Jeff Schweitzer | President & CEO |
Mike Keim | COO & President, Univest Bank & Trust |
Brian Richardson | CFO |
Frank Schiraldi | ABC |
Matthew Breese | Stephens |
Good morning, and thank you to all of our listeners for joining us today.
Joining me on the call this morning is Mike Keim, our Chief Operating Officer and President of Univest Bank and Trust; and Brian Richardson, our Chief Financial Officer.
Before we begin, I'd like to remind everyone of the forward-looking statements disclaimer. Please be advised that during the course of this conference call, management may make forward-looking statements that express management's intentions, beliefs or expectations within the meaning of the federal securities laws.
Univest's actual results may differ materially from those contemplated by these forward-looking statements.