Mark DeRussy | executive |
Marc Montagner | executive |
Brendan Cavanagh | executive |
Ric Prentiss | analyst |
Jonathan Atkin | analyst |
Nicholas Del Deo | analyst |
David Barden | analyst |
Michael Rollins | analyst |
Simon Flannery | analyst |
Matthew Niknam | analyst |
Richard Choe | analyst |
Michael Elias | analyst |
Brendan Lynch | analyst |
Walter Piecyk | analyst |
David Guarino | analyst |
Batya Levi | analyst |
Ladies and gentlemen, thank you for standing by. Welcome to the SBA fourth quarter results conference call. [Operator Instructions] And as a reminder, this conference is being recorded.
I would now like to turn the conference over to our host, Mark DeRussy, Vice President of Finance. Please go ahead.