1126 patents
Page 36 of 57
Utility
Merchant terminal for receiving payment from a vehicle
16 Mar 21
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 9 Feb 17
Utility
Connected vehicle for providing navigation directions to merchant terminals that process vehicle payments
16 Mar 21
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 9 Feb 17
Utility
Document-based fraud detection
16 Mar 21
In a computer-implemented method of facilitating detection of document-related fraud, fraudulent document detection rules may be generated or updated by training a machine learning program using image data corresponding to physical documents, and fraud determinations corresponding to the documents.
Timothy Kramme, Elizabeth Flowers, Reena Batra, Miriam Valero, Puneit Dua, Shanna L. Phillips, Russell Ruestman, Bradley A. Craig
Filed: 22 Mar 17
Utility
Reducing false positives using customer feedback and machine learning
16 Mar 21
A method of reducing a future amount of electronic fraud alerts includes receiving data detailing a financial transaction, inputting the data into a rules-based engine that generates an electronic fraud alert, transmitting the alert to a mobile device of a customer, and receiving from the mobile device customer feedback indicating that the alert was a false positive or otherwise erroneous.
Timothy Kramme, Elizabeth Flowers, Reena Batra, Miriam Valero, Puneit Dua, Shanna L Phillips, Russell Ruestman, Bradley A Craig
Filed: 14 Aug 19
Utility
Approving and updating dynamic mortgage applications
16 Mar 21
A system and computer-implemented method for approving a dynamic mortgage application.
Benjamin Tarmann, Richard R. Rhodes, Lokesh Awasthy, Denise DeRoeck, Jaime Skaggs, Jacob J. Alt, Shanna L. Phillips, Shyam Tummala, Matthew S. Meierotto, Richard D. Groonwald, Brian J. Hughes
Filed: 9 May 18
Utility
Systems and methods using a mobile device to collect data for insurance premiums
16 Mar 21
A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
Filed: 14 Jun 17
Utility
Fault determination of blockchain subrogation claims
16 Mar 21
A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration.
Shawn M. Call, Jaime Skaggs, Eric Bellas, Douglas A. Graff, William J. Leise, Vicki King, Jacob J. Alt, Eric R. Moore, Stacie A. McCullough
Filed: 17 Apr 18
Utility
System and method for obtaining and/or maintaining insurance coverage
16 Mar 21
An intermediary entity may act on behalf of consumers to find policy rates and/or other features that best meet the consumers' insurance requirements and/or preferences.
Leif Agerholm Roll
Filed: 11 Nov 19
Utility
Loss mitigation implementing unmanned aerial vehicles (UAVS)
16 Mar 21
Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks.
Nathan L. Tofte, Nathan W. Baumann, Michael Shawn Jacob, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant, Timothy W. Ryan
Filed: 10 Jan 20
Utility
Insurance underwriting and re-underwriting implementing unmanned aerial vehicles (UAVS)
16 Mar 21
Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks.
Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Michael Shawn Jacob, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant
Filed: 3 Apr 20
Utility
Shared vehicle usage, monitoring and feedback
16 Mar 21
Systems and methods for monitoring the use of a shared vehicle are described.
Brian Mark Fields, Steven C. Cielocha, Jacob J. Alt, Laura A. Uphoff, Leo Nelson Chan, Mohamed A. Wazeer, Kristopher Keith Gaudin, Justin Davis, Nathan W. Baumann, Giles Roll
Filed: 4 Feb 19
Utility
Autonomous vehicle operating status assessment
9 Mar 21
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided.
Brian Mark Fields, Chien Che Huang, Mohamed A Wazeer, Shawn C Bennett, Steven Cielocha, Ronny S Bryant, Stephen Kohaus, Terry Quakenbush, Richard A Novak, Aaron Scott Chan, Craig M Main, Weixin Wu, Torri Wollenschlager, Carol Marie Csanda, Stacey Gorsuch, Todd Binion
Filed: 2 Nov 18
Utility
Apparatuses, systems and methods for generating a vehicle driver signature
9 Mar 21
Apparatuses, systems and methods are provided for generating a vehicle driver signature.
Aaron Scott Chan, Kenneth J. Sanchez
Filed: 27 Sep 17
Utility
Continuously monitoring and updating mortgage ready data
9 Mar 21
A computer-implemented method of continuously updating information about a customer approved for a mortgage, the customer associated with a customer identification number.
Benjamin Tarmann, Richard R.. Rhodes, Lokesh Awasthy, Denise DeRoeck, Jaime Skaggs, Jacob J. Alt, Shanna L. Phillips, Shyam Tummala, Matthew S. Meierotto, Richard D. Groonwald, Brian J. Hughes
Filed: 9 May 18
Utility
Technology for building and managing data models
9 Mar 21
Techniques for building and managing data models are provided.
Weixin Wu, Phillip Sangpil Moon, Scott Farris
Filed: 11 May 18
Utility
Autonomous vehicle operating style and mode monitoring
9 Mar 21
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided.
Brian Mark Fields, Chien Che Huang, Mohamed A Wazeer, Shawn C Bennett, Steven C Cielocha, Ronny S Bryant, Stephen Kohaus, Terry Quakenbush, Richard A Novak, Aaron Scott Chan, Craig M Main, Weixin Wu, Torri Wollenschlager, Carol Marie Csanda, Stacey Gorsuch, Todd Binion
Filed: 25 Oct 18
Utility
Systems and methods for analyzing property telematics data to update risk-based coverage of a property
9 Mar 21
Systems and methods may analyze property telematics data, with homeowner permission or affirmative consent, to update risk-based coverage of a property, such as a house, during a short-term rental.
Kristopher Keith Gaudin, Tracey Dunne
Filed: 28 Jun 19
Utility
Smart contracts for vehicle events
9 Mar 21
Systems and methods are disclosed for interacting with smart contracts stored on a blockchain to control vehicle related activity.
William J. Leise, Jacob J. Alt, Jaime Skaggs, Eric Bellas, Shawn M. Call, Eric R. Moore, Melinda Teresa Magerkurth, Vicki King
Filed: 29 Jun 20
Utility
Systems and methods for maintaining a self-driving vehicle
9 Mar 21
A computer-based method for maintaining an autonomous or self-driving vehicle is provided.
Brian N. Harvey, Nathan L. Tofte
Filed: 16 Jan 20
Utility
Systems and methods for automatically responding to a fire
9 Mar 21
Methods and systems for generating a response to detecting a fire on a property are provided.
Jackie O. Jordan, II, John Donovan, David Turrentine, Torri Wollenschlager, Bryan R. Nussbaum, Deanna Stockweather, Jeffrey W. Stoiber, Kerstin Markwardt, Gail L. Carlson, Kyle C. Schiebel, Troy Winslow, Joseph P. Harr, Ellakate Wagner, Michael Harris, Jr., Jennylind Sun
Filed: 22 Nov 19