825 patents
Page 7 of 42
Utility
Systems and Methods for Generating Mobility Insurance Products Using Ride-sharing Telematics Data
5 Oct 23
A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory.
Ryan Michael Gross, Joseph Robert Brannan, Brian N. Harvey
Filed: 8 Jun 23
Utility
Blockchain Subrogation Claims with Arbitration
5 Oct 23
A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration.
Shawn M. Call, Jaime Skaggs, Eric Bellas, Douglas A. Graff, William J. Leise, Vicki King, Jacob J. Alt, Eric R. Moore, Stacie A. McCullough
Filed: 7 Jun 23
Utility
Reducing False Positive Fraud Alerts for Online Financial Transactions
5 Oct 23
In a method of preventing fraudulent online financial transactions, a request to authorize an online, financial transaction may be received, where the transaction is associated with a debit or credit card account.
Timothy Kramme, Elizabeth A. Flowers, Reena Batra, Miriam Valero, Puneit Dua, Shanna L. Phillips, Russell Ruestman, Bradley A. Craig
Filed: 7 Jun 23
Utility
Systems and Methods for Parsing Multiple Intents In Natural Language Speech
5 Oct 23
A system for parsing separate intents in natural language speech configured to (i) receive, from the user computer device, a verbal statement of the user including a plurality of words; (ii) translate the verbal statement into text; (iii) label each of the plurality of words in the verbal statement; (iv) detect one or more potential splits in the verbal statement; (v) divide the verbal statement into a plurality of intents based upon the one or more potential splits; and (vi) generate a response based upon the plurality of intents.
Duane L. Marzinzik
Filed: 7 Jun 23
Utility
Monitoring Representatives In a Contact Center Environment
5 Oct 23
Techniques described herein relate to representative monitoring in a contact center environment.
Chad Skinner, Rachel Duffield, Aaron Kammeyer, Amit Gupta
Filed: 7 Jun 23
Utility
Smart Home Sensor Malfunction Detection
28 Sep 23
Methods and systems for assessing, detecting, and responding to malfunctions involving components of autonomous vehicles and/or smart homes are described herein.
Blake Konrardy, Scott T. Christensen, Gregory Hayward, Scott Farris
Filed: 30 May 23
Utility
Systems and Methods for Ordering a Replacement Component or Repair Service
28 Sep 23
Systems and methods for ordering a replacement component or repair service are disclosed.
Timothy Joel Davis
Filed: 4 May 23
Utility
Systems and Methods for Augmented Reality for Disaster Simulation
28 Sep 23
An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided.
Timothy Joel Davis, Amy Engelhorn
Filed: 17 May 23
Utility
Voice and Speech Recognition for Call Center Feedback and Quality Assurance
21 Sep 23
A computer-implemented method for providing an objective evaluation to a customer service representative regarding his performance during an interaction with a customer may include receiving a digitized data stream corresponding to a spoken conversation between a customer and a representative; converting the data stream to a text stream; generating a representative transcript that includes the words from the text stream that are spoken by the representative; comparing the representative transcript with a plurality of positive words and a plurality of negative words; and generating a score that varies according to the occurrence of each word spoken by the representative that matches one of the positive words, and/or the occurrence of each word spoken by the representative that matches one of the negative words.
Sylvia Hernandez
Filed: 30 May 23
Utility
Blockchain Rideshare Data Aggregator Solution
21 Sep 23
Systems and methods are described for generating transactions based upon rideshare data and updating a distributed ledger.
Justin Davis, Ryan Gammelgard
Filed: 29 Mar 22
Utility
Distributed Ledger System for Managing Smart Data
21 Sep 23
Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for tracking changes for a user.
Ronny S. Bryant, Stacie A. McCullough, Mitchell J. Hill, Jacob J. Alt, Jaime Skaggs, Shawn M. Call, Eric Bellas, Vicki King, Melinda Teresa Magerkurth
Filed: 26 May 23
Utility
Systems and Methods for Identifying Ancillary Home Costs
21 Sep 23
A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase.
John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
Filed: 28 Apr 23
Utility
Merchant Terminal for Receiving Payment from a Vehicle
21 Sep 23
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 23 May 23
Utility
Systems and Methods for Predictively Generating an Insurance Claim
21 Sep 23
Methods and systems for predictively generating an insurance claim in response to detecting an imminent insurance-related event are provided.
Daryoush Hakimi-Boushehri, Jackie O. Jordan, II, Shawn M. Call, John H. Weekes, Ronny S. Bryant, Jennifer Criswell Kellett, Todd Binion, Elisabeth McDermeit, John Donovan
Filed: 14 Apr 23
Utility
Managing Self-driving Behavior of Autonomous or Semiautonomous Vehicle Based Upon Actual Driving Behavior of Driver
14 Sep 23
A system and method for measuring a driver’s actual driving behaviors (e.g., acceleration, deceleration) in a manual driving mode to determine their preferred driving style, and then causing an autonomous or semi-autonomous vehicle to operate itself, within limits, in accordance with the drivers’ driving style when operating in a self-driving mode, thereby providing a more familiar and comfortable driving experience for the driver.
Brian M. Fields, Joseph P. Harr, Jeremy Myers
Filed: 6 Apr 23
Utility
Merchant Terminal for Receiving Payment from a Vehicle
14 Sep 23
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 17 May 23
Utility
Connected Vehicle for Providing Navigation Directions to Merchant Terminals That Process Vehicle Payments
14 Sep 23
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 17 May 23
Utility
Electronic Management of License Data
14 Sep 23
A computer system including a processor in communication with a memory and a database may be provided.
Shawn Everly, Randall Kirchner, Steve Schierholz, Joseph Waldmann, Nancy Warden, William T. Malone, Troy Steffen, Alex George Sarris, Matthew Jared Schroeder, Matthew Jeffrey Wilkens, William G. Baker
Filed: 18 May 23
Utility
Performing Semantic Segmentation of 3D Data Using Deep Learning
14 Sep 23
A computer-implemented method of training a deep artificial neural network includes receiving a three-dimensional point cloud and training the deep artificial neural network by subdividing the three-dimensional point cloud, and updating weights of the deep artificial neural network.
Ryan Knuffman
Filed: 18 May 23
Utility
Systems and Methods for Executing a Customized Home Search
14 Sep 23
A home cost analysis server for executing a customized home search may include a processor programmed to define a user budget constraint, receive a list of available homes, and determine an initial monthly cost for each home.
John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
Filed: 18 May 23