Jeffrey J. Deuel | executive |
Donald Hinson | executive |
Tony Chalfant | executive |
Bryan McDonald | executive |
Jeff Rulis | analyst |
Matthew Fedorjaka | analyst |
Hello, everyone, and welcome to today's call. My name is Drew, and I'll be your conference operator today. At this time, I would like to welcome everyone to the Heritage Financial Q4 and Year-end Earnings Call. [Operator Instructions] I will now turn the call over to your host, Jeff Deuel, CEO. Please go ahead.