José Fernández | executive |
Maritza Arizmendi | executive |
Brett Rabatin | analyst |
Cesar Ortiz-Marcano | executive |
Alexander Roberts Twerdahl | analyst |
Kelly Motta | analyst |
Thank you for joining OFG Bancorp's conference call. My name is Jamie, and I will be your operator today.
Our speakers are José Rafael Fernández, Chief Executive Officer and Vice Chair of the Board of Directors; Maritza Arizmendi, Chief Financial Officer; and Cesar Ortiz, Chief Risk Officer. A presentation accompanies today's remarks. It can be found on the homepage of the OFG website under the First Quarter 2024 section.