	-257	-257
Issuance of 1,951,220 common shares, net	18,958	0
NET CASH PROVIDED BY FINANCING ACTIVITIES	43,368	37,629
NET INCREASE IN CASH	20,887	13,531
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	30,877	23,181
CASH AND CASH EQUIVALENTS AT END OF PERIOD	51,764	36,712
SUPPLEMENTAL DISCLOSURES:	'	'
CASH PAYMENTS FOR INTEREST	2,071	3,391
CASH PAYMENTS FOR INCOME TAXES	980	967
LOANS TRANSFERRED TO OTHER REAL ESTATE	1,875	6,353
ISSUANCE OF RESTRICTED STOCK GRANTS	$49	$42

CONSOLIDATED_STATEMENTS_OF_CAS1

CONSOLIDATED STATEMENTS OF CASH FLOWS (Parenthetical)	9 Months Ended
	Sep. 30, 2013
Issuance of common stock	1,951,220

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	9 Months Ended
	Sep. 30, 2013
Basis Of Presentation [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE A — BASIS OF PRESENTATION
	The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial statements and with the instructions to Form 10-Q of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included. Operating results for the nine months ended September 30, 2013, are not necessarily indicative of the results that may be expected for the year ending December 31, 2013. For further information, please refer to the consolidated financial statements and footnotes thereto included in the Company's Form 10-K for the year ended December 31, 2012.

SUMMARY_OF_ORGANIZATION

SUMMARY OF ORGANIZATION	9 Months Ended
	Sep. 30, 2013
Summary Of Organization [Abstract]	'
SUMMARY OF ORGANIZATION	'
	NOTE B — SUMMARY OF ORGANIZATION
	The First Bancshares, Inc., Hattiesburg, Mississippi (the "Company"), was incorporated June 23, 1995, under the laws of the State of Mississippi for the purpose of operating as a bank holding company. The Company’s primary asset is its interest in its wholly-owned subsidiary, The First, A National Banking Association (the “Bank”).
	At September 30, 2013, the Company had approximately $951.9 million in assets, $566.8 million in net loans, $814.0 million in deposits, and $83.8 million in stockholders' equity. For the nine months ended September 30, 2013, the Company reported net income of $3.1 million ($2.8 million applicable to common stockholders).
	In the first, second, and third quarters of 2013, the Company declared and paid a dividend of $.0375 per common share.

BUSINESS_COMBINATION

BUSINESS COMBINATION	9 Months Ended
	Sep. 30, 2013
Business Combination, Description [Abstract]	'
BUSINESS COMBINATION	'
	NOTE C – BUSINESS COMBINATION
	The Company entered into an Acquisition Agreement dated January 31, 2013, as amended (the “Agreement”) with First Baldwin Bancshares, Inc., an Alabama corporation (“Baldwin”). The Agreement provided that, based upon the terms and subject to the conditions set forth in the Agreement, the Company would acquire all of the outstanding shares (the “Acquisition”) of Baldwin’s wholly-owned subsidiary, First National Bank of Baldwin County, A National Banking Association (“FNB”). Subject to the terms and conditions of the Agreement, as amended, which was approved by both the Company’s Board of Directors and the Board of Directors of Baldwin, on February 21, 2013, Baldwin filed a voluntary bankruptcy petition under Chapter 11 of the Bankruptcy Code in the United States Bankruptcy Court for the Southern District of Alabama (“Bankruptcy Court”) and sought Bankruptcy Court approval of the Agreement and the Acquisition through a Chapter 11 plan. Upon approval by the Bankruptcy Court and consummation of the Acquisition, all outstanding FNB common stock would be sold to the Company for cash consideration of $3,300,000 (the “Purchase Price”). Each outstanding share of FNB common stock will remain outstanding and be unaffected by the Acquisition.
	The Company has recently completed its Acquisition of FNB. On April 23, 2013, the Bankruptcy Court confirmed the Chapter 11 Plan of Reorganization for Baldwin pursuant to which Baldwin had agreed to sell all of the outstanding voting stock of its subsidiary, FNB, under the Agreement. The Bankruptcy Court’s approval received was the last required regulatory approval regarding the Acquisition. Previously, both the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency had granted the requisite approvals for the Acquisition by the Company of all of the outstanding voting stock of FNB on March 28, 2013, and April 4, 2013, respectively. The Acquisition closed and was completed on April 30, 2013. There was no vote required of shareholders of FNB to approve the Acquisition.
	No further additional action or regulatory approval is required with respect to the Acquisition. As of the closing on April 30, 2013, FNB became a wholly-owned subsidiary of the Company and subsequently was merged with and into the Company’s bank subsidiary, The First, A National Banking Association.
	In connection with the acquisition, the Company recorded $1.3 million of goodwill and $.7 million of core deposit intangible. The core deposit will be expensed over 10 years.
	The Company acquired the $124.2 million loan portfolio at a fair value discount of $.5 million. The discount represents expected credit losses, adjustments to market interest rates and liquidity adjustments.
	The amounts of the acquired identifiable assets and liabilities as of the acquisition date were as follows (dollars in thousands):
	Purchase price:
	Cash	$	3,300
	Total purchase price		3,300
	Identifiable assets:
	Cash and due from banks		46,450
	Investments		2,508
	Loans and leases		124,165
	Other Real Estate		87
	Core deposit intangible		680
	Personal and real property		10,655
	Deferred tax asset		2,969
	Other assets		1,034
	Total assets		188,548
	Liabilities and equity:
	Deposits		185,771
	Other liabilities		736
	Total liabilities		186,507
	Net assets acquired		2,041
	Goodwill resulting from acquisition	$	1,259
	The outstanding principal balance and the carrying amount of these loans included in the consolidated balance sheet at September 30, 2013, are as follows (dollars in thousands):
	Outstanding principal balance	$	117,567
	Carrying amount	$	117,369
	All loans obtained in the acquisition reflect no specific evidence of credit deterioration and very low probability that the Company would be unable to collect all contractually required principal and interest payments.
	The amount of the revenue and earnings included in the Company’s consolidated income statement for the nine months ended September 30, 2013, reflect only amounts from the acquisition date of April 30, 2013, through the quarter end September 30, 2013. Historical financial information related to each loan and deposit acquired was impractical to determine due to retrospective application requiring significant estimates of amounts that cannot be independently substantiated. Further, we believe it is impossible to distinguish objectively information about those estimates that provides evidence of circumstances that existed on the dates at which those amounts would be recognized and measured under retrospective application.
	Expenses associated with the acquisition were $447,000 and $1,408,000 for the three and nine month periods ended September 30, 2013, respectively. These costs included system conversion and integrating operations charges as well as legal and consulting expenses, which have been expensed as incurred.

PREFERRED_STOCK_AND_WARRANT

PREFERRED STOCK AND WARRANT	9 Months Ended
	Sep. 30, 2013
Preferred Stock and Warrant [Abstract]	'
PREFERRED STOCK AND WARRANT	'
	NOTE D – PREFERRED STOCK AND WARRANT
	On February 6, 2009, as part of the U.S. Department of Treasury’s (“Treasury”) Capital Purchase Program (“CPP”), the Company received a $5.0 million equity investment by issuing 5 thousand shares of Series A, no par value preferred stock to the Treasury pursuant to a Letter Agreement and Securities Purchase Agreement that was previously disclosed by the Company. The Company also issued a warrant to the Treasury allowing it to purchase 54,705 shares of the Company’s common stock at an exercise price of $13.71. The warrant can be exercised immediately and has a term of 10 years.
	The Company allocated the proceeds received from the Treasury, net of transaction costs, on a pro rata basis to the Series A preferred stock and the warrant based on their relative fair values. The Company assigned $.3 million and $4.7 million to the warrant and the Series A preferred stock, respectively. The resulting discount on the Series A preferred stock is being accreted up to the $5.0 million liquidation amount at the time of the exchange that is described in the following paragraphs.
	On September 29, 2010, and pursuant to the terms of the letter agreement between the Company and the United States Department of the Treasury (“Treasury”), the Company closed a transaction whereby Treasury exchanged its 5,000 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series UST, (the “CPP Preferred Shares”) for 5,000 shares of a new series of preferred stock designated Fixed Rate Cumulative Perpetual Preferred Stock, Series CD (the “CDCI Preferred Shares”). On the same day, and pursuant to the terms of the letter agreement between the Company and Treasury, the Company issued an additional 12,123 CDCI Preferred Shares to Treasury for a purchase price of $12,123,000. As a result of the CDCI Transactions, the Company is no longer participating in the TARP Capital Purchase Program being administered by Treasury and is now participating in Treasury’s TARP Community Development Capital Initiative (the “CDCI”). The terms of the CDCI Transactions are more fully set forth in the Exchange Letter Agreement and the Purchase Letter Agreement.
	The Letter Agreement, pursuant to which the Preferred Shares were exchanged, contains limitations on the payment of dividends on the common stock to no more than 100% of the aggregate per share dividend and distributions for the immediate prior fiscal year (dividends of $0.15 per share were declared and paid in 2010, 2011, and 2012) and on the Company’s ability to repurchase its common stock, and continues to subject the Company to certain of the executive compensation limitations included in the Emergency Economic Stabilization Act of 2008 (EESA), as previously disclosed by the Company.
	The most significant difference in terms between the CDCI Preferred Shares and the CPP Preferred Shares is the dividend rate applicable to each. The CPP Preferred Shares entitled the holder to an annual dividend of 5% increasing to 9% after 5 years of the liquidation value of the shares, payable quarterly in arrears; by contrast, the CDCI Preferred Shares entitle the holder to an annual dividend of 2% for 8 years of the liquidation value of the shares, payable quarterly in arrears. Other differences in terms between the CDCI Preferred Shares and the CPP Preferred Shares, including, without limitation, the restrictions on common stock dividends and on redemption of common stock and other securities exist. The terms of the CDCI Preferred Shares are more fully set forth in the Articles of Amendment creating the CDCI Preferred Shares, which Articles of Amendment were filed with the Mississippi Secretary of State on September 27, 2010.
	As a condition to participate in the CDCI, the Company was required to obtain certification as a Community Development Financial Institution (a “CDFI”) from the Treasury’s Community Development Financial Fund. On September 28, 2010, the Company was notified that its application for CDFI certification had been approved. In order to become certified and maintain its certification as a CDFI, the Company is required to meet the CDFI eligibility requirements set forth in 12 C.F.R. 1805.201(b).
	On March 22, 2013, the Company raised $20,000,005 in a private placement of 1,951,220 shares of newly authorized Series D Nonvoting Convertible Preferred Stock (“Convertible Preferred Stock”) at a purchase price of $10.25 per share. The terms of the Convertible Preferred Stock provided for mandatory conversion into the Company’s common stock upon approval, which occurred at the annual meeting, May 23, 2013. The Company paid $921,487.43 in fees to its financial advisors who acted as placement agents in the private placement.
	The Company intends to use the net proceeds from the private placement to increase its equity capital and for general corporate purposes, which includes, among other things, support for organic and acquisition-based growth. The private placement was exempt from Securities and Exchange Commission registration pursuant to Section 4(2) of the Securities Act of 1933, as amended, and Rule 506 of Regulation D promulgated thereunder.
	Upon conversion of the Convertible Preferred Stock, the Company issued 1,951,220 shares of common stock. On September 30, 2013, the Company had 5,107,131 shares of common stock outstanding, excluding treasury shares.

EARNINGS_APPLICABLE_TO_COMMON_

EARNINGS APPLICABLE TO COMMON STOCKHOLDERS	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
EARNINGS APPLICABLE TO COMMON STOCKHOLDERS	'
	NOTE E — EARNINGS APPLICABLE TO COMMON STOCKHOLDERS
	Basic per share data is calculated based on the weighted-average number of common shares outstanding during the reporting period. Diluted per share data includes any dilution from potential common stock outstanding, such as stock options.
			For the Three Months Ended
			September 30, 2013
			Net Income		Shares		Per
			(Numerator)		(Denominator)		Share Data
	Basic per share	$	998,000		5,102,572	$	0.2
	Effect of dilutive shares:
	Restricted stock grants				47,945
	Diluted per share	$	998,000		5,150,517	$	0.19
		For the Nine Months Ended
		30-Sep-13
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	2,823,000		4,058,432	$	0.7
	Effect of dilutive shares:
	Restricted stock grants				47,945
	Diluted per share	$	2,823,000		4,106,377	$	0.69
		For the Three Months Ended
		September 30, 2012
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	766,000		3,108,867	$	0.25
	Effect of dilutive shares:
	Restricted stock grants				26,378
	Diluted per share	$	766,000		3,135,245	$	0.24
		For the Nine Months Ended
		September 30, 2012
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	2,562,000		3,099,024	$	0.83
	Effect of dilutive shares:
	Restricted stock grants				26,378
	Diluted per share	$	2,562,000		3,125,402	$	0.82
	The Company granted 35,133 shares of restricted stock in the first quarter of 2013, 15,500 shares of restricted stock in the third quarter of 2013 and 42,795 shares of restricted stock in the first quarter of 2012.

FAIR_VALUE_OF_ASSETS_AND_LIABI

FAIR VALUE OF ASSETS AND LIABILITIES	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
FAIR VALUE OF ASSETS AND LIABILITIES	'
	NOTE F — FAIR VALUE OF ASSETS AND LIABILITIES
	The Company groups its financial assets measured at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:
		Level 1:	Valuations for assets and liabilities traded in active exchange markets, such as the New York Stock Exchange. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
		Level 2:	Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third party pricing services for identical or comparable assets or liabilities which use observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets and liabilities
		Level 3:	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.
	Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheets.
	Available-for-Sale Securities
	The fair value of available-for-sale securities is determined by various valuation methodologies. Where quoted market prices are available in an active market, securities are classified within Level 1. If quoted market prices are not available, then fair values are estimated by using pricing models or quoted prices of securities with similar characteristics. Level 2 securities include U.S. Treasury securities, obligations of U.S. government corporations and agencies, obligations of states and political subdivisions, mortgage-backed securities and collateralized mortgage obligations. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.
	The following table presents the Company’s assets that are measured at fair value on a recurring basis and the level within the hierarchy in which the fair value measurements fell as of September 30, 2013 and December 31, 2012 (in thousands):
	30-Sep-13
	(Dollars in thousands)				Fair Value Measurements Using
					Quoted Prices		Significant		Significant
					in		Other		Unobservable
					Active		Observable		Inputs
					Markets		Inputs
					For
					Identical
					Assets
			Fair Value		(Level 1)		(Level 2)		(Level 3)
	Obligations of U. S. Government Agencies		$	32,527	$	-	$	32,527	$	-
	Municipal securities			110,367		-		110,367		-
	Mortgage-backed securities			81,032		-		81,032		-
	Corporate obligations			26,918		-		24,135		2,783
	Other			969		969		-		-
	Total		$	251,813	$	969	$	248,061	$	2,783
	31-Dec-12
					Fair Value Measurements Using
					Quoted Prices		Significant		Significant
					in		Other		Unobservable
					Active		Observable		Inputs
					Markets		Inputs
					For
					Identical
					Assets
			Fair Value		(Level 1)		(Level 2)		(Level 3)
	Obligations of U. S. Government Agencies		$	36,359	$	-	$	36,359	$	-
	Municipal securities			98,910		-		98,910		-
	Mortgage-backed securities			61,967		-		61,967		-
	Corporate obligations			16,187		-		13,519		2,668
	Other			970		970		-		-
	Total		$	214,393	$	970	$	210,755	$	2,668
	The following is a reconciliation of activity for assets measured at fair value based on significant unobservable (non-market) information.
	(Dollars in thousands)
			Bank-Issued
			Trust
			Preferred
			Securities
			2013		2012
	Balance, January 1		$	2,668	$	2,252
	Transfers into Level 3			-		-
	Transfers out of Level 3			-		-
	Other-than-temporary impairment loss included in earnings			-		-
	Unrealized gain included in comprehensive income			115		416
	Balance at Sept. 30, 2013 and December 31, 2012		$	2,783	$	2,668
	Following is a description of the valuation methodologies used for assets measured at fair value on a non-recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.
	Impaired Loans
	Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured for impairment. Allowable methods for estimating fair value include using the fair value of the collateral for collateral dependent loans or, where a loan is determined not to be collateral dependent, using the discounted cash flow method.
	If the impaired loan is identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the impaired loan is determined not to be collateral dependent, then the discounted cash flow method is used. This method requires the impaired loan to be recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate. The effective interest rate of a loan is the contractual interest rate adjusted for any net deferred loan fees or costs, or premium or discount existing at origination or acquisition of the loan. Impaired loans are classified within Level 2 of the fair value hierarchy.
	Other Real Estate Owned
	Other real estate owned acquired through loan foreclosure is initially recorded at fair value less estimated costs to sell, establishing a new cost basis. The adjustment at the time of foreclosure is recorded through the allowance for loan losses. Due to the subjective nature of establishing the fair value, the actual fair value of the other real estate owned or foreclosed asset could differ from the original estimate. If it is determined the fair value declines subsequent to foreclosure, a valuation allowance is recorded through non-interest expense. Operating costs associated with the assets are also recorded as non-interest expense. Gains and losses on the disposition of other real estate owned and foreclosed assets are netted and posted to other non-interest expense. Other real estate owned measured at fair value on a non-recurring basis at September 30, 2013, amounted to $5.3 million. Other real estate owned is classified within Level 2 of the fair value hierarchy.
	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at September 30, 2013 and December 31, 2012.
	($ in thousands)
	30-Sep-13
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
Impaired loans		$	4,351	$	-	$	4,351	$	-
Other real estate owned			5,292		-		5,292		-
31-Dec-12
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
Impaired loans		$	3,589	$	-	$	3,589	$	-
Other real estate owned			6,782		-		6,782		-
The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate that value:
Cash and Cash Equivalents – For such short-term instruments, the carrying amount is a reasonable estimate of fair value.
Investment in securities available-for-sale and held-to-maturity – The fair value measurement for securities available-for-sale was discussed earlier. The same measurement approach was used for securities held-to-maturity.
Loans – The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
Deposits – The fair values of demand deposits are, as required by ASC Topic 825, equal to the carrying value of such deposits. Demand deposits include noninterest-bearing demand deposits, savings accounts, NOW accounts, and money market demand accounts. The fair value of variable rate term deposits, those repricing within six months or less, approximates the carrying value of these deposits. Discounted cash flows have been used to value fixed rate term deposits and variable rate term deposits repricing after six months. The discount rate used is based on interest rates currently being offered on comparable deposits as to amount and term.
Short-Term Borrowings – The carrying value of any federal funds purchased and other short-term borrowings approximates their fair values.
FHLB and Other Borrowings – The fair value of the fixed rate borrowings are estimated using discounted cash flows, based on current incremental borrowing rates for similar types of borrowing arrangements. The carrying amount of any variable rate borrowing approximates its fair value.
Subordinated Debentures – The subordinated debentures bear interest at a variable rate and the carrying value approximates the fair value.
Off-Balance Sheet Instruments – Fair values of off-balance sheet financial instruments are based on fees charged to enter into similar agreements. However, commitments to extend credit do not represent a significant value until such commitments are funded or closed. Management has determined that these instruments do not have a distinguishable fair value and no fair value has been assigned.
		As of				As of
		September 30, 2013				December 31, 2012
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair		Amount		Fair
				Value				Value
		(In thousands)
Financial Instruments:
Assets:
Cash and cash equivalents		$	51,764	$	51,764	$	30,877	$	30,877
Securities available-for-sale			251,813		251,813		214,393		214,393
Securities held-to-maturity			8,446		9,441		8,470		7,055
Other securities			4,624		4,624		3,438		3,438
Loans, net			566,841		580,204		408,971		422,029
Liabilities:
Noninterest-bearing Deposits		$	169,001	$	169,001	$	109,625	$	109,625
Interest-bearing deposits			644,964		644,511		487,002		487,599
Subordinated debentures			10,310		10,310		10,310		10,310
FHLB and other borrowings			30,000		30,000		36,771		36,771

LOANS

LOANS	9 Months Ended
	Sep. 30, 2013
Loans Receivable, Net [Abstract]	'
LOANS	'
	NOTE G — LOANS
	Loans typically provide higher yields than the other types of earning assets, and, thus, one of the Company's goals is for loans to be the largest category of the Company's earning assets. At September 30, 2013 and December 31, 2012, loans accounted for 66.3% and 63.6% of earning assets, respectively. The Company controls and mitigates the inherent credit and liquidity risks through the composition of its loan portfolio.
	The following table shows the composition of the loan portfolio by category:
	Composition of Loan Portfolio
		September 30, 2013				December 31, 2012
		Amount		Percent		Amount			Percent
				of					of
				Total					Total
		(Dollars in thousands)
	Mortgage loans held for sale	$	1,399	0.2	%	$	5,586		1.4	%
	Commercial, financial and agricultural		79,094	13.8			53,234		12.9
	Real Estate:
	Mortgage-commercial		198,123	34.6			142,046		34.3
	Mortgage-residential		211,494	36.9			140,703		34
	Construction		66,745	11.7			57,529		13.9
	Consumer and other		15,658	2.8			14,600		3.5
	Total loans		572,513	100	%		413,698		100	%
	Allowance for loan losses		-5,672				-4,727
	Net loans	$	566,841			$	408,971
	In the context of this discussion, a "real estate mortgage loan" is defined as any loan, other than a loan for construction purposes, secured by real estate, regardless of the purpose of the loan. The Company follows the common practice of financial institutions in the Company’s market area of obtaining a security interest in real estate whenever possible, in addition to any other available collateral. This collateral is taken to reinforce the likelihood of the ultimate repayment of the loan and tends to increase the magnitude of the real estate loan portfolio component. Generally, the Company limits its loan-to-value ratio to 80%. Management attempts to maintain a conservative philosophy regarding its underwriting guidelines and believes it will reduce the risk elements of its loan portfolio through strategies that diversify the lending mix.
	Loans held for sale consists of mortgage loans originated by the Bank and sold into the secondary market. Commitments from investors to purchase the loans are obtained upon origination.
	Activity in the allowance for loan losses for the period is as follows:
	(In thousands)
		Three Months		Nine Months
		Ended		Ended
		Sept. 30, 2013		Sept. 30, 2013
	Balance at beginning of period	$	5,393	$	4,727
	Loans charged-off:
	Real Estate		-50		-356
	Installment and Other		-41		-171
	Commercial, Financial and Agriculture		-35		-105
	Total		-126		-632
	Recoveries on loans previously charged-off:
	Real Estate		27		492
	Installment and Other		12		51
	Commercial, Financial and Agriculture		6		14
	Total		45		557
	Net charge-offs		-81		-75
	Provision for Loan Losses		360		1,020
	Balance at end of period	$	5,672	$	5,672
	The following tables represent how the allowance for loan losses is allocated to a particular loan type, as well as the percentage of the category to total loans at September 30, 2013 and December 31, 2012.
	Allocation of the Allowance for Loan Losses
		September 30, 2013
		(Dollars in thousands)
		Amount		% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	504	13.7	%
	Commercial Real Estate		3,339	57.5
	Consumer Real Estate		1,238	25.3
	Consumer		198	3.5
	Unallocated		393	-
	Total	$	5,672	100	%
		December 31, 2012
		(Dollars in thousands)
		Amount		% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	420	13.3	%
	Commercial Real Estate		3,338	63.7
	Consumer Real Estate		810	19
	Consumer		151	4
	Unallocated		8	-
Total	$	4,727	100	%
The following table represents the Company’s impaired loans at September 30, 2013, and December 31, 2012.
	Sept. 30,		December 31,
	2013		2012
	(In thousands)
Impaired Loans:
Impaired loans without a valuation allowance	$	1,850	$	1,445
Impaired loans with a valuation allowance		2,501		2,144
Total impaired loans	$	4,351	$	3,589
Allowance for loan losses on impaired loans at period end		748		936
Total nonaccrual loans		2,681		3,401
Past due 90 days or more and still accruing		471		158
Average investment in impaired loans		3,554		2,979
The following table is a summary of interest recognized and cash-basis interest earned on impaired loans:
	Three Months		Nine Months
	Ended		Ended
	Sept. 30, 2013		Sept. 30, 2013
Average of individually impaired loans during period	$	3,554	$	3,554
Interest income recognized during Impairment		43		98
Cash-basis interest income recognized		42		110
The gross interest income that would have been recorded in the period that ended if the nonaccrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the three and nine months ended September 30, 2013, was $40,500 and $131,400, respectively. The Company had no loan commitments to borrowers in non-accrual status at September 30, 2013 and 2012.
The following tables provide the ending balances in the Company's loans (excluding mortgage loans held for sale) and allowance for loan losses, broken down by portfolio segment as of September 30, 2013 and December 31, 2012. The tables also provide additional detail as to the amount of our loans and allowance that correspond to individual versus collective impairment evaluation. The impairment evaluation corresponds to the Company's systematic methodology for estimating its Allowance for Loan Losses.
30-Sep-13
					Commercial,
			Installment		Financial
	Real		and		and			Total
	Estate		Other		Agriculture
	(In thousands)
Loans
Individually evaluated	$	4,218	$	41	$	92		$	4,351
Collectively evaluated		468,851		19,698		78,214			566,763
Total	$	473,069	$	19,739	$	78,306		$	571,114
Allowance for Loan Losses
Individually evaluated	$	680	$	36	$	32		$	748
Collectively evaluated		3,897		555		472			4,924
Total	$	4,577	$	591	$	504		$	5,672
31-Dec-12
					Commercial,
			Installment		Financial
	Real		and		and			Total
	Estate		Other		Agriculture
	(In thousands)
Loans
Individually evaluated	$	4,111	$	55	$	221		$	4,387
Collectively evaluated		333,299		16,401		54,025			403,725
Total	$	337,410	$	16,456	$	54,246		$	408,112
Allowance for Loan Losses
Individually evaluated	$	917	$	110	$	76		$	1,103
Collectively evaluated		3,231		49		344			3,624
Total	$	4,148	$	159	$	420		$	4,727
The following tables provide additional detail of impaired loans broken out according to class as of September 30, 2013 and December 31, 2012. The recorded investment included in the following table represents customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of our impaired loans at September 30, 2013, are on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs.
30-Sep-13
								Average		Interest
								Recorded		Income
	Recorded		Unpaid		Related			Investment		Recognized
	Investment		Balance		Allowance			YTD		YTD
	(In thousands)
Impaired loans with no related allowance:
Commercial installment	$	4	$	4	$	-		$	50	$	-
Commercial real estate		1,715		1,773		-			1,129		56
Consumer real estate		126		126		-			145		2
Consumer installment		5		5		-			5		-
Total	$	1,850	$	1,908	$	-		$	1,329	$	58
Impaired loans with a related allowance:
Commercial installment	$	87	$	87	$	32		$	60	$	5
Commercial real estate		1,610		1,680		391			1,308		33
Consumer real estate		768		768		289			820		12
Consumer installment		36		36		36			37		2
Total	$	2,501	$	2,571	$	748		$	2,225	$	52
Total Impaired Loans:
Commercial installment	$	91	$	91	$	32		$	110	$	5
Commercial real estate		3,325		3,453		391			2,437		89
Consumer real estate		894		894		289			965		14
Consumer installment		41		41		36			42		2
Total Impaired Loans	$	4,351	$	4,479	$	748		$	3,554	$	110
31-Dec-12
								Average		Interest
								Recorded		Income
	Recorded		Unpaid		Related			Investment		Recognized
	Investment		Balance		Allowance			YTD		YTD
	(In thousands)
Impaired loans with no related allowance:
Commercial installment	$	15	$	15	$	-		$	46	$	-
Commercial real estate		1,013		1,529		-			1,004		39
Consumer real estate		106		969		-			168		8
Consumer installment		311		311		-			156		1
Total	$	1,445	$	2,824	$	-		$	1,374	$	48
Impaired loans with a related allowance:
Commercial installment	$	203	$	203	$	73		$	173	$	8
Commercial real estate		1,549		1,549		747			1,546		38
Consumer real estate		44		44		44			72		4
Consumer installment		348		348		72			197		2
Total	$	2,144	$	2,144	$	936		$	1,988	$	52
Total Impaired Loans:
Commercial installment	$	218	$	218	$	73		$	219	$	8
Commercial real estate		2,562		3,078		747			2,550		77
Consumer real estate		150		1,013		44			240		12
Consumer installment		659		659		72			353		3
Total Impaired Loans	$	3,589	$	4,968	$	936		$	3,362	$	100
The following tables provide additional detail of troubled debt restructurings at September 30, 2013.
For the Three Months Ending September 30, 2013
			Outstanding
	Outstanding		Recorded
	Recorded		Investment					Interest
	Investment		Post-		Number of			Income
	Pre-Modification		Modification		Loans			Recognized
Commercial installment	$	-	$	-		-		$	-
Commercial real estate		858		858		3			24
Consumer real estate		-		-		-			-
Consumer installment		-		-		-			-
Total	$	858	$	858		3		$	24
For the Nine Months Ending September 30, 2013
			Outstanding
	Outstanding		Recorded
	Recorded		Investment				Interest
	Investment		Post-		Number of		Income
	Pre-Modification		Modification		Loans		Recognized
Commercial installment	$	-	$	-	-		$	-
Commercial real estate		858		858	3			41
Consumer real estate		66		66	1			1
Consumer installment		-		-	-			-
Total	$	924	$	924	4		$	42
The recorded investment in receivables for which the allowance for credit losses was previously measured under a general allowance for credit losses methodology and are now impaired under Section 310-10-35 was $1.3 million. The allowance for credit losses associated with those receivables on the basis of a current evaluation of loss was $48,000. All loans were performing as agreed with modified terms.
During the three and nine month periods ending September 30, 2013, there were 3 loans and 4 loans, respectively, modified as TDR, and are considered non-performing.
The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual:
	September 30, 2013
	(In thousands)
	Past Due		Past Due		Non-			Total		Total
	30 to 89		90 Days		Accrual			Past Due		Loans
	Days		or More					and
			and Still					Non-
			Accruing					Accrual
Real Estate-construction	$	276	$	-	$	210		$	486	$	66,745
Real Estate-mortgage		1,283		468		1,950			3,701		211,494
Real Estate-non farm non residential		935		-		511			1,446		198,123
Commercial		519		-		10			529		79,094
Consumer		64		3		-			67		15,658
Total	$	3,077	$	471	$	2,681		$	6,229	$	571,114
	December 31, 2012
	(In thousands)
	Past Due		Past Due		Non-			Total		Total
	30 to 89		90 Days		Accrual			Past Due		Loans
	Days		or More					and
			and					Non-
			Still					Accrual
			Accruing
Real Estate-construction	$	990	$	-	$	1,667		$	2,657	$	57,529
Real Estate-mortgage		3,045		147		986			4,178		140,703
Real Estate-non farm non residential		389		-		608			997		142,046
Commercial		88		-		135			223		53,234
Consumer		132		11		5			148		14,600
Total	$	4,644	$	158	$	3,401		$	8,203	$	408,112
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience credit documentation, public information, and current economic trends, among other factors. The Company uses the following definitions for risk ratings, which are consistent with the definitions used in supervisory guidance:
Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date.
Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.
As of September 30, 2013 and December 31, 2012, and based on the most recent analysis performed, the risk category of loans by class of loans (excluding mortgage loans held for sale) was as follows:
($ in thousands)
30-Sep-13
								Commercial,
	Real Estate		Real		Installment			Financial		Total
	Commercial		Estate		and			and
			Mortgage		Other			Agriculture
Pass	$	310,903	$	143,200	$	19,699		$	76,800	$	550,602
Special Mention		6,338		33		-			1,278		7,649
Substandard		11,634		1,283		40			258		13,215
Doubtful		-		-		-			-		-
Subtotal		328,875		144,516		19,739			78,336		571,466
Less:
Unearned discount		228		94		-			30		352
Loans, net of unearned discount	$	328,647	$	144,422	$	19,739		$	78,306	$	571,114
31-Dec-12
								Commercial,
	Real Estate		Real		Installment			Financial		Total
	Commercial		Estate		and			and
			Mortgage		Other			Agriculture
Pass	$	241,927	$	76,206	$	16,426		$	53,880	$	388,439
Special Mention		5,653		144		17			-		5,814
Substandard		12,606		1,059		15			320		14,000
Doubtful		-		-		-			60		60
Subtotal		260,186		77,409		16,458			54,260		408,313
Less:
Unearned discount		91		94		2			14		201
Loans, net of unearned discount	$	260,095	$	77,315	$	16,456		$	54,246	$	408,112

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
SECURITIES	'
	NOTE H — SECURITIES
	The following disclosure of the estimated fair value of financial instruments is made in accordance with authoritative guidance. The estimated fair value amounts have been determined using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
	A summary of the amortized cost and estimated fair value of available-for-sale securities and held-to-maturity securities at September 30, 2013, follows:
	($ in thousands)
		September 30, 2013
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
		Cost		Gains		Losses		Fair Value
	Available-for-sale securities:
	Obligations of U.S. Government Agencies	$	32,573	$	84	$	130	$	32,527
	Tax-exempt and taxable obligations of states and municipal		110,052		1,842		1,527		110,367
	subdivisions
	Mortgage-backed securities		81,526		871		1,365		81,032
	Corporate obligations		28,398		233		1,713		26,918
	Other		1,255		-		286		969
	Total	$	253,804	$	3,030	$	5,021	$	251,813
	Held-to-maturity securities:
	Mortgage-backed securities	$	2,446	$	-	$	66	$	2,380
	Taxable obligations of states and municipal subdivisions		6,000		1,061		-		7,061
	Total	$	8,446	$	1,061	$	66	$	9,441

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2013
Allowance For Loan Losses [Abstract]	'
ALLOWANCE FOR LOAN LOSSES	'
	NOTE I — ALLOWANCE FOR LOAN LOSSES
	The Company has developed policies and procedures for evaluating the overall quality of its credit portfolio and the timely identification of potential problem loans. Management’s judgment as to the adequacy of the allowance is based upon a number of assumptions which it believes to be reasonable, but which may not prove to be accurate, particularly given the Company’s growth and the economy. Thus, there can be no assurance that charge-offs in future periods will not exceed the allowance for loan losses or that additional increases in the loan loss allowance will not be required.
	The Company’s allowance consists of two parts. The first part is determined in accordance with authoritative guidance regarding contingencies. The Company’s determination of this part of the allowance is based upon quantitative and qualitative factors. A loan loss history based upon the three year quarterly moving average is utilized in determining the appropriate allowance. Historical loss factors are determined by graded and ungraded loans by loan type. These historical loss factors are applied to the loans by loan type to determine an indicated allowance. The loss factors of peer groups are considered in the determination of the allowance and are used to assist in the establishment of a long-term loss history for areas in which this data is unavailable and incorporated into the qualitative factors to be considered. The historical loss factors may also be modified based upon other qualitative factors including but not limited to local and national economic conditions, trends of delinquent loans, changes in lending policies and underwriting standards, concentrations, and management’s knowledge of the loan portfolio. These factors require judgment upon the part of management and are based upon state and national economic reports received from various institutions and agencies including the Federal Reserve Bank, United States Bureau of Economic Analysis, Bureau of Labor Statistics, meetings with the Company’s loan officers and loan committee, and data and guidance received or obtained from the Company’s regulatory authorities.
	The second part of the allowance is determined in accordance with authoritative guidance regarding loan impairment. Impaired loans are determined based upon a review by internal loan review and senior loan officers.
	The sum of the two parts constitutes management’s best estimate of an appropriate allowance for loan losses. When the estimated allowance is determined, it is presented to the Company’s audit committee for review and approval on a quarterly basis.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
	Impairment is measured on a loan by loan basis, and a specific allowance is assigned to each loan determined to be impaired. Impaired loans not deemed collateral dependent are analyzed according to the ultimate repayment source, whether that is cash flow from the borrower, guarantor or some other source of repayment. Impaired loans are deemed collateral dependent if in the Company’s opinion the ultimate source of repayment will be generated from the liquidation of collateral.
	The Company discontinues accrual of interest on loans when management believes, after considering economic and business conditions and collection efforts, that a borrower’s financial condition is such that the collection of interest is doubtful. Generally, the Company will place a delinquent loan in nonaccrual status when the loan becomes 90 days or more past due. At the time a loan is placed in nonaccrual status, all interest which has been accrued on the loan but remains unpaid is reversed and deducted from earnings as a reduction of reported interest income. No additional interest is accrued on the loan balance until the collection of both principal and interest becomes reasonably certain.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	9 Months Ended
	Sep. 30, 2013
Subsequent Events [Abstract]	'
SUBSEQUENT EVENTS	'
	NOTE J – SUBSEQUENT EVENTS
	Subsequent events have been evaluated by management through the date the financial statements were issued.

RECLASSIFICATION

RECLASSIFICATION	9 Months Ended
	Sep. 30, 2013
Reclassification [Abstract]	'
RECLASSIFICATION	'
	NOTE K – RECLASSIFICATION
	Certain amounts in the 2012 financial statements have been reclassified for comparative purposes to conform to the current period financial statement presentation.

BUSINESS_COMBINATIONS_Tables

BUSINESS COMBINATIONS (Tables)	9 Months Ended
	Sep. 30, 2013
Business Combination, Description [Abstract]	'
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	'
	The amounts of the acquired identifiable assets and liabilities as of the acquisition date were as follows (dollars in thousands):
	Purchase price:
	Cash	$	3,300
	Total purchase price		3,300
	Identifiable assets:
	Cash and due from banks		46,450
	Investments		2,508
	Loans and leases		124,165
	Other Real Estate		87
	Core deposit intangible		680
	Personal and real property		10,655
	Deferred tax asset		2,969
	Other assets		1,034
	Total assets		188,548
	Liabilities and equity:
	Deposits		185,771
	Other liabilities		736
	Total liabilities		186,507
	Net assets acquired		2,041
	Goodwill resulting from acquisition	$	1,259
Business Combination, Separately Recognized Transactions	'
	The outstanding principal balance and the carrying amount of these loans included in the consolidated balance sheet at September 30, 2013, are as follows (dollars in thousands):
	Outstanding principal balance	$	117,567
	Carrying amount	$	117,369

EARNINGS_APPLICABLE_TO_COMMON_1

EARNINGS APPLICABLE TO COMMON STOCKHOLDERS (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Weighted-Average Number of Common Shares Outstanding	'
	Basic per share data is calculated based on the weighted-average number of common shares outstanding during the reporting period. Diluted per share data includes any dilution from potential common stock outstanding, such as stock options.
			For the Three Months Ended
			September 30, 2013
			Net Income		Shares		Per
			(Numerator)		(Denominator)		Share Data
	Basic per share	$	998,000		5,102,572	$	0.2
	Effect of dilutive shares:
	Restricted stock grants				47,945
	Diluted per share	$	998,000		5,150,517	$	0.19
		For the Nine Months Ended
		30-Sep-13
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	2,823,000		4,058,432	$	0.7
	Effect of dilutive shares:
	Restricted stock grants				47,945
	Diluted per share	$	2,823,000		4,106,377	$	0.69
		For the Three Months Ended
		September 30, 2012
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	766,000		3,108,867	$	0.25
	Effect of dilutive shares:
	Restricted stock grants				26,378
	Diluted per share	$	766,000		3,135,245	$	0.24
		For the Nine Months Ended
		September 30, 2012
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	2,562,000		3,099,024	$	0.83
	Effect of dilutive shares:
	Restricted stock grants				26,378
	Diluted per share	$	2,562,000		3,125,402	$	0.82

FAIR_VALUE_OF_ASSETS_AND_LIABI1

FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Assets Measured on Recurring Basis	'
	The following table presents the Company’s assets that are measured at fair value on a recurring basis and the level within the hierarchy in which the fair value measurements fell as of September 30, 2013 and December 31, 2012 (in thousands):
	30-Sep-13
	(Dollars in thousands)			Fair Value Measurements Using
				Quoted Prices		Significant		Significant
				in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
	Obligations of U. S. Government Agencies	$	32,527	$	-	$	32,527	$	-
	Municipal securities		110,367		-		110,367		-
	Mortgage-backed securities		81,032		-		81,032		-
	Corporate obligations		26,918		-		24,135		2,783
	Other		969		969		-		-
	Total	$	251,813	$	969	$	248,061	$	2,783
	31-Dec-12
				Fair Value Measurements Using
				Quoted Prices		Significant		Significant
				in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
	Obligations of U. S. Government Agencies	$	36,359	$	-	$	36,359	$	-
	Municipal securities		98,910		-		98,910		-
	Mortgage-backed securities		61,967		-		61,967		-
	Corporate obligations		16,187		-		13,519		2,668
	Other		970		970		-		-
	Total	$	214,393	$	970	$	210,755	$	2,668
Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information	'
	The following is a reconciliation of activity for assets measured at fair value based on significant unobservable (non-market) information.
	(Dollars in thousands)
		Bank-Issued
		Trust
		Preferred
		Securities
		2013		2012
	Balance, January 1	$	2,668	$	2,252
	Transfers into Level 3		-		-
	Transfers out of Level 3		-		-
	Other-than-temporary impairment loss included in earnings		-		-
	Unrealized gain included in comprehensive income		115		416
	Balance at Sept. 30, 2013 and December 31, 2012	$	2,783	$	2,668
Fair Value Assets Measured on Nonrecurring Basis	'
	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at September 30, 2013 and December 31, 2012.
	($ in thousands)
	30-Sep-13
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
	Impaired loans	$	4,351	$	-	$	4,351	$	-
	Other real estate owned		5,292		-		5,292		-
	31-Dec-12
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
	Impaired loans	$	3,589	$	-	$	3,589	$	-
	Other real estate owned		6,782		-		6,782		-
Financial Instruments with No Distinguishable Fair Value	'
	Management has determined that these instruments do not have a distinguishable fair value and no fair value has been assigned.
		As of				As of
		September 30, 2013				December 31, 2012
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair		Amount		Fair
				Value				Value
		(In thousands)
	Financial Instruments:
	Assets:
	Cash and cash equivalents	$	51,764	$	51,764	$	30,877	$	30,877
	Securities available-for-sale		251,813		251,813		214,393		214,393
	Securities held-to-maturity		8,446		9,441		8,470		7,055
	Other securities		4,624		4,624		3,438		3,438
	Loans, net		566,841		580,204		408,971		422,029
	Liabilities:
	Noninterest-bearing Deposits	$	169,001	$	169,001	$	109,625	$	109,625
	Interest-bearing deposits		644,964		644,511		487,002		487,599
	Subordinated debentures		10,310		10,310		10,310		10,310
	FHLB and other borrowings		30,000		30,000		36,771		36,771

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2013
Loans Receivable, Net [Abstract]	'
Composition of Loan Portfolio	'
	The following table shows the composition of the loan portfolio by category:
	Composition of Loan Portfolio
		September 30, 2013				December 31, 2012
		Amount		Percent		Amount			Percent
				of					of
				Total					Total
		(Dollars in thousands)
	Mortgage loans held for sale	$	1,399	0.2	%	$	5,586		1.4	%
	Commercial, financial and agricultural		79,094	13.8			53,234		12.9
	Real Estate:
	Mortgage-commercial		198,123	34.6			142,046		34.3
	Mortgage-residential		211,494	36.9			140,703		34
	Construction		66,745	11.7			57,529		13.9
	Consumer and other		15,658	2.8			14,600		3.5
	Total loans		572,513	100	%		413,698		100	%
	Allowance for loan losses		-5,672				-4,727
	Net loans	$	566,841			$	408,971
Activity in Allowance for Loan Losses	'
	Activity in the allowance for loan losses for the period is as follows:
	(In thousands)
		Three Months		Nine Months
		Ended		Ended
		Sept. 30, 2013		Sept. 30, 2013
	Balance at beginning of period	$	5,393	$	4,727
	Loans charged-off:
	Real Estate		-50		-356
	Installment and Other		-41		-171
	Commercial, Financial and Agriculture		-35		-105
	Total		-126		-632
	Recoveries on loans previously charged-off:
	Real Estate		27		492
	Installment and Other		12		51
	Commercial, Financial and Agriculture		6		14
	Total		45		557
	Net charge-offs		-81		-75
	Provision for Loan Losses		360		1,020
	Balance at end of period	$	5,672	$	5,672
Allocation of Allowance for Loan Losses	'
	The following tables represent how the allowance for loan losses is allocated to a particular loan type, as well as the percentage of the category to total loans at September 30, 2013 and December 31, 2012.
	Allocation of the Allowance for Loan Losses
		September 30, 2013
		(Dollars in thousands)
		Amount		% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	504	13.7	%
	Commercial Real Estate		3,339	57.5
	Consumer Real Estate		1,238	25.3
	Consumer		198	3.5
	Unallocated		393	-
	Total	$	5,672	100	%
		December 31, 2012
		(Dollars in thousands)
		Amount		% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	420	13.3	%
	Commercial Real Estate		3,338	63.7
	Consumer Real Estate		810	19
	Consumer		151	4
	Unallocated		8	-
	Total	$	4,727	100	%
Impaired Loans	'
	The following table represents the Company’s impaired loans at September 30, 2013, and December 31, 2012.
		Sept. 30,		December 31,
		2013		2012
		(In thousands)
	Impaired Loans:
	Impaired loans without a valuation allowance	$	1,850	$	1,445
	Impaired loans with a valuation allowance		2,501		2,144
	Total impaired loans	$	4,351	$	3,589
	Allowance for loan losses on impaired loans at period end		748		936
	Total nonaccrual loans		2,681		3,401
	Past due 90 days or more and still accruing		471		158
	Average investment in impaired loans		3,554		2,979
Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans	'
	The following table is a summary of interest recognized and cash-basis interest earned on impaired loans:
		Three Months		Nine Months
		Ended		Ended
		Sept. 30, 2013		Sept. 30, 2013
	Average of individually impaired loans during period	$	3,554	$	3,554
	Interest income recognized during Impairment		43		98
	Cash-basis interest income recognized		42		110
Loans and Allowance for Loan Losses Evaluated Individually and Collectively	'
	The tables also provide additional detail as to the amount of our loans and allowance that correspond to individual versus collective impairment evaluation. The impairment evaluation corresponds to the Company's systematic methodology for estimating its Allowance for Loan Losses.
	30-Sep-13
						Commercial,
				Installment		Financial
		Real		and		and			Total
		Estate		Other		Agriculture
		(In thousands)
	Loans
	Individually evaluated	$	4,218	$	41	$	92		$	4,351
	Collectively evaluated		468,851		19,698		78,214			566,763
	Total	$	473,069	$	19,739	$	78,306		$	571,114
	Allowance for Loan Losses
	Individually evaluated	$	680	$	36	$	32		$	748
	Collectively evaluated		3,897		555		472			4,924
	Total	$	4,577	$	591	$	504		$	5,672
	31-Dec-12
						Commercial,
				Installment		Financial
		Real		and		and			Total
		Estate		Other		Agriculture
		(In thousands)
	Loans
	Individually evaluated	$	4,111	$	55	$	221		$	4,387
	Collectively evaluated		333,299		16,401		54,025			403,725
	Total	$	337,410	$	16,456	$	54,246		$	408,112
	Allowance for Loan Losses
	Individually evaluated	$	917	$	110	$	76		$	1,103
	Collectively evaluated		3,231		49		344			3,624
	Total	$	4,148	$	159	$	420		$	4,727
Troubled Debt Restructurings	'
	The following tables provide additional detail of impaired loans broken out according to class as of September 30, 2013 and December 31, 2012. The recorded investment included in the following table represents customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of our impaired loans at September 30, 2013, are on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs.
	30-Sep-13
									Average		Interest
									Recorded		Income
		Recorded		Unpaid		Related			Investment		Recognized
		Investment		Balance		Allowance			YTD		YTD
		(In thousands)
	Impaired loans with no related allowance:
	Commercial installment	$	4	$	4	$	-		$	50	$	-
	Commercial real estate		1,715		1,773		-			1,129		56
	Consumer real estate		126		126		-			145		2
	Consumer installment		5		5		-			5		-
	Total	$	1,850	$	1,908	$	-		$	1,329	$	58
	Impaired loans with a related allowance:
	Commercial installment	$	87	$	87	$	32		$	60	$	5
	Commercial real estate		1,610		1,680		391			1,308		33
	Consumer real estate		768		768		289			820		12
	Consumer installment		36		36		36			37		2
	Total	$	2,501	$	2,571	$	748		$	2,225	$	52
	Total Impaired Loans:
	Commercial installment	$	91	$	91	$	32		$	110	$	5
	Commercial real estate		3,325		3,453		391			2,437		89
	Consumer real estate		894		894		289			965		14
	Consumer installment		41		41		36			42		2
	Total Impaired Loans	$	4,351	$	4,479	$	748		$	3,554	$	110
	31-Dec-12
									Average		Interest
									Recorded		Income
		Recorded		Unpaid		Related			Investment		Recognized
		Investment		Balance		Allowance			YTD		YTD
		(In thousands)
	Impaired loans with no related allowance:
	Commercial installment	$	15	$	15	$	-		$	46	$	-
	Commercial real estate		1,013		1,529		-			1,004		39
	Consumer real estate		106		969		-			168		8
	Consumer installment		311		311		-			156		1
	Total	$	1,445	$	2,824	$	-		$	1,374	$	48
	Impaired loans with a related allowance:
	Commercial installment	$	203	$	203	$	73		$	173	$	8
	Commercial real estate		1,549		1,549		747			1,546		38
	Consumer real estate		44		44		44			72		4
	Consumer installment		348		348		72			197		2
	Total	$	2,144	$	2,144	$	936		$	1,988	$	52
	Total Impaired Loans:
	Commercial installment	$	218	$	218	$	73		$	219	$	8
	Commercial real estate		2,562		3,078		747			2,550		77
	Consumer real estate		150		1,013		44			240		12
	Consumer installment		659		659		72			353		3
	Total Impaired Loans	$	3,589	$	4,968	$	936		$	3,362	$	100
Additional Detail of Troubled Debt Restructurings	'
	The following tables provide additional detail of troubled debt restructurings at September 30, 2013.
	For the Three Months Ending September 30, 2013
				Outstanding
		Outstanding		Recorded
		Recorded		Investment					Interest
		Investment		Post-		Number of			Income
		Pre-Modification		Modification		Loans			Recognized
	Commercial installment	$	-	$	-		-		$	-
	Commercial real estate		858		858		3			24
	Consumer real estate		-		-		-			-
	Consumer installment		-		-		-			-
	Total	$	858	$	858		3		$	24
	For the Nine Months Ending September 30, 2013
				Outstanding
		Outstanding		Recorded
		Recorded		Investment				Interest
		Investment		Post-		Number of		Income
		Pre-Modification		Modification		Loans		Recognized
	Commercial installment	$	-	$	-	-		$	-
	Commercial real estate		858		858	3			41
	Consumer real estate		66		66	1			1
	Consumer installment		-		-	-			-
	Total	$	924	$	924	4		$	42
Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual	'
	The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual:
		September 30, 2013
		(In thousands)
		Past Due		Past Due		Non-			Total		Total
		30 to 89		90 Days		Accrual			Past Due		Loans
		Days		or More					and
				and Still					Non-
				Accruing					Accrual
	Real Estate-construction	$	276	$	-	$	210		$	486	$	66,745
	Real Estate-mortgage		1,283		468		1,950			3,701		211,494
	Real Estate-non farm non residential		935		-		511			1,446		198,123
	Commercial		519		-		10			529		79,094
	Consumer		64		3		-			67		15,658
	Total	$	3,077	$	471	$	2,681		$	6,229	$	571,114
		December 31, 2012
		(In thousands)
		Past Due		Past Due		Non-			Total		Total
		30 to 89		90 Days		Accrual			Past Due		Loans
		Days		or More					and
				and					Non-
				Still					Accrual
				Accruing
	Real Estate-construction	$	990	$	-	$	1,667		$	2,657	$	57,529
	Real Estate-mortgage		3,045		147		986			4,178		140,703
	Real Estate-non farm non residential		389		-		608			997		142,046
	Commercial		88		-		135			223		53,234
	Consumer		132		11		5			148		14,600
	Total	$	4,644	$	158	$	3,401		$	8,203	$	408,112
Risk Category of Loans by Class of Loans	'
	As of September 30, 2013 and December 31, 2012, and based on the most recent analysis performed, the risk category of loans by class of loans (excluding mortgage loans held for sale) was as follows:
	($ in thousands)
	30-Sep-13
									Commercial,
		Real Estate		Real		Installment			Financial		Total
		Commercial		Estate		and			and
				Mortgage		Other			Agriculture
	Pass	$	310,903	$	143,200	$	19,699		$	76,800	$	550,602
	Special Mention		6,338		33		-			1,278		7,649
	Substandard		11,634		1,283		40			258		13,215
	Doubtful		-		-		-			-		-
	Subtotal		328,875		144,516		19,739			78,336		571,466
	Less:
	Unearned discount		228		94		-			30		352
	Loans, net of unearned discount	$	328,647	$	144,422	$	19,739		$	78,306	$	571,114
	31-Dec-12
									Commercial,
		Real Estate		Real		Installment			Financial		Total
		Commercial		Estate		and			and
				Mortgage		Other			Agriculture
	Pass	$	241,927	$	76,206	$	16,426		$	53,880	$	388,439
	Special Mention		5,653		144		17			-		5,814
	Substandard		12,606		1,059		15			320		14,000
	Doubtful		-		-		-			60		60
	Subtotal		260,186		77,409		16,458			54,260		408,313
	Less:
	Unearned discount		91		94		2			14		201
	Loans, net of unearned discount	$	260,095	$	77,315	$	16,456		$	54,246	$	408,112

SECURITIES_Tables

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-to-Maturity Securities	'
	A summary of the amortized cost and estimated fair value of available-for-sale securities and held-to-maturity securities at September 30, 2013, follows:
	($ in thousands)
		September 30, 2013
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
		Cost		Gains		Losses		Fair Value
	Available-for-sale securities:
	Obligations of U.S. Government Agencies	$	32,573	$	84	$	130	$	32,527
	Tax-exempt and taxable obligations of states and municipal		110,052		1,842		1,527		110,367
	subdivisions
	Mortgage-backed securities		81,526		871		1,365		81,032
	Corporate obligations		28,398		233		1,713		26,918
	Other		1,255		-		286		969
	Total	$	253,804	$	3,030	$	5,021	$	251,813
	Held-to-maturity securities:
	Mortgage-backed securities	$	2,446	$	-	$	66	$	2,380
	Taxable obligations of states and municipal subdivisions		6,000		1,061		-		7,061
	Total	$	8,446	$	1,061	$	66	$	9,441

Summary_of_Organization_Additi

Summary of Organization - Additional Information (Detail) (USD $)	3 Months Ended				9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Dec. 31, 2011
Organization [Line Items]	'	'	'	'	'	'	'	'
Entity Incorporation, Date Of Incorporation	'	'	'	'	23-Jun-95	'	'	'
Entity Incorporation, State Country Name	'	'	'	'	'Hattiesburg, Mississippi	'	'	'
Assets	$951,895	'	'	'	$951,895	'	$721,386	'
Loans, including Loans held for sale	572,513	'	'	'	572,513	'	413,698	'
Deposits	813,965	'	'	'	813,965	'	596,627	'
Stockholders' equity	83,760	'	'	65,372	83,760	65,372	65,886	60,425
Net income	1,104	'	'	872	3,141	2,880	'	'
Net Income applicable to common stockholders	$998	'	'	$766	$2,823	$2,562	'	'
Dividends per share common	$0.04	$0.04	$0.04	$0.04	$0.11	$0.11	'	'

Business_Combination_Additiona

Business Combination - Additional Information (Detail) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Business Acquisition [Line Items]	'	'
Goodwill, acquired during period	'	$1,300,000
Acquired finite-lived intangible assets, weighted average useful life	'	'10 years
Business acquisition purchase price allocation loans receivable	124,200,000	124,200,000
Business combination fair value adjustments loans	'	5,000,000
Business combination, acquisition related costs	447,000	1,408,000
Core Deposits	'	'
Business Acquisition [Line Items]	'	'
Finite-lived intangible assets acquired	'	7,000,000
Alabama Corporation	'	'
Business Acquisition [Line Items]	'	'
Business acquisition costs of acquired entity purchase price	$3,300,000	$3,300,000

Acquired_Identifiable_Assets_a

Acquired Identifiable Assets and Liabilities as of Acquisition Date (Detail) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Purchase price:	'
Cash	$3,300
Total purchase price	3,300
Identifiable assets:	'
Cash and due from banks	46,450
Investments	2,508
Loans and leases	124,165
Other Real Estate	87
Core deposit intangible	680
Personal and real property	10,655
Deferred tax asset	2,969
Other assets	1,034
Total assets	188,548
Liabilities and equity:	'
Deposits	185,771
Other liabilities	736
Total liabilities	186,507
Net assets acquired	2,041
Goodwill resulting from acquisition	$1,259

Outstanding_Principal_Balance_

Outstanding Principal Balance And Carrying Amount Of These Loans Included In The Consolidated Balance Sheet (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Business Combination, Separately Recognized Transactions [Line Items]	'	'
Outstanding principal balance	$571,466	$408,313
Business Acquisition	'	'
Business Combination, Separately Recognized Transactions [Line Items]	'	'
Outstanding principal balance	117,567	'
Carrying amount	$117,369	'

Preferred_Stock_and_Warrant_Ad

Preferred Stock and Warrant - Additional Information (Detail) (USD $)

1 Months Ended

9 Months Ended

12 Months Ended

9 Months Ended

0 Months Ended

1 Months Ended

Sep. 29, 2010

Sep. 30, 2013

Sep. 30, 2012

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2010

Sep. 30, 2013

Feb. 06, 2009

Sep. 29, 2010

Sep. 29, 2010

Sep. 29, 2010

Mar. 22, 2013

Sep. 30, 2013

Private Placement

Series A Preferred Stock

Capital Purchase Program (CPP)

Capital Purchase Program (CPP)

Series CD Preferred Stock

Series D Preferred Stock

Convertible Preferred Stock

After Five Years

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds received from treasury

'

'

'

'

'

'

'

$5,000,000

'

'

'

'

'

Issuance of preferred stock, shares

'

'

'

'

'

'

'

5,000

'

'

12,123

'

'

Common Stock, shares repurchased

'

'

'

'

'

'

'

54,705

'

'

'

'

'

Warrant, exercise price

'

'

'

'

'

'

'

13.71

'

'

'

'

'

Warrant, term period

'

'

'

'

'

'

'

'10 years

'

'

'

'

'

Preferred stock, annual dividend rate

'

'

'

'

'

'

'

'

5.00%

9.00%

2.00%

'

'

Capital purchase liquidation dividend term

'

'

'

'

'

'

'

'

'5 years

'

'8 years

'

'

Proceeds received from treasury, warrant

'

'

'

'

'

'

'

3,000,000

'

'

'

'

'

Net proceeds from issuance and redemption of preferred stock

'

18,958,000

0

'

'

'

'

4,700,000

'

'

12,123,000

'

'

Accretion of Series A Preferred Stock discount, maximum amount

'

'

'

'

'

'

'

5,000,000

'

'

'

'

'

Series UST Fixed rate cumulative perpetual preferred shares exchanged to Series CD Preferred stocks

'

'

'

'

'

'

'

'

5,000

'

'

'

'

Limitations on payment of dividends on common stock

'no more than 100% of the aggregate per share dividend

'

'

'

'

'

'

'

'

'

'

'

'

Dividend declared and paid, common stock

'

'

'

$0.15

$0.15

$0.15

'

'

'

'

'

'

'

Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at June 30, 2013 and December 31, 2012, respectively

'

17,082,000

'

17,021,000

'

'

'

'

'

'

'

20,000,005

'

Preferred stock, issued

'

17,123

'

17,123

'

'

'

'

'

'

'

1,951,220

'

Preferred stock par value

'

'

'

'

'

'

'

'

'

'

'

$10.25

'

Common stock, shares, outstanding

'

5,107,131

'

'

'

'

'

'

'

'

'

'

'

Series CD fixed rate cumulative perpetual preferred shares issued in exchange to Series UST preferred stocks

'

'

'

'

'

'

'

'

'

'

5,000

'

1,951,220

Financial advisory fee

'

'

'

'

'

'

$921,487.43

'

'

'

'

'

'

Recovered_Sheet1

Earnings Applicable to Common Stockholders - Additional Information (Detail)	3 Months Ended
	Sep. 30, 2013	Mar. 31, 2013	Mar. 31, 2012
Earnings Per Share Basic [Line Items]	'	'	'
Shares of restricted stock granted	15,500	35,133	42,795

Recovered_Sheet2

Earnings Applicable to Common Stockholders (Detail) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share Basic [Line Items]	'	'	'	'
Net income available to common stock holders, basic	$998,000	$766,000	$2,823,000	$2,562,000
Net income available to common stock holders, diluted	$998,000	$766,000	$2,823,000	$2,562,000
Weighted average number of shares outstanding, basic	5,102,572	3,108,867	4,058,432	3,099,024
Effect of dilutive shares:	'	'	'	'
Restricted stock grants	47,945	26,378	47,945	26,378
Weighted average number of shares outstanding, diluted	5,150,517	3,135,245	4,106,377	3,125,402
Basic per share	$0.20	$0.25	$0.70	$0.83
Diluted per share	$0.19	$0.24	$0.69	$0.82

Recovered_Sheet3

Fair Value of Assets and Liabilities - Additional Information (Detail) (USD $)	Sep. 30, 2013
In Millions, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Assets measured at fair value on a non recurring basis	$5.30

Fair_Value_of_Assets_Measured_

Fair Value of Assets Measured on Recurring Basis (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	$251,813	$214,393
Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	32,527	36,359
Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	110,367	98,910
Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	81,032	61,967
Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	26,918	16,187
Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	969	970
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	969	970
Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	969	970
Significant Other Observable Inputs (Level 2)	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	248,061	210,755
Significant Other Observable Inputs (Level 2) | Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	32,527	36,359
Significant Other Observable Inputs (Level 2) | Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	110,367	98,910
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	81,032	61,967
Significant Other Observable Inputs (Level 2) | Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	24,135	13,519
Significant Other Observable Inputs (Level 2) | Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3)	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	2,783	2,668
Significant Unobservable Inputs (Level 3) | Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	2,783	2,668
Significant Unobservable Inputs (Level 3) | Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	$0	$0

Reconciliation_of_Activity_for

Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]	'	'
Balance, January 1	$2,668	$2,252
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Other-than-temporary impairment loss included in earnings	0	0
Unrealized gain included in comprehensive income	115	416
Balance at Sept. 30, 2013 and December 31, 2012	$2,783	$2,668

Fair_Value_of_Assets_Measured_1

Fair Value of Assets Measured on Nonrecurring Basis (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	$5,300	'
Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	4,351	3,589
Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	5,292	6,782
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	0	0
Significant Other Observable Inputs (Level 2) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	4,351	3,589
Significant Other Observable Inputs (Level 2) | Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	5,292	6,782
Significant Unobservable Inputs (Level 3) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	0	0
Significant Unobservable Inputs (Level 3) | Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	$0	$0

Fair_Values_of_offBalance_Shee

Fair Values of off-Balance Sheet Financial Instruments (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Assets:	'	'	'	'
Cash and cash equivalents	$51,764	$30,877	$36,712	$23,181
Securities available-for-sale	251,813	214,393	'	'
Securities held-to-maturity	8,446	8,470	'	'
Other securities	4,624	3,438	'	'
Loans, net	566,841	408,971	'	'
Liabilities:	'	'	'	'
Noninterest-bearing deposits	169,001	109,625	'	'
Interest-bearing deposits	644,964	487,002	'	'
Subordinated debentures	10,310	10,310	'	'
FHLB and other borrowings	30,000	36,771	'	'
Estimated Fair Value	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	51,764	30,877	'	'
Securities available-for-sale	251,813	214,393	'	'
Securities held-to-maturity	9,441	7,055	'	'
Other securities	4,624	3,438	'	'
Loans, net	580,204	422,029	'	'
Liabilities:	'	'	'	'
Noninterest-bearing deposits	169,001	109,625	'	'
Interest-bearing deposits	644,511	487,599	'	'
Subordinated debentures	10,310	10,310	'	'
FHLB and other borrowings	$30,000	$36,771	'	'

Loans_Additional_Information_D

Loans - Additional Information (Detail) (USD $)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Percentage of loan portfolio to earning assets	'	66.30%	63.60%
Loan to value ratio	80.00%	80.00%	'
Gross interest income if non-accrual loans had been current	$40,500	$131,400	'
Troubled debt restructurings, balance	1,300,000	1,300,000	'
Impaired receivables for which allowance for credit losses had previously been measured under general allowance for credit losses methodology, allowance for credit losses	$48,000	$48,000	'

Composition_of_Loan_Portfolio_

Composition of Loan Portfolio (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans held for sale	$571,114	'	$408,112
Total loans	572,513	'	413,698
Allowance for loan losses	-5,672	-5,393	-4,727
Loans, net	566,841	'	408,971
Percent of loan to total loan portfolio	100.00%	'	100.00%
Mortgage loans held for sale	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans held for sale	1,399	'	5,586
Percent of loan to total loan portfolio	0.20%	'	1.40%
Commercial, financial and agricultural	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans held for sale	79,094	'	53,234
Percent of loan to total loan portfolio	13.80%	'	12.90%
Mortgage-commercial	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans held for sale	198,123	'	142,046
Percent of loan to total loan portfolio	34.60%	'	34.30%
Mortgage-residential	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans held for sale	211,494	'	140,703
Percent of loan to total loan portfolio	36.90%	'	34.00%
Construction	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans held for sale	66,745	'	57,529
Percent of loan to total loan portfolio	11.70%	'	13.90%
Consumer and other	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans held for sale	$15,658	'	$14,600
Percent of loan to total loan portfolio	2.80%	'	3.50%

Activity_in_Allowance_for_Loan

Activity in Allowance for Loan Losses (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Balance at beginning of period	$5,393	'	$4,727	'
Loans charged-off	-126	'	-632	'
Recoveries on loans previously charged-off	45	'	557	'
Net charge-offs	-81	'	-75	'
Provision for Loan Losses	360	371	1,020	744
Balance at end of period	5,672	'	5,672	'
Real Estate	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans charged-off	-50	'	-356	'
Recoveries on loans previously charged-off	27	'	492	'
Installment and Other	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans charged-off	-41	'	-171	'
Recoveries on loans previously charged-off	12	'	51	'
Commercial Financial And Agricultural	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans charged-off	-35	'	-105	'
Recoveries on loans previously charged-off	$6	'	$14	'

Allocation_of_Allowance_for_Lo

Allocation of Allowance for Loan Losses (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses	$5,672	$5,393	$4,727
Allowance for loan losses, percentage of total	100.00%	'	100.00%
Commercial Non Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses	504	'	420
Allowance for loan losses, percentage of total	13.70%	'	13.30%
Commercial Real Estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses	3,339	'	3,338
Allowance for loan losses, percentage of total	57.50%	'	63.70%
Consumer real estate	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses	1,238	'	810
Allowance for loan losses, percentage of total	25.30%	'	19.00%
Consumer	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses	198	'	151
Allowance for loan losses, percentage of total	3.50%	'	4.00%
Unallocated	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses	$393	'	$8
Allowance for loan losses, percentage of total	0.00%	'	0.00%

Impaired_Loans_Detail

Impaired Loans (Detail) (USD $)	3 Months Ended	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012
Impaired Loans:	'	'	'
Impaired loans without a valuation allowance	$1,850	$1,850	$1,445
Impaired loans with a valuation allowance	2,501	2,501	2,144
Total impaired loans	4,351	4,351	3,589
Allowance for loan losses on impaired loans at period end	748	748	936
Total nonaccrual loans	2,681	2,681	3,401
Past due 90 days or more and still accruing	471	471	158
Average investment in impaired loans	$3,554	$3,554	$2,979

Summary_of_Interest_Recognized

Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans (Detail) (USD $)	3 Months Ended	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'	'
Average of individually impaired loans during period	$3,554	$3,554	$2,979
Interest income recognized during impairment	24	42	100
Cash-basis interest income recognized	$42	$110	'

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses, Broken Down by Portfolio Segment (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans	'	'	'
Individually evaluated	$4,351	'	$4,387
Collectively evaluated	566,763	'	403,725
Total	571,114	'	408,112
Allowance for Loan Losses	'	'	'
Individually evaluated	748	'	1,103
Collectively evaluated	4,924	'	3,624
Total	5,672	5,393	4,727
Real Estate	'	'	'
Loans	'	'	'
Individually evaluated	4,218	'	4,111
Collectively evaluated	468,851	'	333,299
Total	473,069	'	337,410
Allowance for Loan Losses	'	'	'
Individually evaluated	680	'	917
Collectively evaluated	3,897	'	3,231
Total	4,577	'	4,148
Installment and Other	'	'	'
Loans	'	'	'
Individually evaluated	41	'	55
Collectively evaluated	19,698	'	16,401
Total	19,739	'	16,456
Allowance for Loan Losses	'	'	'
Individually evaluated	36	'	110
Collectively evaluated	555	'	49
Total	591	'	159
Commercial Financial And Agricultural	'	'	'
Loans	'	'	'
Individually evaluated	92	'	221
Collectively evaluated	78,214	'	54,025
Total	78,306	'	54,246
Allowance for Loan Losses	'	'	'
Individually evaluated	32	'	76
Collectively evaluated	472	'	344
Total	$504	'	$420

Additional_Detail_of_Impaired_

Additional Detail of Impaired Loans Broken Out According to Class (Detail) (USD $)	3 Months Ended	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired loans without a valuation allowance, recorded investment	$1,850	$1,850	$1,445
Impaired loans with no related allowance, unpaid balance	1,908	1,908	2,824
Impaired loans with no related allowance, average recorded investment YTD	'	1,329	1,374
Impaired loans with no related allowance, interest income recognized YTD	'	58	48
Impaired loans with a related allowance, recorded investment	2,501	2,501	2,144
Impaired loans with a related allowance, unpaid balance	2,571	2,571	2,144
Impaired loans with a related allowance:	748	748	936
Impaired loans with a related allowance, average recored investment YTD	'	2,225	1,988
Impaired loans with a related allowance, interest income recognized YTD	'	52	52
Recorded Investment	4,351	4,351	3,589
Unpaid Balance	4,479	4,479	4,968
Related Allowance	748	748	936
Average Recorded Investment YTD	3,554	3,554	2,979
Interest Income Recognized YTD	24	42	100
Commercial installment	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired loans without a valuation allowance, recorded investment	4	4	15
Impaired loans with no related allowance, unpaid balance	4	4	15
Impaired loans with no related allowance, average recorded investment YTD	'	50	46
Impaired loans with no related allowance, interest income recognized YTD	'	0	0
Impaired loans with a related allowance, recorded investment	87	87	203
Impaired loans with a related allowance, unpaid balance	87	87	203
Impaired loans with a related allowance:	32	32	73
Impaired loans with a related allowance, average recored investment YTD	'	60	173
Impaired loans with a related allowance, interest income recognized YTD	'	5	8
Recorded Investment	91	91	218
Unpaid Balance	91	91	218
Related Allowance	32	32	73
Average Recorded Investment YTD	'	110	219
Interest Income Recognized YTD	'	5	8
Commercial Real Estate	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired loans without a valuation allowance, recorded investment	1,715	1,715	1,013
Impaired loans with no related allowance, unpaid balance	1,773	1,773	1,529
Impaired loans with no related allowance, average recorded investment YTD	'	1,129	1,004
Impaired loans with no related allowance, interest income recognized YTD	'	56	39
Impaired loans with a related allowance, recorded investment	1,610	1,610	1,549
Impaired loans with a related allowance, unpaid balance	1,680	1,680	1,549
Impaired loans with a related allowance:	391	391	747
Impaired loans with a related allowance, average recored investment YTD	'	1,308	1,546
Impaired loans with a related allowance, interest income recognized YTD	'	33	38
Recorded Investment	3,325	3,325	2,562
Unpaid Balance	3,453	3,453	3,078
Related Allowance	391	391	747
Average Recorded Investment YTD	'	2,437	2,550
Interest Income Recognized YTD	24	41	77
Consumer real estate	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired loans without a valuation allowance, recorded investment	126	126	106
Impaired loans with no related allowance, unpaid balance	126	126	969
Impaired loans with no related allowance, average recorded investment YTD	'	145	168
Impaired loans with no related allowance, interest income recognized YTD	'	2	8
Impaired loans with a related allowance, recorded investment	768	768	44
Impaired loans with a related allowance, unpaid balance	768	768	44
Impaired loans with a related allowance:	289	289	44
Impaired loans with a related allowance, average recored investment YTD	'	820	72
Impaired loans with a related allowance, interest income recognized YTD	'	12	4
Recorded Investment	894	894	150
Unpaid Balance	894	894	1,013
Related Allowance	289	289	44
Average Recorded Investment YTD	'	965	240
Interest Income Recognized YTD	0	1	12
Consumer installment	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Impaired loans without a valuation allowance, recorded investment	5	5	311
Impaired loans with no related allowance, unpaid balance	5	5	311
Impaired loans with no related allowance, average recorded investment YTD	'	5	156
Impaired loans with no related allowance, interest income recognized YTD	'	0	1
Impaired loans with a related allowance, recorded investment	36	36	348
Impaired loans with a related allowance, unpaid balance	36	36	348
Impaired loans with a related allowance:	36	36	72
Impaired loans with a related allowance, average recored investment YTD	'	37	197
Impaired loans with a related allowance, interest income recognized YTD	'	2	2
Recorded Investment	41	41	659
Unpaid Balance	41	41	659
Related Allowance	36	36	72
Average Recorded Investment YTD	'	42	353
Interest Income Recognized YTD	'	$2	$3

Additional_Detail_of_Troubled_

Additional Detail of Troubled Debt Restructurings (Detail) (USD $)	3 Months Ended	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Modifications [Line Items]	'	'	'
Outstanding Record Investment Pre-Modification	$858	$924	'
Outstanding Record Investment Post-Modification	858	924	'
Number of loans	3	4	'
Interest income Recognized	24	42	100
Commercial installment	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Outstanding Record Investment Pre-Modification	0	'	'
Outstanding Record Investment Post-Modification	0	'	'
Number of loans	0	0	'
Interest income Recognized	0	0	'
Commercial real estate	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Outstanding Record Investment Pre-Modification	858	858	'
Outstanding Record Investment Post-Modification	858	858	'
Number of loans	3	3	'
Interest income Recognized	24	41	77
Consumer real estate	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Outstanding Record Investment Pre-Modification	0	66	'
Outstanding Record Investment Post-Modification	0	66	'
Number of loans	0	1	'
Interest income Recognized	0	1	12
Consumer installment	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Outstanding Record Investment Pre-Modification	0	0	'
Outstanding Record Investment Post-Modification	0	0	'
Number of loans	0	0	'
Interest income Recognized	$0	$0	'

Summary_of_Loans_Classified_as

Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	$3,077	$4,644
Past due 90 days or more and still accruing	471	158
Non- Accrual	2,681	3,401
Total Past Due and Non- Accrual	6,229	8,203
Total Loans	571,114	408,112
Real Estate-construction	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	276	990
Past due 90 days or more and still accruing	0	0
Non- Accrual	210	1,667
Total Past Due and Non- Accrual	486	2,657
Total Loans	66,745	57,529
Real Estate-mortgage	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	1,283	3,045
Past due 90 days or more and still accruing	468	147
Non- Accrual	1,950	986
Total Past Due and Non- Accrual	3,701	4,178
Total Loans	211,494	140,703
Real Estate-non farm non residential	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	935	389
Past due 90 days or more and still accruing	0	0
Non- Accrual	511	608
Total Past Due and Non- Accrual	1,446	997
Total Loans	198,123	142,046
Commercial	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	519	88
Past due 90 days or more and still accruing	0	0
Non- Accrual	10	135
Total Past Due and Non- Accrual	529	223
Total Loans	79,094	53,234
Consumer	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	64	132
Past due 90 days or more and still accruing	3	11
Non- Accrual	0	5
Total Past Due and Non- Accrual	67	148
Total Loans	$15,658	$14,600

Risk_Category_of_Loans_by_Clas

Risk Category of Loans by Class of Loans (Excluding Mortgage Loans Held for Sale) (Detail) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	$571,466	$408,313
Unearned discount	352	201
Total	571,114	408,112
Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	550,602	388,439
Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	7,649	5,814
Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	13,215	14,000
Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	60
Commercial Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	328,875	260,186
Unearned discount	228	91
Total	328,647	260,095
Commercial Real Estate | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	310,903	241,927
Commercial Real Estate | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	6,338	5,653
Commercial Real Estate | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	11,634	12,606
Commercial Real Estate | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Mortgage Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	144,516	77,409
Unearned discount	94	94
Total	144,422	77,315
Mortgage Real Estate | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	143,200	76,206
Mortgage Real Estate | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	33	144
Mortgage Real Estate | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	1,283	1,059
Mortgage Real Estate | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Installment and Other	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	19,739	16,458
Unearned discount	0	2
Total	19,739	16,456
Installment and Other | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	19,699	16,426
Installment and Other | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	17
Installment and Other | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	40	15
Installment and Other | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Commercial,Financial and Agriculture	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	78,336	54,260
Unearned discount	30	14
Total	78,306	54,246
Commercial,Financial and Agriculture | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	76,800	53,880
Commercial,Financial and Agriculture | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	1,278	0
Commercial,Financial and Agriculture | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	258	320
Commercial,Financial and Agriculture | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	$0	$60

Summary_of_Amortized_Cost_and_

Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-To-Maturity Securities (Detail) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	$253,804	'
Available-for-sale Securities, Gross Unrealized Gain	3,030	'
Available-for-sale Securities, Gross Unrealized Loss	5,021	'
Available-for-sale securities, Estimated Fair Value	251,813	214,393
Held-to-Maturity, Amortized Cost	8,446	'
Held-to-maturity Securities, Gross Unrecognized Gain	1,061	'
Held-to-maturity Securities, Gross Unrecognized Loss	66	'
Held-to-Maturity, Estimated Fair Value	9,441	'
Obligations of U.S. Government Agencies	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	32,573	'
Available-for-sale Securities, Gross Unrealized Gain	84	'
Available-for-sale Securities, Gross Unrealized Loss	130	'
Available-for-sale securities, Estimated Fair Value	32,527	'
Tax-exempt and taxable obligations of states and municipal subdivisions	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	110,052	'
Available-for-sale Securities, Gross Unrealized Gain	1,842	'
Available-for-sale Securities, Gross Unrealized Loss	1,527	'
Available-for-sale securities, Estimated Fair Value	110,367	'
Held-to-Maturity, Amortized Cost	6,000	'
Held-to-maturity Securities, Gross Unrecognized Gain	1,061	'
Held-to-maturity Securities, Gross Unrecognized Loss	0	'
Held-to-Maturity, Estimated Fair Value	7,061	'
Mortgage-backed securities	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	81,526	'
Available-for-sale Securities, Gross Unrealized Gain	871	'
Available-for-sale Securities, Gross Unrealized Loss	1,365	'
Available-for-sale securities, Estimated Fair Value	81,032	'
Held-to-Maturity, Amortized Cost	2,446	'
Held-to-maturity Securities, Gross Unrecognized Gain	0	'
Held-to-maturity Securities, Gross Unrecognized Loss	66	'
Held-to-Maturity, Estimated Fair Value	2,380	'
Corporate obligations	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	28,398	'
Available-for-sale Securities, Gross Unrealized Gain	233	'
Available-for-sale Securities, Gross Unrealized Loss	1,713	'
Available-for-sale securities, Estimated Fair Value	26,918	'
Other	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	1,255	'
Available-for-sale Securities, Gross Unrealized Gain	0	'
Available-for-sale Securities, Gross Unrealized Loss	286	'
Available-for-sale securities, Estimated Fair Value	$969	'