481 patents
Page 21 of 25
Utility
Vehicle rating system
28 Sep 20
A system may include a telematics device associated with a vehicle having one or more sensors arranged therein, a first computing device associated with a driver of the vehicle, and a driving behaviors analysis server, comprising hardware including a processor and memory.
Grady Irey
Filed: 7 Feb 16
Utility
Determining a property of an insurance policy based on the density of vehicles
21 Sep 20
Systems and methods are disclosed for generating vehicle insurance rates based on driver-independent variables and/or driver-dependent variables.
Suresh Augustine, Edward A. Biemer, Dagmar Dugan, Jennifer Field, Laura Flodin
Filed: 12 Aug 14
Utility
Recommendation of insurance products based on an inventory analysis
21 Sep 20
Apparatuses and methods may provide for generating, maintaining, and using an inventory for insurance purposes.
William Loo, Stephen Hughes, James Gillespie, Jennifer A. Brandmaier, Daniel Koza
Filed: 9 Sep 12
Utility
Agent-facilitated claims damage estimation
21 Sep 20
Systems and methods provide for an automated system for analyzing damage to process claims and pre-claim consultations associated with an insured item, such as a vehicle.
Suchandra Banerjee, Jennifer A. Brandmaier, Mark E. Faga, Robert H. Johnson, Clint J. Marlow, Curtis Murphy, Kurt M. Stricker, Josh Campbell
Filed: 14 Mar 13
Utility
Determining a driver score based on the driver's response to autonomous features of a vehicle
21 Sep 20
Systems and methods are disclosed for generating vehicle insurance rates based on driver-independent variables and/or driver-dependent variables.
Suresh Augustine, Edward A. Biemer, Dagmar Dugan, Jennifer Field, Laura Flodin
Filed: 12 Aug 14
Utility
Multi-computer processing system for dynamically executing response actions based on movement data
21 Sep 20
Methods, computer-readable media, systems, and/or apparatuses for evaluating movement data to identify a user as a driver or non-driver passenger are provided.
Surender Kumar, Sunil Chintakindi, Howard Hayes, Tim Gibson, Soton Ayodele Rosanwo
Filed: 25 Jul 19
Utility
Data processing system communicating with a map data processing system to generate a display of one or more segments of one or more vehicle routes
21 Sep 20
Systems and methods are disclosed for generating a display of a navigation map.
Sunil Chintakindi, Howard Hayes
Filed: 28 Jun 18
Utility
Traffic based driving analysis
14 Sep 20
A driving analysis server may be configured to receive vehicle operation data from vehicle sensors and telematics devices of a first vehicle, and may use the data to identify a potentially high-risk or unsafe driving behavior by the first vehicle.
Margaret A. Brinkmann, Daniel Kraft, Nathan M. Bryer, Eric D. Huls, Thomas Michael Warden
Filed: 6 Apr 17
Utility
Emergency incident detection, response, and mitigation using autonomous drones
14 Sep 20
A system may be configured to detect an emergency condition at a premises; dispatch one or more autonomous drones to a location associated with the emergency condition; receive from the one or more autonomous drones, sensor data associated with the emergency condition; generate, based on the sensor data, a plan identifying an evacuation route for safely evacuating the premises; and transmit an instruction that causes the one or more autonomous drones to indicate, to one or more persons in a vicinity of the emergency condition, the evacuation route.
Surender Kumar, Mark V. Slusar, Howard Hayes
Filed: 26 Feb 18
Utility
Risk unit based policies
14 Sep 20
Methods, computer-readable media, systems and apparatuses for determining and implementing risk unit based insurance policies are presented.
Edward A. Biemer, Grady Irey, Caryl M. Styrsky
Filed: 2 Jan 17
Utility
Multi-stop route selection system
14 Sep 20
A multi-stop route selection system may include a telematics device associated with a vehicle having one or more sensors arranged therein, a mobile device, and a server computer.
Elizabeth Schreier, Jamie Elizabeth Grahn
Filed: 10 Jun 18
Utility
Systems and methods for automated call-handling and processing
14 Sep 20
Methods, systems, and computer-readable media consistent with the present disclosure manage multiple telephone calls by managing a session record associated with the call, amending the session record according to a plurality of rules to reflect a plurality of instructed actions, evaluating an amended session record to derive at least one of the plurality of instructed actions, and implementing a derived instructed action on the call under the control of an automated apparatus.
Clay F. Roberts, Joseph D. Skala
Filed: 24 Sep 18
Utility
Vehicle turn detection
7 Sep 20
An turn detection system is configured to determine headings or a course of a vehicle over a period of time and evaluate whether the vehicle has registered a turn based on these headings/course.
Varun Nagpal, Yasir Mukhtar, Jared S. Snyder, Connor Walsh
Filed: 21 Oct 18
Utility
Distributed data processing systems for processing remotely captured sensor data
7 Sep 20
Aspects of the disclosure relate to processing remotely captured sensor data.
Pratheek M. Harish, Benjamin Robertson Yeomans, Alexander Herrmann, Kyle Patrick Schmitt, Venu Madhav Tammali, Samantha Mait
Filed: 5 Jul 18
Utility
Driving analysis based on movement data
7 Sep 20
One or more devices in a data analysis computing system may be configured to receive and analyze movement data, and determine driving trips associated driving data based on the received movement data.
Jennifer A. Brandmaier, Jeffrey Fitzgerald, Eric D. Huls, Joseph Kleinhenz, William Loo, Matthew James Manzella, Philip Peter Ramirez
Filed: 4 Aug 19
Utility
Detection of mobile device location within vehicle using vehicle based data and mobile device based data
7 Sep 20
One or more location analysis computing devices, methods, and computer-readable media are disclosed herein for determining the position of a mobile device (smartphone, tablet computer) within an interior of a vehicle.
Soren K. Lundsgaard, Dana Ferguson, Jared S. Snyder
Filed: 10 Jan 19
Utility
Cryptographically transmitting and storing identity tokens and/or activity data among spatially distributed computing devices
31 Aug 20
Aspects of the disclosure relate to a system and method for cryptographically transmitting and storing identity tokens and/or activity data among spatially distributed computing devices.
Howard Hayes, Jason D. Park, John S. Parkinson
Filed: 19 Nov 17
Utility
Virtual carpooling
24 Aug 20
A system comprising a first computing device operated by a first driver, a second computing device operated by a second driver, and a server is disclosed.
Lindsey Jo Thome, Tara Cavallaro Kozlowski
Filed: 10 Jan 18
Utility
Notifying users of coverage
17 Aug 20
Systems, methods, apparatuses and computer-readable media for receiving data associated with a plurality of users, such as a group of employees receiving benefits from an employer.
K Pearl Harrison, David Dickson
Filed: 10 Jun 14
Utility
Road frustration index risk mapping and mitigation
10 Aug 20
A system for determining a road frustration index value includes a vehicle and a user computing device within the vehicle and a remote computing system, where a telematics system associated with the vehicle senses a speed of the vehicle.
Sunil Chintakindi
Filed: 15 Nov 18