Trinity Capital 10-K 9 May 16 2014 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2014	Mar. 31, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	TRINITY CAPITAL CORP
Entity Central Index Key	99,771
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$ 25,967,000
Entity Common Stock, Shares Outstanding		6,526,302
Document Fiscal Year Focus	2,014
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2014

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 17,202	$ 16,799
Interest-bearing deposits with banks	207,965	259,525
Securities purchased under resell agreements	22,231	14,874
Cash and cash equivalents	247,398	291,198
Investment securities available for sale, at fair value	216,022	123,304
Investment securities held to maturity, at amortized cost (fair value of $11,947 and $19,632 as of December 31, 2014 and 2013, respectively)	11,775	19,844
Non-marketable equity securities	6,984	7,417
Loans held for sale	5,632	3,136
Loans (net of allowance for loan losses of $24,783 and $28,358 as of December 31, 2014 and 2013, respectively)	885,764	1,028,730
Mortgage servicing rights ("MSRs"), net	7,453	8,315
Premises and equipment, net	24,734	26,554
Other real estate owned ("OREO"), net	13,980	14,002
Other assets	26,464	27,520
Total assets	1,446,206	1,550,020
Deposits:
Noninterest-bearing	144,503	149,076
Interest-bearing	1,138,089	1,233,989
Total deposits	1,282,592	1,383,065
Borrowings	22,300	22,300
Junior subordinated debt	37,116	37,116
Other liabilities	21,176	15,463
Total liabilities	1,363,184	1,457,944
Stock owned by Employee Stock Ownership Plan ("ESOP") participants; 672,958 shares and 673,066 shares as of December 31, 2014 and 2013, respectively, at fair value	$ 2,019	$ 3,366
Commitments and contingencies (Notes 11, 15 and 17)
Stockholders' equity
Common stock, no par, 20,000,000 shares authorized; 6,856,800 shares issued; 6,453,049 shares and 6,449,726 shares outstanding as of December 31, 2014 and 2013, respectively	$ 6,836	$ 6,836
Additional paid-in capital	1,963	2,005
Retained earnings	47,084	54,958
Accumulated other comprehensive (loss)	(555)	(501)
Total stockholders' equity before treasury stock	91,891	99,684
Treasury stock, at cost; 403,751 shares and 407,074 shares as of December 31, 2014 and 2013, respectively	(10,888)	(10,974)
Total stockholders' equity	81,003	88,710
Total liabilities and stockholders' equity	1,446,206	1,550,020
Series A Preferred Stock [Member]
Stockholders' equity
Preferred stock	34,648	34,439
Series B Preferred Stock [Member]
Stockholders' equity
Preferred stock	$ 1,915	$ 1,947

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Investment securities held to maturity, at amortized cost	$ 11,947	$ 19,632
Loans, allowance for losses	$ 24,783	$ 28,358
LIABILITIES AND STOCKHOLDERS' EQUITY
Stock owned by Employee Stock Ownership Plan (ESOP) participants (in shares)	672,958	673,066
Stockholders' equity
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, authorized (in shares)	1,000,000	1,000,000
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	20,000,000	20,000,000
Common stock, issued (in shares)	6,856,800	6,856,800
Common stock, outstanding (in shares)	6,453,049	6,449,726
Treasury stock, shares (in shares)	403,751	407,074
Series A Preferred Stock [Member]
Stockholders' equity
Preferred stock, dividend rate	5.00%	5.00%
Preferred stock, issued (in shares)	35,539	35,539
Preferred stock, outstanding (in shares)	35,539	35,539
Preferred stock, liquidation value (in dollars per share)	$ 1,000	$ 1,000
Series B Preferred Stock [Member]
Stockholders' equity
Preferred stock, dividend rate	9.00%	9.00%
Preferred stock, issued (in shares)	1,777	1,777
Preferred stock, outstanding (in shares)	1,777	1,777
Preferred stock, liquidation value (in dollars per share)	$ 1,000	$ 1,000

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income:
Loans, including fees	$ 48,766	$ 58,002	$ 64,446
Interest and dividends on investment securities:
Taxable	2,081	1,456	1,742
Nontaxable	452	582	633
Other interest income	851	655	453
Total interest income	52,150	60,695	67,274
Interest expense:
Deposits	3,933	5,532	7,105
Borrowings	995	1,024	1,024
Junior subordinated debt	2,428	2,265	2,264
Total interest expense	7,356	8,821	10,393
Net interest income	44,794	51,874	56,881
Provision for loan losses	2,000	0	27,206
Net interest income after provision for loan losses	42,794	51,874	29,675
Noninterest income:
Mortgage loan servicing fees	2,428	2,563	2,591
Trust and investment services fees	2,564	2,359	2,057
Service charges on deposits	1,528	1,516	1,583
Net gain on sale of loans	2,373	5,175	8,410
Net gain (loss) on sale of securities	1	(80)	(149)
Other fees	3,975	3,650	3,601
Other noninterest income	317	282	1,032
Total noninterest income	13,186	15,465	19,125
Noninterest expenses:
Salaries and employee benefits	25,269	24,415	23,930
Occupancy	4,204	4,105	4,184
Losses and write-downs on OREO, net	2,012	980	4,129
Other noninterest expense	29,317	24,976	19,315
Total noninterest expenses	60,802	54,476	51,558
Income (loss) before (benefit) for income taxes	(4,822)	12,863	(2,758)
Provision (benefit) for income taxes	1,170	0	(250)
Net income (loss)	(5,992)	12,863	(2,508)
Dividends and discount accretion on preferred shares	3,230	2,144	2,115
Net income (loss) available to common shareholders	$ (9,222)	$ 10,719	$ (4,623)
Basic earnings (loss) per common share (in dollars per share)	$ (1.43)	$ 1.66	$ (0.72)
Diluted earnings (loss) per common share (in dollars per share)	$ (1.43)	$ 1.66	$ (0.72)

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)
Net income (loss)	$ (5,992)	$ 12,863	$ (2,508)
Other comprehensive income (loss):
Unrealized gains (losses) on securities available for sale	(89)	(1,308)	477
Securities losses (gains) reclassified into earnings	(1)	80	149
Related income tax benefit (expense)	36	490	(250)
Other comprehensive income (loss)	(54)	(738)	376
Total comprehensive income (loss)	$ (6,046)	$ 12,125	$ (2,132)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock Issued [Member]	Common Stock Held in Treasury [Member]	Preferred Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Balance at Dec. 31, 2011	$ 6,836	$ (10,974)	$ 36,030	$ 1,976	$ 44,950	$ (139)	$ 78,679
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)					(2,508)		(2,508)
Other comprehensive income						376	376
Dividends declared on common shares					(967)		(967)
Dividends declared on preferred shares					(1,937)		(1,937)
Amortization of preferred stock issuance costs			178		(178)		0
Increase/Decrease in stock owned by ESOP participants					(339)		(339)
Net change in the fair value of stock owned by ESOP participants					2,525		2,525
Stock options and SAR expenses				29			29
Balance at Dec. 31, 2012	6,836	(10,974)	36,208	2,005	41,546	237	75,858
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)					12,863		12,863
Other comprehensive income						(738)	(738)
Dividends declared on preferred shares					(1,966)		(1,966)
Amortization of preferred stock issuance costs			178		(178)		0
Increase/Decrease in stock owned by ESOP participants					2		2
Net change in the fair value of stock owned by ESOP participants					2,691		2,691
Balance at Dec. 31, 2013	6,836	(10,974)	36,386	2,005	54,958	(501)	88,710
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)					(5,992)		(5,992)
Other comprehensive income						(54)	(54)
Dividends declared on preferred shares					(3,052)		(3,052)
Amortization of preferred stock issuance costs			177		(177)		0
Increase/Decrease in stock owned by ESOP participants					0		0
Treasury shares issued for stock option plan		86		14			100
Dissolution of subsidiary				(56)			(56)
Net change in the fair value of stock owned by ESOP participants					1,347		1,347
Balance at Dec. 31, 2014	$ 6,836	$ (10,888)	$ 36,563	$ 1,963	$ 47,084	$ (555)	$ 81,003

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - shares	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY [Abstract]
Increase/ Decrease in stock owned by ESOP participants (in shares)	108	191	26,582

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash Flows From Operating Activities
Net income (loss)	$ (5,992)	$ 12,863	$ (2,508)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization	2,409	2,658	2,889
Provision for loan losses	2,000	0	27,206
Net (gain) loss on sale of investment securities	(1)	80	149
Net (gain) loss on sale of loans	(2,373)	(5,175)	(8,410)
Losses and write-downs on OREO, net	2,079	980	4,129
Loss on disposal of premises and equipment	(3)	2	8
Decrease in deferred income tax assets	36	489	(241)
Stock options and stock appreciation rights expenses	0	0	29
Federal Home Loan Bank (FHLB) stock dividends received	0	(6)	(7)
Net amortization of MSRs	1,676	1,540	1,623
Change in mortgage servicing rights valuation allowance	(4)	(1,321)	404
Other Assets	3,493	2,375	1,763
Other Liabilities	2,661	3,555	(258)
Net cash provided by operating activities before origination and gross sales of loans held for sale	5,983	18,040	26,776
Gross sales of loans held for sale	78,679	175,368	285,379
Origination of loans held for sale	(79,612)	(161,455)	(270,605)
Net cash provided by operating activities	5,050	31,953	41,550
Cash Flows From Investing Activities
Proceeds from maturities and paydowns of investment securities, available for sale	62,562	61,643	115,685
Proceeds from sale of investment securities, available for sale	0	4,142	2,885
Purchase of investment securities, available for sale	(157,101)	(78,631)	(97,742)
Proceeds from maturities and paydowns of investment securities, held to maturity	7,893	475	353
Purchase of investment securities, held to maturity	0	0	(10,095)
Proceeds from maturities and paydowns of investment securities, other	0	83	728
Purchase of investment securities, other	(160)	(718)	(757)
Proceeds from sale of other real estate owned	8,849	1,538	6,880
Loans paid down (funded), net	130,448	124,327	(40,856)
Purchases of loans	(431)	(2,505)	(2,308)
Purchases of premises and equipment	(538)	(1,511)	(1,354)
Net cash provided by (used in) investing activities	51,522	108,843	(26,581)
Cash Flows From Financing Activities
Net increase (decrease) in demand deposits, NOW accounts and savings accounts	(34,708)	55,602	62,731
Net increase (decrease) in time deposits	(65,764)	(65,676)	3,281
Issuance of common stock for stock option plan	100	0	0
Preferred shares dividend payments	0	(484)	(2,904)
Net cash provided by (used in) financing activities	(100,372)	(10,558)	63,108
Net increase (decrease) in cash and cash equivalents	(43,800)	130,238	78,077
Cash and cash equivalents:
Beginning of period	291,198	160,960	82,883
End of period	247,398	291,198	160,960
Cash payments for:
Interest	5,306	9,840	10,094
Income taxes	21,897	0	1,808
Non-cash investing and financing activities:
Transfers from loans to other real estate owned	11,523	11,160	15,024
Transfers from loans to repossessed assets	42	330	186
Sales of other real estate owned financed by loans	617	3,851	7,997
Dividends declared, not yet paid	3,052	1,725	243
Change in unrealized gain on investment securities, net of taxes	$ (54)	$ (738)	$ 376

Significant Accounting Policies

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Significant Accounting Policies	Note 1. Significant Accounting Policies Consolidation: Trinity owns all of the outstanding common securities of the Trusts. The Trusts are considered variable interest entities (“VIEs”) under ASC Topic 810, "Consolidation." Because Trinity is not the primary beneficiary of the Trusts, the financial statements of the Trusts are not included in the consolidated financial statements of the Company. Basis of presentation: Nature of operations: Deposits with banks and securities purchased under resell agreements: Investment securities: Securities classified as available for sale are debt securities the Bank intends to hold for an indefinite period of time, but not necessarily to maturity. Any decision to sell a security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of the Bank's assets and liabilities, liquidity needs, regulatory capital considerations and other similar factors. Securities available for sale are reported at fair value with unrealized gains or losses reported as other comprehensive income, net of the related deferred tax effect. Purchase premiums and discounts are generally recognized in interest income using the interest method over the term of the securities. For mortgage-backed securities, estimates of prepayments are considered in the constant yield calculations. An investment security is impaired if the fair value of the security is less than its amortized cost basis. Once the security is impaired, a determination must be made to determine if it is other than temporarily impaired (“OTTI”). In determining OTTI losses, management considers many factors, including: current market conditions, fair value in relationship to cost; extent and nature of the change in fair value; issuer rating changes and trends; whether it intends to sell the security before recovery of the amortized cost basis of the investment, which may be maturity; and other factors. For debt securities, if management intends to sell the security or it is likely that the Bank will be required to sell the security before recovering its cost basis, the entire impairment loss would be recognized in earnings as an OTTI. If management does not intend to sell the security and it is not likely that the Bank will be required to sell the security, but management does not expect to recover the entire amortized cost basis of the security, only the portion of the impairment loss representing credit losses would be recognized in earnings. The credit loss on a security is measured as the difference between the amortized cost basis and the present value of the cash flows expected to be collected. Projected cash flows are discounted by the original or current effective interest rate depending on the nature of the security being measured for potential OTTI. The remaining impairment related to the difference between the present value of the cash flows expected to be collected and fair value is recognized as a charge to other comprehensive income. Non-marketable equity securities: Also included are the Bank’s investments in certain venture capital funds. The Bank holds a 24% interest in Cottonwood Technology Group, LLC (“Cottonwood”). Cottonwood is owned by the Bank and two members not otherwise associated with Trinity or the Bank. In 2009, the Bank created FNM Investment Fund IV, LLC (“FNM Investment Fund IV”) and is the only member. FNM Investment Fund IV was created to acquire a 99.99% interest in FNM Investor Series IV, LLC (“FNM Investor Series IV”), 0.01% interest in which is held by Finance New Mexico, a governmental instrumentality. These entities were both created to enable the funding of loans to, and investments in, a new market tax credit project. The initial value of these tax credits was $1.9 million and the initial amount of the loan was $5.2 million. As of December 31, 2014, the amortized amount of the new market tax credit was $305 thousand and the current outstanding loan amount was $5.2 million and is included in “loans, net” on the consolidated balance sheets. In September 2010, the Bank joined Southwest Medical Technologies, LLC and acquired a 20% interest in the company. These non-marketable investments are carried at net equity value and evaluated periodically by management for impairment. Investments with fair values that are less than amortized cost are considered impaired. Impairment may result from either a decline in the financial condition of the issuing entity or, in the case of fixed rate investments, from rising interest rates. At each financial statement date, management assesses each investment to determine if impaired investments are temporarily impaired or if the impairment is other than temporary based upon the evidence available. Evidence evaluated includes (if applicable), but is not limited to, industry analyst reports, credit market conditions, and interest rate trends. If negative evidence outweighs positive evidence that the carrying amount is recoverable within a reasonable period of time, the impairment is recognized with a charge to earnings. Loans held for sale: Mortgage loans held for sale are generally sold with servicing rights retained; however, management intends to sell newly originated mortgage loans with servicing rights released going forward. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans: Loan origination and commitment fees and certain direct loan origination costs are deferred and the net amount amortized as an adjustment of the related loan’s yield. The Company amortizes these amounts over the estimated life of the loan. Commitment fees based upon a percentage of a customer’s unused line of credit and fees related to standby letters of credit are recognized over the commitment period. Net deferred fees on real estate loans sold in the secondary market reduce the cost basis of such loans. Interest on loans is accrued and reported as income using the interest method on daily principal balances outstanding. Past due status is based on the contractual terms of the loan. The Company generally discontinues accruing interest on loans when the loan becomes 90 days or more past due or when management believes that the borrower’s financial condition is such that collection of interest is doubtful. Cash collections on nonaccrual loans are credited to the loan balance, and no interest income is recognized on those loans until the principal balance has been determined to be collectible. Such interest will be reported as income on a cash basis, only upon collection of such interest. Loans, other than those included in large groups of smaller-balance homogeneous loans, are considered impaired when it is probable the Company will be unable to collect all contractual principal and interest payments due in accordance with the terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral (less estimated disposition costs) if the loan is collateral dependent. The amount of impairment (if any) and any subsequent changes are included in the allowance for loan losses. A loan is classified as a troubled debt restructure (“TDR”) when a borrower is experiencing financial difficulties that lead to a restructuring of the loan, and the Company grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor’s entity-specific projected cash flows will not be sufficient to service any of its debt, or the debtor cannot obtain funds from sources other than the existing creditors at a market rate for debt with similar risk characteristics. In determining whether the Company has granted a concession, the Company assesses, if it does not expect to collect all amounts due, whether the current value of the collateral will satisfy the amounts owed, whether additional collateral or guarantees from the debtor will serve as adequate compensation for other terms of the restructuring, and whether the debtor otherwise has access to funds at a market rate for debt with similar risk characteristics. A loan that is modified at a market rate of interest will not be classified as TDR in the calendar year subsequent to the restructuring if it is in compliance with the modified terms. Payment performance prior and subsequent to the restructuring is taken into account in assessing whether it is likely that the borrower can meet the new terms. A period of sustained repayment for at least six months generally is required for return to accrual status. Periodically, the Company will restructure a note into two separate notes (A/B structure), charging off the entire B portion of the note. The A note is structured with appropriate loan-to-value and cash flow coverage ratios that provide for a high likelihood of repayment. The A note is classified as a non-performing note until the borrower has displayed a historical payment performance for a reasonable time prior to and subsequent to the restructuring. A period of sustained repayment for at least six months generally is required to return the note to accrual status provided that management has determined that the performance is reasonably expected to continue. The A note will be classified as a restructured note (either performing or non-performing) through the calendar year of the restructuring that the historical payment performance has been established. Allowance for loan losses: The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged-off against the allowance for loan losses when management believes that collectability of the principal is unlikely. The allowance for loan losses is an amount that management believes will be adequate to absorb probable incurred losses on existing loans, based on an evaluation of the collectability of loans in the portfolio and prior loss experience. This is based, in part, on an evaluation of the loss history of each type of loan over the past 12 quarters and this loss history is applied to the current outstanding loans of each respective type. This loss history analysis is updated quarterly to ensure it encompasses the most recent 12 quarter loss history. The allowance for loan losses is based on management’s evaluation of the loan portfolio giving consideration to the nature and volume of the loan portfolio, the value of underlying collateral, overall portfolio quality, review of specific problem loans, and prevailing economic conditions that may affect the borrower’s ability to pay. While management uses the best information available to make its evaluation, future adjustments to the allowance for loan losses may be necessary if there are significant changes in economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses, and may require it to recognize additional allowance for loan losses based on information available to them at the time of their examinations. In analyzing the adequacy of the allowance for loan losses, management uses a comprehensive loan grading system to determine risk potential in the portfolio, and considers the results of periodic internal and external loan reviews. Specific reserves for impaired loans and historical loss experience factors, combined with other considerations, such as delinquency, nonaccrual status, trends on criticized and classified loans, economic conditions, concentrations of credit risk, and experience and abilities of lending personnel, are also considered in analyzing the adequacy of the allowance . Management uses a systematic methodology, which is applied quarterly, to determine the amount of allowance for loan losses and the resultant provisions for loan losses it considers adequate to provide for probable incurred loan losses. In the event that different assumptions or conditions were to prevail, and depending upon the severity of such changes, the possibility of materially different financial condition or results of operations is a reasonable likelihood. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The general component covers non‑impaired loans and is based on historical loss experience adjusted for current factors. The general component is based upon (a) h ; and ( ) based on l Concentrations of credit risk: The majority of the loans, commitments to extend credit, and standby letters of credit have been granted to customers in Los Alamos, Santa Fe and surrounding communities. A substantial portion of the Company’s loan of such borrowers to honor their contracts is predominately dependent upon the continued operation and funding of the Laboratory. Investments in securities issued by state and political subdivisions involve governmental entities within the state of New Mexico. The distribution of commitments to extend credit approximates the distribution of loans outstanding. Standby letters of credit are granted primarily to commercial borrowers. The Company recognizes a liability in relation to unfunded commitments that is intended to represent the estimated future losses on the commitments. In calculating the amount of this liability, management considers the amount of the Company’s off-balance-sheet commitments, estimated utilization factors and loan specific risk factors. The Company’s liability for unfunded commitments is calculated quarterly and the liability is included in “other liabilities” in the consolidated balance sheets. Premises and equipment: OREO: MSRs: The carrying amount of MSRs, and the amortization thereon, is periodically evaluated in relation to their estimated fair values. The Bank stratifies the underlying mortgage loan portfolio by certain risk characteristics, such as loan type, interest rate and maturity, for purposes of measuring impairment. The Bank estimates the fair value of each stratum by calculating the discounted present value of future net servicing income based on management’s best estimate of remaining loan lives. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular group, a reduction of the valuation allowance may be recorded as an increase to income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual payment speeds and default rates and losses. The Bank has determined that the primary risk characteristic of MSRs is the contractual interest rate and term of the underlying mortgage loans. Fees earned for servicing rights are recorded as mortgage loan servicing fees in the consolidated statements of operations. The fees are based on a contractual percentage of the outstanding principal; or a fixed amount per loan and are recorded as income when earned. The amortization of MSRs as well as change in any valuation allowances are recorded in “other noninterest expenses” in the consolidated statements of operations. Federal Home Loan Bank (FHLB) Stock: Federal Reserve Bank (FRB) Stock: Other intangible assets: Prepaid expenses: Earnings (loss) per common share: Average number of shares used in calculation of basic and diluted earnings (loss) per common share are as follows for the years ended December 31, 2014, 2013 and 2012: Year ended December 31, 2014 2013 2012 (In thousands, except share and per share data) Net income (loss) $ (5,992 ) $ 12,863 $ (2,508 ) Dividends and discount accretion on preferred shares 3,230 2,144 2,115 Net income (loss) available to common shareholders $ (9,222 ) $ 10,719 $ (4,623 ) Weighted average common shares issued 6,856,800 6,856,800 6,856,800 LESS: Weighted average treasury stock shares (404,243 ) (407,074 ) (407,074 ) LESS: Weighted average unearned Employee Stock Ownership Plan (ESOP) stock shares - - - Weighted average common shares outstanding, net 6,452,557 6,449,726 6,449,726 Basic (loss) earnings per common share $ (1.43 ) $ 1.66 $ (0.72 ) Dilutive effect of stock-based compensation - - - Weighted average common shares outstanding including dilutive shares 6,452,557 6,449,726 6,449,726 Diluted (loss) earnings per common share $ (1.43 ) $ 1.66 $ (0.72 ) Certain stock options and restricted stock units were not included in the above calculation, as they would have an anti-dilutive effect as the exercise price is greater than current market prices. The total number of shares excluded was approximately 26,000 shares, 42,000 shares and 137,000 shares for years ended December 31, 2014, 2013 and 2012, respectively. Comprehensive income (loss): Transfers of financial assets: Impairment of long-lived assets: Income taxes: A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. Stock-based compensation: Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. Preferred stock: Fair value of financial instruments: Reclassification: Newly Issued But Not Yet Effective Accounting Standards: ASU No. 2014‑09 Revenue from Contracts with Customers (Topic 606) Effective January 2016, the Company prospectively adopted Accounting Standard Update (ASU) 2015-05 Intangibles-Goodwill and Other-Internal-Use Software In January 2016, the FASB issued ASU No. 2016-01 Recognition and Measurement of Financial Assets and Financial Liabilities (Topic 825). In February 2016, the FASB issued ASU 2016-02 Leases In March 2016, the FASB issued ASU 2016-05 Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships In March 2016, the FASB issued ASU 2016-06 Contingent Put and Call Options in Debt Instruments In March 2016, the FASB issued ASU 2016-07 Investments-Equity Method and Joint Ventures In March 2016, The FASB issued ASU 2016-08 Principal versus Agent Considerations In March 2016, the FASB issued ASU 2016-09 Compensation- Stock Compensation

Restrictions on Cash and Due Fr

Restrictions on Cash and Due From Banks	12 Months Ended
	Dec. 31, 2014
Restrictions on Cash and Due From Banks [Abstract]
Restrictions on Cash and Due From Banks	Note 2. Restrictions on Cash and Due From Banks The Bank is required to maintain reserve balances in cash or on deposit with the FRB, based on a percentage of deposits. As of December 31, 2014 and 2013, the reserve requirement on deposit at the FRB was $4.2 million and $7.0 million, respectively. The Company maintains some of its cash in bank deposit accounts at financial institutions other than its subsidiaries that, at times, may exceed federally insured limits. The Company has not experienced any losses in such accounts. The Company believes it is not exposed to any significant credit risk on cash and cash equivalents.

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2014
Investment Securities [Abstract]
Investment Securities	Note 3. Investment Securities Amortized cost and fair values of investment securities are summarized as follows: Securities Available for Sale: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) December 31, 2014 U.S. Government sponsored agencies $ 42,438 $ 8 $ (164 ) $ 42,282 State and political subdivisions 4,964 123 - 5,087 MBSs - Residential 102,482 92 (799 ) 101,775 CMOs - Residential 41,119 273 (341 ) 41,051 Commercial MBSs 24,993 - (111 ) 24,882 SBA pools 949 - (4 ) 945 Totals $ 216,945 $ 496 $ (1,419 ) $ 216,022 December 31, 2013 U.S. Government sponsored agencies $ 73,391 $ 59 $ (348 ) $ 73,102 State and political subdivisions 501 4 - 505 MBSs - Residential 5,540 11 (86 ) 5,465 CMOs - Residential 44,705 238 (711 ) 44,232 Totals $ 124,137 $ 312 $ (1,145 ) $ 123,304 HELD TO MATURITY Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) December 31, 2014 SBA pools $ 9,269 $ 109 $ - $ 9,378 States and political subdivisions 2,506 63 - 2,569 Totals $ 11,775 $ 172 $ - $ 11,947 December 31, 2013 SBA pools $ 9,756 $ 22 $ - $ 9,778 States and political subdivisions 10,088 - (234 ) 9,854 Totals $ 19,844 $ 22 $ (234 ) $ 19,632 Realized net gains (losses) on sale of securities available for sale are summarized as follows: Year ended December 31, 2014 2013 2012 (In thousands) Gross realized gains $ 1 $ 59 $ 1 Gross realized losses - (139 ) (150 ) Net gains (losses) $ 1 $ (80 ) $ (149 ) A summary of unrealized loss information for investment securities, categorized by security type, as of December 31, 2014 and 2013 was as follows: Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Securities Available for Sale: (In thousands) December 31, 2014 U.S. Government sponsored agencies $ 34,278 $ (142 ) $ 5,477 $ (22 ) $ 39,755 $ (164 ) MBSs - Residential 78,997 (777 ) 2,361 (22 ) 81,358 (799 ) CMOs - Residential 7,890 (89 ) 13,878 (252 ) 21,768 (341 ) Commercial MBSs 14,794 (111 ) - - 14,794 (111 ) SBA pools - - 945 (4 ) 945 (4 ) Totals $ 135,959 $ (1,119 ) $ 22,661 $ (300 ) $ 158,620 $ (1,419 ) December 31, 2013 U.S. Government sponsored agencies $ 44,501 $ (290 ) $ 9,940 $ (58 ) $ 54,441 $ (348 ) MBSs - Residential 2,083 (38 ) 1,100 (48 ) 3,183 (86 ) CMOs - Residential 35,960 (711 ) - - 35,960 (711 ) Totals $ 82,544 $ (1,039 ) $ 11,040 $ (106 ) $ 93,584 $ (1,145 ) Securities Held to Maturity: December 31, 2013 States and political subdivisions $ - $ - $ 9,854 $ (234 ) $ 9,854 $ (234 ) Totals $ - $ - $ 9,854 $ (234 ) $ 9,854 $ (234 ) As of December 31, 2014, $158.6 million in investment securities had unrealized losses with aggregate depreciation of 0.65% of the Company’s amortized cost basis. Of these securities, $22.7 million had a continuous unrealized loss position for twelve months or longer with an aggregate depreciation of 1.3%. The unrealized losses relate principally to the general change in interest rates and illiquidity, and not credit quality, that has occurred since the securities purchase dates, and such unrecognized losses or gains will continue to vary with general interest rate level fluctuations in the future. As management does not intend to sell the securities, and it is likely that it will not be required to sell the securities before their anticipated recovery, no declines are deemed to be other than temporary. The amortized cost and fair value of investment securities, as of December 31, 2014, by contractual maturity are shown below. Maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available for Sale Held to Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In thousands) One year or less $ 4,042 $ 4,052 $ - $ - One to five years 31,008 30,948 - - Five to ten years 11,755 11,735 - - Over ten years 26,539 26,461 11,775 11,947 Equity investments with no stated maturity - - - - Subtotal 73,344 73,196 11,775 11,947 MBSs 102,482 101,775 - - CMOs 41,119 41,051 - - Total $ 216,945 $ 216,022 $ 11,775 $ 11,947 Securities with carrying amounts of $78.5 million and $92.6 million as of December 31, 2014 and 2013, respectively, were pledged as collateral on public deposits and for other purposes as required or permitted by law.

Loans and Allowances for Loan L

Loans and Allowances for Loan Losses	12 Months Ended
	Dec. 31, 2014
Loans and Allowances for Loan Losses [Abstract]
Loans and Allowances for Loan Losses	Note 4. Loans and Allowance for Loan Losses As of December 31, 2014 and 2013, loans consisted of: December 31, 2014 2013 Commercial $ 108,309 $ 145,445 Commercial real estate 366,199 406,048 Residential real estate 305,744 341,050 Construction real estate 100,178 125,877 Installment and other 31,768 40,637 Total loans 912,198 1,059,057 Unearned income (1,651 ) (1,969 ) Gross loans 910,547 1,057,088 Allowance for loan losses (24,783 ) (28,358 ) Net loans $ 885,764 $ 1,028,730 Loan Origination/Risk Management. Commercial loans: Commercial real estate loans: With respect to loans to developers and builders that are secured by non-owner occupied properties that the Company may originate from time to time, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction real estate loans: Residential real estate loans: Installment loans: The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures, which include periodic internal reviews and reports to identify and address risk factors developing within the loan portfolio. The Company engages external independent loan reviews that assess and validate the credit risk program on a periodic basis. Results of these reviews are presented to management and the Board of Directors. The following table presents the contractual aging of the recorded investment in current and past due loans by class of loans as of December 31, 2014 and 2013, including nonaccrual loans: Current 30-59 Days Past Due 60-89 Days Past Due Loans past due 90 days or more Total Past Due Total December 31, 2014 (In thousands) Commercial $ 106,847 $ 380 $ 352 $ 730 $ 1,462 $ 108,309 Commercial real estate 356,062 389 - 9,748 10,137 366,199 Residential real estate 299,250 737 235 5,522 6,494 305,744 Construction real estate 87,989 5,882 - 6,307 12,189 100,178 Installment and other 31,628 132 4 4 140 31,768 Total loans $ 881,776 $ 7,520 $ 591 $ 22,311 $ 30,422 $ 912,198 Nonaccrual loan classification $ 24,124 $ 1,195 $ 587 $ 21,950 $ 23,732 $ 47,856 December 31, 2013 Commercial $ 142,221 $ 2,309 $ 376 $ 539 $ 3,224 $ 145,445 Commercial real estate 377,817 5,965 6,014 16,252 28,231 406,048 Residential real estate 332,381 2,437 434 5,798 8,669 341,050 Construction real estate 116,801 649 3,776 4,651 9,076 125,877 Installment and other 40,404 109 122 2 233 40,637 Total loans $ 1,009,624 $ 11,469 $ 10,722 $ 27,242 $ 49,433 $ 1,059,057 Nonaccrual loan classification $ 8,682 $ 5,878 $ 10,316 $ 27,210 $ 43,404 $ 52,086 The following table presents the recorded investment in nonaccrual loans and loans past due ninety days or more and still accruing by class of loans as of December 31, 2014 and 2013: December 31, 2014 2013 Nonaccrual Loans past due 90 days or more and still accruing interest Nonaccrual Loans past due 90 days or more and still accruing interest (In thousands) Commercial $ 3,697 $ - $ 2,990 $ 32 Commercial real estate 22,296 - 28,118 - Residential real estate 11,046 361 11,279 - Construction real estate 10,565 - 9,126 - Installment and other 252 - 573 - Total $ 47,856 $ 361 $ 52,086 $ 32 The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, problem and potential problem loans are classified as “Special Mention,” “Substandard,” and “Doubtful.” Substandard loans include those characterized by the likelihood that the Company will sustain some loss if the deficiencies are not corrected. Loans classified as Doubtful have all the weaknesses inherent in those classified as Substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans that do not currently expose the Company to sufficient risk to warrant classification in one of the aforementioned categories, but possess weaknesses that deserve management’s close attention are deemed to be Special Mention. For loans greater than $240,000, the Bank’s loan policy requires a quarterly risk rating review. However, any time a situation warrants, the risk rating may be reviewed. Loans not meeting the criteria above that are analyzed individually are considered to be pass-rated loans. The following table presents the risk category by class of loans based on the most recent analysis performed and the contractual aging as of December 31, 2014 and 2013: Pass Special Mention Substandard Doubtful Total December 31, 2014 (In thousands) Commercial $ 66,050 $ 14,889 $ 27,128 $ 242 $ 108,309 Commercial real estate 282,279 22,222 61,698 - 366,199 Residential real estate 287,616 2,403 15,725 - 305,744 Construction real estate 71,678 12,683 15,817 - 100,178 Installment and other 30,762 116 890 - 31,768 Total $ 738,385 $ 52,313 $ 121,258 $ 242 $ 912,198 December 31, 2013 Commercial $ 101,028 $ 18,804 $ 25,600 $ 13 $ 145,445 Commercial real estate 316,434 15,165 74,449 - 406,048 Residential real estate 320,364 252 20,421 13 341,050 Construction real estate 105,864 1,005 18,517 491 125,877 Installment and other 39,698 34 905 - 40,637 Total $ 883,388 $ 35,260 $ 139,892 $ 517 $ 1,059,057 The following table shows all loans, including nonaccrual loans, by classification and aging, as of December 31, 2014 and 2013: Pass Special Mention Substandard Doubtful Total December 31, 2014 (In thousands) Current $ 731,941 $ 52,313 $ 97,425 $ 97 $ 881,776 Past due 30-59 days 6,079 - 1,441 - 7,520 Past due 60-89 days 4 - 587 - 591 Past due 90 days or more 361 - 21,805 145 22,311 Total $ 738,385 $ 52,313 $ 121,258 $ 242 $ 912,198 December 31, 2013 Current $ 880,764 $ 35,007 $ 93,362 $ 491 $ 1,009,624 Past due 30-59 days 2,217 253 8,999 - 11,469 Past due 60-89 days 407 - 10,302 13 10,722 Past due 90 days or more - - 27,229 13 27,242 Total $ 883,388 $ 35,260 $ 139,892 $ 517 $ 1,059,057 As of December 31, 2014, nonaccrual loans totaling $47.6 million were classified as Substandard and $242 thousand were classified as Doubtful. As of December 31, 2013, nonaccrual loans totaling $51.6 million were classified as Substandard and $517 thousand were classified as Doubtful. The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014 and 2013, showing the unpaid principal balance, the recorded investment of the loan (reflecting any loans with partial charge-offs), and the amount of allowance for loan losses specifically allocated for these impaired loans (if any): December 31, 2014 2013 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated (In thousands) With no related allowance recorded: Commercial $ 16,401 $ 11,936 $ - $ 17,958 $ 13,205 $ - Commercial real estate 25,737 22,554 - 56,689 36,364 - Residential real estate 10,132 8,707 - 15,211 12,462 - Construction real estate 12,219 9,685 - 14,396 11,684 - Installment and other 791 752 - 1,187 1,141 - With an allowance recorded: Commercial 15,924 15,918 877 15,925 15,924 275 Commercial real estate 18,298 17,081 2,111 22,646 22,501 2,782 Residential real estate 14,571 14,500 3,450 13,173 13,142 2,271 Construction real estate 6,953 6,953 1,416 5,638 5,638 445 Installment and other 743 743 107 927 926 115 Total $ 121,769 $ 108,829 $ 7,961 $ 163,750 $ 132,987 $ 5,888 The following table presents loans individually evaluated for impairment by class of loans for the years ended December 31, 2014, 2013 and 2012, showing the average recorded investment and the interest income recognized: 2014 2013 2012 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized (In thousands) With no related allowance recorded: Commercial $ 12,571 $ 533 $ 12,978 $ 548 $ 10,787 $ 221 Commercial real estate 29,459 369 32,835 626 29,161 479 Residential real estate 10,585 248 13,305 99 14,658 104 Construction real estate 10,685 162 14,610 126 20,375 217 Installment and other 947 81 1,150 32 2,258 23 With an allowance recorded: Commercial 15,921 832 18,293 854 15,287 1,348 Commercial real estate 19,791 591 24,031 881 19,489 891 Residential real estate 13,821 379 11,918 430 10,150 401 Construction real estate 6,296 210 5,692 261 5,533 174 Installment and other 835 27 953 35 1,122 52 Total $ 120,911 $ 3,432 $ 135,765 $ 3,892 $ 128,820 $ 3,910 If nonaccrual loans outstanding had been current in accordance with their original terms, $3.0 million, $2.6 million and $2.4 million would have been recorded as loan interest income during the years ended December 31, 2014, 2013 and 2012, respectively. Interest income recognized in the above table was primarily recognized on a cash basis. Recorded investment balances in the above tables exclude accrued interest income and unearned income as such amounts were immaterial. Allowance for Loan Losses: For the years ended December 31, 2014, 2013 and 2012, activity in the allowance for loan losses was as follows: Commercial Commercial real estate Residential real estate Construction real estate Installment and other Unallocated Total (In thousands) Year Ended December 31, 2014 Beginning balance $ 3,958 $ 10,699 $ 8,162 $ 4,658 $ 1,199 $ (318 ) $ 28,358 Provision (benefit) for loan losses 1,516 (334 ) 1,571 (1,504 ) 70 681 2,000 Charge-offs (2,261 ) (2,772 ) (2,463 ) (285 ) (631 ) - (8,412 ) Recoveries 818 746 669 454 150 - 2,837 Net charge-offs (1,443 ) (2,026 ) (1,794 ) 169 (481 ) - (5,575 ) Ending balance $ 4,031 $ 8,339 $ 7,939 $ 3,323 $ 788 $ 363 $ 24,783 Year Ended December 31, 2013 Beginning balance $ 7,085 $ 12,587 $ 9,037 $ 5,575 $ 1,643 $ (294 ) $ 35,633 Provision (benefit) for loan losses (1,861 ) 1,118 1,136 (741 ) 372 (24 ) - Charge-offs (2,028 ) (3,296 ) (2,447 ) (471 ) (929 ) - (9,171 ) Recoveries 762 290 436 295 113 - 1,896 Net charge-offs (1,266 ) (3,006 ) (2,011 ) (176 ) (816 ) - (7,275 ) Ending balance $ 3,958 $ 10,699 $ 8,162 $ 4,658 $ 1,199 $ (318 ) $ 28,358 Year Ended December 31, 2012 Beginning balance $ 6,575 $ 10,832 $ 10,234 $ 6,168 $ 1,064 $ - $ 34,873 Provision (benefit) for loan losses 5,698 11,675 2,737 5,854 1,536 (294 ) 27,206 Charge-offs (8,964 ) (10,190 ) (4,081 ) (6,919 ) (1,263 ) - (31,417 ) Recoveries 3,776 270 147 472 306 - 4,971 Net charge-offs (5,188 ) (9,920 ) (3,934 ) (6,447 ) (957 ) - (26,446 ) Ending balance $ 7,085 $ 12,587 $ 9,037 $ 5,575 $ 1,643 $ (294 ) $ 35,633 Allocation of the allowance for loan losses (as well as the total loans in each allocation method), disaggregated on the basis of the Company’s impairment methodology, is as follows: Commercial Commercial real estate Residential real estate Construction real estate Installment and other Unallocated Total (In thousands) December 31, 2014 Allowance for loan losses allocated to: Loans individually evaluated for impairment $ 877 $ 2,111 $ 3,450 $ 1,416 $ 107 $ - $ 7,961 Loans collectively evaluated for impairment 3,154 6,228 4,489 1,907 681 363 16,822 Ending balance $ 4,031 $ 8,339 $ 7,939 $ 3,323 $ 788 $ 363 $ 24,783 Loans: Individually evaluated for impairment $ 27,854 $ 39,635 $ 23,207 $ 16,638 $ 1,495 $ - $ 108,829 Collectively evaluated for impairment 80,455 326,564 282,537 83,540 30,273 - 803,369 Total ending loans balance $ 108,309 $ 366,199 $ 305,744 $ 100,178 $ 31,768 $ - $ 912,198 December 31, 2013 Period-end amount allocated to: Loans individually evaluated for impairment $ 275 $ 2,782 $ 2,271 $ 445 $ 115 $ - $ 5,888 Loans collectively evaluated for impairment 3,683 7,917 5,891 4,213 1,084 (318 ) 22,470 Ending balance $ 3,958 $ 10,699 $ 8,162 $ 4,658 $ 1,199 $ (318 ) $ 28,358 Loans: Individually evaluated for impairment $ 29,129 $ 58,865 $ 25,604 $ 17,322 $ 2,067 $ - $ 132,987 Collectively evaluated for impairment 116,316 347,183 315,446 108,555 38,570 - 926,070 Total ending loans balance $ 145,445 $ 406,048 $ 341,050 $ 125,877 $ 40,637 $ - $ 1,059,057 TDRs are defined as those loans where: (1) the borrower is experiencing financial difficulties and (2) the restructuring includes a concession by the Bank to the borrower. The following loans were restructured during the years ended December 31, 2014, 2013, and 2012: Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Specific reserves allocated (Dollars in thousands) December 31, 2014 Commercial 3 $ 221 $ 90 $ 1 Commercial real estate 2 1,408 1,408 56 Residential real estate 6 498 493 21 Construction real estate 2 410 410 1 Installment and other 4 76 49 9 Total 17 $ 2,613 $ 2,450 $ 88 December 31, 2013 Commercial 12 $ 1,654 $ 1,587 $ 11 Commercial real estate 10 15,531 15,006 265 Residential real estate 17 3,062 2,879 373 Construction real estate 3 524 514 10 Installment and other 12 216 216 10 Total 54 $ 20,987 $ 20,202 $ 669 December 31, 2012 Commercial 27 $ 26,264 $ 23,332 $ 898 Commercial real estate 7 7,605 7,579 752 Residential real estate 24 8,284 8,075 890 Construction real estate 9 2,949 2,825 48 Installment and other 17 535 534 94 Total 84 $ 45,637 $ 42,345 $ 2,682 The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the years ended December 31, 2014, 2013, and 2012: Number of Contracts Recorded Investment Specific reserves allocated (Dollars in thousands) TDRs that subsequently defaulted: 2014 Commercial - $ - $ - Commercial real estate - - - Residential real estate 1 168 - Construction real estate - - - Installment and other - - - Total 1 $ 168 $ - TDRs that subsequently defaulted: 2013 Commercial 4 $ 236 $ 4 Commercial real estate 7 10,319 - Residential real estate 7 1,421 28 Construction real estate 1 227 - Installment and other 1 22 4 Total 20 $ 12,225 $ 36 TDRs that subsequently defaulted: 2012 Commercial 11 $ 1,497 $ 21 Commercial real estate 3 4,169 223 Residential real estate 10 2,280 34 Construction real estate 2 207 - Installment and other 5 107 13 Total 31 $ 8,260 $ 291 The following table presents total TDRs, both in accrual and nonaccrual status, as of December 31, 2014, 2013, and 2012: December 31, 2014 2013 2012 Number of Contracts Amount Number of Contracts Amount Number of Contracts Amount (Dollars in thousands) Accrual 188 $ 60,973 214 $ 80,873 203 $ 80,609 Nonaccrual 61 27,394 78 30,957 104 26,975 Total TDRs 249 $ 88,367 292 $ 111,830 307 $ 107,584 As of December 31, 2014, the Bank had a total of $1.48 million in commitments to lend additional funds to debtors who also had restructured loans. Impairment analyses are prepared on TDRs in conjunction with the normal allowance for loan loss process. TDRs required a specific reserve of $88 thousand, $669 thousand, and $2.7 million which was included in the allowance for loan losses at the years ended December 31, 2014, 2013, and 2012, respectively. TDRs resulted in charge-offs of $2.75 million, $626 thousand, and $2.8 million during the years ended December 31, 2014, 2013, and 2012, respectively. The TDRs that subsequently defaulted required a provision of $0, $36 thousand, and $2.8 million to the allowance for loan losses for the years ended December 31, 2014, 2013, and 2012 respectively. Loan principal balances to executive officers and directors of the Company were $1.3 million and $271 thousand as of December 31, 2014 and 2013, respectively. Total credit available, including companies in which these individuals have management control or beneficial ownership, was $2.2 million and $1.0 million as of December 31, 2014 and 2013, respectively. An analysis of the activity related to these loans as of December 31, 2014 and 2013 is as follows: December 31, 2014 2013 (In thousands) Balance, beginning $ 271 $ 3,363 Additions 1,135 - Principal payments and other reductions (84 ) (3,092 ) Balance, ending $ 1,322 $ 271

Loan Servicing and Mortgage Ser

Loan Servicing and Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2014
Loan Servicing and Mortgage Servicing Rights [Abstract]
Loan Servicing and Mortgage Servicing Rights	Note 5. Loan Servicing and Mortgage Servicing Rights Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid balance of these loans as of December 31, 2014 and 2013 is summarized as follows: December 31, 2014 2013 (In thousands) Mortgage loan portfolios serviced for: Federal National Mortgage Association ("Fannie Mae") $ 918,658 $ 958,468 Other investors 66 99 Totals $ 918,724 $ 958,567 During the years ended December 31, 2014, 2013 and 2012, substantially all of the loans serviced for others had a contractual servicing fee of 0.25% on the unpaid principal balance. These fees are recorded as “mortgage loan servicing fees” under “noninterest income” on the consolidated statements of operations. Late fees on the loans serviced for others totaled $191 thousand, $225 thousand and $150 thousand during the years ended December 31, 2014, 2013 and 2012, respectively. These fees are recorded included in “noninterest income” on the consolidated statements of operations. Custodial balances on deposit at the Bank in connection with the foregoing loan servicing were approximately $5.4 million and $5.5 million as of December 31, 2014 and 2013, respectively. There were no custodial balances on deposit with other financial institutions as of December 31, 2014 and 2013. An analysis of changes in the MSR asset for the years ended December 31, 2014, 2013 and 2012 follows: Year Ended December 31, 2014 2013 2012 (In thousands) Balance at beginning of period $ 10,336 $ 10,313 $ 9,188 Servicing rights originated and capitalized 810 1,563 2,748 Amortization (1,676 ) (1,540 ) (1,623 ) Balance at end of period $ 9,470 $ 10,336 $ 10,313 Below is an analysis of changes in the MSR asset valuation allowance for the years ended December 31, 2014, 2013 and 2012: Year Ended December 31, 2014 2013 2012 (In thousands) Balance at beginning of period $ (2,021 ) $ (3,342 ) $ (2,938 ) Aggregate reduction credited to operations 1,373 2,890 970 Aggregate additions charged to operations (1,369 ) (1,569 ) (1,374 ) Balance at end of period $ (2,017 ) $ (2,021 ) $ (3,342 ) The fair values of the MSRs were $7.5 million, $8.3 million and $7.0 million for the years ended December 31, 2014, 2013 and 2012, respectively. A valuation allowance is used to recognize impairments of MSRs. An MSR is considered impaired when the fair value of the MSR is below the amortized book value of the MSR. MSRs are accounted for by risk tranche, with the interest rate and term of the underlying loan being the primary strata used in distinguishing the tranches. Each tranche is evaluated separately for impairment. The following assumptions were used to calculate the fair value of the MSRs as of December 31, 2014, 2013 and 2012: December 31, 2014 2013 2012 Weighted Average Public Securities Association (PSA) speed 201.67 % 166.67 % 275.00 % Weighted Average Discount rate 10.50 10.75 10.75 Weighted Average Earnings rate 1.77 1.79 0.84

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2014
Other Real Estate Owned [Abstract]
Other Real Estate Owned	Note 6. Other Real Estate Owned OREO consists of property acquired due to foreclosure on real estate loans. As of December 31, 2014 and 2013, total OREO consisted of: 2014 2013 (In thousands) Commercial real estate $ 2,985 $ 3,607 Residential real estate 5,284 4,148 Construction real estate 5,711 6,247 Total $ 13,980 $ 14,002 The following table presents a summary of OREO activity for the years ended December 31, 2014 and 2013: 2014 2013 (In thousands) Balance at beginning of period $ 14,002 $ 9,211 Transfers in at fair value 11,523 11,160 Write-down of value (2,730 ) (809 ) Gain (loss) on disposal 651 (171 ) Cash received upon disposition (8,849 ) (1,538 ) Sales financed by loans (617 ) (3,851 ) Balance at end of period $ 13,980 $ 14,002

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2014
Premises and Equipment [Abstract]
Premises and Equipment	Note 7. Premises and Equipment As of December 31, 2014 and 2013, premises and equipment consisted of: December 31, 2014 2013 (In thousands) Land and land improvements $ 3,820 $ 3,820 Buildings 23,146 23,146 Furniture and equipment 32,145 32,191 Total 59,111 59,157 Accumulated depreciation (34,377 ) (32,603 ) Total less depreciation $ 24,734 $ 26,554 Depreciation on premises and equipment was $2.4 million, $2.7 million and $2.9 million for the years ended December 31, 2014, 2013 and 2012, respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2014
Deposits [Abstract]
Deposits	Note 8. Deposits As of December 31, 2014 and 2013, deposits consisted of: December 31, 2014 2013 (In thousands) Demand deposits, noninterest bearing $ 76,706 $ 149,076 NOW and money market accounts 430,708 471,407 Savings deposits 432,017 353,656 Time certificates, $250,000 or more 53,693 67,624 Other time certificates 289,468 341,302 Total $ 1,282,592 $ 1,383,065 As of December 31, 2014, the scheduled maturities of time certificates were as follows: (In thousands) 2015 $ 258,732 2016 39,444 2017 20,644 2018 11,557 2019 6,506 Thereafter 6,278 Total $ 343,161 Deposits from executive officers, directors and their affiliates as of December 31, 2014 and 2013 were $874 thousand and $722 thousand, respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2014
Borrowings [Abstract]
Borrowings	Note 9. Borrowings Notes payable to the FHLB as of December 31, 2014 and 2013 were secured by a blanket assignment of mortgage loans or other collateral acceptable to FHLB, and generally had a fixed rate of interest, interest payable monthly and principal due at end of term, unless otherwise noted. On October 3, 2014, the Bank was notified by the FHLB that its collateral status was changed to custody collateral, which requires the Bank to deliver collateral to support outstanding and future advances from the Bank. As of December 31, 2014, no loans were pledged under the blanket assignment. However, investment securities are held in safekeeping at the FHLB with $44.3 million pledged as collateral for outstanding advances and letters of credit. An additional $71.1 million in advances is available based on the current value of the remaining unpledged investment securities. The following table details borrowings as of December 31, 2014 and 2013. Maturity Date Rate Type Principal due 2014 2013 (In thousands) March 23, 2015 3.050 % Fixed At maturity $ 20,000 $ 20,000 April 27, 2021 6.343 % Fixed At maturity 2,300 2,300 Total $ 22,300 $ 22,300

Junior Subordinated Debt

Junior Subordinated Debt	12 Months Ended
	Dec. 31, 2014
Junior Subordinated Debt [Abstract]
Junior Subordinated Debt	Note 10. Junior Subordinated Debt The following table presents details on the junior subordinated debt as of December 31, 2014: Trust I Trust III Trust IV Trust V (Dollars in thousands) Date of Issue March 23, 2000 May 11, 2004 June 29, 2005 September 21, 2006 Amount of trust preferred securities issued $ 10,000 $ 6,000 $ 10,000 $ 10,000 Rate on trust preferred securities 10.875 % 2.9356% (variable) 6.88 % 1.89% (variable) Maturity March 8, 2030 September 8, 2034 November 23, 2035 December 15, 2036 Date of first redemption March 8, 2010 September 8, 2009 August 23, 2010 September 15, 2011 Common equity securities issued $ 310 $ 186 $ 310 $ 310 Junior subordinated deferrable interest debentures owed $ 10,310 $ 6,186 $ 10,310 $ 10,310 Rate on junior subordinated deferrable interest debentures 10.875 % 2.9356% (variable) 6.88 % 1.89% (variable) On the dates of issue indicated above, the Trusts, being Delaware statutory business trusts, issued trust preferred securities (the “trust preferred securities”) in the amount and at the rate indicated above. These securities represent preferred beneficial interests in the assets of the Trusts. The trust preferred securities will mature on the dates indicated, and are redeemable in whole or in part at the option of Trinity, with the approval of the FRB. The Trusts also issued common equity securities to Trinity in the amounts indicated above. The Trusts used the proceeds of the offering of the trust preferred securities to purchase junior subordinated deferrable interest debentures (the “debentures”) issued by Trinity, which have terms substantially similar to the trust preferred securities. Trinity has the right to defer payments of interest on the debentures at any time or from time to time for a period of up to ten consecutive semi-annual periods (or twenty consecutive quarterly periods in the case of Trusts with quarterly interest payments) with respect to each interest payment deferred. During a period of deferral, unpaid accrued interest is compounded. Under the terms of the debentures, under certain circumstances of default or if Trinity has elected to defer interest on the debentures, Trinity may not, with certain exceptions, declare or pay any dividends or distributions on its common stock or purchase or acquire any of its common stock. In the second quarter of 2013, Trinity began to defer the interest payments on $37.1 million of junior subordinated debentures that are held by the Trusts that it controls. Interest accrued and unpaid to securities holders total $4.3 million and $1.9 million as of December 31, 2014 and 2013, respectively. As of March 31, 2016, the Company continued to defer the interest payments on the junior subordinated debentures, with interest accrued but unpaid totaling $7.6 million. As of December 31, 2014 and 2013, the Company’s trust preferred securities, subject to certain limitations, qualified as Tier 1 Capital for regulatory capital purposes. Payments of distributions on the trust preferred securities and payments on redemption of the trust preferred securities are guaranteed by Trinity. Trinity also entered into an agreement as to expenses and liabilities with the Trusts pursuant to which it agreed, on a subordinated basis, to pay any costs, expenses or liabilities of the Trusts other than those arising under the trust preferred securities. The obligations of Trinity under the junior subordinated debentures, the related indenture, the trust agreement establishing the Trusts, the guarantee and the agreement as to expenses and liabilities, in the aggregate, constitute a full and unconditional guarantee by Trinity of the Trusts’ obligations under the trust preferred securities.

Description of Leasing Arrangem

Description of Leasing Arrangements	12 Months Ended
	Dec. 31, 2014
Description of Leasing Arrangements [Abstract]
Description of Leasing Arrangements	Note 11. Description of Leasing Arrangements The Company is leasing land in Santa Fe on which it built a bank office as well as the vacant land adjacent to the office. The construction of the office was completed in 2009. The original terms of the leases expired in May 2014 and are currently month-to-month. The leases contain both options to extend for additional five year terms and an option to purchase the land at a set price. Trinity was required to notify the Landlord of its intent to exercise the options to purchase between December 1, 2014 and December 1, 2015 for the land on which the bank build its office and between May 1, 2014 and December 1, 2015 for the adjacent land. Trinity formally notified the Lessor of its exercise of the options to purchase under the leases on April 24, 2015 and expects to complete the exercise or extend the lease in 2016. This lease is classified as a capital lease. The Company also holds two notes and mortgages on the land, and the interest payments received on the notes are approximately equal to the rental payments on the leases; and the principal due at maturity or upon transfer of the land, will largely offset the option purchase prices. Operating lease payments for the years ended December 31, 2014, 2013 and 2012 totaled $356 thousand, $507 thousand and $423 thousand, respectively. The lease payments under capital lease for 2015 totaled $77 thousand. These amounts were offset by the interest payments due on the notes. Commitments for minimum future rentals under operating leases were as follows as of December 31, 2014: Lease Payments under Operating Leases; Year (In thousands) 2015 $ 267 2016 214 2017 180 2018 - 2019 - Thereafter - Total $ 661

Retirement Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2014
Retirement Plans [Abstract]
Retirement Plans	Note 12. Retirement Plans The Company has an ESOP for the benefit of all employees who are at least 18 years of age and have completed 1,000 hours of service during the Plan year. The employee’s interest in the ESOP vests over a period of six years. The ESOP was established in January 1989 and is a defined contribution plan subject to the requirements of the Employee Retirement Income Security Act of 1974. The ESOP is funded by discretionary contributions by the Company as determined by its Board of Directors. The Company recorded expense for discretionary contributions made to the ESOP of $287 thousand for the year ended December 31, 2012. No expenses were recorded in 2014 or 2013. All shares held by the ESOP, acquired prior to the issuance of ASC 718-40, "Compensation—Stock Compensation-Employee Stock Ownership Plans” Shares of the Company held by the ESOP are as follows: December 31, 2014 2013 Shares acquired before December 31, 1992 215,503 215,572 Shares acquired after December 31, 1992 457,455 457,494 Total shares 672,958 673,066 There was no compensation expense recognized for ESOP shares acquired prior to December 31, 1992 during the years ended December 31, 2014, 2013 and 2012. Under federal income tax regulations, the employer securities that are held by the Plan and its participants and that are not readily tradable on an established market or that are subject to trading limitations include a put option (liquidity put). The liquidity put is a right to demand that the Company buy shares of its stock held by the participant for which there is no readily available market. The put price is representative of the fair value of the stock. The Company may pay the purchase price over a five-year period. The purpose of the liquidity put is to ensure that the participant has the ability to ultimately obtain cash. The fair value of the allocated shares subject to repurchase was $2.0 million and $3.4 million as of December 31, 2014 and 2013, respectively. The Company’s employees may also participate in a tax-deferred savings plan (401(k)) to which the Company does not contribute.

Stock Incentives

Stock Incentives	12 Months Ended
	Dec. 31, 2014
Stock Incentives [Abstract]
Stock Incentives	Note 13. Stock Incentives The Trinity Capital Corporation 1998 Stock Option Plan (“1998 Plan”) and Trinity Capital Corporation 2005 Stock Incentive Plan (“2005 Plan”) were created for the benefit of key management and select employees. Under the 1998 Plan, 400,000 shares (as adjusted for the stock split on December 19, 2002) from shares held in treasury or authorized but unissued common stock were reserved for granting options. No further awards may be granted under the 1998 Plan. Under the 2005 Plan, 500,000 shares from shares held in treasury or authorized but unissued common stock were reserved for granting stock-based incentive awards. No further awards may be granted under the 2005 Plan. Both of these plans were approved by the Company’s stockholders. The Compensation Committee determines the terms and conditions of the awards. At the Shareholder Meeting held on January 22, 2015, the Company’s stockholders approved Because share-based compensation awards vesting in the current periods were granted on a variety of dates, the assumptions are presented as weighted averages in those assumptions. Shares Weighted- Average Exercise Price Weighted-Average Remaining Contractual Term, in years Agregate Intrinsic Value Stock Options Outstanding as of January 1, 2013 131,000 $ 31.20 1.70 $ - Forfeited or expired (89,000 ) 31.53 Outstanding as of December 31, 2013 42,000 30.50 1.18 Forfeited or expired (28,000 ) 30.50 Outstanding as of December 31, 2014 14,000 $ 30.50 0.70 $ - Vested as of December 31, 2014 14,000 $ 30.50 0.70 $ - Vested as of December 31, 2013 42,000 $ 30.50 1.18 $ - RSUs Outstanding as of January 1, 2013 5,783 $ 12.75 $ - Forfeited or expired (2,205 ) Outstanding as of December 31, 2013 3,578 12.75 Granted 11,765 4.25 Exercised (3,323 ) 12.75 Forfeited or expired (255 ) 12.75 Outstanding as of December 31, 2014 11,765 $ 4.25 1.50 $ 50 Vested as of December 31, 2014 - $ - . $ - Vested as of December 31, 2013 3,578 $ 12.75 0.06 $ - There were no stock options exercised in 2014, 2013 or 2012. As of December 31, 2014, there was $50 in unrecognized compensation cost related to unvested share-based compensation awards granted under the 2005 Plan or the 1998 Plan. The cost is expected to be recognized over a weighted average period of 2 years.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Income Taxes	Note 14. Income Taxes The current and deferred components of the provision (benefit) for income taxes for the years ended December 31, 2014, 2013 and 2012 are as follows: Year Ended December 31, 2014 2013 2012 (In thousands) Current provision (benefit) for income taxes Federal $ - $ - $ - State - - - Deferred provision (benefit) for income taxes Federal (1,621 ) 3,996 (1,387 ) State (206 ) 324 (92 ) Change in valuation allowance 2,997 (4,320 ) 1,229 Total provision (benefit) for income taxes $ 1,170 $ - $ (250 ) A deferred tax asset or liability is recognized to reflect the net tax effects of temporary differences between the carrying amounts of existing assets and liabilities for financial reporting purposes and the amounts used for income tax reporting purposes. Temporary differences that gave rise to the deferred tax assets and liabilities as of December 31, 2014 and 2013 are as follows: 2014 2013 Asset Liability Asset Liability (In thousands) Investment securities $ - $ - $ - $ 3 Unrealized loss on securities available for sale 368 - 332 - Stock dividends on FHLB stock - 4 - 2 Venture capital investments 460 - 443 - Allowance for loan losses 10,916 - 11,537 - Premises and equipment - 1,429 - 1,699 MSRs - 2,972 - 3,289 Other intangible assets 418 - 456 - OREO 1,144 - 1,709 - Prepaid expenses - 656 - 577 Accrued compensation 728 - 659 - Net operating loss carryforwards 3,002 - 325 - Business tax credits 1,970 - 1,475 - Stock options and SARs expensed 160 - 160 - Contributions 41 - - - AMT credit 377 - - - Total deferred taxes 19,584 5,061 17,096 5,570 Allowance for deferred taxes (19,584 ) (5,061 ) (17,096 ) (5,570 ) Net deferred taxes $ - $ - $ - $ - A valuation allowance is established when it is more likely than not that all or a portion of a net deferred tax asset will not be realized. The Company recorded a loss before income taxes for the years ended December 31, 2011 and 2010. Based on these losses, the Company determined that it was no longer more likely than not that its deferred tax assets of $14.6 million at December 31, 2011 would be utilized. Accordingly, a full valuation allowance was recorded as of December 31, 2011. As of December 31, 2014, 2013, and 2012, management did not believe that it was more likely than not that the full amount of the deferred tax assets would be utilized in future periods. For the year ended December 31, 2014, the Company had federal net operating loss carryforwards of $6.8 million and state net operating loss carryforwards of $13.0 million which will expire at various dates from 2031 to 2034. Realization of deferred tax assets associated with the net operating loss carryforwards is dependent upon generating sufficient taxable income prior to their expiration. The Company incurred income tax expense in 2014 of $1.17 million despite having a tax loss in 2014. The tax expense is attributable to an increase in the valuation allowance as a result of an increase in deferred taxes as further explained below. The Company is subject to U.S. federal and New Mexico state income taxes and is subject to examination by the taxing authorities for the years after 2010. In September 2014, the Company filed amended federal income tax returns for tax years 2006-2012 to claim additional bad debt deductions. The additional deductions resulted in net operating losses (NOLs) in 2011 and 2012; the NOLs have been utilized in full through carryback and carryforward. At December 31, 2014 and 2013, the Company had income taxes receivable of $10.4 million and $11.5 million respectively, which is included in “other assets” on the consolidated balance sheets. The Company received refunds totaling $9.1 million in 2015 and anticipates receiving the remainder during 2016. The Company had business tax credits totaling $2.3 million as of December 31, 2014 and $1.5 million as of December 31, 2013, which will begin to expire in 2031. Items causing differences between the Federal statutory tax rate and the effective tax rate are summarized as follows: Year Ended December 31, 2014 2013 2012 Amount Rate Amount Rate Amount Rate (Dollars in thousands) Federal statuatory tax rate $ (1,688 ) (35.00 )% $ 4,502 35.00 % (965 ) (35.00 )% Net tax exempt interest income (158 ) (3.28 )% (197 ) (1.53 )% (209 ) (7.58 )% Interest disallowance 3 0.06 % 2 0.02 % 5 0.18 % Nondeductible expenses 32 0.66 % 37 0.29 % 41 1.49 % Nondeductible book amortization 156 3.24 % 217 1.69 % 107 3.88 % Other, net (90 ) (1.87 )% (241 ) (1.87 )% (208 ) (7.54 )% Tax credits (424 ) (8.79 )% - 0.00 % - 0.00 % Fines & penalties 525 10.89 % - 0.00 % - 0.00 % Intra-period tax allocation - 0.00 % - 0.00 % (250 ) (9.06 )% State income tax, net of federal benefit (183 ) (3.80 )% - 0.00 % - 0.00 % Tax provision (benefit) before change in valuation allowance (1,827 ) (37.89 )% 4,320 33.60 % (1,479 ) (53.63 )% Change in valuation allowance 2,997 62.15 % (4,320 ) (33.60 )% 1,229 44.56 % Provision (benefit) for income taxes $ 1,170 24.26 % $ - 0.00 % $ (250 ) (9.07 )% The calculation for the income tax provision or benefit generally does not consider the tax effects of changes in other comprehensive income (“OCI”), which is a component of stockholders’ equity on the balance sheet. However, an exception is provided in certain circumstances, such as when there is a full valuation allowance on net deferred tax assets, a loss before provision (benefit) for income taxes and income in other components of the financial statements. In such a case, pre-tax income from other categories, such as changes in OCI, must be considered in determining a tax benefit to be allocated to the loss before provision (benefit) for income taxes. During 2014, the Company recognized a penalty in the amount of $1.5 million imposed by the SEC as a result of the restatement of the Company’s financial statements. The impact of this non-deductible penalty was an increase in income tax in the amount of $525 thousand for the year ended December 31, 2014. The Company has no liabilities associated with uncertain tax positions as of December 31, 2014 and 2013 and does not anticipate providing an income tax reserve in the next twelve months. During the years ended December 31, 2014 and 2013, the Company did not record an accrual for interest and penalties associated with uncertain tax positions.

Commitments and Off-Balance She

Commitments and Off-Balance Sheet Activities	12 Months Ended
	Dec. 31, 2014
Commitments and Off-Balance Sheet Activities [Abstract]
Commitments and Off-Balance Sheet Activities	Note 15. Commitments and Off-Balance-Sheet Activities Credit-related financial instruments: The Company’s exposure to credit loss is represented by the contractual amount of these credit-related commitments. The Company follows the same credit policies in making credit-related commitments as it does for on-balance-sheet instruments. As of December 31, 2014 and 2013, the following credit-related commitments were outstanding: Contract Amount 2014 2013 (In thousands) Unfunded commitments under lines of credit $ 141,674 $ 147,821 Commercial and standby letters of credit 10,411 13,717 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if deemed necessary by the Bank, is based on management’s credit evaluation of the customer. Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. Overdraft protection agreements are uncollateralized, but most other unfunded commitments have collateral. These unfunded lines of credit usually do not contain a specified maturity date and may not necessarily be drawn upon to the total extent to which the Bank is committed. Outstanding Letters of Credit: In addition to short and long-term borrowings from the FHLB, the FHLB has issued letters of credit to various public entities with deposits at the Bank. These letters of credit are issued to collateralize the deposits of these entities at the Bank as required or allowed under law. The total value of these letters of credit was $22.0 million and $66.0 million as of December 31, 2014 and 2013, respectively. As of December 31, 2014, all letters of credit had original terms of approximately one year. These letters were secured under the blanket assignment of mortgage loans or other collateral acceptable to the FHLB that also secures the Company’s short and long-term borrowings from FHLB. Commercial and standby letters of credit are conditional credit-related commitments issued by the Bank to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. Essentially all letters of credit issued have expiration dates within one year. The credit risk involved in issuing letters of credit is the same as that involved in extending loans to customers. The Bank generally holds collateral supporting those credit-related commitments, if deemed necessary. In the event the customer does not perform in accordance with the terms of the agreement with the third party, the Bank would be required to fund the credit-related commitment. The maximum potential amount of future payments the Bank could be required to make is represented by the contractual amount shown in the summary above. If the credit-related commitment is funded, the Bank would be entitled to seek recovery from the customer. A December 31, 2014 and 2013, $575 thousand has been recorded as liabilities for the Company’s potential losses under these credit-related commitments. The fair value of these credit-related commitments is approximately equal to the fees collected when granting these letters of credit. These fees collected were $28 thousand and $10 thousand as of December 31, 2014 and 2013, respectively, and are included in “other liabilities” on the consolidated balance sheets.

Preferred Equity Issues

Preferred Equity Issues	12 Months Ended
	Dec. 31, 2014
Preferred Equity Issues [Abstract]
Preferred Equity Issues	Note 16. Preferred Equity Issues On March 27, 2009, the Company issued two series of preferred stock to the U.S. Treasury under the Capital Purchase Program (“CPP”). Below is a table disclosing the information on the two series: Number of shares issued Dividend rate Liquidation value per share Original cost, in thousands Series A cumulative perpetual preferred shares 35,539 5% for first 5 years; thereafter 9% $ 1,000.00 $ 33,437 Series B cumulative perpetual preferred shares 1,777 9 % 1,000.00 2,102 The difference between the liquidation value of the preferred stock and the original cost is accreted (for the Series B Preferred Stock) or amortized (for the Series A Preferred Stock) over 10 years and is reflected, on a net basis, as an increase to the carrying value of preferred stock and decrease to retained earnings. For each of the years ended December 31, 2014 and 2013, a net amount of $178 thousand was recorded for amortization. Dividends and discount accretion on preferred stock reduce the amount of net income available to common shareholders. For each of the years ended December 31, 2014 and 2013 the total of these amounts was $3.2 million and $2.1 million, respectively. On August 10, 2012, the Treasury sold its ownership of the Series A Preferred Stock and the Series B Preferred Stock to third parties. On May 7, 2013, the Company elected to exercise the option to defer the payment of dividends on the preferred stock, as provided by the agreements under which the stock was issued.

Litigation

Litigation	12 Months Ended
	Dec. 31, 2014
Litigation [Abstract]
Litigation	Note 17. Litigation The Company and its subsidiaries are subject, in the normal course of business, to various pending and threatened legal proceedings in which claims for monetary damages are asserted. On an ongoing basis management, after consultation with legal counsel, assesses the Company’s liabilities and contingencies in connection with such legal proceedings. For those matters where it is probable that the Company will incur losses and the amounts of the losses can be reasonably estimated, the Company records an expense and corresponding liability in its consolidated financial statements. To the extent the pending or threatened litigation could result in exposure in excess of that liability, the amount of such excess is not currently estimable. The Company can give no assurance, however, its business, financial condition and results of operations will not be materially adversely affected, or that it will not be required to materially change its business practices, based on: (i) future enactment of new banking or other laws or regulations; (ii) the interpretation or application of existing laws or regulations, including the laws and regulations as they may relate to the Company’s business, banking services or the financial services industry in general; (iii) pending or future federal or state governmental investigations of the business; (iv) institution of government enforcement actions against the Company; or (v) adverse developments in other pending or future legal proceedings against the Company or affecting the banking or financial services industry generally. In addition to legal proceedings occurring in the normal course of business, the Company is the subject of certain governmental investigations and legal proceedings as set forth below. SEC Investigation: SIGTARP/DOJ Investigation: As of May 1, 2016, no suit or charges have been filed against the Company or its current directors, executive officers or employees by any parties relating to the restatement. While there is a reasonable probability that some loss will be experienced, through litigation or assessments, other than as disclosed above, the potential loss cannot be quantified. The Company has not accrued a reserve for any potential losses resulting from unresolved regulatory investigations. Insurance Coverage and Indemnification Litigation: · Trinity Capital Corporation and Los Alamos National Bank v. Atlantic Specialty Insurance Company, Federal Insurance Company, William C. Enloe and Jill Cook, (First Judicial District Court, State of New Mexico, Case No. D-132-CV-201500083); · William C. Enloe v. Atlantic Specialty Insurance Company, Federal Insurance Company, Trinity Capital Corporation and Los Alamos National Bank, (First Judicial District Court, State of New Mexico, Case No. D-132-CV-201500082) · Mark Pierce v. Atlantic Specialty Insurance Company, Trinity Capitol Corporation d/b/a Los Alamos National Bank, and Federal Insurance Company, (First Judicial District Court, State of New Mexico, Case No. D-101-CV-201502381). In connection with the restatements and investigations, on September 1, 2015, the Company and William Enloe (“Enloe”), Trinity and the Bank’s former Chief Executive Officer and Chairman of the Board, filed separate suits in New Mexico State Court. Jill Cook, the Company’s former Chief Credit Officer, was also named in the suit brought by Trinity. On October 28, 2015, the Court entered an order consolidating the Enloe and Trinity suits. Mark Pierce, the Bank’s former Senior Lending Officer, filed suit in New Mexico State Court on November 2, 2015. On April 26, 2016, Pierce filed a motion to consolidate his suit with the Enloe and Trinity suit. In each of the three suits listed above, the plaintiffs seek coverage and reimbursement from the insurance carriers for the defense costs incurred by individuals covered under those policies, as defined therein, in addition to causes of action against the insurance companies for bad faith, breach of insurance contracts and against Atlantic Specialty Insurance for violations of New Mexico insurance statutes. The suits, with the exception of Enloe’s suit, also seek a determination on the obligations of the Company and/or the Bank to indemnify the former officers. The suits filed by Enloe and Pierce each allege, in the alternative, negligence against the Company and the Bank for failing to timely put all carriers on notice of his claims. The Company and the Bank will vigorously defend its actions and seek indemnification and coverage from its insurance carriers as required under the insurance policies. Due to the complex nature, the outcome and timing of ultimate resolution is inherently difficult to predict. Title Insurance Coverage Litigation: First American Title v. Los Alamos National Bank (Second Judicial District Court, State of New Mexico, Case No. D-202-CV-201207023

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2014
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	Note 18. Derivative Financial Instruments In the normal course of business, the Bank uses a variety of financial instruments to service the financial needs of customers and to reduce its exposure to fluctuations in interest rates. Derivative instruments that the Bank uses as part of its interest rate risk management strategy include mandatory forward delivery commitments and rate lock commitments. As a result of using derivative instruments, the Bank has potential exposure to credit loss in the event of non-performance by the counterparties. The Bank manages this credit risk by spreading the credit risk among counterparties that the Company believes are well established and financially strong and by placing contractual limits on the amount of unsecured credit risk from any single counterparty. The Bank’s exposure to credit risk in the event of default by a counterparty is the current cost of replacing the contracts net of any available margins retained by the Bank. However, if the borrower defaults on the commitment the Bank requires the borrower to cover these costs. The Company’s derivative instruments outstanding as of December 31, 2014 included commitments to fund loans held for sale. The interest rate lock commitment was valued at fair value at inception. The rate locks will continue to be adjusted for changes in value resulting from changes in market interest rates. The Company originates single-family residential loans for sale pursuant to programs offered by Fannie Mae. At the time the interest rate is locked in by the borrower, the Bank concurrently enters into a forward loan sale agreement with respect to the sale of such loan at a set price in an effort to manage the interest rate risk inherent in the locked loan commitment. Any change in the fair value of the loan commitment after the borrower locks in the interest rate is substantially offset by the corresponding change in the fair value of the forward loan sale agreement related to such loan. This change is recorded to “other noninterest expenses” in the consolidated statements of operations. The period from the time the borrower locks in the interest rate to the time the Bank funds the loan and sells it to Fannie Mae is generally 60 days. The fair value of each instrument will rise or fall in response to changes in market interest rates subsequent to the dates the interest rate locks and forward loan sale agreements are entered into. In the event that interest rates rise after the Bank enters into an interest rate lock, the fair value of the loan commitment will decline. However, the fair value of the forward loan sale agreement related to such loan commitment generally increases by substantially the same amount, effectively eliminating the Company’s interest rate and price risk. As of December 31, 2014, the Company had notional amounts of $5.5 million in contracts with customers and $11.2 million in contracts with Fannie Mae for interest rate lock commitments outstanding related to loans being originated for sale. As of December 31, 2013, the Company had notional amounts of $5.9 million in contracts with customers and $9.4 million in contracts with Fannie Mae for interest rate lock commitments outstanding related to loans being originated for sale. The fair value of interest rate lock commitments was $139 thousand as of December 31, 2014 and $194 thousand as of December 31, 2013. The Company had outstanding loan commitments, excluding undisbursed portion of loans in process and equity lines of credit, of approximately $136.1 million as of December 31, 2014 and $126.2 million as of 2013, respectively. Of these commitments outstanding, the breakdown between fixed rate and adjustable rate loans is as follows: December 31, 2014 2013 (In thousands) Fixed rate (ranging from 2.0% to 10.5%) $ 9,913 $ 13,726 Adjustable rate 126,215 112,452 Total $ 136,128 $ 126,178

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2014
Regulatory Matters [Abstract]
Regulatory Matters	Note 19. Regulatory Matters The payment of dividends by any financial institution is affected by the requirement to maintain adequate capital pursuant to applicable capital adequacy guidelines and regulations, and a financial institution generally is prohibited from paying any dividends if, following payment thereof, the institution would be undercapitalized. The Company is subject to restrictions on the payment of dividends and cannot pay dividends that exceed its net income or which may weaken its financial health. The Company’s primary source of cash is dividends from the Bank. Generally, the Bank is subject to certain restrictions on dividends that it may declare without prior regulatory approval. The Bank cannot pay dividends in any calendar year that, in the aggregate, exceed the Bank’s year-to-date net income plus its retained income for the two preceding years. Additionally, the Bank cannot pay dividends that are in excess of the amount that would result in the Bank falling below the minimum required for capital adequacy purposes. Trinity was placed under a Written Agreement by the FRB on September 26, 2013. The Written Agreement requires Trinity to serve as a source of strength to the Bank and restricts Trinity’s ability, without written approval of the FRB, to make payments on the Company’s junior subordinated debentures, incur or increase any debt, issue dividends and other capital distributions or to repurchase or redeem any Trinity stock. Additionally, the Bank was similarly prohibited from paying dividends to Trinity under the Formal Agreement issued by the OCC on November 30, 2012 and under the Consent Order, which replaced the Formal Agreement, issued on December 17, 2013. The Consent Order requires that the Bank maintain certain capital ratios and receive approval from the OCC prior to declaring dividends. The Written Agreement was filed with the Company’s Form 8-K filed on October 1, 2013; the Formal Agreement was filed with the Company’s Form 8-K filed on December 6, 2012; and the Consent Order was filed with the Company’s Form 8-K filed on December 23, 2013. The Company and the Bank are taking actions to address the provisions of the enforcement actions. The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory—and additional discretionary—actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company’s and the Bank’s assets, liabilities, and certain off-balance-sheet items are calculated under regulatory accounting practices. The Company’s and the Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Prompt corrective action provisions are not applicable to bank holding companies. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined). The Company and the Bank met all capital adequacy requirements to which they were subject as of December 31, 2014. The statutory requirements and actual amounts and ratios for the Company and the Bank are presented below: Actual For Capital Adequacy Purposes To be well capitalized under prompt corrective action provisions Minimum Levels Under Order Provisions Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) December 31, 2014 Total capital (to risk-weighted assets): Consolidated $ 130,454 14.28 % $ 73,108 8.00 % N/A N/A N/A N/A Bank only 135,871 14.98 % 72,562 8.00 % $ 90,703 10.00 % $ 99,773 11.00 % Tier 1 capital (to risk weighted assets): Consolidated 110,532 12.10 % 36,554 4.00 % N/A N/A N/A N/A Bank only 124,361 13.71 % 36,281 4.00 % 54,422 6.00 % N/A N/A Tier 1 capital (to average assets): Consolidated 110,532 7.54 % 58,650 4.00 % N/A N/A N/A N/A Bank only 124,361 8.55 % 58,163 4.00 % 72,703 5.00 % 116,325 8.00 % December 31, 2013 Total capital (to risk-weighted assets): Consolidated $ 141,153 13.72 % $ 82,304 8.00 % N/A N/A N/A N/A Bank only 140,867 13.78 % 81,795 8.00 % $ 102,244 10.00 % $ 112,469 11.00 % Tier 1 capital (to risk weighted assets): Consolidated 122,786 11.93 % 41,152 4.00 % N/A N/A N/A N/A Bank only 127,887 12.51 % 40,898 4.00 % 61,346 6.00 % N/A N/A Tier 1 capital (to average assets): Consolidated 122,786 8.02 % 61,210 4.00 % N/A N/A N/A N/A Bank only 127,887 8.39 % 60,989 4.00 % 76,237 5.00 % 121,979 8.00 % N/A—not applicable While the Bank’s capital ratios fall into the category of “well-capitalized,” the Bank cannot be considered “well-capitalized” due to the requirement to meet and maintain a specific capital level in the Consent Order pursuant to the prompt corrective action rules. The Bank is required to maintain (i) a leverage ratio of Tier 1 Capital to total assets of at least 8%; and (ii) a ratio of Total Capital to total risk-weighted assets of at least 11%. As of December 31, 2014 the Bank was in compliance with these requirements.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2014
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 20. Fair Value Measurements ASC Topic 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. The Company uses valuation techniques that are consistent with the sales comparison approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert expected future amounts, such as cash flows or earnings, to a single present value amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources, or unobservable, meaning those that reflect the reporting entity's own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. In that regard, ASC Topic 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Financial Instruments Recorded at Fair Value on a Recurring Basis Securities Available for Sale. Derivatives. The following table summarizes the Company's financial assets and off-balance-sheet instruments measured at fair value on a recurring basis as of December 31, 2014 and 2013, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: December 31, 2014 Total Level 1 Level 2 Level 3 (In thousands) Financial Assets: Investment securities available for sale: U.S. Government sponsored agencies $ 42,282 $ - $ 42,282 $ - States and political subdivisions 5,087 - $ 5,087 - MBSs 101,775 - $ 101,775 - CMOs 41,051 - $ 41,051 - CMBSs 24,882 - $ 24,882 - SBA Pools 945 - $ 945 - Interest rate lock commitments, mandatory forward delivery commitments and pair offs 186 - 186 - Total $ 216,208 $ - $ 216,208 $ - December 31, 2013 Financial Assets: Investment securities available for sale: U.S. Government sponsored agencies $ 73,102 $ - $ 73,102 $ - States and political subdivisions 505 - $ 505 - MBSs 5,465 - $ 5,465 - CMOs 44,232 - $ 44,232 - Interest rate lock commitments, mandatory forward delivery commitments and pair offs 192 - 192 - Total $ 123,496 $ - $ 123,496 $ - There were no financial assets or financial liabilities measured at fair value on a recurring basis for which the Company used significant unobservable inputs (Level 3) during the periods presented in these financial statements. There were no transfers between the levels used on any asset classes during the year. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The Company may be required, from time to time, to measure certain financial assets and financial liabilities at fair value on a nonrecurring basis in accordance with GAAP. Impaired Loans. In accordance with ASC Topic 820, impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. Collateral values are estimated using Level 3 inputs based on customized discounting criteria. For collateral dependent impaired loans, the Company obtains a current independent appraisal of loan collateral. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information. OREO. OREO is adjusted to fair value at the time the loans are transferred to OREO. Subsequently, OREO is carried at the lower of the carrying value or fair value. Fair value is determined based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the OREO asset at Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the OREO asset at Level 3 based o . As of December 31, 2014, impaired loans with a carrying value of $47.2 million had a valuation allowance of $8.0 million recorded during 2014. As of December 31, 2013, impaired loans with a carrying value of $52.2 million had a valuation allowance of $5.9 million recorded during 2013. In the table below, OREO had write-downs during the years ended of $2.7 million and $809 thousand, respectively, and accumulated valuation allowances of $5.5 million and $5.5 million, respectively, at year end. Assets measured at fair value on a nonrecurring basis as of December 31, 2014 and 2013 are included in the table below: Total Level 1 Level 2 Level 3 (In thousands) December 31, 2014 Financial Assets Impaired loans $ 47,234 $ - $ - $ 47,234 MSRs 7,438 - - 7,438 Non-Financial Assets OREO 6,111 - - 6,111 December 31, 2013 Financial Assets Impaired loans $ 52,243 $ - $ - $ 52,243 MSRs 8,642 - - 8,642 Non-Financial Assets OREO 2,358 - - 2,358 See Note 5 for assumptions used to determine the fair value of MSRs. Assumptions used to determine impaired loans and OREO are presented below by classification, measured at fair value and on a nonrecurring basis as of December 31, 2014 and 2013: Fair value Valuation Technique(s) Unobservable Input(s) Adjustment Range, Weighted Average December 31, 2014 (In thousands) Impaired loans Commercial $ 15,041 Sales comparison Adjustments for differences of comparable sales (5.70)% to (13.92)%, (5.78)% Commercial real estate 14,970 Sales comparison Adjustments for differences of comparable sales (5.50) to (7.62), (6.04) Residential real estate 11,050 Sales comparison Adjustments for differences of comparable sales (3.13) to (8.70), (5.62) Construction real estate 5,537 Sales comparison Adjustments for differences of comparable sales (5.00) to (7.25), (6.07) Installment and other 636 Sales comparison Adjustments for differences of comparable sales (4.13) to (10.00), (6.82) Total impaired loans $ 47,234 OREO Commercial real estate $ 2,179 Sales comparison Adjustments for differences of comparable sales (5.45) to (42.92), (35.96) Residential real estate 1,966 Sales comparison Adjustments for differences of comparable sales (2.98) to (82.38),(23.43) Construction real estate 1,966 Sales comparison Adjustments for differences of comparable sales (22.41) to (100.00), (65.25) Total OREO $ 6,111 December 31, 2013 Impaired loans Commercial $ 15,649 Sales comparison Adjustments for differences of comparable sales 0.00% to (17.50)%, (1.40)% Commercial real estate 19,719 Sales comparison Adjustments for differences of comparable sales 0.00 to (21.0), (15.40) Residential real estate 10,871 Sales comparison Adjustments for differences of comparable sales 0.00 to (28.90), (6.40) Construction real estate 5,193 Sales comparison Adjustments for differences of comparable sales 0.00 to (13.10), (3.00) Installment and other 811 Sales comparison Adjustments for differences of comparable sales 0.00 to (34.30), (14.00) Total impaired loans $ 52,243 OREO Commercial real estate $ 59 Sales comparison Adjustments for differences of comparable sales 0.00 to (71.07), (16.85) Residential real estate 948 Sales comparison Adjustments for differences of comparable sales 0.00 to (30.88) (5.28) Construction real estate 1,351 Sales comparison Adjustments for differences of comparable sales 1.08 to (86.88) (30.46) Total OREO $ 2,358 Fair Value Assumptions ASC Topic 825 requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis. The following methods and assumptions were used by the Company in estimating the fair values of its other financial instruments: Cash and due from banks and interest-bearing deposits with banks: Securities purchased under resell agreements: Investment Securities: Non-marketable equity securities: Loans held for sale: Loans: Noninterest-bearing deposits: Interest-bearing deposits: Long-term borrowings Junior subordinated debt Off-balance-sheet instruments Accrued interest: The carrying amount and estimated fair values of other financial instruments as of December 31, 2014 and 2013 are as follows: Carrying amount Level 1 Level 2 Level 3 Total (In thousands) December 31, 2014 Financial assets: Cash and due from banks $ 17,202 $ 17,202 $ - $ - $ 17,202 Interest-bearing deposits with banks 207,965 207,965 - - 207,965 Securities purchased under resell agreements 22,231 22,231 - - 22,231 Investments: Available for sale 216,022 - 216,022 - 216,022 Held to maturity 11,775 - 11,947 - 11,947 Non-marketable equity securities 6,984 N/A N/A N/A N/A Loans held for sale 5,632 - - 5,831 5,831 Loans, net 885,764 - - 889,031 889,031 Accrued interest receivable 5,100 - 5,100 - 5,100 Interest rate lock commitments, mandatory forward delivery commitments and pair offs 186 - 186 - 186 Off-balance-sheet instruments: Loan commitments and standby letters of credit $ 28 $ - $ 28 $ - $ 28 Financial liabilities: Non-interest bearing deposits $ 144,503 $ 144,503 $ - $ - $ 144,503 Interest bearing deposits 1,138,089 - 1,142,657 - 1,142,657 Borrowings 22,300 - 23,001 - 23,001 Junior subordinated debt 37,116 - - 20,758 20,758 Accrued interest payable 4,911 - 4,911 - 4,911 December 31, 2013 Financial assets: Cash and due from banks $ 16,799 $ 16,799 $ - $ - $ 16,799 Interest-bearing deposits with banks 259,525 259,525 - - 259,525 Securities purchased under resell agreements 14,874 14,874 - - 14,874 Investments: Available for sale 123,304 - 123,304 - 123,304 Held to maturity 19,844 - 19,632 - 19,632 Non-marketable equity securities 7,417 - 7,417 - 7,417 Loans held for sale 3,136 - - 3,172 3,172 Loans, net 1,028,730 - - 1,028,920 1,028,920 Accrued interest receivable 5,244 - 5,244 - 5,244 Interest rate lock commitments, mandatory forward delivery commitments and pair offs 192 - 192 - 192 Off-balance-sheet instruments: Loan commitments and standby letters of credit $ 10 $ - $ 10 $ - $ 10 Financial liabilities: Non-interest bearing deposits $ 149,076 $ 149,076 $ - $ - $ 149,076 Interest bearing deposits 1,233,989 - 1,238,906 - 1,238,906 Long-term borrowings 22,300 - 25,654 - 25,654 Junior subordinated debt 37,116 - - 19,743 19,743 Accrued interest payable 2,861 - 2,861 - 2,861

Other Noninterest Expense

Other Noninterest Expense	12 Months Ended
	Dec. 31, 2014
Other Noninterest Expense [Abstract]
Other Noninterest Expense	Note 21. Other Noninterest Expense Other noninterest expense items are presented in the following table for the years ended December 31, 2014, 2013 and 2012. Components exceeding 1% of the aggregate of total net interest income and total noninterest income are presented separately. Year Ended December 31, 2014 2013 2012 (In thousands) Other noninterest expenses Data processing $ 3,155 $ 3,202 $ 3,389 Marketing 1,119 1,181 1,271 Amortization and valuation of MSRs 1,672 219 2,027 Supplies 444 652 691 Postage 748 795 763 Bankcard and ATM network fees 2,169 1,458 1,496 Legal, professional and accounting fees 10,868 7,169 3,839 FDIC insurance premiums 3,211 2,944 1,403 Collection expenses 1,217 4,369 2,037 Other 4,714 2,987 2,399 Total noninterest expenses $ 29,317 $ 24,976 $ 19,315

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2014
Subsequent Events [Abstract]
Subsequent Events	Note 22. Subsequent Events Sale of Classified Loans. Purchase of loans. Data Processing Agreement. Purchase of Commercial Property.

Condensed Parent Company Financ

Condensed Parent Company Financial Information	12 Months Ended
	Dec. 31, 2014
Condensed Parent Company Financial Information [Abstract]
Condensed Parent Company Financial Information	Note 23. Condensed Parent Company Financial Information The condensed financial statements of Trinity Capital Corporation (parent company only) are presented below: Balance Sheets December 31, 2014 2013 (In thousands) Assets Cash $ 1,382 $ 1,315 Investments in subsidiaries 125,770 129,077 Other assets 16,993 17,835 Total assets $ 144,145 $ 148,227 Liabilities and Stockholders' Equity Dividends payable $ 4,776 $ 1,724 Junior subordinated debt owed to unconsolidated trusts 37,116 37,116 Other liabilities 19,231 17,311 Stock owned by Employee Stock Ownership Plan (ESOP) participants 2,019 3,366 Stockholders' equity 81,003 88,710 Total liabilities and stockholders' equity $ 144,145 $ 148,227 Statements of Operations Year Ended December 31, 2014 2013 2012 (In thousands) Dividends from subsidiaries $ - $ 25 $ 2,785 Interest and other income 475 463 446 Interest and other expense (3,320 ) (2,312 ) (2,800 ) Income before income tax benefit and equity in undistributed net income of subsidiaries (2,845 ) (1,824 ) 431 Income tax benefit - 1,137 1,356 Income before equity in undistributed net income of subsidiaries (2,845 ) (687 ) 1,787 Equity in undistributed net income of subsidiaries (3,147 ) 13,550 (4,295 ) Net income $ (5,992 ) $ 12,863 $ (2,508 ) Dividends and discount accretion on preferred shares 3,230 2,144 2,115 Net income available to common shareholders $ (9,222 ) $ 10,719 $ (4,623 ) Statements of Cash Flows Year Ended December 31, 2014 2013 2012 (In thousands) Cash Flows From Operating Activities Net income $ (5,992 ) $ 12,863 $ (2,508 ) Adjustments to reconcile net income to net cash (used in ) operating activities Amortization of junior subordinated debt owed to unconsolidated trusts issuance costs 14 14 14 Equity in undistributed net income of subsidiaries 3,147 (13,550 ) 4,295 (Increase) decrease in taxes receivable from subsidiaries 1,139 1,137 (2,605 ) (Gain) on sale of subsidiary (56 ) - - Decrease (increase) in other assets 828 (296 ) (2,598 ) Increase (decrease) in other liabilities (1,632 ) (1,994 ) 4,497 Increase in TPS accrued dividend payable 2,340 - 29 Sale of subsidiary (111 ) - - Tax benefit recognized for exercise of stock options - 1,376 (3 ) Net cash provided by operating activities $ (323 ) (450 ) 1,121 Cash Flows From Investing Activities Investments in and advances to subsidiaries 290 42 (27 ) Decrease in lease value - - - Net cash (used in) investing activities $ 290 42 (27 ) Cash Flows from Financing Activities Issuance of treasury stock 100 - - Common shares dividend payments - - (967 ) Preferred shares dividend payments - (484 ) (1,937 ) Net cash provided by (used in) financing activities $ 100 (484 ) (2,904 ) Net increase (decrease) in cash 67 (892 ) (1,810 ) Cash: Beginning of year 1,315 2,207 4,017 End of year $ 1,382 $ 1,315 $ 2,207

Significant Accounting Polici32

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Consolidation	Consolidation: Trinity owns all of the outstanding common securities of the Trusts. The Trusts are considered variable interest entities (“VIEs”) under ASC Topic 810, "Consolidation." Because Trinity is not the primary beneficiary of the Trusts, the financial statements of the Trusts are not included in the consolidated financial statements of the Company.
Basis of presentation	Basis of presentation:
Nature of operations	Nature of operations:
Deposits with banks and securities purchased under resell agreements	Deposits with banks and securities purchased under resell agreements:
Investment securities	Investment securities: Securities classified as available for sale are debt securities the Bank intends to hold for an indefinite period of time, but not necessarily to maturity. Any decision to sell a security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of the Bank's assets and liabilities, liquidity needs, regulatory capital considerations and other similar factors. Securities available for sale are reported at fair value with unrealized gains or losses reported as other comprehensive income, net of the related deferred tax effect. Purchase premiums and discounts are generally recognized in interest income using the interest method over the term of the securities. For mortgage-backed securities, estimates of prepayments are considered in the constant yield calculations. An investment security is impaired if the fair value of the security is less than its amortized cost basis. Once the security is impaired, a determination must be made to determine if it is other than temporarily impaired (“OTTI”). In determining OTTI losses, management considers many factors, including: current market conditions, fair value in relationship to cost; extent and nature of the change in fair value; issuer rating changes and trends; whether it intends to sell the security before recovery of the amortized cost basis of the investment, which may be maturity; and other factors. For debt securities, if management intends to sell the security or it is likely that the Bank will be required to sell the security before recovering its cost basis, the entire impairment loss would be recognized in earnings as an OTTI. If management does not intend to sell the security and it is not likely that the Bank will be required to sell the security, but management does not expect to recover the entire amortized cost basis of the security, only the portion of the impairment loss representing credit losses would be recognized in earnings. The credit loss on a security is measured as the difference between the amortized cost basis and the present value of the cash flows expected to be collected. Projected cash flows are discounted by the original or current effective interest rate depending on the nature of the security being measured for potential OTTI. The remaining impairment related to the difference between the present value of the cash flows expected to be collected and fair value is recognized as a charge to other comprehensive income.
Non-marketable Equity securities	Non-marketable equity securities: Also included are the Bank’s investments in certain venture capital funds. The Bank holds a 24% interest in Cottonwood Technology Group, LLC (“Cottonwood”). Cottonwood is owned by the Bank and two members not otherwise associated with Trinity or the Bank. In 2009, the Bank created FNM Investment Fund IV, LLC (“FNM Investment Fund IV”) and is the only member. FNM Investment Fund IV was created to acquire a 99.99% interest in FNM Investor Series IV, LLC (“FNM Investor Series IV”), 0.01% interest in which is held by Finance New Mexico, a governmental instrumentality. These entities were both created to enable the funding of loans to, and investments in, a new market tax credit project. The initial value of these tax credits was $1.9 million and the initial amount of the loan was $5.2 million. As of December 31, 2014, the amortized amount of the new market tax credit was $305 thousand and the current outstanding loan amount was $5.2 million and is included in “loans, net” on the consolidated balance sheets. In September 2010, the Bank joined Southwest Medical Technologies, LLC and acquired a 20% interest in the company. These non-marketable investments are carried at net equity value and evaluated periodically by management for impairment. Investments with fair values that are less than amortized cost are considered impaired. Impairment may result from either a decline in the financial condition of the issuing entity or, in the case of fixed rate investments, from rising interest rates. At each financial statement date, management assesses each investment to determine if impaired investments are temporarily impaired or if the impairment is other than temporary based upon the evidence available. Evidence evaluated includes (if applicable), but is not limited to, industry analyst reports, credit market conditions, and interest rate trends. If negative evidence outweighs positive evidence that the carrying amount is recoverable within a reasonable period of time, the impairment is recognized with a charge to earnings.
Loans held for sale	Loans held for sale: Mortgage loans held for sale are generally sold with servicing rights retained; however, management intends to sell newly originated mortgage loans with servicing rights released going forward. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans	Loans: Loan origination and commitment fees and certain direct loan origination costs are deferred and the net amount amortized as an adjustment of the related loan’s yield. The Company amortizes these amounts over the estimated life of the loan. Commitment fees based upon a percentage of a customer’s unused line of credit and fees related to standby letters of credit are recognized over the commitment period. Net deferred fees on real estate loans sold in the secondary market reduce the cost basis of such loans. Interest on loans is accrued and reported as income using the interest method on daily principal balances outstanding. Past due status is based on the contractual terms of the loan. The Company generally discontinues accruing interest on loans when the loan becomes 90 days or more past due or when management believes that the borrower’s financial condition is such that collection of interest is doubtful. Cash collections on nonaccrual loans are credited to the loan balance, and no interest income is recognized on those loans until the principal balance has been determined to be collectible. Such interest will be reported as income on a cash basis, only upon collection of such interest. Loans, other than those included in large groups of smaller-balance homogeneous loans, are considered impaired when it is probable the Company will be unable to collect all contractual principal and interest payments due in accordance with the terms of the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral (less estimated disposition costs) if the loan is collateral dependent. The amount of impairment (if any) and any subsequent changes are included in the allowance for loan losses. A loan is classified as a troubled debt restructure (“TDR”) when a borrower is experiencing financial difficulties that lead to a restructuring of the loan, and the Company grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor’s entity-specific projected cash flows will not be sufficient to service any of its debt, or the debtor cannot obtain funds from sources other than the existing creditors at a market rate for debt with similar risk characteristics. In determining whether the Company has granted a concession, the Company assesses, if it does not expect to collect all amounts due, whether the current value of the collateral will satisfy the amounts owed, whether additional collateral or guarantees from the debtor will serve as adequate compensation for other terms of the restructuring, and whether the debtor otherwise has access to funds at a market rate for debt with similar risk characteristics. A loan that is modified at a market rate of interest will not be classified as TDR in the calendar year subsequent to the restructuring if it is in compliance with the modified terms. Payment performance prior and subsequent to the restructuring is taken into account in assessing whether it is likely that the borrower can meet the new terms. A period of sustained repayment for at least six months generally is required for return to accrual status. Periodically, the Company will restructure a note into two separate notes (A/B structure), charging off the entire B portion of the note. The A note is structured with appropriate loan-to-value and cash flow coverage ratios that provide for a high likelihood of repayment. The A note is classified as a non-performing note until the borrower has displayed a historical payment performance for a reasonable time prior to and subsequent to the restructuring. A period of sustained repayment for at least six months generally is required to return the note to accrual status provided that management has determined that the performance is reasonably expected to continue. The A note will be classified as a restructured note (either performing or non-performing) through the calendar year of the restructuring that the historical payment performance has been established.
Allowance for loan losses	Allowance for loan losses: The allowance for loan losses is established through a provision for loan losses charged to expense. Loans are charged-off against the allowance for loan losses when management believes that collectability of the principal is unlikely. The allowance for loan losses is an amount that management believes will be adequate to absorb probable incurred losses on existing loans, based on an evaluation of the collectability of loans in the portfolio and prior loss experience. This is based, in part, on an evaluation of the loss history of each type of loan over the past 12 quarters and this loss history is applied to the current outstanding loans of each respective type. This loss history analysis is updated quarterly to ensure it encompasses the most recent 12 quarter loss history. The allowance for loan losses is based on management’s evaluation of the loan portfolio giving consideration to the nature and volume of the loan portfolio, the value of underlying collateral, overall portfolio quality, review of specific problem loans, and prevailing economic conditions that may affect the borrower’s ability to pay. While management uses the best information available to make its evaluation, future adjustments to the allowance for loan losses may be necessary if there are significant changes in economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Bank’s allowance for loan losses, and may require it to recognize additional allowance for loan losses based on information available to them at the time of their examinations. In analyzing the adequacy of the allowance for loan losses, management uses a comprehensive loan grading system to determine risk potential in the portfolio, and considers the results of periodic internal and external loan reviews. Specific reserves for impaired loans and historical loss experience factors, combined with other considerations, such as delinquency, nonaccrual status, trends on criticized and classified loans, economic conditions, concentrations of credit risk, and experience and abilities of lending personnel, are also considered in analyzing the adequacy of the allowance . Management uses a systematic methodology, which is applied quarterly, to determine the amount of allowance for loan losses and the resultant provisions for loan losses it considers adequate to provide for probable incurred loan losses. In the event that different assumptions or conditions were to prevail, and depending upon the severity of such changes, the possibility of materially different financial condition or results of operations is a reasonable likelihood. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are individually classified as impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The general component covers non‑impaired loans and is based on historical loss experience adjusted for current factors. The general component is based upon (a) h ; and ( ) based on l
Concentrations of credit risk	Concentrations of credit risk: The majority of the loans, commitments to extend credit, and standby letters of credit have been granted to customers in Los Alamos, Santa Fe and surrounding communities. A substantial portion of the Company’s loan of such borrowers to honor their contracts is predominately dependent upon the continued operation and funding of the Laboratory. Investments in securities issued by state and political subdivisions involve governmental entities within the state of New Mexico. The distribution of commitments to extend credit approximates the distribution of loans outstanding. Standby letters of credit are granted primarily to commercial borrowers. The Company recognizes a liability in relation to unfunded commitments that is intended to represent the estimated future losses on the commitments. In calculating the amount of this liability, management considers the amount of the Company’s off-balance-sheet commitments, estimated utilization factors and loan specific risk factors. The Company’s liability for unfunded commitments is calculated quarterly and the liability is included in “other liabilities” in the consolidated balance sheets.
Premises and equipment	Premises and equipment:
Other real estate owned ("OREO")	OREO:
Mortgage servicing rights (MSR)	MSRs: The carrying amount of MSRs, and the amortization thereon, is periodically evaluated in relation to their estimated fair values. The Bank stratifies the underlying mortgage loan portfolio by certain risk characteristics, such as loan type, interest rate and maturity, for purposes of measuring impairment. The Bank estimates the fair value of each stratum by calculating the discounted present value of future net servicing income based on management’s best estimate of remaining loan lives. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular group, a reduction of the valuation allowance may be recorded as an increase to income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual payment speeds and default rates and losses. The Bank has determined that the primary risk characteristic of MSRs is the contractual interest rate and term of the underlying mortgage loans. Fees earned for servicing rights are recorded as mortgage loan servicing fees in the consolidated statements of operations. The fees are based on a contractual percentage of the outstanding principal; or a fixed amount per loan and are recorded as income when earned. The amortization of MSRs as well as change in any valuation allowances are recorded in “other noninterest expenses” in the consolidated statements of operations.
Federal home loan bank (FHLB) stock	Federal Home Loan Bank (FHLB) Stock:
Federal reserve bank (FRB) stock	Federal Reserve Bank (FRB) Stock:
Other intangible assets	Other intangible assets:
Prepaid expenses	Prepaid expenses:
Earnings (Loss) per common share	Earnings (loss) per common share: Average number of shares used in calculation of basic and diluted earnings (loss) per common share are as follows for the years ended December 31, 2014, 2013 and 2012: Year ended December 31, 2014 2013 2012 (In thousands, except share and per share data) Net income (loss) $ (5,992 ) $ 12,863 $ (2,508 ) Dividends and discount accretion on preferred shares 3,230 2,144 2,115 Net income (loss) available to common shareholders $ (9,222 ) $ 10,719 $ (4,623 ) Weighted average common shares issued 6,856,800 6,856,800 6,856,800 LESS: Weighted average treasury stock shares (404,243 ) (407,074 ) (407,074 ) LESS: Weighted average unearned Employee Stock Ownership Plan (ESOP) stock shares - - - Weighted average common shares outstanding, net 6,452,557 6,449,726 6,449,726 Basic (loss) earnings per common share $ (1.43 ) $ 1.66 $ (0.72 ) Dilutive effect of stock-based compensation - - - Weighted average common shares outstanding including dilutive shares 6,452,557 6,449,726 6,449,726 Diluted (loss) earnings per common share $ (1.43 ) $ 1.66 $ (0.72 ) Certain stock options and restricted stock units were not included in the above calculation, as they would have an anti-dilutive effect as the exercise price is greater than current market prices. The total number of shares excluded was approximately 26,000 shares, 42,000 shares and 137,000 shares for years ended December 31, 2014, 2013 and 2012, respectively.
Comprehensive income (loss)	Comprehensive income (loss):
Transfers of financial assets	Transfers of financial assets:
Impairment of long-lived assets	Impairment of long-lived assets:
Income taxes	Income taxes: A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Stock-based compensation	Stock-based compensation: Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Preferred stock	Preferred stock:
Fair value of financial instruments	Fair value of financial instruments:
Reclassification	Reclassification:
Newly issued but not yet effective accounting standards	Newly Issued But Not Yet Effective Accounting Standards: ASU No. 2014‑09 Revenue from Contracts with Customers (Topic 606) Effective January 2016, the Company prospectively adopted Accounting Standard Update (ASU) 2015-05 Intangibles-Goodwill and Other-Internal-Use Software In January 2016, the FASB issued ASU No. 2016-01 Recognition and Measurement of Financial Assets and Financial Liabilities (Topic 825). In February 2016, the FASB issued ASU 2016-02 Leases In March 2016, the FASB issued ASU 2016-05 Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships In March 2016, the FASB issued ASU 2016-06 Contingent Put and Call Options in Debt Instruments In March 2016, the FASB issued ASU 2016-07 Investments-Equity Method and Joint Ventures In March 2016, The FASB issued ASU 2016-08 Principal versus Agent Considerations In March 2016, the FASB issued ASU 2016-09 Compensation- Stock Compensation

Significant Accounting Polici33

Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Schedule of computation of basic and diluted earnings (loss) per share	Average number of shares used in calculation of basic and diluted earnings (loss) per common share are as follows for the years ended December 31, 2014, 2013 and 2012: Year ended December 31, 2014 2013 2012 (In thousands, except share and per share data) Net income (loss) $ (5,992 ) $ 12,863 $ (2,508 ) Dividends and discount accretion on preferred shares 3,230 2,144 2,115 Net income (loss) available to common shareholders $ (9,222 ) $ 10,719 $ (4,623 ) Weighted average common shares issued 6,856,800 6,856,800 6,856,800 LESS: Weighted average treasury stock shares (404,243 ) (407,074 ) (407,074 ) LESS: Weighted average unearned Employee Stock Ownership Plan (ESOP) stock shares - - - Weighted average common shares outstanding, net 6,452,557 6,449,726 6,449,726 Basic (loss) earnings per common share $ (1.43 ) $ 1.66 $ (0.72 ) Dilutive effect of stock-based compensation - - - Weighted average common shares outstanding including dilutive shares 6,452,557 6,449,726 6,449,726 Diluted (loss) earnings per common share $ (1.43 ) $ 1.66 $ (0.72 )

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2014
Investment Securities [Abstract]
Schedule of investment securities	Amortized cost and fair values of investment securities are summarized as follows: Securities Available for Sale: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) December 31, 2014 U.S. Government sponsored agencies $ 42,438 $ 8 $ (164 ) $ 42,282 State and political subdivisions 4,964 123 - 5,087 MBSs - Residential 102,482 92 (799 ) 101,775 CMOs - Residential 41,119 273 (341 ) 41,051 Commercial MBSs 24,993 - (111 ) 24,882 SBA pools 949 - (4 ) 945 Totals $ 216,945 $ 496 $ (1,419 ) $ 216,022 December 31, 2013 U.S. Government sponsored agencies $ 73,391 $ 59 $ (348 ) $ 73,102 State and political subdivisions 501 4 - 505 MBSs - Residential 5,540 11 (86 ) 5,465 CMOs - Residential 44,705 238 (711 ) 44,232 Totals $ 124,137 $ 312 $ (1,145 ) $ 123,304 HELD TO MATURITY Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) December 31, 2014 SBA pools $ 9,269 $ 109 $ - $ 9,378 States and political subdivisions 2,506 63 - 2,569 Totals $ 11,775 $ 172 $ - $ 11,947 December 31, 2013 SBA pools $ 9,756 $ 22 $ - $ 9,778 States and political subdivisions 10,088 - (234 ) 9,854 Totals $ 19,844 $ 22 $ (234 ) $ 19,632
Schedule of realized net gains (losses) on sale of securities available for sale	Realized net gains (losses) on sale of securities available for sale are summarized as follows: Year ended December 31, 2014 2013 2012 (In thousands) Gross realized gains $ 1 $ 59 $ 1 Gross realized losses - (139 ) (150 ) Net gains (losses) $ 1 $ (80 ) $ (149 )
Schedule of unrealized loss information for investment securities	A summary of unrealized loss information for investment securities, categorized by security type, as of December 31, 2014 and 2013 was as follows: Less than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Securities Available for Sale: (In thousands) December 31, 2014 U.S. Government sponsored agencies $ 34,278 $ (142 ) $ 5,477 $ (22 ) $ 39,755 $ (164 ) MBSs - Residential 78,997 (777 ) 2,361 (22 ) 81,358 (799 ) CMOs - Residential 7,890 (89 ) 13,878 (252 ) 21,768 (341 ) Commercial MBSs 14,794 (111 ) - - 14,794 (111 ) SBA pools - - 945 (4 ) 945 (4 ) Totals $ 135,959 $ (1,119 ) $ 22,661 $ (300 ) $ 158,620 $ (1,419 ) December 31, 2013 U.S. Government sponsored agencies $ 44,501 $ (290 ) $ 9,940 $ (58 ) $ 54,441 $ (348 ) MBSs - Residential 2,083 (38 ) 1,100 (48 ) 3,183 (86 ) CMOs - Residential 35,960 (711 ) - - 35,960 (711 ) Totals $ 82,544 $ (1,039 ) $ 11,040 $ (106 ) $ 93,584 $ (1,145 ) Securities Held to Maturity: December 31, 2013 States and political subdivisions $ - $ - $ 9,854 $ (234 ) $ 9,854 $ (234 ) Totals $ - $ - $ 9,854 $ (234 ) $ 9,854 $ (234 )
Schedule of amortized cost and fair value of investment securities, by contractual maturity	The amortized cost and fair value of investment securities, as of December 31, 2014, by contractual maturity are shown below. Maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available for Sale Held to Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In thousands) One year or less $ 4,042 $ 4,052 $ - $ - One to five years 31,008 30,948 - - Five to ten years 11,755 11,735 - - Over ten years 26,539 26,461 11,775 11,947 Equity investments with no stated maturity - - - - Subtotal 73,344 73,196 11,775 11,947 MBSs 102,482 101,775 - - CMOs 41,119 41,051 - - Total $ 216,945 $ 216,022 $ 11,775 $ 11,947

Loans and Allowances for Loan35

Loans and Allowances for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2014
Loans and Allowances for Loan Losses [Abstract]
Schedule of components loans	As of December 31, 2014 and 2013, loans consisted of: December 31, 2014 2013 Commercial $ 108,309 $ 145,445 Commercial real estate 366,199 406,048 Residential real estate 305,744 341,050 Construction real estate 100,178 125,877 Installment and other 31,768 40,637 Total loans 912,198 1,059,057 Unearned income (1,651 ) (1,969 ) Gross loans 910,547 1,057,088 Allowance for loan losses (24,783 ) (28,358 ) Net loans $ 885,764 $ 1,028,730
Schedule of contractual aging of the recorded investment in current and past due loans by class of loans	The following table presents the contractual aging of the recorded investment in current and past due loans by class of loans as of December 31, 2014 and 2013, including nonaccrual loans: Current 30-59 Days Past Due 60-89 Days Past Due Loans past due 90 days or more Total Past Due Total December 31, 2014 (In thousands) Commercial $ 106,847 $ 380 $ 352 $ 730 $ 1,462 $ 108,309 Commercial real estate 356,062 389 - 9,748 10,137 366,199 Residential real estate 299,250 737 235 5,522 6,494 305,744 Construction real estate 87,989 5,882 - 6,307 12,189 100,178 Installment and other 31,628 132 4 4 140 31,768 Total loans $ 881,776 $ 7,520 $ 591 $ 22,311 $ 30,422 $ 912,198 Nonaccrual loan classification $ 24,124 $ 1,195 $ 587 $ 21,950 $ 23,732 $ 47,856 December 31, 2013 Commercial $ 142,221 $ 2,309 $ 376 $ 539 $ 3,224 $ 145,445 Commercial real estate 377,817 5,965 6,014 16,252 28,231 406,048 Residential real estate 332,381 2,437 434 5,798 8,669 341,050 Construction real estate 116,801 649 3,776 4,651 9,076 125,877 Installment and other 40,404 109 122 2 233 40,637 Total loans $ 1,009,624 $ 11,469 $ 10,722 $ 27,242 $ 49,433 $ 1,059,057 Nonaccrual loan classification $ 8,682 $ 5,878 $ 10,316 $ 27,210 $ 43,404 $ 52,086 The following table presents the recorded investment in nonaccrual loans and loans past due ninety days or more and still accruing by class of loans as of December 31, 2014 and 2013: December 31, 2014 2013 Nonaccrual Loans past due 90 days or more and still accruing interest Nonaccrual Loans past due 90 days or more and still accruing interest (In thousands) Commercial $ 3,697 $ - $ 2,990 $ 32 Commercial real estate 22,296 - 28,118 - Residential real estate 11,046 361 11,279 - Construction real estate 10,565 - 9,126 - Installment and other 252 - 573 - Total $ 47,856 $ 361 $ 52,086 $ 32
Schedule of risk category of loans by class of loans	The following table presents the risk category by class of loans based on the most recent analysis performed and the contractual aging as of December 31, 2014 and 2013: Pass Special Mention Substandard Doubtful Total December 31, 2014 (In thousands) Commercial $ 66,050 $ 14,889 $ 27,128 $ 242 $ 108,309 Commercial real estate 282,279 22,222 61,698 - 366,199 Residential real estate 287,616 2,403 15,725 - 305,744 Construction real estate 71,678 12,683 15,817 - 100,178 Installment and other 30,762 116 890 - 31,768 Total $ 738,385 $ 52,313 $ 121,258 $ 242 $ 912,198 December 31, 2013 Commercial $ 101,028 $ 18,804 $ 25,600 $ 13 $ 145,445 Commercial real estate 316,434 15,165 74,449 - 406,048 Residential real estate 320,364 252 20,421 13 341,050 Construction real estate 105,864 1,005 18,517 491 125,877 Installment and other 39,698 34 905 - 40,637 Total $ 883,388 $ 35,260 $ 139,892 $ 517 $ 1,059,057 The following table shows all loans, including nonaccrual loans, by classification and aging, as of December 31, 2014 and 2013: Pass Special Mention Substandard Doubtful Total December 31, 2014 (In thousands) Current $ 731,941 $ 52,313 $ 97,425 $ 97 $ 881,776 Past due 30-59 days 6,079 - 1,441 - 7,520 Past due 60-89 days 4 - 587 - 591 Past due 90 days or more 361 - 21,805 145 22,311 Total $ 738,385 $ 52,313 $ 121,258 $ 242 $ 912,198 December 31, 2013 Current $ 880,764 $ 35,007 $ 93,362 $ 491 $ 1,009,624 Past due 30-59 days 2,217 253 8,999 - 11,469 Past due 60-89 days 407 - 10,302 13 10,722 Past due 90 days or more - - 27,229 13 27,242 Total $ 883,388 $ 35,260 $ 139,892 $ 517 $ 1,059,057
Schedule of loans and average loans individually evaluated for impairment by class of loans	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014 and 2013, showing the unpaid principal balance, the recorded investment of the loan (reflecting any loans with partial charge-offs), and the amount of allowance for loan losses specifically allocated for these impaired loans (if any): December 31, 2014 2013 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated (In thousands) With no related allowance recorded: Commercial $ 16,401 $ 11,936 $ - $ 17,958 $ 13,205 $ - Commercial real estate 25,737 22,554 - 56,689 36,364 - Residential real estate 10,132 8,707 - 15,211 12,462 - Construction real estate 12,219 9,685 - 14,396 11,684 - Installment and other 791 752 - 1,187 1,141 - With an allowance recorded: Commercial 15,924 15,918 877 15,925 15,924 275 Commercial real estate 18,298 17,081 2,111 22,646 22,501 2,782 Residential real estate 14,571 14,500 3,450 13,173 13,142 2,271 Construction real estate 6,953 6,953 1,416 5,638 5,638 445 Installment and other 743 743 107 927 926 115 Total $ 121,769 $ 108,829 $ 7,961 $ 163,750 $ 132,987 $ 5,888 The following table presents loans individually evaluated for impairment by class of loans for the years ended December 31, 2014, 2013 and 2012, showing the average recorded investment and the interest income recognized: 2014 2013 2012 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized (In thousands) With no related allowance recorded: Commercial $ 12,571 $ 533 $ 12,978 $ 548 $ 10,787 $ 221 Commercial real estate 29,459 369 32,835 626 29,161 479 Residential real estate 10,585 248 13,305 99 14,658 104 Construction real estate 10,685 162 14,610 126 20,375 217 Installment and other 947 81 1,150 32 2,258 23 With an allowance recorded: Commercial 15,921 832 18,293 854 15,287 1,348 Commercial real estate 19,791 591 24,031 881 19,489 891 Residential real estate 13,821 379 11,918 430 10,150 401 Construction real estate 6,296 210 5,692 261 5,533 174 Installment and other 835 27 953 35 1,122 52 Total $ 120,911 $ 3,432 $ 135,765 $ 3,892 $ 128,820 $ 3,910
Schedule of activity and allocation of allowance for loan losses	For the years ended December 31, 2014, 2013 and 2012, activity in the allowance for loan losses was as follows: Commercial Commercial real estate Residential real estate Construction real estate Installment and other Unallocated Total (In thousands) Year Ended December 31, 2014 Beginning balance $ 3,958 $ 10,699 $ 8,162 $ 4,658 $ 1,199 $ (318 ) $ 28,358 Provision (benefit) for loan losses 1,516 (334 ) 1,571 (1,504 ) 70 681 2,000 Charge-offs (2,261 ) (2,772 ) (2,463 ) (285 ) (631 ) - (8,412 ) Recoveries 818 746 669 454 150 - 2,837 Net charge-offs (1,443 ) (2,026 ) (1,794 ) 169 (481 ) - (5,575 ) Ending balance $ 4,031 $ 8,339 $ 7,939 $ 3,323 $ 788 $ 363 $ 24,783 Year Ended December 31, 2013 Beginning balance $ 7,085 $ 12,587 $ 9,037 $ 5,575 $ 1,643 $ (294 ) $ 35,633 Provision (benefit) for loan losses (1,861 ) 1,118 1,136 (741 ) 372 (24 ) - Charge-offs (2,028 ) (3,296 ) (2,447 ) (471 ) (929 ) - (9,171 ) Recoveries 762 290 436 295 113 - 1,896 Net charge-offs (1,266 ) (3,006 ) (2,011 ) (176 ) (816 ) - (7,275 ) Ending balance $ 3,958 $ 10,699 $ 8,162 $ 4,658 $ 1,199 $ (318 ) $ 28,358 Year Ended December 31, 2012 Beginning balance $ 6,575 $ 10,832 $ 10,234 $ 6,168 $ 1,064 $ - $ 34,873 Provision (benefit) for loan losses 5,698 11,675 2,737 5,854 1,536 (294 ) 27,206 Charge-offs (8,964 ) (10,190 ) (4,081 ) (6,919 ) (1,263 ) - (31,417 ) Recoveries 3,776 270 147 472 306 - 4,971 Net charge-offs (5,188 ) (9,920 ) (3,934 ) (6,447 ) (957 ) - (26,446 ) Ending balance $ 7,085 $ 12,587 $ 9,037 $ 5,575 $ 1,643 $ (294 ) $ 35,633 Allocation of the allowance for loan losses (as well as the total loans in each allocation method), disaggregated on the basis of the Company’s impairment methodology, is as follows: Commercial Commercial real estate Residential real estate Construction real estate Installment and other Unallocated Total (In thousands) December 31, 2014 Allowance for loan losses allocated to: Loans individually evaluated for impairment $ 877 $ 2,111 $ 3,450 $ 1,416 $ 107 $ - $ 7,961 Loans collectively evaluated for impairment 3,154 6,228 4,489 1,907 681 363 16,822 Ending balance $ 4,031 $ 8,339 $ 7,939 $ 3,323 $ 788 $ 363 $ 24,783 Loans: Individually evaluated for impairment $ 27,854 $ 39,635 $ 23,207 $ 16,638 $ 1,495 $ - $ 108,829 Collectively evaluated for impairment 80,455 326,564 282,537 83,540 30,273 - 803,369 Total ending loans balance $ 108,309 $ 366,199 $ 305,744 $ 100,178 $ 31,768 $ - $ 912,198 December 31, 2013 Period-end amount allocated to: Loans individually evaluated for impairment $ 275 $ 2,782 $ 2,271 $ 445 $ 115 $ - $ 5,888 Loans collectively evaluated for impairment 3,683 7,917 5,891 4,213 1,084 (318 ) 22,470 Ending balance $ 3,958 $ 10,699 $ 8,162 $ 4,658 $ 1,199 $ (318 ) $ 28,358 Loans: Individually evaluated for impairment $ 29,129 $ 58,865 $ 25,604 $ 17,322 $ 2,067 $ - $ 132,987 Collectively evaluated for impairment 116,316 347,183 315,446 108,555 38,570 - 926,070 Total ending loans balance $ 145,445 $ 406,048 $ 341,050 $ 125,877 $ 40,637 $ - $ 1,059,057
Schedule of troubled debt restructurings on financing receivables	The following loans were restructured during the years ended December 31, 2014, 2013, and 2012: Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Specific reserves allocated (Dollars in thousands) December 31, 2014 Commercial 3 $ 221 $ 90 $ 1 Commercial real estate 2 1,408 1,408 56 Residential real estate 6 498 493 21 Construction real estate 2 410 410 1 Installment and other 4 76 49 9 Total 17 $ 2,613 $ 2,450 $ 88 December 31, 2013 Commercial 12 $ 1,654 $ 1,587 $ 11 Commercial real estate 10 15,531 15,006 265 Residential real estate 17 3,062 2,879 373 Construction real estate 3 524 514 10 Installment and other 12 216 216 10 Total 54 $ 20,987 $ 20,202 $ 669 December 31, 2012 Commercial 27 $ 26,264 $ 23,332 $ 898 Commercial real estate 7 7,605 7,579 752 Residential real estate 24 8,284 8,075 890 Construction real estate 9 2,949 2,825 48 Installment and other 17 535 534 94 Total 84 $ 45,637 $ 42,345 $ 2,682 The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the years ended December 31, 2014, 2013, and 2012: Number of Contracts Recorded Investment Specific reserves allocated (Dollars in thousands) TDRs that subsequently defaulted: 2014 Commercial - $ - $ - Commercial real estate - - - Residential real estate 1 168 - Construction real estate - - - Installment and other - - - Total 1 $ 168 $ - TDRs that subsequently defaulted: 2013 Commercial 4 $ 236 $ 4 Commercial real estate 7 10,319 - Residential real estate 7 1,421 28 Construction real estate 1 227 - Installment and other 1 22 4 Total 20 $ 12,225 $ 36 TDRs that subsequently defaulted: 2012 Commercial 11 $ 1,497 $ 21 Commercial real estate 3 4,169 223 Residential real estate 10 2,280 34 Construction real estate 2 207 - Installment and other 5 107 13 Total 31 $ 8,260 $ 291
Total TDRs in accrual and nonaccrual status	The following table presents total TDRs, both in accrual and nonaccrual status, as of December 31, 2014, 2013, and 2012: December 31, 2014 2013 2012 Number of Contracts Amount Number of Contracts Amount Number of Contracts Amount (Dollars in thousands) Accrual 188 $ 60,973 214 $ 80,873 203 $ 80,609 Nonaccrual 61 27,394 78 30,957 104 26,975 Total TDRs 249 $ 88,367 292 $ 111,830 307 $ 107,584
Schedule of related parties loan	An analysis of the activity related to these loans as of December 31, 2014 and 2013 is as follows: December 31, 2014 2013 (In thousands) Balance, beginning $ 271 $ 3,363 Additions 1,135 - Principal payments and other reductions (84 ) (3,092 ) Balance, ending $ 1,322 $ 271

Loan Servicing and Mortgage S36

Loan Servicing and Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2014
Loan Servicing and Mortgage Servicing Rights [Abstract]
Unpaid balance of mortgage loan serviced for others	The unpaid balance of these loans as of December 31, 2014 and 2013 is summarized as follows: December 31, 2014 2013 (In thousands) Mortgage loan portfolios serviced for: Federal National Mortgage Association ("Fannie Mae") $ 918,658 $ 958,468 Other investors 66 99 Totals $ 918,724 $ 958,567
Schedule of analysis of changes in mortgage servicing rights assets	An analysis of changes in the MSR asset for the years ended December 31, 2014, 2013 and 2012 follows: Year Ended December 31, 2014 2013 2012 (In thousands) Balance at beginning of period $ 10,336 $ 10,313 $ 9,188 Servicing rights originated and capitalized 810 1,563 2,748 Amortization (1,676 ) (1,540 ) (1,623 ) Balance at end of period $ 9,470 $ 10,336 $ 10,313
Schedule of analysis of changes in the mortgage servicing right assets valuation allowance	Below is an analysis of changes in the MSR asset valuation allowance for the years ended December 31, 2014, 2013 and 2012: Year Ended December 31, 2014 2013 2012 (In thousands) Balance at beginning of period $ (2,021 ) $ (3,342 ) $ (2,938 ) Aggregate reduction credited to operations 1,373 2,890 970 Aggregate additions charged to operations (1,369 ) (1,569 ) (1,374 ) Balance at end of period $ (2,017 ) $ (2,021 ) $ (3,342 )
Assumptions used to calculate the market value of mortgage servicing right	The following assumptions were used to calculate the fair value of the MSRs as of December 31, 2014, 2013 and 2012: December 31, 2014 2013 2012 Weighted Average Public Securities Association (PSA) speed 201.67 % 166.67 % 275.00 % Weighted Average Discount rate 10.50 10.75 10.75 Weighted Average Earnings rate 1.77 1.79 0.84

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2014
Other Real Estate Owned [Abstract]
Schedule of other real estate owned	OREO consists of property acquired due to foreclosure on real estate loans. As of December 31, 2014 and 2013, total OREO consisted of: 2014 2013 (In thousands) Commercial real estate $ 2,985 $ 3,607 Residential real estate 5,284 4,148 Construction real estate 5,711 6,247 Total $ 13,980 $ 14,002
Schedule of OREO activity	The following table presents a summary of OREO activity for the years ended December 31, 2014 and 2013: 2014 2013 (In thousands) Balance at beginning of period $ 14,002 $ 9,211 Transfers in at fair value 11,523 11,160 Write-down of value (2,730 ) (809 ) Gain (loss) on disposal 651 (171 ) Cash received upon disposition (8,849 ) (1,538 ) Sales financed by loans (617 ) (3,851 ) Balance at end of period $ 13,980 $ 14,002

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2014
Premises and Equipment [Abstract]
Components of premises and equipment	As of December 31, 2014 and 2013, premises and equipment consisted of: December 31, 2014 2013 (In thousands) Land and land improvements $ 3,820 $ 3,820 Buildings 23,146 23,146 Furniture and equipment 32,145 32,191 Total 59,111 59,157 Accumulated depreciation (34,377 ) (32,603 ) Total less depreciation $ 24,734 $ 26,554

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2014
Deposits [Abstract]
Deposits	As of December 31, 2014 and 2013, deposits consisted of: December 31, 2014 2013 (In thousands) Demand deposits, noninterest bearing $ 76,706 $ 149,076 NOW and money market accounts 430,708 471,407 Savings deposits 432,017 353,656 Time certificates, $250,000 or more 53,693 67,624 Other time certificates 289,468 341,302 Total $ 1,282,592 $ 1,383,065
Scheduled maturities of time certificates	As of December 31, 2014, the scheduled maturities of time certificates were as follows: (In thousands) 2015 $ 258,732 2016 39,444 2017 20,644 2018 11,557 2019 6,506 Thereafter 6,278 Total $ 343,161

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2014
Borrowings [Abstract]
Schedule of borrowings	The following table details borrowings as of December 31, 2014 and 2013. Maturity Date Rate Type Principal due 2014 2013 (In thousands) March 23, 2015 3.050 % Fixed At maturity $ 20,000 $ 20,000 April 27, 2021 6.343 % Fixed At maturity 2,300 2,300 Total $ 22,300 $ 22,300

Junior Subordinated Debt (Table

Junior Subordinated Debt (Tables)	12 Months Ended
	Dec. 31, 2014
Junior Subordinated Debt [Abstract]
Schedule of junior subordinated debt owed to unconsolidated trust	The following table presents details on the junior subordinated debt as of December 31, 2014: Trust I Trust III Trust IV Trust V (Dollars in thousands) Date of Issue March 23, 2000 May 11, 2004 June 29, 2005 September 21, 2006 Amount of trust preferred securities issued $ 10,000 $ 6,000 $ 10,000 $ 10,000 Rate on trust preferred securities 10.875 % 2.9356% (variable) 6.88 % 1.89% (variable) Maturity March 8, 2030 September 8, 2034 November 23, 2035 December 15, 2036 Date of first redemption March 8, 2010 September 8, 2009 August 23, 2010 September 15, 2011 Common equity securities issued $ 310 $ 186 $ 310 $ 310 Junior subordinated deferrable interest debentures owed $ 10,310 $ 6,186 $ 10,310 $ 10,310 Rate on junior subordinated deferrable interest debentures 10.875 % 2.9356% (variable) 6.88 % 1.89% (variable)

Description of Leasing Arrang42

Description of Leasing Arrangements (Tables)	12 Months Ended
	Dec. 31, 2014
Description of Leasing Arrangements [Abstract]
Schedule of future minimum rental payments under operating leases	Commitments for minimum future rentals under operating leases were as follows as of December 31, 2014: Lease Payments under Operating Leases; Year (In thousands) 2015 $ 267 2016 214 2017 180 2018 - 2019 - Thereafter - Total $ 661

Retirement Plans (Tables)

Retirement Plans (Tables)	12 Months Ended
	Dec. 31, 2014
Retirement Plans [Abstract]
Schedule of shares of company held by ESOP	Shares of the Company held by the ESOP are as follows: December 31, 2014 2013 Shares acquired before December 31, 1992 215,503 215,572 Shares acquired after December 31, 1992 457,455 457,494 Total shares 672,958 673,066

Stock Incentives (Tables)

Stock Incentives (Tables)	12 Months Ended
	Dec. 31, 2014
Stock Incentives [Abstract]
Summary of stock option, stock appreciation right and restricted stock unit activity	A summary of stock option and restricted stock unit (“RSU”) activity under the 1998 Plan and the 2005 Plan as of December 31, 2014 and 2013 is presented below: Shares Weighted- Average Exercise Price Weighted-Average Remaining Contractual Term, in years Agregate Intrinsic Value Stock Options Outstanding as of January 1, 2013 131,000 $ 31.20 1.70 $ - Forfeited or expired (89,000 ) 31.53 Outstanding as of December 31, 2013 42,000 30.50 1.18 Forfeited or expired (28,000 ) 30.50 Outstanding as of December 31, 2014 14,000 $ 30.50 0.70 $ - Vested as of December 31, 2014 14,000 $ 30.50 0.70 $ - Vested as of December 31, 2013 42,000 $ 30.50 1.18 $ - RSUs Outstanding as of January 1, 2013 5,783 $ 12.75 $ - Forfeited or expired (2,205 ) Outstanding as of December 31, 2013 3,578 12.75 Granted 11,765 4.25 Exercised (3,323 ) 12.75 Forfeited or expired (255 ) 12.75 Outstanding as of December 31, 2014 11,765 $ 4.25 1.50 $ 50 Vested as of December 31, 2014 - $ - . $ - Vested as of December 31, 2013 3,578 $ 12.75 0.06 $ -

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2014
Income Taxes [Abstract]
Components of provision (benefit) for income tax expense	The current and deferred components of the provision (benefit) for income taxes for the years ended December 31, 2014, 2013 and 2012 are as follows: Year Ended December 31, 2014 2013 2012 (In thousands) Current provision (benefit) for income taxes Federal $ - $ - $ - State - - - Deferred provision (benefit) for income taxes Federal (1,621 ) 3,996 (1,387 ) State (206 ) 324 (92 ) Change in valuation allowance 2,997 (4,320 ) 1,229 Total provision (benefit) for income taxes $ 1,170 $ - $ (250 )
Schedule of deferred tax assets and liabilities	Temporary differences that gave rise to the deferred tax assets and liabilities as of December 31, 2014 and 2013 are as follows: 2014 2013 Asset Liability Asset Liability (In thousands) Investment securities $ - $ - $ - $ 3 Unrealized loss on securities available for sale 368 - 332 - Stock dividends on FHLB stock - 4 - 2 Venture capital investments 460 - 443 - Allowance for loan losses 10,916 - 11,537 - Premises and equipment - 1,429 - 1,699 MSRs - 2,972 - 3,289 Other intangible assets 418 - 456 - OREO 1,144 - 1,709 - Prepaid expenses - 656 - 577 Accrued compensation 728 - 659 - Net operating loss carryforwards 3,002 - 325 - Business tax credits 1,970 - 1,475 - Stock options and SARs expensed 160 - 160 - Contributions 41 - - - AMT credit 377 - - - Total deferred taxes 19,584 5,061 17,096 5,570 Allowance for deferred taxes (19,584 ) (5,061 ) (17,096 ) (5,570 ) Net deferred taxes $ - $ - $ - $ -
Schedule of federal statutory tax rate and effective tax rate	Items causing differences between the Federal statutory tax rate and the effective tax rate are summarized as follows: Year Ended December 31, 2014 2013 2012 Amount Rate Amount Rate Amount Rate (Dollars in thousands) Federal statuatory tax rate $ (1,688 ) (35.00 )% $ 4,502 35.00 % (965 ) (35.00 )% Net tax exempt interest income (158 ) (3.28 )% (197 ) (1.53 )% (209 ) (7.58 )% Interest disallowance 3 0.06 % 2 0.02 % 5 0.18 % Nondeductible expenses 32 0.66 % 37 0.29 % 41 1.49 % Nondeductible book amortization 156 3.24 % 217 1.69 % 107 3.88 % Other, net (90 ) (1.87 )% (241 ) (1.87 )% (208 ) (7.54 )% Tax credits (424 ) (8.79 )% - 0.00 % - 0.00 % Fines & penalties 525 10.89 % - 0.00 % - 0.00 % Intra-period tax allocation - 0.00 % - 0.00 % (250 ) (9.06 )% State income tax, net of federal benefit (183 ) (3.80 )% - 0.00 % - 0.00 % Tax provision (benefit) before change in valuation allowance (1,827 ) (37.89 )% 4,320 33.60 % (1,479 ) (53.63 )% Change in valuation allowance 2,997 62.15 % (4,320 ) (33.60 )% 1,229 44.56 % Provision (benefit) for income taxes $ 1,170 24.26 % $ - 0.00 % $ (250 ) (9.07 )%

Commitments and Off-Balance S46

Commitments and Off-Balance Sheet Activities (Tables)	12 Months Ended
	Dec. 31, 2014
Commitments and Off-Balance Sheet Activities [Abstract]
Credit-related commitments	As of December 31, 2014 and 2013, the following credit-related commitments were outstanding: Contract Amount 2014 2013 (In thousands) Unfunded commitments under lines of credit $ 141,674 $ 147,821 Commercial and standby letters of credit 10,411 13,717

Preferred Equity Issues (Tables

Preferred Equity Issues (Tables)	12 Months Ended
	Dec. 31, 2014
Preferred Equity Issues [Abstract]
Schedule of preferred equity issues under capital purchase program	Below is a table disclosing the information on the two series: Number of shares issued Dividend rate Liquidation value per share Original cost, in thousands Series A cumulative perpetual preferred shares 35,539 5% for first 5 years; thereafter 9% $ 1,000.00 $ 33,437 Series B cumulative perpetual preferred shares 1,777 9 % 1,000.00 2,102

Derivative Financial Instrume48

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2014
Derivative Financial Instruments [Abstract]
Commitments outstanding, breakdown between fixed-and adjustable-rate loans	Of these commitments outstanding, the breakdown between fixed rate and adjustable rate loans is as follows: December 31, 2014 2013 (In thousands) Fixed rate (ranging from 2.0% to 10.5%) $ 9,913 $ 13,726 Adjustable rate 126,215 112,452 Total $ 136,128 $ 126,178

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2014
Regulatory Matters [Abstract]
Summary of required and actual amounts and ratios for the entity and the Bank	The statutory requirements and actual amounts and ratios for the Company and the Bank are presented below: Actual For Capital Adequacy Purposes To be well capitalized under prompt corrective action provisions Minimum Levels Under Order Provisions Amount Ratio Amount Ratio Amount Ratio Amount Ratio (Dollars in thousands) December 31, 2014 Total capital (to risk-weighted assets): Consolidated $ 130,454 14.28 % $ 73,108 8.00 % N/A N/A N/A N/A Bank only 135,871 14.98 % 72,562 8.00 % $ 90,703 10.00 % $ 99,773 11.00 % Tier 1 capital (to risk weighted assets): Consolidated 110,532 12.10 % 36,554 4.00 % N/A N/A N/A N/A Bank only 124,361 13.71 % 36,281 4.00 % 54,422 6.00 % N/A N/A Tier 1 capital (to average assets): Consolidated 110,532 7.54 % 58,650 4.00 % N/A N/A N/A N/A Bank only 124,361 8.55 % 58,163 4.00 % 72,703 5.00 % 116,325 8.00 % December 31, 2013 Total capital (to risk-weighted assets): Consolidated $ 141,153 13.72 % $ 82,304 8.00 % N/A N/A N/A N/A Bank only 140,867 13.78 % 81,795 8.00 % $ 102,244 10.00 % $ 112,469 11.00 % Tier 1 capital (to risk weighted assets): Consolidated 122,786 11.93 % 41,152 4.00 % N/A N/A N/A N/A Bank only 127,887 12.51 % 40,898 4.00 % 61,346 6.00 % N/A N/A Tier 1 capital (to average assets): Consolidated 122,786 8.02 % 61,210 4.00 % N/A N/A N/A N/A Bank only 127,887 8.39 % 60,989 4.00 % 76,237 5.00 % 121,979 8.00 % N/A—not applicable

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2014
Fair Value Measurements [Abstract]
Financial assets and financial liabilities measured at fair value on a recurring basis	The following table summarizes the Company's financial assets and off-balance-sheet instruments measured at fair value on a recurring basis as of December 31, 2014 and 2013, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: December 31, 2014 Total Level 1 Level 2 Level 3 (In thousands) Financial Assets: Investment securities available for sale: U.S. Government sponsored agencies $ 42,282 $ - $ 42,282 $ - States and political subdivisions 5,087 - $ 5,087 - MBSs 101,775 - $ 101,775 - CMOs 41,051 - $ 41,051 - CMBSs 24,882 - $ 24,882 - SBA Pools 945 - $ 945 - Interest rate lock commitments, mandatory forward delivery commitments and pair offs 186 - 186 - Total $ 216,208 $ - $ 216,208 $ - December 31, 2013 Financial Assets: Investment securities available for sale: U.S. Government sponsored agencies $ 73,102 $ - $ 73,102 $ - States and political subdivisions 505 - $ 505 - MBSs 5,465 - $ 5,465 - CMOs 44,232 - $ 44,232 - Interest rate lock commitments, mandatory forward delivery commitments and pair offs 192 - 192 - Total $ 123,496 $ - $ 123,496 $ -
Assets measured at fair value on a nonrecurring basis	Assets measured at fair value on a nonrecurring basis as of December 31, 2014 and 2013 are included in the table below: Total Level 1 Level 2 Level 3 (In thousands) December 31, 2014 Financial Assets Impaired loans $ 47,234 $ - $ - $ 47,234 MSRs 7,438 - - 7,438 Non-Financial Assets OREO 6,111 - - 6,111 December 31, 2013 Financial Assets Impaired loans $ 52,243 $ - $ - $ 52,243 MSRs 8,642 - - 8,642 Non-Financial Assets OREO 2,358 - - 2,358
Valuation assumptions used on impaired loans on a nonrecurring basis at fair value	Assumptions used to determine impaired loans and OREO are presented below by classification, measured at fair value and on a nonrecurring basis as of December 31, 2014 and 2013: Fair value Valuation Technique(s) Unobservable Input(s) Adjustment Range, Weighted Average December 31, 2014 (In thousands) Impaired loans Commercial $ 15,041 Sales comparison Adjustments for differences of comparable sales (5.70)% to (13.92)%, (5.78)% Commercial real estate 14,970 Sales comparison Adjustments for differences of comparable sales (5.50) to (7.62), (6.04) Residential real estate 11,050 Sales comparison Adjustments for differences of comparable sales (3.13) to (8.70), (5.62) Construction real estate 5,537 Sales comparison Adjustments for differences of comparable sales (5.00) to (7.25), (6.07) Installment and other 636 Sales comparison Adjustments for differences of comparable sales (4.13) to (10.00), (6.82) Total impaired loans $ 47,234 OREO Commercial real estate $ 2,179 Sales comparison Adjustments for differences of comparable sales (5.45) to (42.92), (35.96) Residential real estate 1,966 Sales comparison Adjustments for differences of comparable sales (2.98) to (82.38),(23.43) Construction real estate 1,966 Sales comparison Adjustments for differences of comparable sales (22.41) to (100.00), (65.25) Total OREO $ 6,111 December 31, 2013 Impaired loans Commercial $ 15,649 Sales comparison Adjustments for differences of comparable sales 0.00% to (17.50)%, (1.40)% Commercial real estate 19,719 Sales comparison Adjustments for differences of comparable sales 0.00 to (21.0), (15.40) Residential real estate 10,871 Sales comparison Adjustments for differences of comparable sales 0.00 to (28.90), (6.40) Construction real estate 5,193 Sales comparison Adjustments for differences of comparable sales 0.00 to (13.10), (3.00) Installment and other 811 Sales comparison Adjustments for differences of comparable sales 0.00 to (34.30), (14.00) Total impaired loans $ 52,243 OREO Commercial real estate $ 59 Sales comparison Adjustments for differences of comparable sales 0.00 to (71.07), (16.85) Residential real estate 948 Sales comparison Adjustments for differences of comparable sales 0.00 to (30.88) (5.28) Construction real estate 1,351 Sales comparison Adjustments for differences of comparable sales 1.08 to (86.88) (30.46) Total OREO $ 2,358
Estimated fair values of financial instruments	The carrying amount and estimated fair values of other financial instruments as of December 31, 2014 and 2013 are as follows: Carrying amount Level 1 Level 2 Level 3 Total (In thousands) December 31, 2014 Financial assets: Cash and due from banks $ 17,202 $ 17,202 $ - $ - $ 17,202 Interest-bearing deposits with banks 207,965 207,965 - - 207,965 Securities purchased under resell agreements 22,231 22,231 - - 22,231 Investments: Available for sale 216,022 - 216,022 - 216,022 Held to maturity 11,775 - 11,947 - 11,947 Non-marketable equity securities 6,984 N/A N/A N/A N/A Loans held for sale 5,632 - - 5,831 5,831 Loans, net 885,764 - - 889,031 889,031 Accrued interest receivable 5,100 - 5,100 - 5,100 Interest rate lock commitments, mandatory forward delivery commitments and pair offs 186 - 186 - 186 Off-balance-sheet instruments: Loan commitments and standby letters of credit $ 28 $ - $ 28 $ - $ 28 Financial liabilities: Non-interest bearing deposits $ 144,503 $ 144,503 $ - $ - $ 144,503 Interest bearing deposits 1,138,089 - 1,142,657 - 1,142,657 Borrowings 22,300 - 23,001 - 23,001 Junior subordinated debt 37,116 - - 20,758 20,758 Accrued interest payable 4,911 - 4,911 - 4,911 December 31, 2013 Financial assets: Cash and due from banks $ 16,799 $ 16,799 $ - $ - $ 16,799 Interest-bearing deposits with banks 259,525 259,525 - - 259,525 Securities purchased under resell agreements 14,874 14,874 - - 14,874 Investments: Available for sale 123,304 - 123,304 - 123,304 Held to maturity 19,844 - 19,632 - 19,632 Non-marketable equity securities 7,417 - 7,417 - 7,417 Loans held for sale 3,136 - - 3,172 3,172 Loans, net 1,028,730 - - 1,028,920 1,028,920 Accrued interest receivable 5,244 - 5,244 - 5,244 Interest rate lock commitments, mandatory forward delivery commitments and pair offs 192 - 192 - 192 Off-balance-sheet instruments: Loan commitments and standby letters of credit $ 10 $ - $ 10 $ - $ 10 Financial liabilities: Non-interest bearing deposits $ 149,076 $ 149,076 $ - $ - $ 149,076 Interest bearing deposits 1,233,989 - 1,238,906 - 1,238,906 Long-term borrowings 22,300 - 25,654 - 25,654 Junior subordinated debt 37,116 - - 19,743 19,743 Accrued interest payable 2,861 - 2,861 - 2,861

Other Noninterest Expense (Tabl

Other Noninterest Expense (Tables)	12 Months Ended
	Dec. 31, 2014
Other Noninterest Expense [Abstract]
Other non-interest expense items	Components exceeding 1% of the aggregate of total net interest income and total noninterest income are presented separately. Year Ended December 31, 2014 2013 2012 (In thousands) Other noninterest expenses Data processing $ 3,155 $ 3,202 $ 3,389 Marketing 1,119 1,181 1,271 Amortization and valuation of MSRs 1,672 219 2,027 Supplies 444 652 691 Postage 748 795 763 Bankcard and ATM network fees 2,169 1,458 1,496 Legal, professional and accounting fees 10,868 7,169 3,839 FDIC insurance premiums 3,211 2,944 1,403 Collection expenses 1,217 4,369 2,037 Other 4,714 2,987 2,399 Total noninterest expenses $ 29,317 $ 24,976 $ 19,315

Condensed Parent Company Fina52

Condensed Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2014
Condensed Parent Company Financial Information [Abstract]
Condensed balance sheets	The condensed financial statements of Trinity Capital Corporation (parent company only) are presented below: Balance Sheets December 31, 2014 2013 (In thousands) Assets Cash $ 1,382 $ 1,315 Investments in subsidiaries 125,770 129,077 Other assets 16,993 17,835 Total assets $ 144,145 $ 148,227 Liabilities and Stockholders' Equity Dividends payable $ 4,776 $ 1,724 Junior subordinated debt owed to unconsolidated trusts 37,116 37,116 Other liabilities 19,231 17,311 Stock owned by Employee Stock Ownership Plan (ESOP) participants 2,019 3,366 Stockholders' equity 81,003 88,710 Total liabilities and stockholders' equity $ 144,145 $ 148,227
Condensed statements of operations	Statements of Operations Year Ended December 31, 2014 2013 2012 (In thousands) Dividends from subsidiaries $ - $ 25 $ 2,785 Interest and other income 475 463 446 Interest and other expense (3,320 ) (2,312 ) (2,800 ) Income before income tax benefit and equity in undistributed net income of subsidiaries (2,845 ) (1,824 ) 431 Income tax benefit - 1,137 1,356 Income before equity in undistributed net income of subsidiaries (2,845 ) (687 ) 1,787 Equity in undistributed net income of subsidiaries (3,147 ) 13,550 (4,295 ) Net income $ (5,992 ) $ 12,863 $ (2,508 ) Dividends and discount accretion on preferred shares 3,230 2,144 2,115 Net income available to common shareholders $ (9,222 ) $ 10,719 $ (4,623 )
Condensed statements of cash flows	Statements of Cash Flows Year Ended December 31, 2014 2013 2012 (In thousands) Cash Flows From Operating Activities Net income $ (5,992 ) $ 12,863 $ (2,508 ) Adjustments to reconcile net income to net cash (used in ) operating activities Amortization of junior subordinated debt owed to unconsolidated trusts issuance costs 14 14 14 Equity in undistributed net income of subsidiaries 3,147 (13,550 ) 4,295 (Increase) decrease in taxes receivable from subsidiaries 1,139 1,137 (2,605 ) (Gain) on sale of subsidiary (56 ) - - Decrease (increase) in other assets 828 (296 ) (2,598 ) Increase (decrease) in other liabilities (1,632 ) (1,994 ) 4,497 Increase in TPS accrued dividend payable 2,340 - 29 Sale of subsidiary (111 ) - - Tax benefit recognized for exercise of stock options - 1,376 (3 ) Net cash provided by operating activities $ (323 ) (450 ) 1,121 Cash Flows From Investing Activities Investments in and advances to subsidiaries 290 42 (27 ) Decrease in lease value - - - Net cash (used in) investing activities $ 290 42 (27 ) Cash Flows from Financing Activities Issuance of treasury stock 100 - - Common shares dividend payments - - (967 ) Preferred shares dividend payments - (484 ) (1,937 ) Net cash provided by (used in) financing activities $ 100 (484 ) (2,904 ) Net increase (decrease) in cash 67 (892 ) (1,810 ) Cash: Beginning of year 1,315 2,207 4,017 End of year $ 1,382 $ 1,315 $ 2,207

Significant Accounting Polici53

Significant Accounting Policies (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2014USD ($)Note$ / sharesshares	Dec. 31, 2013USD ($)$ / sharesshares	Dec. 31, 2012USD ($)$ / sharesshares
Schedule of Equity Method Investments [Line Items]
Percentage to acquire interest as investment	99.99%
Percentage to acquire interest as investment in governmental instrumentality	0.01%
Initial value of tax credits	$ 1,900
Unamortized amount of new market tax credit	305
Initial amount of loan included in loan net	5,200
Outstanding amount of loan included in loan net	$ 5,200
Loan [Abstract]
Minimum period of sustained repayment for loan to be restructured	6 months
Number of separate notes | Note	2
Prepaid expenses [Abstract]
Original term of prepaid expenses, minimum	3 months
Original term of prepaid expenses, maximum	5 years
Computation of basic and diluted earnings per share [Abstract]
Net income (loss)	$ (5,992)	$ 12,863	$ (2,508)
Dividends and discount accretion on preferred shares	3,230	2,144	2,115
Net income (loss) available to common shareholders	$ (9,222)	$ 10,719	$ (4,623)
Weighted average common shares issued (in shares) | shares	6,856,800	6,856,800	6,856,800
LESS: Weighted average treasury stock shares (in shares) | shares	(404,243)	(407,074)	(407,074)
LESS: Weighted average unearned Employee Stock Ownership Plan (ESOP) stock shares (in shares) | shares	0	0	0
Weighted average common shares outstanding, net (in shares) | shares	6,452,557	6,449,726	6,449,726
Basic (loss) earnings per common share | $ / shares	$ (1.43)	$ 1.66	$ (0.72)
Dilutive effect of stock-based compensation (in shares) | shares	0	0	0
Weighted average common shares outstanding including dilutive shares (in shares) | shares	6,452,557	6,449,726	6,449,726
Diluted (loss) earnings per common share | $ / shares	$ (1.43)	$ 1.66	$ (0.72)
Number of shares excluded computation of earnings per share (in shares) | shares	26,000	42,000	137,000
Income Taxes [Abstract]
SEC penalty recognized	$ 1,500
Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	3 years
Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	39 years
Software [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	3 years
Computer and Office Equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years
Furniture [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Building and Building Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life	39 years
Southwest Medical Technologies LLC [Member]
Schedule of Equity Method Investments [Line Items]
Percentage of investment, ownership	20.00%
Cottonwood Technology Group LLC [Member]
Schedule of Equity Method Investments [Line Items]
Percentage of investment, ownership	24.00%

Restrictions on Cash and Due 54

Restrictions on Cash and Due From Banks (Details) - USD ($) $ in Millions	Dec. 31, 2014	Dec. 31, 2013
Restrictions on Cash and Due From Banks [Abstract]
Reserve balances in cash or on deposit with Federal Reserve Bank	$ 4.2	$ 7

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
AVAILABLE FOR SALE [Abstract]
Amortized Cost	$ 216,945	$ 124,137
Gross Unrealized Gains	496	312
Gross Unrealized Losses	(1,419)	(1,145)
Fair Value	216,022	123,304
HELD TO MATURITY [Abstract]
Amortized Cost	11,775	19,844
Gross Unrecognized Gains	172	22
Gross Unrecognized Losses	0	(234)
Fair Value	11,947	19,632
AVAILABLE FOR SALE [Abstract]
Available for sale securities, Less than 12 Months, Fair Value	135,959	82,544
Available for sale securities, Less than 12 Months, Unrealized Losses	(1,119)	(1,039)
Available for sale securities, 12 Months or Longer, Fair Value	22,661	11,040
Available for sale securities, 12 Months or Longer, Unrealized Losses	(300)	(106)
Available for sale securities, Fair Value	158,620	93,584
Available for sale securities, Unrealized Losses	(1,419)	(1,145)
HELD TO MATURITY [Abstract]
Held to maturity securities, Less than 12 Months, Fair Value		0
Held to maturity securities, Less than 12 Months, Unrealized Losses		0
Held to maturity securities, 12 Months or Longer, Fair Value		9,854
Held to maturity securities, 12 Months or Longer, Unrealized Losses		(234)
Held to maturity securities, Fair Value		9,854
Held to maturity securities, Unrealized Losses		(234)
Realized net gains on sale of securities available for sale [Abstract]
Gross realized gains	1	59	$ 1
Gross realized losses	0	(139)	(150)
Net gains (losses)	1	(80)	$ (149)
Unrealized losses on debt securities	$ 158,600
Percentage of aggregate depreciation of amortized cost basis	0.65%
Investment securities continuous unrealized loss position twelve months or longer, fair value	$ 22,700
Percentage of aggregate depreciation related to continuous unrealized loss position twelve months or longer	1.30%
Available for Sale, Amortized Cost [Abstract]
Available for sale securities, One year or less, Amortized Cost	$ 4,042
Available for sale securities, One to five years, Amortized Cost	31,008
Available for sale securities, Five to ten years, Amortized Cost	11,755
Available for sale securities, Over ten years, Amortized Cost	26,539
Available for sale securities, Equity securities with no stated maturity, Amortized Cost	0
Available for sale securities debt securities subtotal amortized cost basis	73,344
Amortized Cost	216,945
Available for Sale, Fair Value [Abstract]
Available for sale securities, One year or less, Fair Value	4,052
Available for sale securities, One to five years, Fair Value	30,948
Available for sale securities, Five to ten years, Fair Value	11,735
Available for sale securities, Over ten years, Fair Value	26,461
Available for sale securities, Equity investments with no stated maturity, Fair Value	0
Available for sale securities debt securities before residential mortgage backed securities	73,196
Available for sale securities, Fair Value	216,022
Held to Maturity, Amortized Cost [Abstract]
Held to Maturity, One year or less, Amortized Cost	0
Held To Maturity, One to five years, Amortized Cost	0
Held To Maturity, Five to ten years, Amortized Cost	0
Held To Maturity, Over ten years, Amortized Cost	11,775
Held To Maturity, Equity investments with no stated maturity, Amortized Cost	0
Held to maturity securities debt maturities excluding residential mortgage backed securities	11,775
Amortized Cost	11,775	19,844
Held to Maturity, Fair Value [Abstract]
Held to maturity securities, One year or less, Fair Value	0
Held to maturity securities, One to five years, Fair Value	0
Held to maturity securities, Five to ten years, Fair Value	0
Held to maturity securities, Over ten years, Fair Value	11,947
Held to maturity securities, Equity investments with no stated maturity, Fair Value	0
Held to maturity securities debt maturities excluding residential mortgage backed securities fair value	11,947
Held to maturity securities, Fair Value	11,947	19,632
Securities pledged as collateral on public deposits and for other purposes as required or permitted by law	78,500	92,600
U.S. Government Sponsored Agencies [Member]
AVAILABLE FOR SALE [Abstract]
Amortized Cost	42,438	73,391
Gross Unrealized Gains	8	59
Gross Unrealized Losses	(164)	(348)
Fair Value	42,282	73,102
AVAILABLE FOR SALE [Abstract]
Available for sale securities, Less than 12 Months, Fair Value	34,278	44,501
Available for sale securities, Less than 12 Months, Unrealized Losses	(142)	(290)
Available for sale securities, 12 Months or Longer, Fair Value	5,477	9,940
Available for sale securities, 12 Months or Longer, Unrealized Losses	(22)	(58)
Available for sale securities, Fair Value	39,755	54,441
Available for sale securities, Unrealized Losses	(164)	(348)
States and Political Subdivisions [Member]
AVAILABLE FOR SALE [Abstract]
Amortized Cost	4,964	501
Gross Unrealized Gains	123	4
Gross Unrealized Losses	0	0
Fair Value	5,087	505
HELD TO MATURITY [Abstract]
Amortized Cost	2,506	10,088
Gross Unrecognized Gains	63	0
Gross Unrecognized Losses	0	(234)
Fair Value	2,569	9,854
HELD TO MATURITY [Abstract]
Held to maturity securities, Less than 12 Months, Fair Value		0
Held to maturity securities, Less than 12 Months, Unrealized Losses		0
Held to maturity securities, 12 Months or Longer, Fair Value		9,854
Held to maturity securities, 12 Months or Longer, Unrealized Losses		(234)
Held to maturity securities, Fair Value		9,854
Held to maturity securities, Unrealized Losses		(234)
Held to Maturity, Amortized Cost [Abstract]
Amortized Cost	2,506	10,088
Held to Maturity, Fair Value [Abstract]
Held to maturity securities, Fair Value	2,569	9,854
MBSs - Residential [Member]
AVAILABLE FOR SALE [Abstract]
Amortized Cost	102,482	5,540
Gross Unrealized Gains	92	11
Gross Unrealized Losses	(799)	(86)
Fair Value	101,775	5,465
HELD TO MATURITY [Abstract]
Amortized Cost	0
Fair Value	0
AVAILABLE FOR SALE [Abstract]
Available for sale securities, Less than 12 Months, Fair Value	78,997	2,083
Available for sale securities, Less than 12 Months, Unrealized Losses	(777)	(38)
Available for sale securities, 12 Months or Longer, Fair Value	2,361	1,100
Available for sale securities, 12 Months or Longer, Unrealized Losses	(22)	(48)
Available for sale securities, Fair Value	81,358	3,183
Available for sale securities, Unrealized Losses	(799)	(86)
Available for Sale, Amortized Cost [Abstract]
Amortized Cost	102,482
Available for Sale, Fair Value [Abstract]
Available for sale securities, Fair Value	101,775
Held to Maturity, Amortized Cost [Abstract]
Amortized Cost	0
Held to Maturity, Fair Value [Abstract]
Held to maturity securities, Fair Value	0
CMOs - Residential [Member]
AVAILABLE FOR SALE [Abstract]
Amortized Cost	41,119	44,705
Gross Unrealized Gains	273	238
Gross Unrealized Losses	(341)	(711)
Fair Value	41,051	44,232
HELD TO MATURITY [Abstract]
Amortized Cost	0
Fair Value	0
AVAILABLE FOR SALE [Abstract]
Available for sale securities, Less than 12 Months, Fair Value	7,890	35,960
Available for sale securities, Less than 12 Months, Unrealized Losses	(89)	(711)
Available for sale securities, 12 Months or Longer, Fair Value	13,878	0
Available for sale securities, 12 Months or Longer, Unrealized Losses	(252)	0
Available for sale securities, Fair Value	21,768	35,960
Available for sale securities, Unrealized Losses	(341)	(711)
Available for Sale, Amortized Cost [Abstract]
Amortized Cost	41,119
Available for Sale, Fair Value [Abstract]
Available for sale securities, Fair Value	41,051
Held to Maturity, Amortized Cost [Abstract]
Amortized Cost	0
Held to Maturity, Fair Value [Abstract]
Held to maturity securities, Fair Value	0
Commercial MBSs [Member]
AVAILABLE FOR SALE [Abstract]
Amortized Cost	24,993
Gross Unrealized Gains	0
Gross Unrealized Losses	(111)
Fair Value	24,882
AVAILABLE FOR SALE [Abstract]
Available for sale securities, Less than 12 Months, Fair Value	14,794
Available for sale securities, Less than 12 Months, Unrealized Losses	(111)
Available for sale securities, 12 Months or Longer, Fair Value	0
Available for sale securities, 12 Months or Longer, Unrealized Losses	0
Available for sale securities, Fair Value	14,794
Available for sale securities, Unrealized Losses	(111)
SBA Pools [Member]
AVAILABLE FOR SALE [Abstract]
Amortized Cost	949
Gross Unrealized Gains	0
Gross Unrealized Losses	(4)
Fair Value	945
HELD TO MATURITY [Abstract]
Amortized Cost	9,269	9,756
Gross Unrecognized Gains	109	22
Gross Unrecognized Losses	0	0
Fair Value	9,378	9,778
AVAILABLE FOR SALE [Abstract]
Available for sale securities, Less than 12 Months, Fair Value	0
Available for sale securities, Less than 12 Months, Unrealized Losses	0
Available for sale securities, 12 Months or Longer, Fair Value	945
Available for sale securities, 12 Months or Longer, Unrealized Losses	(4)
Available for sale securities, Fair Value	945
Available for sale securities, Unrealized Losses	(4)
Held to Maturity, Amortized Cost [Abstract]
Amortized Cost	9,269	9,756
Held to Maturity, Fair Value [Abstract]
Held to maturity securities, Fair Value	$ 9,378	$ 9,778

Loans and Allowances for Loan56

Loans and Allowances for Loan Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Components of loans receivables [Abstract]
Total loans	$ 912,198	$ 1,059,057
Unearned Income	(1,651)	(1,969)
Gross loans	910,547	1,057,088
Allowance for loan losses	(24,783)	(28,358)
Net loans	$ 885,764	1,028,730
Percentage of outstanding principal balance of commercial real estate loans secured by owner occupied properties	33.10%
Loan value minimum for quarterly risk rating review	$ 240
Commercial [Member]
Components of loans receivables [Abstract]
Total loans	108,309	145,445
Commercial Real Estate [Member]
Components of loans receivables [Abstract]
Total loans	366,199	406,048
Residential Real Estate [Member]
Components of loans receivables [Abstract]
Total loans	305,744	341,050
Construction Real Estate [Member]
Components of loans receivables [Abstract]
Total loans	100,178	125,877
Installment and Other [Member]
Components of loans receivables [Abstract]
Total loans	31,768	40,637
Unallocated [Member]
Components of loans receivables [Abstract]
Total loans	$ 0	$ 0

Loans and Allowances for Loan57

Loans and Allowances for Loan Losses, Loan Classification (Details) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Contractual aging of the recorded investment in current and past due loans by class of loans [Abstract]
Current	$ 881,776	$ 1,009,624
Non-performing loan classification, Current	24,124	8,682
30-59 Days Past Due	7,520	11,469
Non-performing loan classification, 30-59 Days Past Due	1,195	5,878
60-89 Days Past Due	591	10,722
Non-performing loan classification, 60-89 Days Past Due	587	10,316
Loans past due 90 days or more	22,311	27,242
Non-performing loan classification, Loans past due 90 days or more	21,950	27,210
Total Past Due	30,422	49,433
Non-performing loan classification, Total Past Due	23,732	43,404
Total loans	912,198	1,059,057
Non-performing loan classification, Total	47,856	52,086
Nonaccrual	47,856	52,086
Loans past due 90 days or more still accruing interest	361	32
Commercial [Member]
Contractual aging of the recorded investment in current and past due loans by class of loans [Abstract]
Current	106,847	142,221
30-59 Days Past Due	380	2,309
60-89 Days Past Due	352	376
Loans past due 90 days or more	730	539
Total Past Due	1,462	3,224
Total loans	108,309	145,445
Nonaccrual	3,697	2,990
Loans past due 90 days or more still accruing interest	0	32
Commercial Real Estate [Member]
Contractual aging of the recorded investment in current and past due loans by class of loans [Abstract]
Current	356,062	377,817
30-59 Days Past Due	389	5,965
60-89 Days Past Due	0	6,014
Loans past due 90 days or more	9,748	16,252
Total Past Due	10,137	28,231
Total loans	366,199	406,048
Nonaccrual	22,296	28,118
Loans past due 90 days or more still accruing interest	0	0
Residential Real Estate [Member]
Contractual aging of the recorded investment in current and past due loans by class of loans [Abstract]
Current	299,250	332,381
30-59 Days Past Due	737	2,437
60-89 Days Past Due	235	434
Loans past due 90 days or more	5,522	5,798
Total Past Due	6,494	8,669
Total loans	305,744	341,050
Nonaccrual	11,046	11,279
Loans past due 90 days or more still accruing interest	361	0
Construction Real Estate [Member]
Contractual aging of the recorded investment in current and past due loans by class of loans [Abstract]
Current	87,989	116,801
30-59 Days Past Due	5,882	649
60-89 Days Past Due	0	3,776
Loans past due 90 days or more	6,307	4,651
Total Past Due	12,189	9,076
Total loans	100,178	125,877
Nonaccrual	10,565	9,126
Loans past due 90 days or more still accruing interest	0	0
Installment and Other [Member]
Contractual aging of the recorded investment in current and past due loans by class of loans [Abstract]
Current	31,628	40,404
30-59 Days Past Due	132	109
60-89 Days Past Due	4	122
Loans past due 90 days or more	4	2
Total Past Due	140	233
Total loans	31,768	40,637
Nonaccrual	252	573
Loans past due 90 days or more still accruing interest	0	0
Unallocated [Member]
Contractual aging of the recorded investment in current and past due loans by class of loans [Abstract]
Total loans	$ 0	$ 0

Loans and Allowances for Loan58

Loans and Allowances for Loan Losses, Risk Category of Loans by Class (Details) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Risk category of loans by class of loans [Abstract]
Total loans	$ 912,198	$ 1,059,057
Current	881,776	1,009,624
Past due 30-59 days	7,520	11,469
Past due 60-89 days	591	10,722
Past due 90 days or more	22,311	27,242
Nonaccrual	47,856	52,086
Commercial [Member]
Risk category of loans by class of loans [Abstract]
Total loans	108,309	145,445
Current	106,847	142,221
Past due 30-59 days	380	2,309
Past due 60-89 days	352	376
Past due 90 days or more	730	539
Nonaccrual	3,697	2,990
Commercial Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	366,199	406,048
Current	356,062	377,817
Past due 30-59 days	389	5,965
Past due 60-89 days	0	6,014
Past due 90 days or more	9,748	16,252
Nonaccrual	22,296	28,118
Residential Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	305,744	341,050
Current	299,250	332,381
Past due 30-59 days	737	2,437
Past due 60-89 days	235	434
Past due 90 days or more	5,522	5,798
Nonaccrual	11,046	11,279
Construction Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	100,178	125,877
Current	87,989	116,801
Past due 30-59 days	5,882	649
Past due 60-89 days	0	3,776
Past due 90 days or more	6,307	4,651
Nonaccrual	10,565	9,126
Installment and Other [Member]
Risk category of loans by class of loans [Abstract]
Total loans	31,768	40,637
Current	31,628	40,404
Past due 30-59 days	132	109
Past due 60-89 days	4	122
Past due 90 days or more	4	2
Nonaccrual	252	573
Unallocated [Member]
Risk category of loans by class of loans [Abstract]
Total loans	0	0
Pass [Member]
Risk category of loans by class of loans [Abstract]
Total loans	738,385	883,388
Current	731,941	880,764
Past due 30-59 days	6,079	2,217
Past due 60-89 days	4	407
Past due 90 days or more	361	0
Pass [Member] | Commercial [Member]
Risk category of loans by class of loans [Abstract]
Total loans	66,050	101,028
Pass [Member] | Commercial Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	282,279	316,434
Pass [Member] | Residential Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	287,616	320,364
Pass [Member] | Construction Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	71,678	105,864
Pass [Member] | Installment and Other [Member]
Risk category of loans by class of loans [Abstract]
Total loans	30,762	39,698
Special Mention [Member]
Risk category of loans by class of loans [Abstract]
Total loans	52,313	35,260
Current	52,313	35,007
Past due 30-59 days	0	253
Past due 60-89 days	0	0
Past due 90 days or more	0	0
Special Mention [Member] | Commercial [Member]
Risk category of loans by class of loans [Abstract]
Total loans	14,889	18,804
Special Mention [Member] | Commercial Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	22,222	15,165
Special Mention [Member] | Residential Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	2,403	252
Special Mention [Member] | Construction Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	12,683	1,005
Special Mention [Member] | Installment and Other [Member]
Risk category of loans by class of loans [Abstract]
Total loans	116	34
Substandard [Member]
Risk category of loans by class of loans [Abstract]
Total loans	121,258	139,892
Current	97,425	93,362
Past due 30-59 days	1,441	8,999
Past due 60-89 days	587	10,302
Past due 90 days or more	21,805	27,229
Nonaccrual	47,600	51,600
Substandard [Member] | Commercial [Member]
Risk category of loans by class of loans [Abstract]
Total loans	27,128	25,600
Substandard [Member] | Commercial Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	61,698	74,449
Substandard [Member] | Residential Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	15,725	20,421
Substandard [Member] | Construction Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	15,817	18,517
Substandard [Member] | Installment and Other [Member]
Risk category of loans by class of loans [Abstract]
Total loans	890	905
Doubtful [Member]
Risk category of loans by class of loans [Abstract]
Total loans	242	517
Current	97	491
Past due 30-59 days	0	0
Past due 60-89 days	0	13
Past due 90 days or more	145	13
Nonaccrual	242	517
Doubtful [Member] | Commercial [Member]
Risk category of loans by class of loans [Abstract]
Total loans	242	13
Doubtful [Member] | Commercial Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	0	0
Doubtful [Member] | Residential Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	0	13
Doubtful [Member] | Construction Real Estate [Member]
Risk category of loans by class of loans [Abstract]
Total loans	0	491
Doubtful [Member] | Installment and Other [Member]
Risk category of loans by class of loans [Abstract]
Total loans	$ 0	$ 0

Loans and Allowances for Loan59

Loans and Allowances for Loan Losses, Impairment by Class of Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, Total	$ 121,769	$ 163,750
Recorded Investment [Abstract]
Recorded Investment, Total	108,829	132,987
Allowance for Loan Losses Allocated [Abstract]
Allowance for Loan Losses Allocated, With an allowance recorded	7,961	5,888
Average Recorded Investment [Abstract]
Average Recorded Investment, Total	120,911	135,765	$ 128,820
Interest Income Recognized [Abstract]
Interest Income Recognized, Total	3,432	3,892	3,910
Loan interest income	3,000	2,600	2,400
Commercial [Member]
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	16,401	17,958
Unpaid Principal Balance With an allowance recorded	15,924	15,925
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	11,936	13,205
Recorded Investment, With an allowance recorded	15,918	15,924
Allowance for Loan Losses Allocated [Abstract]
Allowance for Loan Losses Allocated, With an allowance recorded	877	275
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	12,571	12,978	10,787
Average Recorded Investment, With allowance recorded	15,921	18,293	15,287
Interest Income Recognized [Abstract]
Interest Income Recognized, With no related allowance recorded	533	548	221
Interest Income Recognized, With an allowance recorded	832	854	1,348
Commercial Real Estate [Member]
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	25,737	56,689
Unpaid Principal Balance With an allowance recorded	18,298	22,646
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	22,554	36,364
Recorded Investment, With an allowance recorded	17,081	22,501
Allowance for Loan Losses Allocated [Abstract]
Allowance for Loan Losses Allocated, With an allowance recorded	2,111	2,782
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	29,459	32,835	29,161
Average Recorded Investment, With allowance recorded	19,791	24,031	19,489
Interest Income Recognized [Abstract]
Interest Income Recognized, With no related allowance recorded	369	626	479
Interest Income Recognized, With an allowance recorded	591	881	891
Residential Real Estate [Member]
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	10,132	15,211
Unpaid Principal Balance With an allowance recorded	14,571	13,173
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	8,707	12,462
Recorded Investment, With an allowance recorded	14,500	13,142
Allowance for Loan Losses Allocated [Abstract]
Allowance for Loan Losses Allocated, With an allowance recorded	3,450	2,271
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	10,585	13,305	14,658
Average Recorded Investment, With allowance recorded	13,821	11,918	10,150
Interest Income Recognized [Abstract]
Interest Income Recognized, With no related allowance recorded	248	99	104
Interest Income Recognized, With an allowance recorded	379	430	401
Construction Real Estate [Member]
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	12,219	14,396
Unpaid Principal Balance With an allowance recorded	6,953	5,638
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	9,685	11,684
Recorded Investment, With an allowance recorded	6,953	5,638
Allowance for Loan Losses Allocated [Abstract]
Allowance for Loan Losses Allocated, With an allowance recorded	1,416	445
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	10,685	14,610	20,375
Average Recorded Investment, With allowance recorded	6,296	5,692	5,533
Interest Income Recognized [Abstract]
Interest Income Recognized, With no related allowance recorded	162	126	217
Interest Income Recognized, With an allowance recorded	210	261	174
Installment and Other [Member]
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	791	1,187
Unpaid Principal Balance With an allowance recorded	743	927
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	752	1,141
Recorded Investment, With an allowance recorded	743	926
Allowance for Loan Losses Allocated [Abstract]
Allowance for Loan Losses Allocated, With an allowance recorded	107	115
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	947	1,150	2,258
Average Recorded Investment, With allowance recorded	835	953	1,122
Interest Income Recognized [Abstract]
Interest Income Recognized, With no related allowance recorded	81	32	23
Interest Income Recognized, With an allowance recorded	$ 27	$ 35	$ 52

Loans and Allowances for Loan60

Loans and Allowances for Loan Losses, Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Activity in the allowance for loan losses [Roll Forward]
Beginning balance	$ 28,358	$ 35,633	$ 34,873
Provision (benefit) for loan losses	2,000	0	27,206
Charge-offs	(8,412)	(9,171)	(31,417)
Recoveries	2,837	1,896	4,971
Net charge-offs	(5,575)	(7,275)	(26,446)
Ending balance	24,783	28,358	35,633
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	7,961	5,888
Loans collectively evaluated for impairment	16,822	22,470
Ending balance	24,783	28,358	35,633
Loans [Abstract]
Individually evaluated for impairment	108,829	132,987
Collectively evaluated for impairment	803,369	926,070
Total ending loans balance	912,198	1,059,057
Commercial [Member]
Activity in the allowance for loan losses [Roll Forward]
Beginning balance	3,958	7,085	6,575
Provision (benefit) for loan losses	1,516	(1,861)	5,698
Charge-offs	(2,261)	(2,028)	(8,964)
Recoveries	818	762	3,776
Net charge-offs	(1,443)	(1,266)	(5,188)
Ending balance	4,031	3,958	7,085
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	877	275
Loans collectively evaluated for impairment	3,154	3,683
Ending balance	4,031	3,958	7,085
Loans [Abstract]
Individually evaluated for impairment	27,854	29,129
Collectively evaluated for impairment	80,455	116,316
Total ending loans balance	108,309	145,445
Commercial Real Estate [Member]
Activity in the allowance for loan losses [Roll Forward]
Beginning balance	10,699	12,587	10,832
Provision (benefit) for loan losses	(334)	1,118	11,675
Charge-offs	(2,772)	(3,296)	(10,190)
Recoveries	746	290	270
Net charge-offs	(2,026)	(3,006)	(9,920)
Ending balance	8,339	10,699	12,587
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	2,111	2,782
Loans collectively evaluated for impairment	6,228	7,917
Ending balance	8,339	10,699	12,587
Loans [Abstract]
Individually evaluated for impairment	39,635	58,865
Collectively evaluated for impairment	326,564	347,183
Total ending loans balance	366,199	406,048
Residential Real Estate [Member]
Activity in the allowance for loan losses [Roll Forward]
Beginning balance	8,162	9,037	10,234
Provision (benefit) for loan losses	1,571	1,136	2,737
Charge-offs	(2,463)	(2,447)	(4,081)
Recoveries	669	436	147
Net charge-offs	(1,794)	(2,011)	(3,934)
Ending balance	7,939	8,162	9,037
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	3,450	2,271
Loans collectively evaluated for impairment	4,489	5,891
Ending balance	7,939	8,162	9,037
Loans [Abstract]
Individually evaluated for impairment	23,207	25,604
Collectively evaluated for impairment	282,537	315,446
Total ending loans balance	305,744	341,050
Construction Real Estate [Member]
Activity in the allowance for loan losses [Roll Forward]
Beginning balance	4,658	5,575	6,168
Provision (benefit) for loan losses	(1,504)	(741)	5,854
Charge-offs	(285)	(471)	(6,919)
Recoveries	454	295	472
Net charge-offs	169	(176)	(6,447)
Ending balance	3,323	4,658	5,575
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	1,416	445
Loans collectively evaluated for impairment	1,907	4,213
Ending balance	3,323	4,658	5,575
Loans [Abstract]
Individually evaluated for impairment	16,638	17,322
Collectively evaluated for impairment	83,540	108,555
Total ending loans balance	100,178	125,877
Installment and Other [Member]
Activity in the allowance for loan losses [Roll Forward]
Beginning balance	1,199	1,643	1,064
Provision (benefit) for loan losses	70	372	1,536
Charge-offs	(631)	(929)	(1,263)
Recoveries	150	113	306
Net charge-offs	(481)	(816)	(957)
Ending balance	788	1,199	1,643
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	107	115
Loans collectively evaluated for impairment	681	1,084
Ending balance	788	1,199	1,643
Loans [Abstract]
Individually evaluated for impairment	1,495	2,067
Collectively evaluated for impairment	30,273	38,570
Total ending loans balance	31,768	40,637
Unallocated [Member]
Activity in the allowance for loan losses [Roll Forward]
Beginning balance	(318)	(294)	0
Provision (benefit) for loan losses	681	(24)	(294)
Charge-offs	0	0	0
Recoveries	0	0	0
Net charge-offs	0	0	0
Ending balance	363	(318)	(294)
Period-end amount allocated to [Abstract]
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	363	(318)
Ending balance	363	(318)	$ (294)
Loans [Abstract]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

Loans and Allowances for Loan61

Loans and Allowances for Loan Losses, Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2014USD ($)Contract	Dec. 31, 2013USD ($)Contract	Dec. 31, 2012USD ($)Contract
Troubled debt restructurings on financing receivables [Abstract]
Number of Contracts | Contract	17	54	84
Pre-Modification Outstanding Recorded Investment	$ 2,613	$ 20,987	$ 45,637
Post-Modification Outstanding Recorded Investment	2,450	20,202	42,345
Specific reserves allocated	$ 88	$ 669	$ 2,682
Number of Contracts | Contract	1	20	31
Recorded Investment	$ 168	$ 12,225	$ 8,260
Specific reserves allocated	$ 0	$ 36	$ 291
Accrual, Number of Contracts | Contract	188	214	203
Nonaccrual, Number of Contracts | Contract	61	78	104
Total TDRs, Number of Contracts | Contract	249	292	307
Accrual, Amount	$ 60,973	$ 80,873	$ 80,609
Nonaccrual, Amount	27,394	30,957	26,975
Total TDRs, accrual and non-accrual status	88,367	111,830	107,584
Commitments to lend additional funds	1,480
Allowance for credit losses, Change in method of calculating impairment	88	669	2,700
Financing receivables, impaired, troubled debt restructuring, write-down	2,750	626	2,800
Troubled debt restructuring, subsequently defaulted, Provision to the allowance for loan losses	$ 0	$ 36	$ 2,800
Commercial [Member]
Troubled debt restructurings on financing receivables [Abstract]
Number of Contracts | Contract	3	12	27
Pre-Modification Outstanding Recorded Investment	$ 221	$ 1,654	$ 26,264
Post-Modification Outstanding Recorded Investment	90	1,587	23,332
Specific reserves allocated	$ 1	$ 11	$ 898
Number of Contracts | Contract	0	4	11
Recorded Investment	$ 0	$ 236	$ 1,497
Specific reserves allocated	$ 0	$ 4	$ 21
Commercial Real Estate [Member]
Troubled debt restructurings on financing receivables [Abstract]
Number of Contracts | Contract	2	10	7
Pre-Modification Outstanding Recorded Investment	$ 1,408	$ 15,531	$ 7,605
Post-Modification Outstanding Recorded Investment	1,408	15,006	7,579
Specific reserves allocated	$ 56	$ 265	$ 752
Number of Contracts | Contract	0	7	3
Recorded Investment	$ 0	$ 10,319	$ 4,169
Specific reserves allocated	$ 0	$ 0	$ 223
Residential Real Estate [Member]
Troubled debt restructurings on financing receivables [Abstract]
Number of Contracts | Contract	6	17	24
Pre-Modification Outstanding Recorded Investment	$ 498	$ 3,062	$ 8,284
Post-Modification Outstanding Recorded Investment	493	2,879	8,075
Specific reserves allocated	$ 21	$ 373	$ 890
Number of Contracts | Contract	1	7	10
Recorded Investment	$ 168	$ 1,421	$ 2,280
Specific reserves allocated	$ 0	$ 28	$ 34
Construction Real Estate [Member]
Troubled debt restructurings on financing receivables [Abstract]
Number of Contracts | Contract	2	3	9
Pre-Modification Outstanding Recorded Investment	$ 410	$ 524	$ 2,949
Post-Modification Outstanding Recorded Investment	410	514	2,825
Specific reserves allocated	$ 1	$ 10	$ 48
Number of Contracts | Contract	0	1	2
Recorded Investment	$ 0	$ 227	$ 207
Specific reserves allocated	$ 0	$ 0	$ 0
Installment and Other [Member]
Troubled debt restructurings on financing receivables [Abstract]
Number of Contracts | Contract	4	12	17
Pre-Modification Outstanding Recorded Investment	$ 76	$ 216	$ 535
Post-Modification Outstanding Recorded Investment	49	216	534
Specific reserves allocated	$ 9	$ 10	$ 94
Number of Contracts | Contract	0	1	5
Recorded Investment	$ 0	$ 22	$ 107
Specific reserves allocated	$ 0	$ 4	$ 13

Loans and Allowances for Loan62

Loans and Allowances for Loan Losses, Activity Related to Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Analysis of the activity related to loans :
Balance, beginning	$ 271	$ 3,363
Additions	1,135	0
Principal payments and other reductions	(84)	(3,092)
Balance, ending	$ 271	$ 3,363	$ 1,322	$ 271
Loans outstanding to executive officers and directors			$ 2,200	$ 1,000

Loan Servicing and Mortgage S63

Loan Servicing and Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Unpaid balance of Mortgage loans serviced [Abstract]
Federal National Mortgage Association ("Fannie Mae")	$ 918,658	$ 958,468
Other investors	66	99
Mortgage servicing rights	$ 918,724	$ 958,567
Contractual servicing fee percentage	0.25%	0.25%	0.25%
Late fees on loans serviced	$ 191	$ 225	$ 150
Custodial balances on deposit at the Bank in connection with the foregoing loan servicing	5,400	5,500
Custodial balances on deposit with other financial institutions with the foregoing loan servicing	0	0
Mortgage servicing right, fair value	7,500	8,300	7,000
Analysis of changes in mortgage servicing rights assets [Roll Forward]
Balance at beginning of period	10,336	10,313	9,188
Servicing rights originated and capitalized	810	1,563	2,748
Amortization	(1,676)	(1,540)	(1,623)
Balance at end of period	9,470	10,336	10,313
Analysis of changes in the mortgage servicing right assets valuation allowance [Roll Forward]
Balance at beginning of period	(2,021)	(3,342)	(2,938)
Aggregate reduction credited to operations	1,373	2,890	970
Aggregate additions charged to operations	(1,369)	(1,569)	(1,374)
Balance at end of period	$ (2,017)	$ (2,021)	$ (3,342)
Assumptions used to calculate the market value [Abstract]
Weighted Average Public Securities Association (PSA) speed	201.67%	166.67%	275.00%
Weighted Average Discount rate	10.50%	10.75%	10.75%
Weighted Average Earnings rate	1.77%	1.79%	0.84%

Other Real Estate Owned (Detail

Other Real Estate Owned (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other Real Estate Owned [Line Items]
Other real estate owned	$ 13,980	$ 14,002	$ 9,211
Other Real Estate [Roll Forward]
Balance at beginning of period	14,002	9,211
Transfers in at fair value	11,523	11,160
Write-down of value	(2,730)	(809)
Gain (loss) on disposal	651	(171)
Cash received upon disposition	(8,849)	(1,538)	(6,880)
Sales financed by loans	(617)	(3,851)
Balance at end of period	13,980	14,002	$ 9,211
Commercial Real Estate [Member]
Other Real Estate Owned [Line Items]
Other real estate owned	2,985	3,607
Other Real Estate [Roll Forward]
Balance at beginning of period	3,607
Balance at end of period	2,985	3,607
Residential Real Estate [Member]
Other Real Estate Owned [Line Items]
Other real estate owned	5,284	4,148
Other Real Estate [Roll Forward]
Balance at beginning of period	4,148
Balance at end of period	5,284	4,148
Construction Real Estate [Member]
Other Real Estate Owned [Line Items]
Other real estate owned	6,247	6,247
Other Real Estate [Roll Forward]
Balance at beginning of period	6,247
Balance at end of period	$ 5,711	$ 6,247

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 59,111	$ 59,157
Accumulated depreciation	(34,377)	(32,603)
Total less depreciation	24,734	26,554
Depreciation	2,409	2,658	$ 2,889
Land and Land Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	3,820	3,820
Buildings [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	23,146	23,146
Furniture and Equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 32,145	$ 32,191

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Deposits [Abstract]
Demand deposits, noninterest -bearing	$ 76,706	$ 149,076
NOW and money market accounts	430,708	471,407
Savings deposits	432,017	353,656
Time certificates, $100,000 or more	53,693	67,624
Other time certificates	289,468	341,302
Total deposits	1,282,592	1,383,065
Scheduled maturities of time certificates [Abstract]
2,015	258,732
2,016	39,444
2,017	20,644
2,018	11,557
2,019	6,506
Thereafter	6,278
Total	343,161
Deposits from executive officers, directors and their affiliates	$ 874	$ 722

Borrowings (Details)

Borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Borrowings [Abstract]
Investment securities pledged as collateral	$ 44,300
Advances available based on remaining unpledged investment securities	71,100
Fixed rate advances on borrowings [Abstract]
Borrowings	$ 22,300	$ 22,300
Federal Home Loan Bank Advances, 3.050 % [Member]
Fixed rate advances on borrowings [Abstract]
Maturity Date	Mar. 23, 2015
Rate	3.05%
Type	Fixed
Principal due	At maturity
Borrowings	$ 20,000	20,000
Federal Home Loan Bank Advances 6.343 % [Member]
Fixed rate advances on borrowings [Abstract]
Maturity Date	Apr. 27, 2021
Rate	6.343%
Type	Fixed
Principal due	At maturity
Borrowings	$ 2,300	$ 2,300

Junior Subordinated Debt (Detai

Junior Subordinated Debt (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2013USD ($)	Dec. 31, 2014USD ($)Payment	Mar. 31, 2016USD ($)	Dec. 31, 2013USD ($)
Variable Interest Entity [Line Items]
Common equity securities issued		$ 6,836		$ 6,836
Junior subordinated deferrable interest debentures owed		$ 37,116		37,116
Junior subordinated debt owed to unconsolidated trusts issuance costs	$ 37,100
Number of semi annual payments entity has right to defer | Payment		10
Number of quarterly payments entity has right to defer | Payment		20
Subsequent Event [Member]
Variable Interest Entity [Line Items]
Accrued interest and unpaid			$ 7,600
Trust Preferred Securities [Member]
Variable Interest Entity [Line Items]
Accrued interest and unpaid		$ 4,300		$ 1,900
Trust I [Member]
Variable Interest Entity [Line Items]
Date of Issue		Mar. 23, 2000
Amount of trust preferred securities issued		$ 10,000
Rate on trust preferred securities		10.875%
Maturity		Mar. 8, 2030
Date of first redemption		Mar. 8, 2010
Common equity securities issued		$ 310
Junior subordinated deferrable interest debentures owed		$ 10,310
Rate on junior subordinated deferrable interest debentures, fixed		10.875%
Trust III [Member]
Variable Interest Entity [Line Items]
Date of Issue		May 11, 2004
Amount of trust preferred securities issued		$ 6,000
Variable rate on trust preferred securities		2.9356%
Maturity		Sep. 8, 2034
Date of first redemption		Sep. 8, 2009
Common equity securities issued		$ 186
Junior subordinated deferrable interest debentures owed		$ 6,186
Rate on junior subordinated deferrable interest debentures, variable		2.9356%
Trust IV [Member]
Variable Interest Entity [Line Items]
Date of Issue		Jun. 29, 2005
Amount of trust preferred securities issued		$ 10,000
Rate on trust preferred securities		6.88%
Maturity		Nov. 23, 2035
Date of first redemption		Aug. 23, 2010
Common equity securities issued		$ 310
Junior subordinated deferrable interest debentures owed		$ 10,310
Rate on junior subordinated deferrable interest debentures, fixed		6.88%
Trust V [Member]
Variable Interest Entity [Line Items]
Date of Issue		Sep. 21, 2006
Amount of trust preferred securities issued		$ 10,000
Variable rate on trust preferred securities		1.89%
Maturity		Dec. 15, 2036
Date of first redemption		Sep. 15, 2011
Common equity securities issued		$ 310
Junior subordinated deferrable interest debentures owed		$ 10,310
Rate on junior subordinated deferrable interest debentures, variable		1.89%

Description of Leasing Arrang69

Description of Leasing Arrangements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Description of Leasing Arrangements [Abstract]
Operating lease payments	$ 356	$ 507	$ 423
Extended Lease Term	5 years
Future minimum capital lease payments	$ 77
Lease Payments under Operating Leases [Abstract]
2,015	267
2,016	214
2,017	180
2,018	0
2,019	0
Thereafter	0
Total	$ 661

Retirement Plans (Details)

Retirement Plans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2014USD ($)hshares	Dec. 31, 2013USD ($)shares	Dec. 31, 2012USD ($)
Retirement Plans [Abstract]
Minimum age of employees to be benefitted	18 years
Number of service hours | h	1,000
Vesting period	6 years
Company's discretionary contributions to the ESOP	$ 0	$ 0	$ 287
Compensation expense recognized for ESOP shares acquired	0	0	0
Contributions to ESOP	$ 0	0	$ 287
Purchase price period	5 years
Fair value of shares repurchase	$ 2,000	$ 3,400
Employee Stock Ownership Plan (ESOP), Shares in ESOP [Abstract]
Shares acquired before December 31, 1992 (in shares) | shares	215,503	215,572
Shares acquired after December 31, 1992 (in shares) | shares	457,455	457,494
Total shares (in shares) | shares	672,958	673,066

Stock Incentives (Details)

Stock Incentives (Details) - USD ($)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Aggregate Intrinsic Value [Abstract]
Stock options, exercised (in shares)	0	0	0
Stock Options [Member]
Shares [Roll Forward]
Outstanding, Beginning Balance (in shares)	42,000	131,000
Forfeited or expired (in shares)	(28,000)	(89,000)
Outstanding, Ending Balance (in shares)	14,000	42,000	131,000
Vested, Ending balance (in shares)	14,000	42,000
Weighted-Average Exercise Price [Abstract]
Outstanding, Beginning Balance (in dollars per share)	$ 30.50	$ 31.20
Forfeited or expired (in dollars per share)	30.50	31.53
Outstanding, Ending Balance (in dollars per share)	30.50	30.50	$ 31.20
Vested, Ending balance (in dollars per share)	$ 30.50	$ 30.50
Weighted-Average Remaining Contractual Term [Abstract]
Outstanding	8 months 12 days	1 year 2 months 5 days	1 year 8 months 12 days
Vested	8 months 12 days	1 year 2 months 5 days
Aggregate Intrinsic Value [Abstract]
Outstanding	$ 0		$ 0
Vested	$ 0	$ 0
Restricted Stock Units (RSUs) [Member]
Shares [Roll Forward]
Outstanding, Beginning Balance (in shares)	3,578	5,783
Granted (in shares)	11,765
Exercised (in shares)	(3,323)
Forfeited or expired (in shares)	(255)	(2,205)
Outstanding, Ending Balance (in shares)	11,765	3,578	5,783
Vested, Ending Balance (in shares)	0	3,578
Weighted-Average Exercise Price [Abstract]
Outstanding, Beginning Balance (in dollars per share)	$ 12.75	$ 12.75
Granted (in dollars per share)	4.25
Exercised (in dollars per share)	12.75
Forfeited or expired (in dollars per share)	12.75
Outstanding, Ending Balance (in dollars per share)	4.25	12.75	$ 12.75
Vested, Ending Balance (in dollars per share)	$ 0	$ 12.75
Weighted-Average Remaining Contractual Term [Abstract]
Outstanding	1 year 6 months
Vested	0 years	22 days
Aggregate Intrinsic Value [Abstract]
Outstanding	$ 50,000		$ 0
Vested	$ 0	$ 0
1998 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares held in treasury or authorized but unissued common stock have been reserved (in shares)	400,000
2005 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares held in treasury or authorized but unissued common stock have been reserved (in shares)	500,000
2015 Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares held in treasury or authorized but unissued common stock have been reserved (in shares)	500,000
1998 Plan and the 2005 Plan [Member]
Aggregate Intrinsic Value [Abstract]
Unrecognized compensation cost	$ 50
Weighted average period of recognition	2 years

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Current provision (benefit) for income taxes: [Abstract]
Federal		$ 0	$ 0	$ 0
State		0	0	0
Deferred provision (benefit) for income taxes: [Abstract]
Federal		(1,621)	3,996	(1,387)
State		(206)	324	(92)
Change in valuation allowance		2,997	(4,320)	1,229
Total provision (benefit) for income taxes		1,170	0	(250)
Deferred Tax Assets [Abstract]
Unrealized loss on securities available for sale		368	332
Venture capital investments		460	443
Allowance for loan losses		10,916	11,537
Other intangible assets		418	456
OREO		1,144	1,709
Accrued compensation		728	659
Net operating loss carryforwards		3,002	325
Business tax credits		1,970	1,475
Stock options and SARs expensed		160	160
Contributions		41	0
AMT credit		377	0
Total deferred taxes		19,584	17,096		$ 14,600
Allowance for deferred taxes		(19,584)	(17,096)
Net deferred taxes		0	0
Deferred Tax Liabilities [Abstract]
Investment securities		0	3
Stock dividends on FHLB stock		4	2
Premises and equipment		1,429	1,699
MSRs		2,972	3,289
Prepaid expenses		656	577
Total deferred taxes		5,061	5,570
Allowance for deferred taxes		(5,061)	(5,570)
Net deferred taxes		0	0
Operating Loss Carryforwards [Line Items]
(Increase) decrease in taxes receivable from subsidiaries		1,170
Income tax receivable		10,400	11,500
Business tax credits		$ 2,300	1,500
Tax credit, expiration date		Dec. 31, 2031
Amount [Abstract]
Federal statutory tax rate		$ (1,688)	4,502	(965)
Net tax exempt interest income		(158)	(197)	(209)
Interest disallowance		3	2	5
Nondeductible expenses		32	37	41
Nondeductible book amortization		156	217	107
Other, net		(90)	(241)	(208)
Tax credits		(424)	0	0
Fines & penalties		525	0	0
Intra-period tax allocation		0	0	(250)
State income tax net of federal benefit		(183)	0	0
Tax provision (benefit) before change in valuation allowance		(1,827)	4,320	(1,479)
Change in valuation allowance		2,997	(4,320)	1,229
Total provision (benefit) for income taxes		$ 1,170	$ 0	$ (250)
Percent [Abstract]
Federal statutory tax rate		(35.00%)	35.00%	(35.00%)
Net tax exempt interest income		(3.28%)	(1.53%)	(7.58%)
Interest disallowance		0.06%	0.02%	0.18%
Nondeductible expenses		0.66%	0.29%	1.49%
Nondeductible book amortization		3.24%	1.69%	3.88%
Other, net		(1.87%)	(1.87%)	(7.54%)
Tax credits		(8.79%)	0.00%	0.00%
Fines & penalties		10.89%	0.00%	0.00%
Intra-period tax allocation		0.00%	0.00%	(9.06%)
State income tax net of federal benefit		(3.80%)	0.00%	0.00%
Tax provision (benefit) before change in valuation allowance		(37.89%)	33.60%	(53.63%)
Change in valuation allowance		62.15%	(33.60%)	44.56%
Provision (benefit) for income taxes		24.26%	0.00%	(9.07%)
Reserves associated with uncertain tax positions		$ 0	$ 0
Accrual for interest and penalties		0	$ 0
SEC penalty recognized		1,500
Increase in income tax expense		525
Federal [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards		6,800
State [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards		$ 13,000
Earliest Tax Year [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards, expire date		Dec. 31, 2031
Latest Tax Year [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards, expire date		Dec. 31, 2034
2015 [Member]
Operating Loss Carryforwards [Line Items]
Proceeds from income tax refunds	$ 9,100

Commitments and Off-Balance S73

Commitments and Off-Balance Sheet Activities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Loss Contingencies [Line Items]
Total value of letters of credit	$ 22,000	$ 66,000
Original term of letter of credit	1 year
FHLB, collateral amount	$ 115,400
Potential obligations under credit-related commitments	575	575
Unfunded Commitments under Lines of Credit [Member]
Loss Contingencies [Line Items]
Credit-related commitments	141,674	147,821
Commercial and Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Credit-related commitments	10,411	13,717
Fees collected on grants of letters of credit	$ 28	$ 10

Preferred Equity Issues (Detail

Preferred Equity Issues (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Schedule of preferred equity issues under capital purchase program [Abstract]
Dividends accrued and unpaid	$ 4,800	$ 1,700
Amortized period of the liquidation value of the preferred shares	10 years
Net amount accreted to capital preferred equity	$ 178	178
Amount of dividends and net accretion on the preferred shares reduces net income	$ 3,200	$ 2,100
Series A Cumulative Perpetual Preferred Shares [Member]
Schedule of preferred equity issues under capital purchase program [Abstract]
Number of shares issued (in shares)	35,539	35,539
Dividend rate, description	5% for first 5 years; thereafter 9%
Dividend rate	5.00%	5.00%
Liquidation value per share (in dollars per share)	$ 1,000	$ 1,000
Original cost	$ 33,437
Dividend rate of first five years	5.00%
Dividend rate after five years	9.00%
Series B Cumulative Perpetual Preferred Shares [Member]
Schedule of preferred equity issues under capital purchase program [Abstract]
Number of shares issued (in shares)	1,777	1,777
Dividend rate	9.00%	9.00%
Liquidation value per share (in dollars per share)	$ 1,000	$ 1,000
Original cost	$ 2,102

Litigation (Details)

Litigation (Details)	Apr. 29, 2016USD ($)	Sep. 28, 2015USD ($)	Sep. 01, 2015Suit
Loss Contingencies [Line Items]
Number of suits seek coverage and reimbursement from the insurance carriers | Suit			3
Securities and Exchange Commission [Member]
Loss Contingencies [Line Items]
Litigation settlement amount		$ 1,500,000
First American Title [Member] | Subsequent Event [Member]
Loss Contingencies [Line Items]
Litigation settlement amount	$ 150,000

Derivative Financial Instrume76

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Derivative Financial Instruments [Abstract]
Period under interest rate lock commitment contract	60 days
Fixed And Adjustable Rate Loans [Abstract]
Fixed-rate (ranging from 2.0% to 10.5%)	$ 9,913	$ 13,726
Adjustable-rate	126,215	112,452
Total	$ 136,128	126,178
Fixed interest rate, lower	2.00%
Fixed interest rate, higher	10.50%
Customer Contracts [Member]
Derivatives, Fair Value [Line Items]
Derivative financial instruments, notional amount	$ 5,500	5,900
FNMA Interest Rate Contract [Member]
Derivatives, Fair Value [Line Items]
Derivative financial instruments, notional amount	11,200	9,400
Fair value commitment assets	$ 139	$ 194

Regulatory Matters (Details)

Regulatory Matters (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Number of years net income plus retained income taken for dividend payment	2 years
Total capital (to risk-weighted assets), Amount [Abstract]
Actual	$ 130,454	$ 141,153
For Capital Adequacy Purposes	$ 73,108	$ 82,304
Total capital (to risk-weighted assets), Ratio [Abstract]
Actual	14.28%	13.72%
For Capital Adequacy Purposes	8.00%	8.00%
Tier 1 capital (risk-weighted assets), Amount [Abstract]
Amount	$ 110,532	$ 122,786
For Capital Adequacy Purposes	$ 36,554	$ 41,152
Tier 1 capital (to risk-weighted assets), Ratio [Abstract]
Actual	12.10%	11.93%
For Capital Adequacy Purposes	4.00%	4.00%
Tier 1 capital (to average assets), Amount [Abstract]
Actual	$ 110,532	$ 122,786
For Capital Adequacy Purposes	$ 58,650	$ 61,210
Tier 1 capital (to average assets), Ratio [Abstract]
Actual	7.54%	8.02%
For Capital Adequacy Purposes	4.00%	4.00%
Bank Only [Member]
Total capital (to risk-weighted assets), Amount [Abstract]
Actual	$ 135,871	$ 140,867
For Capital Adequacy Purposes	72,562	81,795
To be well capitalized under prompt corrective action provisions	90,703	102,244
Minimum Levels Under Order Provisions	$ 99,773	$ 112,469
Total capital (to risk-weighted assets), Ratio [Abstract]
Actual	14.98%	13.78%
For Capital Adequacy Purposes	8.00%	8.00%
To be well capitalized under prompt corrective action provisions	10.00%	10.00%
Minimum Levels Under Order Provisions	11.00%	11.00%
Tier 1 capital (risk-weighted assets), Amount [Abstract]
Amount	$ 124,361	$ 127,887
For Capital Adequacy Purposes	36,281	40,898
To be well capitalized under prompt corrective action provisions	$ 54,422	$ 61,346
Tier 1 capital (to risk-weighted assets), Ratio [Abstract]
Actual	13.71%	12.51%
For Capital Adequacy Purposes	4.00%	4.00%
To be well capitalized under prompt corrective action provisions	6.00%	6.00%
Tier 1 capital (to average assets), Amount [Abstract]
Actual	$ 124,361	$ 127,887
For Capital Adequacy Purposes	58,163	60,989
To be well capitalized under prompt corrective action provisions	72,703	76,237
Minimum Levels Under Order Provisions	$ 116,325	$ 121,979
Tier 1 capital (to average assets), Ratio [Abstract]
Actual	8.55%	8.39%
For Capital Adequacy Purposes	4.00%	4.00%
To be well capitalized under prompt corrective action provisions	5.00%	5.00%
Minimum Levels Under Order Provisions	8.00%	8.00%

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Investment securities available for sale [Abstract]
Impaired loans contract value - valuation allowance	$ 8,000	$ 5,900
Impaired loans foreclosed assets - valuation allowance	5,500	5,500
Write-down of value	2,730	809
Financial Assets [Abstract]
Impaired loans	108,829	132,987
MSRs	9,470	10,336	$ 10,313	$ 9,188
Recurring [Member]
Investment securities available for sale [Abstract]
U.S. Government sponsored agencies	42,282	73,102
States and political subdivisions	5,087	505
MBSs	101,775	5,465
CMOs	41,051	44,232
CMBSs	24,882
SBA Pools	945
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	186	192
Total	216,208	123,496
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1)
Investment securities available for sale [Abstract]
U.S. Government sponsored agencies	0	0
States and political subdivisions	0	0
MBSs	0	0
CMOs	0	0
CMBSs	0
SBA Pools	0
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	0	0
Total	0	0
Recurring [Member] | Significant Other Observable Inputs (Level 2)
Investment securities available for sale [Abstract]
U.S. Government sponsored agencies	42,282	73,102
States and political subdivisions	5,087	505
MBSs	101,775	5,465
CMOs	41,051	44,232
CMBSs	24,882
SBA Pools	945
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	186	192
Total	216,208	123,496
Recurring [Member] | Significant Unobservable Inputs (Level 3)
Investment securities available for sale [Abstract]
U.S. Government sponsored agencies	0	0
States and political subdivisions	0	0
MBSs	0	0
CMOs	0	0
CMBSs	0
SBA Pools	0
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	0	0
Total	0	0
Nonrecurring [Member]
Financial Assets [Abstract]
Impaired loans	47,234	52,243
MSRs	7,438	8,642
Non-Financial Assets: [Abstract]
OREO	6,111	2,358
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial Assets [Abstract]
Impaired loans	0	0
MSRs	0	0
Non-Financial Assets: [Abstract]
OREO	0	0
Nonrecurring [Member] | Significant Other Observable Inputs (Level 2)
Financial Assets [Abstract]
Impaired loans	0	0
MSRs	0	0
Non-Financial Assets: [Abstract]
OREO	0	0
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3)
Financial Assets [Abstract]
Impaired loans	47,234	52,243
MSRs	7,438	8,642
Non-Financial Assets: [Abstract]
OREO	$ 6,111	$ 2,358

Fair Value Measurements, Assets

Fair Value Measurements, Assets, Quantitative Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Impaired Loans Commercial [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 15,041	$ 15,649
Impaired Loans Commercial [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(5.70%)	0.00%
Impaired Loans Commercial [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(13.92%)	(17.50%)
Impaired Loans Commercial [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(5.78%)	(1.40%)
Impaired Loans Commercial Real Estate [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 14,970	$ 19,719
Impaired Loans Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(5.50%)	0.00%
Impaired Loans Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(7.62%)	(21.00%)
Impaired Loans Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(6.04%)	(15.40%)
Impaired Loans Residential Real Estate [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 11,050	$ 10,871
Impaired Loans Residential Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(3.13%)	0.00%
Impaired Loans Residential Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(8.70%)	(28.90%)
Impaired Loans Residential Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(5.62%)	(6.40%)
Impaired Loans Construction Real Estate [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 5,537	$ 5,193
Impaired Loans Construction Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(5.00%)	0.00%
Impaired Loans Construction Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(7.25%)	(13.10%)
Impaired Loans Construction Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(6.07%)	(3.00%)
Impaired Loans Installment and Other [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 636	$ 811
Impaired Loans Installment and Other [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(4.13%)	0.00%
Impaired Loans Installment and Other [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(10.00%)	(34.30%)
Impaired Loans Installment and Other [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(6.82%)	(14.00%)
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 47,234	$ 52,243
Other Real Estate Owned Commercial Real Estate [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 2,179	$ 59
Other Real Estate Owned Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(5.45%)	0.00%
Other Real Estate Owned Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(42.92%)	(71.07%)
Other Real Estate Owned Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(35.96%)	(16.85%)
Other Real Estate Owned Residential Real Estate [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 1,966	$ 948
Other Real Estate Owned Residential Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(2.98%)	0.00%
Other Real Estate Owned Residential Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(82.38%)	(30.88%)
Other Real Estate Owned Residential Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(23.43%)	(5.28%)
Other Real Estate Owned Construction Real Estate [Member] | Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 1,966	$ 1,351
Other Real Estate Owned Construction Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(22.41%)	1.08%
Other Real Estate Owned Construction Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(100.00%)	(86.88%)
Other Real Estate Owned Construction Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparison between sales and income approaches	(65.25%)	(30.46%)
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 6,111	$ 2,358

Fair Value Measurements, Estima

Fair Value Measurements, Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Financial Assets [Abstract]
Cash and due from banks	$ 17,202	$ 16,799
Interest-bearing deposits with banks	207,965	259,525
Investment Available for sale	216,022	123,304
Investment Held to maturity	11,775	19,844
Investment Non-marketable equity securities	6,984	7,417
Loans held for sale	5,632	3,136
Loans, net	885,764	1,028,730
Financial Liabilities [Abstract]
Non-interest bearing deposits	144,503	149,076
Interest bearing deposits	1,138,089	1,233,989
Borrowings	22,300	22,300
Junior subordinated debt	37,116	37,116
Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial Assets [Abstract]
Cash and due from banks	17,202	16,799
Interest-bearing deposits with banks	207,965	259,525
Securities purchased under resell agreements	22,231	14,874
Investment Available for sale	0	0
Investment Held to maturity	0	0
Investment Non-marketable equity securities		0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	0	0
Off-balance-sheet instruments [Abstract]
Loan commitments and standby letters of credit	0	0
Financial Liabilities [Abstract]
Non-interest bearing deposits	144,503	149,076
Interest bearing deposits	0	0
Borrowings	0	0
Junior subordinated debt	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2)
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Securities purchased under resell agreements	0	0
Investment Available for sale	216,022	123,304
Investment Held to maturity	11,947	19,632
Investment Non-marketable equity securities		7,417
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	5,100	5,244
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	186	192
Off-balance-sheet instruments [Abstract]
Loan commitments and standby letters of credit	28	10
Financial Liabilities [Abstract]
Non-interest bearing deposits	0	0
Interest bearing deposits	1,142,657	1,238,906
Borrowings	23,001	25,654
Junior subordinated debt	0	0
Accrued interest payable	4,911	2,861
Significant Unobservable Inputs (Level 3)
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Securities purchased under resell agreements	0	0
Investment Available for sale	0	0
Investment Held to maturity	0	0
Investment Non-marketable equity securities		0
Loans held for sale	5,831	3,172
Loans, net	889,031	1,028,920
Accrued interest receivable	0	0
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	0	0
Off-balance-sheet instruments [Abstract]
Loan commitments and standby letters of credit	0	0
Financial Liabilities [Abstract]
Non-interest bearing deposits	0	0
Interest bearing deposits	0	0
Borrowings	0	0
Junior subordinated debt	20,758	19,743
Accrued interest payable	0	0
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from banks	17,202	16,799
Interest-bearing deposits with banks	207,965	259,525
Securities purchased under resell agreements	22,231	14,874
Investment Available for sale	216,022	123,304
Investment Held to maturity	11,775	19,844
Investment Non-marketable equity securities	6,984	7,417
Loans held for sale	5,632	3,136
Loans, net	885,764	1,028,730
Accrued interest receivable	5,100	5,244
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	186	192
Off-balance-sheet instruments [Abstract]
Loan commitments and standby letters of credit	28	10
Financial Liabilities [Abstract]
Non-interest bearing deposits	144,503	149,076
Interest bearing deposits	1,138,089	1,233,989
Borrowings	22,300	22,300
Junior subordinated debt	37,116	37,116
Accrued interest payable	4,911	2,861
Fair Value [Member]
Financial Assets [Abstract]
Cash and due from banks	17,202	16,799
Interest-bearing deposits with banks	207,965	259,525
Securities purchased under resell agreements	22,231	14,874
Investment Available for sale	216,022	123,304
Investment Held to maturity	11,947	19,632
Investment Non-marketable equity securities		7,417
Loans held for sale	5,831	3,172
Loans, net	889,031	1,028,920
Accrued interest receivable	5,100	5,244
Interest rate lock commitments, mandatory forward delivery commitments and pair offs	186	192
Off-balance-sheet instruments [Abstract]
Loan commitments and standby letters of credit	28	10
Financial Liabilities [Abstract]
Non-interest bearing deposits	144,503	149,076
Interest bearing deposits	1,142,657	1,238,906
Borrowings	23,001	25,654
Junior subordinated debt	20,758	19,743
Accrued interest payable	$ 4,911	$ 2,861

Other Noninterest Expense (Deta

Other Noninterest Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other Noninterest Expense [Abstract]
Threshold percentage for components to be shown separately	1.00%
Other noninterest expenses [Abstract]
Data processing	$ 3,155	$ 3,202	$ 3,389
Marketing	1,119	1,181	1,271
Amortization and valuation of MSRs	1,672	219	2,027
Supplies	444	652	691
Postage	748	795	763
Bankcard and ATM network fees	2,169	1,458	1,496
Legal, professional and accounting fees	10,868	7,169	3,839
FDIC insurance premiums	3,211	2,944	1,403
Collection expenses	1,217	4,369	2,037
Other	4,714	2,987	2,399
Total noninterest expenses	$ 29,317	$ 24,976	$ 19,315

Subsequent Events (Details)

Subsequent Events (Details) - Subsequent Event [Member] - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Mar. 31, 2016	Oct. 31, 2015
Subsequent Event [Line Items]
Sale of loans with unpaid principal		$ 15,560
Sale of loans with unpaid principal, classified		15.1
Gain (loss) on sale of loans		$ (4,100)
Purchase of loans		35,000
Premium on purchase of loans		$ 709
Increase efficiency and functionality [Member]
Subsequent Event [Line Items]
Services agreement term		5 years
Anticipated required payments		$ 14,800
Triscensions ABQ, LLC [Member]
Subsequent Event [Line Items]
Initial capital into new subsidiary	$ 5,000

Condensed Parent Company Fina83

Condensed Parent Company Financial Information (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Assets [Abstract]
Other assets		$ 26,464	$ 27,520
Total assets		1,446,206	1,550,020
Liabilities and Stockholders' Equity [Abstract]
Dividends payable		4,800	1,700
Junior subordinated debt owed to unconsolidated trusts		37,116	37,116
Other liabilities		21,176	15,463
Stock owned by Employee Stock Ownership Plan (ESOP) participants		2,019	3,366
Stockholders' equity		81,003	88,710	$ 75,858	$ 78,679
Total liabilities and stockholders' equity		1,446,206	1,550,020
Statements of Operations [Abstract]
Income (loss) before (benefit) for income taxes		(4,822)	12,863	(2,758)
Income tax benefit		(1,170)	0	250
Net income (loss)		(5,992)	12,863	(2,508)
Dividends and discount accretion on preferred shares		3,230	2,144	2,115
Net income (loss) available to common shareholders		(9,222)	10,719	(4,623)
Cash Flows From Operating Activities [Abstract]
Net income		(5,992)	12,863	(2,508)
Adjustments to reconcile net income to net cash (used in ) operating activities [Abstract]
Amortization of junior subordinated debt owed to unconsolidated trusts issuance costs	$ 37,100
(Increase) decrease in taxes receivable from subsidiaries		1,170
Decrease (increase) in other assets		3,493	2,375	1,763
Increase (decrease) in other liabilities		2,661	3,555	(258)
Net cash provided by operating activities		5,050	31,953	41,550
Cash Flows From Investing Activities [Abstract]
Net cash provided by (used in) investing activities		51,522	108,843	(26,581)
Cash Flows from Financing Activities [Abstract]
Net cash provided by (used in) financing activities		(100,372)	(10,558)	63,108
Net increase (decrease) in cash and cash equivalents		(43,800)	130,238	78,077
Cash: [Abstract]
Beginning of period		291,198	160,960	82,883
End of period		247,398	291,198	160,960
Parent Company [Member]
Assets [Abstract]
Cash		1,382	1,315
Investments in subsidiaries		125,770	129,077
Other assets		16,993	17,835
Total assets		144,145	148,227
Liabilities and Stockholders' Equity [Abstract]
Dividends payable		4,776	1,724
Junior subordinated debt owed to unconsolidated trusts		37,116	37,116
Other liabilities		19,231	17,311
Stock owned by Employee Stock Ownership Plan (ESOP) participants		2,019	3,366
Stockholders' equity		81,003	88,710
Total liabilities and stockholders' equity		144,145	148,227
Statements of Operations [Abstract]
Dividends from subsidiaries		0	25	2,785
Interest and other income		475	463	446
Interest and other expense		(3,320)	(2,312)	(2,800)
Income (loss) before (benefit) for income taxes		(2,845)	(1,824)	431
Income tax benefit		0	1,137	1,356
Income before equity in undistributed net income of subsidiaries		(2,845)	(687)	1,787
Equity in undistributed net income of subsidiaries		(3,147)	13,550	(4,295)
Net income (loss)		(5,992)	12,863	(2,508)
Dividends and discount accretion on preferred shares		3,230	2,144	2,115
Net income (loss) available to common shareholders		(9,222)	10,719	(4,623)
Cash Flows From Operating Activities [Abstract]
Net income		(5,992)	12,863	(2,508)
Adjustments to reconcile net income to net cash (used in ) operating activities [Abstract]
Amortization of junior subordinated debt owed to unconsolidated trusts issuance costs		14	14	14
Equity in undistributed net income of subsidiaries		3,147	(13,550)	4,295
(Increase) decrease in taxes receivable from subsidiaries		1,139	1,137	(2,605)
(Gain) on sale of subsidiary		(56)	0	0
Decrease (increase) in other assets		828	(296)	(2,598)
Increase (decrease) in other liabilities		(1,632)	(1,994)	4,497
Increase in TPS accrued dividend payable		2,340	0	29
Sale of subsidiary		(111)	0	0
Tax benefit recognized for exercise of stock options		0	1,376	(3)
Net cash provided by operating activities		(323)	(450)	1,121
Cash Flows From Investing Activities [Abstract]
Investments in and advances to subsidiaries		290	42	(27)
Decrease in lease value		0
Net cash provided by (used in) investing activities		290	42	(27)
Cash Flows from Financing Activities [Abstract]
Issuance of treasury stock		100	0	0
Common shares dividend payments		0	0	(967)
Preferred shares dividend payments		0	(484)	(1,937)
Net cash provided by (used in) financing activities		100	(484)	(2,904)
Net increase (decrease) in cash and cash equivalents		67	(892)	(1,810)
Cash: [Abstract]
Beginning of period		1,315	2,207	4,017
End of period		$ 1,382	$ 1,315	$ 2,207