825 patents
Page 29 of 42
Utility
Using Cognitive Computing to Provide Targeted Offers for Preferred Products to a User Via a Mobile Device
27 Jan 22
Techniques are disclosed utilizing cognitive computing to improve commercial communications from vendors to users.
Elizabeth A. Flowers, Puneit Dua, Alan Zwilling, Adam Mattingly, Melissa Attig, Reena Batra
Filed: 30 Apr 20
Utility
Systems and Methods for Assessing Risk Based on Driver Gesture Behaviors
27 Jan 22
A system and method captures various gestures or movements made by a driver of a vehicle while driving.
Aaron Scott Chan, Kenneth Jason Sanchez, Chase Southwood, Sukeerthi Khadri
Filed: 8 Oct 21
Utility
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20 Jan 22
An error documentation system including tools to collect and analyze application error data for individual development teams and tools to share documented defects and solutions across development teams during any stage of development cycle.
Javier Lozano, William Luo, Carlos Gonzalez, Bing (Aaron) Lin
Filed: 8 Jul 21
Utility
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20 Jan 22
The method, system, and computer-readable medium facilitates a peer to peer marketplace created and maintained by an insurance provider.
Michael Harris, JR.
Filed: 4 Nov 19
Utility
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20 Jan 22
A computer-implemented method for assessing damage to a plurality of properties is provided.
Roxane Lyons, John H. Jenkins, Brian N. Harvey, Amber L. Wyatt
Filed: 29 Sep 21
Utility
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13 Jan 22
The present embodiments relate to systems and methods for using a blockchain or shared ledger tracking a vehicle according to a Vehicle Identification Number (VIN) to estimate a vehicle Actual Cash Value (ACV).
William J. Leise, Douglas A. Graff, Stacie A. McCullough, Shawn M. Call, Eric Bellas, Jaime Skaggs, Jacob J. Alt, Eric R. Moore, Vicki King
Filed: 20 Feb 18
Utility
3960rs1czzgn84gco0ekk775ey4w4dxxrp12zls8lyop ohke9gy229himl
13 Jan 22
Techniques for obtaining and/or maintaining insurance coverage include receiving insurance policy preferences for a customer, storing the insurance policy preferences in a customer profile database, and using the insurance policy preferences to automatically obtain a first insurance policy from a first insurance provider, where the first insurance policy has (i) first policy features, and (ii) a first premium corresponding to a first policy term.
Leif Agerholm Roll, Eric Webster, Gregory Hayward, Craig Dean Isaacs
Filed: 20 Apr 20
Utility
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13 Jan 22
Techniques for obtaining and/or maintaining insurance coverage include receiving customer information for customers including insurance policy preferences or characteristics for each customer.
Leif Agerholm Roll, Eric Webster, Gregory Hayward, Craig Dean Isaacs
Filed: 20 Apr 20
Utility
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13 Jan 22
An intermediary entity may act on behalf of consumers to find Usage-Based Insurance (UBI) that best or optimally meet the consumers' UBI preferences and/or characteristics.
Leif Agerholm Roll, Eric Webster, Gregory Hayward, Craig Dean Isaacs
Filed: 20 Apr 20
Utility
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13 Jan 22
Systems and methods for estimating the likelihood that an individual or project in a collaborative environment will produce intellectual property are provided.
Brian Nathan Bellville, Patrick J. Johnson, Amy Radue Engelhorn
Filed: 12 Dec 17
Utility
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13 Jan 22
A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.
Nicholas Carmelo Marotta, Austin Rowley, Michael Scott Harrison, Jared Wheet, Cathy Jo Roth, Matthew Megyese, JD Johnson Willingham, Laura Anne Uphoff, Paul Bates, Stacee Madsen
Filed: 8 Jul 21
Utility
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13 Jan 22
A device for evaluating aspects of health of a residential property configured to: (i) receive a first element of internal home health data captured by one or more smart devices installed within a residential property, the first element of internal home health data reflecting an aspect of operational quality of one or more assets of the residential property; (ii) determine a safety score based upon the first element of internal home health data; (iii) receive a second element of internal home health data captured by the one or more smart devices; (iv) determine a home health score based upon the first or second elements of internal home health data, the home health score representing a measure of health of the residential property; and (v) cause to be displayed, to a homeowner via a graphical user interface, a home health evaluation that includes the safety score and the home health score.
Nicholas Carmelo Marotta, Austin Rowley, Michael Scott Harrison, Jared Wheet, Cathy Jo Roth, Matthew Megyese, JD Johnson Willingham, Laura Anne Uphoff, Paul Bates, Stacee Madsen
Filed: 8 Jul 21
Utility
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6 Jan 22
An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided.
Timothy Joel Davis, Amy Engelhorn
Filed: 15 Sep 21
Utility
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6 Jan 22
A receipt capture tool residing on a customer mobile device may be initiated when a customer completes an in-store or online purchase.
Robert Alpine Jennings, Theresa E. Lommatsch, Ben Kobulnicky
Filed: 2 Mar 20
Utility
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6 Jan 22
A system for detecting an emerging trend in insurance claims is provided.
Gregory L. Hayward
Filed: 5 Mar 19
Utility
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6 Jan 22
A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase.
John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
Filed: 17 Sep 21
Utility
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6 Jan 22
Methods and systems for monitoring use and determining risks associated with operation of a vehicle having one or more autonomous operation features are provided.
Blake Konrardy, Scott T. Christensen, Gregory Hayward, Scott Farris
Filed: 1 Feb 17
Utility
6oy0300qrgp49tkvmept0ki0fy2a7nn2xbqwtmlan3sva4n8f
30 Dec 21
In systems and methods for facilitating fault determination, accident data associated with a vehicle accident involving a driver may be collected.
Thomas Michael Potter, Mark E. Clauss, Dustin Ryan Carter, Douglas Albert Graff, Megan Michal Baumann, Atlanta Bonnom, Craig Cope, Jennifer Luella Lawyer, Curtis Simpson, Nathan W. Baumann
Filed: 10 Sep 21
Utility
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30 Dec 21
A computer-implemented method for providing an objective evaluation to a customer service representative regarding his performance during an interaction with a customer may include receiving a digitized data stream corresponding to a spoken conversation between a customer and a representative; converting the data stream to a text stream; generating a representative transcript that includes the words from the text stream that are spoken by the representative; comparing the representative transcript with a plurality of positive words and a plurality of negative words; and generating a score that varies according to the occurrence of each word spoken by the representative that matches one of the positive words, and/or the occurrence of each word spoken by the representative that matches one of the negative words.
Sylvia Hernandez
Filed: 10 Sep 21
Utility
p70ygpog1al5lvhfpno4ws22m7y5ytwep2n8oo6e7c6s3n34b
30 Dec 21
A claim assignment system can cause insurance claims to be assigned among different groups within an insurance company.
Garren King, Yuntao Li, Alexandria Pokorny, Justin Devore, Holly Kay Sanderson, Victoria Ann Weintraub, Patrick Thomas Carron, Sateesh K. Nallamothu
Filed: 30 Jun 21