José Rafael Fernández | President, Chief Executive Officer and Vice Chairman |
Maritza Arizmendi Díaz | Executive Vice President and Chief Financial Officer |
Alex Twerdahl | Piper Sandler |
Glen Manna | Keefe, Bruyette & Woods |
Good morning. Thank you for joining OFG Bancorp's Conference Call. My name is Christie, and I will be your operator today.
Our speakers for today are José Rafael Fernández, President, Chief Executive Officer and Vice Chairman, and Maritza Arizmendi, Executive Vice President and Chief Financial Officer. A presentation accompanying today's remarks can be found on the redesigned Investor Relations website on the homepage in the "What's New" box or on the quarterly results page.