43 patents
Utility
Relationship Retrieval in a Partitioned List of Records
18 Nov 20
Systems and methods are provided for accessing a database of records to identify a set of records represented by one or more nodes in a graph model.
Brent Farrell
Filed: 13 Jul 20
Utility
Soft Segmentation Based Rules Optimization for Zero Detection Loss False Positive Reduction
28 Oct 20
A system and method includes soft-segment based rules optimization that can mitigate the overall false positives while maintaining 100% true positive detection.
Scott Michael Zoldi, Qing Lin
Filed: 24 Apr 19
Utility
Similarity Sharding
14 Oct 20
In one aspect, a method for similarity sharding of datatype items is provided.
Girish Kunjur, John R. Ripley
Filed: 8 Apr 19
Utility
System and method for empirical organizational cybersecurity risk assessment using externally-visible data
28 Sep 20
A system and method for assessing the cybersecurity breach risk associated with a given organization is disclosed.
Scott Michael Zoldi, James Coggeshall
Filed: 19 Mar 17
Utility
Efficient Association of Related Entities
16 Sep 20
Systems and methods for efficient association of related entities.
Brent Farrell, Michael Betron
Filed: 12 Mar 19
Utility
Computer-implemented Decision Management Systems and Methods
16 Sep 20
Computer-implemented decision management systems and methods are provided.
Benjamin Dean Williams, Fernando Dontati Jorge
Filed: 12 Mar 19
Utility
Systems and methods for fraud detection via interactive link analysis
7 Sep 20
Fraud detection is facilitated by developing account cluster membership rules and converting them to database queries via an examination of clusters of linked accounts abstracted from the customer database.
Stuart L. Crawford, Chris Erickson, Victor Miagkikh, Michael Steele, Megan Thorsen, Sergei Tolmanov
Filed: 17 Jul 08
Utility
Density Based Confidence Measures of Neural Networks for Reliable Predictions
26 Aug 20
A system and method for learning and associating reliability and confidence corresponding to a model's predictions by examining the support associated with datapoints in the variable phase space in terms of data coverage, and their impact on the weights distribution.
Scott Zoldi, Shafi Rahman
Filed: 24 Feb 19
Utility
Providing Insights About a Dynamic Machine Learning Model
5 Aug 20
Computer-implemented machines, systems and methods for providing insights about a machine learning model, the machine learning model trained, during a training phase, to learn patterns to correctly classify input data associated with risk analysis.
Arash Nourian, Richard Spjut, Longfei Fan, Parama Dutta, Jari Koister, Andrew Flint
Filed: 30 Jan 19
Utility
Computer-projected Confidence Indicia
5 Aug 20
A computer-implemented method and system for generating a confidence indicia.
James Laura
Filed: 31 Jan 19
Utility
First Party Fraud Detection
29 Jul 20
A computer-implemented fraud detection method and system for periodically identifying network associations in a consumer population at a national credit reporting agency and computing associated network level variables related to credit use and potential first party fraud for the consumer population.
Radha Chandra, Sharon Hatcher Tilley, Michael McFadden, Supriti Singh, Michael Betron, Mohammad Nikpour, Elizabeth Lasher, Yan Wei, Brendan Alexander Lacounte, Adam Barker, Jenny Rees, Ian Whiteside, Neil Stickels
Filed: 16 Jan 20
Utility
Building Resilient Models to Address Dynamic Customer Data Use Rights
29 Jul 20
A system and method for constructing an improved computing model that preserves use rights for data utilized by the model.
Scott Michael Zoldi, Shafi Ur Rahman
Filed: 16 Apr 20
Utility
System and method for executing consumer transactions based on credential information relating to the consumer
27 Jul 20
Systems and methods are provided for allowing a merchant to provide a consumer with a real-time, personalized offer to execute a consumer transaction in response to evaluating that consumer's credential information.
David K. Bradford
Filed: 1 Nov 07
Utility
Identifying latent states of machines based on machine logs
13 Jul 20
The state of a system is determined in which data sets are generated that include a plurality of data instances representing states of one or more components of a computer system.
Ashish Gupta, Shafi Ur Rahman, Sambandan Murugan
Filed: 9 Jun 15
Utility
Multiple funding account payment instrument analytics
13 Jul 20
A system and method for multiple funding account payment instrument analytics is disclosed.
Scott Michael Zoldi
Filed: 9 Jul 17
Utility
Computer-projected Risk Assessment Using Voluntarily Contributed Information
24 Jun 20
A computer-implemented method for risk assessment and providing refinements to credit risk analysis based on a variety of information, including information voluntarily contributed by an applicant.
Sally Ritsuko Taylor-Shoff, Ethan J. Dornhelm, Erik Franco, David Shellenberger, Can Arkali, Radha Chandra
Filed: 18 Dec 18
Utility
Fraud detection by profiling aggregate customer anonymous behavior
22 Jun 20
Computer implementation methods of processing transactions to determine the fraud risk of transactions incorporating card issuer bin and cardholder location associated with a multitude of customers.
Scott Michael Zoldi, Heming Xu
Filed: 5 Sep 17
Utility
Dynamic business rule creation using scored sentiments
25 May 20
A method for analyzing and implementing sentiments includes sorting data from the data stream into sorted data by using a corpus builder.
Amit Naik
Filed: 22 Oct 14
Utility
Building resilient models to address dynamic customer data use rights
18 May 20
A system and method of building a decision or prediction model used for analyzing and scoring behavioral transactions is disclosed.
Scott Michael Zoldi, Shafi Ur Rahman
Filed: 20 Nov 17
Utility
Adaptive Fraud Detection
13 May 20
A computer-implemented method for technologically improving a computer-implemented machine-learning model, the method comprising receiving, by a model, at least a first data record; generating a first score representing a first likelihood that the first data record is associated with a first classification, in response to feedback received from one or more data sources communicating with at least one computing system on which the model is implemented; generating a second score to represent a second likelihood that the first data record is associated with the first classification, in response to the first score being higher than a threshold value.
Scott M. Zoldi, Larry Peranich, Jehangir Athwal, Uwe Mayer, Sajama
Filed: 11 Nov 19