1126 patents
Page 13 of 57
Utility
Using a distributed ledger to determine fault in subrogation
14 Feb 23
Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, determining fault as part of the subrogation process.
William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
Filed: 9 May 22
Utility
System and method for evaluating the performance and usage of a question answering cognitive computing tool
7 Feb 23
A system and method for evaluating the performance and usage of a cognitive computing tool which answers questions from users.
Sunitha Garapati, Matt Floyd, Darcy Bogle, Oscar Rebollo Martinez, Shawn Perrone, Adam Hellman
Filed: 18 May 17
Utility
Risk mitigation for affinity groupings
7 Feb 23
Multiple insurance policies may be grouped or segmented into affinity groups, each of which corresponds to a respective risk level.
Leif Agerholm Roll, Craig Dean Isaacs, Eric Webster, Gregory L. Hayward
Filed: 4 Jun 20
Utility
Vehicle collision alert system and method
7 Feb 23
An impairment analysis (“IA”) computer system for detecting an impairment is provided.
Douglas L. Dewey, Jon Hodel, Steve F. Roberson
Filed: 6 Aug 20
Utility
Method and system for early identification and settlement of total loss claims
7 Feb 23
A method of identifying a vehicle total loss claim includes retrieving a plurality of historical vehicle records, labeling the records as repaired or total loss, calculating mean cost values, training a regression model, optimizing a probability threshold, analyzing a plurality of inputs to generate a prediction, and transmitting the prediction.
Carlee A. Clymer, Gary Foreman, Ronald R. Duehr, Denson Smith, Vincent M. Hummel, Bradley J. Walder, Chad Mychal Hirst, Justin Devore, Shane Tomlinson, David A. Pluimer, Pavan Bhagavatula, John Westhues, Tracey Leigh Knorr, Erin E. Miller, Joshua T. Monk, Aaron Ames, John G. McConkey, Michael Cicilio Fresquez, Himanshu Chhita, Jason Beckman, Douglas A. Graff, Michele Wittman, Alexis Danielle Cates, Stephen Young, Rajesh Panicker, Yohan Santos, Stephen Wilson, Carrie A. Read, Michael Brown, Robin A. Rose
Filed: 4 Oct 19
Utility
Methods of providing insurance savings based upon telematics and driving behavior identification
31 Jan 23
A system and method may collect telematics and/or other data, and apply the data to insurance-based applications.
Thomas Michael Potter, Mark E. Clauss, Dustin Ryan Carter, Douglas Albert Graff, Megan Michal Baumann, Atlanta Bonnom, Craig Cope, Jennifer Luella Lawyer, Curtis Simpson, Nathan W. Baumann
Filed: 27 Oct 20
Utility
Systems and methods for electronically matching online user profiles
31 Jan 23
A matching computer system for electronically generating, matching, and providing online user profiles, and determining a sharing score between the online user profiles is provided.
Joseph Robert Brannan, Brian N. Harvey, Ryan Michael Gross, J. Lynn Wilson, Matthew Eric Riley, Sr.
Filed: 27 Jun 19
Utility
Aerial imaging for insurance purposes
31 Jan 23
In a computer-implemented method, one or more digital aerial images of a property of a current or potential policyholder may be received.
Timothy Joel Davis, Amy Engelhorn, Tami R. Custer, Karen E. Przybylski, Paul C. Szews, Rosemarie Geier Grant, Eric Haefli, Arthur P. Paulette, Jr.
Filed: 20 Jul 20
Utility
Vehicle fleet exchange method and system
24 Jan 23
A method of facilitating a fleet exchange includes retrieving a fleet and retrieving a set of workers, analyzing the fleet and the set of workers using smart scheduling to generate allocations, and displaying the allocations to the workers.
Joseph Robert Brannan, Ryan Gross
Filed: 6 Feb 19
Utility
Real-time vehicle driver feedback based on analytics
24 Jan 23
Systems and methods for providing real-time feedback to a driver of a vehicle based on real-time datasets is disclosed.
Brian Mark Fields
Filed: 13 Sep 17
Utility
Connected vehicle for providing navigation directions to merchant terminals that process vehicle payments
17 Jan 23
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 4 Feb 21
Utility
Predictive analytics for assessing property using external data
17 Jan 23
Methods and systems for assessing property based on predictive analytics techniques that use external data are described herein.
Rebecca A. Little, Bryan R. Nussbaum, Deanna L. Stockweather, Nathan C. Summers, An Ho, Vicki King
Filed: 17 Oct 18
Utility
Vehicle collision alert system and method for detecting driving hazards
17 Jan 23
An impairment analysis (“IA”) computer system for alerting a first driver of a first vehicle to a driving hazard posed by a second vehicle operated by a second driver is provided.
Douglas L. Dewey, Jon Hodel, Steve F. Roberson
Filed: 6 Aug 20
Utility
Heuristic account fraud detection engine
17 Jan 23
A heuristic engine includes capabilities to collect an unstructured data set and detect instances of transaction fraud in a financial account.
Elizabeth A. Flowers, Puneit Dua, Eric Balota, Shanna L. Phillips
Filed: 19 Aug 20
Utility
Telematics service detection and action messaging based on machine learning for assisting car sharing platform
17 Jan 23
A method of causing car sharing platform user to perform vehicle actions includes training a model by analyzing historical data; analyzing a first data set to determine vehicle requirements comprising respective actions that include respective action values; displaying the actions; receiving user acceptance of the actions; analyzing a second data set to identify changes to the requirements indicating completed actions; and releasing the respective generated action value for the completed actions.
Joseph Robert Brannan, Ryan Gross
Filed: 28 Jul 21
Utility
Blockchain subrogation payments
17 Jan 23
A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant.
Jaime Skaggs, Shawn M. Call, Eric Bellas, Douglas A. Graff, William J. Leise, Vicki King, Jacob J. Alt, Eric R. Moore, Stacie A. McCullough
Filed: 7 May 18
Utility
Method and system for integrating online sales of consumer products with the sale of corresponding insurance
17 Jan 23
Methods, systems, apparatus, and non-transitory computer readable media are described for integrating the online purchase of a product with the purchase of an insurance policy providing coverage for the product.
Timothy Joel Davis, Amy Engelhorn
Filed: 1 Nov 19
Utility
Adjusting interior configuration of a vehicle based on vehicle contents
17 Jan 23
Systems and methods are provided for improving safety of one or more vehicle occupants.
Scott T. Christensen, Brian M. Fields, Stephen R. Prevatt, Steve Roberson
Filed: 5 Feb 21
Utility
Systems and methods for managing building code compliance for a property
10 Jan 23
Methods and systems that manage building code compliance are provided.
Jackie O. Jordan, II, John Donovan, David Turrentine, Torri Wollenschlager, Bryan R. Nussbaum, Deanna Stockweather, Jeffrey W. Stoiber, Kerstin Markwardt, Gail L. Carlson, Kyle C. Schiebel, Troy Winslow, Joseph P. Harr, EllaKate Wagner, Michael Harris, Jr., Jennylind Sun
Filed: 5 Nov 19
Utility
Method and system for optimizing dynamic user experience applications
10 Jan 23
A method for determining an efficacy of an application includes identifying a plurality of application components deliverable within the application, identifying a component from the plurality of application components to execute to perform the step based upon a profile; providing the particular component; detecting an interaction with the provided component; and determining an efficacy of the application.
John M. VanAntwerp, Dan Kalmes, Victoria Ann Spaulding-Burford, Thomas Schaefer
Filed: 6 Jun 18