Kenneth Schellenberg | VP of IR |
Alessandro DiNello | President, CEO |
James Ciroli | Executive VP & CFO |
Lee Smith | Executive VP & COO of Flagstar Bank |
Steve Figliuolo | Chief Risk Officer |
Scott Siefers | Piper Sandler |
Bose George | KBW |
Daniel Tamayo | Raymond James |
Steve Moss | B. Riley, FBR |
Henry Coffey | Wedbush |
Good day, and welcome to the Flagstar Bank Second Quarter 2020 Earnings Call. Today’s conference is being recorded. At this time, I’d like to turn the conference over to Ken Schellenberg. Please go ahead, sir.
Thank you, and good morning.