42 patents
Utility
Client Customized Virtual or Physical Card for Use with Selected Merchants
11 Jan 24
A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.
J. DuWayne Milner, Robert W. Wehrman, Carl Brad Briscoe, Daniel R. Easley
Filed: 1 Sep 23
Utility
Open Payment Network
2 Nov 23
Systems and methods discussed herein relate to an Open Payment Network that allows a plurality of retailers to provide goods and services to users of applications including e-wallets and allows the users to pay for purchases using currency including digital currency earned as credits, points, or other rewards as well as traditional bank-backed currency in the form of cash, credit, or debit.
Tushar Vaish, Tomas Campos, Mike Gionfriddo
Filed: 11 Jul 23
Utility
Mobile Point of Sale Application for Redemption of Game Winnings
19 Oct 23
A system for converting a redeemable winnings voucher into customer-useable value comprising: a processor comprising a computer-readable medium storing mobile point of sale application instructions configured to cause the processor, upon execution of the instructions to: receive a request, wherein the request comprises the redeemable winnings voucher; validate the redeemable winnings voucher; receive a confirmation of an amount of customer-useable value associated with the redeemable winnings voucher; facilitate the conversion of information comprising the redeemable winnings voucher into customer-useable value; and provide the customer-useable value to a customer.
Richard Alan Gotlieb, Prashant Nedungadi, Melissa Murillo, Ryan Koop, Gino Giunti, Vipin Das Anantha Mohandas
Filed: 20 Jun 23
Utility
System and Method for Using Geolocation In Conjunction with Stored-value Cards
12 Oct 23
A system and method for receiving a request convert a representation of value into a value token.
Tomas Ariel CAMPOS, Patrick Ryan Flanagan
Filed: 13 Jun 23
Utility
Play My Bill Retail Lottery Game
12 Oct 23
A computer-implemented method for providing a lottery game including providing a lottery ticket for purchase; processing a purchase of the lottery ticket, wherein the lottery ticket was part of a purchase transaction comprising at least one good or service and the lottery ticket; and communicating a result of a lottery game comprising the lottery ticket.
Richard Alan Gotlieb, Melissa Murillo
Filed: 12 Jun 23
Utility
System and Method for Localized Prepaid Gift Account Program Utilizing Open Loop Network Systems with Local Merchant Approval and Branding
12 Oct 23
Systems, methods, and computer-readable storage media for creating an open loop prepaid gift account.
Jason Wolfe
Filed: 12 Jun 23
Utility
System and Method for Using Intelligent Codes In Conjunction with Non-fungible Tokens
17 Aug 23
A system and method of transacting a prepaid non-fungible token with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product.
Tristan Roffey
Filed: 8 Feb 23
Utility
Enhanced Rebate Program
27 Jul 23
Systems and methods are described for providing an enhanced rebate and marketing program which may automatically enroll a consumer in a loyalty programs after the consumer completes rebate form; filter consumer information to provide to customer relationship management campaigns; capture real-time consumer responses to queries; provide real-time and dynamic, targeted offers and other communications to consumers and recipients; and provide bonus added value to consumer received rebates.
Rodney Mason, Jason Schwomeyer
Filed: 30 Mar 23
Utility
System and Method for Using Intelligent Codes In Conjunction with Stored-value Cards
30 Mar 23
A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product.
Tomas Ariel CAMPOS, Patrick Ryan Flanagan
Filed: 28 Nov 22
Utility
Systems and Methods for Proxy Card And/or Wallet Redemption Card Transactions
16 Mar 23
Systems and methods for associating a proxy card with an electronic wallet are disclosed.
Tomas Ariel Campos, Tushar Vaish, Pranav Sheth
Filed: 11 Nov 22
Utility
Computer-based Data Collection, Management, and Forecasting
15 Dec 22
A method implemented by a computer comprising collecting historical data for a plurality of items; categorizing each of the plurality of items; assigning at least one of the plurality of items as an index item for at least another of the plurality of items; collecting data for a plurality of context parameters related to at least one of the plurality of items; and forecasting a value for one of the plurality of items needed over a future period of time, wherein the method reduces a data storage capacity requirement for the computer and increases said computer's processing speed.
Anders R. Gjerde, William Palarca, Rick Myers, Calvin Tamano, Charissa Fanucchi, Peggah Elahi, Zohra Qasimi, Gemma Asin Laguna, Valerie R. Hancock
Filed: 19 Aug 22
Utility
Optimized Planograms
8 Dec 22
Systems and methods disclosed herein relate to the selection of planogram templates for display in retail stores and in online retail environments and the automatic selection, assignment, and monitoring of items assigned to locations in those templates.
Dan Roesbery, Anders Gjerde
Filed: 18 Aug 22
Utility
Stored-value Card Management Method and System
17 Nov 22
A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network.
Thomas J. Sullivan, J. Simmons Graves
Filed: 28 Jul 22
Utility
Methods for Selling Pre-printed Online Lottery Tickets
27 Oct 22
A system and method of selling pre-printed lottery tickets for random draw lotteries through the retailers POS without the use of additional lottery hardware.
Gino Giunti
Filed: 7 Jul 22
Utility
Pre-printed and Pre-selected Lottery Tickets for Point-of-sale Purchase
29 Sep 22
A computer-implemented method and system for facilitating user participation in a user configurable subscription lottery plan involving receiving information related to a user's selection of a user configurable subscription lottery device; determining validity of the information; updating one or more records associated with the user configurable subscription lottery device; allowing a user to access to the user configurable subscription lottery plan; providing options to the user for user configurable lottery-play criteria; and entering the user in one or more lotteries.
RICHARD ALAN GOTLIEB
Filed: 5 Jun 20
Utility
Method and System for Reloading Prepaid Card
25 Aug 22
System and methods for managing value products such as stored value cards are provided.
Jeff Pomeroy, Tomas A. Campos, Jonathan Lister
Filed: 10 May 22
Utility
System and Method for Facilitating a Purchase Transaction Via a Merchant's Foreign Website
18 Aug 22
A computer implemented system and method for facilitating a consumer's purchase transaction via a merchant's foreign website utilizes a stored value card transformation computer to convert a stored value card to a different denomination for utilization in another country.
Andrew Bennett, David Tate
Filed: 5 May 22
Utility
System and Method for Localized Prepaid Gift Account Program Utilizing Open Loop Network Systems without Local Merchant Approval
18 Aug 22
Systems, methods, and computer-readable storage media for creating an open loop prepaid gift account.
Jason WOLFE
Filed: 2 May 22
Utility
Systems and Methods for Completing a Remote Lottery Ticket Sales Transaction Via Receiving Payment at a Point of Sale
12 May 22
Systems and methods for completing a transaction request via receiving payment at a point of sale comprising: a lottery ticket provider, wherein the lottery ticket provider is remote from an originating location of the transaction request and wherein the lottery ticket provider comprises: a processing device; a user device; a fulfillment computer device; a lottery ticket; and a lottery ticket approved sales location database.
Richard Alan GOTLIEB, Prashant NEDUNGADI, Melissa MURILLO, Ryan KOOP, Gino Giunti, Vipin Das Anantha Mohandas
Filed: 21 Jan 22
Utility
Systems and Methods for Dynamically Detecting and Preventing Consumer Fraud
31 Mar 22
Systems and methods discussed herein relate to a system for detecting and preventing fraudulent transactions through collecting requests for website access, stored-card trades and sales, and transactions using physical or electronically issued credit, debit, stored-value, and other cards.
Henry Ivey, Rajiv Venkataramana Appana, Patrick Ramsey, Theodore Yeh
Filed: 13 Dec 21