1126 patents
Page 8 of 57
Utility
Insurance underwriting and re-underwriting implementing unmanned aerial vehicles (UAVs)
25 Jul 23
Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks.
Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant, Michael Shawn Jacob
Filed: 19 Apr 22
Utility
Blockchain subrogation claims with arbitration
25 Jul 23
A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration.
Shawn M. Call, Jaime Skaggs, Eric Bellas, Douglas A. Graff, William J. Leise, Vicki King, Jacob J. Alt, Eric R. Moore, Stacie A. McCullough
Filed: 25 Jan 22
Utility
Systems and methods for operating drones in response to an incident
18 Jul 23
A response system may be provided.
Bryan Flick
Filed: 30 Apr 21
Utility
Voice and speech recognition for call center feedback and quality assurance
18 Jul 23
A computer-implemented method for providing an objective evaluation to a customer service representative regarding his performance during an interaction with a customer may include receiving a digitized data stream corresponding to a spoken conversation between a customer and a representative; converting the data stream to a text stream; generating a representative transcript that includes the words from the text stream that are spoken by the representative; comparing the representative transcript with a plurality of positive words and a plurality of negative words; and generating a score that varies according to the occurrence of each word spoken by the representative that matches one of the positive words, and/or the occurrence of each word spoken by the representative that matches one of the negative words.
Sylvia Hernandez
Filed: 10 Sep 21
Utility
Monitoring representatives in a contact center environment
18 Jul 23
Techniques described herein relate to representative monitoring in a contact center environment.
Chad Skinner, Rachel Duffield, Aaron Kammeyer, Amit Gupta
Filed: 8 Dec 21
Utility
Tow and emergency roadside assistance locating and tracking mobile application
18 Jul 23
A system for providing dynamic roadside assistance coordination may include a customer mobile device or vehicle in direct, or indirect, wireless communication with an insurance provider and/or service provider remote server.
George T. Dulee, Natalie R. Smith, Matthew Clarenson, Michelle Ann Curtis, Justin Davis, Jacob Alt
Filed: 9 Mar 22
Utility
Unmanned aerial vehicle (UAV) data collection and claim pre-generation for insured approval
18 Jul 23
Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify.
Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Michael Shawn Jacob, Joshua David Lillie, Brian N Harvey, Roxane Lyons, Rosemarie Geier Grant
Filed: 9 Nov 20
Utility
Systems and methods for parsing multiple intents in natural language speech
18 Jul 23
A system for parsing separate intents in natural language speech configured to (i) receive, from the user computer device, a verbal statement of the user including a plurality of words; (ii) translate the verbal statement into text; (iii) label each of the plurality of words in the verbal statement; (iv) detect one or more potential splits in the verbal statement; (v) divide the verbal statement into a plurality of intents based upon the one or more potential splits; and (vi) generate a response based upon the plurality of intents.
Duane L. Marzinzik
Filed: 7 Aug 20
Utility
Structural characteristic extraction using drone-generated 3D image data
18 Jul 23
A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image.
Timothy J. Spader, George T. Dulee, Jr., Donald Yuhas, Aaron Brucker, Chris Stroh, Jeffrey Mousty
Filed: 16 Oct 20
Utility
Systems and methods for augmented reality for disaster simulation
11 Jul 23
An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided.
Timothy Joel Davis, Amy Engelhorn
Filed: 15 Sep 21
Utility
Merchant terminal for receiving payment from a vehicle
11 Jul 23
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 4 Feb 21
Utility
Reducing false positive fraud alerts for online financial transactions
11 Jul 23
In a method of preventing fraudulent online financial transactions, a request to authorize an online, financial transaction may be received, where the transaction is associated with a debit or credit card account.
Timothy Kramme, Elizabeth Flowers, Reena Batra, Miriam Valero, Puneit Dua, Shanna L. Phillips, Russell Ruestman, Bradley A. Craig
Filed: 28 Dec 20
Utility
Providing a GUI to enable analysis of time-synchronized data sets pertaining to a road segment
11 Jul 23
Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.
Alexander Cardona, Kip Wilson, David Frank, Phillip Michael Wilkowski, Nolan White
Filed: 3 Nov 20
Utility
Merchant terminal for receiving payment from a vehicle
4 Jul 23
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 19 Sep 22
Utility
Estimating a condition of a physical structure
4 Jul 23
In a computer-implemented method and system for capturing the condition of a structure, the structure is scanned with an unmanned aerial vehicle (UAV).
James M. Freeman, Roger D. Schmidgall, Patrick H. Boyer, Nicholas U. Christopulos, Jonathan D. Maurer, Nathan L. Tofte, Jackie O. Jordan, II
Filed: 7 Mar 22
Utility
Electronic management of license data
4 Jul 23
A computer system including a processor in communication with a memory and a database may be provided.
Shawn Everly, Randall Kirchner, Steve Schierholz, Joseph Waldmann, Nancy Warden, William T. Malone, Troy Steffen, Alex George Sarris, Matthew Jared Schroeder, Matthew Jeffrey Wilkens, William G. Baker
Filed: 4 Dec 20
Utility
Error documentation assistance
4 Jul 23
An error documentation system including tools to collect and analyze application error data for individual development teams and tools to share documented defects and solutions across development teams during any stage of development cycle.
Javier Lozano, William Luo, Carlos Gonzalez, Bing (Aaron) Lin
Filed: 8 Jul 21
Utility
Connected vehicle for providing navigation directions to merchant terminals that process vehicle payments
4 Jul 23
Methods, systems, apparatus, and non-transitory computer readable media are described for using a vehicle as a payment device.
Kristopher Keith Gaudin, Leo Nelson Chan, Justin Davis
Filed: 12 Dec 22
Utility
Performing semantic segmentation of 3D data using deep learning
4 Jul 23
A deep artificial neural network (DNN) for generating a semantically-segmented three-dimensional (3D) point cloud is manufactured by a process including obtaining a 3D point cloud, establishing a DNN topology, training the DNN to output labels by subdividing the point cloud, pre-processing the subdivisions, updating weights, and storing weights.
Ryan Knuffman
Filed: 24 Sep 20
Utility
Apparatus, systems and methods for classifying digital images
27 Jun 23
The present disclosure is directed to apparatuses, systems and methods for automatically classifying images of occupants inside a vehicle.
Aaron Scott Chan, Kenneth J. Sanchez
Filed: 7 Jul 22