Jeff Schweitzer | President and CEO |
Mike Keim | President, Univest Bank and Trust |
Roger Deacon | CFO |
Michael Perito | KBW |
Frank Schiraldi | Sandler O'Neill |
Matthew Breese | Piper Jaffray |
Good morning, and welcome to the Univest Corporation of Pennsylvania Third Quarter 2017 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Jeff Schweitzer, President and CEO of Univest Corporation of Pennsylvania. Please go ahead.