The First Bancshares, Inc. (FBMS) 10-Q 9 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014
Document Information [Line Items]	'
Document Type	'10-Q
Amendment Flag	'false
Document Period End Date	31-Mar-14
Document Fiscal Year Focus	'2014
Document Fiscal Period Focus	'Q1
Trading Symbol	'FBMS
Entity Common Stock, Shares Outstanding	5,149,280
Entity Registrant Name	'FIRST BANCSHARES INC /MS/
Entity Central Index Key	'0000947559
Current Fiscal Year End Date	'--12-31
Entity Filer Category	'Non-accelerated Filer

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$28,514	$24,080
Interest-bearing deposits with banks	31,203	14,205
Federal funds sold	22,261	967
Total cash and cash equivalents	81,978	39,252
Securities held-to-maturity, at amortized cost	8,429	8,438
Securities available-for-sale, at fair value	236,460	244,051
Other securities	6,148	5,534
Total securities	251,037	258,023
Loans held for sale	2,586	3,680
Loans	590,947	579,623
Allowance for loan losses	-5,811	-5,728
Loans, net	587,722	577,575
Premises and equipment	31,416	32,072
Interest receivable	3,431	3,292
Cash surrender value of life insurance	9,182	6,593
Goodwill	10,621	10,621
Other assets	7,959	8,992
Other real estate owned	5,221	4,470
TOTAL ASSETS	988,567	940,890
Deposits:	'	'
Noninterest-bearing	179,334	173,794
Interest-bearing	684,247	606,177
TOTAL DEPOSITS	863,581	779,971
Interest payable	351	400
Borrowed funds	15,000	52,000
Subordinated debentures	10,310	10,310
Other liabilities	11,829	13,101
TOTAL LIABILITIES	901,071	855,782
STOCKHOLDERS’ EQUITY:	'	'
Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at March 31, 2014 and December 31, 2013, respectively	17,123	17,103
Common stock, par value $1 per share, 10,000,000 shares authorized; 5,175,774 shares issued at March 31, 2014 and 5,122,941 at December 31, 2013, respectively	5,176	5,123
Additional paid-in capital	42,107	42,086
Retained earnings	23,637	22,509
Accumulated other comprehensive income (loss)	-83	-1,249
Treasury stock, at cost, 26,494 shares at March 31, 2014 and at December 31, 2013	-464	-464
TOTAL STOCKHOLDERS’ EQUITY	87,496	85,108
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$988,567	$940,890

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Preferred stock, no par value	$0	$0
Preferred stock, per share liquidation	$1,000	$1,000
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, issued	17,123	17,123
Preferred stock, outstanding	17,123	17,123
Common stock, par value	$1	$1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	5,175,774	5,122,941
Treasury stock, shares	26,494	26,494

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME:	'	'
Interest and fees on loans	$7,004	$5,231
Interest and dividends on securities:	'	'
Taxable interest and dividends	903	903
Tax exempt interest	529	504
Interest on federal funds sold	11	12
TOTAL INTEREST INCOME	8,447	6,650
INTEREST EXPENSE:	'	'
Interest on deposits	466	618
Interest on borrowed funds	157	141
TOTAL INTEREST EXPENSE	623	759
NET INTEREST INCOME	7,824	5,891
PROVISION FOR LOAN LOSSES	358	311
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,466	5,580
OTHER INCOME:	'	'
Service charges on deposit accounts	984	844
Other service charges and fees	688	1,086
TOTAL OTHER INCOME	1,672	1,930
OTHER EXPENSES:	'	'
Salaries and employee benefits	4,097	3,183
Occupancy and equipment	1,220	956
Other	1,910	1,840
TOTAL OTHER EXPENSES	7,227	5,979
INCOME BEFORE INCOME TAXES	1,911	1,531
INCOME TAXES	484	306
NET INCOME	1,427	1,225
PREFERRED STOCK ACCRETION AND DIVIDENDS	106	106
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS	$1,321	$1,119
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS:	'	'
BASIC	$0.26	$0.36
DILUTED	$0.25	$0.35
DIVIDENDS PER SHARE - COMMON	$0.04	$0.04

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net income per consolidated statements of income	$1,427	$1,225
Other comprehensive income:	'	'
Unrealized holding gains arising during the period on available-for-sale securities	1,749	105
Unrealized holding gains on loans held for sale	45	20
Income tax expense	-628	-43
Other Comprehensive Income	1,166	82
Comprehensive Income	$2,593	$1,307

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock	Preferred Stock	Stock Warrants	Additional Paid In Capital	Retained Earnings	Accumulated Other Comprehensive Income(Loss)	Treasury Stock
In Thousands
Balance at Dec. 31, 2012	$65,886	$3,134	$17,021	$284	$23,427	$19,951	$2,533	($464)
Net income	1,225	0	0	0	0	1,225	0	0
Other comprehensive income	82	0	0	0	0	0	82	0
Accretion and dividends on preferred Stock	-86	0	20	0	0	-106	0	0
Dividends on common stock, $0.0375 per Share	-116	0	0	0	0	-116	0	0
Issuance of 1,951,220 preferred Shares	20,000	0	20,000	0	0	0	0	0
Restricted stock grant	0	35	0	0	-35	0	0	0
Compensation expense	77	0	0	0	77	0	0	0
Balance at Mar. 31, 2013	87,068	3,169	37,041	284	23,469	20,954	2,615	-464
Balance at Dec. 31, 2013	85,108	5,123	17,103	284	41,802	22,509	-1,249	-464
Net income	1,427	0	0	0	0	1,427	0	0
Other comprehensive income	1,166	0	0	0	0	0	1,166	0
Accretion and dividends on preferred Stock	-86	0	20	0	0	-106	0	0
Dividends on common stock, $0.0375 per Share	-193	0	0	0	0	-193	0	0
Restricted stock grant	0	57	0	0	-57	0	0	0
Compensation expense	138	0	0	0	138	0	0	0
Repurchase of restricted stock for payment of taxes	-64	-4	0	0	-60	0	0	0
Balance at Mar. 31, 2014	$87,496	$5,176	$17,123	$284	$41,823	$23,637	($83)	($464)

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Dividends on common stock, per Share	$0.04	$0.04
Issuance of prefered Shares	1,951,220	1,951,220

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
NET INCOME	$1,427	$1,225
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation, amortization and accretion	523	421
Provision for loan losses	358	311
Loss on sale/writedown of ORE	149	10
Restricted stock expense	138	77
Increase in cash value of life insurance	-39	-41
Federal Home Loan Bank stock dividends	0	-1
Changes in:	'	'
Interest receivable	-139	-49
Loans held for sale, net	1,140	1,889
Interest payable	-49	-14
Other, net	-48	1,805
NET CASH PROVIDED BY OPERATING ACTIVITIES	3,460	5,633
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Maturities and calls of securities available-for-sale	9,615	18,278
Purchases of securities available-for-sale and held-to-maturity	-1,008	-16,135
Net redemptions (purchases) of other securities	-614	382
Net increase in loans	-12,898	-13,719
Purchase of bank owned life insurance	-2,550	0
Net (increase) decrease in premises and equipment	279	-306
NET CASH USED IN INVESTING ACTIVITIES	-7,176	-11,500
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Increase in deposits	83,781	66,652
Net decrease in borrowed funds	-37,000	-20,011
Dividends paid on common stock	-189	-113
Dividends paid on preferred stock	-86	-86
Repurchase of restricted stock for payment of taxes	-64	0
Issuance of 1,951,220 common shares, net	0	20,000
NET CASH PROVIDED BY FINANCING ACTIVITIES	46,442	66,442
NET INCREASE IN CASH	42,726	60,575
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	39,252	30,877
CASH AND CASH EQUIVALENTS AT END OF PERIOD	81,978	91,452
SUPPLEMENTAL DISCLOSURES:	'	'
CASH PAYMENTS FOR INTEREST	672	773
CASH PAYMENTS FOR INCOME TAXES	275	189
LOANS TRANSFERRED TO OTHER REAL ESTATE	1,297	96
ISSUANCE OF RESTRICTED STOCK GRANTS	$57	$35

CONSOLIDATED_STATEMENTS_OF_CAS1

CONSOLIDATED STATEMENTS OF CASH FLOWS (Parenthetical)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Issuance of common stock	1,951,220	1,951,220

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2014
Basis Of Presentation [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE A — BASIS OF PRESENTATION
	The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial statements and with the instructions to Form 10-Q of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements.  However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included.  Operating results for the three months ended March 31, 2014, are not necessarily indicative of the results that may be expected for the year ending December 31, 2014.  For further information, please refer to the consolidated financial statements and footnotes thereto included in the Company's Form 10-K for the year ended December 31, 2013.

SUMMARY_OF_ORGANIZATION

SUMMARY OF ORGANIZATION	3 Months Ended
	Mar. 31, 2014
Summary Of Organization [Abstract]	'
SUMMARY OF ORGANIZATION	'
	NOTE B — SUMMARY OF ORGANIZATION
	The First Bancshares, Inc., Hattiesburg, Mississippi (the "Company"), was incorporated June 23, 1995, under the laws of the State of Mississippi for the purpose of operating as a bank holding company. The Company’s primary asset is its interest in its wholly-owned subsidiary, The First, A National Banking Association (the “Bank”).
	At March 31, 2014,  the Company had approximately $988.6 million in assets, $587.7 million in net loans, $863.6 million in deposits, and $87.5 million in stockholders' equity.  For the three months ended March 31, 2014, the Company reported net income of $1.4 million ($1.3 million applicable to common stockholders).
	In the first quarter of 2014, the Company declared and paid a dividend of $.0375 per common share.

BUSINESS_COMBINATION

BUSINESS COMBINATION	3 Months Ended
	Mar. 31, 2014
Business Combination, Description [Abstract]	'
BUSINESS COMBINATION	'
	NOTE C – BUSINESS COMBINATION
	BCB Holding Company, Inc.
	On March 3, 2014, the Company entered into an Agreement and Plan of Merger (the “Agreement”) with BCB Holding Company, Inc. an Alabama corporation (“BCB”) and parent of Bay Bank, Mobile, Alabama.  The Agreement provides that, upon the terms and subject to the conditions set forth in the Agreement, BCB will merge with and into the Company (the “Merger”) and Bay Bank will merge with and into The First, A National Banking Association (“Bank Merger”).  Subject to the terms and conditions of the Agreement, which has been approved by the Boards of Directors of the Company and BCB, each outstanding share of BCB common stock, other than shares held by the Company or BCB, or, shares with respect to which the holders thereof have perfected dissenters’ rights, will receive (i) for the BCB common stock that was outstanding prior to August 1, 2013, $3.60 per share which may be received in cash or the Company common stock provided that at least 30% of the aggregate consideration paid to such shareholders is in the Company common stock and one non-transferable contingent value right (“CVR”)  of the CVR Consideration, and (ii) for the BCB common stock that was issued on August 1, 2013, $2.25 per share in cash.  Each CVR is eligible to receive a cash payment equal to up to $0.40, with the exact amount based on the resolution of certain identified BCB loans over a three-year period following the closing of the transaction.  Payout of the CVR will be overseen by a special committee of the Company’s Board of Directors.  The Company will also either assume or redeem in full a note payable by BCB to Alostar Bank as well as the preferred stock issued under the U.S. Treasury’s Capital Purchase Program.  The total consideration to be paid in connection with the acquisition will range between approximately $6.2 million and $6.6 million depending upon the payout of the CVR as well as the price of the Company common stock on the closing of the transaction, which is subject to a cap and a collar regarding its price.
	The transaction is expected to close in the second quarter of 2014.
	Concurrently, the Company and BCB will enter into an agreement and plan of merger pursuant to which BCB’s wholly-owned subsidiary, Bay Bank, will be merged with and into the Company’s wholly-owned subsidiary, the Bank.
	First Baldwin Bancshares, Inc.
	The Company entered into an Acquisition Agreement dated January 31, 2013, as amended (the “Agreement”) with First Baldwin Bancshares, Inc., an Alabama corporation (“Baldwin”). The Agreement provided that, based upon the terms and subject to the conditions set forth in the Agreement, the Company would acquire all of the outstanding shares (the “Acquisition”) of Baldwin’s wholly-owned subsidiary, First National Bank of Baldwin County, A National Banking Association (“FNB”). Subject to the terms and conditions of the Agreement, as amended, which was approved by both the Company’s Board of Directors and the Board of Directors of Baldwin, on February 21, 2013, Baldwin filed a voluntary bankruptcy petition under Chapter 11 of the Bankruptcy Code in the United States Bankruptcy Court for the Southern District of Alabama (“Bankruptcy Court”) and sought Bankruptcy Court approval of the Agreement and the Acquisition through a Chapter 11 plan. Upon approval by the Bankruptcy Court and consummation of the Acquisition, all outstanding FNB common stock was sold to the Company for cash consideration of $3,300,000 (the “Purchase Price”). Each outstanding share of FNB common stock remains outstanding and was unaffected by the Acquisition.
	As of the closing on April 30, 2013, FNB became a wholly-owned subsidiary of the Company and subsequently was merged with and into the Bank.
	In connection with the acquisition, the Company recorded $1.3 million of goodwill and $.7 million of core deposit intangible.  The core deposit will be expensed over 10 years.
	The Company acquired the $124.2 million loan portfolio at a fair value discount of $.5 million.  The discount represents expected credit losses, adjustments to market interest rates and liquidity adjustments.
	The amounts of the acquired identifiable assets and liabilities as of the acquisition date were as follows (dollars in thousands):
	Purchase price:
	Cash	$	3,300
	Total purchase price		3,300
	Identifiable assets:
	Cash and due from banks		46,450
	Investments		2,508
	Loans and leases		124,165
	Other Real Estate		87
	Core deposit intangible		680
	Personal and real property		10,655
	Deferred tax asset		2,969
	Other assets		1,034
	Total assets		188,548
	Liabilities and equity:
	Deposits		185,771
	Other liabilities		736
	Total liabilities		186,507
	Net assets acquired		2,041
	Goodwill resulting from acquisition	$	1,259
	The outstanding principal balance and the carrying amount of these loans included in the consolidated balance sheet at March 31, 2014, are as follows (dollars in thousands):
	Outstanding principal balance	$	103,618
	Carrying amount	$	103,418
	All loans obtained in the acquisition reflect no specific evidence of credit deterioration and very low probability that the Company would be unable to collect all contractually required principal and interest payments.

PREFERRED_STOCK_AND_WARRANT

PREFERRED STOCK AND WARRANT	3 Months Ended
	Mar. 31, 2014
Preferred Stock And Warrant [Abstract]	'
PREFERRED STOCK AND WARRANT	'
	NOTE D – PREFERRED STOCK AND WARRANT
	On February 6, 2009, as part of the U.S. Department of Treasury’s (“Treasury”) Capital Purchase Program (“CPP”), the Company received a $5.0 million equity investment by issuing 5 thousand shares of Series A, no par value preferred stock to the Treasury pursuant to a Letter Agreement and Securities Purchase Agreement that was previously disclosed by the Company.  The Company also issued a warrant to the Treasury allowing it to purchase 54,705 shares of the Company’s common stock at an exercise price of $13.71.  The warrant can be exercised immediately and has a term of 10 years.
	The Company allocated the proceeds received from the Treasury, net of transaction costs, on a pro rata basis to the Series A preferred stock and the warrant based on their relative fair values.  The Company assigned $.3 million and $4.7 million to the warrant and the Series A preferred stock, respectively.  The resulting discount on the Series A preferred stock is being accreted up to the $5.0 million liquidation amount at the time of the exchange that is described in the following paragraphs.
	On September 29, 2010, and pursuant to the terms of the letter agreement between the Company and the United States Department of the Treasury (“Treasury”), the Company closed a transaction whereby Treasury exchanged its 5,000 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series UST, (the “CPP Preferred Shares”) for 5,000 shares of a new series of preferred stock designated Fixed Rate Cumulative Perpetual Preferred Stock, Series CD (the “CDCI Preferred Shares”).  On the same day, and pursuant to the terms of the letter agreement between the Company and Treasury, the Company issued an additional 12,123 CDCI Preferred Shares to Treasury for a purchase price of $12,123,000.  As a result of the CDCI Transactions, the Company is no longer participating in the TARP Capital Purchase Program being administered by Treasury and is now participating in Treasury’s TARP Community Development Capital Initiative (the “CDCI”).  The terms of the CDCI Transactions are more fully set forth in the Exchange Letter Agreement and the Purchase Letter Agreement.
	The Letter Agreement, pursuant to which the Preferred Shares were exchanged, contains limitations on the payment of dividends on the common stock to no more than 100% of the aggregate per share dividend and distributions for the immediate prior fiscal year (dividends of $0.15 per share were declared and paid in 2011, 2012, and 2013) and on the Company’s ability to repurchase its common stock, and continues to subject the Company to certain of the executive compensation limitations included in the Emergency Economic Stabilization Act of 2008 (EESA), as previously disclosed by the Company.
	The most significant difference in terms between the CDCI Preferred Shares and the CPP Preferred Shares is the dividend rate applicable to each.  The CPP Preferred Shares entitled the holder to an annual dividend of 5% increasing to 9% after 5 years of the liquidation value of the shares, payable quarterly in arrears; by contrast, the CDCI Preferred Shares entitle the holder to an annual dividend of 2% for 8 years of the liquidation value of the shares, payable quarterly in arrears.  Other differences in terms between the CDCI Preferred Shares and the CPP Preferred Shares, including, without limitation, the restrictions on common stock dividends and on redemption of common stock and other securities exist.  The terms of the CDCI Preferred Shares are more fully set forth in the Articles of Amendment creating the CDCI Preferred Shares, which Articles of Amendment were filed with the Mississippi Secretary of State on September 27, 2010.
	As a condition to participate in the CDCI, the Company was required to obtain certification as a Community Development Financial Institution (a “CDFI”) from the Treasury’s Community Development Financial Fund.  On September 28, 2010, the Company was notified that its application for CDFI certification had been approved.  In order to become certified and maintain its certification as a CDFI, the Company is required to meet the CDFI eligibility requirements set forth in 12 C.F.R. 1805.201(b).
	On March 22, 2013, the Company raised $20,000,005 in a private placement of 1,951,220 shares of newly authorized Series D Nonvoting Convertible Preferred Stock (“Convertible Preferred Stock”) at a purchase price of $10.25 per share.  The terms of the Convertible Preferred Stock provided for mandatory conversion into the Company’s common stock upon approval, which occurred at the annual meeting, May 23, 2013. The Company paid $921,487.43 in fees to its financial advisors who acted as placement agents in the private placement.
	The Company used the net proceeds from the private placement to increase its equity capital and for general corporate purposes, which includes, among other things, support for organic and acquisition-based growth.  The private placement was exempt from Securities and Exchange Commission registration pursuant to Section 4(2) of the Securities Act of 1933, as amended, and Rule 506 of Regulation D promulgated thereunder.
	Upon conversion of the Convertible Preferred Stock, the Company issued 1,951,220 shares of common stock.  On March 31, 2014, the Company had 5,149,280 shares of common stock outstanding, excluding treasury shares.

EARNINGS_APPLICABLE_TO_COMMON_

EARNINGS APPLICABLE TO COMMON STOCKHOLDERS	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
EARNINGS APPLICABLE TO COMMON STOCKHOLDERS	'
	NOTE E — EARNINGS APPLICABLE TO COMMON STOCKHOLDERS
	Basic per share data is calculated based on the weighted-average number of common shares outstanding during the reporting period.  Diluted per share data includes any dilution from potential common stock outstanding, such as stock options.
		For the Three Months Ended
		March 31, 2014
		Net Income		Shares	Per
		(Numerator)		(Denominator)	Share Data
	Basic per share	$	1,321,000	5,140,500	$	0.26
	Effect of dilutive shares:
	Restricted stock grants			49,429
	Diluted per share	$	1,321,000	5,189,929	$	0.25
		For the Three Months Ended
		March 31, 2013
		Net Income		Shares	Per
		(Numerator)		(Denominator)	Share Data
	Basic per share	$	1,119,000	3,117,480	$	0.36
	Effect of dilutive shares:
	Restricted stock grants			39,360
	Diluted per share	$	1,119,000	3,156,840	$	0.35
	The Company granted 57,327 shares of restricted stock in the first quarter of 2014, 35,133 shares of restricted stock in the first quarter of 2013, and 15,500 shares of restricted stock in the third quarter of 2013.

FAIR_VALUE_OF_ASSETS_AND_LIABI

FAIR VALUE OF ASSETS AND LIABILITIES	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
FAIR VALUE OF ASSETS AND LIABILITIES	'
	NOTE F — FAIR VALUE OF ASSETS AND LIABILITIES
	The Company groups its financial assets measured at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:
	Level 1:	Valuations for assets and liabilities traded in active exchange markets, such as the New York Stock Exchange. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
	Level 2:	Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third party pricing services for identical or comparable assets or liabilities which use observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets and liabilities
	Level 3:	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.
	Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheets.
	Available-for-Sale Securities
	The fair value of available-for-sale securities is determined by various valuation methodologies. Where quoted market prices are available in an active market, securities are classified within Level 1. If quoted market prices are not available, then fair values are estimated by using pricing models or quoted prices of securities with similar characteristics. Level 2 securities include U.S. Treasury securities, obligations of U.S. government corporations and agencies, obligations of states and political subdivisions, mortgage-backed securities and collateralized mortgage obligations. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.
	The following table presents the Company’s assets that are measured at fair value on a recurring basis and the level within the hierarchy in which the fair value measurements fell as of March 31, 2014 and December 31, 2013 (in thousands):
	31-Mar-14
	(Dollars in thousands)				Fair Value Measurements Using
					Quoted Prices
					in
					Active
					Markets			Significant
					For			Other			Significant
					Identical			Observable			Unobservable
					Assets			Inputs			Inputs
			Fair Value		(Level 1)			(Level 2)			(Level 3)
	Obligations of U. S. Government Agencies		$	25,381	$	-		$	25,381		$	-
	Municipal securities			106,228		-			106,228			-
	Mortgage-backed securities			76,973		-			76,973			-
	Corporate obligations			26,908		-			23,980			2,928
	Other			970		970			-			-
	Total		$	236,460	$	970		$	232,562		$	2,928
	31-Dec-13
					Fair Value Measurements Using
					Quoted Prices
					in
					Active
					Markets			Significant
					For			Other			Significant
					Identical			Observable			Unobservable
					Assets			Inputs			Inputs
			Fair Value		(Level 1)			(Level 2)			(Level 3)
	Obligations of U. S. Government Agencies		$	29,962	$	-		$	29,962		$	-
	Municipal securities			108,078		-			108,078			-
	Mortgage-backed securities			78,187		-			78,187			-
	Corporate obligations			26,852		-			24,054			2,798
	Other			972		972			-			-
	Total		$	244,051	$	972		$	240,281		$	2,798
	The following is a reconciliation of activity for assets measured at fair value based on significant unobservable (non-market) information.
			Bank-Issued
			Trust
			Preferred
	(Dollars in thousands)		Securities
			2014		2013
	Balance, January 1		$	2,798	$	2,668
	Transfers into Level 3			-		-
	Transfers out of Level 3			-		-
	Other-than-temporary impairment loss included in earnings			-		-
	Unrealized gain included in comprehensive income			130		130
	Balance at March 31, 2014 and December 31, 2013		$	2,928	$	2,798
	The following table presents quantitative information about recurring Level 3 fair value measurements (in thousands):
	Trust Preferred		Fair		Valuation		Significant		Range of
	Securities		Value		Technique		Unobservable		Inputs
							Inputs
	31-Mar-14		$	2,928	Discounted cash flow		Probability of default		0 – 100	%
	31-Dec-13			2,798	Discounted cash flow		Probability of default		0 – 100	%
	Following is a description of the valuation methodologies used for assets measured at fair value on a non-recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.
	Impaired Loans
	Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured for impairment. Allowable methods for estimating fair value include using the fair value of the collateral for collateral dependent loans or, where a loan is determined not to be collateral dependent, using the discounted cash flow method.
	If the impaired loan is identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the impaired loan is determined not to be collateral dependent, then the discounted cash flow method is used. This method requires the impaired loan to be recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate. The effective interest rate of a loan is the contractual interest rate adjusted for any net deferred loan fees or costs, or premium or discount existing at origination or acquisition of the loan. Impaired loans are classified within Level 2 of the fair value hierarchy.
Other Real Estate Owned
Other real estate owned acquired through loan foreclosure is initially recorded at fair value less estimated costs to sell, establishing a new cost basis. The adjustment at the time of foreclosure is recorded through the allowance for loan losses. Due to the subjective nature of establishing the fair value, the actual fair value of the other real estate owned or foreclosed asset could differ from the original estimate. If it is determined the fair value declines subsequent to foreclosure, a valuation allowance is recorded through non-interest expense. Operating costs associated with the assets are also recorded as non-interest expense. Gains and losses on the disposition of other real estate owned and foreclosed assets are netted and posted to other non-interest expense. Other real estate owned measured at fair value on a non-recurring basis at March 31, 2014, amounted to $5.2 million.  Other real estate owned is classified within Level 2 of the fair value hierarchy.
The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and December 31, 2013.
($ in thousands)
31-Mar-14
				Fair Value Measurements Using
				Quoted
				Prices in
				Active
				Markets			Significant
				For			Other			Significant
				Identical			Observable			Unobservable
				Assets			Inputs			Inputs
		Fair Value		(Level 1)			(Level 2)			(Level 3)
Impaired loans		$	4,142	$	-		$	4,142		$	-
Other real estate owned			5,221		-			5,221			-
31-Dec-13
				Fair Value Measurements Using
				Quoted
				Prices in
				Active
				Markets			Significant
				For			Other			Significant
				Identical			Observable			Unobservable
				Assets			Inputs			Inputs
		Fair Value		(Level 1)			(Level 2)			(Level 3)
Impaired loans		$	4,830	$	-		$	4,830		$	-
Other real estate owned			4,470		-			4,470			-
The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate that value:
Cash and Cash Equivalents – For such short-term instruments, the carrying amount is a reasonable estimate of fair value.
Investment in securities available-for-sale and held-to-maturity – The fair value measurement for securities available-for-sale was discussed earlier.  The same measurement approach was used for securities held-to-maturity.
Loans – The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
Bank-Owned Life Insurance– The fair value of bank-owned life insurance approximates the carrying amount, because upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount.
Deposits – The fair values of demand deposits are, as required by ASC Topic 825, equal to the carrying value of such deposits.  Demand deposits include noninterest-bearing demand deposits, savings accounts, NOW accounts, and money market demand accounts.  The fair value of variable rate term deposits, those repricing within six months or less, approximates the carrying value of these deposits.  Discounted cash flows have been used to value fixed rate term deposits and variable rate term deposits repricing after six months.  The discount rate used is based on interest rates currently being offered on comparable deposits as to amount and term.
Short-Term Borrowings – The carrying value of any federal funds purchased and other short-term borrowings approximates their fair values.
FHLB and Other Borrowings – The fair value of the fixed rate borrowings are estimated using discounted cash flows, based on current incremental borrowing rates for similar types of borrowing arrangements.  The carrying amount of any variable rate borrowing approximates its fair value.
Subordinated Debentures – The subordinated debentures bear interest at a variable rate and the carrying value approximates the fair value.
Off-Balance Sheet Instruments – Fair values of off-balance sheet financial instruments are based on fees charged to enter into similar agreements.  However, commitments to extend credit do not represent a significant value until such commitments are funded or closed.  Management has determined that these instruments do not have a distinguishable fair value and no fair value has been assigned.
As of March 31, 2014							Fair Value Measurements
										Significant
										Other		Significant
				Estimated			Quoted			Observable		Unobservable
		Carrying		Fair			Prices			Inputs		Inputs
		Amount		Value			(Level 1)			(Level 2)		(Level 3)
Financial Instruments:
Assets:
Cash and cash equivalents		$	81,978	$	81,978		$	81,978		$	-	$	-
Securities available-for-sale			236,460		236,460			970			232,562		2,928
Securities held-to-maturity			8,429		9,774			-			9,774		-
Other securities			6,148		6,148			-			6,148		-
Loans, net			587,722		601,141			-			-		601,141
Bank-owned life insurance			9,182		9,182			-			9,182		-
Liabilities:
Noninterest-bearing deposits		$	179,394	$	179,334		$	-		$	179,334	$	-
Interest-bearing deposits			684,247		683,631			-			683,631		-
Subordinated debentures			10,310		10,310			-			-		10,310
FHLB and other borrowings			15,000		15,000			-			15,000		-
As of December 31, 2013							Fair Value Measurements
										Significant
										Other		Significant
				Estimated			Quoted			Observable		Unobservable
		Carrying		Fair			Prices			Inputs		Inputs
		Amount		Value			(Level 1)			(Level 2)		(Level 3)
Financial Instruments:
Assets:
Cash and cash equivalents		$	39,252	$	39,252		$	39,252		$	-	$	-
Securities available-for-sale			244,051		244,051			972			240,281		2,798
Securities held-to-maturity			8,438		9,624			-			9,624		-
Other securities			5,534		5,534			-			5,534		-
Loans, net			577,575		590,866			-			-		590,866
Bank-owned life insurance			6,593		6,593			-			6,593		-
Liabilities:
Noninterest-bearing deposits		$	173,794	$	173,794		$	-		$	173,794	$	-
Interest-bearing deposits			606,177		605,737			-			605,737		-
Subordinated debentures			10,310		10,310			-			-		10,310
FHLB and other borrowings			52,000		52,000			-			52,000		-

LOANS

LOANS	3 Months Ended
	Mar. 31, 2014
Loans Receivable, Net [Abstract]	'
LOANS	'
	NOTE G — LOANS
	Loans typically provide higher yields than the other types of earning assets, and, thus, one of the Company's goals is for loans to be the largest category of the Company's earning assets.  At March 31, 2014 and December 31, 2013, average loans accounted for 67.7% and 67.1% of average earning assets, respectively. The Company controls and mitigates the inherent credit and liquidity risks through the composition of its loan portfolio.
	The following table shows the composition of the loan portfolio by category:
	Composition of Loan Portfolio
		March 31, 2014				December 31, 2013
		Amount		Percent		Amount			Percent
				of					of
				Total					Total
		(Dollars in thousands)
	Mortgage loans held for sale	$	2,586	0.4	%	$	3,680		0.6	%
	Commercial, financial and agricultural		84,898	14.3			81,792		14
	Real Estate:
	Mortgage-commercial		198,984	33.5			202,343		34.7
	Mortgage-residential		218,901	36.9			212,388		36.4
	Construction		73,523	12.4			67,287		11.5
	Consumer and other		14,641	2.5			15,813		2.8
	Total loans		593,533	100	%		583,303		100	%
	Allowance for loan losses		-5,811				-5,728
	Net loans	$	587,722			$	577,575
	In the context of this discussion, a "real estate mortgage loan" is defined as any loan, other than a loan for construction purposes, secured by real estate, regardless of the purpose of the loan.  The Company follows the common practice of financial institutions in the Company’s market area of obtaining a security interest in real estate whenever possible, in addition to any other available collateral.  This collateral is taken to reinforce the likelihood of the ultimate repayment of the loan and tends to increase the magnitude of the real estate loan portfolio component.  Generally, the Company limits its loan-to-value ratio to 80%. Management attempts to maintain a conservative philosophy regarding its underwriting guidelines and believes it will reduce the risk elements of its loan portfolio through strategies that diversify the lending mix.
	Loans held for sale consist of mortgage loans originated by the Bank and sold into the secondary market.  Commitments from investors to purchase the loans are obtained upon origination.
	Activity in the allowance for loan losses for the period was as follows:
	(In thousands)
		Three Months
		Ended
		March 31, 2014
	Balance at beginning of period	$	5,728
	Loans charged-off:
	Real Estate		300
	Installment and Other		43
	Commercial, Financial and Agriculture		-
	Total		-343
	Recoveries on loans previously charged-off:
	Real Estate		43
	Installment and Other		21
	Commercial, Financial and Agriculture		4
	Total		68
	Net charge-offs		-275
	Provision for Loan Losses		358
	Balance at end of period	$	5,811
	The following tables represent how the allowance for loan losses is allocated to a particular loan type, as well as the percentage of the category to total loans at March 31, 2014 and December 31, 2013.
	Allocation of the Allowance for Loan Losses
		March 31, 2014
			(Dollars in thousands)
			Amount	% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	548	14.2	%
	Commercial Real Estate		3,308	56.5
	Consumer Real Estate		1,778	25.6
	Consumer		175	3.7
	Unallocated		2	-
	Total	$	5,811	100	%
		December 31, 2013
		(Dollars in thousands)
		Amount		% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	582	14	%
	Commercial Real Estate		3,384	57.2
	Consumer Real Estate		1,427	25.4
	Consumer		173	3.4
	Unallocated		162	-
Total	$	5,728	100	%
The following table represents the Company’s impaired loans at March 31, 2014, and December 31, 2013.
	March 31,		December 31,
	2014		2013
	(In thousands)
Impaired Loans:
Impaired loans without a valuation allowance	$	605	$	759
Impaired loans with a valuation allowance		3,537		4,071
Total impaired loans	$	4,142	$	4,830
Allowance for loan losses on impaired loans at period end		1,025		849
Total nonaccrual loans		2,267		3,181
Past due 90 days or more and still accruing		443		159
Average investment in impaired loans		4,486		4,007
The following table is a summary of interest recognized and cash-basis interest earned on impaired loans:
	Three Months
	Ended
	March 31, 2014
Average of individually impaired loans during period	$	4,486
Interest income recognized during impairment		-
Cash-basis interest income recognized		40
The gross interest income that would have been recorded in the period that ended if the nonaccrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the three months ended March 31, 2014, was $33,000. The Company had no loan commitments to borrowers in non-accrual status at March 31, 2014 and December 31,2013.
The following tables provide the ending balances in the Company's loans (excluding mortgage loans held for sale) and allowance for loan losses, broken down by portfolio segment as of March 31, 2014 and December 31, 2013. The tables also provide additional detail as to the amount of our loans and allowance that correspond to individual versus collective impairment evaluation. The impairment evaluation corresponds to the Company's systematic methodology for estimating its Allowance for Loan Losses.
31-Mar-14
					Commercial,
			Installment		Financial
	Real		and		and
	Estate		Other		Agriculture			Total
	(In thousands)
Loans
Individually evaluated	$	3,778	$	47	$	317		$	4,142
Collectively evaluated		481,203		21,830		83,772			586,805
Total	$	484,981	$	21,877	$	84,089		$	590,947
Allowance for Loan Losses
Individually evaluated	$	983	$	33	$	9		$	1,025
Collectively evaluated		4,103		144		539			4,786
Total	$	5,086	$	177	$	548		$	5,811
31-Dec-13
					Commercial,
			Installment		Financial
	Real		and		and
	Estate		Other		Agriculture			Total
	(In thousands)
Loans
Individually evaluated	$	4,709	$	39	$	82		$	4,830
Collectively evaluated		473,832		19,725		81,236			574,793
Total	$	478,541	$	19,764	$	81,318		$	579,623
Allowance for Loan Losses
Individually evaluated	$	804	$	35	$	10		$	849
Collectively evaluated		4,007		300		572			4,879
Total	$	4,811	$	335	$	582		$	5,728
The following tables provide additional detail of impaired loans broken out according to class as of March 31, 2014 and December 31, 2013. The recorded investment included in the following table represents customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of our impaired loans at March 31, 2014, are on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs.
31-Mar-14
								Average		Interest
								Recorded		Income
	Recorded		Unpaid		Related			Investment		Recognized
	Investment		Balance		Allowance			YTD		YTD
	(In thousands)
Impaired loans with no related allowance:
Commercial installment	$	242	$	242	$	-		$	123	$	5
Commercial real estate		312		370		-			332		1
Consumer real estate		41		41		-			220		4
Consumer installment		10		10		-			7		1
Total	$	605	$	663	$	-		$	682	$	11
Impaired loans with a related allowance:
Commercial installment	$	76	$	76	$	9		$	77	$	1
Commercial real estate		1,896		1,966		303			2,291		28
Consumer real estate		1,529		1,529		680			1,400		-
Consumer installment		36		36		33			36		-
Total	$	3,537	$	3,607	$	1,025		$	3,804	$	29
Total Impaired Loans:
Commercial installment	$	318	$	318	$	9		$	200	$	6
Commercial real estate		2,208		2,336		303			2,623		29
Consumer real estate		1,570		1,570		680			1,620		4
Consumer installment		46		46		33			43		1
Total Impaired Loans	$	4,142	$	4,270	$	1,025		$	4,486	$	40
31-Dec-13
								Average		Interest
								Recorded		Income
	Recorded		Unpaid		Related			Investment		Recognized
	Investment		Balance		Allowance			YTD		YTD
	(In thousands)
Impaired loans with
no related allowance:
Commercial installment	$	3	$	3	$	-		$	45	$	-
Commercial real estate		353		353		-			1,035		8
Consumer real estate		341		399		-			262		9
Consumer installment		4		4		-			5		-
Total	$	701	$	759	$	-		$	1,347	$	17
Impaired loans with
a related allowance:
Commercial installment	$	79	$	79	$	10		$	42	$	6
Commercial real estate		2,685		2,685		400			2,147		100
Consumer real estate		1,202		1,272		404			1,019		21
Consumer installment		35		35		35			36		4
Total	$	4,001	$	4,071	$	849		$	3,244	$	131
Total Impaired Loans:
Commercial installment	$	82	$	82	$	10		$	87	$	6
Commercial real estate		3,038		3,038		400			3,182		108
Consumer real estate		1,543		1,671		404			1,281		30
Consumer installment		39		39		35			41		4
Total Impaired Loans	$	4,702	$	4,830	$	849		$	4,591	$	148
The following tables provide additional detail of troubled debt restructurings at March 31, 2014.
For the Three Months Ending March 31, 2014
			Outstanding
	Outstanding		Recorded
	Recorded		Investment				Interest
	Investment		Post-		Number of		Income
	Pre-Modification		Modification		Loans		Recognized
Commercial installment	$	239	$	239	1		$	5
Commercial real estate		-		-	-			-
Consumer real estate		-		-	-			-
Consumer installment		-		-	-			-
Total	$	239	$	239	1		$	5
The recorded investment in receivables for which the allowance for credit losses was previously measured under a general allowance for credit losses methodology and are now impaired under Section 310-10-35 was $.2 million. The allowance for credit losses associated with those receivables on the basis of a current evaluation of loss was $0. All loans were performing as agreed with modified terms.
During the three month period ending March 31, 2014, there was 1 loan modified as TDR, and is considered non-performing.
The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual:
	March 31, 2014
	(In thousands)
			Past Due					Total
			90 Days					Past Due
	Past Due		or More					and
	30 to 89		and Still		Non-			Non-		Total
	Days		Accruing		Accrual			Accrual		Loans
Real Estate-construction	$	684	$	37	$	19		$	740	$	73,523
Real Estate-mortgage		2,821		406		1,733			4,960		218,901
Real Estate-non farm non residential		851		-		497			1,348		198,984
Commercial		14		-		8			22		84,898
Consumer		48		-		10			58		14,641
Total	$	4,418	$	443	$	2,267		$	7,128	$	590,947
	December 31, 2013
	(In thousands)
			Past Due
			90 Days					Total
	Past Due		or More					Past Due
	30 to 89		and Still		Non-			and Non-		Total
	Days		Accruing		Accrual			Accrual		Loans
Real Estate-construction	$	478	$	-	$	212		$	690	$	67,287
Real Estate-mortgage		4,696		143		2,453			7,292		202,343
Real Estate-non farm non residential		252		-		507			759		212,388
Commercial		12		-		9			21		81,792
Consumer		115		16		-			131		15,813
Total	$	5,553	$	159	$	3,181		$	8,893	$	579,623
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience credit documentation, public information, and current economic trends, among other factors. The Company uses the following definitions for risk ratings, which are consistent with the definitions used in supervisory guidance:
Special Mention.    Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date.
Substandard.    Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful.    Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.
As of March 31, 2014 and December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans (excluding mortgage loans held for sale) was as follows:
($ in thousands)
March 31, 2014
								Commercial,
	Real Estate		Real		Installment			Financial		Total
	Commercial		Estate		and			and
			Mortgage		Other			Agriculture
Pass	$	322,113	$	149,263	$	21,809		$	83,484	$	576,669
Special Mention		1,358		31		-			411		1,800
Substandard		10,746		1,776		68			216		12,806
Doubtful		-		-		-			-		-
Subtotal		334,217		151,070		21,877			84,111		591,275
Less:
Unearned discount		208		98		-			22		328
Loans, net of unearned discount	$	334,009	$	150,972	$	21,877		$	84,089	$	590,947
31-Dec-13
								Commercial,
	Real Estate		Real		Installment			Financial		Total
	Commercial		Estate		and			and
			Mortgage		Other			Agriculture
Pass	$	316,573	$	145,787	$	19,725		$	80,087	$	562,172
Special Mention		4,084		32		-			1,033		5,149
Substandard		10,972		1,426		39			225		12,662
Doubtful		-		-		-			-		-
Subtotal		331,629		147,245		19,764			81,345		579,983
Less:
Unearned discount		236		97		-			27		360
Loans, net of unearned discount	$	331,393	$	147,148	$	19,764		$	81,318	$	579,623

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
SECURITIES	'
	NOTE H — SECURITIES
	The following disclosure of the estimated fair value of financial instruments is made in accordance with authoritative guidance. The estimated fair value amounts have been determined using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
	A summary of the amortized cost and estimated fair value of available-for-sale securities and held-to-maturity securities at March 31, 2014, follows:
	($ in thousands)
		March 31, 2014
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
		Cost		Gains		Losses		Fair Value
	Available-for-sale securities:
	Obligations of U.S. Government Agencies	$	25,380	$	97	$	96	$	25,381
	Tax-exempt and taxable obligations of states and municipal		104,882		2,312		966		106,228
	subdivisions
	Mortgage-backed securities		77,111		872		1,010		76,973
	Corporate obligations		27,934		224		1,250		26,908
	Other		1,255		-		285		970
	Total	$	236,562	$	3,505	$	3,607	$	236,460
	Held-to-maturity securities:
	Mortgage-backed securities	$	2,429	$	-	$	57	$	2,372
	Taxable obligations of states and municipal subdivisions		6,000		1,402		-		7,402
	Total	$	8,429	$	1,402	$	57	$	9,774

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2014
Allowance For Loan Losses [Abstract]	'
ALLOWANCE FOR LOAN LOSSES	'
	NOTE I — ALLOWANCE FOR LOAN LOSSES
	The Company has developed policies and procedures for evaluating the overall quality of its credit portfolio and the timely identification of potential problem loans. Management’s judgment as to the adequacy of the allowance is based upon a number of assumptions which it believes to be reasonable, but which may not prove to be accurate, particularly given the Company’s growth and the economy. Thus, there can be no assurance that charge-offs in future periods will not exceed the allowance for loan losses or that additional increases in the loan loss allowance will not be required.
	The Company’s allowance consists of two parts. The first part is determined in accordance with authoritative guidance regarding contingencies. The Company’s determination of this part of the allowance is based upon quantitative and qualitative factors. A loan loss history based upon the three year quarterly moving average is utilized in determining the appropriate allowance. Historical loss factors are determined by graded and ungraded loans by loan type. These historical loss factors are applied to the loans by loan type to determine an indicated allowance. The loss factors of peer groups are considered in the determination of the allowance and are used to assist in the establishment of a long-term loss history for areas in which this data is unavailable and incorporated into the qualitative factors to be considered. The historical loss factors may also be modified based upon other qualitative factors including but not limited to local and national economic conditions, trends of delinquent loans, changes in lending policies and underwriting standards, concentrations, and management’s knowledge of the loan portfolio. These factors require judgment upon the part of management and are based upon state and national economic reports received from various institutions and agencies including the Federal Reserve Bank, United States Bureau of Economic Analysis, Bureau of Labor Statistics, meetings with the Company’s loan officers and loan committee, and data and guidance received or obtained from the Company’s regulatory authorities.
	The second part of the allowance is determined in accordance with authoritative guidance regarding loan impairment. Impaired loans are determined based upon a review by internal loan review and senior loan officers.
	The sum of the two parts constitutes management’s best estimate of an appropriate allowance for loan losses. When the estimated allowance is determined, it is presented to the Company’s audit committee for review and approval on a quarterly basis.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
	Impairment is measured on a loan by loan basis, and a specific allowance is assigned to each loan determined to be impaired. Impaired loans not deemed collateral dependent are analyzed according to the ultimate repayment source, whether that is cash flow from the borrower, guarantor or some other source of repayment. Impaired loans are deemed collateral dependent if, in the Company’s opinion, the ultimate source of repayment will be generated from the liquidation of collateral.
	The Company discontinues accrual of interest on loans when management believes, after considering economic and business conditions and collection efforts, that a borrower’s financial condition is such that the collection of interest is doubtful. Generally, the Company will place a delinquent loan in nonaccrual status when the loan becomes 90 days or more past due. At the time a loan is placed in nonaccrual status, all interest which has been accrued on the loan but remains unpaid is reversed and deducted from earnings as a reduction of reported interest income. No additional interest is accrued on the loan balance until the collection of both principal and interest becomes reasonably certain.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Mar. 31, 2014
Subsequent Events [Abstract]	'
SUBSEQUENT EVENTS	'
	NOTE J – SUBSEQUENT EVENTS
	Subsequent events have been evaluated by management through the date the financial statements were issued.

RECLASSIFICATION

RECLASSIFICATION	3 Months Ended
	Mar. 31, 2014
Reclassification [Abstract]	'
RECLASSIFICATION	'
	NOTE K – RECLASSIFICATION
	Certain amounts in the 2013 financial statements have been reclassified for comparative purposes to conform to the current period financial statement presentation.

BUSINESS_COMBINATIONS_Tables

BUSINESS COMBINATIONS (Tables)	3 Months Ended
	Mar. 31, 2014
Business Combination, Description [Abstract]	'
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	'
	The amounts of the acquired identifiable assets and liabilities as of the acquisition date were as follows (dollars in thousands):
	Purchase price:
	Cash	$	3,300
	Total purchase price		3,300
	Identifiable assets:
	Cash and due from banks		46,450
	Investments		2,508
	Loans and leases		124,165
	Other Real Estate		87
	Core deposit intangible		680
	Personal and real property		10,655
	Deferred tax asset		2,969
	Other assets		1,034
	Total assets		188,548
	Liabilities and equity:
	Deposits		185,771
	Other liabilities		736
	Total liabilities		186,507
	Net assets acquired		2,041
	Goodwill resulting from acquisition	$	1,259
Business Combination, Separately Recognized Transactions	'
	The outstanding principal balance and the carrying amount of these loans included in the consolidated balance sheet at March 31, 2014, are as follows (dollars in thousands):
	Outstanding principal balance	$	103,618
	Carrying amount	$	103,418

EARNINGS_APPLICABLE_TO_COMMON_1

EARNINGS APPLICABLE TO COMMON STOCKHOLDERS (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Weighted-Average Number of Common Shares Outstanding	'
	Basic per share data is calculated based on the weighted-average number of common shares outstanding during the reporting period.  Diluted per share data includes any dilution from potential common stock outstanding, such as stock options.
		For the Three Months Ended
		March 31, 2014
		Net Income		Shares	Per
		(Numerator)		(Denominator)	Share Data
	Basic per share	$	1,321,000	5,140,500	$	0.26
	Effect of dilutive shares:
	Restricted stock grants			49,429
	Diluted per share	$	1,321,000	5,189,929	$	0.25
		For the Three Months Ended
		March 31, 2013
		Net Income		Shares	Per
		(Numerator)		(Denominator)	Share Data
	Basic per share	$	1,119,000	3,117,480	$	0.36
	Effect of dilutive shares:
	Restricted stock grants			39,360
	Diluted per share	$	1,119,000	3,156,840	$	0.35

FAIR_VALUE_OF_ASSETS_AND_LIABI1

FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Assets Measured on Recurring Basis	'
	The following table presents the Company’s assets that are measured at fair value on a recurring basis and the level within the hierarchy in which the fair value measurements fell as of March 31, 2014 and December 31, 2013 (in thousands):
	31-Mar-14
	(Dollars in thousands)			Fair Value Measurements Using
				Quoted Prices
				in
				Active
				Markets			Significant
				For			Other			Significant
				Identical			Observable			Unobservable
				Assets			Inputs			Inputs
		Fair Value		(Level 1)			(Level 2)			(Level 3)
	Obligations of U. S. Government Agencies	$	25,381	$	-		$	25,381		$	-
	Municipal securities		106,228		-			106,228			-
	Mortgage-backed securities		76,973		-			76,973			-
	Corporate obligations		26,908		-			23,980			2,928
	Other		970		970			-			-
	Total	$	236,460	$	970		$	232,562		$	2,928
	31-Dec-13
				Fair Value Measurements Using
				Quoted Prices
				in
				Active
				Markets			Significant
				For			Other			Significant
				Identical			Observable			Unobservable
				Assets			Inputs			Inputs
		Fair Value		(Level 1)			(Level 2)			(Level 3)
	Obligations of U. S. Government Agencies	$	29,962	$	-		$	29,962		$	-
	Municipal securities		108,078		-			108,078			-
	Mortgage-backed securities		78,187		-			78,187			-
	Corporate obligations		26,852		-			24,054			2,798
	Other		972		972			-			-
	Total	$	244,051	$	972		$	240,281		$	2,798
Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information	'
	The following is a reconciliation of activity for assets measured at fair value based on significant unobservable (non-market) information.
		Bank-Issued
		Trust
		Preferred
	(Dollars in thousands)	Securities
		2014		2013
	Balance, January 1	$	2,798	$	2,668
	Transfers into Level 3		-		-
	Transfers out of Level 3		-		-
	Other-than-temporary impairment loss included in earnings		-		-
	Unrealized gain included in comprehensive income		130		130
	Balance at March 31, 2014 and December 31, 2013	$	2,928	$	2,798
Quantitative Information About Recurring Level 3 Fair Value Measurements	'
	The following table presents quantitative information about recurring Level 3 fair value measurements (in thousands):
	Trust Preferred	Fair		Valuation		Significant		Range of
	Securities	Value		Technique		Unobservable		Inputs
						Inputs
	31-Mar-14	$	2,928	Discounted cash flow		Probability of default		0 – 100	%
	31-Dec-13		2,798	Discounted cash flow		Probability of default		0 – 100	%
Fair Value Assets Measured on Nonrecurring Basis	'
	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2014 and December 31, 2013.
	($ in thousands)
	31-Mar-14
				Fair Value Measurements Using
				Quoted
				Prices in
				Active
				Markets			Significant
				For			Other			Significant
				Identical			Observable			Unobservable
				Assets			Inputs			Inputs
		Fair Value		(Level 1)			(Level 2)			(Level 3)
	Impaired loans	$	4,142	$	-		$	4,142		$	-
	Other real estate owned		5,221		-			5,221			-
	31-Dec-13
				Fair Value Measurements Using
				Quoted
				Prices in
				Active
				Markets			Significant
				For			Other			Significant
				Identical			Observable			Unobservable
				Assets			Inputs			Inputs
		Fair Value		(Level 1)			(Level 2)			(Level 3)
	Impaired loans	$	4,830	$	-		$	4,830		$	-
	Other real estate owned		4,470		-			4,470			-
Financial Instruments with No Distinguishable Fair Value	'
	Management has determined that these instruments do not have a distinguishable fair value and no fair value has been assigned.
	As of March 31, 2014						Fair Value Measurements
										Significant
										Other		Significant
				Estimated			Quoted			Observable		Unobservable
		Carrying		Fair			Prices			Inputs		Inputs
		Amount		Value			(Level 1)			(Level 2)		(Level 3)
	Financial Instruments:
	Assets:
	Cash and cash equivalents	$	81,978	$	81,978		$	81,978		$	-	$	-
	Securities available-for-sale		236,460		236,460			970			232,562		2,928
	Securities held-to-maturity		8,429		9,774			-			9,774		-
	Other securities		6,148		6,148			-			6,148		-
	Loans, net		587,722		601,141			-			-		601,141
	Bank-owned life insurance		9,182		9,182			-			9,182		-
	Liabilities:
	Noninterest-bearing deposits	$	179,394	$	179,334		$	-		$	179,334	$	-
	Interest-bearing deposits		684,247		683,631			-			683,631		-
	Subordinated debentures		10,310		10,310			-			-		10,310
	FHLB and other borrowings		15,000		15,000			-			15,000		-
	As of December 31, 2013						Fair Value Measurements
										Significant
										Other		Significant
				Estimated			Quoted			Observable		Unobservable
		Carrying		Fair			Prices			Inputs		Inputs
		Amount		Value			(Level 1)			(Level 2)		(Level 3)
	Financial Instruments:
	Assets:
	Cash and cash equivalents	$	39,252	$	39,252		$	39,252		$	-	$	-
	Securities available-for-sale		244,051		244,051			972			240,281		2,798
	Securities held-to-maturity		8,438		9,624			-			9,624		-
	Other securities		5,534		5,534			-			5,534		-
	Loans, net		577,575		590,866			-			-		590,866
	Bank-owned life insurance		6,593		6,593			-			6,593		-
	Liabilities:
	Noninterest-bearing deposits	$	173,794	$	173,794		$	-		$	173,794	$	-
	Interest-bearing deposits		606,177		605,737			-			605,737		-
	Subordinated debentures		10,310		10,310			-			-		10,310
	FHLB and other borrowings		52,000		52,000			-			52,000		-

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2014
Loans Receivable, Net [Abstract]	'
Composition of Loan Portfolio	'
	The following table shows the composition of the loan portfolio by category:
	Composition of Loan Portfolio
		March 31, 2014				December 31, 2013
		Amount		Percent		Amount			Percent
				of					of
				Total					Total
		(Dollars in thousands)
	Mortgage loans held for sale	$	2,586	0.4	%	$	3,680		0.6	%
	Commercial, financial and agricultural		84,898	14.3			81,792		14
	Real Estate:
	Mortgage-commercial		198,984	33.5			202,343		34.7
	Mortgage-residential		218,901	36.9			212,388		36.4
	Construction		73,523	12.4			67,287		11.5
	Consumer and other		14,641	2.5			15,813		2.8
	Total loans		593,533	100	%		583,303		100	%
	Allowance for loan losses		-5,811				-5,728
	Net loans	$	587,722			$	577,575
Activity in Allowance for Loan Losses	'
	Activity in the allowance for loan losses for the period was as follows:
	(In thousands)
		Three Months
		Ended
		March 31, 2014
	Balance at beginning of period	$	5,728
	Loans charged-off:
	Real Estate		300
	Installment and Other		43
	Commercial, Financial and Agriculture		-
	Total		-343
	Recoveries on loans previously charged-off:
	Real Estate		43
	Installment and Other		21
	Commercial, Financial and Agriculture		4
	Total		68
	Net charge-offs		-275
	Provision for Loan Losses		358
	Balance at end of period	$	5,811
Allocation of Allowance for Loan Losses	'
	The following tables represent how the allowance for loan losses is allocated to a particular loan type, as well as the percentage of the category to total loans at March 31, 2014 and December 31, 2013.
	Allocation of the Allowance for Loan Losses
		March 31, 2014
			(Dollars in thousands)
			Amount	% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	548	14.2	%
	Commercial Real Estate		3,308	56.5
	Consumer Real Estate		1,778	25.6
	Consumer		175	3.7
	Unallocated		2	-
	Total	$	5,811	100	%
		December 31, 2013
		(Dollars in thousands)
		Amount		% of loans
				in each category
				to total loans
	Commercial Non Real Estate	$	582	14	%
	Commercial Real Estate		3,384	57.2
	Consumer Real Estate		1,427	25.4
	Consumer		173	3.4
	Unallocated		162	-
	Total	$	5,728	100	%
Impaired Loans	'
	The following table represents the Company’s impaired loans at March 31, 2014, and December 31, 2013.
		March 31,		December 31,
		2014		2013
		(In thousands)
	Impaired Loans:
	Impaired loans without a valuation allowance	$	605	$	759
	Impaired loans with a valuation allowance		3,537		4,071
	Total impaired loans	$	4,142	$	4,830
	Allowance for loan losses on impaired loans at period end		1,025		849
	Total nonaccrual loans		2,267		3,181
	Past due 90 days or more and still accruing		443		159
	Average investment in impaired loans		4,486		4,007
Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans	'
	The following table is a summary of interest recognized and cash-basis interest earned on impaired loans:
		Three Months
		Ended
		March 31, 2014
	Average of individually impaired loans during period	$	4,486
	Interest income recognized during impairment		-
	Cash-basis interest income recognized		40
Loans and Allowance for Loan Losses Evaluated Individually and Collectively	'
	The following tables provide the ending balances in the Company's loans (excluding mortgage loans held for sale) and allowance for loan losses, broken down by portfolio segment as of March 31, 2014 and December 31, 2013. The tables also provide additional detail as to the amount of our loans and allowance that correspond to individual versus collective impairment evaluation. The impairment evaluation corresponds to the Company's systematic methodology for estimating its Allowance for Loan Losses.
	31-Mar-14
						Commercial,
				Installment		Financial
		Real		and		and
		Estate		Other		Agriculture			Total
		(In thousands)
	Loans
	Individually evaluated	$	3,778	$	47	$	317		$	4,142
	Collectively evaluated		481,203		21,830		83,772			586,805
	Total	$	484,981	$	21,877	$	84,089		$	590,947
	Allowance for Loan Losses
	Individually evaluated	$	983	$	33	$	9		$	1,025
	Collectively evaluated		4,103		144		539			4,786
	Total	$	5,086	$	177	$	548		$	5,811
	31-Dec-13
						Commercial,
				Installment		Financial
		Real		and		and
		Estate		Other		Agriculture			Total
		(In thousands)
	Loans
	Individually evaluated	$	4,709	$	39	$	82		$	4,830
	Collectively evaluated		473,832		19,725		81,236			574,793
	Total	$	478,541	$	19,764	$	81,318		$	579,623
	Allowance for Loan Losses
	Individually evaluated	$	804	$	35	$	10		$	849
	Collectively evaluated		4,007		300		572			4,879
	Total	$	4,811	$	335	$	582		$	5,728
Troubled Debt Restructurings	'
	The following tables provide additional detail of impaired loans broken out according to class as of March 31, 2014 and December 31, 2013. The recorded investment included in the following table represents customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of our impaired loans at March 31, 2014, are on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs.
	31-Mar-14
									Average		Interest
									Recorded		Income
		Recorded		Unpaid		Related			Investment		Recognized
		Investment		Balance		Allowance			YTD		YTD
		(In thousands)
	Impaired loans with no related allowance:
	Commercial installment	$	242	$	242	$	-		$	123	$	5
	Commercial real estate		312		370		-			332		1
	Consumer real estate		41		41		-			220		4
	Consumer installment		10		10		-			7		1
	Total	$	605	$	663	$	-		$	682	$	11
	Impaired loans with a related allowance:
	Commercial installment	$	76	$	76	$	9		$	77	$	1
	Commercial real estate		1,896		1,966		303			2,291		28
	Consumer real estate		1,529		1,529		680			1,400		-
	Consumer installment		36		36		33			36		-
	Total	$	3,537	$	3,607	$	1,025		$	3,804	$	29
	Total Impaired Loans:
	Commercial installment	$	318	$	318	$	9		$	200	$	6
	Commercial real estate		2,208		2,336		303			2,623		29
	Consumer real estate		1,570		1,570		680			1,620		4
	Consumer installment		46		46		33			43		1
	Total Impaired Loans	$	4,142	$	4,270	$	1,025		$	4,486	$	40
	31-Dec-13
									Average		Interest
									Recorded		Income
		Recorded		Unpaid		Related			Investment		Recognized
		Investment		Balance		Allowance			YTD		YTD
		(In thousands)
	Impaired loans with
	no related allowance:
	Commercial installment	$	3	$	3	$	-		$	45	$	-
	Commercial real estate		353		353		-			1,035		8
	Consumer real estate		341		399		-			262		9
	Consumer installment		4		4		-			5		-
	Total	$	701	$	759	$	-		$	1,347	$	17
	Impaired loans with
	a related allowance:
	Commercial installment	$	79	$	79	$	10		$	42	$	6
	Commercial real estate		2,685		2,685		400			2,147		100
	Consumer real estate		1,202		1,272		404			1,019		21
	Consumer installment		35		35		35			36		4
	Total	$	4,001	$	4,071	$	849		$	3,244	$	131
	Total Impaired Loans:
	Commercial installment	$	82	$	82	$	10		$	87	$	6
	Commercial real estate		3,038		3,038		400			3,182		108
	Consumer real estate		1,543		1,671		404			1,281		30
	Consumer installment		39		39		35			41		4
	Total Impaired Loans	$	4,702	$	4,830	$	849		$	4,591	$	148
Additional Detail of Troubled Debt Restructurings	'
	The following tables provide additional detail of troubled debt restructurings at March 31, 2014.
	For the Three Months Ending March 31, 2014
				Outstanding
		Outstanding		Recorded
		Recorded		Investment				Interest
		Investment		Post-		Number of		Income
		Pre-Modification		Modification		Loans		Recognized
	Commercial installment	$	239	$	239	1		$	5
	Commercial real estate		-		-	-			-
	Consumer real estate		-		-	-			-
	Consumer installment		-		-	-			-
	Total	$	239	$	239	1		$	5
Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual	'
	The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual:
		March 31, 2014
		(In thousands)
				Past Due					Total
				90 Days					Past Due
		Past Due		or More					and
		30 to 89		and Still		Non-			Non-		Total
		Days		Accruing		Accrual			Accrual		Loans
	Real Estate-construction	$	684	$	37	$	19		$	740	$	73,523
	Real Estate-mortgage		2,821		406		1,733			4,960		218,901
	Real Estate-non farm non residential		851		-		497			1,348		198,984
	Commercial		14		-		8			22		84,898
	Consumer		48		-		10			58		14,641
	Total	$	4,418	$	443	$	2,267		$	7,128	$	590,947
		December 31, 2013
		(In thousands)
				Past Due
				90 Days					Total
		Past Due		or More					Past Due
		30 to 89		and Still		Non-			and Non-		Total
		Days		Accruing		Accrual			Accrual		Loans
	Real Estate-construction	$	478	$	-	$	212		$	690	$	67,287
	Real Estate-mortgage		4,696		143		2,453			7,292		202,343
	Real Estate-non farm non residential		252		-		507			759		212,388
	Commercial		12		-		9			21		81,792
	Consumer		115		16		-			131		15,813
	Total	$	5,553	$	159	$	3,181		$	8,893	$	579,623
Risk Category of Loans by Class of Loans	'
	As of March 31, 2014 and December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans (excluding mortgage loans held for sale) was as follows:
	($ in thousands)
	March 31, 2014
									Commercial,
		Real Estate		Real		Installment			Financial		Total
		Commercial		Estate		and			and
				Mortgage		Other			Agriculture
	Pass	$	322,113	$	149,263	$	21,809		$	83,484	$	576,669
	Special Mention		1,358		31		-			411		1,800
	Substandard		10,746		1,776		68			216		12,806
	Doubtful		-		-		-			-		-
	Subtotal		334,217		151,070		21,877			84,111		591,275
	Less:
	Unearned discount		208		98		-			22		328
	Loans, net of unearned discount	$	334,009	$	150,972	$	21,877		$	84,089	$	590,947
	31-Dec-13
									Commercial,
		Real Estate		Real		Installment			Financial		Total
		Commercial		Estate		and			and
				Mortgage		Other			Agriculture
	Pass	$	316,573	$	145,787	$	19,725		$	80,087	$	562,172
	Special Mention		4,084		32		-			1,033		5,149
	Substandard		10,972		1,426		39			225		12,662
	Doubtful		-		-		-			-		-
	Subtotal		331,629		147,245		19,764			81,345		579,983
	Less:
	Unearned discount		236		97		-			27		360
	Loans, net of unearned discount	$	331,393	$	147,148	$	19,764		$	81,318	$	579,623

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-to-Maturity Securities	'
	A summary of the amortized cost and estimated fair value of available-for-sale securities and held-to-maturity securities at March 31, 2014, follows:
	($ in thousands)
		March 31, 2014
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
		Cost		Gains		Losses		Fair Value
	Available-for-sale securities:
	Obligations of U.S. Government Agencies	$	25,380	$	97	$	96	$	25,381
	Tax-exempt and taxable obligations of states and municipal		104,882		2,312		966		106,228
	subdivisions
	Mortgage-backed securities		77,111		872		1,010		76,973
	Corporate obligations		27,934		224		1,250		26,908
	Other		1,255		-		285		970
	Total	$	236,562	$	3,505	$	3,607	$	236,460
	Held-to-maturity securities:
	Mortgage-backed securities	$	2,429	$	-	$	57	$	2,372
	Taxable obligations of states and municipal subdivisions		6,000		1,402		-		7,402
	Total	$	8,429	$	1,402	$	57	$	9,774

Summary_of_Organization_Additi

Summary of Organization - Additional Information (Detail) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Dec. 31, 2012
Organization [Line Items]	'	'	'	'
Date of entity incorporation	23-Jun-95	'	'	'
Entity Incorporation Country State Name	'Hattiesburg, Mississippi	'	'	'
Assets	$988,567	'	$940,890	'
Loans, including Loans held for sale	593,533	'	583,303	'
Deposits	863,581	'	779,971	'
Stockholders' equity	87,496	87,068	85,108	65,886
Net income	1,427	1,225	'	'
Net income applicable to common Stockholders	$1,321	$1,119	'	'
Dividends on common stock, per share	$0.04	$0.04	'	'

Business_Combination_Additiona

Business Combination - Additional Information (Detail) (USD $)	0 Months Ended	3 Months Ended
	Mar. 03, 2014	Mar. 31, 2014
Business Acquisition [Line Items]	'	'
Goodwill, acquired during period	'	$1,300,000
Acquired finite-lived intangible assets, weighted average useful life	'	'10 years
Business acquisition purchase price allocation loans receivable	'	124,200,000
Business combination fair value adjustments loans	'	500,000
Business acquisition cost of acquired entity purchases price	'	3,300,000
Percentage of consideration paid	30.00%	'
Cash payment price per share	$0.40	'
Shares issued, price per share	$2.25	'
Payments to acquire businesses, gross	6,600,000	'
Merger agreement terms and conditions	'	'(i) for the BCB common stock that was outstanding prior to August 1, 2013, $3.60 per share which may be received in cash or the Company common stock provided that at least 30% of the aggregate consideration paid to such shareholders is in the Company common stock and one non-transferable contingent value right (“CVR”)  of the CVR Consideration, and (ii) for the BCB common stock that was issued on August 1, 2013, $2.25 per share in cash.  Each CVR is eligible to receive a cash payment equal to up to $0.40, with the exact amount based on the resolution of certain identified BCB loans over a three-year period following the closing of the transaction.
Minimum	'	'
Business Acquisition [Line Items]	'	'
Payments to acquire businesses, gross	6,200,000	'
Core Deposits	'	'
Business Acquisition [Line Items]	'	'
Finite-lived intangible assets acquired	'	$700,000
Outstanding Prior To August 1, 2013	'	'
Business Acquisition [Line Items]	'	'
Shares issued, price per share	$3.60	'

Acquired_Identifiable_Assets_a

Acquired Identifiable Assets and Liabilities as of Acquisition Date (Detail) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Purchase price:	'
Cash	$3,300
Total purchase price	3,300
Identifiable assets:	'
Cash and due from banks	46,450
Investments	2,508
Loans and leases	124,165
Other Real Estate	87
Core deposit intangible	680
Personal and real property	10,655
Deferred tax asset	2,969
Other assets	1,034
Total assets	188,548
Liabilities and equity:	'
Deposits	185,771
Other liabilities	736
Total liabilities	186,507
Net assets acquired	2,041
Goodwill resulting from acquisition	$1,259

Outstanding_Principal_Balance_

Outstanding Principal Balance And Carrying Amount Of These Loans Included In The Consolidated Balance Sheet (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Business Combination, Separately Recognized Transactions [Line Items]	'	'
Outstanding principal balance	$591,275	$579,983
Business Acquisition	'	'
Business Combination, Separately Recognized Transactions [Line Items]	'	'
Outstanding principal balance	103,618	'
Carrying amount	$103,418	'

Preferred_Stock_and_Warrant_Ad

Preferred Stock and Warrant - Additional Information (Detail) (USD $)

1 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

1 Months Ended

Sep. 29, 2010

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Mar. 31, 2014

Feb. 06, 2009

Sep. 29, 2010

Sep. 29, 2010

Sep. 29, 2010

Mar. 22, 2013

Mar. 31, 2014

Private Placement

Series A Preferred Stock

Series CPP Preferred Stock

Series CPP Preferred Stock

Series CD Preferred Stock

Series D Preferred Stock

Convertible Preferred Stock

After Five Years

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds received from treasury

'

'

'

'

'

'

'

$5,000,000

'

'

'

'

'

Issuance of preferred stock, shares

'

'

'

'

'

'

'

5,000

'

'

12,123

'

'

Common Stock, shares repurchased

'

'

'

'

'

'

'

54,705

'

'

'

'

'

Warrant, exercise price

'

'

'

'

'

'

'

13.71

'

'

'

'

'

Warrant, term period

'

'

'

'

'

'

'

'10 years

'

'

'

'

'

Preferred stock, annual dividend rate

'

'

'

'

'

'

'

'

5.00%

9.00%

2.00%

'

'

Capital purchase liquidation dividend term

'

'

'

'

'

'

'

'

'5 years

'

'8 years

'

'

Proceeds received from treasury, warrant

'

'

'

'

'

'

'

3,000,000

'

'

'

'

'

Net proceeds from issuance and redemption of preferred stock

'

0

20,000,000

'

'

'

'

4,700,000

'

'

12,123,000

'

'

Accretion of Series A Preferred Stock discount, maximum amount

'

'

'

'

'

'

'

5,000,000

'

'

'

'

'

Series UST Fixed rate cumulative perpetual preferred shares exchanged to Series CD Preferred stocks

'

'

'

'

'

'

'

'

5,000

'

'

'

'

Limitations on payment of dividends on common stock

'no more than 100% of the aggregate per share dividend

'

'

'

'

'

'

'

'

'

'

'

'

Dividend declared and paid, common stock

'

'

'

$0.15

$0.15

$0.15

'

'

'

'

'

'

'

Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized;17,123 issued and outstanding at March 31, 2014 and December 31, 2013, respectively

'

17,123,000

'

17,103,000

'

'

'

'

'

'

'

20,000,005

'

Preferred stock, issued

'

17,123

'

17,123

'

'

'

'

'

'

'

1,951,220

'

Common stock, shares, outstanding

'

'

'

'

'

'

'

'

'

'

'

10.25

5,149,280

Series CD fixed rate cumulative perpetual preferred shares issued in exchange to Series UST preferred stocks

'

'

'

'

'

'

'

'

5,000

'

'

'

1,951,220

Financial advisory fee

'

'

'

'

'

'

$921,487.43

'

'

'

'

'

'

Recovered_Sheet1

Earnings Applicable to Common Stockholders - Additional Information (Detail)	3 Months Ended
	Mar. 31, 2014	Sep. 30, 2013	Mar. 31, 2013
Earnings Per Share Basic [Line Items]	'	'	'
Shares of restricted stock granted	57,327	15,500	35,133

Recovered_Sheet2

Earnings Applicable to Common Stockholders (Detail) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share Basic [Line Items]	'	'
Net income available to common stock holders, basic	$1,321,000	$1,119,000
Net income available to common stock holders, diluted	$1,321,000	$1,119,000
Weighted average number of shares outstanding, basic	5,140,500	3,117,480
Effect of dilutive shares:	'	'
Restricted stock grants	49,429	39,360
Weighted average number of shares outstanding, diluted	5,189,929	3,156,840
Basic per share	$0.26	$0.36
Diluted per share	$0.25	$0.35

Recovered_Sheet3

Fair Value of Assets and Liabilities - Additional Information (Detail) (USD $)	Mar. 31, 2014
In Millions, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Assets measured at fair value on a non recurring basis	$5.20

Fair_Value_of_Assets_Measured_

Fair Value of Assets Measured on Recurring Basis (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	$236,460	$244,051
Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	25,381	29,962
Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	106,228	108,078
Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	76,973	78,187
Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	26,908	26,852
Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	970	972
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	970	972
Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	970	972
Significant Other Observable Inputs (Level 2)	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	232,562	240,281
Significant Other Observable Inputs (Level 2) | Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	25,381	29,962
Significant Other Observable Inputs (Level 2) | Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	106,228	108,078
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	76,973	78,187
Significant Other Observable Inputs (Level 2) | Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	23,980	24,054
Significant Other Observable Inputs (Level 2) | Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3)	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	2,928	2,798
Significant Unobservable Inputs (Level 3) | Obligations of U. S. Government Agencies	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Municipal securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Corporate obligations	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	2,928	2,798
Significant Unobservable Inputs (Level 3) | Other	'	'
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Securities available-for-sale, at fair value	$0	$0

Reconciliation_of_Activity_for

Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information (Detail) (Bank-Issued Trust Preferred Securities, USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Bank-Issued Trust Preferred Securities	'	'
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]	'	'
Balance, January 1	$2,798	$2,668
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Other-than-temporary impairment loss included in earnings	0	0
Unrealized gain included in comprehensive income	130	130
Balance at March 31, 2014 and December 31, 2013	$2,928	$2,798

Quantitative_Information_About

Quantitative Information About Recurring Level 3 Fair Value Measurements (Detail) (Fair Value Inut Level 3, USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Fair Value Inut Level 3	'	'
Quantitative Information About Recurring Fair Value Measurements [Line Items]	'	'
Fair Value	$2,928	$2,798
Valuation Technique	'Discounted cash flow	'Discounted cash flow
Significant Unobservable Inputs	'Probability of default	'Probability of default
Range of Inputs, Minimum	0.00%	0.00%
Range of Inputs, Maximum	100.00%	100.00%

Fair_Value_of_Assets_Measured_1

Fair Value of Assets Measured on Nonrecurring Basis (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	$5,200	'
Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	4,142	4,830
Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	5,221	4,470
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	0	0
Significant Other Observable Inputs (Level 2) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	4,142	4,830
Significant Other Observable Inputs (Level 2) | Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	5,221	4,470
Significant Unobservable Inputs (Level 3) | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	0	0
Significant Unobservable Inputs (Level 3) | Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]	'	'
Assets measured at fair value on a nonrecurring basis	$0	$0

Fair_Values_of_offBalance_Shee

Fair Values of off-Balance Sheet Financial Instruments (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets:	'	'	'	'
Cash and cash equivalents	$81,978	$39,252	$91,452	$30,877
Securities available-for-sale	236,460	244,051	'	'
Securities held-to-maturity	8,429	8,438	'	'
Other securities	6,148	5,534	'	'
Loans, net	587,722	577,575	'	'
Bank-owned life insurance	9,182	6,593	'	'
Liabilities:	'	'	'	'
Noninterest-bearing deposits	179,334	173,794	'	'
Interest-bearing deposits	684,247	606,177	'	'
Subordinated debentures	10,310	10,310	'	'
FHLB and other borrowings	15,000	52,000	'	'
Quoted Prices (Level 1)	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	81,978	39,252	'	'
Securities available-for-sale	970	972	'	'
Securities held-to-maturity	0	0	'	'
Other securities	0	0	'	'
Loans, net	0	0	'	'
Bank-owned life insurance	0	0	'	'
Liabilities:	'	'	'	'
Noninterest-bearing deposits	0	0	'	'
Interest-bearing deposits	0	0	'	'
Subordinated debentures	0	0	'	'
FHLB and other borrowings	0	0	'	'
Significant Other Observable Inputs (Level 2)	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	0	0	'	'
Securities available-for-sale	232,562	240,281	'	'
Securities held-to-maturity	9,774	9,624	'	'
Other securities	6,148	5,534	'	'
Loans, net	0	0	'	'
Bank-owned life insurance	9,182	6,593	'	'
Liabilities:	'	'	'	'
Noninterest-bearing deposits	179,334	173,794	'	'
Interest-bearing deposits	683,631	605,737	'	'
Subordinated debentures	0	0	'	'
FHLB and other borrowings	15,000	52,000	'	'
Significant Unobservable Inputs (Level 3)	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	0	0	'	'
Securities available-for-sale	2,928	2,798	'	'
Securities held-to-maturity	0	0	'	'
Other securities	0	0	'	'
Loans, net	601,141	590,866	'	'
Bank-owned life insurance	0	0	'	'
Liabilities:	'	'	'	'
Noninterest-bearing deposits	0	0	'	'
Interest-bearing deposits	0	0	'	'
Subordinated debentures	10,310	10,310	'	'
FHLB and other borrowings	0	0	'	'
Estimated Fair Value	'	'	'	'
Assets:	'	'	'	'
Cash and cash equivalents	81,978	39,252	'	'
Securities available-for-sale	236,460	244,051	'	'
Securities held-to-maturity	9,774	9,624	'	'
Other securities	6,148	5,534	'	'
Loans, net	601,141	590,866	'	'
Bank-owned life insurance	9,182	6,593	'	'
Liabilities:	'	'	'	'
Noninterest-bearing deposits	179,334	173,794	'	'
Interest-bearing deposits	683,631	605,737	'	'
Subordinated debentures	10,310	10,310	'	'
FHLB and other borrowings	$15,000	$52,000	'	'

Loans_Additional_Information_D

Loans - Additional Information (Detail) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'
Percentage of loan portfolio to earning assets	67.70%	67.10%
Loan to value ratio	80.00%	'
Troubled debt restructurings, balance	$200,000	'
Impaired receivables for which allowance for credit losses had previously been measured under general allowance for credit losses methodology, allowance for credit losses	0	0
Non- Accrual	2,267,000	3,181,000
Financing Receivable	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Non- Accrual	$33,000	'

Composition_of_Loan_Portfolio_

Composition of Loan Portfolio (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for sale	$590,947	$579,623
Total loans	593,533	583,303
Allowance for loan losses	-5,811	-5,728
Net loans	587,722	577,575
Percent of loan to total loan portfolio	100.00%	100.00%
Mortgage loans held for sale	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for sale	2,586	3,680
Percent of loan to total loan portfolio	0.40%	0.60%
Commercial, financial and agricultural	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for sale	84,898	81,792
Percent of loan to total loan portfolio	14.30%	14.00%
Mortgage-commercial	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for sale	198,984	202,343
Percent of loan to total loan portfolio	33.50%	34.70%
Mortgage-residential	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for sale	218,901	212,388
Percent of loan to total loan portfolio	36.90%	36.40%
Construction	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for sale	73,523	67,287
Percent of loan to total loan portfolio	12.40%	11.50%
Consumer and other	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans held for sale	$14,641	$15,813
Percent of loan to total loan portfolio	2.50%	2.80%

Activity_in_Allowance_for_Loan

Activity in Allowance for Loan Losses (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Balance at beginning of period	$5,728	'
Loans charged-off	-343	'
Recoveries on loans previously charged-off	68	'
Net Charge-offs	-275	'
Provision for Loan Losses	358	311
Balance at end of period	5,811	'
Real Estate	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans charged-off	300	'
Recoveries on loans previously charged-off	43	'
Installment and Other	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans charged-off	43	'
Recoveries on loans previously charged-off	21	'
Commercial Financial And Agricultural	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans charged-off	0	'
Recoveries on loans previously charged-off	$4	'

Allocation_of_Allowance_for_Lo

Allocation of Allowance for Loan Losses (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for loan losses	$5,811	$5,728
Allowance for loan losses, percentage of total	100.00%	100.00%
Commercial Non Real Estate	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for loan losses	548	582
Allowance for loan losses, percentage of total	14.20%	14.00%
Commercial Real Estate	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for loan losses	3,308	3,384
Allowance for loan losses, percentage of total	56.50%	57.20%
Consumer real estate	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for loan losses	1,778	1,427
Allowance for loan losses, percentage of total	25.60%	25.40%
Consumer	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for loan losses	175	173
Allowance for loan losses, percentage of total	3.70%	3.40%
Unallocated	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance for loan losses	$2	$162
Allowance for loan losses, percentage of total	0.00%	0.00%

Impaired_Loans_Detail

Impaired Loans (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Impaired Loans:	'	'
Impaired loans without a valuation allowance	$605	$759
Impaired loans with a valuation allowance	3,537	4,071
Total impaired loans	4,142	4,830
Allowance for loan losses on impaired loans at period end	1,025	849
Total nonaccrual loans	2,267	3,181
Past due 90 days or more and still accruing	443	159
Average investment in impaired loans	$4,486	$4,007

Summary_of_Interest_Recognized

Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
Average of individually impaired loans during period	$4,486	$4,007
Interest income recognized during impairment	0	148
Cash-basis interest income recognized	$40	'

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses, Broken Down by Portfolio Segment (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans	'	'
Individually evaluated	$4,142	$4,830
Collectively evaluated	586,805	574,793
Total	590,947	579,623
Allowance for Loan Losses	'	'
Individually evaluated	1,025	849
Collectively evaluated	4,786	4,879
Total	5,811	5,728
Real Estate	'	'
Loans	'	'
Individually evaluated	3,778	4,709
Collectively evaluated	481,203	473,832
Total	484,981	478,541
Allowance for Loan Losses	'	'
Individually evaluated	983	804
Collectively evaluated	4,103	4,007
Total	5,086	4,811
Installment and Other	'	'
Loans	'	'
Individually evaluated	47	39
Collectively evaluated	21,830	19,725
Total	21,877	19,764
Allowance for Loan Losses	'	'
Individually evaluated	33	35
Collectively evaluated	144	300
Total	177	335
Commercial Financial And Agricultural	'	'
Loans	'	'
Individually evaluated	317	82
Collectively evaluated	83,772	81,236
Total	84,089	81,318
Allowance for Loan Losses	'	'
Individually evaluated	9	10
Collectively evaluated	539	572
Total	$548	$582

Additional_Detail_of_Impaired_

Additional Detail of Impaired Loans Broken Out According to Class (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans without a valuation allowance, recorded investment	$605	$759
Impaired loans with no related allowance, unpaid balance	663	759
Impaired loans with no related allowance, average recorded investment YTD	682	1,347
Impaired loans with no related allowance, interest income recognized YTD	11	17
Impaired loans with a related allowance, recorded investment	3,537	4,071
Impaired loans with a related allowance, unpaid balance	3,607	4,071
Impaired loans with a related allowance	1,025	849
Impaired loans with a related allowance, average recored investment YTD	3,804	3,244
Impaired loans with a related allowance, interest income recognized YTD	29	131
Recorded Investment	4,142	4,830
Unpaid Balance	4,270	4,830
Related Allowance	1,025	849
Average Recorded Investment YTD	4,486	4,007
Interest Income Recognized YTD	0	148
Commercial installment	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans without a valuation allowance, recorded investment	242	3
Impaired loans with no related allowance, unpaid balance	242	3
Impaired loans with no related allowance, average recorded investment YTD	123	45
Impaired loans with no related allowance, interest income recognized YTD	5	0
Impaired loans with a related allowance, recorded investment	76	79
Impaired loans with a related allowance, unpaid balance	76	79
Impaired loans with a related allowance	9	10
Impaired loans with a related allowance, average recored investment YTD	77	42
Impaired loans with a related allowance, interest income recognized YTD	1	6
Recorded Investment	318	82
Unpaid Balance	318	82
Related Allowance	9	10
Average Recorded Investment YTD	200	87
Interest Income Recognized YTD	6	6
Commercial real estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans without a valuation allowance, recorded investment	312	353
Impaired loans with no related allowance, unpaid balance	370	353
Impaired loans with no related allowance, average recorded investment YTD	332	1,035
Impaired loans with no related allowance, interest income recognized YTD	1	8
Impaired loans with a related allowance, recorded investment	1,896	2,685
Impaired loans with a related allowance, unpaid balance	1,966	2,685
Impaired loans with a related allowance	303	400
Impaired loans with a related allowance, average recored investment YTD	2,291	2,147
Impaired loans with a related allowance, interest income recognized YTD	28	100
Recorded Investment	2,208	3,038
Unpaid Balance	2,336	3,038
Related Allowance	303	400
Average Recorded Investment YTD	2,623	3,182
Interest Income Recognized YTD	0	108
Consumer real estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans without a valuation allowance, recorded investment	41	341
Impaired loans with no related allowance, unpaid balance	41	399
Impaired loans with no related allowance, average recorded investment YTD	220	262
Impaired loans with no related allowance, interest income recognized YTD	4	9
Impaired loans with a related allowance, recorded investment	1,529	1,202
Impaired loans with a related allowance, unpaid balance	1,529	1,272
Impaired loans with a related allowance	680	404
Impaired loans with a related allowance, average recored investment YTD	1,400	1,019
Impaired loans with a related allowance, interest income recognized YTD	0	21
Recorded Investment	1,570	1,543
Unpaid Balance	1,570	1,671
Related Allowance	680	404
Average Recorded Investment YTD	1,620	1,281
Interest Income Recognized YTD	0	30
Consumer installment	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired loans without a valuation allowance, recorded investment	10	4
Impaired loans with no related allowance, unpaid balance	10	4
Impaired loans with no related allowance, average recorded investment YTD	7	5
Impaired loans with no related allowance, interest income recognized YTD	1	0
Impaired loans with a related allowance, recorded investment	36	35
Impaired loans with a related allowance, unpaid balance	36	35
Impaired loans with a related allowance	33	35
Impaired loans with a related allowance, average recored investment YTD	36	36
Impaired loans with a related allowance, interest income recognized YTD	0	4
Recorded Investment	46	39
Unpaid Balance	46	39
Related Allowance	33	35
Average Recorded Investment YTD	43	41
Interest Income Recognized YTD	$1	$4

Additional_Detail_of_Troubled_

Additional Detail of Troubled Debt Restructurings (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Record Investment Pre-Modification	$239	'
Outstanding Record Investment Post-Modification	239	'
Number of loans	1	'
Interest income Recognized	0	148
Commercial installment	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Record Investment Pre-Modification	239	'
Outstanding Record Investment Post-Modification	239	'
Number of loans	1	'
Interest income Recognized	5	'
Commercial real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Record Investment Pre-Modification	0	'
Outstanding Record Investment Post-Modification	0	'
Number of loans	0	'
Interest income Recognized	0	108
Consumer real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Record Investment Pre-Modification	0	'
Outstanding Record Investment Post-Modification	0	'
Number of loans	0	'
Interest income Recognized	0	30
Consumer installment	'	'
Financing Receivable, Modifications [Line Items]	'	'
Outstanding Record Investment Pre-Modification	0	'
Outstanding Record Investment Post-Modification	0	'
Number of loans	0	'
Interest income Recognized	$0	'

Summary_of_Loans_Classified_as

Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	$4,418	$5,553
Past due 90 days or more and still accruing	443	159
Non- Accrual	2,267	3,181
Total Past Due and Non- Accrual	7,128	8,893
Total Loans	590,947	579,623
Real Estate-construction	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	684	478
Past due 90 days or more and still accruing	37	0
Non- Accrual	19	212
Total Past Due and Non- Accrual	740	690
Total Loans	73,523	67,287
Real Estate-mortgage	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	2,821	4,696
Past due 90 days or more and still accruing	406	143
Non- Accrual	1,733	2,453
Total Past Due and Non- Accrual	4,960	7,292
Total Loans	218,901	202,343
Real Estate-non farm nonresidential	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	851	252
Past due 90 days or more and still accruing	0	0
Non- Accrual	497	507
Total Past Due and Non- Accrual	1,348	759
Total Loans	198,984	212,388
Commercial	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	14	12
Past due 90 days or more and still accruing	0	0
Non- Accrual	8	9
Total Past Due and Non- Accrual	22	21
Total Loans	84,898	81,792
Consumer	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Past Due 30 to 89 Days	48	115
Past due 90 days or more and still accruing	0	16
Non- Accrual	10	0
Total Past Due and Non- Accrual	58	131
Total Loans	$14,641	$15,813

Risk_Category_of_Loans_by_Clas

Risk Category of Loans by Class of Loans (Excluding Mortgage Loans Held for Sale) (Detail) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	$591,275	$579,983
Unearned discount	328	360
Loans, net of unearned discount	590,947	579,623
Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	576,669	562,172
Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	1,800	5,149
Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	12,806	12,662
Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Commercial Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	334,217	331,629
Unearned discount	208	236
Loans, net of unearned discount	334,009	331,393
Commercial Real Estate | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	322,113	316,573
Commercial Real Estate | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	1,358	4,084
Commercial Real Estate | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	10,746	10,972
Commercial Real Estate | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Mortgage Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	151,070	147,245
Unearned discount	98	97
Loans, net of unearned discount	150,972	147,148
Mortgage Real Estate | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	149,263	145,787
Mortgage Real Estate | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	31	32
Mortgage Real Estate | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	1,776	1,426
Mortgage Real Estate | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Installment and Other	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	21,877	19,764
Unearned discount	0	0
Loans, net of unearned discount	21,877	19,764
Installment and Other | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	21,809	19,725
Installment and Other | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Installment and Other | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	68	39
Installment and Other | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	0	0
Commercial,Financial and Agriculture	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	84,111	81,345
Unearned discount	22	27
Loans, net of unearned discount	84,089	81,318
Commercial,Financial and Agriculture | Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	83,484	80,087
Commercial,Financial and Agriculture | Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	411	1,033
Commercial,Financial and Agriculture | Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	216	225
Commercial,Financial and Agriculture | Doubtful	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans and leases receivable, gross	$0	$0

Summary_of_Amortized_Cost_and_

Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-To-Maturity Securities (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	$236,562	'
Available-for-sale Securities, Gross Unrealized Gains	3,505	'
Available-for-sale Securities, Gross Unrealized Losses	3,607	'
Available-for-sale securities, Estimated Fair Value	236,460	244,051
Held-to-Maturity, Amortized Cost	8,429	'
Held-to-maturity Securities, Gross Unrealized Gains	1,402	'
Held-to-maturity Securities, Gross Unrealized Losses	57	'
Held-to-Maturity, Estimated Fair Value	9,774	'
Obligations of U.S. Government Agencies	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	25,380	'
Available-for-sale Securities, Gross Unrealized Gains	97	'
Available-for-sale Securities, Gross Unrealized Losses	96	'
Available-for-sale securities, Estimated Fair Value	25,381	'
Tax-exempt and taxable obligations of states and municipal subdivisions	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	104,882	'
Available-for-sale Securities, Gross Unrealized Gains	2,312	'
Available-for-sale Securities, Gross Unrealized Losses	966	'
Available-for-sale securities, Estimated Fair Value	106,228	'
Held-to-Maturity, Amortized Cost	6,000	'
Held-to-maturity Securities, Gross Unrealized Gains	1,402	'
Held-to-maturity Securities, Gross Unrealized Losses	0	'
Held-to-Maturity, Estimated Fair Value	7,402	'
Mortgage-backed securities	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	77,111	'
Available-for-sale Securities, Gross Unrealized Gains	872	'
Available-for-sale Securities, Gross Unrealized Losses	1,010	'
Available-for-sale securities, Estimated Fair Value	76,973	'
Held-to-Maturity, Amortized Cost	2,429	'
Held-to-maturity Securities, Gross Unrealized Gains	0	'
Held-to-maturity Securities, Gross Unrealized Losses	57	'
Held-to-Maturity, Estimated Fair Value	2,372	'
Corporate obligations	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	27,934	'
Available-for-sale Securities, Gross Unrealized Gains	224	'
Available-for-sale Securities, Gross Unrealized Losses	1,250	'
Available-for-sale securities, Estimated Fair Value	26,908	'
Other	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
Available-for-Sale, Amortized Cost	1,255	'
Available-for-sale Securities, Gross Unrealized Gains	0	'
Available-for-sale Securities, Gross Unrealized Losses	285	'
Available-for-sale securities, Estimated Fair Value	$970	'