Document And Entity Information
| Document And Entity Information - Jun. 30, 2015 - shares | Total |
| Document Information [Line Items] | |
| Document Type | 10-Q |
| Amendment Flag | false |
| Document Period End Date | Jun. 30, 2015 |
| Document Fiscal Year Focus | 2,015 |
| Document Fiscal Period Focus | Q2 |
| Entity Registrant Name | FIRST BANCSHARES INC /MS/ |
| Entity Central Index Key | 947,559 |
| Current Fiscal Year End Date | --12-31 |
| Entity Filer Category | Non-accelerated Filer |
| Trading Symbol | FBMS |
| Entity Common Stock, Shares Outstanding | 5,400,909 |
CONSOLIDATED BALANCE SHEETS
| CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 |
| ASSETS | ||
| Cash and due from banks | $ 33,843 | $ 30,333 |
| Interest-bearing deposits with banks | 22,333 | 13,899 |
| Federal funds sold | 5,845 | 386 |
| Total cash and cash equivalents | 62,021 | 44,618 |
| Securities held-to-maturity, at amortized cost | 7,651 | 8,193 |
| Securities available-for-sale, at fair value | 236,476 | 254,746 |
| Other securities | 5,787 | 7,235 |
| Total securities | 249,914 | 270,174 |
| Loans held for sale | 1,864 | 2,103 |
| Loans | 731,037 | 704,531 |
| Allowance for loan losses | (6,419) | (6,095) |
| Loans, net | 726,482 | 700,539 |
| Premises and equipment | 33,571 | 34,810 |
| Interest receivable | 3,628 | 3,659 |
| Cash surrender value of life insurance | 14,670 | 14,463 |
| Goodwill | 12,276 | 12,276 |
| Other real estate owned | 4,116 | 4,655 |
| Other assets | 10,970 | 8,574 |
| TOTAL ASSETS | 1,117,648 | 1,093,768 |
| Deposits: | ||
| Noninterest-bearing | 193,810 | 201,362 |
| Interest-bearing | 768,289 | 691,413 |
| TOTAL DEPOSITS | 962,099 | 892,775 |
| Interest payable | 255 | 316 |
| Borrowed funds | 43,991 | 89,450 |
| Subordinated debentures | 10,310 | 10,310 |
| Other liabilities | 2,559 | 4,701 |
| TOTAL LIABILITIES | 1,019,214 | 997,552 |
| STOCKHOLDERS' EQUITY: | ||
| Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at June 30, 2015 and December 31, 2014, respectively | 17,123 | 17,123 |
| Common stock, par value $1 per share, 20,000,000 shares authorized and 5,400,909 shares issued at June 30, 2015; 10,000,000 shares authorized and 5,342,670 shares issued at December 31, 2014, respectively | 5,401 | 5,343 |
| Additional paid-in capital | 44,294 | 44,421 |
| Retained earnings | 31,613 | 27,975 |
| Accumulated other comprehensive income | 467 | 1,818 |
| Treasury stock, at cost, 26,494 shares at June 30, 2015 and at December 31, 2014 | (464) | (464) |
| TOTAL STOCKHOLDERS’ EQUITY | 98,434 | 96,216 |
| TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY | $ 1,117,648 | $ 1,093,768 |
CONSOLIDATED BALANCE SHEETS (Pa
| CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares | Jun. 30, 2015 | Dec. 31, 2014 |
| Preferred stock, no par value | $ 0 | $ 0 |
| Preferred stock, per share liquidation | $ 1,000 | $ 1,000 |
| Preferred stock, shares authorized | 10,000,000 | 10,000,000 |
| Preferred stock, issued | 17,123 | 17,123 |
| Preferred stock, outstanding | 17,123 | 17,123 |
| Common stock, par value | $ 1 | $ 1 |
| Common stock, shares authorized | 20,000,000 | 10,000,000 |
| Common stock, shares issued | 5,400,909 | 5,342,670 |
| Treasury stock, shares | 26,494 | 26,494 |
CONSOLIDATED STATEMENTS OF INCO
| CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
| Jun. 30, 2015 | Jun. 30, 2014 | Jun. 30, 2015 | Jun. 30, 2014 | |
| INTEREST INCOME: | ||||
| Interest and fees on loans | $ 8,532 | $ 7,091 | $ 16,680 | $ 14,095 |
| Interest and dividends on securities: | ||||
| Taxable interest and dividends | 1,010 | 956 | 2,021 | 1,859 |
| Tax exempt interest | 464 | 497 | 965 | 1,026 |
| Interest on federal funds sold | 16 | 30 | 39 | 41 |
| TOTAL INTEREST INCOME | 10,022 | 8,574 | 19,705 | 17,021 |
| INTEREST EXPENSE: | ||||
| Interest on deposits | 658 | 584 | 1,290 | 1,050 |
| Interest on borrowed funds | 148 | 142 | 320 | 299 |
| TOTAL INTEREST EXPENSE | 806 | 726 | 1,610 | 1,349 |
| NET INTEREST INCOME | 9,216 | 7,848 | 18,095 | 15,672 |
| PROVISION FOR LOAN LOSSES | 0 | 277 | 150 | 635 |
| NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES | 9,216 | 7,571 | 17,945 | 15,037 |
| OTHER INCOME: | ||||
| Service charges on deposit accounts | 1,097 | 1,053 | 2,148 | 2,037 |
| Other service charges and fees | 757 | 1,002 | 1,556 | 1,690 |
| TOTAL OTHER INCOME | 1,854 | 2,055 | 3,704 | 3,727 |
| OTHER EXPENSES: | ||||
| Salaries and employee benefits | 4,613 | 4,260 | 9,239 | 8,357 |
| Occupancy and equipment | 1,137 | 1,242 | 2,246 | 2,462 |
| Other | 2,342 | 1,882 | 4,425 | 3,792 |
| TOTAL OTHER EXPENSES | 8,092 | 7,384 | 15,910 | 14,611 |
| INCOME BEFORE INCOME TAXES | 2,978 | 2,242 | 5,739 | 4,153 |
| INCOME TAXES | 793 | 629 | 1,525 | 1,113 |
| NET INCOME | 2,185 | 1,613 | 4,214 | 3,040 |
| PREFERRED STOCK ACCRETION AND DIVIDENDS | 86 | 86 | 171 | 192 |
| NET INCOME APPLICABLE TO COMMON STOCKHOLDERS | $ 2,099 | $ 1,527 | $ 4,043 | $ 2,848 |
| NET INCOME APPLICABLE TO COMMON STOCKHOLDERS: | ||||
| BASIC | $ 0.39 | $ 0.30 | $ 0.75 | $ 0.55 |
| DILUTED | 0.39 | 0.29 | 0.75 | 0.55 |
| DIVIDENDS PER SHARE - COMMON | $ 0.0375 | $ 0.0375 | $ 0.075 | $ 0.075 |
CONSOLIDATED STATEMENTS OF COMP
| CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
| Jun. 30, 2015 | Jun. 30, 2014 | Jun. 30, 2015 | Jun. 30, 2014 | |
| Net income per consolidated statements of income | $ 2,185 | $ 1,613 | $ 4,214 | $ 3,040 |
| Other Comprehensive Income(Loss): | ||||
| Unrealized holding gains (losses) arising during the period on available-for-sale securities | (3,135) | 1,144 | (2,011) | 2,893 |
| Unrealized holding gains (losses) on loans held for sale | (56) | 56 | (39) | 101 |
| Income tax benefit (expense) | 1,088 | (390) | 699 | (1,018) |
| Other Comprehensive Income (Loss) | (2,103) | 810 | (1,351) | 1,976 |
| Comprehensive Income | $ 82 | $ 2,423 | $ 2,863 | $ 5,016 |
CONDENSED CONSOLIDATED STATEMEN
| CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands | Total | Common Stock | Preferred Stock | Stock Warrants | Additional Paid-in Capital | Retained Earnings | Accumulated Other Comprehensive Income(Loss) | Treasury Stock |
| Balance at Dec. 31, 2013 | $ 85,108 | $ 5,123 | $ 17,103 | $ 284 | $ 41,802 | $ 22,509 | $ (1,249) | $ (464) |
| Net income | 3,040 | 0 | 0 | 0 | 0 | 3,040 | 0 | 0 |
| Other comprehensive income | 1,976 | 0 | 0 | 0 | 0 | 0 | 1,976 | 0 |
| Accretion and dividends on preferred stock | (171) | 0 | 20 | 0 | 0 | (191) | 0 | 0 |
| Dividends on common stock, $0.0375 per Share | (386) | 0 | 0 | 0 | 0 | (386) | 0 | 0 |
| Repurchase of restricted stock for payment of taxes | (85) | (6) | 0 | 0 | (79) | 0 | 0 | 0 |
| Restricted stock grant | 0 | 63 | 0 | 0 | (63) | 0 | 0 | 0 |
| Compensation expense | 295 | 0 | 0 | 0 | 295 | 0 | 0 | 0 |
| Balance at Jun. 30, 2014 | 89,777 | 5,180 | 17,123 | 284 | 41,955 | 24,972 | 727 | (464) |
| Balance at Dec. 31, 2014 | 96,216 | 5,343 | 17,123 | 284 | 44,137 | 27,975 | 1,818 | (464) |
| Net income | 4,214 | 4,214 | ||||||
| Other comprehensive income | (1,351) | 0 | 0 | 0 | 0 | 0 | (1,351) | 0 |
| Accretion and dividends on preferred stock | (171) | 0 | 0 | 0 | 0 | (171) | 0 | 0 |
| Dividends on common stock, $0.0375 per Share | (405) | 0 | 0 | 0 | 0 | (405) | 0 | 0 |
| Repurchase of restricted stock for payment of taxes | (92) | (6) | 0 | 0 | (86) | 0 | 0 | 0 |
| Restricted stock grant | 0 | 67 | 0 | 0 | (67) | 0 | 0 | 0 |
| Compensation expense | 362 | 0 | 0 | 0 | 362 | 0 | 0 | 0 |
| Reversal of 2,514 common shares for BCB Holdings | (36) | (3) | 0 | 0 | (33) | 0 | 0 | 0 |
| Repurchase warrants | (303) | 0 | 0 | (284) | (19) | 0 | 0 | 0 |
| Balance at Jun. 30, 2015 | $ 98,434 | $ 5,401 | $ 17,123 | $ 0 | $ 44,294 | $ 31,613 | $ 467 | $ (464) |
CONDENSED CONSOLIDATED STATEME7
| CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares | 6 Months Ended |
| Jun. 30, 2015 | |
| Dividends on common stock, per Share | $ 0.075 |
| Reversal of common shares | 2,514 |
CONSOLIDATED STATEMENTS OF CASH
| CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands | 6 Months Ended | |
| Jun. 30, 2015 | Jun. 30, 2014 | |
| CASH FLOWS FROM OPERATING ACTIVITIES: | ||
| NET INCOME | $ 4,214 | $ 3,040 |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Depreciation, amortization and accretion | 1,642 | 1,096 |
| Provision for loan losses | 150 | 635 |
| Loss on sale/writedown of ORE | 129 | 195 |
| Gain on sale of bank premises | (119) | 0 |
| Restricted stock expense | 362 | 295 |
| Increase in cash value of life insurance | (207) | (158) |
| Federal Home Loan Bank stock dividends | (4) | (2) |
| Changes in: | ||
| Interest receivable | 31 | (82) |
| Loans held for sale, net | 183 | 566 |
| Interest payable | (61) | (103) |
| Other, net | (3,895) | (1,505) |
| NET CASH PROVIDED BY OPERATING ACTIVITIES | 2,425 | 3,977 |
| CASH FLOWS FROM INVESTING ACTIVITIES: | ||
| Maturities, calls and paydowns of available- for-sale and held-to-maturity securities | 28,281 | 19,633 |
| Purchases of securities available-for-sale and held-to-maturity securities | (11,496) | (37,452) |
| Net redemptions of other securities | 1,451 | 1,409 |
| Net increase in loans | (26,766) | (28,912) |
| Purchase of bank owned life insurance | 0 | (7,500) |
| Proceeds from sale of bank premises | 949 | 0 |
| Net increase in premises and equipment | (408) | (17) |
| NET CASH USED IN INVESTING ACTIVITIES | (7,989) | (52,839) |
| CASH FLOWS FROM FINANCING ACTIVITIES: | ||
| Increase in deposits | 69,417 | 104,185 |
| Net decrease in borrowed funds | (45,459) | (38,500) |
| Dividends paid on common stock | (389) | (376) |
| Dividends paid on preferred stock | (171) | (171) |
| Repurchase of restricted stock for payment of taxes | (92) | (85) |
| Repurchase of shares issued in BCB acquisition | (36) | 0 |
| Repurchase of warrants | (303) | 0 |
| NET CASH PROVIDED BY FINANCING ACTIVITIES | 22,967 | 65,053 |
| NET INCREASE IN CASH | 17,403 | 16,191 |
| CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD | 44,618 | 39,252 |
| CASH AND CASH EQUIVALENTS AT END OF PERIOD | 62,021 | 55,443 |
| SUPPLEMENTAL DISCLOSURES: | ||
| CASH PAYMENTS FOR INTEREST | 1,764 | 926 |
| CASH PAYMENTS FOR INCOME TAXES | 3,305 | 275 |
| LOANS TRANSFERRED TO OTHER REAL ESTATE | 506 | 1,354 |
| ISSUANCE OF RESTRICTED STOCK GRANTS | $ 67 | $ 63 |
BASIS OF PRESENTATION
| BASIS OF PRESENTATION | 6 Months Ended |
| Jun. 30, 2015 | |
| Organization, Consolidation and Presentation of Financial Statements [Abstract] | |
| BASIS OF PRESENTATION | NOTE A BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial statements and with the instructions to Form 10-Q of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included. Operating results for the six months ended June 30, 2015, are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, please refer to the consolidated financial statements and footnotes thereto included in the Company's Form 10-K for the year ended December 31, 2014. |
SUMMARY OF ORGANIZATION
| SUMMARY OF ORGANIZATION | 6 Months Ended |
| Jun. 30, 2015 | |
| Summary Of Organization [Abstract] | |
| SUMMARY OF ORGANIZATION | NOTE B SUMMARY OF ORGANIZATION The First Bancshares, Inc., Hattiesburg, Mississippi (the "Company"), was incorporated June 23, 1995 At June 30, 2015, the Company had approximately $ 1.1 726.5 962.1 98.4 4.2 4.0 In the first quarter and second quarter of 2015, the Company declared and paid a dividend of $. 0375 |
BUSINESS COMBINATION
| BUSINESS COMBINATION | 6 Months Ended |
| Jun. 30, 2015 | |
| Business Combination, Description [Abstract] | |
| BUSINESS COMBINATION | NOTE C BUSINESS COMBINATION BCB Holding Company, Inc. On March 3, 2014, the Company entered into an Agreement and Plan of Merger (the “Agreement”) with BCB Holding Company, Inc., an Alabama corporation (“BCB”) and parent of Bay Bank, Mobile, Alabama. The Agreement provided that, upon the terms and subject to the conditions set forth in the Agreement, BCB will merge with and into the Company (the “Merger”) and Bay Bank will merge with and into The First, A National Banking Association (“Bank Merger”). Subject to the terms and conditions of the Agreement, which was approved by the Boards of Directors of the Company and BCB, each outstanding share of BCB common stock, other than shares held by the Company or BCB, or, shares with respect to which the holders thereof have perfected dissenters’ rights received (i) for the BCB common stock that was outstanding prior to August 1, 2013, $ 3.60 2.25 0.40 6.2 6.6 174,000 8 166,000 As of the closing on July 1, 2014, the Company and BCB entered into an agreement and plan of merger pursuant to which BCB’s wholly-owned subsidiary, Bay Bank, was merged with and into the Company’s wholly-owned subsidiary, the Bank. In connection with the acquisition, the Company recorded $ 1.7 10 The Company acquired the $ 40.1 1.7 Purchase price: Cash and fair value of common stock $ 6,300 Total purchase price 6,300 Identifiable assets: Cash and due from banks 8,307 Investments 23,423 Loans and leases 38,393 Other Real Estate 571 Core deposit intangible 225 Personal and real property 3,670 Deferred tax asset 2,502 Other assets 305 Total assets 77,396 Liabilities and equity: Deposits 59,321 Borrowed funds 13,104 Other liabilities 326 Total liabilities 72,751 Net assets acquired 4,645 Goodwill resulting from acquisition $ 1,655 Outstanding principal balance $ 31,612 Carrying amount 29,915 |
PREFERRED STOCK AND WARRANT
| PREFERRED STOCK AND WARRANT | 6 Months Ended |
| Jun. 30, 2015 | |
| Preferred Stock And Warrant [Abstract] | |
| PREFERRED STOCK AND WARRANT | NOTE D PREFERRED STOCK AND WARRANT Pursuant to the terms of the letter agreement between the Company and the United States Department of the Treasury (“Treasury”), the Company issued 17,123 The Letter Agreement contains limitations on the payment of dividends on the common stock to no more than 100% of the aggregate per share dividend 0.15 2 8 Pursuant to the terms of the letter agreement between the Company and the United States Department of the Treasury, the Company redeemed the warrant to purchase up to 54,705 shares of the Company’s common stock. In connection with this redemption, on May 13, 2015, the Company paid Treasury an aggregate redemption price of $302,410. |
EARNINGS APPLICABLE TO COMMON S
| EARNINGS APPLICABLE TO COMMON STOCKHOLDERS | 6 Months Ended |
| Jun. 30, 2015 | |
| Earnings Per Share [Abstract] | |
| EARNINGS APPLICABLE TO COMMON STOCKHOLDERS | NOTE E EARNINGS APPLICABLE TO COMMON STOCKHOLDERS For the Three Months Ended June 30, 2015 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 2,099,000 5,374,415 $ 0.39 Effect of dilutive shares: Restricted stock grants 57,747 Diluted per share $ 2,099,000 5,432,162 $ 0.39 For the Six Months Ended June 30, 2015 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 4,043,000 5,366,495 $ 0.75 Effect of dilutive shares: Restricted stock grants 57,747 Diluted per share $ 4,043,000 5,424,242 $ 0.75 For the Three Months Ended June 30, 2014 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 1,527,000 5,152,784 $ .30 Effect of dilutive shares: Restricted stock grants 37,792 Diluted per share $ 1,527,000 5,190,576 $ .29 For the Six Months Ended June 30, 2014 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 2,848,000 5,142,227 $ .55 Effect of dilutive shares: Restricted stock grants 37,792 Diluted per share $ 2,848,000 5,180,019 $ .55 The Company granted 67,077 0 |
FAIR VALUE OF ASSETS AND LIABIL
| FAIR VALUE OF ASSETS AND LIABILITIES | 6 Months Ended |
| Jun. 30, 2015 | |
| Fair Value Disclosures [Abstract] | |
| FAIR VALUE OF ASSETS AND LIABILITIES | NOTE F FAIR VALUE OF ASSETS AND LIABILITIES The Company groups its financial assets measured at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1: Valuations for assets and liabilities traded in active exchange markets, such as the New York Stock Exchange. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. Level 2: Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third party pricing services for identical or comparable assets or liabilities which use observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets and liabilities. Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheets. Available-for-Sale Securities The fair value of available-for-sale securities is determined by various valuation methodologies. Where quoted market prices are available in an active market, securities are classified within Level 1. If quoted market prices are not available, then fair values are estimated by using pricing models or quoted prices of securities with similar characteristics. Level 2 securities include U.S. Treasury securities, obligations of U.S. government corporations and agencies, obligations of states and political subdivisions, mortgage-backed securities and collateralized mortgage obligations. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. June 30, 2015 (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Obligations of U. S. Government Agencies $ 20,149 $ - $ 20,149 $ - Municipal securities 95,923 - 95,923 - Mortgage-backed securities 93,623 - 93,623 - Corporate obligations 25,812 - 23,119 2,693 Other 969 969 - - Total $ 236,476 $ 969 $ 232,814 $ 2,693 December 31, 2014 (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Obligations of U. S. Government Agencies $ 27,372 $ - $ 27,372 $ - Municipal securities 104,582 - 104,582 - Mortgage-backed securities 93,036 - 93,036 - Corporate obligations 28,784 - 25,983 2,801 Other 972 972 - - Total $ 254,746 $ 972 $ 250,973 $ 2,801 Bank-Issued Trust Preferred (Dollars in thousands) Securities 2015 2014 Balance, January 1 $ 2,801 $ 2,798 Transfers into Level 3 - - Transfers out of Level 3 - - Other-than-temporary impairment loss included in earnings (loss) - - Unrealized gain (loss) included in comprehensive income (108) 3 Balance at June 30, 2015 and December 31, 2014 $ 2,693 $ 2,801 Significant Trust Preferred Fair Valuation Unobservable Range of Securities Value Technique Inputs Inputs June 30, 2015 2,693 Discounted cash flow Probability of default .83% - 2.53% December 31, 2014 2,801 Discounted cash flow Probability of default .79% - 2.49% Following is a description of the valuation methodologies used for assets measured at fair value on a non-recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. Impaired Loans Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured for impairment. Allowable methods for estimating fair value include using the fair value of the collateral for collateral dependent loans or, where a loan is determined not to be collateral dependent, using the discounted cash flow method. If the impaired loan is identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the impaired loan is determined not to be collateral dependent, then the discounted cash flow method is used. This method requires the impaired loan to be recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate. The effective interest rate of a loan is the contractual interest rate adjusted for any net deferred loan fees or costs, or premium or discount existing at origination or acquisition of the loan. Impaired loans are classified within Level 2 of the fair value hierarchy. Other Real Estate Owned Other real estate owned acquired through loan foreclosure is initially recorded at fair value less estimated costs to sell, establishing a new cost basis. The adjustment at the time of foreclosure is recorded through the allowance for loan losses. Due to the subjective nature of establishing the fair value, the actual fair value of the other real estate owned or foreclosed asset could differ from the original estimate. If it is determined the fair value declines subsequent to foreclosure, a valuation allowance is recorded through non-interest expense. Operating costs associated with the assets are also recorded as non-interest expense. Gains and losses on the disposition of other real estate owned and foreclosed assets are netted and posted to other non-interest expense. Other real estate owned measured at fair value on a non-recurring basis at June 30, 2015, amounted to $ 4.1 ($ in thousands) June 30, 2015 Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Impaired loans $ 9,121 $ - $ 9,121 $ - Other real estate owned 4,116 - 4,116 - December 31, 2014 Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Impaired loans $ 9,560 $ - $ 9,560 $ - Other real estate owned 4,655 - 4,655 - The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate that value: Cash and Cash Equivalents For such short-term instruments, the carrying amount is a reasonable estimate of fair value. Investment in securities available-for-sale and held-to-maturity The fair value measurement for securities available-for-sale was discussed earlier. The same measurement approach was used for securities held-to-maturity. Loans The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Bank-Owned Life Insurance The fair value of bank-owned life insurance approximates the carrying amount, because upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount. Deposits The fair values of demand deposits are, as required by ASC Topic 825, equal to the carrying value of such deposits. Demand deposits include noninterest-bearing demand deposits, savings accounts, NOW accounts, and money market demand accounts. The fair value of variable rate term deposits, those repricing within six months or less, approximates the carrying value of these deposits. Discounted cash flows have been used to value fixed rate term deposits and variable rate term deposits repricing after six months. The discount rate used is based on interest rates currently being offered on comparable deposits as to amount and term. Short-Term Borrowings The carrying value of any federal funds purchased and other short-term borrowings approximates their fair values. FHLB and Other Borrowings The fair value of the fixed rate borrowings are estimated using discounted cash flows, based on current incremental borrowing rates for similar types of borrowing arrangements. The carrying amount of any variable rate borrowing approximates its fair value. Subordinated Debentures The subordinated debentures bear interest at a variable rate and the carrying value approximates the fair value. Off-Balance Sheet Instruments Fair values of off-balance sheet financial instruments are based on fees charged to enter into similar agreements. However, commitments to extend credit do not represent a significant value until such commitments are funded or closed. As of June 30, 2015 Fair Value Measurements Significant Other Significant Estimated Quoted Observable Unobservable Carrying Fair Prices Inputs Inputs Amount Value (Level 1) (Level 2) (Level 3) Financial Instruments: Assets: Cash and cash equivalents $ 62,021 $ 62,021 $ 62,021 $ - $ - Securities available-for- sale 236,476 236,476 969 232,814 2,693 Securities held- to-maturity 7,651 8,971 - 8,971 - Other securities 5,787 5,787 - 5,787 - Loans, net 726,482 742,532 - - 742,532 Bank-owned life insurance 14,670 14,670 - 14,670 - Liabilities: Noninterest-bearing deposits $ 193,810 $ 193,810 $ - $ 193,810 $ - Interest-bearing deposits 768,289 767,826 - 767,826 - Subordinated debentures 10,310 10,310 - - 10,310 FHLB and other borrowings 43,991 43,991 - 43,991 - As of December 31, 2014 Fair Value Measurements Significant Other Significant Quoted Observable Unobservable Carrying Estimated Prices Inputs Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) Financial Instruments: Assets: Cash and cash equivalents $ 44,618 $ 44,618 $ 44,618 $ - $ - Securities available-for- sale 254,746 254,746 972 250,973 2,801 Securities held- to-maturity 8,193 9,994 - 9,994 - Other securities 7,235 7,235 - 7,235 - Loans, net 700,539 715,849 - - 715,849 Bank-owned life insurance 14,463 14,463 - 14,463 - Liabilities: Noninterest- bearing deposits $ 201,362 $ 201,362 $ - $ 201,362 $ - Interest-bearing deposits 691,413 691,036 - 691,036 - Subordinated debentures 10,310 10,310 - - 10,310 FHLB and other borrowings 89,450 89,450 - 89,450 - |
LOANS
| LOANS | 6 Months Ended |
| Jun. 30, 2015 | |
| Loans Receivable, Net [Abstract] | |
| LOANS | NOTE G LOANS Loans typically provide higher yields than the other types of earning assets, and, thus, one of the Company's goals is for loans to be the largest category of the Company's earning assets. At June 30, 2015 and December 31, 2014, average loans accounted for 71.5 67.8 Composition of Loan Portfolio June 30, 2015 December 31, 2014 Percent Percent of of Amount Total Amount Total (Dollars in thousands) Mortgage loans held for sale $ 1,864 0.3 % $ 2,103 0.3 % Commercial, financial and agricultural 116,352 15.9 106,109 15.0 Real Estate: Mortgage-commercial 245,537 33.5 238,602 33.8 Mortgage-residential 259,610 35.4 256,406 36.3 Construction 93,152 12.7 84,935 12.0 Consumer and other 16,386 2.2 18,479 2.6 Total loans 732,901 100 % 706,634 100 % Allowance for loan losses (6,419) (6,095) Net loans $ 726,482 $ 700,539 In the context of this discussion, a "real estate mortgage loan" is defined as any loan, other than a loan for construction purposes, secured by real estate, regardless of the purpose of the loan. The Company follows the common practice of financial institutions in the Company’s market area of obtaining a security interest in real estate whenever possible, in addition to any other available collateral. This collateral is taken to reinforce the likelihood of the ultimate repayment of the loan and tends to increase the magnitude of the real estate loan portfolio component. Generally, the Company limits its loan-to-value ratio to 80%. Management attempts to maintain a conservative philosophy regarding its underwriting guidelines and believes it will reduce the risk elements of its loan portfolio through strategies that diversify the lending mix. Loans held for sale consist of mortgage loans originated by the Bank and sold into the secondary market. Commitments from investors to purchase the loans are obtained upon origination. (In thousands) Three Months Six Months Ended Ended June 30, 2015 June 30, 2015 Balance at beginning of period $ 5,928 $ 6,095 Loans charged-off: Real Estate (7) (349) Installment and Other (38) (63) Commercial, Financial and Agriculture - - Total (45) (412) Recoveries on loans previously charged-off: Real Estate 520 553 Installment and Other 13 24 Commercial, Financial and Agriculture 3 9 Total 536 586 Net recoveries 491 174 Provision for Loan Losses - 150 Balance at end of period $ 6,419 $ 6,419 Allocation of the Allowance for Loan Losses June 30, 2015 (Dollars in thousands) % of loans in each category Amount to total loans Commercial Non Real Estate $ 830 15.7 % Commercial Real Estate 2,788 58.1 Consumer Real Estate 1,512 23.4 Consumer 148 2.7 Unallocated 1,141 .1 Total $ 6,419 100 % December 31, 2014 (Dollars in thousands) % of loans in each category Amount to total loans Commercial Non Real Estate $ 713 15.3 % Commercial Real Estate 3,355 57.9 Consumer Real Estate 1,852 24.2 Consumer 175 2.6 Unallocated - - Total $ 6,095 100 % June 30, December 31, 2015 2014 (In thousands) Impaired Loans: Impaired loans without a valuation allowance $ 4,622 $ 4,702 Impaired loans with a valuation allowance 4,499 4,858 Total impaired loans $ 9,121 $ 9,560 Allowance for loan losses on impaired loans at period end 1,008 968 Total nonaccrual loans 6,513 6,056 Past due 90 days or more and still accruing 92 669 Average investment in impaired loans 9,101 7,077 Three Months Six Months Ended Ended June 30, 2015 June 30, 2015 Interest income recognized during impairment - - Cash-basis interest income recognized 36 70 The gross interest income that would have been recorded in the period that ended if the nonaccrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the three months and six months ended June 30, 2015 was $ 105 199 64 97 June 30, 2015 Commercial, Installment Financial Real and and Estate Other Agriculture Total (In thousands) Loans Individually evaluated $ 8,811 $ 35 $ 275 $ 9,121 Collectively evaluated 587,022 19,840 115,054 721,916 Total $ 595,833 $ 19,875 $ 115,329 $ 731,037 Allowance for Loan Losses Individually evaluated $ 958 $ 27 $ 23 $ 1,008 Collectively evaluated 3,342 1,262 807 5,411 Total $ 4,300 $ 1,289 $ 830 $ 6,419 December 31, 2014 Commercial, Installment Financial Real and and Estate Other Agriculture Total (In thousands) Loans Individually evaluated $ 9,282 $ 38 $ 240 $ 9,560 Collectively evaluated 568,952 18,610 107,409 694,971 Total $ 578,234 $ 18,648 $ 107,649 $ 704,531 Allowance for Loan Losses Individually evaluated $ 922 $ 29 $ 17 $ 968 Collectively evaluated 4,285 146 696 5,127 Total $ 5,207 $ 175 $ 713 $ 6,095 June 30, 2015 Average Interest Recorded Income Recorded Unpaid Related Investment Recognized Investment Balance Allowance YTD YTD (In thousands) Impaired loans with no related allowance: Commercial installment $ - $ - $ - $ 2 $ - Commercial real estate 4,343 4,343 - 4,544 13 Consumer real estate 271 271 - 188 - Consumer installment 8 8 - 9 - Total $ 4,622 $ 4,622 $ - $ 4,743 $ 13 Impaired loans with a related allowance: Commercial installment $ 275 $ 275 $ 23 $ 250 $ 7 Commercial real estate 3,244 3,244 454 2,765 44 Consumer real estate 953 953 504 1,315 6 Consumer installment 27 27 27 28 - Total $ 4,499 $ 4,499 $ 1,008 $ 4,358 $ 57 Total Impaired Loans: Commercial installment $ 275 $ 275 $ 23 $ 252 $ 7 Commercial real estate 7,587 7,587 454 7,309 57 Consumer real estate 1,224 1,224 504 1,503 6 Consumer installment 35 35 27 37 - Total Impaired Loans $ 9,121 $ 9,121 $ 1,008 $ 9,101 $ 70 On January 1, 2015, the Company adopted Accounting Standards Update (ASU) 2014-4, Receivables Troubled Debt Restructuring by Creditors. As of June 30, 2015, the Company had $ 1.5 December 31, 2014 Average Interest Recorded Income Recorded Unpaid Related Investment Recognized Investment Balance Allowance YTD YTD (In thousands) Impaired loans with no related allowance: Commercial installment $ - $ - $ - $ 50 $ - Commercial real estate 4,665 4,665 - 2,654 142 Consumer real estate 27 27 - 179 - Consumer installment 10 10 - 11 - Total $ 4,702 $ 4,702 $ - $ 2,894 $ 142 Impaired loans with a related allowance: Commercial installment $ 240 $ 240 $ 18 $ 189 $ 20 Commercial real estate 2,558 2,558 315 2,415 59 Consumer real estate 2,032 2,032 607 1,546 33 Consumer installment 28 28 28 33 2 Total $ 4,858 $ 4,858 $ 968 $ 4,183 $ 114 Total Impaired Loans: Commercial installment $ 240 $ 240 $ 18 $ 239 $ 20 Commercial real estate 7,223 7,223 315 5,069 201 Consumer real estate 2,059 2,059 607 1,725 33 Consumer installment 38 38 28 44 2 Total Impaired Loans $ 9,560 $ 9,560 $ 968 $ 7,077 $ 256 Loans acquired with deteriorated credit quality are those purchased in the BCB Holding Company, Inc. acquisition (See Note C -Business Combination for further information). These loans were recorded at estimated fair value at the acquisition date with no carryover of the related allowance for loan losses. The acquired loans were segregated as of the acquisition date between those considered to be performing (acquired non-impaired loans) and those with evidence of credit deterioration (acquired impaired loans). Acquired loans are considered impaired if there is evidence of credit deterioration and if it is probable, at acquisition, all contractually required payments will not be collected. December 31, 2014 (In thousands) Commercial, financial and Mortgage- Mortgage- Commercial agricultural Commercial Residential and other Total Contractually required payments $ 1,519 $ 29,648 $ 7,933 $ 976 $ 40,076 Cash flows expected to be collected 1,570 37,869 9,697 1,032 50,168 Fair value of loans acquired 1,513 28,875 7,048 957 38,393 Total outstanding acquired impaired loans were $ 3,269,204 3,480,190 June 30, 2015 December 31, 2014 Carrying Carrying Accretable Amount of Accretable Amount of Yield Loans Yield Loans Balance at beginning of period $ 1,417 $ 2,063 $ - $ - Additions due to BCB acquisition on July 1, 2014 - - 1,603 2,325 Accretion (70) 70 (186) 186 Payments received, net - (211) - (448) Balance at end of period $ 1,347 $ 1,922 $ 1,417 $ 2,063 For the Three Months Ending June 30, 2015 Outstanding Outstanding Recorded Recorded Investment Interest Investment Post- Number of Income Pre-Modification Modification Loans Recognized Commercial installment $ - $ - $ - $ - Commercial real estate - - - - Consumer real estate - - - - Consumer installment - - - - Total $ - $ - $ - $ - For the Six Months Ending June 30, 2015 Outstanding Outstanding Recorded Recorded Investment Interest Investment Post- Number of Income Pre-Modification Modification Loans Recognized Commercial installment $ - $ - $ - $ - Commercial real estate - - - - Consumer real estate - - - - Consumer installment - - - - Total $ - $ - $ - $ - During the three month period ending June, 2015, there were no loans modified as TDR. The balance of troubled debt restructurings (TDRs) at June 30, 2015 and December 31, 2014 was $ 6.6 6.8 (in thousands) June 30, 2015 Past Due 90 days Current Loans Past Due and still Non- Total 30-89 accruing accrual Commercial installment $ 221 $ - $ - $ 55 $ 276 Commercial real estate 1,674 - - 2,642 4,316 Consumer real estate 704 - - 1,253 1,957 Consumer installment 9 - - 32 41 Total $ 2,608 $ - $ - $ 3,982 $ 6,590 Allowance for loan losses $ 107 $ - $ - $ 190 $ 297 December 31, 2014 Past Due 90 days Past Due and still Non- Current Loans 30-89 accruing accrual Total Commercial installment $ 233 $ - $ - $ - $ 233 Commercial real estate 1,685 - - 2,729 4,414 Consumer real estate 952 622 - 449 2,023 Consumer installment 10 - - 103 113 Total $ 2,880 $ 622 $ - $ 3,281 $ 6,783 Allowance for loan losses $ 120 $ 11 $ 103 $ - $ 234 The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual: June 30, 2015 (In thousands) Past Due Total 90 Days Past Due Past Due or More and 30 to 89 and Still Non- Non- Total Days Accruing Accrual Accrual Loans Real Estate-construction $ 323 $ - $ 3,246 $ 3,569 $ 93,152 Real Estate-mortgage 838 92 2,059 2,989 259,610 Real Estate-non farm non residential 1,985 - 1,064 3,049 245,537 Commercial 500 - 109 609 116,352 Consumer 51 - 35 86 16,386 Total $ 3,697 $ 92 $ 6,513 $ 10,302 $ 731,037 December 31, 2014 (In thousands) Past Due Total 90 Days Past Due or More and Past Due and Still Non- Non- Total 30 to 89 Days Accruing Accrual Accrual Loans Real Estate-construction $ 428 $ - $ 2,747 $ 3,175 $ 84,935 Real Estate-mortgage 3,208 208 2,164 5,580 256,406 Real Estate-non farm non residential 3,408 461 1,102 4,971 238,601 Commercial 29 - 5 34 106,109 Consumer 90 - 38 128 18,480 Total $ 7,163 $ 669 $ 6,056 $ 13,888 $ 704,531 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company uses the following definitions for risk ratings, which are consistent with the definitions used in supervisory guidance: Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. ($ in thousands) June 30, 2015 Commercial, Real Installment Financial Real Estate Estate and and Commercial Mortgage Other Agriculture Total Pass $ 403,194 $ 169,139 $ 19,791 $ 114,527 $ 706,651 Special Mention 4,443 187 - 170 4,800 Substandard 17,328 1,921 84 659 19,992 Doubtful - - - - - Subtotal 424,965 171,247 19,875 115,356 731,443 Less: Unearned discount 301 78 - 27 406 Loans, net of unearned discount $ 424,664 $ 171,169 $ 19,875 $ 115,329 $ 731,037 December 31, 2014 Commercial, Real Installment Financial Real Estate Estate and and Commercial Mortgage Other Agriculture Total Pass $ 388,568 $ 167,827 $ 18,558 $ 107,126 $ 682,079 Special Mention 4,756 191 - 498 5,445 Substandard 14,727 2,567 90 63 17,447 Doubtful - - - - - Subtotal 408,051 170,585 18,648 107,687 704,971 Less: Unearned discount 320 82 - 38 440 Loans, net of unearned discount $ 407,731 $ 170,503 $ 18,648 $ 107,649 $ 704,531 |
SECURITIES
| SECURITIES | 6 Months Ended |
| Jun. 30, 2015 | |
| Securities [Abstract] | |
| SECURITIES | NOTE H SECURITIES The following disclosure of the estimated fair value of financial instruments is made in accordance with authoritative guidance. The estimated fair value amounts have been determined using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. ($ in thousands) June 30, 2015 Gross Gross Amortized Unrealized Unrealized Estimated Cost Gains Losses Fair Value Available-for-sale securities: Obligations of U.S. Government Agencies $ 20,057 $ 105 $ 13 $ 20,149 Tax-exempt and taxable obligations of states and municipal subdivisions 94,656 1,805 538 95,923 Mortgage-backed securities 92,862 1,195 434 93,623 Corporate obligations 26,914 130 1,232 25,812 Other 1,255 - 286 969 Total $ 235,744 $ 3,235 $ 2,503 $ 236,476 Held-to-maturity securities: Mortgage-backed securities $ 1,651 $ 14 $ - $ 1,665 Taxable obligations of states and municipal subdivisions 6,000 1,306 - 7,306 Total $ 7,651 $ 1,320 $ - $ 8,971 |
ALLOWANCE FOR LOAN LOSSES
| ALLOWANCE FOR LOAN LOSSES | 6 Months Ended |
| Jun. 30, 2015 | |
| Allowance For Loan Losses [Abstract] | |
| ALLOWANCE FOR LOAN LOSSES | NOTE I ALLOWANCE FOR LOAN LOSSES The Company has developed policies and procedures for evaluating the overall quality of its credit portfolio and the timely identification of potential problem loans. Management’s judgment as to the adequacy of the allowance is based upon a number of assumptions which it believes to be reasonable, but which may not prove to be accurate, particularly given the Company’s growth and the economy. Thus, there can be no assurance that charge-offs in future periods will not exceed the allowance for loan losses or that additional increases in the loan loss allowance will not be required. The Company’s allowance consists of two parts. The first part is determined in accordance with authoritative guidance regarding contingencies. The Company’s determination of this part of the allowance is based upon quantitative and qualitative factors. A loan loss history based upon the most recent 72 months loss history is utilized in determining the appropriate allowance. Historical loss factors are determined by risk rated loans by loan type. These historical loss factors are applied to the loans by loan type to determine an indicated allowance. The loss factors of peer groups are considered in the determination of the allowance and are used to assist in the establishment of a long-term loss history for areas in which this data is unavailable and incorporated into the qualitative factors to be considered. The historical loss factors may also be modified based upon other qualitative factors including but not limited to local and national economic conditions, trends of delinquent loans, changes in lending policies and underwriting standards, concentrations, and management’s knowledge of the loan portfolio. These factors require judgment upon the part of management and are based upon state and national economic reports received from various institutions and agencies including the Federal Reserve Bank, United States Bureau of Economic Analysis, Bureau of Labor Statistics, meetings with the Company’s loan officers and loan committee, and data and guidance received or obtained from the Company’s regulatory authorities. The second part of the allowance is determined in accordance with authoritative guidance regarding loan impairment. Impaired loans are determined based upon a review by internal loan review and senior management. The sum of the two parts constitutes management’s best estimate of an appropriate allowance for loan losses. When the estimated allowance is determined, it is presented to the Company’s audit committee for review and approval on a quarterly basis. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis, and a specific allowance is assigned to each loan determined to be impaired. Impaired loans not deemed collateral dependent are analyzed according to the ultimate repayment source, whether that is cash flow from the borrower, guarantor or some other source of repayment. Impaired loans are deemed collateral dependent if, in the Company’s opinion, the ultimate source of repayment will be generated from the liquidation of collateral. The Company discontinues accrual of interest on loans when management believes, after considering economic and business conditions and collection efforts, that a borrower’s financial condition is such that the collection of interest is doubtful. Generally, the Company will place a delinquent loan in nonaccrual status when the loan becomes 90 days or more past due. At the time a loan is placed in nonaccrual status, all interest which has been accrued on the loan but remains unpaid is reversed and deducted from earnings as a reduction of reported interest income. No additional interest is accrued on the loan balance until the collection of both principal and interest becomes reasonably certain. |
SUBSEQUENT EVENTS
| SUBSEQUENT EVENTS | 6 Months Ended |
| Jun. 30, 2015 | |
| Subsequent Events [Abstract] | |
| SUBSEQUENT EVENTS | NOTE J SUBSEQUENT EVENTS Subsequent events have been evaluated by management through the date the financial statements were issued. The Company has been notified that it is more likely than not that the Company should expect a recovery on a previously charged-off loan of $ 941,000 |
RECLASSIFICATION
| RECLASSIFICATION | 6 Months Ended |
| Jun. 30, 2015 | |
| Reclassification [Abstract] | |
| RECLASSIFICATION | NOTE K RECLASSIFICATION Certain amounts in the 2014 financial statements have been reclassified for comparative purposes to conform to the current period financial statement presentation. |
BUSINESS COMBINATION (Tables)
| BUSINESS COMBINATION (Tables) | 6 Months Ended |
| Jun. 30, 2015 | |
| Business Combinations [Abstract] | |
| Schedule of Recognized Identified Assets Acquired and Liabilities Assumed | The amounts of the acquired identifiable assets and liabilities as of the acquisition date were as follows(dollars in thousands): Purchase price: Cash and fair value of common stock $ 6,300 Total purchase price 6,300 Identifiable assets: Cash and due from banks 8,307 Investments 23,423 Loans and leases 38,393 Other Real Estate 571 Core deposit intangible 225 Personal and real property 3,670 Deferred tax asset 2,502 Other assets 305 Total assets 77,396 Liabilities and equity: Deposits 59,321 Borrowed funds 13,104 Other liabilities 326 Total liabilities 72,751 Net assets acquired 4,645 Goodwill resulting from acquisition $ 1,655 |
| Business Combination, Separately Recognized Transactions | The outstanding principal balance and the carrying amount of these loans included in the consolidated balance sheet at June 30, 2015, are as follows: (dollars in thousands): Outstanding principal balance $ 31,612 Carrying amount 29,915 |
EARNINGS APPLICABLE TO COMMON21
| EARNINGS APPLICABLE TO COMMON STOCKHOLDERS (Tables) | 6 Months Ended |
| Jun. 30, 2015 | |
| Earnings Per Share [Abstract] | |
| Weighted-Average Number of Common Shares Outstanding | Basic per share data is calculated based on the weighted-average number of common shares outstanding during the reporting period. Diluted per share data includes any dilution from potential common stock outstanding, such as stock options. For the Three Months Ended June 30, 2015 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 2,099,000 5,374,415 $ 0.39 Effect of dilutive shares: Restricted stock grants 57,747 Diluted per share $ 2,099,000 5,432,162 $ 0.39 For the Six Months Ended June 30, 2015 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 4,043,000 5,366,495 $ 0.75 Effect of dilutive shares: Restricted stock grants 57,747 Diluted per share $ 4,043,000 5,424,242 $ 0.75 For the Three Months Ended June 30, 2014 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 1,527,000 5,152,784 $ .30 Effect of dilutive shares: Restricted stock grants 37,792 Diluted per share $ 1,527,000 5,190,576 $ .29 For the Six Months Ended June 30, 2014 Net Income Shares Per (Numerator) (Denominator) Share Data Basic per share $ 2,848,000 5,142,227 $ .55 Effect of dilutive shares: Restricted stock grants 37,792 Diluted per share $ 2,848,000 5,180,019 $ .55 |
FAIR VALUE OF ASSETS AND LIAB22
| FAIR VALUE OF ASSETS AND LIABILITIES (Tables) | 6 Months Ended |
| Jun. 30, 2015 | |
| Fair Value Disclosures [Abstract] | |
| Fair Value Assets Measured on Recurring Basis | The following table presents the Company’s assets that are measured at fair value on a recurring basis and the level within the hierarchy in which the fair value measurements fell as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Obligations of U. S. Government Agencies $ 20,149 $ - $ 20,149 $ - Municipal securities 95,923 - 95,923 - Mortgage-backed securities 93,623 - 93,623 - Corporate obligations 25,812 - 23,119 2,693 Other 969 969 - - Total $ 236,476 $ 969 $ 232,814 $ 2,693 December 31, 2014 (Dollars in thousands) Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Obligations of U. S. Government Agencies $ 27,372 $ - $ 27,372 $ - Municipal securities 104,582 - 104,582 - Mortgage-backed securities 93,036 - 93,036 - Corporate obligations 28,784 - 25,983 2,801 Other 972 972 - - Total $ 254,746 $ 972 $ 250,973 $ 2,801 |
| Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information | The following is a reconciliation of activity for assets measured at fair value based on significant unobservable (non-market) information. Bank-Issued Trust Preferred (Dollars in thousands) Securities 2015 2014 Balance, January 1 $ 2,801 $ 2,798 Transfers into Level 3 - - Transfers out of Level 3 - - Other-than-temporary impairment loss included in earnings (loss) - - Unrealized gain (loss) included in comprehensive income (108) 3 Balance at June 30, 2015 and December 31, 2014 $ 2,693 $ 2,801 |
| Quantitative Information About Recurring Level 3 Fair Value Measurements | The following table presents quantitative information about recurring Level 3 fair value measurements (in thousands): Significant Trust Preferred Fair Valuation Unobservable Range of Securities Value Technique Inputs Inputs June 30, 2015 2,693 Discounted cash flow Probability of default .83% - 2.53% December 31, 2014 2,801 Discounted cash flow Probability of default .79% - 2.49% |
| Fair Value Assets Measured on Nonrecurring Basis | The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at June 30, 2015 and December 31, 2014. ($ in thousands) June 30, 2015 Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Impaired loans $ 9,121 $ - $ 9,121 $ - Other real estate owned 4,116 - 4,116 - December 31, 2014 Fair Value Measurements Using Quoted Prices in Active Markets Significant For Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Level 1) (Level 2) (Level 3) Impaired loans $ 9,560 $ - $ 9,560 $ - Other real estate owned 4,655 - 4,655 - |
| Financial Instruments with No Distinguishable Fair Value | Management has determined that these instruments do not have a distinguishable fair value and no fair value has been assigned. As of June 30, 2015 Fair Value Measurements Significant Other Significant Estimated Quoted Observable Unobservable Carrying Fair Prices Inputs Inputs Amount Value (Level 1) (Level 2) (Level 3) Financial Instruments: Assets: Cash and cash equivalents $ 62,021 $ 62,021 $ 62,021 $ - $ - Securities available-for- sale 236,476 236,476 969 232,814 2,693 Securities held- to-maturity 7,651 8,971 - 8,971 - Other securities 5,787 5,787 - 5,787 - Loans, net 726,482 742,532 - - 742,532 Bank-owned life insurance 14,670 14,670 - 14,670 - Liabilities: Noninterest-bearing deposits $ 193,810 $ 193,810 $ - $ 193,810 $ - Interest-bearing deposits 768,289 767,826 - 767,826 - Subordinated debentures 10,310 10,310 - - 10,310 FHLB and other borrowings 43,991 43,991 - 43,991 - As of December 31, 2014 Fair Value Measurements Significant Other Significant Quoted Observable Unobservable Carrying Estimated Prices Inputs Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) Financial Instruments: Assets: Cash and cash equivalents $ 44,618 $ 44,618 $ 44,618 $ - $ - Securities available-for- sale 254,746 254,746 972 250,973 2,801 Securities held- to-maturity 8,193 9,994 - 9,994 - Other securities 7,235 7,235 - 7,235 - Loans, net 700,539 715,849 - - 715,849 Bank-owned life insurance 14,463 14,463 - 14,463 - Liabilities: Noninterest- bearing deposits $ 201,362 $ 201,362 $ - $ 201,362 $ - Interest-bearing deposits 691,413 691,036 - 691,036 - Subordinated debentures 10,310 10,310 - - 10,310 FHLB and other borrowings 89,450 89,450 - 89,450 - |
LOANS (Tables)
| LOANS (Tables) | 6 Months Ended |
| Jun. 30, 2015 | |
| Loans Receivable, Net [Abstract] | |
| Composition of Loan Portfolio | The following table shows the composition of the loan portfolio by category: Composition of Loan Portfolio June 30, 2015 December 31, 2014 Percent Percent of of Amount Total Amount Total (Dollars in thousands) Mortgage loans held for sale $ 1,864 0.3 % $ 2,103 0.3 % Commercial, financial and agricultural 116,352 15.9 106,109 15.0 Real Estate: Mortgage-commercial 245,537 33.5 238,602 33.8 Mortgage-residential 259,610 35.4 256,406 36.3 Construction 93,152 12.7 84,935 12.0 Consumer and other 16,386 2.2 18,479 2.6 Total loans 732,901 100 % 706,634 100 % Allowance for loan losses (6,419) (6,095) Net loans $ 726,482 $ 700,539 |
| Activity in Allowance for Loan Losses | Activity in the allowance for loan losses for the period was as follows: (In thousands) Three Months Six Months Ended Ended June 30, 2015 June 30, 2015 Balance at beginning of period $ 5,928 $ 6,095 Loans charged-off: Real Estate (7) (349) Installment and Other (38) (63) Commercial, Financial and Agriculture - - Total (45) (412) Recoveries on loans previously charged-off: Real Estate 520 553 Installment and Other 13 24 Commercial, Financial and Agriculture 3 9 Total 536 586 Net recoveries 491 174 Provision for Loan Losses - 150 Balance at end of period $ 6,419 $ 6,419 |
| Allocation of Allowance for Loan Losses | The following tables represent how the allowance for loan losses is allocated to a particular loan type, as well as the percentage of the category to total loans at June 30, 2015 and December 31, 2014. Allocation of the Allowance for Loan Losses June 30, 2015 (Dollars in thousands) % of loans in each category Amount to total loans Commercial Non Real Estate $ 830 15.7 % Commercial Real Estate 2,788 58.1 Consumer Real Estate 1,512 23.4 Consumer 148 2.7 Unallocated 1,141 .1 Total $ 6,419 100 % December 31, 2014 (Dollars in thousands) % of loans in each category Amount to total loans Commercial Non Real Estate $ 713 15.3 % Commercial Real Estate 3,355 57.9 Consumer Real Estate 1,852 24.2 Consumer 175 2.6 Unallocated - - Total $ 6,095 100 % |
| Impaired Loans | The following table represents the Company’s impaired loans at June 30, 2015, and December 31, 2014. June 30, December 31, 2015 2014 (In thousands) Impaired Loans: Impaired loans without a valuation allowance $ 4,622 $ 4,702 Impaired loans with a valuation allowance 4,499 4,858 Total impaired loans $ 9,121 $ 9,560 Allowance for loan losses on impaired loans at period end 1,008 968 Total nonaccrual loans 6,513 6,056 Past due 90 days or more and still accruing 92 669 Average investment in impaired loans 9,101 7,077 |
| Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans | The following table is a summary of interest recognized and cash-basis interest earned on impaired loans: Three Months Six Months Ended Ended June 30, 2015 June 30, 2015 Interest income recognized during impairment - - Cash-basis interest income recognized 36 70 |
| Loans and Allowance for Loan Losses Evaluated Individually and Collectively | The following tables provide the ending balances in the Company's loans (excluding mortgage loans held for sale) and allowance for loan losses, broken down by portfolio segment as of June 30, 2015 and December 31, 2014. The tables also provide additional detail as to the amount of our loans and allowance that correspond to individual versus collective impairment evaluation. The impairment evaluation corresponds to the Company's systematic methodology for estimating its Allowance for Loan Losses. June 30, 2015 Commercial, Installment Financial Real and and Estate Other Agriculture Total (In thousands) Loans Individually evaluated $ 8,811 $ 35 $ 275 $ 9,121 Collectively evaluated 587,022 19,840 115,054 721,916 Total $ 595,833 $ 19,875 $ 115,329 $ 731,037 Allowance for Loan Losses Individually evaluated $ 958 $ 27 $ 23 $ 1,008 Collectively evaluated 3,342 1,262 807 5,411 Total $ 4,300 $ 1,289 $ 830 $ 6,419 December 31, 2014 Commercial, Installment Financial Real and and Estate Other Agriculture Total (In thousands) Loans Individually evaluated $ 9,282 $ 38 $ 240 $ 9,560 Collectively evaluated 568,952 18,610 107,409 694,971 Total $ 578,234 $ 18,648 $ 107,649 $ 704,531 Allowance for Loan Losses Individually evaluated $ 922 $ 29 $ 17 $ 968 Collectively evaluated 4,285 146 696 5,127 Total $ 5,207 $ 175 $ 713 $ 6,095 |
| Troubled Debt Restructurings | The following tables provide additional detail of impaired loans broken out according to class as of June 30, 2015 and December 31, 2014. The recorded investment included in the following tables represent customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of our impaired loans at June 30, 2015, are on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs. June 30, 2015 Average Interest Recorded Income Recorded Unpaid Related Investment Recognized Investment Balance Allowance YTD YTD (In thousands) Impaired loans with no related allowance: Commercial installment $ - $ - $ - $ 2 $ - Commercial real estate 4,343 4,343 - 4,544 13 Consumer real estate 271 271 - 188 - Consumer installment 8 8 - 9 - Total $ 4,622 $ 4,622 $ - $ 4,743 $ 13 Impaired loans with a related allowance: Commercial installment $ 275 $ 275 $ 23 $ 250 $ 7 Commercial real estate 3,244 3,244 454 2,765 44 Consumer real estate 953 953 504 1,315 6 Consumer installment 27 27 27 28 - Total $ 4,499 $ 4,499 $ 1,008 $ 4,358 $ 57 Total Impaired Loans: Commercial installment $ 275 $ 275 $ 23 $ 252 $ 7 Commercial real estate 7,587 7,587 454 7,309 57 Consumer real estate 1,224 1,224 504 1,503 6 Consumer installment 35 35 27 37 - Total Impaired Loans $ 9,121 $ 9,121 $ 1,008 $ 9,101 $ 70 On January 1, 2015, the Company adopted Accounting Standards Update (ASU) 2014-4, Receivables Troubled Debt Restructuring by Creditors. As of June 30, 2015, the Company had $ 1.5 December 31, 2014 Average Interest Recorded Income Recorded Unpaid Related Investment Recognized Investment Balance Allowance YTD YTD (In thousands) Impaired loans with no related allowance: Commercial installment $ - $ - $ - $ 50 $ - Commercial real estate 4,665 4,665 - 2,654 142 Consumer real estate 27 27 - 179 - Consumer installment 10 10 - 11 - Total $ 4,702 $ 4,702 $ - $ 2,894 $ 142 Impaired loans with a related allowance: Commercial installment $ 240 $ 240 $ 18 $ 189 $ 20 Commercial real estate 2,558 2,558 315 2,415 59 Consumer real estate 2,032 2,032 607 1,546 33 Consumer installment 28 28 28 33 2 Total $ 4,858 $ 4,858 $ 968 $ 4,183 $ 114 Total Impaired Loans: Commercial installment $ 240 $ 240 $ 18 $ 239 $ 20 Commercial real estate 7,223 7,223 315 5,069 201 Consumer real estate 2,059 2,059 607 1,725 33 Consumer installment 38 38 28 44 2 Total Impaired Loans $ 9,560 $ 9,560 $ 968 $ 7,077 $ 256 |
| Certain loans acquired in transfer not accounted for as debt securities acquired | The following table presents information regarding the contractually required payments receivable, cash flows expected to be collected and the estimated fair value of loans acquired in the BCB acquisition as of July 1, 2014, the closing date of the transaction: December 31, 2014 (In thousands) Commercial, financial and Mortgage- Mortgage- Commercial agricultural Commercial Residential and other Total Contractually required payments $ 1,519 $ 29,648 $ 7,933 $ 976 $ 40,076 Cash flows expected to be collected 1,570 37,869 9,697 1,032 50,168 Fair value of loans acquired 1,513 28,875 7,048 957 38,393 |
| Schedule of certain loans acquired in transfer carrying amount and accretable yield for acquired impaired loans | Changes in the carrying amount and accretable yield for acquired impaired loans were as follows at June 30, 2015 and December 31, 2014: (in thousands) June 30, 2015 December 31, 2014 Carrying Carrying Accretable Amount of Accretable Amount of Yield Loans Yield Loans Balance at beginning of period $ 1,417 $ 2,063 $ - $ - Additions due to BCB acquisition on July 1, 2014 - - 1,603 2,325 Accretion (70) 70 (186) 186 Payments received, net - (211) - (448) Balance at end of period $ 1,347 $ 1,922 $ 1,417 $ 2,063 |
| Additional Detail of Troubled Debt Restructurings | The following tables provide detail of troubled debt restructurings (TDRs) at June 30, 2015. For the Three Months Ending June 30, 2015 Outstanding Outstanding Recorded Recorded Investment Interest Investment Post- Number of Income Pre-Modification Modification Loans Recognized Commercial installment $ - $ - $ - $ - Commercial real estate - - - - Consumer real estate - - - - Consumer installment - - - - Total $ - $ - $ - $ - For the Six Months Ending June 30, 2015 Outstanding Outstanding Recorded Recorded Investment Interest Investment Post- Number of Income Pre-Modification Modification Loans Recognized Commercial installment $ - $ - $ - $ - Commercial real estate - - - - Consumer real estate - - - - Consumer installment - - - - Total $ - $ - $ - $ - |
| Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual | The following tables set forth the amounts and past due status for the Bank TDRs at June 30, 2015 and December 31, 2014: (in thousands) June 30, 2015 Past Due 90 days Current Loans Past Due and still Non- Total 30-89 accruing accrual Commercial installment $ 221 $ - $ - $ 55 $ 276 Commercial real estate 1,674 - - 2,642 4,316 Consumer real estate 704 - - 1,253 1,957 Consumer installment 9 - - 32 41 Total $ 2,608 $ - $ - $ 3,982 $ 6,590 Allowance for loan losses $ 107 $ - $ - $ 190 $ 297 (in thousands) December 31, 2014 Past Due 90 days Past Due and still Non- Current Loans 30-89 accruing accrual Total Commercial installment $ 233 $ - $ - $ - $ 233 Commercial real estate 1,685 - - 2,729 4,414 Consumer real estate 952 622 - 449 2,023 Consumer installment 10 - - 103 113 Total $ 2,880 $ 622 $ - $ 3,281 $ 6,783 Allowance for loan losses $ 120 $ 11 $ 103 $ - $ 234 The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual: June 30, 2015 (In thousands) Past Due Total 90 Days Past Due Past Due or More and 30 to 89 and Still Non- Non- Total Days Accruing Accrual Accrual Loans Real Estate-construction $ 380 $ - $ 3,246 $ 3,626 $ 93,152 Real Estate-mortgage 1,739 92 2,059 3,890 259,610 Real Estate-non farm non residential 1,985 - 1,064 3,049 245,537 Commercial 500 - 109 609 116,352 Consumer 75 - 35 110 16,386 Total $ 4,679 $ 92 $ 6,513 $ 11,284 $ 731,037 December 31, 2014 (In thousands) Past Due Total 90 Days Past Due or More and Past Due and Still Non- Non- Total 30 to 89 Days Accruing Accrual Accrual Loans Real Estate-construction $ 428 $ - $ 2,747 $ 3,175 $ 84,935 Real Estate-mortgage 3,208 208 2,164 5,580 256,406 Real Estate-non farm non residential 3,408 461 1,102 4,971 238,601 Commercial 29 - 5 34 106,109 Consumer 90 - 38 128 18,480 Total $ 7,163 $ 669 $ 6,056 $ 13,888 $ 704,531 |
| Risk Category of Loans by Class of Loans | As of June 30, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk categories of loans by class of loans (excluding mortgage loans held for sale) were as follows: ($ in thousands) June 30, 2015 Commercial, Real Installment Financial Real Estate Estate and and Commercial Mortgage Other Agriculture Total Pass $ 403,194 $ 169,139 $ 19,791 $ 114,527 $ 706,651 Special Mention 4,443 187 - 170 4,800 Substandard 17,328 1,921 84 659 19,992 Doubtful - - - - - Subtotal 424,965 171,247 19,875 115,356 731,443 Less: Unearned discount 301 78 - 27 406 Loans, net of unearned discount $ 424,664 $ 171,169 $ 19,875 $ 115,329 $ 731,037 December 31, 2014 Commercial, Real Installment Financial Real Estate Estate and and Commercial Mortgage Other Agriculture Total Pass $ 388,568 $ 167,827 $ 18,558 $ 107,126 $ 682,079 Special Mention 4,756 191 - 498 5,445 Substandard 14,727 2,567 90 63 17,447 Doubtful - - - - - Subtotal 408,051 170,585 18,648 107,687 704,971 Less: Unearned discount 320 82 - 38 440 Loans, net of unearned discount $ 407,731 $ 170,503 $ 18,648 $ 107,649 $ 704,531 |
SECURITIES (Tables)
| SECURITIES (Tables) | 6 Months Ended |
| Jun. 30, 2015 | |
| Securities [Abstract] | |
| Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-to-Maturity Securities | A summary of the amortized cost and estimated fair value of available-for-sale securities and held-to-maturity securities at June 30, 2015, follows: ($ in thousands) June 30, 2015 Gross Gross Amortized Unrealized Unrealized Estimated Cost Gains Losses Fair Value Available-for-sale securities: Obligations of U.S. Government Agencies $ 20,057 $ 105 $ 13 $ 20,149 Tax-exempt and taxable obligations of states and municipal subdivisions 94,656 1,805 538 95,923 Mortgage-backed securities 92,862 1,195 434 93,623 Corporate obligations 26,914 130 1,232 25,812 Other 1,255 - 286 969 Total $ 235,744 $ 3,235 $ 2,503 $ 236,476 Held-to-maturity securities: Mortgage-backed securities $ 1,651 $ 14 $ - $ 1,665 Taxable obligations of states and municipal subdivisions 6,000 1,306 - 7,306 Total $ 7,651 $ 1,320 $ - $ 8,971 |
Summary of Organization - Addit
| Summary of Organization - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Thousands | 3 Months Ended | 6 Months Ended | |||||
| Jun. 30, 2015 | Mar. 31, 2015 | Jun. 30, 2014 | Jun. 30, 2015 | Jun. 30, 2014 | Dec. 31, 2014 | Dec. 31, 2013 | |
| Organization [Line Items] | |||||||
| Date of entity incorporation | Jun. 23, 1995 | ||||||
| Assets | $ 1,117,648 | $ 1,117,648 | $ 1,093,768 | ||||
| Loans, including Loans held for sale | 732,901 | 732,901 | 706,634 | ||||
| Deposits | 962,099 | 962,099 | 892,775 | ||||
| Stockholders' equity | 98,434 | $ 89,777 | 98,434 | $ 89,777 | $ 96,216 | $ 85,108 | |
| Net income | 2,185 | 1,613 | 4,214 | 3,040 | |||
| Net income applicable to common Stockholders | $ 2,099 | $ 1,527 | $ 4,043 | $ 2,848 | |||
| Dividends on common stock, per share | $ 0.0375 | $ 0.0375 | $ 0.0375 | $ 0.075 | $ 0.075 | ||
Business Combination - Addition
| Business Combination - Additional Information (Detail) - USD ($) | Mar. 03, 2014 | Jun. 30, 2015 | Jun. 30, 2015 | Dec. 31, 2014 |
| Business Acquisition [Line Items] | ||||
| Cash payment price per share | $ 0.40 | |||
| Shares issued, price per share | $ 2.25 | |||
| Business Acquisition Purchase Price Allocation Loans Receivable | $ 40,100,000 | $ 40,100,000 | ||
| Business Combination Fair Value Adjustments Loans | 1,700,000 | |||
| Goodwill, Acquired During Period | 1,700,000 | |||
| Other Accrued Liabilities | $ 174,000 | |||
| Other Liabilities | 2,559,000 | 2,559,000 | $ 4,701,000 | |
| Contingent Value Right [Member] | ||||
| Business Acquisition [Line Items] | ||||
| Other Payments to Acquire Businesses | 8,000 | |||
| Other Liabilities | $ 166,000 | $ 166,000 | ||
| Minimum | ||||
| Business Acquisition [Line Items] | ||||
| Payments to acquire businesses, gross | 6,200,000 | |||
| Maximum | ||||
| Business Acquisition [Line Items] | ||||
| Payments to acquire businesses, gross | $ 6,600,000 | |||
| Core Deposits | ||||
| Business Acquisition [Line Items] | ||||
| Acquired Finite-lived Intangible Assets, Weighted Average Useful Life | 10 years | |||
| Outstanding Prior To August 1, 2013 | ||||
| Business Acquisition [Line Items] | ||||
| Shares issued, price per share | $ 3.60 | |||
| BCB Holding Company, Inc | ||||
| Business Acquisition [Line Items] | ||||
| Finite-lived Intangible Assets Acquired | $ 200,000 |
Summary of Acquired Identifiabl
| Summary of Acquired Identifiable Assets and Liabilities (Detail) $ in Thousands | Jun. 30, 2015USD ($) |
| Purchase price: | |
| Cash and fair value of common stock | $ 6,300 |
| Total purchase price | 6,300 |
| Identifiable assets: | |
| Cash and due from banks | 8,307 |
| Investments | 23,423 |
| Loans and leases | 38,393 |
| Other Real Estate | 571 |
| Core deposit intangible | 225 |
| Personal and real property | 3,670 |
| Deferred tax asset | 2,502 |
| Other assets | 305 |
| Total assets | 77,396 |
| Liabilities and equity: | |
| Deposits | 59,321 |
| Borrowed funds | 13,104 |
| Other liabilities | 326 |
| Total liabilities | 72,751 |
| Net assets acquired | 4,645 |
| Goodwill resulting from acquisition | $ 1,655 |
Outstanding Principal Balance A
| Outstanding Principal Balance And The Carrying Amount Of These Loans (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 |
| Outstanding principal balance | $ 731,443 | $ 704,971 |
| Business Acquisition | ||
| Outstanding principal balance | 31,612 | |
| Carrying amount | $ 29,915 |
Preferred Stock and Warrant - A
| Preferred Stock and Warrant - Additional Information (Detail) - USD ($) | 6 Months Ended | 12 Months Ended | ||||
| Jun. 30, 2015 | Dec. 31, 2014 | Dec. 31, 2013 | Dec. 31, 2012 | Dec. 31, 2011 | May. 13, 2015 | |
| Class of Stock [Line Items] | ||||||
| Limitations on payment of dividends on common stock | no more than 100% of the aggregate per share dividend | |||||
| Dividend declared and paid, common stock | $ 0.15 | $ 0.15 | $ 0.15 | $ 0.15 | ||
| Preferred stock, issued | 17,123 | 17,123 | ||||
| Warrant Issued To Purchase Of Common Stock | 54,705 | |||||
| Treasury Stock Redemption Amount | $ 302,410 | |||||
| Series CD Preferred Stock | ||||||
| Class of Stock [Line Items] | ||||||
| Preferred stock, annual dividend rate | 2.00% | |||||
| Capital purchase liquidation dividend term | 8 years | |||||
Earnings Applicable to Common30
| Earnings Applicable to Common Stockholders - Additional Information (Detail) - shares | 3 Months Ended | |
| Jun. 30, 2015 | Mar. 31, 2015 | |
| Earnings Per Share Basic [Line Items] | ||
| Shares of restricted stock granted | 0 | 67,077 |
Earnings Applicable to Common31
| Earnings Applicable to Common Stockholders (Detail) - USD ($) | 3 Months Ended | 6 Months Ended | ||
| Jun. 30, 2015 | Jun. 30, 2014 | Jun. 30, 2015 | Jun. 30, 2014 | |
| Earnings Per Share Basic [Line Items] | ||||
| Net income available to common stock holders, basic | $ 2,099,000 | $ 1,527,000 | $ 4,043,000 | $ 2,848,000 |
| Net income available to common stock holders, diluted | $ 2,099,000 | $ 1,527,000 | $ 4,043,000 | $ 2,848,000 |
| Effect of dilutive shares: | ||||
| Weighted average number of shares outstanding, basic | 5,374,415 | 5,152,784 | 5,366,495 | 5,142,227 |
| Effect of dilutive shares: Restricted stock grants | 57,747 | 37,792 | 57,747 | 37,792 |
| Weighted average number of shares outstanding, diluted | 5,432,162 | 5,190,576 | 5,424,242 | 5,180,019 |
| Basic per share | $ 0.39 | $ 0.30 | $ 0.75 | $ 0.55 |
| Diluted per share | $ 0.39 | $ 0.29 | $ 0.75 | $ 0.55 |
Fair Value of Assets and Liab32
| Fair Value of Assets and Liabilities - Additional Information (Detail) $ in Millions | Jun. 30, 2015USD ($) |
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | |
| Assets measured at fair value on a non recurring basis | $ 4.1 |
Fair Value of Assets Measured o
| Fair Value of Assets Measured on Recurring Basis (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 |
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | $ 236,476 | $ 254,746 |
| Obligations of U. S. Government Agencies | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 20,149 | 27,372 |
| Municipal securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 95,923 | 104,582 |
| Mortgage-backed securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 93,623 | 93,036 |
| Corporate obligations | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 25,812 | 28,784 |
| Other | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 969 | 972 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 969 | 972 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of U. S. Government Agencies | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate obligations | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | Other | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 969 | 972 |
| Significant Other Observable Inputs (Level 2) | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 232,814 | 250,973 |
| Significant Other Observable Inputs (Level 2) | Obligations of U. S. Government Agencies | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 20,149 | 27,372 |
| Significant Other Observable Inputs (Level 2) | Municipal securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 95,923 | 104,582 |
| Significant Other Observable Inputs (Level 2) | Mortgage-backed securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 93,623 | 93,036 |
| Significant Other Observable Inputs (Level 2) | Corporate obligations | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 23,119 | 25,983 |
| Significant Other Observable Inputs (Level 2) | Other | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Significant Unobservable Inputs (Level 3) | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 2,693 | 2,801 |
| Significant Unobservable Inputs (Level 3) | Obligations of U. S. Government Agencies | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Significant Unobservable Inputs (Level 3) | Municipal securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Significant Unobservable Inputs (Level 3) | Mortgage-backed securities | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 0 | 0 |
| Significant Unobservable Inputs (Level 3) | Corporate obligations | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | 2,693 | 2,801 |
| Significant Unobservable Inputs (Level 3) | Other | ||
| Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items] | ||
| Securities available-for-sale, at fair value | $ 0 | $ 0 |
Reconciliation of Activity for
| Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information (Detail) - Bank-Issued Trust Preferred Securities - USD ($) $ in Thousands | 6 Months Ended | |
| Jun. 30, 2015 | Jun. 30, 2014 | |
| Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items] | ||
| Balance, January 1 | $ 2,801 | $ 2,798 |
| Transfers into Level 3 | 0 | 0 |
| Transfers out of Level 3 | 0 | 0 |
| Other-than-temporary impairment loss included in earnings (loss) | 0 | 0 |
| Unrealized gain (loss) included in comprehensive income | (108) | 3 |
| Balance at June 30, 2015 and December 31, 2014 | $ 2,693 | $ 2,801 |
Quantitative Information About
| Quantitative Information About Recurring Level 3 Fair Value Measurements (Detail) - Fair Value Inut Level 3 - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended |
| Jun. 30, 2015 | Dec. 31, 2014 | |
| Quantitative Information About Recurring Fair Value Measurements [Line Items] | ||
| Fair Value | $ 2,693 | $ 2,801 |
| Valuation Technique | Discounted cash flow | Discounted cash flow |
| Significant Unobservable Inputs | Probability of default | Probability of default |
| Range of Inputs, Minimum | 0.83% | 0.79% |
| Range of Inputs, Maximum | 2.53% | 2.49% |
Fair Value of Assets Measured36
| Fair Value of Assets Measured on Nonrecurring Basis (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 |
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | $ 4,100 | |
| Impaired Loans | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | 9,121 | $ 9,560 |
| Other Real Estate Owned | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | 4,116 | 4,655 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired Loans | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | 0 | 0 |
| Quoted Prices in Active Markets for Identical Assets (Level 1) | Other Real Estate Owned | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | 0 | 0 |
| Significant Other Observable Inputs (Level 2) | Impaired Loans | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | 9,121 | 9,560 |
| Significant Other Observable Inputs (Level 2) | Other Real Estate Owned | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | 4,116 | 4,655 |
| Significant Unobservable Inputs (Level 3) | Impaired Loans | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | 0 | 0 |
| Significant Unobservable Inputs (Level 3) | Other Real Estate Owned | ||
| Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items] | ||
| Assets measured at fair value on a nonrecurring basis | $ 0 | $ 0 |
Fair Values of off-Balance Shee
| Fair Values of off-Balance Sheet Financial Instruments (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 | Jun. 30, 2014 | Dec. 31, 2013 |
| Assets: | ||||
| Cash and cash equivalents | $ 62,021 | $ 44,618 | $ 55,443 | $ 39,252 |
| Securities available-for-sale | 236,476 | 254,746 | ||
| Securities held-to-maturity | 7,651 | 8,193 | ||
| Other securities | 5,787 | 7,235 | ||
| Loans, net | 726,482 | 700,539 | ||
| Bank-owned life insurance | 14,670 | 14,463 | ||
| Liabilities: | ||||
| Noninterest-bearing deposits | 193,810 | 201,362 | ||
| Interest-bearing deposits | 768,289 | 691,413 | ||
| Subordinated debentures | 10,310 | 10,310 | ||
| FHLB and other borrowings | 43,991 | 89,450 | ||
| Quoted Prices (Level 1) | ||||
| Assets: | ||||
| Cash and cash equivalents | 62,021 | 44,618 | ||
| Securities available-for-sale | 969 | 972 | ||
| Securities held-to-maturity | 0 | 0 | ||
| Other securities | 0 | 0 | ||
| Loans, net | 0 | 0 | ||
| Bank-owned life insurance | 0 | 0 | ||
| Liabilities: | ||||
| Noninterest-bearing deposits | 0 | 0 | ||
| Interest-bearing deposits | 0 | 0 | ||
| Subordinated debentures | 0 | 0 | ||
| FHLB and other borrowings | 0 | 0 | ||
| Significant Other Observable Inputs (Level 2) | ||||
| Assets: | ||||
| Cash and cash equivalents | 0 | 0 | ||
| Securities available-for-sale | 232,814 | 250,973 | ||
| Securities held-to-maturity | 8,971 | 9,994 | ||
| Other securities | 5,787 | 7,235 | ||
| Loans, net | 0 | 0 | ||
| Bank-owned life insurance | 14,670 | 14,463 | ||
| Liabilities: | ||||
| Noninterest-bearing deposits | 193,810 | 201,362 | ||
| Interest-bearing deposits | 767,826 | 691,036 | ||
| Subordinated debentures | 0 | 0 | ||
| FHLB and other borrowings | 43,991 | 89,450 | ||
| Significant Unobservable Inputs (Level 3) | ||||
| Assets: | ||||
| Cash and cash equivalents | 0 | 0 | ||
| Securities available-for-sale | 2,693 | 2,801 | ||
| Securities held-to-maturity | 0 | 0 | ||
| Other securities | 0 | 0 | ||
| Loans, net | 742,532 | 715,849 | ||
| Bank-owned life insurance | 0 | 0 | ||
| Liabilities: | ||||
| Noninterest-bearing deposits | 0 | 0 | ||
| Interest-bearing deposits | 0 | 0 | ||
| Subordinated debentures | 10,310 | 10,310 | ||
| FHLB and other borrowings | 0 | 0 | ||
| Estimated Fair Value | ||||
| Assets: | ||||
| Cash and cash equivalents | 62,021 | 44,618 | ||
| Securities available-for-sale | 236,476 | 254,746 | ||
| Securities held-to-maturity | 8,971 | 9,994 | ||
| Other securities | 5,787 | 7,235 | ||
| Loans, net | 742,532 | 715,849 | ||
| Bank-owned life insurance | 14,670 | 14,463 | ||
| Liabilities: | ||||
| Noninterest-bearing deposits | 193,810 | 201,362 | ||
| Interest-bearing deposits | 767,826 | 691,036 | ||
| Subordinated debentures | 10,310 | 10,310 | ||
| FHLB and other borrowings | $ 43,991 | $ 89,450 |
Loans - Additional Information
| Loans - Additional Information (Detail) - USD ($) | 6 Months Ended | 12 Months Ended | |
| Jun. 30, 2015 | Dec. 31, 2014 | Jun. 30, 2014 | |
| Financing Receivable, Recorded Investment [Line Items] | |||
| Percentage of loan portfolio to earning assets | 71.50% | 67.80% | |
| Loan to value ratio | 80.00% | ||
| Troubled debt restructurings, balance | $ 6,600,000 | $ 6,800,000 | |
| Non- Accrual | 6,513,000 | 6,056,000 | $ 64,000 |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance | 3,269,204 | $ 3,480,190 | |
| Foreclosed Real Estate Expense | 1,500,000 | ||
| Financing Receivable | |||
| Financing Receivable, Recorded Investment [Line Items] | |||
| Non- Accrual | $ 199,000 | $ 97,000 |
Composition of Loan Portfolio (
| Composition of Loan Portfolio (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Mar. 31, 2015 | Dec. 31, 2014 |
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans held for sale | $ 731,037 | $ 704,531 | |
| Total loans | 732,901 | 706,634 | |
| Allowance for loan losses | (6,419) | $ (5,928) | (6,095) |
| Loans, net | $ 726,482 | $ 700,539 | |
| Percent of loan to total loan portfolio | 100.00% | 100.00% | |
| Mortgage loans held for sale | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans held for sale | $ 1,864 | $ 2,103 | |
| Percent of loan to total loan portfolio | 0.30% | 0.30% | |
| Commercial, financial and agricultural | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans held for sale | $ 116,352 | $ 106,109 | |
| Percent of loan to total loan portfolio | 15.90% | 15.00% | |
| Mortgage-commercial | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans held for sale | $ 245,537 | $ 238,602 | |
| Percent of loan to total loan portfolio | 33.50% | 33.80% | |
| Mortgage-residential | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans held for sale | $ 259,610 | $ 256,406 | |
| Percent of loan to total loan portfolio | 35.40% | 36.30% | |
| Construction | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans held for sale | $ 93,152 | $ 84,935 | |
| Percent of loan to total loan portfolio | 12.70% | 12.00% | |
| Consumer and other | |||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Loans held for sale | $ 16,386 | $ 18,479 | |
| Percent of loan to total loan portfolio | 2.20% | 2.60% |
Activity in Allowance for Loan
| Activity in Allowance for Loan Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
| Jun. 30, 2015 | Jun. 30, 2014 | Jun. 30, 2015 | Jun. 30, 2014 | |
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Balance at beginning of period | $ 5,928 | $ 6,095 | ||
| Loans charged-off | (45) | (412) | ||
| Recoveries on loans previously charged-off | 536 | 586 | ||
| Net charge-offs | 491 | 174 | ||
| Provision for Loan Losses | 0 | $ 277 | 150 | $ 635 |
| Balance at end of period | 6,419 | 6,419 | ||
| Real Estate | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Loans charged-off | (7) | (349) | ||
| Recoveries on loans previously charged-off | 520 | 553 | ||
| Installment and Other | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Loans charged-off | (38) | (63) | ||
| Recoveries on loans previously charged-off | 13 | 24 | ||
| Commercial Financial And Agricultural | ||||
| Accounts, Notes, Loans and Financing Receivable [Line Items] | ||||
| Loans charged-off | 0 | 0 | ||
| Recoveries on loans previously charged-off | $ 3 | $ 9 | ||
Allocation of Allowance for Loa
| Allocation of Allowance for Loan Losses (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Mar. 31, 2015 | Dec. 31, 2014 |
| Financing Receivable, Allowance for Credit Losses [Line Items] | |||
| Allowance for loan losses | $ 6,419 | $ 5,928 | $ 6,095 |
| Allowance for loan losses, percentage of total | 100.00% | 100.00% | |
| Commercial Non Real Estate | |||
| Financing Receivable, Allowance for Credit Losses [Line Items] | |||
| Allowance for loan losses | $ 830 | $ 713 | |
| Allowance for loan losses, percentage of total | 15.70% | 15.30% | |
| Commercial Real Estate | |||
| Financing Receivable, Allowance for Credit Losses [Line Items] | |||
| Allowance for loan losses | $ 2,788 | $ 3,355 | |
| Allowance for loan losses, percentage of total | 58.10% | 57.90% | |
| Consumer Real Estate | |||
| Financing Receivable, Allowance for Credit Losses [Line Items] | |||
| Allowance for loan losses | $ 1,512 | $ 1,852 | |
| Allowance for loan losses, percentage of total | 23.40% | 24.20% | |
| Consumer | |||
| Financing Receivable, Allowance for Credit Losses [Line Items] | |||
| Allowance for loan losses | $ 148 | $ 175 | |
| Allowance for loan losses, percentage of total | 2.70% | 2.60% | |
| Unallocated | |||
| Financing Receivable, Allowance for Credit Losses [Line Items] | |||
| Allowance for loan losses | $ 1,141 | $ 0 | |
| Allowance for loan losses, percentage of total | 0.10% | 0.00% |
Impaired Loans (Detail)
| Impaired Loans (Detail) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended | |
| Jun. 30, 2015 | Dec. 31, 2014 | Jun. 30, 2014 | |
| Impaired Loans: | |||
| Impaired loans without a valuation allowance | $ 4,622 | $ 4,702 | |
| Impaired loans with a valuation allowance | 4,499 | 4,858 | |
| Total impaired loans | 9,121 | 9,560 | |
| Allowance for loan losses on impaired loans at period End | 1,008 | 968 | |
| Total nonaccrual loans | 6,513 | 6,056 | $ 64 |
| Past due 90 days or more and still accruing | 92 | 669 | |
| Average investment in impaired loans | $ 9,101 | $ 7,077 |
Summary of Interest Recognized
| Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans (Detail) - Jun. 30, 2015 - USD ($) | Total | Total |
| Financing Receivable, Impaired [Line Items] | ||
| Interest income recognized during impairment | $ 0 | $ 0 |
| Cash-basis interest income recognized | $ 36 | $ 70 |
Loans and Allowance for Loan Lo
| Loans and Allowance for Loan Losses, Broken Down by Portfolio Segment (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Mar. 31, 2015 | Dec. 31, 2014 |
| Loans | |||
| Individually evaluated | $ 9,121 | $ 9,560 | |
| Collectively evaluated | 721,916 | 694,971 | |
| Total | 731,037 | 704,531 | |
| Allowance for Loan Losses | |||
| Individually evaluated | 1,008 | 968 | |
| Collectively evaluated | 5,411 | 5,127 | |
| Total | 6,419 | $ 5,928 | 6,095 |
| Real Estate | |||
| Loans | |||
| Individually evaluated | 8,811 | 9,282 | |
| Collectively evaluated | 587,022 | 568,952 | |
| Total | 595,833 | 578,234 | |
| Allowance for Loan Losses | |||
| Individually evaluated | 958 | 922 | |
| Collectively evaluated | 3,342 | 4,285 | |
| Total | 4,300 | 5,207 | |
| Installment and Other | |||
| Loans | |||
| Individually evaluated | 35 | 38 | |
| Collectively evaluated | 19,840 | 18,610 | |
| Total | 19,875 | 18,648 | |
| Allowance for Loan Losses | |||
| Individually evaluated | 27 | 29 | |
| Collectively evaluated | 1,262 | 146 | |
| Total | 1,289 | 175 | |
| Commercial Financial And Agriculture | |||
| Loans | |||
| Individually evaluated | 275 | 240 | |
| Collectively evaluated | 115,054 | 107,409 | |
| Total | 115,329 | 107,649 | |
| Allowance for Loan Losses | |||
| Individually evaluated | 23 | 17 | |
| Collectively evaluated | 807 | 696 | |
| Total | $ 830 | $ 713 |
Additional Detail of Impaired L
| Additional Detail of Impaired Loans Broken Out According to Class (Detail) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended |
| Jun. 30, 2015 | Dec. 31, 2014 | |
| Financing Receivable, Impaired [Line Items] | ||
| Impaired loans with no a valuation allowance, recorded investment | $ 4,622 | $ 4,702 |
| Impaired loans with no related allowance, unpaid balance | 4,622 | 4,702 |
| Impaired loans with no related allowance | 0 | 0 |
| Impaired loans with no related allowance, average recorded investment YTD | 4,743 | 2,894 |
| Impaired loans with no related allowance, interest income recognized YTD | 13 | 142 |
| Impaired loans with a related allowance, recorded investment | 4,499 | 4,858 |
| Impaired loans with a related allowance, unpaid balance | 4,499 | 4,858 |
| Impaired loans with a related allowance | 1,008 | 968 |
| Impaired loans with a related allowance, average recored investment YTD | 4,358 | 4,183 |
| Impaired loans with a related allowance, interest income recognized YTD | 57 | 114 |
| Recorded Investment | 9,121 | 9,560 |
| Unpaid Balance | 9,121 | 9,560 |
| Related Allowance | 1,008 | 968 |
| Average Recorded Investment YTD | 9,101 | 7,077 |
| Interest Income Recognized YTD | 70 | 256 |
| Commercial installment | ||
| Financing Receivable, Impaired [Line Items] | ||
| Impaired loans with no a valuation allowance, recorded investment | 0 | 0 |
| Impaired loans with no related allowance, unpaid balance | 0 | 0 |
| Impaired loans with no related allowance | 0 | 0 |
| Impaired loans with no related allowance, average recorded investment YTD | 2 | 50 |
| Impaired loans with no related allowance, interest income recognized YTD | 0 | 0 |
| Impaired loans with a related allowance, recorded investment | 275 | 240 |
| Impaired loans with a related allowance, unpaid balance | 275 | 240 |
| Impaired loans with a related allowance | 23 | 18 |
| Impaired loans with a related allowance, average recored investment YTD | 250 | 189 |
| Impaired loans with a related allowance, interest income recognized YTD | 7 | 20 |
| Recorded Investment | 275 | 240 |
| Unpaid Balance | 275 | 240 |
| Related Allowance | 23 | 18 |
| Average Recorded Investment YTD | 252 | 239 |
| Interest Income Recognized YTD | 7 | 20 |
| Commercial real estate | ||
| Financing Receivable, Impaired [Line Items] | ||
| Impaired loans with no a valuation allowance, recorded investment | 4,343 | 4,665 |
| Impaired loans with no related allowance, unpaid balance | 4,343 | 4,665 |
| Impaired loans with no related allowance | 0 | 0 |
| Impaired loans with no related allowance, average recorded investment YTD | 4,544 | 2,654 |
| Impaired loans with no related allowance, interest income recognized YTD | 13 | 142 |
| Impaired loans with a related allowance, recorded investment | 3,244 | 2,558 |
| Impaired loans with a related allowance, unpaid balance | 3,244 | 2,558 |
| Impaired loans with a related allowance | 454 | 315 |
| Impaired loans with a related allowance, average recored investment YTD | 2,765 | 2,415 |
| Impaired loans with a related allowance, interest income recognized YTD | 44 | 59 |
| Recorded Investment | 7,587 | 7,223 |
| Unpaid Balance | 7,587 | 7,223 |
| Related Allowance | 454 | 315 |
| Average Recorded Investment YTD | 7,309 | 5,069 |
| Interest Income Recognized YTD | 57 | 201 |
| Consumer real estate | ||
| Financing Receivable, Impaired [Line Items] | ||
| Impaired loans with no a valuation allowance, recorded investment | 271 | 27 |
| Impaired loans with no related allowance, unpaid balance | 271 | 27 |
| Impaired loans with no related allowance | 0 | 0 |
| Impaired loans with no related allowance, average recorded investment YTD | 188 | 179 |
| Impaired loans with no related allowance, interest income recognized YTD | 0 | 0 |
| Impaired loans with a related allowance, recorded investment | 953 | 2,032 |
| Impaired loans with a related allowance, unpaid balance | 953 | 2,032 |
| Impaired loans with a related allowance | 504 | 607 |
| Impaired loans with a related allowance, average recored investment YTD | 1,315 | 1,546 |
| Impaired loans with a related allowance, interest income recognized YTD | 6 | 33 |
| Recorded Investment | 1,224 | 2,059 |
| Unpaid Balance | 1,224 | 2,059 |
| Related Allowance | 504 | 607 |
| Average Recorded Investment YTD | 1,503 | 1,725 |
| Interest Income Recognized YTD | 6 | 33 |
| Consumer installment | ||
| Financing Receivable, Impaired [Line Items] | ||
| Impaired loans with no a valuation allowance, recorded investment | 8 | 10 |
| Impaired loans with no related allowance, unpaid balance | 8 | 10 |
| Impaired loans with no related allowance | 0 | 0 |
| Impaired loans with no related allowance, average recorded investment YTD | 9 | 11 |
| Impaired loans with no related allowance, interest income recognized YTD | 0 | 0 |
| Impaired loans with a related allowance, recorded investment | 27 | 28 |
| Impaired loans with a related allowance, unpaid balance | 27 | 28 |
| Impaired loans with a related allowance | 27 | 28 |
| Impaired loans with a related allowance, average recored investment YTD | 28 | 33 |
| Impaired loans with a related allowance, interest income recognized YTD | 0 | 2 |
| Recorded Investment | 35 | 38 |
| Unpaid Balance | 35 | 38 |
| Related Allowance | 27 | 28 |
| Average Recorded Investment YTD | 37 | 44 |
| Interest Income Recognized YTD | $ 0 | $ 2 |
Information Regarding Contractu
| Information Regarding Contractually Payments Receivable, Cash Flows (Detail) $ in Thousands | Dec. 31, 2014USD ($) |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items] | |
| Contractually required payments | $ 40,076 |
| Cash flows expected to be collected | 50,168 |
| Fair value of loans acquired | 38,393 |
| Commercial Financial And Agriculture | |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items] | |
| Contractually required payments | 1,519 |
| Cash flows expected to be collected | 1,570 |
| Fair value of loans acquired | 1,513 |
| Mortgage-Commercial | |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items] | |
| Contractually required payments | 29,648 |
| Cash flows expected to be collected | 37,869 |
| Fair value of loans acquired | 28,875 |
| Mortgage-Residential | |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items] | |
| Contractually required payments | 7,933 |
| Cash flows expected to be collected | 9,697 |
| Fair value of loans acquired | 7,048 |
| Commercial and other | |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items] | |
| Contractually required payments | 976 |
| Cash flows expected to be collected | 1,032 |
| Fair value of loans acquired | $ 957 |
Changes in the Carrying Amount
| Changes in the Carrying Amount and Accretable Yield for Acquired Impaired Loans (Detail) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended |
| Jun. 30, 2015 | Dec. 31, 2014 | |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items] | ||
| Balance at beginning of period, Accretable Yield | $ 1,417 | $ 0 |
| Additions due to BCB acquisition on July 1, 2014, Accretable Yield | 0 | 1,603 |
| Accretion, Accretable Yield | (70) | (186) |
| Payments received, net, Accretable Yield | 0 | 0 |
| Balance at end of period, Accretable Yield | 1,347 | 1,417 |
| Balance at beginning of period, Carrying Amount of Loans | 2,063 | 0 |
| Additions due to BCB acquisition on July 1, 2014, Carrying Amount of Loans | 0 | 2,325 |
| Accretion, Carrying Amount of Loans | 70 | 186 |
| Payments received, net, Carrying Amount of Loans | (211) | (448) |
| Balance at end of period, Carrying Amount of Loans | $ 1,922 | $ 2,063 |
Detail of Troubled Debt Restruc
| Detail of Troubled Debt Restructurings (Detail) - Jun. 30, 2015 $ in Thousands | USD ($)Loans | USD ($)Loans |
| Financing Receivable, Modifications [Line Items] | ||
| Outstanding Recorded Investment Pre-Modification | $ 0 | $ 0 |
| Outstanding Recorded Investment Post-Modification | $ 0 | $ 0 |
| Number of Loans | 0 | 0 |
| Interest Income Recognized | $ 0 | $ 0 |
| Commercial installment | ||
| Financing Receivable, Modifications [Line Items] | ||
| Outstanding Recorded Investment Pre-Modification | 0 | 0 |
| Outstanding Recorded Investment Post-Modification | $ 0 | $ 0 |
| Number of Loans | Loans | 0 | 0 |
| Interest Income Recognized | $ 0 | $ 0 |
| Commercial real estate | ||
| Financing Receivable, Modifications [Line Items] | ||
| Outstanding Recorded Investment Pre-Modification | 0 | 0 |
| Outstanding Recorded Investment Post-Modification | $ 0 | $ 0 |
| Number of Loans | 0 | 0 |
| Interest Income Recognized | $ 0 | $ 0 |
| Consumer real estate | ||
| Financing Receivable, Modifications [Line Items] | ||
| Outstanding Recorded Investment Pre-Modification | 0 | 0 |
| Outstanding Recorded Investment Post-Modification | $ 0 | $ 0 |
| Number of Loans | 0 | 0 |
| Interest Income Recognized | $ 0 | $ 0 |
| Consumer installment | ||
| Financing Receivable, Modifications [Line Items] | ||
| Outstanding Recorded Investment Pre-Modification | 0 | 0 |
| Outstanding Recorded Investment Post-Modification | $ 0 | $ 0 |
| Number of Loans | 0 | 0 |
| Interest Income Recognized | $ 0 | $ 0 |
Modifications of Loans Performi
| Modifications of Loans Performing (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 | Jun. 30, 2014 |
| Financing Receivable Recorded Investment Past Due [Line Items] | |||
| Past Due 30-89 | $ 3,697 | $ 7,163 | |
| Past Due 90 days and still accuring | 92 | 669 | |
| Non- Accrual | 6,513 | 6,056 | $ 64 |
| Total | 731,037 | 704,531 | |
| Loans | |||
| Financing Receivable Recorded Investment Past Due [Line Items] | |||
| Current Loans | 2,608 | 2,880 | |
| Past Due 30-89 | 0 | 622 | |
| Past Due 90 days and still accuring | 0 | 0 | |
| Non- Accrual | 3,982 | 3,281 | |
| Total | 6,590 | 6,783 | |
| Allowance for loan losses, Current Loans | 107 | 120 | |
| Allowance for loan losses, Past Due 30-89 | 0 | 11 | |
| Allowance for loan losses, Past Due 90 days and still accruing | 0 | 103 | |
| Allowance for loan losses, Non-Accural | 190 | 0 | |
| Allowance for loan losses, Total | 297 | 234 | |
| Loans | Commercial installment | |||
| Financing Receivable Recorded Investment Past Due [Line Items] | |||
| Current Loans | 221 | 233 | |
| Past Due 30-89 | 0 | 0 | |
| Past Due 90 days and still accuring | 0 | 0 | |
| Non- Accrual | 55 | 0 | |
| Total | 276 | 233 | |
| Loans | Commercial real estate | |||
| Financing Receivable Recorded Investment Past Due [Line Items] | |||
| Current Loans | 1,674 | 1,685 | |
| Past Due 30-89 | 0 | 0 | |
| Past Due 90 days and still accuring | 0 | 0 | |
| Non- Accrual | 2,642 | 2,729 | |
| Total | 4,316 | 4,414 | |
| Loans | Consumer real estate | |||
| Financing Receivable Recorded Investment Past Due [Line Items] | |||
| Current Loans | 704 | 952 | |
| Past Due 30-89 | 0 | 622 | |
| Past Due 90 days and still accuring | 0 | 0 | |
| Non- Accrual | 1,253 | 449 | |
| Total | 1,957 | 2,023 | |
| Loans | Commercial installment | |||
| Financing Receivable Recorded Investment Past Due [Line Items] | |||
| Current Loans | 9 | 10 | |
| Past Due 30-89 | 0 | 0 | |
| Past Due 90 days and still accuring | 0 | 0 | |
| Non- Accrual | 32 | 103 | |
| Total | $ 41 | $ 113 |
Summary of Loans Classified as
| Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 | Jun. 30, 2014 |
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Past Due 30 to 89 Days | $ 3,697 | $ 7,163 | |
| Past Due 90 Days Or More and Still Accruing | 92 | 669 | |
| Non- Accrual | 6,513 | 6,056 | $ 64 |
| Total Past Due and Non- Accrual | 10,302 | 13,888 | |
| Total Loans | 731,037 | 704,531 | |
| Real Estate-construction | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Past Due 30 to 89 Days | 323 | 428 | |
| Past Due 90 Days Or More and Still Accruing | 0 | 0 | |
| Non- Accrual | 3,246 | 2,747 | |
| Total Past Due and Non- Accrual | 3,569 | 3,175 | |
| Total Loans | 93,152 | 84,935 | |
| Real Estate-mortgage | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Past Due 30 to 89 Days | 838 | 3,208 | |
| Past Due 90 Days Or More and Still Accruing | 92 | 208 | |
| Non- Accrual | 2,059 | 2,164 | |
| Total Past Due and Non- Accrual | 2,989 | 5,580 | |
| Total Loans | 259,610 | 256,406 | |
| Real Estate-non farm non residential | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Past Due 30 to 89 Days | 1,985 | 3,408 | |
| Past Due 90 Days Or More and Still Accruing | 0 | 461 | |
| Non- Accrual | 1,064 | 1,102 | |
| Total Past Due and Non- Accrual | 3,049 | 4,971 | |
| Total Loans | 245,537 | 238,601 | |
| Commercial | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Past Due 30 to 89 Days | 500 | 29 | |
| Past Due 90 Days Or More and Still Accruing | 0 | 0 | |
| Non- Accrual | 109 | 5 | |
| Total Past Due and Non- Accrual | 609 | 34 | |
| Total Loans | 116,352 | 106,109 | |
| Consumer | |||
| Financing Receivable, Recorded Investment, Past Due [Line Items] | |||
| Past Due 30 to 89 Days | 51 | 90 | |
| Past Due 90 Days Or More and Still Accruing | 0 | 0 | |
| Non- Accrual | 35 | 38 | |
| Total Past Due and Non- Accrual | 86 | 128 | |
| Total Loans | $ 16,386 | $ 18,480 |
Risk Category of Loans by Class
| Risk Category of Loans by Class of Loans (Excluding Mortgage Loans Held for Sale) (Detail) - USD ($) $ in Thousands | Jun. 30, 2015 | Dec. 31, 2014 |
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | $ 731,443 | $ 704,971 |
| Less: Unearned discount | 406 | 440 |
| Loans, net of unearned discount | 731,037 | 704,531 |
| Pass | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 706,651 | 682,079 |
| Special Mention | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 4,800 | 5,445 |
| Substandard | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 19,992 | 17,447 |
| Doubtful | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 0 | 0 |
| Commercial Real Estate | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 424,965 | 408,051 |
| Less: Unearned discount | 301 | 320 |
| Loans, net of unearned discount | 424,664 | 407,731 |
| Commercial Real Estate | Pass | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 403,194 | 388,568 |
| Commercial Real Estate | Special Mention | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 4,443 | 4,756 |
| Commercial Real Estate | Substandard | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 17,328 | 14,727 |
| Commercial Real Estate | Doubtful | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 0 | 0 |
| Mortgage Real Estate | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 171,247 | 170,585 |
| Less: Unearned discount | 78 | 82 |
| Loans, net of unearned discount | 171,169 | 170,503 |
| Mortgage Real Estate | Pass | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 169,139 | 167,827 |
| Mortgage Real Estate | Special Mention | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 187 | 191 |
| Mortgage Real Estate | Substandard | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 1,921 | 2,567 |
| Mortgage Real Estate | Doubtful | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 0 | 0 |
| Installment and Other | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 19,875 | 18,648 |
| Less: Unearned discount | 0 | 0 |
| Loans, net of unearned discount | 19,875 | 18,648 |
| Installment and Other | Pass | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 19,791 | 18,558 |
| Installment and Other | Special Mention | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 0 | 0 |
| Installment and Other | Substandard | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 84 | 90 |
| Installment and Other | Doubtful | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 0 | 0 |
| Commercial,Financial and Agricultural | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 115,356 | 107,687 |
| Less: Unearned discount | 27 | 38 |
| Loans, net of unearned discount | 115,329 | 107,649 |
| Commercial,Financial and Agricultural | Pass | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 114,527 | 107,126 |
| Commercial,Financial and Agricultural | Special Mention | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 170 | 498 |
| Commercial,Financial and Agricultural | Substandard | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | 659 | 63 |
| Commercial,Financial and Agricultural | Doubtful | ||
| Financing Receivable, Recorded Investment [Line Items] | ||
| Loans and leases receivable, gross | $ 0 | $ 0 |
Summary of Amortized Cost and E
| Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-To-Maturity Securities (Detail) - USD ($) $ in Thousands | 6 Months Ended | |
| Jun. 30, 2015 | Dec. 31, 2014 | |
| Schedule of Trading Securities and Other Trading Assets [Line Items] | ||
| Available-for-Sale, Amortized Cost | $ 235,744 | |
| Available-for-sale Securities, Gross Unrealized Gains | 3,235 | |
| Available-for-sale Securities, Gross Unrealized Losses | 2,503 | |
| Available-for-sale securities, Estimated Fair Value | 236,476 | $ 254,746 |
| Held-to-Maturity, Amortized Cost | 7,651 | |
| Held-to-maturity Securities, Gross Unrealized Gains | 1,320 | |
| Held-to-maturity Securities, Gross Unrealized Losses | 0 | |
| Held-to-Maturity, Estimated Fair Value | 8,971 | |
| Obligations of U.S. Government Agencies | ||
| Schedule of Trading Securities and Other Trading Assets [Line Items] | ||
| Available-for-Sale, Amortized Cost | 20,057 | |
| Available-for-sale Securities, Gross Unrealized Gains | 105 | |
| Available-for-sale Securities, Gross Unrealized Losses | 13 | |
| Available-for-sale securities, Estimated Fair Value | 20,149 | |
| Tax-exempt and taxable obligations of states and municipal subdivisions | ||
| Schedule of Trading Securities and Other Trading Assets [Line Items] | ||
| Available-for-Sale, Amortized Cost | 94,656 | |
| Available-for-sale Securities, Gross Unrealized Gains | 1,805 | |
| Available-for-sale Securities, Gross Unrealized Losses | 538 | |
| Available-for-sale securities, Estimated Fair Value | 95,923 | |
| Held-to-Maturity, Amortized Cost | 6,000 | |
| Held-to-maturity Securities, Gross Unrealized Gains | 1,306 | |
| Held-to-maturity Securities, Gross Unrealized Losses | 0 | |
| Held-to-Maturity, Estimated Fair Value | 7,306 | |
| Mortgage-backed securities | ||
| Schedule of Trading Securities and Other Trading Assets [Line Items] | ||
| Available-for-Sale, Amortized Cost | 92,862 | |
| Available-for-sale Securities, Gross Unrealized Gains | 1,195 | |
| Available-for-sale Securities, Gross Unrealized Losses | 434 | |
| Available-for-sale securities, Estimated Fair Value | 93,623 | |
| Held-to-Maturity, Amortized Cost | 1,651 | |
| Held-to-maturity Securities, Gross Unrealized Gains | 14 | |
| Held-to-maturity Securities, Gross Unrealized Losses | 0 | |
| Held-to-Maturity, Estimated Fair Value | 1,665 | |
| Corporate obligations | ||
| Schedule of Trading Securities and Other Trading Assets [Line Items] | ||
| Available-for-Sale, Amortized Cost | 26,914 | |
| Available-for-sale Securities, Gross Unrealized Gains | 130 | |
| Available-for-sale Securities, Gross Unrealized Losses | 1,232 | |
| Available-for-sale securities, Estimated Fair Value | 25,812 | |
| Other | ||
| Schedule of Trading Securities and Other Trading Assets [Line Items] | ||
| Available-for-Sale, Amortized Cost | 1,255 | |
| Available-for-sale Securities, Gross Unrealized Gains | 0 | |
| Available-for-sale Securities, Gross Unrealized Losses | 286 | |
| Available-for-sale securities, Estimated Fair Value | $ 969 |
Subsequent Events - Additional
| Subsequent Events - Additional Information (Detail) - Jun. 30, 2015 - USD ($) | Total |
| Subsequent Event [Line Items] | |
| Proceeds from Recoveries of Loans Previously Charged off | $ 481,000 |
| Receivable From Recovery of Loan Previously Charged Off | $ 941,000 |