Jeffrey Schweitzer | President & CEO |
Brian Richardson | EVP and CFO |
Michael Keim | President of Univest Bank & Trust |
Andrew DeFranco | KBW |
Matthew Breese | Stephens Incorporated |
Frank Schiraldi | Piper Sandler |
Good morning and welcome to the Univest Financial Corporation First Quarter 2021 Earnings Call. All participants will be in listen-only mode. [Operator Instructions]. Please note this event is being recorded. I would now like to turn the conference over to Mr.