215 patents
Page 10 of 11
Utility
System and method for generating dynamic repayment terms
31 May 22
In one embodiment, a method includes receiving, by a payment service system (PSS), a request for a cash advance drawn from a line of credit approved for a user.
Christopher Michael Brock, Emily Chiu
Filed: 16 Jan 20
Utility
Context-based communication requests
24 May 22
This disclosure describes, in part, techniques for enabling merchant devices to interoperate with one another in a more robust manner, such that overall operation and efficiency within a merchant establishment is improved.
Arjun Mahanti, Matthew T. Kursmark, Brian Stegall
Filed: 30 Sep 20
Utility
Person-to-person gift offers based on user actions
24 May 22
In one embodiment, a method includes, by one or more computing devices associated with a payment service, receiving, by the payment service and from a first client device associated with a sender, a request for a digital gift to be added to a payment account of a recipient, identifying, one or more recommended digital gifts for the recipient based on transaction history of the recipient on the payment service, where the one or more digital gifts are identified using a machine-learning model trained using a transaction history of one or more users of the payment service, providing, in response to receiving a selection of one of the recommended digital gifts from the first client device, and sending, by the payment service to a second client device associated with the recipient, a notification that the sender has provided the recipient with the identified digital gift.
Brandon Jacoby, Owen Jennings, Christopher Skeels
Filed: 29 Mar 19
Utility
Temporarily provisioning functionality in a multi-device point-of-sale system
17 May 22
Temporarily provisioning functionality to a personal device in a multi-device point-of-sale (POS) system is described.
Sara Sanchez-Llorens, Todor Ristov, Elise Hurwitz, Arnaud Ponchon, Evan Doyle, Isreal Blagdan, Christine Lin, Imran Khan
Filed: 30 Mar 18
Utility
Intelligent virtualization of merchants
17 May 22
Techniques described herein are directed to intelligent virtualization of merchant services.
Ramya Babu
Filed: 4 Jun 20
Utility
Video analysis of food service counter operations
17 May 22
In a restaurant having a customer-facing food service counter, a video camera is positioned to produce video of an area that includes the food service counter.
Jonathan Andrew Wolter
Filed: 3 Jun 20
Utility
Displaceable reader circuitry
10 May 22
Aspects of the technology provide a multi-purpose card reader configured for use with a mobile electronic device (e.g., a mobile host), such as a smart phone or tablet computer.
Troy Edwards
Filed: 3 Feb 20
Utility
Multi-state merchant-facing device
10 May 22
Techniques associated with a dual state merchant-facing device are described herein.
Sara Sanchez-Llorens, Todor Ristov, Elise Hurwitz, Arnaud Ponchon, Evan Doyle, Isreal Blagdan, Christine Lin, Imran Khan
Filed: 30 Mar 18
Utility
Merchant point of sale collaborating with payment reader terminal via server application programming interface
10 May 22
A merchant uses a merchant point of sale (POS) device to identify items or services for purchase by a customer, and costs for each.
Edward Gonzales, Christian De Angelis, Marc Perry, Eric Zundel Ayers, Vibhor Chhabra, Adam Edwards, Christopher Heisel, Morgan Engel, Stephen Brewer, Ryder Moody
Filed: 6 Aug 19
Utility
Systems and methods for performing payment transactions
10 May 22
A wearable payment device, such as a finger ring worn by a user, communicates payment data to a payment reader that uses the payment data in order to request a payment transaction.
Afshin Rezayee, Emad Bidari, Thomas Templeton, Michael Lamfalusi, Matthew H. Maibach, Jesse L. Dorogusker
Filed: 31 Mar 21
Utility
Tamper detection using ITO touch screen traces
3 May 22
Aspects of the technology provide an electronic device having a touch display and a method of detecting any possible tampering with the electronic device using the same ITO traces of a conductive grid of the touch display that are used to drive the touch display for displaying information and/or sensing touch inputs.
Sean Hafemann, Cory Douthat
Filed: 21 Nov 19
Utility
Intelligent incentives for invoice payment
3 May 22
Intelligent incentives for invoice payment are described.
Rohini Pandhi, Sudheer Anne, Paul Silvis
Filed: 27 Nov 19
Utility
Profile generation and association with multiple transaction cards contemporaneously
26 Apr 22
A payment service generates multiple user profiles, each profile associated with a different user.
Ayokunle Omojola, Ashutosh Sham Dhodapkar
Filed: 30 Nov 18
Utility
Temporarily provisioning functionality in a multi-device point-of-sale system
19 Apr 22
Temporarily provisioning functionality to a personal device in a multi-device point-of-sale (POS) system is described.
Sara Sanchez-Llorens, Todor Ristov, Elise Hurwitz, Arnaud Ponchon, Evan Doyle, Isreal Blagdan, Christine Lin, Imran Khan
Filed: 30 Mar 18
Utility
Identity authentication blockchain
19 Apr 22
Know your customer regulations and security concerns, among other reasons, motivate institutions to ensure that entities with whom the institutions have dealings are who they say they are.
Natalie Keogh, Loren Heiman, Daniel Swislow, Brian John Mullins
Filed: 31 Jul 18
Utility
Nested conditions for blockchain-enforced contracts
5 Apr 22
In one embodiment, a method includes receiving one or more selected options for one or more of multiple contract conditions generated based on transaction information associated with a request to create a blockchain-related invoice and generating instructions for a blockchain-enforced contract based on the transaction information and the one or more selected options.
Brian John Mullins, Kay Sueru Feker, Steffano Santiago Chavez, Michael Andrew Tomkins, Nicole Antonio Maulino, Ryan Yi-Lin Tai
Filed: 29 May 18
Utility
Application program interfaces for order and delivery service recommendations
5 Apr 22
An online order management service is configured to interface between merchants and order/delivery services so that a merchant can provide a catalog to multiple order/delivery services without having to communicate directly with the order/delivery services.
Kevin Yien, Logan Johnson
Filed: 15 Jan 19
Utility
Integrating predefined templates with open ticket functionality
5 Apr 22
Techniques and arrangements for integrating predefined templates with open ticket functionality.
Adam Abrons, Bruce Bell, Mathew Wilson, William Rocklin
Filed: 2 Mar 20
Utility
Transaction-based promotion campaign
5 Apr 22
Techniques and arrangements for generating, distributing and managing promotion campaigns are described.
Ramy Bebawy, Philip Zigoris, Lily Chiang, James Hart, Rujia Zha
Filed: 31 May 17
Utility
Detecting device presence indication
29 Mar 22
In some examples, a system may receive, from a merchant device, an indication of a transaction between a merchant and a customer, including transaction information associated with the transaction.
John Lewis, Stephen Karl Touset
Filed: 27 Nov 19