Jeff Schweitzer | executive |
Brian Richardson | executive |
Timothy Switzer | analyst |
Frank Schiraldi | analyst |
Matthew Breese | analyst |
Mike Keim | executive |
Good morning, everyone, and welcome. My name is Drew, and I'll be your operator today. At this time, I would like to welcome everyone to the Univest Financial Corporation Fourth Quarter 2020 Earnings Call. [Operator Instructions].
I will now turn the call over to your host, Jeff Schweitzer, President and CEO of Univest Financial Corporation.