Jeffrey Schweitzer | President and Chief Executive Officer |
Michael Keim | Chief Operating Officer and President |
Brian Richardson | Chief Financial Officer |
Michael Thereto | Private Investor |
Frank Schiraldi | Piper Sandler |
Hello, and welcome to the Univest Financial Corporation Fourth Quarter and Year-End 2021 Earnings Call. My name is Alex and I'll be coordinating the call today.
If you'd like to ask a question at the end of the presentation, [Operator instructions]. I will now hand over to your host, Jeff Schweitzer, President and CEO of Univest Financial Corporation. Over to you, Jeff.