402 patents
Page 6 of 21
Utility
a Point-of-sale System Having a Secure Touch Mode
10 Aug 23
A consumer terminal for a point-of-sale (POS) system used in performing a POS transaction between a merchant and a consumer.
Max Guise, Isreal Blagdan, Bradley T. Hall, Trent Weber
Filed: 18 Apr 23
Utility
Automatic storage of electronic receipts across merchants and transaction cards
10 Aug 23
The present technology pertains to storing transaction information for transactions with merchants in association with an identifier of a buyer, and transmitting an electronic receipt, including the transaction information to the buyer.
Jack Dorsey
Filed: 21 Apr 23
Utility
Verification and Approval Controls for Secondary Accounts
10 Aug 23
Particular embodiments provide, by a payment service system, a payment application to a first user device associated with a primary user and a second user device associated with a secondary user.
Ashutosh Sham Dhodapkar
Filed: 13 Apr 23
Utility
Intelligent merchant onboarding
8 Aug 23
Intelligent merchant onboarding is described.
Katherine Brennan, Bruce Bell, Brian Stegall, Matthew O'Connor, Timothy Donnelly, Jared Travis Marr, Christopher Cosgrove, Edward Ruder, Allyson Schrader
Filed: 26 May 22
Utility
Payment processor financing of customer purchases
8 Aug 23
A payment processing system receives, from a plurality of merchant computing devices associated with respective merchants, transaction information of transactions performed between the respective merchants and customers.
Brian Boates, Adam Jeremy Fern, Andrew Kimball, John Bryan Scott
Filed: 24 Aug 20
Utility
Third-party Access to Secure Hardware
3 Aug 23
In one aspect, a mobile device includes a secure subsystem configured to provide access to one or more of personal identifying information of a user of the mobile device and secure elements of the mobile device to applications native to an operating system of the mobile device and one or more third-party applications that are not native to the operating system of the mobile device.
Brian Grassadonia, Ayokunle Omojola, Robert Andersen, Michael Moring, Daniele Perito
Filed: 10 Apr 23
Utility
System, media, and method for a persistent virtual shopping cart
1 Aug 23
In some examples, a service computing device receives an indication that a buyer associated with a buyer profile has selected a first item to purchase from a first merchant site.
Ajit Kalidindi Varma
Filed: 12 Oct 21
Utility
Systems and methods for performing payment transactions
1 Aug 23
A wearable payment device, such as a finger ring worn by a user, communicates payment data to a payment reader that uses the payment data in order to request a payment transaction.
Afshin Rezayee, Emad Bidari, Thomas Templeton, Michael Lamfalusi, Matthew H. Maibach, Jesse L. Dorogusker
Filed: 30 Apr 21
Utility
Context-aware Peer-to-peer Transfers of Items
27 Jul 23
In one embodiment, a payment service system may receive a request to split a bill between two or more peer users.
Aaron Y. Ng, Ayokunle Omojola, Jesse Wilson
Filed: 24 Mar 23
Utility
Cryptocurrency payment network
25 Jul 23
In one embodiment, a method includes receiving a request for payment associated with a transaction between a first user and a second user, where the request specifies a payment amount in a fiat currency and identifying an indication that the first user intends to satisfy the request for payment using a non-fiat instrument.
Christopher Michael Brock, Brian Grassadonia, Michael Moring
Filed: 15 Nov 19
Utility
Intelligent Management of Authorization Requests
20 Jul 23
Intelligent management of authorization requests is described.
Christina Riechers, Michael Cormier, Zachary Margolis, Kyle Callender, Trevor Luong, Janaiah McClure
Filed: 8 Feb 23
Utility
Automatic invoice notification
18 Jul 23
Introduced here is a technology for automatic notification of an invoice for a customer based on identification of a customer identifier included in transaction data received from a point-of-sale (POS) system of a particular merchant (“the invoice technology”).
Matthew Allen Todd, Mathew Wilson, Douglas Justin Shearer
Filed: 11 Nov 19
Utility
Facilitating Shareholder Voting and Associated Proxy Rights
13 Jul 23
A computer-implemented method, comprises providing, by a platform server configured to hold security assets on behalf of a plurality of user accounts, a plurality of user accounts hosted by the platform server, each of the plurality of user accounts holding shares of a common equity with associated shareholder voting rights.
Andrew Trafford, Laurence Beal, Ryan Budd, River Satya
Filed: 13 Feb 23
Design
Display screen or portion thereof with graphical user interface
11 Jul 23
Kristopher David Stipech, Robert Andersen, Jordan Singer
Filed: 3 Oct 22
Utility
Distributed system for custom financing
11 Jul 23
In some examples, a system may provide financing to a user associated with a user account.
Ariana Poursartip, John Bryan Scott, Kevin Teh
Filed: 20 Aug 21
Utility
Artificial Intelligence Based Service Recommendation
6 Jul 23
In one aspect, a method includes receiving merchant profile data describing attributes of merchants; generating, using one or more machine-trained models and the merchant profile data, a respective first profile for each merchant of the merchants; generating, using the one or more machine-trained models, a respective second profile for each of the plurality of merchant services using at least one type of description for each of the plurality of merchant services, wherein the respective first profile for each merchant and the respective second profile for each of the plurality of merchant services are numerically comparable; identifying a list of merchant service recommendations for at least one of the merchants using generated first profiles and second profiles; and configuring a merchant computing device of the at least one merchant with at least one merchant service selected by the merchant from the list of merchant service recommendations.
Stephane FOTSO, Zaki ALI
Filed: 17 Mar 23
Utility
Embedded card reader security
4 Jul 23
Techniques described herein are directed to embedded card reader security.
Murat Cat, Murtaza Munaim, Gokhan Aydeniz, Conrad Rushing
Filed: 23 Feb 21
Utility
Secure account creation
4 Jul 23
In one embodiment, a payment service system-implemented method of assigning payment card numbers for individual user accounts associated with the payment service system includes receiving a request, in the context of an authorization for a payment transaction, to assign a payment card number to a user account associated with a user of the payment service system.
Brian Grassadonia, Michael Moring, Robert Andersen, Daniele Perito, Ayokunle Omojola
Filed: 5 Mar 21
Utility
Cash Transaction Machine
29 Jun 23
Introduced is a technology for withdrawing cash from a cash transaction machine (CTM) by use of a mobile payment application installed on a mobile device of a consumer user (“the CTM technology”).
Matthew W. Janiga
Filed: 10 Feb 23
Utility
Identifying Security Threats Via User-input Metrcs
29 Jun 23
Techniques described herein are directed to, in part, receiving input data from a computing device that includes a data capturing component; receiving, from the computing device, sensor data representing one or more characteristics associated with an interaction between a user and the data capturing component while the input data is being captured; authenticating an account associated with the user based at least in part on the input data and the one or more characteristics; and sending, to the computing device, an indication that the account of the user has been authenticated.
Todd Aument, Christopher Chandler, Yoav Amit, Shane Hamilton, Dino Dai Zovi
Filed: 28 Dec 21