Brian Vance | President and CEO |
Don Hinson | EVP and CFO |
Jeff Deuel | President and COO |
Bryan McDonald | EVP and Chief Lending Officer |
Jeff Rulis | D.A. Davidson |
Matthew Clark | Piper Jaffray |
Jacque Bohlen | KBW |
Tim Coffee | FIG Partners |
Tim O'Brien | Sandler O'Neill & Partners |
Ladies and gentlemen, thank you for standing by and welcome to the Heritage Financial Third Quarter Earnings Call. At this time all lines are in a listen-only mode. Later there will be an opportunity for your questions and instructions will be given at that time. [Operator Instructions] And as a reminder, this conference is being recorded. I'll now turn the conference over to your host, CEO, Brian Vance.